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What’s Next in Affordable Housing, or for Manufactured Home Professionals and Investors?

July 6th, 2019 Comments off

 

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Where there’s a will, there’s a way.” – English maxim, origin credited to George Herbert.

 

Whether you think you can or whether you think you can’t, you’re right.” – Henry Ford

 

No matter how great the talent or efforts, some things take time.
You can’t produce a baby in one month by getting nine women pregnant
.” – Warren Buffett

 

Notice: MHProNews will be doing a website theme and URL switchover this weekend. By industry standards, ours is a huge website. Expect glitches. As every seasoned and successful business professional knows, change routinely means anticipated and unexpected bumps-in-the-road. That said, patience and persistence pays. What’s coming is relevant and potentially profitable to many.

 

 

Strengths. Weaknesses. Opportunities. Threats. SWOT. 

Every person, profession, situation in life has its own SWOT. These are not always clearly understood by those who are in the middle of their own circumstances. Thus outsiders, often with experience in that same field, are brought in by success-minded business leaders to be a second set of eyes. Physicians often refer a patient to another doctor or an expert for a second opinion.

 

SWOTAnalysisDailyBusinessNewsMHProNews

The four quads of a good SWOT analysis. Strengths, Weaknesses, Opportunities, Threats.

 

Everyone that has ever owned a business that has endured for more than four years has achieved something that the majority of those who start a business can’t claim. If a business is profitable at the end of its fourth year, that is a notable accomplishment.

If that same 4+ year-old business can honestly say that they have achieved that profitability and sustainability with a high degree of customer satisfaction, so much the better. That combination of honest business success with both internal and external satisfaction merits celebration. 

Among public officials in both major parties that have studied manufactured housing with an open mind, several things become clear. Manufactured homes have been routinely misunderstood for years. 

For those who understand business strategies, that factoid and what follow are opportunities in disguise.

 

 

  About every third American is living in rental housing.

  There are some 22 million Americans living in pre-HUD Code mobile homes or in post HUD Code manufactured homes.

  Millions of conventional housing owners plan to upsize, downsize, and otherwise change housing.

  NIMBYism and land use policies that are often designed to protect or promote special interests are among the reasons that manufactured homes are often blocked by zoning and placement restrictions. HUD Secretary Ben Carson, who is the top federal official in charge of regulating manufactured homes, has made it clear that he gets those facts.  

  Education is part of the solution to that issue. Secretary Carson has personally made efforts at educating others about manufactured homes on national TV programs, in published speeches, as well as in Senate testimony. There are plenty of examples of third-party studies that span more than 20 years that debunk the misplaced fears that many have about manufactured homes.

  The new presidential executive order (EO) establishing a White House Council to promote affordable housing underscores the two bullets above. President Donald J. Trump’s new EO also specifically cited manufactured homes.

  Several Democratic and Republican lawmakers and public officials are paying more attention to manufactured homes, industry lending, and other industry business practices.

 

There is more. But those bullets are enough to make a ‘can do’ minded professional wonder why manufactured housing isn’t performing far better than it is? Why is the industry only producing and shipping about ¼th of what it did in 1998? Or why is the industry only shipping about 17 percent of what was achieved in the early 1970s?

For those whose only answer is ‘lending,’ that’s at best incomplete.  For those who say image, that’s part of it too, but that’s an opportunity in disguise for those who see clearly. Simplistic ‘answers’ like those are often going to hobble professional growth.

Why, by contrast, has the RV industry gone from being outsold by manufactured homes at a 3 to 2 margin in 1998, to RVs outselling manufactured homes by some 5 to 1 in 2018? RVs also had image problems decades ago, but they addressed that successfully. RVs – towable or motorized – for most Americans are as their name implies, are recreational. By contrast, manufactured homes, while some are used as second homes, are for the most part primary permanent housing.

Meaning, the RV industry’s potential size should only be a fraction of what the potential is for manufactured housing. That’s another outside indicator that manufactured housing should be doing several times its current sales levels.

Seen through the eyes of an honest SWOT analysis, there are clearly obstacles and opportunities, strengths and weaknesses in the manufactured housing industry in the summer of 2019. 

At a more granular and personalized level, there is a SWOT for every professional, location, business, and organization.  But the infographic below reflects the enormous potential that the industry has.  

2018DataShareofHousingMarketManufacturedHousingInfographicDailyBusinessNewsMHProNews612

 

What’s Next?

Amazon, Chinese imports, and 3D printed housing are just some of several looming threats to the domestic sales of more manufactured homes.

SunCommunitiesIncSUIManufacturedHomeSalesPriceComparisionConventionalHousingCostFeb2019IRDec312018DataManufacturedHomeCommunityDailyBusinessNewsMHProNews

 

But at this time, HUD Code manufactured homes have a clear price-per-square foot and/or other advantages over its rivals. As HUD Secretary Carson and the National Association of Realtors (NAR) Certified Business Economist Scholastica ‘Gay’ Cororaton have both said, manufactured homes are more resilient – far safer – than most realize. 

 

SunCommunitiesIncSUIRentalofManufacturedHomeVsOtherRentalComparisionsFeb2019IRDec312018DataManufacturedHomeCommunityDailyBusinessNewsMHProNews

Always keep in mind that data changes over time. This information was deemed accurate by a publicly traded company at the time it was originally published.

 

·        At least on paper, manufactured homes also have an advantage due to the ‘enhanced preemption’ clause that is already law, as established in the Manufactured Housing Improvement Act (MHIA) of 2000.

·        Manufactured housing has – at least on paper – support from the Duty to Serve (DTS) provision of the Housing and Economic Recovery Act (HERA) of 2008, that mandated support for manufactured homes. These two bullets are examples of good laws already on the books that are not being properly implemented.  That’s an opportunity in disguise for the savvy with moxie and resources.

There are also aspects of FHA, VA, and USDA (Rural Development) lending, plus several state finance programs, that offer opportunities for manufactured home professionals and investors to serve potentially millions of Americans who want to upsize, downsize, or get their first home. To be crystal clear, those opportunities exist apart from the so called ‘new class of homes’ that some in the Omaha-Knoxville-Arlington axis are promoting. That new class of homes, whatever the intention, is arguably more problematic than promising.

ClaytonHomesIhouseGenNowHome2015PrintedHouseNewClassOfHomesDailyBusinessNewsMHProNews

Click to download and see this full sized.

 

When people think image or stigma, that too is part of SWOT. However, a crisis that is properly understood is often an opportunity in disguise.

 

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Sam Zell famously observed that when others are going left, look right. Zell told MHProNews via the late Howard Walker, JD, then Vice Chairman of Equity LifeStyle Properties (ELS), that the ELS chairman has never lost confidence in manufactured homes and communities. Zell has preached that they aren’t ‘trailers or trailer parks,’ in his own pointed way.

SamZellQuotesPencilHeadItsNotATrailerParkWhenEveryoneisgoingleftLookRightELSChairmanManufacturedHomeProNews

 

 

The fact that Zell-led ELS and Warren Buffett-led Berkshire Hathaway have invested billions into the manufactured housing industry, and continue to do so, should speak volumes to objective thinkers. The fact that others are following suit is likewise noteworthy.

Here is where there may be some parting of the ways between various industry professionals. To oversimplify, there are those in manufactured housing that fully grasp the realities noted and linked herein. Some are ‘black hat’ operations, while others are ‘white hat’ business. On MHLivingNews we encourage housing shoppers to discern that difference.

 

SmokingGunEvidenceOfAntiTrustMonopolisticCollusionMoatClaytonHomesKevinClayton21stMortgageTimWilliamsWarrenBuffettMHLivingNewsMHProNews

In a series of direct quotes in context, a document from 21st Mortgage signed by their president Tim Williams, Warren Buffett’s direct quotes from that same year’s annual letter, and video recorded comments by Kevin Clayton, all line up in what attorneys who reviewed it see as ‘smoking gun’ evidence of antitrust violations. They demonstrate how thousands of independent retailers, communities, and several producers – among others – where purportedly directly harmed by action that could be deemed an antitrust violation. See for yourself: https://www.manufacturedhomelivingnews.com/bridging-gap-affordable-housing-solution-yields-higher-pay-more-wealth-but-corrupt-rigged-billionaires-moat-is-barrier/

 

There are candidly those who don’t get it about such realities regarding ‘black hats’ in the ranks, or are in fear or denial, or may understand but don’t know what to do about issues like the ones found in the reports linked above and below.

 

 

Each of those are thorny topics. But ‘leaders grasp nettles.’ Nettles, properly understood, are prickly but have medicinal properties. ‘Grasping nettles’ is an apt metaphor that manufactured housing industry owners, managers, leaders, investors, and professionals should strive to understand and master in the context of their own unique SWOT.  

During a time that manufactured homes should be roaring, instead, the industry seems to be snoring. There are reasons that is so, including those noted in reports linked from this article. For 9 consecutive months, there are year-over-year declines in the production and shipments of new manufactured homes, despite all of the possible good news and positive resources that are available. That fact, considered in the light of others, begs questions. How to account for the failures to advance by the industry’s self-proclaimed leaders? Or who benefits from such a downturn? 

Businesses don’t become successful because they are operated by incompetent people. The management of MHProNews doesn’t believe that those leaders in the Omaha-Knoxville-Arlington axis are incompetent; quite the contrary.  The are successful and some of them are quite shrewd.

So, there must be other explanations for the relatively low state of the manufactured home industry. There must be good reasons, ones that can lead to profitable opportunities once fully grasped, as to why new manufactured homes are selling at a slower pace than the year that Buffett-led Berkshire bought Clayton Homes and other affiliates starting in 2003.

BloombergShipmentProductionGraphicManufacturedHousingIndustryDailyBusinessNewsMHProNews

May 2019 data reflects month 9th of the downturn, with nary a whimper from MHI or the big boys. Why?

 

What’s Next?

From the ranks of investors in publicly traded firms in manufactured housing, the controversy at Cavco Industries ought to sound alarm bells, especially in the light of items noted and linked from within this report.

Among public officials – several of whom correctly believe that manufactured homes offers an opportunity to increase affordable home ownership in ways that grows the personal wealth of singles and households – the facts noted and linked herein ought to be significant enough to warrant public hearings into several industry issues. Those hearings should be public and ought to proceed on a range of issues related to: antitrust, RICO, IRS tax-exempt status, and what is causing the failure of existing laws on lending and enhanced preemption to be properly implemented.  Experts from all sides and camps of the industry, including consumers, should be part of those Congressional hearings. Industry leaders should be called in to testify under oath.

Then, industry professionals and business owners, past and present, ought to ponder how the facts herein relate to themselves and their business experiences.  If the market has been rigged, as some claim based upon evidence like that linked from this article, who has that harmed and to what degree? Who benefited from the allegedly rigged system?

Because investigations and possible litigation aren’t the only steps that ought to occur, what will current and prospective industry investors and business owners and leaders do to navigate the current circumstances?  How will professionals respond to their own unique SWOT?

The fact that some businesses are honestly growing, while others are shrinking, should be carefully examined and objectively understood. 

·        There are no less than half a dozen other serious trade publishers or bloggers that are writing about industry related issues.  Why has this trade media stood essentially alone in reporting on these challenges in recent years?  Why have some among those half-dozen at one point in time identified or mentioned some of the same problems, but later went silent or flip-flopped on reporting about them?

·        Why is it that the National Association of Manufactured Housing Community Owners (NAMHCO) and some state association affiliates broken ranks from the Manufactured Housing Institute (MHI)? Why did they say that MHI failed in reflecting their interests?

·        Why does the Manufactured Housing Association for Regulatory Reform (MHARR) so often see matters in stark contrast to what the Berkshire-backed MHI does?  Which association is more accurate in their assessments? 

·        Why has Warren Buffett – his money and influence – often backed both sides of fights that MHI was engaged in? Why has MHI routinely come up short?

 

These are nuances that have been documented here and/or on our sister site of MHLivingNews

To understate: it is worth noting that per available third-party evidence and data, MHProNews readership is equal to if not significantly greater than all of the other 6 industry trade media and bloggers combined. That suggests that people recognize the difference between spin and straight talk

 

The Next Step

MHProNews is about to take its next evolutionary step.  Some of the theme changes on our new website are subtle, but others will be significant.

We already dominate the manufactured home industry in news, fact-checks, and analysis. Nothing else even comes close in size, scope, and professional audience engagement.

Our parent company’s business development and expert services have worked with several operations of all sized firms over the years successfully. Our results are proven in often very public ways, such as the rebirth of the Louisville Manufactured Home Show after years of downturn and finally its only year to be cancelled.  That achievements make us a go-to resource for those who are willing to invest in their future to grow. 

Others firms or locations that were already successful, but that were not reaching their true potential, have likewise turned to us for proven results.

But those successes mean that companies or locations that closed or sold out for less than their true value were arguably harmed by the so-called leadership of those who are striving for discounted consolidation and acquisitions, by whatever means.

 

 

Let’s note that the video interview above was performed prior to the negative news that later hit the headlines about that former MHI chairman and his company. We don’t knowingly work to promote allegedly black-hat operations.  We strive, instead, to work with the industry’s apparent white hats. Because of our pivots on MHLivingNews, we are now in a unique position to spotlight the problematic as well as white hats.

 

 

Thus, we bring a unique set of experiences, tools, and proven resources. Keen insider insights found here cause more people to logon to MHProNews daily than some of our rivals have monthly.

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Note, Barry Cole’s prior anniversary kudos message raises an important point. Most publications in the MH space failed or closed years ago. Some have since tried to make the cut, inspired by MHProNews’ success. Some noteworthy efforts have also since been suspended. MHProNews has stood the test of time, and the slings and arrows of the industry’s outrageous fortunes.

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On MHLivingNews, we’ve been quietly revising and developing a platform that addresses that common questions and concerns from the general public’s perspective.  The success in attracting readers there is notable, because individual articles there may get several times more readers than even very popular articles found here on MHProNews.

Put differently, on both platforms, we’ve proven for years measurable results at what we have strived to do. 

To make that point, Casey Mack at Legacy Housing, with his company’s general counsel’s expressed okay, said the following.

 

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MHProNews has well-known publishing arms. Our publisher is one of the most highly acclaimed pros on LinkedIn among all manufactured housing professionals.

 

TonyGetsItAlColeOxfordBankTrustManufacturedHousingIndustryDailyBusinessNewsMHProNews

There have been hundreds of accolades – endorsements and recommendations – provided via LinkedIn alone. Others have been provided via video and in letters, etc.

 

While our business development services tend to be lower key, the results are praised in videos, written letters of recommendation, and by measurable bottom-line results. Some of those kind comments come from rivals. As Casey Mack and others suggest, our services don’t ‘cost,’ they are investments that properly utilized pay dividends.

With almost a decade of publishing the industry’s most read-trade media, we are about to turn the page to the next chapter.

While we disagree with Warren Buffett on several business ethics and related issues, we agree with him that some things simply take time. We also agree on the importance of reading for understanding, something that Buffett says he spends 5 to 6 hours a day doing and has for years. If you and your team are each reading less than an hour daily on MHProNews and MHLivingNews, then you are not yet reading enough.

Keep in mind the levels of awareness.  There are few things that doing them once is enough.

Our Republic just celebrated this week a key time in American history.  This nation began a struggle some 243 years ago that defeated the world’s lone superpower during the time our nation’s founding fathers declared the 13 colonies independence from the British king. Perhaps 1/3rd of the people in some form of fashion originally supported that effort for independence.

The U.S. and our allies defeated Nazi Germany and Imperial Japan, which some thought unstoppable. The U.S. overcame the power of the Soviet Union during the Cold War. At various times, there were those who said those feats could not be accomplished.

This is a can-do nation. If you are in business, you are likely a can-do person reading this. The industry has very real challenges, both internal and external. It will not be a quick fight, if it is to be successful.

We’re in it for the long haul. This next chapter in manufactured housing trade media is proof of our resolve.  The fact that the opposition won’t engage us directly in public debates and forums – after so many of those same people have praised our work for years – is perhaps the most telling reason to believe that we at MHProNews are ‘over the target’ in our analysis and efforts.

ManufacturedHousingRevolutionMHProNews

The industry should be some 10 times its current sales levels. 

