Posts Tagged ‘says’

“Sabotaging everything the country stands for” says Innovative Production Pioneer

March 26th, 2018 Comments off


Historic flashbacks can be instructive, including examples from outside one’s own industry or profession that may provide inspiration and insight.


The challenge of dominating, monopolistic forces using (…or abusing…) political forces is not new.  It’s been going on since the dawn of recorded history.  The example below is a classic American tale of the little guy who is taking on the giants of his industry and era.

The movie Tucker, a Lucas Film with Jeff Bridges in the title role, reflects the efforts of an automotive pioneer.

According to “New York magazine, Tucker: The Man And His Dream is “as fast, sleek and streamlined as the car – the Tucker Torpedo, that Preston Tucker built in 1948.” And filmmakers Francis Ford Coppola and George Lucas celebrate Preston Tucker as the ultimate believer in the American dream,” says the Tucker YouTube page.

In a dazzling portrayal by Jeff Bridges, Tucker is a dynamic engineer and an enthusiastic showman who envisions the car of the future. Against mighty odds he manages to build a fleet of them – only to have his factory shut down by Detroit’s Big Three automobile manufacturers. They took away his car – but nobody could take away his dream.”


Tucker plans and produces a superior product, one that the Big Automakers seek to undermine in various ways. Among them are the use of monopolistic levers, including an abuse of government power.  In his days, the majority wanted a new car post-war.

Today, while automobiles are still very much in demand, most aspire to have a home of their own.

The abuses alleged against Facebook, Amazon, Google, Microsoft, Apple, or Berkshire Hathaway – to name but a few in our own time – should make thoughtful professionals step back and ask, what would the factory-built home industry be like in the absence of oppressive economic power?

Preston Tucker’s story is history.  Our housing industry’s story is still being written. The headline quote is from the movie.

A Connection Between Tucker and Factory Built Housing?

After World War II, when it was necessary to provide affordable housing for returning veterans, Carl Strandlund, who was vice president and general manager of Chicago Vitreous Enamel Product Co., went to Washington, D.C., to request steel to build gas stations in Indiana. However, the federal government, which regulated steel use to private industry, was more interested in producing housing…” wrote Andrea Halgrimson, in 2005.

Strandlund got a government loan to manufacture the homes and founded the Lustron Corp. The Chicago plant chosen by Strandlund was leased to the Tucker Motor Co. and although the building had been promised to Lustron, the Tucker people would not share the space. So the federal government leased an aircraft plant in Columbus, Ohio, to Strandlund. There, about 2,500 Lustron homes were produced in 1949 and 1950.”

Historic Lustron PreFab Homes Draw Renewed Interest

The question of monopolistic is a question both political parties, and voices across the left-right media spectrum, are grappling with today.  The issues of how government touches industry, and vice versa are also alive and well in the automotive, as well as the factory built housing professions.  ## (Historic flashback, inspirational, commentary, and analysis.)


(Third party image credits are as shown.)

Submitted by Soheyla Kovach to the Daily Business News on MHProNews.

SoheylaKovachManufacturedHomeLivingNewsManufacturedHousingIndustryDailyBusinessNewsMHProNews-Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and

“Razzle Dazzle,” Says Former Manufactured Housing Institute Member

March 26th, 2018 Comments off

RazzleDazzleManufacturedHousingInstituteMHILogoNewClassofHomesDailyBusinessNewsMHProNewsOnce you eliminate the impossible, whatever remains, no matter how improbable, must be the truth.” – Arthur Conan Doyle, per BrainyQuote.

An attendee of multiple MHI events who is an award-winning corporate leader who is also a Daily Business News reader explained what he called their “razzle dazzle.”

He specifically pointed out the Arlington, VA based Manufactured Housing Institute (MHI) trade association’s plans, naming their proposed “new class of homes.”


What has this extended MHI research and discussion actually accomplished?” – he rhetorically asked.

America’s affordable housing crisis is growing, yet MHI is still busy talking.”

Research may look like action, he said, but practically speaking, it is just another delay while the industry’s largest players continue to “consolidate” smaller ones

There is no denying that manufactured home production, retail, and communities continues to be absorbed into the hands of the larger MHI member companies. MHI’s own data – as well as third party research – confirms it.  Is that an accident? Coincidence? Or is it their plan?


If the proposed Skyline Champion deals is finalized, then 75 percent of the industry’s production will be in the hands of only 3 companies, all of which are MHI members, per data from MHI, and other sources.



