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What’s Next in Affordable Housing, or for Manufactured Home Professionals and Investors?

July 6th, 2019 No comments

 

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Where there’s a will, there’s a way.” – English maxim, origin credited to George Herbert.

 

Whether you think you can or whether you think you can’t, you’re right.” – Henry Ford

 

No matter how great the talent or efforts, some things take time.
You can’t produce a baby in one month by getting nine women pregnant
.” – Warren Buffett

 

Notice: MHProNews will be doing a website theme and URL switchover this weekend. By industry standards, ours is a huge website. Expect glitches. As every seasoned and successful business professional knows, change routinely means anticipated and unexpected bumps-in-the-road. That said, patience and persistence pays. What’s coming is relevant and potentially profitable to many.

 

 

Strengths. Weaknesses. Opportunities. Threats. SWOT. 

Every person, profession, situation in life has its own SWOT. These are not always clearly understood by those who are in the middle of their own circumstances. Thus outsiders, often with experience in that same field, are brought in by success-minded business leaders to be a second set of eyes. Physicians often refer a patient to another doctor or an expert for a second opinion.

 

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The four quads of a good SWOT analysis. Strengths, Weaknesses, Opportunities, Threats.

 

Everyone that has ever owned a business that has endured for more than four years has achieved something that the majority of those who start a business can’t claim. If a business is profitable at the end of its fourth year, that is a notable accomplishment.

If that same 4+ year-old business can honestly say that they have achieved that profitability and sustainability with a high degree of customer satisfaction, so much the better. That combination of honest business success with both internal and external satisfaction merits celebration. 

Among public officials in both major parties that have studied manufactured housing with an open mind, several things become clear. Manufactured homes have been routinely misunderstood for years. 

For those who understand business strategies, that factoid and what follow are opportunities in disguise.

 

 

  About every third American is living in rental housing.

  There are some 22 million Americans living in pre-HUD Code mobile homes or in post HUD Code manufactured homes.

  Millions of conventional housing owners plan to upsize, downsize, and otherwise change housing.

  NIMBYism and land use policies that are often designed to protect or promote special interests are among the reasons that manufactured homes are often blocked by zoning and placement restrictions. HUD Secretary Ben Carson, who is the top federal official in charge of regulating manufactured homes, has made it clear that he gets those facts.  

  Education is part of the solution to that issue. Secretary Carson has personally made efforts at educating others about manufactured homes on national TV programs, in published speeches, as well as in Senate testimony. There are plenty of examples of third-party studies that span more than 20 years that debunk the misplaced fears that many have about manufactured homes.

  The new presidential executive order (EO) establishing a White House Council to promote affordable housing underscores the two bullets above. President Donald J. Trump’s new EO also specifically cited manufactured homes.

  Several Democratic and Republican lawmakers and public officials are paying more attention to manufactured homes, industry lending, and other industry business practices.

 

There is more. But those bullets are enough to make a ‘can do’ minded professional wonder why manufactured housing isn’t performing far better than it is? Why is the industry only producing and shipping about ¼th of what it did in 1998? Or why is the industry only shipping about 17 percent of what was achieved in the early 1970s?

For those whose only answer is ‘lending,’ that’s at best incomplete.  For those who say image, that’s part of it too, but that’s an opportunity in disguise for those who see clearly. Simplistic ‘answers’ like those are often going to hobble professional growth.

Why, by contrast, has the RV industry gone from being outsold by manufactured homes at a 3 to 2 margin in 1998, to RVs outselling manufactured homes by some 5 to 1 in 2018? RVs also had image problems decades ago, but they addressed that successfully. RVs – towable or motorized – for most Americans are as their name implies, are recreational. By contrast, manufactured homes, while some are used as second homes, are for the most part primary permanent housing.

Meaning, the RV industry’s potential size should only be a fraction of what the potential is for manufactured housing. That’s another outside indicator that manufactured housing should be doing several times its current sales levels.

Seen through the eyes of an honest SWOT analysis, there are clearly obstacles and opportunities, strengths and weaknesses in the manufactured housing industry in the summer of 2019. 

At a more granular and personalized level, there is a SWOT for every professional, location, business, and organization.  But the infographic below reflects the enormous potential that the industry has.  

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What’s Next?

Amazon, Chinese imports, and 3D printed housing are just some of several looming threats to the domestic sales of more manufactured homes.

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But at this time, HUD Code manufactured homes have a clear price-per-square foot and/or other advantages over its rivals. As HUD Secretary Carson and the National Association of Realtors (NAR) Certified Business Economist Scholastica ‘Gay’ Cororaton have both said, manufactured homes are more resilient – far safer – than most realize. 

 

SunCommunitiesIncSUIRentalofManufacturedHomeVsOtherRentalComparisionsFeb2019IRDec312018DataManufacturedHomeCommunityDailyBusinessNewsMHProNews

Always keep in mind that data changes over time. This information was deemed accurate by a publicly traded company at the time it was originally published.

 

·        At least on paper, manufactured homes also have an advantage due to the ‘enhanced preemption’ clause that is already law, as established in the Manufactured Housing Improvement Act (MHIA) of 2000.

·        Manufactured housing has – at least on paper – support from the Duty to Serve (DTS) provision of the Housing and Economic Recovery Act (HERA) of 2008, that mandated support for manufactured homes. These two bullets are examples of good laws already on the books that are not being properly implemented.  That’s an opportunity in disguise for the savvy with moxie and resources.

There are also aspects of FHA, VA, and USDA (Rural Development) lending, plus several state finance programs, that offer opportunities for manufactured home professionals and investors to serve potentially millions of Americans who want to upsize, downsize, or get their first home. To be crystal clear, those opportunities exist apart from the so called ‘new class of homes’ that some in the Omaha-Knoxville-Arlington axis are promoting. That new class of homes, whatever the intention, is arguably more problematic than promising.

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Click to download and see this full sized.

 

When people think image or stigma, that too is part of SWOT. However, a crisis that is properly understood is often an opportunity in disguise.

 

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Sam Zell famously observed that when others are going left, look right. Zell told MHProNews via the late Howard Walker, JD, then Vice Chairman of Equity LifeStyle Properties (ELS), that the ELS chairman has never lost confidence in manufactured homes and communities. Zell has preached that they aren’t ‘trailers or trailer parks,’ in his own pointed way.

SamZellQuotesPencilHeadItsNotATrailerParkWhenEveryoneisgoingleftLookRightELSChairmanManufacturedHomeProNews

 

 

The fact that Zell-led ELS and Warren Buffett-led Berkshire Hathaway have invested billions into the manufactured housing industry, and continue to do so, should speak volumes to objective thinkers. The fact that others are following suit is likewise noteworthy.

Here is where there may be some parting of the ways between various industry professionals. To oversimplify, there are those in manufactured housing that fully grasp the realities noted and linked herein. Some are ‘black hat’ operations, while others are ‘white hat’ business. On MHLivingNews we encourage housing shoppers to discern that difference.

 

SmokingGunEvidenceOfAntiTrustMonopolisticCollusionMoatClaytonHomesKevinClayton21stMortgageTimWilliamsWarrenBuffettMHLivingNewsMHProNews

In a series of direct quotes in context, a document from 21st Mortgage signed by their president Tim Williams, Warren Buffett’s direct quotes from that same year’s annual letter, and video recorded comments by Kevin Clayton, all line up in what attorneys who reviewed it see as ‘smoking gun’ evidence of antitrust violations. They demonstrate how thousands of independent retailers, communities, and several producers – among others – where purportedly directly harmed by action that could be deemed an antitrust violation. See for yourself: https://www.manufacturedhomelivingnews.com/bridging-gap-affordable-housing-solution-yields-higher-pay-more-wealth-but-corrupt-rigged-billionaires-moat-is-barrier/

 

There are candidly those who don’t get it about such realities regarding ‘black hats’ in the ranks, or are in fear or denial, or may understand but don’t know what to do about issues like the ones found in the reports linked above and below.

 

 

Each of those are thorny topics. But ‘leaders grasp nettles.’ Nettles, properly understood, are prickly but have medicinal properties. ‘Grasping nettles’ is an apt metaphor that manufactured housing industry owners, managers, leaders, investors, and professionals should strive to understand and master in the context of their own unique SWOT.  

During a time that manufactured homes should be roaring, instead, the industry seems to be snoring. There are reasons that is so, including those noted in reports linked from this article. For 9 consecutive months, there are year-over-year declines in the production and shipments of new manufactured homes, despite all of the possible good news and positive resources that are available. That fact, considered in the light of others, begs questions. How to account for the failures to advance by the industry’s self-proclaimed leaders? Or who benefits from such a downturn? 

Businesses don’t become successful because they are operated by incompetent people. The management of MHProNews doesn’t believe that those leaders in the Omaha-Knoxville-Arlington axis are incompetent; quite the contrary.  The are successful and some of them are quite shrewd.

So, there must be other explanations for the relatively low state of the manufactured home industry. There must be good reasons, ones that can lead to profitable opportunities once fully grasped, as to why new manufactured homes are selling at a slower pace than the year that Buffett-led Berkshire bought Clayton Homes and other affiliates starting in 2003.

BloombergShipmentProductionGraphicManufacturedHousingIndustryDailyBusinessNewsMHProNews

May 2019 data reflects month 9th of the downturn, with nary a whimper from MHI or the big boys. Why?

 

What’s Next?

From the ranks of investors in publicly traded firms in manufactured housing, the controversy at Cavco Industries ought to sound alarm bells, especially in the light of items noted and linked from within this report.

Among public officials – several of whom correctly believe that manufactured homes offers an opportunity to increase affordable home ownership in ways that grows the personal wealth of singles and households – the facts noted and linked herein ought to be significant enough to warrant public hearings into several industry issues. Those hearings should be public and ought to proceed on a range of issues related to: antitrust, RICO, IRS tax-exempt status, and what is causing the failure of existing laws on lending and enhanced preemption to be properly implemented.  Experts from all sides and camps of the industry, including consumers, should be part of those Congressional hearings. Industry leaders should be called in to testify under oath.

Then, industry professionals and business owners, past and present, ought to ponder how the facts herein relate to themselves and their business experiences.  If the market has been rigged, as some claim based upon evidence like that linked from this article, who has that harmed and to what degree? Who benefited from the allegedly rigged system?

Because investigations and possible litigation aren’t the only steps that ought to occur, what will current and prospective industry investors and business owners and leaders do to navigate the current circumstances?  How will professionals respond to their own unique SWOT?

The fact that some businesses are honestly growing, while others are shrinking, should be carefully examined and objectively understood. 

·        There are no less than half a dozen other serious trade publishers or bloggers that are writing about industry related issues.  Why has this trade media stood essentially alone in reporting on these challenges in recent years?  Why have some among those half-dozen at one point in time identified or mentioned some of the same problems, but later went silent or flip-flopped on reporting about them?

·        Why is it that the National Association of Manufactured Housing Community Owners (NAMHCO) and some state association affiliates broken ranks from the Manufactured Housing Institute (MHI)? Why did they say that MHI failed in reflecting their interests?

·        Why does the Manufactured Housing Association for Regulatory Reform (MHARR) so often see matters in stark contrast to what the Berkshire-backed MHI does?  Which association is more accurate in their assessments? 

·        Why has Warren Buffett – his money and influence – often backed both sides of fights that MHI was engaged in? Why has MHI routinely come up short?

 

These are nuances that have been documented here and/or on our sister site of MHLivingNews

To understate: it is worth noting that per available third-party evidence and data, MHProNews readership is equal to if not significantly greater than all of the other 6 industry trade media and bloggers combined. That suggests that people recognize the difference between spin and straight talk

 

The Next Step

MHProNews is about to take its next evolutionary step.  Some of the theme changes on our new website are subtle, but others will be significant.

We already dominate the manufactured home industry in news, fact-checks, and analysis. Nothing else even comes close in size, scope, and professional audience engagement.

Our parent company’s business development and expert services have worked with several operations of all sized firms over the years successfully. Our results are proven in often very public ways, such as the rebirth of the Louisville Manufactured Home Show after years of downturn and finally its only year to be cancelled.  That achievements make us a go-to resource for those who are willing to invest in their future to grow. 

Others firms or locations that were already successful, but that were not reaching their true potential, have likewise turned to us for proven results.

But those successes mean that companies or locations that closed or sold out for less than their true value were arguably harmed by the so-called leadership of those who are striving for discounted consolidation and acquisitions, by whatever means.

 

 

Let’s note that the video interview above was performed prior to the negative news that later hit the headlines about that former MHI chairman and his company. We don’t knowingly work to promote allegedly black-hat operations.  We strive, instead, to work with the industry’s apparent white hats. Because of our pivots on MHLivingNews, we are now in a unique position to spotlight the problematic as well as white hats.

 

 

Thus, we bring a unique set of experiences, tools, and proven resources. Keen insider insights found here cause more people to logon to MHProNews daily than some of our rivals have monthly.

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Note, Barry Cole’s prior anniversary kudos message raises an important point. Most publications in the MH space failed or closed years ago. Some have since tried to make the cut, inspired by MHProNews’ success. Some noteworthy efforts have also since been suspended. MHProNews has stood the test of time, and the slings and arrows of the industry’s outrageous fortunes.

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On MHLivingNews, we’ve been quietly revising and developing a platform that addresses that common questions and concerns from the general public’s perspective.  The success in attracting readers there is notable, because individual articles there may get several times more readers than even very popular articles found here on MHProNews.

Put differently, on both platforms, we’ve proven for years measurable results at what we have strived to do. 

To make that point, Casey Mack at Legacy Housing, with his company’s general counsel’s expressed okay, said the following.

 

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MHProNews has well-known publishing arms. Our publisher is one of the most highly acclaimed pros on LinkedIn among all manufactured housing professionals.

 

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There have been hundreds of accolades – endorsements and recommendations – provided via LinkedIn alone. Others have been provided via video and in letters, etc.

 

While our business development services tend to be lower key, the results are praised in videos, written letters of recommendation, and by measurable bottom-line results. Some of those kind comments come from rivals. As Casey Mack and others suggest, our services don’t ‘cost,’ they are investments that properly utilized pay dividends.

With almost a decade of publishing the industry’s most read-trade media, we are about to turn the page to the next chapter.

While we disagree with Warren Buffett on several business ethics and related issues, we agree with him that some things simply take time. We also agree on the importance of reading for understanding, something that Buffett says he spends 5 to 6 hours a day doing and has for years. If you and your team are each reading less than an hour daily on MHProNews and MHLivingNews, then you are not yet reading enough.

Keep in mind the levels of awareness.  There are few things that doing them once is enough.

Our Republic just celebrated this week a key time in American history.  This nation began a struggle some 243 years ago that defeated the world’s lone superpower during the time our nation’s founding fathers declared the 13 colonies independence from the British king. Perhaps 1/3rd of the people in some form of fashion originally supported that effort for independence.

The U.S. and our allies defeated Nazi Germany and Imperial Japan, which some thought unstoppable. The U.S. overcame the power of the Soviet Union during the Cold War. At various times, there were those who said those feats could not be accomplished.

This is a can-do nation. If you are in business, you are likely a can-do person reading this. The industry has very real challenges, both internal and external. It will not be a quick fight, if it is to be successful.

We’re in it for the long haul. This next chapter in manufactured housing trade media is proof of our resolve.  The fact that the opposition won’t engage us directly in public debates and forums – after so many of those same people have praised our work for years – is perhaps the most telling reason to believe that we at MHProNews are ‘over the target’ in our analysis and efforts.

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The industry should be some 10 times its current sales levels. 

Our slogans are as relevant today as when we launched the site under the third logo on the right, below, in mid-October 2009.

