Posts Tagged ‘owners’

“It’s a Terrible Idea,” Comments from Manufactured Home Community Owners, Senior Management, and Investors

December 7th, 2018 Comments off

Skimmer alert: the subject isn’t a video per se.  But we open this Daily Business News on MHProNews with a comment about a new video because it shines a light on broader issues that have drawn comments – also shared below – from a variety of industry personalities.  Many are from the manufactured home community sector.  But other voices from retail and production have weighed in too, as you will see.


A company president with interests in communities that has also done retail wrote a long missive that began as follows. “My first reaction when I saw the opening frames [of the Manufactured Housing Institute self-promotional video] was WTF?????  OBVIOUS to me at least that this was made for folks who DON’T know the real details behind the [manufactured housing industry’s current condition] story.  In a depressed industry, with competition slowly being choked out of existence, they [MHI] come out like we’re back in 1999!  What a joke.”


Terrible Idea

It’s a terrible idea,” said another large community owner during a 75-minute phone call to MHProNews,to have communities lumped in” with producers, retail, and other industry segments at the Manufactured Housing Institute (MHI). That pro said he hasn’t seen the MHI video, and said he could care less.


What has MHI done to alleviate any of the concerns” for communities, was the response.  Examples given by the caller included costly installations being mandated by HUD was part of that community owners comment.

He’s far from alone.

The Government Sponsored Enterprises (GSEs) of Fannie Mae and Freddie Mac and financing issues have sparked several responses from operations of varied sizes, from coast-to-coast.

MHI pays lip service to communities. Sure, they have their community focused events. But in terms of policies, what has MHI actually done? It’s still a retail and production-oriented organization.”

The dues paid by communities [to MHI] are not that bad,” said one. “But there’s no performance [by MHI] either. I’m waiting to see who will step up and do something that will be helpful for communities.”

MHI provides “a lot of sizzle, but the steak’s still kinda tough. We as an industry are still WAY below where all rationale says we should be, IF ONLY NORMAL MARKET FORCES WERE AT WORK HERE.  I have long felt that to NOT be the case, as you [MHProNews] are also verifying through your investigative reporting.”

Put differently, one of the hot-topics include a growing sense of manufactured home market manipulation and monopolistic practices.  There are many who believe that the industry should be performing far better, but that manipulation of the market has kept the industry at far below it’s capability.



A Wink and a Nod?

I have no doubt that deals are made [at MHI] with a wink and a nod” that benefits some operations at the expense of others stated a partner in a community operation.

Nathan Smith was a name that drew repeated fire. “What a likable guy, who sadly is working every ——ing day to get politicians elected who harm everything independent business people in our industry stand for and need [in order] to be successful.” Without saying so, it is likely a reaction to the report found by clicking on the hot-linked box below.


Nathan & Mary Lee Chance Smith, Leaders in ‘Anti-Trump Resistance,’ Manufactured Housing Impact?


I just want an organization that helps keep Big Brother off my back,” explained one, commenting about MHI. “We have modest working-class [MH] communities. There are no clubhouses. Having to put in high-cost pads only increases the costs to consumers. MHI’s promos only shows photos or video of freshly black topped streets, that have double wides1, garages, and swimming pools. Hey, that’s great for those few that actually do offer that, but that ignores the reality at over 80 percent of the properties in our industry. It’s like they [MHI] are embarrassed by the reality that millions are happy to have a home that they can call their own, even if it is modest, it’s theirs.”


1 – sic terminology error in the original.  More properly,
multi-sectional manufactured homes. Note to Industry
newcomers – percentages shared by reader comments
may or may not be precise, but can be understood
as broadly on point.


One mentioned a comment by Kevin Clayton, on an occasion when he said that the industry should “…dance with those that brought them to the dance.” Meaning, the industry should not forget the entry level product.  “But this Clayton/MHI new class of homes absolutely ignores the ones that brought manufactured homes to the housing industry dance.  Not providing them with Fannie [Mae] and Freddie [Mac] lending is another case of leaders doing the opposite of what they’ve said. Their program does nothing for community owners, and all of our industry’s existing home owners. It’s outrageous.”

It’s why, one said, so many community people walked out last year from the MHI presentation at their Congress and Expo.  ICYMI, you can learn more about that by clicking on the box in the report linked below.


Manufactured Housing Institute “Walk Out,” “Cover Up,” and Shock at their Vegas Event



What’s Next?

There have been questions and comments about the new national manufactured home community organization.

MHProNews has spotlighted the emerging group, and without endorsing it, has noted that at least NMHCO has condemned MHI’s performance failures for communities, which is a hopeful sign that those organizing community owners not only understand the issues, but have plans to address them.

An industry veteran said the need for MHIdea and the new community organization could not be more pressing, saying in part that while most are figuring out how to do more or better business, “SOME in our industry focus on an entirely different goal every morning:  “What can I do today to make my competition go away?“”

One pro said that whatever MHI or Clayton say they want, automatically sparks skepticism.  She gave an example, citing the fact that MHVillage has launched MH Insider, which has praised Kevin Clayton and MHI makes.  That pro now questions not only that publication, but the parent operation too. “If someone is promoting those con artists,” that person alleged, “after the reports we’ve read [on MHProNews], they are either blind, naïve, or part of their con.”


