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Trump Administration Readies Budget Cuts, Familiar Name on List

February 23rd, 2017 Comments off
TrumpAdministrationReadiesBudgetCutsFamiliarNameonListcreditMediaMatters-postedtothedailybusinessnewsmhpronewsmhlivingnews

Credit: Media Matters.

As the Trump Administration prepares its first budget, a familiar name is on the chopping block.

Legal Services Corporation, AmeriCorps, the National Endowments for the Arts and the Humanities, and the Corporation for Public Broadcasting (CPB), parent of National Public Radio (NPR), are all in the crosshairs for cuts.

According to the New York Times, Representative Mick Mulvaney, a spending hard-liner, is now in place as budget director and his office is ready to move ahead with a list of nine programs to eliminate, in an effort to reorder the government and increase spending on defense and infrastructure.

The total amount of annual savings from cutting these programs would be in the neighborhood of $2.5 billion, which would be comparatively small. However, Trump administration officials have said that they want to highlight the agencies in their coming budget proposal as examples of misuse of taxpayer dollars.

A balanced budget is fine,” said President Trump in an interview with Fox News.

But sometimes you have to fuel the well in order to really get the economy goingI want a balanced budget eventually. But I want to have a strong military.

Some feel that the targets on the Trump Administration list don’t make sense.

Steve Bell, a former staff director of the Senate Budget Committee who is now with the Bipartisan Policy Center, said the programs identified in the memo would be of little significance in the government’s financial picture.

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Credit: 12 Bytes.

It’s sad in a way because those programs aren’t causing the deficit,” said Bell.

These programs don’t amount to a hill of beans.

As Daily Business News readers are aware, the CPB and NPR not only receive government funding, but also solicit donations from viewers and listeners. NPR recently produced a segment that cited UMH properties in Nashville, Tennessee, which not only included misinformation, but was also picked up by the Tennessean, which in turn contradicted a recent story they did on UMH, which highlighted how pleased residents were with their communities.

NPRandFairHousingIsLiberalBiasCreatingFakeNewscreditIMediaEthics-postedtothedailybusinessnewsmhpronewsmhlivingnews

Credit: iMediaEthics.

With huge deficits and mounting debt, should U.S. taxpayers be funding any media,” said MHProNews and MHLivingNews Publisher L.A. “Tony” Kovach, commenting on a recent op-ed on the topic, “other than video feeds from CSPAN or social media posts by agencies that allow citizens to follow their government’s actions?

LATonyKovach-Louisville-2015-mhpronews-com-275x156Kovach continued, speaking to “agenda journalism (as opposed to legitimate editorializing, which should be in a different part of publication) is the recent case of NPR’s attack on private investor owned manufactured home communities.

MHLivingNews.com and MHProNews.com dug into those issues, revealing facts that NPR simply ignored. When we contacted NPR for comments on clearly overlooked third-party information that ran counter to their narrative, their reply? That they stand by their reports, said Kovach.

Of the targets on the list, backers of the National Endowment for the Arts are very likely to put up a significant fight to survive.

The public wants to see agencies like the N.E.A. continue,” said Robert L. Lynch, head of Americans for the Arts, a nonprofit organization.

There is always a debate, but there has been agreement among Republicans and Democrats that funding for the arts is a good thing, and it has been kept in place.

But, Stephen Moore, a Heritage Foundation economist, says that “powerful constituencies” are behind many of the programs that are in the crosshairs.

Even so, he believes that since Republicans are now in control of the government, they need to make good the promise made to voters not only during the campaign, but over many years.

I think it’s an important endeavor to try to get rid of things that are unnecessary,said Moore.

The American public has a lot of contempt for how government is run in Washington, in no small part because there is so much waste.

The original NPR segment on UMH is linked here. ##

 

(Image credits are as shown above.)

 

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RC Williams, for Daily Business News, MHProNews.

RC Williams, for Daily Business NewsMHProNews.

NPR and Fair Housing: Is “Liberal Bias” Creating Fake News?

