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Action Needed -- Urge Representatives to Co-Sponsor the

Preserving Access to Manufactured Housing Finance Act (H.R. 3849)

This morning an MHI Action Alert was emailed to members urging each one to contact their U.S. Representatives and urge them to co-sponsor H.R. 3849 (Preserving Access to Manufactured Housing Act).

BACKGROUND:

On January 31st, Reps. Stephen Fincher (R-TN), Joe Donnelly (D-IN) and Gary Miller (R-CA) introduced the Preserving Access to Manufactured Housing Act (H.R. 3849) to reduce regulatory burdens that impede access to affordable manufactured housing financing. The bipartisan bill addresses two significant issues impacting consumers’ ability to obtain mortgage financing for manufactured homes:

Reducing the threshold by which small balance manufactured home personal property loans are considered High-Cost Mortgage Loans under provisions within the Dodd-Frank Wall Street Reform and Consumer Protection Act (P.L. 111-203) which will thereby reduce the number of loans subject to punitive and onerous liabilities.

Clarifying that those selling manufactured homes—who are not fundamentally engaged in the business of originating mortgage loans—are not to be defined as mortgage originators under the federal SAFE Act which will thereby ensure they are better able to provide adequate technical assistance to consumers throughout the manufactured home buying process (similar to the SAFE Act treatment of real estate brokers).

The bill would amend these laws to minimize growing disincentives to serving the financing needs of low- and moderate-income manufactured home buyers. Often, it is these very consumers that are in greatest need of access to both affordable housing financing and technical assistance in the manufactured home buying process. Without revision, there would remain the very real unintended consequence of eliminating access to sustainable manufactured housing for millions of families. For more information, click here to view MHI’s issue brief.

ACTION NEEDED:

MHI is working to add as many co-sponsors to the bill as quickly as possible. The Consumer Financial Protection Bureau (CFPB) must have regulations for housing finance in final form by January 2013. This is also the same time the CFPB expects to begin fully monitoring and enforcing state SAFE Act laws.

The more co-sponsors to the bill, the stronger argument MHI can make to leaders of the House Financial Services Committee to move the bill quickly. In addition, the greater the level of bipartisan support the less controversial the measure will be perceived, which will allow for swifter action.

Assistance is needed from the entire manufactured housing industry to contact Members of Congress, and specifically request the following actions:

Contact your U.S. Representatives and urge them to co-sponsor H.R. 3849 (Preserving Access to Manufactured Housing Act). To co-sponsor, a company representative should contact Jim Hall in Rep. Stephen Fincher’s office at 202.225.4714 or This e-mail address is being protected from spambots. You need JavaScript enabled to view it or Alissa Stamm in the office of Rep. Joe Donnelly at 202.225.3915 or This e-mail address is being protected from spambots. You need JavaScript enabled to view it .

For more information, click here to view MHI’s issue brief, which includes a sample letter, talking points and background information. To find your U.S. Representative using your zip code, visit www.house.gov/. Please relay any commitments you receive from Representatives to co-sponsor HR 3849 to MHI staff. MHI can then follow up on these commitments in Washington, DC.

If you have Representatives that serve on the House Financial Services Committee (http://financialservices.house.gov/About/Members.htm), please reach out to them and urge them to co-sponsor HR 3849. If you have a close connection or relationship with congressional staff or a Member of Congress, direct communication (phone or email) is the most effective means of communication.

If you are a manufactured home community owner, retailer, lender, etc., please consider urging your customers/residents to send their own letters requesting their U.S. Representative co-sponsor H.R. 3849. MHI staff can assist in drafting a personalized letter and alert to your customer base.

Manufactured Housing Scores with Media Coverage

Two recent media “hits” have given manufactured housing some much-deserved visibility. On Friday, March 16th, USA TODAY ran a letter to the editor from MHI responding to a particularly negative article attacking “mobile home safety” as a result of powerful tornadoes that struck Kentucky and Indiana earlier in the month. MHI President & CEO Dick Jennison took the opportunity to stress that tornadoes do not discriminate as to which form of housing they destroy and that the article gave people a false sense of security about tornadoes’ destructive force. Jennison also stressed that no form of housing provides an absolute guarantee of safety during a tornado and what every family needs to know is that the only safe place to be during a tornado is in a proper shelter, preferably below ground. A copy of USA TODAY’s letter is available by clicking here.