 

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We’ve added to those mantras since then Industry News, Tips, and Views Pros Can Use.” © and News through the lens of manufactured homes and factory-built housing.” ©

 

 

The next evolutionary chapter in the industry’s biggest and most read trade media starts this weekend.  Stay tuned.

Our thanks to our sponsors and clients for making this possible.  Our thanks to our readers for seriously checking in often to consider all the news, fact-checks, reports, and analysis that we share here and on MHLivingNews.  With God’s help, the best is yet to come.  We Provide, You Decide.” © (News, analysis, and commentary.)

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(Related Reports are further below. Third-party images and content are provided under fair use guidelines.)  

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To see a sample of our emailed news update, click here. To sign up for the factory-built home industry’s #1 headline news, click here or the graphic above.

For marketing and other expert professional services, click here. Connect on LinkedIn here and here.

Soheyla Kovach, managing member, for LifeStyle Factory Homes, LLC – parent to Daily Business News on MHProNews and MHLivingNews.com

 

 

 

 

 

Related Reports: You can click on the image/text boxes to learn more about that topic.

Shocking, True State of the Manufactured Housing Industry, plus Solutions for Profitable, Sustainable Growth – May 2019

Addressing Manufactured Housing Insanity, Unusual Equity LifeStyle Properties (ELS) Tip

 

 

 

 

 

 

 

 

Tic Toc – July 4th, Tim Williams 21st Mortgage, John Greiner, JD, Graydon Law – Message Review

July 5th, 2019 No comments

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Part of the ‘secret’ for legal victories can be consistency, procedures, and documentation.

 

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Tim Williams, prior MHI chairman, president and CEO of 21st Mortgage Corp, photo credit, MHProNews.com

There is little doubt that Tim Williams, President and CEO of Berkshire Hathaway owned 21st Mortgage Corporation and his company has vastly more experience in legal matters than our far more modest operation does.

It should similarly stand to reason that the outside attorney for the Manufactured Housing Institute (MHI), John “Jack” C. Greiner with Graydon Law would likewise have more experience in legal matters than little ole us. Per Graydon’s website, “Jack is a commercial litigator with an emphasis on communications and media law. He is one of the region’s leading advocates for governmental transparency.” Transparency, how interesting. That’s one we’ll all have to place in our memory file. Jack, should nonprofits, corporations, and their officers be transparent too?

That said, it would not be surprising if they would agree with the first sentence at the top. Juries and judges look for consistency, evidence, facts, and common sense.  The court system – judges and juries – also keep an eye out in cases for inexplicable, odd, or behavior that is in conflict with their stated claims. It’s been many years since we’ve been involved in any litigation, over a decade in fact. Though it is rarely fun, we recall the lessons, and have routinely been successful on the rare occasions it was necessary.

The truth backed by evidence is an often powerful thing. My hunch is that the other side has carefully researched that claim, and knows it to be accurate.  

 

Consistency?

In 2017, 2018, and 2019 were some of the years when messages and letters were sent to the management of MHProNews by attorneys for MHI, as well as by purported surrogates for the Arlington, VA based trade group. Those messages were threats, legal or not, and arguably attempts at intimidation.

Part of our consistent response has been to call out those actions publicly but also to invite them to reply to our many fact-checks, related analysis, and reports. In early 2017 and previously, responses from Berkshire Hathaway brands and/or MHI were swift, as numerous articles and letters published over the years reflects. Williams was among several MHI leaders who publicly praised this publication publicly and in writing.

 

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It was apparently only as reasonable answers to reasonable questions posed by MHProNews became elusive for the Omaha-Knoxville-Arlington axis that they stopped replying directly.  But they often used indirect means to communicate, including those noted above. 

Those patterns of behavior could prove relevant in several ways the days ahead.

 

Shifting Sands in Washington and Beyond

The dynamics in Washington, D.C. are shifting rather significantly in recent months. There are some things, as Warren Buffett correctly observed, that just take time.

·        Antitrust drums are heating up on both sides of the left-right political aisle.

·        More in Congress are talking and writing about the Duty to Serve, and why it hasn’t been fully implemented with respect to manufactured housing.

·        Affordable housing, homelessness, zoning, regulatory barriers, and even enhanced preemption are being discussed by more people in and out of the industry.

Slow, steady progress is apparently being made.

Those are all topics that are largely found in manufactured housing trade media only on MHProNews and MHLivingNews. Why? The Manufactured Housing Association for Regulatory Reform has been on several of those topics for years, to their credit.

But by contrast, MHI sycophants are mute or deflect from those topics. Why?

MHI themselves tout their latest photo op, their latest lightly viewed videos, or the newest bill that they support. Those are all apparent razzle dazzle, but where is the beef?

Where are the bottom line results as measured by new manufactured home shipments?  Given the MHI claim that they are the umbrella trade group that should ‘lead’ the industry, what direction has that MHI leadership actually taken MHVille at large?

The facts speak loudly.

ManufacturedHousingIndustryProductionShipmentsMay2019DailyBusinessNewsMHproNewsMHARR 

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Tic Toc, Tic Toc… 

Moments, minutes, hours, days, weeks, months, and years go by. Some things only gain clarity from the passage of time and consistent observations. As Warren Buffett aptly said, the rear view mirror is clearer than the windshield. This is a point of agreement between our publication and Mr. Buffett.

 

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It was about 5 years ago that we brought to the industry’s attention the full length video version of this now better-known 18 second video clip.

  

 

That comment by MHI’s president made no sense at the time, but in hindsight it was arguably a piece of a puzzle. 

Because it was an odd and embarrassing MHI comment, not long after, during a time when Tim Williams at 21st was still in rapid-reply mode with MHProNews, and while this writer was still an MHI member, MHProNews asked Williams/21st – then MHI’s chairman – to have MHI’s Jennison clean that comment up publicly.

Williams agreed.

Jennison, no doubt with Williams’ prompting, did so on video camera and in front of dozens of industry professionals.  MHI’s president pledged both that the industry could achieve 500,000 new HUD Code manufactured home shipments as well as promised the passage of the Preserving Access to Manufactured Housing Act. 

 

MHI CEO Dick Jennison’s Pledge – 500,000 New Manufactured Home Shipments

 

Neither one has come to pass. Both are part of the MHI Orwellian ‘memory hole.’ 

Words can be cheap at MHI, it seems?  

JohnCGreinerAttorneyPhotoGraydonlawLogoDailyBusinessNewsMHproNewsWith the industry now into its ninth month of year-over-year downturn, MHProNews sent the following to Tim Williams/21st, John Greiner, and one of Greiner’s colleagues at Graydon Law. Greiner is MHI’s outside attorney assigned, said Greiner, to monitor our website.  MHI members, that’s where part of your dues are going to, why not rather to suing cities like Bryan, TX for failure to abide by enhanced preemption

That logical but rhetorical question aside, the meat of that message’s contents is shown below, between the dashed lines.

 

 

Subject: Tim, a formal request for you/MHI

Tim,

1)    Let me hereby request copies of any and all audio or other recordings, notes, emails or any records in any format relative to our discussion in Las Vegas during the dinner we shared with your colleagues from Berkshire Hathaway brands in the context of that year’s Congress and Expo.

2)    You and/or your colleagues are also hereby invited to respond to any of our recent or other reports.  See the below. Please email those for our mutual accuracy in handling said comments.

Thank you. 

Tony

http://www.MHProNews.com/blogs/daily-business-news/but-i-was-born-free/

Other articles are linked from the forward below. Thank you. 

tk

 

The screen capture that documents that email is found below.

 

TimWilliams21stMortgageCorpJohnCJackGrienerGraydonLawManufacturedHousingInstituteMHIOutsideattorneyMHProNews

 

We will report back on what response, if any, is obtained. 

Until then, let this be kept in mind by investors, professionals, researchers, public officials, attorneys, investigators and others.

·        There is an affordable housing crisis.  Yet with numerous positive reports that debunk the myths and misconceptions often held by the public, somehow, magically, the industry is shirking in new home shipments? Why are MHI staff given bonuses instead of being terminated for lack of performance?

·        HUD Secretary Ben Carson has valiantly laid out a thoughtful case for manufactured housing.

·        On MHI’s own website, examples of those important topics are difficult or impossible to find, and Carson’s fine speeches are not to be found.

·        Manufactured housing is now into 9 months of year-over-year declining shipments.

 

By contrast, on MHARR’s website, topics like “enhanced preemption” are easy to find several articles. An MHI state affiliate successfully obtained a letter from HUD invoking enhanced preemption, so why not MHI? Yet MHARR is a fraction of the size of MHI, and has been online only a fraction of the time that MHI has.

Which association is doing their stated job better?

To George F. Allen’s [past] credit, his blog does raise some of these same issues and concerns.  But he has contradicted himself in arguing in recent months for MHI, the Berkshire brands, and larger community operators that behaved in problematic ways – per Allen.  Rephrased, Allen – without public explanation, other than what sources say is a compensated flip-flop – has gone from criticizing Clayton, 21st, MHI and others, to now being their cheer leader.

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Frank Rolfe swore off commenting about MHI further publicly, but he and Dave Reynolds recently took this swipe at MHI. They are MHI members, taking a shot at their own trade group. http://www.mhmarketingsalesmanagement.com/blogs/daily-business-news/frank-rolfe-dave-reynolds-both-finger-manufactured-housing-institute-mhi-failures-in-writing-again/

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More on this below.

Allen, more recently has called for a boycott of this publication, a possible antitrust violation, and has urged his readers to only read other trade media in manufactured housing that he has personally approved.  Ironically, one of those publications – Kurt Kelley’s – has praised our work, and said that they are leaving our call for accountability to us.  Interesting, isn’t it?

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Indeed, Kelley has contributed to MHProNews numerous times over the years, and has commented on political topics too. He published an article by Berkshire Hathaway unit manager Joanne Stevens, which without mentioning MHI, was clearly slamming them for what her article in MHR saw as a failure of industry preparation for obvious attacks on the industry.

 

Some things take time.  With a shifting political climate in America, it may only be a question of time before topics and issues found only on MHProNews, MHLivingNews or on the MHARR websites may become more common headlines and topics elsewhere in Washington, and then the mainstream media.

 

Unorthodox 

This writer freely admits that some of what we have done in trade publishing has been unconventional by MHIndustry standards. It was also never my or our publications’ ambition to stumble into troubling facts via news tips about the underlying causes for so many of our industry’s woes. But once discovered, where we supposed to ignore them?  Turn a blind eye as others do?  Cower in fear over every threat? 

If the industry is to regain its former glory and surpass it while independents still have an opportunity, it will only happen when enough honest professionals and other people of good will stand up and force the issues.

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April data reflects month 8th of the downturn, with nary a whimper from MHI or the big boys. Why?

That said, what has harmfully impacted thousands of independents in manufactured housing has arguably been largely avoidable, and it has harmed the interests of millions of our fellow Americans. Unconventional situations can’t always be addressed in the normal ways.

 

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There are several factors that should be understood to explain the rises and falls in the sales, production, and shipments of new factory-built homes during the varied mobile home and manufactured home eras. One should not be overly simplistic. That said, the historic trend is far higher than it has been since Berkshire Hathaway acquired Clayton Homes and their affiliated lenders. Political and other factors enter into the mix as well.

Keep in mind, we’ve spotlighted examples of these topics for years, beyond having the most extensive coverage of industry stocks, business and other news. A first look at our June 2019 traffic suggests a record month for readership. Our thanks to readers like your, our business development clients, and our sponsors who make this possible.

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MHProNews’ parent operation demonstrated to MHI over the course of years options for lending, and ways to improve image at a low cost. For years, even though our parent operation as an MHI member showed the way to grow business, MHI leaders ignored those options. Why? Could it be that slow growth or negative growth allowed more consolidation and at a cheaper price for big boy companies

 

Given the choice, thoughtful professionals can discern fluff and cheerleading from logic, fact-checks, and evidence. Perhaps that’s why we are the industry’s most read, and the others that cheerlead for MHI merely lag behind. The manufactured housing industry is arguably engaged in an undeclared war, and has been since 2003.  The big boys have decided to conquer MHVille, and the remaining independents have to recognize and decide to sell out, fold, or resist. The odds favor the big boys, but when the 13 colonies declared their Independence the odds favored the Brits of that era. This too is doable. This undeclared war is winnable. 

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When the 13 colonies declared their independence from Britain, they were taking on the most powerful army and navy in the world. The odds were against the rebels. But after a long struggle, the U.S. became independent. Freedom is never free. It always comes at a cost. But the price is lower, and the cause of freedom far nobler, than the cost of bondage and servitude.

We Provide, You Decide.” © Dig into the related and linked reports above and below to round out the picture. Let’s restore the American Dream, starting with an understanding of Independence Day. ## (News, analysis, fact-checks, and commentary. All third-party images and content are provided under fair use guidelines for media.)LATonyKovachQuoteManufacturedHousingIndustryWontReachPotentialAddresscoreIssuesArtificallyholdingitback466

L. A. ‘Tony’ Kovach is co-founder of MHLivingNews and MHProNews. He is a highly acclaimed industry expert and consultant, a managing member of LifeStyle Factory Homes, LLC, and is a 25 plus year award-winning manufactured home industry professional. Kovach earned the Lottinville award in history at the University of Oklahoma.

 

 

 

 

 

 

Related Reports:

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“But I Was Born Free”

 

 

 

Nobility Homes Bucks National Trends, Reported Serious Growth, plus Manufactured Home Stock Updates

 

 

 

 

 

 

 

RE Focused Economist Says, ‘Millions of Housing Units’ Needed

June 14th, 2019 Comments off

 

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Mark Fleming, Ph.D serves as the chief economist for First American Financial Corporation.  He’s been popping up more on various business news shows, so the Daily Business News on MHProNews decided to share the flavor of Fleming’s economic and housing insights.

 

It ought to be one of those rally points for manufactured housing professionals who are thirsting for growth.

About Fleming, “Before joining First American, he developed insights and analytical products for CoreLogic, and property valuation models at Fannie Mae. Fleming graduated from the University of Maryland with a Master of Science and a doctorate in agricultural and resource economics and holds a Bachelor of Arts in economics from Swarthmore College. He lives and works in the Washington, D.C. area,” per his company’s website.

As the posted videos reflect, he’s telling business news sources on both sides of the left-right media divide that ‘millions of housing units’ are needed.

 

 

In that, he says some points that longer time-readers of MHProNews are familiar with.  The National Association of Realtor’s Chief Economist Lawrence Yun has said similarly.

 

 

More recently, HUD Secretary Carson has pointed specifically to manufactured homes, along with other forms of prefab and innovative housing techniques.

 

 

So, while Fleming hasn’t been laser focused on manufactured housing, the industry’s professionals and investors must think of themselves as broader ‘housing’ members.  In that context, the needs are tremendous.

Only factory building can achieve that, is what tech gurus – who are increasingly entering the factory-built housing market – have decided.

Why does Warren Buffett and Charlie Munger love housing? Because they know which way the market is going.

In this context, one must ask. How is it possible, with the needs so great, that manufactured housing is still selling at a lower level than 15 years ago?

 

BloombergShipmentProductionDataManufacturedHousingMHProNews2019-05-16_1057

 

Logic says there are only a few possibilities.

·        The industry’s ‘big boy’ leaders don’t know what they are doing. While we disagree with them on many things, we don’t buy that option, but it is a logic possibility.

·        The industry’s ‘big boy’ leaders and their puppet association are lazy, and are not willing to do what it takes.  Again, it’s a possibility, but not one that we think fits the facts.

·        The industry’s leaders want the industry to perform at a low level, intentionally. If so, why? A common concern is that underperformance allows big companies to acquire smaller firms at a discounted price.

 

Is there evidence for this?

One might start with the words of Richard ‘Dick’ Jennison, Manufactured Housing Institute (MHI) own statement on camera, arguing for slow growth. 

