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Posts Tagged ‘MHARR’

Hedge Fund’s Cavco Move, and More from Inside MHVille

November 18th, 2018 No comments

 

HedgeFundsCavcoMoveMoreFromInsideMHVilleDailyBusinessNewsMHproNews

The Third Avenue investment fund has reportedly sold off all of its shares of Cavco Industries (CVCO).

 

Look carefully at collage/graphic with commentary, just below.

ThirdAveFundExistCavcoIndustriesToyotaGuruFocusThirdAveHelpedCavcoBuyFleetwood2009MHProNews

 

The stock has overall been slowly recovering since the SEC news broke, and it initially dropped like a rock.

CVCOJoeStegmayerStockDropAfterSECCOnnectedShakeupManufacturedHousingIndustryDailyBusinessNewsMHproNews

But there are now at least 4 law firms that are investigating stock fraud or other possible malfeasance. The SEC would not rule out or confirm to MHProNews possible antitrust concerns regarding Cavco. Nor would the SEC, or Cavco’s representatives, state which equity was being traded that has sparked this melee, and raised concerns about possible wrongdoing.

Among the well-known industry voices that have sounded off on the matter, was the following by email, with the bracketed words added to clarify the meaning. “Thanks for sharing…[the news reports]…these folks [Cavco] are in a mess and it doesn’t seem they’ve hit the bottom yet,” said a longtime manufactured housing industry professional.

You can find several recent reports with details on what a Cavco Industries insider has called a “debacle,” linked further below.

 

Next, next, and next…

Then, there’s ELS’ Sam Zell, Warren Buffett led Berkshire, and their Godfather-style encounter. If you are in any sector of manufactured housing, it should be priority reading.  That’s our Saturday report, linked below.

Jeff Bezos founded Amazon, as you likely know.  Bezo’s Amazon investment fund bet million on Plant PreFab, learn more about them below.

MHARR has an update from Washington, D.C. this week, which is an important read too.

On MHLivingNews, you’ll find how Lending Tree has praised manufactured homes in a way so smooth, that it should inspire MHI to take notes, and try to follow their lead.  Arlington, and your big boy members, are you watching and listening?

Larry King of CNN fame delivers a video message that is interesting, both for what is and isn’t said. It’s a great lesson in propaganda mixed with truth.

Clayton’s image campaign effort is found below too.  Insightful information of importance.

The SunDog story is an example of how a new firm got positive media in their market.

We have a powerful example of where left and right agree on a topic, that’s in the Daily Business News this past week as well.

SubmitNewsTipsManufacturedHomeProNewsMHProNewsLogoDailyBusinessNews

Submit confidential or on-the-record news tips, or comments at this linked email mailto:iReportMHNewsTips@mhmsm.com

 

Tips and Industry Voices from the Mail and Message Bags…

The following that are quoted are unedited. Some are summarized, which aren’t in quotes.  These include messages from company leaders, in or out of MHI, as well as from other MH industry sources.

There were thoughtful comments of encouragement about Legacy, from outside of that company. See more on that which will be linked from a report on Monday.

The Third Ave item above came as a tip from a source with deep Cavco ties.  Thanks to all for their news tips and feedback.  Keep in mind that some news tips take time to develop properly, others can be shared more rapidly, as in the case of the above.

Let’s take a moment to reply to a reader’s question.  Q – “Are you guys socialists?”  A – Not even close. –> Respectfully, that’s a good example of why someone shouldn’t skim-read.  One missed word can change a meaning.  We’ve all done that, but we are pro-free enterprise, pro-faith, flag, family, and fortune honestly earned.

Here’s another comment, FYI – as usual, we add the brown/bold text for quotes.

Thanks for educating the masses. Combine this with what big tech is doing to conservatives. Americans need to wake up and trump needs to on the offense with the DOJ” and there was no period or the implied ‘go.’

Among the messages on Cavco, are those who feel bad for Joe and their company’s woes.

Speaking of Cavco, there’s this specific insight about the law firms preparing to sue CVCO. The comments will make sense once the articles about Cavco are digested: “They probably could care less about AT issues. They’re looking at investor class action for big/quick $$$.”

Shifting gears to Info Wars…”

The war between Globilism and Nationalism is real and I view as a war between good and evil. Control or freedom. Christ or antichrist. Trumplican or Democrat. Truth or deception.”

Reader comment on MHI…

The big companies have figured out how to get small- to mid-sized firms to pay MHI for what the big boys want. Lavin was right.”

Which each of the above reminds us of a standby from a company leader earlier this year: “If MHProNews is writing about it, I want to know about it.” At some point, we’ll copyright that one.

Speaking of mail, some came – believe it or not – from friends of MHI from the U.S. Mail.  Remind us, please, to share a few good laughs.

 

Beyond the Mail…

There is so much more below.  Don’t be the last to know.

In what Nathan Smith accurately called a modest ‘boutique’ sized industry today, over 10 thousand professionals logon daily to our MHProNews site.  Thousands are on our email list, which reads like a who’s who cross section of mom and pops to the corporate giants, and all in between.  Third-party Mail Chimp says our open rate and click rates dwarfs others in media and publishing. To sign up for our industry-leading emailed headline news, that links to top stories, click here.

There’s always more on MHProNews, plus the groundbreaking work being done on MHLivingNews.

Between these two platforms are important resources that professionals, researchers and investors rely upon.  We do the most fact-checks. We provide more genuine news, analysis, and commentary. Who else in MHVille trade media examines the performance vs. the words, and holds the powers-that-be to account more than we?

No one else even thought about doing “New through the lens of manufactured homes, and factory-built housing,” © before we did it. Now, a few are paying the ultimate compliments, by trying to copy that and other things that we’ve done and are doing. Thanks.

No one else in the industry has even tried to do MHVille connected market summaries daily, which are combined with news and analysis on a specific topic.  Our readers tell us these are some of the things that have made us the runaway #1 read “Industry News, Tips, and Views Pros Can Use.” ©  No one else even comes close.

Thanks again to our sponsors, clients, sources, and readers alike.  Speaking of sponsors, 3 MHI members reached out in the last several weeks, one of them pulled the trigger, and that one reported good results.

The ones that didn’t pull the trigger were politely told that while their business was welcome, and we would faithfully transmit their content and/or views, they had to clearly understand that their sponsorship would not change our editorial stance. We follow the facts, evidence, and money. We routinely reach out to the others we spotlight, and ask them to rebut, clarify or reply. Apparently, they can’t. Too bad, the sparks would be good for all, because sparks can shed light.

That’s the candid authenticity that makes us #1.  Again, thank you to all who make that so.

ManufacturedHomeIndustry#1HeadlineNewsMHProNews

To see a sample of our emailed news update, click here. To sign up for the factory-built home industry’s #1 headline news, click here or the graphic above.

Looking ahead:

The word heard on Friday is that there will be an announcement this week on a plan by an industry operation that merits attention. It’s a firm that is an MHI member, but once you see it, you may come to the conclusion that they have decided that what they’re doing from Arlington isn’t enough. We’ll plan a report as the facts emerge.

There will also be special Daily Business News and Masthead items tomorrow (Monday).  Don’t miss them.

With no further adieu, check out what’s new in MHVille in the more than two dozen reports below for the week that was, 11.11.2018 to 11.18.2018.

 

What’s New on MHLivingNews

 

The “Need For Quality Affordable Housing Has Never Been Greater,” Says LT

 

 

What’s New from MHARR

 

HUD Publishes Final Revised Rv Exemption Rule

 

 

What’s New on the Daily Business News on MHProNews

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Saturday 11.17.2018


Machiavellian “Godfather” – Sam Zell, Warren Buffett, Capital, Lending and Crossed Lines in Manufactured Housing

Machiavellian “Godfather” – Sam Zell, Warren Buffett, Capital, Lending and Crossed Lines in Manufactured Housing

 

Friday 11.16.2018

YIMBY, Amazon backed Plant Prefab Introducing ADUs, Product Video

YIMBY, Amazon backed Plant Prefab Introducing ADUs, Product Video

CAVCO Stock Slowly Recovering, But More Law Firms Announce CVCO Investigations, Plus MH Market Updates

CAVCO Stock Slowly Recovering, But More Law Firms Announce CVCO Investigations, Plus MH Market Updates

Latest on the FHA, New Federal Report to Congress, Insider Insight

MH State Association Issues Midterms Report – Rent Control Alert – Reveals Troubling Trend

MH State Association Issues Midterms Report – Rent Control Alert – Reveals Troubling Trend

 

Thursday 11.15.2018

Criminal Justice Reform – Fact$ & Why it Matters to Manufactured Housing Professionals, Investors, and America

Criminal Justice Reform – Fact$ & Why it Matters to Manufactured Housing Professionals, Investors, and America

LoL! Larry King on RT Says – “CNN Stopped Doing News” – Demos How Fake News, Media Propaganda, Are Done, Plus MH Market Updates

LoL! Larry King on RT Says – “CNN Stopped Doing News” – Demos How Fake News, Media Propaganda, Are Done, Plus MH Market Updates

Cavco Shareholder Suits Prepping, CVCO, SEC, Insider Responses to Growing Scandal

Cavco Shareholder Suits Prepping, CVCO, SEC, Insider Responses to Growing Scandal

HUD Announces Relief from California Wildfires, MH Owners Can Qualify

HUD Announces Relief from California Wildfires, MH Owners Can Qualify

 

Wednesday 11.14.2018

Manufactured Housing Institute on Cavco Industries, ex-Chairman Joe Stegmayer SEC “Debacle”

Manufactured Housing Institute on Cavco Industries, ex-Chairman Joe Stegmayer SEC “Debacle”

Right Winger and Socialist Agree on Amazon & Bezos’ Deal, Plus MH Market Update

Right Winger and Socialist Agree on Amazon & Bezos’ Deal, Plus MH Market Update

Manufactured Home Transporter Dies, Services Announced

Manufactured Home Transporter Dies, Services Announced

‘Use Government to Handcuff Your Rivals, Clever’ – Stossel

‘Use Government to Handcuff Your Rivals, Clever’ – Stossel

 

Tuesday 11.13.2018

PreFab SunDog’s Leaders Encourage Buyers to “Contain Yourself”

PreFab SunDog’s Leaders Encourage Buyers to “Contain Yourself”

Oil Drop – Outlook, Energy Production, and Manufactured Housing, Plus MH Equities Updates

Dead Pimp, and Multiple MH Owner, Wins Election

Dead Pimp, and Multiple MH Owner, Wins Election

“Family Jewels,” MHVille Insider Tips, “Info Wars” and Omaha, Knoxville, California, Seattle and Arlington, and DC Connections

“Family Jewels,” MHVille Insider Tips, “Info Wars” and Omaha, Knoxville, California, Seattle and Arlington, and DC Connections

 

 

Monday 11.12.2018

Clayton Homes “New” Image Campaign, Surprising Facts Behind Have it Made Stigma Attacking Video

Clayton Homes “New” Image Campaign, Surprising Facts Behind Have it Made Stigma Attacking Video

Tariffs, Tech, Fed, Oil, Commodities and Today’s Tumble, Plus MH Equities Updates

Work, Life Balance and MHVille, Monday Morning Manufactured Housing Meeting

Work, Life Balance and MHVille, Monday Morning Manufactured Housing Meeting

An MHProNews Thank You to America’s Veterans, Plus VA Market At-a-Glance

An MHProNews Thank You to America’s Veterans, Plus VA Market At-a-Glance

 

Sunday 11.11.2018 and that Week in Review

“Rent is Too Damn High,” But Why? MHVille Struggles & Solutions

“Rent is Too Damn High,” But Why? MHVille Struggles & Solutions

Together with thousands of honest MHVille pros of good will, we can make our industry achieve its great potential. That’s done by making American lives better, together. “We Provide, You Decide.” © ## (Sunday Morning, weekly headline news review, analysis, and commentary.)

NOTICE: You can join the scores who follow us on Twitter at this link. You can get our ‘read-hot’ industry-leading emailed headline news updates, at this link here.

(Related Reports are further below. Third-party images and content are provided under fair use guidelines.)

1) To sign up in seconds for our MH Industry leading emailed news updates, click here.

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To see a sample of our emailed news update, click here. To sign up for the factory-built home industry’s #1 headline news, click here or the graphic above.

2) To pro-vide a News Tips and/or Commentary, click the link to the left. Please note if comments are on-or-off the record, thank you.

3) Marketing, Web, Video, Consulting, Recruiting and Training Re-sources

SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

 

 

Related Reports:

The Coming Breakup of Berkshire? MHI? Plus Sunday Headline Recap 10-14-2018 to 10-21-2018

 

New Shipment Data, Top Manufactured Home State, Other MH States Continue Slide

November 6th, 2018 No comments

 

RighttrackwrongTrackTopManufacturedHomeProductionStateSlideOtherMHStatesSlipDailyBusinessNewsMHProNews

August 2018 new home shipment data is in.

 

Let’s be clear, it’s not a disaster. But it continues to signal issues and challenges that the Daily Business News on MHProNews has led-the-charge in spotlighting.  Because during an affordable housing crisis, manufactured home should be doing much better than it is.  RVs are outperforming manufactured homes by a wide margin.  Clearly, something is missing in the leadership of the post-production side of the manufactured home industry.

ManufacturedHomeShipmentsMMHFMidwestManufacturedHousingFederationDailyBusinessNewsMHProNews

Michigan is down -16.9 percent year to date comparing 2017 to 2018 data. IL had a steep drop, but is still modestly up for the year. 4 of the 5 MMHF states dropped during August, with only Ohio up modestly.

 

A report will be published tomorrow that will reflect the national manufactured home shipment numbers, which are down a bit.  Some states are still rising, but others are sliding.

A source with ties to the OMHA has provided the information shown in the graphic above.  Michigan is one of the top ten manufactured housing states in the nation, as data from the product-focused independent producers Manufactured Housing Association for Regulatory Reform (MHARR) has reported.  Michigan is the home to a number of large community operators, among others.

MHARRAugust2018ManufacturedHousingProductionReportTop10StatesDailyBusinessNewsMHProNews

Michigan shipment data reflects it is the #8 state in the nation since 2011.

 

MHProNews highlighted last summer the trend in the same 5 states.

 

Winners and Losers, 5 Midwestern States, Manufactured Home Shipment Breakdown

 

This is a trend that MHProNews alone has tracked and raised the cautionary flags on in reports to manufactured housing industry professionals for some years.

 

While Manufactured Housing Overall Rises, Some Slip Sliding Away

 

Today is the November 6, 2018.  Regulations, financing, placement, and politics are all among the issues that keep manufactured housing artificially limited at a time of a growing affordable housing crisis.

 

Manufactured Housing Institute Shipment Data, FEMA, an Inside Look

 

But tomorrow, whatever the outcome of voting, there will need to be plans forged and put into motion that will address the root cause of these issues.

Today, if you haven’t already vote wisely. Make sure your colleagues do the same. Tomorrow, the Daily Business News will bring more data, and much more about the next steps for forward-looking and honest-success minded industry professionals.  That’s manufactured home “Industry News, Tips, and Views Pros Can Use,” © where “We Provide, You Decide.” ©  ## (News, analysis, and commentary.)

(Related Reports are further below. Third-party images and content are provided under fair use guidelines.)

1) To sign up in seconds for our MH Industry leading emailed news updates, click here.

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To see a sample of our emailed news update, click here. To sign up for the factory-built home industry’s #1 headline news, click here or the graphic above.

2) To pro-vide a News Tips and/or Commentary, click the link to the left. Please note if comments are on-or-off the record, thank you.

3) Marketing, Web, Video, Consulting, Recruiting and Training Re-sources

SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

 

 

 

Related Reports:

#DeFangBM

Next Federal Contract, MHARR and What National Trade Association Leadership Looks Like

November 3rd, 2018 Comments off

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The last time federal data was checked by the Daily Business News on MHProNews, the Manufactured Housing Institute (MHI) had about 7 times the revenue that the Manufactured Housing Association for Regulatory Reform (MHARR) does.

 

In their last emailed message to their members, MHI – via the voice of their previous Executive Committee Chairman, Nathan Smith – made an arguably hypocritical attack on the brand-new national community association, as was fact-checked and analyzed in the report below.

 

Nathan Smith, SSK Communities, and Manufactured Housing Institute (MHI) Slam New National Manufactured Home Communities Group in Written Statement

 

In that same message from MHI to members – which several state associations then forward to their members – MHI failed to mention that HUD had clarified and issue that is important to communities and retailers, and thus all of those who supply them.

By contrast, MHARR notified their members, affiliates and readers on the same day that HUD notified both MHARR and MHI.  The ‘frost free foundation’ interpretive bulletin (IB) impacts thousands of locations nationally, some of which are MHI members.  Why the silence?

HUD “Clarification” on Frost-Free IB Offers More Questions and Confusion Than Answers

 

In that same most-recent MHI message to members, the Arlington, VA based production and post-production trade group also failed to raise the issue that MHARR has, in a new report at the link below. It is about the federal program’s monitoring contract. Why didn’t MHI feel it was worth mentioning?  Why did MHARR think it important to do so?

 

MHARR Communication with HUD Assistant Secretary Brian Montgomery Regarding Program Monitoring Contract

 

 

Freedom isn’t Free or Easy

Manufactured housing industry professionals are free to spend their money, vote, travel, and do whatever they want to, within the bounds of laws and ethics.  People are free to be part of the new national community-owners trade association, which is made up of members who left MHI. ICYMI, or need a refresher, see what the NMHCO had to say, in their own words, quoted in the article below.

 

New National Manufactured Housing Association Makes Its Appeal to Industry Members

 

Professionals are free to be members of MHI, and/or MHARR

But wisdom suggests that the track record of MHI and MHARR should be routinely examined.

For example, in 2008, when the Housing and Economic Recovery Act (HERA) was passed, it included the SAFE Act, which MHI and their prior Chairman Nathan Smith and Tim Williams both freely admitted got passed them.  Keep in mind that MHI is a self-proclaimed umbrella trade group that says they work for post-production and producers issues.  That means, the SAFE Act was within their focus of attention.

 

 

By contrast, in that same HERA 2008 bill, MHARR – which is laser focused on federal production and related regulatory issues – worked to get the Duty to Serve (DTS) Manufactured Housing by the Government Sponsored Enterprises (GSEs) into that same HERA law.

MHARR does what they do without a political action committee (PAC), although their members are free to donate to campaigns as they may wish.

MHI has a PAC.  As MHProNews spotlighted recently, the key people and operations involved in MHI arguably backstabbed House Representatives Marsha Blackburn, and Andy Barr, both of whom faithfully supported MHI’s Preserving Access to Manufactured Housing Act.

 

“He’s Lying,” Campaign Insider Video – “Don’t Do Politics?” Tell Jim Clayton, Phil Bredesen, and Marsha Blackburn, Preserving Access to Manufactured Housing Act Supporter

 

ICYMI or need a reminder, see those two links of what MHI and their big boy allies have done, above and below.

 

Was Manufactured Housing Advocate Congressman Andy Barr Backstabbed?

 

Let us be clear from an analytical perspective. MHI, or any trade group, is free to change positions.  They are free to be loyal to, and/or to betray congressional or senate candidates.

But should that be done lightly?  What message does documented betrayal send to MHI’s own membership?  Should it raise the question, has MHI betrayed some of their own members at times?

 

Modifying Marty Lavin

Let’s look at long-time MHI member Marty Lavin’s mantra, “Pay more attention to what people do than what they say.”  Doesn’t it suggest that one listen to what someone says, but then focus on what they actually do?

Yes.

MHI purportedly postures at lobbying.  They say they are doing something.  But meanwhile, they often fail the majority of their own members in the very things that they say they are doing. Why? Who benefits?

 

What MHI does Better

What MHI debatably does better than lobbying is having events that people can mix, mingle and network at nice locations. There is value to networking events. But it is a value that others could create outside of MHI. There is also value to education and marketing.  Those three items are appropriate for a post-production association. Perhaps the new national manufactured home community owners  association will do some of those roles?  Will they challenge MHI’s grip over them?

MHARR has for years fought for the interests of their members. MHI has allegedly tried to kill MHARR off many times, as they tried in just the past few days via their last email to kill off the still nascent NMHCOA.

 

Disclosures

As a disclosure, MHARR does run banner ads with MHProNews. But our policy is simple.  No sponsor dictates our editorial or publishing content.  We’ve had some MHI members recently that reached out for the purposes of running ads with us.  One recently did, Legacy Housing, and per our sources, they felt well served for both of their events.

While we welcome other perspectives, our writing and publishing perspectives are our own.  We faithfully share other’s messages.

No person, no product, no organization is perfect. That includes us. But when a mistake is made, the polite and professional thing to do is to raise one’s hand, and say, ‘ooops, that’s my bad, I’ll try to avoid this next time.’

MHI has a terrible track record in the last decade or so of heading off bad regulations, or of mitigating them.  Some of their own top people have said so. At least some with MHI arguably worked to get Pam Danner in at HUD. They then arguably defended and even promoted Danner, all while Danner’s work at HUD harmed thousands of manufactured home retailers, communities, and thus upstream suppliers and vendors.

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Pam Danner, JD, HUD Code the prior Office of Manufactured Housing Programs Administrator, credit, MHProNews.

 

Post-midterms, the following should be considered by NMHCO and/or any other existing, new or planned trade group.  A good post-production trade group should do three things. P.E.P. Protect, Educate, Promote. At the heart of each of these three things, is education that is based upon reliable information.

A new or existing post-production trade group should realize that MHI has purportedly weaponized events and trade shows, to the benefit of their ‘big boy’ members.

 

With that in mind, post-midterm, we will begin several initiatives.  Among them is to promote the following, which was proven by the RV industry to work for their growth.

  • Wholesale and Retail Trade Events.
  • Education.
  • Media Engagement.
  • These should not necessarily exclude large companies, but they should not be allowed to dominate or in any way dictate their operation.

These realities noted, let’s close by saying that the record reflects that MHARR does an amazing job with limited resources.  To use a southern expression, they are good at making every dime “holler dollar.”

Make sure you read MHARR’s latest on the contract controversy, at this link here. It is a topic that for whatever reason, MHI has ignored. “We Provide, You Decide.” © ## (News, analysis, and commentary.)

(Related Reports are further below. Third-party images and content are provided under fair use guidelines.)

1) To sign up in seconds for our MH Industry leading emailed news updates, click here.

ManufacturedHomeIndustry#1HeadlineNewsMHProNews

To see a sample of our emailed news update, click here. To sign up for the factory-built home industry’s #1 headline news, click here or the graphic above.

2) To pro-vide a News Tips and/or Commentary, click the link to the left. Please note if comments are on-or-off the record, thank you.

3) Marketing, Web, Video, Consulting, Recruiting and Training Re-sources

SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

 

 

 

Related Reports:

Due Credit, Warren Buffett, Media, and Manufactured Housing’s Historic Achievement

“Girls of Steel,” 3 Untold Stories of Job Creation, Growing Opportunities for MHVille

 

 

Painful or Pleasurable Discoveries, True Manufactured Home Confession

October 26th, 2018 Comments off

 

SeeHearSpeakNoEvilPainfulPleasurableDiscoveriesTrueManufacturedHousingConfessionDailyBusinessNewsMHProNews

Think back to the moment in time when you first discovered modern manufactured homes.

 

Was it an “Aha!” moment?

 

This writer has told the story to live audiences from border-to-border of how I stumbled upon manufactured homes. It was an eye opening, exciting moment for me professionally. I didn’t even realize that I was looking for a new career until I saw those new homes on South Shields Blvd. in Oklahoma City’s ‘mobile home row.’

They weren’t mobile homes when I saw them, they were HUD Code manufactured homes. But sadly in the early 1980s, as now in 2018, many used the incorrect terminology. But the point is I was immediately fascinated by what I saw, and I got into this amazing industry as quickly as I could.

Fast forward. Over the years, MHLivingNews and MHProNews has spotlighted certain figures who embraced pre-HUD Code mobile home living, post-HUD Code manufactured homes, and/or some other kind of modular/prefab housing.

Among them this year was U.S. Senator Thom Tillis (NC-R).

In a Senate oversight hearing with HUD Secretary Ben Carson, Senator Tillis told part of his own family’s story about growing up in what he described as a mobile home.

It was a potentially useful story for the manufactured housing industry. We created a video of that, shown below, which has been posted previously on MHLivingNews.com and MHProNews.com too.  ICYMI or need a refresher for yourself or others, they are posted below.

 

 

“Move, Open, Live” De Rose Industries & Senator Thom Tillis’ Mobile Home Comments

 

So why hasn’t the Manufactured Housing Institute (MHI), which claims to represent all of Factory-Built Housing, have no mention of Senator Tillis at all on their website?  This graphic below is a composite from their website, earlier this morning.

 

2018-10-26_0729ManufacturedHousingInstituteLogoWebsiteThomTillissearchMHProNews

 

I joined MHI at the urging of Ken Rishel and George Allen, about 8 years ago. Last I asked George, he is no longer a member of MHI. But Allen makes it no secret that he gladly takes whatever MHI dollars are passed in his direction.

LATonyKovachDonWestphalKenRishelGeorgeAllenDailyBusinessNewsMHProNewsLATonyKovachDonWestphalKenRishelGeorgeAllenDailyBusinessNewsMHProNews

Left to right, L. A. ‘Tony’ Kovach, Don Westphal, Ken Rishel, and George Allen. Louisville 2011. For a relatively short period of time, Rishel, Allen and Kovach were doing a level of collaboration in publishing.  At the time of this photo, all four were MHI members.

I joined MHI with the notion of making a positive difference. Of being with others that presubmably wanted to see the industry grow to its true potential. Years later, with attendance at numerous MHI meetings every year, what was witnessed was the same old, same old, meeting-after-meeting, time-after-time.

Figure1MobileManufacturedHomeSalesSHipmentsVsExistingingNewHouseSalesManufacturedHousingiinudstryDataMHProNews

The research published by Realtor University reflects that not only has manufactured home shipments at historic lows, but the percentage of sales compared to all other housing sales are at historic lows too. While the industry can be happy about ‘growth,’ it is growth from just under 50,000 shipments.  When the National Association of Realtors (NAR) Chief Economist Lawrence Yun says that there is a need for 8.3 million housing units, and manufactured housing may only achieve some 100,000 (+/-) shipments, one must ask, how is that possible?  There is an ancient expression, “cui bono,” Latin for “who benefits?” It is used in searching for possible suspects in a crime.  Who benefited from low new manufactured home shipments?  Certainly not the vast majority of the independents of the manufactured home industry.

 

Yes, the networking at MHI was enjoyable.

  • But where was the progress that was being made on the industry’s key issues?
  • Where was the progress being made on zoning, on placement, on public education, or improved financing options?

Among the painful things that happen in life is the discovery of some kind of betrayal. Most adults over the age of 30 will likely have encountered friends, family, co-workers, members of their church or place of worship that have endured the discovery of a cheating spouse, a partner who stole from them, a dishonest employee, etc.

It is painful, isn’t it?

But is it better to know of the betrayal? Or is it better to go on in ignorance, while someone continues to steal or otherwise break faith?

There are stages of grieving, we are told by experts. Among them is denial.

 

5StagesOfGriefDenialAngerBargainingDepressionAcceptanceElizabethKublerRossDailyBusinessNewsMHproNews

We know members in each of these 5 stages, how about you?

 

A common thread for many a cheating spouse, the theft of workers, or from dishonest partners is that they the dishonest one is posturing the opposite of what they in fact are.

MHI has also had Congressman Andy Barr as an apt spokesperson. Rep. Barr has also been on CSPN type videos, telling the Manufactured Housing story well. I’ve met Barr personally. He seems like a true gentleman. He has personal stories – favorable – about manufactured home living.

A search of the MHI website reveals links to stories about Rep. Barr’s support of the MHI sponsored bill, the Preserving Access to Manufactured Housing Act.

But Congressman Barr is among those targeted by the political left for elimination.

 

Was Manufactured Housing Advocate Congressman Andy Barr Backstabbed?

 

Marsha Blackburn, who is fighting to take the Senate seat being vacated by Bob Corker (TN-R), is also a target of the left and their allies. These are just two of those who have been loyal to MHI.  But Clayton has thrown in with Rep. Blackburn’s opponent.  Why?

 

“He’s Lying,” Campaign Insider Video – “Don’t Do Politics?” Tell Jim Clayton, Phil Bredesen, and Marsha Blackburn, Preserving Access to Manufactured Housing Act Supporter

 

Clayton, and other deep pocket Democratic donors, are tossing their money and support behind the opponent of a loyal MHI supporter.  ICYMI, or need to share the evidence with a colleague, those are linked for your easy reference of the data, evidence, and facts.

If the powers that be behind MHI do such things to others, why would any MHI member think they won’t do it to you?

If you’ve been in the industry for over a decade, and you attended several state association meetings in those days, the odds are good that you know several people who were knocked out of business in ways that critics say violate antitrust laws.  But don’t take anyone else’s word for or allegations for that claim.  See the evidence for yourself – found in the words of 21st Mortgage’s CEO – Tim Williams – or the words of Warren Buffett, or the words of  Kevin Clayton. Go to the source evidence.  That’s what an objective journalist or honest researcher is supposed to do too.

 

Smoking Gun 3 – Warren Buffett, Kevin Clayton, Clayton Homes, 21st Mortgage Corp Tim Williams – Manufactured Home Lending, Sales Grab?

 

There is a school of thought that no problem should be presented without a solution. Let me present two thoughts, steps toward solutions, which are interrelated.

Tonight, there will be Trump MAGA Rally at 7 PM ET, in Charlotte, NC.  Unless you are highly connected, it is likely already too late to get in the doors.  But typically one of the CSPAN channels (CSPAN2), or a YouTube Channel search for “Trump Rally Charlotte,” will turn up a live feed.  If you hate, love or are uncertain about the president and his agenda, why not be open-minded enough to give 75 to 90 minutes to seeing one for yourself?

At the end of each POTUS Trump rally, once the president has finished speaking, a song starts to play.  “You can’t always get what you want.” Part of the lyrics of that song are, “but if you try sometimes, you might find you get what you need.

President Trump is more pragmatic, and a lot funnier, than many give him credit for being. The 45th president knows not everyone voted for him, or supported him.  You don’t always get what you wanted.

But sometimes, you find that you get what you need.  Pragmatic, pro-business, pro-worker, “America First” policies are what our nation has needed for years.  Don’t close your mind, just watch for the roughly 75 to 90 minutes (+/-) that the president and whoever he his highlighting will speak.

Watch the crowds.  On Right Side Broadcasting, a YouTube Channel, they often pan the crowds at a Trump Rally.  There are similar themes, but no two Trump rallies are the same.

Then, comes the next step.

EarlyVotingLakelandPolkCountyFLDailyBusinessNewsMHProNews

 

In less than 2 weeks, the midterms will be decided.

I took my 12-year-old son to the polls yesterday for early voting. The line was stunning, but we waded in. An aspect of that will be told on the Masthead, perhaps this weekend. But sufficient for now is this. That man my son is photographed with below is a Vietnam Veteran. The man with the MAGA hat on in the background to the right, who indicated their preferences without being asked. These were just some of those who by listening or from observation in line to vote revealed themselves to be supporters of those who support President Trump.  There were no doubt Democratic voters in that line, but there were people of various ethnic groups that were talking about issues like immigration. We made no speeches, we listened and observed. It was interesting to see a Latino family, for instance, saying that they supported a border wall. Other self-described legal immigrants made similar statements.

 

EarlyVotingLakelandPolkCountyTamasKovachFLDailyBusinessNewsMHProNews

I didn’t even realize it until after the photo, but the Vietnam Veteran put his hat on my son Tamas’ head for the picture. We make it a habit to thank every veteran we can, and to thank every uniformed law enforcement officer too. Our son is learning that habit, with joy, as you can see.

 

The Manufactured Housing Connection

Our industry is a solution for millions of Americans.  In our area, over 20 percent of the population live in a pre-HUD Code mobile home, or a post-HUD Code manufactured home.  Look at that line in the photo above and think, one in five that you see were statistically living in our industry’s product.

It doesn’t take a rocket scientist to see that we have a great industry who’s story is being inadequately told by the national association that claims to be promoting them.  If the story was being well told, our sales would be no less than 5 to 10 times greater than it is.

That’s realistic, and pragmatic.

It doesn’t take a rocket scientist to realize what painfully dawned on me as an MHI member. Call me slow, too trusting, 0r both. Thankfully, there are voices at and in MHI who ‘educated’ me as to the true nature of that Arlington, VA based organization. I hereby thank them all again for their patiently sharing their own – sometimes painful – realities with me.

Some of them told me their own stories of betrayal. I listened. That’s how someone like myself goes from being a supporter to a fact-checker and skeptic.

The second short-term next step is to vote against all of those who play the ‘progressive’ political card that Tim Williams, President and CEO of 21st Mortgage and prior MHI Chairman, rightfully condemned.

 

VicePresidentMikePenceWifeKarenHandOverHeartPledgeColts49ersGameWashingtonTimesDailyBusinessNewsMHProNews

Notice. One can agree with 21st Mortgage CEO and prior MHI Chairman Tim Williams’ presentation, from which the slide above was taken with permission, while still questioning how it came to be that Williams was being intellectually at odds with Berkshire Hathaway Chairman, Warren Buffett. To see all of William’s informative slides, click the graphic above. http://www.MHProNews.com/industry-news/industry-in-focus/is-tim-williams-21st-mortgage-ceo-mhi-chair-at-odds-with-berkshire-hathaway-chairman-warren-buffett

 

That is done by voting for those who support a president who is standing by Representatives Andy Barr, Marsha Blackburn and others. As political independents, we are standing by those who pledge support of a president who visited a manufactured home community, and praised those great people there.

We support an administration who removed Pam Danner, thanks to the repeated nudging of MHARR.

 

Greener, Stylish Manufactured Homes – Hidden Facts in the Washington Post Manufactured Housing Narrative

 

Of an administration that had HUD Secretary Carson pledge a new era of cooperation with manufactured housing.

Where are all those great stories – like those we’ve shared, with a fraction of MHI’s budget – on the MHI website?

  • The realization of betrayal is a painful, but eventually useful, thing.
  • The next step? Watch that rally.
  • Then, vote wisely and pragmatically. You can’t always get what you want.  But if you try sometime, you get what you need.

The steps after those two will revealed after November 7.  See the Related Reports, further below for more.  “We Provide, You Decide.” © ## (News, analysis, and commentary.)

(See Related Reports, further below. Third-party images and content are provided under fair use guidelines.)

LATonyKovachGoodBipartisanshipShouldalwaysBepredicatedBenefitallhonestindustrymembersnotslectfewquote

The comment above was said with respect to another recent topic, but relates to this issue too.

By L.A. “Tony” Kovach – for MHProNews.com.

Tony is the multiple award-winning managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

Office 863-213-4090 |Connect on LinkedIn:
http://www.linkedin.com/in/latonykovach

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Click here to sign up in 5 seconds for the manufactured home industry’s leading – and still growing – emailed headline news updates.

 

Related Reports:

President Donald J. Trump Visit to Manufactured Home Community, Video, Hurricane Florence Update

MHI SVP Lesli Gooch & MHARR CEO Mark Weiss Bookend New, Prior HUD Controversies

 

 

 

While GSEs Play Footsy with MHI, Congressional Leadership Demands Answers on FHFA

October 19th, 2018 Comments off

WhileGSEsPlayFootsyWithMHICongressionalLeadershipDemandsAnswersonFHFA

There are people in Washington, D.C. that are demonstrably fighting for the interests of small businesses and consumers.

 

As Daily Business News on MHProNews readers may recall, the hearings last month with the House Financial Services Committee and the Federal Housing Finance Agency (FHFA) were dominated by sexual allegations surrounding soon-to-leave director Mel Watt. 

 

Mel Watt – FHFA and MH Connected Hearing Today to Feature Sexual Misconduct Allegations

 

Chairman Jeb Hensarling (R-TX) has raised concerns over improper lobbying efforts by the GSEs, which was also previously reported to the industry by MHProNews.

 

“Waste, Fraud, and Abuse” – FHFA, GSE Federal Oversight Announcement

 

The Government Sponsored Enterprises (GSEs) of Fannie Mae and Freddie Mac have both been giving money to the Manufactured Housing Institute, as has also been previously reported.  See but one example captured in the photo below from an MHI event.

 

2018-10-03_1018ManufacturedHousingInstituteHILogoCavcoFleetwoodPalmHarborFannieMaeFreddieMacLogoDailyBusinessNEwsMHProNEws

Marty Lavin advises, “Follow the Money” and “Pay More Attention to What People Do Than What They Say.” You decide if Lavin’s dictum applies to this case. The GSEs are praising manufactured home quality, but then created a special class of manufactured homes, with key MHI member input, that is aimed at funneling that lending, per informed sources. What about the rest of the manufactured housing industry?

 

ManufacturedHousingAssocRegulatoryReformMHARRMarkWeissDTSFHFA-GSEsGoingtoLargestBusinessesCorpAffiliatesDailyBusinessNewsMHProNews

Collage by MHProNews.

The Manufactured Housing Association for Regulatory Reform (MHARR) has been pushing Congress, as well as the FHFA, for a full and proper implementation of their Duty to Serve requirements, including the use of robust use chattel financing.

 

MHARR Exposes GSES’ Failure On Chattel Financing Before Congress

 

Sources at MHI, and with the GSEs, tell MHProNews that no serious chattel lending is currently being done by either of the GSEs.  There are reasons to believe that closed door meetings between MHI, industry lenders, and the GSEs may have resulted in deals that kept them from entering the chattel market, in spite of the law.  See the related reports, below the by-line.

With that backdrop, here is the latest from Chairman Hensarling,

 FinancialServicesCommiteePressReleaseDailyBusinessNewsMHProNEws

 

Hensarling: Taxpayers Deserve Far Better

Financial Services Committee Jeb Hensarling (R-TX) released the following statement after the Federal Housing Finance Agency (FHFA) Office of Inspector General (OIG) issued a report on the potential management and performance challenges of 2019: 

“As was demonstrated at the Committee’s hearing on September 27 with FHFA Director Mel Watt and FHFA’s Inspector General, this country’s government-run housing finance system is broken. The FHFA has failed as both the conservator and the regulator of the Government Sponsored Enterprises.

The FHFA Inspector General’s report confirms this fact, and it is yet another indictment of our broken housing finance system. The report details ‘four serious management and performance challenges facing the Agency’ for 2019, running the gambit from repeated failure to exercise proper oversight as conservator to failure to adequately address ‘critical risk’ as the Enterprise’s supervisor.

Reform is needed now. Taxpayers deserve far better.”

###

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Confidential or on the record on-the-record comments and news tips, are welcomed. Please say NEWS TIPS in the subject line, to help us spot it in our volume of email. News tips can be sent with documents tot this linked email mailto:iReportMHNewsTips@mhmsm.com 

Hensarling is arguably correct.  But is there any reason to believe that MHI will do anything on this issue?  ICYMI, it need a refresher, see the related reports, linked below the byline. “We Provide, You Decide.” © ##   (News, analysis, and commentary.) (Related Reports are further below. Third-party images and content are provided under fair use guidelines.)


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Related Reports:

Manufactured Housing Institute (MHI), Women, #MeToo and Insider Information

“He’s Lying,” Campaign Insider Video – “Don’t Do Politics?” Tell Jim Clayton, Phil Bredesen, and Marsha Blackburn, Preserving Access to Manufactured Housing Act Supporter

Financing – Dramatic Shift – Manufactured Housing Institute (MHI) Insider News Tips

Manufactured Homes – HUD Called to Affirmatively Furthering Fair Housing (AFFH) Remove Zoning, Placement and Consumer Financing Barriers to Manufactured Housing

October 11th, 2018 Comments off

 ManufacturedHomeHUDCalledtoAffirmativelyFurtherFairHousingRemoveZoningPlacementFinanciangBarriersManufacturedHousingMHProNews

The date for public comments requested by the Department of Housing and Urban Development (HUD) regarding amending regulations for Affirmatively Furthering Fair Housing (AFFH) is rapidly approaching.

 

 

Court Ruling for HUD on Amending Affirmatively Furthering Fair Housing (AFFH) Opens Door for More HomeSites for Manufactured Housing

 

HUD provided the notice and due date, provided to industry readers by the Daily Business News on MHProNews, at the report linked below.

 

HUD Publishes Notice of Proposed Rulemaking on Affirmative Furthering Fair Housing Rule

 

Against that backdrop, the Manufactured Housing Association for Regulatory Reform (MHARR) published on their website, and released to MHProNews.  Their statement, along with a copy of their official comments letter, is shown below.

MHProNews plans to file comments next week, and suggests that industry readers consider incorporating points from MHARR into their comments letter.

Regulations.gov says that letters are more effective when they are phrased in your own words, rather than “Astroturfed” wholesale copies of someone else’s work.

AstroturfingWikipediaDailyBusinessNewsMHProNEws

Comments can be submitted electronically at this link below.

https://www.federalregister.gov/documents/2018/08/16/2018-17671/affirmatively-furthering-fair-housing-streamlining-and-enhancements#open-comment

What follows is the MHARR release.

  MHARRNEWSheaderDailyBusinessNewsMHProNews

 

 

MHARR CALLS ON HUD TO REMOVE ZONING, PLACEMENT

AND CONSUMER FINANCING BARRIERS TO MANUFACTURED HOMES

 

Washington, D.C., October 11, 2018 – The Manufactured Housing Association for Regulatory Reform (MHARR), in written comments filed with the U.S. Department of Housing and Urban Development (HUD) on October 11, 2018 (see, copy attached) has called on HUD to promote zoning and placement parity for federally-regulated manufactured homes as part of the Department’s plan to amend its regulations for Affirmatively Furthering Fair Housing (AFFH).

Noting that Secretary Carson and HUD itself have recently cited restrictive local zoning measures – including zoning mandates that discriminatorily exclude or restrict the placement of HUD-regulated manufactured homes – as a significant root cause underlying the lack of affordable housing in many areas of the United States, MHARR’s comments seek amendments to the AFFH regulations that would: (1) identify the discriminatory exclusion of HUD Code manufactured homes and/or manufactured home communities (or the discriminatory limitation of manufactured home placements in compatible residential areas) as an obstacle to fair housing that program participants must address as part of their AFFH compliance efforts; and (2) “encourage actions that increase housing choice,” by promoting changes to local zoning and land-use ordinances that would permit the siting of HUD Code manufactured homes in all compatible residential areas, as well as the development of new and/or expanded HUD Code manufactured housing communities in such compatible residential areas.

To ensure compliance with these amendments, MHARR urges HUD to expressly and specifically condition the receipt of grant (or other) funds on the elimination of discriminatory restrictions on the placement of HUD Code manufactured homes or — absent voluntary compliance by local jurisdictions — to federally preempt such discriminatory measures pursuant to the enhanced statutory preemption authority provided by Congress in the Manufactured Housing Improvement Act of 2000.

Strong and effective action by HUD is absolutely essential to ensure that all Americans have access to the inherently affordable, non-subsidized homeownership offered by today’s federally-regulated manufactured homes.  Although these homes are the best that the industry has ever produced, and represent an outstanding value that is intrinsically affordable for all Americans, including lower and moderate-income families, access to manufactured housing is being needlessly – and unlawfully – restricted by discriminatory zoning and placement restrictions that the industry’s post-production sector has been unable to effectively counter. Given Congress’ specific grant of authority to HUD to override such discriminatory zoning measures, HUD’s amendments to AFFH should ensure full access to manufactured housing by every American everywhere in the United States.

In addition to removing such discriminatory local barriers to affordable, non-subsidized manufactured housing, MHARR has also called on HUD – in meetings with Secretary Carson and Assistant Secretary Brian Montgomery – to take concrete steps to place manufactured home consumer financing, and most especially federal support for the 80% of the manufactured housing consumer financing market represented by personal property or “chattel” loans on par with other types of consumer home lending.  MHARR has thus urged HUD to support and encourage market-significant securitization and secondary market support by Fannie Mae and Freddie Mac for manufactured homes under the “Duty to Serve” provision of the Housing and Economic Recovery Act of 2008 (HERA) and has also urged HUD leadership to revive and expand manufactured home chattel loan support under the existing Federal Housing Administration (FHA) Title I manufactured housing program.

In Washington, D.C., MHARR President and CEO, Mark Weiss, stated: “Once again, the leadership of President Trump and Secretary Carson is offering significant new opportunities for both consumers and producers of HUD Code manufactured housing.  As the federal government agency responsible for housing-related matters for the nation, HUD should use all of the tools that are available to it – through grant funding mechanisms and through mandatory federal preemption, if necessary – to ensure zoning, placement and consumer financing parity for inherently affordable manufactured homes and the mostly lower and moderate-income American families who rely on those homes to achieve the American Dream of homeownership. Baseless NIMBY-ism is no excuse for denying the benefits of homeownership to every American in every community.”

The Manufactured Housing Association for Regulatory Reform is a Washington, D.C.-based national trade association representing the views and interests of independent producers of federally-regulated manufactured housing.

— 30 –

You can also see the above on the MHARR website, at the link below.

MHARR Calls on HUD To Remove Zoning, Placement and Consumer Financing Barriers to Manufactured Homes

Comments are due 10/15/2018 at 11:59 PM EDT.

FR6123–A–01RIN 2529AA97Affirmatively Furthering Fair HousingStreamlining and Enhancements.  

https://www.federalregister.gov/documents/2018/08/16/2018-17671/affirmatively-furthering-fair-housing-streamlining-and-enhancements#open-comment.

The MHARR letter to HUD is linked here as a download. “We Provide, You Decide.” © ## (News, analysis, and commentary.)

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Related Reports:

Affordable Housing, Manufactured Homes, Bipartisanship, Bill, Newt, Sexual Scandals, and You

October 5th, 2018 Comments off

 

AffordableHousingManufacturedHomesBipartisanshipSexualScandalsYouDailyBusinessNewsManufacturedHousingIndustryProNews

It would be a grave mistake to think that bipartisanship is dead.

 

Earlier this year, Maxine Waters (CA-D)  and Jeb Hensarling (TX-R) worked with each other to pass a bill out of the Financial Services Committee that latter passed the House of Representatives by a wide margin.

Who Says Bipartisanship is Dead? House Passes Massive “JOBS & Investor Confidence Act” S 488 by 406 to 4 Vote

 

S. 2155 was passed mostly by Republicans, but with some Democrats joining the effort. While missing or hyping some details, the Manufactured Housing Institute (MHI) is correct in pointing out that there are benefits to our industry in S. 2155.

There are other possible examples of bipartisanship, but those two suffice to make the point.

That said, bipartisan efforts arguably aren’t as common today as they were two decades ago.  The photo at top features Democratic President Bill Clinton with GOP House Speaker Newt Gingrich (R).

If you are under 35 – unless you were an unusually politically-focused teen or youth – you may only know from a historic reference by media of the following, compelling facts.

Bipartisan efforts in the President Bill Clinton (D) Administration worked with a Republican dominated Congress in 1996 and 1998 to pass legislation that:

  • reformed welfare,
  • balanced the budget,
  • passed a key piece of modern manufactured housing legislation,
  • and much more.
PresidentBillClintonHouseSpeakerNewtGingrichDailyBusinessNewsMHProNews

As an upcoming special report will feature, Democratic President Bill Clinton, Republican (GOP) House Speaker Newt Gingrich, and others who were part of a cast that passed historic pro-growth, debt/deficit cutting, and pro-manufactured housing legislation. Make sure you are signed up for our emailed news updates so you don’t miss an upcoming special report.

 

That manufactured housing (MH) legislation is still on the books, but is only partially implemented.  That means it has not been fully applied to the benefit of the manufactured housing industry and consumers alike.

Yet that little-known law could unlock tens to hundreds of billions in business the next decade, if it is properly utilized. Tech gurus involved in factory-built housing say the new housing market is some $330 billion a year. That gives a reader a keen sense of what manufactured home potential is. More of those details about pro-manufactured housing laws another time, but they’re covered in part in the report linked here, which can be read later for greater fact-based insights.  ICYMI, the post below is another example of bi-partisan efforts.

Jeb Hensarling & Maxine Waters Unveil Bipartisan Capital Markets Reform Legislation

 

The First Takeaways

The first takeaway is that bipartisanship can still happen.  But it arguably isn’t as common as it once was.  The other takeaway is that manufactured housing is poised for tremendous potential profits, but those won’t occur until pragmatic and ethical action occurs.

 

MH Objectivity

As political independents who are pro-business, pro-consumers, and pro-workers, this industry-leading trade publication looks at facts, evidence, follows the money.  We then seek and present reality, always in search of what is necessary, true, and good. We do so with significant input from informed MH professionals, and the strategic support of a few-long-term thinkers and doers.

Bipartisanship can be good, but only when the legislation or policy is good.

But bipartisanship when a policy is flawed is wrong, period. Majorities don’t create morality. God establishes eternal moral standards. When laws or legislation are good, they comport with the moral norms given by the Creator of all humanity.

Principle of ‘The Lesser of Two Evils,’ and MHVille’s Future

 

Sexual, Sensationalized, Dirty Politics and Manufactured Housing

In the late 1990s, House Speaker Newt Gingrich worked with President Bill Clinton even as the two major parties sought to outmaneuver each other. President Bill Clinton was fairly accused of numerous sexual scandals.

BillClintonMonicaLewinskyManufacturedHousingINdustryDailyBusinessNewsMHProNews

 

Clinton had sexual encounters that became widely known.  The photo below spotlight just 4 of them.

FlowersLewinskyJonesWilleySexualAccusersPOTUSBillClintonDailyBusinessNewsMHProNews

The truth sets people free.

Speaker Gingrich himself had an affair while in office during the 1990s, with then Callista Bisek. That affair later resulted in a divorce, and an eventual marriage by Newt of the woman who is now his wife. Callista Gingrich today is the U.S. Ambassador to the Vatican.

NewtCallistaGingrichNixonFoundationDailyBusinessNewsManufacturedHousingIndsutrfyProNews

Reality is what is. It makes no sense to live life based upon half-truth, spin, deception, or lies.

While bipartisanship was evident in the 1990s, so was manufactured political gamesmanship.

Eighty-four ethics charges were filed by Democrats against Gingrich during his term as Speaker. All were eventually dropped except for one: claiming tax-exempt status for a college course run for political purposes,” says Wikipedia. “…In 1999, the IRS cleared the organizations connected with the “Renewing American Civilization” courses under investigation for possible tax violations.”

Rephrased, Gingrich was publicly smeared with dozens of charges, but in the end, nothing stuck.  Sound familiar?

Nevertheless, “In 1998, Republicans lost five seats in the House,” says Wikipedia… “His [Gingrich’s] private polls had given his fellow Republican Congress the impression that pushing theLewinsky scandal would damage Clinton’s popularity and result in the party winning a net total of six to thirty seats in the US House of Representatives in this [1998] election. The day after the election, a Republican caucus ready to rebel against him prompted his resignation of the speakership. He also announced his intended and eventual full departure from the House in January 1999. When relinquishing the speakership, Gingrich said he was “not willing to preside over people who are cannibals,” and claimed that leaving the House would keep him from overshadowing his successor.”

People can change. But human nature remains the same. We are all people who have our own unique weaknesses.

LegacyHousingFALL-HomeShowOct15toOct172018

Learn more by clicking here or above. The banner ad is not connected with the story it is posted in.

It is difficult at best to succeed long-term in business in America today without having at least a basic sense of politics. Much of what happens is for the camera, sound bites, and public impact. Various scandals manufactured for media are used with the idea of manipulating and thereby influencing voters.

Having worked with mainstream media on several occasions spanning over 20 years, this writer can tell you first-hand that stories are routinely ‘framed’ by television and print media to fit a narrative.  That spin may or may not fit all of the facts.

Rephrased, sometimes key information is left out or over-emphasized, which can make a story appear to be plausible or true. In fact, some news is just agenda-driven, manipulative propaganda.

President Clinton remained in office, even though it is widely believed he was guilty of several examples of sexual misconduct.  Those Clinton misdeeds pale in comparison to what Judge Kavanaugh is accused of doing. After 7 FBI investigations, there is no evidence, no corroboration against Judge Kavanaugh. Yet, the slander against Judge Kavanaugh persists.

By comparison, the mainstream media largely gave President Bill Clinton a pass, and there was considerable evidence that spanned years against him.  Then First Lady Hillary Clinton orchestrated the defense of her husband Bill.  She did so by publicly crushing President Clinton’s accusers. For more of an inside, fact-based look at the inner-workings of the mainstream media, see the related reports, further below.

Hillary did her part to deflect the allegations against her husband Bill.  She did so in conjunction with Clinton political operative James Carville.  It was Carville who came up with the troubling line – quoted below – that still haunts manufactured housing to this day.

“Drag a hundred-dollar bill through a trailer park, you never know what you’ll find,” James Carville, Clinton Strategist

People on both sides of the aisle – and those who are a-political – still use Carville’s comment, yet it is deeply offensive to millions.

“’Trailer Trash’? Watch Who You’re Insulting When You Throw Around Those Words” – Buffalo News

It is an example of how politics can make strange bedfellows.

All that said, Speaker Gingrich and President Bill Clinton worked with each other to pass much of Gingrich’s “Contract with America.” The tech revolution was underway in the 1990s. Billionaires today like Bill Gates, Mark Zuckerberg, Jeff Bezos, and others were young in their careers in that timeframe. It took time for those tech gurus to evolve to the point that they became fabulously wealthy. They too played, and used, the political and media game.

An important lesson learned from billionaire Warren Buffett is precisely the need to understand history, to be well read, and to think long term.  It is no secret we disagree with much of Mr. Buffett’s machinations. But that doesn’t mean that we should ignore the lessons he has taught, for good-or-ill, to the manufactured home industry.

Buffett’s deeply political.

warren buffett pres obama motley fool 12-13

Warren Buffett, President Obama, credits Wikipedia.

 

MHARR, MHI, and State Associations, Working Together

We will look in greater depth in the days ahead to see how:

  • the Manufactured Housing Association for Regulatory Reform (MHARR, previously known as the Association for Regulatory Reform – ARR),
  • the Manufactured Housing Institute (MHI),
  • and Will Earle of the Texas Manufactured Housing Association (TMHA)

all came together with numbers of other industry pros to work with Speaker Gingrich, Congress, and President Bill Clinton to pass a historic piece of legislation for our then thriving HUD Code manufactured housing industry.

FormerPresidentBillClintonPivotalMomentManufacturedHousingIndustrySundayMorningRecapDailyBusinessNewsMHProNews

Danny Ghorbani, left – then president of what today is MHARR. Bill Clinton, right. There were numerous industry and political professionals that were involved in the process of making pro-manufactured housing industry legislation come to fruition. Then and now, it will only happen when pragmatic reality guides enough peoples’ thinking and actions.

MobileHomeShipmentsManufacturedHomeShipmentChartMHIAShipmentsMHIndustryChampionSkylineHUDCodeDailyBusinessNewsMHProNews

What was accomplished previously in sustainable shipment levels, can clearly be done again.

 

Clarity on reality – then, now, and in the future – is vital for our industry’s revival.

The intriguing back-story to how MHARR, MHI, and what became MHEC give an illuminating “lessons learned” that could make it easier for our industry if understood and applied.

Partisans on both sides of the aisle – including partisans in our industry’s trade associations – must see reality clearly to understand how tens of billions of dollars in annual sales could be achieved in the near term in manufactured housing.

That kind of growth only occurs when local businesses in their local markets do their best, achieving results several times greater than they now are accomplishing.

But that achievement won’t happen absent reality-checks, pragmatism, and the correct next steps.

LATonyKovachGoodBipartisanshipShouldalwaysBepredicatedBenefitallhonestindustrymembersnotslectfewquote

Fair Warning

The video posted below opens with salty “R” rated language.  We’ll present both the teaser (the ‘trailer’) and the full length video.

 

The video shows rough-but-real, raw news footage. The video takes viewers on a compelling snapshot of how our future is being shaped. It also suggest how our collective future could become so much brighter.

 

There’s a highly documented affordable housing crisis. Lawrence Yun, Ph.D. and chief economist for the National Association of Realtors ® says that some 8.3 million housing units are needed.  That’s a sense of the potential manufactured home and other factory builders could be tapping into.

Manufactured homes are arguably best poised to address those needs, because of the two great federal laws, that if fully implemented could open the floodgates for manufactured housing and millions of Americans. To achieve our industry’s amazing potential, more should realize that President Trump, with a GOP House and Senate, could give our industry the brightest period it has ever achieved.

Please skip something else this evening, and make the time to watch the video above. Then kindly share this post and these videos with others. FYI, the video below is quick and industry-focused.

 

President Donald Trump, HUD Secretary Dr. Ben Carson, Private-Public Partnerships to Solve Affordable Housing Crisis

Once informed, vote wisely in the midterms. Give the 45th President of the United States (POTUS) the support he needs in Congress to make America and our manufactured home industry great again.  He’s promised to enforce the law.  Let’s give him the Congress he needs, and then do as the NFIB and others have, ask him to fully enforce our industry’s two great laws.

ManufacturedHmeIndustryAchieveGreatPotentialAddressingResolvingCauseCorePerceptionIssuesLATonyKovachQuotePresentationPhoto

That’s “News Through the Lens of Manufactured Homes, and Factory-Built Housing,” © where “We Provide, You Decide.” ©  ## (News, analysis, flashback, and commentary.)

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LATonyKovachMHanufacturedHomeLivingNewsManufacturedHousingProNewsConsultantIndustryExpertBy L.A. “Tony” Kovach – for MHProNews.com.

Tony is the multiple award-winning managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

Office 863-213-4090 |Connect on LinkedIn:
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Related References:

Danny Glover, Presidents Barack Obama & Donald Trump, Promises Kept, and Affordable Manufactured Housing

President Donald J. Trump Visit to Manufactured Home Community, Video, Hurricane Florence Update

“Shadows of Liberty” Movie Introduction, Affordable Housing, and You

Duggan “Little” Regulations Can Cause “Big” Problems for Small Businesses

October 4th, 2018 Comments off


DiugganLittleRegulatoinsCanCauseBigProblemsForSmallBusinessDailyBusinessNewsMHProNewsNFIB

It’s not new.  But it is an important point, one that the Manufactured Housing Association for Regulatory Reform (MHARR) has made for decades.

 

This time, it is the National Federation of Independent Business (NFIB) President Juanita Duggan who has said that “little” regulations can cause “big” problems for small businesses.

JuanitaDugganPresidentCEONationalFederationIndependentBusinessNFIBpostedDailyBusinessNewsMHProNewsIn a release to the Daily Business News on MHProNews, Duggan said, “I’ve heard consistently that business is booming, and that’s often followed up with something along the lines of, “every little thing that comes out of Washington is a problem,”” said the NFIB statement.

Manufactured home industry pros have several points they should keep in mind, especially with the midterms just 32½ days away.

  • MHARR has pointed out that the problems with HUD have historically been not just the bureaucracy, but also the contractor that HUD has used for years.
  • When NFIB, which reportedly has hundreds of manufactured housing firms as members, talks about small business impact, that has a direct and indirect impact on manufactured housing sellers, communities, producers, lenders, suppliers and others. Small to mid-sized businesses employ more Americans than large firms. Translated, the workers and shop owners who can be manufactured home customers are often tied to small businesses.
  • Per the Huffington Post in 2011, “large businesses only employ about 38 percent of the private sector workforce while small businesses employ 53 percent of the workforce.”
  • A more recent report in April 2017 by NYSSCPA slices that into small, medium and large businesses, this way. “At this point, 39.2 percentwere employed at either a large or very large company, while 26.5 percent worked at mid-sized companies and 34.3 percent worked at small companies.”

NAMCostForComplianceDailyBusinessNewsMHProNews

 

NFIB on WOTUS Rule

The NFIB blasted the Obama-era Waters of the United States (WOTUS) rule, which dramatically and harmfully impacted small businesses.  NFIB sued, and won, but a judge reversed that ruling for almost 2 dozen states.

ManufacturedHousingAssocRegulatoryReformJOINMHARRbani-200x200

Click here or on the graphic above to learn more, which is not connected to this report.

The [President Trump] executive order provided some relief for small business owners until a federal judge issued a ruling recently that put the onerous Rule back in place for 22 states. In response, we are asking a federal district court to block the Rule throughout the entire country—to bring relief for our members nationwide,” said NFIB.

The good news is that not everything coming out of D.C. these days is a problem for small business,” said NFIB, which touted their support on Capital Hill for tax cuts. “Following our instrumental role that led to the inclusion of the small business pass-through deduction in the Tax Cuts and Jobs Act, feedback from members has been enormously positive.  Small businesses are realizing true savings and are investing that money back into their businesses through hiring, pay increases, and job training. They’re investing back into their community through equipment purchases and expansion.”

While the overall economy is “roaring” in the view of many economists and experts, manufactured housing is still operating at historic lows. As a special report planned for tomorrow will reveal, the Manufactured Housing Institute (MHI) in a recent message to members is apparently pushing for a bill that is arguably contrary to the interests of independents.  As one source at their recent meeting said, “MHI’s [SVP] Lesli Gooch took time to explain to members some of their latest positions.  But when their policies are closely examined, they routinely benefit their largest members, and harm their smaller businesses in the industry.”

NFIB is pushing for pro-business conservatives in the upcoming midterms, so that the momentum since the 2016 election is continued. It should be noted that NFIB encourages members in specialized fields, like manufactured housing, to join forces with an association that is industry specific, such as MHARR.

Record Shattered on SBO, Yields Growth, Profits, More Says Juanita Duggan’s Group

That’s this evening’s “News through the lens of manufactured homes, and factory-built housing,” © where “We Provide, You Decide.” © (News, analysis, and commentary.)

NOTICE: You can join the scores who follow us on Twitter at this link. You can get our ‘read-hot’ industry-leading emailed headline news updates, at this link here.

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Related Reports:

Manufactured Home Production Rises Again in August, 2018 HUD Code Data

FHFA Requests Input on Proposed Modifications to GSEs’ “Duty to Serve Underserved Markets” Plans

FHFA Requests Input on Proposed Modifications to GSEs’ “Duty to Serve Underserved Markets” Plans

October 4th, 2018 Comments off

 FederalHousingFinancingAgencyLogoFHFADutyToServeRequestCommentsLogoDailyBusinessNEwsMHPronews

While the Manufactured Housing Institute is apparently taking contributions from the Government Sponsored Enterprises (GSEs) of Fannie Mae and Freddie Mac for doing toe-in-the water lending on manufactured homes, the Manufactured Housing Association for Regulatory Reform (MHARR) has been pushing numerous buttons and doors in Washington, D.C.

 

Their goal?

To get more lending on manufactured homes.  That would thereby reduce the industry’s dependence on Berkshire Hathaway brand financing.

In a statement to the Daily Business News on MHProNews, the D.C. based trade group for independent producers of HUD Code manufactured homes said as follows. “As industry members are aware, MHARR has been pressing FHFA, Fannie Mae, Freddie Mac, Congress and the Administration to provide for market-significant levels of secondary market and securitization support, by the Government Sponsored Enterprises (GSEs) under DTS, for the personal property or “chattel” loans which comprise 80% or more of the purchase-money consumer financing for HUD Code manufactured homes.”

The nation’s credit unions have also blasted at the GSEs implementation of the Duty to Serve, or DTS. ICYMI, or for a refresher, see the linked report below.

Loan Zone Manufactured Home Buyers, Sellers – CU Insight on Fannie, Freddie and Duty to Serve Manufactured Housing Industry

MHARR plans to carefully analyze these proposed DTS plan modifications, and will submit appropriate comments to FHFA.  They encourage industry members to do likewise.

Comments on the proposed modifications must be submitted to FHFA no later than November 2, 2018.

MHARR, FHFA and another tip-source all provided the following to MHProNews.

 

FHFA, Requests Input, Proposed Modifications, GSEs’ “Duty to Serve Underserved Markets”, Plans for Manufactured Home Lending, Manufactured Housing Assoc Regulatory Reform, MHARR,

Duty to Serve Update: FHFA Requests Public Input on Fannie Mae and Freddie Mac’s Proposed Duty to Serve Plan Modifications

Greetings:

Today the Federal Housing Finance Agency is requesting public input as part of the Agency’s consideration of proposed modifications to Fannie Mae and Freddie Mac’s (the Enterprises) 2018-2020 Underserved Markets Plans (Plans) under the Duty to Serve program.  FHFA has determined that public input would be helpful in considering four of Fannie Mae’s twenty-two proposed modifications that would each make a substantial change to the content of its Plan.  Freddie Mac has submitted one modification that FHFA considers to be a modest correction and, as a result, FHFA is not seeking public input on this proposal.

FHFA intends to issue Non-Objections to the Enterprises, where appropriate, for proposed modifications by December 2018.  Upon the issuance of a Non-Objection, FHFA intends to publish the following documents on FHFA’s public website:

  • The modified Plan(s) the Enterprises submitted that received a Non-Objection from FHFA;
  • Redlined versions of the portions of the modified Plans containing all modifications, including technical edits;
  • All of the Enterprises’ completed “Plan Modification Request” templates (twenty-two from Fannie Mae and one from Freddie Mac).  These documents will be published to provide the public with insight into the reasons the Enterprises’ changed their Plans.

FHFA is issuing this Request for Input on its dedicated webpage, FHFA.gov/DTS through November 2, 2018.

For more information and program updates, visit FHFA.gov/DTS.

###

MHARR Exposes GSES’ Failure On Chattel Financing Before Congress

 

As recently as last week, MHARR provided the report linked above, which contains their testimony to Congress protesting the FHFA’s handling of the GSEs and DTS.

ManufacturedHousingAssocRegulatoryReformMHARRMarkWeissDTSFHFA-GSEsGoingtoLargestBusinessesCorpAffiliatesDailyBusinessNewsMHProNews

Collage by MHProNews.

It is one of a series of moves with Congress and others, designed to bring about more lending for manufactured home retailers, and communities, and thus supporting their member-manufacturers.

Readers are reminded of the drama last week with the FHFA’s own sexual improprieties fracas.  See that under the related reports, linked further below.  ## (News, analysis, and commentary.)

NOTICE: You can join the scores who follow us on Twitter at this link. You can get our ‘read-hot’ industry-leading emailed headline news updates, at this link here.

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SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

Related Reports:

 

Mel Watt – FHFA and MH Connected Hearing Today to Feature Sexual Misconduct Allegations

 

FHFA Hearing Before Congress Raises GSEs’ Failure on Manufactured Home Chattel Financing

 

“Waste, Fraud, and Abuse” – FHFA, GSE Federal Oversight Announcement

Duty To Serve, “Complete Waste of Time” per Tim Williams, CEO/21st Mortgage; POTUS Trump, Warren Buffett Insight$

MHI Lender Shakes Up DTS and MLO Rule Discussions

Manufactured Home Production Rises Again in August, 2018 HUD Code Data

October 3rd, 2018 Comments off

ManufacturedHomeProductionRisesAgainAugust2018HUDCodeData600

The manufactured home reason has cause to feel good about a steady growth in production, while simultaneously feeling a level of anguish that sales are not far higher.

 

The latest data from the Manufactured Housing Association for Regulatory Reform (MHARR), and their statement, tends toward the former.  It is an understandable position.

At the same time, when one looks at the dramatic difference between the cost of a single family stick built’ house, and HUD Code manufactured homes, isn’t it obvious that the sales of manufactured should be far higher?

 

Fresh Facts, Figures, Future of Affordable Housing -Comparisons- Conventional Site-Built v Mobile/Manufactured Home Industry Data

 

Indeed, Mark Weiss, J.D. – President and CEO of the Manufactured Housing Association for Regulatory Reform (MHARR) – directly pointed to one of those issues that keeps manufactured homes at what is arguably artificially low levels. ICYMI, or want a refresher, see Weiss’ comments in the new article linked below.

 

Rumble over Anti-MH Law-State Association, Manufactured Housing Institute (MHI), Clayton Homes, and MHARR

 

Those points noted, let’s dive into MHARR’s just released statement to the Daily Business News on MHProNews.  It can be read on their site, at the link below, or continue reading here on MHProNews.

Strong HUD Code Production Growth in August 2018

FOR IMMEDIATE RELEASE                                                                   Contact: MHARR

                                                                                                                                   (202) 783-4087

Strong HUD Code Manufactured Home
Production Growth in August 2018

Washington, D.C., October 3, 2018 – The Manufactured Housing Association for Regulatory Reform (MHARR) reports that according to official statistics compiled on behalf of the U.S. Department of Housing and Urban Development (HUD), strong year-over-year manufactured housing industry production growth continued in August 2018. Just-released statistics indicate that HUD Code manufacturers produced 9,157 homes in August 2018, an 8.6% increase over the 8,434 HUD Code homes produced during August 2017. Cumulative industry production for 2018 now totals 66,688 homes, a 9.6% increase over the 60,839 HUD Code homes produced over the same period in 2017.

A further analysis of the official industry statistics shows that the top ten shipment states from the beginning of the industry production rebound in August 2011 through August 2018  — with cumulative, monthly, current year (2018) and prior year (2017) shipments per category as indicated — are:

 

MHARRAugust2018ManufacturedHousingProductionReportTop10StatesDailyBusinessNewsMHProNews

Please note: There was a minor error in the September 10, 2018 MHARR Production Report.  Cumulative production for 2017 through the end of July 2017, should have been stated as 52,405 instead of 52,305, and the cumulative production increase percentage should therefore have been 9.8% instead of 10.0%.  Please correct your records accordingly.

The Manufactured Housing Association for Regulatory Reform is a Washington, D.C.-based national trade association representing the views and interests of independent producers of federally-regulated manufactured housing.

— 30 –

 

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SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

Related Reports:

Double-Digit HUD Code Manufactured Home Production Growth In July 2018, MHARR

Manufactured Homes Could Help Solve the Affordable Housing Crisis, So, Why Aren’t More Manufactured Homes Being Sold?