Submit confidential or on-the-record news tips, or comments at this linked email

Whistleblower! Ex-Clayton Homes Team Member on TV Denounces Manufactured Housing Giant’s Practices


Are Tech and Emerging Trends Threatening to Undermine MH Communities?

An interesting observation has been about the changes on the horizon in transportation. Out West, where Elon Musk and his Boring Company have been doing tests on the hyperloop, there’s a gnawing concern that in conjunction with other trends, that hyperloop could in time undermine community values in or near metro areas.

Some of us [in the community sector] have thought about or sell properties to big box stores or multifamily housing redevelopers. But as technology like hyperloop develops, it may become ever-more important to be resident satisfaction focused. While today, communities have great stability and lots of exit options, that may not always be the case. If so, that could be [a] good [development] for residents, and the industry, in the long run.



This may have been a reference to one of the reports on MHProNews on that topic, see one example, at this link here.


More people work from home than a decade ago,” observed another. “Their [a home owner’s] location doesn’t have to be near downtown, or even in a suburb. Where is there any drive [by MHI] to attract that [home buying] audience?

The fact that MHI used Nathan [Smith] to attack the new communities association in their so-called newsletter is [a] clear reason to believe that they know that there’s unrest among many NCC [National Community Council] members.”

Anyone who has gone to a few Congress and Expos knows that they have very low actual attendance at most of their breakout sessions,” said one. “They have a few keynotes [that get better attendance], but beyond those, most [community professionals] take off and talk business with others or are handling calls and messages.”


Regarding MHI/NCC meetings:

> Education could be better and more relevant, as often low attendance at actual sessions underscores.

> Lobbying on behalf of actual needs and concerns of communities is almost none-existent.

> Some argue that MHI is undermining communities, by favoring initiatives that tilt toward clients of what previously was known as Clayton Bank, 21st, Vanderbilt, or other Berkshire Hathaway brands operating in manufactured housing.

Some – as was indicated earlier – used choice, blunt words.

Nathan is a disgrace to our industry,” is one example. “How can he be in a leadership role? I wouldn’t be surprised if he helped that d-mned Richard Cordray in his Ohio campaign for governor [the comment came from several states away, Cordray was prior head to the Obama Administration CFPB]. Nathan’s whole schtick is like a carnival barker, an embarrassment to those of us who try to run an honest business.”



I wouldn’t mind supporting more than one association, if a new group actually wanted to do something real. Once they [a new organization] proved themselves, dropping out of MHI would be no problem.”

Other who aren’t in MHI – but may or may not be members of state associations – are hopeful too.

I’ve been told that the mixers and events [for MHI] exist for two main reasons. They want independents [retailers, communities] to come which raises money for MHI, but it also gives the portfolio operations a chance to —ing schmooze us into selling [to them]. That video you guys have of Nathan [Smith] laughing while he says he wants all the communities for himself says it all. You guys [MHProNews] need to use that Monopolistic Housing Institute logo more, because that’s like a meme that captures what they [MHI] are all about.”




Anger Over GSEs and Financing


While community owners like the rates and terms they get on refinancing a property with one of the GSEs, when the topic turns to lending on actual manufactured homes, they often get angry.

It’s worse than an insult to promote this Clayton [Homes] backed ‘new class of homes,” said one. “It undermines what the HUD Code stands for and has accomplished. MHI has essentially helped the GSEs avoid supporting 95% of what consumers want to buy, in favor of something that is totally unproven.”

A concerned producer and MHI member indicated that the lower rate offered by the GSEs on that new class of homes is cancelled out by the far higher cost of the product. That same producer soberly said that the majority of producers couldn’t build such a home the way they are configured.

Put differently, that professional was explaining why most of the 130 some plants producing homes in the U.S. are being undermined by this Clayton/MHI initiative, that they purportedly got the GSEs to buy into.

Another MHI only member producer stressed that modular homes already qualified for GSE lending. “This [new class of homes] was just unnecessary.”

There are clearly conflicting interests at MHI, and they always tilt toward what Berkshire Hathaway wants.”

The two most heard or read words?

Thank you,” with an example from one who added, “for giving voice to those of us who’ve been abused by a train of lies and broken promises.”

You [MHProNews] are smart to be mixing in those videos and reports that teach the basics of what made America great,” because “what the reality of what is happening to our country could cost everything we hold dear if we don’t change [the trajectory of] the culture.”


Articles on related topics are linked further below. NMHCO has promised a new, formal statement on their latest is in the works. MH Idea is also found further below. Quotes may or may not represent the views of MHProNews. That’s this afternoon’s “News through the lens of manufactured homes, and factory-built housing,” © where “We Provide, You Decide.” © ## (News, analysis, and commentary.)

NOTICE: Readers have periodically reported that they are getting a better experience when reading MHProNews on the Microsoft Edge, or Apple Safari browser than with Google’s Chrome browser. Chrome reportedly manipulates the content of a page more than the other two browsers.

