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Posts Tagged ‘Native Americans’

What’s the Truth About Thanksgiving in MHVille?

November 21st, 2018 Comments off

 

WhatsTheTruthAboutThanksgivingInMHVilleDailyBusinessNewsMHProNews

Still from video, posted below.

The Praeger University video series tend to be in the 5- to 7-minute range. They visually condense their subject matter in a well sourced, engagingly presented way by an informed person or expert.

 

Tens of millions of views of Praeger videos have occurred. These are generally items that could earn a ‘G’ rating, although perhaps some might be ‘PG,’ using the film industry’s rating system guide.

On the eve of Thanksgiving, AAA says that record numbers will be on the road. While the stock markets have been sliding, the economic numbers are good.

In fact, as the president and members of the Trump Administration often say, the unemployment rates are at multiple-decade or all time lows. There are more employed today than at any time in history. The U.S. is more energy independent than it has been in years. Incomes are rising for individuals and businesses. Investments are up, and so on.

Couched in the language of this popular holiday, there is much to be thankful for, although there are several concerns that the Daily Business News on MHProNews has noted too.

 

 

There is no gain, say fitness enthusiasts, without pain. As every mother knows, there is pain in childbirth, but there is also joy in the wake of the event.

From our MHProNews team, and our supporters to you and yours, we wish you the blessings of a good, safe, and true Thanksgiving. Gobble gobble! ## (News, analysis, and commentary.)

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Native Americans Rack up $1.7 Billion in Mortgages as of Aug. 11

August 22nd, 2016 Comments off

mortgage app   texaslendingtoday credit postedDailyBusinessNewsMHProNewsAccording to indiancountrytodaymedianetwork, the 2015 Home Mortgage Disclosure Act reveals Quicken Loans of Michigan has replaced Wells Fargo Bank as the top lender to Native Americans with $283 million in lending. San Francisco-based Wells slipped to second place with $276 million in lending, while Mid America Mortgage of Addison, Texas at $152 million came in third. In 2014, Wells was first, followed by Quicken, then Mid America.

For 2015, Mid America approved 68 percent of applications, 826 out of 1,209, while Quicken granted 1,514 out of 2,308 applications. Wells approved 41 percent of applications, 1,350 out of 3,216.

As of Aug. 11, 44 percent of the 19,000 Native American applications had been approved, while 31 percent had been rejected, 11 percent withdrawn, six percent purchased and six percent incomplete. Similarly, in 2014, 46 percent of the applications were approved while five percent were purchased.

Over half of the 8,388 originated mortgages as of Aug. 11 were non-governmental, while FHA and the Department of Veterans Affairs accounted for 45 percent.

The mortgage investor market purchased 80 percent of the Native American mortgages, while the other 20 percent were kept in lender portfolios. For 2015, Ginnie Mae was the biggest investor of mortgages made to American Indians with 34 percent, followed by Fannie Mae with 20 percent, and Freddie Mac accounted for 12 percent.

With dollar volume reaching $1.7 billion through Aug. 11, first mortgages accounted for over 99 percent of the volume with an average of $209,000, while second mortgages averaged $34,000.

MHProNews understands two percent of mortgage dollars through Aug. 11 was for manufactured homes, with the rest primarily going for single-family homes. ##

(Image credit:texaslendingtoday)

matthew-silver-daily-business-news-mhpronews-comArticle submitted by Matthew J Silver to Daily Business News-MHProNews.

Mescalero Tribe Offers thanks for Modular Homes

March 14th, 2014 Comments off

Following an article MHProNews.com published Feb. 27, 2014 regarding surplus modular homes from the U. S. military being sited on the Apache Mescalero Reservation in New Mexico, officials from the tribal nation offered a public thank you to the military and the General Services Administration at a ceremony March 7. Over the last 15 months the tribe has received nearly 100 modular homes, according to ruidosonews.com. Alvin Benally, Mescalero Housing director, said, “We have a housing waiting list for 500 families. Some have been waiting for housing as long as 20 years. It is not uncommon for some residences to have 12 to 15 individuals across three generations living under the same roof.” Fort Bliss brass witnessed several of the homes being sited, after which the tour culminated with a ceremony at the Inn of the Mountain Gods and presentation of plaques by Mescalero President Danny Brueninger and several tribal council members to base personnel. ##

(Photo credit: ruidosonews.com–modular home sited on Apache Reservation)

Military Modular Homes now Accommodate Apache Native Americans

February 27th, 2014 Comments off

More than 100 modular homes previously used by the U. S. military are now home to residents of the Apache Mescalero Reservation in New Mexico, where the lack of adequate housing has been a long-standing issue, according to ruidosonews.com. On March 7, at the invitation of tribal president Danny Brueninger, representatives of Fort Bliss Army Base and Holloman Air Force Base Defense Reutilization and Marketing Office (DRMO) and the General Service Administration will tour the reservation to see how the homes are improving the quality of life for the residents, some of whom had never lived in a home as nice. MHProNews.com has learned the modular units had accommodated enlisted men from the DRMO. ##

(Photo credit: ruidosonews.com—modular homes on Apache Reservation)

Portland Architect Designs Modular Studio Unit for the Homeless

December 19th, 2013 Comments off

Architect Stuart Emmons of Portland, Oregon has designed a 265-square-foot, modular, mini-studio for homeless people called I’mHome. After seeing shipping containers converted into living quarters in China, Emmons, realizing a container could not comply with the Americans with Disabilities Act (ADA), took a different approach, designing the modular nine-unit Kah San Chako Haws (Chinook for East House) housing project for Native Americans, as MHProNews covered here Feb. 14, 2013. The Gold-Certified LEED apartments range from 375 square feet to 835 square feet, according to portlandtribune.com.

