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President Jimmy Carter Blasts Trump Administration on Affordable Housing, Carter’s Manufactured Home Ties

September 14th, 2018 No comments

 

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CNBC reported last week that former President Jimmy Carter took aim at the Trump Administration on the important issue of affordable housing.

 

Low-income housing needs to be raised much higher as a priority for our country,” former President Carter said in a phone interview with Emma Newburger. “That’s the first step toward making people who are now dependent on government assistance, on welfare rolls, to get a good job and have a chance to raise their families and put their kids through school.”

Mr. Carter told CNBC that the Trump Administration is ‘ignoring a national housing crisis,’ and he urged voters to support candidates who promote affordable housing.

 

The Carters, HUD’s Carson, and Manufactured Housing

CNBC’s Newburger told MHProNews that the “topic [of manufactured housing] didn’t come up in the interview” with former President Carter.

By contrast, when the Department of Housing and Urban Development (HUD) was asked to respond to former President Carter’s broadside, a HUD spokesperson offered to MHProNews the very specific answer of Secretary Carson’s strong statement of support for manufactured housing.

The HUD spokesperson who replied to the Daily Business News on MHProNews was one that has not previously spoken or messaged with MHProNews. Her reply for HUD is all-the-more interesting to investors and businesses in manufactured housing (MH) who read the tea leaves that may signal what direction the agency will take when their regulatory comments review are completed, later this year.

Those comments the spokesperson sent from Secretary Carson were previously published by the Daily Business News, and are found on HUD’s website here, or at the article with some commentary linked below.

“A New Era of Cooperation and Coordination,” is Promised by HUD Secretary Carson, Saying “I Hear You”

Mr. Carter is a prominent supporter of Habitat for Humanity. An informed source in Carter’s home state of Georgia told MHProNews that Habitat rarely uses manufactured homes, preferring to get “free labor” from those who are putting their “sweat equity” into the house that they help build. That keeps Habitat’s construction costs low.

In Habitat’s view, per our source, this combination of factors creates a greater tie of the Habitat dwelling buyer to their home and mortgage payments.

However admirable Habitat is, it obviously only scratches the surface of our nation’s affordable housing needs.  Their own data shows that the majority of their work is done in other countries, instead of here in the U.S.

HabitatForHumanityManufacturedHousingIndustryDailyBusinessNewsMHProNews

It’s noteworthy that a Google search of former President Carter reveals no obvious criticism by him of the Obama Administration over their handling of affordable housing efforts.  By comparison, even some progressives criticized former President Obama for his perceived missteps at HUD regarding affordable housing. One such critique was about Shaun Donovan’s selection by former President Obama, and that source viewed Donavan as a Clinton Administration ally throwback.

So why did Mr. Carter give former President Obama a pass for 8 years, when the rate of home ownership dropped?

HomeOwnershipRatesUSCensusBureauDailyBusinessNewsMHProNews

Where was Mr. Carter on the issue of rising rents during the Obama Administration?

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Or why didn’t the former president from Plains, GA not critique Mr. Obama’s handling of the economy, debts, and deficits? During the Obama era, rental rates continued to rise. Regulatory policies during the 44th president’s term in office constrained or even crushed small businesses by the thousands, while large companies recovered and grew.  Manufactured housing has slowly recovered during the Obama years, due in part to regulatory overreaches.

MedianAskingSalesPriceVacantExistingSalesUnits1995to2018ManufacturedHOusingIndustryDailyBusinessNewsMHProNews

Details further below will outline factors that began during the Carter Administration years, which culminated in some of the housing and mortgage issues of our era. See further below.

MedianHouseholdIncome2016NARManufacturedHomeOwnersVsRentersDailyBusinessNewsMHProNews

Yet, in an apparently partisan Democratic Party fashion, Mr. Carter’s recent blast wasn’t aimed at former President Obama for the erosion in home ownership rates.  The peanut farmer turned president from Plains didn’t take at rising rents under former President Obama. Instead, Mr. Carter attacks President Donald J. Trump?

The Trump Administration has only been in office for about 20 months.  Dozens of the 45th president’s nominees have been slow-walked by Democrats in the Senate.

Ironically, the rate of home ownership and the economy are both improving at a significant clip since Mr. Trump won the election.  So where’s the logic of Mr. Carter’s claims? CNBC apparently failed to ask – or did not report it if they did – insights into any of these salient questions.

Perhaps equally interesting is the following issue and related question.

The federal manufactured housing construction and safety standards administered by HUD had their first full year in effect during President Carter’s Administration.

Figure1MobileManufacturedHomeSalesSHipmentsVsExistingingNewHouseSalesManufacturedHousingiinudstryDataMHProNews

There were certainly many factors that contributed to the steep drop in sales of mobile homes from their peaks in 1973 and 1974. When the HUD Code kicked in and manufactured housing was ‘born’, sales levels stayed fairly low during the Carter years. They went up modestly during the Reagan Administration era.

Mr. Carter’s colorful younger brother Billy served two different independent HUD Code manufactured home builders in high visibility roles for several years in the 1980s.

So why didn’t actively-retired President Carter do more to promote manufactured homes as an affordable housing solution? Or why hasn’t Mr. Carter done more to elevate manufactured homes as an obvious and proven free market solution to affordable housing since he left office?

After all, Mr. Carter can’t claim ignorance of the topic. The former president’s home state was at one time a top-tier manufactured home producer.

So, why did HUD Code manufactured home shipments nose-dive relative to the end of the mobile home era timeframe compared to the Carter years?  By contrast, as Daily Business News on MHProNews has reported, both prior Presidents Nixon and Ford each promoted “mobile homes” as an important part of the U.S. affordable housing mix.

Help Others “Get It” – Loans on “Mobile Homes” Promoted by Another U.S. President

The photo below was provided to MHProNews by ScotBilt Homes, which has produced manufactured homes in GA for many years. Left-to-right in the photo are Sam Scott, Judy Cazel, President Jimmy Carter, his brother Billy Carter, and Jim Cazel, the pilot of the aircraft they are standing by.

SamScottJudyCazelPresidentJimmyCarterBrotherBillyCarterJimCazelManufacturedHousingDailyBusinessNewsMHProNews600

 

The Reaction to former President Carter’s Comments From Washington, D.C.

There is no widely published comments to be found from a Google search (see downloadable screen capture) from the Arlington, VA based Manufactured Housing Institute (MHI) regarding the recent comments by former President Carter.

But the Washington, D.C. based Manufactured Housing Association for Regulatory Reform (MHARR) weighed in on the conventional comments by Mr. Carter in a nuanced comment as follows.

While Secretary Carson as we noted in a recent article has said the right things about the need to eliminate exclusionary zoning, there is much more that HUD could do to support consumer financing for affordable housing, most particularly chattel financing for manufactured homes,” said Mark Weiss, JD, President and CEO of MHARR to MHProNews.

Weiss and MHARR members are on record encouraging more lending from the FHA, while acknowledging the progress made to date during the Trump Administration.

It should be noted that MHARR has no PAC, by design, but MHI does. MHARR has praised the Trump Administration, as has MHI.

 

“Move, Open, Live” De Rose Industries & Senator Thom Tillis’ Mobile Home Comments

But a key distinction between the two trade groups on this issue is that MHI put two paid pro-Clinton speakers on stage in their pre-election Chicago event, a claim MHI has never opted to deny or try to explain.  The mainstream headline below is one of several that document that Berkshire’s chairman backed the party that favored heavy regulations. Why?

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MHI’s primary “big boy” member is Berkshire Hathaway owned Clayton Homes and their affiliated lenders, 21st Mortgage Corp and Vanderbilt Mortgage and Finance. Kevin Clayton is seen with former President Bill Clinton in the disastrous post-Haitian earthquake “recovery” effort photo and linked report below, that dives into those alleged scandals.

“Toxic Trailers” – Clayton Homes, Warren Buffett, Kevin Clayton, Clintons – Exposé Videos

Warren Buffett campaigned for Secretary Hillary Clinton against Mr. Trump in 2016, saying on several occasions, that Buffett believed in her policies.  As MHI award-winner – and periodic MHI critic – Marty Lavin has said, “Pay more attention to what people do than what they say,” and “Follow the money.”

FollowThe MoneyPayMoreAttentionToWhatPeopleDothanwhatTheySaySpySea72MartyLavinYachtManufacturedHousingINdustryProMHProNews

 

Forbes’ John Moratta Weighed In on Carter to Obama Era

But there’s other issues that need to be raised, one of which a Forbes Contributor David John Marotta examined. In 2012, Marotta argued that the entire contest between Democratic candidate and incumbent, President Barack Obama vs. GOP nominee, former Governor Mitt Romney should come down to a single subject.

It’s one that directly relates to affordable housing, manufactured homes, the U.S. economy, and the future direction of America.

The Forbes headline was, “The Election Should Be Settled by a Single Question: Who Caused the Financial Crisis?”

ForbesElectionSettleSingleQuestionWhoCausedFinancialCrisisDailyBusinessNewsMHprOnews

Two key paragraphs by Marotta on the subject framed by the headline above read as follows.

“…It all began with the Community Reinvestment Act (CRA) of 1977 under President Jimmy Carter. Its goal was to reduce discrimination against people in low-income neighborhoods by FDIC banks. The law did not provide any criteria for equal process. Thus any bank whose lending results were called into question could be challenged. And banks needed regulators to approve their actions.

DavidJohnMarottaForbesContributorDailyBusinessNewsMHProNews300The CRA increased the oversight of financial institutions and empowered organizations such as the Association of Community Organizers for Reform Now (ACORN). Obama’s work as a community organizer included working as ACORN’s attorney suing banks in Illinois.”

Skipping further into his column, the following extended quotes from Marotta said, “In the last election campaign, it was vehemently denied that Obama had been an ACORN trainer until the New York Times uncovered records demonstrating he was.”

Now Democratic New York Governor “Andrew Cuomo was the assistant secretary of Housing and Urban Development (HUD) and then secretary under President Bill Clinton from 1993 through 2001. Cuomo created 800 new HUD employees who were paid as much as $100,000 to fight against abolition of the agency. These community builders, as they were called, worked with local groups to lobby against tax cuts and to aid Democratic candidates.

