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“Winning!” The Power of Pushback, Lessons for the MH Industry

October 11th, 2017 Comments off
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What is taking place in Washington D.C. and the nation are all parts of a puzzle. To get the complete picture, one must look at every aspect of the puzzle, or there will a lack of clarity as to why tax reform, health care, regulatory reform, or others issues that impact Manufactured Housing Industry, current and potential home owners are stuck in the D.C. swamp.

Jennifer Harper’s thoughtful column “This Is What Pushing Back Looks Likein the Washington Times brought this recent Rush Limbaugh quote below to the attention of the Daily Business News.

Limbaugh’s site reflected the transcript of what Harper referenced in his recent radio show.

The talk-radio celebrity spoke about Vice President Mike Pence and his wife Karen’s widely reported walk-out after several players ‘took a knee’ during the Pledge of Allegiance at the Colts-49 Sunday game – as follows.

First the Scenario and Example, Then the MH Industry Takeaway

“…This is what the left not getting away with setting the narrative and determining who can and who can’t say anything… This is what it looks like. This is what it looks like when you push back against it. You may find it uncomfortable. You people think… You may buy into this notion, “Gee, I wish the vice president hadn’t gone in there and hijacked the Peyton Manning statue unveiling.”

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The So-Called ‘Culture War’ is Something More…

In “Never Let a Serious Crisis Go To Waste,” MHProNews outlined some of the ways that Saul Alinsky’s modern disciples think and behave.  That report quotes Alinsky and his modern followers, including Chicago Mayor Rahm Emanuel, Secretary Hillary Clinton and 44th President Barack Obama.

That Alinsky “playbook” has been fairly effectively used by progressives for decades. Those who seek to limit government’s intrusions and overreaches thus need to learn that playbook, and how to pushback against it.

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Notice. One can agree with 21st Mortgage President, CEO and prior MHI Chairman Tim Williams’ presentation – from which the slide above was taken with permission – while still questioning how it came to be that Williams was being intellectually at odds with Berkshire Hathaway Chairman, Warren Buffett. To see all of William’s informative slides, click the graphic above. 

But with President Trump, and VP Mike Pence, they are taking their oppositions’ narratives head-on.

That push back, has some pundits saying that the president is winning” on this issue.  That in turn could energize his base, and help move his agenda forward against “the swamp” of Washington, D.C.

Well, Pence and Trump are not taking it anymore, and this is what it looks like. For decades now, we have become conditioned to just accept any and all anti-American displays. We’re supposed to be tolerant,” Limbaugh said.

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Harper observed that, “Some of the media, however, have suggested that Mr. Trump is emerging as the victor. Donald Trump is now winning the national anthem debate without question, according to ESPN’s Stephen A. Smith,” writes Ford Springer, who covers entertainment for the Daily Caller and tracked the analyst’s comments.”

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The Drudge Report has been reporting for weeks that NFL popularity is dropping.

Millions of people pledge their allegiance to the Constitution and the flag, which represents that allegiance. That allegiance supersedes allegiance to any NFL team or to any cause,” said Limbaugh. “There’s a strong and binding culture that exists among people who don’t live in elitists bubbles. Donald Trump sides with the people because he thinks they’re right. There isn’t any hidden agenda here. There are no double standards.” 

It’s just simply about right and wrong,” Limbaugh stated, “It’s the practical exception of patriotism, and it’s being assaulted.”

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Who hijacked what? Why is the MH Industry’s agenda in Washington, D.C. stuck? Whichever side someone happens to be on regarding the NFL controversy, the principle that MH Advocate, Rev Donald Tye Jr makes is this. Division is a tool for “the powers that be,” to “divide and rule” Americans. The controversy could be about almost anything. The Vice President had the same rights as those players who took that knee. “This is what push-back looks like.” 

The MH Industry Takeaway?

For years, publisher L. A. ‘Tony’ Kovach has promoted the notion that the industry must push-back against false or misleading media, governmental, or other third-party narratives.

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Frank Rolfe has made similar statements in the last year too.

FrankRolfeMHFundRVHorizonsMobileHomeUniversityDailyBusinessNewsManufacturedHomeIndustryResearchReportsDataAnalysisMHProNews595Bob Crawford, president of historic Dick Moore Housing has said that the Manufactured Housing Institute is at best “a 5 out of 10” at representing independents in the industry.

At the recent Deadwood conference, Kovach energized the industry attendees by saying that the industry and its consumers deserved a robust public defense, comparing what the consultant and his clients do to a modern civil rights issue for the industry, its professionals and consumers.

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Manufactured housing advocate, the Rev. Donald Tye, Jr. has taken strong stands with media who have slandered manufactured housing.

