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mhi logoMHI News

Action Needed -- Urge Representatives to Co-Sponsor the

Preserving Access to Manufactured Housing Finance Act (H.R. 3849)

This morning an MHI Action Alert was emailed to members urging each one to contact their U.S. Representatives and urge them to co-sponsor H.R. 3849 (Preserving Access to Manufactured Housing Act).

BACKGROUND:

On January 31st, Reps. Stephen Fincher (R-TN), Joe Donnelly (D-IN) and Gary Miller (R-CA) introduced the Preserving Access to Manufactured Housing Act (H.R. 3849) to reduce regulatory burdens that impede access to affordable manufactured housing financing. The bipartisan bill addresses two significant issues impacting consumers’ ability to obtain mortgage financing for manufactured homes:

Reducing the threshold by which small balance manufactured home personal property loans are considered High-Cost Mortgage Loans under provisions within the Dodd-Frank Wall Street Reform and Consumer Protection Act (P.L. 111-203) which will thereby reduce the number of loans subject to punitive and onerous liabilities.

Clarifying that those selling manufactured homes—who are not fundamentally engaged in the business of originating mortgage loans—are not to be defined as mortgage originators under the federal SAFE Act which will thereby ensure they are better able to provide adequate technical assistance to consumers throughout the manufactured home buying process (similar to the SAFE Act treatment of real estate brokers).

The bill would amend these laws to minimize growing disincentives to serving the financing needs of low- and moderate-income manufactured home buyers. Often, it is these very consumers that are in greatest need of access to both affordable housing financing and technical assistance in the manufactured home buying process. Without revision, there would remain the very real unintended consequence of eliminating access to sustainable manufactured housing for millions of families. For more information, click here to view MHI’s issue brief.

ACTION NEEDED:

MHI is working to add as many co-sponsors to the bill as quickly as possible. The Consumer Financial Protection Bureau (CFPB) must have regulations for housing finance in final form by January 2013. This is also the same time the CFPB expects to begin fully monitoring and enforcing state SAFE Act laws.

The more co-sponsors to the bill, the stronger argument MHI can make to leaders of the House Financial Services Committee to move the bill quickly. In addition, the greater the level of bipartisan support the less controversial the measure will be perceived, which will allow for swifter action.

Assistance is needed from the entire manufactured housing industry to contact Members of Congress, and specifically request the following actions:

Contact your U.S. Representatives and urge them to co-sponsor H.R. 3849 (Preserving Access to Manufactured Housing Act). To co-sponsor, a company representative should contact Jim Hall in Rep. Stephen Fincher’s office at 202.225.4714 or This e-mail address is being protected from spambots. You need JavaScript enabled to view it or Alissa Stamm in the office of Rep. Joe Donnelly at 202.225.3915 or This e-mail address is being protected from spambots. You need JavaScript enabled to view it .

For more information, click here to view MHI’s issue brief, which includes a sample letter, talking points and background information. To find your U.S. Representative using your zip code, visit www.house.gov/. Please relay any commitments you receive from Representatives to co-sponsor HR 3849 to MHI staff. MHI can then follow up on these commitments in Washington, DC.

If you have Representatives that serve on the House Financial Services Committee (http://financialservices.house.gov/About/Members.htm), please reach out to them and urge them to co-sponsor HR 3849. If you have a close connection or relationship with congressional staff or a Member of Congress, direct communication (phone or email) is the most effective means of communication.

If you are a manufactured home community owner, retailer, lender, etc., please consider urging your customers/residents to send their own letters requesting their U.S. Representative co-sponsor H.R. 3849. MHI staff can assist in drafting a personalized letter and alert to your customer base.