It’s Razzle Dazzle.”

Another skeptical executive told the Daily Business News that it takes skill for MHI to be so wrong, or so late to the dance, so often.  to those MHI defenders who say it is only a ‘conspiracy theory,’ he pointed to numerous reports from inside and out of the factory-built home industry,  and then cited the opening Arthur Conan Doyle quote, used at the top.


  • the National Association of Homebuilders (NAHB) and the National Association of Realtors (NAR) are both saying that only more construction will ease the affordable housing crisis,
  • and MHI has demonstrably done nothing effective,
  • that requires arrogance, incompetence – or is it great skill?

In the wake of a recent Daily Business News report, some ask, is failure to advance the industry being rewarded through higher pay and bonuses to senior MHI staff? If that’s hard to imagine, then see the related MHI produced facts that prove that senior staff are getting more pay – plus “bonuses” – per MHI’s own reports; see that “Busted!” linked in the related resource reports, further below.

Given the various controversial allegations, trends, and mounting evidence against them and their dominant member – Clayton Homes and their Berkshire Hathaway sister operations – it’s understandable that a number of state associations that could, quit MHI. See that and other related evidence in the related reports, linked below.

MHI’s counting the number of potential readers their advertorials might have reached is pathetic, when you realize it only proves how ineffective their work actually is,” said an industry executive.


MHI doesn’t prove they reached 83 million Americans, but even if that claim was true, doesn’t their own facts – upon careful consideration – only reveal how ineffective their work actually is? Some 92,900 new HUD Code homes were shipped in 2017, divided by 83 million MHI claimed = .0011192771, or about 1/10 of 1 percent. Furthermore, tens of thousands of new HUD Code manufactured home sales were already taking place, which means their claimed impact was even weaker than 1/10 of 1 percent.


Another pro told MHProNews that the huge claims MHI makes about their advertorials, social media and videos are either a fig leaf designed to make themselves look good, or are actually more evidence of their years of failure to advance their own stated agenda, take your pick.  See the graphic and fact-check above, using their own numbers.

There is in America today:

  • a 300,000 to 400,000 new unit annual new home production shortage,
  • the greatest need is in the affordable housing categories – facts according to the National Association of Realtors (NAR), and the National Association of Homebuilders (NAHB),
  • plus NAR and the National Low Income Housing Coalition NLIHC) have reported an 8.3 million units affordable housing units needed.

4 Concerns of Homebuilders Have Impacting Every American

What those facts imply is that it would take over a decade of producing record numbers of new manufactured homes to catch up to what America needs.


Using MHI and their members own data demonstrates that their so-called leadership in the past decade has witnessed the lowest levels of manufactured home production in the industry’s history. Why would a thinking person follow such failed leadership?

When you look at the facts, isn’t it obvious why Harvard researcher Eric Belsky predicted manufactured housing would dominate?


At the time Belsky made this prediction, manufactured homes were selling over 250,000 new units per year. Yet in 2017, new home production was ‘back up to” only some 92,900 new home sales. In 2002, MHI was citing Belksy, why did they stop doing so after Clayton become their dominant member/producer?


Admissions and Excuses by Key MHI Professionals

Fancy power points and snazzy graphics – when carefully fact-checked against results – demonstrates a failure to be proactive that MHI member and former chairman, Nathan Smith himself stated.

MHI President Richard “Dick” Jennison argued for low production, why? Didn’t that just benefit the bigger companies that have bought out smaller ones at a bargain price?

The statements by past or current members of MHI are often blistering.  They’ve included, but aren’t limited to:

Smoke and mirrors,”
Illogical,” and most recently:
Razzle dazzle…

…call it what you will. The controversial report last week alleging Clayton is trying to kill off the Tunica Show is only the latest in a series that has a growing number of professionals saying, if there is smoke, there must be fire.


But for the doubters and skeptics, once you “…eliminate the impossible, whatever remains, no matter how improbable, must be the truth.” – Arthur Conan Doyle.

We Provide, You Decide.” © ## (News, analysis, and commentary.)

Related Reports to Points Noted Above:

Busted! “Failure Bonus” Paid-Richard “Dick” Jennison, CEO Manufactured Housing Institute-per MHI Document$

MHI Lender Shakes Up DTS and MLO Rule Discussions

Warren Buffett Success Secret$, Video Interview Including “The Moat”

Kevin Clayton Interview-Warren Buffett’s Berkshire Hathaway, Clayton Homes CEO

“Follow the Money” – Controversial Urban Institute Report on Manufactured Housing

Progressive “Nation” Reports on Monopolies Cites Buffett, Clayton, Others – MH Industry Impact?