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Nathan Smith, SSK Communities, and Manufactured Housing Institute (MHI) Slam New National Manufactured Home Communities Group in Written Statement


“Servants of Satan” vs. Servants of God – Ex-GreenTree, Conseco, Current & Past MHI Members Sound-Off on Clayton, MHI, POTUS Trump, Bush 41, More

Giving Thanks for Manufactured Housing Independents, Applauding “MHIdea!”

Crisis of Misinformation, Fact Checks, and Manufactured Housing

Clayton’s Miss, Kevin and Tim’s Manufactured Housing Kill Shot, More

Machiavellian “Godfather” – Sam Zell, Warren Buffett, Capital, Lending and Crossed Lines in Manufactured Housing








MH Communities, Owners, MH Independents Alert – NMHOA and MHAction Next Steps? – Part 1

September 5th, 2018 Comments off


There are some things you simply can’t make up.  There are times when you find that the truth is more interesting than fiction.


The following are direct quotes from the Delaware Online, by a gentleman named Robert Weymouth from Rehoboth Beach. He identifies himself as a resident of a Hometown America property.

By way of disclosure, Hometown is not, nor have they been, an advertiser for  So the Daily Business News’ focus is not for or against the allegations made by Weymouth and others about Hometown.  Rather, this is a critical analysis – much like those that we use with Berkshire Hathaway or MHI –  too look at the logic of and core issues the concerns that Weymouth raises in numerous articles, plus a legal action he and another launched.

Note too, that as believers in the First Amendment and the U.S. Constitution as written and intended, we respect the right of Weymouth to express himself in the following fashion. His writing appears to be sincere and respectful, even if one can take issue with his points.


Under the headline, “Manufactured housing tenants: vote Democrat


Note, this photo and the one from Fred Neil were provided to MHProNews by each person, respectively. The critical analysis of their respective points herein is in no way to be construed as a personal attack,  Rather, its a logical look at their own claims. They will be given an opportunity to discuss this in a similar fashion, in the days ahead.

Weymouth begins by saying, “The manufactured housing tenants must unite to effectively stop landowners from continuing predatory pricing practices.”

It should be noted that Delaware is a deep blue state, which BallotPedia identifies as a Democratic ‘trifecta.’ Their state House, Senate and the Governor’s office are and have been held by Democrats.

Weymouth obliquely says the same. His letter to the editor continued, In 2013, then Governor Jack Markell signed the Rent Justification Act sponsored by  Democrat Bruce Ennis and co-sponsored by several others in his party. The law was enacted to finally give over 70,000 tenants in almost 200 manufactured home communities protection from unscrupulous landowners that have been using predatory pricing practices against defenseless low cost/low income tenants.”

Weymouth then laments, “The new law’s intent is to provide protection to tenants from landowners that continue to believe they have the right to raise rents for basically any reason

Unfortunately, over the past few years since the law was enacted, various actions or inaction by our state’s legislative, judicial and executive branches and by some landowners has effectively rendered the law useless. While the law enacted was extremely vague and ambiguous, one thing that was clear was that landowners needed to actually justify their rent increases in writing and that tenants are protected against unreasonable and burdensome rent increases.”

Let’s sum up to this point.  Weymouth says there’s a problem.  Democrats united to legislatively ‘solve’ that problem.  But a Democratic dominated state executive, legislative and judicial process has rendered – in Weymouth’s own words – “…the law useless.”

So the solution this gentlemen says is to do what? Blame Republicans, and cheer on more Democratic votes. What? Are we kidding?  After in his own words, he says the Democratic efforts failed?

Here’s exactly what he said next.

Historically, the Democratic Party has championed the working class while the Republican Party favored big business and the rich. I know some of you actually believed Republicans when they said they would help you. However, if you look at their tax bill, the Congressional Budget Office has said over 80 percent of the savings will go to the rich. So look in your pocket, how much has actually trickled down to you?

If you want legislation that will protect you, you must unite to vote more Democrats into office because they are your best hope for actually saving you money.” ##

Robert Weymouth, Rehoboth Beach.


The Democratic governor of Delaware at the time the measure Weymouth writes about was passed.

Delaware is a state that desperately needs affordable housing. But rent control is demonstrably not the answer. Who says?

UPDATE: MHC Future in Doubt, the Other Side of Rent Control

MHProNews has reported for years, the evidence that indicates that rent control, rent justification, and other efforts to ‘regulate’ site fees backfires over time.

In fairness, as political independents in our analysis and editorial positions, when you violate the common sense ‘laws’ of free enterprise – such as the law of supply and demand – it doesn’t matter if the party label is Democratic or GOP.  When Republican President Richard Nixon attempted ‘wage and price controls,’ that failed, just as rent control by Democrats fails, and for similar reasons.

Business Insider said in 2015, “No, rent control does not work — it actually benefits the rich and hurts the poor…”

Forbes said, “What’s unfortunate is that there is broad consensus among economists that rent control doesn’t work…” in December, 2017.