February 1st, 2017 Comments off
NPRandFairHousingIsLiberalBiasCreatingFakeNewscreditIMediaEthics-postedtothedailybusinessnewsmhpronewsmhlivingnews

Credit: iMediaEthics.

A recent op-ed by Mike Gonzalez, a senior fellow at the Heritage Foundation, puts a new spotlight on the coverage provided by NPR and poses serious questions about how the organization covers news.

Is National Public Radio’s description of an Obama urban directive as something that merely ‘links [government] funding to desegregation’ fake news?” writes Gonzalez, in The Daily Signal.

Well, it’s so slanted that if you had no prior knowledge of the program, and heard NPR’s depiction of it, you would just say to yourself, ‘Sounds good to me.’

NPRandFairHousingIsLiberalBiasCreatingFakeNewscreditITheDailySignal-postedtothedailybusinessnewsmhpronewsmhlivingnews

Mike Gonzalez. Credit: The Daily Signal.

But to many conservatives, including the man that President Donald Trump has nominated to be the new secretary of housing and urban development, Dr. Ben Carson, the Orwellian ‘Affirmatively Furthering Fair Housing’ is a tortured interpretation of the Fair Housing Act.

The stated goal of the “Affirmatively Furthering Fair Housing” portion of the Fair Housing Act is to allow for the building of high density, low income housing in suburbs to better reflect the racial makeup of the nation.

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Dr. Ben Carson at his confirmation hearing. Credit: Fox News.

In an op-ed to the Washington Times, Dr.  Carson commented on the rule, saying that “It would require that such affordable housing be built primarily in wealthier neighborhoods with few current minority residents and that the new housing be aggressively marketed to minorities.

In practice, the rule would fundamentally change the nature of some communities from primarily single-family to largely apartment-based areas by encouraging municipalities to strike down housing ordinances that have no overtly (or even intended) discriminatory purpose —including race-neutral zoning restrictions on lot sizes and limits on multi-unit dwellings, all in the name of promoting diversity.”

Gonzalez then points out that recent NPR coverage of Ben Carson and his nomination leaves out details.

That view was not reflected in NPR reporter Pam Fessler’s unflattering piece on Carson following his nomination. The piece referred positively to the housing program as ‘stepped up enforcement of the 1968 Fair Housing Act, which is intended to reduce segregation,’” wrote Gonzalez.

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Credit: National Mortgage News.

Given NPR‘s reporting, including their recent reports on manufactured housing communities, Gonzalez poses the question: should the Trump Administration end government funding of NPR?

 

The MH Industry Speaks

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Richard Nodel, owner, Nodel Parks, photo credit: LinkedIn.

Negative coverage of our industry is something many media outlets are guilty of, but I am a patriot first, said Nodel Parks owner Richard Nodel. 

Anything that is an abridgment of our constitutional rights is a greater threat to all of us than just a negative news article. Let’s fight bad information with good information and not have to resort to un-American activities like censorship of the media. Just because we don’t like the report, do we try and shutter the source?”

Others in the industry see it differently.

We need to send a message to liberal media outlets, like publicly supported NPR,” said Lamb Investments principle, Todd Lamb.

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Todd Lamb, Lamb Investments.

If there is going to be government funds they need to be non-biased or fair to all sides. Now is the opportunity for conservatives to strike back at what we have endured for ten or more years. Gone are the days when a journalist would pride himself on hiding his own opinions or views. I used to enjoy listening to NPR. Now,” Lamb said, Im in favor of pulling any and all funding from it!”

On the issue of media coverage of the MH Industry and politics in general, Lamb said, “I agree with Tony Kovach, I agree with Dr. Ben Carson, and of course, I agree with our new President, Donald J Trump.

UMH CEO Sam Landy, whose company was front and center in an NPR manufactured home community focused article, believes that accountability, above all else, is key.

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Sam Landy. Credit: REIT. For a Cup of Coffee interview with Mr. Landy, click here.

NPR and UMH both care deeply about people. UMH has operated manufactured home communities since 1969. We believe enforcement of our rules and regulations is best for the majority of the people who live in our community,” said Landy.

