Posts Tagged ‘manufactured home owners’

“Growth,” “Fight on to Victory,” “One People, One Family, and One Glorious Nation Under God”

September 7th, 2018 Comments off



Together, we will make America wealthy again.
We will make America strong again.
It’s already happening. We will make America safe again.
And above all, we will make America great again

– President Trump, in 9.6.2018 Billings, Montana Rally.


It’s an epic battle by a populist president and “the swamp” he pledged to drain.

Thousands upon thousands of people are in the arena 2 years after the election because he’s keeping his promises. For once somebody is keeping their promises,” said John Happy in a posted comment on YouTube.

Trump is renegotiating bad trade deals creating jobs and bringing back companies who were over seas because our over taxation of business. I used to be a job creator and hired 100s over the years but it’s tough and the tax laws were especially bad for small business like I was. He is bringing back the middle class. He’s shaking things up and frankly the Media along with the Powers that have been behind the Attempt to destroy him and it started in 2016,” Happy said.

President Donald J. Trump flew to Montana yesterday to support “Matt Rosendale, the Republican challenging Democratic Sen. Jon Tester. This is Mr. Trump’s second visit to the state to support Rosendale, the state auditor,” said CBS News.


Proud “Deplorable”

Jerry Silver, is a self-described “proud deplorable,” a reference to Secretary Hillary Clinton’s put-down of the tens of millions who supported Donald J. Trump in 2016.  Silver said the following in a post. “Haters are jealous as they DO NOT have anyone to run against Our President with any chance to win! They have Booker, Harris, Warren, Pelosi, Waters, wow, what a group of nothing!! Boycott Democrats, VOTE REPUBLICAN!! MAGA PROUD DEPLORABLE.”

MAGA” of course, is the acronym for “Make America Great Again.”

Michael Gordon said, “Two scoops. Two Terms.”


President “Trump is draining the swamp,” wrote Cheryl Ruder. “He has upset the corrupt DC applecart. He connects with the American middle class workers. He is making progress and keeping his campaign promises. The country is doing great and economy is booming now. He is a fighter despite all that hate him and back stab him. Bless this man and [G]od1 keep him and his family safe!”

AmeliaG simply said, “I. WAS. THEERRREEE.”

Happy observed that Secretary “…Hillary [Clinton] couldn’t even get 500 people to her campaign tea parties…” an exaggeration, but not far from the point when some performer(s) were not present a her campaign rallies.  At least Senator Bernie Sanders was able to draw his own crowd during the 2016 campaign.

And that’s the point that much of the 2018 midterms will hinge upon.

Because like it or not, much of the energy in the Democratic Party today is found in self-proclaimed socialist candidates. Like Sanders, they are promising “free college,” or “free healthcare,” as if they could somehow suspend the laws of economics and gravity just by making the claim.

It’s the kind of false promises that have turned once a prosperous Latin American Venezuela into a nation of starving citizens, after only a decade of socialist rule.  Millions have fled the nation, looking for food and work for a currency that doesn’t lose value, day by day.


Small Business, Pro- and Con Mobile and Manufactured Home Residents

As the Daily Business News on MHProNews reported, manufactured home residents in groups linked to NMHOA and MHAction are openly embracing Democratic policies.  Yet, a close look at their own statements makes clear that the policies they support have failed residents.

MH Communities, Owners, MH Independents Alert – NMHOA and MHAction Next Steps? – Part 1


Only 3 Choices

When it comes to the midterms, there are going to be exactly three groups in two months in MHVille, along with the rest of the nation.

1.)   Those who support the Democratic “resistance,” who are anti-Trump, routinely anti-business, support higher taxes, or more job- and small business killing regulations.

2.)   Those who turn out and support pro-Trump candidates, precisely because he is supporting policies that are creating wage growth for the working and middle class, and more profits and opportunities for businesses.

3.)   Those who for whatever reasons will sit on their duffs and won’t vote at all.