A leader in manufactured home resident owned communities, Paul Bradley said something similar. He believes there must be a better way than rent control.  Several community owners and associations made similar points to MHProNews over the years.

As a pro-homeowner, pro-business trade publishers, we believe that win-win-win is achievable in an honest, sustainable fashion.

An example of how rent control fails is found in an interesting video from a Canadian province where rent justification exists.  They found out that construction of new sites dried up due to rent control, and existing mobile/manufactured home sites are slowly vanishing, much like they are in the U.S.


NMHOA, MHAction and the Delaware Manufactured Home Owners Association

Mr. Weymouth is a member of his Community HOA which makes him a member in good standing with Delaware Manufactured Home Owners Assoc. (DMHOA). DMHOA is a member in good standing with the National organization and MHAction,” said Constance Kinnick to the Daily Business News on MHProNews. Kinnick is shown as the Secretary of the DMHOA, per their website.

Rob is a member of Rehoboth Beach HOA and that HOA is a member of DMHOA,” said William Kinnick, to MHProNews. I the DMHOA President support his whole article.

A DMHOA Special Advisor to the President, Fred Neil also provided insights on Weymouth, and himself. Neil said the following.

FredNeil3rdDistrictDoverCityDELCouncilDailyBusinessNewsMHProNewsRobert Weymouth is an intelligent, articulate member of DMHOA, who is a frequent contributor  to  the “Court of Public Opinion” (the news media) on behalf of leased land tenants in Delaware. We in Delaware, as with most other States, are held as indentured home  owners due to inequitable laws and ordinances,” Neil said.

I hope his recent Letter to the Editor appearing in today’s edition of the Delaware State News, inspires home owners to use the power of their votes to support candidates who will protect the primarily low income and Seniors who own these affordable homes,” Neil told MHProNews.

In case you think I am a flaming liberal, you should know that I seek to bring businesses to the City of Dover, and I wish my neighbors on leased land will have the money to spend in those for profits business. They can’t spend it  if the money is taken out of their hands and concentrated in businesses which dilute the local  economy and not add to the State economy,” said Neil, who concluded by saying that For the record, I live on leased land, but ethically I resigned an appointed position with DMOHA when elected to the Dover City in 2015 and re-elected in 2017.”

In a follow up, Neil says he was raised Republican, that city races in his town are non-partisan, and that he “was a register Republican when I served as Press Officer for Democratic Baltimore Mayor WM Donald Schaefer. I didn’t switch affiliations until I was elected President of a Baltimore Democratic Club at the behest of a friend.”

I don’t believe political affiliation should have anything to with protecting the vulnerable,” said Neil. “I believe the culprit in Delaware politics are the campaign contributions which can affect elected officials on both sides of the aisle. The heaviest community owner donations go to Republicans, Frankly, landlords hedge their bets with donations to both parties.”

The only thing that tops money are votes from the public. It is the reason I don’t accept contributions,” Neil concluded.


MHAction – Paving The Road to Hell…

MHProNews published an article about MHAction in 2017 entitled “Paving the Road to Hell…” Anyone and everyone can, has, and does make mistakes. But the mark of character is arguably what happens after the error is discovered and understood.


Perhaps no one in the industry in recent years has done more in depth-analysis of NMHOA and MHAction than MHProNews.

MHProNews reported that Tallahassee FL Mayor Andrew Gillum (D), a self-proclaimed socialist and the Democratic nominee for governor.  Florida has been the number 3 state in the nation for new manufactured home sales, and has one of the higher communities counts in the nation.

Epic Battle for MHVille Mainstay Looms, With “Not the Most Popular Guy” and His Rival

Gillum is supported financially by such big-money billionaire donors as George Soros and Tom Steyer.

Follow the Money – Surprising, Inconvenient Truths Impact Manufactured Housing, U.S. Economy, and More

Gillum is said to have a slight lead in the Florida gubernatorial race, but within the margin of error, over Congressman Ron DeSantis (R-FL).

Gillum is supported by Bernie Sanders and billionaire Democratic donors, as noted and linked above.  DeSantis has the support of President Donald J. Trump, and others in the GOP.



This sponsor’s ad is not connected with the story it is posted in.


Summary of Part 1 RE: NMHOA, MHAction, et al…

Manufactured home owners, for whatever reasons, are being led to believe that Democrats are their best bet in the upcoming midterms.  But is that true?

What is obvious, per DMHOA’s Weymouth’s own letters, is that Democrats have postured solutions, but have solved nothing.  So why should NMHOA, MHAction, DMHOA or others support proven failures at the issues they claim to care about?

Rent control doesn’t work as intended, as ROC USA President Paul Bradley and other industry professionals have said.

The solution?  It isn’t to lurch further left, and turn Delaware, Florida, or any other state or parts of the nation into Venezuela. 8 years of President Barack Obama’s administration failed to achieve the kind of economic growth, or growing wages and profits that have occurred in under 20 months of former Democratic-turned-GOP President Donald J. Trump.