Under Cuomo’s leadership in 1998, HUD forced banks in Texas to lend $2.1 billion in affirmative action loans with a higher risk and higher default rate.”

President Clinton touted these supposed achievements. “In 1998 he boasted,In the 20-year history of the Community Investment Act, 85 percent-plus the money loaned out under it to poor inner-city neighborhoods has been loaned in the five years since I’ve been president.”

Fannie Mae and Freddie Mac were on the path to disaster. Now Obama blames deregulation under the Bush administration for the financial meltdown, but there was none.

After Clinton, George W. Bush and Republicans tried to tighten up lending standards for which they were demonized by the Democrats. These efforts were pushed unsuccessfully throughout the Bush administration starting in April 2001. 

Ranking Democrats Barney Frank and Charles Schumer led their party to block these efforts in the fall of 2003. Frank made light of Republican concerns. He said, “I think we see entities that are fundamentally sound financially and withstand some of the disaster scenarios. And even if there were a problem, the federal government doesn’t bail them out. But the more pressure there is there, then the less we see in terms of affordable housing.”

Those points in Forbes are ones MHProNews has raised several times over the years –  including, but not limited to – by previously sharing the video posted below.

 

It should also be noted that former President Bill Clinton himself acknowledged that, “The responsibility the Democrats do have may rest more in resisting any efforts by Republicans in the Congress or by me when I was president to put some standards and tighten up a little on Fannie Mae and Freddie Mac.”

Let’s let all of the above sink in for a few moments.

That should not imply that several Republicans weren’t also complicit in the housing/lending issues in the run-up to 2008, because Fannie and Freddie were donating to candidates on both sides of the aisle.

But more influence buying cash went to Democrats. Politico reported that the GSEs spent a stunning $200 million dollars in campaign contributions, see the screen capture below.

2008GSEsFannieFreddieGaveDemocratsMorePrior2008FinancialMeltdownDailyBusinessNewsMHProNews

So it seems more than ironic that former Democratic Presidents Carter, Obama, and the Clintons now gleefully point a public finger at President Donald J. Trump. But the evidence and factual reality is that those Democratic leaders are guilty of blatant hypocrisy. They and their party bear a significant degree of responsibility for the economic turmoil, starting in the Carter years, during the Clinton Administration, as well as the run up and through the Obama Administration eras.

Big government solutions, the ones more commonly proposed by Democrats, have proven for 50 plus year not to work.

UCDavisUnitedStatesPovertyRateSince1959to2015DailyBusinessNewsMHProNews_001

It’s federal government policy that turned toward more subsidized conventional housing, which has never kept up with the needs in over 50 years.  Manufactured homes, or the mobile home era before the HUD Code existed, were the free enterprise solution that have proven to be as “amazing” as HUD Secretary Carson said in Senate testimony earlier this year.

 

 

Summing Up the View from MHVille

There is little doubt that members of both major parties have over the years made their respective errors, along with efforts to spin or cover up those mistakes.

But there’s plenty of evidence that former Presidents Carter, Clinton, and Obama – along with Democratic allies in Congress – fostered the conditions that have undermined manufactured housing, and hurt the economy at several times, and in often severe ways.

As industry investors, professionals, and all others ponder their support and votes in the upcoming midterms, it’s vital to consider the issues noted above.

Democrats and disaster-capitalists have long ties. Mr. Buffett and Kevin Clayton’s connections to top Democrats ought to be weighed by all those who care about the issue of affordable housing and manufactured homes role in that effort.

As a disclaimer, while the publishers of MHProNews are political independents, this writer published an article that supported then candidate Trump during the Republican primaries in 2016. That article was republished by the Trump campaign on their website, as the screen captured image below reflects.

12ReasonsEducatedIranianAmericanWomanSupportsDonaldTrumpPostedMastheadBlogMHProNews954x846

While the Manufactured Housing Institute (MHI) paid for two pro-Clinton speakers in the closing days before the 2016 election, the Kovach family supported Donald J. Trump’s candidacy as the best for the industry, small business and hundreds of millions of Americans. One of those stories ended up on the president’s campaign website, and hundreds of conservative and pro-Trump websites.

Resistance Democrats, and some Republicans too, have caught to slow or stop the reforms that former Democrat turned Republican Donald J. Trump has sought to bring to the U.S. in economic and foreign policies. Those who claimed that Mr. Trump could never win were proved wrong.

Some of those same voices are shouting daily now that Democrats will carry the House, and maybe even the Senate in a supposed “blue wave.” It is a “knife fight,” as Senate Majority Leader Mitch McConnell recently said.

But the races are close. And the polling touted in 2018 has some of the same problems that 2016 polling had.  It is every bit as likely, perhaps more likely given consumer and business confidence levels, that a “red wave” is coming.

President Trump is taking over the GOP, and is transforming it into a pro-worker and pro-business, pro-growth party.  1/3 of the counties that went for Mr. Obama flipped in 2016 and supported Mr. Trump.

The midterms will be all about turnout. Turnout will be determined by energy and enthusiasm. The economic recovery this time isn’t driven by Federal Reserve monetary easing, or doubling the national debt in just eight years, as occurred during the disastrous Obama Administration years.

We are only now beginning to see details and documents about the level of corruption that occurred at the FBI, DOJ, and perhaps the CIA during the Obama era in the 2016 campaign.

The future of our industry’s growth potential may hang in the balance of a builder-businessman turned politician. President Trump has systematically been keeping his campaign promises.

HUD Secretary Carson’s pressroom spokesperson pointed to his manufactured housing comments as their reply to former President Carter’s controversial, and demonstrably misleading claim made to CNBC.

Yes, MHARR’s president is correct in saying that positive words and the regulatory freeze must be followed by more concreate and positive action.

But the Trump Administration, for all the drama that surrounds it, is keeping their promises to put American jobs, businesses, and our national interests first.  It’s a vast improvement over the presidents of both parties since the days of Democrat turned Republican, President Ronald Reagan.

That’s “News through the lens of manufactured homes, and factory-built housing,” © where “We Provide, You Decide.” © ## (News, analysis, and commentary.)

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Double-Digit HUD Code Manufactured Home Production Growth In July 2018, MHARR

September 10th, 2018 Comments off

 

DoubleDigitHUDCodeManufacturedHomeProductionGrowthJuly2018MHARR

Washington, D.C., September 10, 2018 – The Manufactured Housing Association for Regulatory Reform (MHARR) reports that official statistics compiled on behalf of the U.S. Department of Housing and Urban Development (HUD), year-over-year manufactured housing industry production growth continued in July 2018.

 

Just-released statistics indicate that HUD Code manufacturers produced 6,781 homes in July 2018, a 16.8% increase over the 5,803 HUD Code homes produced during July 2017.” Said MHARR to the Daily Business News on MHProNews.

Cumulative manufactured home industry production for 2018 now totals 57,531 homes, a 10% increase over the 52,305 HUD Code homes produced over the same period in 2017.

If that pace continued, which is an average of 8218.71 for the first 7 months of 2018, that would mean that at an annualized rate, the industry would finish at 98624.52, which would still be under 100,000 homes.

A further analysis of the official industry statistics,” said MHARR, “shows that the top ten shipment states from the beginning of the industry production rebound in August 2011 through July 2018  — with cumulative, monthly, current year (2018) and prior year (2017) shipments per category as indicated — are:”

MHARRDailyBusinessNewsMHProNews

The latest information for July 2018 results in no changes to the cumulative top ten list.

About MHARR 

The Manufactured Housing Association for Regulatory Reform is a Washington, D.C.-based national trade association representing the views and interests of independent producers of federally-regulated manufactured housing. To learn more about MHARR, click here. See related reports, further below. “We Provide, You Decide.” © ## (News, analysis, and commentary.)

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SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

Related Reports:

Fresh Facts, Figures, Future of Affordable Housing -Comparisons- Conventional Site-Built v Mobile/Manufactured Home Industry Data

HUD Code Production Growth Continues In June 2018

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Pain, Pleasure, Persuasion, Honesty, and Sustainable MHVille Profits

September 9th, 2018 Comments off


SundayMorningRecapManufacturedHousingIndustryNewsMHProNewsLogoResearchDataReports9.2.2018to9.9.2018

There are precisely three ways to influence any organization of whatever size.

Influence can only occur:

  • From within an organization,
  • from outside of a given group or
  • from a combination of both.

That’s the clarity of applied logic or common-sense reasoning.

PainPleasurePersuasionHonestyAndSustinableMHVilleProfits

Pain, Pleasure, Persuasion, Honesty, and Sustainable MHVille Profits.

Day by day, MHProNews and MHLivingNews presents facts, figures, evidence, analysis, reasoning, and specific stories.

Why?

Because it works. Reasoning and stories influence people.

Let’s be clear. Some will run from reason or will avoid topics that make them uncomfortable. But the subconscious mind, once exposed to a fact, doesn’t readily forget it. Facts and evidence may get drowned out for a time, but reality has a way of making a comeback.

Pain in the body is a signal that something is wrong. Pleasure and pain can both be manipulated. Emotions used correctly motivates, used incorrectly, can be tricked and manipulated. Humanity was created with both emotion and the ability to reason.

Carrots, sticks, and repetition are how people get attracted, maneuvered, or manipulated. But a cogent presentation of facts and evidence can cut through the noise with some, and those people can in turn influence others.

Let’s start with an example outside of professional associations, but that still matter to everyone in MHVille. Manufactured home (MH) resident groups.

MH resident groups can be right, wrong or a combination of those.

But right or wrong, MH resident groups clearly have influence. Here are a few examples:

  • For years, the Manufactured Housing Consensus Committee (MHCC) has had one or more resident group members on it. The MHCC, which meets again this week, has legally established influence at HUD, under the Manufactured Housing Improvement Act of 2000 (MHIA).
  • You may or may not give the MHCC a second thought. But the Manufactured Housing Association for Regulatory Reform (MHARR), and the Manufactured Housing Institute (MHI), some companies, and state association certainly do. So do resident groups. Because the MHCC can influence several things that impact the HUD Code manufactured homes that are sold by the industry.
  • At state legislatures, at the local governments level, or in congressional hearings, resident groups have and can make a difference for or against a pending law or other administrative actions.