Manufactured Housing Scores with Media Coverage

Two recent media “hits” have given manufactured housing some much-deserved visibility. On Friday, March 16th, USA TODAY ran a letter to the editor from MHI responding to a particularly negative article attacking “mobile home safety” as a result of powerful tornadoes that struck Kentucky and Indiana earlier in the month. MHI President & CEO Dick Jennison took the opportunity to stress that tornadoes do not discriminate as to which form of housing they destroy and that the article gave people a false sense of security about tornadoes’ destructive force. Jennison also stressed that no form of housing provides an absolute guarantee of safety during a tornado and what every family needs to know is that the only safe place to be during a tornado is in a proper shelter, preferably below ground. A copy of USA TODAY’s letter is available by clicking here.

The second media coverage was a very positive article in the March 20th issue of The Wall Street Journal entitled “Manufactured Housing Under Renovation” which pointed out the tremendous strides being made by the manufactured housing industry, both in terms of the quality of the homes and the growing appeal of our homes to more and more Americans looking for housing value. The article, written by Dawn Wotapka and A.D. Pruitt, provides a realistic and positive portrayal of our homes, our buyers and our industry’s future. Click here to view the article. Take this article to your local newspaper and encourage them to follow up on the storyline of how manufactured homes are meeting the need for quality housing in your area that people can afford.

MHI and Skyline Corporation Hosts Plant Tour for Housing Economists and Analysts with the U.S. Commerce Department and HUD

Representatives from the U.S. Department of Commerce and Housing and Urban Development were the guests of Skyline Corporation for a tour of a manufacturing facility and home display center in Pennsylvania this week.

During the hour long walk through Skyline's 170,000 square foot facility, the group observed several lines of manufactured homes and recreational park trailers in various stages of production. Although none were in production at the time, the facility also produces modular homes.

The group heard from Skyline’s Division General Manager, Mike Scheid and Division Sales Manager, Bryan Lehman about the production process, the history of Skyline, and several of Skyline’s production and sales initiatives that have enabled the company to stay competitive and meet the growing consumer demand for quality, value, and innovation. Mary Gaiski, Executive Director of the Pennsylvania Manufactured Housing Association, and MHI staff were on hand to answer questions and address several federal, state and local regulatory challenges facing the industry.

The tour was extremely helpful for staff at the Commerce Department’s Bureau of the Census who manage and produce several surveys, reports and data specifically about the manufactured housing industry. Links to these resources are below. The Census Bureau will be exhibiting at the Congress & Expo in Las Vegas for those who wish to learn more about the tools and resources it offers.

U.S. Census Bureau Manufactured Homes Survey

U.S. Census Bureau American Housing Survey

U.S. Census Bureau Residential Housing Survey

MHI/NCC Seeking Reform of EPA’s LRRP Rule

Senator Jim Inhofe (R-OK), Ranking Member of the Senate Committee on Environment & Public Works, has introduced the Lead Exposure Reduction Amendments Act of 2012 (S. 2148) making practical reforms to the EPA’s Lead Renovation, Repair and Painting (LRRP) rule. EPA’s final LRRP rule, which took effect on April 22, 2010, requires remodeling and renovation firms that perform work on pre-1978 housing and child-occupied facilities to be EPA certified and follow rigorous, costly work practices supervised by an EPA-certified renovator when painted surfaces will be disturbed. On July 6, 2010, EPA removed the "Opt-Out” provision from the rule which allowed homeowners without children under six or pregnant women residing in the home to allow their contractor to forego the use of lead-safe work practices. By removing the opt-out provision, EPA more than doubled the number of homes subject to the LRRP Rule to 78 million. EPA has also begun the process of extending the LRRP Rule to commercial and public buildings through an advance notice of proposed rulemaking.

There are several compliance issues associated with the EPA lead-based paint rule, the most problematic being EPA’s failure to recognize an accurate lead test kit. There is no current test kit available that meets EPA’s own requirements. Compliance with the EPA’s LRRP rule would be particularly impactful for a manufactured housing community owner of an older community (pre 1978) who is seeking to renovate buildings within the community.

