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At the request of Members of Congress, the Federal Trade Commission is delaying enforcement of the "Red Flags" Rule until June 1, 2010, for financial institutions and creditors subject to enforcement by the FTC.

The Rule was promulgated under the Fair and Accurate Credit Transactions Act, in which Congress directed the Commission and other agencies to develop regulations requiring "creditors" and "financial institutions" to address the risk of identity theft. The resulting Red Flags Rule requires all such entities that have "covered accounts" to develop and implement written identity theft prevention programs to help identify, detect, and respond to patterns, practices, or specific activities - known as "red flags" - that could indicate identity theft. MHI believes the rule applies to retail sales centers and land-lease communities with home sales operations.

The Commission previously delayed the enforcement of the Rule for entities under its jurisdiction until November 1, 2009. The Commission staff has continued to provide guidance to entities within its jurisdiction, both through materials posted on the dedicated Red Flags Rule Web site (www.ftc.gov/redflagsrule), and in speeches and participation in seminars, conferences and other training events to numerous groups. The Commission also published a compliance guide for business, and created a template that enables low risk entities to create an identity theft program with an easy-to-use online form. FTC staff has published numerous general and industry-specific articles, released a video explaining the Rule, and continues to respond to inquiries from the public. To assist further with compliance, FTC staff has worked with a number of trade associations that have chosen to develop model policies or specialized guidance for their members.

On October 30, 2009, the U.S. District Court for the District of Columbia ruled that the FTC may not apply the Red Flags Rule to attorneys. Today's announcement that the Commission will delay enforcement of the Rule until June 1, 2010, does not affect the separate timeline of that proceeding and any possible appeals. Nor does it affect other federal agencies' ongoing enforcement for financial institutions and creditors subject to their oversight.

Manufactured Housing Institute
2101 Wilson Blvd., Suite 610, Arlington, VA 22201-3040
Tel: (703) 558-0400

Source: MHI Newswire

Daily Business News Briefs

U.S. Rents Keep Climbing, Preventing Many from Saving to Buy a Home

U.S. Rents Keep Climbing, Preventing Many from Saving to Buy a Home

Associated Press tells MHProNews that rental prices rose 3.3 percent in December compared with 12 months earlier, the real estate data firm Zillow announced on Friday, January 23. Although that increase is less than the recent appreciation in home values, a surge in rental costs in several of the hottest markets indicates that renters who […]...

26 Jan 2015

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Owner of Indiana MH Community Charged With Discrimination in Failure to Ren…

Owner of Indiana MH Community Charged With Discrimination in Failure to Rent to Bi-Racial Couple

On January 23, 2015, an Indiana manufactured housing community owner was charged on two counts of discrimination because of his refusal to rent a manufactured home to a racially-mixed couple. Jamal L. Smith, in his official capacity as the Executive Director of the Indiana Civil Rights Commission (ICRC), issued charges today on behalf of a...

26 Jan 2015

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Sunday Morning Recap – January 18, 2015 to January 24, 2015

Welcome back to those of you who attended the Louisville Manufactured Housing Show this week.  No doubt, you are still thinking about all the interesting people you met, new homes you viewed, and numerous ideas you learned at the show. Now, it’s time to put your feet up and read some of the stories in our […]...

25 Jan 2015

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2015 Louisville Manufactured Housing Show Initial Report

The final numbers are NOT yet in on the verified and refined totals for the 2015 Louisville Manufactured Housing Show.   But the flash report, linked here, indicates that the show grew once more in attendance. The mood was reported as upbeat, according to Midwest Manufactured Housing Federation (MMHF) executives and Chairman Ron Thomas Sr. ...

24 Jan 2015

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After 4-1/2 Years of Effort, Residents of a Montana MH Community Celebrate …

After 4-1/2 Years of Effort, Residents of a Montana MH Community Celebrate the Purchase of Their Community

Residents of Trailer Terrace, a manufactured home community 1.7 miles south of Great Falls, Montana, are celebrating the purchase of their community.  This has been a long time in coming, after many years of enduring unsafe water and sewer conditions. Residents of the 90-home property now own the 22-acre site and control the fate of […]...