‘Over Target’ Reactions, WHA Exec (ret) Ross Kinzler, Won’t Defend MHI Policies & Points to Prior MHI Failure

Sun Communities Annual Data and Manufactured Housing Industry Investor Presentation Highlights

Notice: if Berkshire Hathaway wanted to see manufactured housing sales grow rapidly, they could do their own media campaign. They own a number of media outlets.  See facts in their annual report, linked below.

Warren Buffett’s Annual Report to Berkshire Hathaway Shareholders, Clayton Homes and Manufactured Housing


Lavin is an MHI award winner, and a success story in communities, retail and finance.

Marty Lavin Lashes the Manufactured Housing Institute’s (MHI) Latest Initiative


MHI is currently spotlighting 5 operations, which in some ways is arguably a disadvantage to other MHI members.

Frank Rolfe Blasts MHI for Poor Media Engagement, Industry Reactions

Frank Rolfe, MHU/RV Horizons Protest by MHAction; Nathan Smith/SSK/MHI Flashbacks?

Warren Buffett’s Political Payoff$, THIPS, and Manufactured Housing

Manufactured Housing’s “Trojan Horse”



(Third party image credits are as shown.)

Submitted by Soheyla Kovach to the Daily Business News on MHProNews.

SoheylaKovachManufacturedHomeLivingNewsManufacturedHousingIndustryDailyBusinessNewsMHProNews-Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and


Cordray Defiant, Says Trump Won’t Change Agency

January 28th, 2017 Comments off

Richard Cordray walks into a Treasury hearing. Credit: LA Times.

Consumer Financial Protection Bureau (CFPB) Director Richard Cordray has finally spoken in the wake of President Trump’s inauguration, per the LA Times.

And he’s not pulling any punches.

The new administration really shouldn’t change the job at all,” said Cordray at a forum held by the Wall Street Journal.


We’re expected to work with different administrations of different points of view. We have … an independent mandate to do what we do and we will continue working to protect consumers.

Cordray has said in the past that he has no intention of stepping down. His term ends in 2018.

As Daily Business News readers are aware, the Trump Administration has sent clear signals that Dodd-Frank is in the crosshairs for parts of the legislation to be rolled back, or repealed.


A tweet from Senator Bob Sasse.

After the election, Republican Senators Bob Sasse (Neb.) and Mike Lee (Utah) penned a strongly worded letter to then Vice President-elect Mike Pence, urging then President-elect Donald Trump to remove Cordray.

It’s time to fire King Richard,” said Sasse.

Underneath the CFPB’s Orwellian acronym is an attack on the American idea that the people who write our laws are accountable to the American people. President-elect Trump has the authority to remove Mr. Cordray and that’s exactly what the American people deserve.”

The Daily Business News has also followed the CFPB saga closely, including their involvement in the Wells Fargo case and a D.C. circuit court ruling that deemed the organization unconstitutional due to it’s lack of independent oversight.

Senator Mike Lee touched on the importance of the unconstitutional ruling.

The Constitution was written to protect the American people from unelected and unaccountable bureaucrats, said Lee.

Considering the damage CFPB has done to credit unions and community banks, President Trump should act quickly to remove the director.

CFPB Dir. Richard_Cordray_c-span2__credit postedDaily BusinessNewsMHProNews

Credit: CSPAN2.

Within a week of the letter from Sasse and Lee, Democrats came to Cordray’s defense.

Do not tell Richard Cordray he’s fired,” said Senator Chuck Schumer (NY).


Senator Sherrod Brown. Official photo.

Firing Cordray might be part of the billionaire agenda, but removing him and gutting the consumer bureau would shatter Trump’s promise,” said Senator Sherrod Brown (OH), who is the ranking Democrat on the Senate Banking Committee.

Senators Schumer and Brown have now been joined by Rep. Maxine Waters (D-Los Angeles) and 37 other members of the Congressional Black Caucus in the effort stop action on Cordray.

In a letter to President Trump on Tuesday, they wrote that they “would strongly oppose” any attempt to remove Cordray and “would view such an action as an illegitimate abuse of power.

Director Cordray has done nothing to give the necessary cause for his removal from office,” wrote the lawmakers.


