Posts Tagged ‘population’

State Facts on Manufactured Home Ownership, MH Data by Year Built, and You

October 18th, 2017 Comments off

ManufacturedHomeFactsWhyTheyAreMisunderstoodDailyBusinessNewsMHProNewsProsperity Now has created a new market study, focused on manufactured housing.  While their research spotlights a specific state, it may shed light on some of the causes of media, officials, policy wonks and the public impressions of today’s manufactured homes.

As the chart below compiled by Prosperity Now reflects, the percentage of mobile and manufactured homes broken into categories by the years they were constructed.

In our new video interview with Frank Rolfe, he mentions the Eminem movie, 8 Mile. Rolfe says that many in the media have precisely that 8 Mile mental image as their impression of what a manufactured home is. The still shown is from the video further below

A previous report that analyzed Prosperity Now’s report on the Road to Zero Wealth.  The advocacy group – previously known as CFED – often produces useful research, even if some of the conclusions drawn by some from their statistics may be problematic.  See that linked here.  But their belief in manufactured homes as a tool for wealth building and as a path to solving the affordable housing crisis is solid.


This chart shows that over half of all MH in MA are pre-1980.  While some of those are post-HUD Code, they will include the kind of “metal on metal” homes which cause millions to shout, NIMBY.



The use of the term “trailer” would best apply to a pre-mobile home era housing. The homes in this still are properly mobile homes. One of several notable point for Prosperity Now’s work is that they routinely use good terminology. See their chart, below.


Coupled with the point that Prosperity Now makes that only about ½ of 1 percent of the state’s residents are living in a mobile or manufactured home, it underscores Rolfe’s point.

Compare the footage shown in the YouTube video with the new manufactured home that Rolfe asserts most are unaware of in America.  That dovetails with a Zillow/MHLivingNews report that only about 4 percent of millennials consider the manufactured home option.

For a more detailed, and broader context for the Frank Rolfe video, click here. ## (News, analysis, commentary.)

(Image credits are as shown above, and when provided by third parties, are shared under fair use guidelines.)

SoheylaKovachManufacturedHomeLivingNewsManufacturedHousingIndustryDailyBusinessNewsMHProNews-Submitted by Soheyla Kovach to the Daily Business News for





USA Snapshot, the Need for Affordable Housing, by the Numbers

July 3rd, 2017 Comments off

SearchForAffordableHomesManufacturedHomeIndustryStatsDataResearchReportsDailyBusinessNewsMHProNewsWith 1 out of 9 Americans moving every year in search of housing, that represents well over ten million potential opportunities for housing professionals annually.

The U.S. Census Bureau says that in 2016, there were 324,118,787 Americans.  With 2.64 people per household, that yields some 122,772,267.

So, when one out of nine move every year, that means there were 13,641,363 theoretical opportunities for a manufactured home professional to serve some person, couple or household.

While they may not all qualify, as credit scores and incomes are rising again, millions could.

With the Census reporting Median Gross Rent, 2011-2015 at $928 and there was 1.2 million building permits in 2016, how is it possible than manufactured housing – in the affordable housing crisis era – only produced some 81,100 new manufactured home units that same year?


Image credits, OMHA, provided under fair use guidelines.

Frank Rolfe noted earlier this year that “Probably the greatest enemy to the growth of the… industry into a mainstream form of real estate investment is … our industry itself.”


In a new, in depth report that includes key facts provided by MLO Bob Crawford of award winning, A+ BBB rated Dick Moore Housing reveals how flawed and contradictory messaging ‘by the industry’ from a specific source could be contributing to the problem.


Bob Crawford, left, Frank Rolfe, right. Still credit, Inside MH video, by

That report, which is packed with facts and figures useful to attracting and selling prospective manufactured home buyers, Correcting the Record on Housing Affordability, linked here.  ## (News, with Report Announcement.)

(Image credits are as shown above, and when provided by third parties, are shared under fair use guidelines.)