MHI/NCC has joined with other associations representing builders, contractors, remodelers, manufacturers, retailers, building owners, and real estate professionals in seeking reform of the EPA’s LRRP rule to make compliance requirements more reasonable and less burdensome. The coalition strongly supports the “Lead Exposure Reduction Amendments Act of 2012” (S. 2148). S. 2148 would make the following changes to the LRRP rule:

• Restore the “Opt-Out” provision;

• Suspend the LRRP if EPA cannot approve one or more test kits that meet the regulation’s requirements;

• Prohibit EPA from expanding the LRRP to commercial and public buildings until EPA conducts a study demonstrating the need for such an action;

• Provide a de minimis exemption for first-time paperwork non-compliance by certified contractors; and

• Provide an exemption for renovations after a natural disaster.

MHI/NCC will continue to monitor this issue and work closely with its coalition partners in building support for S. 2148.

ADA Pool Standards

On Thursday, March 15th the Department of Justice issued an extension of the date for compliance with the 2010 Americans with Disabilities Act (ADA) Standards for Accessible Design as it relates to the provision of accessible entry and exit to existing swimming pools, wading pools, and spas. The new effective date is May 21, 2012. On the same day, the Justice Department released a Notice of Proposed Rulemaking (NPRM) seeking public comment on whether a 180-day extension of the deadline (until September 17, 2012) would be more appropriate to allow pool owners and operators to meet their compliance obligations.

In general, and for purposes of compliance, the definition of “public accommodations” would apply to buildings and/or facilities that are open to the public and affect commerce. As such, swimming pools in manufactured housing communities that are for the exclusive use of the residents do not generally fit the category of “public accommodations.” If, however, a manufactured housing community pool is open to the public (non-residents), then compliance with the new ADA pool accessibility guidelines would be necessary.

Comments on the NPRM will be accepted for 15 days after publication in the Federal Register or April 4, 2012.

• Notice of 60 day extension & Notice of Proposed Rulemaking from ADA Web site - www.ada.gov/regs2010/ADAregs2010.htm

• Submit comments to DOJ electronically by April 4, 2012 - www.regulations.gov/#!documentDetail;D=DOJ-CRT-2012-0006-0001

• Guidance on revised ADA requirements: Accessible Pools from ADA

Web site - www.ada.gov/pools_2010.htm

A new technical assistance document, “Accessible Pools -- Means of Entry and Exit,” has been added to the ADA’s website and is now available to the public. People interested in finding out more about the ADA can access the ADA website at www.ADA.gov or call the toll-free ADA Information Line at 800-514-0301 or 800-514-0383 (TTY).


Daily Business News Briefs

Singapore Building Four Blocks of Modular Housing

Singapore Building Four Blocks of Modular Housing

MHProNews has learned from businesstimes.sg that construction company BBR Holdings has secured a S$57.6 million ($77.9M USD) contract to supply four blocks of modular housing along Upper Aljunied Road in Singapore. The company detailed this after trading ended Tuesday in a filing to the Singapore Exchange. Through its wholly owned subsidiary...

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NorthStar Tops MH-related Gainers; UFPI Slips -0.99 Percent

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Pending Home Sales Index Inches Up in June

Pending Home Sales Index Inches Up in June

The National Association of Realtors (NAR) informs MHProNews June’s Pending Home Sales Index rose slightly from May, and now is at 111, its 26th consecutive month of reading above 100, the baseline used from 2001 when the index began. Any number above 100 means that homes are going to contract faster than they did in […]...

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Pennsylvania MH Community Owner Sued for not Paying Relocation Costs

Pennsylvania MH Community Owner Sued for not Paying Relocation Costs

The owners of a manufactured home community in Allegheny County, Pennsylvania have been sued by the state attorney general for engaging in unlawful and deceptive business practices. According to akvnews, the civil lawsuit alleges violations of the Manufactured Home Community Rights Act, and the Unfair Trade Practices and Consumer Protection Law....

28 Jul 2016

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Tiny Homes Arrive in Muncie, IN to House Homeless

Tiny Homes Arrive in Muncie, IN to House Homeless

Six Amish-built tiny homes, each 96 square feet, have arrived in Muncie, Indiana to house the homeless, according to what thestarpress tells MHProNews. “It’s going to let us reach a population that no one has been able to serve yet,” said Susie Kemp, director of the non-profit Bridges Community Services. “That will be a...

