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Posts Tagged ‘Secretary Hillary Clinton’

Politically Incorrect Cartoon Commentaries, Lighter Side of Making America and Manufactured Housing Great Again

June 9th, 2018 Comments off

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Long-time MHProNews readers know that over the years, we’ve broken many of the politically incorrect rules in MHVille reporting, and hard-hitting commentary.  You rewarded us with the most page views and readership of anyone in industry publishing, thank you. Thanks too for those who make this possible.

 

But today, to keep things light – and still make industry pros, investors, researchers and others think – we’re going to let these political cartoons do most of the talking.

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For years, manufactured housing’s future was mired in D.C. politics that seemed to have no end in sight.

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For example. Manufactured housing had near zero impact on the housing/mortgage meltdown of 2008.

Yet, the industry is routinely reminded by certain groups of its loose lending sins by lenders of roughly 2 decades ago. The bulk of those sins didn’t cost taxpayers. The mistakes of the 90s and early 2000s of operations like GreenTree and Conseco didn’t melt the economy down.

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But for some, those sins of the past seemingly can’t be absolved or forgotten.  Why is that so?

Why did conventional housing and lending get a hall pass, which cost taxpayers and the economy trillions in de facto bailouts, and federal taxpayer support?

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Why did manufactured housing – which a bi-partisan swatch of politicos and experts agree is an important part of the solution to the affordable housing crisis solution – get punished?

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The loudest voices aren’t always the correct voices.

The Daily Business News could go on and on this morning with questions like that, which our reports seek to answer.

Cartoonist Branco has done brilliant work, and the word is that from time to time, he’s retweeted by President Trump.

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Just the facts. Its the elitists, those that know better, but screwed America up for the many for the benefit of the few for decades. They are in both major political parties.

We editorially supported President Trump, months before the 2016 primary was settled.

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There’s so much news, but one must not forget what happened, in some cases, not so long ago. Memory is a gift that must be used, along with prudence, and a questioning mind.

We did so because an objective consideration at what Secretary Clinton presented, and promised looked like more of the same in Washington, D.C.’s swamp.

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Former DNC Chair Donna Bazile said that the primary was rigged against Senator Sanders. Their is evidence to suggest that the powers of the federal government wee being used to tilt the election in favor of Secretary Clinton.

We supported Candidate Trump, even thought Warren Buffett supported Secretary Clinton.

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Speaks volumes!

By contrast to Clinton, then candidate Trump is a business tycoon, a builder, and an entertaining communicator.

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Americans can’t afford to forget what it was like just 2 short years ago. The advocates of the corrupt socialist agenda never stop pushing. The price of freedom is eternal vigilance, plus action to defend our God-given, constitutionally protected rights.

Then candidate Trump energized the base of numerous business professionals, and the millions of what Ms. Clinton called “deplorables.” The president brought back the “blue collar Democrats” into the common-sense conservative cause.

President Obama pledged to veto Preserving Access if it hit his desk.

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Any day now…

Secretary Hillary Clinton pledged to keep Dodd-Frank intact.

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Branco must get it on climate. No one wants dirty air or dirty water. But the climate agenda is about taxes, plus picking winners and losers.

S 2155 did half of what Preserving Access hoped to do, but it also did much more, and President Trump signed it into law.

These are facts.  They may be politically incorrect, but they are facts.

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President Abraham Lincoln said that America would never be conquered from without, but only from within. Its the power grabbers, those that took big chunks of the financial, healthcare, and other sectors over that must be watched., and defeated legally.

We believe in common sense, even if it isn’t politically correct.

The economy is roaring, while obstructionists are screaming about every single thing they can, as if the president hates the Americans whose lives his policies are clearly improving.

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If Russian interference with elections is a serious issue, and it is, then why isn’t voter fraud a serious issue?

If you aren’t comfortable with the president’s tweets, don’t read them. But watch his bottom line results.  Promises made, promises kept.  Make America Great Again. That’s patriotism.  That’s common sense.