 

 

What? During an affordable housing crisis?

It was such an outrageous comment that our publisher brought it to the attention of then MHI Chairman, Tim Williams, who is also the President and CEO of 21st Mortgage Corp. Williams told MHProNews that he would ‘talk to Dick.’

The following Louisville Show, Jennison then said – also capture on video – that the industry could achieve 500,000 new homes. That’s arguably true. But what has MHI done to achieve that level of production?

 

MHI CEO Dick Jennison’s Pledge – 500,000 New Manufactured Home Shipments

 

NAMHCO, cited in a report earlier today, broke from MHI, precisely because of a lack of performance.

 

MHCommunitiesOfAZNealTHaneyPresidentWhyTheyQuitManufacturedHousingInstituteMHIDailyBusinessNewsMHProNews600

What Haney’s statement reflects is the lack of credibility and effectiveness of MHI in their claims.

 

Frank and Dave,” controversial in their own right, nevertheless told their readers 2 weeks ago not to look to MHI for support for community owners, using these words.

 

 

In peeling back the layers of the onion in manufactured housing, in hindsight, the insight of Marty Lavin makes sense when he said the following.

 

FollowThe MoneyPayMoreAttentionToWhatPeopleDothanwhatTheySaySpySea72MartyLavinYachtManufacturedHousingINdustryProMHProNews

Ask yourself objectively. Do these Marty Lavin dictums apply with respect to MHI?

 

More pointed was Lavin – who is an MHI award winner – when he made the following statement.

 

SoTheAssociationMHIIsNotThereFortheIndustryUnlesstheinterestsoftheBigBoysJointheIndustry'sMartyLavinMHIAwardWinnerQuoteMHProNews

MHProNews looks at the facts, considers the sources, and follows the evidence. MHI earlier last year, and for years before, MHI routinely replied promptly to all inquiries. But since we’ve spotlighted the problems and concerns, they’ve gone silent. Why? If the facts are on their side, why not make offer a cogent explanation?

 

MHI has purportedly engaged in what Mark Weiss, the President and CEO of the Manufactured Housing Association for Regulatory Reform (MHARR) who referred to the industry’s post-production sector – which is MHI’s turf – as the “illusion of motion.”

 

“THE ILLUSION OF MOTION VERSUS REAL-WORLD CHALLENGES” – Spotlighted by Manufactured Home Industry Leader

 

That comment sent our publisher laughing at the apt, penetrating insight.  Keep MHI members busy, keep them going to meetings that are profit centers for MHI, per their own IRS Form 990s.  Feed them ‘housing alerts’ that led them to believe that they are making progress…

…but the acid test is the sales, shipment and production of new manufactured homes.  Those numbers don’t lie.

 

ManufacturedHousingAssocRegulatoryReformMHARRApril2019ProductionShipmentReportDailyBUsinessNewsMHproNews

 

Inept? Lazy? Or head fake with the goal of consolidating the industry into ever fewer hands?

 

 

Let’s not forget the 21st letter, Kevin Clayton video, and Warren Buffett letter, linked below.

 

SmokingGunEvidenceOfAntiTrustMonopolisticCollusionMoatClaytonHomesKevinClayton21stMortgageTimWilliamsWarrenBuffettMHLivingNewsMHProNews

In a series of direct quotes in context, a document from 21st Mortgage signed by Tim Williams, and video recorded comments by Kevin Clayton, these all line up to demonstrate how independent retailers, communities, and producers – among others – where purportedly harmed by action that could be deemed an antitrust violation. Why hasn’t Allen told his readers how that cost them money? https://www.manufacturedhomelivingnews.com/bridging-gap-affordable-housing-solution-yields-higher-pay-more-wealth-but-corrupt-rigged-billionaires-moat-is-barrier/

 

It makes the most logical case. Clayton, 21st, MHI, and MHI’s outside attorney – asked to address these concerns and allegations – routinely makes no on the record comment. 

Instead, they’ve put George F. (F?) Allen up as their purportedly incentivized attack dog and distraction surrogate.

When asked about claims from his own followers that have said Allen’s being compensated and rewarded by the big boys, Allen has no comment.

Millions of housing units are needed. Publicly traded MHI member companies own IR packets state that the industry is underperforming by historic standards.

Voices in Congress, per our sources, are wising up to the Omaha-Knoxville-Arlington ploy.

Voices in Congress, are already on the record going after high profile MHI members, including Clayton, 21st, and several large so-called ‘predatory’ community operators.

It’s not a pretty picture as to why the industry is underperforming. But the historical data – and the research by economists like Dr. Mark Fleming and others say that millions of homes are needed.

Tim Williams said it to MHProNews, and we’ve repeated it many times, because it was the truth – that they’ve arguably not followed. Every misleading report needs to be robustly responded to, as he said below.

 

TimWilliams21stMortgageCorpGoodArgumentsQuoteRespondEveryStoryDailyBusinessNewsMHproNews

 

MHI needs to push for enhanced preemption, a full implementation of the Duty to Serve mandated by law, and put the black hat behavior actors on notice.

Sources say, MHI can’t do it.  They’d lose Clayton and several big boy members, per those sources if they ever did such a thing.

Thus the need to expose the problem and the realities. Then the need for multiple layers of independent investigations, as publicly as possible.

There’s more in the links below.

 

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To report a news tip, click the image above or send an email to iReportMHNewsTips@mhmsm.com – To help us spot your message in our volume of email, please put the words NEWS TIP or Comments or Letter to Editor in the subject line.

 

That’s today’s third episode of News Through the Lens of Manufactured Homes, and Factory-Built Housing,” © where “We Provide, You Decide.” © ## (News, analysis, and commentary.)

 

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To report a news tip, click the image above or send an email to iReportMHNewsTips@mhmsm.com – To help us spot your message in our volume of email, please put the words NEWS TIP or Comments or Letter to Editor in the subject line.

NOTICE: You can get our ‘read-hot’ industry-leading emailed headline news updates, at this link here. You can join the scores who follow us on Twitter at this link. Connect on LinkedIn here.

NOTICE 2: Readers have periodically reported that they are getting a better experience when reading MHProNews on the Microsoft Edge, or Apple Safari browser than with Google’s Chrome browser. Chrome reportedly manipulates the content of a page more than the other two browsers do.

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To see a sample of our emailed news update, click here. To sign up for the factory-built home industry’s #1 headline news, click here or the graphic above.

2) To pro-vide a News Tips and/or Commentary, click the link to the left. Please note if comments are on-or-off the record, thank you.

3) Marketing, Web, Video, Consulting, Recruiting and Training Re-sources

SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

Related Reports:

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Dueling Statements, NAMHCO, MHI, MHARR, Weigh In On Controversial MH Bill, “George Allen Pawn Gambit”

Investigating Fannie Mae, Freddie Mac Over Duty to Serve Manufactured Housing

 

 

 

 

 

 

 

Warren Buffett, Charlie Munger Video Interview at Berkshire Hathaway Annual Meeting on GSEs Lending for Affordable Manufactured Housing and Clayton Homes

May 6th, 2019 Comments off

 

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For those that are new or want a refresher, the exclusive report by the Daily Business News on MHProNews of the Clayton Homes related 2018 data from Warren Buffett and Berkshire Hathaway is found at the report linked from the text-image box below.

 

 

2018 Berkshire Hathaway Annual Report, Clayton Homes, Shaw Data Revealed, Facts Others Lack

 

This weekend has witnessed the so-called “Woodstock of Capitalism,” the 2019 edition of the Berkshire Hathaway annual shareholders meeting in Omaha, NE. An estimated 40,000 plus were expected to attend.

Yahoo provided coverage of the event, and the video below is from that source.  Per Yahoo, “Buffett said it would be “very good for America” if Fannie Mae and Freddie Mac did more to help finance manufactured homes, such as those made by Berkshire-owned Clayton Homes.”

 

 

There is a lot to unpack from this 4 minutes, 2 second long video.

As close, thoughtful, and longtime readers of our pro-industry trade media platforms already know, there have been allegations for years of market manipulation by Clayton Homes within the manufactured housing industry and finance space.  One such report, based upon a letter from Tim Williams at 21st Mortgage Corp, the words of Buffett himself from that same year, and a nearly 1-hour long video with Kevin Clayton, are all found at the link above.

What is discerned from this weekend’s statement by Buffett and Munger ought to be viewed through that lens, and what follows.

Furthermore, there are sources inside the GSEs, and from a Berkshire brand led by CEO Tim Williams at 21st that indicated that for some time, the powers-that-be from Omaha-Knoxville metros worked first to foil, and more recently, to redirect lending from Fannie Mae and Freddie Mac away from the bulk of manufactured housing.

 

For such reasons, the Manufactured Housing Association for Regulatory Reform (MHARR) has been engaged in a tough, protracted battle to encourage the full implementation of the law, not just a partial one.

 

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MHARR Calls on New Fannie Mae CEO Hugh Frater to Fully and Properly Implement Federal Law

With all due respect to Buffet, as the next link reveals, there have been times that what he said did not line up.

More recently, HBO’s Last Night Tonight with John Oliver viral video errantly dubbed “Mobile Homes” reflected the revelation that it was Buffett’s brands and Manufactured Housing Institute (MHI) connected companies that were causing the industry blowback in mainstream media reports.  Our publisher in a letter published in 5 markets in Florida, including Jacksonville called on the public to hold those responsible for purported misdeeds, not the industry at large.

Warren Buffett must be construed in the light of not only his words, but also of the deed of the brands they own.  Furthermore, as Buffett and Berkshire has been wont to fund both sides of certain battles, that raises fresh concerns, as the report linked here documents.

Those points and the linked evidence and logic from those articles should be kept in mind by investors, advocates, researchers, policy wonks, politicos  — plus, of course, the industry’s home owners and professionals.

That said, will Buffett’s comments this past weekend could potentially be used to encourage Fannie Mae and Freddie Mac to lend on all manufactured homes, or just on select ones, as the Clayton-MHI backed ‘new class of homes’ effort promotes? Time will tell.  But as with all things connected to Buffett, it bears a nuanced consideration. See the related reports, further below.

That’s this post-dawn Monday morning episode of professional life in MHVille, exclusively from the #1 most-read “Industry News, Tips, and Views Pros Can Use,” © where “We Provide, You Decide.” © ## (News, analysis, and commentary.)

 

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To report a news tip, click the image above or send an email to iReportMHNewsTips@mhmsm.com – To help us spot your message in our volume of email, please put the words NEWS TIP in the subject line.

NOTICE: You can get our ‘read-hot’ industry-leading emailed headline news updates, at this link here. You can join the scores who follow us on Twitter at this link. Connect on LinkedIn here.

NOTICE 2: Readers have periodically reported that they are getting a better experience when reading MHProNews on the Microsoft Edge, or Apple Safari browser than with Google’s Chrome browser. Chrome reportedly manipulates the content of a page more than the other two browsers do.

(Related Reports are further below. Third-party images and content are provided under fair use guidelines.)

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SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

Related Reports:

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Warren Buffett’s Profitable Lessons for Manufactured Housing

“Mobile Home Militia,” Retail/Production Sources, Sound Alarm Against Clayton Homes, CMH, New “Anti-Competitive Practices” Allegation

News Tip, Document – Is Clayton Homes Engaged in False Down Payments? Deceptive Trade Practices?

CFPB and 21st, Second Shoe Drops? Flooring w/21st Mortgage Corp? Insider Tips

Tim Williams, PBS News’ Bad Bargain, Manufactured Housing Institute, Buffett’s Mirror, and Clayton’s Costume

Manufactured Housing Institute’s Monthly Economic Report Spotlights Challenge, What MHI, WHA’s Amy Bliss Said

White Collar Shakedown, Fear, Hobbs Act, and Manufactured Housing Independents Struggles

 

 

“Lead, Follow … Or Get Out of The Way”

 

MHARR Calls on New Fannie Mae CEO Hugh Frater to Fully and Properly Implement Federal Law

“The Illusion of Motion Versus Real-World Challenges”

 

 

 

 

 

 

Watchdogs? Attack-Dogs? The Smear, and Manufactured Housing

April 12th, 2019 Comments off

SharylAttkissonTwitterWatchdogsAttackDogsTheSmearManufacturedHousingDailyBusinessNewsMHProNews600 

The historic vision in America for the news media is to hold the powerful to account. To be a voice for the voiceless.  Investigating concerns about governmental, criminal, or corporate malfeasance are what made for riveting reports that sold newspapers or caused channels to be turned to for some breaking, relevant news report.

 

Unlike numbers today, we believe that mainstream news reporting absolutely still occurs. That reporting – to varying degrees – occurs on both sides of the left-right divide.  But the reason that media has lost so much credibility, per surveys, is because the independence and objectivity of news reports have been called into question.  The fact that Sharyl Attkisson – among others – has devised a list of left-right media bias is itself revealing, and saddening.

 

 

The Smear, Media, and Manufactured Housing

Speaking of the media, today Sharyl Attkisson’s team provided the Daily Business News on MHProNews her expert insights on Smear Tactics as they are used in the media.

Here are the top-lines and neatly notes Attkisson provided here, as published last month in the Hill.

 

 

SharylAttkissonTwitterPhotoDailyBusinessNewsMHProNews“I Dream of a World Without Smears”

Smear /smeer/: noun

  1. Carefully timed and publicized release of negative material, true or not, about a target.
  2. Character assassination.

Bork, Thomas, Hill, Clinton, Clinton, Beck, Imus, Palin, Biden, Obama, O’Reilly, Sanders, Trump, Hannity, Kavanaugh, Northam, Klobuchar, Carlson …

Smears have become a distasteful staple in our media diet. The nonprofits, LLCs, super PACs, PR firms, crisis management companies and global law firms that organize and promote smears have formed a multibillion-dollar industry. They’re profiting beyond imagination.

Are we?

After interviewing many players who work in the smear industry, I came up with three characteristics that qualify an accusation as a smear. The determination of whether a particular attack is, in fact, a smear lies not so much in the truth of the accusation, but in execution and motivation.

In a smear:

▪           The media are used as a tool in an organized effort to amplify accusations, true or not, in a fashion disproportionate to the alleged offense.

▪           Though moral outrage is voiced, the accused actually is targeted for entirely different reasons, usually in a campaign by political or financial competitors.

▪           The goal of a smear is the target’s destruction.

When a smear is launched against someone we don’t like, we may be happy to enjoy the ride. If it’s against someone we like, we fret about how unjust it is. But we seldom step back and see the big truth: We are little more than an unwitting audience watching a scripted play. There are behind-the-scenes producers, writers and actors. They are experts at working the media, plucking our emotions and prompting their desired results. They carefully time each allegation, roll out demands for apologies or resignations, and organize “grassroots” boycotts.

 

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With that backdrop from award-winning journalist and best selling author Attkisson, it seemed prudent to see what bias, if any, Last Week Tonight with John Oliver portrayed, per third party sources.  So MHProNews looked.

 

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MediaLandscapeApril2019HBO-ATTTimeWarnerDirectTVDailyBusinessNewsMHProNEws

More than one left-of-center outlets described it and HBO as ‘liberal’ leaning programing.  Fair enough.

That’s interesting, because a reportedly liberal program has taken dead aim at a progressive billionaire icon.  That would be Warren Buffett, who drew a healthy dose of Oliver’s satirical wrath.  If you’ve not yet seen the video and report, check it out at the linked text-image box below, along with an analysis, and fact-check.  BTW, what follows is the number 1 fact check on this viral video on this date.

 

HBO’s John Oliver on Last Week Tonight Mobile Homes Video, Manufactured Home Communities Fact Check

 

Back to Mr. Buffett, the person who supported Secretary Hillary Clinton, or Senator-turned President Barack Obama.

