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Home Loan Limits Raised in Over 3,000 U.S. Counties

December 14th, 2018 No comments

FHAHomeLoanLimitsRaisedOver3000USCounties

The Federal Housing Administration (FHA) announced late today that loans limits for 2019 will be raised for most part of the nation.

 

As manufactured housing industry veterans know, qualifying placements can allow a HUD Code home, or a modular home, to be financed with FHA insurance on the loan.

The increases are for both regular – forward mortgages, and also for HECM or so-called ‘reverse’ mortgages too.  The full HUD/FHA statement to the Daily Business News on MHProNews is as follows.

For additional details, industry professionals should contact an FHA approved lender conversant with manufactured home financing.

HUDNewsheaderManufacturedHousingIndsutryDailyBusinessNewsMHProNews

 

HUD ANNOUNCES NEW FHA LOAN LIMITS FOR 2019

Loan limits to increase in more than 3,000 counties

 

WASHINGTON – The Federal Housing Administration (FHA) today announced the agency’s new schedule of loan limits for 2019, with most areas in the country to experience an increase in loan limits in the coming year. These loan limits are effective for FHA case numbers assigned on or after January 1, 2019.

 

 

FHA is required by the National Housing Act, as amended by the Housing and Economic Recovery Act of 2008 (HERA), to set Single Family forward loan limits at 115 percent of median house prices, subject to a floor and a ceiling on the limits. FHA calculates forward mortgage limits by Metropolitan Statistical Area and county.

 

In high-cost areas of the country, FHA’s loan limit ceiling will increase to $726,525 from $679,650. FHA will also increase its floor to $314,827 from $294,515. Additionally, the National Mortgage Limit for FHA-insured Home Equity Conversion Mortgages (HECMs), or reverse mortgages, will increase to $726,525 from $679,650. FHA’s current regulations implementing the National Housing Act’s HECM limits do not allow loan limits for reverse mortgages to vary by MSA or county; instead, the single limit applies to all mortgages regardless of where the property is located.

 

Due to robust increases in median housing prices and required changes to FHA’s floor and ceiling limits, which are tied to the Federal Housing Finance Agency (FHFA)’s increase in the conventional mortgage loan limit for 2019, the maximum loan limits for FHA forward mortgages will rise in 3,053 counties. In 181 counties, FHA’s loan limits will remain unchanged. By statute, the median home price for a Metropolitan Statistical Area (MSA) is based on the county within the MSA having the highest median price. It has been HUD’s long-standing practice to utilize the highest median price point for any year since the enactment of the Housing and Economic Recovery Act (HERA).

 

The National Housing Act, as amended by HERA, requires FHA to establish its floor and ceiling loan limits based on the loan limit set by FHFA for conventional mortgages owned or guaranteed by Fannie Mae and Freddie Mac. FHA’s 2019 minimum national loan limit, or floor, of $314,827 is set at 65 percent of the national conforming loan limit of $484,350. This floor applies to those areas where 115 percent of the median home price is less than the floor limit.

HUDFHA2019LoanLimitsManufacturedHousingIndustryDailyBusinessNewsMHProNews

Any areas where the loan limit exceeds this ‘floor’ is considered a high-cost area, and HERA requires FHA to set its maximum loan limit ‘ceiling’ for high-cost areas at 150 percent ($726,525) of the national conforming limit. 

Based upon the volume of FHA endorsements in FY 2018, the following chart represents the number and share of counties where FHA loan limits are at the ceiling, floor and somewhere in between.

To find a complete list of FHA loan limits, areas at the FHA ceiling, areas between the floor and the ceiling, as well as a list of areas with loan limit increases, visit FHA’s Loan Limits Page

 

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That’s this evening’s “News Through the Lens of Manufactured Homes, and Factory-Built Housing,” © where “We Provide, You Decide.” © ## (News, analysis, and commentary.)

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SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

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Joint HUD, White House Announcements Aim to Advance the American Dream

Rep Jeb Hensarling Applauds Appointment of Dr. Mark Calabria to Head FHFA

 

 

 

National New HUD Code Manufactured Home Production Data Summary, September 2018 Analysis

November 8th, 2018 Comments off

NationalNewHUDCodeManufacturedHomeProductionDataSummarySept2018ReportAnalysisDailyBusinessNewsMHProNews

The most recent data collected on behalf of the U.S. Department of Housing and Urban Development (HUD) reflects a small dip in new manufactured home production.

 

According to information and analysis provided by MHARR, the following are the totals for September 2018.

Just-released statistics indicate that HUD Code manufacturers produced 7,519 homes in September 2018, a 0.8% decline from the 7,580 HUD Code homes produced during September 2017. Cumulative industry production for 2018 now totals 74,207 homes, an 8.4% increase over the 68,419 HUD Code homes produced over the same period in 2017,” said MHARR.  Their full report is found at the link below.

 

September 2018 Manufactured Home Production Data Shows Slight Flatline

 

The following graphic reflects the top 10 states, since the date shown.

 

ManufacturedHomeShipmentsSept2018DailyBusinessNEwsMHProNEws

 

Sobering Regional and State Data

As MHProNews alone has spotlighted in national manufactured housing trade media, several states are still sliding in shipment levels.  That includes some of the top producing states in the nation.  The industry’s professionals needs to ask and answer the question in their own market(s), with an affordable housing crisis, how can the industry not be doing much better?

 

New Shipment Data, Top Manufactured Home State, Other MH States Continue Slide

 

ICYMI, or need a refresher, see those 2 new, separate-but-related regional reports and analysis, at the links above and below.

 

Another Top Manufactured Home State is Sliding on New HUD Code Home Shipments, More New Data

 

These are post-production, marketing and sales related issues.

ManufacturedHmeIndustryAchieveGreatPotentialAddressingResolvingCauseCorePerceptionIssuesLATonyKovachQuotePresentationPhoto

Where is MHI or other industry leading firms on this?  See the related report, linked further below.  That’s MH “Industry News, Tips, and News Pros Can Use.” © where “We Provide, You Decide.” © ## (News, analysis, and commentary.)

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SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

 

 

 

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MH Sales, Marketing, Management Life Lesson – Plan A, Plan B

 

Direct Relationship – Rule of Law, Sound Information, Equal Access, Profits & Pay – MHVille, Megyn Kelly, Tucker Carlson

November 8th, 2018 Comments off

DirectRelationshipRuleLawSoundInfoEqualAccessProfitsPayMHVilleMegynKellyTuckerCarlson

A group of protesters gathered outside the Northwest D.C. home of Fox News host Tucker Carlson on Nov. 7,” is how the left-of-center Washington Post and related video reported it.

 

 

The front door of right-of-center Fox News host Carlson’s home was cracked yesterday by purported AntiFa type protesters. In response to the matter, a stream of commentary across the divide has flowed. Here’s what NBC’s Megyn Kelley had to say.

MegynKellyTweetonTuckerCarlsonthreatDailyBusinessNewsMHproNews

There are legitimate disagreements on issues that people can have. But aren’t people’s home’s sacred?  Is it OK to have leftist agitators forcing people they disagree with out of public restaurants, where they are enjoying a quiet meal?  The WaPo video above makes that tie-in too, showing a brief clip of Ted Cruz being confronted with angry protestors at a restaurant.

 

Think it doesn’t matter to MHVille?

Think again. Because some of the same types of agitators and protesters have gathered to disrupt businesses and professionals in our industry. Imagine if your business – or you personally – were the target of this kind of disruptive, intimidating action.

Expose! Why Has Warren Buffett/BH Funded Anti-MHC Activists, MHAction? Why Fund Attacks on ELS, Frank Rolfe, Blackstone Group?

To make the point for manufactured home professionals, ICYMI or need a refresher, see the above and below.

MH Communities, Owners, MH Independents Alert – NMHOA and MHAction Next Steps? – Part 1

Notice that the common thread here is that these cases are routinely left-wing, anti-Trump activists.

Senator Rand Paul (KY-R) was attacked and injured outside of his home by a neighbor.  Louisiana Representative Steve Scalise was shot and almost killed while playing baseball with others from Congress.  Someone also was arrested mailing what looked like pipe-bombs to various Democratic backers, political figures and pro-leftist CNN.  All of that is tragic, on either side of the political aisle.  But the reality is that it is more common – and specifically organized on the left.  On the right, the early indication is that no-explosions purported pipe-bomb mailer was that he acted alone.