The second media coverage was a very positive article in the March 20th issue of The Wall Street Journal entitled “Manufactured Housing Under Renovation” which pointed out the tremendous strides being made by the manufactured housing industry, both in terms of the quality of the homes and the growing appeal of our homes to more and more Americans looking for housing value. The article, written by Dawn Wotapka and A.D. Pruitt, provides a realistic and positive portrayal of our homes, our buyers and our industry’s future. Click here to view the article. Take this article to your local newspaper and encourage them to follow up on the storyline of how manufactured homes are meeting the need for quality housing in your area that people can afford.

MHI and Skyline Corporation Hosts Plant Tour for Housing Economists and Analysts with the U.S. Commerce Department and HUD

Representatives from the U.S. Department of Commerce and Housing and Urban Development were the guests of Skyline Corporation for a tour of a manufacturing facility and home display center in Pennsylvania this week.

During the hour long walk through Skyline's 170,000 square foot facility, the group observed several lines of manufactured homes and recreational park trailers in various stages of production. Although none were in production at the time, the facility also produces modular homes.

The group heard from Skyline’s Division General Manager, Mike Scheid and Division Sales Manager, Bryan Lehman about the production process, the history of Skyline, and several of Skyline’s production and sales initiatives that have enabled the company to stay competitive and meet the growing consumer demand for quality, value, and innovation. Mary Gaiski, Executive Director of the Pennsylvania Manufactured Housing Association, and MHI staff were on hand to answer questions and address several federal, state and local regulatory challenges facing the industry.

The tour was extremely helpful for staff at the Commerce Department’s Bureau of the Census who manage and produce several surveys, reports and data specifically about the manufactured housing industry. Links to these resources are below. The Census Bureau will be exhibiting at the Congress & Expo in Las Vegas for those who wish to learn more about the tools and resources it offers.

U.S. Census Bureau Manufactured Homes Survey

U.S. Census Bureau American Housing Survey

U.S. Census Bureau Residential Housing Survey

MHI/NCC Seeking Reform of EPA’s LRRP Rule

Senator Jim Inhofe (R-OK), Ranking Member of the Senate Committee on Environment & Public Works, has introduced the Lead Exposure Reduction Amendments Act of 2012 (S. 2148) making practical reforms to the EPA’s Lead Renovation, Repair and Painting (LRRP) rule. EPA’s final LRRP rule, which took effect on April 22, 2010, requires remodeling and renovation firms that perform work on pre-1978 housing and child-occupied facilities to be EPA certified and follow rigorous, costly work practices supervised by an EPA-certified renovator when painted surfaces will be disturbed. On July 6, 2010, EPA removed the "Opt-Out” provision from the rule which allowed homeowners without children under six or pregnant women residing in the home to allow their contractor to forego the use of lead-safe work practices. By removing the opt-out provision, EPA more than doubled the number of homes subject to the LRRP Rule to 78 million. EPA has also begun the process of extending the LRRP Rule to commercial and public buildings through an advance notice of proposed rulemaking.

There are several compliance issues associated with the EPA lead-based paint rule, the most problematic being EPA’s failure to recognize an accurate lead test kit. There is no current test kit available that meets EPA’s own requirements. Compliance with the EPA’s LRRP rule would be particularly impactful for a manufactured housing community owner of an older community (pre 1978) who is seeking to renovate buildings within the community.

MHI/NCC has joined with other associations representing builders, contractors, remodelers, manufacturers, retailers, building owners, and real estate professionals in seeking reform of the EPA’s LRRP rule to make compliance requirements more reasonable and less burdensome. The coalition strongly supports the “Lead Exposure Reduction Amendments Act of 2012” (S. 2148). S. 2148 would make the following changes to the LRRP rule:

• Restore the “Opt-Out” provision;

• Suspend the LRRP if EPA cannot approve one or more test kits that meet the regulation’s requirements;

• Prohibit EPA from expanding the LRRP to commercial and public buildings until EPA conducts a study demonstrating the need for such an action;

• Provide a de minimis exemption for first-time paperwork non-compliance by certified contractors; and

• Provide an exemption for renovations after a natural disaster.