That would also be the same Buffett who is Chairman of Berkshire Hathaway, that includes brands like Clayton Homes and their related lending units.  Those firms reportedly dominate the Manufactured Housing Institute (MHI).

Now what’s odd about that is the fact that Tim Williams, when he was chairman of MHI, said that one of the risks to the industry was from the progressive agenda.  Would that be the same agenda that Chairman Buffett supports politically?

 

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Notice. One can agree or disagree with 21st Mortgage CEO and prior MHI Chairman Tim Williams’ presentation, from which the slide above was taken with permission, while still questioning how it came to be that Williams was being intellectually at odds with Berkshire Hathaway Chairman, Warren Buffett. To see all of William’s informative slides, click the graphic above. http://www.MHProNews.com/industry-news/industry-in-focus/is-tim-williams-21st-mortgage-ceo-mhi-chair-at-odds-with-berkshire-hathaway-chairman-warren-buffett

WarrenBuffettBillClintonHillaryClintonBarackObamaKevinClaytonNathanSmithPhotosDailyBusinessNewsMHproNews600

The Hustle, in their review of the John Oliver video essentially called Buffett a fake liberal fraud, posturing being a do-gooder, while actually taking advantage of the poor. Here is how they said it: “Buffett has long been viewed as a corporate hero. The more he complains about his secretary having to pay higher income tax than he does, the more people view Big B as some rich do-gooder. But Clayton homes’ manipulative business model, which Buffett immediately saw dollar signs in, contradicts many of the ideas of fairness for which Buffett is known.”

 

What those sources didn’t say is how the Buffett empire came to dominate the manufactured home market, and how that impacted customers or independent businesses.  ICYMI, or need that refresher, see that at the linked text-image box below.

 

Bridging Gap$, Affordable Housing Solution Yields Higher Pay, More Wealth, But Corrupt, Rigged Billionaire’s Moat is Barrier

By the way, no Clayton, 21st, or MHI senior leader has publicly challenged the accuracy of any of these points. MHProNews has asked them, and their attorneys, to do so. They’ve ducked out every time for some 2 years.  Given the report linked above uses their own words and documents, how could they deny it, with a straight face?

Now, there are several possible ways to consider these facts on top of other facts.  Manufactured home industry professionals who want to believe and support Clayton and MHI are left with a dilemma. Either Williams and Buffett don’t see eye-to-eye on politics, or there is some kind of head-fake going on, right?

Let’s not forget that Secretary Clinton, as the Democratic candidate for the White House pledged to keep Dodd-Frank intact.  Hmm, so the MHI sponsored Preserving Access to Manufactured Housing Act was backed by Tim Williams, 21st, Clayton Homes, and their allies – but Warren Buffett was backing a candidate that opposed that same legislative bill?

These apparent contradictions lead to another question.  If Buffett, Williams, and Clayton are willing to give a head-fake on one thing, and another, is it unrealistic to think that they might do so on something else of consequence?

 

Holding the Powerful to Account

The media is supposed to hold the powerful to account when the crossed a line.  Are they going to play the role of watchdog?  Attack dog?  Will they take part in a smear?

What shouldn’t happen is that reports that hold the powerful to account, is that others get swept up who are bystanders, making the innocent and the alleged wrongdoers – or their victims – all look badly.

Buffett and a few of his uber-rich, MHI supporting buddies are exposed in this video by John Oliver.  Okay.  But do the independents and honorable people in the industry wanted to be tarred and feathered along with them?

 

InBusinessWorldRearViewMirrorClearerThanWindshieldWarrenBuffettLifehackquotes-postedManufacturedHousingIndustryDailyBusinessNewsMHProNews

Keep in mind that Warren Buffett has said that the lesson of history is that people don’t learn the lessons of history. He and his allies count on busy professional people not looking in the rearview mirror of history. When we look back at just the last few years, isn’t it apparent that Buffett supports one thing, his minions claim to support the opposite, and the industry is being lead down blind allies? Meanwhile, the data suggests that industry has not yet recovered to the level that it was when Buffett bought Clayton in 2003. Does keeping the industry at a low level of production allow for more industry consolidation, and also keep more new competitors out?

 

That’s enough food for thought on a Friday night.

But for those who want to dig deeper into these mysterious issues, see the linked related reports, below the byline, offers, and notices that follow. That’s tonight’s edition of “News through the lens of manufactured homes, and factory-built housing.” © where “We Provide, You Decide.” © ## (News, analysis, and commentary.)

 

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To report a news tip, click the image above or send an email to iReportMHNewsTips@mhmsm.com – To help us spot your message in our volume of email, please put the words NEWS TIP in the subject line.

NOTICE: You can get our ‘read-hot’ industry-leading emailed headline news updates, at this link here. You can join the scores who follow us on Twitter at this link. Connect on LinkedIn here.

NOTICE 2: Readers have periodically reported that they are getting a better experience when reading MHProNews on the Microsoft Edge, or Apple Safari browser than with Google’s Chrome browser. Chrome reportedly manipulates the content of a page more than the other two browsers do.

(Related Reports are further below. Third-party images and content are provided under fair use guidelines.)

1) To sign up in seconds for our MH Industry leading emailed news updates, click here.

ManufacturedHomeIndustry#1HeadlineNewsMHProNews

To see a sample of our emailed news update, click here. To sign up for the factory-built home industry’s #1 headline news, click here or the graphic above.

2) To pro-vide a News Tips and/or Commentary, click the link to the left. Please note if comments are on-or-off the record, thank you.

3) Marketing, Web, Video, Consulting, Recruiting and Training Re-sources

SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

Related Reports:

You can click on the image/text boxes to learn more about that topic.

 

Why is Seattle Dying? Affordable Housing, Misplaced Compassion, and Manufactured Homes

Warren Buffett’s Moat, Understanding Manufactured Housing Requires Grasping Strategic Economic Moats

Conquest Capitalism – Thoughts of Chairman Warren Buffett – Billionaires Campaign to Control Trillion Dollar Affordable Housing Market

MHARR Calls on New Fannie Mae CEO Hugh Frater to Fully and Properly Implement Federal Law

HUD Code Manufactured Home Production Decline Persists – Time For Action Not Excuses

“The Illusion of Motion Versus Real-World Challenges”

 

 

 

 

 

Wishful Thinking vs Facts, Evidence, Reason, and Manufactured Housing

January 20th, 2019 Comments off

 

WishfulThinkingVsFactsEvidenceReasonManufacturedHousingDailyBusinessNewsMHProNews

Two nights ago, Special Counsel Robert Mueller’s Office took the unusual step of publishing a denial of a mainstream media report by BuzzFeed News that had the talking heads on TV, radio, and in print astir for 24 hours.

 

Harvard law professor emeritus, Alan Dershowitz – a Democrat and civil libertarian – once more explained Friday night on Sean Hannity’s show why these fake news accounts are grounded in nothing of substance.  It goes back to the need for discernment.  That’s a point which independent, award-winning journalist Sharyl Attkisson has preached and is reported on at the link here.

 

MediaBiasChartSharylAttkissonLeftRightPostedDailyBusinessNewsMHProNews

Full Measure’s Sharyl Attiksson’s media bias chart is useful in sorting out the agendas behind various headlines and news sources.  See a recent report and Ted Talk video, linked here.

 

That Fox video embed code with Democratic-supporter Dershowitz is not yet available.  But another one from attorney Mark Levin – who was anti-Trump for quite some time – also discusses the same issues, references Dershowitz’s comments, and is posted below. This latest episode started by BuzzFeed raise issues that have and will continue to impact the manufactured home industry, all other professions, and society at large.

 

As important as that is, it is not the focus of this commentary that tees up our Sunday Morning weekly headline news report recaps.  Manufactured housing specific reporting is our emphasis again today.

As If…Wishful Thinking and Fake News vs,

Fact, Evidence, and Reason

 

As If?

As if George F. (F?) Allen would be the best tool in the Manufactured Housing Institute (MHI) shed to defend the Arlington, VA based trade group – as well as some of their largest members – was laughable.  But give “F” Allen credit.  At least he tried, and did so publicly.  As weak as “F” Allen’s effort may be, it is provided in full among the reports linked below, so you can decide for yourself how effective it is at defending Clayton, Cavco, MHI, et al from the mounting evidence of scandals.

Both Allen and the BuzzFeed stoked dramas have a few thinks in common. An arguable lack of objectivity, standards, or even common sense. Both rely upon an audience that may wish or hope that what the source says is true. Both cases involve the vast difference between evidence and reason, and everything else a matter of wishful thinking or a denial of reality.

Neither Kevin Clayton, nor Tim Williams, or Warren Buffett have disputed their own words or documents that have recently been reported at this link here. No conspiracy theories, evidence, documents, and direct quotes taken in context.  The sources have been given repeated opportunities to debunk or explain away the evidence.  Silence. That’s their 5th Amendment right.

So, having “F” Allen, MHI, or certain state association surrogates attempt any red herrings or head-fakes just reveals that they have no valid explanation, which implies that the linked evidence above is compelling.

Evidence, concerns, and allegations of market manipulation aren’t just in the past. They are in the here and now, and more are planned and underway for the days ahead. MHI – and some state associations – are part of that purported collusion. They are doing so despite MHI’s own published antitrust guidelines, linked here.

It’s been about a year since Richard ‘Dick’ Jennison, MHI President and CEO, cancelled at the Louisville Show “at the last minute” his presentation on the Trojan Horse of the so-called “new class of homes” and related. Jennison apparently didn’t want to be publicly questioned by MHProNews, or by anyone else in the audience that read MHProNews, and were provided a list of questions to ask during the Q&A.

They can hide, but only for so long. Because the trend lines, truth, and evidence keep drip, drip, dripping out.

You can trust George F. (F?) Allen, or not, when he says there are no conspiracies to find. But who beside aptly named “F” Allen spoke about conspiracy? We re-published evidence from the sources in question. Let people like Allen – who continues to ducks from his own controversial practices that created negative news in the mainstream media for the industry, see the linked report on the Masthead below – use head fakes. If Allen, MHI or their surrogates had a real, logical argument, why don’t they make it? Why don’t they do so in public, at Louisville?

What are they afraid of? What are they hiding from?  Do they fear the reaction of the crowd, if they realize that they’ve been duped by people they count on to represent their interests?

 

The Evolution of these Issues

In fairness to the current power structure behind MHI, this is not a new phenomenon.  Rather, sources suggest it has arguably taken on new twists and turns.

danny-ghorbani1st-president-manufactured-housing-association-regulatory-reform-mharr-credit=journalmfdmodularhousing-posted-dailybusiness-mhpronews-

Danny Ghorbani, photo credit, the Journal.

Danny Ghorbani, a structural and civil engineer, is a former Manufactured Housing Institute (MHI) Vice President and the Founding President and CEO of the Manufactured Housing Association for Regulatory Reform (MHARR).  He is a 51-year veteran of the manufactured housing industry, who has represented all aspects of the industry in Washington, D.C., including, but not limited to, manufacturers, suppliers, retailers, communities and developers, and has managed two national manufactured housing industry trade shows.  He is currently the Senior Advisor to MHARR.

Reached by MHProNews, Mr. Ghorbani stated on the record that:

From my personal experience, at any given time, the largest manufacturers tend to dominate that Association — i.e., the Manufactured Housing Institute. The same principal may well apply at the state association level.”

 

The Most Fireworks?

This upcoming event might be the most controversial Louisville Show in years.

Watch for upcoming reports and developments. Sign up for our industry leading headline news below, to make sure you don’t miss what thousands of others are keeping up with, day by day, only on MHProNews.

 

 

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To see a sample of our emailed news update, click here. To sign up for the factory-built home industry’s #1 headline news, click here or the graphic above.

 

Why is the industry’s already meager recovery stalling? See that too discussed and analyzed in the various linked reports, accessed via the text/image boxes or hot links below. Remember as you scan the headlines, we don’t turn every link into a text/box.  So, check the titles all out.

Literally from the biggest to the mid-sized or ‘mom and pop’ operations flock here to get the news and analysis no one else in MHTrade media has the guts to cover. That’s why friends, foes, and all others are on our site by the thousands, daily.  Meanwhile the manifestly pro-MHI, pro-Berkshire propaganda and related fluff go unread.

 

MHInsiderManufacturedHousingINdustryDailyBusinessNewsMHProNews

George F (F?) Allen is one of the contributors to the MHInsider. Really? The photo above is from the last day of the Tunica Show, and the other racks looked the same.  Competition is healthy, because it allows people to compare. We might expect the MHVillage sponsored MHInsider – after the above and similar embarrassments at the Louisville Show last year – might learn their lesson, and pick up some of their own magazines, or perhaps pay some people to pick them up for them.

 

See why we are #1.  Share what you read here with others, because that is among the ways that this pro-growth platform – which is fighting for honest independents and professionals like you – is growing.

 

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To report a news tip, click the image above or send an email to iReportMHNewsTips@mhmsm.com – To help us spot your message in our volume of email, please put the words NEWS TIP in the subject line.

 

With no further adieu, here are the recent reports, plus the headlines for the week that was, January 13-20th, 2019.

 

New January 2019 Featured Reports and Commentary

New January 2019 Featured Articles, including a report from Sharyl Attkisson, is linked here.

 

 

What’s New on MHLivingNews

mhlivingnews-improvedlivingforle-logo

Ed Speraw, Manufactured Home Owner “Hero”, dies at 81

 

Ed Speraw, Manufactured Home Owner “Hero”, dies at 81

 

 

 

What’s New on the Masthead

TheMastheadCommentaryLATonyKovachMHProNews

 

 

The Latest from Washington, D.C. from MHARR

 

Independent National Manufactured Housing Post-Production Association Takes Major Step

 

 

 

What’s New on the Daily Business News On MHProNews

11DailyBusinessNewsMHProNewsLogos

 

Saturday 1.18.2018

Pink Flamingoes, The Virgin Mary of Guadalupe, and Manufactured Home Community’s Mainstream Media Controversy

 

Friday 1.17.2019

 

Manufactured Home Industry Groups Fighting Hard, Meanwhile, a Man Died

Insider Trades, New Cavco Industries Investigation, Selling – Plus More Manufactured Housing Stock Updates

 

Current & Forecast Investing Habits of Millennials, $30 Trillion Dollar Transfer of Wealth Looms

 

Thursday 1.16.2019

 

 

Global War On Cash? Plus, Manufactured Housing Equities Updates

Sobering Federal Report on Manufactured Housing Lending – Retailers, Communities, Producers, and Finance Companies – Take Note

An “Ideological Echo Chamber” – and Manufactured Housing Progress

 

Wednesday 1.15.2019

 

White House Thanks CNN’s Acosta, Plus Manufactured Housing Market Updates

 

New NAMHCO Association Challenges Manufactured Housing Institute on DTS, Financing, and More

No Kings in America? – John Sherman ‘Speaks’ to Manufactured Housing

 

Tuesday 1.14.2019

 

 

Clayton Homes’ Vanderbilt Mortgage and Finance Customer Experience Video, What It Says, What Does It Mean for Manufactured Housing Pros?

 

The Lighter Side of Manufactured Home Marketing?

Teen “Sex Slave” in “Mobile Home Park” – Kid Lured by Gaming App, per ABC, State Officials

 

Monday 1.13.2019

Warren Buffett’s Berkshire Hathaway, Clayton Homes, 21st Mortgage Corp and their “Strategic Moat,” Plus Manufactured Housing Equities Updates

The Future of Retail, Disney, ‘Trailer Trauma,’ and Manufactured Housing

Why Is Manufactured Housing Struggling During an Affordable Housing Crisis? Former MHI President, VP, Other’s Quotable Insights

State AG Files Suit Against, Manufactured Home Community, Rent to Own, Lease Purchase Option Warning

 

Sunday 1.12.2019

 

Exploring Corporate, Association, Individual, Investor, and Governmental Corruption Involving Manufactured Housing

 

Our publisher recently stated the obvious, which brings clarity. We are not mainstream media.  We do things differently.  We do what we do here, plus business development services for industry professionals and investors, so we stay BUSY.