The 45th President condemned it all, on both sides of the aisle. But the expected House Financial Services Chair Maxine Waters (CA-D), was encouraging people to push back at conservatives in public places.  Waters isn’t alone.  Senator Cory Booker (NJ-D), a potential presidential candidate, encouraged people to go up to Capital Hill and get into the opposition party’s faces.  That’s a clear, bright line distinction.

So too is the notion that to date, there are not reported ties between conservative billionaires and violent protesters.  By contrast, Warren Buffett, George Soros and other billionaires have per Open Secrets and other sources provided money to foundations that in turn paid groups that organized such AntiFa style tactics.

 

RBG’s Fall and the Midterms

Supreme Court Justice Ruther Bader Ginsburg (RBG), a progressive or leftist judge, has reportedly taken a fall and has suffered injuries.  Certainly, everyone should wish her well and pray for her recovery.  But it is a stark reminder of just how important the GOP holding onto the Senate, and expanding their margin is.  If another Supreme Court opening occurs in the next 24 months, President Trump could get another pick in his first term of office.

Those Errant Public Opinion Polls

Florida News Network’s Larry Spillman raised the topic this morning about several polls that showed Mayor Andrew Gillum (D-gubernatorial candidate) and Senator Bill Nelson (FL-D) several points ahead, just days before the election. Spillman asked a polling expert, how did the polls get it so wrong? The polling expert answered that this way, “Polls are based on assumptions.” Polling uses statistical models based upon turnouts.  ‘Flawed baselines, amplify flawed results,’ said Spillman.

On Monday evening, well before polls closed, Fox News stunningly announced the House was going to be won by Democrats. That was based upon exit polls, and other research.  While it was ‘accurate,’ did making the announcement hours before polls closed in western states cause how many voters to just go home?  Would Jon Tester (MT-D), for example, have won in Montana? Per Helenair yesterday, with 562 of 669 precincts reporting, Democratic Senator “Tester had amassed 234,025 votes, or 50 percent of those cast, to [Matt} Rosendale’s 222,544 votes, or 47 percent.”

In Indiana, some sources claim that backers associated with Senator Joe Donnelly (IN-D), who lost to Republican Mike Braun, provided campaign support to a Libertarian candidate in that state.  While Braun won anyway, had the totals been closer, that kind of trickery – which may be legal – is nevertheless an indication of how the left often ‘plays the game.’

 

Ballots and Bread Box

There’s a direct relationship between the ballot box and the bread box.” –

Walter Reuther, (1 September 1907 – 10 May 1970)
was an American labor leader and president of the United Auto Workers, WikiQuote.

 

Give Us the Ballot, We Will Transform…”
– Martin Luther King, Jr.

“Every man must decide whether he will walk in the light of creative altruism [i.e., unselfishness] or in the darkness of destructive selfishness.”

– Martin Luther King, Jr.

The good news is that with a media that researchers say is biased some 90 to 92 percent against President Trump, the GOP still picked up seats in the Senate.  A split Congress is better than an entirely hostile one.

  • Massive Money
  • Media
  • Manipulation
  • Threats and intimidation were part of the run-up to 2018, and have picked up immediately afterwards, with this incident at Tucker Carlson’s home.

MHProNews reported that 7 of the top 10 U.S. billionaires are pro-Democratic.  So are others, like Tom Stayer, and George Soros.  Democrats often decry ‘dark money’ in politics, but they have the lion’s share of it. In fact, that is part of the Democratic game.  Point fingers at your opponent, and accuse them of racism, fascism, making false statements, or whatever, while they are the ones who are using strong arm tactics.

Tim Williams of 21st Mortgage wasn’t wrong when he said that the “progressive agenda” is a threat to MHVille.  Its just that Williams himself backed a progressive, as has Clayton, MHI, and Berkshire Hathaway’s Warren Buffett.

As Marty Lavin has said,

  • pay more attention to what people do than what they say, and
  • Follow the money.

The industry’s investors and independents did okay on Tuesday.  There is clear evidence that good information, and strong leadership can pay off.  The positive economic track record is there for the 21 months since the president took office.  To win in 2020, to free the industry from the corrosive and costly effects of billionaire leftists, their media allies, and their thugs, the battle has begun.

Thanks for staying tuned, but more important, get involved. That’s “News through the lens of manufactured homes, and factory-built housing,” © where “We Provide, You Decide.” © ## (News, analysis, and commentary.)

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SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

 

 

 

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Key Clayton/MHI/BO Bets Spanked, First Look at Winners & Losers

 

 

Tara Reardon, ROC’s-On Sharing Manufactured Home Solution with Thousands

November 2nd, 2018 Comments off

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It is better to light one candle than to curse the darkness.”

– motto of the Christopher’s

 

There are good reasons to be open to concepts from across the left-right divide, as pro-free enterprise, pro-Constitutionally limited government MHProNews has exemplified for years.

Among the stronger voices for successfully promoting manufactured homes in a positive light has been those coming from the ROCs, or Resident Owned Communities.

Resident ownership isn’t the only solution for affordable quality living, as Paul Bradley has told MHProNews, but ROCs are a proven one.

As one reads this op-ed by Tara Reardon, consider doing your own letter-to-the-editor, at least once a year in your own market(s).  Don’t make it a plug for your business, or the odds are good it won’t be published.

Do make such a letter educational, as Reardon has done.

 

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Finally, ask yourself.  Why is it that the Manufactured Housing Institute (MHI) has for some 15 years failed at this same task, a point that their own prior president, Chris Stinebert has made, among others.

Reardon’s letter was originally posted at this link here.

NHBusinessReviewManufacturedHousingSolutionAffordableHousingTaraReardonDailyBusinessNewsMHProNews

Manufactured (or mobile, as most people call them) homes represent the largest stock of unsubsidized affordable housing in the United States, with nearly 18 million Americans calling them home.

Their modern amenities and affordable prices make them an attractive option for people wanting to own their first homes, or to downsize.

But despite their clear economic and lifestyle advantages, some people consider manufactured homes a last resort, rather than a great choice. That’s because of outdated notions about the quality of the houses, the communities where they’re located and the people who live in them.

The mention of manufactured homes often conjures visions of old dilapidated trailers, and it’s true that they still dot New Hampshire’s landscape. It’s also true that you’ll find broken-down and neglected site-built homes along many a country road.

Modern manufactured homes are built to federal code, in a controlled environment, and can contain all the modern amenities that we HGTV-watchers dream of. These homes are not only well-built and attractive — they’re also affordable. The average cost to build a manufactured home is 50 percent less expensive per square foot than a comparable site-built home, excluding land cost.

My family recently moved from a big home where we raised kids and held large-family gatherings, with plenty of space and bathrooms, and a large lawn that required lots of upkeep, to a smaller downtown home on a 0.11 acre lot. I, like many empty-nesters, am relieved not to have to heat and light all that
extra space, not to mention the yard work and the clutter we accumulated just because we had the room.

My neighbors are just feet away, and we happily coexist in the dense urban block. I see and greet my neighbors far more often. I knew when Frank got a new knee and what time the kids leave for school. Chester and his dog, Honey, greet me on my way by. If they needed help, or something were amiss, I would know instantly. We now walk to our jobs and to Main Street. That is what I love about living in my neighborhood.

So why do we have this vision in our heads that living in a manufactured-home community is undesirable?

I work with folks in New Hampshire’s 126 resident-owned communities (ROCs). Their homes are small, but more than adequate for their needs. Their utilities are affordable and their space comfortable, on one level and easy to maintain. Their car is quickly accessible, parked right next to their homes. They own their homes and pay taxes on them just like I do.

These homeowners collectively, as a cooperative, own the land under their homes and manage their communities. They know if an elderly person’s shades aren’t raised in the morning, help might be needed. Their streets are private and more narrow, perfect for walking or bike riding.

My experience has shown me what a great housing option this is for more than 7,200 New Hampshire households. Yet some towns’ zoning ordinances include their manufactured-home regulations in the section that deals with campgrounds!

Worse yet, some towns require that manufactured homes be located at least 25 feet from the property line (a typical restriction) unless the adjacent property is zoned residential. Then the setback requirement doubles to 50 feet!