Our slogans are as relevant today as when we launched the site under the third logo on the right, below, in mid-October 2009.

 

MHLivingNewsImprovedLivingForLessMHProNewsMHMarketingSalesManagementLogo

We’ve added to those mantras since then Industry News, Tips, and Views Pros Can Use.” © and News through the lens of manufactured homes and factory-built housing.” ©

 

 

The next evolutionary chapter in the industry’s biggest and most read trade media starts this weekend.  Stay tuned.

Our thanks to our sponsors and clients for making this possible.  Our thanks to our readers for seriously checking in often to consider all the news, fact-checks, reports, and analysis that we share here and on MHLivingNews.  With God’s help, the best is yet to come.  We Provide, You Decide.” © (News, analysis, and commentary.)

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(Related Reports are further below. Third-party images and content are provided under fair use guidelines.)  

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To see a sample of our emailed news update, click here. To sign up for the factory-built home industry’s #1 headline news, click here or the graphic above.

For marketing and other expert professional services, click here. Connect on LinkedIn here and here.

Soheyla Kovach, managing member, for LifeStyle Factory Homes, LLC – parent to Daily Business News on MHProNews and MHLivingNews.com

 

 

 

 

 

Related Reports: You can click on the image/text boxes to learn more about that topic.

Shocking, True State of the Manufactured Housing Industry, plus Solutions for Profitable, Sustainable Growth – May 2019

Addressing Manufactured Housing Insanity, Unusual Equity LifeStyle Properties (ELS) Tip

 

 

 

 

 

 

 

 

Congress, HUD, Trump Administration Warned – “Profoundly Damaging Unintended Consequences” – Manufactured Housing Industry, Lower & Moderate-Income Americans

July 5th, 2019 Comments off

CongressHUDTrumpAdministrationWarnedProfoundlyDamagingUnintendedConsquencesManufacturedHOusingIndsutryLowerModerateIncomeAmericaMHProNews

  • While we believe that this bill is well intended and that HUD Code manufactured housing is a key part of the solution to the nation’s affordable housing crisis…”
  • “…we also believe that the legislative provisions needed to advance the availability and affordability of manufactured housing are already contained in the existing federal manufactured housing law.”
  • By contrast, we believe that H.R. 926 is not only unnecessary, but could have profoundly damaging unintended consequences for both the mainstream HUD Code manufactured housing industry and the lower and moderate-income American families who rely on those mainstream manufactured homes as the nation’s premier source of affordable, non-subsidized homeownership.”

 

The bulleted pull-quotes above are from a recent letter to elected and appointed leaders in Washington, D.C. dated June 26, 2019.

 

MarkWeissMHARRphotoLogoManufacturedHousingAssocRegulatoryReformlogoIn separate letters to the leadership of the House Financial Services Committee, the Senate Committee on Banking, Housing and Urban Affairs, copied to President Trump’s Chief of Staff Mick Mulvaney, and FHFA Director Mark Calabria, the Manufactured Housing Association for Regulatory Reform (MHARR) took direct aim at legislation that is being backed by the coalition that includes Prosperity Now, the Manufactured Housing Institute (MHI), and the National Association of Manufactured Housing Community Owners (NAMHCO).

The letters are essentially identical, save the Senate version of the MHARR letter cites their bill number as S. 1804.  The House version of the MHARR letter cited their pending proposal as H.R. 926.  

The Daily Business News on MHProNews will do some additional analysis following the House version of the MHARR letter, from Mark Weiss, J.D., President and CEO, that follows.

ManufacturedHousingAssociationforRegulatoryReformMHARRLogoJune26LetterDailyBusinessNewsMHProNews

 

 

 

Hon. Maxine Waters Hon. Patrick McHenry
Chairman Ranking Member
House Financial Services Committee House Financial Services Committee
Suite 2129 Suite 2129
Rayburn House Office Building Rayburn House Office Building
Independence Ave. and S. Capitol St., S.W.

Washington, D.C. 20515

Independence Ave and S. Capitol St., S.W.
 

 

 

Washington, D.C. 20515

 

Dear Chairman Waters and Ranking Member McHenry:

The Manufactured Housing Association for Regulatory Reform (MHARR) is a Washington, D.C.-based national trade organization representing the views and interests of independent producers of manufactured housing regulated by the U.S. Department of Housing and Urban Development (HUD) pursuant to the National Manufactured Housing Construction and Safety Standards Act of 1974 as amended by the Manufactured Housing Improvement Act of 2000. (42 U.S.C. 5401, seq.). MHARR’s members are primarily smaller businesses located throughout the United States.

We are writing to apprise you of our serious concerns with — and opposition to — a bill currently pending before your committee, entitled “The HUD Manufactured Housing Modernization Act of 2019” (H.R. 926).

While we believe that this bill is well intended and that HUD Code manufactured housing is a key part of the solution to the nation’s affordable housing crisis, we also believe that the legislative provisions needed to advance the availability and affordability of manufactured housing are already contained in the existing federal manufactured housing law. By contrast, we believe that H.R. 926 is not only unnecessary, but could have profoundly damaging unintended consequences for both the mainstream HUD Code manufactured housing industry and the lower and moderate-income American families who rely on those mainstream manufactured homes as the nation’s premier source of affordable, non-subsidized homeownership. Indeed, if enacted into law, this bill could ultimately undermine all of the gains, advancements, recognition and acceptance that the industry (and consumers) have achieved under the Manufactured Housing Improvement Act of 2000 and the reforms within that law designed to transition manufactured homes from the “trailers” of yesteryear to modern, legitimate “housing” for all purposes.

Specifically, this bill in light of recent developments concerning the Duty to Serve Underserved Markets (DTS) provision of the Housing and Economic Recovery Act of 2008 (HERA) and the apparent effort by Fannie Mae and Freddie Mac, promoted by some in the industry, to divert DTS support to a supposed “new class” of pseudo-manufactured homes while providing no support whatsoever to existing, mainstream manufactured homes financed through personal property loans (which comprise 80% of the HUD Code manufactured housing market) – appears to be tailored not only to legitimize the so-called “new class” of pseudo-manufactured home, but also to mandate government support for the utilization of that “new class” of home. The legislation, consequently, if enacted, would legally validate the discriminatory DTS policies adopted by Fannie Mae and Freddie Mac and the establishment of two separate “classes” of “residential manufactured homes” the new class of high-cost, site-built-like hybrid homes favored and prioritized for securitization and secondary market support by Fannie Mae and Freddie Mac on the one hand, and a “second class” comprised of existing, affordable, mainstream HUD Code manufactured homes on the other, with continued and worsening discrimination against the “second-class” of mainstream HUD Code manufactured homes.

The legislation would thus sanitize and institutionalize the diversion of DTS support from mainstream manufactured housing to this so-called “new class” of home. It would also pave the way for local jurisdictions to utilize this “new class” of home — while in many, if not most cases, continuing to exclude and discriminate against mainstream, affordable HUD Code manufactured housing in order to access HUD grants and other funding. The bill does this through a two-step process of altering the definition of “manufactured home” currently contained in federal law and then requiring the inclusion of homes meeting this altered definition in the “Consolidated Plans” that jurisdictions must submit to HUD in order to receive federal funding under multiple HUD programs.

In relevant part, the bill directs HUD to “issue guidelines for jurisdictions relating to the appropriate inclusion of residential manufactured homes in a Consolidated Plan of the jurisdiction.” (Emphasis added). The definition of “residential manufactured home” contained in the bill, in turn, while referring to the definition of “manufactured home” contained in the National Manufactured Housing Construction and Safety Standards Act of 1974, as amended by the Manufactured Housing Improvement Act of 2000, would nevertheless alter that definition by using the term “residential,” which is not contained or included in the existing federal law definition. The bill, accordingly, would create a discrepancy between the existing definition of “manufactured home” and what does — or does not — constitute a “residential manufactured home,” potentially without any type of vetting, analysis or due consideration, that would elevate the so-called “new class” of home for use in every jurisdiction receiving HUD grants and other funding, while reducing mainstream, affordable HUD Code manufactured homes, once again, to second-class “trailer” status contrary to the 2000 reform law.

The bill, accordingly, poses a significant threat to existing, affordable, mainstream HUD Code manufactured housing and the lower and moderate-income families that rely upon those homes. At a minimum, with its altered definition of “residential manufactured home,” which is materially different from the definition already contained in federal manufactured housing law, the bill, if enacted, would create immediate market confusion — particularly for existing HUD Code manufactured homes, homeowners, and purchasers that could further suppress the mainstream, affordable HUD Code market and could lead to legal liability and litigation over just what does or does not constitute a “manufactured home” for purposes of federal regulation and a multitude of other issues.

Specifically, the bill is unnecessary and potentially harmful, in that it:

  • Would perpetuate a negative connotation and image of existing, mainstream, HUD Code manufactured housing through its title, which implies that manufactured homes are in need of “modernization” notwithstanding the sweeping institutional reforms of the Manufactured Housing Improvement Act of 2000. In addition, the title is misleading and inaccurate, in that the HUD program and the legal treatment of manufactured housing itself were already “modernized” by the 2000 reform law, after input from all stakeholders and the National Commission on Manufactured Housing. Consequently, if this bill is advanced in any form, its title should be changed to the “Manufactured Housing Parity and Equality Act of [Insert] ;”
  • Would, by changing the definition of what constitutes a “manufactured home,” create a substantial risk that the so-called “new class” of manufactured homes could lead to the establishment of a new baseline for all federal manufactured home standards, which would destroy the fundamental affordability of manufactured homes;

Would even if it does not lead to more expansive and costly federal standards, as above re-relegate existing, mainstream, affordable HUD Code manufactured homes to second class “trailer” status;

  • Would undermine gains and advances made through and as a result of the Manufactured Housing Improvement Act of 2000 to elevate the status of mainstream, affordable manufactured homes to that of legitimate “housing” for purposes (including federal and federally-sponsored housing programs);
  • Would legitimize and institutionalize continuing discrimination against mainstream, HUD Code manufactured home personal property loans under DTS;
  • Would legitimize and reinforce the discriminatory exclusion of mainstream, affordable HUD Code manufactured homes in jurisdictions seeking HIJD grants and other related funding by effectively directing those jurisdictions instead to higher-cost, “new class,” hybrid-type homes;
  • Would direct HUD funding and grants to jurisdictions that continue to discriminate against and exclude mainstream, affordable HUD Code manufactured homes and manufactured housing residents;
  • Would create immediate market confusion, would further suppress the existing HUD Code manufactured housing market and depreciate the re-sale value of such mainstream, affordable manufactured homes;
  • Would benefit just a handful of industry conglomerates at the expense of smaller, independent industry businesses and the lower and moderate-income American homebuyers who rely on the affordability of mainstream HUD Code manufactured housing.

Consequently, rather than this bill, with its inconsistent language and potentially devastating consequences for mainstream, affordable HUD Code manufactured housing, MHARR instead supports language that could be included in any moving bill involving HUD or housing finance that would ensure equal, non-discriminatory treatment for all HUD Code manufactured housing in both HUD housing and community grant programs, and housing finance programs under the jurisdiction of HUD (i.e., the Federal Housing Administration and Ginnie Mae) and/or the Federal Housing Finance Agency (i.e:, Fannie Mae and Freddie Mac). It is worth noting that under the 2000 reform law, manufactured housing producers have — and have always — been capable of building homes with additional upgrades and features. Thus, the MHARR-suggested language below:

  • “The Secretary of Housing and Urban Development shall provide for the inclusion of manufactured homes in all housing, federal housing assistance and community development programs and activities, including community development grants, administered by the Department, and shall ensure that any jurisdiction participating in any such program or applying to participate in any such program does not exclude or unreasonably restrict the placement of manufactured homes as defined by and regulated pursuant to the National Manufactured Housing Construction and Safety Standards Act of 1974, as amended by the Manufactured Housing Improvement Act of 2000 (42 U.S.C.

5401, et seq.) within that jurisdiction.”

‘The Federal Housing Finance Agency shall ensure that the Government Sponsored Enterprises provide securitization and secondary market support for loans to purchase manufactured homes regulated pursuant to the National Manufactured Housing Construction and Safety Standards Act of 1974, as amended by the Manufactured Housing Improvement Act of 2000 (42 U.S.C. 5401, et seq.), including loans secured by manufactured homes titled as real estate and manufactured homes titled as personal property, on an equal basis with all other types of single-family homes.”

Such language, attached to any moving bill in Congress, would propel parity and equality between existing, mainstream, affordable HUD Code manufactured housing and all other types of housing, while simultaneously prohibiting discrimination against HUD Code housing (and manufactured homeowners) in vital areas. By contrast, when the innocuous veneer of the pending bill is stripped away, it becomes apparent that it would do serious harm to existing, mainstream HUD Code manufactured housing and the lower and moderate-income American families who rely on the non-subsidized affordability of those homes.

Consequently, while MHARR recognizes and appreciates the positive intent underlying this bill, it does not and cannot support H.R. 926 and urges your committee to take no further action to advance it. If, however, further action is taken on this bill, we respectfully urge your committee to hold a full hearing on the highly-damaging potential consequences of such legislation on mainstream, affordable manufactured housing, and would ask that MHARR be provided an opportunity to offer the above proposed language that would actually advance your positive intentions without harming the HUD Code manufactured housing industry as it exists today.

Thank you

Sincerely,

 

Mark Weiss
President and CEO

cc:  Hon. Norma Torres

Hon. Ben Carson

Hon. Mick Mulvaney

Hon. Mark Calabria

HUD Code Manufactured Housing Industry Members

###

In conversations between MHProNews’ publisher L. A. ‘Tony’ Kovach and key legislative staff from both political parties, Kovach noted that starting with the title of the bill, the measure is problematic.  He said that “The HUD Manufactured Housing Modernization Act of 2019” makes it sound like HUD Code manufactured homes needs to be ‘modernized,’ thus sending the wrong message to the millions who might here about the bill but never get beyond a headline.

Tony Kovach did not go into the same points that MHARR did, as his contacts with Congress relative to this measure were prior to the MHARR letter.  But he did note similar concerns, namely, that what is needed is enforcing existing laws, not passing a new one that might in fact undermine the enhanced preemption portion of the Manufactured Housing Improvement Act (MHIA) of 2000.

Rephrased, MHARR and MHProNews’ leadership came to similar concerns and conclusions apart from each other about this bill. GovTrack gives it only single digit odds of passage. But even the discussion of the measure – due to the name of the bill – can prove damaging.

Our prior report on this is linked below and is very relative in the light of the more recent MHARR comments.

It should be noted that MHProNews was a leader in sounding the alarm about the new class of homes promoted by Clayton Homes and their association mouthpiece, Arlington, VA based MHI.

We said at that time that it could prove to be a Trojan horse for the industry and warned that it could undermine the sales and acceptance of all other types of manufactured homes. That warning has been repeated several times, such as when the Government Sponsored Enterprises (GSEs) of Fannie Mae and Freddie Mac rolled out their programs, which made distinctions between the ‘new class’ of homes and all other manufactured homes.

The ‘new class of homes,’ related issues, and this new measure are examples of how the good news about manufactured homes can be and has been obscured. That has often been done by those who claim to be promoting the industry.

That the promotion of operations owned by Berkshire Hathaway, such as Clayton Homes, or MHI and some ‘big boy’ members there has not been successful is self-evident, based upon the latest shipment data and recent new manufactured home sales trends.  See that report, linked below.

 

Manufactured Housing Production and Shipments, Official HUD Data, Report for May 2019

 

That it need not be so is exemplified by companies that are growing, while others that are shrinking in sales.  A publicly traded example is spotlighted in the report linked below.

 

Nobility Homes Bucks National Trends, Reported Serious Growth, plus Manufactured Home Stock Updates

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Tic Toc – July 4th, Tim Williams 21st Mortgage, John Greiner, JD, Graydon Law – Message Review

https://www.manufacturedhomepronews.com/masthead/america-the-story-of-us-declaration-of-independence/

https://www.manufacturedhomepronews.com/but-i-was-born-free/

https://manufacturedhousingassociationregulatoryreform.org/white-house-announces-council-on-eliminating-regulatory-barriers-to-affordable-housing/

https://manufacturedhousingassociationregulatoryreform.org/white-house-announces-council-on-eliminating-regulatory-barriers-to-affordable-housing/

Tic Toc – July 4th, Tim Williams 21st Mortgage, John Greiner, JD, Graydon Law – Message Review

July 5th, 2019 Comments off

TicTockJuly4thTimWilliams21stMortgageCorpJohnGreinerJDGraydonLawMessageReviewDailyBusinessNewsMHProNews

Part of the ‘secret’ for legal victories can be consistency, procedures, and documentation.

