Archive

Posts Tagged ‘Manufactured Housing Assoc Regulatory Reform’

Court Ruling on Sierra Club vs Rick Perry DOE on Manufactured Home Energy Regulations, Constitutional Law Professor, MHARR Weigh In

March 14th, 2019 No comments

 

CourtRulingVsSierraClubRickPerryDOEManufacturedHomeEnergyRegulationsConstutionalLawProfessorMHARRWeighIn

The potential impact of tougher energy standards on manufactured housing pricing, and therefor prospective buyers, could be $6,000 per unit or more.  The repayment time frame, per third parties, could take more than a decade. The average American moves about once every 7 years.

 

The National Association of Home Builders (NAHB) – not the HUD Code industry’s first line of promotion or defense – produced a priced-out study that reveals that hundreds of thousands of potential buyers will no longer qualify for the homes based upon a $1000 price increase.  This increase could be 6 to 10 times as high, and manufactured housing is still operating at historically low levels.

So, it could take longer to recoup the cost than the typical American would live in a new manufactured home built to the standards that the Sierra Club and others want to promote.

These are among the reasons why manufactured housing industry pros should be keenly interested in this issue.

With that tee-up, the Constitutional Law Professor blog and the Manufactured Housing Association for Regulatory Reform (MHARR) have both weighed in on a court ruling yesterday on the Sierra Club’s lawsuit against Secretary Rick Perry and the Department of Energy (DOE) regarding manufactured housing regulations.

The Arlington, VA based Manufactured Housing Institute (MHI) has not yet weighed in on the topic.  It will be recalled that MHI for some time promoted new standards, until pressure from MHARR, Georgetown University and the Small Business Administration – besides MHProNews – finally caused MHI to flip flop.

The MHI switcheroo was attempted via their amen-corner, Orwellian memory hole method, so industry independents should watch this with caution. MHARR and MHProNews didn’t bite on the MHI purported attempt to change history, as one of those prior MHProNews reports is linked below.

 

AnotherMHIFlipFlopManufacturedHousingInstituteMHI-DOELogoManufacturedHomeEnergyRuleDailyBusinessNewsReportsReseardhDataMHProNews

Image credits are as shown, and when provided by third parties, are shown under fair use guidelines. Collage credit, MHProNews.com.

 

Steven D. Schwinn, John Marshall Law School on the Constitutional Law Professor blog said that “The ruling means that Sierra Club’s case can go forward. And given the court’s conclusions, and the law, it seems likely that Sierra Club will win. But that doesn’t mean that we’ll see regs any time soon.” That is true, but it doesn’t mean that a new bullet doesn’t have to be dodged.

 

Here’s what MHARR told their members today.

 

 

MARCH 14, 2019

 

 

TO:                  MHARR BOARD OF DIRECTORS

                        MHARR TECHNICAL REVIEW GROUP (TRG)

                        MHARR STATE AFFILIATES

 

FROM: MHARR

 

RE:                  COURT RULES THAT SIERRA CLUB HAS STANDING TO SUE

                        DOE OVER MANUFACTURED HOUSING ENERGY STANDARDS

In a development that was not unexpected, the U.S. District Court for the District of Columbia has denied a motion by the U.S. Department of Energy (DOE) to dismiss a lawsuit filed by the Sierra Club, seeking to compel DOE to issue manufactured housing energy standards under section 413 of the Energy Independence and Security Act of 2007 (EISA).

In its Motion to Dismiss, DOE maintained that Sierra Club lacked either organizational or associational standing to sue on behalf of members who allegedly have been “injured” as a result of delays in the establishment of DOE energy conservation standards for manufactured homes. The court’s denial of that Motion – under legal standards that tend to favor plaintiffs seeking to sue – is not a ruling on the substantive merits of the case, but rather, simply means that the case can go forward with Sierra Club acting as a representative for its members.

MHARR will carefully monitor this litigation as it progresses, insofar as the DOE “negotiated rulemaking” process, which led to both DOE’s now withdrawn 2016 proposed rule and, more importantly, currently pending proposals published by DOE in a 2018 Notice of Data Availability (NODA), was inherently and fundamentally tainted and illegitimate, as MHARR has extensively detailed in comments filed with DOE. As a result, that “negotiated rulemaking” process does not provide a valid, lawful or permissible basis for any rulemaking, and DOE, as MHARR has consistently maintained, must go back to the drawing board and initiate a new, legitimate and untainted rulemaking process to address any such manufactured housing standards.

This entire subject will be addressed in greater detail at MHARR’s upcoming Board of Directors meeting.

 

cc:  Other Interested HUD Code Industry Members

 

The Manufactured Housing Association for Regulatory Reform is a Washington, D.C.-based national trade association representing the views and interests of independent producers of federally-regulated manufactured housing.

 

The full court ruling is found at this link here as a download.  See the related reports, further below the byline, offers, and notices for more on this issue.

SubmitNewsTipsManufacturedHomeProNewsMHProNewsLogoDailyBusinessNews

To report a news tip, click the image above or send an email to iReportMHNewsTips@mhmsm.com – To help us spot your message in our volume of email, please put the words NEWS TIP in the subject line.

That’s this afternoon’s manufactured home “Industry News, Tips, and Views Pros Can Use,” © where “We Provide, You Decide” © ## (News, analysis, commentary.)

 

ManufacturedHousingProNewsMHProNewsConfidentialTipsDocumentsNews

To report a news tip, click the image above or send an email to iReportMHNewsTips@mhmsm.com – To help us spot your message in our volume of email, please put the words NEWS TIP in the subject line.

NOTICE: You can get our ‘read-hot’ industry-leading emailed headline news updates, at this link here. You can join the scores who follow us on Twitter at this link. Connect on LinkedIn here.

NOTICE 2: Readers have periodically reported that they are getting a better experience when reading MHProNews on the Microsoft Edge, or Apple Safari browser than with Google’s Chrome browser. Chrome reportedly manipulates the content of a page more than the other two browsers do.

(Related Reports are further below. Third-party images and content are provided under fair use guidelines.)

1) To sign up in seconds for our MH Industry leading emailed news updates, click here.

ManufacturedHomeIndustry#1HeadlineNewsMHProNews

To see a sample of our emailed news update, click here. To sign up for the factory-built home industry’s #1 headline news, click here or the graphic above.

2) To pro-vide a News Tips and/or Commentary, click the link to the left. Please note if comments are on-or-off the record, thank you.

3) Marketing, Web, Video, Consulting, Recruiting and Training Re-sources

SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

 

 

Related Reports:

You can click on the image/text boxes to learn more about that topic.

Will Costs Rise $6,000 per Home? DOE Energy Rule on Manufactured Housing Revived, MHARR Rattles Legal Saber

NAHB Report – High Cost of Regulations Impact Housing – and Manufactured Housing

MHARR vs. MHI on DOE Energy Rule, Pushback Pay$ Off?

MHARR to DOE: Only Three Choices for MH Energy Rule – Abandon, Complete Start-Over, Or Face Legal Action

 

HUD Whitewash on DOE Rule Costs, More Washington Manufactured Housing Updates

 

 

 

 

 

 

Independent Businesses, Affordable Manufactured Housing, Open Markets, & Robust MH Sales Growth

February 28th, 2019 Comments off

 

IndependentBusinessesAffordableManufacturedHousingOpenMarketsRobustMHSalesGrowthDailyBusinessNewsMHProNews

According to their website, “The Open Markets Institute uses journalism to promote greater awareness of the political and economic dangers of monopolization, identifies the changes in policy and law that cleared the way for such consolidation, and fosters discussions with policymakers and citizens as to how to update America’s traditional political economic principles for our 21st century digital society.”

 

The Open Markets Institute (OMI) website also says, “In America today, wealth and political power are more concentrated than at any point in our country’s history. The Open Markets Institute, formerly the Open Markets program at New America, was founded to protect liberty and democracy from these extreme — and growing — concentrations of private power.”

In an article entitled, “Entrepreneurship & Monopoly,” OMI said this.

Since the founding, Americans have viewed entrepreneurship as a way to secure our nation’s political freedom. Thomas Jefferson’s celebrated the civic virtue of “yeoman farmers.”  Since then a long line of American political thinkers have seen independent, small-scale business and property owners as guarantors of a vibrant democracy.”

This is a principle that every small- to midsized-business should be able to relate to easily. Note that property ownership – think affordable home ownership – is an important element to a vibrant free people.

But in the U.S., the world’s richest nation, home ownership is at relatively low levels. The U.S., per the data compiled from Wikipedia, isn’t even in the top 40 nations for the rate of home ownership. Why?

 

Top49NationsInWorldInHomeOwnershipRatesGlobalHomeOwnershipRatesMHProNews602

HUD Secretary Ben Carson promoted during his first year at HUD the notion that the average net worth of a household that owned a home is some $200,000. By contrast, said Secretary Carson, the average renting household had an average net worth of only $5,000.  Home ownership is a worthwhile goal.  More home ownership would in time create less dependency on federal or other programs.

 

Affordable Housing, Manufactured Housing, and Monopolies are Nonpartisan Issues  

OMI’s article doesn’t mention manufactured homes, but it would be nice if it did. Because not only is small business important for a vibrant economy and a free people, so too is home ownership.  No form of permeant home ownership exists today that is more proven than federally regulated HUD Code manufactured homes.

 

MostMenAppearNeverConsideredWhatHouseHomeIsNeedlessPoorAllTheirLivesThinkMustHaveOneSuchAsTheirNeighborsHaveHenryDavidThoreau

Image collage by MHProNews.com and MHLivingNews.com.

 

InfographicMobileManufacturedHomeManufacturedHousingIndustryFactsDataResearchMobileManufacturedHomeLivingNews

RevDonaldTyeJrManufacturedHousingAdvocateQuickestWayWealthIndustryVoicesMHProNews500

Note, this graphic will be updated with the link to Rev, Tye’s comments, later today.

 

That noted, “Americans also know that new business ventures are essential to economic progress and upward mobility,” said OMI in “Entrepreneurship & Monopoly.”

In manufactured housing, there are on paper three national trade associations. The Manufactured Housing Institute (MHI) represents the bulk of the production and claims to represent “all segments of factory-built housing.” That means that post-production issues should fall into their domain.

But in fact, the other two national trade groups both sprung from MHI, each pointing to the failure of MHI to properly represent their respective interests.

The Manufactured Housing Association for Regulatory Reform says it “is a Washington, D.C.-based national trade association representing the views and interests of independent producers of federally-regulated manufactured housing.”

 

DannyGhorbaniFormerMHIVpQuoteFoundingMHARRPresidentQuoteDailyBusinessNewsMHProNews

A key word above from MHARR is independent. The newly minted NAMHCO – the National Association of Manufactured Housing Community Owners put their breakaway from MHI like this.

 

NealTHaneyNAMHCOWhyBreakawayfromManfuacturedHousingInstituteMHI

 

There are several industry voices that have equated MHI as the big business lobbyists, with smaller businesses there as the buffet – or Buffett? – serving-line for their next or future acquisition.

While MHI puts out an antitrust statement at their meetings, they oddly fail to give more than lip service and posturing to the interests of small business. MHI award winner, Marty Lavin put it as follows.

 

SoTheAssociationMHIIsNotThereFortheIndustryUnlesstheinterestsoftheBigBoysJointheIndustry'sMartyLavinMHIAwardWinnerQuoteMHProNews

MHProNews looks at the facts, considers the sources, and follows the evidence.  We curate quotes that apply to specific topics.

 

Why does that matter? OMI says that, “…startups help create an inclusive economy. They provide opportunities for women and minorities to more quickly achieve financial success and leadership than in larger firms. New enterprises also are responsible for high rates of job-creation and innovation. According to the U.S. Small Business Administration, small firms employ over half of the private-sector workforce and created nearly two-thirds of the nation’s net jobs over the past fifteen years.”

Yet while entrepreneurship is essential to the American Dream, over the past thirty years the rate of new business formation has declined. The number of companies less than a year old, as a share of all businesses, dropped by 44 percent between 1978 and 2012. In all 50 states, the number of firm exits has outpaced new firm formation,” said “Entrepreneurship & Monopoly.”

The pattern of foiling new business startups combined with growing consolidation is a serious one for manufactured housing independents. MHI has helped document the trend on the production side.

 

 

As new producers have begun to emerge during the Trump Administration, how has the largest producer behaved?  Each of the text/image boxes is a hot link to a report on that topic.

 

“Mobile Home Militia,” Retail/Production Sources, Sound Alarm Against Clayton Homes, CMH, New “Anti-Competitive Practices” Allegation

 

MHI and Clayton, each asked to comment on the above and other topics linked from this report, have both declined to respond on numerous occasions.