I’mHome units have a living room and bath with just a microwave and refrigerator for a kitchen, and are priced at $40,000, everything furnished. Emmons states there are 10,000 homeless in Multnomah County, including couch surfers, those living ten-deep in one-bedroom apartments and those on the streets.

Blazer Industries of Aumsville, Oregon will be making the affordable homes, which Brent Buchheit of Blazer says are earthquake-proof. “We’ve had these buildings fall off a trailer on the freeway and they’re fine; we just load them back on,” he says.

Susan Emmons (no relation to Stuart) of Northwest Pilot Project, which counsels people in danger of homelessness, noting the dire need for housing, says, “There’s a shortage of 20,000 units for people at 30 percent of median income. That could be a family of four, people on limited Social Security, or veterans on a pension. We’re not developing much housing for those people.”

Stuart Emmons says he has the product needed, but so far, there has been more interest in San Francisco and Seattle than Portland for I’mHome.

(Image credit: oregonlive.com/Stuart Emmons–Kah San Chako Haws)

Modular Homes on Tap for Native Americans

May 29th, 2013 Comments off

After nearly seven years of planning, tworiverstribune tells MHProNews ground was finally broken May 17 for the Hoopa Valley Tribal Housing Authority project in northwestern California. Comprised of ten apartments and 13 single-family modular homes, the housing will be built in the Campbell Field Subdivision.  The initial phase for the $7 million project will include clearing the land followed by preparing the infrastructure, and the houses will then be ordered from Hoopa Modular Homes. Targeted for low income residents, the single-family homes will be available for sale after the project is completed in about 2-3 years.

(Photo credit: merchantcircle–modular home under construction)

Tribal Nation Makes Loans on HUD Code and Mod

May 16th, 2013 Comments off

PRWeb informs MHProNews that through the Department of Housing and Urban Development (HUD) Oklahoma City’s Bank2 is partnering with First Interstate Bank of Montana, Wyoming and South Dakota to provide affordable housing loans to Native Americans. Offering competitive interest rates and a low down payment, Section 184 Indian Home Loan Guarantee Program offers financing for our native populations to purchase, refinance, rehab, or build a home. Bank2 is wholly owned by the Chickasaw Nation and makes loans on manufactured and modular homes, using their flexibility to meet housing challenges, as well as offering other innovative financial products to customers on and off tribal trust lands. They also offer a range of government-backed commercial through the SBA and the USDA.

(Photo credit: trulia)

Modular Housing for Native Americans

February 14th, 2013 Comments off

RedLakeNationNews informs MHProNews the first modular housing development in Portland, Ore. opened move-in ready to fanfare Wed., Feb. 13. Commissioner Nick Fish greeted those gathered at the opening ceremony of Kah San Chako Haws (East House in Chinook), a LEED Gold-certified energy-efficient modular apartment complex. Since Native Americans living in poverty are reluctant to use public housing and tenant vouchers, the project is a step in addressing that problem in their community. The nine-unit complex is comprised of three studio apartments, three one-bedroom and three two-bedroom apartments. Total time for design through financing and construction was 13 months, as compared to the 18-24 months site-built construction would have required. Collaboration for the section 8 modular housing included the Native American Youth and Family Center, the Portland Housing Bureau, Meyer Memorial Trust, State Housing and Community Services, and Capital Pacific Bank.

(Photo credit: Global Deployable Housing, LLC)

Show Documents Housing History

May 1st, 2012 Comments off

The “House and Home” exhibit at the National Building Museum in Washington, D.C. tells the history of housing in the United States through photographs, film, drawings, texts, and models, beginning with Native Americans, through tenements, suburbia, urban living, even to the modular Tumbleweed Tiny House that has just 100 square feet of space. The timeline shows various construction methods including adobe brick, the rough-hewn carpentry of the colonial era, and the platform frame used most widely today. The Washington Post article notes there is no mention of the brick architecture of Washington, nor does the show mention that many of the current homes being built will last beyond 30-50 years. There is, however, mention of a beautiful prefabricated house that links to a series of other modular homes. The article concludes, “ ‘House & Home’ does a good job of demonstrating how our living space is the first and most fundamental theater for our relentless self-invention.” The exhibit runs through May 2017.

(Photo credit: The Washington Post)

Privately Run Government-Funded Mortgage Program Will Not Finance MH

July 5th, 2011 Comments off

From New Mexico, the Cibola County Beacon says Gateway Mortgage Group has opened a branch in Albuquerque, New Mexico, that will specialize in Federal Housing Administration (FHA) Section 184 loans.  The Section 184 Indian Home Loan Guarantee Program was established by Congress in 1992 to provide Native Americans with access to credit requiring less money down and less stringent credit.  Gateway says it will finance new construction homes and modular homes, but not manufactured homes.