Knowing this about resident groups, there are state associations that work with them as best they can.

MHARR has had contact with them too, on issues like the Duty to Serve (DTS) Manufactured Housing mandated for the Government Sponsored Enterprises (GSEs or Enterprises) of Fannie Mae or Freddie Mac by the Housing and Economic Recovery Act (HERA) in 2008.

As those who have sat in MHI meetings know, MHI leaders have often cursed resident groups. But like them or not, NMHOA, MHAction and their state affilates are a reality. Better deal with them, or one must find a way to replace their influence with something better.

MH Resident groups matter.

As community owners in numerous states have learned, resident groups can’t be ignored. If they are ignored, it is only at a cost. So, you don’t have to like MHAction or NMHOA to realize they’re a reality that influences bottom-lines literally from coast-to-coast.

But up until recently, who has thought to challenge them in publicly in a debate? Or what about supplanting/replacing them when they won’t see reason on issues that can improve the lives of residents they claim to care about, as well as businesses like yours?

Let’s look at another example, from outside or MHVille. Political parties and candidates.

What government at all levels does or doesn’t do absolutely influences businesses of all sizes. That’s true in and beyond manufactured homes.

So, MHProNews uniquely looks at “News Through the Lens of Manufactured Homes, and Factory-Built Housing.” ©

You ignore politics at the risk of your investments of time, talent, and treasure.

You might have the best product, service, value, and the happiest customers. But government action or inaction on an important issue can strengthen, weaken, speed, slow or destroy your business.

The power to tax, and the power to regulate involve are the power to destroy. That’s based on a Supreme Court justice’s famous statement, shown below. That’s reality.

JohnMarshallSupremeCourtJusticePowertoTaxInvolvesPowerToDestoryPowerToDestroyMayDefeatPowertoCreateQuoteDailyBusinessNewsMHProNews

Like it or not, political parties, resident groups, associations, and media all influence government.  Government in turn sets the rules that can make or break your business.

So, if you want to be successful long-term in business:

1)    you have to go beyond product, service, marketing, sales and technology. You have to be aware of, and hopefully influence those, that influence others.

2)    If you don’t pay attention to those outside factors, others are and will set the rules of the game in ways that will help or harm your business.

ManufacturedHousingAssocRegulatoryReformJOINMHARRbani-200x200

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3)    The same is true for homeowners. Whatever the intent of their members, NMHOA and MHAction arguably advocate for things harmful to manufactured home owners and businesses alike. Proving the harm of radical activists by a cogent use of facts, evidence, and reasoning is thus useful to all.  By all, that means the vast majority of MH home owners, as well as to MH businesses of all sizes and types.

4)    The same is true of both major parties. As political independents, we can say there is one thing about the Democratic platform that – on paper – is good for independent businesses. What is it? Their antitrust/anti-monopoly plank could, if used properly, make a difference for small businesses. But we frankly don’t see Democrats using it yet. Republicans – the so-called Grand Old Party or GOP – tends to be more pro-businesses.  But the GOP has for years done, or failed to do, certain things that harm independents of all sizes. But now, at the federal level and in dozens of states, the GOP has a modest edge in the branches of elected government.

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5)    Thankfully, under President Donald J. Trump’s leadership, he is addressing issues in the GOP like the border, immigration, regulatory relief, tax cuts, tax reform, attracting more capital, putting solid Constitutionally minded justices on the Supreme Court, protecting religious liberty, job creation, helping wages rise naturally, education, etc. These are all pragmatic.  They are useful to people and businesses alike. Thus, Pro-Trump candidates are thus getting our vote and editorial support.

But the point of this analysis and commentary is this.

You may be the most honest or ethical person in your town. You may have great value and service. But as ELS’ Sam Zell observed, others with no investment in your company or profession others can make, break, minimize or maximize your business, profits, and results.

That’s why on the slowest day of the Labor Day weekend, literally thousands of more professionals were reading and viewing content on MHProNews than any other similar trade resource in our industry. Because we at MHProNews and on MHLivingNews keep our eyes on issues that matter to you, as well as to your present, and potential customers.

Pain, pleasure, persuasion, and honestly sustainable MHVille profits can only be achieved via reality-based action. That requires solid information. Day-by-day, we bring you the MH “Industry News, Tips, and Views Pros Can Use.” ©

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For our Jewish friends and colleagues, happy Rosh.

With no further adieu, let’s look at the headlines, reports, facts, and stories that can help make you navigate business better and more profitably.  Together, let’s look at the issues that can make manufactured homes more available to millions of potential buyers, who should become happy home owners. We’ll start with MHLivingNews, the Masthead, and then do the Daily Business News recaps for last week.

What’s New on MHLivingNews

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What’s New on the Daily Business News on MHProNews

1DailyBusinessNewsLogoMHProNewsLogo-1

Saturday 9.8.2018
Shanah Tovah, Happy Rosh! About Leaping Cultural Barriers, and Where the Buck Stops

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Friday 9.7.2018

Former President Barack Obama Says President Trump is “Symptom, Not the Cause,” plus MH Market Updates

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Clayton Homes and 21st Mortgage’s Manufactured Housing “Spies”

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Manufactured Housing Production Report – After Slow June 2018, July 2018 Increases

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“Growth,” “Fight on to Victory,” “One People, One Family, and One Glorious Nation Under God”

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Thursday 9.6.2018

Facebook Recent Big Hit, More Trouble Ahead? Plus, MH Market Updates

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Hot MHVille Issue, Boils Among Most Americans too

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Deaths in MH Communities from Trees Falling, “Get to the Root of It”

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Wednesday 9.5.2018

Like No Place Else, plus Manufactured Housing, Stocks, Market Updates

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8 Questions for Joe Stegmayer, George Allen, Spencer Roane, GSEs, MHI, FHFA, Other Presenters At Indianapolis Roundtable Meeting

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MH Communities, Owners, MH Independents Alert – NMHOA and MHAction Next Steps? – Part 1

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NDAs, Warren Buffett, Richard ‘Dick’ Jennison, Manufactured Housing Institute (MHI), and MHVille

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Tuesday, 9.4.2018

Senate Hearings, “High Tech Lynching” plus MH Market Updates

Senate Hearings, “High Tech Lynching” plus MH Market Updates

Blue Collar Worker Attitude, Outlook, Finances – Latest Data, Express-Harris Survey

Blue Collar Worker Attitude, Outlook, Finances – Latest Data, Express-Harris Survey

Main Place in MHVille That’s Cracked the Glass Ceiling?

Main Place in MHVille That’s Cracked the Glass Ceiling?

50 States Ranked by Income, Credit – Manufactured Housing Marketers Data, Cheet Sheet

50 States Ranked by Income, Credit – Manufactured Housing Marketers Data, Cheet Sheet

 

Monday 9.3.2018

2018’s Hardest-Working States in America, How Does Your State Rank?

2018’s Hardest-Working States in America, How Does Your State Rank?

Manufactured Housing’s Labor Day, Celebrating Those That Do the Work

Manufactured Housing’s Labor Day, Celebrating Those That Do the Work

Manufactured Home Retailers, Communities, Is Your Merchandising Nordstrom’s or Salvation Army? Monday MH Marketing, Sales Meeting

Manufactured Home Retailers, Communities, Is Your Merchandising Nordstrom’s or Salvation Army? Monday MH Marketing, Sales Meeting

Tucker’s “Tech Tyranny,” Luther Lowe-SVP Public Policy@Yelp, Author Scott Clelan, “Should Government Intervene?”

Tucker’s “Tech Tyranny,” Luther Lowe-SVP Public Policy@Yelp, Author Scott Clelan, “Should Government Intervene?”

 

Sunday 9.2.2018

Biblical “Talents,” Words, Ideas, Evidence, and Practical Impact on Manufactured Housing, Sunday Morning Recap, MHProNews Headlines Aug 26 to Sept 2, 2018

Biblical “Talents,” Words, Ideas, Evidence, and Practical Impact on Manufactured Housing, Sunday Morning Recap, MHProNews Headlines Aug 26 to Sept 2, 2018

We’re a team, a family here. We can’t do it without you, and frankly, thousands of manufactured housing pros need what we do as independent reality checks. Our sponsors make that possible. Thanks to our readers, and to those who make this platform the runaway #1 in the industry. Make sure you keep up to date, and encourage your team members to do the same. ## ## (News, analysis, and commentary.)

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Court Ruling for HUD on Amending Affirmatively Furthering Fair Housing (AFFH) Opens Door for More HomeSites for Manufactured Housing

August 23rd, 2018 Comments off

CourtRulngHUDAmendingAffirmativelyFurtheringFairHousingOpenMoreHomesitesManufacturedHousingDailyBusinessNEwsManufacturedHomeProNews

During this affordable housing crisis, there are several arguments to be made for a broader use of manufactured housing.  But discriminatory local zoning is often a barrier.

 

A new ruling is being embraced by HUD and others as a welcome development that could lead to more manufactured home placements.

On Tuesday, HUD tells the Daily Business News that, “In the wake of a federal court decision upholding the U.S. Department of Housing and Urban Development’s approach to rulemaking, HUD Secretary Ben Carson today announced that HUD intends to move forward in amending its 2015 Affirmatively Furthering Fair Housing (AFFH) regulations.”

Dr_Ben_Carson__wikipedia

Dr. Ben Carson, HUD Secretary, official photo.

Addressing HUD employees, Secretary Ben Carson said, “I am tremendously gratified that the Court agreed with HUD on all its legal arguments. My approach to regulations is that they should work in practice and not just in theory.  Fairness is baked into our DNA.  Whether it’s making sure our regulations work in the real world, or challenging discrimination where we find it, HUD stands for fairness.”

HUD is asking for comments on rulemaking that will follow this court ruling.

MarkWeissJDPresidentCEOManufacturedHousingAssocRegulatoryReformDailyBusinessNewsMHProNewsMark Weiss, JD, President and CEO of the Manufactured Housing Association for Regulatory Reform (MHARR) said, “This is potentially an important rulemaking for HUD Code manufactured housing, as Secretary Carson has indicated that he wants to use an amended AFFH framework to combat exclusionary local zoning rules that keep affordable housing — including federally-regulated manufactured homes — out of many communities. We address this in the upcoming September 2018 issue of MHARR — Issues and Perspectives, and will take further specific actions to advance this issue.”