The exercise of market power by companies like Clayton Homes, 21st Mortgage, and Vanderbilt Mortgage and Finance (VMF) have manifest themselves in other ways too. One notorious example is laid out in the report below.

 

Bridging Gap$, Affordable Housing Solution Yields Higher Pay, More Wealth, But Corrupt, Rigged Billionaire’s Moat is Barrier

 

That isn’t the only such case, as bold as it seems to be.  A more recent news tip and follows up revealed the following, which officials at Knoxville declined to comment on.

 

CFPB and 21st, Second Shoe Drops? Flooring w/21st Mortgage Corp? Insider Tips

SubmitNewsTipsCommentsLettersToEditorMHProNews

To report a news tip, click the image above or send an email to iReportMHNewsTips@mhmsm.com – To help us spot your message in our volume of email, please put the words NEWS TIP in the subject line.

 

At the heart of these issues are access to capital, the impact of overburdensome regulations, the need for education, and timely communications.  Former MHI Chairman, Tim Williams, addressed the later like this.

 

TimWilliams21stMortgageCEOthenMHIChairmanGoodArgumentsRefuteEveryStatisticsRespondEveryStoryPBSDIckErnstDailyBusinessNewsmHPronews

Williams is arguably right that there are good reasons to respond to each case of media or other misinformation. How else will ignorance or bias be corrected? Then, why does MHI so often fail to do what their former chairman said was logical?

 

These manufactured housing related issues are much in keeping with the thesis from OMI .  While noting that no one factor is to be solely blamed, OMI said “Similarly, overly broad regulations can hamstring new startups.”

OMI also adds these noteworthy points, bulleted below.

 

  • Another less discussed cause is a set of legislative changes that have weakened anti-monopoly laws over the past thirty years.”
  • Market concentration harms new business formation in many ways.  For example, when monopolistic firms learn of new entrants, they can engage in loss-leading.”
  • Similarly, well-established firms in concentrated industries can collude with each other…”
  • The impact of lower enforcement of antitrust laws has harmed small businesses, and by extension, the public, “The effects on small business and entrepreneurship have been devastating. According to the Institute for Local Self-Reliance, between 1997 and 2012, “the number of small manufacturers fell by more 70,000, local retailers saw their ranks diminish by 108,000, and the number of community banks and credit unions dropped by half, from about 26,000 to 13,000.”

 

Even MHI member producers have complained about the lack of independent retailers. But it was arguably the action of 21st, Clayton Homes, and Berkshire Hathaway Chairman Warren Buffett “Moat” principle that has arguably contributed to throttling thousands of independent retailers.

Legacy Housing is not the only one producer that is going into more vertical integration to counter the trends, but they are in some ways the higher profile example of the trend, given their recent IPO.

 

Legacy Housing IPO (LEGH) Quiet Period Set to Expire, SA’s Don Dion

ManufacturedHousingVsTotalCompletedHomesLegacyHousingS1FilingIPODailyBusinessNewsMHProNews

Legacy clearly believes in the future of the business, because they are raising capital to expand their retail base.  Trend lines and data like the above also tell the story of how much more manufactured homes could be doing, because it did so in the past.  Why aren’t more sold today?  What role does market collusion and manipulation play in limiting manufactured housing, so that larger firms can acquire smaller ones at a discount?

 

 

History and Aggressiveness

An MHI member executive wrote in recently to say, “You seem pretty aggressive against MHI?  There must be history there.  To me, we need groups like them to move the industry forward.”

While it is debatably true that there is a need for trade groups, the better question is this. Is MHI part of the problem, or part of the solution for independents and industry growth?  If they were part of the solution, than how is the vexing trend summarized below to be explained?

 

 

If MHI were part of the solution, why have they routinely deferred to what the monopolizing forces Omaha, NE based Berkshire, or Knoxville metro based Clayton, 21st, and VMF want?

 

ClaytonHomesOakwoodHomesBerkshireHathawayMarketShareofManufacturedHousingEndof2003DailyBuisnessNewsMHanufacturedHousingIndustryProNews

ClaytonHomesSkylineChampionCavcoIndustriesBalanceofIndustryManufacturedHousingIndustryConsolidationGraphicPieChartMHProNews

Graphic by MHProNews, using information provided by each corporation, or named entities.

 

As an MHI-only member company of official complained about the way that the Duty to Serve (DTS), for example, has arguably been manipulated to serve the interests of Omaha and Knoxville, “What are we, chopped liver?” What about using DTS to serve all of manufactured housing, not just some of it?  Isn’t it tragic that industry voices feel compelled to speak off the record, because they fear retaliation or career harm if they spoke their minds openly?

 

“What Are We, Chopped Liver?” MHI Member December 2018 Reactions

 

As MHARR’s president put it like this.

 

MarkWeissDTSQuoteManufacturedHousingAssocRegulatoryReformMHARRDailyBusinessNewsMHproNews

While the comment was about DTS, there are parallel educational principles that apply. Manufactured housing arguably should be doing more sales of all kinds of lending. To accomplish that is in part an educational and communication issue. That is a post-production topic too, and yet where are the efforts by MHI to teach retailers and communities to attract more qualified customers to their offices and sales centers?

 

Manufactured Housing was poised to overtake conventional housing in production in the 2010s, said Harvard’s Eric Belsky.

 

EricBelksyManufacturedHousingIndustryManufacuredHomeManufacturedHousingInstituteResearchDataAffordbleHousingMHProNewsDailyBuisnessNews575

Why did Belsky miss his predicted date? Because it came before Buffett’s entry into MH? See the report linked here.

 

But the purported manipulation of the credit markets and other regulatory, zoning, communications and other factors have worked to foil what Belsky said was going to occur. As MHI member Frank Rolfe lamented.

 

 

The regulatory burdens, capital access, educational and communications efforts are barriers to entry as well as to maintenance, and exit for a business. That combination yields lower sales levels. In turn, the means most communities and each retailer’s businesses are worth less. That happens to play into Warren Buffett’s ‘value acquisition’ aim, plus his Moat.

 

Warren Buffett’s Moat, Understanding Manufactured Housing Requires Grasping Strategic Economic Moats

 

Coincidences?

 

Conquest Capitalism – Thoughts of Chairman Warren Buffett – Billionaires Campaign to Control Trillion Dollar Affordable Housing Market

 

These various federal, state, or local level policies or the failure to robustly enforce antitrust laws ought to be front and center in the efforts of any good post-production trade group. Yet, the case linked below reflects that MHI often fails to intervene. State associations sources have told MHProNews that if they don’t do what Knoxville and Arlington, VA based MHI wants, they fear for their jobs.

 

Dramatic Reversal, City Passes Urgency Ordinance Effectively Banning Manufactured Homes, Front & Back Stories

 

A combination of federal and state investigations, plus a new post production trade group could help change these dynamics. See the related reports for more.

What is certain is that more of the same will only yield more of the same.

As to “history” between MHI and MHProNews, there is indeed history there. Our publisher was a member for years, and was elected by his peers to serve on an MHI board. But after years, there was no changes to issues like those noted taking place. Why pay a group for doing something that NAMHCO’s Neal Haney and others have said is not working for them?  Why not rather forge a new association that actually does, what MHI claims to do?

 

LATonyKovachHenryFordQuotesPrettyPicturesAchieveGoalsDailyBusinessNewsProNews

 

 

Back to OMI…

The principle of wheat and chaff has to be applied to OMI, and all others. Learn and apply what is good, but understand that sometimes an organization, person, or other source self-contradicts its own principles.  It must not be construed from this article that every position that OMI takes is hereby endorsed.

That said, OMI is arguably correct on much of the history and impact of the issues that the nonprofit group raises. For a recent example, “Open Markets Institute calls on Congress and the Federal Trade Commission to immediately investigate how to protect America’s independent news media from the power and predatory business models of Google and Facebook.” That’s an issue that MHProNews has also raised for some time.

Open Markets Institute sent a letter to House Judiciary Committee Chairman Jerrold Nadler with recommendations on how to approach the problem of monopoly this Congressional session,” noting that MHProNews recently did a focus on a top-antitrust attorney Lina Khan possibly heading to the staff of a Democratic lawmaker.

Political and professional posturing is not limited to any one party or organization. There are several ways that the Trump Administration, Democrats, and numbers in the GOP could be working together to get to the heart of much of what ails America, affordable housing, and manufactured homes role in serving the nation.

 

LATonyKovachGoodBipartisanshipShouldalwaysBepredicatedBenefitallhonestindustrymembersnotslectfewquote

 

Facts, evidence, following-the-money, history, and trend-lines should speak loudly. Without real change, the industry will continue in its current funk. The fact that MHI uses apparent threats from attorneys against this former member instead of publicly engaging on the issues raised speaks volumes, see below.

 

 

YouAreEntitledtoYourOwnOpinions.ButYouAreNotEntitledToYourOwnFactsDanielPatrickMoynihanDailyBusinessNewsMHProNews

ManufacturedHousingInstituteMHINewClassofHomesDailyBusinessNewsMHProNews

Still from MHI Video, logos added by MHProNews.  At the time that MHI created this video, sources say that they already knew that the production/shipment slide was coming.  Instead of addressing it, instead, they created a video that touted all that they were doing. But if all of these claimed efforts were so good, where are the measurable results? 

ManufacturedHousingInstitutelogoMHILogoMHIVideoStillsMillionsofViewsDailyBusinessNewsMHProNews

CompareMobileHomeTrailersPastManufacturedHomesSaferMoreDurableQuoteScholasticaGayCororationPhotoSmallPercentageDamagedDuringHUrricanesMHProNews

 

Tunica is a place where independents meet by the hundreds, and it’s a place that this dynamic could be changed, by establishing a new post-production group that will fight-like-hell for the heavenly causes that MHI has arguably laid down on.

That’s industry “News, Tips, and Views Pros Can Use,” © where We Provide, You Decide.” © ## (News, analysis, commentary.)

 

ManufacturedHousingProNewsMHProNewsConfidentialTipsDocumentsNews

To report a news tip, click the image above or send an email to iReportMHNewsTips@mhmsm.com – To help us spot your message in our volume of email, please put the words NEWS TIP in the subject line.

NOTICE: You can get our ‘read-hot’ industry-leading emailed headline news updates, at this link here. You can join the scores who follow us on Twitter at this link. Connect on LinkedIn here.

NOTICE 2: Readers have periodically reported that they are getting a better experience when reading MHProNews on the Microsoft Edge, or Apple Safari browser than with Google’s Chrome browser. Chrome reportedly manipulates the content of a page more than the other two browsers do.

(Related Reports are further below. Third-party images and content are provided under fair use guidelines.)

1) To sign up in seconds for our MH Industry leading emailed news updates, click here.

ManufacturedHomeIndustry#1HeadlineNewsMHProNews

To see a sample of our emailed news update, click here. To sign up for the factory-built home industry’s #1 headline news, click here or the graphic above.

2) To pro-vide a News Tips and/or Commentary, click the link to the left. Please note if comments are on-or-off the record, thank you.

3) Marketing, Web, Video, Consulting, Recruiting and Training Re-sources

SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

 

 

Related Reports:

You can click on the image/text boxes to learn more about that topic.

12 Reasons to Oppose a New Manufactured Home Post Production Association

 

21st Mortgage Suit’s CFPB Denial, Exclusive Document on Berkshire Hathaway Manufactured Housing Brands Investigation

 

“The Illusion of Motion Versus Real-World Challenges”

HUD Code Manufactured Home Production Decline Persists – Time For Action Not Excuses

 

 

 

 

 

 

 

 

 

 

 

 

 

Real Rats and Disease – Not Metaphors – Where’s Manufactured Housing Industry Leadership?

February 5th, 2019 Comments off

 

RealRatsDiseaseWheresManufacturedHousingIndustryLeadershipDailyBusinessnewsMHproNEws

Storm drains used for human waste.

 

Piles of garbage.  Rats with fleas – roaming through and over people living on city streets – that are spreading typhus.

A historic account from the so-called middle ages?

No.  Welcome to Los Angeles, in 2019 where 55,000 are homeless “due to the terrible housing crisis there,” said Dr. Marc Siegel.

 

 

There are real world consequences for millions of Americans that are caused by the affordable housing problem in this nation.  Homelessness is one of those outcomes.

 

 

The Daily Business News on MHProNews reported in December on a study by Zillow that underscored their data’s pointing to rising rents causing more homelessness.  Of course.

 

Zillow Research Reveals Impact of Rising Rents on Homelessness, Affordable Housing Advocates, Public Officials, and Investors Take Note

 

A recent report from HUD found similarly troubling data.