MHProNews publisher L. A. ‘Tony’ Kovach invited Ishbel Dickens to debate rent control or other issues in public.  She and her successor have consistently ducked that invitation, saying she would consider it, but in fact has not acted on that in some 3 years.  In that respect, she and her successor have arguably done what MHI and the Berkshire brands in MHVille have done.  Duck, dodge, distract, detract, and defame.

NDAs, Warren Buffett, Richard ‘Dick’ Jennison, Manufactured Housing Institute (MHI), and MHVille

MH homeowners have arguably been as misled by their associations, as many manufactured home industry professionals have been by MHI.


The logic of this statement can be applied to a variety of cases, including the solution to the issues that NMHOA, MHAction, and DMHOA members debatably care about. The ideal outcome to a robust discussion with those cited above would be for them to realize that their intentions may be good, but their proposed solution has not worked, nor will they in the future.

The solution may be to create a new resident association, which MHLivingNews is going to explore that in the days ahead.  MHProNews will continue to explore the creation of a new pro-independent business association.

MHAction, per our sources, have some level of ties to George Soros.

We’ll close by saying that Weymouth, Neil, Constance and William Kinnick may well have their hearts in the right place. But the solution isn’t to lurch left. That’s proven to fail time and again. The solution is to use enhanced preemption, open up more lending for manufactured homes, and open up more communities and zoning for manufactured home sites.  That would in time keep site fees in check.

Two Great Laws Already on the Books NOW,  Can Unlock Billion$ Annually for Manufactured Housing Industry Businesse$, Investor$

Resident groups need to be informed, reformed and/or supplanted, just as MHI needs to be reformed and or supplanted.

The next 72 hours will reveal some interesting things about the leaders of NMHOA and MHAction.  They’ve been advised of a series of troubling issues that impact residents, allegedly perpetrated by a community operator that’s reportedly in legal hot water. Will they act?  Time will tell soon. We’ll let residents and the industry know. “We Provide, You Decide.”  © ##  (News, analysis and commentary.)

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Related Reports:

Manufactured Home Community Owner Alert, Rent Control, MHAction Plans Organized Action in Several States

FEAR, a Solution to the Affordable Housing Crisis, and the Manufactured Home Dilemma


Behind So-Called “MH Resident Activists,” MHAction’s Kevin Borden, Anti- HUD Secretary Ben Carson, Manufactured Housing Industry Protests

Frank Rolfe, MHU/RV Horizons Protest by MHAction; Nathan Smith/SSK/MHI Flashbacks?

Washington Post – Protests of HUD Secretary Ben Carson, Manufactured Housing Institute, by MHAction, New York Communities for Change, CarsonWatch – An Inside Look

“Death by Government,” Fascism, Communism, Socialism, ‘Big Brother,’ per Williams, Rummel and Owens

Wholesale “Hurricane Sale” Attracts Communities, Retailers, Manufactured Home Pros, Event Update

August 2nd, 2018 Comments off


Legacy Georgia’s Hurricane Liquidation in Eatonton is going to be the biggest MH sale of the Fall,” said Casey Mack Legacy Housing Corporation in charge of Marketing | Web | Dealer Programs. “The countdown is on with less than 42 days to go!”



Casey Mack.

They are running several weeks ahead of plan, Mack said, “we appreciate your [MHProNews] team’s help in getting the word out — it’s been fantastic.”

Their promotion began about 2 weeks ago.  Third-party site statistics today indicate that articles on the topic have drawn more than 8,000 hits.  Based upon feedback from the field, part of the reason may be the opportunity to get new home inventory that’s priced right and is ready to go, when other producers are several months out to get a new order.

We’re just under the half-way mark for this event, even though there’s 42 days to go. Our room block, once it is filled, we can’t get any more rooms. So those who want to stay overnight should consider acting sooner,” Mack said in reply to a follow up question from the Daily Business News.

That was part of a series of messages that came yesterday, so the count down to the big event continues.


Gus Rodriguez, Tejas Homes.

A multi-year Legacy Housing retailer said the following, “Legacy is a partner you can grow with long term. Very good product, they have special retail financing programs, and a liberal floorplan [wholesale financing] program for their dealers too,” said Gus Rodriguez, a principal at Tejas Homes.


The event will include their popular tiny houses – which has drawn national attention – plus single and multi-sectional HUD Code manufactured homes.

Huge New Factory-Built Home Wholesale Liquidation Event Announced

Mack added some details, saying “Our hotel room block is filling up — rooms are first come-first serve…” Additional information, to RSVP so to ensure your spot and your free hotel room can be done by clicking on the banner, below.


To learn more about Legacy Housing, see the article linked below. The Daily Business News is told that factory tours of Legacy’s giant facility are available prior to the event. ## (News, event update, and commentary.)

Related Reports:


Out of millions of privately owned businesses, Legacy has been named to this prestigious list.  It’s an impressive accomplishment.

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State Adds Requirements for Manufactured Home Community Owners

May 6th, 2017 Comments off

A manufactured home in Oregon. Credit: Zillow.

In Oregon, the recently passed House Bill 2008 adds a number of new responsibilities for manufactured home community owners when residents are required to relocate.