 

TimWilliams21stMortgageCEOMHProNews

Tim Williams, prior MHI chairman, president and CEO of 21st Mortgage Corp, photo credit, MHProNews.com

There is little doubt that Tim Williams, President and CEO of Berkshire Hathaway owned 21st Mortgage Corporation and his company has vastly more experience in legal matters than our far more modest operation does.

It should similarly stand to reason that the outside attorney for the Manufactured Housing Institute (MHI), John “Jack” C. Greiner with Graydon Law would likewise have more experience in legal matters than little ole us. Per Graydon’s website, “Jack is a commercial litigator with an emphasis on communications and media law. He is one of the region’s leading advocates for governmental transparency.” Transparency, how interesting. That’s one we’ll all have to place in our memory file. Jack, should nonprofits, corporations, and their officers be transparent too?

That said, it would not be surprising if they would agree with the first sentence at the top. Juries and judges look for consistency, evidence, facts, and common sense.  The court system – judges and juries – also keep an eye out in cases for inexplicable, odd, or behavior that is in conflict with their stated claims. It’s been many years since we’ve been involved in any litigation, over a decade in fact. Though it is rarely fun, we recall the lessons, and have routinely been successful on the rare occasions it was necessary.

The truth backed by evidence is an often powerful thing. My hunch is that the other side has carefully researched that claim, and knows it to be accurate.  

 

Consistency?

In 2017, 2018, and 2019 were some of the years when messages and letters were sent to the management of MHProNews by attorneys for MHI, as well as by purported surrogates for the Arlington, VA based trade group. Those messages were threats, legal or not, and arguably attempts at intimidation.

Part of our consistent response has been to call out those actions publicly but also to invite them to reply to our many fact-checks, related analysis, and reports. In early 2017 and previously, responses from Berkshire Hathaway brands and/or MHI were swift, as numerous articles and letters published over the years reflects. Williams was among several MHI leaders who publicly praised this publication publicly and in writing.

 

TimWilliams21stMortgagePublicationDailyBusinessNewsMHProNewsMHLivingNews

It was apparently only as reasonable answers to reasonable questions posed by MHProNews became elusive for the Omaha-Knoxville-Arlington axis that they stopped replying directly.  But they often used indirect means to communicate, including those noted above. 

Those patterns of behavior could prove relevant in several ways the days ahead.

 

Shifting Sands in Washington and Beyond

The dynamics in Washington, D.C. are shifting rather significantly in recent months. There are some things, as Warren Buffett correctly observed, that just take time.

·        Antitrust drums are heating up on both sides of the left-right political aisle.

·        More in Congress are talking and writing about the Duty to Serve, and why it hasn’t been fully implemented with respect to manufactured housing.

·        Affordable housing, homelessness, zoning, regulatory barriers, and even enhanced preemption are being discussed by more people in and out of the industry.

Slow, steady progress is apparently being made.

Those are all topics that are largely found in manufactured housing trade media only on MHProNews and MHLivingNews. Why? The Manufactured Housing Association for Regulatory Reform has been on several of those topics for years, to their credit.

But by contrast, MHI sycophants are mute or deflect from those topics. Why?

MHI themselves tout their latest photo op, their latest lightly viewed videos, or the newest bill that they support. Those are all apparent razzle dazzle, but where is the beef?

Where are the bottom line results as measured by new manufactured home shipments?  Given the MHI claim that they are the umbrella trade group that should ‘lead’ the industry, what direction has that MHI leadership actually taken MHVille at large?

The facts speak loudly.

ManufacturedHousingIndustryProductionShipmentsMay2019DailyBusinessNewsMHproNewsMHARR 

MarkWeissQuoteFactsAreStubbornThingsManufacturedHousingAssocRegulatoryReformLogo

 

Tic Toc, Tic Toc… 

Moments, minutes, hours, days, weeks, months, and years go by. Some things only gain clarity from the passage of time and consistent observations. As Warren Buffett aptly said, the rear view mirror is clearer than the windshield. This is a point of agreement between our publication and Mr. Buffett.

 

InBusinessWorldRearViewMirroIsAlwaysClearerThantheWindshieldWarrenBuffettMHProNews

 

It was about 5 years ago that we brought to the industry’s attention the full length video version of this now better-known 18 second video clip.

  

 

That comment by MHI’s president made no sense at the time, but in hindsight it was arguably a piece of a puzzle. 

Because it was an odd and embarrassing MHI comment, not long after, during a time when Tim Williams at 21st was still in rapid-reply mode with MHProNews, and while this writer was still an MHI member, MHProNews asked Williams/21st – then MHI’s chairman – to have MHI’s Jennison clean that comment up publicly.

Williams agreed.

Jennison, no doubt with Williams’ prompting, did so on video camera and in front of dozens of industry professionals.  MHI’s president pledged both that the industry could achieve 500,000 new HUD Code manufactured home shipments as well as promised the passage of the Preserving Access to Manufactured Housing Act. 

 

MHI CEO Dick Jennison’s Pledge – 500,000 New Manufactured Home Shipments

 

Neither one has come to pass. Both are part of the MHI Orwellian ‘memory hole.’ 

Words can be cheap at MHI, it seems?  

JohnCGreinerAttorneyPhotoGraydonlawLogoDailyBusinessNewsMHproNewsWith the industry now into its ninth month of year-over-year downturn, MHProNews sent the following to Tim Williams/21st, John Greiner, and one of Greiner’s colleagues at Graydon Law. Greiner is MHI’s outside attorney assigned, said Greiner, to monitor our website.  MHI members, that’s where part of your dues are going to, why not rather to suing cities like Bryan, TX for failure to abide by enhanced preemption

That logical but rhetorical question aside, the meat of that message’s contents is shown below, between the dashed lines.

 

 

Subject: Tim, a formal request for you/MHI

Tim,

1)    Let me hereby request copies of any and all audio or other recordings, notes, emails or any records in any format relative to our discussion in Las Vegas during the dinner we shared with your colleagues from Berkshire Hathaway brands in the context of that year’s Congress and Expo.

2)    You and/or your colleagues are also hereby invited to respond to any of our recent or other reports.  See the below. Please email those for our mutual accuracy in handling said comments.

Thank you. 

Tony

http://www.MHProNews.com/blogs/daily-business-news/but-i-was-born-free/

Other articles are linked from the forward below. Thank you. 

tk

 

The screen capture that documents that email is found below.

 

TimWilliams21stMortgageCorpJohnCJackGrienerGraydonLawManufacturedHousingInstituteMHIOutsideattorneyMHProNews

 

We will report back on what response, if any, is obtained. 

Until then, let this be kept in mind by investors, professionals, researchers, public officials, attorneys, investigators and others.

·        There is an affordable housing crisis.  Yet with numerous positive reports that debunk the myths and misconceptions often held by the public, somehow, magically, the industry is shirking in new home shipments? Why are MHI staff given bonuses instead of being terminated for lack of performance?

·        HUD Secretary Ben Carson has valiantly laid out a thoughtful case for manufactured housing.

·        On MHI’s own website, examples of those important topics are difficult or impossible to find, and Carson’s fine speeches are not to be found.

·        Manufactured housing is now into 9 months of year-over-year declining shipments.

 

By contrast, on MHARR’s website, topics like “enhanced preemption” are easy to find several articles. An MHI state affiliate successfully obtained a letter from HUD invoking enhanced preemption, so why not MHI? Yet MHARR is a fraction of the size of MHI, and has been online only a fraction of the time that MHI has.

Which association is doing their stated job better?

To George F. Allen’s [past] credit, his blog does raise some of these same issues and concerns.  But he has contradicted himself in arguing in recent months for MHI, the Berkshire brands, and larger community operators that behaved in problematic ways – per Allen.  Rephrased, Allen – without public explanation, other than what sources say is a compensated flip-flop – has gone from criticizing Clayton, 21st, MHI and others, to now being their cheer leader.

2019-06-30_0852-GeorgeAllenEnhancedPreemptionManufacturedHousingInstituteSurrogateMHProNews

ManufacturedHousingIndustryMonopoly-Oligarchy-GeorgeAllen-PostedDailyBusinessNews

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Frank Rolfe swore off commenting about MHI further publicly, but he and Dave Reynolds recently took this swipe at MHI. They are MHI members, taking a shot at their own trade group. http://www.mhmarketingsalesmanagement.com/blogs/daily-business-news/frank-rolfe-dave-reynolds-both-finger-manufactured-housing-institute-mhi-failures-in-writing-again/

GeorgeFAllenCommunityInvestorEducateMHCSECOcoba7MonopolyConsolidationClaytonHomes21stMortgageBerkshireHathawayQuotesManufacturedHomesCommunitiesMHproNews

More on this below.

Allen, more recently has called for a boycott of this publication, a possible antitrust violation, and has urged his readers to only read other trade media in manufactured housing that he has personally approved.  Ironically, one of those publications – Kurt Kelley’s – has praised our work, and said that they are leaving our call for accountability to us.  Interesting, isn’t it?

KurtKelleyPublisherPhotoManufacturedHousingReviewMHLivingNewsQuoteFriendHoldMHIAccountableMHARR

Indeed, Kelley has contributed to MHProNews numerous times over the years, and has commented on political topics too. He published an article by Berkshire Hathaway unit manager Joanne Stevens, which without mentioning MHI, was clearly slamming them for what her article in MHR saw as a failure of industry preparation for obvious attacks on the industry.

 

Some things take time.  With a shifting political climate in America, it may only be a question of time before topics and issues found only on MHProNews, MHLivingNews or on the MHARR websites may become more common headlines and topics elsewhere in Washington, and then the mainstream media.

 

Unorthodox 

This writer freely admits that some of what we have done in trade publishing has been unconventional by MHIndustry standards. It was also never my or our publications’ ambition to stumble into troubling facts via news tips about the underlying causes for so many of our industry’s woes. But once discovered, where we supposed to ignore them?  Turn a blind eye as others do?  Cower in fear over every threat? 

If the industry is to regain its former glory and surpass it while independents still have an opportunity, it will only happen when enough honest professionals and other people of good will stand up and force the issues.

BloombergShipmentProductionGraphicManufacturedHousingIndustryDailyBusinessNewsMHProNews

April data reflects month 8th of the downturn, with nary a whimper from MHI or the big boys. Why?

That said, what has harmfully impacted thousands of independents in manufactured housing has arguably been largely avoidable, and it has harmed the interests of millions of our fellow Americans. Unconventional situations can’t always be addressed in the normal ways.

 

MobileHomeEraManufacturedHomeEraMHIA2000EraShipmentProductionDailyBusinessNewsMHproNews2019-06-29_1051

There are several factors that should be understood to explain the rises and falls in the sales, production, and shipments of new factory-built homes during the varied mobile home and manufactured home eras. One should not be overly simplistic. That said, the historic trend is far higher than it has been since Berkshire Hathaway acquired Clayton Homes and their affiliated lenders. Political and other factors enter into the mix as well.

Keep in mind, we’ve spotlighted examples of these topics for years, beyond having the most extensive coverage of industry stocks, business and other news. A first look at our June 2019 traffic suggests a record month for readership. Our thanks to readers like your, our business development clients, and our sponsors who make this possible.

NothingIsChangedUntilItisChallenged-768x318

MHProNews’ parent operation demonstrated to MHI over the course of years options for lending, and ways to improve image at a low cost. For years, even though our parent operation as an MHI member showed the way to grow business, MHI leaders ignored those options. Why? Could it be that slow growth or negative growth allowed more consolidation and at a cheaper price for big boy companies

 

Given the choice, thoughtful professionals can discern fluff and cheerleading from logic, fact-checks, and evidence. Perhaps that’s why we are the industry’s most read, and the others that cheerlead for MHI merely lag behind. The manufactured housing industry is arguably engaged in an undeclared war, and has been since 2003.  The big boys have decided to conquer MHVille, and the remaining independents have to recognize and decide to sell out, fold, or resist. The odds favor the big boys, but when the 13 colonies declared their Independence the odds favored the Brits of that era. This too is doable. This undeclared war is winnable. 

ManufacturedHmeIndustryAchieveGreatPotentialAddressingResolvingCauseCorePerceptionIssuesLATonyKovachQuotePresentationPhoto

When the 13 colonies declared their independence from Britain, they were taking on the most powerful army and navy in the world. The odds were against the rebels. But after a long struggle, the U.S. became independent. Freedom is never free. It always comes at a cost. But the price is lower, and the cause of freedom far nobler, than the cost of bondage and servitude.

We Provide, You Decide.” © Dig into the related and linked reports above and below to round out the picture. Let’s restore the American Dream, starting with an understanding of Independence Day. ## (News, analysis, fact-checks, and commentary. All third-party images and content are provided under fair use guidelines for media.)LATonyKovachQuoteManufacturedHousingIndustryWontReachPotentialAddresscoreIssuesArtificallyholdingitback466

L. A. ‘Tony’ Kovach is co-founder of MHLivingNews and MHProNews. He is a highly acclaimed industry expert and consultant, a managing member of LifeStyle Factory Homes, LLC, and is a 25 plus year award-winning manufactured home industry professional. Kovach earned the Lottinville award in history at the University of Oklahoma.

 

 

 

 

 

 

Related Reports:

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“But I Was Born Free”

 

 

 

Nobility Homes Bucks National Trends, Reported Serious Growth, plus Manufactured Home Stock Updates

 

 

 

 

 

 

 

“But I Was Born Free”

July 4th, 2019 Comments off
ButIWasBornFreeKidRockManufacturedHousingIndustryDailyBusinessNewsMHProNews

Stills from Born Free music video by Kid Rock, posted further below. Collage by MHProNews.

Music gets appropriated for commercials, campaigns, causes, and political events on a routine basis. So why not do that for the interests of manufactured home professionals, investors, and the tens of millions in the affordable home seeking public?

 

Facts, figures and slogans often get swatted around like a ping-pong ball in a professional-level table tennis match to advocate for some new law.

Why not cut-to-the-chase, save time, money, and implement the good laws that are already on the federal law books?

There are unique opportunities for honest gain being forged in the crucible of often troubling circumstances. There are purported ‘black hat’ operations that have manipulated the system and political forces in order to divert existing laws while lining their own pockets. They do so at the expense of our fellow Americans, ethical businesses, and honest investors.

Why not use some jujitsu to spotlight those bad behaviors, while ‘white hat’ businesses, investors, organizations, professionals, advocates, and lawmakers come together to enforce good laws?

Why not hold hearings in Congress to spotlight the various ways that existing laws have been blocked, often by posturing or feigning which masks entirely selfish interests – often within our own industry’s ranks?

Let’s explore that case briefly below.

 

Born Free

I was born free. We believe in free enterprise and respect all honest work. It’s a holiday, yet the groundskeepers caught us by surprise – they are working outside – keeping the lawn, shrubs, and the property pristine. Wow, that’s unexpected, yet it’s amazingly American.

But some are born into vexing scenarios made worse by corrupted versions of capitalism rightly called conquest or crony capitalism. Is it any wonder that millions – seeing such misbehavior – question free enterprise?

However well intended HUD Secretary Ben Carson or his predecessor Julián Castro may be or have been, there is evidence that corporate interests have colluded with officials currently or previously at HUD to thwart existing laws. We’ll explore who and name some names in the days ahead.

But even what we already know from Senate testimony or from the Washington Post should be enough to cause alarm for observant and thoughtful professionals and honorable public officials.

Senator Thom Tillis, in a dialogue with HUD Secretary Ben Carson said, “I don’t think that most people recognize how the regulatory burdens hit the poorest among us the hardest.” Tillis revealed that he grew up in what he called a ‘trailer house,’ but was more likely a mobile home or early HUD Code manufactured home. Tillis spoke about the morass of regulations that are “no doubt creating a higher price point.”