MHI/NCC will continue to monitor this issue and work closely with its coalition partners in building support for S. 2148.

ADA Pool Standards

On Thursday, March 15th the Department of Justice issued an extension of the date for compliance with the 2010 Americans with Disabilities Act (ADA) Standards for Accessible Design as it relates to the provision of accessible entry and exit to existing swimming pools, wading pools, and spas. The new effective date is May 21, 2012. On the same day, the Justice Department released a Notice of Proposed Rulemaking (NPRM) seeking public comment on whether a 180-day extension of the deadline (until September 17, 2012) would be more appropriate to allow pool owners and operators to meet their compliance obligations.

In general, and for purposes of compliance, the definition of “public accommodations” would apply to buildings and/or facilities that are open to the public and affect commerce. As such, swimming pools in manufactured housing communities that are for the exclusive use of the residents do not generally fit the category of “public accommodations.” If, however, a manufactured housing community pool is open to the public (non-residents), then compliance with the new ADA pool accessibility guidelines would be necessary.

Comments on the NPRM will be accepted for 15 days after publication in the Federal Register or April 4, 2012.

• Notice of 60 day extension & Notice of Proposed Rulemaking from ADA Web site - www.ada.gov/regs2010/ADAregs2010.htm

• Submit comments to DOJ electronically by April 4, 2012 - www.regulations.gov/#!documentDetail;D=DOJ-CRT-2012-0006-0001

• Guidance on revised ADA requirements: Accessible Pools from ADA

Web site - www.ada.gov/pools_2010.htm

A new technical assistance document, “Accessible Pools -- Means of Entry and Exit,” has been added to the ADA’s website and is now available to the public. People interested in finding out more about the ADA can access the ADA website at www.ADA.gov or call the toll-free ADA Information Line at 800-514-0301 or 800-514-0383 (TTY).


Daily Business News Briefs

Liberty Homes Keeps Falling, losing -20 percent today

Liberty Homes Keeps Falling, losing -20 percent today

Oil selling on the world market for $83 a barrel is bad news for Iran, Nigeria, Russia, Venezuela and Saudi Arabia, who all depend on oil selling above a certain level. Iran’s budget, reports CNNMoney, is based on oil at $135 a barrel, while the Saudis can withstand oil at $95 a barrel, although as […]...

30 Oct 2014

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Application for Manufactured Home to Tend Animals Questioned

Application for Manufactured Home to Tend Animals Questioned

Derek Tansell and his partner Sharon Snook were denied the right to site a manufactured home in a rural area of Chapmansdale Parish, England, in order for someone to live on the premises and take care of the couple’s alpacas, ponies, chickens, horses and ducks. According to fromestandard, the couple said previously they do not […]...

30 Oct 2014

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Teens plan saving for a new home instead of buying video games, a New Study…

Teens plan saving for a new home instead of buying video games, a New Study says it’s true!

The 13- to 17-year-olds of “Generation Z” believe homeownership is more important than graduating from college, getting married or having children. Inman reports to MHProNews that teens in the survey indicated that they’d give up perks like video games, eating out, social media or music downloads if it meant affording any house they wanted. That&#8...

30 Oct 2014

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Accessing Washington’s Political Power Brokers? Open your Vault.

Accessing Washington’s Political Power Brokers? Open your Vault.

With the mid-term elections just a halfway point to the 2016 Presidential Election, the topic of donations to candidates once again has us in disbelief in the obvious padding of campaign war chests from Goliath donors. Foster’s Daily Democrat  are among those telling MHProNews  that it’s no secret that poorly funded candidates tend to lose an...

30 Oct 2014

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Affordable Housing Provider Celebrates 40 Years

Affordable Housing Provider Celebrates 40 Years

Frontier Housing, a non-profit affordable housing steward in Morehead, Kentucky that offers factory-built homes as one of its options, is celebrating its 40th anniversary of providing housing solutions in northeastern Kentucky Nov. 15 at the Morehead Conference Center. Following entertainment and dinner, three awards will be announced: the Amanda...