According to KTVZ, the bill increases the fees MHC owners are required to pay residents if they require residents to relocate, and mandates the Office of Manufactured Dwelling Park Community Relations to recalculate those relocation fees annually and in line with inflation.

Representatives Julie Fahey (D-Junction City) and Pam Marsh (D-Ashland) were the co-chief sponsors of the bill.

StateAddsRequirementsforManufacturedHomeCommunityOwners creditFacebookJulieFahey-postedtothedailybusinessnewsmhpronewsmhlivingnews

Julie Fahey. Credit: Facebook.

Despite being called mobile homes [sic], these homes are not actually easy or affordable to move,” said Fahey.

If it is even possible to move a home, it can cost thousands of dollars. This bill provides more financial stability for the residents of these communities.”

Aldo included in the bill is the requirement for community owners, upon a community sale, to notify the states’ Manufactured Communities Resource Center and make adjustments to co-op membership requirements, allowing MHC non-profit co-ops to better take advantage of a federal Rural Development program. Information on the Rural Development program is linked here.

With more than 1,000 manufactured home communities in the state, Marsh says that 62,000-sited homes serve as a vital affordable housing option for many working individuals and families.

StateAddsRequirementsforManufacturedHomeCommunityOwners creditPamMarshOfficiaPhoto-postedtothedailybusinessnewsmhpronewsmhlivingnews

Pam Marsh. Official Photo.

In my community, I have seen how financially disastrous these events can be in the lives of hardworking people,” said Marsh.

At a time when affordable housing is at a premium in communities throughout Oregon, this bill provides needed protections.”

House Bill 2008 passed the house by a 54 to six vote, and will now move on the Oregon Senate.


Graphic by CFED, text credit by MHProNews.

As Daily Business News readers are already aware, the state of Oregon has been a hotbed of activity for manufactured housing over the last year, including a discussion about affordable housing in Portland, Oregon, and four “surprising facts” raised by OregonMetro’s Craig Bebbe.

The panel discussion at the Metro Regional Center shared hopeful signs for preserving and possibly even expanding access for manufactured housing and manufactured home communities in the future.

Bebbe called manufactured homes “Oregon’s largest source of unregulated affordable housing.”

That story is linked here. ##


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RC Williams, MHProNews.

Submitted by RC Williams to the Daily Business News for MHProNews.

Manufactured Home Owners Catch a Break

April 27th, 2017 Comments off

A manufactured home in Colorado Springs. Credit: Factory Homes.

In Colorado, House Bill 17-1354 is music to the ears of manufactured home owners and residents throughout the state.

According to the Reporter Herald, the bill would help prevent residents from losing their homes over delinquent tax bills they didn’t know were unpaid, and is one step closer to becoming law.

The Colorado House Local Government Committee unanimously passed the bill this week.

The bill, introduced by Rep. KC Becker, (D-Boulder), would change the process for county treasurers when collecting delinquent taxes on mobile homes (pre 1976, in a permanent location) and manufactured homes by giving treasurers flexibility on collection.

It will also allow county treasurers to declare tax liens on the homes as county-held to try to address title issues with the homes and prevent them from being sold to investors.

The current law requires county treasurers to collect delinquent taxes by court action or putting mobile homes up for a tax lien and potentially being sold, leading to the eviction of the residents.

Some of the issues have stemmed from residents who are either renters or not the first owners of the home who receive the tax bills in the previous owners’ names,” said Becker.


KC Becker. Credit: Denver Post.

They don’t open the mail or don’t realize a notice left at the residence is for them. It’s not about people evading taxes or even not wanting to pay their taxes. Then, their homes are put up for tax liens, sold for thousands of dollars and the residents are evicted.”


A Potentially Predatory Issue

The proposed bill also addresses another problem in an indirect way.

In what appears to be a predatory practice, investors were waiting to purchase mobile and manufactured homes via tax liens, and then reselling them at much higher rates to residents who didn’t know that they owed taxes.

Boulder County real estate broker Jill Grano became aware of the activity, and when she found out about the next tax lien sale, she bought as many liens as she could. That included 40 percent of the manufactured homes.

Then, she turned around and worked to help those same people to clear their delinquent accounts.

A lot of times, we hear a lot about problems and coming to us for solutions, and I think there is a solution here that needs to happen,” said Rep. Jonathan Singer, (D-Longmont), thanking Grano for her efforts.

But you actually came up with a good short-term goal as a solution, so thank you for that — working with the community to stave this off for a little while.”

For more on manufactured housing in Colorado, including the case of Denver Meadows Mobile Home and RV Park owner Shawn Lustigman and the community’s residents at odds, click here. ##


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RC Williams, for Daily Business News, MHProNews.

Submitted by RC Williams to the Daily Business News for MHProNews

Manufactured Home Owners Get Special Surprise

March 30th, 2017 Comments off

Credit: Bismarck Tribune.

In Bismarck, North Dakota, a long running discussion about special assessments provided manufactured home owners a surprise.

One that they weren’t necessarily looking for.

According to FOX West Dakota, some manufactured home property managers were surprised to learn they were paying more than traditional homeowners on special assessments.

