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Posts Tagged ‘manufactured housing association’

Small Business Legalese, Restrictive Contracts to Protect Company Information, 2 Minute Video Tips

November 22nd, 2017 Comments off

BethMilitoSrCounselNFIBSmallBusinessLegalCenterDailyBusinessNewsMHProNewsTrade associations often provide a variety of services, such as discount offers, to their members.

In the case of manufactured housing, you also have the group’s lobbying and advocacy activities.

But with most state associations limited to a few hundred companies, beyond the basics of an annual meeting, networking, some education, etc., it’s difficult for a state association to afford to do more.

Beyond what state associations do for industry professionals, the National Federation of Independent Business (NFIB) may provide other options to leverage the influence of an organization of some 325,000 members, several hundred of home are in factory built housing.

The NFIB has been a strong and effective advocate on issues that impact businesses, such as tax reform. VP Mike Pence, is among the Trump Administration officials who have shown their open ears and minds to NFIB in substantive ways.

NFIB’s Juanita Duggan Cheers, Leads, Explains Why on Tax Reform for American Businesses

Part of what those dues dollars yields are how to videos and tips, like the one shown in this post on protecting company secrets.

These legal tips are less than 2 minutes, and may prove useful to many industry companies. Sr. Counsel Beth Milito, JD, provides this introduction to tips for protecting your companies confidential information.

Because the video offers generic tips in under 2 minutes, thoughts or ideas you pick up from this video should be double-checked with a legal expert in your market.  © ## (News, tips, and commentary.)

National Association Related.

Study Recommending New Manufactured Housing Association for Independent Retailers, Communities, Lenders, Others Released

(Image credits are as shown above, and when provided by third parties, are shared under fair use guidelines.)

SoheylaKovachManufacturedHomeLivingNewsManufacturedHousingIndustryDailyBusinessNewsMHProNews-Submitted by Soheyla Kovach to the Daily Business News for MHProNews.com.

Sunday Morning Weekly Recap Manufactured Housing Industry News, September 24 to October 1, 2017

October 1st, 2017 Comments off
SundayMorningWeeklyRecapSept4toSept10ManufacturedHousingIndustryDailyBusinessNewsMHProNews-1

Featured image credit, MHProNews.

Tony, every week there is so much that happens, this [The Sunday Morning Headline News Recap] is an easy way for me to review the news, thank you for this [feature] and your team’s coverage of factory-built housing.

Our featured articles for September are available on the MHProNews.com home page.

FYI – and ICYMI if you aren’t already on our twice-weekly emailed headline news update, click here to sign up in seconds.

Thousands get our emails, and the open and click through rates – per MailChimp – blow away others in media and publishing.  The reason?  “Relevant!” said a regular on MHProNews.

To see the line-up of over 2-dozen featured articles for the month of September, along with the headline commentary, please click this link here.

Manufactured, modular and prefabricated home professionals know that how a home got to its location should not define a person or their dwelling.

What the Daily Business News spotlights day-by-day are the tragedies, triumphs and struggles for acceptance of the obvious solution for millions for the growing affordable housing crisis in the U.S. and beyond.

When you read the lineup for the month found on the home page, you can reflect on another motto as you chart your own professional path ahead: “We Provide, You Decide.”  ©

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(Image credits are as shown above, and when provided by third parties, are shared under fair use guidelines.)

SoheylaKovachManufacturedHomeLivingNewsManufacturedHousingIndustryDailyBusinessNewsMHProNews-Submitted by Soheyla Kovach to the Daily Business News for MHProNews.com.

Drama in Ohio: Fake News, Facts and Myths

April 26th, 2017 Comments off
DramainOhioFakeNewsFactsandMythscreditMediaNation-postedtothedailybusinessnewsmhpronewsmhlivingnews

Credit: Media Nation.

The ongoing battle between the Ohio Manufactured Housing Association (OMHA) and Ohio Governor John Kasich over the status of the Ohio Manufactured Housing Commission (OMHC) has been taken to a whole new level, with what informed sources  are calling “fake news.”

According to a story from WOSU, Gov. Kasich wants to merge the OMHC with the Department of Commerce, which includes the fire marshal’s office.

As Daily Business News readers are already aware, The Ohio Fire Chief’s Association sent a letter to lawmakers at the end of March supporting a provision in the state budget to kill the commission. The Daily Business News covered the response from the commission in a story linked here.

Commentary from the association, and the state fire marshal, was inflammatory.

30 people died in 1,208 manufactured home fires between 2012 and 2016,” said the letter from the Association.

OhioManufacturedHomesAssociationCallsforHelpcreditOMHA-postedtothedailybusinessnewsmhpronewsmhlivingnews

Credit: OMHA.

Ohioans are 4.2 times more likely to die in a manufactured home that caught fire than one- or two-family home,” said state Fire Marshal Larry Flowers, who cited a four-year study of state data showing there are more fatal fires in manufactured homes in Ohio than in any other surrounding state.

OMHA Executive Director Tim Williams fired back, calling out the association on their “facts,” pointing out the facts versus myths surrounding manufactured homes and fires, noting that homes built under post-1976 federal regulations have the same rates in this area as traditional homes.

tim williams exev vp ohio mfg homes assoc

Tim Williams, OMHA.