 

 

Senator Tillis (NC-R) jokingly said that in his personal case, the increased regulatory costs might have been the difference between a single wide, and a “single wide with a bump out.”  There are likely thousands of professionals in our industry that don’t even know what that means, because single sections with an extension are not so common any more. There was unquestionable more variety of manufactured homes built by more manufacturers 30 to 35 years ago than there are today. That’s not to say that there aren’t improvements, of course there are, as Secretary Carson said in the video above.  But for those who were in the industry in the 1980s, they recall ‘tip outs,’ balcony bedrooms, sunken baths, raised kitchens, and other floorplans that many today have not seen on a factory line in many years.

Tillis used his personal experience as an example to call attention for the need for regulatory stream lining that could benefit millions. That sound suspiciously like the executive order that President Trump issued just days ago. It was very much in keeping with what a Washington, D.C. based trade group has been calling public officials to do for years. Persistence may pay in the foreseeable future.

Secretary Carson, even early in his administration, noted that 22 million were living in manufactured homes and their mobile home predecessors. He said when you look at the progress made in the industry “it’s amazing.”

 

TrailerHouseMobileHomeManufacturedHomeFactoryBuiltHousingEvolution101MHProNews-MHLivingNews

You must meet people where they are. Terminology must be taught and caught. Make a habit of using the correct terminology.

 

Dr. Carson went on to say that a lot of the housing was hard to distinguish from site-built housing, noted that pricing on manufactured homes was lower, but “the regulations are ridiculous.”  He noted that he put a moratorium on those and were inspecting regulations from “top to bottom.” More recently, Secretary Carson said that we can solve the affordable housing crisis, and he pointed to manufactured homes as part of that solution.

Some of those “ridiculous” regulations Carson spoke about in Senate testimony were no doubt about issues related to Danner that MHProNews and the Manufactured Housing Association for Regulatory Reform (MHARR), among others, had spotlighted for years.

Who was directly in charge of implementing HUD regulations?

Pam Danner, J.D., who per sources was inserted into her role at the Office of Manufactured Housing Programs (OMHP) by backers within the Manufactured Housing Institute (MHI).  While that claim may or may not be easy to nail down, what follows is already known.

Juliet Eilperin writing in the Washington Post in May 2018 said that it was the efforts of Mark Weiss, J.D., President and CEO of MHARR and his colleagues that got Danner removed, for her purported excesses in regulatory overreach. By contrast, the Manufactured Housing Institute (MHI) Senior Vice President (SVP) Lesli Gooch specifically stated that they did not seek Danner’s removal.

That WaPo report was not denied by MHI.

When thousands of industry professionals were howling from coast-to-coast about Danner and overreach, why wasn’t the Arlington, VA based trade group likewise pushing for Danner’s removal?

Once the ‘wheat and chaff’ are separated, what becomes clear is this. MHI postured action, but failed at the most basic and obvious step; i.e.: seeking and obtaining Danner’s removal. That’s not a conspiracy theory, that’s per the clear implication of MHI’s SVP Gooch’s own words, as reported by the Washington Post. That’s the truth hiding in plain sight.

The deep pockets at MHI – and those behind them in places like Omaha, or the Knoxville metro, and their allies – can buy more of everything than MHARR and/or our publications can.  MHI is the one that claims they have clout at the federal level.  If so, how have they used that clout?

GotClout-questionmark-GetItHere-MHI-ManufacturedHousingInstitute-postedMHProNews-com-

That reality of their deeper pockets and broader access are precisely why it is logically stating the obvious where the roadblocks in our industry are. They are often internal, and the net impact is that the industry is consolidating instead of growing.  Several of MHI’s own past and present members have said as much.

 

SoTheAssociationMHIIsNotThereFortheIndustryUnlesstheinterestsoftheBigBoysJointheIndustry'sMartyLavinMHIAwardWinnerQuoteMHProNews

 

NealTHaneyNAMHCOWhyBreakawayfromManfuacturedHousingInstituteMHI

Former MHI state affiliates broke away and in 2018 formed the National Association for Manufactured Housing Community Owners, NAMHCO. They cited MHI’s years of failures as part of their reason for doing so.

 

FrankRolfeMHIChairmanNathanSmithSSKCommunitiesHypocrisyQuote-MHProNews

FollowThe MoneyPayMoreAttentionToWhatPeopleDothanwhatTheySaySpySea72MartyLavinYachtManufacturedHousingINdustryProMHProNews

Ask yourself. Do these Marty Lavin dictums apply in this case?

KennyLipschutzHomeFirstCertifiedCommunitiesMHINCCmemberPuzzlesWhyMHIDailyBusinessNewsMHProNews

Who benefits from slow growth or negative growth? Isn’t it the deeper pockets that can then buy more communities, retailers, producers, and suppliers at a discount? Doesn’t that fit the Warren Buffett mantra?

 

UnderstandingWarrenBuffettCastleMoatMetaphorsQuotesDailyBusinessNewsMHProNews

Never forget that even during medieval times, castles and their moats were in fact breached.

 

Therefore, it is an obvious time for a new paradigm.

RichardDickJennisonMHIPresidentPhotoBrianMontgomeryEnhancedPreemptionFHATitleChattelLoans1010RuleTimWilliamsDontLearnFromHistoryDailyBusinessNewsMHProNews

ManufacturedHmeIndustryAchieveGreatPotentialAddressingResolvingCauseCorePerceptionIssuesLATonyKovachQuotePresentationPhoto

When MHProNews spotlighted that MHI had reputedly done nothing on reaching out to the CFPB in 2017, MHI – perhaps in there embarrassment – began to move to get something done. When MHARR pushed MHI long enough on the DOE energy rule, MHI finally pivoted. It seems that MHI acts for the interests they claim to stand for best when the spotlight hits their lack of action otherwise. 

 

It is time for new alliances to be created that bridge the gaps that are causing a harmful status quo.  It is outrageous that manufactured home shipments are into 9 months of year-over-year decline.  It is a disgrace that MHI and their outside attorney threatened us for lawfully publishing the item below, when it was they who were making the false claims and promises.

 

LeveragingMomentumCreationNewClassofManufacturedHomesManufacturedHousingInstituteMHILogoDailyBusinessNewsMHProNews600

 

That this decline is avoidable is exemplified by exceptions to the rule, such as our report on Nobility Homes, linked here.

That Buffett’s ‘donations’ have found their way into the hands of MHAction and other groups opposing MHI begs the question, have they been playing the industry’s white hats with the rope-a-dope for years?

 

Prosperity Now, Nonprofits Sustain John Oliver’s “Mobile Homes” Video in Their Reports

 

While MHI, Prosperity Now and others are pushing for a new bill in Congress that could make things worse. Paradoxically, the claimed goal of that bill could be rapidly achieved simply by implementing existing federal laws. Which begs the question, why not push for implementing good laws that are already on the books?  Who benefits from more delays? Isn’t it the consolidators that want to keep manufactured housing misunderstood and underperforming?

 

TerryDecioSkylineChampionHomesPhotoQuoteImTiredofManufacturedHousingbeingBestKeptSecretReadyHelpHouseAmericaDailyBusinessNewsMHProNews

 

There are several reasons to believe that there is collusion and corruption that purportedly violates antitrust, IRS or other regulations, and possibly laws such as RICO.

 

 

We have new and significant recent features on Manufactured Home Living News. They lay the foundation that makes the case for implementation of existing laws. They also suggest how white hat brands, organizations, honest public officials, and investors could be working with manufactured homeowners, renters, and others to reform the system by implementing existing laws.

It could – indeed should – start with public hearings by Congress and possibly states to investigate and explore what has gone wrong.  No one could be as incompetent as the powers that be in Omaha-Knoxville-Arlington have been, could they? Which suggests that a relatively small group of people could be manipulating the system in ways that cause more homelessness, more poverty, and more grief for millions that would otherwise be avoided.

 

 

More in the days ahead on specifics within HUD that should cause alarm and spark action.

Those of us born in the U.S.A. were born free.  Let’s not lose that freedom to the machinations of a few that are trying to wrongfully enrich themselves to the detriment of the many.

 

 

Roll the stone away. Let the guilty pay. It’s Independence Day.

 

 

Summing Up

The solution to the affordable housing crisis has been hiding in plain sight for years.  There is a case to be made that it is often forces within the industry that have thwarted, allowed, and diverted resources and good current laws from spurring more sustainable growth. That growth would have meant more home ownership for people otherwise trapped in rent. That kind of corruption must be exposed and punished.

Roll the stone away, let the guilty pay, it’s Independence Day.”

Now you may better understand our mantra, “News through the lens of manufactured homes, and factory built housing,” © where “We Provide, You Decide.” © Dig into the related and linked reports above and below to round out the picture. Let’s restore the American Dream, starting with an understanding of Independence Day. ## (News, fact-checks, analysis, and commentary. All third-party images and content are provided under fair use guidelines for media.)

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For MH professional expert services, click here. For examples of third-party media, see links here, here, and here.

L. A. ‘Tony’ Kovach is a managing member of LifeStyle Factory Homes, LLC parent company of MHLivingNews and MHProNews. He is a highly acclaimed industry expert and consultant, a managing member of LifeStyle Factory Homes, LLC, and is a 25 plus year award-winning manufactured home industry professional. Kovach earned the Lottinville award in history at the University of Oklahoma.

 

 

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https://manufacturedhousingassociationregulatoryreform.org/mharr-reiterates-call-for-dts-investigation/

 

Manufactured Housing Production and Shipments, Official HUD Data, Report for May 2019

 

 

 

 

 

 

Manufactured Housing Production and Shipments, Official HUD Data, Report for May 2019

July 3rd, 2019 Comments off

 

ManufacturedHousingProductionShipmentOfficialHUDDataReportMay2019DailyBusinessNewsMHProNews

While others in manufactured housing trade media have continued to be cheerleaders for the Manufactured Housing Institute (MHI) and their ‘big boy’ backers, MHProNews and MHLivingNews has pulled back the curtain and fact-checked their respective claims for years.

 

 

The Daily Business News on MHProNews simply notes that the industry’s so-called ‘leaders’ in Omaha-Knoxville-Arlington are leading the industry…

…down.

The data doesn’t lie.

HUDCodeManufacturedHomeProductionDeclineContinuesMay2019DailyBusinessNewsMHProNews

That HUD Code MH shipments are declining during an affordable housing crisis is a warning flag.

In addition to the screen capture above with the data, was this additional insight from the Washington, D.C. based Manufactured Housing Association for Regulatory Reform (MHARR).

With nine consecutive months of production declines, it is apparent – as MHARR has been stressing – that post-production restrictions on the availability and utilization of HUD Code manufactured homes, including, but not limited to, the continuing lack of secondary market support for manufactured housing personal property loans and discriminatory zoning and placement restrictions, are stunting the industry’s growth and evolution, while denying affordable housing opportunities to millions of Americans. MHARR, therefore, will continue to aggressively advance efforts to raise the profile of these issues in Washington, D.C., as well as their resolution through the full and proper implementation of existing laws.”

Why is there nothing corresponding coming from the Omaha-Knoxville-Arlington axis, allies and surrogates?  There is an affordable housing crisis, and there is a deafening silence from the powers that be, why?  Or is this indeed what they want, so the consolidations at a discount will continue?

 

BloombergShipmentProductionGraphicManufacturedHousingIndustryDailyBusinessNewsMHProNews

May data reflects the 9th consecutive month of year-over-year downturn, with nary a whimper from MHI or the big boys. Why?

 

MHProNews will unpack these facts in upcoming reports. The industry has a great story to tell, but the it is often the larger firms in the industry that behave in ways that obviously fail to effectively trumpet the manufactured home industry.

 

ManufacturedHomeIndustry#1HeadlineNewsMHProNews

To see a sample of our emailed news update, click here. To sign up for the factory-built home industry’s #1 headline news, click here or the graphic above.

To get the x2 weekly headline news in your inbox, click the image above. That’s a wrap on this chapter of the industry’s most-read trade publication, the original and still runaway #1 home of manufactured home industry “News Tips, and Views Pros Can Use,” © where “We Provide, You Decide.” ©. ## (News, fact-checks, analysis, and commentary.)

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1) Marketing, Web, Video, Consulting, Recruiting and Training Resources

Submitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

Related Reports:

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Shocking, True State of the Manufactured Housing Industry, plus Solutions for Profitable, Sustainable Growth – May 2019

Clayton Homes Owned Sales Centers Reveal Surprising Trend

Insights on Manufactured Housing From Obama White House Federal Archives

“Incestuous” Lobbying? Kings of K Street, Revolving Door, Big Tech, Berkshire Hathaway – Follow the Money

 

America – the Story of US – Declaration of Independence

 

 

 

 

 

 

Retailers Lining Up, Eager to Lodge Antitrust Complaints, Plus Manufactured Housing Market Updates

July 2nd, 2019 Comments off

CNNmone7.2.2019ManufacturedHomeStocksMarketsReportsMHProNewsNewsmax and other media outlets are reporting this evening that there are several retailers forging an alliance to take on Amazon – a company that Berkshire Hathaway reportedly has about a billion dollar stake in, and is involved in factory-built housing and numerous other businesses, and Google.  On a day when the markets rose, and another record fell on the S&P, that antitrust move – and what it might imply for manufactured housing professionals – will be our featured report for this evening.

 

If you’re new, already hooked on our new spotlight feature – or are ready to get the MH professional fever – our headline report is found further below, after the newsmaker bullets and major indexes closing tickers.

 

The evolving Daily Business News market report sets the manufactured home industry’s stocks in the broader context of the overall markets.  Headlines – at home and abroad – often move the markets.  So, this is an example of “News through the lens of manufactured homes, and factory-built housing.” ©

Part of this unique evening feature provides headlines – from both sides of the left-right media divide – which saves busy readers time, while underscoring topics that may be moving investors, which in turn move the markets.

Readers say this is also a useful quick-review tool that saves researchers time in getting a handle of the manufactured housing industry, through the lens of publicly-traded stocks connected with the manufactured home industry.

This is an exclusive evening or nightly example of MH “Industry News, Tips and Views, Pros Can Use.” © It is fascinating to see just how similar, and different, these two lists of headlines can be.

Want to know more about the left-right media divide from third party research?  ICYMI – for those not familiar with the “Full Measure,” ‘left-center-right’ media chart, please click here.

 

CNN Business

  • S&P 500 could be nearly 5% higher
  • Stocks are near record highs, but experts say they’d be higher if it wasn’t for the trade war
  • S&P 500 sets another record high
  • Tesla sets a record for sales, and its stock jumps 7%
  • Christine Lagarde tapped as next European Central Bank chief
  • US proposes new tariffs on EU goods worth $4 billion
  • Arizona governor says he wants to yank Nike’s tax breaks over canceled shoe
  • Nike sneaker featuring Betsy Ross flag canceled after backlash
  • The world’s biggest brewer is planning the year’s biggest IPO
  • Famed photographer Annie Leibovitz takes portraits of five women running for president
  • ADHD isn’t a career killer. Just ask these executives
  • ‘Spider-Man’ tries to save the slumping summer box office
  • Shopping Content by CNN Underscored
  • Here’s how to preorder the new Xbox Elite 2 Wireless Controller
  • American is first US airline to drop a route because of 737 Max grounding
  • Saudi oil minister: Iran is threatening global energy supply
  • After a job interview, should you tell the candidate what they did wrong?
  • Burger King will sell upside-down Whoppers in 1980s wrappers
  • Netflix is releasing a ‘Stranger Things’ video game
  • Coca-Cola is bringing back New Coke in honor of ‘Stranger Things’
  • Iconic 80s computer to return with fully-functional keyboard
  • Pizza Hut brings back its retro logo
  • OPEC extends oil production cuts until March 2020
  • Gas taxes are rising because Americans are driving more fuel-efficient cars
  • America’s liquefied natural gas boom has a climate change problem
  • Iran oil minister: ‘OPEC might die’
  • America’s oil boom will break more records this year

Fox Business

  • S&P 500 sets second record high in as many days
  • StockX pulls Nike ‘Betsy Ross flag’ sneakers from resale site, cites company values
  • Nike pulls ‘Betsy Ross flag’ sneaker on fears it would offend customers
  • Christine Lagarde: 5 things to know about the nominee for ECB president
  • Fiat Chrysler has its best June retail sales in 14 years thanks to Ram pickups
  • Anderson Cooper’s large inheritance: A look at the tax obligations
  • Adidas U.K. tweets racist, offensive messages after social media promotion goes wrong
  • These are the highest paid White House employees
  • Amazon customers can buy a tiny home for less than $20,000 along with free shipping
  • MLB legend: This is how to turn a losing team into World Series champs
  • Retirement advice: 7 ways to make your money last
  • NBA star Kevin Durant sells Malibu home for $12.15M: report
  • California will require employers to offer a retirement savings plan for workers
  • Discontinued Nike ‘Betsy Ross Flag’ sneakers prices soar
  • Walmart heir Jim Walton donates $1.2B of his fortune, report says
  • New York real estate weakness intensifies amid tax changes, hikes
  • USMCA will unleash American innovation: Dems must not stand in the way
  • Democrats have been ‘hijacked by unelectable socialists’: Varney
  • Trump-Xi trade talks at G20: America’s biggest weakness is no big secret

Today’s markets and stocks snapshot, at the closing bell…

9MarketIndicatorsYahooFinance7.2.2019DailyBusinessNeawsManufacturedHousingIndustryStocksMarketsReportsDataMHProNews

Today’s MH Market Spotlight Report –

RetailersLiningUpEagerLodgeAntitrustComplaintsPlusManufacturedHousingMarketUpdatesMHProNews

“A leading U.S. retail group, whose members include Walmart Inc., is eager to aid antitrust enforcers that are poised to investigate whether Amazon.com Inc. and Alphabet Inc.’s Google are harming competition,” reports right-of-center Newsmax today.

