Posts Tagged ‘National Home Ownership Month’

Manufactured Housing Professionals, HUD Secretary Ben Carson, Must Promote These Two Words

June 6th, 2019 Comments off



There are times that simplicity is useful. Consider these facts.


·        There is an affordable housing crisis.

·        HUD Secretary Ben Carson and thousands of others say that local zoning and placement (barrier) issues are harming the nation.

·        Conventional builders (National Association of Home Builders, factory builders, others) say that zoning, regulatory, and placement issues are harming the nation and affordable housing.

·        But the simple application of two words that are already law could solve much of this almost immediately.


What are those two almost magical words?

Enhanced preemption.

Under the Manufactured Housing Improvement Act of 2000, there is a provision that ‘enhanced’ federal preemption. That provision has been used on occasion, but not routinely.

If HUD Secretary Ben Carson ordered the Office of Manufactured Housing Programs (OMHP) to fully implement enhanced preemption on HUD Code manufactured housing, local barriers that so complicate the issue of manufactured housing could melt away.

The Manufactured Housing Association for Regulatory Reform (MHARR) is already behind this concept.

The Manufactured Housing Institute (MHI) was part of the coalition that made enhanced preemption part of federal law.



There are state association executives that already know about this provision of the current manufactured housing law, believe in it, and want to put that provision to work.

There are HUD Code producers that of course know about enhanced preemption.

Implementing those Two Words = Enhanced Preemption = under the MHIA of 2000 could change the fortunes of potentially millions of Americans over time.  It would boom the production side of the industry.  Others could enter the industry and tap into the millions of affordable housing opportunities that those two words would unlock.



To learn more, see the reports linked above and below.  More on this simple yet-profound topic tomorrow and in the days ahead. No politics, just 311 words that boil down to two words.  Enhanced preemption. “We Provide, You Decide” © ## (News, analysis, and commentary)

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Politically Incorrect Cartoon Commentaries, Lighter Side of Making America and Manufactured Housing Great Again

June 9th, 2018 Comments off


Long-time MHProNews readers know that over the years, we’ve broken many of the politically incorrect rules in MHVille reporting, and hard-hitting commentary.  You rewarded us with the most page views and readership of anyone in industry publishing, thank you. Thanks too for those who make this possible.


But today, to keep things light – and still make industry pros, investors, researchers and others think – we’re going to let these political cartoons do most of the talking.


For years, manufactured housing’s future was mired in D.C. politics that seemed to have no end in sight.


For example. Manufactured housing had near zero impact on the housing/mortgage meltdown of 2008.

Yet, the industry is routinely reminded by certain groups of its loose lending sins by lenders of roughly 2 decades ago. The bulk of those sins didn’t cost taxpayers. The mistakes of the 90s and early 2000s of operations like GreenTree and Conseco didn’t melt the economy down.


But for some, those sins of the past seemingly can’t be absolved or forgotten.  Why is that so?

Why did conventional housing and lending get a hall pass, which cost taxpayers and the economy trillions in de facto bailouts, and federal taxpayer support?


Why did manufactured housing – which a bi-partisan swatch of politicos and experts agree is an important part of the solution to the affordable housing crisis solution – get punished?


The loudest voices aren’t always the correct voices.

The Daily Business News could go on and on this morning with questions like that, which our reports seek to answer.

Cartoonist Branco has done brilliant work, and the word is that from time to time, he’s retweeted by President Trump.


Just the facts. Its the elitists, those that know better, but screwed America up for the many for the benefit of the few for decades. They are in both major political parties.

We editorially supported President Trump, months before the 2016 primary was settled.


There’s so much news, but one must not forget what happened, in some cases, not so long ago. Memory is a gift that must be used, along with prudence, and a questioning mind.

We did so because an objective consideration at what Secretary Clinton presented, and promised looked like more of the same in Washington, D.C.’s swamp.


Former DNC Chair Donna Bazile said that the primary was rigged against Senator Sanders. Their is evidence to suggest that the powers of the federal government wee being used to tilt the election in favor of Secretary Clinton.

We supported Candidate Trump, even thought Warren Buffett supported Secretary Clinton.


Speaks volumes!

By contrast to Clinton, then candidate Trump is a business tycoon, a builder, and an entertaining communicator.


Americans can’t afford to forget what it was like just 2 short years ago. The advocates of the corrupt socialist agenda never stop pushing. The price of freedom is eternal vigilance, plus action to defend our God-given, constitutionally protected rights.

