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Posts Tagged ‘porches’

Ordinance Violations at Manufactured Housing Community?

August 15th, 2013 Comments off

The owner of a manufactured housing community (MHC) in Mansura, Louisiana may be charged with violating ordinances governing communities. At a meeting of the Mansura Town Council, the city inspector said the violations include the lack of skirting and porches on the homes, and the absence of a fence around the community. There is not a 40-foot wide entrance and exit, which also violates the ordinance. Community owner Jerome Chatelaine, also at the meeting, says he will attend to the violations as soon as he finishes with two houses he is working on. As avoyellestoday informs MHProNews, a committee was set up to examine the violations and report back to the council in this central LA town.

(Photo credit: MHVillage/Ranch Mobile Home Park

City Planners Restricting Manufactured Housing Sites

July 16th, 2013 Comments off

The Magnolia, Ark. Planning and Zoning Commission has proposed restricting manufactured homes (MH) to R-3 zoning, thereby keeping it out of R-2 and R-1 zoning. The new measure would require amending zoning laws for most of this whole city, located in southwestern Arkansas, as MHProNews has learned, affecting hundreds of homes. By law a sign must be posted in every yard that is up for the change, and each property subject to rezoning must be published. Commissioner Christine Durham will seek an alternative to this costly legal notice. The second ordinance reflects state code that requires manufactured homes to have porches, skirting, roofs that blend with the house and driveways. If the Magnolia City Council approves these measures, the planning commission wants to also change zoning in five other areas that would further restrict the siting of manufactured homes, according to magnoliareporter.

(Photo credit: Michael Mercier/huntsvilletimes)

Senior Community Overlooks the Pacific

April 24th, 2013 Comments off

Noting that baby boomers are poorer than their parents, with half of those facing retirement having less than $10,000 in the bank and one of six of them living in poverty, psmag informs MHProNews the residents of the 333 factory-built homes at Pismo Dunes Senior Park in central Calif. have answered the question “Where are seniors going to live?” very effectively. Affectionately called “Pismodise” by the residents, people living on $900 a month in a 1960’s travel trailer with an added sunroom and carport nestle next to a modern manufactured home with a bay window, fancy porches and nice cars owned by people with incomes of $15,000 a month, and they both have equal views of the Pacific Ocean. (A survey by Farmers Insurance in 2012 of seniors living in manufactured homes found that while 30 percent have assets under $25,000, nine percent had assets amounting to $250,000 and some had over $500,000.) Noting Pismo Dunes’ manager Louise Payne calls it “a holding tank for the great beyond,” residents tend to take care of each other and are required to greet each other at the daily cocktail gathering even if they have an issue with each other. One of the longest studies of aging conducted over 34 years in Calif. found that people who have five or more friends, avoid depression, and walk for exercise–as they do at Pismo– can expect to live six years more without having to depend on others for help with activities of daily living. Seniors who are isolated, living in an urban area with high crime and high traffic are more likely to end up in a nursing home, with costs starting at $52,000 annually, often picked up by taxpayers. Despite the common perception that manufactured home communities have high crime rates and even contribute to crime, a study by the University of Illinois-Chicago of an MHC in Omaha, NE found the rate of crime no different than in the rest of society. A couple of years ago, Louise threw a “trailer trash” party. She says, “We had bras hanging from clotheslines in the clubhouse. Fried potatoes! Fried spam! Pickled eggs and okra! We even got an outhouse for the decorations.” Paul Bradley, president of ROC (resident-owned communities) USA, a non-profit that helps residents of MHCs buy their communities, says, “Trailer trash jokes are still acceptable in polite circles where other prejudicial humor wouldn’t be considered funny.” Noting financing for manufactured homes is dinosaurish because it dates back to them being treated as motor vehicles instead of residences, he adds they will not draw baby boomers until the risks are reduced through an updated business model and modernized regulations. Even though newer manufactured homes are made greener, costing on average $1,000 a year to cover for utility bills, the stigma remains and will continue until policy-makers see the value of and the need for the product. Meanwhile, manufacturers have to choose between making innovative homes with green technology for a market that barely exists, and the less expensive homes for the market that does.

(Photo credit: Arnaldo Abba/psmag–Pismo Dunes Senior Park)

City Water Available to Manufactured Homes

March 13th, 2013 Comments off

According to the kilgorenewsherald, the city council in the northeast Texas town of New London granted permission to a new resident to install a manufactured home on a half-acre of land. The owner agreed to follow city ordinances regarding porches and skirting. Also, the owner of a multi-section manufactured home asked permission to have city water tapped into the dwelling. MHProNews has learned city Maintenance Supervisor Ralph Lardy said city water could be supplied to both residences.

(Photo credit: Trulia–manufactured home, Benito, TX)

Legislation would Demand Insurer Offers Full Coverage

February 5th, 2013 Comments off

Following a story we last published May 8, 2012 in which state-run Citizens Property Insurance in Florida stated it would no longer insure carports and porches, legislation has been filed in both chambers that would require them to do just that. In a bill backed by the Federation of Manufactured Home Owners of Florida as well as by James Ayotte, executive director of the Florida Manufactured Housing Association (FMHA), Senate Bill 378 and House Bill 573 would require Citizens to offer adequate coverage on manufactured homes and their related structures, attached and otherwise. The company had wanted to drop 45 percent of its policyholders and raise rates on the others, saying a major hurricane could wipe out its $6 billion surplus. As sunshinestatenews tells MHProNews, the goal of the legislation is to make sure MH owners are covered for the full value of their homes.

(Photo credit: Sunny Oaks Community)

Florida’s Largest MH Insurer Wants to Reduce

May 8th, 2012 Comments off

Following up on a story we published April 25, 2012, TCPalm says state-run Citizens Property Insurance in Florida wants to reduce its policyholders by some 687,000, 45 percent. Created by the state to provide insurance for manufactured home owners ineligible for private insurance, Citizens is now the largest insurance company in the state, with 1.5 million policies. In addition to raising rates, it will no longer cover carports and porches, MHProNews.com has learned. The company says a major hurricane this season could wipe out its $6 billion surplus, and it’s artificially low rates discourages private business by making the market uncompetitive. However, some say private insurers will not return, especially not to high-risk coastal areas. One resident, knowing that living in Port St. Lucie in a manufactured home adds to the premium, expects his insurance to rise ten percent when his Citizens policy renews in November.

(Photo credit: InsideFlorida)