The administration is spreading false information and misleading information because the commission is pushing back against Kasich’s proposal,” said Williams.

Local or state fire officials have no authority to inspect or educate or require different fire codes for manufactured homes.”

Williams has also testified extensively before three different House of Representatives Finance Committees.

The Swamp has risen up against our residents and industry. OMHA and AMHRO have united on behalf of our residents and businesses to oppose the Ohio Department of Commerce’s extravagant request for spending authority of 30% more to conduct the same program,” said Williams.

Incredibly, the Department of Commerce not only wants more money but would drastically reduce the Commission’s 100% inspection of all new and used home installations, thus jeopardizing the safety of our homeowners and residents.”

 

Terminology Matters 

In a recent story from the Daily Business News about mobile and manufactured home myths and facts, we shined a bright light on the differences between mobile and manufactured homes, and why terminology matters.

MobileManufacturedHomeFireMythsgoUpinSmokeFireChiefMarkKellerCreditUrbanaFireDivision-postedtothedailybusinessnewsmhpronewsmhlivingnews

Chief Mark Keller. Official Photo.

This fire involved a true mobile home and was not a manufactured home. I do not have the age of the mobile home available right now,” Urbana Fire Chief Mark Keller told MHProNews.

Mobile homes are inherently bad with fire conditions. They’re not really designed to withhold any kind of fire.”

As an Industry, we are always saddened to hear of such tragedies such as the fire that occurred in Champaign County,” said OMHA Assistant Director Andrea Reichman, commenting on the story.

MobileManufacturedHomeFireMythsgoUpinSmokecreditLinkedInAndreaReichman-postedtothedailybusinessnewsmhpronewsmhlivingnews

Andrea Reichman. Credit: LinkedIn.

As noted by the local Fire Chief Mark Keller, the home involved was a ‘mobile home,’ which indicates the home was built prior to the 1976 HUD Code Federal Manufactured Home Construction and Safety Standards,” Reichman said.

Often times such incidents are reported inaccurately, and facilitate the image that manufactured homes are not safe when nothing could be further from the truth.  Manufactured homes are no more prone to fire than homes built on-site. The 1986 national fire safety study by the Foremost Insurance Company showed that site-built homes are more than twice as likely to experience a fire than manufactured homes,” said Reichman.

The issues in Ohio point to a larger trend that’s happening nationally, and the Manufactured Housing Association for Regulatory Reform (MHARR) has spoken out against what it calls “sloppy journalism.”

While any harm to people or property is regrettable, there is no excuse for sloppy journalism that can harm the industry and consumers. The fact is that today’s federally regulated manufactured homes are as safe or safer than other types of homes when it comes to fire, as shown by research done by the National Fire Protection Association on multiple fire safety metrics,” said M. Mark Weiss, JD, President CEO of MHARR.

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M. Mark Weiss. Credit: MHProNews.

It is therefore misleading and a disservice to readers to fail to distinguish between pre-1976 ‘mobile homes,’ said Weiss, and today’s manufactured homes. This is why MHARR successfully demanded several years ago that the U.S. Fire Administration remove similarly misleading language from it’s website. 

The industry and consumers need to insist on an accurate media portrayal of today’s high-quality manufactured homes,” said Weiss.

For more on the battle between the Governor’s office and OMHA over the OMHC, click here. ##

 

(Image credits are as shown above, and when provided by third parties, are shared under fair use guidelines.)

 

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RC Williams, for Daily Business News, MHProNews.

Submitted by RC Williams to the Daily Business News for MHProNews

Manufactured Housing Industry Speaks Out Against Tax Levy

January 16th, 2017 Comments off
ManufacturedHousingIndustrySpeaksOutAgainstTaxLevycreditAboutcom-postedtothedailybusinessnewsmhpronewsmhlivingnews

Arkansas State Capital. Credit: About.

Things are heating up in Arkansas between the manufactured housing industry and Governor Asa Hutchinson’s office.

According to KATV, the issue stems from a proposal that is designed to stop military retirement benefit pay from being taxed.

Proponents of the proposal say that it would bring more military to live and work in the state, but would cost the state $13 million dollars initially.

The challenge for the MH industry is in how that cost would be made up.

The state proposes to offset that cost with a repeal of some tax exemptions, including the one on manufactured homes, which are currently taxed at 62 percent of the purchase price.

Currently the average cost of a manufactured home is $65,000 dollars. Right now the tax on a home that price would be $2,419, but with the full tax it would be $4,225,” said J.D. Harper, executive director of the Arkansas Manufactured Housing Association (AMHA).

JDHarperExecutiveDirectorArkansasManufacturedHousingAssociation-credit-LinkedIn-posted-DailyBusinessNews-MHProNews-

JD Harper, Executive Director, AMHA, credit, LinkedIn.

We’re not talking about a couple of nickels on a can of coke or something. We’re talking about real serious money and it’s a situation where it could keep people from being able to qualify to buy a home to begin with.

It’s gonna hurt. It’s gonna hurt the average customer in Arkansas,” said Kevin Hawks of Hawks Homes in Saline County.

The Governor’s office says that while they can understand the concern, it’s important to look at the whole picture.

ManufacturedHousingIndustrySpeaksOutAgainstTaxLevycreditGoverningMagazine-postedtothedailybusinessnewsmhpronewsmhlivingnews

Arkansas Governor Asa Hutchinson. Credit: Governing Magazine.