We have an affordable-housing shortage, and folks way smarter than I have pointed to manufactured housing as one solution. It makes sense, and for this housing to realize its potential, professionals who sit on planning and zoning boards, city councils and select boards owe it to their communities to understand the realities of modern manufactured homes. They’re likely to be surprised that they’re not the “trailers” they remember.

Manufactured-home communities combine the practical aspects of the tiny house and cluster development trends that have drawn a lot of positive attention. It is time to honestly consider all housing options, and not only consider manufactured housing as a component of the solution we are looking for, but to start planning our communities to include this common-sense housing choice.

Tara Reardon is director of ROC-NH, a program of the New Hampshire Community Loan Fund.

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To give a fuller understanding of the ROC pitch, see their video below. Note that the ROC video below uses some outdated statistics.  More accurate information will be found on the infographic, immediately below.

 

InfographicMobileManufacturedHomeManufacturedHousingIndustryFactsDataResearchMobileManufacturedHomeLivingNews

 

That’s this morning’s “News Tips, and Views Pros Can Use,” © where “We Provide, You Decide.” © ## (News, analysis, and commentary.)

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2) To pro-vide a News Tips and/or Commentary, click the link to the left. Please note if comments are on-or-off the record, thank you.

3) Marketing, Web, Video, Consulting, Recruiting and Training Re-sources

SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

 

 

 

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“Girls of Steel,” 3 Untold Stories of Job Creation, Growing Opportunities for MHVille

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Due Credit, Warren Buffett, Media, and Manufactured Housing’s Historic Achievement

 

 

 

“Girls of Steel,” 3 Untold Stories of Job Creation, Growing Opportunities for MHVille

November 1st, 2018 Comments off
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Composite of stills from video posted further below.

These three stories of actual Americans are the ones that don’t normally make the evening news.

 

These three stories in the video below are ones that can make a significant difference to all housing professionals, but particularly to manufactured home professionals.

We’ll set aside for the next few moments the question of why these stories aren’t headline news on all major networks, that can be better understood in some of the related reports, linked further below.

But for the next few minutes, consider some facts that the Daily Business News on MHProNews alone consistently reported in MHVille.

There are stories of significant-to-huge opportunities, when one listens carefully to all the details to discussions on existing laws, and current policies.  This is not pie in the sky, someday, maybe – but current realities, under this new administration.

In the video below, for example, we hear that there are already 3,900 Opportunity Zones between the 50 states.  Odds are good that one or more are near you and your business.

This jobs initiative that Ivanka Trump, Larry Kudlow, three “working class” people on this video and President Donald J. Trump discuss is reality.  This jobs private sector via White House leadership initiative isn’t a theory, it’s a reality.

 

Are You Connected to or Invested in the Sales of Manufactured Homes?

If you are in any way connected to the sales of manufactured homes, this video and report are important news for you.

Why?

Because typically someone on unemployment, or some other form of welfare or public assistance have a difficult time qualifying for the purchase of housing.

There are systemic problems that the federal government has failed to properly address for over 15 years.  Bipartisan efforts in the mid-1990s gave the U.S. a balanced budget, and a surplus.  It was one of the crowning achievements of the otherwise partisan rancor of the President Bill Clinton(D)-Speaker Newt Gingrich (GA-R) era.

It was also during that era that the Manufactured Housing Improvement Act was passed. There was bipartisan efforts between Democrats and Republicans.  There was also a reach-across-the-aisle between the Manufactured Housing Association for Regulatory Reform (MHARR) and the Manufactured Housing Institute (MHI), and key business and state association leadership. That topic will be studied in the near term, perhaps after the midterms.  So now, let’s turn back to the White House press release on jobs that follows.

Over 100 companies have committed to this job creating program.

The first roughly 15 minutes of this White House video includes all three of the workers in the featured image, shown at the top.  The “Girls of Steel” is just one of several initiative programs that have launched with no, zero, zippo taxpayer cost.

Keep in mind that more people working, means less money spent on public assistance programs for the unemployed or those in poverty.  Programs like the enterprise zones and initiatives like those discussed will create more jobs, so there will be less unemployed. Last night’s jobs numbers reflects a trend that if properly understood, addresses one of several long-term systemic problems that has gone unaddressed for too many years.  ICYMI, see last night’s report, later for more details.

 

Who Gets Credit? Latest National Data, Including Wages, Salary Jump Decade’s High-VIDEOS, Plus MH Market Updates

 

If you:

  • listen and watch the working man and the two women in this video,
  • have a mind and a heart,
  • you will be moved, and impressed.

The White House is using the bully pulpit – plus good policies – to engage businesses in ways that are creating literally millions of job opportunities.

Some may have heard a sound bite on a network where President Trump’s economic adviser, Larry Kudlow says that “This is the blue-collar, middle-class Trump Economy.” That part of the discussion starts at about 16 minutes, and runs to about the 17.30 mark.

Frankly, almost every minute of this is packed with information that is useful, will be surprising to some, and will be eye-opening, practical, and even inspiring to others.

 

 

The president has some powerful points, but we will mention only one, before sharing the White House’s full press release to the Daily Business News.

We were letting our country go to hell,” said President Trump under both parties, “…in so many ways, and we can’t do that” any more going forward.

If an open minded, but anti-Trump person watches and reads this, it will at a minimum cause that person to sit back and ask, how could this not be front page news?  How could announcements like this one below not be a lead story on evening newscasts?

The White House statement to MHProNews follows.  Feel free to fact check it, to convince yourself or others, because we don’t publish information on MHProNews that we deem to be inaccurate. The Oval Office statement will be followed by some closing thoughts.

 

WhiteHousePressRoomPresidentDonaldJTrumpCommittmentWorkforceGeneratesTrainingOpportunitiesMillionsAmericansMHProNews

 

‘This is the blue-collar, middle-class Trump Economy’

As Larry Kudlow sat with President Donald J. Trump and Ivanka Trump in the White House State Dining Room, he revealed a telling fact about the new American economy under the Trump Administration.

“We are looking at blue-collar wage increases [that] are rising faster than white-collars,” said Kudlow, Director of President Trump’s National Economic Council. “Now, I’m not against white collars, but I’m saying this is the blue-collar, middle-class Trump Economy”—one where manufacturing and other industries that fuel prosperity in America’s heartland are thriving once again.

In the past, that wasn’t always the case. Too often, economic growth would concentrate in the hands of a wealthy few rather than lift up all American workers.

Just over three months ago, President Trump made it clear that his Administration wouldn’t let that happen during this economic boom. In July, he unveiled his Pledge to America’s Workers, calling on private companies and associations to expand programs that educate, train, and reskill Americans from high-school age to near-retirement.

 

 

Ivanka Trump has helped lead the charge, traveling to more than 14 states to visit job centers and technical education programs across America. She was also instrumental in helping shepherd the Perkins Career and Technical Education Act through Congress this summer, marking the program’s first modernization in more than a decade. Perkins CTE authorizes more than $1 billion in vocational and career-focused education funding for more than 11 million American students.

Since July, more than 160 companies have answered the President’s call to invest in career-development opportunities for our workforce. This summer, Walmart pledged 1,000,000 such opportunities. IBM pledged 100,000. FedEx pledged more than 500,000. And today, President Trump announced that the total number of commitments under the Pledge now exceeds 6 million in just over 3 months.

“The previous Administration said there won’t be any more manufacturing jobs—you’re going to need a magic wand and all of that,” President Trump said today. “Well, we had the magic wand, because we have almost 600,000 manufacturing jobs since the election. And it’s going to go much, much higher than that.”

Answering the pledge: More than 6 MILLION opportunities committed

The other thing that hasn’t been seen much in the mainstream news coverage about this administration compared to prior ones are stories like the one below  The White House held a Halloween event.  An unbiased media would normally cover such matters, so why is so little of it taking place during this administration?

Photo of the Day

POTUSDonaldJTrumpFLOTUSMelaniaTrumpHalloweenWhiteHousePhotoDailyBusinessNewsMHproNews

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The video above was added by MHProNews, and is from the same event captured in the still White House photo, above.

 

Closing Thoughts on the Meaning for MHVille of this News Item

The following is a comment from a widely known personality in MHVille, who has deep ties to MHI. It’s important food for thought.

