Posts Tagged ‘townhall’

Manufactured Housing’s Halloween Lighter Side, Cartoons and Video Tip

October 31st, 2018 Comments off



Halloween is beloved by millions, and thousands of industry professionals have youth that will participate.  Adults will have their own ‘all hallows eve’ – Halloween festivities.


Manufactured housing has arguably been limited by several artificial factors. From the outset of our launch of publishing 9 years ago, MHProNews has worked to identify challenges and promote solutions.




Political maneuvers and regulatory machinations are among those challenges. Billionaires give to political campaigns to influence the system. While “We, the People” can’t match their money, there are far more votes available from thinking readers of the Daily Business News on MHProNews than there are industry billionaires. Keep in mind, we love free enterprise, and money honestly earned via good service to customers.





Following Facts, Money – Sam Zell, Warren Buffett, Tim Williams/21st Mortgage, and Manufactured Housing

Cartoons can be worth a thousand words. It has been a while since we shared some cartoons on MHProNews.




Leaders on both sides of the major party-political aisle involved in manufactured housing are giving and promoting votes. The report linked below shares a few examples. Links from that post have even more details.





The pro-Democratic video posted further below was sent in by a longtime manufactured housing professional. It’s insightful, and at times, riotous. An interesting Halloween share.





If you have been among the early voters, please vote early or on election day, Tuesday November 6th. Not voting is a half-vote for 2019 House Speaker Nancy Pelosi. Not voting is a vote to make Maxine Waters the chairman of the House Financial Services Committee.






We are political independents who want manufactured housing to achieve its full potential.  Common sense should tell us all that the economy is improving, even with a well-orchestrated campaign of #resistance.




Enjoy the cartoons and video.  Please share this post’s link.  Most importantly, vote wisely. The future growth potential of our industry will be on the ballot. “We Provide, You Decide.” © ## (News, analysis, and commentary.)

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Related Reports:

Short, Medium, Long Term Strategies – Step One – Manufactured Housing Marketing Sales Monday Meeting

Facts & Analysis – Senator Elizabeth Warren re: Manufactured Housing Institute Memo to MHI Members, 10-3-2018



Consumer Financial Protection Bureau is Rife with Discrimination

August 15th, 2015 Comments off

consumer_financial_protection_bureausteve rhode slas get oug of debt org__kicks_aWriting in townhall, Ken Blackwell says the four-year old Consumer Financial Protection Bureau (CFPB) discriminates against the people it has vowed to protect, inside and outside the agency, and is riddled with waste, inefficiency and mismanagement.

Noting Director Richard Cordray would be out of a job if the agency was a sports team, the goal of investigating discriminatory lending practices has just not happened. The agency developed a system designed to inform regulators of unfair treatment of minorities by lenders, but a study revealed the methodology for pinpointing African-American borrowers was off by as much as 41 percent.

In 2013 Ally Financial was charged by the CFPB with lending discrimination involving 230,000 minority customers, and MHProNews understands the company paid an $80 million fine, but none of the lending victims have received any restitution. Blackwell says the CFPB was unable to identify the people who were victimized, so the agency distributed the funds to powerful left-wing activist groups that work with low-income and minority groups.

Internally, testifying before a House Financial Services subcommittee to address claims of discrimination, a number of CFPB employees say the atmosphere within the agency is racially charged, and that black employees have been constantly belittled and feared reprisal for voicing objections.

The President of the National Treasury Employees Union Chapter 335, Robert Cauldwell, a CFPB examiner, says Director Cordray has not responded to charges of discrimination within the agency, which has led to a worsening atmosphere in the workplace. He says older, experienced employees are being replaced by people with no experience who the agency can mold into a desired image. “They send these new employees, who have never worked in the industry or litigated a case in court, to training classes for two or three weeks, and then put them in charge of decision making about the institutions we supervise,” says Cauldwell.

Blackwell concludes the CFPB is inefficient, sloppy and mismanaged under Director Cordray and therefore cannot offer American consumers the protection for which it was designed. He says, “Congress needs to reexamine the CFPB and either clean house or shut the doors. The job of consumer financial protection is clearly not getting done. ##

For testimony regarding racial discrimination within the agency, click here for thehill blogpost.

(Image credit: Rhodes-Consumer Financial Protection Bureau)

matthew-silver-daily-business-news-mhpronews-comArticle submitted by Matthew J. Silver to Daily business News-MHProNews.

“You shouldn’t have to be a lawyer to run a business in America today…”

November 17th, 2014 Comments off

SEC-Commissioner-Daniel-Gallagher-crowdfunderinsider=credit-posted-daily-business-news-mhpronews-com-but that’s about where we are.” So says Heritage Foundation Economist David Burton, who explains that the Securities and Exchange Commission’s (SEC) own numbers makes it clear that it takes $2.5 million dollars to access the public capital market, and another $1.5 million in legal fees.

The comments were evoked in part because SEC Commissioner Daniel Gallagher spoke at a Heritage Foundation meeting recently. Townhall  tells MHProNews   that Gallagher says its the SEC’s mission it is to facilitate marketplace growth, yet the SEC’s leaders admits they haven’t done enough to help new companies take off.

Others interviewed by Capitol Source  make it sound far worse that Gallagher states. They say a dizzying array of federal regulations are choking off small businesses from expanding or starting up in the first place.

Citing House Committee on Small Business Chairman Sam Graves report,

  • Small firms bear a regulatory cost of $10,585 per employee, which is 36% higher than the cost of regulatory compliance for large businesses.(2010 SBA study, The Impact of Regulatory Costs on Small Firms)
  • Since 89% of firms in the United States employ fewer than 20 employees, the smallest businesses are shouldering a disproportionate regulatory burden. (NFIB)
  • Small firms pay 67% more to comply with the tax code than larger firms. (SBA Office of Advocacy)
  • Nearly 220,000 small businesses employing more than 26 million workers could be subject to the health care law’s employer mandate (“Health Care Reform and Your Business,” U.S. Chamber of Commerce; Entire Small Business 1 page summary report is linked here).

As industry pros and aficionados know, most manufactured housing operations fall into the small business category described by these sources. ##

(SEC Commissioner Daniel Gallagher photo credit, CrowdFunderInsider)

Housing’s Lost Decade

September 27th, 2012 Comments off

Financial columnist Craig Steiner sounded off on Townhall that conventional housing has far from recovered. He says recent headlines are an effort at media spin, just before the election, to make it sound like housing is on the rebound. Its not. The chart shows the reality of home prices. Steiner says of CNN‘s and other reports, “It’s saying that we’re back where we were almost a decade ago.” Steiner said, “We’re pretty much just bumping along the bottom, and we’ve been doing that for the last three years under the bad policies of the Obama Administration and the Federal Reserve. We’ve lost a decade in the housing market. And the housing “recovery” hasn’t made any progress since the recession technically ended. And with a huge over-supply of houses that still need to be foreclosed and dumped on the market, it’s unlikely prices will rise significantly any time soon.” Rephrased, prices have “recovered” to 2003 levels, so we have lost a decade.

(Graphic credit: Townhall Finance)