YouMHProNewsSeemToHaveConceptualIQThatIsMoreImportantThanSpellingAbilityQuote

Many of our sources – and quotes – are from MHI insiders.

Or as the old Arby’s commercial used to say, “different is good.”  We’re not seeking a Pulitzer prize. Our goal is to identify the root causes of the manufactured and modular home industry’s malaise, and foster honest, ethical growth once again.

UltimateManufacturedHousingInstituteLogoQuotes1DailyBusinessNewsMHproNewsMachievelianInstiutte

That difference – the quality of the content – has kept us going, even after years of efforts by the Omaha-Knoxville-Arlington axis to try to sideline or destroy us.  That speaks volumes, doesn’t it?

That’s more than enough from the best stocked serving line in all of MHVille of relevant Industry News, Tips, and Views Pros Can Use,” © where “We Provide, You Decide.” © ## (News, commentary, and analysis.)

(See Related Reports, further below. Text/image boxes often are hot-linked to other reports that can be access by clicking on them. Third-party images and content are provided under fair use guidelines.)

 

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To report a news tip, click the image above or send an email to iReportMHNewsTips@mhmsm.com – To help us spot your message in our volume of email, please put the words NEWS TIP in the subject line.

NOTICE: You can get our ‘read-hot’ industry-leading emailed headline news updates, at this link here. You can join the scores who follow us on Twitter at this link. Connect on LinkedIn here.

NOTICE 2: Readers have periodically reported that they are getting a better experience when reading MHProNews on the Microsoft Edge, or Apple Safari browser than with Google’s Chrome browser. Chrome reportedly manipulates the content of a page more than the other two.

(Related Reports are further below. Third-party images and content are provided under fair use guidelines.)

1) To sign up in seconds for our MH Industry leading emailed news updates, click here.

ManufacturedHomeIndustry#1HeadlineNewsMHProNews

To see a sample of our emailed news update, click here. To sign up for the factory-built home industry’s #1 headline news, click here or the graphic above.

2) To pro-vide a News Tips and/or Commentary, click the link to the left. Please note if comments are on-or-off the record, thank you.

3) Marketing, Web, Video, Consulting, Recruiting and Training Re-sources

SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

 

Related References:

The text/image boxes below are linked to other reports, which an be accessed by clicking on them.

New Association Weighs In, Giving Credit Where It’s Due, Opportunitie$, But Winds of Change Challenge Manufactured Housing’s Future

 

Bridging Gap$, Affordable Housing Solution Yields Higher Pay, More Wealth, But Corrupt, Rigged Billionaire’s Moat is Barrier

 

Manufactured Housing Institute Housing Alert, Affordable Housing Crisis, MHI’s #NettlesomeThings Response

MHARR, ROC USA, Canadian Association Weigh-In On Disney “Trailers” Controversy

December 28th, 2018 Comments off

 

MHARRROCUSAMHPOCanadianAssocWeighInDisneySpringsTrailersControversyDailyBusinessNewsMHProNews

There is a school of thought that the only way to effect change in addressing stereotypes, prejudice, and other forms of misinformation is to push for a change with the appropriate organizations and institutions that misuse a term.

 

Tim Williams, President and CEO of 21st Mortgage Corp and former Manufactured Housing Institute (MHI) Chairman acknowledged that viewpoint in writing to MHProNews in these words.

 

 

It came to the attention of MHProNews recently that nearby Disney in Orlando are using modular units on their Disney Springs property that are inappropriately labeled as “trailers.” To see that full Daily Business News post, see the Related Reports, further below the byline and disclaimers at the end of this post.

MHProNews’ publisher reached out to Disney via two different contact points.  Disney confirmed receipt, but have not yet made a formal reply to the issue, which they said could be expected next week.

Three other industry organizations have directly sounded off on this issue to Disney, copying MHProNews in their message.  What follows will be all three of those respective organization’s messages.

 

 

The View on Disney’s Misuse of the Term ‘Trailer’ from MHARR

The Washington, DC based Manufactured Housing Association for a Regulatory Reform (MHARR) President and CEO, Mark Weiss, JD, sent his own message to Disney.  It was short, and to the point. It reads as follows, between the — lines.  The photo below was added here to identify the writer.

MarkWeissJDPresidentCEOManufacturedHousingAssocRegulatoryReformDailyBusinessNewsMHProNewsDisney Springs Media and Guest Relations:

Tony Kovach at MHProNews, as noted below, is correct, Disney’s use of the term “trailer” in this matter is problematic and offensive to many.  Please consider the corrective steps he suggested.

Thank you.

Mark Weiss

President & CEO

Manufactured Housing Association for Regulatory Reform (MHARR)

1331 Pennsylvania Ave. N.W., Suite 512

Washington, D.C. 20004

Phone: 202/783-4087

Fax: 202/783-4075

Email: MHARRDG@AOL.COM

https://manufacturedhousingassociationregulatoryreform.org

 

MHPO, a Canadian Trade Group Representing Manufactured Home Communities

AlKempExecutiveDirectorMHPOManufacturedHomeParkOwnersBCCanadaDailyBusinessNewsMHProNews

Collage by MHProNews utilizing MHPO images under fair use guidelines.

Hello [Disney],

The link below was drawn to my attention and it demands a response.

By way of introduction, I am the Executive Director of the Manufactured Home Park Owners Alliance of British Columbia (Canada).

Our nearly 400 members provide homes for over 60,000 British Columbia households – seniors, singles, professionals, and young couples embarking on home ownership.

Similar to the USA HUD requirements, all manufactured homes built in Canada are constructed to a federal standard (Z240) that means they are 2×4 or 2×6 construction with strong frames and roofs, full insulation, sheetrock walls – and can accommodate king size beds and jacuzzis!

The terms “trailer” and “trailer parks” are inaccurate and offensive to manufactured home community owners and home owners.  Manufactured homes are seldom moved once they are placed on a site in the community.  Manufactured home residents are a unique breed in that – unlike in a condo or rental apartment building – they generally know all or many of their neighbours, watch out for each other, care for each others’ homes when a neighbour is on vacation, and hold community events such as bingo nights, potluck dinners, etc.

Every community owner and park owner will be quick to tell you that trailers haul beer and cattle; manufactured homes provide an affordable and desirable home ownership alternative.

Many Canadians enjoy travelog to Disneyland and Disneyworld.  Many Canadians live in manufactured homes.  In the interests of maintaining Disney’s positive reputation, please request your organization to remove the “T-word” from all manufactured homes.

I would welcome confirmation from you and would be pleased to report to our members in our magazine that Disney has removed this offensive word from their buildings.

. . . . Al Kemp

info@mhpo.com

250-213-2617

 

 

From New Hampshire, ROC USA Leader Reacts

ROC USA has weighed in on this topic too.  As in the above, the Daily Business News on MHProNews is adding Paul Bradley’s photo, which was not in the original message to Disney. Here’s between the lines is the message today from Paul Bradley, President of ROC USA to Disney.

paul-bradley-jerry-voorhis-memorial-award-2014Dear Disney staff,

What Tony highlights here is a real issue – the stigma associated with factory-built housing, especially HUD-code Manufactured Housing – is inaccurate as well as hurtful to many of your customers.

Case in point:  We highlighted a homeowner in a video last Spring who after touring the viewer around her home, she said (something to this effect):  “We were excited so we sent out invitations for an Open House.  A friend called and said, ‘Why are you having an open house, you only bought a trailer.’”

Take a look, it’s a house and it’s home to her and her family – see video on top left of our homepage at www.rocusa.org.  It just happens to be a Manufactured Home.

We and the 79 co-op leaders at our Leadership Institute were so moved by the video that we decided to put up hard earned cash to tackle stigma through a video competition.  It’s running right now.  We invite Disney to enter!  Please share with your staff.  https://www.noblenotmobile.com/

Thank you very much for your attention to this matter.

Paul Bradley, President,

ROC USA

6 Loudon Road, Suite 501

Concord, NH 03301

 

 

The Word to Disney from MHProNews Publisher

Here between the — lines below is how L.A. ‘Tony’ Kovach, award-winning manufactured home industry veteran and publisher of MHProNews/MHLivingNews addressed Disney.

LATonyKovachMHLivingnewsMHProNewsPHotoDisney Springs Media and Guest Relations,

Let me bring to your attention the issue described in the article posted at the link below.

http://www.mhpronews.com/blogs/daily-business-news/disney-utilizes-inaccurate-prejudicial-terminology-trailer-offensive-to-factory-builders-homeowners/

The article should be self explanatory, but briefly. The term “trailer” here is inaccurate, and in the view of thousands of industry professionals, offensive in this context. While it may be ‘common,’ it is still wrong – as the Rev. Donald Tye, Jr. – a veteran of the civil rights movement – aptly explains in the article linked above.

The term used in this manner is likewise a sore point for millions of mobile and manufactured home owners.

I’m cc’ing a few select industry colleagues in this message, to make them aware of this issue, and to hereby advise them that it is being formally brought to Disney’s attention for correction.  While we don’t speak for those other organizations, my hunch is that they will look at this vexing matter described in the post linked above in a similar way.  A few other business leaders in our industry are also bcc’d.

Please confirm your receipt of this message. Kindly advise me of what remedial steps you plan, and let us know if your comments – which we prefer by email for clarity of thought, accuracy, and ease of transcription – are on or off the record. I’d invite you to “reply all.”

We hope that this instance is merely a case of misinformation or misunderstanding, and that you will take this opportunity to correct the error in an appropriate manner. Either way, we will do a follow up report for our readers, that reflects your reply and hopefully corrective steps. Thank you.

Respectfully,

Tony

L. A. ‘Tony’ Kovach

MHLivingNews.com | MHProNews.com | Office 863-213-4090 |

Connect on LinkedIn:

http://www.linkedin.com/in/latonykovach

+++

Whether you think you can or whether you think you can’t, you’re right. – Henry Ford

 

 

It’s the Holidays, So Far, Not Much from Disney, But More is Promised 

There has been a message to MHProNews from Disney promising a formal reply sometime next week.

There is another trade group that could weigh in next week, we’ll see.  It should be noted that Al Kemp took time away from his Hawaiian vacation to thoughtfully provide the comments above.  That said, Al and his office associate advised our publisher that had Kemp been unavailable, the MHPO would still have provided a comment from another association professional.

Put differently, the MHPO – and the others above – all see this as an important issue.

As industry professionals consider the latest new home shipments, it ought to be clear that terminology impacts stigma, our homeowners and potential consumers. This is frankly the kind of thing that a post-production association, such as the Manufactured Housing Institute (MHI) ought to be dealing with.  But heretofore, despite what Tim Williams said above, MHI has done so only sporadically, if at all.  We’ll plan to reach out and see if  MHI will make an exception, and dive into this Disney issue, or not. Either way, it will be insightful.

This is also the kind of issue that resident home owner groups may also consider taking to heart, because it impacts their residents in a variety of ways.

NothingIsChangedUntilItisChallenged-768x318

MHProNews will encourage those noted above to provide their comments on this Disney controversy. Time will tell if Disney is as senstiveto our home owners and industry as they would be toward other minority groups.  The Daily Business News on MHProNews will update readers as appropriate. “We Provide, You Decide.” © ## (News , analysis, and commentary.)

 

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To report a news tip, click the image above or send an email to iReportMHNewsTips@mhmsm.com – To help us spot your message in our volume of email, please put the words NEWS TIP in the subject line.

NOTICE: You can get our ‘read-hot’ industry-leading emailed headline news updates, at this link here. You can join the scores who follow us on Twitter at this link. Connect on LinkedIn here.

NOTICE 2: Readers have periodically reported that they are getting a better experience when reading MHProNews on the Microsoft Edge, or Apple Safari browser than with Google’s Chrome browser. Chrome reportedly manipulates the content of a page more than the other two.

(Related Reports are further below. Third-party images and content are provided under fair use guidelines.)

1) To sign up in seconds for our MH Industry leading emailed news updates, click here.

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2) To pro-vide a News Tips and/or Commentary, click the link to the left. Please note if comments are on-or-off the record, thank you.

3) Marketing, Web, Video, Consulting, Recruiting and Training Re-sources

SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

 

Related Reports:

You can click on the image/text boxes to learn more about that topic.

Disney Utilizes Inaccurate, Prejudicial Terminology “Trailer” Offensive to Factory-Builders, Homeowners

 

 

 

 

 

 

 

MHI Allies Respond, Provide Confirmation to #NettlesomeThings, Facts, and Clayton/Berkshire Exposés

December 17th, 2018 Comments off

 

MHIAlliesRespondProvideConfirmation#NettlesomeThingsFactsClaytonBerkshireExposesDailyBusinessNewsMHpronews

The issue that follows is tied to allegations of corruption, how that impacts affordable housing, and thus millions of Americans, plus taxpayer funded budgets.  At its core, it’s not a matter of one political party over that one.

 

It seems that the Manufactured Housing Institute (MHI) and the Berkshire Hathaway brands that operate in manufactured housing backing the Arlington, VA based trade group may be embarrassed.

Rather than respond directly to various allegations against them, they have demonstrably used one or more MHI surrogate(s) to attempt to distract from the concerns over their purportedly corrupted work.

So, this report and analysis is about one/more self-identified ally(ies) of MHI, which last year sent via U.S. Mail the package shown further below – designed as an apparent intimation tactic.  The goal was to attempt to dissuade us from publishing on these concerns.  Note that inside the rather large anonymously sent envelope, which has been examined by federal officials – clearly identifies the person who sent the anonymous envelope as working on behalf of the interests of MHI.

Perhaps they didn’t expect us to publish further about that topic last year?  If so, they were clearly mistaken. We at MHProNews have no intention of being silenced by underhanded and arguably illegal tactics. Misusing the U.S. Mail is a federal offense.

If MHI, Clayton, 21st and the other Berkshire brands want to disprove any of our published allegations or concerns, we invite them anew to do so in public. See a new, in depth report, linked here, on their latest major purported scheme that once more aims at diverting lending from affordable housing, as well as harming several of the independent producers of our industry. If MHI and the Berkshire brands in manufactured housing can’t or won’t disprove the concerns against them, doesn’t that speak volumes?

Numbers inside and out of the factory-built housing industry agree that MHI does nothing contrary to the interests or desires of Clayton Homes, and the various affiliates of Warren Buffett led Berkshire Hathaway that operate in the manufactured housing industry.

 

 

To understand what follows, some added insights are merited.

First, the additional background.  Then, the connections and ties to MHI, and what we will refer at times to as the Berkshire brands operating in MHLand, MHVille – i.e.: the manufactured housing (MH) industry, or the MHIndustry.

When we mention allegations against MHI, Clayton, or a Berkshire related issue(s), we use terminology that makes it clear that in the eyes of the law, they are deemed innocent until proven guilty, by plea on criminal matters, and/or via a settlement agreement in the case of a civil cause of action.

Videos like the following two in 2018, and a third one from a few years ago, are all third-party media. They may provide claimed evidence against them Clayton and their sister companies.  But the above principle applies, they are deemed innocent in the eyes of the law, until a matter is proven, pled, and/or legally settled.

 

 

Note that these video sources span the left-right media divide.

 

 

 

Now, let’s briefly look at justice in America, because many believe there is a two-tier system. One where the rich or famous can delay or avoid convictions of crimes that others accused of the same things could more swiftly be found guilty of doing.

Possible examples are former President Bill and former Secretary of State Hillary Clinton, and their scandal-plagued Clinton Foundation, as noted in the second and third video, above.