The full text of the HUD statement about the ruling and related to MHProNews, including the link to the request for comments to rulemaking is found below.

HUDNewsheaderManufacturedHousingIndsutryDailyBusinessNewsMHProNews

FOLLOWING COURT RULING, HUD MOVING FORWARD ON AMENDING AFFIRMATIVELY FURTHERING FAIR HOUSING REGULATIONS

WASHINGTON – In the wake of a federal court decision upholding the U.S. Department of Housing and Urban Development’s approach to rulemaking, HUD Secretary Ben Carson today announced that HUD intends to move forward in amending its 2015 Affirmatively Furthering Fair Housing (AFFH) regulations. 

Last week, Chief Judge Beryl A. Howell, of the U.S. District Court for the District of Columbia, dismissed a lawsuit against HUD related to the Department’s decision to suspend the use of a computer tool to be used by local governments in meeting their fair housing obligations to ‘affirmatively further fair housing.’  Rather than helping local governments, this tool proved confusing, difficult to use, and frequently produced unacceptable results.  Read the Court’s ruling. 

In a message to HUD employees, Secretary Carson said, “I am tremendously gratified that the Court agreed with HUD on all its legal arguments. My approach to regulations is that they should work in practice and not just in theory.  Fairness is baked into our DNA.  Whether it’s making sure our regulations work in the real world, or challenging discrimination where we find it, HUD stands for fairness.” 

On August 13, 2018,  HUD published a notice inviting the public’s comment on amendments to the Department’s AFFH regulations. HUD’s goal in pursuing new rulemaking is to offer more helpful guidance to states and local communities to effectively promote fair housing choice through the use of their federal funds.

Specifically, HUD is seeking public comment on changes that will: (1) minimize regulatory burden while more effectively aiding program participants to meet their statutory obligations, (2) create a process focused primarily on accomplishing positive results, rather than on analysis, (3) provide for greater local control and innovation, (4) seek to encourage actions that increase housing choice, including through greater housing supply, and (5) more efficiently utilize HUD resources. 

In addition, HUD plans a number of informal listening forums across the country to hear directly from interested stakeholders, including civil rights advocates, public housing authorities and state and local planners.  Read HUD’s Advance Notice of Proposed Rulemaking and provide comment.

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SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

 

Related Reports:

Carson’s Recent Address on HUD, Affordable Housing, and the Manufactured Housing Vantagepoint

“RESTORING THE RULE OF LAW TO MANUFACTURED HOUSING REGULATION” – MH Leader Call to Action

 

“A New Era of Cooperation and Coordination,” is Promised by HUD Secretary Carson, Saying “I Hear You”

Two Great Laws Already on the Books NOW,  Can Unlock Billion$ Annually for Manufactured Housing Industry Businesse$, Investor$

Court Hands DOE Procedural Victory in Potentially Costly Manufactured Housing Energy Standards Case

August 21st, 2018 Comments off

CourtHandsDOEProceduralVictoryInPotentiallyCostlyManufacturedHousingEnergyStandardsCaseMHProNews

The court in the Sierra Club V. Perry case has handed DOE [Department of Energy] a procedural victory, for the moment, in the case brought by the Sierra Club, trying to force the Department to act on the MH energy rule,” said Mark Weiss, JD, President and CEO of the Manufactured Housing Association for Regulatory Reform.

 

After the Sierra Club filed its suit, DOE filed a motion contesting its standing to bring suit in this matter on behalf of its members,” stated Weiss, who is an attorney.

MarkWeissManufacturedHousingAssociationForRegulatoryReformMHARRPresidentCEOMHProNews

Mark Weiss, President and CEO of the Manufactured Housing Association for Regulatory Reform (MHARR).

In comments about the ruling last week requested by the Daily Business News on MHProNews, Weiss also said that the “Sierra Club responded by filing an amended complaint (which it has a right to do), and filing a motion for partial summary judgment, essentially trying to leapfrog the standing issue and get an order stating that DOE violated the EISA [Energy Independence and Security Act of 2007] mandate to establish an MH energy standard within five years of passage.”

DOE then filed a motion to hold Sierra Club’s motion for partial summary judgment in abeyance, while the standing issue is addressed by the court,” Weiss’ play by play explained.

The court, last Thursday [8.16.2018], granted that DOE motion to hold consideration of Sierra Club’s motion for partial summary judgment in abeyance, as shown by the docket note below.  In the note, “plaintiff” refers to the Sierra Club, “defendant” refers to DOE.  This is positive news for the moment, but does not guarantee anything regarding the final outcome,” per Weiss.

It’s a positive step for the industry, which has had this potentially costly rule hanging overhead for years.

MHARR fought the DOE rule from the outset, but for years, the Manufactured Housing Institute (MHI) inexplicably supported standards third party research said could have added some $6,000 to a single section manufactured home.

After years of pushback by MHARR, the Small Business Administration, MHProNews, and other advocates for the industry, MHI finally flip-flopped on the issue last year.

Manufactured Housing Institute (MHI) Shifts on DOE Regulatory Rule, Report, Analysis

The Trump Administration’s administrative executive orders put a stop to the matter, until the Sierra Club suit has revived the matter.

 

In the District of Columbia District Court, Judge Emmet G Sullivan ruled as follows, per the Pacer Monitor.

“MINUTE ORDER granting27 defendant’s motion to hold in abeyance23 plaintiff’s motion for partial summary judgment. The Court has broad authority to control the disposition of the cases on its docket. See Landis v. N. Am. Co., 299 U.S. 248, 254-55 (1936). The Court cannot agree with plaintiff that allowing the parties to brief summary judgment maximizes efficiency, especially because the Court must first assure itself of jurisdiction. See, e.g., Furniture Brands Int’l Inc. v. U.S. Int’l Trade Comm’n, No. 11-202, 2011 WL 10959877, at *1 (D.D.C. Apr. 8, 2011) (“[St]aying further briefing of the plaintiff’s summary judgment motion will allow the parties to avoid the unnecessary expense, the undue burden, and the expenditure of time to brief a motion that the Court may not decide.”). Therefore, the Court DENIES WITHOUT PREJUDICE23 plaintiff’s motion for partial summary judgment. Plaintiff may refile its motion for summary judgment, assuming the Court denies the defendant’s pending motion to dismiss. Signed by Judge Emmet G. Sullivan on 8/16/2018. (lcegs3)” ## (News, analysis and commentary.)

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Kevin Clayton, Leslie Gooch Sound-off; Left & Right Agree? Manufactured Homeland, MHI, & You

August 14th, 2018 Comments off

 

KevinClaytonPhotoLesliGoochPhotoMHInsiderLogoMHProNewsLogoFactChecksDailyBusinessNewsMHProNews600x315To tee-up the Kevin Clayton, Lesli Gooch portions of this article, the Daily Business News on MHProNews will start with noteworthy development in media.  When voices from the political and economic left – and the conservative/libertarian economic and political right – broadly agree on a core issue, that alone should be headline news.

 

From Bill Moyers, or Democracy Now! among progressives, to Breitbart or the Thomas Sowell on the right, there are voices in the media – as well as news analysts – that for years have been raising concerns about the increasing concentration of media ownership.

TheseLargeConglomerateCompaniesDecideOnTheirownandForTheirOwnPurposesTheNewsWeSeeandHearDanRatherQuoteFormerCBSNewsPhotoTwitterDailyBusinessNewsMHProNews

Dan Rather quote from the compelling documentary video, Shadows of Liberty, posted on the linked page below.

Some are calling it an “oligopoly,” while others deem it them as “monopolies” of news and information. But the bottom line is that media has been dramatically consolidated in the last 2 decades.

90PercentOfMediaInHandsof6CorporationsDailyBusinessNewsMHProNews

What that means in practice is that the news you read, view or hear has someone’s agenda behind it.

ThomasSowellQuoteIfPeopleInMediaCannotDecideWhetherTheyAreInNewsReportingbusinessorManufacturingPropagandaMoreImportantForPublicchoseNewssourcesAccordingly

Who says?

“Shadows of Liberty” Movie Introduction, Affordable Housing, and You

Take a look at some of the many possible sample quotes.

DeepaKumarQuoteGiantMediaCorpLikeTimWarnerandNewsCoprDisneySoForthTheyGetToDecidWhatIsNews

Deepa Kumar quote from the thought-provoking video documentary, Shadows of Liberty, posted on the linked page above.

 

#1) Why Should Manufactured Housing Professionals or Investors Care? 

Simple.

A tiny fraction of a single percent of the U.S. population decides what’s news, and what is not.

When manufactured housing is widely misunderstood, one should consider the mantra of Marty Lavin, JD, and “follow the money.”

That ‘follow the money’ wisdom ought to be applied to those who select, cover, ignore and otherwise ‘frame’ the news; including the news that covers and impacts our necessary part of the safe, quality, affordable housing industry.

DannyGloverQuoteItsNotOnlyAMonopolyOfWealthItsAmonopolyofInformationasWellDailyBusinessNewsMHproNEws

Danny Glover quote from the fascinating video documentary, Shadows of Liberty, posted on the linked page above.

Note that for years, the Daily Business News on MHProNews – most notably in our evening market report – has taken information from both sides of the left-right media divide. In other non-market reports, we periodically curate an topic or issue from a mainstream media source.  That’s fact checked or spotlighted because it is useful or insightful for the industry’s professionals, owners, investors, and others.

We’ve also stressed that publishing a quote has never meant that we agree with everything that source or person says.  More recently, we’ve phrased that at times, one must separate the ‘wheat and chaff.

Even some person or source that you may routinely disagree with, can have a terrific insight on an important issue.  The open mind, with probing questions, can benefit from the – who, what, when, where, why and how – approach.

 

Tim Williams 21st Mortgage Corp President and CEO Said It

TimWilliams21stMortgageCEOMHProNews

Tim Williams, photo credit, MHProNews.com

As Tim Williams, President and CEO of 21st Mortgage Corp – and the prior Chairman of the Manufactured Housing Institute (MHI) – keenly phrased it: “I know that Tony [Kovach, publisher of MHProNews] has corrected errors when they are brought to his attention. His publication accepts opinion articles or will share views in interviews that may differ from his own published position. My impression is that Tony isn’t looking for ‘an amen corner,’ rather, he wants a variety of views that get people to think, talk and take action.