Low voter turnouts in certain primaries is what has allowed self-proclaimed Democratic socialist candidates like Alexandria Ocasio-Cortez to compete in November.  In Florida, the number 3 manufactured home selling state in recent years, and one of the top states for manufactured home community owners, Mayor Andrew Gillum is yet another socialist who promises more taxes, and more regulations.  He’s backed by billionaires like George Soros and Tom Steyer.

Epic Battle for MHVille Mainstay Looms, With “Not the Most Popular Guy” and His Rival

Thousands of residents in manufactured home communities are being misled by people who for whatever reason are supporting policies contrary to their own interests, and certainly opposed to the interests of the business owners and investors that make up a huge part of the manufactured home industry today.

As a reminder/disclosure, this writer was featured on primary candidate Donald J. Trump’s campaign website for months for a pro-Trump article first published on MHProNews. That article – and others from the campaign – came down once the campaign turned into the transition and now the president’s website.  But the Google screen capture below recalls the facts.


While the Manufactured Housing Institute (MHI) paid for two pro-Clinton speakers in the closing days before the 2016 election, the Kovach family supported Donald J. Trump’s candidacy as the best for the industry, small business and hundreds of millions of Americans. One of those stories ended up on the president’s campaign website, and hundreds of conservative and pro-Trump websites.

Not unlike what some of those quotes from YouTube above reflect, the facts are what they are.  The president is working day by day at keeping his promises.

Black- Hispanic-, Asian-American and women’s unemployment rates are at all time or multi-decade lows. Unemployment claims yesterday were reported at a 49-year low. Wages are rising faster than inflection for the first time in about 2 decades.

There’s a clear bias against the president’s agenda by a media that per several third-party reports is about 90 percent negative in their coverage.  It may be the biggest smear campaign in modern times, yet “Teflon Don” keeps shedding the charges, as his popularity in the last six months has rivaled or exceeded that of President Barack Obama at the same tenure during his administration.

The president also spoke about “common sense.”  He tied several of his points to common sense policies that were pro “growth,” but that prior administrations on both sides of the political aisle had often neglected.

Which of the three will groups noted above will you and yours be in when voting starts in your area?  For, against, or will you let others decide the fate of the future of your profession and investments?  “We Provide, You Decide.” ©. ## (News, analysis, and commentary.)

Footnote 1: Ruder’s comments as shown used a lower case g instead of a capital G for God.
(Third party images and content are provided under fair use guidelines.)

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“Death by Government,” Fascism, Communism, Socialism, ‘Big Brother,’ per Williams, Rummel and Owens

Follow the Money – Surprising, Inconvenient Truths Impact Manufactured Housing, U.S. Economy, and More

“Keep our Rights,” “Come Hell or High Water” says Resident

April 5th, 2018 Comments off


A recent story involving MHVille included a threat to life and limb directed at a manufactured home (MH) resident.


The MH resident – per local media – decided to prepare.  He was “locked and loaded,” when the alleged perp approached the manufactured home with the stated intent to do harm. The home owner opened fire, killing the man.  At last check, after an investigation, no charges have been filed against the manufactured home owner, presumably a case of self-defense.


In the wake of shootings like Parkland, Vegas, and YouTube incidents, perhaps the most serious push in years is underway to limit the use of firearms, including – but not limited to – AR15s.

Passions run high on both sides of the topic. Former Supreme Court Justice John Paul Stevens, per MarketWatch and numerous other media, has gone so far as to urge the repeal of the Second Amendment. Ouch.

That’s a bridge too far for millions.

Against that backdrop, the Daily Business News takes a look at one of the biggest controversies rocking the country, guns.  The video below features two speakers, both of which make interesting points.  The seemingly slow starting second speaker on the video – once he gets going, has a dramatic finish – attendees at the meeting break into applause. The video below was suggested by a veteran industry reader asked for an example about the passions tied to the 2nd Amendment/gun control topic.



Pickup Trucks, Gun Racks and Manufactured Homes…?

MHProNews notes what retailers and some communities in various parts of the U.S. have said.  Home shoppers coming to MH sales centers sometimes come in pickup trucks, which may include gun racks and weapon(s) on proud display.  Naturally, industry pros include gun owners who are pro-2nd Amendment too.  Clearly, there are those in the industry who promote gun control.