The Retail Industry Leaders Association (RILA) also represents Target Corp., Best Buy and others.  RILA said it’s prepared to present their concerns to the Justice Department and the Federal Trade Commission.  The two federal agencies have antitrust oversight of Silicon Valley and other companies when it comes to antitrust regulations.

It’s pretty clear to us that the FTC and different relevant regulators should be taking a much closer look at these platform companies,” said Nicholas Ahrens, vice president of innovation for RILA, in an interview. “We are here to help.”

RILA joins a growing number of companies, including Oracle Corp., Yelp Inc., Tripadvisor, Inc. and News Corp. – parent to Fox News – that have raised concerns about competitive harm from dominant technology platforms.

The retailers’ group has already laid out its views on competition issues to the House Judiciary’s antitrust subcommittee, which is also investigating the technology industry, Ahrens said.

The trade group wrote a letter to the FTC dated Sunday, arguing that the tech platforms create an “information bottleneck” that has the power to skew markets and circumvent the traditional power of price competition.

That same bottleneck arguably impacts other industries, including manufactured housing.  As was noted at the top, it is prudent to observe the cross ties between Berkshire Hathaway and several tech giants.

It should be “quite concerning to the commission that Amazon and Google control the majority of all internet product search, and can very easily affect whether and how price and product information actually reaches consumers,” the trade group said in a letter responding to a series of hearings the agency held on competition policy.

Representatives for Amazon and Google reportedly didn’t immediately respond to requests for comment.

The FTC has claimed oversight of probes of Facebook Inc. and Amazon, while the Justice Department is set to scrutinize Google and Apple Inc., left-of-center Bloomberg has reported. Separately, the House Judiciary’s antitrust subcommittee kicked off a broad antitrust investigation into the technology industry last month with a hearing on how Google and Facebook have affected the news industry.

Yesterday on Tucker Carlson Tonight, President Donald J. Trump spoke about antitrust topics, naming the companies also cited in this report. For more on that, see the related reports, below.  Further, several 2020 Democratic hopefuls have raised the issue.  See that in the second linked report below.

It should be noted that MHProNews is by far the most prominent trade publication that is tracking monopolistic and antitrust concerns as it may relate to manufactured housing, along with our sister publication.  While a battle with a firm like the FAANGs Berkshire Hathaway, or Microsoft would no doubt be protracted, it would not be a surprise if those stocks dropped once a case is formally opened.

MHProNews has no position in the stocks mentioned.

Related Reports:

President Trump Mulls Federal Action Intervening on Homeless Crisis in U.S. Cities

Insightful Quotes for Manufactured Home Business, Investors, and Professionals

“Incestuous” Lobbying? Kings of K Street, Revolving Door, Big Tech, Berkshire Hathaway – Follow the Money

Real World Economics’ Professor Ed Lotterman says “Playing Monopoly is More Than Just Rolling the Dice”

Yahoo Finance Closing Ticker for MHProNews…

NOTE: The chart below includes the Canadian stock, ECN, which purchased Triad Financial Services.

NOTE: Drew changed its name and trading symbol at the end of 2016 to Lippert (LCII).

 

ManufacturedHousingIndustryConnectedStocksMHProNewsYahoo7.2.2019DailyBusinessNewsMHProNews

Updated:

Berkshire Hathaway is the parent company to Clayton Homes21st Mortgage, Vanderbilt Mortgage and other factory built housing industry suppliers.

LCI Industries, Patrick, UFPI, and LP all supply manufactured housing.

AMG, CG and TAVFX have investments in manufactured housing related businesses.

Your link to industry praise for our coverage, is found here.

For the examples of our kudos linked above…plus well over 1,000 positive, public comments, we say – “Thank You for your vote of confidence.”

SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsWe Provide, You Decide.” © ## (News, analysis and commentary.)

(Image credits and information are as shown above, and when provided by third parties, are shared under fair use guidelines.)

Submitted by Soheyla Kovach to the Daily Business News for MHProNews.com.

Addressing Manufactured Housing Insanity, Unusual Equity LifeStyle Properties (ELS) Tip

July 1st, 2019 Comments off

 

AddressingManufacturedHousingInsanityUnusualEquityLifeStylePropertiesELSTipMHProNews

The [popular] definition of insanity is repeating the same actions over and over again and expecting different results.”

– sources, Solon, Psychology Today.

 

Its like selling tickets to a zoo where only ‘1 in 100 are eaten by lions!’”

– Paul Bradley, President, ROC USA,
speaking about the problems caused by the issue of manufactured home land-lease community closures.

 

MHProNews has from the outset cited sources and those that deserve or wish to be acknowledged.

It was an off-the-record comment by a manufactured housing state association executive and award-winning winner member of MHEC – the Manufactured Housing Executives Council – who said that the proper role of a good association can be summed up with this 3 letter acronym, P.E.P.  Protect, Educate, and Promote.

It was an association peer of that MHEC member who said that the industry is now witnessing “association malpractice” on display from the Manufactured Housing Institute (MHI), but also by others too.

In fairness, there are several associations that could lay claim to working hard at authentically attempting P.E.P.

But can an objective, informed,  evidence oriented professional say that Manufactured Housing Instiutte (MHI) can honestly be named among them?

  • The industry is continuing to consolidate while the industry remains mired under 100,000 shipments for over a decade.
  • Our publisher L. A. ‘Tony’ Kovach was still an active MHI member when he said that there is a “high cost of low [manufactured home industry] volume sales.”
  • Within weeks of that analysis being published, U.S. Bank closed its manufactured housing lending division.
  • Since then, more independent retailers, and thousands of manufactured home communities have closed or were acquired by larger firms.
  • Several manufactured home producers have closed and/or were been consolidated since Warren Buffett led Berkshire Hathaway acquired Clayton Homes, Oakwood Homes, and Clayton’s affiliated lending.
  • Because sales volumes and/or occupancy are much lower than they were during the roaring 1990s, those businesses were bought at what is arguably a reduced value for their business.

That ‘bargain’ or ‘value acquisition’ – defined as being something under the intrinsic value of that thing – just happens to be the mantra of Warren Buffett, and others who follow that investment philosophy.

Buffett-led Berkshire Hathaway and a relatively small group of firms dominate the Manufactured Housing Institute (MHI). Is it a coincidence that since 2003, when Buffett purchased Clayton Homes, that the industry’s sales are still at historic lows?  Or is it mere chance that the industry is still selling fewer HUD Code manufactured homes than when Berkshire acquired Clayton and their affiliated manufactured home lenders?

 

BloombergShipmentProductionGraphicManufacturedHousingIndustryDailyBusinessNewsMHProNews

April data reflects month 8th of the downturn, with nary a whimper from MHI or the big boys. Why?

 

Or does MHI’s routine failures – acknowledged by their own elected and staff leaders in the videos below – have a subtle but open and obvious explanation?

 

 

Is there a scheme involving MHI to consolidate independents that is publicly unstated, but is nevertheless the increasingly apparent goal?

SoTheAssociationMHIIsNotThereFortheIndustryUnlesstheinterestsoftheBigBoysJointheIndustry'sMartyLavinMHIAwardWinnerQuoteMHProNews

 

On MHLivingNews there are two new reports. One is the call from a community leader for congressional investigations. ICYMI, that report is found from the link below.

 

The other is a new spotlight about Nathan Smith and his partner’s in SSK Communities rebranding as Flagship Communities.  Renaming is their right.

  • But does the manufactured housing industry’s white hat firms really think that it’s okay that the Kentucky Manufactured Housing Institute (KMHI) gave one of those rebranded communities an industry award?
  • Is it appropriate when Smith’s SSK Communities was one of the firms that John Oliver’s viral hit video spotlighted as predatory?
  • Or when Smith and his partners’ You Got It Homes is rated as a “C-“ below average by the Better Business Bureau (BBB)?
  • Or when the BBB rates Smith and his partners’ SSK Communities as a “F” a failing grade?

 

FrankRolfeMHIChairmanNathanSmithSSKCommunitiesHypocrisyQuote-MHProNews

Understanding the Industry Through the Eyes of the Those Outsiders Looking In

The industry must learn to see how others through the lens that others see manufactured housing.

  • Democratic lawmaker’s staff have told MHProNews recently that MHI is viewed as being “anti-consumer.” Ouch.
  • The history of Clayton Homes,
  • the costly legal woes at Cavco Industries since the November 2018,
  • or the ongoing headaches and heartaches that are caused often by Nathan Smith’s SSK,
  • or embarrassment sparked by other MHI member firms such as Havenpark Capital (a.k.a. Havenpark Management)

those are just some of the reasons why the industry’s image is suffering, even though the quality of the homes is overall high, per federal data. Or how does this factoid look to those who ponder it?

 

ManufacturedHousingInstituteLogoMHIBoardOfDirectorsLogoMHIExecutiveCommittee

The satirical logo is used in part to poke with a lighter touch at a serious topic. As some have framed it, there are white hat companies at MHI, and black hat companies.

 

An Interesting Tip from Equity LifeStyle Properties (ELS).

It was voices from Chairman Sam Zell’s Equity LifeStyle Properties (ELS) home office that encouraged MHLivingNews to do more than just puff-pieces on MHLivingNews, a comment shared while Vice-Chair Howard Walker was still alive.

Walker himself said the following, which strikes a similar note.

 

HowardWalkerPhotoELSViceChairmanManufacturedHomeCOmmunitiesManufacturedHousingInstituteExecCommitteeMemberQuoteTransparencyMHProNews

Thoughtful words, worth pondering with respect to MHI. 

 

That obliquely raises the following point.

Third-party data reflects the point that MHProNews dominates in manufactured housing trade media.

That said, readership on numbers of Manufactured Home Living News (MHLivingNews) articles routinely dwarfs the totals of individual articles on MHProNews. There are far more total articles on MHProNews, but the readership of MHLivingNews articles, fact-checks, and analysis reports are often far more popular than similar ones done on MHProNews.

Given that there are more consumers than professionals, that data is as it should be. But that also means that the years invested in developing MHLivingNews can yield serious benefits for home owners, home seekers, advocates, investors, industry professionals, and all others.

 

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TimWilliams21stMortgagePublicationDailyBusinessNewsMHProNewsMHLivingNews

MHI’s outside attorney, MHI itself, and surrogates of MHI have threatened and rattled sabers against this publication for some years. But when MHProNews calls their bluff, each time, they have backed down. Why? While attorneys tell MHProNews that MHI and their ‘big boy’ backers can certainly afford to sue even without good cause, such a suit would open them up to countersuits and discovery. Is it possible that MHI, Clayton, 21st and others don’t want to have to open their books up to discovery by MHProNews? Besides, how does MHI backers explain away the numerous words of public praise – like the example above – that they’ve previously made?

 

Manufactured Housing Professionals Should Police Ourselves in Concert with Public Officials, or Others Will Police MHVille to the Detriment of Many White Hat Businesses

Ironically, KMHI – which recently gave Nathan Smith and the former SSK Communities/Flagship Communities an award – says that they have a code of ethical conduct. Presumably MHI does too.

What code of ethical conduct explains the track record of high-profile members misbehaving in a way that draws negative attention on the entire industry? When has MHI publicly admonished or repudiated bad behavior by one or more of their member(s)?

MHARR has been involved in several important initiatives over the years that are useful for the manufactured housing industry. After some prodding, MHARR put together the list linked below so that others had a more complete understanding that their methods are fruitful.

 

 

But MHARR have long said that they need a post-production partner.  In November of 2017, they published a deep dive white paper that explained why such a post-production association is needed.

 

 

Indeed, as MHProNews has reported, the:

  • Mainstream conventional housing has numerous trade groups, not just one. NAHB, NAR, MBA are just three of numbers to make the point.
  • The automotive and RV industries also have several trade groups.
  • Why is it that so many in manufactured housing have been lulled into believing that our industry needs only one trade group?
  • When MHI is presiding over an era in our industry that benefits only a few ‘big boy’ companies, why should the balance of the industry trust MHI?

 

Benefits of a New MH Trade Group?

1)    If post-production alliance of ‘white hat’ firms and-or a post-production association of white hat companies were forged, and worked with MHARR, then increased pressure on lawmakers and public officials to enforce good laws already on the books due in good measure to MHARR’s visionary efforts could be brought to bear.

2)    By contrast, posturing and claims by MHI and several of their affiliates continues. Meanwhile, new rent control laws are being passed that will be harder on smaller communities who are routinely NOT the ones that cause rent-control or other such laws to be passed in the first place.

3)    The status quo harms the interests of the bulk of the industry’s independents, while it seems to benefit those who consolidate the industry. Is that accident? Mere chance? Or is that trend by design?

Whatever the cause, it doesn’t change that fact that the trend is what it is. So in a sense, what matters most is that the industry’s independents act in a positive fashion, rather than continue to behave in ways that keeps the industry shrinking when it should be robustly growing.

Manufactured housing has a great story to tell, that when told well, results in sales. But it is MHI’s own Chairman, Joe Stegmayer who recently oddly admitted that the story about manufactured housing is in many ways an under-told story. That was a stunning admission on camera by the man who’s behavior purportedly sparked a Securities and Exchange Commission (SEC) subpoena that resulted in their stock value dropping like a rock overnight.

 

 

It was MHI member Terry Decio, whose father was once favorably found on the cover of Time Magazine, who in recent years lamented that he’s tired of being in the industry’s that is the best kept secret.

 

TerryDecioSkylineChampionHomesPhotoQuoteImTiredofManufacturedHousingbeingBestKeptSecretReadyHelpHouseAmericaDailyBusinessNewsMHProNews

 

Stopping the Insanity

At Tunica, there was a meeting of a dozen industry professionals exploring a new post-production association.  Susan Bretton with the newly formed National Association of Manufactured Housing Community Owners (NAMHCO) was in attendance.  Bretton encouraged the group to advance the cause of a new post-production association. NAMHCO themselves broke from MHI for their years of lack of performance.  Here’s how they put it.

 

NealTHaneyNAMHCOWhyBreakawayfromManfuacturedHousingInstituteMHI

 

It isn’t only about little companies vs. big ones.

Perhaps more to the point, it is unethical or problematic companies – so called black hat operations – vs. the interests of companies that behave in an ethical fashion. The black hat brands bring black hat headlines and cause the white hats of our industry avoidable grief.

But because there is no retail, finance, installer, transporters and other ‘white hat’ post-production trade group to work with MHARR, what remains are associations that are a mixed in with white hats.  Who is harmed the most by that blending of black hats with white hats? Isn’t it obviously the white hat brands?

Our firm has worked with white hat companies to successfully increase sales at the local market level. Part of how that is accomplished is to distinguish a white hat company from black hat ones.  Then educate consumers to look for the difference, as MHLivingNews has been doing for some time.