With that preface, let’s next look at the justice system as it applies to our industry. Because certain practices in both are arguably in need of reform.

 

The Justice System in America, and MHVille

Why do we as a nation lock up convicted criminals? Because if someone is proven guilty of fraud, theft, robbery, rape, RICO, human trafficking, drug dealing, murder, or whatever other serious crimes – they are presumed to be more likely to do it again if they aren’t incarcerated.

So, the goal of incarceration in a prison is in theory to stop more crime from being committed by those proven guilty.

Before someone goes to prison in America – prison, vs. jail – the law provides that they get a defense attorney or one is assigned to them.

 

JailsVsPrisonsManufacturedHousingIndustryDailyBusinessNewsMHproNews

 

If the defense attorney for an accused has moxie and resources, there are a wide range of ways they can legally attempt to refute or cast doubt about an accused person’s guilt.

In civil litigation, both parties have the right to an attorney too, although there are times someone or some organization for whatever reason opts to represent themselves. Even in a criminal defense case, one can go “pro se” or “pro per.”

 

DefineProSeOrProPerAppearanceinCourtDailyBusinessNewsMHproNews

 

The Great Manufactured Housing Debate – Guilty…

MHProNews and MHLivingNews are subsidiaries of LifeStyle Factory Homes, LLC. The registered principals of LifeStyle Factory Homes LLC are L. A. ‘Tony’ Kovach and Soheyla Kovach.

They are arguably guilty! Guilty!

Guilty of what?

1) Of wanting to see manufactured housing independents grow and profitably succeed.

2) They are also willing to plead guilty of trying to honestly elevating the image of manufactured housing, manufactured home owners, and honorable manufactured housing professionals.  They strive to do so with facts, evidence, reason, and common-sense.

3) The evidence or proof of that guilt are found on hundreds of articles and scores of posted videos on MHLivingNews.com.

There is even more proof found on MHProNews.com. But there is no court of law needed, because we  hereby plead guilty to counts 1 and 2 above.

Naturally, we as a business want to – and have in fact profited from – such efforts. News is a business, as we’ve underscored before. The fact that MHProNews is the runaway #1 in its niche of manufactured housing trade media is pretty good evidence that we have credibility with our audience.

4) What follows is a partial listing of reasons for credibility, conferred upon our operations’ work, on our team, and/or our publisher by others.

Various third-party mainstream media have spotlighted us or our publisher, for but a few examples:

The above are a partial listing only, none were paid for by MHProNews, and thus are more than enough to demonstrate that MHProNews is widely deemed to be a credible source from outside of our industry.  How about from within the ranks of MHVille?

 

Recommendations, Endorsements, Letters, Videos and Messages 

Every form of modern recommendation that once can think of has been provided to the work of LifeStyle Factory Homes, LLC and/or our publisher.

Are we perfect?  No, and never claimed to be so.  As a senior MHI member put it recently, “You seem to have conceptual IQ that is more important than spelling ability,” which is a humorous way of saying that we have typos.  Guilty. That same source added, “You [MHProNews] are prolific and you keep the headlines sexy.” Sexy? We’ll let that one go for now.

That said…

 

Over a Thousand Professionals Gave via LinkedIn Recommendations or Endorsements 

Based upon LinkedIn endorsements and kudos alone, we arguable don’t need or require any endorsement by MHI or from people connected to the Berkshire brands.

But we have those MHI- and Berkshire-connected kudos too.

  • Tim Williams – President and CEO of 21st Mortgage Corp, and then MHI Chairman:
TimWilliams21stMortgagePublicationDailyBusinessNewsMHProNewsMHLivingNews

To see the full on-the-record statement by Williams to MHProNews, click here.

  • Howard Walker, JD – the late ELS Vice Chair and MHI Executive Committee member:
HowardWalkerJDELSViceChairmanPhotoManufacturedHouisngInstituteMHIExecuitiveCommitteeBoardMemberDailyBUisnessNewsMHProNews

The words of the late Howard Walker, ELS Vice Chairman, shared for publication with MHProNews.

  • Jim Clayton – founder of Clayton Homes and Clayton Bank  – by video:

 

  • MHI President and CEO, Richard ‘Dick’ Jennison by video and others too:

  • Ann Parman – since retired from MHEI,  the educational wing of MHI:

AnnParmanVPManufacturedHousingInstituteMHILogoLATonyKovachMobileManufacturedHomeLivingNewsMHProNews800

EngagingTheMediaSeminarDuringMHICongressandExpoLATonyKovachDailyBusinessNewsMHproNews

MHI and the Berkshire brands were delighted – demonstrably delighted – to have our support based upon the financial logic or merits of issues such as the Preserving Access to Manufactured Housing Act. Note that whatever the odds for success were – and the MHI backed bill never passed – it arguably merited support, for reasons the article linked here revealed.

So, both on MHProNews and on MHLivingNews our publishing and video was sincere.

That support of Preserving Access – and more – was also widely praised by state associations, MHI, and Kevin Clayton himself. He had one word to describe it in this email sent to Tim Williams, to another Clayton staffer, and which Williams forward to our publisher — “Strong….”

KevinClaytonClaytonHomesStrongTheHillBlogPostManufacturedHousingIndustryDailyBusinessNewsMHProNews

This forwarded email was forwarded to MHProNews by a third party. Why wasn’t all of the pro-industry research, video, and educational materials supporting MHI’s Preserving Access bill shared by MHI?

 

For those who think that all the praise from the Clayton organization is in the past, a Clayton Homes marketing team member praised our work for its thought leadership this year, in 2018.  They asked us for permission to use some of our work from MHLivingNews on the Clayton Homes blog.

 

ClaytonHomesContentManagerPermissiontoUseMHLivingNewsContentManufacturedHousingIndustryDailyBusinessNewsMHPronnews

 

Based upon the above, you or any objective person can thus see how difficult it must be for MHI’s or the Berkshire brands.  Standing in their shoes, with respect to the various antitrust and other concerns raised, they arguably can’t simply dismiss MHProNews, which they’ve praised too many time.  While other scandalous behavior allegations have been lodged against them by voices outside manufactured housing, inside our industry, our reporting, fact-checks and analysis have been dominating. As the most prominent voice, they have arguably attacked us indirectly rather than directly.

But we are not alone.  These same MHI/Clayton/Berkshire voices have tried to debatably go after the Manufactured Housing Association for Regulatory Reform (MHARR) too.

So, if they had a good explanation for issues raised in the related resources, found below the by-line, why do they avoid doing so?  Why don’t they merely debate or disprove – based-upon the merits – MHARR’s arguments – or our own research, fact-checks and reports at MHProNews?  Why?

It’s a tactic some refer to as Duck, Dodge, Dismiss, Distract, Detract, and/or Defame.

 

 

Award-winning investigative journalist Sharyl Attkisson – on the cover of her best-selling book – calls this tactic “The Smear.”

 

DuckDodgeDismissDistractDetractDefameFromIssueTacticsByThoseWithNoGoodAnswersMHProNews-768x609

These evasion tactics are nothing new.  Cain used the same distraction and smear tactics against Able, but he also took it to the degree of murder.

In an honorable trade association, an association/trade organization is supposed to take input from members – and then based upon that input – craft one or more policy direction(s).

But MHI is debatably no ordinary association. A system is in place that essentially rubber stamps, for example, who will be the next MHI Executive Committee chair, vice chair, secretary, and treasurer. It is that ‘elected’ MHI Executive Committee that makes all final decisions that the paid MHI staff are then called upon to carry out.

For years, one or two of those four MHI Executive Committee members worked directly for a Berkshire brand.  Others had strong ties to Clayton, 21st Mortgage Corp, or another Berkshire brand. Nathan Smith and his scandal plagued SSK Communities for example, has such ties to Clayton Homes and 21st Mortgage. Nathan Smith’s SSK Communities has the distinction of having earned an “F rating” from the third-party Better Business Bureau (BBB).

 

2018-09-26_0939BBBSSKCommunitiesLogoNathanSmithPhotoManufacturedHomeLivingNewsThirdPartyLogo

In fact, among the current or past MHI chairman, you have to go back to the tenure of Don Glisson Jr., President of Triad Financial Services, to find one that didn’t or doesn’t have a serious allegation and/or scandal attached to them.  Joe Stegmayer, for example, is under a cloud of an SEC subpoena, and was a former Clayton Homes division president. By contrast, have you heard of any scandals attached to any recent MHARR elected chairmen?

 

ManufacturedHousingInstituteMHIBoardofDirectors1242018DailyBusinessNewsMHProNews

 

Increasingly people inside and outside of our part of the affordable housing industry are realizing that where there is smoke, there is a likely fire.

When you follow the evidence of Buffett’s money trail, some of his gifts have flowed to the Tides Foundation and onto such as groups as:

Those in turn have been cited or published reports, protested, or objected to the behavior of Clayton Homes, their sister firms in MHVille, and/or protested at an MHI event.

 

NovoFoundationWarrenBuffettTidesFoundationFundsMHActionManufacturedHousingIndustryDailyBusinessNewsMHProNews

 

In a video posted above, it is a former Clayton team member who is pointing their finger at Clayton Homes in their own Knoxville metro hometown media.  Ouch.

The feds have been investigating Clayton and others tied to them in manufactured housing for at least two years, and our sources tell us that their investigations are ongoing. Would the Feds waste the time on a company if there were no evidence?

Maxine Waters (CA-D) and 3 other Democrats have charged Clayton with racism, predatory lending, and with being a ‘near monopoly.’

So, with that brief background, the following envelopes comes in the mail, anonymously.  Bear in mind the first envelope below included an  unsigned letter from someone that identified themselves as clearly acting on behalf of MHI.

What’s inside the next set of envelopes are personal, family matters. Have you ever done something personal that may or may not be bad, but would require some explanation, otherwise it might be briefly embarrassing?  Have you or anyone you know ever squabble with family?

These matters involved legal disputes within our publisher’s family, dating back some 23 years ago. Who cares?  Besides, L. A. ‘Tony’ Kovach won, won, and won. As in, Tony Kovach won judgments and was not guilty of any alleged wrongdoing.

The first envelope that follows was sent from a self-identified MHI ally.  The envelope as you can see was hand-written. Big mistake. A letter inside that came with a packet of documents, and was turned over to federal investigators.   As noted, the cover letter was from someone supportive of MHI, and who opposed our MHProNews exposes about them.  Do we want such tactics used against a free press?

 

EnvelopeMailedApril2017imageCreditMHProNews-

Scanned copy of envelope mailed to MHProNews, received on Friday April 9, 2017.  Misusing the U.S. Mail is a federal offense.

 

The Daily Business News on MHProNews reported on the above last year.  Following that 2017 report, there was a pause in such an anonymous letter.  That pause ended during basically the second half of this year (2018). Among those new anonymous letters since that resumption are a new series of letters and their contents, which the 6 shown below (see the dates shown).  Those letters were produced by using a printing device, and we won’t go into much more detail, because federal investigators are on this matter too.

 

2018-12-16_1547TimWilliamsKevinClaytonRichardDickJennisonLeslGoochNathanSmithLATonyKovach#NettlesomeThingsEnvelopesDialyBusinessNewsMHproNews

Misusing the U.S. Mail is a federal offense.

 

The Offer to Claytons, Berkshire Brands, & MHI

There is a big fish to catch, one that lacks transparency, and it debatably isn’t MHProNews or MHLivingNews, as we are not trying to monopolize manufactured housing.

That said, we’ll make a deal – an offer to Kevin Clayton, Tim Williams, Richard ‘Dick’ Jennison, Lesli Gooch, et al should take us up on.

  • Appear on stage with our publisher at the upcoming Louisville Manufactured Housing Show, with third-party media and an array of video cameras to record the entire matter.
  • Our publisher will explain on camera in under 2 minutes the contents of these purported distraction and smear tactics envelopes, after Kevin Clayton and Tim Williams explains to the audience and the video cameras their Smoking Gun letters from 2010, the issues around “the Moat” video, and the undisclosed item related to the GSEs and their new class of homes initiatives.
  • Also, let Richard ‘Dick’ Jennison and Lesli Gooch explain on camera after Kevin Clayton and Tim Williams has spoken questions about the GSEs and the so-called ‘new class of homes’ related concerns. Because, the GSE “Duty to Serve” lending isn’t currently being made available for the least expensive manufactured homes, as the Housing and Economic Recovery Act (HERA 2008) arguably required.  Plus, let that pair from MHI answer questions regarding their multi-year Preserving Access effort. For example, why MHI PAC Chair Nathan Smith’s wife supported an opponent to candidate Rep. Andy Barr – when Barr has faithfully supported the Preserving Access to Manufactured Housing Act.
  • Then, let Jim Clayton explain why he supported the opponent of Rep. Marsha Blackburn for the U.S. Senate, when Blackburn was a loyal MHI supporter for Preserving Access.
  • After those three sets go first, Tony will gladly in under 2 minutes explain the guts of the distraction tactics they are trying to use against him and our trade media.  Then, let them all question and cross-examine each under. Let their be transparency in public and on camera.

 

Are those named up for it?  LifeStyle Factory Homes reserves to right to call as witnesses for such a media/video session those who have said off-the-record precisely how the Claytons, 21st, MHI or others have purportedly attempted to drive others of out of business, or force them into selling for less.  There are also others who have reported to us having under-handed tactics against them too.  After the first round of discussions suggested in the bullets above is complete, let let those who claim to be victims of MHI, Clayton or one of the other Berkshire brands take a microphone and tell their stories on video too.

In short, let’s have a robust, transparent discussion.

HowardWalkerPhotoELSViceChairmanManufacturedHomeCOmmunitiesManufacturedHousingInstituteExecCommitteeMemberQuoteTransparencyMHProNews

Thoughtful words, worth pondering. See the story, linked here.

 

Over the Target

L. A. ‘Tony’ Kovach has cited the axiom, “You aren’t taking flak unless you are over the target.” These anonymous documents from decades ago aimed at Tony, are arguably because Clayton’s ‘image’ efforts, and the latest MHI self-promotion video are distractions and/or fig leaves from the real issues that have kept manufactured housing snoring when it should be roaring.  Clayton has consolidated roughly half of the industry since 2003, using a variety of strategies that Warren Buffett broadly calls “the Moat.”

 

ManufacturedHousingSHipmentsBloombergQuintFactoryBuiltRebuidRecoveryDailyBusinessNEwsMHproNEws

Ask yourself, why the GSEs aren’t supporting all HUD Code manufactured homes, which is the most affordable permanent housing available – instead of only supporting only the far more expense Clayton backed ‘new class’ of manufactured homes?

Every one of the tactics described herein or previously has reportedly been attempted or used on others, per those who have told MHProNews.  Some of those relating their personal stories about Clayton, MHI, et al shared them face-to-face. Others have via phone, message, etc.

Perhaps most significantly, if federal investigators are taking such concerns seriously, maybe more in media, public officials, MH industry professionals, and investors should too?  Don’t forget what is said on those third-party and mainstream video, further above. You don’t have to take our word for it, because we’ve laid out the facts, evidence, and the money trail.

SubmitNewsTipsManufacturedHomeProNewsMHProNewsLogoDailyBusinessNews

Submit confidential or on-the-record news tips, or comments at this linked email mailto:iReportMHNewsTips@mhmsm.com

Why is there a growing affordable housing in crisis?  Call it a rigged system, manipulation, and/or corrupt practices.  That’s this morning’s “News through the lens of manufactured homes, and factory-built housing,” © where “We Provide, You Decide.” © ## (News, analysis, and commentary.)

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To report a news tip, click the image above or send an email to iReportMHNewsTips@mhmsm.com – To help us spot your message in our volume of email, please put the words NEWS TIP in the subject line.