27 Jul 2016

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Planning Commission Approves Siting of Two Manufactured Homes

Planning Commission Approves Siting of Two Manufactured Homes

The Sterling, Colorado City Council will hold public hearings on conditional use applications for two lots on which the owners want to site manufactured homes that will be rental properties, as journal-advocate informs MHProNews. Lillian and Ed Buck, appearing at at a Sterling Planning Commission meeting earlier this month, and were informed both...

27 Jul 2016

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Patrick Industries Moves Up; Nobility and Carlyle fell the Most

Patrick Industries Moves Up; Nobility and Carlyle fell the Most

In the news from CNNMoney: Owner of ClintonCaine.com wants $90,000. Federal Reserve not set to raise interest rates this summer. Alabama is so broke it may begin a state lottery. Top paid CEOs not very competent, while complaining about wages paid to employees. U. S. is cracking down on anonymous real estate buyers hiding behind […]...

27 Jul 2016

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Maine Manufactured Home Community Expanding

Maine Manufactured Home Community Expanding

The Belfast, Maine Planning Board will consider the expansion of Penobscot Mobile Home Park from 20 homes sites to 34, as waldo.villagesoup informs MHProNews. The new owner of one year, Connecticut Property Management LLC, has 21 acres, including a large wetlands area, and intends to use part of the property for boat storage—allowable,...

27 Jul 2016

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Site-built Home Sales Looking Good. Can it Continue?

Site-built Home Sales Looking Good. Can it Continue?

With the unemployment rate at 4.9 percent, benchmark 30-year fixed rate mortgage rates at 3.45 percent, down from 4.04 percent a year ago, 287,000 new hires in June, a 6.4 percent increase in new home sales year to date, and 1.6 percent growth May to June, one might think the housing market would have no […]...

27 Jul 2016

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Commodore Corporation Acquires Canadian American Homes of Wis.

Commodore Corporation Acquires Canadian American Homes of Wis.

MHProNews has received word from Goshen, Indian that The Commodore Corporation (TCC) has acquired the assets of Canadian American Homes of Dorchester, Wisconsin, and will begin production of HUD Code and modular homes under the MidCountry Homes brand. Now in its 65th year serving 32 states, TCC is a family-owned system’s built housing...

27 Jul 2016

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New Sponsors

Featured Articles and Reports - July 2016 Vol. 7 No. 10

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Manufactured Home Marketing and Sales Makeover 

Manufactured Home Marketing and Sales Makeover 

by Soheyla Kovach To get a different result, you obviously have to do some things differently. NSP_READMORE

MARKETING

Award Winning Manufactured Home Retailer Perspectives on Sunshine Homes, Re…

Award Winning Manufactured Home Retailer Perspectives on Sunshine Homes, Red Bay AL

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MARKETING

How Peace of Mind Attracts More Qualified Clients and Boost Sales 

How Peace of Mind Attracts More Qualified Clients and Boost Sales 

by Tifanee McCall Every day, hundreds of thousands of big TVs and electronic items like computers are being sold. NSP_READMORE

COMMUNITY MANAGEMENT & FAIR HOUSING (LEGAL)

Colorado MHC Portfolio | 719 Sites | Colorado

Colorado MHC Portfolio | 719 Sites | Colorado

by Christopher Nortley MHRE Inc. is pleased to present the Colorado MHC Portfolio, which consists of 3 communities with a combined site count of 719. The Home Portfolio consists of 243 homes throughout... NSP_READMORE

COMMUNITY MANAGEMENT & FAIR HOUSING (LEGAL)

UMH Properties hits 52-Week High, Projections Skyward

UMH Properties hits 52-Week High, Projections Skyward

By Matthew Silver As investors await the Aug. 4, 2016 earnings report from manufactured housing community (MHC) owner UMH Properties, Inc. (NYSE:UMH), the stock has hit a new 52-week high at... NSP_READMORE