The reason that comment of Williams is so timely is because

  • MHI’s SVP Lesli Gooch, Ph.D., and
  • Clayton Homes President and CEO, Kevin Clayton

both recently made oblique responses via MHInsider to concerns raised by voices here on MHProNews.

Clayton and MHI’s Gooch were likewise obliquely replying to voices from across the Potomac River from Gooch’s office in Arlington, VA.

What they did was what one industry observer called “razzle dazzle.”

  • They didn’t directly respond,
  • they didn’t refute a single concern.
  • Rather, it was arguably cheer leading.  Spin. Misdirection.  ‘The future is this way! – with nary a thought as to what the recent past tells us about those who are speaking, and what their past behaviors have allegedly wrought.
ClaytonHomesSkylineChampionCavcoIndustriesBalanceofIndustryManufacturedHousingIndustryConsolidationGraphicPieChartMHProNews

Graphic by MHProNews, using information provided by each corporation, or named entities.

 The linked article below reveals how the above outcome occurred since
Warren Buffett’s manufactured housing buy-in began.

FEDs, MHI, Buffett’s Berkshire’s Clayton Homes Moat, Affordable Housing, and Billion$ in Manufactured Home Market Manipulation

 

Weaponizing or Surprising the News?

Agree, disagree – or fold your arms without any position or comment – but don’t suppress free speech.

When government surprises free speech, there are constitutional remedies.

But the issue of free speech, controlling what is or isn’t published, and suppressing speech, become trickier when it comes to when a corporation silences, spins, or unjustly parses information.

BerkshireHathawayMediaGroupNewspapersLogoPerTheirWebsite8-14,2-18DailyBusinessNewsMHProNEwsLogo

Most manufactured home industry professionals don’t realize the scope of the Berkshire Hathaway (BH) Media Group’s direct assets. Beyond these, there are other media ties and interests that they arguably can leverage. Why haven’t they? How does this reality compare with the claims of Kevin Clayton and MH Insider?

This is why those who publish, speak, or act in public have to be held to account.

Fact checks are useful in that regard.  A frank discussion on transparency, in the spirit of the late ELS Vice Chairman, Howard Walker’s words (linked below) would be welcomed by many in the industry, including within MHI’s membership.

HowardWalkerPhotoELSViceChairmanManufacturedHomeCOmmunitiesManufacturedHousingInstituteExecCommitteeMemberQuoteTransparencyMHProNews

Thoughtful words, worth pondering. See the story, linked here.

It would be useful if Kevin, Tim, Lesli, or Dick would agree to discuss or debate publicly their various actions and inactions. Let that discussion be done on video, so all can see it.  There are several upcoming events where that could be done, or it could be handled virtually, with no travel needed.

  • Wouldn’t an open conversation be a step toward increased MHI and Clayton transparency?
  • If there is nothing to hide, then why are they ducking the conversation and relevant topics?
  • Why oblique replies, that duck serious issues, instead of direct replies to fact and evidence-based questions and concerns?

 

MHI’s Gooch ‘Responds…’

 

Control of the Media

In serious MHVille trade publishing, essentially, all but MHProNews have arguably been co-opted to various degrees by the “big boys,” logically in pursuit of controlling the narrative, in pursuit of their own agenda.

That agenda has for some years, included more consolidation, per industry sources, including those in MHI, or formerly with them.

SoTheAssociationMHIIsNotThereFortheIndustryUnlesstheinterestsoftheBigBoysJointheIndustry'sMartyLavinMHIAwardWinnerQuoteMHProNews

MHProNews looks at the facts, considers the sources, and follows the evidence. Earlier last year, and for years before, MHI routinely replied promptly to all our inquiries. But since we’ve spotlighted the problems and concerns, they’ve gone silent. Why? If the facts are on their side, why not make or offer a cogent explanation?

We’ve asked before, why didn’t Berkshire Hathaway use their own newspapers for years to reply to flawed reporting about the manufactured home industry?  After we raised that questions a several times, magically, the Omaha World-Herald newspaper that Berkshire owns published an article on manufactured housing.  While it wasn’t perfect, it was a start.  What’s next? Will more industry pressure make them do it more often?  If not, what excuse will they give?

Weaponized, Faked News Harms Manufactured Housing Homeowners, Professionals

Where is the support for the National Association of Realtors ® report by Scholastica ‘Gay’ Cororaton that was overall so positive for manufactured housing?

As of yesterday afternoon, no obvious support online was discernable by a Google search for Clayton, Berkshire, or MHI and the NAR’s positive report about manufactured housing.  Why haven’t they beat the drums publicly on that NAR “Making the Case for Manufactured Homes,” or the more recent report linked here?

Going forward, if Kevin is serious about getting help from “Warren” on the image/education issue, from now on, instead of the low-brow-outcomes from email or other limited visibility shares – why not give professional BH Media Group and their other media communications assets the nod to carry such good news as Cororaton’s report?

Wasn’t what Kevin and Lesli Gooch said in print arguably indirect reply to issues we’ve raised?

There is no reason why MHI, and/or Clayton and other Berkshire brands couldn’t use their media holdings or connections to clear up each and every misconception about manufactured housing. Buffett did respond to direct slams on Clayton by the Seattle Times.  If what Kevin Clayton says is sincere, then why have the BH Media Group not done the same for every misrepresentation about manufactured housing?

 

The Jim Ayotte Insight

JimAyotteFMHAFloridaManufacturedHousingAssociationVocalCriticPamDannerJDHUDProgramAdministatorDailyBusinessNewsMHProNews480

Jim Ayotte, Florida Manufactured Housing Association (FMHA) made the following insight.

No one can respond to something that they are unaware of, but once something becomes clear, then prudent steps can be taken.

KevinClaytonQuoteMHInsiderPhotoManufacturedHomeDailyBuisnessNewsMHProNews

MarkWeissMHARRDutyToServeNewClassofManufacturedHomesFeb2018DailyBusinessNewsMHProNews600

There is no denying the trend lines, documents, and quotes-in-context related to consolidation of the industry, as shown in the linked and related reports herein, and further below.

 

Kevin Clayton Said…

KevinClaytonPhotoMHInsiderLogoClaytonHomesCEOQuoesDailyBusinessNewsMHProNews

The statement about shipment percentages is either mistaken or demonstrably misleading. See the shipment trends, and percentages in the graphic below. 

Figure1MobileManufacturedHomeSalesSHipmentsVsExistingingNewHouseSalesManufacturedHousingiinudstryDataMHProNews

There are a growing number of industry voices that believe that BH/CMH and MHI have by various action/inaction has kept manufactured home sales at historically low levels. Evidence? See Related Reports and videos, linked below, which quotes and cites BH, MHI, CMH, 21st Mortgage Corp, and other sources.

Neither Clayton, nor Berkshire’s Omaha World-Herald, nor Clayton has explained the following.

Why didn’t MHI’s Lesli Gooch ask HUD for Pam Danner’s replacement? See the Washington Post, or the report linked below.

Greener, Stylish Manufactured Homes – Hidden Facts in the Washington Post Manufactured Housing Narrative

Is MHI still supporting Vic DeRose at HUD for the Office of Manufactured Housing Program administrator position?  Who replaces Pam Danner is obviously important. MHI could easily strive to work for someone good, or someone equally problematic in place.  Why would they allow that to latter to happen?  Why did they allow Pam Danner to remain so long, when they admitted to the Washington Post to making no direct pushback? The reason given by some industry veterans for MHI’s foot-dragging is that heavy regulations harms smaller companies more than bigger ones. Rephrased, it is an oblique way of building the Berkshire Moat.  See those Buffett and Kevin Clayton interview videos, linked here.

WarrenBuffettTheMoatQuoteMemeManufacturedHousingIndustryDailyBusinessNEwsMHProNEws

What about the DOE Energy Rule U-Turn? Why was MHI on the wrong side of that topic, and then after months of outside pressure, have do a 180?

What about concerns over manipulations of the DTS process by the GSEs?  What about the conflict of interest for Fannie Mae being a member of MHI?

Duty To Serve, “Complete Waste of Time” per Tim Williams, CEO/21st Mortgage; POTUS Trump, Warren Buffett Insight$

Why did MHI fail to properly promote other lending options, besides those that seemed to be the most profitable for Berkshire brands? See the report, linked above, and the details that flow from that post.

Since MHI is praising S 2155’s MLO rule change, why didn’t they do that same deal 3 years ago, during the Obama Administration, when the CFPB reportedly made that option possible via consumer groups and non-profits, had MHI agreed to dropped the points-and-fees?  After 3 years, they did just that – drop the chase for more points and fees.

 

Wrong, or Misleading, Time and Again?

How can they be so often wrong?  Or misleading?

Isn’t their effort to control the media narrative within the industry part of that pattern? And isn’t their failure to defend and promote the industry, part of the problem?

If MHI or Clayton are the solution, then why have so many retailers and independent producers gone out of business, or were economically pushed into a sale to one of the big boys?

Smoking Gun 3 – Warren Buffett, Kevin Clayton, Clayton Homes, 21st Mortgage Corp Tim Williams – Manufactured Home Lending, Sales Grab?

That’s not to say that everything that MHI does is wrong.  Ditto that for Clayton/Berkshire.  But given the history of often false or misleading statements, why should anything new be expected?  Kevin is saying now that they will promote, but in the video linked here, Clayton said they were ready about 7 years ago to do an image/education campaign.  Why did they wait?  Was it to consolidate more?

‘They did it before, is there any reason why they won’t do it again?’

They Did It Before…Sunday Morning Manufactured Home Industry News Headline Recap July Aug 5, 2018

As an independent publication, service provider and consultant that MHI long praised, their behavior-changes starting in 2014 forced us as a business enterprise to look more closely.  Why did they arguably try to undermine our pro-Industry operation – while we were a dues paying, supportive members?

If they did it to us, what’s to keep them from doing it to you and your operation too?  As or more important, haven’t they done it to thousands of businesses already?

