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“But I Was Born Free”

July 4th, 2019 Comments off
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Stills from Born Free music video by Kid Rock, posted further below. Collage by MHProNews.

Music gets appropriated for commercials, campaigns, causes, and political events on a routine basis. So why not do that for the interests of manufactured home professionals, investors, and the tens of millions in the affordable home seeking public?

 

Facts, figures and slogans often get swatted around like a ping-pong ball in a professional-level table tennis match to advocate for some new law.

Why not cut-to-the-chase, save time, money, and implement the good laws that are already on the federal law books?

There are unique opportunities for honest gain being forged in the crucible of often troubling circumstances. There are purported ‘black hat’ operations that have manipulated the system and political forces in order to divert existing laws while lining their own pockets. They do so at the expense of our fellow Americans, ethical businesses, and honest investors.

Why not use some jujitsu to spotlight those bad behaviors, while ‘white hat’ businesses, investors, organizations, professionals, advocates, and lawmakers come together to enforce good laws?

Why not hold hearings in Congress to spotlight the various ways that existing laws have been blocked, often by posturing or feigning which masks entirely selfish interests – often within our own industry’s ranks?

Let’s explore that case briefly below.

 

Born Free

I was born free. We believe in free enterprise and respect all honest work. It’s a holiday, yet the groundskeepers caught us by surprise – they are working outside – keeping the lawn, shrubs, and the property pristine. Wow, that’s unexpected, yet it’s amazingly American.

But some are born into vexing scenarios made worse by corrupted versions of capitalism rightly called conquest or crony capitalism. Is it any wonder that millions – seeing such misbehavior – question free enterprise?

However well intended HUD Secretary Ben Carson or his predecessor Julián Castro may be or have been, there is evidence that corporate interests have colluded with officials currently or previously at HUD to thwart existing laws. We’ll explore who and name some names in the days ahead.

But even what we already know from Senate testimony or from the Washington Post should be enough to cause alarm for observant and thoughtful professionals and honorable public officials.

Senator Thom Tillis, in a dialogue with HUD Secretary Ben Carson said, “I don’t think that most people recognize how the regulatory burdens hit the poorest among us the hardest.” Tillis revealed that he grew up in what he called a ‘trailer house,’ but was more likely a mobile home or early HUD Code manufactured home. Tillis spoke about the morass of regulations that are “no doubt creating a higher price point.”

 

 

Senator Tillis (NC-R) jokingly said that in his personal case, the increased regulatory costs might have been the difference between a single wide, and a “single wide with a bump out.”  There are likely thousands of professionals in our industry that don’t even know what that means, because single sections with an extension are not so common any more. There was unquestionable more variety of manufactured homes built by more manufacturers 30 to 35 years ago than there are today. That’s not to say that there aren’t improvements, of course there are, as Secretary Carson said in the video above.  But for those who were in the industry in the 1980s, they recall ‘tip outs,’ balcony bedrooms, sunken baths, raised kitchens, and other floorplans that many today have not seen on a factory line in many years.

Tillis used his personal experience as an example to call attention for the need for regulatory stream lining that could benefit millions. That sound suspiciously like the executive order that President Trump issued just days ago. It was very much in keeping with what a Washington, D.C. based trade group has been calling public officials to do for years. Persistence may pay in the foreseeable future.

Secretary Carson, even early in his administration, noted that 22 million were living in manufactured homes and their mobile home predecessors. He said when you look at the progress made in the industry “it’s amazing.”

 

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You must meet people where they are. Terminology must be taught and caught. Make a habit of using the correct terminology.

 

Dr. Carson went on to say that a lot of the housing was hard to distinguish from site-built housing, noted that pricing on manufactured homes was lower, but “the regulations are ridiculous.”  He noted that he put a moratorium on those and were inspecting regulations from “top to bottom.” More recently, Secretary Carson said that we can solve the affordable housing crisis, and he pointed to manufactured homes as part of that solution.

Some of those “ridiculous” regulations Carson spoke about in Senate testimony were no doubt about issues related to Danner that MHProNews and the Manufactured Housing Association for Regulatory Reform (MHARR), among others, had spotlighted for years.

Who was directly in charge of implementing HUD regulations?

Pam Danner, J.D., who per sources was inserted into her role at the Office of Manufactured Housing Programs (OMHP) by backers within the Manufactured Housing Institute (MHI).  While that claim may or may not be easy to nail down, what follows is already known.

Juliet Eilperin writing in the Washington Post in May 2018 said that it was the efforts of Mark Weiss, J.D., President and CEO of MHARR and his colleagues that got Danner removed, for her purported excesses in regulatory overreach. By contrast, the Manufactured Housing Institute (MHI) Senior Vice President (SVP) Lesli Gooch specifically stated that they did not seek Danner’s removal.

That WaPo report was not denied by MHI.

When thousands of industry professionals were howling from coast-to-coast about Danner and overreach, why wasn’t the Arlington, VA based trade group likewise pushing for Danner’s removal?

Once the ‘wheat and chaff’ are separated, what becomes clear is this. MHI postured action, but failed at the most basic and obvious step; i.e.: seeking and obtaining Danner’s removal. That’s not a conspiracy theory, that’s per the clear implication of MHI’s SVP Gooch’s own words, as reported by the Washington Post. That’s the truth hiding in plain sight.

The deep pockets at MHI – and those behind them in places like Omaha, or the Knoxville metro, and their allies – can buy more of everything than MHARR and/or our publications can.  MHI is the one that claims they have clout at the federal level.  If so, how have they used that clout?

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That reality of their deeper pockets and broader access are precisely why it is logically stating the obvious where the roadblocks in our industry are. They are often internal, and the net impact is that the industry is consolidating instead of growing.  Several of MHI’s own past and present members have said as much.

 

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Former MHI state affiliates broke away and in 2018 formed the National Association for Manufactured Housing Community Owners, NAMHCO. They cited MHI’s years of failures as part of their reason for doing so.

 

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Ask yourself. Do these Marty Lavin dictums apply in this case?

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Who benefits from slow growth or negative growth? Isn’t it the deeper pockets that can then buy more communities, retailers, producers, and suppliers at a discount? Doesn’t that fit the Warren Buffett mantra?

 

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Never forget that even during medieval times, castles and their moats were in fact breached.

 

Therefore, it is an obvious time for a new paradigm.

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When MHProNews spotlighted that MHI had reputedly done nothing on reaching out to the CFPB in 2017, MHI – perhaps in there embarrassment – began to move to get something done. When MHARR pushed MHI long enough on the DOE energy rule, MHI finally pivoted. It seems that MHI acts for the interests they claim to stand for best when the spotlight hits their lack of action otherwise. 

 

It is time for new alliances to be created that bridge the gaps that are causing a harmful status quo.  It is outrageous that manufactured home shipments are into 9 months of year-over-year decline.  It is a disgrace that MHI and their outside attorney threatened us for lawfully publishing the item below, when it was they who were making the false claims and promises.

 

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That this decline is avoidable is exemplified by exceptions to the rule, such as our report on Nobility Homes, linked here.

That Buffett’s ‘donations’ have found their way into the hands of MHAction and other groups opposing MHI begs the question, have they been playing the industry’s white hats with the rope-a-dope for years?

 

Prosperity Now, Nonprofits Sustain John Oliver’s “Mobile Homes” Video in Their Reports

 

While MHI, Prosperity Now and others are pushing for a new bill in Congress that could make things worse. Paradoxically, the claimed goal of that bill could be rapidly achieved simply by implementing existing federal laws. Which begs the question, why not push for implementing good laws that are already on the books?  Who benefits from more delays? Isn’t it the consolidators that want to keep manufactured housing misunderstood and underperforming?

 

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There are several reasons to believe that there is collusion and corruption that purportedly violates antitrust, IRS or other regulations, and possibly laws such as RICO.

 

 

We have new and significant recent features on Manufactured Home Living News. They lay the foundation that makes the case for implementation of existing laws. They also suggest how white hat brands, organizations, honest public officials, and investors could be working with manufactured homeowners, renters, and others to reform the system by implementing existing laws.

It could – indeed should – start with public hearings by Congress and possibly states to investigate and explore what has gone wrong.  No one could be as incompetent as the powers that be in Omaha-Knoxville-Arlington have been, could they? Which suggests that a relatively small group of people could be manipulating the system in ways that cause more homelessness, more poverty, and more grief for millions that would otherwise be avoided.

 

 

More in the days ahead on specifics within HUD that should cause alarm and spark action.

Those of us born in the U.S.A. were born free.  Let’s not lose that freedom to the machinations of a few that are trying to wrongfully enrich themselves to the detriment of the many.

 

 

Roll the stone away. Let the guilty pay. It’s Independence Day.

 

 

Summing Up

The solution to the affordable housing crisis has been hiding in plain sight for years.  There is a case to be made that it is often forces within the industry that have thwarted, allowed, and diverted resources and good current laws from spurring more sustainable growth. That growth would have meant more home ownership for people otherwise trapped in rent. That kind of corruption must be exposed and punished.

Roll the stone away, let the guilty pay, it’s Independence Day.”

Now you may better understand our mantra, “News through the lens of manufactured homes, and factory built housing,” © where “We Provide, You Decide.” © Dig into the related and linked reports above and below to round out the picture. Let’s restore the American Dream, starting with an understanding of Independence Day. ## (News, fact-checks, analysis, and commentary. All third-party images and content are provided under fair use guidelines for media.)

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For MH professional expert services, click here. For examples of third-party media, see links here, here, and here.

L. A. ‘Tony’ Kovach is a managing member of LifeStyle Factory Homes, LLC parent company of MHLivingNews and MHProNews. He is a highly acclaimed industry expert and consultant, a managing member of LifeStyle Factory Homes, LLC, and is a 25 plus year award-winning manufactured home industry professional. Kovach earned the Lottinville award in history at the University of Oklahoma.

 

 

Related Reports:

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https://manufacturedhousingassociationregulatoryreform.org/mharr-reiterates-call-for-dts-investigation/

 

Manufactured Housing Production and Shipments, Official HUD Data, Report for May 2019

 

 

 

 

 

 

President Trump Mulls Federal Action Intervening on Homeless Crisis in U.S. Cities

July 2nd, 2019 Comments off

 

PresidentTrumpMullsFederalActionInterveningHomelessCrisisInUSCitiesDailyBusinessNewsMHProNews

Still from the first video, posted below.

Tucker Carlson Tonight (TCT) had an exclusive interview with President of the United States (POTUS) Donald J. Trump that was aired on 7.1.2019.  It covered foreign and domestic affairs. It included concerns over antitrust or monopolistic related issues, but also on the growing problems of homelessness in America.

 

The first segment of part two of that interview begins with questions about the power of big tech over the marketplace.  From that, is this POTUS Trump pull-quote: “A lot of people want us to take [federal antitrust, other legal] action against Facebook, Twitter and frankly against Amazon.”

When asked by Carlson if the Trump Administration will take action, the 45th president demurred, saying “I can’t say,” meaning he is not able to comment.

About halfway through this video below on right-of-center Fox News, Carlson pivots to a comparison of the cleanliness of Japanese cities compared to many in the United States.

 

 

Carlson named New York City, San Francisco, and Los Angeles as examples of cities with a homeless problem.  These are among the places that MHProNews and our sister site have reported on or mentioned previously.

The president said, “Its disgraceful…We are looking at it very seriously. You can’t do that,” meaning allow such problems to occur.

The president said that people and police officers are getting sick just from walking the streets were human waste and other troubling issues are occurring routinely, as was dramatically documented in the viral “Seattle is Dying” video report.

 

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“…You can’t do that, you can’t ruin our cities,” the president told Carlson. He said it is the “liberal Establishment” that runs those cities. “It’s a terrible thing that is taking place.”

The president said that shortly after he took office, that he addressed similar issues that were occurring in “certain places in Washington, D.C. where that was starting to happen.”

POTUS Trump said he ended it “very quickly” because you can’t have world leaders coming and witnessing that in the nation’s capital.

After putting it in the context of the prior beauty of San Francisco, where Trump branded companies have business interests, he said, “We are looking at that very seriously.

Do these governors or mayors” where these troubling issues are occurring “really think this is a positive?” rhetorically asked the president. He said the problems with homelessness wasn’t okay, and “It’s destroying a whole way of life.”

The first part of the same interview is posted below.  It dealt more with trade and foreign affairs.

 

 

How Does This Homeless Issue Relate to Affordable Housing, and Manufactured Homes?

That too is a rhetorical question, because the connection should be obvious. The recent White House announcement of an executive order that established a council to address the barriers to affordable housing is arguably a predicate to whatever the Trump Administration is preparing to do.

To learn more, see the related reports, linked below the byline.

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Submitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

Related Reports:

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Rent Controls and Manufactured Housing Restrictions Targeted in New Presidential Executive Order

President Trump Signs Executive Order on Affordable Housing Crisis, Ray of Light for Manufactured Housing? Plus, Manufactured Home Stock Updates

Federal Bill that MHI, Prosperity Now, NAMHCO Tout – MHARR Opposes, Why?