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Tye explained that public housing – an entitlement – often yields addiction. Ownership vs. renting or living in “projects” leads to integrity, a view he likens to those of Dr. Martin Luther King, Jr.

The Manufactured Housing Association for Regulatory Reform (MHARR) has routinely joined in when asked by MHProNews to comment about some media incident or inaccurate study.

MHARR has for years ‘pushed back’ against the forces arrayed against their regulatory reform agenda in D.C., as this new linked item reflects.

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Several industry pros joined MHProNews in pushing back against the ‘fake news’ found in the report linked above; collage credit by MHProNews.com.

Numerous industry professionals have done similarly on various occasions, when asked by MHProNews or MHLivingNews to comment on hot topics of the day

Some of those published rebuttal comments are the only serious pushback the industry has given to harmful and inaccurate reporting by perhaps well meaning, but nevertheless errant, reporting.  The PBS, NPR, News & Observer graphic is but one of dozens of examples of how that’s been done.

Pushback

The president and vice president push back.

The NAACP or ADL pushed back for decades, until they got the respect in the public square their respective groups deserved.

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Slide from Kovach’s Deadwood presentation to manufactured home professionals.

The time for more in manufactured housing to push-back is now, argues consultant, trade publisher and speaker Kovach.

And the award-winning industry veteran says that pushback has to be at the local level

Not top down, but bottom up.

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Kovach agrees with the state association leader who advised not to defend alleged bad actors who draw negative media.

But when the benefit of the doubt or facts support

  • manufactured homes,
  • a professional, and/or
  • the industry’s home owners,

pushing back is also how winning will be achieved and accomplished, he says.

The reason we have the largest professional audience in the industry’s history is because we strive to fight for what’s right, and won’t lay down for what we believe is wrong,” Kovach asserts.

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And in Washington or locally, just as the president, vice-president, Steve Bannon, Larry Kudlow, Sebastian Gorka, NFIB, MHARR, and a host of others are showing by example, the industry needs to stand up and fight for what’s right,” Kovach said.

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Failure to stand up for what’s right, allows the opposition to win by default.

Pushback with the truth well told,” Kovach advocates.That’s what will lead to acceptance and winning for our industry, the public and home owners That’s what will lead to increases that will surpass the industry’s heyday.” ## (News, analysis, commentary.)

(Image credits are as shown above, and when provided by third parties, are shared under fair use guidelines.)

SoheylaKovachManufacturedHomeLivingNewsManufacturedHousingIndustryDailyBusinessNewsMHProNews-Submitted by Soheyla Kovach to the Daily Business News for MHProNews.com.

Public Policies May Hurt Poorer, Older Residents

June 9th, 2017 Comments off

YesimSayinTaylorDCPolicyCenterManufacturedHousingIndustryDailyBusinessNewsResearchDataReportsMHProNewsTRecent research shows that transit-oriented development programs can create social inequities and increase the pace of gentrification, and there is already evidence that this has been happening in D.C.,” says Yesim Sayin Taylor, with the D.C. Policy Center.

The Washington Times noted today that, “The D.C. Policy Center’s report focuses on the District, but smart growth planning has played a prominent role in many other U.S. cities.

Manufactured home industry professionals know that local zoning and development officials often take a NIMBY (Not In My Back Yard) or BANANA (Build Absolutely Nothing Absolutely Near Anything) attitude.

In many markets, that in turn has sparked accelerated home values, due to demand, but it also means that those with lower incomes are being priced out of those markets.  That’s an issue that Taylor’s report notes.

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Screen shot from Taylor’s report.

Public policy, says Taylor’s research, is pushing out older, lower income citizens in favor of younger ones.

Transportation policies are pushing lower income citizens further out from metro areas too. One irony that this and other studies often point to is that the very things that central planners hope to accomplish – for example, less strain on streets, and transportation systems – are made worse.

If we truly want to make D.C. a more walkable, bikeable, transit-friendly city, we should start with our broader housing and transportation policies,” Taylor says, after having chronicled the various age, ethnic and other negative impacts from current policies and plans.

GeoffAndersonSmartGrowthAmericaManufacturedHousingIndustryResearchReportsAnalysisDailyBusinessNewsMHProNewsNationally, there is no question that when cities are building smart growth neighborhoods, people want to live there. When that happens, you have people with more money ousting people with less money,” the Washington Times reports Geoff Anderson said, president of the nonprofit Smart Growth America. “So we need to have public policy that makes sure people who have been there for a long time can benefit.”