In doing home owner videos for MHLivingNews, several manufactured home owners have had:

  • gun racks,
  • gun safes,
  • visible firearms on a table or dresser,
  • bows and arrows,
  • hunting trophies,
  • gun related photos,
  • military, law enforcement or other examples of how deeply the ties are between gun ownership and millions of manufactured home owners.

One of several gun owners – and an avid hunter – interviewed for the MHLivingNews Inside MH Road Show series.  Note the batten strip below the bear’s left forearm.


How Hot Topics Like Guns Can Create Useful Connections for the MH Industry

There isn’t a single issue that one can think about that doesn’t find an echo among manufactured home professionals and/or MH home owners. Guns are just one of them. The gun issue is – potentially – one with far more practical importance to the industry than many professionals may first realize.

Part of the purpose of the MHLivingNews Inside MH Road Show series of videos was crafted precisely with the idea of helping potential buyers connect with others “like them.”

When you see a retired Pfizer executive – a proud gun owner, and along with his wife, an avid hunter – talk in a matter-of-fact-manner about their interest(s), connections with potential home owners are created.  Note the bear in the photo that the gun-toting couple proudly display, above.


That type of interview is best done, as millennial and 3rd generation manufactured home community professional Tom Fath said, by third party trade media. Otherwise, it comes off as staged and as a commercial.

The bottom line is that whatever your views on the gun and 2nd Amendment issue, it offers an opportunity in disguise for savvy professionals


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in the manufactured housing industry. Whatever side of the topic you happen to be, there are millions like you who would self-select and be drawn like a magnet to your place of business. That’s “News through the lens of Manufactured Housing.” © “We Provide, You Decide.”  © ## (News, analysis, and commentary.)

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“Mobile Home Ban” Suit Win, “Equal Justice Under Law,” Manufactured Home Owners, Buyers, Industry

December 5th, 2017 Comments off

McCroryARCaseMobileManufacturedHomeCaseSettlementNov2017EqualJusticeUnderLawManufacturedHousingIndustryDailyBusinessNewsMHProNewsThis kind of wealth-based banishment scheme is unconscionable discrimination,” said Phil Telfeyan, Executive Director of the non-profit, Equal Justice Under Law.

McCrory, [AR] and all of our communities, should invest in residents rather than criminalize poverty,” Telfeyan said.

Telfeyan’s comments addressed to MHProNews related to a victory reported by the Associated Press (AP), which attracted nationally attention to the discrimination case in McCrory, Arkansas.

A city in east-central Arkansas has settled a federal lawsuit brought by a national civil rights organization over an attempt to ban mobile homes worth less than $7,500,” said AP as quoted in U.S. News and World Report.


Per AP, “…the McCrory City Council passed an ordinance in September 2016 banning trailers [sic] that have a value of less than $7,500. Equal Justice Under the Law sued the city and its police chief in January, calling the ordinance wealth-based discrimination. The group filed the lawsuit on behalf of a couple who were told they’d have to move out of their $1,500 mobile home.” and

It’s unclear from the photographic evidence if the home was a pre-HUD Code mobile home, or perhaps an older HUD Code manufactured home (MH).  But neither would properly be called a “trailer.”  To learn more about proper terminology, click this link here, or the graphic below.

Dollars and Sense

The council repealed the ban in January,” said AP, adding that, “Equal Justice officials say the Tuesday settlement totaled just over $20,000.”

“…even though state law in Arkansas prohibits cities from totally banning manufactured/modular home placements; restricting them only to rented lots in ‘parks’; or setting conditions/restrictions that are dissimilar to those for ‘site-built units’ – a number of cities still attempt to unduly restrict MH placements due to unsubstantiated fears of plummeting property values and ‘undesirables’ that their decisions-makers fear will inhabit such domiciles,” said the Arkansas Manufactured Housing Association’s JD Harper, in an Industry Voices column to MHProNews, linked here.