The message to prospective consumers can be simple. Manufactured housing and properly operated manufactured home communities are a good option that can save money and deliver a good lifestyle for millions.

But perspective homeowners ought to avoid the bad behavior of the few – who are often, but not always larger firms – which may also hold prominent roles in a national and/or state association(s).  There are black hats in other sectors of housing, not just manufactured homes.  So the need for consumers is to do their homework before buying, shop wisely, and work only with companies that take care of their customers.

It was the same year that Tony Kovach warned about the high cost of low-volume sales that MHProNews took part in a video production that included this clip with MHI president Richard ‘Dick’ Jennison.

 

 

That statement by Jennison was stunning then, and it is stunning – but also revealing – now.

After all, what trade association leader argues for low volume and slow growth?  That statement by MHI’s president, in hindsight, was a warning sign. It seems like an open admission to the MHI agenda in recent years.  Slow growth or negative growth results in consolidation.  Mate that statement with the Nathan Smith comments in the video posted above reflecting his laughing as he said he wanted all of the communities for himself.  Spoken like a true consolidator?!

MHI’s own prior president, Chris Stinebert, politely ripped his own association in the exit message for failing to put customers first, and in failing to provide for alternative sources of financing. ICYMI or need a refresher, see his exit message at the link below.

 

These breadcrumbs merit Congressional inquires.

Jennison, prompted, admitted in 2015 that manufactured housing could achieve 500,000 new HUD Code home sales per year.  Why then is it that the industry is still struggling under 100,000 new home shipments? Why was there an 8 month dip in year over year new manufactured housing production/shipments?

 

April2019ManufacturedHomeProductionShipmentTop10StatesMHARRlogoDailyBusinessNewsMHProNews

 

How to Reverse the Trends, Benefiting Home Owners, Professionals, Investors and Others

If there were far more new home sales, as communities become full, the value of each home in that community arguably rises.  Meaning, not only does a family-owned business benefit, but so to can their residents.

If new manufactured home communities and the enhanced preemption provisions of the Manufactured Housing Improvement Act existed, that would benefit consumers and most ethical industry owners/investors.  New supply must be brought on line in order to address the problems caused allegedly predatory ‘black hat’ companies such as Havenpark, SSK/Flagship Communities, and others.

No one argues that there should be no more apartments built in order to make existing apartments more valuable.  It is arguably madness – or worse – that MHI hasn’t addressed this problem years ago.

There are a several things that could result in sustainable surge of new manufactured home sales and new communities and privately owned home sites coming online.  Here is a partial list.

  • A new post-production alliance and/or trade association can make a bright line distinction between industry black hats and white hats. The KMHI and MHI examples, by contrast, seem to suggest that there is a lack of will or ability for those and possibly other MHEC members to address the negative blowback caused by black hat firms.
  • Such a new alliance or trade group could do educational events targeting industry, the general public, affordable housing advocates, and public officials. It should be noted that Stinebert and manufactured housing industry investor Robert Robotti held something like those sessions for investors. But something more robust could be done that would boost the sales of those who are part of such a post-production group.
  • Such a new trade group should publicly denounce black hat behavior, it should be part of their bylaws, along with an enforced code of ethical conduct.
  • That trade group could work with MHARR and any others that want to see the industry grow in a sustainable fashion.
  • That trade group could join hands with select resident groups that have a similar interest in boosting the image and understanding of manufactured housing, while calling out black hat behavior. It is a disgrace to the industry that lawmakers and their staff’s see MHI as being anti-consumer. That must change, and after years of waiting for MHI to change, it should be clearly argued that it is insane to keep waiting. MHI debatably has too many years of bad baggage. Isn’t it insane to keep doing the same things, and expect a different result?
  • Resident and industry trade groups must call on Congress to hold public hearings on why problematic behavior that has kept good laws from being enforced have come from within the ranks of the manufactured housing industry.
  • As an upcoming special report will spotlight, there is also evidence that certain public officials are part of that effort to misdirect and fail to implement the understanding of laws such as Enhanced Preemption.

This week the latest data on manufactured home shipments are going to be made known. If the 8-month downturn abates or not, it should not change the industry’s white hat members resolve to forge a new post-production trade group or alliance.

 

What’s the Alternative?

One of the attendees of the Tunica exploratory meeting made a case for trying to ‘take control’ of MHI.  Months have gone by.  Has anyone witnessed anything different from MHI since Tunica? Or is it just more of the same photo-opportunities and fig leaf posturing? There is hoopla presented to the industry’s members. But by contrast, where is the effort to use the good news that HUD Secretary Ben Carson or others have made possible?

It’s MHI members, past and present, that have been among their most vocal critics.

 

FollowThe MoneyPayMoreAttentionToWhatPeopleDothanwhatTheySaySpySea72MartyLavinYachtManufacturedHousingINdustryProMHProNews

JoanneStevensQuoteslammingMHI-havenparkBerkshireHathawayMHReviewDailyBusinessNewsMHproNews

The journey of a thousand miles begins with a single step.

The opportunity to reform MHI has been repeatedly provided and has gone a wasting.

The trendlines make it clear. The time to form a new white hat post-production structure is now.

 

Lessons Learned…

It Isn’t Just MHI Members Who Believe They Benefit From Black Hat Behavior…

Keep in mind that some believe that they benefit from MHI’s ‘black hat’ behavior in an indirect way.  So, don’t be surprised if white hat firms don’t immediately get on board with this renewed initiative.

But among the lessons to be learned from the Last Week Tonight with John Oliver viral hit video, errantly named “Mobile Homes” is this. Buffett’s and certain MHI member firm’s financial and other fingerprints are arguably on MHAction and the black hat operations.  ICYMI, see that, linked below.

 

Prosperity Now, Nonprofits Sustain John Oliver’s “Mobile Homes” Video in Their Reports

 

Who would have thought in February 2019 that the John Oliver video was coming in April 2019?

There are billions of dollars in upside opportunities in manufactured housing. But in order to achieve that potential, operations of good will should either learn to do on their own what is described herein for their local market and/or they should join forces in a lawful fashion with ethical operations that want to grow and earn more should team up with others like them in a new trade group or alliance.

 

MHIdeals = Manufactured Home Independents Ethical Advancement Leadership Society

Such a society could foster what’s needed for manufactured housing to help millions of more Americans achieve the satisfying dream of home ownership.

Let MHI and black hat firms stay in MHI. If there is a new MHIdeals organization, that group could be the voice for honest business practices that are good for consumers and taxpayers.

Even membership in a properly operated MHIdeals would be valuable. Why? Because if a robust and enforce code of ethical conduct exists, then every MHIdeals member would arguably be a firm some home seeker, investor, or professional would want to do business with.

MHLivingNews, following the tip from ELS insiders and others, began laying the foundation for a method of spotlighting bad behavior from good.  Manufactured homeowners, housing shoppers, and investors exploring the manufactured home arena are all finding this revised vision of MHLivingNews to be a useful and positive resource.

While ELS is eschewed by several, it should be recalled that they purchased a ROC and do so in a fashion that provided those residents with safeguards. It is too soon to say what may follow. But suggestions like the one made to MHLivingNews is noteworthy.

It should be noted, as a disclosure, that ELS is not, nor has been, a sponsor of either site.

It may sound odd that something that spotlights negative behavior can be a positive force.  But the alternative is to allow lawmakers and regulators to punish the good along with the bad.

 

The industry must police its own and call for appropriate actions. In response to a request for comment on the article above, Kurt Kelley put it in writing to MHProNews the following statement.

KurtKelleyJDMobileAgencyMHRManufacturedHousingIndustryVoicesMHProNews

Kurt Kelley.

I’m glad to call you a friend, Tony…You and some other industry leaders do a fine job of holding MHI and others accountable for their work. I’ve chosen to leave that to you.” Kurt Kelley, MHReview publisher.

Kelley did not protest any of the report linked here and above. Instead he said “You [MHLivingNews/MHProNews] and some other [presumably, MHARR] industry leaders do a fine job of holding MHI and others accountable for their work.”

That certainly sounds like encouragement of this platform’s – and arguably MHARR’s – efforts to expose and get to the root causes of the problems that are holding manufactured housing at artificially low levels.

We in turn value that Kelley has published articles that – even if obliquely – revealed the troubling nature of the Omaha-Knoxville-Arlington axis. Kelley is also the only trade media, besides ours, that occasionally will publish a MHARR article.  By contrast, MHInsider, George F. Allen, and others are routinely publishing only pro-MHI material, and they – as well as Kelley – arguably do so uncritically.

 

 

Stop the Insanity

It is time to stop the insanity.

It is time to move beyond hoping or trusting that MHI might change.  Hasn’t that proven to be fruitless? Or arguably counterproductive?

It is important to note in closing that MHProNews has given Kevin Clayton, Tim Williams, Nathan Smith, Joe Stegmayer, Richard ‘Dick’ Jennison, Rick Robinson, and MHI’s outside attorney several opportunities to respond to these and related concerns.  They’ve opted to remain silent.  Perhaps there is a good reason for them to take the fifth?

 

RickRobinsonManufacturedHousingInstituteMHIDailyBuisnessNewsMHProNews

MHI’s Rick Robinson, Richard ‘Dick’ Jennison and others have ducked publicly and privately from responding to questions, and have for two years. Prior to that, they used to answer routinely and promptly. Are they unable to answers vexing questions without looking even worse?  The example above occurred in front of dozens of industry professionals. 

That’s today’s latest edition of “News Through the Lens of Manufactured Homes, and Factory-Built Housing,” © where “We Provide, You Decide.” ©. ## (News, fact-checks, analysis, and commentary.)

SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsConnect on LinkedIn here. (Related Reports are further below. Third-party images and content are provided under fair use guidelines.)

ManufacturedHomeIndustry#1HeadlineNewsMHProNews

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Related Reports:

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Rent Controls and Manufactured Housing Restrictions Targeted in New Presidential Executive Order

 

President Trump Signs Executive Order on Affordable Housing Crisis, Ray of Light for Manufactured Housing? Plus, Manufactured Home Stock Updates

Federal Bill that MHI, Prosperity Now, NAMHCO Tout – MHARR Opposes, Why?

 

Shocking, True State of the Manufactured Housing Industry, plus Solutions for Profitable, Sustainable Growth – May 2019

MHI CEO Dick Jennison’s Pledge – 500,000 New Manufactured Home Shipments

 

Positive, Uplifting Third-Party Reports Favor Modern Manufactured Housing, So What’s Going Wrong?

Bonuses, Bonuses! Manufactured Housing Struggles During Affordable Housing Crisis, While Top MHI Staffers Get Bonuses

 

 

 

 

 

Will New State Rent Control Laws Conflict With Presidential Affordable Housing Initiatives? Who Has What Agenda?

July 1st, 2019 Comments off

 

WillNewStateRentControlLawsConflictWithPresidentialAffordableHousingInitiativesWhoHasWhatAgenda

 

Starting with specific examples from a large state, a trend spreading to other states will come into focus.

 

As you know, the New York Housing Association has been battling the adoption of rent control in NYS for decades. Unfortunately, with all parts of the legislative body voting with one voice, we lost the battle just a couple of weeks ago. We are now faced with understanding how the new legislation works and the ramifications it will have on our industry,” said Robert Capenos, Executive Director of New York Housing Association, Inc.

Not being a current member is leaving you without the crucial information you need to navigate this new and onerous legislation. We implore you to re-join your association and be part of the discussion to manage these changes,” Capenos said in an email to past members, openly aiming to coax them back.

New York isn’t the only state to recently pass rent control statewide. Oregon has too. Other states have been or are pondering variations on that rent-control theme.

What Capenos’ letter didn’t mention is news items like the one accessed from the text-image box below.  When a Republican lawmaker joined with Democratic lawmakers to cry ‘foul,’ wasn’t the sudden loss on this latest push for rent control all but inevitable?  Yet, it was only the Daily Business News on MHProNews that seriously covered this topic among the manufactured home industry’s trade media. How to explain that gaping void in an industry with so many bloggers and writers?

 

Manufactured Home Community Residents on ‘Rent Strike,’ Republican Lawmaker Calls Foul

 

Libertarian John Stossel summed up a suggestion that sounds sinister.  Or was Stossel’s a pragmatic reading of what is occurring at the local, state, and federal level?

 

‘Use Government to Handcuff Your Rivals, Clever’ – Stossel

 

Be that as it may, MHProNews was also essentially alone in the industry in tracking the ongoing developments in New York or elsewhere, including the MHAction connection.

 

Ongoing MH Headwinds – Angry Manufactured Home Residents, Understanding the Manufactured Housing Industry Dilemma Through Their Eyes

 

Recall that MHAction, which is pushing rent control in other states and jurisdictions, is backed by whom?  Follow the money trail right back to the Tides nonprofit, and from the Tides their largest donor is the NoVo Foundation. The man who gave millions to the NoVo foundation is none other than Berkshire Hathaway Chairman Warren Buffett. See the data, at this link here.

With that tee up, a clearer view of what is occurring is now coming into focus.

From that perspective, let’s pivot to a report in the Riverhead News Review regarding this newly minted New York law, which is as noted also on the march in numerous states, including in the heartland. 

Tim Gannon for the News Review said on 6.22.2019 that “A state bill limiting rent increases for tenants in mobile/manufactured home parks has been approved by the state legislature and signed into law by Gov. Andrew Cuomo.” 

The new law was combined with other bills in a Housing Stability and Tenant Protection Act that included an extension of rent control laws in New York City, which expired June 15,” per the News Review.

We’re very happy about this,” according to Peter Baldwin of Riverside, vice president of the Mobile/Manufactured Homeowners Association of Suffolk. “It’s been a long, hard fight, but it was worth it now that we got it.”

Resident groups hope the law will protect against “unreasonable” Think about the example linked above, how the problematic behavior of Havenpark attracted attention from Senator Elizabeth Warren (MA-D).  Or industry professionals and advocates should muse over the woes spotlighted in John Oliver’s viral hit video on manufactured home companies and other so-called predator firms, linked here.

Local media reported that the new law in New York establishes so-called ‘protections’ for those residents by limiting annual rent increases to 3% — or up to 6% if the increase can be shown to be related to higher operating expenses or property taxes or the cost of capital improvements, according to a release from State Assembly speaker Carl Heastie (D). 

·        There may be an exception higher than 6% obtained by applying for a hardship allowance from New York State Housing and Community Renewal. 

·        But the new law also allows community residents to challenge increases over 3% in court. 

·        Further, the new law strengthens resident protections against eviction from communities for the purpose of changing the use of the land. 

·        The new law requires community owners from initiating eviction cases against residents for two years.  If they are eventually evicted due to a change of use, it provides for a stipend of up to $15,000, according to a release from New York State Senate majority leader Andrea Stewart-Cousins (D). 

It’s going to benefit people who are having trouble staying in their homes, because now, they won’t get kicked out on the street,” Mr. Baldwin said. “Senior citizens and people on fixed incomes also should benefit from the law.” 

Assemblyman Fred Thiele (I-Sag Harbor) said he’s been working for passage of this bill for about 10 years.  That confirms Capenos claim at the top. While the rent control measure has been approved previously in the Democrat-controlled Assembly, it was never approved by the Republican-controlled Senate. Now that Democrats control the Assembly, the Senate and the governorship, the bill could and did pass and was signed by Governor Andrew Cuomo into law. 

When local media cited Bob Capenos of the New York Housing Association’s long standing opposition, Capenos said many communities are 40 to 60 years old.  He understandably argued that strict controls on rent increases could limit a community owners’ ability to pay for capital improvements.

As if to confirm the points MHProNews and MHLivingNews have been making for some time, among the posted comments on the Times Review article were these.

Shari Harberts said, Hope Iowa will do the same.” Haberts added [typos in the original], “Mr. Capenos forgets he gets paid by big investors who do not care about improvements and improvements are tax deductable. Most mobile home parks offer no ammenties only increased rent. He knows mobile home parks are being bought up by companies for profit ( Havenpark, LLC. Sun Communties (stock symbol SUI) so , please Mr. Capenos be truthful. I love in Iowa and my park was sold to Havenpark.LLC. Utah and their goal is raising lot rent to the sky to provide income for investors. They raised the rent by 69% saying our park has not kept up with the market atound us. Yes, it was lower but they fotget to say that the other parks have been bought by other REIT like Yes Communties. Did he miss watching John Olivers – Mobile Home on Youyube or, Franke Rolfe the creator of his get rich invesyment course called Mobile Home University or that it’s the only industry that is allowed to rob and rape the buyers and tenants.”