Pay attention to what is getting done now, that was not getting done before in Washington, D.C.’s swamp.

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George Soros and other uber rich billionaires oddly often support socialistic, and leftist causes, why? Does big government = power? Does supporting big government give the uber rich more influence than every day Americans? Drain the swamp.

Regulations are frozen, thanks to the President’s executive orders. Pam Danner is gone at HUD. Thank you, Secretary Carson, please keep it that way.  Please make sure that Danner isn’t returned, and that the replacement is some hand-picked candidate of the billionaire crony capitalists who seek to dominate our industry, to the harm of the majority of small to mid-sized businesses.

The DOE energy rule is frozen, thank you Secretary Perry, please keep it that way.

As the midterms approach, why not vote for common sense? Why not vote for those who support the man getting things done?  Why not support the 45th president’s policy and agenda?

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While the Manufactured Housing Institute (MHI) paid for two pro-Clinton speakers in the closing days before the 2016 election, the Kovach family supported Donald J. Trump’s candidacy as the best for the industry, small business and hundreds of millions of Americans. One of those stories ended up on the president’s campaign website, and hundreds of conservative and pro-Trump websites.

The Fed just announced that the net worth of Americans has hit 100 Trillion dollars.  Talk is cheap. Action speaks louder than words. Thank you, Mr. President.

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The president’s birthday is coming up next week. We support making America and our industry great again. We are willing to be politically incorrect to do so.

The cartoons speak volumes.  Consider sharing them and this post with your circle of influence.

President Trump Spotlights Factory Home Builder in Speech, Proven Promotion, Support of Industry Advancement

You can join the thousands who get our headline MH “Industry News, Tips, and Views Pros Can Use” © at the link here, or below. Enjoy the results.  Let’s keep the common-sense, politically incorrect progre$$ going, shall we?  ## (News, analysis, commentary.)

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SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

Upset Win by Gracious President Elect, Donald Trump

November 9th, 2016 1 comment

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This was an epic victory and a gracious Donald J. Trump, with his campaign team and family at his side, accepted victory from Secretary Hillary Clinton.

MHProNews.com will update this tomorrow and plans to unpack the race and its meaning for America and our industry.

 

 

 

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The #NeverTrump crowd are in shock. The elites are in shock. World leaders are begin to call in their congratulations to the president elect. The markets are in shock too, but will recover and then grown once a Trump Administration begins to implement pro-business, pro-growth, pro-American policies.

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Erickson was one of those #NeverTrumpers, who are just as shocked this morning as are so many other elites.

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Millions of prayers have been answered, all with the goal of making America great again. A victory for the benefit of all. The best is yet to come. What a ride! ##

(Editor’s Note: for post election videos by Speaker Paul Ryan, Secretary Hillary Clinton, President Barack Obama and President Elect Donald Trump, analysis and more, click here.)

(Image credits are as shown above.)

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L. A. ‘Tony’ Kovach is the publisher of MHProNews.com, MHLivingNews.com and MH Consultant.

Submitted by L. A. ‘Tony’ Kovach for the Daily Business News, on MHProNews.com.

Wells Fargo and the CFPB – Who are Feds Working for – Consumers? Business? Itself?

September 21st, 2016 Comments off

senatorelizabethwarrend-ma-thenation-manufacturedhousingindustrydailybusinessnews-mhpronewsI accept fully responsibility for all unethical sales practices,” Wells Fargo Chairman and CEO John Stumpf said in a prepared statement on Capitol Hill yesterday, testifying before the Senate Banking Committee.

As millions have heard, 5,300 workers were fired and the company agreed to pay $185 million in fines to the Los Angeles City Attorney, the Comptroller of the Currency and the Consumer Financial Protection Bureau (CFBP).

Stumpf’s statement did not help him avoid intense criticism from senators, including Elizabeth Warren (D-MA), who blistered him, calling on the embattled CEO to resign.  As Dodd-Frank is a presidential campaign theme, Warren saying Stumpf should be criminally investigated may be viewed as having political overtones to it.