COMMUNITY MANAGEMENT & FAIR HOUSING (LEGAL)

Identifying and Resolving Barriers of Entry for more Manufactured Home Lend…

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by Titus Dare Getting more lending into the manufactured housing space is not a simple snap of a finger and “poof!” it's done. Getting more lending starts, as I noted a... NSP_READMORE

FINANCING

Northpoint Commercial Finance Expands Field Sales Organization

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by Northpoint Commercial Finance Alpharetta, GA, June 26, 2016 – Two new Directors of Business Development have joined Northpoint Commercial Finance’s Field Sales Organization. NSP_READMORE

FINANCING

Why Manufactured Homes Are Being Chosen By Today’s Homeowners

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by Triad Financial Services Many of us are aware of the current affordable housing crisis. Whether it be the significant increase in rent or lack of affordable options in today’s site... NSP_READMORE

FINANCING

Bob Crawford – On MHI, MHARR and a New Association

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by Bob Crawford In reply to your request to rate MHI's effectiveness at advocacy for independent retail/non-corporate MH business, I would have to rate it at best a 5.  NSP_READMORE

GENERAL MANUFACTURED HOUSING INDUSTRY TOPICS

Clayton releases top energy efficient features for manufactured and modular…

Clayton releases top energy efficient features for manufactured and modular homes.

By Clayton Homes Top energy-efficient housing features every new homebuyer should know Most Americans want an energy-efficient home, and they’re willing to make the necessary changes to help improve efficiency, whether it’s... NSP_READMORE

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Frank Rolfe - Interview on MH Industry Business, Politics and Associations

Frank Rolfe - Interview on MH Industry Business, Politics and Associations

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GENERAL MANUFACTURED HOUSING INDUSTRY TOPICS

Off The Record - Musings Of A Warped MH Mind

Off The Record - Musings Of A Warped MH Mind

by MH Industry member The recent allegations concerning MHI staff members are troublesome.   NSP_READMORE

GENERAL MANUFACTURED HOUSING INDUSTRY TOPICS

Proof MHPros Can Attract the Site Built Customer to Manufactured Homes and …

Proof MHPros Can Attract the Site Built Customer to Manufactured Homes and MHCommunities

by Tom Fath We met Tony (Kovach) in 2014 at the Louisville Home Show and found his firm's vision, professional services, and expertise to be in the direction our business and... NSP_READMORE

GENERAL MANUFACTURED HOUSING INDUSTRY TOPICS

Congressional Testimony by Jayar Daily, COO, American Homestar Corporation …

Congressional Testimony by Jayar Daily, COO, American Homestar Corporation on - Future Of Housing In America: Government Regulations And The High Cost Of Housing

by L. A. 'Tony' Kovach The written testimony (linked here) to Congress by F. R. Jayar Daily, Chief Operations Officer for American Homestar Corporation and a member of MHI's board of... NSP_READMORE

GENERAL MANUFACTURED HOUSING INDUSTRY TOPICS

Singapore Investors Turn Sights on Yes! Communities for $2Billion+

Singapore Investors Turn Sights on Yes! Communities for $2Billion+

by Matthew Silver MHProNews has learned from The Wall Street Journal that Singapore’s sovereign wealth fund, GIC, is in talks to acquire Denver-based YES! Communities from private-equity firm Stockbridge Capital Group for over $2... NSP_READMORE

GENERAL MANUFACTURED HOUSING INDUSTRY TOPICS

American Banking News – Key MHI Staff “Excoriated” for Failing Their Missio…

American Banking News – Key MHI Staff “Excoriated” for Failing Their Mission, Members

Matthew J Silver With Dodd-Frank, financing and CFPB related issues routinely on the minds of manufactured housing industry professionals, TheDaily Business News  has learned fromAmerican Banking News the following report on the Manufactured... NSP_READMORE