Each of these topics have been spotlighted at various times on either or both MHProNews and or MHLivingNews.  Those insiders who aren’t closely following the trends – for example, from the retail, production or supplier sides of the industry – may not otherwise be able to fully grasp what Harberts means.

A community operator, who is on the NY Housing Association’s board of directors responded as follows to Harberts.

Steve Newman, On the contrary, I am an owner of 2 Manufactured Home Communities in NYS. I invested my own money to buy these properties and use my own capital or borrow at my own risk funds to make significant improvements. Many of my colleagues at NY Housing are like me, small operators!

I can tell you that I will be very cautious about making improvements as a result of the new rent regulations Be careful what you wish for. The real culprits here are localities that impose restrictive zoning ordinances restricting construction of new communities and burdensome regulations which add to cost of buying and installing homes. Lack of financing options for homes by government agencies tasked to serve these communities also increases costs. Unfortunately this complex problem requires a more incentives than disincentives.”

Newman, per his LinkedIn profile, has two communities. One is described [typos in the original] from a company website as “A all age community owned and operated by Rural Home Communities. Steven L. Newman, Owner. Conveniently located south of Watkins Glen, NY offering easy commute to Corning/Elmira and access to all attractions in Finger Lakes…”

RolingAcresMobileHomeParkNYHousingMemberDailyBusinessNewsMHProNews

 

Indeed, Newman’s point is one made from community operators in Canada and the United States, as a prior report with Canadian video reflected from this link here.  Progressives should bear in mind that Paul Bradley, President and CEO of ROC USA told MHProNews that to his mind rent control doesn’t work.

So, there are concerns – even among progressives that are pro-resident – over the effectiveness, or lack thereof, in rent-control efforts.

There is one more point to be made before drawing this narrative to a somewhat painful close.  Who is atop the NY Housing board of Directors? Joe Bushey, who is identified as with G&I Homes.  Here’s how the association website shows it, sans the phone and email.

 

President:

Joe Bushey
G & I Homes
PO Box 226
Frankfort, NY 13340

 

Who owns G&I Homes?  Per the Clayton Homes website, it is Clayton.

ClaytonHomesFindRetailerJoe BusheyGIHomesLocationsNewYorkDailyBusinessNewsMHProNews 

That’s not to imply that every case of rent control has Clayton or Warren Buffett the Berkshire Hathaway conglomerates fingerprints on it.  But clearly, several of such scenarios do have precisely those Omaha-Knoxville fingerprints and money trails. As Joanne Stevens, who works for a division of Berkshire Hathaway was reported to say last week, the industry – i.e. the Manufactured Housing Institute (MHI) has been to confront these issues.  That’s an understatement, since the ultimate power behind Arlington, VA based MHI are the Berkshire brands.

Commenting on similar moves in Iowa for regulating manufactured home communities and imposing new rent control, Stevens said: What happened next [in Iowa and elsewhere] is a commentary on how woefully unprepared the MH & MHP Industry is to make the case for the essential role mobile homes & parks provide in the low-cost housing landscape. Tenants, the media and legislators unleashed their outrage against rent increases and MHP owners.”

 

 

One ought to ask, is creating rage against community owners in general an accident or a byproduct? Is it more than a coincidence when something similar is happening in state after state?  Especially when so often, there are Buffett and Berkshire fingerprints and funds clearly at hand?

It is inevitable once MHI is so highly weaponized that more state associations will likewise feel the power of Clayton, 21st Mortgage, and Berkshire related influence or domination. That has been previously reported in the report below.

 

 

This may help explain in part why some state community associations broke rank with MHI to form the National Association of Manufactured Housing Community Owners (NAMHCO).  The question now is this.  Will NAMHCO now play footsie with MHI and the powers that be in MHVille’s Omaha-Knoxville-Arlington Axis and their big boy allies? Or will they buck the system and publicly call them out as they did before?

NealTHaneyNAMHCOWhyBreakawayfromManfuacturedHousingInstituteMHI

Finally, rent control and manufactured housing were both mentioned in the new presidential executive order.  Is a battle looming ahead? Time will tell. Meanwhile, MHProNews will monitor these and other developments and report to the industry’s professionals, investors, owners, and advocates accordingly.  

See the related reports below for more.

 

That’s this Monday, Monday second installment of “News Through the Lens of Manufactured Homes, and Factory-Built Housing,” © where “We Provide, You Decide.” ©. ## (News, fact-checks, analysis, and commentary.)

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ManufacturedHomeIndustry#1HeadlineNewsMHProNews

To see a sample of our emailed news update, click here. To sign up for the factory-built home industry’s #1 headline news, click here or the graphic above.

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Submitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

Related Reports:

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Rent Controls and Manufactured Housing Restrictions Targeted in New Presidential Executive Order

 

President Trump Signs Executive Order on Affordable Housing Crisis, Ray of Light for Manufactured Housing? Plus, Manufactured Home Stock Updates

Federal Bill that MHI, Prosperity Now, NAMHCO Tout – MHARR Opposes, Why?

 

Unpacking New White House Council on Affordable Housing Initiative and Manufactured Homes

July 1st, 2019 Comments off

UnpackingNewWhiteHouseCouncilOnAffordableHousingInitiativeAndManufacturedHomesDailyBusinessNewsMHProNews

Success has many fathers,
failure is an orphan
.”
– Maxim based on saying popularized by President John F. Kennedy,
but originated in a saying by Italian Count Caleazzo Ciano, per Wikipedia.

 

 

Manufactured housing is underperforming as an industry, as has been noted numerous times here on MHProNews.  So perhaps it is no surprise that when something positive appears to occur, there is a rush to grab credit for that apparent glimmer of hope.

There is therefore a sometimes subtle, sometimes obvious battle in manufactured housing over who did what, when, where, why, and how.  There is also a contest as to what the meaning is of some legal or administrative ruling, or what the possible risks and benefits are of a bill that is being proposed in Congress, and so on.

In the wake of the White House’s surprise announcement of a new executive order establishing a “White House Council on Eliminating Regulatory Barriers to Affordable Housing,” the Arlington, VA based Manufactured Housing Institute (MHI) and their surrogates were quick to leap to take credit. MHI’s claims could be examined in an upcoming fact-check.  But what follows below is the view from the Washington, D.C. based Manufactured Housing Association for Regulatory Reform.

Note that MHARR specifically mentions MHProNews participation in that pre-announcement conference call.  MHProNews publisher L. A. ‘Tony’ Kovach’s query was one of only four questions taken by the White House during their pre-rollout conference call. According to the automated login for that call, only several dozen were in on that White House call, and MHARR and MHProNews were among that tiny group so invited.

 

 

Manufactured Housing Association for Regulatory Reform Unpacks New White House Council and Manufactured Homes

JUNE 26, 2019

  

TO:                  MHARR MANUFACTURERS

                        MHARR STATE AFFILIATES

                        MHARR TECHNICAL REVIEW GROUP (TRG)

 

FROM:             MARK WEISS

 

RE:                 

President Announces White House Council
on Eliminating Regulatory Barriers
to Affordable Housing

MHARR participated in a conference call on June 25, 2019, conducted by the U.S. Department of Housing and Urban Development (HUD), during which White House officials announced the impending issuance of an Executive Order (EO) to create a “White House Council on Eliminating Regulatory Barriers to Affordable Housing.” While the substance of the EO – which, as detailed below, is fully consistent with and reflects MHARR policy objectives as advanced before the Administration, Congress and HUD – was described during the conference call, that call, as repeatedly emphasized by the same White House Officials, was specifically “off the record.” MHARR, in accordance with that request, withheld publication on this initiative until it was publicly announced and issued by the White House (see HUD Press Release attached).

Consistent with MHARR’s fundamental focus on the costs imposed by unnecessary and unreasonable regulatory mandates, as well as its more recent initiative and undertaking to combat discriminatorily restrictive and exclusionary local zoning mandates that effectively ban HUD-regulated manufactured housing from large areas of the nation, the President’s Executive Order, specifically acknowledges that “federal, state [and] local … governments impose a multitude of regulatory barriers – laws, regulations and administrative practices – that hinder the development of housing.”  The EO then goes on to expressly recognize types of regulatory actions – which have been prioritized for action and opposition by MHARR — that continue to hinder both the affordability and availability of federally-regulated manufactured housing, stating: “These regulatory barriers include – overly restrictive zoning and growth management controls … excessive energy … efficiency mandates [and] outdated manufactured housing regulations and restrictions.”  (Emphasis added).

Indeed, the EO’s specific emphasis on zoning and other “outdated … restrictions” on federally-regulated manufactured housing is fully consistent with an April 24, 2019 communication from MHARR to Secretary Carson, calling on HUD to “utilize its resources to research, study and analyze such discriminatory and exclusionary zoning and its local and national impacts on the availability of affordable [manufactured] housing and homeownership in light of relevant national housing policies.” The same communication calls on HUD to exercise its authority under the enhanced federal preemption language of the Manufactured Housing Improvement Act of 2000 to either eliminate or limit such baseless restrictions.  And, indeed, in response to an inquiry from MHProNews Publisher L.A. Tony Kovach, it appears that the specific issue of federal preemption will be “on the table” in this process.

Under the EO, the White House Council will be chaired by Secretary Carson and will consist of representatives from eight federal agencies, including agencies that either currently regulate matters affecting manufactured housing – i.e., HUD and the Environmental Protection Agency (EPA) – or seek to regulate aspects of manufactured housing – i.e., the U.S. Department of Energy (DOE).  Among other things as set forth in the EO, the Council will seek to identify and then “reduce and streamline statutory, regulatory and administrative burdens at all levels of government that inhibit the development of affordable housing.”  This will lead to the development of specific initiatives designed to reduce the targeted federal, state and local regulatory barriers and a report to President Trump within the next twelve months regarding “the Council’s implementation of … this order.”

The EO, accordingly, presents a potentially unequalled opportunity for the specific advancement of policy objectives that MHARR has been tasked with advancing, including, but not limited to: (1) the full and complete implementation of all reform aspects of the Manufactured Housing Improvement Act of 2000; (2) the elimination of unnecessary regulatory burdens imposed on manufactured housing and manufactured housing consumers by HUD in accordance with Executive Orders 13771 and 13777; (3) the elimination or modification of baseless and discriminatory zoning restrictions on manufactured housing, including both single lots and communities; and (4) other related issues involving regulatory impediments to the availability and affordability of HUD-regulated manufactured housing.

In addition, the initiative established by the EO underscores that recent legislation introduced in Congress to supposedly “modernize” manufactured housing – but which would, in reality, undermine and harm existing, inherently affordable HUD Code manufactured housing – is unnecessary and should not go forward, as set forth by MHARR in its June 24, 2019 Memorandum entitled “Unnecessary/Damaging Bills Introduced in Congress.”

MHARR will continue to keep you apprised of developments related to this important Administration initiative.

cc: Other Interested Industry Members

##

 

MHProNews Analysis

Let’s be blunt.

The fact that “enhanced preemption” is only “on the table” in this process is a possible warning sign.

There is no doubt that MHARR is pushing for preemption. That has been well documented, as is shown in the screen capture graphics herein plus the links below the byline.

EnhancedPreemptionManufacturedHousingAssociationRegulatoryReform4-26-2019ManufacturedHomesMHProNews

Since the screen capture above was performed, MHARR has done more articles that mention or are focused on the federal preemption given to HUD Code manufactured homes under the Manufactured Housing Improvement Act of 2000.

 

MHProNews and MHLivingNews have likewise promoted the broad use of federal preemption for manufactured homes for years.

 

EnhancedPreemptionSearchManufacturedHousingMHProNewsNadaMHIbutMHARRhasit2019-06-12_1227

MHProNews and MHLivingNews has been online longer than MHARR, so it is no surprise that MHARR is #3 on this search result. But MHI has been online since the 1990s. They were part of the coalition led by MHARR that included state associations that helped make enhanced preemption part of federal law. How is it possible that MHI has no mention of it on their website? State executives are aware of it, and though rarely used, it has been used by HUD on occasion.

 

By contrast, it is MHI and their surrogates that purportedly have hidden and/or obscured this important key in federal law that already exists. Why?  What explains that claim, if they truly want to see the industry grow?

 

ManufacturedHousingInstituteLogoMHILogo2019-06-30_0828

Site search of MHI website conducted on 6.30.2019. By contrast, see what a purported surrogate of theirs has said on this same topic, at this link here and here. Curious, isn’t it?

 

That key of HUD actually using their significant power of federal preemption over local and state roadblocks could turn the lock that opens the door to more manufactured home ownership opportunities for millions of Americans. It is a regulatory short-cut, because it is already federal law.  It fits perfectly with the White House’s stated mission. Is there a reason to delay on this? See but one example of federal preemption being exercised by HUD in the letter to Richland, MS below. 

 

HUDLetterCityRichlandMSEmilyGoodeJenHallMMHAFederalPreemptionofManufacturedHomesFederalEnhancedPreemptionMHIA2000DailyBusinessNewsMHProNews

The letter to Richland is found here, and was requested by that state’s executive, Jen Hall. So why wouldn’t MHI promote it’s use? Indeed, why didn’t MHI ask for this on the recent Bryan, TX case?

So this White House initiative, while promising, nevertheless comes with cautionary notes too.  

ManufacturedHousingInstituteLogoMHILogoMeetingNotOpenJournalistsReportsMHProNews

L. A. ‘Tony’ Kovach in photo by sign displayed at a MHI meeting.

It is a disgrace that the Manufactured Housing Institute [MHI] has not boldly, consistently, and faithfully promoted the enhanced preemption that is a key part of the Manufactured Housing Improvement Act of 2000. MHI was part of that effort in the waning days of the 20th century. It is already federal law. Because they were part of the coalition that worked for passage, MHI therefore ought to be well aware of the law and its meaning. But that was prior to Berkshire Hathaway’s acquisition of Clayton Homes, and much has changed at MHI since 2003.” said former MHI board member and MHProNews publisher L. A. ‘Tony’ Kovach. 

If MHI sincerely wants to see the industry grow in a robust and sustainable fashion, then they will push for the Government Sponsored Enterprises [GSEs] lending on all HUD Code manufactured homes, not just a select group of them that Clayton Homes wanted supported.  If MHI isn’t just posturing when they say they want to see the industry grow, then they should begin immediately to promote the true meaning of enhanced preemption.  MHI should likewise do more than give a fig leaf to their members whom they hope to mollify or ‘razzle dazzle,’ by going loudly, proudly, and consistently public on the valuable steps that HUD Secretary Ben Carson has taken in recent months to promote a better understanding and broader use of manufactured homes, Kovach said.

The fact that MHI has failed to do so even on their own website speaks volumes, Kovach said.

MHProNews will circle back to this topic as warranted in the near term.  Note that as a courtesy to new readers, or those who may have missed it, the evidence of MHARR’s claims are found linked below the bylines and notice. The hot links above also lead to more evidence on the issue of enhanced preemption.

That’s today’s first installment of News Through the Lens of Manufactured Homes, and Factory-Built Housing,” © where “We Provide, You Decide.” ©. ## (News, fact-checks, analysis, and commentary.)

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ManufacturedHomeIndustry#1HeadlineNewsMHProNews

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Shocking, True State of the Manufactured Housing Industry, plus Solutions for Profitable, Sustainable Growth – May 2019

 

MHARRCallsHUDSecretaryCarsonEndDiscriminatoryZoningHUDRegulatedManufacturedHomesCommodoreHomesCorpMHARR

Photo of Commodore Homes model, MHARR logo, are provided under fair use guidelines. See article and letter to Secretary Carson, linked here. https://manufacturedhousingassociationregulatoryreform.org/mharr-calls-on-hud-secretary-to-end-discriminatory-and-exclusionary-zoning-of-hud-regulated-manufactured-homes/

 

 

 

 

Insightful Quotes for Manufactured Home Business, Investors, and Professionals

June 30th, 2019 Comments off

 

InsightfulQuotesManufacturedHomeBusinessesInvestorsProfessionalsDemocraticQuotesDailyBusinessNewsMHProNews

The quotes that follow from the first two nights of the 2020 Democratic primary are not to be construed as an endorsement of that candidate or their positions.  In some cases, the quotes are aimed to underscore claims backed by evidence.  The candidate may be right on the facts but may or may not be correct in their proposal to deal with those facts.