Well they’re paying the same level for taxes as other conventional homes. They don’t get the same services and they are assessed at a higher ratio,” said Myron Atkinson, owner of the Tatley Meadows home community.

By rule, anything classified as commercial property pays special assessments at a two to one rate. Manufactured homes recently received a slight reduction, spurred by a group represented by Atkinson. The Daily Business News covered that story here.

There is a compromise made for manufactured home parks [sic] that they charge somewhere between one and two, or a 1.5 factor for street related special assessments,” said Gabe Schell, City Engineer for Bismarck.

Usually the commercial properties have a higher property tax value to them and have more benefit, we would say, from having an infrastructure network.”


Credit: MH Village.

Even though his group made some progress, Atkinson says they just want what’s fair.

We’re not asking that manufactured homeowners get a break. We’re asking that everyone gets treated the same, said Atkinson.

Right now, things aren’t.”

The city has opted to create a task force to evaluate special assessments in the city, and the task force will take a look at how the city uses and charges special assessments and will report their findings to the city council and mayor.


Sam Zell, credit, Forbes.

For more on the region, including ELS Chairman Sam Zell’s plans to double down on his previous investment in North Dakota’s Bakken play, click here. ##


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RC Williams, for Daily Business News, MHProNews.

Submitted by RC Williams to the Daily Business News for MHProNews


Resilience Pays Off, a Win for MH Owners

March 8th, 2017 Comments off

Jason Halvorsen in front of his home. Credit: Wyoming Public Media.

Wheatland, Wyoming resident and manufactured home owner Jason Halvorsen had a busy Thursday last week.

He made the drive from his home to the Wyoming State Legislature in Cheyenne, with good reason. He wanted to be present when Governor Matt Mead signed a piece of legislation that he sparked, and that would change his life.


This is the end. The nervousness was 9 months ago when I got told no at the bank,” said Halvorsen.

The piece of legislation that was signed was Bill 56, which fixes an oversight in how manufactured homes are titled. Wyoming does not currently extend the same rights to manufactured home owners as it does for site built homeowners.

And, without an accurate title, Halvorsen could not get a loan or mortgage on his property, which started the process. Frustrated, he reached out to his representative, Tyler Lindholm.


Rep. Tyler Lindholm. Credit: Wikipedia.

This causes a headache for financial institutions, and ultimately limits the economic mobility of mobile [sic] homeowners,” said Lindholm.

It affects a huge amount of people who have gone through this problem over the years, and it closes this loop hole in our law where people will actually be able to get loans on their property if they so choose.

According to Wyoming Public Media, when Lindholm presented the bill to the governor, he said it was by far the hardest piece of legislation he had ever worked on.

Title law is tough as it turns out. And I’m really really glad we’re closing up this hole for individuals like Jason.

Governor Mead thanked both men for their work on the issue, and then signed the bill into law. For Halvorsen, it was a relief. After getting a job offer, he needed to find a home, and his manufactured home was the only one that would work.

I made seven trips down here in two weeks to find homes. I looked at homes. Looked at homes. Looked at homes,” said Halvorsen.

This was the only one that would remotely fit what I needed. I knew it wasn’t perfect but the price was ok. And I could make it work.


Credit: Wyoming Public Media.

After making a number of upgrades to the home, he wanted to refinance.

And then the issues began.

After going to see a banker, Halvorsen was told that they couldn’t help him, because he didn’t have the Manufacturer’s Statement of Origin for his manufactured home.

The Manufacturer’s Statement of Origin is kind of like a flimsy piece of paper. So people don’t realize it’s important and that it needs to be taken down to the courthouse,” said banker Georgann Martinez.

The former owner of Halvorsen’s house never did, and when he reached out to the man, he got word that he had passed away.

He went to the County Clerk to get a duplicate, and the clerk told him it was not possible.

After that, Halvorsen went to a co-worker who he thought might be able to help. Turns out that co-worker was Tyler Lindholm.

He brought me this situation one time during lunch break and said hey this is happening. Can we fix this? And that started all this,” said Lindholm.

And the rest is history.

The Daily Business News originally covered the story of Lindholm’s progress with Bill 56 in a story linked here. ##


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RC Williams, for Daily Business News, MHProNews.

Submitted by RC Williams to the Daily Business News for MHProNews.

Bill Could Improve Economic Mobility for MH Owners

February 22nd, 2017 Comments off

A manufactured home in Wyoming. Credit: Use Man Homes.

Wyoming, a state with one of the highest populations of people residing in manufactured homes, is working on leveling the playing field for owners.

According to Wyoming Public Media, the state does not currently extend the same rights to manufactured home owners as it does for site built homeowners, but House Bill 56, which is now before the Senate, would fix an oversight in how manufactured homes are titled.

Representative Tyler Lindholm (R-Sundance) sponsored the bill, after hearing from a constituent who was struggling to get a title because he needed one that assessed his manufactured home and his land as one piece of property.


Rep. Tyler Lindholm. Credit: Wikipedia.

Without an accurate title, the constituent could not get a loan or mortgage on his property.

This causes a headache for financial institutions, and ultimately limits the economic mobility of mobile [sic] homeowners,” said Lindholm.