The news today has a real illness.  There’s few facts printed.  Mostly what you see is opinion sanctimoniously delivered as fact.  Most of our national media produce stories designed to solicit a response of being appalled by someone’s or some group’s behavior.  With many, mostly on the Left, you can’t even have a civil discussion about a topic.  People likely agree more on certain topics than they do on ultimately conclusions.  For example, are you for reasonable fiscal management?  Most would say yes, but then many would vote for a politician promising unsustainable spending.” – from a mid-sized company owner, only one typo was corrected, the rest is verbatim.

The first video above near the end addressed the issue of spending, after the length discussion of jobs.  There are so many problems that faced the U.S.A., it is difficult to describe them all, but for the moment, let’s say foreign and domestic policy alike were suffering for decades.

Some conservative Republicans feared President Trump, thinking he was liberal, and not a real conservative. Democrats feared him, because they thought he could bridge the gaps between the GOP and some of the groups that Democrats depend upon, like labor and minorities.  Both were right, and wrong.

LawrenceYunNARShort8.3MillionHousingUnitsRisingRentsHousingPricesCuredOnlyByMoreBuilding

Yun and the NAR have pointed out the need for more construction, and underscored the reality of modern manufactured homes.  Why are so few in media picking up that compelling news story?  Collage by MHProNews.

It’s nonsense to say that President Trump is racist, or other similar and numerous slanderous allegations tossed his way.  Repeating a falsehood doesn’t make it true.  There are too many examples of African Americans, Latinos and other minorities that have known the president for years.  They don’t think he’s a racist. So why do such claims persist?

The Daily Business News pivoted from doing ‘straight’ news to doing news and commentary, that’s the responsible and candid thing to do. Each story is labeled as news, analysis, and commentary. That’s the proper disclosure, that much of the mainstream media lacks.

The related reports below indicate in depth how media could be so weaponized, but it could be boiled down to human nature and money.  Those talking heads are paid to say things.  Actors and actresses read lines, and that describes much – though not all – of the mainstream media. 

CompareMobileHomeTrailersPastManufacturedHomesSaferMoreDurableQuoteScholasticiaGayCororationPhotoSmallPercentageDamagedDuring

 

Stifel Investments 

Stifel Investments today tied violate stocks to the midterms.

Former CBS News award winner Sharyl Attkisson went independent, because during the Obama era she tried to report on stories that the network would not dive into. She talks about “the smear,” how the media can use character assassination, spin, mislead or false information.

Not every mainstream media story is ‘fake news.’  But some are. Often, what occurs is a mix of accurate information that may be taken out of context and weaponized.

That reminds us of what Brad Lovin said about how the media treats manufactured housing.

The industry has good reasons to vote for candidate that support this president. It makes no sense to vote for candidates that will support the agenda that is creating more jobs, lowering taxes and regulations, and bringing back hundreds of billions of dollars into the U.S.

In less than 2 years, there’s been substantial progress. But the supporters of ‘the left’ fear that measurable progress.  Many policies they believe in have been proven to be false, in less than 2 years.  Manufacturing and other jobs are returning. Wages – it was reported yesterday – are rising at the fastest pace in a decade.

It’s about the return to common sense.  

2 years ago, MHProNews projected – based upon a close reading of mainstream polling – how then candidate Trump could win.  The same is true for the midterms. Our publisher has deliberately allowed numerous pollsters to go through their full spiel during this election cycle. “Many polls are subtly designed to push a respondent in a specific direction. After over a dozen polls, some pollsters will hang up, if you give them the ‘wrong’ answer.  Many of these polls are designed to manipulate opinions, not survey them,” said L. A. ‘Tony’ Kovach.

In Florida and several other states, voting by party registration shows Republican ballots are ahead by thousands of votes.  A one of those independent voters, we’re encouraging industry professionals to use their common sense, and avoid emotional and other manipulation. 

Manufactured housing professionals should – more than many other professions – recognize that news gets spun, because that has happened to our industry for years.

PublishingHandPickedInformationCanBeWorsefortheImpressionItMakesOnManufacturedHomesandOurIndustryThanStatingEntirelyFalseInfo-BradLovinNCMHA

Elections come down each and every time to turn out and actual votes.  The House is harder to measure, but as many as 10 seats in the Senate could be Republican pickups once balloting next Tuesday, November 6 is complete. That’s what we see, based on numerous indicators we track.  In the House, it could go Democratic by a few seats.  But it could also be a hold of the majority — or even a pickup of a few GOP seats.

We wise. Be informed. Vote for more opportunities and proven results. See the related reports, further below. That’s “Industry News, Tips, and Views Pros Can Use,” © where “We Provide, You Decide.”  © ## (News, analysis, and commentary.)

(Related Reports are further below. Third-party images and content are provided under fair use guidelines.)

1) To sign up in seconds for our MH Industry leading emailed news updates, click here.

ManufacturedHomeIndustry#1HeadlineNewsMHProNews

To see a sample of our emailed news update, click here. To sign up for the factory-built home industry’s #1 headline news, click here or the graphic above.

2) To pro-vide a News Tips and/or Commentary, click the link to the left. Please note if comments are on-or-off the record, thank you.

3) Marketing, Web, Video, Consulting, Recruiting and Training Re-sources

SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

 

 

 

Related Reports:

Manufactured Housing’s Halloween Lighter Side, Cartoons and Video Tip

 

“I knew right from the beginning.” When President Trump, First Lady Melania, VP Pence Toured Manufactured Home Community

Acclaimed Poverty Inc. Video, MHVille – Why Left & Right Should Listen, Learn From Each Other

“Shadows of Liberty” Movie Introduction, Affordable Housing, and You

 

Compelling Information for Renters and Manufactured Home Owners

 

 

Short, Medium, Long Term Strategies – Step One – Manufactured Housing Marketing Sales Monday Meeting

October 29th, 2018 Comments off

 

ShortMediumLongTermnStrategiesStepOneManufacturedHousingMarketingSalesMondayMeetingDailyBusinessNewsMHProNews

Every good company, indeed every professional, should have a general short-, medium-, and long-term strategy or business plan.

 

What should your short-term strategy include?  Consider the following sobering points.

Every manufactured home business professional who has been in the business for 2 years or more has encountered several times the realities of how local, state, and federal regulations impact, limit or even deter the most cost-effective permeant affordable housing in the U.S. today.

Through regulations, zoning, financing, and other mechanisms – manufactured homes have been brought to their lowest production levels in the industry’s history.

 

Figure1MobileManufacturedHomeSalesSHipmentsVsExistingingNewHouseSalesManufacturedHousingiinudstryDataMHProNews

Data from National Association of Realtors.  It shows a sobering reality that the Arlington, VA based trade group may not want too many independents pondering the reasons ‘why’ the above data is true.  

 

This post will be done ‘backwards,’ in this respect.  It will start with what might be the second point, and then proceed to the first one.

 

Energize Your Base, Defuse Your Opposition

Unlike many industries that have de facto ‘fan clubs’ that effectively promote more sales, significant numbers of manufactured home owners have been led to think that rent control or other often Democratically promoted concepts.

Several state manufactured home owners associations affiliate with Manufactured Housing Action (MHAction), much like state manufactured housing professional groups affiliate with the Manufactured Housing Institute (MHI).

But as MHProNews and MHLivingNews have highlighted, these home owner groups have arguably been misled on several facts, not unlike how numerous manufactured home professionals have been misled by the Arlington, VA based ‘umbrella’ trade group.

When manufactured housing professionals learn how to connect more effectively with more of their homeowners, virtually everyone – perhaps save the monopolists – will benefit.

 

Compelling Information for Renters and Manufactured Home Owners

 

MHAction followers need to be informed how they are tied to Warren Buffett’s money.  Many of those followers have condemned Berkshire brands Clayton and related lending units business practices.

Rephrased, there could be a natural alliance between independent manufactured housing professionals and the mass of manufactured home owners, including those who may mistakenly be following MHAction.

“…the truth will set you free,” (John 8:32). Sharing the information linked below on MHLivingNews is prudent for MHPros, because it benefits home owners, investors, and professionals alike.

 

 

For Professionals and Investors Only…

When big money players are deeply involved in politics, that’s a signal to the rest of us.

It doesn’t mean that small- to mid-sized businesses (SMBs ) or investors have to match their money., which most of us can’t match the billionaires.  But what it should tell us is that from now through the midterms, political engagement is a wise short-term strategy.