The governor is proposing a low income tax cut, which if paired with 2015’s middle income tax cut would reduce taxes for 90 percent of Arkansans,” said spokesman J.R. Davis.

Attracting military to Arkansas to live and work would also boost the economy. After looking at areas to offset ending the tax on military retirement pay, this option was the best we could find.

ManufacturedHousingIndustrySpeaksOutAgainstTaxLevycreditofficialphoto-postedtothedailybusinessnewsmhprone

J.R. Davis. Official Photo.

Davis also shared that the Governor is open to alternatives and suggestions, but has not received any proposals.

You certainly understand those arguments but until we’re are presented with other alternatives, this is the best approach and the most balanced approach for Arkansas,” Davis said.

Harper provided clarity for the record that AMHA is not opposing the proposal to stop taxing military retirement benefits, just the proposed method to accomplish it.

 

ManufacturedHousingIndustrySpeaksOutAgainstTaxLevycreditMHLivingNews-postedtothedailybusinessnewsmhpronewsmhlivingnews

Credit: MHLivingNews.

The AMHA recently completed a series of short videos to address questions about manufactured homes.

Our organization has been working on a series of short videos to address common myths, misconceptions and stereotypes that many potential homebuyers have about the quality, value and safety of manufactured homes,” said Harper.

I’m proud to announce…after months of work by our Public Relations committee – the videos have been finalized,” Harper said.

You can see those videos and read the full story at MHLivingNews, linked here. ##

(Image credits are as shown above.)

rcwilliams-writer75x75manufacturedhousingindustrymhpronews

RC Williams, for Daily Business News, MHProNews.

Submitted by RC Williams to the Daily Business News for MHProNews.

Danny Ghorbani, President and CEO of Manufactured Housing Association for Regulatory Reform (MHARR) Retiring

November 20th, 2014 Comments off

danny_ghorbani_photo_manufactured-housing-association-for-ress46 year manufactured housing industry veteran, Danny D. Ghorbani, President and Chief Executive Officer of the Manufactured Housing Association for Regulatory Reform (MHARR) will be retiring effective December 31, 2014.

In a release anticipated by MHProNews, MHARR stated that Mr. Ghorbani, “A 46-year veteran of the manufactured housing industry who has served since 1985 as the first and only President & CEO of MHARR, Ghorbani was  asked by the MHARR Board of Directors — and has agreed — to continue as the Association’s Senior Advisor on national policies. Further, to ensure a totally seamless transition and uninterrupted continuation of the Association’s national policies and activities, the Board has selected the Association’s current Senior Vice President, Mark Weiss, to be MHARR’s new President and CEO effective January 1, 2015.”

MHARR Chairman John Bostick stated that “In his 46 years of service to and representation of the  manufactured housing industry, Danny Ghorbani has contributed  tremendously to the advancement and evolution of all aspects of our  industry. We wish him and his family a well-deserved and enjoyable retirement, knowing that he will continue assisting MHARR and the industry going forward.”

From their offices in Washington, D.C., Ghorbani said: ”It has been a privilege and honor  to work for, represent and advance an industry that I love and a product that I truly believe in.” He  continued, “but the real reward for me personally has been and will continue to be the literally thousands of friends and supporters that I have been fortunate enough to know and  work closely with in advancing this great industry.”  

MHARR members and others will think of him for his decades of tireless efforts at advancing the cause of independent manufactured home producers as he uniquely  saw that vision. He has been honored as a member of the RV MH Hall of Fame. The entire MHARR release, is available at this link here.

MHProNews wishes Danny, his family and all those whom he has served only the best. ##

(Photo credit: MHARR)

 

Manufactured home production growth continues in September 2014 report

November 3rd, 2014 Comments off

rising-home-production-shutterstock-mhpronews-comThe Manufactured Housing Association for Regulatory Reform (MHARR) tells MHProNews that official statistics compiled on behalf of the U.S. Department of Housing and Urban Development (HUD) reflect manufactured housing industry production growth continued during September 2014.

Just-released statistics indicate that HUD Code manufacturers produced 5,862 homes in September 2014, a 6.9% increase over the 5,483 HUD Code homes produced during September 2013.

Cumulative industry production for 2014 now totals 48,167 homes, a 6.3% increase over the 45,295 HUD Code homes produced through September 2013. 

MHARR’s complete production report is linked here. ##

(Image credit: Shutterstock/MHProNews)

 

 

The “Preeminent” Manufactured Housing Industry Professionals News Source

September 23rd, 2014 Comments off

5th-anniversary-mhpronews-comFor-the-record comments and ‘quotable-quotes’ continue to be sent to MHProNews in anticipation of the 5th Anniversary celebration in October. Here is a sneak peak at one of the growing number of kind comments already in hand.

“Over the past 5 years, MHProNews and its family of websites has grown to become the preeminent online news source for the manufactured housing industry – an achievement due in no small part to the enthusiasm and dedication of Tony Kovach and his team. Congratulations on your anniversary and best wishes for continued success in the years ahead.” – Darren Krolewski, Vice President, Marketing & Business Development, MHVillage / Datacomp Appraisal / JLT & Associates.