While DC may not be the best case for finding buildable infill locations, there are many cities and towns across the country that do have such opportunities.  The HUD PD&R spotlighted and published at this link here revealed that manufactured homes that are properly placed in city limits can appreciate as does other housing, does not harm local housing values, and often improves neighborhoods.

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Lisa Tyler. Ph.D.. Credit: MHLivingNews

We don’t have enough public housing to fulfill our needs,” says manufactured home industry expert Lisa Tyler, Ph.D. of Paris, Tennessee. “Manufactured housing presents a solution. It’s inexpensive, energy efficient, and a great value. There’s a lot of opportunity for growth in the industry, but a lot of obstacles, too.”

Tyler has the distinction of being the first Ph.D in United States over a decade whose dissertation was focused on manufactured housing, so her research on MH related issues is current,” per a report on MHLivingNews.

Tyler pointed to a study by William P. McCarty’s – see download, linked here – as one clear indicator that manufactured housing communities are just as safe as conventional neighborhoods.  Yet the impression of crime associated with manufactured homes is one of those false stigmas Tyler says has dogged the manufactured home industry.

The Potential of the MHIA 2000 to Solve Many Such Issues

Certainly, manufactured housing isn’t a cure all.  Some areas will require existing housing, when practical, to be updated.  But in many cases the promise and potential of the full and proper implementation of the Manufactured Housing Improvement Act of 2000 would yield a solution that saves taxpayers dollars and would enhance slipping home ownership rates.

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Call to Action

Please see the downloadable letter to HUD by Tony Kovach. And consider sending your own letter or his along with your own comments. The opportunities would be worth billions to the industry, and that can mean millions more in the market(s) that your operation serves. ##

(News and analysis. Image credits are as shown above, and when provided by third parties, are shared under fair use guidelines.)

By Matthew J. Silver for the Daily Business News on MHProNews.

Pros and Cons of Licensing, How Government Regulations Can Harm Job Creation

May 25th, 2017 Comments off
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Does over regulation create a caption may I environment? Credit: YouTube.

In the U.S., a number of professions and businesses are regulated to varying degrees. While some are obviously necessary, others present questions – and responses – from individuals and businesses alike, who wonder if having to play the game of “captain may I?” is meant to help or hurt them.

Research from the Brookings Institute takes a look at the logic, and the lack of it in some instances, as it relates to licensing.

It is important to realize that occupational licenses are not mere state-sponsored certificates to signal that workers have completed some level of training; occupational licensing laws forbid people from practicing in their occupation without meeting state requirements,” the Institute said in a report.

If the rationale for licensing an electrician is to protect public safety, it is difficult to see what rationale supports licensing travel guides. Yet, twenty-one states require a license for travel guides. Among these, Nevada has created the highest hurdle: a person hoping to be a travel guide in that state must put in 733 days of training and shell out $1,500 for the license.”

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Credit: Brookings Institute.

Then, there’s the other side.

There can be an obvious disconnect between the strictness of licensing regulations and the potential harm to consumer safety. For example, Michigan requires 1,460 days of education and training to become an athletic trainer, but just 26 to be an emergency medical technician (EMT). In fact, across all states, interior designers, barbers, cosmetologists, and manicurists all face greater average licensing requirements than do EMTs,” said the institute.

According to the Washington Times, special-interest groups often promote state licensing to benefit themselves at the expense of entrepreneurs, small-business owners and consumers.

And, it seems that this problem has exploded.

The percentage of U.S. workers who need government permission to practice their occupation has grown from 5 percent in the 1950s to nearly 30 percent today. Studies suggest this has caused 2.8 million fewer jobs in our economy and more than $200 billion in additional annual costs for consumers.

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The Brookings Institute study shows a state-by-state breakdown of licensing and implementation. Credit: Brookings Institute.

The Times points to an instance in Oregon, where licensing requirements can be enforced in ways that are unjust, and in the case of a licensing board just downright bizarre.

Recently, an Oregon resident spoke out publicly about the timing of the traffic lights in his city after his wife received a red light camera ticket. Based on calculations he had performed, he argued that the yellow light was too short.

For his trouble, he reportedly earned a $500 ticket from the state board of engineers for “the unlicensed practice of engineering.”

 

A Look from the Manufactured Housing Industry

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Credit: Bloomberg.

As Daily Business News readers are already aware, job creation and economic growth are regularly noted in quarterly reports as a factor in manufactured housing sales. The adverse effects of regulation were pointed out in 2015, when award-winning writer Jan Hollingsworth recounted the story of the older gentleman, likely a farmer, in bib overalls who visited a manufactured home dealership in Kentucky.