23 Jan 2015

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Nasdaq Leaves Dow, S&P in Dust Friday – All Three Gain for Week. MHC Va…

Nasdaq Leaves Dow, S&P in Dust Friday – All Three Gain for Week. MHC Values See Slight Increase

While MHCV stocks went up 0.37% almost all of the MHCV stocks we track went down. Exceptions: TAVFX 1.83% Jan. 22, CG 1.54%, PATK 0.89%, SKY 0.29%, KMP 0.09%. Marketwatch tells MHProNews that U.S. stocks ended mostly lower Friday, breaking a four-day winning streak for the S&P 500 and Dow industrials, but equities maintained solid […]...

23 Jan 2015

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Houston, you may have a housing problem.

Houston, you may have a housing problem.

According to CNN Money, “Houston, you may have a housing problem.” The fact that oil prices continue to decline is not unexpected for those who have lived through many “boom and bust” periods in the oil industry.  Houston has always built its fortunes on the oil industry, and it looks like things are going to […]...

23 Jan 2015

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New Home Sales in 2015 Expected to Increase and Focus on First-Time Homebuy…

New Home Sales in 2015 Expected to Increase and Focus on First-Time Homebuyers

Observing trends and results in the sale of stick-and brick-homes can frequently give some clues as to what to expect in the coming year for all home sales including factory-built homes. The Wall Street Journal shares with MHProNews some observations and predictions they have made from analysis of fourth-quarter results from some of the nation’s [...

23 Jan 2015

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Universal Forest Products Acquires Majority Interest in Australian Packagin…

Universal Forest Products Acquires Majority Interest in Australian Packaging Company

On January 16, Universal Forest Products, Inc. (NASDAQ: UFPI) announced that one of its subsidiaries had closed on the purchase of a majority interest in Integra Packaging Proprietary, Ltd., a manufacturer and distributor of integrated packaging products based in Brisbane, Australia. Founded in 1995, Integra has two locations in Eastern Australia w...

23 Jan 2015

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Rep. Pascrell Wants Better Plan from NJ Gov. Christie to Help Residents Who…

Rep. Pascrell Wants Better Plan from NJ Gov. Christie to Help Residents Who Lost Manufactured Homes in Hurricane Sandy

Yes, Hurricane Sandy occurred back in 2012, but there are still people living in the state of New Jersey whose manufactured homes were destroyed in the storm, and who have not received any compensation for their losses. Now Rep. Bill Pascrell, Jr., (D-NJ) thinks that New Jersey Governor Chris Christie needs to spell out a […]...

22 Jan 2015

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Dow jumps over 250 after ECB announces stimulus. MHC Values Continue to Dip

Dow jumps over 250 after ECB announces stimulus. MHC Values Continue to Dip

Overall, MHCV stocks declined 21.3 points from yesterday to 516.1 (-3.97%), but surprisingly, almost all of the MHCV stocks we track saw an increase in value.  Examples: AMG 4.03%, LPX 3.62%, DW 3.56%, UMH 3.16%, SUI 2.15%. It seems that financial experts cannot agree on what to say about the direction of the stock market […]...

22 Jan 2015

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Featured Articles and Reports - January 2015 Vol. 6 No. 4

Prev Next Page:

Could Your World Be Rocked?

Could Your World Be Rocked?

by Nadeen Green, JD When you want to sell your manufactured homes, do you hope that a potential purchaser will be able to secure a mortgage to be able to buy... Read more

COMMUNITY MANAGEMENT & FAIR HOUSING (LEGAL)

WTF? OMG! This Case Made Me ROFLOL and Almost LMAO

WTF? OMG! This Case Made Me ROFLOL and Almost LMAO

by David Baker, JD When you see the acronym “WTF,” do you think of chewing gum? Probably not. Read more

COMMUNITY MANAGEMENT & FAIR HOUSING (LEGAL)

A Template to Initiate Image Change for the Future of Affordable Quality Li…

A Template to Initiate Image Change for the Future of Affordable Quality Living

by Steven Lefler The term often heard in business is “The Customer is King.” When people demand change from the existing “status quo” product they purchase, often the folks who need... Read more

GENERAL MANUFACTURED HOUSING INDUSTRY TOPICS

Introducing Sandra Lane, with Manufactured Housing's Daily Business News

Introducing Sandra Lane, with Manufactured Housing's Daily Business News

by L. A. “Tony” Kovach Sandra Lane is a fourth-generation Texan who has spent most of her life in the Dallas-Fort Worth area. A couple of years ago, she responded to... Read more