2016 reminds us that the biggest dollars don’t always win.  Two examples will make the point. Among Republicans, former Governor Jeb Bush had more campaign money than perhaps any other candidate in the GOP primary, but he did terribly at getting delegates.

In the national election, former Secretary of State Hillary Clinton had hundreds of millions in more campaign money, but she lost in the all-important Electoral Collage vote by a wide margin to political newcomer, Donald J. Trump, who now is the 45th President of the United States (POTUS).

For those roughly 10-15 percent of voters who have not yet decided, the election is in their hands. For those pros who ‘get it’ that the Trump Administration agenda is good for the vast majority of Americans – save perhaps some monopolists/oligarchs and their allies – sharing articles like the this one and the one linked below may prove eye opening.

 

Following Facts, Money – Sam Zell, Warren Buffett, Tim Williams/21st Mortgage, and Manufactured Housing

 

This won’t be the only topic covered between now and Nov 7th.  But it is arguably the most pressing one. Mainstream media surveys, and site data on MHProNews, both indicate that voters are interested in hearing and reading about such issues in the closing days of the 2018 Midterms.

 

LATonyKovachGoodBipartisanshipShouldalwaysBepredicatedBenefitallhonestindustrymembersnotslectfewquote

The comment above was said with respect to another recent topic, but relates to this issue too.

 

Make this your short-term strategy. Share the links above, and of course, vote wisely. See the related reports, linked below.

That medium to long-term strategy?  Sign up for our emailed headlines news, and you’ll get those post-Nov 6th voting.

NOTICE: A new report will spotlight a multifamily housing initiative that MHI has not yet advised MH Professionals about. Per our sources, that should be Tuesday or Wednesday. Stay tuned to “News through the lens of manufactured homes, and factory-built housing,© where “We Provide, You Decide.”  © ## (News, analysis, and commentary.)

(Related Reports are further below. Third-party images and content are provided under fair use guidelines.)

1) To sign up in seconds for our MH Industry leading emailed news updates, click here.

ManufacturedHomeIndustry#1HeadlineNewsMHProNews

To see a sample of our emailed news update, click here. To sign up for the factory-built home industry’s #1 headline news, click here or the graphic above.

2) To pro-vide a News Tips and/or Commentary, click the link to the left. Please note if comments are on-or-off the record, thank you.

3) Marketing, Web, Video, Consulting, Recruiting and Training Re-sources

SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

 

 

 

Related Reports:

Father and Son, How Often? Common Sense, and Manufactured Housing Industry Week in Review 10-21 to 10-28-2018

 

Guggenheim ’Classic Seasonal Adjustment,’ Pollster says Hedge Funds Nervous Over Midterms, But GOP Can Win House and Senate, Plus MH Market Updates

 

 

 

Triad Financial Services Recent Reporting on Manufactured Home Lending

October 26th, 2018 Comments off

 

TriadFinacialServicesRecentReportingOnManufacturedHomeLendingTriadLogoECNCapitalLogoMHProNews

Triad Financial Service (TFS or Triad) formally closed on their acquired by ECN Capital on December 29, 2017.  For nearly 60 years, Triad has served the manufactured home industry, and other lenders.

 

Our prior reports on that are linked further below, under related reports.

 

TriadFinacialServicesLogoSecuredConsumerLoanPortfoliosSnapshotManufacturedHomeLendingKeyHighlightsTriadLogoECNCapitalLogoMHProNews

 

The screen captures that follow are from Triad’s second quarter reports, part of the larger ECN Capital quarterly reporting.

 

TriadFinacialServicesRecentReportingOnManufacturedHomeLendingKeyHighlightsTriadLogoECNCapitalLogoMHProNews

 

ECN has been part of the Daily Business News on MHProNews’ evening market report since the Triad acquisition, along with other manufactured housing industry connected publicly traded operations.

 

TriadFinacialServicesRecentReportingOnManufacturedHomeLendingOriginationsTriadLogoECNCapitalLogoMHProNews

 

Last night’s evening manufactured home industry stocks and market report is linked here.  The full ECN Capital 2nd quarter report – which includes the slides shown, but others as well – is linked here as a download.

Note that their loan performance data should a good reason for others – including, but not limited to, the Government Sponsored Enterprises – examining the manufactured home lending market to go beyond looking. “We Provide, You Decide.” © ## (News, analysis, and commentary.)

(Related Reports are further below. Third-party images and content are provided under fair use guidelines.)

1) To sign up in seconds for our MH Industry leading emailed news updates, click here.

ManufacturedHomeIndustry#1HeadlineNewsMHProNews

To see a sample of our emailed news update, click here. To sign up for the factory-built home industry’s #1 headline news, click here or the graphic above.

2) To pro-vide a News Tips and/or Commentary, click the link to the left. Please note if comments are on-or-off the record, thank you.

3) Marketing, Web, Video, Consulting, Recruiting and Training Re-sources

SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

 

Related Reports:

Triad Financial Service’s Parent Company, ECN Capital – First Data Report

Canadian ECN Capital Signs Agreement to Acquire Triad Financial Services, Inc.

“A Nation of Laws” – Donald Tye, Jr. Affordable Housing, and Manufactured Homes

 

 

 

Transparency – What Manufactured Housing Industry Pros Have Proclaimed

October 23rd, 2018 Comments off

TransparencyWhatManufacturedHousingIndustryProsHaveProclaimedDailyBusinessNewsMHProNews

Facts are a reflection of reality. Other words for ‘facts,’ are truth, proof, reality, evidence and actualities.

 

Facts are not opinions, which we all have, but which may or may not be aligned with the facts.

Opinions of all kinds are routinely flowing into MHProNews HQ.  They come via phone, email, social media, texts or even by good-old fashioned U.S. Mail. We welcome the input from all.  Because even those – sometimes, especially those – that ‘see it differently’ are important to consider.

In science and with logic – objective reasoning – the mind is supposed to open, until it discovers the truth of a subject.  Once the truth is understood, the mind closes on truth. Truth isn’t what we or someone else wants or desires the truth to be.  Rather, truth is a reflection of facts, of reality.

So, the mind – like the mouth – ideally closes when it is time to chew, and swallow, on substantial truth.  Some fear the truth, and they or others will toss out all sorts of distractions – red herrings, razzle dazzle, etc. – hoping to keep minds from closing on the truth.

 

First, the Big Facts…

What follows first are a set of statistics, but they speak volumes.  We’ll deal with quotes and more facts in an upcoming report.

Every visit to a page is akin to a vote.  It tells us – and now, you – what the industry is reading, and how often.

These are the actual numbers provided by third-party Webalizer, which is installed on the website’s server, which means it is accurate (not a guess from a third-party service that is not installed on a website’s server).  Let’s first share some third-party quotes about Webalizer, not boasts from Webalizer.  These two are taken from page 1 Google search results:

  • A handy tool for doing this [website analytic data] with a web serveris Webalizer.” – 100TB.
  • Webalizer is a fantastic, free web server log file analyzer. It is fast and generates very nice statistical reports about who is hitting your site and what they are hitting.” – AvaJava.

Note, we don’t know specifically who visits a site, that would require a login or other tags that we don’t generate or require. But what we do is get aggregated data that tells us about industry readership.

Keep in mind, that the Manufactured Housing Institute (MHI) says (we think, incorrectly – and won’t go into detail today why we believe that number is likely too low – but that’s another story for another time) that there are some 40,000 full time equivalents (FTEs) in manufactured housing in the U.S.

 

ManufacturedHomesMadeInAmericaDataInfographicManufacturedHousingInstituteLogoMHILogoMHProNewsFactCheck

 

For lack of a better piece of third-party data, we’ll use that for now.

There are certainly others who are professionals that are looking at MHProNews.  Among them, per Webalizer, are federal officials (.gov), educators (.edu), military (.mil), Canadians, people from other nations, and so on. We know media and other researchers that may not be part of an educational institution (not a .edu) will also be periodic visitors on our website.

 

The following are two screen captures, both done today: “Generated by Webalizer” a “Summary by Month” that were “Generated 23-Oct-2018 07:04 CDT.”

These first two are among the several CPanel or URLs among the dozens that we own for MHProNews.com, or our original URL mhmarketingsalesmanagement.com.  Note that it is the same as MHProNews.com, both will take you to the same pages.