NPR is reminding us that we must exercise our authority with compassion. We welcome outside oversight and criticism as it allows us to objectively evaluate our actions. We believe in each case covered here we in fact did the right thing for our residents, and that we did it in a compassionate manner. We welcome NPR‘s follow up.

MHProNews and MHLivingNews Publisher L.A. “Tony” Kovach also commented on the op-ed by Gonzalez.

With huge deficits and mounting debt, should U.S. taxpayers be funding any media,” Kovach says, “other than video feeds from CSPAN or social media posts by agencies that allow citizens to follow their government’s actions?

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L A ‘Tony’ Kovach, credit, MHVillage.

Kovach continued, speaking to “agenda journalism (as opposed to legitimate editorializing, which should be in a different part of publication) is the recent case of NPR’s attack on private investor owned manufactured home communities.

MHLivingNews.com and MHProNews.com dug into those issues, revealing facts that NPR simply ignored. When we contacted NPR for comments on clearly overlooked third-party information that ran counter to their narrative, their reply? That they stand by their reports,” said Kovach.

For more coverage on the fallout from the NPR feature on manufactured housing communities, click here. ##

(Image credits are as shown above.)

rcwilliams-writer75x75manufacturedhousingindustrymhpronews

RC Williams, for Daily Business News, MHProNews.

Submitted by RC Williams to the Daily Business News for MHProNews.

Sunday Morning Weekly Recap Manufactured Housing Industry News January 22nd 2017 to January 29th 2017

January 29th, 2017 Comments off

sunday-morning-weekly-manufactured-home-pro-news-recap-1-4-to-1-10-2015-mhpronews-com-As we wrap up the month of January, our featured articles are found on the MHProNews.com home page.

Our theme for this month is: Jiu Jitsu January in Manufactured Homeland, USA.

To see the line-up of over 3-dozen featured articles for this month, along with the headline commentary, please click the link above.

Manufactured, modular and prefabricated home professionals know that how a home got to its location should not define a person or their dwelling.

What the Daily Business News spotlights day-by-day are the tragedies, triumphs and struggles for acceptance of the obvious solution for millions for the growing affordable housing crisis in the U.S. and beyond.

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When you read the lineup for the month found on the home page, you can reflect on another motto as you chart your own professional path ahead: “We Provide, You Decide.”  ©

 

What’s New On MHLivingNews

 mhlivingnews-improvedlivingforle-logo

NAR – Millennials Want Quality Affordable Homes to Buy in 2017

“Oh Paradigm Shift” – Million Dollar Manufactured Homes for Rich and Frugal

 

What’s New On MHProNews

Saturday January 28th, 2017

7SundayMorningWeeklyRecapManufacturedHousingIndustryNewsJanuary22nd2017toJanuary29th2017-postedtoManufacturedHousingIndustryDailyBusinessNewsMHProNews

“An Elephant Ass,” Understanding GSEs, Duty to Serve, Manufactured Home Lending

Cordray Defiant, Says Trump Won’t Change Agency

  

Friday January 27th, 2017

NIMBY Rears its Head on Proposed MH Community

 

LCI, NorthStar Gain, Manufactured Housing CV, Broader Markets Dip

 6SundayMorningWeeklyRecapManufacturedHousingIndustryNewsJanuary22nd2017toJanuary29th2017-postedtoManufacturedHousingIndustryDailyBusinessNewsMHProNews

Publication Flip-Flops on UMH, NPR Effect in Play

 

Does New Bylaw Discriminate Against Manufactured Homes?

 

Tiny Prefab Builder Takes His Show on the Road

 

Thursday January 26th, 2017

 

Local Developer Says MH Community Hurts Property Value

 

Nobility, Carlyle, Dow Up, Manufactured Housing CV Dips

 

Jim Visser Honored, the Journal of Manufactured Housing now History

 

Storms, High Winds Leave 100 MH Homes Without Heat

 

Passages: Edward J. Wall

 

Wednesday January 25th, 2017

 

Dow Hits 20k Mark, Cavco, LCI, Manufactured Housing CV Up, New Records for S&P, NASDAQ

 

A Solution for the Dysfunctional Home Loan Market?