Then candidate Trump energized the base of numerous business professionals, and the millions of what Ms. Clinton called “deplorables.” The president brought back the “blue collar Democrats” into the common-sense conservative cause.

President Obama pledged to veto Preserving Access if it hit his desk.


Any day now…

Secretary Hillary Clinton pledged to keep Dodd-Frank intact.


Branco must get it on climate. No one wants dirty air or dirty water. But the climate agenda is about taxes, plus picking winners and losers.

S 2155 did half of what Preserving Access hoped to do, but it also did much more, and President Trump signed it into law.

These are facts.  They may be politically incorrect, but they are facts.


President Abraham Lincoln said that America would never be conquered from without, but only from within. Its the power grabbers, those that took big chunks of the financial, healthcare, and other sectors over that must be watched., and defeated legally.

We believe in common sense, even if it isn’t politically correct.

The economy is roaring, while obstructionists are screaming about every single thing they can, as if the president hates the Americans whose lives his policies are clearly improving.


If Russian interference with elections is a serious issue, and it is, then why isn’t voter fraud a serious issue?

If you aren’t comfortable with the president’s tweets, don’t read them. But watch his bottom line results.  Promises made, promises kept.  Make America Great Again. That’s patriotism.  That’s common sense.

Pay attention to what is getting done now, that was not getting done before in Washington, D.C.’s swamp.


George Soros and other uber rich billionaires oddly often support socialistic, and leftist causes, why? Does big government = power? Does supporting big government give the uber rich more influence than every day Americans? Drain the swamp.

Regulations are frozen, thanks to the President’s executive orders. Pam Danner is gone at HUD. Thank you, Secretary Carson, please keep it that way.  Please make sure that Danner isn’t returned, and that the replacement is some hand-picked candidate of the billionaire crony capitalists who seek to dominate our industry, to the harm of the majority of small to mid-sized businesses.

The DOE energy rule is frozen, thank you Secretary Perry, please keep it that way.

As the midterms approach, why not vote for common sense? Why not vote for those who support the man getting things done?  Why not support the 45th president’s policy and agenda?


While the Manufactured Housing Institute (MHI) paid for two pro-Clinton speakers in the closing days before the 2016 election, the Kovach family supported Donald J. Trump’s candidacy as the best for the industry, small business and hundreds of millions of Americans. One of those stories ended up on the president’s campaign website, and hundreds of conservative and pro-Trump websites.

The Fed just announced that the net worth of Americans has hit 100 Trillion dollars.  Talk is cheap. Action speaks louder than words. Thank you, Mr. President.


The president’s birthday is coming up next week. We support making America and our industry great again. We are willing to be politically incorrect to do so.

The cartoons speak volumes.  Consider sharing them and this post with your circle of influence.

President Trump Spotlights Factory Home Builder in Speech, Proven Promotion, Support of Industry Advancement

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USDA Celebrating National Home Ownership Month

June 22nd, 2017 Comments off

Collage credit, MHProNews.

In response to President Donald J. Trump’s call to proclaim June National Home Ownership month, USDA’s Acting Deputy Undersecretary for Rural Development Roger Glendenning said he celebrates the vital contribution homeowners have made to communities across rural America.

Owning a home provides rural residents a secure environment where they can raise families, and it helps invigorate local rural economies that are vital to the long-term security and well-being of our nation,” Glendenning said.

Homeownership fortifies communities, creates jobs and strengthens the local businesses that support our towns.”

As industry professionals who read the Daily Business News or MHLivingNews know, USDA guaranteed loans offer as low as a zero down payment program to acquire a new manufactured home.

USDA provides mortgage loan guarantees through partnerships with private-sector lenders to help low- to moderate-income rural homebuyers. The Saint Louis American reported that in 2016 alone, USDA worked with nearly 1,500 lenders to help 116,000 rural individuals and families buy homes.

Over time, the USDA has helped more than 4.1 million rural residents buy homes since the National Housing Act was passed 68 years ago.

For another industry focused report on National Home Ownership Month, please click here. ##

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National Home Ownership Month, MSU Tornado Researcher-Mark Skidmore-Touts Manufactured Homes as “Great” Option

June 20th, 2017 Comments off
E:\MH\Daily Business News\6.20.2017\National Home Ownership Month\NationalHomeOwnershipMonthSunshineHomesRedBayALPostedDailyBusinessNewsMHProNews.png

Photo credit, Sunshine Homes, Red Bay, AL. Posted on the, Digital Journal, dozens of other media and special interest websites.