Harper said it’s an important victory for the MH Industry, current home owners and prospective manufactured home buyers.


There are industry legal minds that have told the Daily Business News off-the-record that while useful, settlements aren’t a legal precedent.

MarkWeissJDPresidentCEOManufacturedHousingAssocRegulatoryReformDailyBusinessNewsMHProNewsThat noted, another industry attorney, Mark Weiss, JD, commented, “Great stuff by JD Harper about the Equal Justice Under the Law in McCrory,” case.

Weiss is the president and CEO of the Manufactured Housing Association for Regulatory Reform.

Most of the bans/restrictions that I’ve heard of, focus on age or specific features,” Weiss told the Daily Business News.

A source with ties to MHARR told MHProNews that this case is one that the Manufactured Housing Institute (MHI) and HUD should be pursuing, under the enhanced preemption enacted by the Manufactured Housing Improvement Act of 2000.

The Arkansas Times said that “The couple makes about $13,000 a year, well below the federal poverty line.”

This settlement is a victory for Lindsey [Hollaway and], David [Watlington], and impoverished people everywhere. No one should fear being chased out of their hometown simply because they are too poor to afford a more expensive residence. At a time when civil rights feel under attack in this nation, this settlement is a victory for everyone who values individual dignity, according to Telfeyan.

McCrory will pay some $20,000 for the settlement, attorney fees, fine forgiveness, and other costs.  As MHLivingNews has spotlighted, public officials who do the proper research often discover what the elected official in the interview linked below learned.


Equal Justice Lead Counsel, says, ‘Willing to Consider Other, Similar Cases’

Your “readers should alert you [MHProNews] to any other ordinances that limit manufactured housing on the basis of value or age and contact you immediately if/when anyone is being faced with eviction based on an alleged violation of such an ordinance,” said Catherine Sevcenko, JD.

Sevcenko is the legal director at Equal Justice Under Law.


Assuming the person who gets in touch with you would be willing to be a plaintiff, there is a good chance we might be able to get


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involved,” Sevcenko said.  The attorney explained that “we can never promise legal representation until we have reviewed the facts and circumstances of a particular case.”

Sevcenko provided MHProNews with a case out of North Carolina that she stated is useful in such claims.  That case, is linked here as a download.

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Frank Rolfe–Manufactured Home Communities, Prospective HomeOwners Win with Trump

March 22nd, 2017 Comments off

There has been an evolution from trailer houses, to mobile homes, to today’s manufactured homes.  To see that article, click image above. Credit: MHLivingNews.

Manufactured home community sector maverick, Frank Rolfe, has sounded off in a recent commentary, breaking down the reasons that manufactured home community owners, and prospective home buyers, win with the Administration of President Donald Trump.

According to the NuWire release, Rolfe had plenty to say.

Whether you are Democrat or Republican, there is no question that mobile home park [sic] owners are likely to do very well under the Trump presidency. Here is an outline of the different issues that will help mobile home park [sic] owners, based on the agenda discussed so far,” said Rolfe.

Rolfe and his partners operate one of the largest portfolios of manufactured home communities in the nation.  His boot camps, books and talks draws potential investors. Rolfe’s been called a “media-magnet.”

The most notable place his news release used what many want in terms of correct industry terminology was in the bio, which stated he has over 25,000 home sites in 28 states and draws to a close by saying, “To learn more about Frank’s views on the manufactured home community industry...” 

He isn’t shy about his opinions.


Kurt Kelley. Credit: MHProNews.

As for Frank, he takes heat for stating facts and truth publicly when others don’t.  He’s the Donald Trump of our industry.” said Kurt Kelley, JD, a financial services provider, industry writer, and colleague of Rolfe’s.

Speaking on the 2008 SAFE Act and Dodd-Frank in 2010, which created the Consumer Financial Protection Bureau, Rolfe sees their repeal being the key to the dream of homeownership.


Dave Reynolds (l), Frank Rolfe (r), of

Mobile Home University, Mobile Home Park Store and RV Horizons.