30 Oct 2014

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Dutch Mini Homes start at $95,000 for Smallest Model

Dutch Mini Homes start at $95,000 for Smallest Model

The 2by4 Architects design firm in the Netherlands has developed a series of three small modular houses, each a little larger than the previous one.  The tiny mods have wooden walls, frame and roof.  They include an electric heat pump system, as well as optional off-grid components such as a composting toilet, solar panels and […]...

30 Oct 2014

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Modular Homes on Deck for Homeless Vets?

Modular Homes on Deck for Homeless Vets?

According to 10news, San Diego County in California has approximately 2,000 homeless military veterans and many more who are low income. V Micro Communities President Bill Rigdon says he can build a 140 modular unit rental development in nine months, but permits through the city could take three years. Rigdon has asked Mayor Kevin...

30 Oct 2014

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Manufactured Home Community Residents Concerned Development will Increase F…

Manufactured Home Community Residents Concerned Development will Increase Flooding

Residents of the Hala Point Mobile Home Park in Panama City, Florida are concerned that a 40-unit apartment development will increase flooding in the community because the county’s drainage system is inadequate, according to newsherald. County storm water engineer Josee Cyr says, “The drainage system out there is probably adequate most of t...

30 Oct 2014

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Skyline Hires Advisors for Financial and Legal Guidance

Skyline Hires Advisors for Financial and Legal Guidance

Following up on a story MHProNews last posted Sept. 26, 2014 regarding the acquisition of Skyline Corporation’s RV sector by EverGreen Recreational Vehicles, Skyline’s board of directors’ Special Committee has retained Western Reserve Partners LLC for financial advice and Ice Miller LLP of Indianapolis for legal advice to...

29 Oct 2014

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Nobility Homes Rises, Carlyle Group Drops

Nobility Homes Rises, Carlyle Group Drops

The Federal Reserve has announced the end of its Quantitative Easing program to stimulate the economy after six years of buying up bonds, but says it will not likely raise interest rates until next year. Dan Greenhaus, chief strategist at market research firm BTIG in New York, says, “It’s in response to the Fed acknowledging […]...

29 Oct 2014

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Australia Taking Lessons from U. S. Housing Crisis

Australia Taking Lessons from U. S. Housing Crisis

Luci Ellis, the Australian Reserve Bank’s head of financial stability, addressing a Sydney University urban planning forum, says housing crashes do not increase affordability. “Housing prices are lower, yes, but capacity to pay is also lower,” she notes. Professor Kirk McClure of the University of Kansas, while noting the U. S. and Aus...

29 Oct 2014

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Featured Articles and Reports - October 2014 Vol. 6 No. 1

Prev Next Page:

Green Home Marketing is a Challenge

Green Home Marketing is a Challenge

by Steven Lefler I do not know about you, but I find marketing green homes to be a challenge. The public reads or watches TV shows about these unique homes and... Read more

MARKETING

An analysis of Norm Schultz - We need the horsepower of the RV industry

An analysis of Norm Schultz - We need the horsepower of the RV industry

by L. A. “Tony” Kovach One of our industry friends sent in the article that follows below, with this single line message above their signature/contact info: “Everyone thinks an image campaign... Read more

MARKETING

Get Business Exposure With Facebook Ads for Cheap

Get Business Exposure With Facebook Ads for Cheap

facebook adsIf you are like most business owners, you're constantly on the lookout for effective, low-cost ways to get maximum exposure for your business. Whether you are look for more... Read more

MARKETING

What does it take to Change Minds?

What does it take to Change Minds?

by L. A. “Tony” Kovach The headline is a question every manufactured housing (MH) professional worth her or his salt should ask regularly! How does one change a mind? Why is this... Read more

MARKETING

Why the “ICE BUCKET CHALLENGE” Wasn’t ‘Trademarked’

Why the “ICE BUCKET CHALLENGE” Wasn’t ‘Trademarked’

by David Baker, JD Have you taken the ALS “Ice Bucket Challenge”? If not, you may be one of the few Americans left who wasn’t caught up in the remarkably successful... Read more

COMMUNITY MANAGEMENT & FAIR HOUSING (LEGAL)

“Hello, this call is a …”

“Hello, this call is a …”

by Nadeen Green, JD What? A sales pitch? A political robo-call? Somebody calling to ask you to donate money (again!)? A TDD call? Say what? A TDD call? What is that? Read more