 

New HUD Report Reveals Tragedy of Homelessness, When Solution for Affordable Housing is Hiding in Plain Sight

 

Per HUD’s 2018 Annual Homeless Assessment Report to Congress found that 552,830 persons experienced homelessness on a single night in 2018, an increase of 0.3 percent since last year. Meanwhile, homelessness among veterans fell 5.4 percent and homelessness experienced by families with children declined 2.7 percent nationwide since 2017.”  See more in the report linked in the text box above.

MHProNews and MHLivingNews have touted the affordable housing solution that is hiding in plain sight for years.

MHARR’s President and CEO, Mark Weiss, JD, described in stark terms the “Illusion of Motion” that the Manufactured Housing Institute (MHI) and their surrogates have spun.

Meanwhile, despite the need for some 8 million plus new housing units, HUD Code manufactured home shipments have dropped? What’s going on?

 

Manufactured Home Production Slide Continues – Call it Corruption, Collusion, Incompetence, Attempted Coverup – Self-Evident Failures Mount

 

MHProNews is doing yet another test this week of just what, if anything, MHI is doing with respect to a specific and apparently clear case of a violation of the “enhanced preemption” under the Manufactured Housing Improvement Act of 2000. We will report back to industry readers our findings. In the last two years, similar tests have revealed that MHI has not even contacted the offenders. One such example is linked below.

 

Anti-MH Bigotry, Prejudice, and Possibly Illegal Action on Display in Manufactured Housing’s Birthplace?

 

But this much is clear. Third-party voices that touted the manufactured housing as a solution for the affordable housing crisis are missing from the MHI website.  This search for Eric Belksy, who was once featured in a pre-Berkshire Hathaway era brochure by MHI is not found in a web-search on their own site done today.

 

ErikBelskyManufacturedHousingMHIWebsiteDailyBusinessNewsmHProNews

 

It is almost as if MHI doesn’t seriously want to see the industry grow.  Or more to the point, is it because keeping growth limited allows larger players to consolidate smaller ones – at a bargain price?

 

Warren Buffett’s Moat, Understanding Manufactured Housing Requires Grasping Strategic Economic Moats

 

While MHI has hired an attorney to harass MHProNews, which no doubt costs thousands to go after a pro-ethical and sustainable industry growth publisher, where is MHI at hiring attorneys to routinely go after zoning, anti-industry media, or other issues that actually hobble growth?

Facts, evidence, money-trails, and the right questions are nettlesome things. MHI – nor their Omaha-Knoxville masters and allies – won’t reply to such inquiries and concerns. Wonder why?

Meanwhile, some 55,000 people in LA, and hundreds of thousands across the country, are homeless. There are real-world consequences for failure to perform. That’s the troubling “News through the lens of manufactured homes, and factory-built housing” © where “We Provide, You Decide.” © ## (News, analysis, and commentary.)

 

ManufacturedHousingProNewsMHProNewsConfidentialTipsDocumentsNews

To report a news tip, click the image above or send an email to iReportMHNewsTips@mhmsm.com – To help us spot your message in our volume of email, please put the words NEWS TIP in the subject line.

NOTICE: You can get our ‘read-hot’ industry-leading emailed headline news updates, at this link here. You can join the scores who follow us on Twitter at this link. Connect on LinkedIn here.

NOTICE 2: Readers have periodically reported that they are getting a better experience when reading MHProNews on the Microsoft Edge, or Apple Safari browser than with Google’s Chrome browser. Chrome reportedly manipulates the content of a page more than the other two.

(Related Reports are further below. Third-party images and content are provided under fair use guidelines.)

1) To sign up in seconds for our MH Industry leading emailed news updates, click here.

ManufacturedHomeIndustry#1HeadlineNewsMHProNews

To see a sample of our emailed news update, click here. To sign up for the factory-built home industry’s #1 headline news, click here or the graphic above.

2) To pro-vide a News Tips and/or Commentary, click the link to the left. Please note if comments are on-or-off the record, thank you.

3) Marketing, Web, Video, Consulting, Recruiting and Training Re-sources

SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

 

Related Reports:

You can click on the image/text boxes to learn more about that topic.

“Vehicular Homelessness” Rising, Land Use, and Manufactured Housing Policies

Rumble over Anti-MH Law-State Association, Manufactured Housing Institute (MHI), Clayton Homes, and MHARR

Are Flawed Policies Fostering Homelessness, Crime? What Happens When Affordable Housing, Including Manufactured Homes, Are Lacking

“Vehicular Homelessness” Rising, Land Use, and Manufactured Housing Policies

“Unconstitutional Taking,” “Gentrification on Trial” in Recent Oak Hill Manufactured Home Community Ruling

Local Star Chambers Wage War on Affordable Housing

Ryan Kirk–Investor & Entrepreneur-Gets Positive Media via Airbase Estates Mobile/Manufactured Home Makeovers, Exclusives, Videos

 

 

 

 

 

 

 

 

Manufactured Home Industry Groups Fighting Hard, Meanwhile, a Man Died

January 18th, 2019 Comments off

 

EdSperawDMHOAManufacturedHomeIndustryGroupsFightingHardMeanwhileManDiedDailyBusinessNewsMHProNews

We as an independent manufactured home producer’s association have often worked successfully with resident groups, on issues of mutual interest. We don’t deal with community related issues directly. I believe that people of good will may agree or disagree on details, and still have mutual respect. Let me express my sincere condolences to those touched by the loss of Ed Speraw.” – Mark Weiss, JD, President and CEO of the Manufactured Housing Association for Regulatory Reform.

 

It goes without saying among numbers of manufactured home community (MHC) owners and managers, that activist resident groups are often viewed dimly. Resident activists routinely return that perspective.

That’s a recipe for years of more acrimonious relationships.

Recently, Ed Speraw – the former President of the Delaware Manufactured Home Owners Association (DMHOA) – died.

The Daily Business News on MHProNews pondered how the word of that passage of Speraw from this life might best be handled.

We reached out for comments from resident group leaders and manufactured home industry leaders. We obtained two, one a professional – above, another from a friend of the deceased.

Those and more are available via the linked text/image box posted, below.  It explores areas of agreement, and disagreement, and where common ground may be found.

 

Ed Speraw, Manufactured Home Owner “Hero”, dies at 81

 

Teachable Moment?

Editorially, MHProNews management hopes that this might be a conversation starter. The report above will certainly cause some to react or think.

The industry’s leadership on the MHI/NCC side has sadly failed to bridge the gap with resident groups. There is arguably little-to-no trust.

Monopolistic practices arguably hurt residents, most small-to-mid sized businesses, and the new home sales levels of our industry.  That’s one of several possible foundations for mutual advocacy efforts.  Further, there are thousands of independently owned manufactured home communities where residents and management get along just fine.  This writer has seen that first hand, in communities from border to border.

While some keep spinning the pipe dream that pretty pictures or slick videos will solve what has ailed new manufactured home sales, years of fact-checks, new home shipment tallies, and following-the-money prove otherwise.  Part of the challenge is ‘resident relations.’  When residents have to sue, for example, the MHI chairman, that’s not cause for enthusiastic trust.

How many other industries have such a significantly acrimonious relationship with a significant percentage of their product owners?  While customers do sue other product makers, or may protest something, those other industries are already thriving. No so, manufactured housing.

Education is needed all around. It’s arguably overdue to break through thin egg shells. Instead of living in disconnecting white silos, by cracking shells, why not mix it up, and enjoy some omelets?

 

RestInPeaceObituaryManufacturedHousingIndustryDailyBusinessNewsMHproNews

 

MHProNews extends it’s sincere condolences to those touched by the loss of Ed Speraw, may he rest in peace. “We Provide, You Decide.” © ## (News, commentary, and analysis.)

(See Related Reports, further below. Text/image boxes often are hot-linked to other reports that can be access by clicking on them. Third-party images and content are provided under fair use guidelines.)

LATonyKovachQuoteManufacturedHousingIndustryWontReachPotentialAddresscoreIssuesArtificallyholdingitback466By L.A. “Tony” Kovach – for MHProNews.com.

Tony is the multiple award-winning managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

Office 863-213-4090 |Connect on LinkedIn:
http://www.linkedin.com/in/latonykovach

Sign Up Today!

ManufacturedHomeIndustry#1HeadlineNewsMHProNews

To see a sample of our emailed news update, click here. To sign up for the factory-built home industry’s #1 headline news, click here or the graphic above.

Click here to sign up in 5 seconds for the manufactured home industry’s leading – and still growing – emailed headline news updates.

 

Related References:

The text/image boxes below are linked to other reports, which an be accessed by clicking on them.

Manufactured Housing Institute’s Three Stooges? SECO ‘Leaders’ George F. Allen, Spencer Roane, Tom Lackey and ‘Rent to Own’ Scams?

 

Former Manufactured Housing Institute President, Manufactured Home Owners, Urban Institute, and You

Manufactured Home Resident Group President Cautions Against MHAction, Surprising Background Reveal to Manufactured Housing Action

Nathan Smith, From Mobile Home Resident to SSK Communities Owner and President Barack Obama Connection

Bridging Gap$, Affordable Housing Solution Yields Higher Pay, More Wealth, But Corrupt, Rigged Billionaire’s Moat is Barrier

 

 

 

 

 

 

Surprising Discovery on Manufactured Housing’s Enhanced Preemption, Hidden Gem$

January 9th, 2019 Comments off

 

SurprisingDisocveryManufacturedHOusingIMprovementAct2000FederalEnhancedPreemptionDailyBusinessNewsMHProNews

One advantage that HUD Code manufactured homes have over other types of factory building that keeps costs lower is that it is federal and enjoys the enhanced preemption established by the Manufactured Housing Improvement Act (MHIA) of 2000.

 

There are some items that the Daily Business News on MHProNews sets out to research deliberately, others that come in as news tips, still other issues or topics are just stumbled upon. In this instance, in the course of doing some research on the subject of “manufactured housing” and “enhanced preemption,” the following results shown below are what appeared.

As a quick and simplified background, several factors online influence SEO or search engine optimization. Among them are time on-line, back-links, traffic, is it a mobile or desktop search, your location (same search – especially mobile ones – different locations may result in a different results) and more

Often, but not always, if two generally equal websites exist, but one has been online longer, it will often tend to get a higher Google ranking, for reasons noted in part above.

Then, when it comes to specific topics, key word usage can become more interesting.

What you will see below is the first few pages of mobile searches from 2 evenings ago, for the words – “manufactured housing” “enhanced preemption” – placing those words in quotes forces a search engine into a more precise outcome.

The Manufactured Housing Institute (MHI) has been online for about 20 years.  About two years ago, they reportedly spent a boat-load redoing their website.

So, who comes up first for the mobile search terms – “manufactured housing” “enhanced preemption” – two nights ago in Lakeland, FL?

 

Here are the unedited results, summarized below.

 

  • The first 2 images that come up under the image search function on Google are both from MHProNews, under the mhmarketingsalesmanagent.com URL. As has been noted previously, MHProNews has numerous URLs, some of which will be demonstrated in this analysis.

 

Then, we have a new site under development, that should be ready by the end of the first quarter of 2019. It’s the 9th result, even though we are not yet promoting that website.

 

  • #10 HUD.

 

  • #11 is a paid ad, irrelevant to the search, that’s Google making some money.

 

  • #12, cites John Bostick of Sunshine Homes, on the Gov’t Publishing Office website, in 2012.

 

  • #13 House Financial Services Committee (FSC), in 2011 testimony by MHARR.

 

  • #14 is a post MHProNews placed on ZipRecruiter, as part of a project for an attorney for possible litigation of industry related issues.

 

  • #15 is the NJ state association website. We know first-hand that the NJ state association website is about 2 years old. Interestingly, that’s the very first mention of MHI – the Manufactured Housing Institute – on the topic of Enhanced Preemption.

 

  • #16 – Then, finally! MHI is found on Constant Contact, likely in an email message to their own members.

 

  • #17 is MHProNews again, with another URL that we have – and there are many such URLs – for MHProNews.

 

EnhancedPreemptionGoogleSearchJan92019ScreenCaptures172019-DailyBusinessNewsMHProNewsEnhancedPreemptionGoogleSearchJan92019ScreenCaptures172019-DailyBusinessNewsMHProNews2

EnhancedPreemptionGoogleSearchJan92019ScreenCaptures172019-DailyBusinessNewsMHProNews3

 

So, summing it up. The MHARR website – which is less than 2 years old, led the pack.  Next, MHProNews and MHLivingNews dominated these results 2 evenings ago.  Once more, the results could be different in a different part of the country, but on this type of issue – “manufactured housing” “enhanced preemption” – will likely be similar.

 

The Surprises From This Research?

Why are MHI’s result on this issue so poor?  Note that NONE of these results came up on the MHI website.