AtlanticIbisWorldManufacturedHousingRetailersDealersDailyBusinessNewsMHProNews

If the evidence suggests – and neither Clayton nor MHI will deny or defend to the contrary – that they manipulated the market to the detriment of the industry, why should industry professionals trust or believe them now?

If they did it before, what’s to keep them from doing it again?  And if we and so many others who have raised such concerns were wrong, why aren’t they using their vast media resources to routinely correct the record on manufactured homes?

 

The Bottom Line?

Not only is capital and access to lending power, but so is information.  There are several voices outside of manufactured housing that believe they are behaving in a monopolistic fashion.

Seattle Times -Federal Investigations-Berkshire Hathaway’s Clayton Homes, GuruFocus Spotlights Buffett’s Clayton’s “Unethical,” Monopolistic Moat

What about you?

Progressive “Nation” Reports on Monopolies Cites Buffett, Clayton, Others – MH Industry Impact?

That’s “News through the lens of manufactured homes, and factory built housing,” © where “We Provide, You Decide.” © ## © ## (News, analysis and commentary.)

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SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

 

 

 

 

 

Related Reports:

Fresh Facts, Figures, Future of Affordable Housing -Comparisons- Conventional Site-Built v Mobile/Manufactured Home Industry Data

 

Only 3 Options – the Elephant in the Room

What RV Industry’s 2018, Prior Results Reveal for Manufactured Housing

 

“Fixing Our Industry’s Terrible” Public Relations, a Proven Strategy

Loan Zone Manufactured Home Buyers, Sellers – CU Insight on Fannie, Freddie and Duty to Serve Manufactured Housing Industry

Back to Basics Will Boost Manufactured Home Sales, Sunday Morning Manufactured Home Industry Headline News Recap Aug 5 – Aug 12, 2018

August 12th, 2018 Comments off
SundayMorningManufacturedHousingINdustryRecapDailyBusinessNewsMHProNews7.29.2018to8.5.2018

Trivia: note that the MHProNews home page on Sunday morning looks like that iPad screen, just moments before this weekly recap is published. We get our share of typos, but we do sweat the details, all for thousands of industry readers like you.

Let’s stress again that there are numbers of honorable operators and professionals in manufactured housing.

 

Some of those honorable souls would see “the basics” in a similar way that we at MHProNews would agree with too.

BackToBasicsWillBoostManufacturedHomeSales

But perhaps in an ironic way, the fact that not everyone understands what “the basics” are illuminates a key part of the factor-built home industry’s problem in the U.S.

For a the next few moments, by “Factory Built Homes,” we’re talking about all forms of off-site built production housing. Manufactured homes (MH), modular homes, other kinds of PreFab homes all frankly struggle with various levels of image and misunderstanding.

Rephrased, it’s an educational issue.

There are training programs in manufactured housing today, right? Numbers of trainers and coaches, some of whom grew up learning and repeating the late Grayson Schewpfinger’s methods. Some of that was fine, he had years of success. So, with no disrespect to the departed, some of that method was also demonstrably problematic.

We won’t run through a bunch of other trainers names, but the following is reality.

If the correct combination of

  • marketing,
  • public relations,
  • sales systems,
  • capital/lending, and
  • lobbying/legal efforts were made,

manufactured housing would arguably be 10 time’s larger than it now is. So too would other forms of U.S. factory building.  When this nation gets the challenges of factory-home building related issues right, the process of acceptance will arguably accelerate in other parts of the world too.  While something like 98.5 percent of our readers are U.S. or Canada, the other 1.5 percent are equally dedicated from other parts of the world.  What happens in MHVille matters.  People from across the globe check in daily here to find out the latest.

 

Proof?

The evidence for the fact that domestic manufactured home production could rise 1o fold, meaning by 1,000 percent, are all around us. One part of the evidence is found in the RV compared to MH report, linked further below.  Or check out the comparisons with the HousingEconomics data, further below.

So, we’ll point you to that and other reports, commentary, and analysis published this past week for more details and specifics.

 

Style, Substance, and Reality Checks

The RV compared to MH Report – linked below – gives a stark reality check for manufactured housing professionals and investors.

There’s a widely held school of thought that advises, “praise in public, correct in private.” That’s a fine norm. But when “private” efforts with the purveyors of the problems have failed repeatedly, a more direct approach is needed.

So that leaves the industry with a need for publicly calling out the problematic behaviors by certain professionals in key places. Where appropriate, that should also lead to remedial legal action, taken by private plaintiff’s attorneys, and/or public officials.

As the Daily Business News has stated for years, we publish reports on various lawsuits and regulatory issues because

1)    they occur,

2)    as a kind of morality tale. Don’t do what caused those people to get in hot water.  By the way, there’s a number of legally focused reports  last week, also found below.

While some are understandably uncomfortable with pointing out problems, what’s the alternative? Allowing another 15 years of the same often avoidable issues?  Again, look at the RV industry, and you’ll see why we’re so passionate about helping manufactured housing achieve what the RV industry has often done quite well.

 

They Did It Before…

Last week, this column asked the question, “They did it before, they can do it again.” Isn’t that obvious?

Reality can be uncomfortable.

But to deny reality is foolish. Check out Zig Ziglar’s article on problem solving, along with our other new and featured articles, linked here or from the hub, below.

Any given professional can make a difference in their own market. So, while collective efforts are useful on some matters, frankly the right “back to basics” protocols will profitably and ethically elevate results in almost any market.

That said, with no further adieu, let’s check out this week’s reports and commentary.

 

What’s New on MHLivingNews

FEAR, a Solution to the Affordable Housing Crisis, and the Manufactured Home Dilemma

 

What’s New on the Masthead

FEDs, MHI, Buffett’s Berkshire’s Clayton Homes Moat, Affordable Housing, and Billion$ in Manufactured Home Market Manipulation

What’s New from MHARR

http://www.MHProNews.com/industry-news/mharr-news/doe-issues-mh-energy-rule-request-for-information

http://www.MHProNews.com/industry-news/mharr-news/hud-code-production-growth-continues-in-june-2018

 

What’s New on the Daily Business News on MHProNews

DailyBusinessNewsLogoMHProNewsLogo (1)

Saturday 8.11.2018

“Shadows of Liberty” Movie Introduction, Affordable Housing, and You

“Shadows of Liberty” Movie Introduction, Affordable Housing, and You

 

Friday 8.10.2018

Billions in Global Deals, Flying Above the Fray for Unicorn Prefab Builder

Billions in Global Deals, Flying Above the Fray for Unicorn Prefab Builder

“It’s A Problem That’s Been Bubbling for Years,” Turkey Tank$, Plus Manufactured Housing Market Updates

 Freddie Mac’s Manufactured Housing, Myths vs Facts – Your Professional Thoughts?

Freddie Mac’s Manufactured Housing, Myths vs Facts – Your Professional Thoughts?

What RV Industry’s 2018, Prior Results Reveal for Manufactured Housing

What RV Industry’s 2018, Prior Results Reveal for Manufactured Housing

 

Thursday 8.9.2018

 Heartland Immigration Raids by ICE Are Targeting Businesses, Owners, Management – Plus Illegals

“I Admit, I was Wrong,” said Heritage’s Feulner, Plus Manufactured Housing Market Updates

AG’s Hathaway Lawsuit OK’d

AG’s Hathaway Lawsuit OK’d

“All the News That’s Fit to Print,” “Democracy Dies in Darkness,” Affordable Housing, MH Reality Checks

 

 

Wednesday 8.8.2018

Carson’s Recent Address on HUD, Affordable Housing, and the Manufactured Housing Vantagepoint

Carson’s Recent Address on HUD, Affordable Housing, and the Manufactured Housing Vantagepoint

Skirts vs. Coat-Tails for Biz and Investors? Plus Manufactured Housing Market Updates 

MHPro Alert: DOE Issues Manufactured Housing Energy Rule RFI

MHPro Alert: DOE Issues Manufactured Housing Energy Rule RFI

“Waste, Fraud, and Abuse” – FHFA, GSE Federal Oversight Announcement

“Waste, Fraud, and Abuse” – FHFA, GSE Federal Oversight Announcement

 

Tuesday 8.7.2018 

Ready Player One, “Mobile Home Stacks,” and the Manufactured Home Industry Reality Check

Ready Player One, “Mobile Home Stacks,” and the Manufactured Home Industry Reality Check

Stocks Rise Amid Trade Tiffs, Iran Sanctions Take Effect, Plus MH Market Updates 

City Settles Case with Community Owner for $1.5 Million 

City Settles Case with Community Owner for $1.5 Million

“Insulting” – Local News Report on “Mobile Home” Fire Underscores Why Terminology Matters

“Insulting” – Local News Report on “Mobile Home” Fire Underscores Why Terminology Matters

 

Monday 8.6.2018

Rising Tide Lifts Millions off Food Stamps, Plus Manufactured Home Market Updates

Manufactured Housing Shipment Totals, June 2018

Manufactured Housing Shipment Totals, June 2018

HousingEconomics Releases New Data on U.S. Housing, Comparing MH and Stick Built Data

HousingEconomics Releases New Data on U.S. Housing, Comparing MH and Stick Built Data

“Fixing Our Industry’s Terrible” Public Relations, a Proven Strategy

“Fixing Our Industry’s Terrible” Public Relations, a Proven Strategy

 

Sunday 8.5.2018 

They Did It Before…Sunday Morning Manufactured Home Industry News Headline Recap July Aug 5, 2018

They Did It Before…Sunday Morning Manufactured Home Industry News Headline Recap July Aug 5, 2018

And that’s all she wrote, with a little help from that guy. Thanks for checking in, and you can join the industry’s best-read emailed headline news by signing up at the link below. Looking to advertise or do business or event development? There is no better place than MHProNews. Click here to learn more. ## (News, analysis and commentary.)

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SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

 

HowardWalkerJDELSViceChairmanPhotoManufacturedHouisngInstituteMHIExecuitiveCommitteeBoardMemberDailyBUisnessNewsMHProNews

The words of the late Howard Walker, ELS Vice Chairman, shared for publication with MHProNews.