If SAFE and Dodd-Frank were repealed, it would allow park owners [sic] to go back to writing mortgages on their homes and letting people be homeowners instead of mere renters. And mobile home parks [sic] work better when the residents all [own] their own homes, and are stakeholders in the business model, said Rolfe.

Rolfe has been outspoken recently regarding MHI, when it comes to defending the industry he loves and works in.

The folks at MHI – the industry lobby group – are nice people, but what’s with the concept of silence is golden? Negative articles on the industry are met with ‘no comment.’ Positive news opportunities are met with ‘no comment.’ I’ve never seen anything like it,” said Rolfe in a feature linked here.


Images on MHProNews are routinely used under fair use guidelines, as is the case with the images in the collage above.

Speaking on other areas he deemed important, Rolfe pointed out infrastructure, and a focus on the heartland, as promising signs coming from the Trump Administration.

A large number of mobile home park [sic] residents are contractors and laborers, and this group will receive a huge bonus in the form of new employment to repair our nation’s infrastructure. As these bridges, roads, airport and other projects are fairly much equally spread throughout the country; this directive will have a huge impact on many major mobile home park [sic] markets. And greater employment trickles down to other employers that are basic staples of mobile home park [sic] jobs, such as fast food,” said Rolfe.


Bob Crawford, Frank Rolfe in panel discussion on industry issues, both took aim at what they see as MHI’s misses and failures. Credit, Inside MH Road Show, MHProNews.  Rolfe will be presenting in next week at the educational day for the Tunica Show, to learn more, click here.

If you assume that the ‘red’ states will gain more focus than the ‘blue’ states under the new administration, then that could have a very positive impact on the heartland of America, which holds the majority of mobile home parks [sic] in the U.S.,” he explained.

There are simply not many mobile home parks [sic] in the ‘blue’ states – except for Illinois.” While a popular writer and speaker, Rolfe at times makes a statement that requires a second look.  Deep blue California, for example, has thousands of manufactured home communities. 

The reason is that real estate values are very high on the coasts, and this has resulted in many mobile home parks [sic] being torn down and re-developed over time,” he added, which is a trend that the Daily Business News has often highlighted.

Additionally, most cities stopped allowing new parks [sic] to be built in the 1980s, yet many fast-growing metro areas – such as found in California and Florida – had explosive growth in more recent times and therefore precluded mobile home park [sic] construction.

In conclusion, Rolfe sees better opportunities for manufactured home owners over the next few years.

Every change in Presidential administration opens new avenues for business. The Trump presidency suggests many areas of change that our beneficial to mobile home park [sic] owners,” said Rolfe.

For more from Frank Rolfe, including his commentary on MHI, click here. ##

(Image credits are as shown above.)


RC Williams, for Daily Business News, MHProNews.

Submitted by RC Williams to the Daily Business News for MHProNews.

Weaponized, Faked News Harms Manufactured Housing Homeowners, Professionals

February 26th, 2017 1 comment

Image credit, Manufactured Housing Industry Daily Business News, Graphic Stock,

The road to hell is paved with good intentions.”

– American Maxim.


Why not half-a-million [new manufactured homes sold annually]? We can get there.”

  – Richard “Dick” Jennison, president and CEO, Manufactured Housing Institute (MHI).


James McGee and Chet Murphree said it very well on a video, it’s all about education…This [MHI] advertorial approach was a mix of good, bad, inaccurate, and deceptive marketing on behalf of a national manufactured housing association. I’ve focused on the bad, because that is where the problems will come from. You would never see the NAHB or another national trade association blurt out such problematic nonsense.”

– Titus Dare, SVP of Eagle One Financial.


We have created a great industry that is in decay and under attack.  In order to change the perception of our industry, MH pros and leaders need to focus on the facts and true benefits regarding our products and communities to ensure our customers make educated decisions that fit their needs.”

– Tom Fath, manufactured home owner and industry professional.


The manufactured home industry has tremendous upside potential, given proper strategies. Collage credits, MHProNews – other credits are as shown.