Have you returned one nickel of the money that you earned while this scandal was going on?” asked Ms. Warren, one of the driving forces that helped create the CFPB.

Have you have fired any senior management, the people who actually oversaw this fraud?” Ms. Warren continued.

No,” Mr. Stumpf replied.

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 “Your definition of accountability is to push this on your low-level employees. This is gutless leadership,” she said.

While one understands that Wells Fargo team members have done wrong, what is less clear is the role that the CFPB is playing, and why.

The Bigger Picture – Dodd-Frank, CFPB and the MH Connections, revisited

Created in 2011 as a part of the Dodd-Frank law, the agency has operated under a cloak of ongoing controversy, including:

  • accusations of lack of inclusion,
  • internal discrimination,
  • illegal hiring,
  • wasteful spending,
  • bullying of businesses and
  • inefficient regulations

There is also the matter of a so-called “drafting error” in the Dodd-Frank law that prevented supervisory examinations of most businesses – other than large banks – before the agency had its first director.  

Many of the functions of the CFPB already existed in other agencies. With hundreds of community banks put out of business due to the high cost of the new regulatory burdens, opponents of the law argue that it has helped large banks, rather than helped avoid “too big to fail,” which was part of the stated goal for the bill and agency.

As readers of the Daily Business News  and MHLivingNews know, each has covered issues around Dodd-Frank and the CFPB in great and ongoing detail.

Against that backdrop, Ronald Rubin’s recent Weekly Standard column poses an important question.

If the CFPB could only examine or audit large banks prior to 2012, why didn’t the CFPB detect the hundreds of thousands of accounts opened at Wells Fargo without customer authorization between 2011 and now? What were examiners doing?

Rubin says, “The Consumer Financial Protection Bureau wasn’t the hero; they were asleep at the wheel.”

This question points to a challenge with many government agencies, which is the ability to discover, address and stop illegal behavior in a timely manner. It gets to the heart of the inefficiency sometimes found in huge federal bureaucracies, as the VA scandals have exemplified.

With Secretary Hillary Clinton, Elizabeth Warren and others in their party proclaiming the wonders of Dodd-Frank, and GOP nominee Donald Trump promoting a repeal and replace theme, the issue looms large for manufactured housing professionals, and the nation.

The Buffett Connection

Warren Buffett’s Berkshire-Hathaway owns a sizable stake in Wells Fargo.  Berkshire Hathaway (BH) is the parent company to Clayton Homes, Vanderbilt Mortgage, 21st Mortgage and a host of other suppliers, service providers and producers in the manufactured and modular housing industry, and is one of the stocks tracked in our daily market report.

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An example of a manufactured home community, this one, an hour’s drive from Chicago, IL. TriStar Estates, photo credit, MHProNews.

Wells Fargo makes fee simple loans on manufactured homes, as well as does commercial lending that includes manufactured home land-lease communities.

Beyond the Wells/BH connection, this is a significant issue for the manufactured housing industry on many other levels.  Regulations in general – and Dodd-Frank specifically – has created burdens for homeowners, prospective buyers and businesses alike.

Rubin points out that while others came across the Wells Fargo problems first, the CFPB media blitz reduced the other agencies – and the media – that participated in uncovering the issue, to becoming what looked like bystanders.

That may be the CFPB’s and its supporters’ goal.  Federal agencies, especially one that Republicans have targeted for replacement, will naturally seek to justify their own existence.

So the Wells Fargo story may mask a deeper issue on the effectiveness, good-or-harm that Dodd-Frank and the CFPB have actually accomplished.

If manufactured housing veteran Alan Amy is correct, the CFPB’s implementation of Dodd-Frank regulations has cost the industry about 30 percent more sales.  That represents well over a billion dollars in negative impact. How much is the CFPB’s impact spread across the reset of the U.S. economy?  ##

(Image credits are as shown above.)

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RC WIlliams, for Daily Business News, MHProNews.

Submitted by RC Williams to the Daily Business News, MHProNews.