 

2018-10-23_1809MHProNewsDataWebalizerDailyBusinessNewsMHProNews

The clear trend is increasing readership. Thousands of Pros like yourself are logging on here on MHProNews daily. Thousands of pros a day can’t all be wrong!

 

2018-10-23_1812SummaryByMonthWebalizerManufacturedHousingIndustryMHproNewsSecondary

Combine the two and above and you’ll see that over 11,000 visits a day occur in an industry that MHI claims has some 40,000 total Full Time Equivalent (FTE) professionals. That’s amazing market penetration.  Note too that we publish one fewer story per day than 2 years ago, but the stories tend to be in more depth, and with greater analysis.

 

We’ll call all of this herein MHProNews for clarity, because it is all on the MHProNews.com website.  What those two cPanel/URLs shown above tell you is this.  On those two URLs/CPanels alone on MHProNews, there are so far during the month of October some 11,000 plus visits-per-day from professionals like yourself.

It’s a strong, practical endorsement of time and engagement.  Now, what specifically is attracting those readers?

Let’s look at some examples.

The article linked below was published on the afternoon of 10.20.2018.

 

20 4720 http://www.mhmarketingsalesmanagement.com/blogs/daily-business-news/expose-why-has-warren-buffett-bh-funded-anti-mhc-activists-mhaction-why-fund-attacks-on-els-frank-rolfe-blackstone-group/

 

By 10.22.2018 it already had the following results.

 

15 6431 http://www.mhmarketingsalesmanagement.com/blogs/daily-business-news/expose-why-has-warren-buffett-bh-funded-anti-mhc-activists-mhaction-why-fund-attacks-on-els-frank-rolfe-blackstone-group/

 

In less than half-a-week, that article generated a total hit count equal to 1 out of 7 professionals in MHVille claimed by MHProNews (again, we disagree with MHI’s total estimate, our thinking is their total is too low).  Thousands of industry professionals that do certain jobs may never visit a website like this, as it is designed for managers, owners, executives, investors, and other professionals, etc.

Rephrased, that article is red-hot. Or tongue in check, ‘read-hot.’  That article is the one linked below.

Expose! Why Has Warren Buffett/BH Funded Anti-MHC Activists, MHAction? Why Fund Attacks on ELS, Frank Rolfe, Blackstone Group?

 

The article linked below was published on Oct. 9th.

 

12 7284 http://www.mhmarketingsalesmanagement.com/blogs/daily-business-news/nbc-video-federal-authorities-investigating-clayton-homes-maxine-waters-denounces-lending-discrimination-against-minorities/

 

The article linked below was published on Oct. 2nd.

 

7 18063 http://www.mhmarketingsalesmanagement.com/blogs/daily-business-news/clayton-homes-ripped-by-customer-complaints-spotlighted-on-abc-news/

 

NBC Video – Federal Authorities Investigating Clayton Homes, Maxine Waters Denounces Lending “Discrimination” Against Minorities

 

ICYMI, or want a refresher, those two articles are linked above and below.

 

Clayton Homes Ripped by Customer Complaints Spotlighted on ABC News

 

First Takeaways?

The first takeaways are that:

  • MHProNews totally dominates.
  • Industry readers want serious news and analysis, not just eye-or-ear tickling opinions, thinly-veiled marketing, or arguably agenda-driven, and weaponized reports.
  • The best efforts to derail MHProNews by the purported Omaha-Knoxville-Arlington triangle and their allies has had an effect, but has not succeeded in destroying this industry-leading resource.

 

Take Two

Last month, as you saw above, there were more than 10,000 visits per day. Frankly – due to efforts we’ll attribute to what others told us wee alleged efforts reported by people with knowledge – tried to undermine our evidence-based reporting, commentary, and analysis

That said, MHProNews traffic rebounded, as you see. It continues to climb. Professionals must like what they see, because we outpace the typical other trade media sites. So much so, that one of our competitors said of themselves, that they don’t publish news at all. That was honest.  They publish feel good opinions.

When a few hundred manufactured housing industry professionals show up for an event, the industry celebrates.  Perhaps it should.  When MHI reportedly gathered over 1,000 pros to Las Vegas to hear HUD Secretary Carson, that was a record in recent history for them.

 

HUDSecretaryBenCarsonMDOfficialPhotoManufacturedHousingIndustryDailyBusinessNewsMHproNews

Official HUD photo provided to MHProNews. That’s about 1,000 people. Now imagine a group more than 11 times that size, and that is how many professionals have visited average per day the MHProNews site so far this month, up to the date and time shown above.

 

Compared to 1,000 that heard that HUD Secretary Ben Carson address, 1000 hits on many articles would be a low total for dozens of our articles a month.  To be objective, no question that it is harder to get someone to an event, than to pick up their smartphone, tablet or get them to logon with their laptop or desktop computer.  But it is also no question that both a live event, and digital content can be compelling.

Per sources to MHProNews, if you take a single day total, that exceeds in a day what several other’s ‘news’ or ‘blogs’ or ‘magazines’ get in an entire month.

Note too that in addition to what Webalizer reports, our email news attracts thousands who read the headlines, plus a healthy percentage who click through from the emails to read the stories that interest them.

As a plug, this is part of the reason why our advertisers get results.  We have more engagement, and more routine engagement.  It is common sense that a business daily is going to outperform a weekly or monthly blog, or an email that goes out once a month or every two weeks with messages and content that is routinely opinion, rather than news-with-analysis.

So that’s the broad brush. It is why MHProNews is the runaway #1 in manufactured housing.

With the table set, now, let’s drill down from there.

There are ‘modules’ or sections of the website, such as

  • The Daily Business News
  • The Masthead Blog
  • MHARR News,
  • Featured Articles,
  • Industry Voices, and so on.

Routinely among the higher traffic parts of the MHProNews website is MHARR – Manufactured Housing Association for Regulatory Reform – news.  Keep in mind that there are ‘hits’ on a specific article, but there are also ‘hits’ on the module or section itself.   So, a visit to the ‘top’ of the module is distinct – and tabulated separately – from a visit to a specific article. Some professionals bookmark a specific page, and then they visit that page daily, x times weekly or whenever.

The number on the left is the rank of that on the MHProNews website, the second number are the hits on that article as of the date and time shown.  The third is the link being ranked.

As we’ve revealed previously, there are numerous URLs and several CPanels on the MHProNews website.  So, these are not grand totals.  These are the total for a specific CPanel and a specific URL only.  Grand totals would be significantly higher, but take time to pull and total.  That’s not yet automated, so we pick a higher total CPanel and URL, and then use it for a sampling.

 

23 4665 http://www.mhmarketingsalesmanagement.com/latest-news-from-mharr/

 

Rephrased, the total on the Masthead blog, shown below doesn’t include the hits on the specific article that follows.

TheMastheadCommentaryLATonyKovachMHProNews

22 4669 http://mhmarketingsalesmanagement.com/blogs/tonykovach/

 

31 2755 http://mhmarketingsalesmanagement.com/blogs/tonykovach/truth-trump-tragedy-triumph-affordable-housing-and-manufactured-homes/

Truth, Trump, Tragedy, Triumph, Affordable Housing, and Manufactured Homes

 

So, on this date, as of the time shown above, those two URLs have had over 7,400 total hits. The average visitor on MHProNews checks out several pages per visit, before moving on with their day.

As an FYI, at just over 1000 hits so far this month is the following.  Needless to say, not everyone does sign up.  But obviously, there are more than enough that do, and some of them encourage their friends to read our emailed news updates too.  That’s what the subscribe is to, our emailed news, which typically goes out twice weekly.

 

69 1043 http://mhmarketingsalesmanagement.com/subscribe

 

ManufacturedHomeIndustry#1HeadlineNewsMHProNews

To see a sample of our emailed news update, click here. To sign up for the factory-built home industry’s #1 headline news, click here or the graphic above.

 

 

Months – Almost a Year Since a Report First Posted…

It has been almost a year since the report below was published. It was published on November 15th, 2017.  Yet, 11 months later, it is still among the top 250 reports being accessed on MHProNews, per Webalizer. It’s an ongoing signal that the Manufactured Housing Institute (MHI) is not pleasing people with its performance. Because if they did, who would be reading the report below?