5th Anniversary statements for publication have come in from corporate leaders at Triad Financial, CU Factory Built Lending, Show Ways Unlimited, ROC USA, Professional Warranty Service Company, Manufactured Housing Associations Executives and Board members, manufacturers, educators and others.

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Statements previously published are linked here.

With over 2 million pageviews exceed twice this summer, MHProNews hit levels of popularity and respect achieved due to the writers, sponsors and team members whose dedication and support made the first 5 years possible. As Barry Noffsinger, CU Factory Built Lending concluded in his upcoming for-publication remarks: 5 more years! 5 more years!

MHProNews thanks all who have shared such comments. ##

(Editor’s Note: As an FYI, when Darren Krolewski says ‘family of websites,’ he is including ManufacturedHomeLivingNews, which in the first year after its 2013 launch of the new public focused image and educational site, achieved not 50,000 or 100,000 organic visits, but over 1 million visits.)

(Original image credit: WikiCommons)

 

Robert “Bob” Wolf passes, R.I.P.

August 25th, 2014 Comments off

wolfbobobit-perss-citizen-posted-daily-business-news-mhpronews-com-256x342Joe Kelly at the Iowa Manufactured Housing Association and the Press-Citizen tell MHProNews about the death of longtime Iowa City resident, Robert H. “Bob” Wolf, at 75. Wolf died Monday, August 18, 2014 at the Mercy Hospice.

The son of Herman and Ilene Wolf, Robert H. Wolf was born September 24, 1938 in Iowa City. Bob graduated from Iowa City High School and served in the Army National Guard. He met and later wed Erma Yerington on July 14, 1963 in Iowa City.

Since 1963 Bob owned and operated Wolf Construction Company. Bob and Erma developed and operated Modern Manor and Lake Ridge, also in Iowa City. He is survived by his wife, son Jeff Wolf (Iowa City) and daughter Brandy Egli, in Austin Texas.

Joe Kelly states he was a longtime member and former IMHA board member. MHProNews staff express their condolences to all those touched by this loss; may Bob Wolf rest in peace. ##

MHARR, MHI and GSE Reform, Background to Danny Ghorbani’s release and George Allen’s Planned “Story”

March 18th, 2014 4 comments

mhpronews-mharr-mhi-associations-graphic-manufactured-home-marketing-sales-managementOn Sunday, March 16 at 4:47 PM ET, a news release was received from the Manufactured Housing Institute (MHI) on the topic of the highly-charged issue of a Government Sponsored Enterprise (GSE, “Fannie and Freddie”) reform plan.

Some 3 Hours and 43 minutes later, at 8:30 PM on the same day, the first message came in from the Manufactured Housing Association for Regulatory Reform (MHARR) on the same topic. MHI’s full release on the topic of GSE reform is linked here, while the link to MHARR’s full release on the topic is found here.

In his message, MHARR’s President, Danny Ghorbani, claimed their “…calculated risk by MHARR that has now…” quoting their headline …achieves major victory.

While most industry professionals who follow these events would agree that this is certainly promising for consumers and the industry, the GSE reform legislation has a long way to go before it is becomes law. This is a one step along a longer path, as Ghorbani’s own statement from MHARR later acknowledges.

That fact begs the question, what makes this a bigger success than HR 1779 or S 1828, both of which are well underway?

It also raises the question, what was the “calculated risk” that Ghorbani’s message refers to in his release? Where is the “risk” in MHARR sending a position paper to the Senate Banking Committee?

Could it be that the “risk” Ghorbani refers to is that MHARR has not publicly supporting HR 1779 and S 1828? Isn’t it risky for their member-manufacturers and customers to not cover all possible legislative and lobbying bases, as MHI’s team has been doing on the finance and other issues?

MHARR claims MHI had a Single Focus

MHARR CEO Ghorbani’s message included this paragraph,

At a time when much of the industry was pursuing a singular focus on unsuccessful legislative modifications to the loan originator compensation and high-cost loan provisions of the Dodd-Frank finance reform law — and was unwilling to join MHARR in an  initiative on the much farther-reaching issue of GSE reform — the MHARR Board of Directors chose to advance the inclusion of all types of manufactured home loans and definitive action to end the discrimination that has dogged the industry’s consumer financing for decades, as part of the GSE reform process in Congress.”

As the numerous items that follow below demonstrate, the first part of this statement cited above is demonstrably in error. Namely:

At a time when much of the industry was pursuing a singular focus on unsuccessful legislative modifications to the loan originator compensation and high-cost loan provisions of the Dodd-Frank finance reform law –…”

Furthermore, as this Congressional legislative session is not yet over, none of these efforts – GSE Reform or Dodd-Frank reform – can be called a failure or a success.

So why is there a need for MHARR’s CEO to paint MHI’s efforts as a ‘failure,’ when the GSE effort is not as far along as HR 1779 or S. 1828?

Some MHARR officials and allied industry commentator in the dark?

Messages and calls from MHARR members, those aligned with MHARR and others outside of that camp to MHProNews seem to be unaware – or in some cases, won’t acknowledge – the fact that MHI has demonstrably been engaged on this topic of GSE reform for years, along with a variety of other issues in Washington. DC. Some examples will be shown in a down-loadable attachment, later below.