Democrats 2020 Presidential Hopeful Polls Shows VP Biden Drop, Plus Senator Kamala Harris (D) vs. POTUS Donald J. Trump (R) “Matchup” Video

 

Shocking, True State of the Manufactured Housing Industry, plus Solutions for Profitable, Sustainable Growth – May 2019

 

 

 

 

 

 

Addressing Manufactured Housing Insanity, Unusual Equity LifeStyle Properties (ELS) Tip

July 1st, 2019 Comments off

 

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The [popular] definition of insanity is repeating the same actions over and over again and expecting different results.”

– sources, Solon, Psychology Today.

 

Its like selling tickets to a zoo where only ‘1 in 100 are eaten by lions!’”

– Paul Bradley, President, ROC USA,
speaking about the problems caused by the issue of manufactured home land-lease community closures.

 

MHProNews has from the outset cited sources and those that deserve or wish to be acknowledged.

It was an off-the-record comment by a manufactured housing state association executive and award-winning winner member of MHEC – the Manufactured Housing Executives Council – who said that the proper role of a good association can be summed up with this 3 letter acronym, P.E.P.  Protect, Educate, and Promote.

It was an association peer of that MHEC member who said that the industry is now witnessing “association malpractice” on display from the Manufactured Housing Institute (MHI), but also by others too.

In fairness, there are several associations that could lay claim to working hard at authentically attempting P.E.P.

But can an objective, informed,  evidence oriented professional say that Manufactured Housing Instiutte (MHI) can honestly be named among them?

  • The industry is continuing to consolidate while the industry remains mired under 100,000 shipments for over a decade.
  • Our publisher L. A. ‘Tony’ Kovach was still an active MHI member when he said that there is a “high cost of low [manufactured home industry] volume sales.”
  • Within weeks of that analysis being published, U.S. Bank closed its manufactured housing lending division.
  • Since then, more independent retailers, and thousands of manufactured home communities have closed or were acquired by larger firms.
  • Several manufactured home producers have closed and/or were been consolidated since Warren Buffett led Berkshire Hathaway acquired Clayton Homes, Oakwood Homes, and Clayton’s affiliated lending.
  • Because sales volumes and/or occupancy are much lower than they were during the roaring 1990s, those businesses were bought at what is arguably a reduced value for their business.

That ‘bargain’ or ‘value acquisition’ – defined as being something under the intrinsic value of that thing – just happens to be the mantra of Warren Buffett, and others who follow that investment philosophy.

Buffett-led Berkshire Hathaway and a relatively small group of firms dominate the Manufactured Housing Institute (MHI). Is it a coincidence that since 2003, when Buffett purchased Clayton Homes, that the industry’s sales are still at historic lows?  Or is it mere chance that the industry is still selling fewer HUD Code manufactured homes than when Berkshire acquired Clayton and their affiliated manufactured home lenders?

 

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April data reflects month 8th of the downturn, with nary a whimper from MHI or the big boys. Why?

 

Or does MHI’s routine failures – acknowledged by their own elected and staff leaders in the videos below – have a subtle but open and obvious explanation?

 

 

Is there a scheme involving MHI to consolidate independents that is publicly unstated, but is nevertheless the increasingly apparent goal?

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On MHLivingNews there are two new reports. One is the call from a community leader for congressional investigations. ICYMI, that report is found from the link below.

 

The other is a new spotlight about Nathan Smith and his partner’s in SSK Communities rebranding as Flagship Communities.  Renaming is their right.

  • But does the manufactured housing industry’s white hat firms really think that it’s okay that the Kentucky Manufactured Housing Institute (KMHI) gave one of those rebranded communities an industry award?
  • Is it appropriate when Smith’s SSK Communities was one of the firms that John Oliver’s viral hit video spotlighted as predatory?
  • Or when Smith and his partners’ You Got It Homes is rated as a “C-“ below average by the Better Business Bureau (BBB)?
  • Or when the BBB rates Smith and his partners’ SSK Communities as a “F” a failing grade?

 

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Understanding the Industry Through the Eyes of the Those Outsiders Looking In

The industry must learn to see how others through the lens that others see manufactured housing.

  • Democratic lawmaker’s staff have told MHProNews recently that MHI is viewed as being “anti-consumer.” Ouch.
  • The history of Clayton Homes,
  • the costly legal woes at Cavco Industries since the November 2018,
  • or the ongoing headaches and heartaches that are caused often by Nathan Smith’s SSK,
  • or embarrassment sparked by other MHI member firms such as Havenpark Capital (a.k.a. Havenpark Management)

those are just some of the reasons why the industry’s image is suffering, even though the quality of the homes is overall high, per federal data. Or how does this factoid look to those who ponder it?

 

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The satirical logo is used in part to poke with a lighter touch at a serious topic. As some have framed it, there are white hat companies at MHI, and black hat companies.

 

An Interesting Tip from Equity LifeStyle Properties (ELS).

It was voices from Chairman Sam Zell’s Equity LifeStyle Properties (ELS) home office that encouraged MHLivingNews to do more than just puff-pieces on MHLivingNews, a comment shared while Vice-Chair Howard Walker was still alive.

Walker himself said the following, which strikes a similar note.

 

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Thoughtful words, worth pondering with respect to MHI. 

 

That obliquely raises the following point.

Third-party data reflects the point that MHProNews dominates in manufactured housing trade media.

That said, readership on numbers of Manufactured Home Living News (MHLivingNews) articles routinely dwarfs the totals of individual articles on MHProNews. There are far more total articles on MHProNews, but the readership of MHLivingNews articles, fact-checks, and analysis reports are often far more popular than similar ones done on MHProNews.

Given that there are more consumers than professionals, that data is as it should be. But that also means that the years invested in developing MHLivingNews can yield serious benefits for home owners, home seekers, advocates, investors, industry professionals, and all others.

 

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MHI’s outside attorney, MHI itself, and surrogates of MHI have threatened and rattled sabers against this publication for some years. But when MHProNews calls their bluff, each time, they have backed down. Why? While attorneys tell MHProNews that MHI and their ‘big boy’ backers can certainly afford to sue even without good cause, such a suit would open them up to countersuits and discovery. Is it possible that MHI, Clayton, 21st and others don’t want to have to open their books up to discovery by MHProNews? Besides, how does MHI backers explain away the numerous words of public praise – like the example above – that they’ve previously made?

 

Manufactured Housing Professionals Should Police Ourselves in Concert with Public Officials, or Others Will Police MHVille to the Detriment of Many White Hat Businesses

Ironically, KMHI – which recently gave Nathan Smith and the former SSK Communities/Flagship Communities an award – says that they have a code of ethical conduct. Presumably MHI does too.

What code of ethical conduct explains the track record of high-profile members misbehaving in a way that draws negative attention on the entire industry? When has MHI publicly admonished or repudiated bad behavior by one or more of their member(s)?

MHARR has been involved in several important initiatives over the years that are useful for the manufactured housing industry. After some prodding, MHARR put together the list linked below so that others had a more complete understanding that their methods are fruitful.

 

 

But MHARR have long said that they need a post-production partner.  In November of 2017, they published a deep dive white paper that explained why such a post-production association is needed.

 

 

Indeed, as MHProNews has reported, the:

  • Mainstream conventional housing has numerous trade groups, not just one. NAHB, NAR, MBA are just three of numbers to make the point.
  • The automotive and RV industries also have several trade groups.
  • Why is it that so many in manufactured housing have been lulled into believing that our industry needs only one trade group?
  • When MHI is presiding over an era in our industry that benefits only a few ‘big boy’ companies, why should the balance of the industry trust MHI?

 

Benefits of a New MH Trade Group?

1)    If post-production alliance of ‘white hat’ firms and-or a post-production association of white hat companies were forged, and worked with MHARR, then increased pressure on lawmakers and public officials to enforce good laws already on the books due in good measure to MHARR’s visionary efforts could be brought to bear.

2)    By contrast, posturing and claims by MHI and several of their affiliates continues. Meanwhile, new rent control laws are being passed that will be harder on smaller communities who are routinely NOT the ones that cause rent-control or other such laws to be passed in the first place.

3)    The status quo harms the interests of the bulk of the industry’s independents, while it seems to benefit those who consolidate the industry. Is that accident? Mere chance? Or is that trend by design?

Whatever the cause, it doesn’t change that fact that the trend is what it is. So in a sense, what matters most is that the industry’s independents act in a positive fashion, rather than continue to behave in ways that keeps the industry shrinking when it should be robustly growing.

Manufactured housing has a great story to tell, that when told well, results in sales. But it is MHI’s own Chairman, Joe Stegmayer who recently oddly admitted that the story about manufactured housing is in many ways an under-told story. That was a stunning admission on camera by the man who’s behavior purportedly sparked a Securities and Exchange Commission (SEC) subpoena that resulted in their stock value dropping like a rock overnight.

 

 

It was MHI member Terry Decio, whose father was once favorably found on the cover of Time Magazine, who in recent years lamented that he’s tired of being in the industry’s that is the best kept secret.

 

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Stopping the Insanity

At Tunica, there was a meeting of a dozen industry professionals exploring a new post-production association.  Susan Bretton with the newly formed National Association of Manufactured Housing Community Owners (NAMHCO) was in attendance.  Bretton encouraged the group to advance the cause of a new post-production association. NAMHCO themselves broke from MHI for their years of lack of performance.  Here’s how they put it.

 

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It isn’t only about little companies vs. big ones.

Perhaps more to the point, it is unethical or problematic companies – so called black hat operations – vs. the interests of companies that behave in an ethical fashion. The black hat brands bring black hat headlines and cause the white hats of our industry avoidable grief.

But because there is no retail, finance, installer, transporters and other ‘white hat’ post-production trade group to work with MHARR, what remains are associations that are a mixed in with white hats.  Who is harmed the most by that blending of black hats with white hats? Isn’t it obviously the white hat brands?

Our firm has worked with white hat companies to successfully increase sales at the local market level. Part of how that is accomplished is to distinguish a white hat company from black hat ones.  Then educate consumers to look for the difference, as MHLivingNews has been doing for some time.

The message to prospective consumers can be simple. Manufactured housing and properly operated manufactured home communities are a good option that can save money and deliver a good lifestyle for millions.

But perspective homeowners ought to avoid the bad behavior of the few – who are often, but not always larger firms – which may also hold prominent roles in a national and/or state association(s).  There are black hats in other sectors of housing, not just manufactured homes.  So the need for consumers is to do their homework before buying, shop wisely, and work only with companies that take care of their customers.

It was the same year that Tony Kovach warned about the high cost of low-volume sales that MHProNews took part in a video production that included this clip with MHI president Richard ‘Dick’ Jennison.

 

 

That statement by Jennison was stunning then, and it is stunning – but also revealing – now.

After all, what trade association leader argues for low volume and slow growth?  That statement by MHI’s president, in hindsight, was a warning sign. It seems like an open admission to the MHI agenda in recent years.  Slow growth or negative growth results in consolidation.  Mate that statement with the Nathan Smith comments in the video posted above reflecting his laughing as he said he wanted all of the communities for himself.  Spoken like a true consolidator?!

MHI’s own prior president, Chris Stinebert, politely ripped his own association in the exit message for failing to put customers first, and in failing to provide for alternative sources of financing. ICYMI or need a refresher, see his exit message at the link below.

 

These breadcrumbs merit Congressional inquires.

Jennison, prompted, admitted in 2015 that manufactured housing could achieve 500,000 new HUD Code home sales per year.  Why then is it that the industry is still struggling under 100,000 new home shipments? Why was there an 8 month dip in year over year new manufactured housing production/shipments?

 

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How to Reverse the Trends, Benefiting Home Owners, Professionals, Investors and Others

If there were far more new home sales, as communities become full, the value of each home in that community arguably rises.  Meaning, not only does a family-owned business benefit, but so to can their residents.

If new manufactured home communities and the enhanced preemption provisions of the Manufactured Housing Improvement Act existed, that would benefit consumers and most ethical industry owners/investors.  New supply must be brought on line in order to address the problems caused allegedly predatory ‘black hat’ companies such as Havenpark, SSK/Flagship Communities, and others.

No one argues that there should be no more apartments built in order to make existing apartments more valuable.  It is arguably madness – or worse – that MHI hasn’t addressed this problem years ago.

There are a several things that could result in sustainable surge of new manufactured home sales and new communities and privately owned home sites coming online.  Here is a partial list.