 

244 228 http://www.mhmarketingsalesmanagement.com/blogs/daily-business-news/study-recommending-new-manufactured-housing-association-for-independent-retailers-communities-lenders-others-released/

Study Recommending New Manufactured Housing Association for Independent Retailers, Communities, Lenders, Others Released

 

Part One of a Multiple Part Series – Bottom Lines?

Short term, the industry’s independents should focus on influencing their peers and circle of influence to do what they did in 2016.  Vote to surprise the powers that be, by providing the red tide, instead of a blue wave.

Once the midterms are over, as we’ve noted previously, there are specific needs for our industry.  Those are more likely to get addressed by the Trump Administration, not by pro-big tax, big regulation government Democrats.

The final bottom line is that the across the spectrum, big companies, small or all in between, readers flock to MHProNews. This month, its over 11,000 visits daily, per just 2 of the dozens of URLs and CPanels that data that we have.  Fear and over-caution must be confronted by prudent action.

For the next two weeks, we’ll continue to lead the charge up to the midterms, blended along with other key industry news reports, and some specials.  Once the midterms are done, you’ll see a revised program that can provide the next tidal shift that could begin to sweep out the old guard in MHVille, and replace it with the new. That could in turn witness a true rise in manufactured housing shipments to its true potential, not this purportedly foot-on-the-brakes limited scenario professionals and investors struggle under today.

Stay tuned for more facts and reason based special reports, along with evidence and logic based analysis that you won’t find anywhere else in MHVille.  Please join those who are signing up for our emailed news updates, at this link here. © ## (News, analysis, and commentary.)

(Related Reports are further below. Third-party images and content are provided under fair use guidelines.)

1) To sign up in seconds for our MH Industry leading emailed news updates, click here.

ManufacturedHomeIndustry#1HeadlineNewsMHProNews

To see a sample of our emailed news update, click here. To sign up for the factory-built home industry’s #1 headline news, click here or the graphic above.

2) To pro-vide a News Tips and/or Commentary, click the link to the left. Please note if comments are on-or-off the record, thank you.

3) Marketing, Web, Video, Consulting, Recruiting and Training Re-sources

SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

 

Related Reports:

 

What are the FACTS about Manufactured Housing Industry Traffic vs. Real Estate? MHVillage, MHProNews, Manufactured Housing Institute Data

 

NDAs, Warren Buffett, Richard ‘Dick’ Jennison, Manufactured Housing Institute (MHI), and MHVille

 

 

 

Former President Bill Clinton, Pivotal Moment for Manufactured Housing Industry, Sunday Morning Weekly Recap 9.23 to 9.30.2018

September 30th, 2018 Comments off

 

FormerPresidentBillClintonPivotalMomentManufacturedHousingIndustrySundayMorningRecapDailyBusinessNewsMHProNews

Former President Bill Clinton, right. Former Senator Chuck Cobb (VA-D), left-center. Danny Ghorbani, left, former President of the Manufactured Housing Association for Regulatory Reform (MHARR). There were several state and other association and business leaders involved in the historic report that we will spotlight, in the days ahead.

The photo above is a reminder of a pivotal time in the development of the manufactured housing industry’s history. 

 

It’s a reminder that manufactured homes (MH), like affordable housing in general, are bi-partisan issues.

Actually, manufactured homes and affordable housing ought to be nonpartisan issues. But we should know after the last few decades that local, state, and national politics impacts manufactured homes and our industry’s professionals and investment opportunities every day. 

That’s why ignorance or apathy about the political and related ‘follow the Money’ issues can be costly.  

Interest in the midterms by voters, per Pew Research is at 72 percent. That huge for a midterm election. 

With just over 5 weeks to Election Day, no other manufactured housing industry news or MH trade media source even comes close to satisfying our industry-leading audience, or the engagement by our dedicated professional readers. 

There are several important “Inside MH” behind-the-scenes reports on tap. There are many found below. Make sure you are signed up for the industry’s #1 emailed headline news, so you don’t miss any of the reports that impact your professional world and/or investments. 

The report on manufactured housing and the Clinton White House, the high drama – plus profitable ‘lessons learned,’ will all be coming soon to MHProNews. 

Thanks so much to our sponsors and readers for making us the runway #1.  

Notice: we are starting some new things on MHLivingNews.  Stay tuned, it could prove to be…

…epic.

With no further adieu, please see the stories in the week that was, below. 

 

What’s New on MHLivingNews

Manufactured Homes Could Help Solve the Affordable Housing Crisis, So, Why Aren’t More Manufactured Homes Being Sold?

Nathan Smith, From Mobile Home Resident to SSK Communities Owner and President Barack Obama Connection

 

What’s New on MHARR News

MHARR Exposes GSES’ Failure On Chattel Financing Before Congress

Washington Update – MHARR September 19, 2018 – an Exclusive Report and Analysis

MHARR to DOE: Only Three Choices for MH Energy Rule – Abandon, Complete Start-Over, Or Face Legal Action

 

On the Masthead

The Rich, Famous, PreFab Homes, Manufactured Housing, Hypocrisy, and You

What’s News on the Daily Business News on MHProNews

1DailyBusinessNewsLogoMHProNewsLogo-1

 

Saturday 9.29.2018


$500 Billion Dollar Affordable Housing Plan from Warren, Growing Manufactured Home-Impacting Plots

$500 Billion Dollar Affordable Housing Plan from Warren, Growing Manufactured Home-Impacting Plots

 

Friday 9.28.2018

 

$300 Billion Market, As Predicted, Jeff Bezos’ Amazon Alexa Fund Dives Deeper into PreFab Homes

$300 Billion Market, As Predicted, Jeff Bezos’ Amazon Alexa Fund Dives Deeper into PreFab Homes

Notice: every evening, our manufactured home connected stocks – plus broader business news,  features a ‘headline news’ recap.  Those bullets spans the left-right media divide. They are indicators of what moves investors that move the markets. Features include CNN Money and Fox Business, among other sources, plus our own industry-leading fact-checks, commentary, and analysis.

Facebook’s Mark Zuckerberg’s “Frankenstein Moment,” Plus MH Market Updates

FHFA Hearing Before Congress Raises GSEs’ Failure on Manufactured Home Chattel Financing

FHFA Hearing Before Congress Raises GSEs’ Failure on Manufactured Home Chattel Financing

Gilbert and Edmund – The Only Thing Necessary

Gilbert and Edmund – The Only Thing Necessary

 

Thursday 9.27.2018

Civil and Property Rights, SOCTUS, and Ford v Kavanaugh at Spirited Hearing

Civil and Property Rights, SOCTUS, and Ford v Kavanaugh at Spirited Hearing

Notice: every weekday evening, our post-market closing news recap features several key manufactured housing industry stocks.  It also features a ‘headline mainstream business news’ recap, that spans the left-right media divide. Features include CNN Money and Fox Business, among other sources, plus our own industry-leading fact-checks, commentary and analysis.

NAFTA Replaced by HAFTA? Plus, Manufactured Housing Market Updates

City Orders Manufactured Home Community Closure, Residents Only Have Weeks

City Orders Manufactured Home Community Closure, Residents Only Have Weeks

Mel Watt – FHFA and MH Connected Hearing Today to Feature Sexual Misconduct Allegations

Mel Watt – FHFA and MH Connected Hearing Today to Feature Sexual Misconduct Allegations

 

Wednesday 9.26.2018

4 Ways Fed Rate Hike Impacts You, Your Customers – Plus MH Market Updates

Warren Buffett, Charlie Munger, Fannie Mae, Freddie Mac, Berkshire Hathaway Backstory

Warren Buffett, Charlie Munger, Fannie Mae, Freddie Mac, Berkshire Hathaway Backstory

HUD Program Misconduct Alleged by House, a Reason Why So Few Manufactured Homes are Being Built

HUD Program Misconduct Alleged by House, a Reason Why So Few Manufactured Homes are Being Built

Record Shattered on SBO, Yields Growth, Profits, More Says Juanita Duggan’s Group

Record Shattered on SBO, Yields Growth, Profits, More Says Juanita Duggan’s Group

 

Tuesday 9.25.2018

POTUS Trump ‘Keeps Another Trade Promise,’ Plus Manufactured Housing Market UPdates

Notice: this next report is quite different than the one with a similar image on MHLivingNews.com. Don’t miss it.