Agenda of Making MHI look bad, as a way of Making Ghorbani and Allen look more important?

broadside-darius-danny-ghorbani-president-mharr-george-allen-allen-letter-community-i ... actured-housing-institute-manufactured-housing-association-for-regulatory-reformOn Monday, after allegedly communicating with Danny Ghorbani, President and CEO at MHARR, George Allen sent an email to Rick Robinson, Vice President and General Counsel at MHI.

Robinson forwarded that email to Senior Vice President Jason Boehlert for response.

Allegedly, this email exchange has been shared with Ghorbani, Jim Visser, Ken Rishel and others linked to MHI and MHARR; and seems to accuse MHI of grabbing credit for work done by MHARR.

While sensational, the problem with this accusation by Allen against MHI, is that it flies in the face of the facts. But doesn’t this fit Allen’s self-description on his own blog of his activities? The word Allen used about himself, “agitate” includes the following definition from Google: “1) make (someone) troubled or nervous.”

The Google definition of agitator, is also insightful:

1. a person who urges others to protest or rebel.

synonyms: troublemaker, rabble-rouser, agent provocateur, demagogue, incendiary;

The Facts Say Differently

While some in the mix seem to take the position, ‘Don’t confuse me with facts, my mind is made up,’ a simple Google search demonstrates to the truth seeker that MHI has issued numerous updates on their activities in the GSE Reform arena.

A search of the articles published in the MHI News module demonstrates the same, and for those who attended the 2014 MHI Winter Meeting and Legislative Session, a briefing was given to attendee/members that coveted all of MHI’s lobbying and legislative initiatives, including GSE reform.

Clearly, MHI’s engagement on the GSE issue is a matter of public record and is no secret.

As MHProNews has documented in a series of articles, linked at the end of this report, George Allen has in his own words:

  • describes himself as one who agitates,

  • has gone from opposing Danny Ghorbani and calling him a flawed writer and leader, to now lauding him as a leader others should follow. The difference between recent and prior statements by Allen on Ghorbani?   Is it the MHARR paid ad and factories who Allen himself says are now paying Allen?

  • Allen has blasted MHI off and on for some two years for not buying him out when Allen wanted to retire.

Don’t such flip flops, contradictions, slanted ‘coverage’ and motivations beg a reasonable person to question the motivations and accuracy of Allen’s commentaries?

The Emails Between Allen and MHI – “We Provide, You Decide” ©

The exchange below is in a first-to-last message time sequence. They are word-for-word as the respective parties sent them, save the removal of the ‘signature (contact/disclaimers/resource)’ info at the end of each email and what amounts to ads from each of the respective emails. The typos in George Allen’s emails are in the original. The first message, as shown below, is to Rick Robinson at MHI.

Start of George Allen to Jason Boehlert at MHI Email Exchange

From: <gfa7156@aol.com<mailto:gfa7156@aol.com>>

Date: March 16, 2014 at 5:43:35 PM EDT

To: <info@mfghome.org<mailto:info@mfghome.org>>

Cc: <rrobinson@mfghome.org<mailto:rrobinson@mfghome.org>>

Subject: Re: MHI Housing Alert –  Senate Banking Committee Leaders Unveil GSE

Reform Plan – MHI Successfully Stakes out Ground for Manufactured Housing and

Personal Property Loans

Rick

When did MHI switch its’ primary legislative focus from Dodd-Frank regulatory
reform to GSE Reform? Didn’t seem to be that much of a priority during the
annual Legislative Conference last month in Arlington, VA. Here quoting directly
from this afternoon’s HOUSING ALERT from MHI:


“MHI Successfully Stakes Out Ground for Manufactured Housing and Personal
Property Loans” and “As advocated for by MHI, the legislative draft released by
the Committee includes language that would provide manufaturd home loans secured
by personal property with key access to a newly envisioned secondary market
mechanism.”

As exciting and hopeful as this news is, I’m wondering whether we’re indeed
reading/learning of a pure MHI effort to this much desired result, OR is there
more to this now quickly unfolding story, i.e. Is there someone else more
intimatly involved ‘in the mix’ who is NOT getting credit, in this email alert,
for drafting the language and lobbying for this legislative draft?

Frankly, I sense a story here….

GFA

George Allen


—–Original Message—–

From: Jason Boehlert <jBoehlert@mfghome.org>

To: GFA7156 <GFA7156@aol.com>

Cc: Richard Jennison <rjennison@mfghome.org>; Rick Robinson <rrobinson@mfghome.org>

Sent: Mon, Mar 17, 2014 11:32 am

Subject: RE: MHI Housing Alert – Senate Banking Committee Leaders Unveil GSE

Reform Plan – MHI Successfully Stakes out Ground for Manufactured Housing and

Personal Property Loans

George,

Thank you very much for your email.  However, I am unclear what you mean by “Is
there someone else more intimatly(sic) involved ‘in the mix’ who is NOT getting
credit, in this email alert, for drafting the language and lobbying for this
legislative draft?” We do not comment on the activities or actions of other
national organizations—that is not our role. Nor do we believe it serves the
interests of the industry or our members to do so.


Since MHI represents every facet of the industry—including builders, community
owners, lenders, supplier, retailers—our policy priorities are reflective of the
totality of our membership.  Dodd-Frank is a priority.  As are housing
finance/GSE reform, energy efficiency, tax, HUD Code and environmental issues
and we would never focus on one issue so persistently that it would be to the
detriment of the others. I know you did not attend, but GSE reform was
reaffirmed as an association policy priority during our legislative conference
and winter meeting and was discussed at length during the meeting of our
newly-formed government relations committee. The new government relations
committee has multiple representatives from each MHI division.