COMMUNITY MANAGEMENT & FAIR HOUSING (LEGAL)

A Doctoral Dissertation on Manufactured Housing and why it matters to the I…

A Doctoral Dissertation on Manufactured Housing and why it matters to the Industry

by Lisa Tyler The doctorate journey is a cycle of processes that is often misunderstood. The designation of “doctoral candidate” signifies the completion of post-graduate coursework and focus on completing the... Read more

GENERAL MANUFACTURED HOUSING INDUSTRY TOPICS

News of the New

News of the New

by Bob Vahsholtz New fangled news media can befuddle old timers like me, but fresh, crisp and honest? Wow, what’s not to like! I’m spending more time on Tony’s sites than... Read more

GENERAL MANUFACTURED HOUSING INDUSTRY TOPICS

Manufactured Housing Industry - Phoenix Rising!

Manufactured Housing Industry - Phoenix Rising!

by Dennis Hill You don't have to look far for signs that manufactured housing (MH) is continuing the recovery since hitting bottom in 2009. I recall Ron Thomas, Sr. saying that... Read more

GENERAL MANUFACTURED HOUSING INDUSTRY TOPICS

The Manufactured Housing Institute (MHI) Holds their 78th Annual Meeting

The Manufactured Housing Institute (MHI) Holds their 78th Annual Meeting

by MHI Staff MHI held its 78th Annual Meeting in Scottsdale, Arizona with 143 members and guests in attendance.  The event was on September 14-16th, at the Westin Kierland Resort & Spa,... Read more

GENERAL MANUFACTURED HOUSING INDUSTRY TOPICS

Manufactured Housing Professionals News – MHProNews - 5th Anniversary Cele…

Manufactured Housing Professionals News – MHProNews - 5th Anniversary  Celebration, Kudos and Quotable Quotes!

by Manufactured Housing Industry Leaders Thousands of manufactured and modular home professionals recall the days of the MH Merchandiser and other now defunct trade magazines; but thousands more have never known... Read more

GENERAL MANUFACTURED HOUSING INDUSTRY TOPICS

Quotes from Manufactured Housing Industry Leaders and A Cup of Coffee with.…

Quotes from Manufactured Housing Industry Leaders and A Cup of Coffee with...

by L. A. “Tony” Kovach Some of the most popular articles we have every month are from our periodic interview with manufactured housing industry leaders. “A Cup of Coffee with...”... Read more

GENERAL MANUFACTURED HOUSING INDUSTRY TOPICS

Marty Lavin's Comparison – The Merchandiser Magazine vs. MHProNews

Marty Lavin's Comparison – The Merchandiser Magazine vs. MHProNews

by Marty Lavin, JD Editor's Note: For those who know Marty Lavin, you know the man has a long, storied and successful career in manufactured housing retail, finance and communities. Marty's... Read more

GENERAL MANUFACTURED HOUSING INDUSTRY TOPICS

Remember - It all started with a Mouse!

Remember - It all started with a Mouse!

by L. A. “Tony” Kovach “I only hope that we never lose sight of one thing — that it was all started by a mouse.” - Walt Disney. Disney's legendary creativity and vision lead him to do... Read more

MANAGEMENT

The best day of your life

The best day of your life

by Tim Connor, CSP Too often we get stuck in the negatives in life and fail to remember those special days, events or weeks and even years that bring a smile... Read more

PERSONAL REFLECTIONS, MOTIVATION and INSPIRATION

ZigOn Cheating

ZigOn Cheating

by Zig Ziglar With schools welcoming children back from the summer break, the following message is particularly timely. The good news is that whatever we have learned we can also unlearn... Read more

PERSONAL REFLECTIONS, MOTIVATION and INSPIRATION

An Alternate Approach to The High Cost Of Low Volume Sales, or Why Doing M…

An Alternate Approach to The High Cost Of Low Volume Sales, or  Why Doing Manufactured Housing Correctly Pays

by Ron D'Ambra After reading Tony's article on this subject, I was prompted to recall my retail experience, which would forever change my attitude towards a "retailer," and his or her... Read more

SALES

Upcoming Events

louisville-manufactured-housing-show-2015-the-road-to-success-home-page-banner-ad-posted-mhpronews-com-