The Digital Journal is one of several media outlets that have picked up on recent MHProNews reporting on manufactured housing.

Quoting them in full:

June was proclaimed by President Donald J. Trump as National Home Ownership Month.  In a surprising set of admissions, Professor Mark Skidmore, Michigan State University (MSU) co-author of Climate Change, Tornadoes and Mobile Homes: a Dangerous Mix, has told MHProNews that he believes manufactured homes are a “great” option for home ownership.

In an on-the-record digital exchange between:

  • Skidmore,
  • other MSU colleagues,
  • Mark Weiss, President and CEO of the Manufactured Housing Association for Regulatory Reform (MHARR),
  • Danny Ghorbani, an engineer and prior MHARR president,
  • plus and publisher, L.A. “Tony” Kovach,

Skidmore made a series of admissions that cut away at the sensational claims of their tornado-related research.

E:\MH\Daily Business News\6.20.2017\National Home Ownership Month\NationalHomeOwnershipMonthSunshineHomesRedBayALPostedDailyBusinessNewsMHProNews.png

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Among the revelations from “Climate Change, Tornadoes, and ‘Mobile Homes’ – Dangerous Oversights – Mark Skidmore Admits Michigan State Univ Study’s Omissions; Revealing Analysis & Report,” Kovach, Weiss, and Ghorbani’s digital discussion with Skidmore and others at MSU produced the following facts, admissions and revelations.

  1. There have been no mobile homes built in the U.S. in over 41 years.
  2. Manufactured homes evolved from mobile homes, but they are not the same thing in terms of construction, safety, energy efficiency, and durability.
  3. Skidmore and his fellow MSU researchers did not break down the data between pre-HUD Code mobile homes and manufactured homes – the latter of which are built to superior standards.
  4. Skidmore said, “I think the benefits of manufactured homes are great,
  5. Skidmore touted the affordable quality of manufactured homes, I see them as filling an important niche in the housing market.”

Kovach cited in their discussion a previous statement made by Insurance Institute of Building & Home Safety (IBHS) Chief Engineer, Tim Reinhold, Ph.D. about the strength and relative safety of a manufactured home compared to conventional, ‘on site,’ built housing.

While noting that the safest place in a tornado is an underground shelter, the IBHS has done wind studies that demonstrated that conventional construction is not as durable in a windstorm as a properly installed modern manufactured home is.

In an interview with MHLivingNews, Reinhold said, “That box [a manufactured home] is going to be built better than any [conventional] home, unless it’s built to hurricane standards,” said Dr. Reinhold.

When several facts and apparent oversights were brought to Skidmore’s attention, he candidly said those items were not considered or a part of the scope of their research.


No Mobile Homes Built in Over 41 Years, Manufactured Homes are Different

Speaking about the 41st anniversary of the ‘birthday’ of manufactured housing on June 15, 1976, which ended the mobile home construction era in the U.S., Weiss said “The establishment of the HUD Code was — and is — an important milestone for both the industry and consumers.  The industry itself sought out federal regulation under a preemptive, performance-based, uniform code of federal standards that balances the key factors of safety and cost, along with uniform enforcement within a federal-state partnership.”

To learn all about the surprisingly low odds of dying in a mobile home in a tornado, as well as safety tips, a video with dramatic wind-test footage, plus other revelations made by Skidmore, Weiss, Kovach and others see: “Climate Change, Tornadoes, and ‘Mobile Homes’ – Dangerous Oversights – Mark Skidmore Admits Michigan State Univ Study’s Omissions; Revealing Analysis & Report.

To learn more about the 41st birthday of manufactured housing on June 15, 1976, see “Happy 41st Birthday, HUD Code Manufactured Housing.” ##

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Will Dr. Carson’s June Forum Promote Manufactured Housing?

May 30th, 2017 Comments off

A HUD forum on housing is scheduled for June 1st. Credits: HUD, Patriot News Daily.

The office of U.S. Housing and Urban Development (HUD) Secretary Ben Carson, has announced a homeownership forum at its Washington D.C. headquarters scheduled for June 1st.