Expanding secondary market access for manufactured home loans, including those
secured by personal property has been a long-standing priority of MHI—dating
back to at least the duty-to-serve requirements that were included in the
Housing and Economic Recovery Act (HERA) in 2008.  We have, and continue to,
work with FHA, FHFA, Fannie Mae, Freddie Mac, Ginnie Mae, HUD, and the House
Financial Services and Senate Banking Committees to improve the availability of
financing options in the manufactured housing market, both from a residential
and commercial standpoint.

MHI represents every significant manufactured home lender in the industry and we
work hard to see that the totality of their interests—which are not limited to
Dodd-Frank/CFPB rule makings—are served.  Our efforts on GSE reform extend well
beyond the Senate Banking Committee’s recent legislative draft. If you are
suggesting that we have not been an active player in this regard, you are
mistaken. GSE reform has been an issue that has received very close attention
from our internal and external lobbying teams on an ongoing basis for several
years.

A sampling of our most recent activities include (but certainly not limited to):

· working with drafters of the underlying Corker-Warner bill (S.
1217)—which serves as the blueprint for the Senate Banking Committee bill—to
garner their approval for modifications of their measure that would expand
access for personal property loans

· communicating—both our internal and external lobbying teams—on an
ongoing basis with Democratic and Republican senior staff to the Senate Banking
Committee to include specific manufactured home/personal property language

·         providing key industry lending data to Senate staff to underscore the
need for specific statutory language

· facilitating an industry lender roundtable for Senate Banking
Committee staff—this panel of lenders, which represented the vast majority of
personal property manufactured home lending—provided the key information and
feedback needed by  committee staff to include manufactured home lending
provisions (which took place at our recent legislative conference)

· working to develop a consensus coalition position with consumer group
that are also seeking to expand personal property lending options for
manufactured housing

·  outreach to the Federal Housing Finance Agency (FHFA)—the
administration’s voice on GSE reform—to support legislative provisions expanding
manufactured home lending opportunities

· engaging an external lobbying firm whose principals include the most
recent Democratic Staff Director to the Senate Banking Committee (working
directly for Chairman Tim Johnson) and provided significant access to committee
staff drafting the legislation

As I hope you are aware, MHI’s involvement has not only been limited to the

Senate Bill. Our work also includes:

· facilitating the first-of-its-kind lending conference, sponsored by
then Rep. Joe Donnelly, in Elkhart, Indiana (which I believe you attended)

· improving the FHA Title I &II programs and opening Ginnie Mae to new
issuers (a work in progress)

· coordinating more than 1,000 comments in opposition to FHFA’s
duty-to-serve rule, which would ignore secondary market access for personal
property loans

· working to provide equal access for all mortgages in the House version
of GSE reform –the Path Act (which also includes specific MH relief from the
Dodd-Frank Act)

· testifying before Congress on three separate occasions over the past
three years on the need for secondary market access for manufactured home loans
secured by personal property—this does not include testimony provided prior to
2010 on the need to improve the FHA Title I & II programs for manufactured
housing

· more than 300 meetings conducted over the past three years with
Members of Congress specifically on the lack of credit access provided by the
GSEs for manufactured housing

· working directly with Fannie Mae and Freddie Mac to develop new
lending options for manufactured housing

I can only speak to the involvement of MHI, which has been continuous and
ongoing and substantial. Looking at the history, I think it is fair to say MHI
and its members have been leaders in working to expand manufactured housing
financing options for quite some time.

Best,
Jason


Jason Boehlert
Manufactured Housing Institute (MHI)
Senior Vice President of Government Affairs

________________________________________

From: gfa7156@aol.com [gfa7156@aol.com]

Sent: Monday, March 17, 2014 1:20 PM

To: Jason Boehlert

Cc: news@journalmfdhousing.com; ken@rishel.net; Rick Robinson

Subject: Re: MHI Housing Alert –  Senate Banking Committee Leaders Unveil GSE

Reform Plan – MHI Successfully Stakes out Ground for Manufactured Housing and

Personal Property Loans

Jason

You, in behalf of MHI did NOT answer the lead question in my email
correspondence dated 3/16/2014, to wit; “When  did MHI switch its’ primary
legislative focus from Dodd-Frank regulatory reform to GSE Reform?” You can
blather all you want about ‘A sampling of our most recent activities include
(but certainly not  limited to)’ to  cloud the issue – which I’m getting to –
but the fact remains, throughout the Fall of 2014 MHI had tunnel vision relative
to effecting Dodd-Frank regulatory reform.


The tenor of your sentence,”We do not comment on the activities or actions of
other national organizations – that is not our role. Nor do we believe it serves
the interests of the industry or our members to do so.” tells me you well
understand what I was referring to in the above-referenced email  message, i.e.
Quoting MHARR’s Press Release dated 3/16/2014:  “…MHARR today lauded the
inclusion of specific  MHARR-proposed language in the bi-partisan GSE housing
finance reform bill (S.1217)…(containing) “langaguage submitted to the Senate
Banking Committee in Septermber and October 2013….” There lies the crux of
this whole issue of giving credit where credit is due!