  • A new post-production alliance and/or trade association can make a bright line distinction between industry black hats and white hats. The KMHI and MHI examples, by contrast, seem to suggest that there is a lack of will or ability for those and possibly other MHEC members to address the negative blowback caused by black hat firms.
  • Such a new alliance or trade group could do educational events targeting industry, the general public, affordable housing advocates, and public officials. It should be noted that Stinebert and manufactured housing industry investor Robert Robotti held something like those sessions for investors. But something more robust could be done that would boost the sales of those who are part of such a post-production group.
  • Such a new trade group should publicly denounce black hat behavior, it should be part of their bylaws, along with an enforced code of ethical conduct.
  • That trade group could work with MHARR and any others that want to see the industry grow in a sustainable fashion.
  • That trade group could join hands with select resident groups that have a similar interest in boosting the image and understanding of manufactured housing, while calling out black hat behavior. It is a disgrace to the industry that lawmakers and their staff’s see MHI as being anti-consumer. That must change, and after years of waiting for MHI to change, it should be clearly argued that it is insane to keep waiting. MHI debatably has too many years of bad baggage. Isn’t it insane to keep doing the same things, and expect a different result?
  • Resident and industry trade groups must call on Congress to hold public hearings on why problematic behavior that has kept good laws from being enforced have come from within the ranks of the manufactured housing industry.
  • As an upcoming special report will spotlight, there is also evidence that certain public officials are part of that effort to misdirect and fail to implement the understanding of laws such as Enhanced Preemption.

This week the latest data on manufactured home shipments are going to be made known. If the 8-month downturn abates or not, it should not change the industry’s white hat members resolve to forge a new post-production trade group or alliance.

 

What’s the Alternative?

One of the attendees of the Tunica exploratory meeting made a case for trying to ‘take control’ of MHI.  Months have gone by.  Has anyone witnessed anything different from MHI since Tunica? Or is it just more of the same photo-opportunities and fig leaf posturing? There is hoopla presented to the industry’s members. But by contrast, where is the effort to use the good news that HUD Secretary Ben Carson or others have made possible?

It’s MHI members, past and present, that have been among their most vocal critics.

 

FollowThe MoneyPayMoreAttentionToWhatPeopleDothanwhatTheySaySpySea72MartyLavinYachtManufacturedHousingINdustryProMHProNews

JoanneStevensQuoteslammingMHI-havenparkBerkshireHathawayMHReviewDailyBusinessNewsMHproNews

The journey of a thousand miles begins with a single step.

The opportunity to reform MHI has been repeatedly provided and has gone a wasting.

The trendlines make it clear. The time to form a new white hat post-production structure is now.

 

Lessons Learned…

It Isn’t Just MHI Members Who Believe They Benefit From Black Hat Behavior…

Keep in mind that some believe that they benefit from MHI’s ‘black hat’ behavior in an indirect way.  So, don’t be surprised if white hat firms don’t immediately get on board with this renewed initiative.

But among the lessons to be learned from the Last Week Tonight with John Oliver viral hit video, errantly named “Mobile Homes” is this. Buffett’s and certain MHI member firm’s financial and other fingerprints are arguably on MHAction and the black hat operations.  ICYMI, see that, linked below.

 

Prosperity Now, Nonprofits Sustain John Oliver’s “Mobile Homes” Video in Their Reports

 

Who would have thought in February 2019 that the John Oliver video was coming in April 2019?

There are billions of dollars in upside opportunities in manufactured housing. But in order to achieve that potential, operations of good will should either learn to do on their own what is described herein for their local market and/or they should join forces in a lawful fashion with ethical operations that want to grow and earn more should team up with others like them in a new trade group or alliance.

 

MHIdeals = Manufactured Home Independents Ethical Advancement Leadership Society

Such a society could foster what’s needed for manufactured housing to help millions of more Americans achieve the satisfying dream of home ownership.

Let MHI and black hat firms stay in MHI. If there is a new MHIdeals organization, that group could be the voice for honest business practices that are good for consumers and taxpayers.

Even membership in a properly operated MHIdeals would be valuable. Why? Because if a robust and enforce code of ethical conduct exists, then every MHIdeals member would arguably be a firm some home seeker, investor, or professional would want to do business with.

MHLivingNews, following the tip from ELS insiders and others, began laying the foundation for a method of spotlighting bad behavior from good.  Manufactured homeowners, housing shoppers, and investors exploring the manufactured home arena are all finding this revised vision of MHLivingNews to be a useful and positive resource.

While ELS is eschewed by several, it should be recalled that they purchased a ROC and do so in a fashion that provided those residents with safeguards. It is too soon to say what may follow. But suggestions like the one made to MHLivingNews is noteworthy.

It should be noted, as a disclosure, that ELS is not, nor has been, a sponsor of either site.

It may sound odd that something that spotlights negative behavior can be a positive force.  But the alternative is to allow lawmakers and regulators to punish the good along with the bad.

 

The industry must police its own and call for appropriate actions. In response to a request for comment on the article above, Kurt Kelley put it in writing to MHProNews the following statement.

KurtKelleyJDMobileAgencyMHRManufacturedHousingIndustryVoicesMHProNews

Kurt Kelley.

I’m glad to call you a friend, Tony…You and some other industry leaders do a fine job of holding MHI and others accountable for their work. I’ve chosen to leave that to you.” Kurt Kelley, MHReview publisher.

Kelley did not protest any of the report linked here and above. Instead he said “You [MHLivingNews/MHProNews] and some other [presumably, MHARR] industry leaders do a fine job of holding MHI and others accountable for their work.”

That certainly sounds like encouragement of this platform’s – and arguably MHARR’s – efforts to expose and get to the root causes of the problems that are holding manufactured housing at artificially low levels.

We in turn value that Kelley has published articles that – even if obliquely – revealed the troubling nature of the Omaha-Knoxville-Arlington axis. Kelley is also the only trade media, besides ours, that occasionally will publish a MHARR article.  By contrast, MHInsider, George F. Allen, and others are routinely publishing only pro-MHI material, and they – as well as Kelley – arguably do so uncritically.

 

 

Stop the Insanity

It is time to stop the insanity.

It is time to move beyond hoping or trusting that MHI might change.  Hasn’t that proven to be fruitless? Or arguably counterproductive?

It is important to note in closing that MHProNews has given Kevin Clayton, Tim Williams, Nathan Smith, Joe Stegmayer, Richard ‘Dick’ Jennison, Rick Robinson, and MHI’s outside attorney several opportunities to respond to these and related concerns.  They’ve opted to remain silent.  Perhaps there is a good reason for them to take the fifth?

 

RickRobinsonManufacturedHousingInstituteMHIDailyBuisnessNewsMHProNews

MHI’s Rick Robinson, Richard ‘Dick’ Jennison and others have ducked publicly and privately from responding to questions, and have for two years. Prior to that, they used to answer routinely and promptly. Are they unable to answers vexing questions without looking even worse?  The example above occurred in front of dozens of industry professionals. 

That’s today’s latest edition of “News Through the Lens of Manufactured Homes, and Factory-Built Housing,” © where “We Provide, You Decide.” ©. ## (News, fact-checks, analysis, and commentary.)

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Rent Controls and Manufactured Housing Restrictions Targeted in New Presidential Executive Order

 

President Trump Signs Executive Order on Affordable Housing Crisis, Ray of Light for Manufactured Housing? Plus, Manufactured Home Stock Updates

Federal Bill that MHI, Prosperity Now, NAMHCO Tout – MHARR Opposes, Why?

 

Shocking, True State of the Manufactured Housing Industry, plus Solutions for Profitable, Sustainable Growth – May 2019

MHI CEO Dick Jennison’s Pledge – 500,000 New Manufactured Home Shipments

 

Positive, Uplifting Third-Party Reports Favor Modern Manufactured Housing, So What’s Going Wrong?

Bonuses, Bonuses! Manufactured Housing Struggles During Affordable Housing Crisis, While Top MHI Staffers Get Bonuses

 

 

 

 

 

Unpacking New White House Council on Affordable Housing Initiative and Manufactured Homes

July 1st, 2019 Comments off

UnpackingNewWhiteHouseCouncilOnAffordableHousingInitiativeAndManufacturedHomesDailyBusinessNewsMHProNews

Success has many fathers,
failure is an orphan
.”
– Maxim based on saying popularized by President John F. Kennedy,
but originated in a saying by Italian Count Caleazzo Ciano, per Wikipedia.

 

 

Manufactured housing is underperforming as an industry, as has been noted numerous times here on MHProNews.  So perhaps it is no surprise that when something positive appears to occur, there is a rush to grab credit for that apparent glimmer of hope.

There is therefore a sometimes subtle, sometimes obvious battle in manufactured housing over who did what, when, where, why, and how.  There is also a contest as to what the meaning is of some legal or administrative ruling, or what the possible risks and benefits are of a bill that is being proposed in Congress, and so on.

In the wake of the White House’s surprise announcement of a new executive order establishing a “White House Council on Eliminating Regulatory Barriers to Affordable Housing,” the Arlington, VA based Manufactured Housing Institute (MHI) and their surrogates were quick to leap to take credit. MHI’s claims could be examined in an upcoming fact-check.  But what follows below is the view from the Washington, D.C. based Manufactured Housing Association for Regulatory Reform.

Note that MHARR specifically mentions MHProNews participation in that pre-announcement conference call.  MHProNews publisher L. A. ‘Tony’ Kovach’s query was one of only four questions taken by the White House during their pre-rollout conference call. According to the automated login for that call, only several dozen were in on that White House call, and MHARR and MHProNews were among that tiny group so invited.

 

 

Manufactured Housing Association for Regulatory Reform Unpacks New White House Council and Manufactured Homes

JUNE 26, 2019

  

TO:                  MHARR MANUFACTURERS

                        MHARR STATE AFFILIATES

                        MHARR TECHNICAL REVIEW GROUP (TRG)

 

FROM:             MARK WEISS

 

RE:                 

President Announces White House Council
on Eliminating Regulatory Barriers
to Affordable Housing

MHARR participated in a conference call on June 25, 2019, conducted by the U.S. Department of Housing and Urban Development (HUD), during which White House officials announced the impending issuance of an Executive Order (EO) to create a “White House Council on Eliminating Regulatory Barriers to Affordable Housing.” While the substance of the EO – which, as detailed below, is fully consistent with and reflects MHARR policy objectives as advanced before the Administration, Congress and HUD – was described during the conference call, that call, as repeatedly emphasized by the same White House Officials, was specifically “off the record.” MHARR, in accordance with that request, withheld publication on this initiative until it was publicly announced and issued by the White House (see HUD Press Release attached).

Consistent with MHARR’s fundamental focus on the costs imposed by unnecessary and unreasonable regulatory mandates, as well as its more recent initiative and undertaking to combat discriminatorily restrictive and exclusionary local zoning mandates that effectively ban HUD-regulated manufactured housing from large areas of the nation, the President’s Executive Order, specifically acknowledges that “federal, state [and] local … governments impose a multitude of regulatory barriers – laws, regulations and administrative practices – that hinder the development of housing.”  The EO then goes on to expressly recognize types of regulatory actions – which have been prioritized for action and opposition by MHARR — that continue to hinder both the affordability and availability of federally-regulated manufactured housing, stating: “These regulatory barriers include – overly restrictive zoning and growth management controls … excessive energy … efficiency mandates [and] outdated manufactured housing regulations and restrictions.”  (Emphasis added).

Indeed, the EO’s specific emphasis on zoning and other “outdated … restrictions” on federally-regulated manufactured housing is fully consistent with an April 24, 2019 communication from MHARR to Secretary Carson, calling on HUD to “utilize its resources to research, study and analyze such discriminatory and exclusionary zoning and its local and national impacts on the availability of affordable [manufactured] housing and homeownership in light of relevant national housing policies.” The same communication calls on HUD to exercise its authority under the enhanced federal preemption language of the Manufactured Housing Improvement Act of 2000 to either eliminate or limit such baseless restrictions.  And, indeed, in response to an inquiry from MHProNews Publisher L.A. Tony Kovach, it appears that the specific issue of federal preemption will be “on the table” in this process.

Under the EO, the White House Council will be chaired by Secretary Carson and will consist of representatives from eight federal agencies, including agencies that either currently regulate matters affecting manufactured housing – i.e., HUD and the Environmental Protection Agency (EPA) – or seek to regulate aspects of manufactured housing – i.e., the U.S. Department of Energy (DOE).  Among other things as set forth in the EO, the Council will seek to identify and then “reduce and streamline statutory, regulatory and administrative burdens at all levels of government that inhibit the development of affordable housing.”  This will lead to the development of specific initiatives designed to reduce the targeted federal, state and local regulatory barriers and a report to President Trump within the next twelve months regarding “the Council’s implementation of … this order.”

The EO, accordingly, presents a potentially unequalled opportunity for the specific advancement of policy objectives that MHARR has been tasked with advancing, including, but not limited to: (1) the full and complete implementation of all reform aspects of the Manufactured Housing Improvement Act of 2000; (2) the elimination of unnecessary regulatory burdens imposed on manufactured housing and manufactured housing consumers by HUD in accordance with Executive Orders 13771 and 13777; (3) the elimination or modification of baseless and discriminatory zoning restrictions on manufactured housing, including both single lots and communities; and (4) other related issues involving regulatory impediments to the availability and affordability of HUD-regulated manufactured housing.