GENERAL MANUFACTURED HOUSING INDUSTRY TOPICS

Background to MHI’s last Manufactured Housing Image Campaign

Background to MHI’s last Manufactured Housing Image Campaign

by John Evans This idea of a manufactured housing (MH) image campaign is not new, nor was it new in 2006.  After several years with MHI, Jerry Connors decided to leave. Read more

GENERAL MANUFACTURED HOUSING INDUSTRY TOPICS

Sickness

Sickness

by Bob Vahsholtz,  People get sick. Sometimes they recover; sometimes not. Eventually, they die. Companies are similar, as are nations. Industries can also get sick. Read more

GENERAL MANUFACTURED HOUSING INDUSTRY TOPICS

Selling More Homes - Why I'm Making the Winter Trip to the Louisville Manu…

Selling More Homes -  Why I'm Making the Winter Trip to the Louisville Manufactured Housing Show

by Dwayne Somerville In our part of Texas, the winters are mild. By comparison, Louisville KY last January sounds like it was an ice cube! So why should we go to... Read more

GENERAL MANUFACTURED HOUSING INDUSTRY TOPICS

A Cup of Coffee with…Gary P. McDaniel

A Cup of Coffee with…Gary P. McDaniel

1) Who, What and Where: (Your name and your formal title at Yes! Communities/ BaseCamp Capital). A). Gary McDaniel, CEO Yes Communities, Inc, Senior Managing Partner Base/Camp Capital . Read more

GENERAL MANUFACTURED HOUSING INDUSTRY TOPICS

The Road to Success in 2015

The Road to Success in 2015

by Dennis Hill Let's begin with a modern infographic style bullet points, sharing the first 5 reasons you should be in Louisville the minute the show opens on January 21. Read more

GENERAL MANUFACTURED HOUSING INDUSTRY TOPICS

What Is All The Fuss About Subpart I? Here is The Story

What Is All The Fuss About Subpart I? Here is The Story

by Ron D'Ambra As all serious manufactured housing pros know, back in 1976, the Federal Government issued a standard set of rules and regulations governing the manufacturing, sales and service for... Read more

GENERAL MANUFACTURED HOUSING INDUSTRY TOPICS

A Few Good Men (and Women)...It's About Time

A Few Good Men (and Women)...It's About Time

by L. A. 'Tony' Kovach A survey of outlooks by MH Pros brings a wide variety of viewpoints. Some think we are a dying industry, and may not know it. Others... Read more

GENERAL MANUFACTURED HOUSING INDUSTRY TOPICS

Manufactured Housing Errata

Manufactured Housing Errata

by L. A. "Tony" Kovach To be a credible voice in and for Manufactured Housing, one must be willing to make corrections. Those corrections include correcting our own errors. Read more

GENERAL MANUFACTURED HOUSING INDUSTRY TOPICS

Ocwen and the Golden Rule Lessons that Paid off for Clayton Homes

Ocwen and the Golden Rule Lessons that Paid off for Clayton Homes

by Sandra Lane In the early 2000s, when the manufactured housing industry went into a tailspin, Clayton Homes continued to be profitable. All HUD Code manufactured home builders downsized, many closed... Read more

GENERAL MANUFACTURED HOUSING INDUSTRY TOPICS

What's ahead for Manufactured Housing Image in 2015?

What's ahead for Manufactured Housing Image in 2015?

by L. A. 'Tony' Kovach This will be a short and sweet survey of the more visible efforts underway to launch some level of PR or Image campaigns for the Manufactured... Read more

GENERAL MANUFACTURED HOUSING INDUSTRY TOPICS

Do you need to recharge your battery for 2015?

Do you need to recharge your battery for 2015?

by Tim Connor, CSP Few people can go a hundred miles an hour  – day after day after day – without a break of some kind. Read more

MANAGEMENT

Are you an Invalidator or Encourager

Are you an Invalidator or Encourager

by Tim Connor, CSP As a manager, one of your primary roles is to be an encourager.  Today, more than ever, employees need to feel worthwhile, validated and valued. Read more

MANAGEMENT

ZigOn Overcoming The Odds

ZigOn Overcoming The Odds

by Zig Ziglar His name is Gabriel Hjertstedt (YERT-stet) and he participated in the 1998 Masters Golf Tournament in Augusta, Georgia. Read more

PERSONAL REFLECTIONS, MOTIVATION and INSPIRATION

Upcoming Events

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MHLIVINGNEWS.COM FEATURED HOME OF THE WEEK

Classifieds

Press Releases

FREE Educational Seminars Are Scheduled …

FREE Educational Seminars Are Scheduled for the  2015 Tunica Manufactured Housing Show!