Carson’s Recent Address on HUD, Affordable Housing, and the Manufactured Housing Vantagepoint

August 8th, 2018 Comments off

 

HUDSecBenCarsonHUDAffordableHousingManufacturedHousingVantagepointOfficialHUDCarsonPhotoDailyBusinessNewsMHProNewsIf you listen to the Harvard Joint Center for Housing Studies video below, the outlook for affordable housing sounds bleak.

 

 

By contrast, Mark Weiss, in a soon-to-be-released commentary, told MHProNews that “HUD Secretary, Dr. Ben Carson, as the saying goes, “gets it.”

 

First, and most fundamentally, he understands – and has very plainly stated — that to successfully address and ultimately solve the nation’s affordable housing crisis, which has some 21 million American families spending more than one-third of their household income on housing expenses and 11 million of those spending more than half of their income on housing, it is “vitally important … to develop more affordable housing.”

HUDSecretaryBenCarsonMDOfficialPhotoManufacturedHousingIndustryDailyBusinessNewsMHproNews

Official HUD photo provided to MHProNews.

Perhaps the best ‘get’ of the year for MHI are the comments that Secretary Carson made to their last Congress and Expo scheduled in Las Vegas. There, per HUD’s official transcript to MHProNews, Dr. Carson said:

When I originally got the invitation to join you [manufactured housing professionals], “I was quick to say yes. Back when my hair was less gray, when you thought of manufactured homes, you basically thought of a small box, on concrete blocks, with some uninspiring siding or trim. Times have certainly changed.”

It’s a theme that many cited by MHLivingNews or MHProNews have shared.

Let me say straight out, at HUD, it is not about how much money we spread around. We define success not by the amount of money we pour into our programs, but by the number of people we help graduate from our services and become self-sufficient. Only then can we begin to help others in need of our resources.” said Carson, per HUD.

Carson said that at HUD, “we drive for new efficiencies, transparency, and accountability in our large portfolio – or as some would call it, our alphabet soup of programs and services.”

That’s why everyone in this audience and the manufactured housing industry is so important – and that’s why I am here today. You are a big part of the solution to providing unsubsidized, quality, affordable housing.”

That’s a snapshot of why MHARR’s president’s case for Secretary Carson ‘getting it,’ about manufactured housing is hopeful.

 

HUD and Transparency

Needless to say, there are a variety of audiences that Dr. Carson addresses.

One doesn’t expect Secretary Carson to say the same things, or stress the same points.  But are the broad-brush principles he espouses in synch?

Tonight, against that backdrop, we’ll feature a release from HUD on Sec. Carson’s address to a group in Orlando 2 days ago.

HUDNewsHousingUrbanDevelopmentDailyBusinessNewsMHProNews

HUD Secretary Ben Carson Delivers Remarks at the
Florida Association of Housing & Redevelopment Officials (FAHRO) Annual Convention

Orlando, FL ~ August 6, 2018

Thank you all for the invitation.

 

Also, I would like to thank Debbie Johnson, the current President of FAHRO, and William Russell, President and CEO of the Sarasota Housing Authority.

 

I really appreciate the testimony William gave on behalf of FAHRO, in late April, before the Subcommittee on Housing and Insurance on rent reform. As you’ll hear in a few minutes, we are aligned on all the major issues.

 

When I got the invitation, I knew I had come to your convention and expo and discover what new programs and policies are in the works for Florida’s 84 housing authorities.

 

As the local Sarasota Herald-Tribune mentioned in a recent editorial, there is a lot the Secretary of HUD could learn from what Housing officials are doing in Florida, so here I am.

 

Sarasota Visit

 

I ought to also mention that I was in Miami just last week – to announce an end to veteran homelessness in Miami-Dade County – and before that, I was in Sarasota with William, handing out free books to children living in public housing as part of HUD’s Book-Rich Environments Initiative. This is a win-win partnership with the National Book Foundation, our public housing authorities, libraries, educational partners, and everyone involved.

 

I think the children were more excited about the books they were receiving than the ice cream that was also being handed out. That’s a wonderful observation.

 

Growing up in Detroit, I learned that between the covers of those books we could go anywhere, we could do anything, we could be anyone – books can help you believe in yourself, and with that vision, you can accomplish most anything.

 

That’s why we are here today, to have a conversation and ultimately move forward on new initiatives to help our residents have a vision of themselves living a life full of many possibilities outside of public housing and realizing their God-given potential.

 

The question is, how do we accomplish this? And that’s mainly what I would like to discuss with you today – the key goals of our “Making Affordable Housing Work” rent reform proposal, and how it dovetails with FARHO’s action plan on reform.

 

Rent Reform: Making Common Cause  

 

It’s no secret that the current rent system is counterproductive. I understand your discouragement and frustration. Every one of us here knows that the current model of public housing is unsustainable, in both dollars and common sense.

 

Let’s look at three main concerns we both share.

 

First, the rent system, as it currently exists, perpetuates an economic disincentive to earn more in wages.

 

Our policies ensure that the more our residents earn, the more rent they have to pay. Where then, is the incentive to work, or to get a better paying job, or have two parents living together and sharing their wages? There isn’t any, I’m afraid to say.

 

The unintended consequences of the way we calculate the level of assistance – more specifically, how it can hold back the very people we’re supposed to help – must be the central piece of any reform efforts.

 

Second, it is common knowledge that the current system is unduly difficult.

 

Is there a tenant, housing authority or policy maker who hasn’t been puzzled by the complexity of our rental model?  Or, extremely troubled by the resources in time and staff, you must allocate to carry out the necessary procedures?

 

We all know how dense and complicated the system is: public housing agencies, owners, and residents must monitor and record more than several dozen different sources of income – from figuring out future incomes and tax deductions, to recording detailed medical, child, and other mandated information.

 

It creates a perfect storm of paperwork that is incredibly burdensome and often creates confusion along with errors.  We have discovered that each year, nearly 25 percent of rents charged to HUD-assisted families are miscalculated, resulting in $750 million in improper rent payments.

 

So, why would we continue a policy that costs us millions of dollars in errors? Any rental reform also needs to tackle head-on this mounting burden as well.

 

Third, we also find common cause in changing a policy that forces all public housing authorities into a one size-fits-all system, to one that grants greater flexibility – so that those with “boots on the ground,” not Washington, will have increased local control and choice on how best to serve their communities and encourage residents on the road to independence.

 

Just look at the 39 Moving to Work demonstration programs that provides this flexibility for public housing agencies. It has proven to be so successful that the 2016 Consolidated Appropriations Act expands this program by an additional 100 public housing authorities.

 

The question remains then, why are we still committed to a policy that gives very little flexibility to local housing agencies that best understand the specialized needs of their residents?

 

We therefore need to push for policies that encourage choices and grant waivers that allow more innovation and experimentation.

 

Unstainable Rental System

 

Most of you know the large number of new applications who file for housing assistance and receive it – only one in four — and the small number who graduate out.

 

Overall, public housing was originally meant be help vulnerable people take their first step toward self-sufficiency, and not be an end in itself — with families locked into helplessness for generations, relying solely on the federal purse for survival. Though, in rare cases, some agencies do require time limits on staying in federal housing.

 

That’s why we need to make rental reform a top priority. But I would be remiss if I also didn’t mention the need to encourage more private sector investment in affordable rental units, as well as helping our able-body residents secure better job opportunities – a point I will return to later.

 

Up Date: Where We Go from Here

 

Overall, the Administration’s legislative proposal is only the first step on the road to major reform. But even today, we are having an impact on helping define the debate and drawing attention to the pressing need for a change – both in the way we calculate rent and require minimum work requirements for work-able households.

 

Since our original proposal to increase tenant contributions, both houses of Congress plan to continue to fund our housing assistance programs at historic funding levels, around $1.25 billion — so that decreases for now, the immediate need for any rent increases.

 

As to where we are, in getting our rent reforms through Congress, Representative Dennis Ross and I had a good discussion recently regarding his draft bill, which contain several of our key suggestions.

 

Conclusion: Moving Toward Self-sufficiency  

 

Let me conclude on this note.

 

For generations, the idea of the government providing housing assistance meant only one thing—helping to pay the rent so families can have a roof over their heads. But we must think also about how we can help families access financial, education, and other opportunities.

 

In short, we must think beyond investing in bricks and mortar and invest in human capital. In today’s very tight labor market, employers are desperate for workers, and we need to rise to the challenge. The result being a win-win for everyone – with tenants earing more money so they can move out, and the local economy getting the manpower it needs.

 

That’s why HUD is focusing far more on policies and partnerships with the public and private sector and nonprofit community to further develop the skills and talents of our residents – with the end goal an independent life out of public assistance.

 

I know you’re familiar with Job Plus, Moving to Work, and Section 3 – in fact, we just kicked off a major conference with all the parties involved to reinvigorate the program.  There is also the launch of our new EnVision Centers, located on or near our public housing developments.

 

We need to envision a new path forward for our residents — one takes a holistic approach and goes beyond simply providing housing – and these Centers will provide a one-stop shop, for key services in health, education, and job training.

 

I am certain we can all agree with this approach and ultimate goal.

 

By working together, we’re going to make these major changes in how our affordable housing system operates, so that it encourages economic advancement and well-being for Florida’s vulnerable families.

 

FAHRO and HUD make a formidable team and together we will make rent reform happen.

 

Thank you again for the invitation to join you in Orlando. I look forward to your questions.

HUDGovPressNewsMediaDailyBusinessNewsMHPronEws

— end of HUD’s official Carson transcript —

HUDSecretaryBenCarsonMDPlayingPoolManufacturedHousingIndustryDailyBusinessNEwsMHPronews

Taken in Las Vegas, durng the same trip as the MHI event. Who won? 

A fair reading of his statements to FAHRO, mindful of the difference in audience, does reflect a similar desire to lift people from dependence to independence.

With indications that HUD will complete their regulatory review this year of the manufactured housing program, the industry will move from reading tea leave to seeing just what happens on issues such as:

  • Title I, and changing the 10-10 rule,
  • Enhanced preemption being fully implemented,
  • A non-career administrator being appointed,
  • And the other aspects that are required by law under the Manufactured Housing Improvement Act of 2000.
YouGetMoreOfWhatYouEncourageLessofWhatYouDiscourageMartyLavin

The logic of this statement can be applied to a variety of cases.