SoheylaKovachManufacturedHomeLivingNewsManufacturedHousingIndustryDailyBusinessNewsMHProNews-Submitted by Soheyla Kovach to the Daily Business News for

Manufactured Homes Generate Wampum on Tribal Lands

November 30th, 2015 Comments off

netnewsledger__christopher_kat_creditMHProNews has learned from indiancountrytodaymedianetwork that in five counties within the boundaries of American Indian reservations in South Dakota, where the Indian population comprises a large majority of residents, a higher percent of mortgage lending went to white people in 2014. A total of $3.3 million was loaned or invested.

Corson County had four mortgages, Dewey County had eleven, Todd County saw nine mortgages, and Ziebach had five. The population of these four counties is 20,000.

Oglala Lakota County, with a population of 13,000, received $475,000 for 29 loans, 18 percent of which was for manufactured homes (MH). Forty percent of the amount was for home improvement loans, but the average financing was $15,500.

Date collected under the Home Mortgage Disclosure Act (HMDA) reveals Ziebach County, where 40 percent of the financing was for MH, saw $556,000 in mortgage finance originations and $194,000 through the secondary market. Nearly half the borrowers were white, although almost three quarters of the residents are Indian who received just over 25 percent of the loans.

Todd County saw the highest amount of loans, $990,000–80 percent was private lending, of which about one-third was for MH. Native Americans comprise 85 percent of the population, received just over half of the loans.

Corson County’s four mortgages in 2014 totaled $326,000, $168,000 of which was non-government lending. Half of the lending was for MH. One third of he lending went to white people, comparable to their make-up of the county.

In Dewey County, $795,000 was loaned with 73.3 percent going to whites who comprise 25 percent of the population. ##

(Photo credit: netnewsledger/Christopher Kat–manufactured home being delivered in the north country)

matthew-silver-daily-business-news-mhpronews-comArticle submitted by Matthew J. Silver to Daily Business News-MHProNews.

House and Manufactured Home Repair Program for Low Income Underway

August 28th, 2013 Comments off

daily-courier-ken-hedler-credit-planner-ruth-may-posted-daily-business-news-mhpronews-com-Chino Valley, Arizona launched a home repair program for low-income residents. The town joined other nearby locations in AZ, said planner Ruth Mayday, who oversaw a similar program for the town of Prescott Valley. “We have to serve the population that the state of Arizona tells us in terms of household income and household composition,” Mayday said. “That is what we focus on, those that have the greatest need.” Applicants must not exceed 80 percent of the median income for the area. Household income caps range from $30,750 a year for an individual to $57,950 for a family of eight. Once qualified, Chino Valley will use contractors who bid on repairs for the individual homes. ##

(Photo credit Ruth Mayday, Daily Courier/Ken Heder)

Texas to need over Ten Million Housing Units

August 15th, 2013 Comments off

According to Jim Gaines from the Real Estate Center at Texas A&M University, the population of Texas is anticipated to increase to 30 million by 2050, a gain of nearly 120 percent, which will require 10.5 million additional housing units. The Dallas-Fort Worth area is expected to grow 163 percent to 16.8 million by 2050, and the greater Houston area will increase more than 143 percent to nearly 15 million. Rich Thomas, CEO of the MetroTex Association of Realtors, tells HousingWire many corporations are moving to the state, adding that the Great Recession did not hit the state as hard as many other parts of the country. He says, “We have such a diverse industry that people can come from virtually any kind of job opportunity and have places to work.” As MHProNews knows, Texas continues to be the monthly leading shipment state for manufactured homes.

(Image credit: city of Pecos, Texas)

Modular Housing Development Planned for United Kingdom

July 3rd, 2013 Comments off

The Spinelock Group in Mansfield, England is planning its first development of 18 energy efficient, modular homes in the central part of the country. Each home is comprised of four modules and when finished will be 30 percent larger than neighboring houses, bright, airy and spacious with energy bills below $200 annually, an estimated savings of $650 a year. The modules lock together using an innovative locking mechanism and are designed to be low maintenance, according to what tells MHProNews. CEO Derick Wilson of Spinelock, says, “The UK housing industry is facing two major challenges over the next few years – to deliver enough affordable, quality housing to accommodate a growing population and to reduce carbon emissions by 80 per cent by 2050, all in the midst of an economic crisis. We want to revolutionise the UK housing industry and demonstrate that innovative thinking, new technology and working closely with local authorities, businesses and communities can provide a practical solution to the UK housing crisis.”