In addition, the initiative established by the EO underscores that recent legislation introduced in Congress to supposedly “modernize” manufactured housing – but which would, in reality, undermine and harm existing, inherently affordable HUD Code manufactured housing – is unnecessary and should not go forward, as set forth by MHARR in its June 24, 2019 Memorandum entitled “Unnecessary/Damaging Bills Introduced in Congress.”

MHARR will continue to keep you apprised of developments related to this important Administration initiative.

cc: Other Interested Industry Members

##

 

MHProNews Analysis

Let’s be blunt.

The fact that “enhanced preemption” is only “on the table” in this process is a possible warning sign.

There is no doubt that MHARR is pushing for preemption. That has been well documented, as is shown in the screen capture graphics herein plus the links below the byline.

EnhancedPreemptionManufacturedHousingAssociationRegulatoryReform4-26-2019ManufacturedHomesMHProNews

Since the screen capture above was performed, MHARR has done more articles that mention or are focused on the federal preemption given to HUD Code manufactured homes under the Manufactured Housing Improvement Act of 2000.

 

MHProNews and MHLivingNews have likewise promoted the broad use of federal preemption for manufactured homes for years.

 

EnhancedPreemptionSearchManufacturedHousingMHProNewsNadaMHIbutMHARRhasit2019-06-12_1227

MHProNews and MHLivingNews has been online longer than MHARR, so it is no surprise that MHARR is #3 on this search result. But MHI has been online since the 1990s. They were part of the coalition led by MHARR that included state associations that helped make enhanced preemption part of federal law. How is it possible that MHI has no mention of it on their website? State executives are aware of it, and though rarely used, it has been used by HUD on occasion.

 

By contrast, it is MHI and their surrogates that purportedly have hidden and/or obscured this important key in federal law that already exists. Why?  What explains that claim, if they truly want to see the industry grow?

 

ManufacturedHousingInstituteLogoMHILogo2019-06-30_0828

Site search of MHI website conducted on 6.30.2019. By contrast, see what a purported surrogate of theirs has said on this same topic, at this link here and here. Curious, isn’t it?

 

That key of HUD actually using their significant power of federal preemption over local and state roadblocks could turn the lock that opens the door to more manufactured home ownership opportunities for millions of Americans. It is a regulatory short-cut, because it is already federal law.  It fits perfectly with the White House’s stated mission. Is there a reason to delay on this? See but one example of federal preemption being exercised by HUD in the letter to Richland, MS below. 

 

HUDLetterCityRichlandMSEmilyGoodeJenHallMMHAFederalPreemptionofManufacturedHomesFederalEnhancedPreemptionMHIA2000DailyBusinessNewsMHProNews

The letter to Richland is found here, and was requested by that state’s executive, Jen Hall. So why wouldn’t MHI promote it’s use? Indeed, why didn’t MHI ask for this on the recent Bryan, TX case?

So this White House initiative, while promising, nevertheless comes with cautionary notes too.  

ManufacturedHousingInstituteLogoMHILogoMeetingNotOpenJournalistsReportsMHProNews

L. A. ‘Tony’ Kovach in photo by sign displayed at a MHI meeting.

It is a disgrace that the Manufactured Housing Institute [MHI] has not boldly, consistently, and faithfully promoted the enhanced preemption that is a key part of the Manufactured Housing Improvement Act of 2000. MHI was part of that effort in the waning days of the 20th century. It is already federal law. Because they were part of the coalition that worked for passage, MHI therefore ought to be well aware of the law and its meaning. But that was prior to Berkshire Hathaway’s acquisition of Clayton Homes, and much has changed at MHI since 2003.” said former MHI board member and MHProNews publisher L. A. ‘Tony’ Kovach. 

If MHI sincerely wants to see the industry grow in a robust and sustainable fashion, then they will push for the Government Sponsored Enterprises [GSEs] lending on all HUD Code manufactured homes, not just a select group of them that Clayton Homes wanted supported.  If MHI isn’t just posturing when they say they want to see the industry grow, then they should begin immediately to promote the true meaning of enhanced preemption.  MHI should likewise do more than give a fig leaf to their members whom they hope to mollify or ‘razzle dazzle,’ by going loudly, proudly, and consistently public on the valuable steps that HUD Secretary Ben Carson has taken in recent months to promote a better understanding and broader use of manufactured homes, Kovach said.

The fact that MHI has failed to do so even on their own website speaks volumes, Kovach said.

MHProNews will circle back to this topic as warranted in the near term.  Note that as a courtesy to new readers, or those who may have missed it, the evidence of MHARR’s claims are found linked below the bylines and notice. The hot links above also lead to more evidence on the issue of enhanced preemption.

That’s today’s first installment of News Through the Lens of Manufactured Homes, and Factory-Built Housing,” © where “We Provide, You Decide.” ©. ## (News, fact-checks, analysis, and commentary.)

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Shocking, True State of the Manufactured Housing Industry, plus Solutions for Profitable, Sustainable Growth – May 2019

 

MHARRCallsHUDSecretaryCarsonEndDiscriminatoryZoningHUDRegulatedManufacturedHomesCommodoreHomesCorpMHARR

Photo of Commodore Homes model, MHARR logo, are provided under fair use guidelines. See article and letter to Secretary Carson, linked here. https://manufacturedhousingassociationregulatoryreform.org/mharr-calls-on-hud-secretary-to-end-discriminatory-and-exclusionary-zoning-of-hud-regulated-manufactured-homes/

 

 

 

 

Rent Controls and Manufactured Housing Restrictions Targeted in New Presidential Executive Order

June 28th, 2019 Comments off

RentControlsManufacturedHousingRestrictionsTargetedinNewPresidentialExecutiveOrderDailyBusinessNewsMHProNews

Still from first video, below.

In section one, paragraph 2 of the new presidential executive order are several items that could directly or indirectly impact the manufactured industry.

 

Two specific items jump out, but there are others.  Those two are:

·        rent controls;

·        outdated manufactured-housing regulations and restrictions;

 

The Daily Business News on MHProNews has obtained the entire executive order, which will be found below the first posted video, which has the signing ceremony.  Following the executive order and another video featuring an interview with HUD Secretary Ben Carson, there will be some additional commentary and analysis.

 

 

TheWhiteHouseDailyBusinessNewsMHProNews

WH logo provided under fair use guidelines.

Executive Order Establishing a White House Council on
Eliminating Regulatory Barriers to Affordable Housing

 Issued on: June 25, 2019

By the authority vested in me as President by the Constitution and the laws of the United States of America, it is hereby ordered as follows:

Section 1.  Purpose.  For many Americans, access to affordable housing is becoming far too difficult.  Rising housing costs are forcing families to dedicate larger shares of their monthly incomes to housing.  In 2017, approximately 37 million renter and owner households spent more than 30 percent of their incomes on housing, with more than 18 million spending more than half of their incomes on housing.  Between 2001 and 2017, the number of renter households allocating more than half of their incomes toward rent increased by nearly 45 percent.  These rising costs are leaving families with fewer resources for necessities such as food, healthcare, clothing, education, and transportation, negatively affecting their quality of life and hindering their access to economic opportunity.

Driving the rise in housing costs is a lack of housing supply to meet demand.  Federal, State, local, and tribal governments impose a multitude of regulatory barriers — laws, regulations, and administrative practices — that hinder the development of housing.  These regulatory barriers include:  overly restrictive zoning and growth management controls; rent controls; cumbersome building and rehabilitation codes; excessive energy and water efficiency mandates; unreasonable maximum-density allowances; historic preservation requirements; overly burdensome wetland or environmental regulations; outdated manufactured-housing regulations and restrictions; undue parking requirements; cumbersome and time-consuming permitting and review procedures; tax policies that discourage investment or reinvestment; overly complex labor requirements; and inordinate impact or developer fees.  These regulatory barriers increase the costs associated with development, and, as a result, drive down the supply of affordable housing.  They are the leading factor in the growth of housing prices across metropolitan areas in the United States.  Many of the markets with the most severe shortages in affordable housing contend with the most restrictive State and local regulatory barriers to development.

These regulatory barriers impede our Nation’s economic growth.  Hardworking American families struggle to live in markets where there is an insufficient supply of housing — even in markets generating a significant number of jobs.  One recent study suggests that certain regulatory restrictions on housing supply have forced workers to live far away from high-productivity areas with the best available jobs, creating a geographic misallocation of labor between cities that may have decreased the annual economic growth rate in the United States by 36 percent between 1964 and 2009.

Low- and middle-income Americans are often hit the hardest by regulatory barriers to housing development.  High housing costs place strains on household budgets, limit educational opportunities, impair workforce mobility, slow job creation, and increase financial risks.  Furthermore, studies have consistently identified high housing prices as a primary determinant of homelessness, and research has directly linked more stringent housing market regulation to higher homelessness rates.

To help these populations, in 2018, the Federal Government invested more than $46 billion in rental assistance programs for low-income families — much of which grows at approximately 3 percent per annum while assisting a fixed number of households.  The Federal Government provides additional housing support through the tax code, with over $9.1 billion in tax expenditures in Low-Income Housing Tax Credits (LIHTC) to developers of low-income housing.  Generally, these Federal tax dollars are focused disproportionately on areas with high-cost and highly regulated housing markets.

But to improve housing affordability in a truly sustainable manner, we need innovative solutions — not simply increases in spending and subsidies for Federal housing.  These solutions must address the regulatory barriers that are inhibiting the development of housing.  If we fail to act, Federal subsidies will only continue to mask the true cost of these onerous regulatory barriers, and, as a result, many Americans will not be able to access the opportunities they deserve.

Sec. 2.  Policy.  It shall be the policy of my Administration to work with Federal, State, local, tribal, and private sector leaders to address, reduce, and remove the multitude of overly burdensome regulatory barriers that artificially raise the cost of housing development and help to cause the lack of housing supply.  Increasing the supply of housing by removing overly burdensome regulatory barriers will reduce housing costs, boost economic growth, and provide more Americans with opportunities for economic mobility.  In addition, it will strengthen American communities and the quality of services offered in them by allowing hardworking Americans to live in or near the communities they serve.

Sec. 3.  White House Council on Eliminating Regulatory Barriers to Affordable Housing.  There is hereby established a White House Council on Eliminating Regulatory Barriers to Affordable Housing (Council).  The Council shall be chaired by the Secretary of Housing and Urban Development, or his designee.  The Assistant to the President for Domestic Policy and the Assistant to the President for Economic Policy, or their designees, shall be Vice Chairs.

(a)  Membership.  In addition to the Chair and Vice Chairs, the Council shall consist of the following officials, or their designees:

(i)     the Secretary of the Treasury;

(ii)    the Secretary of the Interior;

(iii)   the Secretary of Agriculture;

(iv)    the Secretary of Labor;

(v)     the Secretary of Transportation;

(vi)    the Secretary of Energy;

(vii)   the Administrator of the Environmental Protection Agency;

(viii)  the Director of the Office of Management and Budget;

(ix)    the Chairman of the Council of Economic Advisers;

(x)     the Deputy Assistant to the President and Director of Intergovernmental Affairs; and

(xi)    the heads of such other executive departments and agencies (agencies) and offices as the President, Chair, or Vice Chairs may, from time to time, designate or invite, as appropriate.

(b)  Administration.  The Vice Chairs shall convene regular meetings of the Council, determine its agenda, and direct its work with the oversight of and in consultation with the Chair.  The Department of Housing and Urban Development shall provide funding and administrative support for the Council.

Sec. 4.  Mission and Functions of the Council.  The Council shall work across agencies and offices, with consideration of existing initiatives, to:

(a)  solicit feedback from State, local, and tribal government officials, as well as relevant private-sector stakeholders, including developers, homebuilders, creditors, real estate professionals, manufacturers, academic researchers, renters, advocates, and homeowners, to:

(i)   identify Federal, State, local, and tribal laws, regulations, and administrative practices that artificially raise the costs of housing development and contribute to shortages in housing supply, and

(ii)  identify practices and strategies that most successfully reduce and remove burdensome Federal, State, local, and tribal laws, regulations, and administrative practices that artificially raise the costs of housing development, while highlighting actors that successfully implement such practices and strategies;

(b)  evaluate and quantify the effect that various Federal, State, local, and tribal regulatory barriers have on affordable housing development, and the economy in general, and identify ways to improve the data available to the public and private researchers who evaluate such effects, without violating privacy laws or creating unnecessary burdens;

(c)  identify and assess the actions each agency can take under existing authorities to minimize Federal regulatory barriers that unnecessarily raise the costs of housing development;

(d)  assess the actions each agency can take under existing authorities to align, support, and encourage State, local, and tribal efforts to reduce regulatory barriers that unnecessarily raise the costs of housing development; and

(e)  recommend Federal, State, local, and tribal actions and policies that would:

(i)   reduce and streamline statutory, regulatory, and administrative burdens at all levels of government that inhibit the development of affordable housing, and

(ii)  encourage State, local, and tribal governments to reduce regulatory barriers to the development of affordable housing.