NOTICE: Readers have periodically reported that they are getting a better experience when reading MHProNews on the Microsoft Edge, or Apple Safari browser than with Google’s Chrome browser. Chrome reportedly manipulates the content of a page more than the other two browsers.

(Related Reports are further below. Third-party images and content are provided under fair use guidelines.)

1) To sign up in seconds for our MH Industry leading emailed news updates, click here.

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2) To provide a News Tips and/or Commentary, click the link to the left. Please note if your comments are on-or-off the record, thank you.

3) Marketing, Web, Video, Consulting, Recruiting and Training Re-sources

SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

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New York Times-David Leonhardt-“The Monopolization of America,” Manufactured Housing Slant

 

 

“Lots of Sizzle,” Clayton Sales Performance, Other MHI & Clayton Homes News Tips

December 12th, 2018 Comments off

 LotsofSizzleClaytonHomesLogoSalesPerformancemanufcturedhousinginstituteLogoMHILogoMHProNewsTips

These are #NettlesomeThings. A Clayton retailer sent a long message as part of a confidential news tip, that included the following. The Daily Business News on MHProNews has added our customary bold/brown to reflect a direct quote, but the rest are emphasis and typos are in the sender’s original message. Links were added by MHProNews as well.

 

We as an industry are still WAY below where all rationale says we should be, IF ONLY NORMAL MARKET FORCES WERE AT WORK HERE.  I have long felt that to NOT be the case, as you are also verifying through your investigative reporting. 

LONG before we ever heard of any “moat” per se, but you know that I have consistently said over this last decade that SOME in our industry focus on an entirely different goal every morning:  “What can I do today to make my competition go away?” – per said source.

The RV industry has to be commended in their PR and image-building efforts as an industry,” the message continued, adding “During the worst economic downturn (recession/depression/cluster-F/whatever you want to call it) that you and I have lived through, they were able to actually grow their industry, all the while with 6-figure price tags!  Outstanding work, both on the sales centers AND in the public forum.  We have all seen the ‘Go R-V’ing’ ads.  Did they have to do that?  No, they could have taken the cheap route, but OH MY the results their tactics gave them!  In my mind, that fully vindicates and reaffirms my belief that our industry needs a vibrant, on-going public relations / image program!”

Again, note that the spacing, grammar, and typos, etc. are in the original.  The comments may or may not reflect the views of this publication. The illustrations are added by MHProNews, as is the subheading below, to help clarify the various points that writer made.

 

BlackWhiteRVvsMHShipmentsYTDJune2018ManufacturedHousingIndustryDailyBusinessNewsMHProNews

This is provided by MHProNews, and was not part of the comments from the sender. These graphics are provided to illustrate the various sender(s) point, here and other comments from other sources below.  NOTE the above was YTD June, 2018, but the patterns has largely held.

 WinnebagoRVWholesaleshipmentDataManufacturedHousingIndustryDailyBusinessNewsMHProNews

 

Retail Lot Managers

You [MHProNews] and I agree that the sales happen on the lots.  But John or Mary LotManager is usually very busy in meeting conditions for lenders, scheduling deliveries, handling customer complaints about shoddy construction, etc.  They do not have the time, the resources, or the energy at the end of the day to combat the weathermen of this world, code-encroaching state officials, less-than-accurate national reporters who cast our homes in a bad light, etc.  That should be the role of the ‘support team’ if you will, like the state associations on the small scale.  That’s why the RV industry took their future by the reins years ago.”

The sender made reference to MHIdea, which was first conceived of as an alternative to the Manufactured Housing Institute (MHI) for independent retailers.

That person said that a decade ago, “independent retailers numbered over a thousand [locations].  Today, we hear talk of 400 or fewer. Hind sight is always clearer.”  Readers should note that these figures were supplied by the writer, and should be understood as estimates, not to be construed as a precise number.

If you want to use any of this text, do so ‘off the record.’  Just as Frank learned (my best SWAG), RETALIATION does exist in this scenario.  After all, that’s just another way of widening the moat.”

The writer did not say who “Frank” was, but may have been referencing Frank Rolfe, who was once outspoken on MHI’s hypocrisy and failures to defend or promote the industry, but who has since gone silent on MHI controversy related issues.  “Swag” has many possible meanings, and some of them in this context are quiet humorous. The video is an example Rolfe politely blasting MHI at a state association-sponsored event.

 

 

The subject line for the sender’s message read: “Subject: MHI Year in Review.” That’s the name of the video MHI produced which aims to defend their record, and promote themselves. 

The lengthy message sender opened with these words,

 

Figure1MobileManufacturedHomeSalesSHipmentsVsExistingingNewHouseSalesManufacturedHousingiinudstryDataMHProNews

There are a growing number of industry voices that believe that BH/CMH and MHI have by various action/inaction has kept manufactured home sales at historically low levels. Evidence? See Related Reports and videos, linked below, which quotes and cites BH, MHI, CMH, 21st Mortgage Corp, and other sources.

ManufacturedHousingInstitutelogoMHILogoMHIVideoStillsMillionsofViewsDailyBusinessNewsMHProNews

 

Well, well, well….

Guess somebody is feeling some heat.  GOOD JOB, TONY!  Keep the burners on full.”

Here “Tony” must mean our publisher, L.A. ‘Tony’ Kovach. Like scores of other messages supporting the spotlight and “heat” cast by reports and analysis here on Buffett, Berkshire, Clayton, MHI, or their key allies and players, like Nathan Smith.

Commenting on the MHI video, “This is a lot of sizzle, but the steak’s still kinda tough.”  That’s what inspired part of the headline and the featured image at the top of this article.

The writing was so colorful, the Daily Business News on MHProNews decided to quote extensively from it, “My first reaction when I saw the opening frames [of the MHI video] was WTF?????  OBVIOUS to me at least that this was made for folks who DON”T know the real details behind the story.  In a depressed industry, with competition slowly being choked out of existence, they come out like we’re back in 1999!  What a joke. 

Especially funny to me was their [MHI] mention of being ‘financially strong’…..I would think so.  Daddy Warren has mucho $$$.”

ManufacturedHousingInstituteMHILogoOctober2018HUDCodeHomeShipmentsDeclineDailyBusinessNewsMHProNews

The data from MHI, RV operations, and others broadly underscore the points shared by the message sender.

 

The writer suggested that the non-big three builders should provide a level of support to a new initiative to break free of Buffett led-Berkshire/Clayton/21st, et al, and MHI. 

Do you think the remaining non-Big 3 mfgrs would be open to funding such an initiative now?  If each could do so by ‘hiring’ 2 minimum wage workers to their expense, just sending those $$ to the support team,” the message said.

There was more, but publishing it would tend to reveal the source of the

lengthy message. MHProNews again reminds readers who are trying to stay off the radar of a big brother organization or company to consider avoid using their firm’s email address. At some point, sender’s may find organizations scanning team members email, looking for the sources of various comments.  That said, to date no one who has wanted to remain anonymous has indicated they have been discovered.  If sending from a non-organizational email address, MHProNews requires confirmation on a sources authenticity, etc.

 

ManufacturedHousingProNewsMHProNewsConfidentialTipsDocumentsNews

To report a news tip, click the image above or send an email to iReportMHNewsTips@mhmsm.com – To help us spot your message in our volume of email, please put the words NEWS TIP in the subject line.

 

 

The Clayton Tipster’s Calculus  

The figure suggested by the writer of the comments shared above suggested works out as follows. The equivalent of 2 minimum wage workers to boost industry growth works out to be some $30,160 annually.  That’s not insignificant, and if 25 firms signed onto that it would yield $754,000.  Its a small fraction of what MHI operates on, but as MHARR has proved, it is doable.

For new readers, the Manufactured Housing Association for Regulatory Reform (MHARR) provides lobbying and advocacy for independent producers of HUD Code manufactured homes.  From MHARR’s base in Washington, D.C., as a matter of policy, they stay focused on production and some financing related issues, like the Duty to Serve (DTS) Manufactured Housing.  But MHARR doesn’t do the kind of post-production advocacy that the sender is calling on the industry to do.

Bottom line, $750k – used wisely on targeted issues – could make a difference.  What’s obvious is that MHI, spending far more per MHI budget records, and their own claims shown above, has accomplished effectively nada.

 

What Tim Williams Asked

Our publisher, award-winning industry services provider, and consultant, L.A. ‘Tony’ Kovach was asked by then MHI Chairman Tim Williams what he thought was a reasonable budget for a pro-growth alliance to operate successfully?

Tony replied to Williams’ unexpected query with a figure of $1.6 million dollars annually. That’s still less than half of what MHI records reflect MHI gets in dues and fees. That $1.6M kind of budget – Tony explained to Williams and his Berkshire Hathaway industry member guests – would allow for an attorney, media engagement, local zoning advocacy, and other features included in the mantra PEP. Protect, Educate, and Promote.

In hindsight or looking ahead – cooperating with MHARR and NFIB as needed – such a manufactured housing independents alliance could certainly accomplish more than MHI for the industry’s independents.

Dubbed the MHAlliance was a move promoted in writing and in deed by John Bostick, President and CEO of Sunshine Homes. Sunshine’s former sales manager praised on video the growth achieved by the company using a a combination of localized marketing, videos, and training.

The data reflects that Sunshine’s sales growth far outpaced that of the industry at large, and blew away the growth rate of Clayton.

 

 

But the next insights from another Clayton-connected source was actually to point to data from Legacy Housing’s recent IR presentation, found by clicking the box linked below.

 

What Others Say – Legacy Housing Corp (LEGH) IPO Set for 12.14.2018

 

Here is the graphic we used in a report yesterday, again noting that MHProNews is providing the commentary, etc, with illustrations.

 

2018-12-11_1155TalkMarketsDailyBusinessNewsMHProNewsTopProducersHUDCodeManufacturedHomes

As noted above, this illustration was NOT sent by those providing the respective tips and comments, but is provided by MHProNews to underscore points those sources have made.

 

That source claims that the typical Clayton sales center has about 4 retail sales people per store (+/-). The source noted that about 2/3 of manufactured housing production, per MHI, goes to land-lease communities.

Using MHI’s data from the chart above, that yields about Clayton 29,327 going to retail centers. Note that figure would likely be high, due to FEMA orders, but we’ll follow that tipsters logic for a few moments.

Subtracting out roughly the number of shipments to independents and communities who sell Clayton products, that source said that the typical Clayton sales professional only sells about ‘15 new manufactured homes annualized over the course of a year.’

15 new homes a year?

When the Daily Business News asked why “annualized,” the source claimed that the turn over in Clayton’s retail sales is significant. So a sales person that starts the year often doesn’t finish the year. Thus data per professional ought to be annualized.

While the numbers are rough – and we hereby welcome clarification of the claimed figures from Clayton Homes – it certainly fits the overall data, and thus is plausible. It thereby suggests a number of fascinating points.

Buffett has said that Clayton is “best in class.” In the sense of total production, that is true. But in terms of individual performance, there are arguably individuals, local and regional firms that out-perform the Clayton “averages.”

If so, it’s a vexing commentary on Clayton’s retail performance.

Another source from the Clayton organization recently said to the Daily Business News on MHProNews that the sales leader in his region may hit 30 homes for the year. Through November, per that source, the deliveries and funded deals for the top people in that region were in the upper 20s. Again, Clayton is invited to clarify any errors.

If so, the average sales person isn’t selling nearly enough to make the kind of 6 figure income Clayton reportedly tells their sales recruits is possible selling new homes. Does that add to their turnover?

 

 

Reality Checks and What’s the Motivation?

Another item from a Clayton retail caller was the claim of a high cancellation rate of approved deals that never deliver or close.

These points raise several issues that must be unpacked. But one of them is a recurring theme with Clayton, namely, that when specific items are scrutinized, their performance isn’t as hot as the “sizzle” of their image. 

For example, the much ballyhooed new class of homes – if it is as successful as the cancelled Clayton iHouse and iHouse 2 – the program could be a disappointing outcome for all involved.

A common question Tony likes to ask those who message or call is, what’s your motivation in sharing your point?

Some have said words to the effect that the industry’s professionals and businesses – individually and collectively – can do far better. That is apparent in the lengthy message from the top of this report. Consider the related report, in the box further below.

While MHProNews leadership’s vision is somewhat different than the first writer’s message, that person did make reference to a point from the MHIdea report from a couple of weeks ago. Namely, that if the industry’s members keep doing the same things, they will keep getting the same results.

Whatever the performance of individual sales people, the point about stretched thin sales and general managers is arguably valid. The industry’s owners can address it, but it will take an investment in their operation.

But as one company who is growing their retail base has noted, from $500,000 to $2 million is invested in a new home sales center, inventory, etc. what’s another 30K on that, if it significantly increases the results?

As 2018 winds down, and 2019 approaches, these data points and claims are important ones to ponder. What will you and your team do to improve outcomes in 2019 and beyond? See the related reports, further below. “We Provide, You Decide.” © ## (News, analysis, and commentary.)

NOTICE: Readers have periodically reported that they are getting a better experience when reading MHProNews on the Microsoft Edge, or Apple Safari browser than with Google’s Chrome browser. Chrome reportedly manipulates the content of a page more than the other two browsers.

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SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

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Clayton’s Miss, Kevin and Tim’s Manufactured Housing Kill Shot, More

December 2nd, 2018 Comments off

 

ClaytonsMissKevinClaytonTimWilliamsManufacturedHousingKillShotMoreDailyBusinessNewsMHProNews

Before we get into the purported Clayton/21st/MHI “kill shots” in our headline and feature image, a few words – a preface – are in order.

 

Preface:

We consider ourselves to be among those independent industry professionals who are positive-goals and solution-oriented people by nature.

Those who know us know us well believe we are social, gregarious, forthright, and hard working. That doesn’t mean we are perfect, but when we have a glitch, we strive to make it right, period.

We smile and laugh at comments like the one below. It is from non-MHARR source(s).  In these 2 quotes below, the “You” below should be understood in both instances as a reference to our online trade publications.

You are prolific and you keep the headlines sexy,” and “You seem to have a conceptual IQ that is more important than spelling ability.”

We’re human, we make mistakes, but once discovered or pointed out, we strive to accurately correct them.  Tim Williams at 21st/and then MHI Chairman has said as much.

 

There Was No Way to Know…

When we launched MHProNews over 9 years ago, we did not imagine nor seek the role of being the ‘communiqué cop’ to spotlight – and thus help stop – what Berkshire Hathaway has arguably been doing for years to our once far-greater industry.

Over 4 years into our project, an MHI staff leader – no doubt with their power brokers okay – had arguably set a trap. Initially, we candidly stepped into it, because we naively did not understand what in hindsight is now more clear. Once we began to discover what was going on, a non-disclosure agreement that they – MHI’s president and general counsel – insisted upon kept our mouths unfairly sealed.

But we stuck by that unjust aspect of their NDA agreement.  We did our home work.  We kept learning more and more about what we hadn’t clearly seen or understood prior to those incidents.

Meanwhile, the powers-that-be kept executing their apparent plan to conquer manufactured housing, in part by using MHI as a tool.

 

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  • So, MHI asked to purchase our LLC’s MHProNews – their idea – they had us sign an NDA.  They then purportedly proceed to use over time what they learned about us during their ‘due diligence’ – against us, only they did so largely behind-the-scenes, per numerous sources.
  • Keep in mind that our publisher was at that time they pulled this apparent ploy an MHI board member.  L. A. ‘Tony’ Kovach was elected by his peers. Recall too that MHI elected and staff leadership had praised Tony and our team’s work for years, in front of several audiences, and often in writing.

Part of their plan was debatably to silence our independent news voice, which they apparently attempted to do by killing off our LLC’s MHProNews business.  We can look another time at parallel efforts they arguably used against MHARR or others.