There are several possible explanations.  To cut to the chase, we went directly to MHI’s website.

We did the exact same search using the same search parameters, with the MHI website search tool.

The first search, nothing. “No Results.”  See the composite screen capture, below.

 

ManufacturedHousingInstituteLogo2019-01-09_1250ManufacturedHousingEnhancedPreemptionSearchMHProNews

 

The next search, this time, using only “Enhanced Preeemption” – once more, “No Results.

 

ManufacturedHousingInstituteLogo2019-01-09_1250ManufacturedHousingEnhancedPreemptionSearchMHProNews2

 

The third search, removing the quote marks – just in case some goofy code was at work on the MHI website – and once more, “No Results.”

 

C:\Users\L. A. Tony Kovach\Downloads\ManufacturedHousingInstituteLogo2019-01-09_1250ManufacturedHousingEnhancedPreemptionSearchMHProNews3.png

 

Once this result becomes public, do not be surprised if MHI decides to quietly – and quickly – ‘correct’ this issue. But go to MHI’s website, and check this out for yourself. We’ve asked others to do this, so that they see this first hand before MHI has time to make any changes.

Again, go back to the original mobile search results, that did reflect MHI. One was on the NJ association state association’s website, the other was on Constant Contact.

When manufactured housing is struggling against zoning and placement issues in states and jurisdictions from border to border and coast to coast, why is “enhanced preemption” entirely missing on MHI’s website?

Three primary possible explanations are:

  • Incompetence.
  • Ignorance.
  • Deliberate.
  • Some combination of those three bullets above. Can you think of another possibility?

Why are shipments so low? Many reasons can be and have been examined by MHProNews and MHLivingNews – or MHARR – for that matter.

But what this appears to be to a prudent analysis is that MHI is ‘apparently’ hiding “Enhanced Preemption.” Note too that while a Clayton ad came up on the search results, Clayton Homes is likewise nowhere to be found on the first pages of this Google search.

 

SubmitNewsTipsManufacturedHomeProNewsMHProNewsLogoDailyBusinessNews

Submit confidential or on-the-record news tips, or comments at this linked email mailto:iReportMHNewsTips@mhmsm.com

 

How ever one cares to spin it, doesn’t this speak volumes?  There’s an affordable housing crisis, and one of the best legal tools on the books for years – the federal enhanced preemption for manufactured housing under the Manufactured Housing Improvement Act of 2000 – is not being mentioned or promoted by MHI?  Even on their own website?

 

OneCanOnlyTurnBlindEyeToFactsForSoLongQuoteManufacturedHomeProductionMHIOmahaKnoxvilleArlingtonRichardDickJennisonLesliGoochBonusMHProNews

At the very time that manufactured home shipments have stalled or slipped for three straight months during an affordable housing crisis, where is MHI and the Berkshire brands in MHVille on this tremendous advantage? Among the related reports found below the byline and notices is the link to the report on that issue by MHARR that ranked number one. “We Provide, You Decide.” © ## (News, analysis, and commentary.)

 

ManufacturedHousingProNewsMHProNewsConfidentialTipsDocumentsNews

To report a news tip, click the image above or send an email to iReportMHNewsTips@mhmsm.com – To help us spot your message in our volume of email, please put the words NEWS TIP in the subject line.

NOTICE: You can get our ‘read-hot’ industry-leading emailed headline news updates, at this link here. You can join the scores who follow us on Twitter at this link. Connect on LinkedIn here.

NOTICE 2: Readers have periodically reported that they are getting a better experience when reading MHProNews on the Microsoft Edge, or Apple Safari browser than with Google’s Chrome browser. Chrome reportedly manipulates the content of a page more than the other two.

(Related Reports are further below. Third-party images and content are provided under fair use guidelines.)

1) To sign up in seconds for our MH Industry leading emailed news updates, click here.

ManufacturedHomeIndustry#1HeadlineNewsMHProNews

To see a sample of our emailed news update, click here. To sign up for the factory-built home industry’s #1 headline news, click here or the graphic above.

2) To pro-vide a News Tips and/or Commentary, click the link to the left. Please note if comments are on-or-off the record, thank you.

3) Marketing, Web, Video, Consulting, Recruiting and Training Re-sources

SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

 

Related Reports:

You can click on the image/text boxes to learn more about that topic.

Manufactured Home Production Decline Accelerates in November 2018

Two Great Laws Already on the Books NOW,  Can Unlock Billion$ Annually for Manufactured Housing Industry Businesse$, Investor$

 

New Report – More Americans Think Bad Time to Buy, Rentals Soar. Manufactured Housing, Opportunities, Takeaways?

“Major Step” in Independent National Post-Production Manufactured Housing Advocacy Taken, Per Trade Group

Bridging Gap$, Affordable Housing Solution Yields Higher Pay, More Wealth, But Corrupt, Rigged Billionaire’s Moat is Barrier

 

“Time to Enforce the Law on Federal Preemption”

 

 

 

 

 

 

2019 Trade Shows, Next Battleground of the Manufactured Housing Revolution?

January 7th, 2019 Comments off

 

2019TradeShowsNextBattlegroundTheManufacturedHousingRevolutionDailyBusinessNewsMHProNews

Capital, other market manipulations, plus an apparent failure by the Arlington, VA based Monopolistic Housing Institute (MHI) to deliver on their self-proclaimed ‘promotion’ of the industry are obvious takeaways from the latest new HUD Code manufactured home (MH) shipment report. But those are not the only problems that the Manufactured Home (MH) industry and its numerous varied professionals face. Yet, every problem – properly understood – is an opportunity in disguise.

 

Cohesion – so called ‘unity’ – sounds like a noble goal. But for various reasons that aren’t the focus of this column, cohesion won’t possibly be achieved accept by conquest of the larger powers, OR until clear alternatives to the present Omaha-Knoxville-Arlington axis power structure in MHVille are established.

Without balanced and mutually respected interests, how else could cohesion or unity be achieved?

The aim of alternative structures in MHVille should not be to create a new monopolistic nexus that challenges the current monopolistic one.

Rather, the goal should be to fuel in an authentic manner what made manufactured housing a far greater – in sheer size and scope – the industry in the past to begin with. Diversity! Thousands of MH Independents, and hundreds of different independent producers.  There was diversity galore in those MH Industry glory days gone by.  That’s how growth is proven to occur.

 

Genuine vs. Weaponized Insights

To be historically more accurate about manufactured housing, what too many industry pros never lived through – and thus never understood – is that the old Fleetwood and the old Champion home builders each established their own unique vertically integrated machines in the 1990s.  Those firms are not the Fleetwood or Champion of today, but the names are similar.

The old Fleetwood and the old Champion had a similar thirst for market domination as Warren Buffett, Berkshire Hathaway, Kevin Clayton and Tim Williams at 21st Mortgage jointly share. The ongoing relevance of the Manufactured Housing Association for Regulatory Reform (MHARR) has long been as a counterweight to the Machiavellian Housing Institute, err, Manufactured Housing Institute, then or now.

ManufacturedHousingInstituteLogoMHILogo373x201

Satirical Manufactured Housing Institute (MHI) logo provided under fair use guidelines.

The names at the top of the pile at MHI have changed, but the challenges have has some similarities.

Monopolistic practices that manipulate capital access, political, placement, and regulatory schemes are the enemy. What MHARR, or National Federation of Independent Business (NFIB) have done for decades for smaller firms is provide the authentic cover that MHI has arguably long neglected.

Hundreds of manufactured housing firms, per sources at NFIB, are members of that organization. If the MH industry felt fully represented by MHI, what would lead so many to join organization’s like MHARR or NFIB? What would spark the revolt among community owners that has led to NAMHCO? New and existing alternatives to MHI should be fueled, not thwarted.

The Omaha-Knoxville-Arlington axis is simply better at building moats than Fleetwood and Champion were. By ‘better,’ one should understand ‘cheaper.’

For example, the old Fleetwood and Champion arguably overpaid in many cases for the retail centers they acquired. By contrast, the evidence in the linked reports reflect that Buffett’s style of moat-building underpays for businesses. They accomplish that by artificially depressing sales and thus business and/or property valuations.

That process thereby creates the “value” acquisition Buffett and his longtime partner Charlie Munger crave. The rest are details and commentary.

Manufactured Home Production Decline Accelerates in November 2018

It is Buffett who reportedly said he wants sharks in the waters of his Moat, not MHProNews. We simply accept that – plus the evidence of his, Kevin Clayton, and Tim Williams – each at their own words. Perhaps one reason why – until this point in time – that their respective attorneys rattle sabers in our direction instead of just sue, is that they know that it is hard to argue with their own words.

ManufacturedHousingInstituteLogoMHILogoMHARRlogo600

Which leads us to trade shows and the opportunity for the next phase of the Manufactured Housing Revolution.

New Era in National U.S. Manufactured Home Community Representation Underway?

 

 

Show Ways Unlimited and Manufactured Housing Trade Shows

Sources with close ties to Show Ways Unlimited are among those that shed light on how Clayton allegedly manipulated the now defunct Carolina show, and tipped it out of existence. Those same informed sources have said that Clayton only entered the Louisville Show as a defensive mechanism, to counter the independents who were behind the revival of the show. Team Clayton has been working to undermine the Tunica Show, per sources, by establishing their own show in Birmingham, AL. Those claims are whatever they are, and should be discerned in the light of the evidence.

Meanwhile, the current trade shows are nothing like the glory days of Louisville or the Nashville Show, which was the forerunner of the Tunica Show. Back in the glory days, 100, 150, or 200 plus new homes used to crowd exhibit halls and parking lots.  Professionals from around the world attended those much larger events. The mainstream media came too, just as they do today for automotive, RV, and boat shows.

One question that potential MH Revolutionaries must ask is this. Is this going to be an industry on the rise or slide?  Do you want to enhance the income-producing and exit-value of your business, or do you want to sell it someday cheap to a monopolistic player?

One must look at authentic manufactured housing history, not the weaponized version that some like George F. (F?) Allen produces, that later version of which magically places Allen himself in the center of the MH Universe.

Allen, like MHI, is arguably a would be power-broker. If he and his MHI supported allies can succeed at diminishing the largest trade publisher in the industry – MHProNews – that would make Allen appear to be bigger than he is. It’s somewhat like taking a lake and shrinking it, to make little fish look bigger. Sad.

What MHI and Allen have in common are meetings that draw a crowd, however modest. Never mind that those crowds are small compared to a manufactured housing trade show. For those who would shrink an industry in order to grow their own influence, it is arguably a bit like Buffett’s moats. Only G F (F?) Allen’s is discernably cruder in execution.

A key to authentically re-growing the industry has long been about more than attracting more industry professionals to an event. As or more important, one must also attract mainstream media, new potential lenders (as Triad has done for years), and investors. Then, post-industry trade days, there must also be public days.  It worked in the past, why not now?  It’s worked for RVs, and other industries, why not ours in MHVille?

 

ManufacturedHousingSHipmentsBloombergQuintFactoryBuiltRebuidRecoveryDailyBusinessNEwsMHproNEws

Click here to learn more.

Among the most common comments heard at Louisville and Tunica every year from exhibitors is, why aren’t there public days?  The same old tired story is given in reply by show management, year after year.  Who does that old, tired cover-story benefit?

This writer had an operation that used what amounted to ‘public days’ to sell dozens of additional homes per year to retail customers. Few things would serve to remove the stigma of the industry better than spotlighting realty, instead of allowing the old ‘mobile home’ or ‘trailer house’ stereotypes to live on.

WhenTrailerTrashIsntWhatYouThinkcreditMHProNews-postedtothedailybusinessnewsmhpronewsFrankRolfe

See the entire article and other industry reactions, at this link here.

 

PewResearchRentalHouseholdsManufacturedHousingIndustryDailyBusinessNewsMHProNewsThere is an obvious opportunity to start that ball rolling at the upcoming 2019 trade shows. That is where hundreds of independent retailers and communities will be.  But those must be an organizing stepping stone to something that is entirely new in 2020.

That there is frustration in MHVille is apparent to all who will listen.

The launch of a new community association is but one example. The longtime existence of MHARR as a counterweight to MHI is another. A third is the #NobleNotMobile concept. Like MHI member Frank Rolfe’s lament against MHI and what he called their hypocrisy, Paul Bradley and ROC USA are MHI members too.  Bradley was clearly no longer satisfied with what MHI claims as promotion. Thus Bradley and his colleagues conceived of #NobleNotMobile, and that’s how frustration gave birth to action.

There are 22 million Americans living in pre-HUD Code mobile homes, and post-HUD Code manufactured homes. There are millions more in the U.S. who rent. According to Pew Research, CityLab and others, about 100 million in the U.S. are living in rentals. Most of those obviously fail to seriously consider manufactured housing as an option, in part, due to the ‘trailer’ stigma.

Ten percent of either of those 2 populations groups could swing many elections in the nation. Something similar could occur in Canada, for that matter.

The ability of the industry to achieve it full potential lies not along the proven failed path of the Manipulative Housing Institute, and the arguably hypocritical and jealous path of yesterday’s news, George F (F?) Allen.

The path is to forge new structures that fuel independents. That must avoid the problems that made MHI the Menacing Housing Institute that it has become.

The humble observations, evidence, allegations, history, and logic herein are for the industry’s and investors consideration.

Among the next questions should be this one. At what point will the bulk of the industry’s remaining independents realize that their numbers are still shrinking? They are shrinking in the community and retail sides.

The number of retailers and communities are shrinking during an affordable housing crisis.  Is that coincidence or market manipulation? Who’s side is MHI on? In that battle, who’s side has George F. (F?) Allen taken?

The new HUD Code manufactured home shipment tallies are going to be low and vulnerable to many headwinds so long as the number of distribution points, producers, capital access, and image all remain artificially limited.  That’s what producers – including MHI members – tell us.

The fact that the Omaha-Knoxville-Arlington Axis would apparently stoop to using a surrogate like George F (F?) Allen, speaks volumes. It’s the latest in a series of over-the-target reactions, previously reported. See the linked report, further below.

 

Taking Charge of Your Own Future by Teaming with Others Like Yourself

The time to take the bull by the horns is now. Hundreds of billions in new capital is flowing into the U.S. Jeff Bezos led Amazon’s Alexa Fund estimates that the market potential is $330 billion annually.

You do the math that mathematically-challenged MHI can’t or won’t do for you. They claimed, incorrectly (again), the Manufactured Housing adds $3 billion a year to the economy. At retail in 2017, the obvious math was some $6.5 billion.

Divide $6.5 billion into $330 billion.

The product of the above is how much the potential growth could be for factory-homebuilders of all kinds.

MonopolisticHousingInstituteLogoMHILogoManufacturedHousingInstiutteLogoLarge

New paths, new structures to do for retailers, communities, and all others in the industry are how that potential is to be tapped. That’s the next step in the Manufactured Housing Revolution. Ready to take that next step?  Ready to take a step that will liberate you from the Omaha-Knoxville-Arlington Axis? “We Provide, You Decide.” © ## (News, commentary, and analysis.)

(See Related Reports, further below. Text/image boxes often are hot-linked to other reports that can be access by clicking on them. Third-party images and content are provided under fair use guidelines.)

LATonyKovachQuoteManufacturedHousingIndustryWontReachPotentialAddresscoreIssuesArtificallyholdingitback466By L.A. “Tony” Kovach – for MHProNews.com.

Tony is the multiple award-winning managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

Office 863-213-4090 |Connect on LinkedIn:
http://www.linkedin.com/in/latonykovach

Sign Up Today!EmailedMHProNewsHeadlineNewsDailyBusinessNews

Click here to sign up in 5 seconds for the manufactured home industry’s leading – and still growing – emailed headline news updates.

 

Related References:

The text/image boxes below are linked to other reports, which an be accessed by clicking on them.

Bridging Gap$, Affordable Housing Solution Yields Higher Pay, More Wealth, But Corrupt, Rigged Billionaire’s Moat is Barrier

 

Manufactured Housing Institute Housing Alert, Affordable Housing Crisis, MHI’s #NettlesomeThings Response

 

Comparing Conventional Housing Data for November 2018, to Manufactured Housing Industry Data, Nov 2018

January 3rd, 2019 Comments off

ComparingConventionalHOusingDataNovember2018ManufacturedHousingIndustryDataNov2018MHProNews

Here’s the overview for this evening’s report.  First, we’ll look at HUD and the U.S. Census Bureau’s November 2018 conventional housing data.

 

Then, compare that to the data that was just published today on HUD Code manufactured homes for November of 2018.

Finally, we’ll wrap this evening up with a brief, but relevant to industry pros, advocates, and investors commentary.

The U.S. Census Bureau and the U.S. Department of Housing and Urban Development jointly announced the following new residential construction statistics for November 2018:

 

MonthlyResidentialConstructionNovember2018USCensusBureauHUDDailyBusinessNewsMHProNews

Building Permits

Privately‐owned housing units authorized by building permits in November were at a seasonally adjusted annual rate of 1,328,000.  This is 5.0 percent (±1.6 percent) above the revised October rate of 1,265,000 and is 0.4 percent (±1.7 percent)* above the November 2017 rate of 1,323,000.  Single‐family authorizations in November were at a rate of 848,000; this is 0.1 percent (±1.4 percent)* above the revised October figure of 847,000.  Authorizations of units in buildings with five units or more were at a rate of 441,000 in November.

 

Housing Starts

Privately‐owned housing starts in November were at a seasonally adjusted annual rate of 1,256,000.  This is 3.2 percent (±9.8 percent)* above the revised October estimate of 1,217,000, but is 3.6 percent (±9.4 percent)* below the November 2017 rate of 1,303,000.  Single‐family housing starts in November were at a rate of 824,000; this is 4.6 percent (±8.4 percent)* below the revised October figure of 864,000. The November rate for units in buildings with five units or more was 417,000.

 

Housing Completions

Privately‐owned housing completions in November were at a seasonally adjusted annual rate of 1,099,000.  This is 0.4 percent (±8.7 percent)* above the revised October estimate of 1,095,000, but is 3.9 percent (±11.5 percent)* below the November 2017 rate of 1,144,000.  Single‐family housing completions in November were at a rate of 772,000; this is 5.4 percent (±7.6 percent)* below the revised October rate of 816,000. The November rate for units in buildings with five units or more was 314,000.

 

ResidentialHousingStartsHUDCensusBureauNewconventionalHousingConstructionNov2018MHProNews

— 30 –

 

Let’s put that data in the manufactured home perspective.

 

Fresh Facts, Figures, Future of Affordable Housing -Comparisons- Conventional Site-Built v Mobile/Manufactured Home Industry Data

 

So, at the same time frame that manufactured homes dropped, conventional housing starts and permits – many times higher in retail price – were still rising.

Here’s is the latest from MHARR on the data.

 

Production Decline Continues in November 2018

 

 

 

 

A state association, Manufactured Housing Institute (MHI) cheer-leader, Amy Bliss-led Wisconsin Housing Alliance (WHA), are still putting out late this afternoon MHI propaganda.  They did so even in the face of such disturbing numbers, as is linked in the report, above.

 

ManufacturedHousingInstituteLogoMHILogoScreenCpaturesMHIvideostatisticalclaimsDailyBusinessNewsMHproNews

MHProNews has held MHI accountable for misleading and arguably deceptive statements for years. Those warnings ought to take on a new sense of urgency for savvy pros who think objectively, instead of swallowing the MHI party line.

 

The WHA’s own newsletter is now projecting possible problems for 2019. Really?  After months of MHI claiming all the good they are doing for building on the industry’s ‘progress’?

 

WisconsinHousingAllianceWHAJanuary2019NewsLetterDailyBusinessNewsMHProNEws

 

In defense of state executives in general, there are many who believe they have no choice but to put out MHI’s ‘stuff.’  Recall the Gold Rules report, which arguably still very much applies. See that by clicking the link below.

 

 

The industry’s fundamentals are sound.

  •  Product quality overall and customer satisfaction are good.
  • Third-party reports that take a dive into the facts are often positive.
  • Despite stormy stocks, the economy is overall good too.

The only common sense conclusion that an objective person who studies the issues can come to is that the so-called leaders of manufactured housing are failing the industry.

The Arlington-Omaha-Knoxville Axis (A-OK Axis ) can dress these failures up any way they want to. We are already hearing the whispers of what their spin is going to be when the MHI monthly report comes out, later this month.  We’ll fact-check it for you.

But the Monopolistic Housing Institute (MHI) has been called out, Clayton Homes, 21st Mortgage and the Berkshire Brands have been called out for their BS.

MonopolisticHousingInstitutelogoManufacturedHousingInstituteMHiLogoFairUseMHProNews306

Fertilizer is useful for growing certain things, but as a trained MD, let me say that consuming BS is not recommended for humans.

See related reports, further below.  More on this in the days ahead.

Just remember, it has been MHARR that for years has warned the industry that a new post-production association is needed. Today’s data is more proof.

 

MHARR Releases Study Recommending Independent Collective Representation for Post-Production Sector

 

 

 

It was MHI award-winner Marty Lavin that said that MHI was working for the interests of the big boys.  Today’s data is more proof.

 

SoTheAssociationMHIIsNotThereFortheIndustryUnlesstheinterestsoftheBigBoysJointheIndustry'sMartyLavinMHIAwardWinnerQuoteMHProNews

MHProNews looks at the facts, considers the sources, and follows the evidence. MHI earlier last year, and for years before, MHI routinely replied promptly to all inquiries. But since we’ve spotlighted the problems and concerns, they’ve gone silent. Why? If the facts are on their side, why not make offer a cogent explanation?

 

MHProNews has been alone in the industry’s trade media at giving warnings of what is to come, for some years.

 

AllTruthPassesThrough3stagesFirstRidiculed2ndViolentlyOpposed3rdAcceptedAsSelfEvidentManufacturedHousingIndustryDailyBuinessNewsMHProNews

 

As pro-industry trade media, we’ve been laying out the facts, while most others in the industry’s trade media are laying out happy talk that is just hot air.

 

CritiqueHighlyVisibleEcnouragesIndividu8alsRaiseStandardsDavidDidauQuoteMastheadBlogManufacuredHousingIndustryMHProNews

It’s misguided for anyone to try to spin this into anything other than what it is. A sobering fact check. MHI members are among our sources.  Everyone that wants honest growth should want to see MHI admit their mistakes, and own these failures and arguably deceptive steps they’ve taken. Corrected errors benefits everyone.

 

To sign up for our MHProNews, industry-leading, typically 2x weekly emailed headline news updates, click here.  For business development or advertising, you can click here.

MHProNews is the runaway most read in MHVille.

 

MHInsiderManufacturedHousingINdustryDailyBusinessNewsMHProNews

 

Why? Because we give you actionable intelligence, authentic fact-checks, reason- and evidence-based reports. The rest are details and commentary.

This is where the meaning of the tag-line MH Industry News, Tips, and Views Pros Can Use” © comes alive, as “We Provide, You Decide.” © ## (News , analysis, and commentary.)

 

ManufacturedHousingProNewsMHProNewsConfidentialTipsDocumentsNews

To report a news tip, click the image above or send an email to iReportMHNewsTips@mhmsm.com – To help us spot your message in our volume of email, please put the words NEWS TIP in the subject line.

NOTICE: You can get our ‘read-hot’ industry-leading emailed headline news updates, at this link here. You can join the scores who follow us on Twitter at this link. Connect on LinkedIn here.

NOTICE 2: Readers have periodically reported that they are getting a better experience when reading MHProNews on the Microsoft Edge, or Apple Safari browser than with Google’s Chrome browser. Chrome reportedly manipulates the content of a page more than the other two.

(Related Reports are further below. Third-party images and content are provided under fair use guidelines.)

1) To sign up in seconds for our MH Industry leading emailed news updates, click here.

ManufacturedHomeIndustry#1HeadlineNewsMHProNews

To see a sample of our emailed news update, click here. To sign up for the factory-built home industry’s #1 headline news, click here or the graphic above.

2) To pro-vide a News Tips and/or Commentary, click the link to the left. Please note if comments are on-or-off the record, thank you.

3) Marketing, Web, Video, Consulting, Recruiting and Training Re-sources

SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

 

Related Reports:

You can click on the image/text boxes to learn more about that topic.

Bridging Gap$, Affordable Housing Solution Yields Higher Pay, More Wealth, But Corrupt, Rigged Billionaire’s Moat is Barrier

Affordable Homes, Warren Buffett as Mr. Potter in Christmas Classic, “It’s a Wonderful Life”

 

 

 

 

 

 

Eye Opening – Manufactured Homes in National, Global Context

December 31st, 2018 Comments off

 

EyeOpeningManufacturedHomesInNationalGlobalContextDailyBusinessNewsMHProNews

The United States of America (USA) is the largest economy in the world.  That’s what the data compiled in the infographic below from Visual Capitalist reveals.

 

UnitedStatesGlobalEconomy80Trillion19.3TrillionDailyBusinessNEwsMHProenws

 

Yet, some 40 nations around the world that have a higher rate of home ownership than the U.S., per data compiled by Wikipedia. 

 

Top49NationsInWorldInHomeOwnershipRatesGlobalHomeOwnershipRatesMHProNews602

Isn’t it a bit shocking that the ‘richest’ nation on earth ranks under 40 other countries in the rate of home ownership? But for the savvy professional, that is opportunity in disguise for affordable, safe, and greener-by-design manufactured homes.

 

When the U.S. has a stronger economy, a higher total Gross Domestic Product, and a generally higher per capita GDP, how is the relatively low rate of home ownership possible?

Let’s rephrase the question in a more manufactured housing industry related fashion.

The graphic below reveals the then latest data on manufactured home prices compared to conventional housing prices.

 

Fresh Facts, Figures, Future of Affordable Housing -Comparisons- Conventional Site-Built v Mobile/Manufactured Home Industry Data

 

Manufactured home quality is superior to the mobile homes or trailer houses of yesteryear.  Who says?  Independent research by the National Association of Realtors™ (NAR).

 

CompareMobileHomeTrailersPastManufacturedHomesSaferMoreDurableQuoteScholasticaGayCororationPhotoSmallPercentageDamagedDuringHUrricanesMHProNews

 

From the video interview with an informed former HUD official – to the focus group of unpaid manufactured home owners that follow below, and more – there is plenty of evidence for the quality and satisfaction with today’s manufactured homes. 

Rephrased, there is plenty of indicators from home owners to third party sources that demonstrate that an obvious part of the solution to the affordable housing crisis is hiding in plain sight.  

So, given a raft of possible sources that prove the value of HUD Code manufactured homes, why is manufactured housing trailing conventional housing by such a wide margin?  See the data that the NAR also provided. The percentage of manufactured homes sold relative to all conventional housing is hovering near historic lows.

 

 

Figure1MobileManufacturedHomeSalesSHipmentsVsExistingingNewHouseSalesManufacturedHousingiinudstryDataMHProNews

 

The Government Accountability Office (GAO) in their 2014 research found that the monthly cost for owning a manufactured home was lower than rentals, or other forms of housing.  NAR came to a similar finding in 2018.

 

 

Manufactured housing has the benefit – at least on paper – of “enhanced preemption” under the Manufactured Housing Improvement Act of 2000.  So why isn’t it aspect of the law better known, much less enforced?

 

 

Enforcing Affirmatively Furthering Fair Housing (AFFH) could create a boom for all factory-built housing, but especially so for manufactured homes, due to federally enhanced preemption.

 

Affirmatively Furthering Fair Housing, a Novel Yet Proven Solution to the Affordable Housing Crisis That Will Create Opportunities, Based Upon Existing Laws

 

This Google search done on 12.30.2018 reflects the first two pages of search results for the Manufactured Housing Improvement Act (MHIA) of 2000.

ManufacturedHousingIMprovementActof2000Seach12302018DailyBusinessNewsMHpronews

 

The Manufactured Housing Institute (MHI) has been online for about 2 decades. They just did their latest renovation of their website fairly recently.  So why doesn’t the MHI website reflect any information on the Manufactured Housing Improvement Act (MHIA) on the first two pages of the Google results, shown above?

George Allen or – any other full- or part-time surrogate(s) – for the Manufactured Housing Institute (MHI) can call these facts “conspiracy theories.”  But facts and data are what they are.

The facts beg an answer to the question, why isn’t manufactured housing performing better?

It’s a #nettlesome question that the Urban Institute – in a report fisked by MHProNews previously – similarly asked about a year ago.

Given that MHI claims to represent all aspects of factory-built housing, how does one rate their performance?

For example, when MHI claims to have reached tens of millions of potential Americans – an outrageous claim on its face, but let’s take MHI at their word on that for the next few moments – how does one explain that 2018 will close with perhaps only 100,000 (+/-) new HUD Code manufactured homes shipped?

 

ManufacturedHousingInstituteLogoMHILogoScreenCpaturesMHIvideostatisticalclaimsDailyBusinessNewsMHproNews

 

MHI created a ‘self-promotional’ video. From MHI’s video, the above composite images with commentary by MHProNews was compiled into one image.  If even 1/10th the number of 84 million Americans they claim to have exposed manufactured housing to actually read one of their advertorials – meaning 8.4 million vs. 84 million – that would mean that only 0.0119047619 of them purchased a new HUD Code home in 2018.

That’s a puny result at best.

But it is worse than that, because the year before the new HUD Code manufactured home production statistics revealed that some 92,900 new HUD Code homes where shipped.  The new home shipments were already trending up modestly on a national basis. So, an objective view of the facts reflects that no appreciable change in shipment levels took place.  Those are just facts, MHI claims, and some applied logic.

We’ve said before on MHProNews that facts are #nettlesome things. This is just part of the proof.

ManufacturedHousingSHipmentsBloombergQuintFactoryBuiltRebuidRecoveryDailyBusinessNEwsMHproNEws

One can research the links further below under the related resources for what our follow-the-money, follow-the-facts, follow-the-evidence analysis reveals.  But as of this writing, no one at MHI, or Berkshire Hathaway, Clayton Homes, 21st Mortgage, etc. – nor surrogates like MH industry scandal-defending and -attached Allen – have tried to debunk any of these points.

We’ve repeatedly offered the powers-that-be with the Omaha-Knoxville-Arlington axis to reply to these or these concerns and issues, or those found in the related links further below.

In terms of direct response?  Nada. Silence. But what they have done are a series of purportedly indirect replies, like the MHI video, George Allen, etc. But none of their efforts refute the facts shown.  Rather, what MHI has produced are at best efforts to distract from the facts and evidence.

So, the logical, reason-led mind is left with 3 primary options.  The post-production – promoting ‘all aspects of factory-built housing’ Arlington, VA based MHI is arguably:

  1. * Incompetent.
  2. * Ineffective.
  3. * Corrupt, as it is helping a small number of firms consolidate ever larger portions of the industry.
  4. * Some combination of the above.

Can you find another logical conclusion to the evidence?  If so, sound off via the link below.  MHI supporters and defenders are encouraged to chime in.

SubmitNewsTipsManufacturedHomeProNewsMHProNewsLogoDailyBusinessNews

Submit confidential or on-the-record news tips, or comments at this linked email mailto:iReportMHNewsTips@mhmsm.com.  Please put NEWS TIP in the subject line.

 

Clearly, the leadership of MHI must think their staff are doing a fine job, as their form 990s report bonuses paid the President Richard ‘Dick’ Jennison and other key members of the Arlington-based trade group.

That would lead an objective analyst to ponder that MHI’s leadership are rewarding their paid staff’s lack of performance, which once more points to bullets 3 or 4, above.

Razzle-dazzle videos, splashy power points, or new magazines or websites that sing the praises of MHI and their “MH Insiders” doesn’t change any of what is shown above.

We once more invite their leaders or designated representatives to explain to the industry at large via a video recorded and third-party moderated discussion at Louisville or Tunica to disprove any of the above, or what follows below.  That would be transparency.

HowardWalkerPhotoELSViceChairmanManufacturedHomeCOmmunitiesManufacturedHousingInstituteExecCommitteeMemberQuoteTransparencyMHProNews

Thoughtful words, worth pondering. See the story, linked here.

Will they be transparent?

HowardWalkerEmergenceOfTonyKovachsPublicationsProfessionalsFilledVacuumDailyBusinessNewsMHProNews

A nation – with the world watching – is seeking the solution that’s been hiding in plain sight to the affordable housing crisis. “We Provide, You Decide.” © ## – (News, commentary, and analysis.)

(See Related Reports, further below. Text/image boxes often are hot-linked to other reports that can be access by clicking on them. Third-party images and content are provided under fair use guidelines.)

LATonyKovachQuoteManufacturedHousingIndustryWontReachPotentialAddresscoreIssuesArtificallyholdingitback466By L.A. “Tony” Kovach – for MHProNews.com.

Tony is the multiple award-winning managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

Office 863-213-4090 |Connect on LinkedIn:
http://www.linkedin.com/in/latonykovach

Sign Up Today!EmailedMHProNewsHeadlineNewsDailyBusinessNews

Click here to sign up in 5 seconds for the manufactured home industry’s leading – and still growing – emailed headline news updates.

 

Related References:

The text/image boxes below are linked to other reports, which an be accessed by clicking on them.

Seattle Times -Federal Investigations-Berkshire Hathaway’s Clayton Homes, GuruFocus Spotlights Buffett’s Clayton’s “Unethical,” Monopolistic Moat

Affordable Housing, the Visible, Yet Mysterious Struggle for an Obvious Solution, Case Examples

 

Machiavellian “Godfather” – Sam Zell, Warren Buffett, Capital, Lending and Crossed Lines in Manufactured Housing

“Lots of Sizzle,” Clayton Sales Performance, Other MHI & Clayton Homes News Tips

December 12th, 2018 Comments off

 LotsofSizzleClaytonHomesLogoSalesPerformancemanufcturedhousinginstituteLogoMHILogoMHProNewsTips

These are #NettlesomeThings. A Clayton retailer sent a long message as part of a confidential news tip, that included the following. The Daily Business News on MHProNews has added our customary bold/brown to reflect a direct quote, but the rest are emphasis and typos are in the sender’s original message. Links were added by MHProNews as well.

 

We as an industry are still WAY below where all rationale says we should be, IF ONLY NORMAL MARKET FORCES WERE AT WORK HERE.  I have long felt that to NOT be the case, as you are also verifying through your investigative reporting. 

LONG before we ever heard of any “moat” per se, but you know that I have consistently said over this last decade that SOME in our industry focus on an entirely different goal every morning:  “What can I do today to make my competition go away?” – per said source.

The RV industry has to be commended in their PR and image-building efforts as an industry,” the message continued, adding “During the worst economic downturn (recession/depression/cluster-F/whatever you want to call it) that you and I have lived through, they were able to actually grow their industry, all the while with 6-figure price tags!  Outstanding work, both on the sales centers AND in the public forum.  We have all seen the ‘Go R-V’ing’ ads.  Did they have to do that?  No, they could have taken the cheap route, but OH MY the results their tactics gave them!  In my mind, that fully vindicates and reaffirms my belief that our industry needs a vibrant, on-going public relations / image program!”

Again, note that the spacing, grammar, and typos, etc. are in the original.  The comments may or may not reflect the views of this publication. The illustrations are added by MHProNews, as is the subheading below, to help clarify the various points that writer made.

 

BlackWhiteRVvsMHShipmentsYTDJune2018ManufacturedHousingIndustryDailyBusinessNewsMHProNews

This is provided by MHProNews, and was not part of the comments from the sender. These graphics are provided to illustrate the various sender(s) point, here and other comments from other sources below.  NOTE the above was YTD June, 2018, but the patterns has largely held.

 WinnebagoRVWholesaleshipmentDataManufacturedHousingIndustryDailyBusinessNewsMHProNews

 

Retail Lot Managers

You [MHProNews] and I agree that the sales happen on the lots.  But John or Mary LotManager is usually very busy in meeting conditions for lenders, scheduling deliveries, handling customer complaints about shoddy construction, etc.  They do not have the time, the resources, or the energy at the end of the day to combat the weathermen of this world, code-encroaching state officials, less-than-accurate national reporters who cast our homes in a bad light, etc.  That should be the role of the ‘support team’ if you will, like the state associations on the small scale.  That’s why the RV industry took their future by the reins years ago.”

The sender made reference to MHIdea, which was first conceived of as an alternative to the Manufactured Housing Institute (MHI) for independent retailers.

That person said that a decade ago, “independent retailers numbered over a thousand [locations].  Today, we hear talk of 400 or fewer. Hind sight is always clearer.”  Readers should note that these figures were supplied by the writer, and should be understood as estimates, not to be construed as a precise number.

If you want to use any of this text, do so ‘off the record.’  Just as Frank learned (my best SWAG), RETALIATION does exist in this scenario.  After all, that’s just another way of widening the moat.”

The writer did not say who “Frank” was, but may have been referencing Frank Rolfe, who was once outspoken on MHI’s hypocrisy and failures to defend or promote the industry, but who has since gone silent on MHI controversy related issues.  “Swag” has many possible meanings, and some of them in this context are quiet humorous. The video is an example Rolfe politely blasting MHI at a state association-sponsored event.

 

 

The subject line for the sender’s message read: “Subject: MHI Year in Review.” That’s the name of the video MHI produced which aims to defend their record, and promote themselves. 

The lengthy message sender opened with these words,

 

Figure1MobileManufacturedHomeSalesSHipmentsVsExistingingNewHouseSalesManufacturedHousingiinudstryDataMHProNews

There are a growing number of industry voices that believe that BH/CMH and MHI have by various action/inaction has kept manufactured home sales at historically low levels. Evidence? See Related Reports and videos, linked below, which quotes and cites BH, MHI, CMH, 21st Mortgage Corp, and other sources.

ManufacturedHousingInstitutelogoMHILogoMHIVideoStillsMillionsofViewsDailyBusinessNewsMHProNews

 

Well, well, well….

Guess somebody is feeling some heat.  GOOD JOB, TONY!  Keep the burners on full.”

Here “Tony” must mean our publisher, L.A. ‘Tony’ Kovach. Like scores of other messages supporting the spotlight and “heat” cast by reports and analysis here on Buffett, Berkshire, Clayton, MHI, or their key allies and players, like Nathan Smith.

Commenting on the MHI video, “This is a lot of sizzle, but the steak’s still kinda tough.”  That’s what inspired part of the headline and the featured image at the top of this article.

The writing was so colorful, the Daily Business News on MHProNews decided to quote extensively from it, “My first reaction when I saw the opening frames [of the MHI video] was WTF?????  OBVIOUS to me at least that this was made for folks who DON”T know the real details behind the story.  In a depressed industry, with competition slowly being choked out of existence, they come out like we’re back in 1999!  What a joke. 

Especially funny to me was their [MHI] mention of being ‘financially strong’…..I would think so.  Daddy Warren has mucho $$$.”

ManufacturedHousingInstituteMHILogoOctober2018HUDCodeHomeShipmentsDeclineDailyBusinessNewsMHProNews

The data from MHI, RV operations, and others broadly underscore the points shared by the message sender.

 

The writer suggested that the non-big three builders should provide a level of support to a new initiative to break free of Buffett led-Berkshire/Clayton/21st, et al, and MHI. 

Do you think the remaining non-Big 3 mfgrs would be open to funding such an initiative now?  If each could do so by ‘hiring’ 2 minimum wage workers to their expense, just sending those $$ to the support team,” the message said.

There was more, but publishing it would tend to reveal the source of the

lengthy message. MHProNews again reminds readers who are trying to stay off the radar of a big brother organization or company to consider avoid using their firm’s email address. At some point, sender’s may find organizations scanning team members email, looking for the sources of various comments.  That said, to date no one who has wanted to remain anonymous has indicated they have been discovered.  If sending from a non-organizational email address, MHProNews requires confirmation on a sources authenticity, etc.

 

ManufacturedHousingProNewsMHProNewsConfidentialTipsDocumentsNews

To report a news tip, click the image above or send an email to iReportMHNewsTips@mhmsm.com – To help us spot your message in our volume of email, please put the words NEWS TIP in the subject line.

 

 

The Clayton Tipster’s Calculus  

The figure suggested by the writer of the comments shared above suggested works out as follows. The equivalent of 2 minimum wage workers to boost industry growth works out to be some $30,160 annually.  That’s not insignificant, and if 25 firms signed onto that it would yield $754,000.  Its a small fraction of what MHI operates on, but as MHARR has proved, it is doable.

For new readers, the Manufactured Housing Association for Regulatory Reform (MHARR) provides lobbying and advocacy for independent producers of HUD Code manufactured homes.  From MHARR’s base in Washington, D.C., as a matter of policy, they stay focused on production and some financing related issues, like the Duty to Serve (DTS) Manufactured Housing.  But MHARR doesn’t do the kind of post-production advocacy that the sender is calling on the industry to do.

Bottom line, $750k – used wisely on targeted issues – could make a difference.  What’s obvious is that MHI, spending far more per MHI budget records, and their own claims shown above, has accomplished effectively nada.

 

What Tim Williams Asked

Our publisher, award-winning industry services provider, and consultant, L.A. ‘Tony’ Kovach was asked by then MHI Chairman Tim Williams what he thought was a reasonable budget for a pro-growth alliance to operate successfully?

Tony replied to Williams’ unexpected query with a figure of $1.6 million dollars annually. That’s still less than half of what MHI records reflect MHI gets in dues and fees. That $1.6M kind of budget – Tony explained to Williams and his Berkshire Hathaway industry member guests – would allow for an attorney, media engagement, local zoning advocacy, and other features included in the mantra PEP. Protect, Educate, and Promote.

In hindsight or looking ahead – cooperating with MHARR and NFIB as needed – such a manufactured housing independents alliance could certainly accomplish more than MHI for the industry’s independents.

Dubbed the MHAlliance was a move promoted in writing and in deed by John Bostick, President and CEO of Sunshine Homes. Sunshine’s former sales manager praised on video the growth achieved by the company using a a combination of localized marketing, videos, and training.

The data reflects that Sunshine’s sales growth far outpaced that of the industry at large, and blew away the growth rate of Clayton.

 

 

But the next insights from another Clayton-connected source was actually to point to data from Legacy Housing’s recent IR presentation, found by clicking the box linked below.

 

What Others Say – Legacy Housing Corp (LEGH) IPO Set for 12.14.2018

 

Here is the graphic we used in a report yesterday, again noting that MHProNews is providing the commentary, etc, with illustrations.

 

2018-12-11_1155TalkMarketsDailyBusinessNewsMHProNewsTopProducersHUDCodeManufacturedHomes

As noted above, this illustration was NOT sent by those providing the respective tips and comments, but is provided by MHProNews to underscore points those sources have made.

 

That source claims that the typical Clayton sales center has about 4 retail sales people per store (+/-). The source noted that about 2/3 of manufactured housing production, per MHI, goes to land-lease communities.

Using MHI’s data from the chart above, that yields about Clayton 29,327 going to retail centers. Note that figure would likely be high, due to FEMA orders, but we’ll follow that tipsters logic for a few moments.

Subtracting out roughly the number of shipments to independents and communities who sell Clayton products, that source said that the typical Clayton sales professional only sells about ‘15 new manufactured homes annualized over the course of a year.’

15 new homes a year?

When the Daily Business News asked why “annualized,” the source claimed that the turn over in Clayton’s retail sales is significant. So a sales person that starts the year often doesn’t finish the year. Thus data per professional ought to be annualized.

While the numbers are rough – and we hereby welcome clarification of the claimed figures from Clayton Homes – it certainly fits the overall data, and thus is plausible. It thereby suggests a number of fascinating points.

Buffett has said that Clayton is “best in class.” In the sense of total production, that is true. But in terms of individual performance, there are arguably individuals, local and regional firms that out-perform the Clayton “averages.”

If so, it’s a vexing commentary on Clayton’s retail performance.

Another source from the Clayton organization recently said to the Daily Business News on MHProNews that the sales leader in his region may hit 30 homes for the year. Through November, per that source, the deliveries and funded deals for the top people in that region were in the upper 20s. Again, Clayton is invited to clarify any errors.

If so, the average sales person isn’t selling nearly enough to make the kind of 6 figure income Clayton reportedly tells their sales recruits is possible selling new homes. Does that add to their turnover?

 

 

Reality Checks and What’s the Motivation?

Another item from a Clayton retail caller was the claim of a high cancellation rate of approved deals that never deliver or close.

These points raise several issues that must be unpacked. But one of them is a recurring theme with Clayton, namely, that when specific items are scrutinized, their performance isn’t as hot as the “sizzle” of their image. 

For example, the much ballyhooed new class of homes – if it is as successful as the cancelled Clayton iHouse and iHouse 2 – the program could be a disappointing outcome for all involved.

A common question Tony likes to ask those who message or call is, what’s your motivation in sharing your point?

Some have said words to the effect that the industry’s professionals and businesses – individually and collectively – can do far better. That is apparent in the lengthy message from the top of this report. Consider the related report, in the box further below.

While MHProNews leadership’s vision is somewhat different than the first writer’s message, that person did make reference to a point from the MHIdea report from a couple of weeks ago. Namely, that if the industry’s members keep doing the same things, they will keep getting the same results.

Whatever the performance of individual sales people, the point about stretched thin sales and general managers is arguably valid. The industry’s owners can address it, but it will take an investment in their operation.

But as one company who is growing their retail base has noted, from $500,000 to $2 million is invested in a new home sales center, inventory, etc. what’s another 30K on that, if it significantly increases the results?

As 2018 winds down, and 2019 approaches, these data points and claims are important ones to ponder. What will you and your team do to improve outcomes in 2019 and beyond? See the related reports, further below. “We Provide, You Decide.” © ## (News, analysis, and commentary.)

NOTICE: Readers have periodically reported that they are getting a better experience when reading MHProNews on the Microsoft Edge, or Apple Safari browser than with Google’s Chrome browser. Chrome reportedly manipulates the content of a page more than the other two browsers.

(Related Reports are further below. Third-party images and content are provided under fair use guidelines.)

1) To sign up in seconds for our MH Industry leading emailed news updates, click here.

ManufacturedHomeIndustry#1HeadlineNewsMHProNews

To see a sample of our emailed news update, click here. To sign up for the factory-built home industry’s #1 headline news, click here or the graphic above.

2) To provide a News Tips and/or Commentary, click the link to the left. Please note if your comments are on-or-off the record, thank you.

3) Marketing, Web, Video, Consulting, Recruiting and Training Re-sources

SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

Related Reports: Click the Boxes Below to Read More...

 

“What Are We, Chopped Liver?” MHI Member December 2018 Reactions

Louisville and Tunica Manufactured Housing Shows, Controversial Profitable, Problematic Issues Loom

 

 

Housing Choice, Where Modular, Manufactured, Tiny, Conventional Housing Crisis, MHI and MHARR Intersect

December 1st, 2018 Comments off

 

ClaytonHomesLogoManufacturedHousingInstituteLogoAssocRegulatoryReformHousingChoiceWhereModularTinyConventionalHousingCrisisSolutionMeets

Photos from Clayton website, and the logos are the properties of their respective organizations, provided here under fair use guidelines for news media. Text graphics and collage by MHProNews.

It is one of the most controversial issues in the manufactured housing industry today.  Through their apparent power at the Manufactured Housing Institute (MHI), Clayton Homes has backed the notion of a “new class of manufactured homes.”

 

It is a thorny issue, as there are various, divided views on the matter.

 

Certainly, every company has the right and ability to act according to its own perceived interests, within the norms of the law and ethical restraints.

  • If a production company so desires, it can build widget shaped homes and call it a new class of manufactured homes.
  • A firm or organization could say that all new homes should have bull-nosed exterior corners or inverted pyramid shaped roofs in order to get special financing from Fannie Mae or Freddie Mac.
  • Or one could use less esoteric notions, and opt instead for making gutters, downspouts, higher-pitched roofs, and garages available options.

But such details have arguably been incorrectly framed from the start.  Shouldn’t buyers of whatever kind of home they want that meets basic safety, energy, and durability standards be given equal choice for housing in the marketplace, and for financing too?

Rephrased, shouldn’t there be a simple mantra ofhousing choice applied?

The Government Sponsored Enterprises (GSEs) of Fannie Mae and Freddie Mac have a federal legal mandate since 2008 that they somehow managed to dodge for a decade. Now, instead of offering the lower-cost home-only lending that about 80 percent of manufactured home customers select, instead, they provided a program that is only useful for a new, untested, and special kind of HUD Code home?

  • That special kind of home is what Clayton said they wanted, why?
  • And why is that GSE lending pushing a program that is only for land-home loans, which leaves most land-lease communities and the bulk of the retail sales of manufactured homes out in the cold?
  • How do those forced-fits foster housing choice?

 

Housing Choice Should Become Part of the MH Industry’s Mantra

  • Shouldn’t those who want to buy an already federally regulated HUD Code manufactured home be allowed to choose that or any other kind of safe and durable housing they want and are able to purchase?
  • Shouldn’t all housing shoppers who can demonstrate the decades of proven durability of their housing choice be allowed to have the same kind of financing options that conventional housing buyers have been able to access for decades?
  • Shouldn’t home buyers have the right to buy an entry-level or residential-style HUD Code manufactured homes with parity of financing?
  • Isn’t parity of financing an important part of how potentially millions of more price- and payment-sensitive renters can afford to buy a home of their own?
  • So if the clear logic of all of the above are obvious, why did MHI, Fannie Mae, and Freddie Mac hold closed door meetings – refusing to release the minutes of said closed door meeting discussions – which resulted not in more chattel lending, but rather in loans geared only to this so-called, ‘new class of manufactured homes’ that are backed by Clayton?

 

Affirmatively Furthering Fair Housing, a Novel Yet Proven Solution to the Affordable Housing Crisis That Will Create Opportunities, Based Upon Existing Laws

 

Isn’t this new class of homes – and their accompanying Fannie and Freddie lending – just another back-door or oblique way of blocking access to more low-cost lending? Isn’t that effort obviously being led by the Berkshire brands in manufactured housing?  Doesn’t it remind you of the blast-from-the-past, courtesy of 21st Mortgage Corp, that is shown in their letter below?

 

21stMortgageCorpTimWillamsJune112009LetterBerkshireHathawayWarrenBuffettClaytonHomesManufacturedHousingIndustryDailyBusinessNewsMHProNews

Click the image above to download a larger sized version of this 21st Mortgage Corp Letter.

 

Isn’t this new class of homes merely a revised and open version of Smoking Gun 3, where 21st Mortgage cut off lending to thousands of operations that didn’t carry Clayton product?  See the linked report that follows immediately below, plus more related reports further below for added details.

 

Smoking Gun 3 – Warren Buffett, Kevin Clayton, Clayton Homes, 21st Mortgage Corp Tim Williams – Manufactured Home Lending, Sales Grab?

 

We Already Have Had State Coded Modular Homes for Decades, So, Why this ‘New Class’ of HUD Code Homes?

Several voices from various parts of the industry have noted that modular housing already – on paper – had access to the same land/home mortgage lending that conventional housing enjoys.

Indeed, FHA, VA, and USDA already give parity of lending to HUD Code manufactured homes, as well as modular housing, so long as a proper installation and other lending guidelines are met.

Many manufactured home producers already built both “HUDs” and state-coded modular homes.

But HUD Code manufactured homes have widely outsold modular home building for decades. MHI’s own periodic data reflects that point.

When the goal for thousands of land-lease manufactured home communities, hundreds of manufactured home retailing independents, and MHARR has long been to get the GSEs to fully support manufactured homes with personal property loans, where was the logic of MHI pushing ‘behind closed doors’ the use of GSE lending only [???] for this new class of homes?

Hold that thought.

Hold that notion closely, because what the stated goal of MHARR and MHI began with on Duty to Serve seemed on the surface to be the same thing.  That was the apparent intersection, on paper, that virtually everyone in MHVille said they wanted more lending from the GSEs.

But what MHI ended up doing was redirecting their energy to get GSE lending only for their so-called ‘new class of homes.’  Even the new MHI self-defense, self-promotion video makes that reality a key point, as the screen capture from their new video below reflects.

 

LeveragingMomentumCreationNewClassofManufacturedHomesManufacturedHousingInstituteMHILogoDailyBusinessNewsMHProNews600

Screen capture with commentary and MHI’s logo are a collage by MHProNews, which faithfully reflects their “We’re Using Our Momentum Leveraging the Creation of a New Class of Manufactured Homes.” First, what momentum? Second, why the need for a new class of homes? Manufactured housing builders have made residential style homes since at least the 1980s. Buyers could always option in or do on-site whatever they wanted and can afford. It’s therefor a head fake, an apparent ruse that seemingly limits GSE lending to only a tiny sliver of the market that could already be served by modular coded factory-built homes, or by existing residential style HUD Code manufactured homes. This new class of homes is a costly waste of time, save for the fact that it diverts lower-cost financing. Who benefits from that fact?  A monopolist, perhaps?

BloombergShipmentNewManufacturedHomesFactoryBuildRebuildDailyBusinessNewsMHProNews

Third-party to the industry Bloomberg’s shipment data of HUD Code homes reflects that there is a modest recovery, but that the manufactured home industry is still about 75 percent below its 1998 high water mark hit during the last 30 years.

If you want to sell more manufactured homes, this new class of homes is utterly illogical on the surface.  Manufactured housing roared during the 1990s compared to today.  Some claim it was only a sugar-high, based only on bogus lending.  But that claim ignores the reality that those home buyers wanted a manufactured home in the first place. In the mid-to-late 1990s and early 2000s, numerous researchers believed that the EXISTING class of HUD Code manufactured homes was the solution to the affordable housing crisis.

EricBelksyManufacturedHousingIndustryManufacuredHomeManufacturedHousingInstituteResearchDataAffordbleHousingMHProNewsDailyBuisnessNews575

Why did Belsky miss his predicted date? Because it came before Buffett’s entry into MH? See Smoking Gun 3.

So why this need for a new class of homes?  Why not rediscover the proven affordable HUD Code homes, already improved by the Manufactured Housing Improvement Act of 2000?

Two Great Laws Already on the Books NOW,  Can Unlock Billion$ Annually for Manufactured Housing Industry Businesse$, Investor$

 

If you want to encourage the acceptance of HUD Code manufactured homes, then this Clayton/MHI backed ‘new class of homes’ is demonstrably counterproductive on the surface.

Keep in mind that a researcher for the Fannie Mae Foundation some two decades ago already noted back then that manufactured homes merited better lending, placement, zoning, and other treatment. Such facts alone should make it hard for a GSE today to backtrack on their own foundation’s research.  For that report, see the link below.

 

“Why Advocates Need to Rethink Manufactured Home Quality,” Harvard, GSE, Genz, “High Satisfaction”

 

So, this new class of homes makes no sense, unless – unless – there is a hidden or unstated agenda?

  • Is this new class of homes just another monopolistic ploy to expand Berkshire’s Moat in MHVille?
  • And as has been noted previously, isn’t this once more using access to capital or lending to harm the interests of the majority of producers, in favor of one that is also selling site built housing?

 

Machiavellian “Godfather” – Sam Zell, Warren Buffett, Capital, Lending and Crossed Lines in Manufactured Housing

 

The Risk to Existing Manufactured Home Owners

Furthermore, isn’t there an obvious risk that the value of millions of existing manufactured homes will be undermined by this so-called new class of homes?

That isn’t a merely rhetorical question.  Because a senior contact with one of the GSEs admitted to MHProNews that it was a potential hazard.

How would millions of manufactured home owners react to not only not getting GSE chattel lending, but instead, having Clayton-led MHI working in a fashion that undermines the resale values of their homes?  Doesn’t that open the door to a possible class-action lawsuit, against the GSEs, MHI, and Clayton?

An MHI-only member messaged the following to our publisher this week, “You seem to have [a] conceptual IQ that is more important than spelling ability.” That’s nice and clever, but the matter is simply deductive reasoning or logic.

Everything that MHI has done with respect to their so-called new class of homes has been aimed to sideline opposition to it. That isn’t ‘forging consensus,’ is it? Isn’t that silencing opposition or reason-based concerns?

Isn’t what Clayton/Berkshire Hathaway lenders in manufactured housing want is to keep their choke-hold on lower-cost home lending, while promoting their own growing interests in conventional housing, all at the same time?

 

WHERE IS THE LOGIC OF HAVING MANUFACTURED HOMES THAT MAY AS WELL BE MODULARS?

Unless it was to derail GSE lending, and harm independents, all by another slight-of-hand?

All magic tricks are gimmicks, ploys – tricks. The hand is quicker than the eye. Something looks or sounds cool and good, and razzle dazzle presentations are built around it with high-cost consultants who will naturally say what the ones who wrote the check want said. That’s what a state association executive, an MHI member, has told MHProNews.

Some people will always follow a given con, that’s why tricks exist – they work on some people.

This new class of homes is a purported trick, and that is arguably why Richard ‘Dick’ Jennison would not go on with his public presentation at Louisville last January. He apparently feared having to answer questions from the Daily Business News or from members of the audience, who came armed with questions supplied by MHProNews.

 

 

It is also why Fannie Mae arguably cancelled an interview with MHProNews that their media contact had already agreed to do.  What caused that last minute cancellation?  Note that they cancelled only after they knew that among our questions would be some that focused on the genesis of how this new class of homes.

It’s Clayton and MHI, isn’t it?  How else does one explain that BOTH GSEs wanted the same thing?

 

MHARR Exposes GSES’ Failure On Chattel Financing Before Congress

 

What’s Overlooked

The genius of the HUD Code is performance-based standards that superseded other local housing code stipulations. That performance based method keeps housing costs lower for marginal buyers who won’t qualify for $150,000-$225,000 priced housing. Yet the HUD Code achieves that without sacrificing safety or durability.

MostMenAppearnNeverConsideredWhatHouseIsNeedlesslyPoorAllTheirLivesHenryDavidThoreauManufacturedHomeLivingNews

All of the above are HUD Code manufactured homes, built years before the Clayton-MHI backed new class of homes. Newcomers to the website not familiar with modern manufactured homes, learn more by clicking the image above or the link here.

 

There have long been those who argue the HUD vs MOD matter.  Our publisher said years ago that all of factory-built housing should agree not to undermine each other’s products.  Automakers don’t undermine entry-level cars when selling a Rolls Royce. Besides, more expensive modular homes can have their own headaches, as do site built housing, as a new report yesterday underscored.

 

“No Good Deed” – Brad Pitt, Make It Right Foundation Sued for Defective Modular Housing, NBC News, More Video

 

  • Let modular builders do whatever the law allows.
  • Let HUD Code builders build entry-level or more residential-style homes, in any ethical manner that they wish.
  • Ditto for tiny housing, prefab, conventional builders, and so on down the list of legitimate, safe and durable housing providers.

But the Housing and Economic Recovery Act of 2008 (HERA) which gave the Government Sponsored Enterprises (GSEs) of Fannie Mae and Freddie Mac the Duty to Serve Manufactured Housing didn’t mandate any changes to the federal HUD Code.  The GSEs should be providing lending on entry level HUD Code homes, including chattel loans, not just on these pricey new semi-modular housing units.

ManufacturedHousingAssocRegulatoryReformMHARRMarkWeissDTSFHFA-GSEsGoingtoLargestBusinessesCorpAffiliatesDailyBusinessNewsMHProNews

Collage by MHProNews.

 

This new class of homes is arguably a Trojan Horse, a blind alley, a grifters trick.

YouGetMoreOfWhatYouEncourageLessofWhatYouDiscourageMartyLavin

The logic of this statement can be applied to a variety of cases.

 

And sadly, the money trail and evidence – see links below – point to Clayton, 21st and Vanderbilt engineering this via MHI. That means that better lending would be unavailable to the majority of potential manufactured housing customers, as well as to those in communities or private land that may want to refinance their high cost Berkshire Hathaway loans at a lower rate.

 

KennyLipschutzQuotePoorJobOfLobbyinginMHIndustry-postedMHProNews48thMHINCClist

The charade calls for a federal investigation into MHI and the manufactured housing industry’s Berkshire brands, which sources suggest may already be underway.

SoTheAssociationMHIIsNotThereFortheIndustryUnlesstheinterestsoftheBigBoysJointheIndustry'sMartyLavinMHIAwardWinnerQuoteMHProNews

MHProNews looks at the facts, considers the sources, and follows the evidence. MHI earlier last year, and for years before, MHI routinely replied promptly to all inquiries. But since we’ve spotlighted the problems and concerns, they’ve gone silent. Why? If the facts are on their side, why not publicly make a cogent explanation?

 

Housing Choice should become part of the industry’s mantra. For our part, we will spotlight those issues that obscure the common-sense of making manufactured housing another ‘affordable housing choice‘ that home seekers can make with their heads held high, without having to jump through any special and limiting hoops.

 

Duty To Serve, “Complete Waste of Time” per Tim Williams, CEO/21st Mortgage; POTUS Trump, Warren Buffett Insight$

There’s more to come on this in the days ahead, so stay tuned to the only source in manufactured housing trade media that tackles the tough topics with facts, evidence, money trail, reason, and moxie. See the related reports, further below. “We Provide, You Decide.” © ##(News, analysis, and commentary.)

NOTICE: Readers have periodically reported that they are getting a better experience when reading MHProNews on the Microsoft Edge, or Apple Safari browser than with Google’s Chrome browser. Chrome reportedly manipulates the content of a page more than the other two.

(Related Reports are further below. Third-party images and content are provided under fair use guidelines.)

1) To sign up in seconds for our MH Industry leading emailed news updates, click here.

ManufacturedHomeIndustry#1HeadlineNewsMHProNews

To see a sample of our emailed news update, click here. To sign up for the factory-built home industry’s #1 headline news, click here or the graphic above.

2) To pro-vide a News Tips and/or Commentary, click the link to the left. Please note if comments are on-or-off the record, thank you.

3) Marketing, Web, Video, Consulting, Recruiting and Training Re-sources

SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

Related Reports:

“Take the MH Advantage Challenge – Can You Tell the Difference?” Fisk of Sarah Edelman, Director of Duty to Serve, Single-Family Mortgage Business for Fannie Mae

GSEs’ “Duty To Serve Underserved Markets” Plans

 

Fannie Mae Touts MH Advantage Program, But Manufactured Housing Association Slams Plan as “Illegitimate,” “Bait and Switch”

Warren Buffett, Charlie Munger, Fannie Mae, Freddie Mac, Berkshire Hathaway Backstory

Machiavellian “Godfather” – Sam Zell, Warren Buffett, Capital, Lending and Crossed Lines in Manufactured Housing

Bloomberg “New Home for $90,000? Manufactured Housing Is Making a Comeback” Reveals MH Media Challenge

 

Secretive “NEW” Class of Manufactured Housing Raises Serious Concerns