 

With that said, consider these pull quotes, taken from the full debate transcripts from NBC, linked here.

  • It has been far too long that the monopolies have been making the campaign contributions, have been funding the super PACs, have been out there making sure that their influence is heard and felt in every single decision that gets made in Washington.” Senator Elizabeth Warren (MA-D).

 

  • I know what it’s like to rent a home and to worry about whether you’re going to be able to pay the rent at the first of the month and to see a mom work very, very hard and know that moms across this country are getting paid less simply because they’re women.” Former HUD Secretary Julián Castro.

 

  • I mean, first of all, we’ve got to recognize that the China challenge really is a serious one. This is not something to dismiss or wave away. And if you look at what China is doing, they’re using technology for the perfection of dictatorship.” South Bend, Indiana Mayor Pete Buttigieg.

 

I think we have a serious problem in our country with corporate consolidation. And you see the evidence of that in how dignity is being stripped from labor, and we have people that work full-time jobs and still can’t make a living wage.

We see that because consumer prices are being raised by pharmaceutical companies that often have monopolistic holds on drugs. And you see that by just the fact that this is actually an economy that’s hurting small businesses and not allowing them to compete.

One of the most aggressive bills in the Senate to deal with corporate consolidation is mine about corporate consolidation in the ag sector. So I feel very strongly about the need to check the corporate consolidation and let the free market work.” Senator Cory Booker (NJ-D).

 

  • “…we have to restore the backbone of America, the poor and hardworking middle class people.” – Former Vice President Joe Biden.

 

So the way I understand this, it’s there is way too much consolidation now in giant industries in this country. That hurts workers. It hurts small businesses. It hurts independent farmers. It hurts our economy overall.

And it helps constrict real innovation and growth in this economy.

Now, look, we’ve had the laws out there for a long time to be able to fight back. What’s been missing is courage, courage in Washington to take on the giants. That’s part of the corruption in this system.” – Senator Elizabeth Warren (MA-D).

 

  • “…the 40 million of us who can’t start a family, can’t take a good idea and start a business and can’t buy our first home.” – Congressman Eric Swalwell (CA-D).

 

Socialism, in that sense, is not the solution. We have to look at what really will make a difference

I’m a small-business owner who brought that same scrappy spirit to big Colorado, one of the most progressive states in America.” – former Governor John Hickenlooper.

 

  • “…And at a time when we have three people in this country owning more wealth than the bottom half of America, while 500,000 people are sleeping out on the streets today, we think it is time for change, real change.” Senator Bernie Sanders (VT-I, causes with Democrats).

 

  • Right now, we have a system that favors those who can pay for access and outcomes. That’s how you explain an economy that is rigged to corporations and to the very wealthiest.” Former Texas Congressman Robert ‘Beto’ O’Rourke.

 

I think we have to do real things to help American workers and the American people. Right? This is the issue that all of us hear on the campaign trail…

Then we’ve got to fix our public education system. It’s not delivering the results our kids needs, nor is college and post high school career and technical training programs doing that. You know, I’m very different than everyone else here on the stage. Prior to being in Congress, I was an entrepreneur. I started two businesses. I created thousands of jobs. I spent my whole career helping small- to mid-sized businesses all over the country, 5,000 of them I supported. The Obama administration gave me an award for lending to disadvantaged communities.

I know how to create jobs…” – Former Maryland Congressman John Delaney.

 

  • I was 6 years old when a presidential candidate came to the California Democratic Convention and said it’s time to pass the torch to a new generation of Americans. That candidate was then-Senator Joe Biden. Joe Biden was right when he said it was time to pass the torch to a new generation of Americans 32 years ago. He is still right today.” – Congressman Eric Swalwell (CA-D).

 

There were other noteworthy quotes shared by many of the candidates, not just those noted above or that follow.  A weakness in the format was arguably that there was too few serious follow up questions. For example, in areas where the income inequality, the education process, housing policy, or gun laws have been in Democratic hands for decades, how do those candidates explain that they want to move the nation ahead with their plan, when prior efforts clearly failed?

Wittingly or not, NBC moderator Jose Diaz-Balart made that point with respect to New York City with this question: “Mayor De Blasio, good evening. You’re the mayor of the biggest city in the United States, but it’s also one of the cities in the country with the greatest gap between the wealthy and the poor. How would you address income inequality?”

In that sense of candidates with longer records and little to show for it are perhaps among the most vulnerable contenders.  An example of such is former Vice President Joe Biden. When any candidate says they can ‘fix’ the economy to be more fair to the worker, or fix the problem of big business consolidating smaller ones and their overbearing market and political power, how can they say that with a straight face?  Especially when they had years in office to do so, but failed to do it?  Or, how can a candidate rail against ‘Wall Street,’ or big businesses, when they have accepted years of campaign contributions from some of those same big corporate interests directly or through PACs?

 

  • Yes, they will pay more in taxes, but less in health care for what they get.” – Senator Bernie Sanders. What wasn’t nailed down in that bit of candor is the point made by Thomas Sowell.

 

ThomasSowellQuoteAmazingCannotAffordDoctorsHospitalsMedicationThinkWeCanAffordDoctorsHospitalsMedicationGovernmentBureacucraacyAdministerItMHProNews

See a free enterprise solution for rising health care costs that is already working in numerous U.S. cities and towns, linked here.

 

Be it heath insurance, which is not the same as health care, or most any other instance one cares to mention, government routinely is less efficient than the private sector. The waiting time for treatments in Canada and England for certain procedures with their socialized medical care can be months to years.  That’s why the solution linked here, which costs less and is already proven to work, is but one example of free enterprise offering solutions that big government has failed to deliver.  Why have so many members of both major parties largely ignored that proven pathway?

Whatever the answer to that question, that being so, what must occur is fostering more competition, not less of it.  That’s why the issue of consolidation and monopolization should be important to every American.  It is an area that Democrats – at least in their talking points – have been engaged on more than the GOP, which some have taken notice and are mimicking. While some monopolistic minded businesses may give away something free or at lower cost to gain market share, in time, other options are eliminated. Once no other options exist, where will the competition be to keep prices in check?

That’s why some of those quotes from Democratic candidates cited above are important. As Senator Warren has put it, the laws needed to address these challenges are already on the books. They should be enforced.

What members of both major parties should do, with respect to manufactured housing, is hold hearings to explore how market dominance was or is being achieved, and through prompt public hearings put pressure on federal agencies to act sooner, than later.

 

The Manufactured Housing Connections, Opportunities and Obstacles

Manufactured home professionals should take heart that HUD Secretary Ben Carson has been pushing a narrative for some 2 years, and has recently connected it directly with manufactured housing.  Carson’s recent speech in New Orleans de facto addresses how manufactured homes could play an important role in addressing the issue of income inequality in a way that – at least so far – not one of the Democratic candidates have made a similar tie-in.

Dr. Carson’s evidence based notion is this. Home ownership is perhaps the most proven form of personal or household wealth creation. As Carson said in his speech linked here and above, the typical home owning family has a net worth of some $200,000 vs. the typical renter having a net worth of only some $5,000. Carson further pointed out that FHFA data reflects the point that manufactured homes can appreciate in value too. Rephrased, Carson confirmed prior data points made by researchers, for example, linked here.

The thumbnail analysis above should not be construed to mean that the GOP has every answer, nor that the Democrats do.  There are areas that each major party tends to have a superior or inferior track record.

What citizens must recognize is that identifying a problem is only the start. When someone says ‘free college tuition,’ the same principle that Senator Sanders said applies.  There is nothing free, someone always pays.  Sanders admitted that the middle class will have to pay more in taxes for so-called ‘free’ health care. The same principle applies to free education or any other government handout.

How many taxpayers will be willing to pay for free healthcare for hundreds of thousand to potentially millions of new illegal immigrants a year?  When the Trump Campaign starts hammering home those and other points, Democrats will have to pivot or look like they lack basic math skills. Yet on the second night of the primary debates in Miami, all 10 Democrats on stage raised their hand to say that their health care plan would cover all border crossers.

Do they realize that if that would be true, then what is to stop someone from coming to the U.S. by plane boat, or via the northern border?  Get to the U.S., and you’ll get free healthcare, and a raft of other promises of free stuff?

That’s a concern that a few Democrats have prudently raised. Time will tell if they pivot.  If they don’t, will promises of free stuff that can’t possibly be honored triumph over reality?  We’ll see.

The path to prosperity is arguably found in a combination of factors:

  • breaking up the power of huge conglomerates that drive down employment and keep wages lower in the process.
  • Illegal immigration creates a large pool of lower wage workers too, so controlling borders to prevent illegal entry and vetting who is allowed into enter the country is just common sense that most nations follow.
  • Creating a path to sustainable home ownership that is as simple as possible is prudent too.

These are issues that some Democrats have already proven their ability to engage in positively, as have some Republicans.

  • Facts vs. fantasy.
  • Truth over false promises.
  • Equality of opportunity and rights, not contrived or forced outcomes.
  • Economic basics being applied.

These are some of the things that more of America’s elected and appointed political leaders must learn to embrace.  The late Democratic leader, Daniel Patrick Moynihan, wisely said the following famous maxim.

 

Daniel Patrick “Pat” Moynihan was an American politician, sociologist, and diplomat. A member of the Democratic Party, he represented New York in the United States Senate and served as an adviser to Republican U.S. President Richard Nixon. Born in Tulsa, Oklahoma, Moynihan moved at a young age to New York City. Source: Wikipedia

 

NBC’s Savanah Guthrie asked Colorado’s former governor the following. “Governor Hickenlooper… You’ve warned that Democrats will lose in 2020 if they “embrace socialism,” as you put it.”

Hickenlooper replied, “Well, I think that the bottom line is, if we don’t clearly define that we are not socialists, the Republicans are going to come at us every way they can and call us socialists.”

Right or wrong, belief in socialism is rising, but is still not half of the population.  But when on scratches deeper, what has a broad coalition across the left-right spectrum is a belief that the system is rigged. Many who think they want socialism actually want justice. They want to level the playing field.

That’s where the fertile ground could be found for those willing to tackle in an honest and sensible fashion what has gone wrong for so many in America.  That includes why so many don’t get it that manufactured housing is a valid solution for the American Dream of home ownership, along with the how and why that understanding has been thwarted.

There is plenty of fertile ground for the GOP or Democrats to work in concert, or to campaign on a platform that will be more than empty promises.

It is real challenges and pragmatic solutions that we strive to monitor, fact-check, and report on here at MHProNews.

With no further adieu, let’s dive into the reports for the week that was.

 

What’s New on MHLivingNews

 

 

What’s New in Washington, D.C. from MHARR

 

What’s New on the Daily Business News on MHProNews

Saturday 6.29.2019

  “…the Water’s Edge”

“…the Water’s Edge”

 

Friday 6.28.2019

  Rep SWALWELL Said “Pass The Torch,” Biden says No – Democratic Debates, Nights 1 & 2, Full Transcripts, Videos – plus MH Stock Updates

Rep SWALWELL Said “Pass The Torch,” Biden says No – Democratic Debates, Nights 1 & 2, Full Transcripts, Videos – plus MH Stock Updates

  Investment into U.S. Real Estate Market Risen – 3 Year Trend, Says Marcus & Millichap CEO Hessam Nadji

Investment into U.S. Real Estate Market Risen – 3 Year Trend, Says Marcus & Millichap CEO Hessam Nadji

  Rent Controls and Manufactured Housing Restrictions Targeted in New Presidential Executive Order

Rent Controls and Manufactured Housing Restrictions Targeted in New Presidential Executive Order

 

Thursday 6.27.2019

  Democrats Take Aim Big Business, Breaking Up Monopolies, Antitrust – plus Manufactured Housing Market Updates

Democrats Take Aim Big Business, Breaking Up Monopolies, Antitrust – plus Manufactured Housing Market Updates

  Berkshire’s Joanne Stevens Rips Manufactured Housing Institute

Berkshire’s Joanne Stevens Rips Manufactured Housing Institute

  Clayton Homes Contradicts Wall Street Journal’s “Fannie and Freddie’s Latest Push: Factory-Built Homes”

Clayton Homes Contradicts Wall Street Journal’s “Fannie and Freddie’s Latest Push: Factory-Built Homes”

  Controversial Association Award Spotlights Manufactured Home Industry Challenges

Controversial Association Award Spotlights Manufactured Home Industry Challenges

 

Wednesday 6.26.20.19 

  First of Two Night Democratic 2020 Presidential Debates Ahead, Videos, Facts

  President Trump ‘Big Tech Should Be Sued,’ Google Manufactured Housing Angle Overlooked, Plus Manufactured Home Stock Updates

President Trump ‘Big Tech Should Be Sued,’ Google Manufactured Housing Angle Overlooked, Plus Manufactured Home Stock Updates

  HUD Announces Secretary Ben Carson to Chair White House Council on Affordable Housing, Manufactured Housing Getting Attention

HUD Announces Secretary Ben Carson to Chair White House Council on Affordable Housing, Manufactured Housing Getting Attention

  Federal Bill that MHI, Prosperity Now, NAMHCO Tout – MHARR Opposes, Why?

Federal Bill that MHI, Prosperity Now, NAMHCO Tout – MHARR Opposes, Why?

 

Tuesday 6.25.2019

  President Trump Signs Executive Order on Affordable Housing Crisis, Ray of Light for Manufactured Housing? Plus, Manufactured Home Stock Updates

President Trump Signs Executive Order on Affordable Housing Crisis, Ray of Light for Manufactured Housing? Plus, Manufactured Home Stock Updates

  “Incestuous” Lobbying? Kings of K Street, Revolving Door, Big Tech, Berkshire Hathaway – Follow the Money

“Incestuous” Lobbying? Kings of K Street, Revolving Door, Big Tech, Berkshire Hathaway – Follow the Money

  Sun Communities (SUI) As Viewed by Hedge Funds Data, Per Media Reports

Sun Communities (SUI) As Viewed by Hedge Funds Data, Per Media Reports

  21st Mortgage Corporation Manufactured Housing Loan Data, Per Federal Sources

21st Mortgage Corporation Manufactured Housing Loan Data, Per Federal Sources

 

Monday 6.24.2019

 

  Vanderbilt Mortgage and Finance Manufactured Home Loan Origination Data, Per Consumer Financial Protection Bureau

Vanderbilt Mortgage and Finance Manufactured Home Loan Origination Data, Per Consumer Financial Protection Bureau

  HD’s Bernie Marcus Says Bernie Sanders ‘Enemy of Entrepreneur,’ plus Manufactured Home Stock Updates

HD’s Bernie Marcus Says Bernie Sanders ‘Enemy of Entrepreneur,’ plus Manufactured Home Stock Updates

  Nicole Friedman, Ben Eisen, Wall Street Journal – Fannie, Freddie, Manufactured Homes, and MH Financing – Part 1

Nicole Friedman, Ben Eisen, Wall Street Journal – Fannie, Freddie, Manufactured Homes, and MH Financing – Part 1

  Driverless Trucks Coming to Big Box, Will Emerging Tech Impact Manufactured Housing Deliveries?

Driverless Trucks Coming to Big Box, Will Emerging Tech Impact Manufactured Housing Deliveries?

 

Sunday 6.23.2019

  Senate Democrat Specifically Urges Broader Manufactured Housing Lending, Bipartisan Approach to GSE Reform

Senate Democrat Specifically Urges Broader Manufactured Housing Lending, Bipartisan Approach to GSE Reform

 

That’s all that she – and that other guy – wrote on the week that was.  Thanks to our sponsors and readers for making and keeping us the runaway number one in MHVille. That’s a wrap for this Sunday morning edition of “News Through the Lens of Manufactured Homes, and Factory-Built Housing,” © where “We Provide, You Decide.” ©. ## (Headline news in review, fact-checks, analysis, and commentary.)

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Submitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

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