Being as new as you are to MHI’s staff, you can be forgiven for not knowing how
often in the past, MHARR and MHI have ‘worked together’ to effect federal
legislation, e.g. Manufactured Housing Impovement Act of 2000 is but one
example. And how both national advocacy bodies have, in the past, ‘commented
(appropriately &/or positively) on the activities or actions of other national
organization’ YES, that should be one of the rolls taken on by MHI even if it’s
not as commonplace today as it has been at times in the past.


Furthermore; speaking as a 35 year entrepreneur businessman in the manufactured
housing industry and land-lease-lifestyle community asset class, and 20+ year
direct, dues-paying member of MHI, I disagree with you! Interadvocacy body
cooperation/praise (as should have been in this instance!) does serve the
greater interests of the industry, and certainly its’ members!


I think it entirely appropriate, that sometime this week, MHI take steps to
right the  misunderstanding couched in the subtitle & text:HOUSING ALERT, i.e.
“…MHI Successfully Stakes out Ground for Manufactured Housing and Personal
Property Loans”, before someone else does it for you….


Need someone to do this  public relations magic for you? I can recommend
someone, if asked.

GFA
George Allen

—–Original Message—–

From: Jason Boehlert <jBoehlert@mfghome.org>

To: gfa7156 <gfa7156@aol.com>

Cc: news <news@journalmfdhousing.com>; ken <ken@rishel.net>; Rick Robinson <rrobinson@mfghome.org>; Richard Jennison <rjennison@mfghome.org>

Sent: Mon, Mar 17, 2014 3:05 pm

Subject: RE: MHI Housing Alert – Senate Banking Committee Leaders Unveil GSE Reform Plan – MHI Successfully Stakes out Ground for Manufactured Housing and Personal Property Loans

George,

I am sorry to hear you found my response to your original inquiry,
unsatisfactory. I believe I answered in an honest and thorough fashion. But, to
try and further clear things up:

1) MHI is a multifaceted trade association.  This requires us to multitask and
pursue multiple policy priorities at the same time. Our focus is not solely
limited to Dodd-Frank. It also includes GSE reform, HUD-MHCC issues, tax, energy
and environmental policies.  This does not require us to shift our focus, but to
add to it–and GSE reform has been a focus of MHI now for several years.

2) I do not work for MHARR. Therefore, I have no real knowledge of their
lobbying activities. As such, it would be wholly inappropriate for me to comment
on MHARR’s activities. Just as it would be wholly inappropriate for MHARR to
comment, with any real knowledge on MHI’s policy activities.

3) Had you been able to attend MHI’s legislative conference, you have
undoubtedly learned that MHI’s GSE reform activities have been substantial and
ongoing.  MHI’s GSE efforts have been significant and have unequivocally led to
this positive outcome.  I am sorry you are unable to see yesterday’s news as a
positive development for the entire industry.


However, if you feel additional clarification is needed please feel free to
contact MHI’s CEO Dick Jennison at 703.558.0678.

Jason

———-

From: <gfa7156@aol.com>

Date: March 17, 2014 at 3:47:48 PM EDT

To: <jBoehlert@mfghome.org>

Cc: <news@journalmfdhousing.com>, <ken@rishel.net>, <rrobinson@mfghome.org>

Subject: Re: MHI Housing Alert –  Senate Banking Committee Leaders Unveil GSE Reform Plan – MHI Successfully Stakes out Ground for Manufactured Housing and Personal Property Loans

Jason

You can dance around the issue all you want, but truth be told, GSE reform was not a primary focus for MHI during the last half of 2014. I am an MHI member read what little is sent my way these days.

Amazing. You & MHI claim no prior knowledge of the source of the language used in this bi-partisan GSE housing finance reform bill (S.1217), yet are bold to state: “MHI will continue in its’ role as the leading advocate for the manufactured housing industry to ensure that manufactured home finance opportunities are expended to the greatest extent possible in forthcoming housing finance reform measures.” By the way, in this sentence, did you intend for the word choice to be ‘expended’, rather than ‘expanded’ or some other appropriate non-dissipating word?

Of course I see yesterday’s developments to be of value to the entire HUD-Code manufactured housing industry. And I see MHI’s HOUSING ALERT, in the manner in which it was written, to be unequivocal grandstanding, when it’d have been highly appropriate, and much appreciated by ‘the entire HUD-Code manufactured housing industry’, if credit had been given where credit was truly do!

Thank You for fleshing out my story for this week, if nothing more newsworthy doesn’t come along.

GFA.

George Allen

—- end of emailed messages on this thread —-

An impartial reading of George Allen’s messages suggests is a either a lack of objective research into the ongoing efforts and engagement by MHI on the subject of GSE reform, or perhaps an effort to “agitate” (Allen’s word about himself) against MHI, and/or some other motivations.  Allen clearly implies his intent to write about this topic, which is certainly his right, but after reading this exchange, does an objective person believe that Allen will right about it in a fair and balanced fashion?  Or will Allen use this once more to “agitate” against MHI?

As noted previously,

  • a simple Google search revealed numerous links dating back several years regarding MHI engagement on the topic of GSE reform. Please see below.