Representative Maxine Waters. Credit: Wikipedia

Communities of color and, indeed, all consumers in America will benefit from having director Cordray remain in his position and continue to independently implement the mandates imposed upon him by Congress as the director of the CFPB.

While the CFPB is credited with taking actions to protect consumers, most notably in the Wells Fargo case, those who have followed the history of the CFPB understand that the CFPB was not the lead agency in the case and during the time the events took place in 2011, the CFPB charter basically only allowed it to police the activity of big banks.

It did not catch the Wells Fargo activity at that time.



Parody of CFPB logo – credit, Plus 1 Properties. Cartoon credit, MHProNews.

Cordray also commented about whether he would fight an attempt by Trump to fire him.


MHProNews Sponsor, for more information, click the banner above.

I was nominated and then confirmed by the Senate to serve a term,” said Cordray.

All the independent federal regulatory agencies have terms that overlap one administration or another. That’s meant to preserve their independence.

That’s important because without the independence you end up mired in partisan politics, the big-money special interests … will try to dictate results.

For a deep dive into the CFPB, Dodd-Frank and their adverse effects on the manufactured housing industry, click here. ##


(Image credits are as shown above.)


RC Williams, for Daily Business News, MHProNews.

RC Williams, for Daily Business News, MHProNews.

Local Developer Says MH Community Hurts Property Value

January 26th, 2017 Comments off

Credit: MHProNews.

North of the border, in Mayerthorpe, Alberta, Canada, in what appears to be another case of NIMBY (Not-In-My-Back-Yard), a housing developer is not pleased about a planned manufactured home community.

According to the Mayerthorpe Freelancer, local housing developer Tim Rosadiuk criticized Mayerthorpe’s new manufactured housing subdivision and said there is a lack of good places to build in town.

Rosadiuk, president of Cozifoam Roof Armour Systems, made a presentation to the town’s policies and priorities committee meeting on Jan. 16. In that presentation, he said the town was wrong to create a new manufactured housing subdivision on the former site of Ellis Granley Park.

The town needs to generate more tax revenue in order to improve services, be able to pave more roads, encourage population growth and density,” said Rosadiuk.

I would see that it offers up to a 30 to 50 per cent tax revenue possibility than manufactured homes for the same unit area of building space.


Tim Rosadiuk. Credit: Mayerthorpe Freelancer.

Rosadiuk also said it was hard to find places in town to develop site-built homes that do not have surroundings that would diminish the value of the property.

I was discouraged to hear that this property is being developed as more manufactured housing,” said Rosadiuk.

If I choose to build a new house in town, I am hard pressed to find a place where the surroundings won’t diminish the resale value of my new property.

After the meeting, Mayerthorpe Mayor Kate Patrick defended the decision on the manufactured home community, sighting the location.


Mayor Kate Patrick. Credit: Mayerthorpe Freelancer.

We like to keep the manufactured housing subdivisions in areas where they’re not spot zoning into regular housing areas,” said Patrick.

That area was conducive to the manufactured housings that surround it.

Patrick mentioned that development in the new subdivision is making progress with developers and they are expressing interest, although nothing has been confirmed yet.

She added that Mayerthorpe was going to look into the concerns from Rosadiuk.

We’re in the process of reviewing our land use bylaw and some of the concerns that he brought up will be addressed in the new land use bylaw,” said Patrick.


Credit: OHRC.ON.CA, under fair use.

The Daily Business News covered the controversy in Mayerthorpe recently, and also here in the U.S., where in Aiken, South Carolina, Councilman Danny Feagin was quoted as saying “As long as it keeps the mobile home parks [sic] out, I think the folks would be satisfied,” in relation to a proposed rezoning ordinance. ##


(Image credits are as shown above.)


RC Williams, for Daily Business News, MHProNews.

Submitted by RC Williams to the Daily Business News for MHProNews.


Insurity Chosen to Insure Manufactured Homes

March 20th, 2014 Comments off

Insurance policy administrator Insurity, Inc. has been selected by American Modern Insurance Group to administer physical damage coverage for manufactured home (MH) dealers. According to Bill Gottsacker, American Modern’s VP, says, “Insurity has a strong reputation in the insurance industry, especially when it comes to the complexity of specialty lines and dealing with bureau content.” As informs, American Modern is closing in on 50 years delivering specialized products for manufactured homes, specialty dwellings, boats, classic cars and snowmobiles. ##

(Image credit: