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MHI CEO Dick Jennison’s Pledge – 500,000 New Manufactured Home Shipments

January 24th, 2019 Comments off

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Why not half-a-million [new manufactured home shipments]?
We can get there.” –

     Richard ‘Dick’ Jennison, President and CEO of the Manufactured Housing Institute (MHI),
Assurance made while addressing attendees of prior Louisville Manufactured Housing Show. Recorded on video by MHProNews.

 

The key question, then, for the industry, its representatives and its consumers, is why is the HUD Code industry — both over the longer-term and currently – not doing better?  In a climate of significant economic growth, job creation (with unemployment at an 18-year low) and wage growth (with an average hourly wage of $22.95 per hour, an all-time high) on the one hand, and increasingly unaffordable prices and interest rates for other types of homes and other types of consumer home loans on the other – and with HUD Code manufacturers today producing their best homes ever at the most affordable prices ever (both inherently and relative to other types of housing) – why is the industry not producing and selling hundreds-of-thousands of homes each and every year?

 – Mark Weiss, JD, President and CEO of the Manufactured Housing Association for Regulatory Reform (MHARR),
in his latest MHARR Issues and Perspectives, entitled “The Illusion of Motion Versus Real-World Challenges.”

 

 

Imagine for a few moments a casual outside observer who is mildly aware of the U.S. affordable housing crisis. Picture that observer reading those two quoted comments. They might believe that the presidents of each national manufactured housing trade association both believe that half a million – or perhaps more – new HUD Code manufactured home shipments is achievable.

Indeed Jennison and Weiss both have said so publicly.

The question should then logically turn to the last phrase uttered by Weiss. Given a robust economy, and several other cited factors, why isn’t manufactured housing already doing 500,000 or more new home shipments annually? Why is the industry only hoping to hit a mere 100,000 in 2018’s final tally?

Weiss’ query is a variation of the valid question that the Urban Institute posed as their headline last year.

Here’s how the Urban Institute’s four experienced researchers phrased it, “Manufactured homes could ease the affordable housing crisis. So why are so few being made?”

Three different nonprofit organizations. ‘Leaders’ from all three have publicly said, there should be more sales.

So what’s going wrong?

Weiss seeks to answer that question in his thesis behind the “illusion of motion” theme.

Motion – or, more accurately, activity – in and of itself, is not necessarily synonymous with, or equivalent to, real progress, or, in fact, any progress at all,” stated Weiss.

Recent reports emerging from elsewhere within the universe of organizations representing the manufactured housing industry paint a uniformly rosy picture of almost non-stop engagement, dialogue, meetings, conferences, photo-opportunities (presumably to prove the reality of the supposed engagement, dialogue, meetings and conferences) and other related confabs, particularly at the national level,” wrote Weiss.

 

At almost the same time as Weiss’ analysis and commentary were being published by MHARR at this link here, the Manufactured Housing Institute (MHI) was sending out their latest emailed ‘news and updates.’ The MHI item opened with a photo of MHI Executive Vice President (EVP), Lesli Gooch, another MHI Member, and the newly appointed head of the Bureau of Consumer Financial Protection. It featured this picture, shown below.

 

CodyPierceMHIFinancialServicesDivisionCFPBBureauofConsumerFinancialProtectionKathleenKraingerLesliGoochMHIEVPGovtAffairsChiefLobbyistMHProNews

Are years of these head and shoulder photos with some public official literal head fakes? As the old Wendy’s commercial asked, “where is the beefWhere are the measurable results? 

 

MHARR also sent out a email yesterday with their comments, which appeared on MHProNews, at this link here.

Meanwhile, where on the MHI website does MHI’s photo opportunity and latest missive from 1.23.2019 appear?

At least according to a search of the MHI website, using the MHI search tool, nowhere. See the screen capture a day after their email was sent, shown below.

 

MHIMetwithNewCFPBDirectorDailyBuisnessNewsMHProNewsManufacturedHousingIndustryDailyBusinessNewMHProNews

 

 

“Feel Good,” and the “Illusion of Motion”

Why doesn’t MHI’s own ‘feel good,’ ‘all is progressing well’ mantra appear on MHI’s own website? Given that MHARR wants their thoughts to appear as widely as possible, and gives the rights to reproduce it with their emails, why by contrast does MHI restrict that right to reproduce their messages to only those who parrot their Arlington, VA based trade group’s party line?

 

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Why does MHI themselves fail to show their own narrative publicly on their own website? Do they not want their words to be later referenced, and thus create a measure of accountability for having said them?

These are the types of reasonable questions that award-winning investigative reporter Sharyl Attkisson style suggests should be asked, as one debunks ‘real news’ from ‘fake news.’

Attkisson says, follow the evidence, and follow the money. That’s reminiscent of what MHI award-winner Marty Lavin, JD said, who has added, ‘pay more attention to what people do that what they say.’ Meaning, do the words spoken later line up with the deeds of those who said them?

Four years have elapsed since Richard the ‘Dick’ Jennison said 500,000 new home shipments could be achieved. Why then is the manufactured housing industry still mired at roughly 100,000 new HUD Code manufactured home (MH) shipments? Who is accountable for that self-evident post-production failure?

Which firms – does low new factory-built home production help? Who does low new MH production harm?

Thayer_Long_outgoing_MHI_Executive_Directo photo credit_MHProNews

Thayer Long, former MHI President.

It should be noted that about 4 years have gone by since MHI mysteriously removed their previous blanket permission to MHProNews to republish anything MHI emailed or otherwise produced. That practice of MHProNews republishing MHI content was initiated by former MHI President, Thayer Long.

For a time, during both Long’s and Jennison’s tenures, MHI paid MHProNews to promote their events, and share their information.

What happened since then? Where is the logic of hiding or restricting MHI content? What is there to hide in MHI ‘news and updates’ or ‘housing alerts’ when they are emailed out, given that others can forward the content anyway?

Perhaps related is this. Why does MHI hire an outside law firm – the same law firm with an office in former MHI Chairman Nathan Smith’s hometown that their general counsel Rick Robinson comes from before joining MHI – to threaten in writing MHProNews for reproducing for fact-checking purposes MHI’s logo and other materials? Doesn’t that outside attorney know about the broad right of news media to reproduce for fact-checks and analysis granted by the Federal Trade Commission (FTC) and the courts? Don’t Graydon attorneys watch CNN, MSNBC, or Fox News all showing each other’s news clips and logos?

 

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Which begs this question. Why did MHI even bother with their arguably faux threat from lawyers? Which, by the way, is only one in a series of such threats over the course of several years from attorneys acting purportedly on behalf of MHI. Note that those threats from attorneys aimed at this trade media began while MHProNews’ parent company was still a member of that Arlington, VA based trade group.

While MHProNews was still a member of MHI, during an analysis of MHI claims, this publication juxtaposed MHI’s former VP Jason Boehlert’s own words, with that of the promises being made by Jennison. Or contrasted Boehlert’s written quote with then MHI Chairman Tim Williams, President and CEO of Berkshire Hathaway (Omaha, NE) owned 21st Mortgage Corp (Knoxville, TN metro, near Berkshire owned Clayton Homes).

Isn’t it reasonable to see if MHI’s VP and chairman are being consistent?

Isn’t it equally reasonable to see if Berkshire Chairman Warren Buffett and Tim Williams are consistent?

In fact, they were inconsistent on Preserving Access. But perhaps the most famous inconsistency – at least to this sustainable pro-growth publication’s better informed readers – is documented at this link here.

 

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Warren Buffett publicly supported the opposite of what Tim Williams did in this slide. Notice. One may or may not agree with 21st Mortgage CEO and prior MHI Chairman Tim Williams’ presentation, from which the slide above was taken with permission, while still questioning how it came to be that Williams was being intellectually at odds with Berkshire Hathaway Chairman, Warren Buffett. To see all of William’s informative slides, click the graphic above. http://www.MHProNews.com/industry-news/industry-in-focus/is-tim-williams-21st-mortgage-ceo-mhi-chair-at-odds-with-berkshire-hathaway-chairman-warren-buffett

TimWilliamsCreditLinkedIn21stMortCorpCEOManufacturedHousingIndustryMHIChairmanWarrenBuffettBerkshireHathawayChairman

Warren Buffett, right, credit Wikipedia. Tim Williams, right, credit, LinkedIn. Collage credit, MHProNews. 

 

MHI’s president Jennison – during the same talk spotlighted in the opening quotation above promised the industry the passage of the Preserving Access to Manufactured Housing Act. Jennison promised that passage, while he knew he was being video taped by MHProNews.

Oddly, Jason Boehlert said differently. To be polite for the moment, they were inconsistent.

 

 

The Daily Business News on MHProNews later publicized those inconsistencies.

2015 was the last year that MHProNews was ‘allowed’ to host the educational events at Louisville. Praised for years by Midwest Manufactured Housing Federation (MMHF) leaders, why was MHProNews suddenly cut off?

Is MHARR’s Mark Weiss thesis correct? Is there an illusion of motion being created by MHI and flatterers of theirs in an echo chamber of ‘feel good’ – but nevertheless fake – MHI news?

MarkWeissJDPresidentCEOManufacturedHousingAssocRegulatoryReformDailyBusinessNewsMHProNewsWeiss said, “As President Ronald Reagan famously said, though, “facts are stubborn things.”  And the irrefutable facts that are emerging from behind the veil of “group-think” (defined as “a psychological phenomenon that occurs within a group of people in which the desire for harmony or conformity in the group results in an irrational or dysfunctional decision-making outcome”), unfortunately, show that the happy-talk is just that – talk — a veneer designed to create an “illusion of motion” regarding the critical issues that helped tank industry progress and prosperity a decade ago and continue to needlessly restrain and undermine its recovery, growth and development years later, even as the need for affordable, non-subsidized homeownership reaches new heights every day.”

MHI sent out an email at almost the same time that confirmed the pattern that rival MHARR’s president had just published. How could Weiss have known that? Or is it rather because of years observing a pattern of that same “illusion of motion” activity?

Weiss cites the late President Reagan saying, “facts are stubborn things.”

MHProNews has for some time similarly said, “Facts are nettlesome things.”

 

CheckFactsFollowMoneyJournalistSharylAttkissonFakeNewsMHVilleTakeAwaysDailyBusinessNEwsMHProNews

 

Each point to a parallel reality that MHI award-winner Marty Lavin’s or Sharyl Attkisson’s reasoning point toward. Pay more attention to what people do than to what they say, plus ‘follow the evidence,’ ‘follow the facts,’ and ‘follow the money.’

Why are there other MH industry trade media – that metaphorically kisses MHI and the Berkshire Hathaway – Clayton Homes – 21st Mortgage asses – while only MHARR or MHProNews consistently follow facts, evidence, and money?

It was an MHI-only member producer last fall that tipped MHProNews about the coming drop-off in new home shipments. Other sources within MHI confirmed it for the Daily Business News on MHProNews. Then, the new manufactured home shipment data – collected by IBTS on behalf of HUD – weeks later confirmed it.

Why didn’t MHI signal what they surely must have known was coming? Instead, the produced more feel good, cheerleading ‘news and updates,’ a pricey video that touted how great they are, and apparently promoted similarly weaponized MHI ‘educational events.’

Meanwhile, part-time MHI apologist and sycophant George F. (F?) Allen gives MHI cover by calling for a “boycott” of MHProNews? Did Allen – and the state association executive he claimed concurred with this call for a boycott – realize that such collusion to rig a market is an element of antitrust law?

 

BoycottAntiTrustLawDailyBusinessNewsMHProNEwsantiTrustGroupBoycottMHProNews

 

Did the apparently pro-MHI senders of thinly-veiled threats sent by U.S. Mail to MHProNews which used the hashtag #NettlesomeThings realize that such a misuse of the U.S. Mail can be a predicate crime in a federal RICO case?

 

RICO-RacketeringINfluencedCorruptOrganizationsMailWireFraudDailyBusinessNewsMHProNews

 

 

Follow the Facts, Money, Evidence, and Reason

There are only a few logical possibilities. Let’s examine them, starting in the light of new home production data, that both MHI’s president and MHARR’s president have publicly suggested could be 500,000 shipments – or more.

First, recall that in the early 1990s, HUD Code manufactured home shipments were rapidly able to ramp up. They doubled in a roughly 3 year period. So there is no technical reason why that it can’t be done again.

 

ManufacturedHomeMHShipments1990-2017DailybusinessNewsManufacturedHousingMHProNews600

Manufactured Home Production Decline Accelerates in November 2018

 

 

The story of Rollohome likewise reflects an ability to go from zero to 60,000 new homes shipped by a single production center in only a 2-year period, from startup.

In fact, given the hundreds of billions of dollars flowing into the U.S. from the repatriation provisions of the 2017 tax cuts, there is ample sources of capital to expand.

 

$500billionHalfTrilliondollarsRepatriations2018RepatriatedFromTaxCuts2017DailyBusinessNewsMHProNews

 

Legacy Housing’s recent successful IPO likewise reflects the reality that capital can be attracted into the manufactured housing production and retail sectors.

So there is capital available.

There is also strong demand for affordable housing. As MHProNews has often since referenced, but is oddly missing from the MHI website, the National Association of Realtors (NAR) – among numerous third party organizations in 2018 – said that manufactured housing quality is high, as MHARR’s Weiss has said. NAR also noted the need and logical “case” for using more manufactured homes.

Why are such details missing from MHI’s website? Why do they posture activities – the “illusion of motion” – which year-after-year yields little-to-no discernible improvement?

This “good news” [from MHI and their toadies] all the time meme, in turn, is replicated, repeated and touted by those who, for whatever reason, have determined that it is to their advantage to do so. Indeed, an entire new publication has appeared with the apparent mission of wet-nursing this meme. Meanwhile, others touting and promoting the new meme, urge industry-wide “boycotts” – the intellectual equivalent of book-burning — of anyone who dares question the legitimacy of the meme, or the possible motives of some of its proponents,” said Weiss on 1.23.2019.

As MHI/NCC member Frank Rolfe observed – before he was apparently pressured or politely nudged into silence – if it is good news, MHI won’t react to. If it is bad news, MHI won’t react to that either. Here’s how Rolfe says it, misusing the lingo, but is nevertheless arguably correct.

 

 

Since then, MHVillage’s co-President Darren Krolewski, launched the publication that Weiss is apparently referencing. That publication features George F (F?) Allen, among other MHI cheerleaders. The ‘big boy’ and “MH Insider” companies – or perhaps those caught up in the “illusion of motion” – have their ads in it.

But what’s missing are readers in anything like the numbers found here on MHProNews. The proof was suggested at Louisville or Tunica last year, as the photo below attests.

 

MHInsiderManufacturedHousingINdustryDailyBusinessNewsMHProNews

George F (F?) Allen is one of the contributors to the MHInsider. Really? The photo above is from the last day of the Tunica Show, and the other racks looked the same.

 

There are independents who no doubt buy into the MHIillusion of motionBS.

But there are also those who know stink when they smell it.  That’s why some MHI insiders are sources for MHProNews. It must be noted that several state associations are weaponized, but 2 others broke away rejecting MHI’s failed leadership. Other state executives are among our quiet sources, while others as Allen made clear, are all-in on the Omaha-Knoxville-Arlington axis, for whatever reasons.

What is MHI’s response to such claims? Silence, or rather, a call for a boycott by their stooge F (F?) Allen. A boycott of whom and why? Obviously of those who like MHARR or this trade media dare state what years of evidence has made obvious to those who have the courage to speak truth to the powers that be.

 

There are only a few logical possibilities.

The new HUD Code manufactured home shipment numbers are what they are. The ‘Dick’ Jennison, who is paid bonuses per MHI’s form 990 (bonuses for achieving what?) can’t walk back what he said on stage 4 years ago in a video recorded statement made in front of dozens of industry professionals.

We are publicly holding the powers that be and their puppets accountable.

So, here’s what common sense should tell an objective thinker.

 

  • What we at MHProNews have come to call the Omaha-Knoxville-Arlington axis and their allies either — a) know how to grow the industry’s new home shipment levels, b) or they don’t know, or c) something in between a) and b).
  • If that axis knows how to grow results, why are the results demonstrably lacking? Isn’t the ultimate measurement found in new HUD Code manufactured home shipment and production reports?
  • If that Omaha-Knoxville-Arlington axis and their allies don’t know how to grow results, why do they keep posturing their expertise?
  • Or are Clayton and the Berkshire brands in MHVille with select allies waiting to unveil and consistently proclaim and defend the truth of modern manufactured homes, at a point in time of their own choosing? Perhaps when the axis doesn’t think they can’t consolidate more of the industry into their strategic/economic Moat?

 

As the years tick by, the “illusion of motion” when compared to the data reflects the concerns MHARR and MHProNews have uniquely spotlighted. All others are logically duped by the deception, or are perhaps afraid to challenge the deceivers, or have not yet awakened to the reality.

What we know with certainty is this. From organizations large to small, friends and foes of the axis, plus those in the middle, are all readers here on MHProNews.

The most common words shared are what MHI/NCC member Bryan Gallagher said in an on-the-record recent statement, linked here, “Thanks for your [MHProNews] efforts on behalf of the [manufactured home] industry.”

 

 

A Man Has to Know

Clint Eastwood’s character Dirty Harry famously said in a movie, “A man has to know his own limitations.” So true.

This writer acknowledged on several occasions having been partially oblivious to what Weiss aptly calls, “the Illusion of Motion.” Magic tricks seem to work, but only until the trick – the method behind the illusion – is revealed. The same is true for confidence or “con man” schemes, which if they seek to defraud another, are a possible crime.

Paraphrasing the brilliant author, G.K. Chesterton, what’s worth doing, is worth doing badly, until it is done well. Gilbert Keith (G.K. Chesterton) also said that the perfect is sometimes the enemy of the good.

YouMHProNewsSeemToHaveConceptualIQThatIsMoreImportantThanSpellingAbilityQuote

Many of these quotes are from MHI insiders.

We frankly acknowledge that we are far from perfect in our editing here, but are grateful for the MHI only members’ observation in the quote at the left. Especially so in the light of Chesterton’s points. FMHA’s Jim Ayotte observed that one can only act based upon information that is known at the time.

We juggle many balls for ethical, sustainable growth-focused clients, plus publish more daily news than anyone in our industry’s history. We strive to accurately convey reality. In response to that, MHI removed this publication’s parent operation from their membership. More recently, MHI allied MHVillage launched MHInsider. Interesting?

MHI and the Omaha-Knoxville-Arlington axis and their allies have built an echo chamber that parrot their latest talking points. It apparently doesn’t matter if it is consistent, contradictory or not. Which explains why MHI hides the own records of their own emailed statements. Otherwise some motivated truth seeker could do more easily what has been done herein by saving and researching their actions, inactions, and patterns of behavior. Where did their leadership take MHVille? M

To 100,000 (+/-) new home shipments vs. the 500,000 that the Dick Jennison pledged on stage at Louisville 4 years ago.

From a lay person’s view of the law, one might think that MHI is potentially guilty of a ‘deceptive trade practices.’ MHI promoted and promised one thing, while apparently either failing or actively doing another.

Low levels of production debatably foster the consolidation of the industry’s independents into ever fewer hands, and at discounted prices. Because if sales levels were higher, business values would be worth more.

Keep in mind, there are several federal investigators on various aspects of these matters. MHProNews knows this independent of the Seattle Times, or the local Knoxville news video posted below.

 

 

 

Metaphorically Taking the 5th

There are reasons why the Omaha-Knoxville-Arlington axis and their allies won’t directly explain or publicly debate these concerns raised by MHARR or MHProNews. Instead, their surrogates try to kill or silence the messengers, as the call for a boycott and related market rigging reflects.

Clayton et al have been slowly consolidating the industry into their own hands and into those of allied companies. That includes buying out MHARR members, and also apparently pressuring MHProNews advertisers into no longer advertising, though our sponsors routinely said they were happy with the results.

But Legacy Housing demonstrated that it’s safe and pays to support this pro-growth trade media.

 

CaseyMackLegacyHousingManufacturedTinyHomesKudosMHProNews

 

The truth becomes evident, once the patterns of action and the evidence is carefully examined. The need for a new post-production association is but one step in the path towards resolving the arguably artificial causes of our industry’s malaise.

At Louisville, get ready to be an industry citizen journalist. More on that just before the Louisville Show opens.

 

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Watch for it, get ready to question the MHI staff, or others in the Omaha-Knoxville-Arlington axis. Sign up for the industry’s most read publication’s headline news emails, to the bottom right, below. Understanding is where the cure for what ails MHVille begins, and next steps are already quietly underway.  Watch for significant developments, already on our radar, to be reported in the days ahead.  “We Provide, You Decide.” © ## (News, commentary, and analysis.)

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Tony is the multiple award-winning managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

Office 863-213-4090 |Connect on LinkedIn:
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Related References:

The text/image boxes below are linked to other reports, which an be accessed by clicking on them.

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“THE ILLUSION OF MOTION VERSUS REAL-WORLD CHALLENGES” – Spotlighted by Manufactured Home Industry Leader

 

 

 

 

 

 

 

 

“THE ILLUSION OF MOTION VERSUS REAL-WORLD CHALLENGES” – Spotlighted by Manufactured Home Industry Leader

January 23rd, 2019 Comments off

 

IllusionMotionVsRealWorldChallengesSpotlightedByManufacturedHomeIndustryLeaderMHARRDailyBusinessNewsMHProNews

Motion – or, more accurately, activity – in and of itself, is not necessarily synonymous with, or equivalent to, real progress, or, in fact, any progress at all…”

 

“…Recent reports emerging from elsewhere within the universe of organizations representing the manufactured housing industry paint a uniformly rosy picture of almost non-stop engagement, dialogue, meetings, conferences, photo-opportunities (presumably to prove the reality of the supposed engagement, dialogue, meetings and conferences) and other related confabs, particularly at the national level.

This “good news” all the time meme, in turn, is replicated, repeated and touted by those who, for whatever reason, have determined that it is to their advantage to do so. Indeed, an entire new publication has appeared with the apparent mission of wet-nursing this meme.

Meanwhile, others touting and promoting the new meme, urge industry-wide “boycotts” – the intellectual equivalent of book-burning — of anyone who dares question the legitimacy of the meme, or the possible motives of some of its proponents...”

See the entire commentary and analysis, at this link here.  “We Provide, You Decide.” © ## (News, analysis, and commentary.)

 

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Manufactured Housing Institute’s Three Stooges? SECO ‘Leaders’ George F. Allen, Spencer Roane, Tom Lackey and ‘Rent to Own’ Scams?

 

“The Illusion of Motion Versus Real-World Challenges”

 

 

 

 

 

Manufactured Home Industry Groups Fighting Hard, Meanwhile, a Man Died

January 18th, 2019 Comments off

 

EdSperawDMHOAManufacturedHomeIndustryGroupsFightingHardMeanwhileManDiedDailyBusinessNewsMHProNews

We as an independent manufactured home producer’s association have often worked successfully with resident groups, on issues of mutual interest. We don’t deal with community related issues directly. I believe that people of good will may agree or disagree on details, and still have mutual respect. Let me express my sincere condolences to those touched by the loss of Ed Speraw.” – Mark Weiss, JD, President and CEO of the Manufactured Housing Association for Regulatory Reform.

 

It goes without saying among numbers of manufactured home community (MHC) owners and managers, that activist resident groups are often viewed dimly. Resident activists routinely return that perspective.

That’s a recipe for years of more acrimonious relationships.

Recently, Ed Speraw – the former President of the Delaware Manufactured Home Owners Association (DMHOA) – died.

The Daily Business News on MHProNews pondered how the word of that passage of Speraw from this life might best be handled.

We reached out for comments from resident group leaders and manufactured home industry leaders. We obtained two, one a professional – above, another from a friend of the deceased.

Those and more are available via the linked text/image box posted, below.  It explores areas of agreement, and disagreement, and where common ground may be found.

 

Ed Speraw, Manufactured Home Owner “Hero”, dies at 81

 

Teachable Moment?

Editorially, MHProNews management hopes that this might be a conversation starter. The report above will certainly cause some to react or think.

The industry’s leadership on the MHI/NCC side has sadly failed to bridge the gap with resident groups. There is arguably little-to-no trust.

Monopolistic practices arguably hurt residents, most small-to-mid sized businesses, and the new home sales levels of our industry.  That’s one of several possible foundations for mutual advocacy efforts.  Further, there are thousands of independently owned manufactured home communities where residents and management get along just fine.  This writer has seen that first hand, in communities from border to border.

While some keep spinning the pipe dream that pretty pictures or slick videos will solve what has ailed new manufactured home sales, years of fact-checks, new home shipment tallies, and following-the-money prove otherwise.  Part of the challenge is ‘resident relations.’  When residents have to sue, for example, the MHI chairman, that’s not cause for enthusiastic trust.

How many other industries have such a significantly acrimonious relationship with a significant percentage of their product owners?  While customers do sue other product makers, or may protest something, those other industries are already thriving. No so, manufactured housing.

Education is needed all around. It’s arguably overdue to break through thin egg shells. Instead of living in disconnecting white silos, by cracking shells, why not mix it up, and enjoy some omelets?

 

RestInPeaceObituaryManufacturedHousingIndustryDailyBusinessNewsMHproNews

 

MHProNews extends it’s sincere condolences to those touched by the loss of Ed Speraw, may he rest in peace. “We Provide, You Decide.” © ## (News, commentary, and analysis.)

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Tony is the multiple award-winning managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

Office 863-213-4090 |Connect on LinkedIn:
http://www.linkedin.com/in/latonykovach

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Nathan Smith, From Mobile Home Resident to SSK Communities Owner and President Barack Obama Connection

Bridging Gap$, Affordable Housing Solution Yields Higher Pay, More Wealth, But Corrupt, Rigged Billionaire’s Moat is Barrier

 

 

 

 

 

 

MHARR, ROC USA, Canadian Association Weigh-In On Disney “Trailers” Controversy

December 28th, 2018 Comments off

 

MHARRROCUSAMHPOCanadianAssocWeighInDisneySpringsTrailersControversyDailyBusinessNewsMHProNews

There is a school of thought that the only way to effect change in addressing stereotypes, prejudice, and other forms of misinformation is to push for a change with the appropriate organizations and institutions that misuse a term.

 

Tim Williams, President and CEO of 21st Mortgage Corp and former Manufactured Housing Institute (MHI) Chairman acknowledged that viewpoint in writing to MHProNews in these words.

 

 

It came to the attention of MHProNews recently that nearby Disney in Orlando are using modular units on their Disney Springs property that are inappropriately labeled as “trailers.” To see that full Daily Business News post, see the Related Reports, further below the byline and disclaimers at the end of this post.

MHProNews’ publisher reached out to Disney via two different contact points.  Disney confirmed receipt, but have not yet made a formal reply to the issue, which they said could be expected next week.

Three other industry organizations have directly sounded off on this issue to Disney, copying MHProNews in their message.  What follows will be all three of those respective organization’s messages.

 

 

The View on Disney’s Misuse of the Term ‘Trailer’ from MHARR

The Washington, DC based Manufactured Housing Association for a Regulatory Reform (MHARR) President and CEO, Mark Weiss, JD, sent his own message to Disney.  It was short, and to the point. It reads as follows, between the — lines.  The photo below was added here to identify the writer.

MarkWeissJDPresidentCEOManufacturedHousingAssocRegulatoryReformDailyBusinessNewsMHProNewsDisney Springs Media and Guest Relations:

Tony Kovach at MHProNews, as noted below, is correct, Disney’s use of the term “trailer” in this matter is problematic and offensive to many.  Please consider the corrective steps he suggested.

Thank you.

Mark Weiss

President & CEO

Manufactured Housing Association for Regulatory Reform (MHARR)

1331 Pennsylvania Ave. N.W., Suite 512

Washington, D.C. 20004

Phone: 202/783-4087

Fax: 202/783-4075

Email: MHARRDG@AOL.COM

https://manufacturedhousingassociationregulatoryreform.org

 

MHPO, a Canadian Trade Group Representing Manufactured Home Communities

AlKempExecutiveDirectorMHPOManufacturedHomeParkOwnersBCCanadaDailyBusinessNewsMHProNews

Collage by MHProNews utilizing MHPO images under fair use guidelines.

Hello [Disney],

The link below was drawn to my attention and it demands a response.

By way of introduction, I am the Executive Director of the Manufactured Home Park Owners Alliance of British Columbia (Canada).

Our nearly 400 members provide homes for over 60,000 British Columbia households – seniors, singles, professionals, and young couples embarking on home ownership.

Similar to the USA HUD requirements, all manufactured homes built in Canada are constructed to a federal standard (Z240) that means they are 2×4 or 2×6 construction with strong frames and roofs, full insulation, sheetrock walls – and can accommodate king size beds and jacuzzis!

The terms “trailer” and “trailer parks” are inaccurate and offensive to manufactured home community owners and home owners.  Manufactured homes are seldom moved once they are placed on a site in the community.  Manufactured home residents are a unique breed in that – unlike in a condo or rental apartment building – they generally know all or many of their neighbours, watch out for each other, care for each others’ homes when a neighbour is on vacation, and hold community events such as bingo nights, potluck dinners, etc.

Every community owner and park owner will be quick to tell you that trailers haul beer and cattle; manufactured homes provide an affordable and desirable home ownership alternative.

Many Canadians enjoy travelog to Disneyland and Disneyworld.  Many Canadians live in manufactured homes.  In the interests of maintaining Disney’s positive reputation, please request your organization to remove the “T-word” from all manufactured homes.

I would welcome confirmation from you and would be pleased to report to our members in our magazine that Disney has removed this offensive word from their buildings.

. . . . Al Kemp

info@mhpo.com

250-213-2617

 

 

From New Hampshire, ROC USA Leader Reacts

ROC USA has weighed in on this topic too.  As in the above, the Daily Business News on MHProNews is adding Paul Bradley’s photo, which was not in the original message to Disney. Here’s between the lines is the message today from Paul Bradley, President of ROC USA to Disney.

paul-bradley-jerry-voorhis-memorial-award-2014Dear Disney staff,

What Tony highlights here is a real issue – the stigma associated with factory-built housing, especially HUD-code Manufactured Housing – is inaccurate as well as hurtful to many of your customers.

Case in point:  We highlighted a homeowner in a video last Spring who after touring the viewer around her home, she said (something to this effect):  “We were excited so we sent out invitations for an Open House.  A friend called and said, ‘Why are you having an open house, you only bought a trailer.’”

Take a look, it’s a house and it’s home to her and her family – see video on top left of our homepage at www.rocusa.org.  It just happens to be a Manufactured Home.

We and the 79 co-op leaders at our Leadership Institute were so moved by the video that we decided to put up hard earned cash to tackle stigma through a video competition.  It’s running right now.  We invite Disney to enter!  Please share with your staff.  https://www.noblenotmobile.com/

Thank you very much for your attention to this matter.

Paul Bradley, President,

ROC USA

6 Loudon Road, Suite 501

Concord, NH 03301

 

 

The Word to Disney from MHProNews Publisher

Here between the — lines below is how L.A. ‘Tony’ Kovach, award-winning manufactured home industry veteran and publisher of MHProNews/MHLivingNews addressed Disney.

LATonyKovachMHLivingnewsMHProNewsPHotoDisney Springs Media and Guest Relations,

Let me bring to your attention the issue described in the article posted at the link below.

http://www.mhpronews.com/blogs/daily-business-news/disney-utilizes-inaccurate-prejudicial-terminology-trailer-offensive-to-factory-builders-homeowners/

The article should be self explanatory, but briefly. The term “trailer” here is inaccurate, and in the view of thousands of industry professionals, offensive in this context. While it may be ‘common,’ it is still wrong – as the Rev. Donald Tye, Jr. – a veteran of the civil rights movement – aptly explains in the article linked above.

The term used in this manner is likewise a sore point for millions of mobile and manufactured home owners.

I’m cc’ing a few select industry colleagues in this message, to make them aware of this issue, and to hereby advise them that it is being formally brought to Disney’s attention for correction.  While we don’t speak for those other organizations, my hunch is that they will look at this vexing matter described in the post linked above in a similar way.  A few other business leaders in our industry are also bcc’d.

Please confirm your receipt of this message. Kindly advise me of what remedial steps you plan, and let us know if your comments – which we prefer by email for clarity of thought, accuracy, and ease of transcription – are on or off the record. I’d invite you to “reply all.”

We hope that this instance is merely a case of misinformation or misunderstanding, and that you will take this opportunity to correct the error in an appropriate manner. Either way, we will do a follow up report for our readers, that reflects your reply and hopefully corrective steps. Thank you.

Respectfully,

Tony

L. A. ‘Tony’ Kovach

MHLivingNews.com | MHProNews.com | Office 863-213-4090 |

Connect on LinkedIn:

http://www.linkedin.com/in/latonykovach

+++

Whether you think you can or whether you think you can’t, you’re right. – Henry Ford

 

 

It’s the Holidays, So Far, Not Much from Disney, But More is Promised 

There has been a message to MHProNews from Disney promising a formal reply sometime next week.

There is another trade group that could weigh in next week, we’ll see.  It should be noted that Al Kemp took time away from his Hawaiian vacation to thoughtfully provide the comments above.  That said, Al and his office associate advised our publisher that had Kemp been unavailable, the MHPO would still have provided a comment from another association professional.

Put differently, the MHPO – and the others above – all see this as an important issue.

As industry professionals consider the latest new home shipments, it ought to be clear that terminology impacts stigma, our homeowners and potential consumers. This is frankly the kind of thing that a post-production association, such as the Manufactured Housing Institute (MHI) ought to be dealing with.  But heretofore, despite what Tim Williams said above, MHI has done so only sporadically, if at all.  We’ll plan to reach out and see if  MHI will make an exception, and dive into this Disney issue, or not. Either way, it will be insightful.

This is also the kind of issue that resident home owner groups may also consider taking to heart, because it impacts their residents in a variety of ways.

NothingIsChangedUntilItisChallenged-768x318

MHProNews will encourage those noted above to provide their comments on this Disney controversy. Time will tell if Disney is as senstiveto our home owners and industry as they would be toward other minority groups.  The Daily Business News on MHProNews will update readers as appropriate. “We Provide, You Decide.” © ## (News , analysis, and commentary.)

 

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Related Reports:

You can click on the image/text boxes to learn more about that topic.

Disney Utilizes Inaccurate, Prejudicial Terminology “Trailer” Offensive to Factory-Builders, Homeowners

 

 

 

 

 

 

 

“What Are We, Chopped Liver?” MHI Member December 2018 Reactions

December 11th, 2018 Comments off

 ClaytonHomes21stVanderbiltManufacuturedHousingInstituteFannieMaeLogoChoppedLiver

 

It should be a given that the upper management of Clayton Homes, and their Arlington, VA based Manufactured Housing Institute (MHI) are in favor of their stated agendas.

 

 

ManufacturedHousingInstituteMHINewClassofHomesDailyBusinessNewsMHProNews

Still from MHI Video, logos added by MHProNews.

 

No sooner than MHI released their self-promotion video, than the industry’s new home shipments data – those nettlesome facts below – indicated that for all of MHI’s claims of millions of readers, their own emailed statement yesterday reflects the opposite results of what they’ve claimed.

Here are the claims, and the evidence, according to MHI.

 ManufacturedHousingInstitutelogoMHILogoMHIVideoStillsMillionsofViewsDailyBusinessNewsMHProNews

 

Here below is a screen capture of MHI/National Community Council (NCC) Vice President Jenny Hodge’s email on the latest data, per MHI.

 ManufacturedHousingInstituteMHILogoOctober2018HUDCodeHomeShipmentsDeclineDailyBusinessNewsMHProNews

What MHI’s own data and claims logically prove is that for all their bluster, new HUD Code manufactured shipments measured by the seasonally adjusted shipment rate (SAAR) – as of the above – are flat for 2018.  Even if the manufactured home industry finishes strong in the final quarter, what actual good has MHI’s promotions done so far?  

But there’s more sobering words from MHI members.

 

“What are We, Chopped Liver?”

An MHI member producer, in a long phone call to MHProNews, argued that the so-called MHI led “new class of homes” makes no sense, because it would have been easier to have simply built state-coded modular homes.

Another MHI producer said that “KEVIN CLAYTON” supported this “new class of homes” plan – which in that professional’s view – harms the interests of the majority of current manufactured housing plants. 

That source said, What are we [meaning the balance and majority of HUD Code manufactured housing production], chopped liver? 

 

The Genesis…

Here’s how a MHI-only member producer explained it in a message to the Daily Business News on MHProNews.

Three years ago I took a group from Fannie Mae through a plant to tour to show what we were building… they were blow away… made you feel they don’t get out much to see what we are building… Surely, good would come from this to obtain better financing on our homes for all [of the manufactured home] industry,” said the message to MHProNews’ tip line.

Fast forward to the roll out of the new class of homes financing…This a slap in the face,” said that production veteran, adding “…what are we chopped liver! Our HUD code is not good enough?

Why [a] 5:12 pitched roof? Many, many factories today will not build that when they have back logs of 3 to 6 months.” He added a laundry list of specs between standard HUD Code production, and the specs that Fannie Mae and Freddie Mac want to see in this Clayton/MHI led “new class of homes,” including, “100% drywall… Why? You cannot see that from the street… let the consumer chose that.”

A number of professionals said that this plan was not only developed by Clayton, it obviously could benefit their new conventional housing subdivisions, which that from has been purchasing in recent years.

Warren Buffett has said that they expect to buy more site building opportunities.

Fannie Mae, Clayton, and MHI – to name but three key organizational players – are attempting to move the industry in a direction that arguably contradicts Kevin Clayton’s own statement from a few years ago.  Some may recall Clayton saying that the industry should not to forget those “that brought you to the dance.”

 

WarrenBuffettKevinClaytonClaytonTinyHouseBerkshireAnnualMeetingDailyBUsinessNewsMHProNews

 

But that new class plan is arguably just what the new GSE connected lending does. It ignores the majority of the industry’s products and consumers in favor of a minority. 

Furthermore, the industry’s HUD Code producers have long been able to build entry-level or residential style products. MHLivingNews articles and videos have made that consumer choice option apparent.

As more than one HUD Code builder proves, you can have residential style homes that are less expensive than these new class of homes will be, and they are proven to attract conventional new home buyers. 

manufacturedhomecollage-entrylevelcapecodmultisectionalsinglesectional-creditmanufacturedhomelivingnewsmhlivingnews

There are markets for each of these styles of homes, and consumers ought to have the ability to chose that home based upon their budget, circumstances, and desires. Builders should be allowed to build whatever the want to as well. That said, what this new class of homes does is bend the system in an artificial way, based upon financing that the GSEs were required to provided under HERA 2008 mandated Duty to Serve to Manufactured Housing. Its an apparent manipulation of the system, and sources say that even if this plan is successful, it will harm many for the benefit of a few. But what if this plan is no more successful than Clayton’s iHouse or iHouse 2.0?  Then, not only time and expense are lost, but the reputation of the industry is harmed too.

For example, award-winning retailer Stan Dye said that half of his sales are to people that previously owned a conventional house.  Isn’t that good enough for Clayton, the GSEs, and MHI?

 

 

Logically, given that

      FHFA,

      the National Association of Realtors,

      HUD’s PD&R

      plus other research shows that the millions of current manufactured homes can and do appreciate,

      where is the logic for creating these new and unproven standards?

 

Consider the Track Record… 

Consider the track record Clayton Homes has in such “innovative” product roll-outs. Our sources at Clayton remind readers that the Clayton’s iHouse and the iHouse 2.0 – which were both rolled out with great fanfare, and got significant media attention – both flopped.

Oops.

 

ihouse Clayton Green-Bridge-Farm-i-House-Chevy-Volt-568x378

Ever wonder whatever happened to the Clayton’s iHouse? Not much, so it was quietly dropped, per sources at Clayton. Will this new class of homes be next?  More to the point, will this Clayton-MHI “new class of homes’ harm the value of the current HUD Code manufactured homes in the process?  Photo Green Bridge Farm, the Clayton iHouse is shown with a Chevy Volt, which is also being cancelled by GM. Oops.

 

Thus far, the GSEs are leaving the vast majority of producers and all other HUD Code manufactured homes essentially out. The indications are that this plan purportedly came from Clayton and is obviously being promoted MHI. Why didn’t they back chattel and other lending for millions of proven HUD code standards homes instead? 

Isn’t backing all HUD Code manufactured homes what the Duty to Serve Manufactured Housing part of the law clearly implied? Where in the Housing and Economic Recovery Act (HERA) of 2008 – which gave us the Duty to Serve (DTS) did it say that the GSEs should compel manufactured housing to create entirely different homes before they get lending?

It’s an outrage, which is why that MHI builder said it is “a slap in face.”

 

 

It Gets Worse

This plan, which MHProNews said last year could be a Trojan Horse, is sadly developing in just that fashion. Because sources say that this plan arguably undermines the acceptance – and thus the value – of millions of existing HUD Code homes.

Who says? A parter and association member in a community operation. He’s not alone.

Beyond complaints about the new class and related GSE lending, one source said that when you factor in the additional costs of building to this new class or homes standards that Clayton-MHI are leading, the consumers who buy them are not going to save money, or get lower payments, even with the GSEs lower interest rate.

Recall that in San Antonio last year, in a room with a few dozen MHI members, Tim Williams of 21st said that the Berkshire Hathaway lender’s wants to make sure that the GSEs don’t take only their top tier credit “traunch.”

Well, it seems that this plan currently avoids taking any loans away from 21st or Vanderbilt. So Tim Williams, former MHI Chairman and still 21st President and CEO, will get his wish.

Put differently, this plan if it fails or succeeds, purportedly harms the bulk of would be and existing consumers. It does so to the benefit one major conglomerate that also does site building. The plan is finding quiet resistance on several fronts from MHI’s own members. 

 InfographicMobileManufacturedHomeManufacturedHousingIndustryFactsDataResearchMobileManufacturedHomeLivingNews

 

But the voices are muted because of the Smoking Gun track record.   You can learn more about that by clicking the linked box, below, for that report.

 

Smoking Gun 3 – Warren Buffett, Kevin Clayton, Clayton Homes, 21st Mortgage Corp Tim Williams – Manufactured Home Lending, Sales Grab?

 

These are some of the explosive comments signaled last week, in the prior report that is linked from the box below.

 

Explosive Comments on Duty to Serve Manufactured Housing Lending from Well Placed Sources

 

Clever Moat Building?

This new class of homes is arguably clever as a tool to eliminate over time more of Berkshire’s competition. By causing some industry firms to invest in a product, it will tend to get those producers ‘dug in’ to continue the plan. They may be following a lead whose Clayton iHouse and iHouse 2.0 both failed. 

But in the meantime, how many thousands of consumers who wanted to refinance 21st Mortgage Corp or Vanderbilt Mortgage and Finance loans – Berkshire Hathaway brands – at a lower interest rate will be left out in the cold? Millions of their HUD Code homes don’t qualify for a program that Congress mandated?  How is that possible, or even sufficient to meet the legal mandates?

Rephrased, this is de facto a head shot against the interests of:

     millions of existing manufactured home homeowners,

     aims at any plants and companies that don’t participate in the plan,

     bending Fannie Mae and Freddie Mac to the will of Berkshire Hathaway, and it was accomplished in closed door meetings that the GSEs, and MHI won’t release the minutes to.

The standards arguably fail in the essence of the Duty to Serve, namely, to provide more lower cost financing for millions of renters.

The American Dream, Arguably Among the Most Profitable, But Least Understood Stories in the USA Today

 

Let the Consumer Choose

The Daily Business News on MHProNews last Saturday said that #HousingChoice should be part of the mantra of the industry’s independents. 

#HousingChoice

Housing Choice, Where Modular, Manufactured, Tiny, Conventional Housing Crisis, MHI and MHARR Intersect

 

Consumers need to be educated to accept what millions have already benefited from. What’s good for consumers is also a strong market for investors, lenders, sellers, communities, suppliers, and others.

Mark Weiss, JD, President and CEO of the Manufactured Housing Association for Regulatory Reform (MHARR) said months ago that the Duty to Serve was a mandate.

 MHARRMarkWeissIfCongressHadMeanttheDutytoServeToBeOptionItWouldNotHaveCalledItADutyDefintionofDutyIsMandatoryResponsibilityDailyBusinessNewsMHProNews

 

Weiss also argued that this roll out of the GSE program was set to benefit only a few companies.

 

ManufacturedHousingAssocRegulatoryReformMHARRMarkWeissDTSFHFA-GSEsGoingtoLargestBusinessesCorpAffiliatesDailyBusinessNewsMHProNews

Collage by MHProNews.

 

It’s not MHI’s VP Jenny Hodge’s fault if new manufactured home shipments are declining. MHI’s president is said to “turn red” when embarrassed or upset. So, how “red” does Richard ‘Dick’ Jennison glow today, after he’s done reading this analysis? 

How red with anger will resident groups become once they figure out that Berkshire Hathaway and MHI – which they arguably dominate – plus the GSEs have ignored them in favor of more expensive housing?

How mad will community owners be if they map out the trend lines, and realize that this plan shafts them too?

Clayton, MHI, and the GSEs won’t formally respond to such concerns. But MHProNews has had tips from ‘inside’ this program, on the GSEs side of the fence.

 

ManufacturedHousingProNewsMHProNewsConfidentialTipsDocumentsNews

To report a news tip, click the image above or send an email to iReportMHNewsTips@mhmsm.com – To help us spot your message in our volume of email, please put the words NEWS TIP in the subject line.

 

As one of those sources experienced in financing told MHProNews, the way this program was developed was “completely backwards.” Instead of listening to the industry, and finding ways to meet the needs, the GSEs dictated standards that were set only for this new class of homes. 

The evidence and the comments from an array of sources suggest that this is no accident. It was an arranged plan. It was rigged from the GSE side, and from the producers side. This plan was unveiled in Las Vegas, we are told that many walked out of the presentation in disgust or protest.

Manufactured Housing Institute “Walk Out,” “Cover Up,” and Shock at their Vegas Event

 

It’s as that MHI producer said, a slap in the face of the industry. And MHI now wants members to open up their checkbooks and renew their association membership for a plan their biggest member logically engineered, aimed at harming their own interests.

 

 

SoTheAssociationMHIIsNotThereFortheIndustryUnlesstheinterestsoftheBigBoysJointheIndustry'sMartyLavinMHIAwardWinnerQuoteMHProNews

MHProNews looks at the facts, considers the sources, and follows the evidence. MHI earlier last year, and for years before, MHI routinely replied promptly to all inquiries. But since we’ve spotlighted the problems and concerns, they’ve gone silent. Why? If the facts are on their side, why not make offer a cogent explanation?

 

It was on a different topic that Marty Lavin said it, but doesn’t it apply here?  As an MHI Producer said, “This program clearly was not “duty to serve.

Based upon the evidence and the track record, MHProNews advises the industry’s members to explore their options with MHARR, MHIdea and NMHCO. More on this in the links below and the days ahead.We Provide, You Decide.” © ## (News, analysis, and commentary.)

NOTICE: Readers have periodically reported that they are getting a better experience when reading MHProNews on the Microsoft Edge, or Apple Safari browser than with Google’s Chrome browser. Chrome reportedly manipulates the content of a page more than the other two browsers.

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SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

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Giving Thanks for Manufactured Housing Independents, Applauding “MHIdea!”

November 22nd, 2018 Comments off

 

GivingThanksForManufacturedHousingIndependentsAppluadingMHIdea

Disclosure.  This “MHIdea” is not about MHProNews, and predates topics and positions we’ve published in the last few years. So this Daily Business News report is just that – an article that quotes from a manufactured home industry trade group that industry legend Dick Moore conceived, and was advanced with the work of the President of Dick Moore Housing, Bob Crawford.

 

DickMooreHousingBobCrawfordDickMooreDailyBusinessNEwsMHProNews

 

The purpose for the trade “alliance” Moore and Crawford inspired was to represent manufactured home retail independents.  It was articulated in several quotes we’ve pulled from their MHIdea website. The logo at the featured image at the top of this article, and that home shown, are from their website, but the headline is ours.

FYI – they don’t even know that this article is being written.

With that introduction, let’s begin with the following quote. As we often do, the bold and brown is added to directly quoted text, which was originally in black, save for the blue and red they used in MHIdea.

— from MHIdea website, with our commentary —

“IF we keep doing what we’ve been doing,

  We will keep getting what we got!”

Or this quote: 

We must come together as an industry fighting for its very existence,

and we must do so very soon, or we may not be able to

change our current direction and momentum.” 

And consider this quote:

MHIdea was initially conceived as a trade organization for independent retail dealers.  Multi-billion dollar manufactured housing corporations have definite advantages not available to many independent manufacturers and retailers, and MHIdea was seen as, and remains to be, an excellent opportunity for these independents to enjoy some of those benefits

However, the developments of the recent months have shown the desperate need of an industry voice that can bring our united message to the consumer and to our legislating agenciesMHIdea can provide the conduit for that message.

Many of the issues we face today arose from the world of shadows that has been the recent inner-workings of HUD.  A strong, national Alliance such as MHIdea could shine the light of truth onto the inequitable dealings of HUD and provide the check and balance so sorely missing in the DC arena.” 

Was the Dick Moore and Bob Crawford inspired MHIdea ahead of its time?

Before diving deeper, let’s post a video interview of Dick Moore, below. It reveals his significant success, and fascinating historic insights.

 

 

With that better understanding of Moore as a backdrop, backdrop, consider the following quote from their dated site.

MHIdea has a multi-pronged plan of action:

 

Investigate HUD’s policies and actions of HUD personnel

for Legal Compliance and the legal options available

to us if non-compliance is found;

 

Defend the position of the independent street retail

sales center owner, before Congress and local govt’s;

 

Educate the consumer about the benefits of modern-day MH living;

 

Advocate the interests of Alliance members & the MH Industry.

 

A coordinated plan of action for our industry

is critically important to our future.

Then there is this quote:

The manufactured housing industry faces many challenges in the coming years.  But with great challenges come great opportunities, and MHIDEA is here to help independent dealers across American enjoy them more!

This quote is humble, but wise.

Whether the voice is MHIdea or some other is immaterial.

The need for such a voice is undeniable!

 

Because…

“IF we keep doing what we’ve been doing,

          We will keep getting what we got!”

 

There may be a fact glitch here and there on the MHIdea website. But the thrust of the thought process appears sound. For example. 

“…The challenge concerning retail financing is further aggravated by HUD and other agencies working against the best interests of both the consumer base which could benefit from our product and industry members themselves, from the manufacturers and parts suppliers to the retail sales personnel.  The lack of help coming from Washington, DC is glaring, with HUD boldly operating in violation of its federal mandate…” i.e: the Manufactured Housing Improvement Act of 2000.   ICYMI, or want a refresher later, the next link is from MHProNews, and not from MHIdea

Two Great Laws Already on the Books NOW,  Can Unlock Billion$ Annually for Manufactured Housing Industry Businesse$, Investor$

Before returning to items from MHIdea, it must be noted that recent data reflects that about 1/3 of manufactured homes are going into land-lease communities. The other 2/3 are predominantly being sold by retailers, although FEMA orders and some going to developers are a periodic part of the mix.  Rephrased, retailers are still the bulk of new HUD code manufactured home sales.

Vertically integrated companies, such as Clayton Homes, and to a lesser extent, Skyline-Champion and Cavco Industries, are among those who sell to independents, but also have their own retail operations.

Other semi-vertical integrated firms exist, for example, Legacy Housing,  or American HomeStar. Legacy sells to independents and communities, but also has its own retail centers.

That said, let’s return to content from MHIdea, because this next quote speaks volumes.

“…One body has become overloaded with members representing factions of our industry that are financiallybetter poised to weather the regulatory storms on the horizon, almost to the point of a technical monopoly.  MHI [i.e.: Manufactured Housing Institute] has no real incentive and apparently not much interest to work hard for the small independent retailer sales centers.  Some of their recent efforts appear to be motivated by industry members’ frustration at their previous inactions.”  That wasn’t written by MHProNews, or Marty Lavin, or Frank Rolfe.  That’s the view from a pair who have a retail operation, and only recently sold their communities, which accounted for over 25,000 mobile and manufactured homes sold over the years. 

Put differently, Dick Moore’s and Bob Crawford’s perspective is not to be taken lightly. 

Their commentary continues: “Our other representative group, MHARR, is Danny Ghorbani.   His writings have been steadfastly on the side of the retailers, but too often he has been the lone voice in the wilderness...”

When an observation has merit, it is often timeless. Note that this was done circa 2009/2010.

ManufacturedHomeMHShipments1990-2017DailybusinessNewsManufacturedHousingMHProNews

 With the above graphic and shipment levels in mind, let’s cite another quote from MHIdea:

The dismal report of total shipments in 2009, the continued lack of substantive progress from the recent MHI meeting, the continued depressed condition of the economy and its effect on our customer base all weigh heavily on the future of our business.   Our needs have NOT been adequately represented before Congress or the various federal regulatory agencies we are forced to deal with; our product has NOT been successfully marketed to our customer base in a time when our product is ideally suited to provide a much-needed commodity; our industry has NOT had a voice to speak with an unbiased voice for the benefit of ALL.  

MHIdea can provide that voice.  MHIdea personnel will be autonomous from any manufacturer or retailer associate.  We will speak for the benefit of the Alliance, with no favoritism to any one.  We will speak nationally through the Internet, video and other media productions.  We can provide a unique marketing logo supported with national advertising and PR efforts, to help our local retailer associate member’s improve their market recognition.”

MHProNews did provide at that time some coverage for their effortBut in candor, we didn’t see then all that we do now.

MHIdea had a solid concept. It could have used some refinement. It needed to have what we said yesterday about the #NobleNotMobile concept.  Namely, it will have to be given ongoing, sustained support and commitment.

#NobleNotMobile, New Contest and Video Program Launched, Exclusive Details

Over two years ago, Bob Crawford, speaking off the cuff at Tunica, once more addressed the industry’s needs. He mentioned the MHIdea in the video posted below the photo.  If you listen to what Frank Rolfe and Bob Crawford had to say, and none of this was rehearsed or planned, its amazingly insightful – even today.

 BobCrawfordDickMooreHousingFrankRofleRVHorizonsMobileHomeUniversityTunicaShowManufacturedHousingIndustryMHProNews

Several community owners have come to a similar conclusion that Dick Moore and Bob Crawford did, over 8 years ago. One might question this or that, but isn’t the concept worth highlighting?  One more time, let’s quote from their now dated website, but that they correctly kept online.

 

IF we keep doing what we’ve been doing,

           We will keep getting what we got”

 

Today, let’s give thanks for all of the independents in the manufactured home industry. In the days ahead, we can reflect beyond thanks towards positive action. We Provide, You Decide.” © ## (News, analysis, and commentary.)

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SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

 

Related Reports:

Giving Thanks for Mobile Homes, Manufactured Homes, Classic “Mobile Home Parks” and Manufactured Home Communities

 

Legacy Housing IPO, Lending Tree, & New HUD Ruling Updates

 

#NobleNotMobile, New Contest and Video Program Launched, Exclusive Details

What’s the Truth About Thanksgiving in MHVille?

 

 

Court Ruling for HUD on Amending Affirmatively Furthering Fair Housing (AFFH) Opens Door for More HomeSites for Manufactured Housing

August 23rd, 2018 Comments off

CourtRulngHUDAmendingAffirmativelyFurtheringFairHousingOpenMoreHomesitesManufacturedHousingDailyBusinessNEwsManufacturedHomeProNews

During this affordable housing crisis, there are several arguments to be made for a broader use of manufactured housing.  But discriminatory local zoning is often a barrier.

 

A new ruling is being embraced by HUD and others as a welcome development that could lead to more manufactured home placements.

On Tuesday, HUD tells the Daily Business News that, “In the wake of a federal court decision upholding the U.S. Department of Housing and Urban Development’s approach to rulemaking, HUD Secretary Ben Carson today announced that HUD intends to move forward in amending its 2015 Affirmatively Furthering Fair Housing (AFFH) regulations.”

Dr_Ben_Carson__wikipedia

Dr. Ben Carson, HUD Secretary, official photo.

Addressing HUD employees, Secretary Ben Carson said, “I am tremendously gratified that the Court agreed with HUD on all its legal arguments. My approach to regulations is that they should work in practice and not just in theory.  Fairness is baked into our DNA.  Whether it’s making sure our regulations work in the real world, or challenging discrimination where we find it, HUD stands for fairness.”

HUD is asking for comments on rulemaking that will follow this court ruling.

MarkWeissJDPresidentCEOManufacturedHousingAssocRegulatoryReformDailyBusinessNewsMHProNewsMark Weiss, JD, President and CEO of the Manufactured Housing Association for Regulatory Reform (MHARR) said, “This is potentially an important rulemaking for HUD Code manufactured housing, as Secretary Carson has indicated that he wants to use an amended AFFH framework to combat exclusionary local zoning rules that keep affordable housing — including federally-regulated manufactured homes — out of many communities. We address this in the upcoming September 2018 issue of MHARR — Issues and Perspectives, and will take further specific actions to advance this issue.”

The full text of the HUD statement about the ruling and related to MHProNews, including the link to the request for comments to rulemaking is found below.

HUDNewsheaderManufacturedHousingIndsutryDailyBusinessNewsMHProNews

FOLLOWING COURT RULING, HUD MOVING FORWARD ON AMENDING AFFIRMATIVELY FURTHERING FAIR HOUSING REGULATIONS

WASHINGTON – In the wake of a federal court decision upholding the U.S. Department of Housing and Urban Development’s approach to rulemaking, HUD Secretary Ben Carson today announced that HUD intends to move forward in amending its 2015 Affirmatively Furthering Fair Housing (AFFH) regulations. 

Last week, Chief Judge Beryl A. Howell, of the U.S. District Court for the District of Columbia, dismissed a lawsuit against HUD related to the Department’s decision to suspend the use of a computer tool to be used by local governments in meeting their fair housing obligations to ‘affirmatively further fair housing.’  Rather than helping local governments, this tool proved confusing, difficult to use, and frequently produced unacceptable results.  Read the Court’s ruling. 

In a message to HUD employees, Secretary Carson said, “I am tremendously gratified that the Court agreed with HUD on all its legal arguments. My approach to regulations is that they should work in practice and not just in theory.  Fairness is baked into our DNA.  Whether it’s making sure our regulations work in the real world, or challenging discrimination where we find it, HUD stands for fairness.” 

On August 13, 2018,  HUD published a notice inviting the public’s comment on amendments to the Department’s AFFH regulations. HUD’s goal in pursuing new rulemaking is to offer more helpful guidance to states and local communities to effectively promote fair housing choice through the use of their federal funds.

Specifically, HUD is seeking public comment on changes that will: (1) minimize regulatory burden while more effectively aiding program participants to meet their statutory obligations, (2) create a process focused primarily on accomplishing positive results, rather than on analysis, (3) provide for greater local control and innovation, (4) seek to encourage actions that increase housing choice, including through greater housing supply, and (5) more efficiently utilize HUD resources. 

In addition, HUD plans a number of informal listening forums across the country to hear directly from interested stakeholders, including civil rights advocates, public housing authorities and state and local planners.  Read HUD’s Advance Notice of Proposed Rulemaking and provide comment.

###

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SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

 

Related Reports:

Carson’s Recent Address on HUD, Affordable Housing, and the Manufactured Housing Vantagepoint

“RESTORING THE RULE OF LAW TO MANUFACTURED HOUSING REGULATION” – MH Leader Call to Action

 

“A New Era of Cooperation and Coordination,” is Promised by HUD Secretary Carson, Saying “I Hear You”

Two Great Laws Already on the Books NOW,  Can Unlock Billion$ Annually for Manufactured Housing Industry Businesse$, Investor$

Court Hands DOE Procedural Victory in Potentially Costly Manufactured Housing Energy Standards Case

August 21st, 2018 Comments off

CourtHandsDOEProceduralVictoryInPotentiallyCostlyManufacturedHousingEnergyStandardsCaseMHProNews

The court in the Sierra Club V. Perry case has handed DOE [Department of Energy] a procedural victory, for the moment, in the case brought by the Sierra Club, trying to force the Department to act on the MH energy rule,” said Mark Weiss, JD, President and CEO of the Manufactured Housing Association for Regulatory Reform.

 

After the Sierra Club filed its suit, DOE filed a motion contesting its standing to bring suit in this matter on behalf of its members,” stated Weiss, who is an attorney.

MarkWeissManufacturedHousingAssociationForRegulatoryReformMHARRPresidentCEOMHProNews

Mark Weiss, President and CEO of the Manufactured Housing Association for Regulatory Reform (MHARR).

In comments about the ruling last week requested by the Daily Business News on MHProNews, Weiss also said that the “Sierra Club responded by filing an amended complaint (which it has a right to do), and filing a motion for partial summary judgment, essentially trying to leapfrog the standing issue and get an order stating that DOE violated the EISA [Energy Independence and Security Act of 2007] mandate to establish an MH energy standard within five years of passage.”

DOE then filed a motion to hold Sierra Club’s motion for partial summary judgment in abeyance, while the standing issue is addressed by the court,” Weiss’ play by play explained.

The court, last Thursday [8.16.2018], granted that DOE motion to hold consideration of Sierra Club’s motion for partial summary judgment in abeyance, as shown by the docket note below.  In the note, “plaintiff” refers to the Sierra Club, “defendant” refers to DOE.  This is positive news for the moment, but does not guarantee anything regarding the final outcome,” per Weiss.

It’s a positive step for the industry, which has had this potentially costly rule hanging overhead for years.

MHARR fought the DOE rule from the outset, but for years, the Manufactured Housing Institute (MHI) inexplicably supported standards third party research said could have added some $6,000 to a single section manufactured home.

After years of pushback by MHARR, the Small Business Administration, MHProNews, and other advocates for the industry, MHI finally flip-flopped on the issue last year.

Manufactured Housing Institute (MHI) Shifts on DOE Regulatory Rule, Report, Analysis

The Trump Administration’s administrative executive orders put a stop to the matter, until the Sierra Club suit has revived the matter.

 

In the District of Columbia District Court, Judge Emmet G Sullivan ruled as follows, per the Pacer Monitor.

“MINUTE ORDER granting27 defendant’s motion to hold in abeyance23 plaintiff’s motion for partial summary judgment. The Court has broad authority to control the disposition of the cases on its docket. See Landis v. N. Am. Co., 299 U.S. 248, 254-55 (1936). The Court cannot agree with plaintiff that allowing the parties to brief summary judgment maximizes efficiency, especially because the Court must first assure itself of jurisdiction. See, e.g., Furniture Brands Int’l Inc. v. U.S. Int’l Trade Comm’n, No. 11-202, 2011 WL 10959877, at *1 (D.D.C. Apr. 8, 2011) (“[St]aying further briefing of the plaintiff’s summary judgment motion will allow the parties to avoid the unnecessary expense, the undue burden, and the expenditure of time to brief a motion that the Court may not decide.”). Therefore, the Court DENIES WITHOUT PREJUDICE23 plaintiff’s motion for partial summary judgment. Plaintiff may refile its motion for summary judgment, assuming the Court denies the defendant’s pending motion to dismiss. Signed by Judge Emmet G. Sullivan on 8/16/2018. (lcegs3)” ## (News, analysis and commentary.)

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Carson’s Recent Address on HUD, Affordable Housing, and the Manufactured Housing Vantagepoint

August 8th, 2018 Comments off

 

HUDSecBenCarsonHUDAffordableHousingManufacturedHousingVantagepointOfficialHUDCarsonPhotoDailyBusinessNewsMHProNewsIf you listen to the Harvard Joint Center for Housing Studies video below, the outlook for affordable housing sounds bleak.

 

 

By contrast, Mark Weiss, in a soon-to-be-released commentary, told MHProNews that “HUD Secretary, Dr. Ben Carson, as the saying goes, “gets it.”

 

First, and most fundamentally, he understands – and has very plainly stated — that to successfully address and ultimately solve the nation’s affordable housing crisis, which has some 21 million American families spending more than one-third of their household income on housing expenses and 11 million of those spending more than half of their income on housing, it is “vitally important … to develop more affordable housing.”

HUDSecretaryBenCarsonMDOfficialPhotoManufacturedHousingIndustryDailyBusinessNewsMHproNews

Official HUD photo provided to MHProNews.

Perhaps the best ‘get’ of the year for MHI are the comments that Secretary Carson made to their last Congress and Expo scheduled in Las Vegas. There, per HUD’s official transcript to MHProNews, Dr. Carson said:

When I originally got the invitation to join you [manufactured housing professionals], “I was quick to say yes. Back when my hair was less gray, when you thought of manufactured homes, you basically thought of a small box, on concrete blocks, with some uninspiring siding or trim. Times have certainly changed.”

It’s a theme that many cited by MHLivingNews or MHProNews have shared.

Let me say straight out, at HUD, it is not about how much money we spread around. We define success not by the amount of money we pour into our programs, but by the number of people we help graduate from our services and become self-sufficient. Only then can we begin to help others in need of our resources.” said Carson, per HUD.

Carson said that at HUD, “we drive for new efficiencies, transparency, and accountability in our large portfolio – or as some would call it, our alphabet soup of programs and services.”

That’s why everyone in this audience and the manufactured housing industry is so important – and that’s why I am here today. You are a big part of the solution to providing unsubsidized, quality, affordable housing.”

That’s a snapshot of why MHARR’s president’s case for Secretary Carson ‘getting it,’ about manufactured housing is hopeful.

 

HUD and Transparency

Needless to say, there are a variety of audiences that Dr. Carson addresses.

One doesn’t expect Secretary Carson to say the same things, or stress the same points.  But are the broad-brush principles he espouses in synch?

Tonight, against that backdrop, we’ll feature a release from HUD on Sec. Carson’s address to a group in Orlando 2 days ago.

HUDNewsHousingUrbanDevelopmentDailyBusinessNewsMHProNews

HUD Secretary Ben Carson Delivers Remarks at the
Florida Association of Housing & Redevelopment Officials (FAHRO) Annual Convention

Orlando, FL ~ August 6, 2018

Thank you all for the invitation.

 

Also, I would like to thank Debbie Johnson, the current President of FAHRO, and William Russell, President and CEO of the Sarasota Housing Authority.

 

I really appreciate the testimony William gave on behalf of FAHRO, in late April, before the Subcommittee on Housing and Insurance on rent reform. As you’ll hear in a few minutes, we are aligned on all the major issues.

 

When I got the invitation, I knew I had come to your convention and expo and discover what new programs and policies are in the works for Florida’s 84 housing authorities.

 

As the local Sarasota Herald-Tribune mentioned in a recent editorial, there is a lot the Secretary of HUD could learn from what Housing officials are doing in Florida, so here I am.

 

Sarasota Visit

 

I ought to also mention that I was in Miami just last week – to announce an end to veteran homelessness in Miami-Dade County – and before that, I was in Sarasota with William, handing out free books to children living in public housing as part of HUD’s Book-Rich Environments Initiative. This is a win-win partnership with the National Book Foundation, our public housing authorities, libraries, educational partners, and everyone involved.

 

I think the children were more excited about the books they were receiving than the ice cream that was also being handed out. That’s a wonderful observation.

 

Growing up in Detroit, I learned that between the covers of those books we could go anywhere, we could do anything, we could be anyone – books can help you believe in yourself, and with that vision, you can accomplish most anything.

 

That’s why we are here today, to have a conversation and ultimately move forward on new initiatives to help our residents have a vision of themselves living a life full of many possibilities outside of public housing and realizing their God-given potential.

 

The question is, how do we accomplish this? And that’s mainly what I would like to discuss with you today – the key goals of our “Making Affordable Housing Work” rent reform proposal, and how it dovetails with FARHO’s action plan on reform.

 

Rent Reform: Making Common Cause  

 

It’s no secret that the current rent system is counterproductive. I understand your discouragement and frustration. Every one of us here knows that the current model of public housing is unsustainable, in both dollars and common sense.

 

Let’s look at three main concerns we both share.

 

First, the rent system, as it currently exists, perpetuates an economic disincentive to earn more in wages.

 

Our policies ensure that the more our residents earn, the more rent they have to pay. Where then, is the incentive to work, or to get a better paying job, or have two parents living together and sharing their wages? There isn’t any, I’m afraid to say.

 

The unintended consequences of the way we calculate the level of assistance – more specifically, how it can hold back the very people we’re supposed to help – must be the central piece of any reform efforts.

 

Second, it is common knowledge that the current system is unduly difficult.

 

Is there a tenant, housing authority or policy maker who hasn’t been puzzled by the complexity of our rental model?  Or, extremely troubled by the resources in time and staff, you must allocate to carry out the necessary procedures?

 

We all know how dense and complicated the system is: public housing agencies, owners, and residents must monitor and record more than several dozen different sources of income – from figuring out future incomes and tax deductions, to recording detailed medical, child, and other mandated information.

 

It creates a perfect storm of paperwork that is incredibly burdensome and often creates confusion along with errors.  We have discovered that each year, nearly 25 percent of rents charged to HUD-assisted families are miscalculated, resulting in $750 million in improper rent payments.

 

So, why would we continue a policy that costs us millions of dollars in errors? Any rental reform also needs to tackle head-on this mounting burden as well.

 

Third, we also find common cause in changing a policy that forces all public housing authorities into a one size-fits-all system, to one that grants greater flexibility – so that those with “boots on the ground,” not Washington, will have increased local control and choice on how best to serve their communities and encourage residents on the road to independence.

 

Just look at the 39 Moving to Work demonstration programs that provides this flexibility for public housing agencies. It has proven to be so successful that the 2016 Consolidated Appropriations Act expands this program by an additional 100 public housing authorities.

 

The question remains then, why are we still committed to a policy that gives very little flexibility to local housing agencies that best understand the specialized needs of their residents?

 

We therefore need to push for policies that encourage choices and grant waivers that allow more innovation and experimentation.

 

Unstainable Rental System

 

Most of you know the large number of new applications who file for housing assistance and receive it – only one in four — and the small number who graduate out.

 

Overall, public housing was originally meant be help vulnerable people take their first step toward self-sufficiency, and not be an end in itself — with families locked into helplessness for generations, relying solely on the federal purse for survival. Though, in rare cases, some agencies do require time limits on staying in federal housing.

 

That’s why we need to make rental reform a top priority. But I would be remiss if I also didn’t mention the need to encourage more private sector investment in affordable rental units, as well as helping our able-body residents secure better job opportunities – a point I will return to later.

 

Up Date: Where We Go from Here

 

Overall, the Administration’s legislative proposal is only the first step on the road to major reform. But even today, we are having an impact on helping define the debate and drawing attention to the pressing need for a change – both in the way we calculate rent and require minimum work requirements for work-able households.

 

Since our original proposal to increase tenant contributions, both houses of Congress plan to continue to fund our housing assistance programs at historic funding levels, around $1.25 billion — so that decreases for now, the immediate need for any rent increases.

 

As to where we are, in getting our rent reforms through Congress, Representative Dennis Ross and I had a good discussion recently regarding his draft bill, which contain several of our key suggestions.

 

Conclusion: Moving Toward Self-sufficiency  

 

Let me conclude on this note.

 

For generations, the idea of the government providing housing assistance meant only one thing—helping to pay the rent so families can have a roof over their heads. But we must think also about how we can help families access financial, education, and other opportunities.

 

In short, we must think beyond investing in bricks and mortar and invest in human capital. In today’s very tight labor market, employers are desperate for workers, and we need to rise to the challenge. The result being a win-win for everyone – with tenants earing more money so they can move out, and the local economy getting the manpower it needs.

 

That’s why HUD is focusing far more on policies and partnerships with the public and private sector and nonprofit community to further develop the skills and talents of our residents – with the end goal an independent life out of public assistance.

 

I know you’re familiar with Job Plus, Moving to Work, and Section 3 – in fact, we just kicked off a major conference with all the parties involved to reinvigorate the program.  There is also the launch of our new EnVision Centers, located on or near our public housing developments.

 

We need to envision a new path forward for our residents — one takes a holistic approach and goes beyond simply providing housing – and these Centers will provide a one-stop shop, for key services in health, education, and job training.

 

I am certain we can all agree with this approach and ultimate goal.

 

By working together, we’re going to make these major changes in how our affordable housing system operates, so that it encourages economic advancement and well-being for Florida’s vulnerable families.

 

FAHRO and HUD make a formidable team and together we will make rent reform happen.

 

Thank you again for the invitation to join you in Orlando. I look forward to your questions.

HUDGovPressNewsMediaDailyBusinessNewsMHPronEws

— end of HUD’s official Carson transcript —

HUDSecretaryBenCarsonMDPlayingPoolManufacturedHousingIndustryDailyBusinessNEwsMHPronews

Taken in Las Vegas, durng the same trip as the MHI event. Who won? 

A fair reading of his statements to FAHRO, mindful of the difference in audience, does reflect a similar desire to lift people from dependence to independence.

With indications that HUD will complete their regulatory review this year of the manufactured housing program, the industry will move from reading tea leave to seeing just what happens on issues such as:

  • Title I, and changing the 10-10 rule,
  • Enhanced preemption being fully implemented,
  • A non-career administrator being appointed,
  • And the other aspects that are required by law under the Manufactured Housing Improvement Act of 2000.
YouGetMoreOfWhatYouEncourageLessofWhatYouDiscourageMartyLavin

The logic of this statement can be applied to a variety of cases.

We Provide, You Decide.” © ## (News, analysis and commentary.)

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SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

Related Reports:

“A New Era of Cooperation and Coordination,” is Promised by HUD Secretary Carson, Saying “I Hear You”

 

HUD Secretary Ben Carson Tells Senators, Today’s Manufactured Homes “Amazing” Quality and Value

FEAR, a Solution to the Affordable Housing Crisis, and the Manufactured Home Dilemma

 

“Thou Shall Not Steal,” $2 Trillion Annually Lost to Lack of Affordable Homes, Making the Manufactured Home Case

Harvard’s Joint Center for Housing Studies 2018 – Affordability, Manufactured Homes, and Modular Housing Report

“Waste, Fraud, and Abuse” – FHFA, GSE Federal Oversight Announcement

August 8th, 2018 Comments off

WasteFraudAbuseFHFAFannieMaeFreddieMacLogosMHProNewsLogoOversightHearing

The House Financial Services Committee announced that there will be an upcoming hearing that will continue their probe into allegations of “waste, fraud, and abuse.”

 

The Daily Business News on MHProNews has tracked developments over the ongoing drumbeat out of Washington, D.C. over concerns regarding the Federal Housing Finance Administration (FHFA) and their legal charges.

Mel Watt Charged With Sexual Harassment – Manufactured Housing Industry Repercussions?

By law, the FHFA oversees the Government Sponsored Enterprises (GSEs) of Fannie Mae and Freddie Mac. See the linked articles herein for more details.

Update on Fannie Mae Lobbying, and Manufactured Housing Controversy

The allegations include sexual misconduct by Mel Watt, plus concerns over apparent lobbying activity by Fannie Mae, among others.

 

Why It Matters to MHVille Owners, Investors and Professionals

All this could impact the lending which by law the GSEs are supposed to be doing for manufactured housing.

The Duty to Serve (DTS) provisions of the Housing and Economic Recovery Act of 2008 (HERA) mandated support for manufactured housing.  Yet it has taken a decade to reach the current toe-in-the-water stage.

MHARRMarkWeissIfCongressHadMeanttheDutytoServeToBeOptionItWouldNotHaveCalledItADutyDefintionofDutyIsMandatoryResponsibilityDailyBusinessNewsMHProNews

The Manufactured Housing Association for Regulatory Reform (MHARR) has been pushing for years on this issue.

ManufacturedHousingAssocRegulatoryReformMHARRMarkWeissDTSFHFA-GSEsGoingtoLargestBusinessesCorpAffiliatesDailyBusinessNewsMHProNews

Collage by MHProNews.

By contrast, the Manufactured Housing Institute (MHI) – which is seen by many as a lobbying tool for Berkshire Hathaway’s lending, production, supplier, and retail interests in the industry – could become part of the backdrop to concerns over improper lobbying by Fannie Mae.

Duty To Serve, “Complete Waste of Time” per Tim Williams, CEO/21st Mortgage; POTUS Trump, Warren Buffett Insight$

Via a media release to the Daily Business News on MHProNews, the Financial Services Committee announcement said as follows.

 

HouseFinancialServicesCommitteePressReleaseDailyBusinessNewsMHproNews598

Official statement from the U.S. House of Representatives, Financial Services Committee.

Committee Announces September FHFA Oversight Hearing

WASHINGTON – House Financial Services Committee Chairman Jeb Hensarling (R-TX) and Oversight and Investigations Subcommittee Chairman Ann Wagner (R-MO) announced today that the Committee plans to hold a hearing no later than Thursday, September 27, 2018 as a part of its ongoing investigations into various allegations of waste, fraud and abuse at the Federal Housing Finance Administration (FHFA) and the Government Sponsored Enterprises (GSEs) Fannie Mae and Freddie Mac.

Fannie Mae Chief Executive Officer Timothy Mayopoulus and FHFA Director Mel Watt will be invited to testify.

The hearing will take place in Room 2128 of the Rayburn House Office Building. ## (News, analysis and commentary.)

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SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

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Manufactured Housing Association for Regulatory Reform (MHARR) Pressing Fannie Mae, Freddie Mac to Fully Engage on Duty To Serve (DTS)

MHI Lender Shakes Up DTS and MLO Rule Discussions

Smoking Gun 3 – Warren Buffett, Kevin Clayton, Clayton Homes, 21st Mortgage Corp Tim Williams – Manufactured Home Lending, Sales Grab?

“Thou Shall Not Steal,” $2 Trillion Annually Lost to Lack of Affordable Homes, Making the Manufactured Home Case