I would agree with MHI’s Richard “Dick” Jennison on this point. The manufactured housing industry can and should be selling 500,000 or more new homes annually,” said L. A. “Tony” Kovach to the Daily Business News.We can achieve that half million [+/-] new manufactured homes a year sustainably. It can be done with happy customers using sound loans, as opposed to problematic and unsustainable, lending.”

However,” says Kovach, “we won’t get there if MHI allows its president and other key people to sacrifice credibility and ethics.”


Tom Fath’s complete commentary can be see by clicking the image above.


L. A. ‘Tony’ Kovach addressing industry professionals in an educational session.


“Some of what they do is demonstrably wrong, as concerns by third-party comments demonstrate,” Kovach said.It’s bad for MH homeowners and for independent businesses too. Thus, we have and will continue to call out Jennison, Lesli Gooch and others who we’ve previously exposed examples of their faked and weaponized news, which have been promoted by them to MHI members, the industry and to the public at large.”


Quoted from StatePoint Advertorial, paid for – and touted by – MHI in recent meetings. Industry professionals are concerned that such questionable “marketing” will create credibility issues for manufactured housing with media, GSEs, federal officials and others.

Examples of published Industry Voices comments on MHI’s problematic advertorials, from Titus Dare‘s and Tom Fath‘s statements, which were cited above. A previous in-depth critique of Gooch and Jennison authorized “faked, weaponized news” is linked here.


For Dare’s complete commentary, please click the image above.

What’s Needed for More New Home Sales Growth?

Beyond finance related topics, almost everyone in the industry, including MHI, agrees that better communications that educate the public to modern manufactured housing realities are a key to increased sales success.

That said, why has MHI failed to recognize MHLivingNews and MHProNews pioneering educational/informational/media work, which has been done in concert with other industry professionals?


Why have top MHI staff ignored or sideline positive information – or stories that set the record straight for manufactured housing? Several MHLivingNews reports have been picked up by Google News, mainstream media, other MH industry companies, and associations – with a number of professionals routinely linking and/or forwarding stories to others.

So why aren’t key MHI staffers promoting these positive news items?  Why do they feature faked, advertorial “news” that risks their association’s – and the industry’s credibility – when there are real news items, with positive and authentic stories – to report?

What do other industry professionals say?

Words from the Chairman


Tim Williams. and are both good communications resources for the Manufactured Housing Industry,” said Tim Williams, president of 21st Mortgage and MHI Chairman. “I and many others at 21st Mortgage and at MHI logon to see the latest news, interviews, debates, videos, opinions and reports they publish.”

Having a trade publisher that presents thoughtful, respectful commentary independent of any association’s perspective – as important as an association’s view can be – can be a big asset to advancing the MH Industry’s cause,” Williams said.

Williams is hardly alone in that view. It’s clearly reflected by comments by others, and statistics that make the MHProNews and MHLivingNews platforms the factory-built housing industry’s most-read and widely-respected trade media.

So, why then have a handful of MHI connected personalities gone out-of-their way to undermine MHProNews’ and MHLivingNews’ pro-industry work?

Further, if these paid MHI staffers were correct and justified in their messaging approaches, why have they not defended or explained their reasoning in the wake of exposes published about their allegedly problematic communications activities?

More and Faster Growth? “No Lack of Capacity”

DickErnst-creditMHC-MD-com-postedDailyBusinessNewsMHProNews-MHI Financial Services Chairman, Dick Ernst, has said publicly that the industry’s current lenders have “no lack of capacity” to originate sustainable loans to support the industry’s growth.

With many manufactured home industry producers reporting double-digit increases over last year, and with several weeks of current backlog, the stage is set for increased production and the opening of new production capacity.

Producers tell us that logistical constraints are a possible choke point,” says Kovach.

But that production capacity can and is being addressing by increased staffing and other logistical issues needed for more rapid growth. Several producers have told MHProNews that they plan for more increased production, and even new plants, in the near term.

In short, the stage is set to achieve a march toward the 500,000 new home shipments in a sustainable way.

That would almost certainly mean increased sales and profits for most industry retailers, communities, product-and-service providers.