It affects a huge amount of people who have gone through this problem over the years, and it closes this loop hole in our law where people will actually be able to get loans on their property if they so choose.

The bill clarifies the transfer of titles for manufactured homes from one owner to another, and takes into account that the home might also be moving from one piece of land to another.

With the high number of state residents who live in manufactured homes, Lindholm believes this can help many residents who are currently stuck in limbo.

Banks won’t deal with them, and title companies are scrambling to get them a title but they can’t because of this little tiny hole in Wyoming law, said Lindholm.

Wyoming_Laramie__Mountain_View_Estates_laramieboomerang_Shannon_Broderick_credit postedDailyBusinessNewsMHProNews

Mountain View Estates, Laramie, Wyoming. Credit: Shannon Broderick.

As Daily Business News readers are aware, the state of Wyoming has been working on various ordinances for manufactured housing and RV’s over the last year, in addition to House Bill 56. For more on the MH and RV ordinances, click here. ##


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RC Williams, for Daily Business News, MHProNews.

Submitted by RC Williams to the Daily Business News for MHProNews.

MHC Community Owners Seek Code Changes

February 7th, 2017 Comments off

Credit: Bismarck Tribune.

In Bismarck, North Dakota, affordable housing is of vital importance.

And, according to the Bismarck Tribune, a group of manufactured home community owners are petitioning the city commission for the creation of a task force to keep manufactured home community living affordable.


These homes represent the most affordable unsubsidized housing in Bismarck,” the letter from community owners reads.

Unfortunately, Bismarck’s city policies unfairly burden the affordability of manufactured homes and impose on these homeowners costs which other homeowners are not asked to bear.

According to Myron Atkinson, spokesman for the group, and owner of Tatley Meadows, the issue is the manner in which costs for water, sewer, property taxes and other services are calculated.

The current calculation leads to a higher price per unit for those living in manufactured home communities versus those in other residential properties.

For example, sewer service is charged at a rate of $2.41 per unit for those with one to four families on a meter,” said Atkinson.


Credit: MH Village.

For those with five or more on a meter, the rate is $2.92 per unit, meaning mobile home [sic] owners pay a higher rate even though they each own their homes individually.

Atkinson shared that some progress has been made over the last year but there are still discrepancies.

Manufactured home owners were specially assessed at 200 percent of a special assessment basis, compared to 100 percent for a single-family dwelling.

While that percentage has been reduced to 150 percent, it’s still an issue for Atkinson.

We want our people treated like every other homeowner,” said Atkinson.

We [MHC operators] are expecting a sudden change in sanitary sewer rates being affected by federal environmental regulations, with rates expected to go from $2.56 to $2.92. It’s going to make a real difference in what rent increase is going to have to be.

And that rent increase has MHC owners concerned. Atkinson is estimating he will have to raise rents $15 per month just due to the sanitary sewer rates. By comparison, he says that he usually tries to keep increases below 3 percent annually as he adjusts for rising costs in employee salaries and services.

If you’ve got affordable housing, you should keep it affordable,” said Atkinson.

While the group has not heard back from city commissioners, Atkinson said that they are hopeful for a response soon, and that the proposed task force would include both residents and owners working with the city to find solutions to the challenges. ##

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RC Williams, for Daily Business News, MHProNews.

Submitted by RC Williams to the Daily Business News for MHProNews.

Cavco to announce Second Quarter Fiscal Year 2012 Earnings Release and Webcast review

November 1st, 2011 Comments off

Cavco_Industries_corp_logo_posted_on_Manufactured_Home_Marketing_Sales_Management_(,_MHProNewsMHProNews has learned that Cavco Industries, Inc. will release their second quarter 2012 results on November 4th after the close of the market.  Their senior management will discuss the second quarter results in a live webcast the following day, Friday, November 4, 2011 at 12:00 noon Eastern Time.  Cavco Industries is headquartered in Phoenix, Arizona and is the second largest producer of HUD Code Manufactured Homes.  The firm builds to four different codes, including HUD Code manufactured homes, the International Residential Code (IRC), Uniform Building Code (UBC) and the ANSI 119.5 Building Code.  Modular homes – often under the Nationwide Homes brand – commercial systems building, vacation cottages and park model construction compliments the firm’s manufactured home building.  Building is done at one fifteen factories across the United States under brand names including Cavco Homes, Fleetwood Homes and Palm Harbor Homes.  Cavco sells through a network of company owned (vertically integrated) and independent retail centers.  Their mortgage subsidiary, CountryPlace, is an approved Fannie Mae and Ginnie Mae seller/servicer and offers conforming mortgages to purchasers of factory-built and site-built homes. Cavco’s insurance subsidiary, Standard, provides property and casualty insurance for owners of manufactured homes.  Cavco’s CEO, Joe Stegmayer, is the current chairman of the Manufactured Housing Institute (MHI).

(Editor’s Note: You can track Cavco (symbol CVCO) and other manufactured housing stocks on our Daily Business News market report, typically posted by 5 PM Eastern.)

(Graphic credit: Cavco Logo)