Sec. 5.  Reports.  The Vice Chairs, on behalf of the Council, and with the oversight of and in consultation with the Chair, shall:

(a)  within 12 months of the date of this order, submit to the President a report on the Council’s implementation of section 4 of this order; and

(b)  submit to the President any subsequent report that the President may request or that the Council may deem appropriate.

Sec. 6.  Agency Participation and Response.  The heads of agencies and offices shall provide such assistance and information to the Council, consistent with applicable law, as may be necessary to carry out the functions of this order.

Sec. 7.  Termination.  The Council shall terminate on January 21, 2021, unless extended by the President.

Sec. 8.  General Provisions.  (a)  Nothing in this order shall be construed to impair or otherwise affect:

(i)   the authority granted by law to an executive department, agency, or the head thereof; or

(ii)  the functions of the Director of the Office of Management and Budget relating to budgetary, administrative, or legislative proposals.

(b)  This order shall be implemented consistent with applicable law and subject to the availability of appropriations.

(c)  This order is not intended to, and does not, create any right or benefit, substantive or procedural, enforceable at law or in equity by any party against the United States, its departments, agencies, or entities, its officers, employees, or agents, or any other person.

DONALD J. TRUMP

THE WHITE HOUSE,
June 25, 2019.

 ##

HUD Secretary Ben Carson on Issues Related to New Executive Order

 

 

Related News Tip

An emailed news tip came in that read as follows.

From an industry source: 

On the surface, this appears to be good news.  But I want to draw your attention to the following regarding zoning and regulatory compliance:

‘More than 25% of the cost of a new home is the direct result of Federal, State, and local regulations, with the price tag even reaching up to 42% for some new multifamily construction.’

Manufacturers will tell you that one of the key cost drivers between modular and manufactured homes is the higher inspection costs under the IRC and state building codes for modular homes.  This can cause modular homes to be 15% to 20% more costly than manufactured homes.  If the Administration somehow is successful in reducing those costs, the competitive advantage of manufactured homes begins to erode.”

That will be a concern to monitor.  But there are other potential road blocks and hurdles ahead too.

National Low Income Housing Coalition President and CEO Diane Yentel said in part, “An effort by this administration to address restrictive local zoning would be welcomed if it weren’t belied by other actions to gut affordable and fair housing in America. The council, made up of the Secretaries of Treasury, Labor, Agriculture and the EPA, will likely work to remove important federal regulations that protect fair wages, fair housing, the environment, and more, and not the restrictive local zoning over which the federal government has very little control.”

NIMBY and green groups, among others, have or will be expected to raise concerns too.

MHProNews will return to this developing issue in an upcoming report, which will likely reference these points.

 

That’s this pre-dawn installment of manufactured home “Industry News, Tips, and Views Pros Can Use,” © where “We Provide, You Decide.” ©. ## (News, fact-checks, analysis, and commentary.)

SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsConnect on LinkedIn here. (Related Reports are further below. Third-party images and content are provided under fair use guidelines.)

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To see a sample of our emailed news update, click here. To sign up for the factory-built home industry’s #1 headline news, click here or the graphic above.

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Submitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

Related Reports:

You can click on the image/text boxes to learn more about that topic.

MHARRCallsHUDSecretaryCarsonEndDiscriminatoryZoningHUDRegulatedManufacturedHomesCommodoreHomesCorpMHARR

Photo of Commodore Homes model, MHARR logo, are provided under fair use guidelines. See article and letter to Secretary Carson, linked here. https://manufacturedhousingassociationregulatoryreform.org/mharr-calls-on-hud-secretary-to-end-discriminatory-and-exclusionary-zoning-of-hud-regulated-manufactured-homes/

MH Community Leader Robert Van Cleef – Public Call – Federal Investigations of Berkshire Hathaway, Clayton Homes, 21st Mortgage, Manufactured Housing Institute

Independent MH Communities, Retailers – NAMHCO’s Susan Brenton Says What Fueled Break from Manufactured Housing Institute (MHI)

President Trump Signs Executive Order on Affordable Housing Crisis, Ray of Light for Manufactured Housing? Plus, Manufactured Home Stock Updates

 

 

 

 

 

 

 

 

 

 

 

 

Berkshire’s Joanne Stevens Rips Manufactured Housing Institute

June 27th, 2019 Comments off


BerkshireHathawayJoanneStevensRipsManufacturedHousingInstituteDailyBusinessNewsMHProNews

NAI Iowa Realty Commercial is proud to be part of the Berkshire Hathaway family of companies,” says the Joanne Stevens website. The firm is a commercial real estate brokerage firm that specializes in manufactured home communities. Her website sports the logo of the Manufactured Housing Institute (MHI), among others.

 

Stevens has her own following in the manufactured housing industry. She is known for typically being quieter and gracious.

In the June 25 release of Quarter 1, 2019 of publisher Kurt Kelley’s Manufactured Housing Review (MHR), Stevens had a column.  Under her byline, Stevens addressed the recent spat of negative news and resultant increased interest by political leaders in regulating manufactured home communities. She said that it revealed how unprepared the industry was to respond to such concerns.

Does Stevens have a point?

Saying in MHR that “Tenants, the media and legislators unleashed their outrage against rent increases and MHP owners,” she said that “What happened next [after what she described as a “significant” “rent increase”] is a commentary on how woefully unprepared the MH & MHP Industry is to make the case for the essential role mobile homes & parks provide in the low-cost housing landscape.”

Perhaps Stevens didn’t consider the full import or implications of her words. But when given an opportunity to respond, neither she nor publisher Kurt Kelly disputed the logic or accuracy of the facts outlined in a new report on MHLivingNews linked below. That report is a deeper dive into what is sparking the concerns she said that the industry is not prepared to deal with.

 

 

Her bold statement flies in the face of Nathan Smith’s pledge when he was chairman of MHI to leave the association as one that is more proactive than reactive. Smith said at that time that ‘the industry’ – which MHI members often use as phrase synonymous with MHI – had to be honest with itself. Smith said that ‘the industry’ [MHI] had failed repeatedly at being proactive. But there is more in his video, which was produced prior to Smith and SSK Communities legal and media controversies.

 

 

In praising MHProNews publicly and on camera, MHI President Richard ‘Dick’ Jennison also grudging admitted that “the industry” failed at times. Again, think of ‘the industry’ in this context as code words for MHI.

 

 

But what the new MHLivingNews fact check and analysis reveals is who and what are sparking those failures.

 

 

What Warren Buffett Said…

What Stevens may or may not know is that the word heard after Warren Buffett led Berkshire Hathaway acquired Clayton Homes in 2003 was this. Buffett reportedly said he did not want to be seen as ‘raising the rents on grandma.’ Therefore, Buffett wanted the Clayton-owned land-lease communities out of the Berkshire family of brands. They spun off all of those manufactured home community assets.

But various Berkshire units clearly recognize the value of lending on manufactured home communities, or making personal property loans on the manufactured homes in them. The acquisition by Berkshire of Stevens’ led community side of NAI Iowa Realty Commercial was a recognition that there was money to be made in brokering land-lease communities too.

Snapshots like that are why a community leader – speaking about Buffett and Berkshire – said to MHProNews earlier this week, “Damn! That spider has webs everywhere.”

Stevens and Kelley were both given an opportunity to respond to this new report; Kelley already has, but Stevens has not yet done so.

But what they’ve arguable done is this.  Once more, they’ve obliquely made the case that it is often Berkshire and MHI connected brands that have sparked those bad news stories.  While Stevens did not name them, it was MHI member Havenpark that sparked media and political outrage. And as Stevens observed, ‘the industry’ – i.e.: MHI – was unprepared with a cogent reply to that outrage caused by their own members.

 

ManufacturedHousingInstituteLogoMemberCompanyHavenparkCapitalManagementDailyBusinessNewsMHProNews

 

Perhaps that is why? Or is there a method to the MHI madness about Berkshire and other ‘black hat’ brands causing bad news, and then not responding to it?  Does the graphic below Havenpark’s D+ rating by the Better Business Bureau (BBB) qualify as evidence of black hat behavior?  Where is MHI’s ethical code of conduct?

 

HavenparkCapitalPartners4-2-2019DesMoinesRegisterDailyBusinessNewsMHProNews600

 

The National Association of Manufactured Housing Community Owners (NAMHCO) has been asked to weigh in on this controversy. A follow up on this topic is planned in the days ahead. See the related reports, above and below.

 

ManufacturedHomeIndustry#1HeadlineNewsMHProNews

To see a sample of our emailed news update, click here. To sign up for the factory-built home industry’s #1 headline news, click here or the graphic above.

That’s this installment of manufactured home “Industry News, Tips, and Views Pros Can Use,” © where “We Provide, You Decide.” ©. ## (News, fact-checks, analysis, and commentary.)

SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsConnect on LinkedIn here. (Related Reports are further below. Third-party images and content are provided under fair use guidelines.)

ManufacturedHomeIndustry#1HeadlineNewsMHProNews

To see a sample of our emailed news update, click here. To sign up for the factory-built home industry’s #1 headline news, click here or the graphic above.

1) Marketing, Web, Video, Consulting, Recruiting and Training Resources

Submitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

Related Reports:

You can click on the image/text boxes to learn more about that topic.

Gannett Media Exposés, MH Community Owner Moves Sparks Outrage – IEDs of Manufactured Housing

Independent MH Communities, Retailers – NAMHCO’s Susan Brenton Says What Fueled Break from Manufactured Housing Institute (MHI)

MHARRCallsHUDSecretaryCarsonEndDiscriminatoryZoningHUDRegulatedManufacturedHomesCommodoreHomesCorpMHARR

Photo of Commodore Homes model, MHARR logo, are provided under fair use guidelines. See article and letter to Secretary Carson, linked here. https://manufacturedhousingassociationregulatoryreform.org/mharr-calls-on-hud-secretary-to-end-discriminatory-and-exclusionary-zoning-of-hud-regulated-manufactured-homes/

MH Community Leader Robert Van Cleef – Public Call – Federal Investigations of Berkshire Hathaway, Clayton Homes, 21st Mortgage, Manufactured Housing Institute

 

President Trump Signs Executive Order on Affordable Housing Crisis, Ray of Light for Manufactured Housing? Plus, Manufactured Home Stock Updates

 

 

 

 

 

 

 

 

 

 

 

 

President Trump ‘Big Tech Should Be Sued,’ Google Manufactured Housing Angle Overlooked, Plus Manufactured Home Stock Updates

June 26th, 2019 Comments off

CNNmone6.26.2019ManufacturedHomeStocksMarketsReportsMHProNewsLongtime readers of the Daily Business News on MHProNews know that we’ve reported on aspects of tech and media bias or errors over the years. This evening the issue is significant with respect to the upcoming 2020 contests, but it is also relevant to business on the marketing and educational levels too. On a day when the major markets were mildly down, and manufactured home tracked stocks closed mix, we’ll look at the headline topic in our evening spotlight.

 

If you’re new, already hooked on our new spotlight feature – or are ready to get the MH professional fever – our headline report is found further below, after the newsmaker bullets and major indexes closing tickers.

 

The evolving Daily Business News market report sets the manufactured home industry’s stocks in the broader context of the overall markets.  Headlines – at home and abroad – often move the markets.  So, this is an example of “News through the lens of manufactured homes, and factory-built housing.” ©

Part of this unique evening feature provides headlines – from both sides of the left-right media divide – which saves busy readers time, while underscoring topics that may be moving investors, which in turn move the markets.

Readers say this is also a useful quick-review tool that saves researchers time in getting a handle of the manufactured housing industry, through the lens of publicly-traded stocks connected with the manufactured home industry.

This is an exclusive evening or nightly example of MH “Industry News, Tips and Views, Pros Can Use.” © It is fascinating to see just how similar, and different, these two lists of headlines can be.

Want to know more about the left-right media divide from third party research?  ICYMI – for those not familiar with the “Full Measure,” ‘left-center-right’ media chart, please click here.

The timing on the new Trump Administration executive order (EOs) was interesting. Consumer confidence has wavered. Conventional housing sales have dipped. That said, these types of EOs don’t just pop out of thin air. They are developed over time. There are inputs from a variety of potential federal, state, private industry stakeholders. On a down day for the markets, and mixed results on manufactured housing track stocks, the official White House statement and a video interview with HUD Secretary Carson are our focus for this evening.