  • A search on the MHProNews website proves the same point of MHI engagement on GSE reform that Jason’s replies state.  So does a review of MHI’s typically weekly reports, that go out to members like Allen, and as did the update briefings during their 2014 Winter Meeting and Legislative session that all referenced efforts by that national trade association on GSE reform.

Why Does Allen seek to Manufacture a new Controversy?

It should be noted that MHARR has indeed made GSE reform an issue they have pursued.

But what is lacking from MHARR’s President and CEO, Danny Ghorbani is the same credit to MHI’s efforts, that Allen allegedly seeks on Ghorbani’s behalf from MHI as a tip of the hat to MHARR.

Thus Allen and Ghorbani seem to want from MHI what they are unwilling to give themselves. On MHI’s part, Boehlert’s responses to Allen are polite and professional.

Prior to issuing this report, MHProNews reached out once more for comment to Messrs. Allen and Ghorbani. For those anxious to share their views to their select group of readers, they have opted not to state reasonable replies to our questions for the record to the largest professional audience in the industry.  Why are they ducking replies?

A copy of the questions sent to MHARR’s President and Vice-President are below, as are the questions sent to George Allen.

A download of the search results from Google on this date for “Manufactured Housing Institute” = “GSE Reform” produced the results shown in the attachment linked here, which also reflects search results found on MHProNews, both of which pre-date by months or years the MHARR initiative ballyhooed by Danny Ghorbani.

The initiatives in the Senate both MHARR and MHI reference provide reasons for hope for all in the industry.

By contrast, this apparent manufactured controversy detracts from what ought to be one of many joint steps forward by MHARR, MHI and state associations, who all should be working in concert on issues vital to the manufactured housing industry.

Inflammatory messages may help a pair of ‘leaders’ posture themselves as tough, but do such missives advance or harm the manufactured housing industry’s agenda, and the interests of their own followers?

Industry voices cited in the articles found in the links below question if Danny Ghorbani – with or without the aid of George Allen – can effectively deal with regulators and politicos, without major changes in his modus operandi…or will real leadership by MHARR’s CEO come from Ghorbani’s successor, should Ghorbani depart or retire? ##


Appendix

Questions provided to George Allen for response by MHProNews:

1) Will you publish the unedited reply from Jason this upcoming weekend on your blog, or will you continue on your allegedly pro-Danny Ghorbani/MHARR, anti-MHI public stance?

2) As a self-proclaimed MH Communities owner advocate, how do you defend Danny Ghorbani’s embrace of Ishbel Dickens and her anti-MHC owners organization, when Dickens has reportedly said in public that community owners are “the enemy…”?

3) You’ve described on your blog your activities in part as an “agitator. ”  You’ve described Danny Ghorbani as a “leader.” Yet in the past, you decried Ghorbani for very similar stands to his current one, and after your own analysis, described in the article and links from the post here,

http://MHProNews.com/blogs/tonykovach/mharr-after-danny-ghorbani-and-more-manufactured-housing-issues/

you concluded Danny was mistaken in his writing that you then cited.  Where you wrong then? How do you answer your own rejection of Danny’s views  then, what has he practically accomplished since then which has caused you to change your stance? How much has payments for ads or other money received from MHARR factories influenced  your new found admiration for Danny?

4) Why do you not show remarks opposing your views on your blog?

5) We’ve invited you and Danny to debate MH Industry related topics; why have you not done so?

6) As an industry commentator, did you know that GSE reform was on the MHI legislative agenda?

7) You are fine with asking questions, so why do you not provide the courtesy of replying to questions when you are asked?

Questions provided to Danny Ghorbani and M. Mark Weiss at MHARR

1) We’ve asked many times, and ask again, what are the achievements of your last last 5 years at MHARR?

2) Why is it necessary to undermine MHI to make yourself look better?

3) Specifically what did you do – apart from MHI – that makes this advancement in GSE Reform your sole victory?

4) And how is this bill – not yet a law – more of a victory than HR 1779 or S 1828?

Previous Reports, Posts and Articles on this or Related Topics

Some Related Story Links:

Downloads and Attachments:

Commentary on MHARR ad from a cross section of MHPros in the Industry are found here.

Food Pantries Stocked by Delaware’s Manufactured Housing Association

January 1st, 2014 Comments off

Members of First State Manufactured Housing Association (FSMHA) of Delaware donated thousands of dollars worth of food items to restock food pantries in Sussex and Kent Counties, according to capegazette.villagesoup.com. Held in conjunction with Caroling on the Circle in Georgetown DE, Todd F. Lawson, Sussex County administrator, says, “Caroling on The Circle brings out all that is good in our community, from our residents, businesses, schools, and organizations like First State Manufactured Housing Association.” Cristal Brenneman of Central Delaware Chamber of Commerce also expressed gratitude for the food. “We really appreciate this amazing donation; it truly made a difference in what we were able to present to the pantries this year,” she said. First State Manufactured Housing Association Executive Jen Allen said, “I am very proud that our members appreciate the value of sharing and are so willing to give back to our communities. I truly cannot think of a better way to bring us all together in the spirit of this beautiful season than by sharing what we have with those who are less fortunate.” As MHProNews reported Dec. 10, 2012, FSMHA has helped supply food pantries in DE in previous holiday seasons.

(Photo credit: First State Manufactured Housing Association)