GENERAL MANUFACTURED HOUSING INDUSTRY TOPICS

Mary McBrady says Massachusetts is Smacked with Shortage of Mid-range Homes

Mary McBrady says Massachusetts is Smacked with Shortage of Mid-range Homes

by Matthew J Silver Mary McBrady, executive director of the Massachusetts Manufactured Housing Association (MMHA), noting the shortage of mid-priced housing in Mass., and a plethora of schools and researchers interested... NSP_READMORE

GENERAL MANUFACTURED HOUSING INDUSTRY TOPICS

Skyline Outshines other MH-related Stocks; Dow Regains 235 Point

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by Matthew Silver In the news from CNNMoney: A Tesla 2015 S on autopilot has fatal crash, spurring Federal investigation. NSP_READMORE

GENERAL MANUFACTURED HOUSING INDUSTRY TOPICS

Tony Prevatte Chosen to Head NC MH Association

Tony Prevatte Chosen to Head NC MH Association

by Matthew Silver MHProNews has learned from robesonian that Tony Prevatte, owner of Prevatte Home Sales in Lumberton, NC has been elected president of the North Carolina Manufactured and Modular Homebuilder’s Association’s board of... NSP_READMORE

GENERAL MANUFACTURED HOUSING INDUSTRY TOPICS

You're Invited – 2016 RV MH Hall of Fame Induction Ceremony

You're Invited – 2016 RV MH Hall of Fame Induction Ceremony

by Barry Cole You're invited to the 2016 RV MH Hall of Fame Induction Ceremony! NSP_READMORE

GENERAL MANUFACTURED HOUSING INDUSTRY TOPICS

The Next American Political Revolution? The Next 4th of July

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by L. A. 'Tony' Kovach Those who neglect the lessons of the past are condemn to relieve them. NSP_READMORE

GENERAL MANUFACTURED HOUSING INDUSTRY TOPICS

Letting go

Letting go

by Tim Connor, CSP Letting go is accepting that it is time to move on, to begin again and to say goodbye to your present circumstances is to make room for... NSP_READMORE

PERSONAL REFLECTIONS, MOTIVATION and INSPIRATION

ZigOn Quantity

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by Zig Ziglar For some strange reason there are millions of us who believe that if a little of something is good for us, a lot would be even better. Sometimes... NSP_READMORE

PERSONAL REFLECTIONS, MOTIVATION and INSPIRATION

The Manufactured Housing Revolution – How the MH Industry Claims its MoJo

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by L. A. 'Tony' Kovach No person, profession or organization is without challenges. The question is, what does one do about those challenges? Challenges can make or break you, a company... NSP_READMORE

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the MHMSM Team 22 Jul 2016 Corporate Press Releases

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Still Time to Make Reservations for the …

Still Time to Make Reservations for the 2016 RV/MH Hall of Fame Induction Ceremonies

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the MHMSM Team 22 Jul 2016 Corporate Press Releases

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2016 JLT Market Reports Now Available fo…

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the MHMSM Team 22 Jul 2016 Corporate Press Releases

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Time Running Short to Make Reservations …

Time Running Short to Make Reservations for 2016 RV/MH Hall of Fame Induction Ceremonies

ELKHART, Ind. -- With only a few more weeks left before the 2016 RV/MH Hall of Fame Induction Dinner, honoring the Class of 2016, Darryl Searer, president and CEO of the RV/MH Heritage Foundation, is encouraging friends and colleagues of this year's inductees, to make their reservations now to be part of the festivities. The RV/MH Heritage Foundation will formally recognize the distinguished careers and lifetime achievements of our industries' most notable individuals at the 2016 Hall of Fame induction ceremony on Monday, August 1st at the RV/MH Hall of Fame and Museum in Elkhart. This year's class includes outstanding five members of the RV industry and another five from the manufactured housing industry. The RV industry inductees include Gary Bunzer, Bunzer Consulting, Inc.; Ernie F. Friesen, All Seasons RV/Redding RV; Jay C. Hesse (deceased),...

the MHMSM Team 07 Jul 2016 Corporate Press Releases

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