So, we were absolutely not alone. As another non-MHARR source said last week, ‘some of us wake up and think about how to sell another home. Meanwhile, others wake up and think about how to put someone else out of business.’ That’s from a voice with years of Clayton Homes ties.

AtlanticIbisWorldManufacturedHousingRetailersDealersDailyBusinessNewsMHProNews

 

In that purported effort to kill our MHProNews business off, MHI and the ‘powers that be’ behind them have clearly failed.

But had they succeeded, in that fashion, we could have been no different than the thousands of locations that have been put out of business by their apparent scheme’s efforts to consolidate manufactured housing into ever fewer – and carefully selected – hands.

So not unlike:

  • closed or acquired-at-a-discount MH retailers,
  • MH Communities that were sold for too little money,
  • MH Producers that were closed or acquired for too little money,
  • And on down the list of businesses and organizations – that during an ever growing affordable housing crisis – witnessed for several years the constant and otherwise inexplicable contraction of manufactured housing.

Rephrased, we could easily have become a victim of their consolidation efforts. In our case, they wanted to shutter an independent voice that they had long praised.

Please keep all of those details in mind, because as the bullets suggest – that applies to hundreds if not thousands of other business professionals in our industry.

 

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We are not idiots, but we were taken in by smiles, kind words, and sometimes big promises too. Aren’t those the historic pattern of every con? “You can fool all the people some of the time and some of the people all the time, but you cannot fool all the people all the time.” – Abraham Lincoln.

 

We’ve documented previously – using their own words, which they have never tried to publicly refute – how the “Moat” by Berkshire Hathaway owned brands operated in manufactured housing. One of the more recent reports is found linked just below.  Bear in mind we’ve repeatedly offered them the opportunity – they being the Berkshire brands in MHVille, plus MHI – the opportunity to refute or clarify any of their own words and actions.  To date, nada.  The offer to Clayton, 21st, MHI, Warren Buffett, et al do so in person, via video, or in writing stands.

Machiavellian “Godfather” – Sam Zell, Warren Buffett, Capital, Lending and Crossed Lines in Manufactured Housing

 

 

The Feds and Others Are On Their ‘Case…’

You don’t have to take our word for it, because prior mainstream reports – some of which are found from the report link above – have documented and stated that Berkshire Hathaway brands in manufactured housing – Clayton, Vanderbilt, 21st – are among those being investigated in MHVille by the Feds or others. Or you can just “Google it.” Or see the screen capture from today, below, for some examples.

 

ClaytonHomes21stMortgageFederalInvestigationsManufacturedHousingIndustryDailyBuisnessNewsMHpronews687

 

Federal investigators have been on this matter for some time. Clayton, et al, denies it all.

The Feds have candidly said these issues won’t be fixed overnight, because it is big. They told us what these dark forces are doing in our industry is not unlike what is happening in other industries. That pattern doesn’t make the Berkshire brands or those like them in other industries correct. It just sets the stage for our – and now your – fuller understanding of what’s happened that has kept manufactured housing at historically low levels for over a decade.

The report linked further below on monopolies from the New York Times will be useful to you and others in what we lovingly call MHVille.

There are professionals who are or have been in MHI, in Clayton or 21st, etc. that understand quite well what’s really been going on, while MHI and Clayton posture something different. There are those who have had long ties with the Clayton organization that know those smiling faces, but who tell us they too have suffered “the double cross.”

That’s about all we will say for now, but we have the evidence to demonstrate the above, some of which is linked from reports on this page, or cross liked from those reports.  Of course, at some point in time, such claims and concerns against Clayton, 21st, and MHI will likely have to be adjudicated. Until then, they are deemed innocent in the eyes of the law until proven guilty, or until they enter into a plea or other agreement.

That’s said to express this notion. We have been, and continue to be, pro-industry professionals. But we have come to realize the full depth of what some voices have said for years.  Some of those voices have at least for now, have gone silent or are more muted. Why they are silent, you’d have to ask them.

As noted, we remain goal and solution oriented. For our industry to grow to its potential, there are challenges from within that must be addressed.

 

From now until at least the Louisville Show, we will be making certain preparations. Hopefully before the time the Tunica Show comes around, we will unveil a plan that we will begin to outline tomorrow, which for now we will dub “Victory 2020.”

With that backdrop, we will once more note that someone or group with apparent ties to MHI has apparently been involved with having an investigator hired. The target? Our publisher. They have purportedly tried to dig up any ‘dirt’ – private, personal matters from over 20 years ago – that they think they could find and use to embarrass him, or silence him. We have been told from solid sources that a similar tactic has been tried with others in our industry.

Rephrased, this could be you too.  Tony took the matter up with the powers that be, as the email below reflects.

 

KevinClaytonTomHodgesDickJennisonLesliGoochRickRobinsonMHIClaytonHomesDailyBusinessNewsMHPronews

 

Federal officials have been notified. They were provided with a string of ‘anonymous letters’ that were sent to our home have since we published the email shown above that was sent to:

  • Kevin Clayton,
  • Clayton attorney and MHI Executive Committee Member, Tom Hodges,
  • Tim Williams,
  • the Dick Jennison,
  • Lesli Gooch,
  • and others as shown.

It should be noted that not long after the message shown above was first published, the anonymous letters to Tony have since stopped. A coincidence?

Our preface is nearly done, and we will pivot in a moment to the headlines from the week that was. We’ve said the above to underscore how important to you some of what follows below can be. We’ll also note again what that message to Clayton et al said, if something happens to us, federal authorities who were already investigating Berkshire Hathaway brands in manufactured housing, MHI, and certain federal officials will know where to look.

There are still Patriots in America who believe in equal justice under the law. But that justice can take time.

 

WarrenBuffettBillClintonHillaryClintonBarackObamaKevinClaytonNathanSmithPhotosDailyBusinessNewsMHproNews600

 

What has happened to others or to us could happen to you or someone you care about. Our publisher has nothing to hide from, which is why the intimidation tactics sent by “whomever” didn’t work.

Tony likes to quote at times the maxim, that “You don’t catch flak unless you are over the target.”  MHProNews perhaps can be understood as being over the target then in our reports, fact checks, and analysis.

 

Victory 2020

But merely exposing what has happened to our industry isn’t enough. There has to be a counterweight to MHI. Let’s be clear. There is nothing, NOTHING that they claim that they do ‘for the industry’ that can’t be done better by others.

 

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MHProNews looks at the facts, considers the sources, and follows the evidence. MHI earlier last year, and for years before, MHI, Clayton and 21st routinely replied promptly to all inquiries. But since we’ve spotlighted the problems and concerns, they’ve gone silent. Why? If the facts are on their side, why not make offer a cogent explanation?

 

Some other options that are alternatives to MHI are already developing, as we have reported, and of course MHARR has existed for years for independent producers.

Starting tomorrow, we will launch a new series which will begin the lead up to “Victory 2020.”  It took about 15 years for Berkshire Hathaway to conquer half of the production in manufactured housing.

 

ClaytonHomesOakwoodHomesBerkshireHathawayMarketShareofManufacturedHousingEndof2003DailyBuisnessNewsMHanufacturedHousingIndustryProNews

 

Clayton and their purportedly bought-and-paid for allies took years to get to where they are.

 

ClaytonHomesSkylineChampionCavcoIndustriesBalanceofIndustryManufacturedHousingIndustryConsolidationGraphicPieChartMHProNews

Graphic by MHProNews, using information provided by each corporation, or named entities.

 

But this is still America. We and others of like mind will be committed to taking the years needed to ethically combat what they have built through their ‘Strategic Moat.’ To learn more about that, see the more complete report, with quotes from Warren Buffett, Kevin Clayton and Tim Williams, among others, in the linked report above: “The Feds and Others Are On Their ‘Case…'” 

Another handy report is the one linked below.

 

Center for Public Integrity – Stunning Clayton Homes-Warren Buffett-Berkshire Hathaway Manufactured Home Lending Truth Outs

 

Now, onto the reports and intros for the week that was.

 

Sunday Recap of the Week That Was

Financing, Warren Buffett has said, is where most of the money is being made by their firm in Manufactured Housing.  In fact, Clayton Homes is shown in their annual report listed under a financing category.

So it only makes sense from his point of view that Buffett – the-Moat-Builder – will have his MH lieutenants make sure that the GSEs don’t do anything useful for the majority of manufactured home communities and independents.

GoodBusinessIsLikeAStrongCastleWithaDeepMoatAroundItSharksIntheMoatIwantItUntouchableWarrenBuffettQuoteDailyBusinessNewsMHProNews

 

That’s what Saturday’s report, linked below reveals. It’s another purported kill shot aimed at the remainder of the industry’s independents.

But that’s not the only new story this week on MHProNews. Not by a long shot, pardon the pun.

Next, a competitor of #4 Legacy Housing called and said that one of that firm’s smart moves is that they have created their own retail and wholesale lending.

Lending or financing is necessary for most any big-ticket business. Sam Zell famously observed that failing in creating a lending base has hurt the industry.

 

 

MHI’s former president had a similar but different take on that topic, found in a previous report linked here.

But a different surprise for manufactured housing professionals, investors, and industry observers is another stunning Clayton revelation. See that among the reports, linked below.

  • #HousingChoice should be part of every savvy industry professionals’ mantra.
  • Brad Pitt has proven with modular homes that even a good deed can be punished.
  • What’s Google Impact on Manufactured Housing and Free Speech? See that, below.
  • A massive judgement has hit a manufactured home community owner, that report is found among our headline news recap too.
  • Two articles review information from the New York Times, one is a review of “Mobile Homes,” the other is their take on Monopolies and their harmful impact on others.
  • There are whistleblowers at Google, as well as in manufactured housing. See Project Dragonfly, linked below.

Note, among the questions we get from those considering whistleblowing on Clayton, MHI or others revolves around the question of legality. You can and should do your own research, but a quick glance at federal and state laws may lead you to realize that whistleblowers are routinely protected by state and federal laws.

 

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And as trade news media, we can publish even copyrighted material, within certain guidelines that we observe. Recall that the Pentagon Papers, federally classified secret information, was legally published by the New York Times and the Washington Post.

 

PentagonPapersNYTimesWashingtonPostFreePressRighttoPublishDailyBusinessNewsMHProNews

 

More details have emerged about Amazon’s foray into factory-home building, that and several other topics are among the headlines from the week that was, all found further below.

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To report a news tip, click the image above or send an email to iReportMHNewsTips@mhmsm.com – To help us spot your message in our volume of email, please put the words NEWS TIP in the subject line.

 

Note that the Masthead and MHLivingNews below look like similar topics, but they are quite different.

One final word, we don’t generally highlight with the teaser box and featured image in this weekly recap the link to the evening market report. But some of our readers swear by those daily recaps. Check a few out, and you too may end up hooked. Those evening market recaps save time for busy people who still want to keep up with more industry news, but can do so in a matter of only a few minutes.

With no further adieu, and with no exaggeration, welcome to the hottest site in the world for Manufactured Housing “Industry New, Tips, and Views Pros Can Use.”  ©

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They arguably borrowed from the name used in our video series, “Inside MH,” but the “MH Insider” – an unofficial house organ for MHI and their Clayton/21st/VMF backers – has obviously gone unread at the last two trade events where they can’t even give them away. By contrast, our readership on MHProNews has soared in the last year. Does it seems that people want news, facts, research, and analysis, instead of big boy spin, pablum, and propaganda?

 

What’s New on MHLivingNews

Festivals of Light – Hanukkah and Advent in Manufactured Home Land – a.k.a – MHVille

 

What’s New on the Masthead

TheMastheadCommentaryLATonyKovachMHProNews

Hanukkah, Advent, Festivals of Light, and Celebrating Manufactured Housing Integrity

 

What’s New on the Daily Business News on MHProNews

 

Saturday 12.1.2018


Housing Choice, Where Modular, Manufactured, Tiny, Conventional Housing Crisis, MHI and MHARR Intersect

Housing Choice, Where Modular, Manufactured, Tiny, Conventional Housing Crisis, MHI and MHARR Intersect

 

Friday 12.1.2018

 

White House Economic News, Christmas, & Oval Office Views, Plus MH Market Updates

White House Economic News, Christmas, & Oval Office Views, Plus MH Market Updates

“No Good Deed” – Brad Pitt, Make It Right Foundation Sued for Defective Modular Housing, NBC News, More Video

“No Good Deed” – Brad Pitt, Make It Right Foundation Sued for Defective Modular Housing, NBC News, More Video

Does Google Harm Manufactured Housing? Other Forms of Free Speech?

Does Google Harm Manufactured Housing? Other Forms of Free Speech?

How do CEO’s Use Their Time? Work, Life Balance Part II

How do CEO’s Use Their Time? Work, Life Balance Part II

 

Thursday 11.30.2018

Huge Lo$$ “Squalor” Reported, MH Community Owners Hit with 8 Figure Judgment, Video and Report

Huge Lo$$ “Squalor” Reported, MH Community Owners Hit with 8 Figure Judgment, Video and Report

“You’re a Nazi!” Oddly, Socialists & Nazis at War, Plus Manufactured Housing Market Updates

 

Crisis of Misinformation, Fact Checks, and Manufactured Housing

Crisis of Misinformation, Fact Checks, and Manufactured Housing

Consumer Confidence High Heading into Holidays, Per Conference Board, Retail Sales Surge

Consumer Confidence High Heading into Holidays, Per Conference Board, Retail Sales Surge

 

Wednesday 11.29.2018

Fed Chair Powell’s Full 24 Minute Economic Speech, Stocks Roar, Plus MH Market Updates

Clayton Homes Owned Sales Centers Reveal Surprising Trend

Clayton Homes Owned Sales Centers Reveal Surprising Trend

New York Times-David Leonhardt-“The Monopolization of America,” Manufactured Housing Slant

New York Times-David Leonhardt-“The Monopolization of America,” Manufactured Housing Slant

Climate Change, Energy, Riots, and Manufactured Housing in Green Era

Climate Change, Energy, Riots, and Manufactured Housing in Green Era

 

Tuesday 11.28.2018

Google Employees Go Public, Protest Controversial “Project Dragonfly”

Google Employees Go Public, Protest Controversial “Project Dragonfly”

Bull Run, Part II Ahead? Says Raymond James Executive, Plus MH Market Updates

 

Annual Home Gains Slow, per S&P CoreLogic Case-Shiller – Manufactured Housing‘s Missing Mantra

Annual Home Gains Slow, per S&P CoreLogic Case-Shiller – Manufactured Housing‘s Missing Mantra

New York Times Review of “Mobile Homes”

New York Times Review of “Mobile Homes”

 

Monday 11.27.2018

Details Emerging on Amazon’s Plans for Plant PreFab Modular Home Investment

Details Emerging on Amazon’s Plans for Plant PreFab Modular Home Investment

POTUS “Not Happy,” Barra, Kudlow Huddle, Stocks Rise, Plus MH Market Updates

 

Jury Awards Millions to Residents in Suit Against Controversial Community Operator

Jury Awards Millions to Residents in Suit Against Controversial Community Operator

Ford and Toyota Teach Manufactured Housing Professionals and Investors

Ford and Toyota Teach Manufactured Housing Professionals and Investors

 

Sunday 11.26.2018

 

What Just Happened, to Cavco, Independent Communities, Retailers, and Manufactured Housing?

What Just Happened, to Cavco, Independent Communities, Retailers, and Manufactured Housing?

 

Together with thousands of honest MHVille pros of good will, we can make our industry achieve its great potential. That’s done by making American lives better, together. “We Provide, You Decide.” © ## (Sunday Morning, weekly headline news review, analysis, and commentary.)

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SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

 

 

Related Reports:

The Coming Breakup of Berkshire? MHI? Plus Sunday Headline Recap 10-14-2018 to 10-21-2018