We Provide, You Decide.” © ## (News, analysis and commentary.)

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2) To provide a News Tips and/or Commentary, click the link to the left. Please note if comments are on-or-off the record, thank you.

3) Marketing, Web, Video, Consulting, Recruiting and Training Resources

SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

Related Reports:

“A New Era of Cooperation and Coordination,” is Promised by HUD Secretary Carson, Saying “I Hear You”

 

HUD Secretary Ben Carson Tells Senators, Today’s Manufactured Homes “Amazing” Quality and Value

FEAR, a Solution to the Affordable Housing Crisis, and the Manufactured Home Dilemma

 

“Thou Shall Not Steal,” $2 Trillion Annually Lost to Lack of Affordable Homes, Making the Manufactured Home Case

Harvard’s Joint Center for Housing Studies 2018 – Affordability, Manufactured Homes, and Modular Housing Report

MHPro Alert: DOE Issues Manufactured Housing Energy Rule RFI

August 8th, 2018 Comments off

MHProNewsDOEEnergyRuleRFI

The U.S. Department of Energy (DOE) has published a “Notice of Data Availability and Request for Information” (“Notice”) regarding its previously dormant manufactured housing energy conservation standards rulemaking in the August 3, 2018 edition of the Federal Register (see copy attached),” said the Manufactured Housing Association for Regulatory Reform (MHARR)

 

The DOE Notice seeks information and comments on possible alternatives to the horrific proposed manufactured housing energy rule previously published by DOE on June 17, 2016,” said MHARR in a statement to the Daily Business News on MHProNews.

ManufacturedHousingAssocRegulatoryReformJOINMHARRbani-200x200

Click the above to learn more, which is not connected to this report.

To refresh your recollection, this rulemaking was initiated in response to language contained in the Energy Independence and Security Act of 2007 (EISA) which purported to shift responsibility for manufactured housing energy standards from HUD to DOE.  This directive – which lacks any substantive basis and is totally unnecessary – as demonstrated by Census Bureau data showing that manufactured housing energy costs are either lower than, or comparable to those of other types of homes, has consistently been opposed by MHARR, which was successful in stopping the imposition of such damaging and discriminatory standards at least three times over the past decade,” per MHARR’s statement.

“Each time, though, the rulemaking proceeding was revived with the assistance and cooperation of some in the industry,” said MHARR.

That some” is MHARR’s thinly veiled code for the Manufactured Housing Institute (MHI).  MHI promoted costly energy standards that per the National Association of Home Builders (NAHB) “priced out” study would have cost the industry hundreds of thousands of potential customers. After months of push-back by MHARR, MHProNews, and other third parties, MHI finally did a U-turn on their position.

Manufactured Housing Institute (MHI) Shifts on DOE Regulatory Rule, Report, Analysis

The most recent DOE activity, the January 2017 proposed  rule, was the product of a fundamentally tainted and arguably scandalous “negotiated rulemaking” which MHARR vehemently opposed, and was ultimately rejected by the Office of Management and Budget’s Office of Information and Regulatory Affairs (OIRA) in late 2016,” said MHARR.

That proposal was subsequently withdrawn by the Trump Administration on January 31, 2017, after MHARR cast the only “no” vote against the proposed rule within the DOE Manufactured Housing Energy Standards Work Group and emphatically opposed the proposed rule in written comments to DOE and direct meetings with senior DOE and OIRA officials,” the Washington, D.C. based MHARR said to MHProNews.

Unfortunately, after declaring the manufactured housing energy rulemaking “inactive” in the Fall 2017 Federal Semi-Annual Regulatory Agenda (SRA), DOE — apparently pressured by litigation filed in late December 2017 in Federal District Court in Washington, D.C. by the special interest Sierra Club – has now revived this manufactured housing rulemaking proceeding once again.” MHProNews previously reported on that Sierra Club suit, at the article linked below.

Will Costs Rise $6,000 per Home? DOE Energy Rule on Manufactured Housing Revived, MHARR Rattles Legal Saber

While the Notice offers certain clues as to the possible direction that DOE may be pursuing, it will require extremely thorough study and an extremely strong response to prevent the imposition of debilitating and discriminatory energy standards on federally-regulated manufactured homes that could potentially exclude millions of moderate and lower-income Americans from the HUD Code manufactured housing market and the only type of non-subsidized home ownership that they can afford,” the D.C. based trade group said.

MHARR will carefully examine the DOE Notice and will respond in a strong and thorough manner consistent with its previous activity on this rulemaking.  By copy of this package, MHARR is urging others in the industry to further oppose any such rule.  MHARR will prepare and submit written comments on this matter soon, and will make those comments available to all HUD Code industry members,” said MHARR adding that: comments in response to the Notice must be filed with DOE on or before September 17, 2018.

DOE10CFRPart460RIN1904-AC11.EnergyStandardsforManufacturedHosuingDailyBusinessNewsMHProNews

Download the DOE Federal Register RFI at this link here.

Comments should include RE: EERE–2009–BT– BC–0021 in the subject line of the message. Those comments can be sent as follows.

  1. Federal eRulemaking Portal: http:// www.regulations.gov. Follow the instructions for submitting comments.
  2. Email: to Manufactured_Housing@ ee.doe.gov. Include EERE–2009–BT– BC–0021 in the subject line of the message.
  3. Postal Mail: Appliance and Equipment Standards Program, U.S. Department of Energy, Building Technologies Office, Mailstop EE–5B, 1000 Independence Avenue SW, Washington, DC 20585–0121. If possible, please submit all items on a compact disc (CD), in which case it is not necessary to include printed copies.

As MHARR noted – and MHProNews has previously reported – the cost per unit could grow $6,000 or more per unit, if the previously supported standards by MHI are enacted. Research suggests that the typical family can’t recoup that cost during the timeframe that the normal home owner lives in their new home. The bottom line is this would cost the industry sales, and would cost thousands annually the opportunity to stop renting, and start owning.

It’s your industry, and sales to your potential customers who may not be able to qualify that are the issue.  What too few discuss in this regard is that consumers can already upgrade their energy standards, with a variety of HUD Code builders.  Why not allow consumers the right to choose?  “We Provide, You Decide.” © ## (News, analysis and commentary.)

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3) Marketing, Web, Video, Consulting, Recruiting and Training Resources

SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

Related Reports:

NAHB Report – High Cost of Regulations Impact Housing – and Manufactured Housing

“Waste, Fraud, and Abuse” – FHFA, GSE Federal Oversight Announcement

August 8th, 2018 Comments off

WasteFraudAbuseFHFAFannieMaeFreddieMacLogosMHProNewsLogoOversightHearing

The House Financial Services Committee announced that there will be an upcoming hearing that will continue their probe into allegations of “waste, fraud, and abuse.”

 

The Daily Business News on MHProNews has tracked developments over the ongoing drumbeat out of Washington, D.C. over concerns regarding the Federal Housing Finance Administration (FHFA) and their legal charges.

Mel Watt Charged With Sexual Harassment – Manufactured Housing Industry Repercussions?

By law, the FHFA oversees the Government Sponsored Enterprises (GSEs) of Fannie Mae and Freddie Mac. See the linked articles herein for more details.

Update on Fannie Mae Lobbying, and Manufactured Housing Controversy

The allegations include sexual misconduct by Mel Watt, plus concerns over apparent lobbying activity by Fannie Mae, among others.

 

Why It Matters to MHVille Owners, Investors and Professionals

All this could impact the lending which by law the GSEs are supposed to be doing for manufactured housing.

The Duty to Serve (DTS) provisions of the Housing and Economic Recovery Act of 2008 (HERA) mandated support for manufactured housing.  Yet it has taken a decade to reach the current toe-in-the-water stage.

MHARRMarkWeissIfCongressHadMeanttheDutytoServeToBeOptionItWouldNotHaveCalledItADutyDefintionofDutyIsMandatoryResponsibilityDailyBusinessNewsMHProNews

The Manufactured Housing Association for Regulatory Reform (MHARR) has been pushing for years on this issue.

ManufacturedHousingAssocRegulatoryReformMHARRMarkWeissDTSFHFA-GSEsGoingtoLargestBusinessesCorpAffiliatesDailyBusinessNewsMHProNews

Collage by MHProNews.

By contrast, the Manufactured Housing Institute (MHI) – which is seen by many as a lobbying tool for Berkshire Hathaway’s lending, production, supplier, and retail interests in the industry – could become part of the backdrop to concerns over improper lobbying by Fannie Mae.

Duty To Serve, “Complete Waste of Time” per Tim Williams, CEO/21st Mortgage; POTUS Trump, Warren Buffett Insight$

Via a media release to the Daily Business News on MHProNews, the Financial Services Committee announcement said as follows.

 

HouseFinancialServicesCommitteePressReleaseDailyBusinessNewsMHproNews598

Official statement from the U.S. House of Representatives, Financial Services Committee.

Committee Announces September FHFA Oversight Hearing

WASHINGTON – House Financial Services Committee Chairman Jeb Hensarling (R-TX) and Oversight and Investigations Subcommittee Chairman Ann Wagner (R-MO) announced today that the Committee plans to hold a hearing no later than Thursday, September 27, 2018 as a part of its ongoing investigations into various allegations of waste, fraud and abuse at the Federal Housing Finance Administration (FHFA) and the Government Sponsored Enterprises (GSEs) Fannie Mae and Freddie Mac.

Fannie Mae Chief Executive Officer Timothy Mayopoulus and FHFA Director Mel Watt will be invited to testify.

The hearing will take place in Room 2128 of the Rayburn House Office Building. ## (News, analysis and commentary.)

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SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

Related Reports:

Manufactured Housing Association for Regulatory Reform (MHARR) Pressing Fannie Mae, Freddie Mac to Fully Engage on Duty To Serve (DTS)

MHI Lender Shakes Up DTS and MLO Rule Discussions

Smoking Gun 3 – Warren Buffett, Kevin Clayton, Clayton Homes, 21st Mortgage Corp Tim Williams – Manufactured Home Lending, Sales Grab?

“Thou Shall Not Steal,” $2 Trillion Annually Lost to Lack of Affordable Homes, Making the Manufactured Home Case