CNN Business

  • Bad news for General Mills
  • People splurge on pet food, but not human snacks
  • As it happened Wayfair employees walk out to protest beds purchased for migrant camps
  • Wayfair reacts It pledges $100,000 to the Red Cross after backlash
  • LIVE UPDATES Stocks close flat, pare earlier gains
  • Dow rebounds after Steven Mnuchin ignites trade optimism
  • On his way out, White House economist Kevin Hassett says expanded legal immigration could help America
  • Dutch company develops partly solar powered car
  • Tech companies are stepping back in time to fight climate crisis
  • This Chinese smartphone company found a creative place to put the selfie camera
  • Iconic 80s computer The Commodore 64 to return with fully-functional keyboard
  • Bombardier quits commercial aviation after failing to break the Boeing-Airbus stranglehold
  • Reddit slaps ‘quarantine’ on popular pro-Trump forum The_Donald over threats of violence
  • Why Arby’s is testing meat products that look like big carrots
  • Why it’s so hard to make a foldable smartphone
  • Target and eBay want to give Amazon’s Prime Day a run for its money
  • Amazon Prime Day will actually be two days this year
  • Amazon is leasing more planes so it can deliver packages on its own
  • FedEx dumps Amazon from air cargo service as rivalry grows
  • Amazon’s new futuristic drone will soon deliver packages
  • When your job is to teach corporations to do the right thing
  • More women are joining Fortune 500 boards than ever before
  • The fight for transgender healthcare at work
  • Intel was losing employees. So it created an anonymous hotline to help unhappy workers
  • Should you text with your boss?

Fox Business

  • Wayfair walkout: How furniture retailer can avoid ‘slippery slope’ of political pressure
  • Trump says taxpayer pain could worsen in New York, California
  • WATCH: Exclusive Trump Interview
  • First 2020 Democratic presidential primary debate: What you need to know
  • On Wednesday, Sen. Elizabeth Warren, D-Mass., is the frontrunner having steadily made a series of gains since launching her campaign.
  • California mayor says high cost of living is root of homeless crisis
  • Kevin Durant declines $31.5M option, enters free agency: A look at his contract options
  • How’s the economy? Everyday Americans disagree with experts
  • Megan Rapinoe has clearly gone out of her way to insult our president: Varney
  • East Coast’s largest oil refinery to close after fire, Philadelphia mayor confirms
  • Google employees ask San Francisco Pride to exclude company from parade
  • These are the richest people in each state: report
  • Nike scraps roll out of new shoe line after Japanese designer backs Hong Kong protests: Report
  • Older Americans’ housing wealth surges to record high
  • What to do when your employees abuse your unlimited vacation policy
  • Low-tax states ramp up efforts to recruit unhappy SALT cap victims
  • Rapper Meek Mill becomes co-owner of Lids, announces new hat line
  • Trump-Xi trade talks at G20: America’s biggest weakness is no big secret
  • Trish Regan to 2020 Democrats: Enough with the free stuff, it’s not affordable nor sustainable
  • FOX Business’ Trish Regan on Bernie Sanders’ policies.
  • Trump-Xi G-20 summit: Common sense vs. tariffs and what’s at stake
  • Streaming wars: NBC to remove ‘The Office’ from Netflix
  • Top poultry producers accused of colluding to keep prices high
  • US at risk of recession in the next year?

Today’s markets and stocks snapshot, at the closing bell…

9MarketIndicatorsYahooFinance6.26.2019DailyBusinessNeawsManufacturedHousingIndustryStocksMarketsReportsDataMHProNews

 

Today’s MH Market Spotlight Report –

 

PresidentTrumpBigTechShouldBeSuedGoogleManufacturedHousingAngleOverlookedPlusManufacturedHomeStockUPdates

Still from third video, posted further below.

 

Washington Examiner commentary writer Siraj Hashmi is interviewed in the video below on President Donald J. Trump’s concerns over bias on social media platforms is the topic of this video.

That political bias with the tech giants is getting more attention, as it should.  The right-of-center Fox Business video interview with Hashmi – which includes a short clip with the president – is below.

 

The intrepid conservative undercover video operation Project Veritas claims it has broken a story that purports Google insiders who revealed plans to stop a repeat in 2020 of the Donald J. Trump election upset accomplished in 2016.

YouTube, which with Google are both under parent Alphabet’s umbrella, allegedly censored the undercover video of Project Veritas. Here is a longer clip of President Trump commenting on this issue with Fox Business.

 

Next is right-of-center Daily Caller’s (DC) video on the topic. It includes some of the censored video. That noted, this DC video does a fine thumbnail pro-and-con on the trustworthiness of this Project Veritas video. Put differently, their analysis appears balanced – even humorous.

It’s Your Money, Your Future – 2020 Democratic Presidential Debate Line Up, Plus Manufactured Home Stock Updates

President Trump Signs Executive Order on Affordable Housing Crisis, Ray of Light for Manufactured Housing? Plus, Manufactured Home Stock Updates

 

Yahoo Finance Closing Ticker for MHProNews…

NOTE: The chart below includes the Canadian stock, ECN, which purchased Triad Financial Services.

NOTE: Drew changed its name and trading symbol at the end of 2016 to Lippert (LCII).

YahooManufacturedHousingINdustryConnectedStocksClosingTicker6262019MHProNews

Updated:

Berkshire Hathaway is the parent company to Clayton Homes21st Mortgage, Vanderbilt Mortgage and other factory built housing industry suppliers.

LCI Industries, Patrick, UFPI, and LP all supply manufactured housing.

AMG, CG and TAVFX have investments in manufactured housing related businesses.

Your link to industry praise for our coverage, is found here.

For the examples of our kudos linked above…plus well over 1,000 positive, public comments, we say – “Thank You for your vote of confidence.”

SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsWe Provide, You Decide.” © ## (News, analysis and commentary.)

(Image credits and information are as shown above, and when provided by third parties, are shared under fair use guidelines.)

Submitted by Soheyla Kovach to the Daily Business News for MHProNews.com.

 

 

 

 

 

As important as political bias can be for reasons noted in a report linked here earlier this week, it is no less important to businesses, nonprofits, organizations, and industries. That obviously includes manufactured housing.  Ask Google to define “manufactured home” and here is what the search result is.  That answer is factually incorrect. Given millions of searches, and the dimmer view that the public has about mobile homes, how can that mistaken definition help our industry?

defintion

Search bias by Google, YouTube, or any other search engine is as – perhaps more – serious as media bias or ignorance can be.

Given the industry’s struggles in recent years, and the challenges ahead in the election, this is an issue we plan to monitor.

HUD Announces Secretary Ben Carson to Chair White House Council on Affordable Housing, Manufactured Housing Getting Attention

June 26th, 2019 Comments off

HUDAnnouncesSecBenCarsonChairWhiteCouncilAffordableHousingManufacturedHousingGettingAttentionMHProNews

In a release to the Daily Business News on MHProNews, the Department of Housing and Urban Development (HUD) has said the following. The typo on date and comma error are in their original.

 

HUD No. 19-096
HUD Public Affairs
(202) 708-0685
FOR RELEASE
Tueesday
June 25, 2019

HUD SECRETARY BEN CARSON TO CHAIR WHITE HOUSE COUNCIL ON AFFORDABLE HOUSING

WASHINGTON – Today, President Donald Trump signed an Executive Order establishing the White House Council on Eliminating Barriers to Affordable Housing, and named Housing and Urban Development (HUD) Secretary Ben Carson as its chairperson.

The Council will consist of members across eight Federal agencies and engage with State, local, and tribal leaders across the country to identify and remove the obstacles that impede the production of affordable homes – namely, the enormous price tag that follow burdensome government regulations.

“With the signing of today’s Executive Order, President Trump is prescribing a powerful treatment that correctly diagnoses the source of America’s affordable housing condition: this is a matter of supply and demand, and we have to increase the supply of affordable homes by changing the cost side of the equation,” said Secretary Carson. “Increasing the supply of housing by removing overly burdensome rules and regulations will reduce housing costs, boost economic growth, and provide more Americans with opportunities for economic mobility.”

Research indicates that more than 25% of the cost of a new home is the direct result of Federal, State, and local regulations. For this reason, in recent years, the construction of new multifamily and single-family dwellings has not kept pace with the formation of new households. Census Bureau data indicates that from 2010 to 2016, only seven homes were built for every 10 households formed. As a result, Americans have fewer housing opportunities, including the opportunity to achieve sustainable homeownership, which is the number one builder of wealth for most American families.

To curtail burdensome regulations, the Council will be tasked with accomplishing the following items by January 2021:

  1. Work across agencies, States, local governments, tribal governments, and private-sector stakeholders to identify policies that artificially increase the cost of developing affordable housing.
  2. Report on the quantifiable effect that Federal, State, local, and tribal regulatory barriers have on affordable housing development, the economy, and society.
  3. Take action to reduce Federal regulatory and administrative burdens that discourage private investment and housing development;
  4. Take action within existing Federal programs to align and support local, and tribal state efforts to reduce regulatory and administrative burdens that discourage housing development.
  5. Recommend Federal, State, local, and tribal policies that would:
    • Reduce and streamline statutory, regulatory, and administrative burdens that inhibit the development of affordable housing supply at all levels of government;
    • Incentivize State, local, and tribal governments to reduce barriers to affordable housing development.

###

HUD’s mission is to create strong, sustainable, inclusive communities and quality affordable homes for all.

 

MHProNews report on this topic from 6.25.2019 is linked from the text-image box below, and includes a video with Secretary Carson.

 

President Trump Signs Executive Order on Affordable Housing Crisis, Ray of Light for Manufactured Housing? Plus, Manufactured Home Stock Updates

Thanks for making and keeping us the industry’s most read, your fact- and evidence-driven, most trusted trade news source.  You’ll find more here than anywhere else in MHVille, at the HQ for manufactured home “Industry News, Tips, and Views Pros Can Use,” © where “We Provide, You Decide.” ©. ## (News, fact-checks, analysis, and commentary.)

SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsConnect on LinkedIn here. (Related Reports are further below. Third-party images and content are provided under fair use guidelines.)

ManufacturedHomeIndustry#1HeadlineNewsMHProNews

To see a sample of our emailed news update, click here. To sign up for the factory-built home industry’s #1 headline news, click here or the graphic above.

1) Marketing, Web, Video, Consulting, Recruiting and Training Resources

Submitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

Related Reports:

You can click on the image/text boxes to learn more about that topic.

MH Community Leader Robert Van Cleef – Public Call – Federal Investigations of Berkshire Hathaway, Clayton Homes, 21st Mortgage, Manufactured Housing Institute

 

MHARRCallsHUDSecretaryCarsonEndDiscriminatoryZoningHUDRegulatedManufacturedHomesCommodoreHomesCorpMHARR

Photo of Commodore Homes model, MHARR logo, are provided under fair use guidelines. See article and letter to Secretary Carson, linked here. https://manufacturedhousingassociationregulatoryreform.org/mharr-calls-on-hud-secretary-to-end-discriminatory-and-exclusionary-zoning-of-hud-regulated-manufactured-homes/

 

 

 

 

 

 

Federal Bill that MHI, Prosperity Now, NAMHCO Tout – MHARR Opposes, Why?

June 26th, 2019 Comments off

FederalBillMHIProsperityNowNAMHCOToutMHARROpposesWhyDailyBusinessNewsMHProNews 

Last week, the Daily Business News on MHProNews published a multiple perspective report on a bill that NAMHCO, MHI, and Prosperity Now have all come out in support of, which can be accessed via the text/image box below.

 

Dueling Statements, NAMHCO, MHI, MHARR, Weigh In On Controversial MH Bill, “George Allen Pawn Gambit”

 

Against that backdrop, earlier this week, the Manufactured Housing Association for Regulatory Reform provided MHProNews their analysis on this measure. It follows below.

MHARRlogoMHARRNewsHeaderMHProNews

 

JUNE 24, 2019

 

 

TO:                 MHARR MANUFACTURERS

                       MHARR TECHNICAL REVIEW GROUP (TRG)

                       MHARR STATE AFFILIATES

 

FROM:           MHARR

 

RE:                 UNNECCESSARY/DAMAGING BILLS INTRODUCED IN CONGRESS

 

MHARR, based on numerous inquiries from industry members, has conducted a study and investigation of parallel bills introduced in the Senate and House of Representatives, entitled the “HUD Manufactured Housing Modernization Act of 2019.”  The Senate version of the bill – S. 1804 – was filed on June 13, 2019. The House version – H.R. 926 – was filed in the current Congress on January 30, 2019, but was previously introduced by the same sponsor, Rep. Norma Torres (D-CA), in 2017 and has been closely monitored by MHARR since that time.

In MHARR’s opinion, while seemingly innocuous on their face and apparently well-intended by their respective congressional sponsors, these bills — being pressed behind-the-scenes by narrow special interests, both within and outside of the industry – are not only unnecessary, but could have profoundly damaging unintended consequences for both the mainstream HUD Code manufactured housing industry and the lower and moderate-income American families who rely on those mainstream manufactured homes as the nation’s premier source of affordable, non-subsidized homeownership.  Indeed, if enacted into law (in either the House or Senate form), these bills could ultimately undermine and destroy all of the gains, advancements, recognition and acceptance that the industry (and consumers) have achieved under the Manufactured Housing Improvement Act of 2000 and the reforms within that law designed to transition manufactured homes from the “trailers” of yesteryear to modern, legitimate “housing” for all purposes.