So, with lending, educational and production capacity all available, industry communities and retailers could be growing at a far faster pace than they currently enjoy.

What Other Pros Say Keeps the MH Industry from Reaching its Potential?

Frank Rolfe has said that it’s the industry itself, and Rolfe pointed a finger directly at MHI.


Bob Crawford (l) and Frank Rolfe (r) in panel discussion on industry issues. Both of these successful professionals took aim at what they see as MHI’s misses and failures. Photo credit, Inside MH Road Show, MHProNews.

Bob Crawford, president of historic Dick Moore Housing, has said MHI has failed independent communities and retailers for years.  Crawford and Moore have called for a new post-production association to address the vacuum caused by MHI’s allegedly flawed leadership and execution.

MHI award-winner Marty Lavin, JD, has called out the national association as having failed in its previous attempt to do meaningful consumer research that would benefit the industry at large. Lavin recently asked aloud, how will the new MHI plan be any different or better than their last failed effort?

MHI has not responded to any of these or other challenges directly. But they have asserted thorough their own emailed newsletter that they are working to improve business.

It should be noted that MHProNews has repeatedly offered MHI staff opportunities to engage on these and other concerns, but as if to underscore Rolfe’s point, MHI has routinely declined.



MHI’s Weaponized Text?

 When you read a newspaper article, you are reading weaponized text that is designed to affect a person just like you…,” said WikiLeaks founder, Julian Assange. He said that recently in the context of WikiLeaks own work, and the problem of mainstream media often having their own agenda.


Text and collage credits, MHProNews, Photo credit, NBCNews.

But does Assange’s principle of “weaponized” news apply to MHI?

If so, doesn’t that further underscore Tim Williams’ point on the importance of MHProNews and MHLivingNews being an independent news source, and a check on MHI’s ethical, effectiveness and advocacy related issues?

UMH’s Sam Landy, on a different yet-media relations topic, said they welcome outside critiques.

By contrast, MHProNews has learned about another industry operation that was threatened by an MHI-connected, outside attorney.  That operation told the Daily Business News the threat came for questioning in print the Arlington, VA based association publicly on an issue they were lobbying on.


Quote and collage credits, Daily Business News on MHProNews.

Is that the behavior the industry wants from a self-proclaimed national umbrella association?

Allegations, Allegations…

A recently reported threat against MHProNews was made by an attorney, claiming he was doing so on behalf of MHI. “Their allegation is laughable and spurious, as an attorney told us,” said Kovach. “But that doesn’t mitigate the fact that they made the written threat, which we know was circulated to others. Why?”


Why is MHI trying to surpress details about discussions regarding FHFA, the GSEs and their duty to serve (DTS) manufactured housing? Do they want only their ‘weaponized’ news to reach the industry? Image credit, MHProNews. To see the article above, including the downloads MHI wanted suppressed, click the image above or click here.


The answer may be that some at MHI are attempting to create de facto industry trade news – and other? – MH monopolies.


Credits, American Banker. Composite collage from that article was arranged by MHProNews.

Doug Ryan at CFED, community owner/service provider George Allen, and others have publicly called out what MHI does in monopolistic terms.


While Lesli Gooch responded to Ryan’s allegations publicly, the question of monopoly keeps raising its head with respect to MHI, even though they often open their business meeting sessions with a reference to anti-trust rules.


Quote credits above, American Banker. Photo = MHI. Text commentary and collage credit, MHProNews.  All third-party images on this page are provided under fair use guidelines. 

Given the stated free enterprise and – anti-trust perspectives – of the new Trump Administration, could the accusations of MHI behaving like a monopoly create regulatory headaches for that association’s leadership, and potentially for some of their members too?


Noah Smith on Bloomberg recently weighed in on the problems caused by monopolies for consumers, small business, how it harms job creation and more.


If a de facto monopoly existed on MH industry news, then sources for information on the industry would by definition be severely restricted.

That in turn would harm the ability of independents, non-profits or corporations to make informed decisions.


Geoge Allen, photo credit,

Allen has complained that MHI, through their National Communities Council (NCC), has essentially gone into competition with his own work.