(Photo credit: constructiondigital–United Kingdom)

Harvard’s Housing Study: Affordable Senior Housing may be Scarce

June 28th, 2013 Comments off

Although the aging-in-place movement for seniors is very strong, an estimated 16 million senior households will be relocating within the next decade, while the number of 65-and-older households is estimated to increase by 9.8 million in the same time span. “Most of these households will opt to age in place and may therefore need to modify their homes to accommodate their changing needs. But a large number will look for different housing opportunities, creating demand for new types of units in communities where they currently live as well as in the areas that traditionally attract retirees,” according to the Joint Center for Housing Studies of Harvard University. Their State of the Nation’s Housing report for 2013 says home modification, transportation networks and other supportive services will also have to be reconfigured to meet the needs of aging seniors. As MHProNews has learned from seniorhousingnews, many seniors are entering retirement with little savings, which may make it challenging to find suitable housing. The report concludes, “Expanding the range of housing options available to the country’s growing senior population will require concerted efforts from both the public and private sectors.”

(Photo credit: masterfile)

Micro Housing for the Masses

May 30th, 2013 Comments off

The 1984 video game Tetris has seemingly inspired a Beijing modular, micro-house made of a series of easy-to-assemble, stackable units, as mothernaturenetwork informs MHProNews. Furniture surfaces and envelopes for storage are part of the fiber-reinforced blocks when assembled into a unit, which includes bedroom, bathroom and office modules, interlock-able and all of which fit into a shipping container. More cross-shaped modular rooms can be added. The minimal dwelling is aimed at making private housing available for the general population.A prototype is on display in a Beijing park.

Image and photo credit top and bottom: Liu Lubin-Designboom/mothernaturenetwork)




Immigration Reform Could be Boon to Housing Industry

May 21st, 2013 Comments off

According to inman, estimates released by the National Association of Hispanic Real Estate Professionals (NAHREP) say proposed immigration reform would result in the purchase of 3,000,000 homes by Hispanics, generating over $500 billion in home sales. An additional $233 billion in commissions, fees and spending connected to home-ownership would further add to the economy. A report released by (NAHREP) states Hispanic homeowners increased 58 percent from 2000 to 2012, from 4.24 million to 6.69 million, as compared to five percent net growth for the remainder of the nation’s population. The report also suggests Hispanics accounted for 51 percent of all household formation in 2012, and in 2010, 10.4 percent of all U. S. homeowners were Hispanic. As MHProNews has learned, NAHREP President Juan Martinez says, “Foreign-born householders have a high value and strong desire for homeownership. They have been here in our midst for years, working and participating in our economy. Legitimizing them through immigration reforms would finally give them the access and the confidence to buy homes.”

(Image credit: firstbanktrust)

More Modulars Needed on Reservations

May 3rd, 2013 Comments off

The huffingtonpost says an over-used two-bedroom one bath modular home that once housed 13 Oglala Sioux on South Dakota’s Pine Ridge Reservation now graces the National Mall in Washington, D.C. after being placed in front of the U. S. Capitol April 17 as part of Trail of Hope for Indian Housing. In an attempt to raise awareness about the terrible conditions of housing in Native American communities across the country, Paul Iron Cloud, of the Oglala Sioux Housing Authority, says Pine Ridge has 1,100 adequate homes, needs 4,000, but because of government budget restrictions can only add ten homes a year. While the population grows and housing conditions continue to deteriorate, federal funding for Native American housing has been flat the last several years, and will likely see cuts this year due to sequestration. MHProNews has learned independently that Allen, South Dakota, on the Pine Ridge Reservation has the lowest per capita income in the U.S.

(Photo credit: Wikipedia–Pine Ridge Indian Reservation)