June is officially National Home Ownership month, focused on the impact that owning a home has on household wealth, stability of neighborhoods, and the broader economic health of the nation.

According to HousingWire, the theme for this year’s homeownership month is “Finding Your Place in a New Era of Homeownership,” and the forum is scheduled to begin on June 1st at 2pm Eastern.

Moderated by CNBC Real Estate Reporter Diana Olick, and featuring a group of expert panelists, HUD says it “will examine how the nation’s housing crisis is affecting consumer attitudes, especially for the growing population of millennials attempting to enter the market.”


Huge Opportunities for Manufactured Housing

In January, Secretary Carson showed a keen understanding of the opportunity that manufactured housing provides – quality, affordable housing and the American Dream being in reach for millions.


Senator Dean Heller. Official photo.

When asked by Senator Dean Heller (R-NV) to describe, in writing, his view of the role of manufactured housing in the provision of affordable housing in rural areas, Carson had this response.

I do see manufactured housing playing an important role in providing affordable housing in rural areas. I think it’s important to ensure HUD’s policies promote access to this valuable resource,” said Carson.

This response came on the heels of a very personal, impassioned letter from MHProNews and MHLivingNews Publisher L.A. “Tony” Kovach.


L A ‘Tony’ Kovach, credit, MHVillage.

Let me begin by congratulating you and President-elect Donald J. Trump. By way of introduction, like youmy truly better half and I publicly supported Mr. Trump’s candidacy consistently against the many deceptive and even vicious tactics used by his opponents,” said Kovach.

You know what discrimination is and how it works. Most use the word discrimination in racial terms, which those enlightened by a proper understanding of the Word know is wrong. For the purposes of your upcoming role at HUD, let’s focus on the following aspect of the definition of discrimination:

…’treatment or consideration of, or making a distinction in favor of or against, a person or thing based on the group, class, or category to which that person or thing belongs rather than on individual merit.’

Discrimination, as you know, is often caused by ignorance.”


Credit: MHLivingNews.

As Daily Business News readers are already aware, stifling regulations, government red tape and stereotypes about manufactured housing have led to a bottle neck that keeps the industry from effectively solving the problem of quality, affordable housing for many Americans.

There’s now real hope that Secretary Carson, with his keen understanding, can change that.

Millions today are trapped in poverty,” Kovach continued.  “As you stated months ago, the federal government often misuses resources that if left in the hands of ‘We, the People’ could be used far more effectively. But it will take time and effort to move giant bureaucracies – such as HUD – and millions back to the proper limits of law.”


Credits: MHLivingNews, Sunshine Homes.

Billions of dollars annually are squandered by HUD for housing programs that long-term are unsustainable. Yet millions from all backgrounds have been hooked – so to speak, on those programs – which tends to trap and thus limit their human potential,” said Kovach.


MHARR President and CEO Mark Weiss, JD, also commented on the tremendous potential that Secretary Carson brings to the role.


Mark Weiss. Credit: MHProNews.

MHARR congratulates Dr. Carson on his Senate confirmation to be the Secretary of the U.S. Department of Housing and Urban Development and looks forward to working with him to advance the role, the utilization and the affordability of manufactured housing – which must be federally-regulated because of its fundamentally interstate character — across the entire range of HUD housing and housing finance programs, and beyond,” said Weiss.

Under Dr. Carson’s leadership and in accordance with the mandate of the 2000 reform law, the status and role of the HUD manufactured housing program should be elevated within HUD, while the participation of manufactured housing within all HUD programs, on the same terms and same basis as other types of housing, is ensured.”

Secretary Carson also received the endorsement of four former HUD Secretaries – Henry Cisneros, Mel Martinez, Alphonso Jackson and Steven Preston for the role.


Then President-elect Donald Trump, left. Dr. Ben Carson, center. Henry Cisneros, right. Image credit, Fox Business.

We write today, from both sides of the political aisle, in support of Dr. Ben Carson’s nomination as Secretary for Housing and Urban Development, a position we have all held,” the letter from the group said.

As secretary, we know that Dr. Carson will learn about what works, develop new innovations, measure outcomes, and achieve real results to improve communities throughout America. We urge the Committee to support Dr. Carson’s confirmation.“

For additional coverage of the nomination of Dr. Ben Carson, click here.

The full endorsement letter from the former secretaries is linked here. ##

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RC Williams, MHProNews.

Submitted by RC Williams to the Daily Business News for MHProNews.


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