These seminars were a major HIT at the 2015 Louisville Manufactured Housing Show. MHPros from Coast to Coast and Canada came... ...they praised the practical information for their businesses. We expanded seminar room space 30%, and still filled it! Come see why... Wednesday March 25th, 2015 Wednesday 8:30 AM to 9:45 AM. Lisa Tyler from Walden University and other MH Experts will be speaking on reasons why Realtors ®, investors, MH veterans and other housing professionals should be joining the ranks of profitably advancing America's most affordable new home construction. Opportunities in Modern MH. This will be a fast paced panel presentation, with Q&A planned. Wednesday 10 AM – 11 AM. Super-Charged Marketing! Dominate your area with savvy Marketing! Learn how to sell more homes and how MHCs can fill more vacant sites. Attract more customers with cash and good credit....

the MHMSM Team 25 Jan 2015 Corporate Press Releases

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Bill Matchneer, Dick Jennison and Ron Th…

Bill Matchneer, Dick Jennison and Ron Thomas Sr. to address Louisville Show attendees

MHProNews  has confirmed that attorney Bill Matchneer, previously with HUD and the CFPB, will be addressing the attendees of the Louisville Manufactured Housing Show. So too will Richard "Dick" Jennison, MHI's current President and CEO. MH community and street retail Hall of Famer, Ron Thomas, Sr. - who is also the Midwest Manufactured Housing Federation (MMHF) Chairman - will speak on financing and MH growth related topics, rounding out what promises to be a faced paced opening hour to the seminars on Wednesday morning. The doors will open at 8:15 AM on Wednesday at the seminar room so MH Industry professionals can network with peers and colleagues. The session featuring these three industry leaders will begin at 8:45 AM sharp. They will be introduced by one or more of the executive...

the MHMSM Team 12 Jan 2015 Corporate Press Releases

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Fairmont residents purchase community

Fairmont residents purchase community

Download pdf Fairmont residents purchase community

the MHMSM Team 11 Jan 2015 Corporate Press Releases

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Tunica manufactured home show 2015 updat…

Tunica manufactured home show 2015 update

Introducing… A Phoenix Rises Is widely considered the “premiere” show of the year… Is a unique show that totally sets it apart from all others… Is so distinctive that retailers will never see the same product at other shows… Is such an inclusive show for the south east region that it has appeal for virtually everyone who attends… Encompasses all levels of affordability, from HUD homes to spectacular system-built housing… One would have to be awfully shortsighted to fail to see that our show could present an enormous marketing opportunity. And one would have to look far and wide to find another event with the pizzazz, panache, and prestige of such a show. That’s because it doesn’t exist. But this one does. You already know it. It’s called The Tunica Manufactured Housing Show. This show possesses every one...

the MHMSM Team 11 Jan 2015 Corporate Press Releases

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2015 Louisville Manufactured Housing Sho…

2015 Louisville Manufactured Housing Show New-Year Updates!

If you are a manufactured housing pro, you can't do better than starting 2015 out right by attending all 2 ½ days of the Louisville Manufactured Housing Show! Here is the brochure link with the latest updates. The full brochure can be downloaded from this link here. See you in Louisville! ##

the MHMSM Team 02 Jan 2015 Corporate Press Releases

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Gala New Years Eve Celebration to Benefi…

Gala New Years Eve Celebration to Benefit RV/MH Hall of Fame

ELKHART, Ind., -- Jeff White, vice president of operations for the RV/MH Hall of Fame and the Northern Indiana Event Center, invites everyone to celebrate the new year at a festive 2014 New Years Eve Celebration at the Northern Indiana Event Center in Elkhart onWednesday, December 31. The upscale casual party begins at 7:30 p.m., with live dance music performed by the popular local band, Mulligan's Island.  A DJ, photo booth and a the live broadcast from Times Square for the ball drop are also being provided by D&T Productions.. The bill of fare includes appetizers, an Italian-style buffet, dessert, late night snacks and a champagne toast at midnight, all prepared by locally owned Rulli's Italian Restaurant.  White said, "We'll even accommodate party-goers who have special dietary requests such as gluten free, vegetarian or other...

the MHMSM Team 16 Dec 2014 Corporate Press Releases

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