 

County Levies Stiff Fine in Dakota, as Trump Primes XL Pipeline

 

3D Printed Home Can Withstand Magnitude 8 Earthquake

 

U.S. Existing Homes Sales Rise in December, MH Industry Response

  

Tuesday January 24th, 2017

 

Deer Valley, Skyline Up, Manufactured Housing CV, Broader Markets Spike

 

Carson Approved by Senate Committee, Provides View on MH

 

Security Mortgage Group Finances 80,032,500 for Several Communities

 

Another Country Turns to Prefab to Solve Housing Crisis

 

“Stop, Thief!”

 

Monday January 23rd, 2017

 

Huge Days for UFPI, UHM, Manufactured Housing CV, Broader Markets Down

 

Trump’s Regulation Cuts Could Have Major Impact on MH

 

Buffett Supports Trump Picks, Soros Has Other Ideas

 

Tornadoes, Severe Weather Ravage South, Misconceptions Abound

 

Tough Times for Tiny Home Builders

 

Sunday January 22nd, 2017

Sunday Morning Weekly Recap Manufactured Housing Industry News January 15th 2017 to January 22nd 2017

 

(Image credits are as shown above.)

 

rcwilliams-writer75x75manufacturedhousingindustrymhpronews

RC Williams, for Daily Business News, MHProNews.

Submitted by RC Williams to the Daily Business News for MHProNews.

NPR, MHAction memo, Cities Raise Fees, Close Manufactured Home Communities too

January 9th, 2017 Comments off
NPRMHActionCitiesCloseCommunitiesToocreditCBC-postedtothedailybusinessnewsmhpronewsmhlivingnews

Midfield Mobile Home Park. Credit: CBC.

The Daily Business News has provided in-depth coverage of the reaction to the National Public Radio (NPR) broadcast and story Mobile Home Park Owners Can Spoil An Affordable American Dream, and the attack on investor owned communities by MHAction.

The ongoing response from the industry’s professionals is to keep pointing to facts – versus private agendas – that have shown that exaggerations about manufactured homes and the community sectors of the industry are alive and well.

As commentary on Industry Voices (see examples, linked here and here) has reflected, the industry’s professionals do not believe in protecting bad actors.

With all the noise around media-driven misconceptions, it’s often overlooked by groups like NPR and MHAction that even cities and towns shut down communities, or do other things that they blame private investors for doing.

A recent example is found in Calgary, Alberta, Canada. The city has plans in place to close a manufactured home community that has been around for over 45 years, Midfield Mobile Home Park.

They treat us like trailer trash,” said long-time resident Rudy Prediger, referencing the City of Calgary’s stewardship of the property.

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Rudy Prediger. Credit: Calgary Herald.

They made promises then broke them, they treated us with disrespect,” says Prediger, speaking of the city’s management.

I have a legal right to protect my property and that’s what I’m going to do.

Prediger speaks to a story that plays itself out repeatedly. Not just in manufactured communities, but in also in aging residential and commercial properties and apartment communities as well.

Per the Calgary Herald, the issues at Midfield began back to 2010, when their city council decided that repairing the park’s infrastructure, which included its aging sewer and water system, was too costly.

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A Google search on this date for apartments being redeveloped yielded over 40,000 possible hits. Conventional housing and commercial properties are also the subject of redevelopment, for the kinds of reasons cited by GMHA’s Jay Hamilton, below.

During that year, notices went out to the homeowners to inform them the community would close down in 2012.

Residents were told that they could move to land the city had purchased for a new community, and would be given a moving allowance to do so.

In 2014, plans for the new “mobile park” — all other existing ones in the city were full — were scuttled. Residents then received notice of Midfield’s official 2017 closure, along with a list of resources, which included contact info for such agencies as the Calgary Homeless Foundation and the Mustard Seed, according to the Herald.

Up to $20,000 in buyouts, along with counseling, was offered to each of the 173 owners.

Midfield sits on what’s considered to be “prime inner-city land” in Calgary.

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Aerial view of Midfield. Credit: Calgary Herald.

What often happens in these instances is that private and public community owners find themselves in “lose-lose” situations – which Jay Hamilton, Executive Director of the Georgia Manufactured Housing Association (GMHA) – described a few weeks ago.

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Jay Hamilton, Executive Director, Georgia Manufactured Housing Association (GMHA).

One of the biggest reasons that a Manufactured Home Community Owner sells his property is that over time property taxes increase four and five-fold.  But the owner can’t economically escalate the lot rent quick enough to keep up.  Or the resident could not afford to live there if they did,” said Hamilton.

As communities become surrounded and engulfed by restaurants, Hilton Hotels, stadiums, big box stores, airports, residential and commercial developments – property taxes begin exceeding the total revenue from renting spaces.

As this scenario continues to play out in the U.S. and Canada, the thoughts shared by ROC USA President Paul Bradley are relevant.

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Paul Bradley. Credit: Fosters.

How can we promote homeownership and sell new homes on leased land and at the same time close communities?” Bradley questioned.

It’s like selling tickets to a zoo where ‘only 1 in a 100 are eaten by the lions!’”

Bradley said, “One way to address this is to segment true homeownership land lease communities and differentiate it from traditional ‘parks’ where closure remains a risk, not a certainty but a risk.

NPR’s Latest anti-Investor Owned Community Salvo 

In their latest broadcast and published article dubbed “With Few Legal Protections, Nashville Mobile Home Park Residents At Risk Of Losing It All,” (see their article, linked here), NPR paints a radically different picture than what the USA Today network affiliate, The Tennessean did less than a month ago (see that article, linked here).

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See article that was the source of the above, linked here. Credit, the Tennessean.

Independent community operations manager Tom Fath pointed out numerous errors in NPR’s previous reports, and told MHProNews of the problems that such mainstream media stories cause.

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Sam Landy, REIT.com. To see an exclusive interview with Landy, click here.

UMH President and CEO Sam Landy told the Daily Business News that, “UMH has improved the lives of well over 1,000 manufactured home residents in the Nashville area. We have significantly upgraded communities. Our residents overwhelmingly support the companies actions.” Landy said his firm is preparing a detailed response to the NPR article about their Nashville locations.

The Daily Business News will continue to follow NPR, MHAction and similar cases of closely. The full commentary from Jay Hamilton is linked here. Commentary from Paul Bradley is linked here. ##

(Image credits are as shown above.)

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RC Williams, for Daily Business News, MHProNews.

Submitted by RC Williams to the Daily Business News for MHProNews.

Oracle of Omaha Defends Clayton Homes

February 27th, 2016 Comments off

warren buffett track record business insider artWarren Buffett, in his annual letter to stockholders, said the economy is doing much better than some politicians running for the White House say in their campaign talk. According to NPR, he said children born today will have a very good life, despite the slow recovery from the Great Recession. Berkshire Hathaway, of which Buffett is Chairman, earned $24 billion last year. MHProNews understands why he said the economy is so good.

In his letter, according to abc17news, he defended Berkshire’s poor stock performance in 2015: the A share stock (selling for around $200k per share) and the B share (selling around $132 a share) both fell over 12 percent. Berkshire’s stock is up slightly this year. The A shares have marked an annual gain of 20.8 percent since 1965, compared to 9.7 percent for the S&P.

Buffett also defended subsidiary Clayton Homes, this year more extensively than last, devoting 16 paragraphs to the company this year as opposed to just three paragraphs last year. The Seattle Times and BuzzFeed accused Clayton of predatory and discriminatory lending in several articles beginning last year.

Further, PBS then did a broadcast about the MH industry that also was not complimentary and had a hidden agenda. (For MHLivingNews and MHProNews publisher L. A. “Tony” Kovach’ response, click here.)

Regarding Clayton, Buffett wrote, “The Great Recession caused mortgage originators, servicers and packagers to come under intense scrutiny and to be assessed many billions of dollars in fines and penalties,” noting that Clayton only had to pay fines amounting to $38,200 the past two years. He added that 95.4 percent of borrowers are current on their loans. ##

(Photo credit: businessinsider–Warren Buffett)

matthew-silver-daily-business-news-mhpronews-comArticle submitted by Matthew J. Silver to Daily Business News-MHProNews.

High Rents Yield Hard Times for Low/Fixed Income Families

February 8th, 2016 Comments off

rents_rising__dailykos_creditRents have arrived at a historic high, similar to where they were during the housing bubble of 2008, as ktep.org tells MHProNews, according to statistics from the Commerce Department. The old rule of thumb to never spend more than a third of your income on housing is out the window.

Glenn Kelman, CEO of Redfin real estate company, said more and more people are spending as much as half their income on housing, and this is not sustainable, especially for seniors on fixed incomes. Responding to questions from Mary Louise Kelly of npr, he added while rents and home prices have been rising, and inventory is low, given the state of the economy builders are not borrowing for large developments. Instead they are focusing on urban infill housing with 20-30 units each.

Although capital is tight and/or developers are unsure of being able to attract inhabitants, finding adequate skilled labor is also a problem, which drives the rents. He said, You’ll see security guards at building sites who aren’t really guarding the lumber. They’re guarding the labor. They’re preventing a recruiter from coming onto the site and taking the whole crew across the street to another place that’s being built for an extra two bucks an hour.”

##

(Graphic credit: dailykos)

matthew-silver-daily-business-news-mhpronews-comArticle submitted by Matthew J. Silver to Daily business News-MHProNews.

Non-profit Housing Agency Building Own HUD Code and Modular Homes

October 24th, 2014 Comments off

ahead__better_homes_ahead__creditA nonprofit in New Hampshire that has been helping low-income families find housing for nearly 25 years has begun designing and selling its own version of energy-efficient manufactured and modular housing.

Affordable Housing Education and Development (AHEAD), owning/operating 300 + units for seniors, families and individuals with disabilities, has created a division called Better Homes AHEAD, offering modular homes starting at $93,000 and manufactured homes from $41,000, excluding the land, site work and utility connections.

Larry Berg, the business manager of Better Homes Ahead, said the homes called “Northlanders,” are made specifically for AHEAD, according to nhpr. The homes “are built to our Norhtlander spec which makes it much more energy-efficient than a typical stick-built home, built to the Energy Star Version Three standard.”

Noting some people pay four to five thousand each year to heat a poorly-insulated house, AHEAD’s executive director, Michael Claflin, says their savings from an energy-efficient home should help them save enough for a mortgage on a home. The profit realized from the sale of modular homes, which are marketed to people beyond Better Homes target population, will help lower the cost of manufactured homes to people who are struggling to make ends meet.

While the plan puts the non-profit clearly in competition with for-profit companies, Jodi Grimbilas, the executive director of the New Hampshire Manufactured and Modular Housing Association says, “We welcome others in the industry whose goal is to promote the value and affordability of manufactured housing. Manufactured housing is an excellent choice for many consumers in New Hampshire and we’re pleased to see more people finding value.”

Realizing the project is a gamble, Claflin tells MHProNews, “No question about it. But it is a strategic decision that the board has made and one we feel is imperative if AHEAD is going to continue in their mission.” Mary Ellen Jackson, who directs the New Hampshire Center for Nonprofits, says more non-profits are taking a page from business to become more entrepreneurial as a means of sustainability in a tight economy. ##

(Photo credit: Better Homes AHEAD)

matthew-silver-daily-business-news-mhpronews-com(Submitted by Matthew J. Silver to Daily Business News-MHProNews)

Vacant Lots in Chicago Selling for One Dollar Each

July 2nd, 2014 Comments off

According to a report on NPR.org, the city of Chicago owns nearly 5,000 empty lots in the greater Englewood area on the South Side due to the foreclosure crisis that resulted in the demolition of many homes. Having limited success with affordable housing and urban garden efforts, the city is now offering lots in Englewood for $1 each, providing the applicant lives on the same block. Although the city is supposed to maintain them, they often become overgrown and mini garbage dumps, sometimes play areas for children and occasionally taken over by drug gangs. Older residents have passed away or moved, and many of the decent jobs have also left. Illinois University Urban Affairs Professor Phil Ashton says the Large Lot Program is a way to tap into an underutilized resource. “Existing homeowners are sometimes some of the best assets these neighborhoods have. They have a lot of energy, and they are fully invested in their neighborhoods,” he informs MHProNews.

Sonya Harper, 32, an employee of a nearby urban farm, has always lived on South Wood Street in Englewood. Now occupying her grandmother’s home, she and some neighbors want to repurpose the vacant lots. She says, “We want to be a block club. It turns from, ‘We care about gardening and food and nature and open space, and yet this is all brand new to us,’ to, ‘Hmm, what’s going on down the street?’ ‘Oh, look at that vacant lot over there, should we do something about that?’ ‘Oh, Ms. Thompson needs help cutting her grass.’” Mayor Rahm Emanuel, neighborhood leaders and corporate officials recently broke ground for a Whole Foods Market in Englewood. The city has already received 400 applications to purchase 500 vacant lots as part of a pilot program. HUD Code and modular homes could provide affordable housing in the neighborhood. ##

(Photo credit: David Schaper/NPRNews.org–Sonya Harper tending a community garden on a vacant lot in Chicago.)

Housing Market Tough on Minorities

June 23rd, 2014 Comments off

A survey by the MacArthur Foundation reveals the affects of the housing downturn on Americans along racial lines. From the get go, whites are more likely to own homes, and those homes are just as likely to be in neighborhoods where home values appreciate. Blacks and Latinos were more likely to be negatively impacted by the housing downturn, reversing years of progress in homeownership, forcing some to move to less desirable neighborhoods that appreciate less, if at all. Historical barriers to homeownership make people more vulnerable to the rise in housing costs. Over seventy percent of blacks and nearly eighty percent of Latinos think the country is still in the middle of the housing crisis, and many of those think the worst is yet to come.

Others move into the rental market, where rents are rising, according to npr.org. Nearly 60 percent of blacks and Latinos pay above 30 percent of their income in rent, which is the traditional measure of household affordability. However, 53 percent of Latinos still see homeownership as an excellent investment, compared to 47 percent of blacks, as MHProNews has been informed. Says Rebecca Naser of Hart Research, which conducted the study, “More than anything that’s happened is that their confidence as homeownership as a way to build wealth, that’s been chipped away.” However, the desire for affording a home continues to remain strong. Naser says even people who had lost homes to foreclosure would like to return to buying a home. ##

(Image credit: fotosearch.com)

Community Ownership of Communities

May 4th, 2012 1 comment

A segment on National Public Radio (NPR) highlights the problem MHC residents may face if the MHC owner decides to sell his community, causing residents to lose a home that may no longer be mobile, and thus their financial investment. Where some people may see this as a huge boulder that cannot be moved, ROC (Resident Owned Communities) USA, a non-profit based in Concord, New Hampshire sees an opportunity for community residents to purchase the land their homes sit on as a co-operative. When a community comes up for sale, Paul Bradley, president of ROC, and his team help residents form an entity to make a bid on the land. If the bid is accepted, ROC helps the co-op find investors. To date he has received backing from several foundations, but he hopes to tap into the deep well of commercial markets, much like the $13 million Bank of America has invested. B of A’s’ Dan Latendere says ROC has a good business model. Says Bradley, “On over $200 million worth of total lending, not a single lender has lost a single dollar over the course of the last 30 years.” He sees MHCs as affordable housing for people of low to moderate incomes, and co-ops as the opportunity to control their destiny. MHProNews.com has learned community owner George Allen was quoted as supporting the ROC option. “ROC USA has helped 2,200 homeowners in 35 communities purchase their parks and gain economic security,” says Bradley. He adds, “I want resident ownership to be available to every homeowner group in the country that wants to buy their community.”

(Image credit: National Public Radio)