MHLIVINGNEWS.COM FEATURED HOME OF THE WEEK

Classifieds

Press Releases

ROC USA® Network Welcomes MH Industry Ve…

ROC USA® Network Welcomes MH Industry Veteran  As new National Acquisitions & Portfolio Manager

CONCORD, N.H. — Jason Carter has joined the management team at ROC USA Network as National Acquisitions and Portfolio Manager. He begins his new role Nov. 3. Carter’s primary focus is to identify MH community owners interested in selling their communities to their residents and, with ROC USA Network affiliates across the country, execute on resident purchases. ROC USA Network Director Mary O’Hara said Carter’s years of experience with MH manufacturing, sales, community operations and development will be a significant benefit to ROC USA’s affiliates and clients. His appreciation for manufactured housing as affordable housing and his understanding of what it takes to own and operate a community are critical in today’s marketplace, she said. “ROC USA Network has established a proven track record over the last six years, achieving a level...

Soheyla Kovach 16 Oct 2014 Corporate Press Releases

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RV/MH Heritage Foundation Unveils New $1…

RV/MH Heritage Foundation Unveils New $1 Million Campaign Exclusively for the Manufactured Housing Industry

SCOTTSDALE, Ariz., - Darryl Searer, chairman and president of the RV/MH Hall of Fame (Hall) and Barry Cole, president of MH Insurance Services and past chairman of the Hall, spoke to a group of manufactured housing (MH) executives at the Manufactured Housing Institute's 78th Annual Meeting on September 15th  at the Westin  Resort  in Scottsdale, Arizona.  They unveiled a new five-year fundraiser especially for the MH industry designed to help theHall retire its debt. After updating the MH leaders of the Hall's current financial position, Searer urged the attendees to help the Hall retire its debt by pledging their support for the campaign. Explaining to the group that the Hall's debt was a result of unfulfilled pledges Mr. Cole commented, "In 2007 our idea was to construct a great legacy building that would include an event center, library and museum with unique...

L.A. Tony Kovach 03 Oct 2014 Corporate Press Releases

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2015 Louisville Manufactured Housing Sho…

2015 Louisville Manufactured Housing Show is filling up fast and early!

Attendees, mark your calanders now, pre-registration will open on October 1, 2014. Exhibitors, Reserve your space now.  See download linked here.

the MHMSM Team 02 Sep 2014 Corporate Press Releases

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RV/MH Heritage Foundation Inducts the Cl…

RV/MH Heritage Foundation Inducts the Class of 2014 into RV/MH Hall of Fame

(Back row l-r) Thomas "Tom" L. Kern, Style Crest Enterprises; Ed Evans, EPM; Gary McDaniel, YES! Communities ; Richard "Dick" King, King Insurance (second row row l-r) Barry Cole, Manufactured Housing Insurance Services; Bob Livingston, Good Sam; John D Roba, Roba and Associates (front row l-r) Mrs. James F Shields. accepting on behalf of her husband,James F Shields (deceased), Pan Pacific RV Centers; Debbie Brunoforte, Little Dealer, Little Prices and Peter B Orthwein, Thor Industries. ELKHART, Ind., August 5. 2014 -- The Class of 2014 was inducted into the RV/MH Hall of Fame (Hall) last night in Elkhart, Indiana, in a gala ceremony before a record breaking crowd of more than 440 family members, friends, and colleagues from across the country. The Class of 2014 includes: Debbie Brunoforte, Little Dealer, Little Prices;...

the MHMSM Team 05 Aug 2014 Corporate Press Releases

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Steve Lefler - Modular Lifestyles and Ne…

Steve Lefler - Modular Lifestyles and Newport Pacific – Successfully Gaining Acceptance for Super Energy Saving, Green Manufactured Homes

Learn more at the article linked here, or by calling Steve Lefler, Vice President of Modular Lifestyles, Inc., a division of Newport Pacific Family of Companies at Ph. (888) 437-4587. Email steve@modularlifestyles.com. Steve is a Dual DRE and HCD Salesperson. Advanced Green Building Professional. CEC Solar Wind Retailer/Installer. http://www.modularlifestyles.com ##

the MHMSM Team 01 Aug 2014 Corporate Press Releases

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