Nathan Smith, SSK Communities, From Mobile Home Resident to Manufactured Home Communities Owner, & Manufactured Housing Institute Leader

Nathan Smith, SSK Communities, From Mobile Home Resident to Manufactured Home Communities Owner, & Manufactured Housing Institute Leader

Plan for New 296 Site Metro Manufactured Home Community

Plan for New 296 Site Metro Manufactured Home Community

HUD Action on Multiple Issues Rejected by Manufactured Home Industry Groups, Professionals

HUD Action on Multiple Issues Rejected by Manufactured Home Industry Groups, Professionals

 

Monday 9.24.2018

Cracking America’s Rude Crude Fracking Rise? Oil and MH plus Manufactured Home Market Updates

Sugary Sweet Reports on Manufactured Housing Industry

Sugary Sweet Reports on Manufactured Housing Industry

Anti-MH Bigotry, Prejudice, and Possibly Illegal Action on Display in Manufactured Housing’s Birthplace?

Anti-MH Bigotry, Prejudice, and Possibly Illegal Action on Display in Manufactured Housing’s Birthplace?

Draft EO for Trump Administration AntiTrust Order Obtained by MHProNews

Draft EO for Trump Administration AntiTrust Order Obtained by MHProNews

Sunday Morning 9.23.2018

Actions Speak Louder, But Words Followed by Deeds Matter to MHVille Owners, Professionals and Investors – Plus Sunday Morning Weekly Recap 9.16 to 9.23.2018

Actions Speak Louder, But Words Followed by Deeds Matter to MHVille Owners, Professionals and Investors – Plus Sunday Morning Weekly Recap 9.16 to 9.23.2018

ICYMINew Material!  If you’ve not seen a POTUS Trump Rally before, or if it has been a while, open your mind and watch this one from WV last night. Tough, funny, insightful, and energizing. Timely comments and insights.

That’s it for now. Thanks so much to our sponsors, clients, and readers for making us #1.  Please check back tomorrow morning for more MH “Industry News, Tips, and Views that Pros Can Use.” © where “We Provide, You Decide.” © ## (News, analysis, and commentary.)

(See previous recently headline news weekly recaps, further below, at the links as shown. Third-party images and content are provided under fair use guidelines.)

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3) Marketing, Web, Video, Consulting, Recruiting and Training Re-sources

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Related Reports:

Biblical “Talents,” Words, Ideas, Evidence, and Practical Impact on Manufactured Housing, Sunday Morning Recap, MHProNews Headlines Aug 26 to Sept 2, 2018

Clayton’s Surprising Result – Sunday Morning Weekly Recap, MH Headline Reports and News in Review Aug 19 to Aug 26, 2018

Manufactured Housing, Profitable Education, Straw Men, Red Herrings, and Ad Hominems – Sunday Morning Weekly Recap, MH Headline Reports and News in Review Aug 12 to Aug 19, 2018

 

Sugary Sweet Reports on Manufactured Housing Industry

September 24th, 2018 Comments off

 

SugarySweetReportsonManufacturedHousingIndustryDailyBusinessNewsMHProNews

You don’t have to be a doctor of dentist to realize that a person who relies on a diet of sugar, sweets, and fails to balance or brush will end up with rotten teeth and other health issues.

 

That is an analogy for manufactured housing professionals to ponder.

Businesses and industries use baselines, market-share, and other metrics that are fact-based. That data is used to determine how healthy – or not – a business or industry actually is.

Certainly, one metric is dollars and cents. How profitable is a business?  By the way, this is today’s Monday Morning MH Sales/Marketing meeting post.

Rising profits are obviously good. But a ‘sugar high’ can feel good for a while too. It is only later that the health issues manifest themselves.

Profits may be rising, and that’s good.  But if other metrics signal an imbalance or problem, then part of those profits ought to be allocated toward treating underlying issues that keep a business from rising even higher.

Figure1MobileManufacturedHomeSalesSHipmentsVsExistingingNewHouseSalesManufacturedHousingiinudstryDataMHProNews

Above and below are industry metrics that must be considered, and then applied to your local market(s) and business interests.

9percent1percentNewManufacturedHousingTrillionDollarHousingNewExistingHomeSales2016CreditManufacturedHousingIndustryDailyBusinessNewsMHProNews_1

This is a flashback to over a year ago, the data has shifted slightly higher, but the principles still hold. http://www.mhpronews.com/industry-news/industry-in-focus/a-executive-summary-400-words-manufactured-housing-industry-obstacles-and-billions-in-opportunities

 

At the MHEC meeting, one of the discussions was reportedly about the “unconstitutional taking” of property. It’s a subject that the Daily Business News on MHProNews on that very topic. Where are the others in trade publishing on that or other vexing issues?

“Unconstitutional Taking,” “Gentrification on Trial” in Recent Oak Hill Manufactured Home Community Ruling

From the outset, MHProNews has spotlighted good news, but also problem areas and how those can be dealt with. Reality is based on facts, not mere wishes, hopes, and day dreams that lack substance.

At the local, state, or federal level there are challenges. Those challenges exist outside of the industry, as well as inside.

Ignoring reality may have delayed consequences, but like that analogy of a diet of sugar, those health – and business – outcomes eventually surface.

Let’s be blunt. There are controversial topics we cover that no one else in MHVille has or will touch. Perhaps in time, others in the industry’s trade media will realize that the world won’t end if they tackle real issues with something more than sugar-coating?

 

Cost and Benefit

There is a cost to even fact and evidence-based publishing, when it raises issues that are unpopular in certain quarters.

But benefits exist too.

ManufacturedHousingAssocRegulatoryReformJOINMHARRbani-200x200

Click here or the above to learn more, which is not connected to this report.

Readership on the site is more than double what it was a year ago. We were already the number one trade media, but that has expanded.

From big, to medium, or small organizations in manufactured housing, readers want a meal, not just candy. People may or may not agree with a perspective. But they know we have laid out facts, evidence and give others a chance to input too.

Leadership for your business can get a similar result. In fact, there is good evidence from our consulting and business development service clients that diving into tough topics is precisely what we’ll qualify consumers and B2B decision makers want.

Keep candy for desert. Brush your intellectual teeth after you’ve consumed some sweet sounding stuff elsewhere.

A sponsor recently said that some “may not realize the power of your platform.” It was a nice compliment to MHProNews/ MHLivingNews.  But the reality is that it has always been, and will always be a collaboration. Sponsors, clients, feedback, tips from industry pros, and our own team’s work meld together to make this possible.

As we’re preparing to publish this, we’ve had a written response from the mayor in the town in the story linked below.

 

Anti-MH Bigotry, Prejudice, and Possibly Illegal Action on Display in Manufactured Housing’s Birthplace?

 

There are absolutely times when polite and pleasant behavior are merited.  There are other times when only vigorous push-back will work.

The shipment chart and comparisons to RVs or other industries are the only evidence-based reasons that are needed to realize that while the industry is ‘recovering,’ it is doing so far too slowly.  In most markets, sustainable, ethical increases in sales of 500% to 1000% (+/-) in new manufactured home sales ought to be possible.

The results are actionable intelligence and insights that leaders, managers, and investors can benefit from. Or as our tag line says, “Industry News, Tips, and Views Pros Can Use.” © See related reports and links, below. “We Provide, You Decide.” © ## (Manufactured housing related marketing & sales news, analysis, and commentary.)

(Third-party images and content are provided under fair use guidelines.)

FactoryBuiltCarsClothingAppliancesElectronicsCellsSmartPhonesHomesItJustFollowsLATonyKovachC2017MHproNewsBy L.A. “Tony” Kovach – Masthead commentary, for MHProNews.com.

Tony is the multiple award-winning managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

Office 863-213-4090 |Connect on LinkedIn:
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Time, talent, treasure. Put your money, as we do, where your mouth is. Need professional services? Please consider calling us. Nobody does it better in MHVille, no one. Click here to learn more.

Related References:

“Family Owned,” a Formula for Outperforming “Big Boys,” Monday Morning MH Marketing Sales Meeting

 

Sustainable Success. Your Best MH Investment? Monday Morning Manufactured Housing Sales and Marketing Meeting

 

Becoming a Standout Performer, Monday Morning Sales, Marketing Meeting

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