After two hours of perusing the possibilities of different homes, he chose one. But when he asked the salesman for help in filling out the finance application, he was told federal regulations prevent manufactured home retailers from assisting customers. The man left, unhappy, and later found a salesman elsewhere who was willing to break the rules to provide the old farmer with what may be the house of his dreams.

The story highlights the incongruities written into the Dodd-Frank Act, and enforced by the Consumer Financial Protection Bureau (CFPB).

He wasn’t asking the salesman to do anything that a real estate agent doesn’t do every day. It just makes no sense at all,” said Barry Noffsinger, a regional manager for CU Factory Built Lending, one of the nation’s leading MH lenders.

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Barry Noffsinger, photo credit, MHProNews.

With compliance costs quadrupling in recent years for MH lenders, as Don Glisson, Jr., CEO of Triad Financial Services says, many small banks, credit unions and other MH lenders have shuttered their MH lending operations, leaving prospective buyers to rely on high interest loans, or else continue renting. ##

 

 

(Image credits are as shown above, and when provided by third parties, are shared under fair use guidelines.)

 

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RC Williams, MHProNews.

Submitted by RC Williams to the Daily Business News for MHProNews.

 

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Markets Closed, Martin Luther King Jr. Holiday, Tension Abounds

January 16th, 2017 Comments off

Credit: Getty Images.

In observance of the birthday of civil rights leader Dr. Martin Luther King, Jr., all markets will be closed on Monday, January 16th, 2017.

 

 

 

 

 

Tension Abounds

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Credit: Drudge Report.

On a day where Dr. King is honored for his achievements, there is no shortage of tension leading up to the inauguration of President-elect Donald Trump.

Over 20 Democratic lawmakers in the House of Representatives, led by Rep. John Lewis, have said they wouldn’t attend. Some are citing the president-elect’s past lewd comments about women and remarks about illegal immigrants; others, such as Mr. Lewis, cite accusations of Russian-backed hacking of political committees during the 2016 election.

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I don’t see this president-elect as a legitimate president,” Lewis told NBC. “I think the Russians participated in helping this man get elected. And they helped destroy the candidacy of Hillary Clinton.

According to some of those lawmakers, comments that President-elect Trump made in response to the comments from Lewis prompted them to not attend.

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Credit: CNN.

For me, the personal decision not to attend [the] inauguration is quite simple: Do I stand with Donald Trump, or do I stand with John Lewis? I am standing with John Lewis,” Rep. Ted W. Lieu (D- Calif.) said in a statement Saturday.

I Voted For Trump

Alveda C. King, niece of Dr. King, endorsed President-elect Trump in August. At the time, she told FOX Business the following:

I listened very carefully to everything Mr. Trump has said in the last 72 hours or so and I fully agree with so many of the things that he’s saying. He has taken a page from the book of my daddy, A. D. King, and my uncle Dr. Martin Luther King, Jr. looking at the climate, people and really being concerned about what’s happening in every community across America.

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Alveda King. Credit: Washington Times.

Today, she revealed that she cast her vote for Trump in November.

King told the American Thinker that she’s been praying for Mr. Trump and his adversaries to unite and work together.

I pray that all polar opposites learn to Agape Love, live and work together as brothers and sisters — or perish as fools,” said King.

While I voted for Mr. Trump, my confidence remains in God, for life, liberty and the pursuit of happiness. Prayers for President-elect Trump, Congressman Lewis, and everyone including leaders.

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Credit: Associated Press.

Crowds to Descend on Washington D.C.

According to the Associated Press, officials estimate that 800,000 to 900,000 people are expected in the nation’s capital for Donald Trump’s inauguration, and a major demonstration is scheduled for the day after.

City planners say that they are betting the Trump inauguration is similar to President Barack Obama’s second inauguration in 2013, which drew more than 800,000, rather than Obama’s first in 2009, which drew 1.8 million people. ##

(Image credits are as shown above.)

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RC Williams, for Daily Business News, MHProNews.

Submitted by RC Williams to the Daily Business News for MHProNews.

Think Tank Thinks Up

June 14th, 2012 Comments off

Harvard University’s Joint Center for Housing Studies says the $2.8 trillion rise in household wealth last quarter, state revenues expecting to exceed pre-recession levels of five years ago, and the nation’s service sector continuing to grow all trump the static unemployment rate and Europe’s debt crisis, and indicate an economy trudging to recovery. The Washington Times tells MHProNews.com Eric Belsky, managing director of the Housing Studies Center at Harvard, noting conditions are better than ever for homeownership, states, “Surveys consistently find that the overwhelming majority of young adults plan to own a home in the future, but many would-be buyers have stayed on the sidelines waiting for the job outlook to improve and house prices to stop falling.”

(Image credit: FirstBankTrust)