And, in fact, it is because of the reforms mandated by the 2000 law, that recognition and acceptance of manufactured homes and the manufactured housing industry has become the norm among decision-makers in the nation’s capital, as demonstrated particularly (but not exclusively) by HUD Secretary Ben Carson’s accolades for manufactured housing as a major part of the solution to the nation’s affordable housing crisis. As explained below, however, these bills, if enacted, would: (1) undermine the progress that mainstream, affordable, HUD Code manufactured homes have made in Washington, D.C.; (2) would split the industry into a class of “high-end” homes and ade facto “second class” of mainstream, affordable homes that would once again be re-relegated to “trailer” status; and (3) effectively exclude such mainstream, affordable, HUD Code manufactured homes from any consideration for, or participation in, housing programs sponsored by the federal government – all for the benefit of a handful of corporate conglomerates.

Specifically, these bills — in light of recent developments concerning the Duty to Serve Underserved Markets (DTS) and the apparent effort by Fannie Mae and Freddie Mac, promoted by some in the industry, to divert DTS support to a supposed “new class” of pseudo-manufactured homes while providing no support whatsoever to existing, mainstream manufactured homes financed through personal property loans — appears to be tailored not only to legitimize the so-called “new class” of pseudo-manufactured home, but also to mandate government support for the utilization of that new class of home. The legislation, consequently, if enacted, would legally validate the discriminatory DTS policies adopted by Fannie Mae and Freddie Mac and the establishment of two separate “classes” of “residential manufactured homes” — the new class of high-cost, site-built-like hybrid homes favored and prioritized for securitization and secondary market support by Fannie Mae and Freddie Mac on the one hand, and a “second class” comprised of existing, affordable, mainstream HUD Code manufactured homes on the other, with continued and worsening discrimination against the “second-class” of mainstream manufactured homes. 

The legislation, if enacted, would thus sanitize and institutionalize the diversion of DTS support from mainstream manufactured housing to this so-called “new class” of home.  It would also simultaneously pave the way for local jurisdictions to utilize this “new class” of home – while in many, if not most cases, continuing to exclude and discriminate against mainstream, affordable HUD Code manufactured housing — in order to access HUD grants and other funding. The bills do this through a two-step process of effectively expanding the definition of “manufactured home” currently contained in federal law and then requiring the inclusion of homes meeting this expanded definition in the “Consolidated Plans” that jurisdictions must submit to HUD in order to receive federal funding under multiple HUD programs.

In relevant part, the bills direct HUD to “issue guidelines for jurisdictions relating to the appropriate inclusion of residential manufactured homes in a Consolidated Plan of the jurisdiction.” (Emphasis added). The term “Consolidated Plans,” as noted above, refers to “comprehensive housing affordability strategy and community development plans” required by HUD regulations for communities seeking federal funds under HUD’s formula grant programs, including Community Development Block Grants (CDBG) among many others. The definition of “residential manufactured home” contained in the bills, in turn, while referring to the definition of “manufactured home” contained in the National Manufactured Housing Construction and Safety Standards Act of 1974, as amended by the Manufactured Housing Improvement Act of 2000, would nevertheless expand that definition by using the term “residential,” which is not contained or included in the existing federal law definition. The Senate bill, in addition refers to homes ‘used as a dwelling,” which differs from existing law which defines “manufactured homes” as being “designed to be used as a dwelling.” The bills, accordingly, would create a discrepancy between the existing definition of “manufactured home” and what does – or does not – constitute a “residential manufactured home,” potentially without any type of vetting, analysis or due consideration, that would elevate the so-called “new class” of home for use in every jurisdiction receiving HUD grants and other funding, while reducing mainstream, affordable HUD Code manufactured homes, once again, to second-class “trailer” status contrary to the 2000 reform law.

The bills, accordingly, pose a significant threat to existing, affordable, mainstream HUD Code manufactured housing and the lower and moderate-income families that rely upon those homes.  At a minimum, with their expanded definition of “residential manufactured home,” which is materially different from the definition already contained in federal manufactured housing law, the two bills, if enacted, would create immediate market confusion – particularly for existing HUD Code manufactured homes, homeowners, and purchasers that could further suppress the mainstream, affordable HUD Code market — and could lead to liability and litigation over just what does or does not constitute a “manufactured home” for purposes of federal regulation and a multitude of other issues. Consequently, MHARR does not and cannot support these bills and has already begun efforts in Congress (and at HUD) to expose the significant problems inherent in these bills and the major harm that they could – and likely would — cause for both consumers of mainstream, affordable  manufactured housing and the industry as a whole, but especially its smaller businesses.

 

            Again, and in summary, these bills are unnecessary and potentially harmful, in that they:

 

  • Would perpetuate a negative connotation and image of existing, mainstream, HUD Code manufactured housing through their identical titles, which imply that manufactured homes are in need of “modernization” notwithstanding the sweeping institutional reforms of the Manufactured Housing Improvement Act of 2000.  In addition, these titles are misleading and inaccurate, in that the HUD program and the legal treatment of manufactured housing itself were already “modernized” by the 2000 reform law, after input from all stakeholders and the National Commission on Manufactured Housing;

 

  • Would, by changing the definition of what constitutes a “manufactured home,” create a substantial risk that the so-called “new class” of manufactured homes could lead to the establishment of a new baseline for all federal manufactured home standards, which would destroy the fundamental affordability of manufactured homes;

 

  • Would — even if it does not lead to more expansive and costly federal standards, as above — re-relegate existing, mainstream, affordable HUD Code manufactured homes to second-class “trailer” status;

 

  • Would undermine gains and advances made through and as a result of the Manufactured Housing Improvement Act of 2000 to elevate the status of mainstream, affordable manufactured homes to that of legitimate “housing” for all purposes (including federal and federally-sponsored housing programs);

 

  • Would legitimize and institutionalize continuing discrimination against mainstream, HUD Code manufactured home personal property loans under DTS;

 

  • Would legitimize and reinforce the discriminatory exclusion of mainstream, affordable HUD Code manufactured homes in jurisdictions seeking HUD grants and other related funding by effectively directing those jurisdictions instead to higher-cost, “new class,” hybrid-type homes;

 

  • Would direct HUD funding and grants to jurisdictions that continue to discriminate against and exclude mainstream, affordable HUD Code manufactured homes and manufactured housing residents;

 

  • Would create immediate market confusion, would further suppress the existing HUD Code manufactured housing market and depreciate the re-sale value of such mainstream, affordable manufactured homes;

 

  • Would benefit just a handful of industry conglomerates at the expense of smaller, independent industry businesses and the lower and moderate-income American homebuyers who rely on the affordability of mainstream HUD Code manufactured housing.

Consequently, rather than these bills, with their inconsistent language and potentially devastating consequences for mainstream, affordable HUD Code manufactured housing, MHARR will instead seek to advance language that could be included in any moving bill involving HUD or housing finance that would ensure equal, non-discriminatory treatment for all HUD Code manufactured housing in both HUD housing and community grant programs, and housing finance programs under the jurisdiction of HUD (i.e., the Federal Housing Administration and Ginnie Mae) and/or the Federal Housing Finance Agency (i.e., Fannie Mae and Freddie Mac).  It is worth noting that under the 2000 reform law, manufactured housing producers have – and have always – been capable of building homes with additional upgrades and features.  Thus, the MHARR-suggested language below.

That language, which MHARR has already started to provide to Congress, states:

 

  • “The Secretary of Housing and Urban Development shall provide for the inclusion of manufactured homes in all housing, federal housing assistance and community development programs and activities, including community development grants, administered by the Department, and shall ensure that any jurisdiction participating in any such program or applying to participate in any such program does not exclude or unreasonably restrict the placement of manufactured homes as defined by and regulated pursuant to the National Manufactured Housing Construction and Safety Standards Act of 1974, as amended by the Manufactured Housing Improvement Act of 2000 (42 U.S.C. 5401, et seq.) within that jurisdiction.”

 

  • “The Federal Housing Finance Agency shall ensure that the Government Sponsored Enterprises provide securitization and secondary market support for loans to purchase manufactured homes regulated pursuant to the National Manufactured Housing Construction and Safety Standards Act of 1974, as amended by the Manufactured Housing Improvement Act of 2000 (42 U.S.C. 5401, et seq.), including loans secured by manufactured homes titled as real estate and manufactured homes titled as personal property, on an equal basis with all other types of single-family homes.”

 

Such language, attached to any moving bill in Congress, would propel parity and equality between existing, mainstream, affordable HUD Code manufactured housing and all other types of housing, while simultaneously prohibiting discrimination against HUD Code housing (and manufactured homeowners) in vital areas.  By contrast, when the innocuous veneer of the pending bills is stripped away, it becomes apparent that they would do serious harm to existing, mainstream HUD Code manufactured housing and the lower and moderate-income American families who rely on the non-subsidized affordability of those homes.  Indeed, a thorough analysis, based on accurate and factual information, shows that congressional (and Administration – i.e., HUD) goodwill toward the industry is being diverted instead toward the benefit of extremely narrow special interests.  As a result, these bills should be unacceptable to the industry at large.  MHARR, for its part, will continue to disseminate accurate and factual information to educate and inform Congress, the Administration and other decision-makers of the potentially serious market disruptions that could result from such legislation, and how the positive and constructive intent of Congress toward mainstream, affordable HUD Code manufactured housing can best be advanced through the above language.

Please let us know if you have any questions or need any additional information regarding this matter.  We will continue to keep you apprised as new developments unfold. 

cc: Other Interested HUD Code Industry Members  

Manufactured Housing Association for Regulatory Reform (MHARR)

1331 Pennsylvania Ave N.W., Suite 512

Washington D.C. 20004

Phone: 202/783-4087

Fax: 202/783-4075

 ###

 

MHProNews has contacted legislators on both sides of the political aisle about this piece of legislation. There were polite, professional assurances made that our concerns would be reviewed and addressed. Stay tuned.

It should also be noted that MHProNews and our parent company has provided input and content from sources that we may agree, disagree, or have a nuanced ‘wheat and chaff’ interest in. We have sources that we may or may not agree with, but if their perspective is of importance to the industry’s professionals, we routinely opt to share it.

We have at times held positions that are different than that of a sponsor or client. No two people or organizations hold the same vantagepoint on every issue.  Nor should it be expected.  It would be contrary to human nature and experiences. We don’t expect a sponsor to agree with everything we say or do, and the same is true in reverse.

Perhaps the most dramatic example of that is the Manufactured Housing Institute (MHI), Clayton Homes, and 21st Mortgage Corporation.  Each of them were sponsors.  We took periodic positions that were different than theirs.  Then MHI Chairman Tim Williams praised our objectivity, which he said made our support – when they had it – all the more valuable.

That was arguably the right stuff thinking.

Manufactured housing is in an 8-month slide.  Some sources with MHI tell us that we should expect an uptick that reveres that trend.  We will soon see.

What is certain is that MHI, Clayton, and the ‘powers that be’ in the industry, plus their surrogates, act as if all is well. Unless the goal is to throttle the industry and consolidate it at a discount, who can say all is well with a straight face? See the report below.

 

 

That’s today’s first chapter of manufactured home “Industry News, Tips, and Views Pros Can Use,” © where “We Provide, You Decide.” ©. ## (News, fact-checks, analysis, and commentary.)

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To see a sample of our emailed news update, click here. To sign up for the factory-built home industry’s #1 headline news, click here or the graphic above.

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Submitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

Related Reports:

You can click on the image/text boxes to learn more about that topic.

MH Community Leader Robert Van Cleef – Public Call – Federal Investigations of Berkshire Hathaway, Clayton Homes, 21st Mortgage, Manufactured Housing Institute

 

MHARRCallsHUDSecretaryCarsonEndDiscriminatoryZoningHUDRegulatedManufacturedHomesCommodoreHomesCorpMHARR

Photo of Commodore Homes model, MHARR logo, are provided under fair use guidelines. See article and letter to Secretary Carson, linked here. https://manufacturedhousingassociationregulatoryreform.org/mharr-calls-on-hud-secretary-to-end-discriminatory-and-exclusionary-zoning-of-hud-regulated-manufactured-homes/

 

President Trump Signs Executive Order on Affordable Housing Crisis, Ray of Light for Manufactured Housing? Plus, Manufactured Home Stock Updates

 

 

 

 

 

 

President Trump Signs Executive Order on Affordable Housing Crisis, Ray of Light for Manufactured Housing? Plus, Manufactured Home Stock Updates

June 25th, 2019 Comments off

CNNmone6.25.2019ManufacturedHomeStocksMarketsReportsMHProNewsThe timing on the new Trump Administration executive order (EOs) was interesting. Consumer confidence has wavered.  Conventional housing sales have dipped. That said, these types of EOs don’t just pop out of thin air.  They are developed over time. There are inputs from a variety of potential federal, state, private industry stakeholders.  On a down day for the markets, and mostly down results on manufactured housing tracked stocks, the official White House statement and a video interview with HUD Secretary Carson are our focus for this evening.  It will be followed by analysis and commentary on the buzz in MHVille.

 

If you’re new, already hooked on our new spotlight feature – or are ready to get the MH professional fever – our headline report is found further below, after the newsmaker bullets and major indexes closing tickers.

 

The evolving Daily Business News market report sets the manufactured home industry’s stocks in the broader context of the overall markets.  Headlines – at home and abroad – often move the markets.  So, this is an example of “News through the lens of manufactured homes, and factory-built housing.” ©

Part of this unique evening feature provides headlines – from both sides of the left-right media divide – which saves busy readers time, while underscoring topics that may be moving investors, which in turn move the markets.

Readers say this is also a useful quick-review tool that saves researchers time in getting a handle of the manufactured housing industry, through the lens of publicly-traded stocks connected with the manufactured home industry.

This is an exclusive evening or nightly example of MH “Industry News, Tips and Views, Pros Can Use.” © It is fascinating to see just how similar, and different, these two lists of headlines can be.

Want to know more about the left-right media divide from third party research?  ICYMI – for those not familiar with the “Full Measure,” ‘left-center-right’ media chart, please click here.

 

The timing on the new Trump Administration executive order (EOs) was interesting. Consumer confidence has wavered. Conventional housing sales have dipped. That said, these types of EOs don’t just pop out of thin air. They are developed over time. There are inputs from a variety of potential federal, state, private industry stakeholders. On a down day for the markets, and mixed results on manufactured housing track stocks, the official White House statement and a video interview with HUD Secretary Carson are our focus for this evening.

CNN Business

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Today’s markets and stocks snapshot, at the closing bell…

9MarketIndicatorsYahooFinance6.25.2019DailyBusinessNeawsManufacturedHousingIndustryStocksMarketsReportsDataMHProNews

 

Today’s MH Market Spotlight Report –

PresidentTrumpSignsEOonAffordableHousingCrisisRayLightManufacturedHousingPlusManufacturedHomeStockUPdates

Still from video below.

The video from right-of-center Fox Business this evening is a snapshot of some of the key talking points from the White House press room to MHProNews.  We’ll start this evening’s report with the video featuring HUD Secretary Ben Carson, who will be the point man for this new initiative.  

 

 

Then after the White House Fact Sheet, we will dive into some manufactured housing an industry related element to this fascinating and potentially useful EO. Let’s dive into the word from 1600 Pennsylvania Ave.

 

PresidentDonaldJTrumpAffordableHousingEOFactSheetDailyBusinessNewsMHProNewsWe'reLiftingUpForgottenCommunitiesCreatingNewOpportunitiesHelpingEveryAmericanFindPathAmericanDreamPresidentDonaldJTrumpQuoteMHProNews

 

·        President Trump is signing an executive order to establish a White House Council on Eliminating Barriers to Affordable Housing Development.

o   The council will consist of members from across 8 Federal agencies and will be chaired by Secretary of Housing and Urban Development (HUD) Ben Carson.

·        This new council will engage with State, local, and tribal leaders to identify and remove obstacles that impede the development of new affordable housing.

·        The Council will look at the affect Federal, State, and local regulations are having on the costs of developing affordable housing and the economy.

o   At the President’s direction, the Council will take action to reduce Federal regulatory barriers to affordable housing development.

o   The Council will support State and local efforts to reduce regulatory barriers.

o   The Council will recommend ways to reduce statutory, regulatory, and administrative burdens at all levels of government that hinder affordable housing development.

·        Creating this Council will streamline interagency processes and deliver results even faster.

CUTTING EXCESSIVE COSTS TO SPUR CONSTRUCTION: Regulations are creating excessive costs that are holding back the development of needed affordable housing.

·        Many of the markets with the most severe shortages in affordable housing have the most restrictive State and local regulatory barriers to development.

·        More than 25% of the cost of a new home is the direct result of Federal, State, and local regulations, with the price tag even reaching up to 42% for some new multifamily construction.

·        Costly regulations have contributed to a shortage of affordable homes.

o   Census Bureau data shows that from 2010 to 2016, only seven homes were built for every 10 households formed.

·        High housing prices are a primary determinant of homelessness, and research has directly linked more stringent housing market regulation to higher homelessness rates.

HELPING AMERICANS FIND A HOME: President Trump is building on efforts his Administration has taken to lift up all Americans and make it easier for them to find a home.

·        Earlier this year, President Trump signed a memorandum to initiate needed reforms to our housing finance system.

o   President Trump is working to improve Americans’ access to sustainable home mortgages.

o   The Trump Administration is committed to enabling Americans to access Federal housing programs that help them finance the purchase of their first home.

·        In 2018, HUD launched a campaign to encourage more landlords to participate in the Housing Voucher Program, the country’s largest rental subsidy program.

 

TheWhiteHouseDailyBusinessNewsMHProNews

WH logo provided under fair use guidelines.

 

There are two Washington, D.C. metro national trade organizations that represent their interests in manufactured housing, plus a new trade group that has a metro lobbyist.  

The Arlington, VA based Manufactured Housing Institute was quick to put out a statement claiming credit for this executive order. Seriously? Let’s examine that…

This news tip came in shortly after the Executive Order was published.

Quoting verbatim:

 

From an industry source:

On the surface, this appears to be good news.  But I want to draw your attention to the following regarding zoning and regulatory compliance:

‘More than 25% of the cost of a new home is the direct result of Federal, State, and local regulations, with the price tag even reaching up to 42% for some new multifamily construction.’

Manufacturers will tell you that one of the key cost drivers between modular and manufactured homes is the higher inspection costs under the IRC and state building codes for modular homes.  This can cause modular homes to be 15% to 20% more costly than manufactured homes.  If the Administration somehow is successful in reducing those costs, the competitive advantage of manufactured homes begins to erode.”

Now, let’s look at some pull quotes from the Arlington, VA based Manufactured Housing Institute (MHI) earlier today.

Each bullet represents a quote from MHI.

·        While the federal government cannot control state and local zoning and development restrictions, HUD has tools at its disposal that it can use to incentivize officials. 

·        MHI has consistently argued that, all too often, state and local jurisdictions implement arbitrary and discriminatory zoning and development restrictions that make it nearly impossible to site manufactured homes.

·        MHI is the only association representing the industry that is successfully elevating manufactured housing as a policy solution in the affordable housing conversation, and today’s announcement by President Trump is a reflection of MHI’s efforts. 

If their claims are truly so, why did MHI not weigh in on the Bryan, TX manufactured housing ban earlier this year? They were specifically asked to get involved. They reportedly did not.

But there is more that calls into question MHI’s claims. Where is there anything on MHI’s website that mirrors what JD Harper said?

 

 

MHI affiliate members Jen Hall and JD Harper are among the state association executives that believe in enhanced preemption. Harper weighed in publicly on that issue in from the linked image/quote above.  Hall successfully obtained a letter from HUD that slapped down a local jurisdiction for overstepping their rights to regulate manufactured housing.

 

HUDLetterCityRichlandMSEmilyGoodeJenHallMMHAFederalPreemptionofManufacturedHomesFederalEnhancedPreemptionMHIA2000DailyBusinessNewsMHProNews

If MHI is so influential at HUD, why didn’t they get a letter like this from HUD for Bryan TX?

 

MHI’s website, weeks after these issues still has nothing on the website, based upon our search of their website tonight.  They can claim whatever they want to, but don’t the facts speak loudly?

Posturing, fig leaves, spin, half-truths, photo ops, and head-fakes only go so far.   Here’s tonight’s search results from their own website.

 


2019-06-25_2030ManufacturedHousingInstituteMHIwebsiteDailyBusinessNewsMHProNews

 

Arlington tried to take credit for S. 2155 too.  Sorry, but the evidence differs from their claim.

 


In fairness, 3 MHI member companies did something potentially useful, but MHI was – per sources – dragged into the Innovative Housing Summit earlier this month.  It was HUD and the NAHB that put on the event. Where was MHI’s promotion of that event?  Once more, the facts matter more than their claims, don’t they?

 

New HUD Videos of Secretary Ben Carson, Innovative Housing Showcase 2019, Surprising Manufactured Housing Institute Reveals

 

As to MHI’s claim about “MHI is the only association representing the industry that is successfully elevating manufactured housing as a policy solution in the affordable housing conversation,” that ignores the fact that NAMHCO broke ranks with MHI, precisely because they repeatedly failed communities for years.

NealTHaneyNAMHCOWhyBreakawayfromManfuacturedHousingInstituteMHI

Their own past and present members call MHI posturing hypocrites. We’ve asked MHI, their executive committee, and their outside attorney repeatedly to reply to these and other concerns. Silence. 

FrankRolfeMHIChairmanNathanSmithSSKCommunitiesHypocrisyQuote-MHProNews

 

Furthermore, consider the lead up to this release from the White House today.

Let’s look at what MHARR has done in recent weeks:

https://manufacturedhousingassociationregulatoryreform.org/hud-study-analysis-of-zoning-discrimination-against-manufactured-housing-sought/

Doesn’t that sound similar to what the White House is in fact doing?  Where is MHI’s letter asking for the same?  Where is the proof from Arlington?

Or how about this on zoning and preemption.

https://manufacturedhousingassociationregulatoryreform.org/lead-follow-or-get-out-of-the-way/

MHARR has been strong on preemption for years.

ManufacturedHousingAssociationRegulatoryReformMHARREnhancedPreemptionDailyBusinessNewsMHProNews

Preemption.  We cover it, MHARR does. State execs have too. So why has MHI avoided that topic, as noted above?

EnhancedPreemptionSearchManufacturedHousingMHProNewsNadaMHIbutMHARRhasit2019-06-12_1227

Then, consider this:

https://manufacturedhousingassociationregulatoryreform.org/mharr-calls-on-hud-secretary-to-end-discriminatory-and-exclusionary-zoning-of-hud-regulated-manufactured-homes/

Then, this:

https://manufacturedhousingassociationregulatoryreform.org/mharr-launches-fighting-discriminatory-zoning-mandates-manufactured-housing-project/

Then, this:

https://manufacturedhousingassociationregulatoryreform.org/time-to-investigate-fannie-and-freddies-mishandling-of-dts/

Then, this:

https://manufacturedhousingassociationregulatoryreform.org/unnecessary-damaging-bills-introduced-in-congress/

MHARR’s president contacted the City of Bryan, where was MHI? Our sources in Texas confirmed that MHI NEVER contacted Bryan.  

The MHI website has a page that wails about zoning issues, but has not one word about enhanced preemption, as of 6.25.2019 at 5:55 PM ET, as noted above.  Give MHI credit for chutzpah.

ChutzpahCartoonIdLikeThisBookOnChutzpahandIWantYouToPayForItWikiDailyBusinessNewsMHProNews

Words, ideas and measurable ACTION matter.

SoTheAssociationMHIIsNotThereFortheIndustryUnlesstheinterestsoftheBigBoysJointheIndustry'sMartyLavinMHIAwardWinnerQuoteMHProNews

Learn more, click here.

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BloombergShipmentProductionGraphicManufacturedHousingIndustryDailyBusinessNewsMHProNews

April data reflects month 8th of the downturn, with nary a whimper from MHI or the big boys. Why? How dare they claim credit for the Trump executive order?

Facts matter.  If MHI was so effective, why is the industry into 8 months of downturn?  They are the ones that claim to promote the industry. What kind of promotion is it when the industry is going backwards? 

DuckDodgeDismissDistractDetractDefameFromIssueTacticsByThoseWithNoGoodAnswersMHProNews-768x609

The fact that MHI won’t publicly debate, answer questions any more, or discuss their performance all speaks volumes. 

 

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See related reports, below.  Meanwhile, hats off to MHARR for their consistent push to advance these issues in Washington, D.C. They and their allies work appear to be paying off.

 

Related Reports:

Greener, Stylish Manufactured Homes – Hidden Facts in the Washington Post Manufactured Housing Narrative

Nicole Friedman, Ben Eisen, Wall Street Journal – Fannie, Freddie, Manufactured Homes, and MH Financing – Part 1

 

Yahoo Finance Closing Ticker for MHProNews…

NOTE: The chart below includes the Canadian stock, ECN, which purchased Triad Financial Services.

NOTE: Drew changed its name and trading symbol at the end of 2016 to Lippert (LCII).

 

6.25.2019YahooManufacturedHousingIndustryConnectedStocksDailyBusinessNewsMHProNews

Updated:

Berkshire Hathaway is the parent company to Clayton Homes21st Mortgage, Vanderbilt Mortgage and other factory built housing industry suppliers.

LCI Industries, Patrick, UFPI, and LP all supply manufactured housing.

AMG, CG and TAVFX have investments in manufactured housing related businesses.

Your link to industry praise for our coverage, is found here.

For the examples of our kudos linked above…plus well over 1,000 positive, public comments, we say – “Thank You for your vote of confidence.”

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(Image credits and information are as shown above, and when provided by third parties, are shared under fair use guidelines.)

Submitted by Soheyla Kovach to the Daily Business News for MHProNews.com.