Allen, an MHI member and co-founder of the NCC, was in talks at various points with MHI about their buying his business units out. There are claims and counterclaims as to why that MHI buyout of Allen’s publishing and business meetings failed.

But what is more certain is that MHI is openly encroaching upon work Allen has provided his readers for years. How does that look to current and prospective members, when the trade association you are in – or are considering joining – goes into competition with members’ operation?

Several professionals have told MHProNews about their own allegations of MHI game-playing and favoritism by key staff at the association.  So Allen is not alone.

Undermining Industry Independents?


At the recent San Antonio MHI meeting, Dick Jennison and Lesli Gooch repeatedly made thinly veiled statements, aimed at MHProNews. But when these signs were first introduced, top MHI staff claimed it was aimed at ‘outside’ media, not ‘industry media.’ What caused this change toward a dues paying association member? What message does it send to others in the association? What message does it send to the industry at large? Is MHI trying to create a de facto industry trade media monopoly? Photo of L.A. ‘Tony’ Kovach by an MHI no journalists sign, credit, 

We’ve known for some years now that Jennison and others [with MHI] are trying to undermine our pro-industry, pro-consumer, pro-MH image, education, information and business development work,” says Kovach.

We’ve had calls, face-to-face conversations, emails and messages that point directly at MHI trying to dissuade advertisers, or to get current sponsors to drop MHProNews. Call the allegations discussed herein what you will,” Kovach said.

But imagine for a moment if the association you’re paying dues money to began working directly against your company’s interests. It’s outrageous. But we’ve been patiently waiting for these MHI staffers to overplay their hand.”

The threatening attorney’s letter apparently authorized by MHI’s staff leadership is related to part of an ongoing, periodic series by MHProNews on manufactured home lending.

Specifically, its focused on the Daily Business News story on the Government Sponsored Enterprises (GSEs) legally mandated Duty to Serve manufactured housing. Why do some at MHI want to exclude thousands in the industry from having information that dozens of insiders already have?

It should be noted that not all MHI staffers are being painted by these concerns.  There are those with MHI who are reportedly less-than-happy with the current regime.

But top staff clearly directs the actions of the balance of those working at MHI, or it’s divisions, such as the NCC or MHEI.


Some industry members are weighing their options, including, but not limited to the following:

  • Demanding that MHI leadership reform the organization into a more open body, and remove from its ranks those paid staffers who have engaged in the reported pattern of problematic communications and behavior toward their association’s own members.
  • See if MHEC would expand its role, to become what MHI was supposed to do, but is currently failing at accomplishing.
  • Create a new, rival post-production association.
  • Explore a strategic alliance with another association, such as the NFIB.
  • See if MHARR’s board would agree to expand its membership in a way that will allow that organization to be a kind of NFIB for all MH industry professionals.
  • Undertake legal action(s) against MHI, if and as necessary.


Regarding these and other allegations reported on the most recent Masthead, MHProNews has and will continue to gather documents and evidence regarding these MHI top-staff related issues.

The implications of these problems are far reaching to the industry professionals, tens of millions of home owners and potential buyers.

Billions of dollars are at stake.  That could mean significant growth opportunities for businesses, if the concerns caused by MHI team members are successfully addressed.

Follow Ups…

In spite of written and other threats or intimidation tactics, our MHProNews reporting team of RC Williams and Matthew Silver will continue to track and report on general industry, association and other industry-related issues.

We Provide, You Decide.” ##



News/Analysis by Soheyla Kovach for the Daily Business News, on


Bill Could Improve Economic Mobility for MH Owners

February 22nd, 2017 Comments off

A manufactured home in Wyoming. Credit: Use Man Homes.

Wyoming, a state with one of the highest populations of people residing in manufactured homes, is working on leveling the playing field for owners.

According to Wyoming Public Media, the state does not currently extend the same rights to manufactured home owners as it does for site built homeowners, but House Bill 56, which is now before the Senate, would fix an oversight in how manufactured homes are titled.

Representative Tyler Lindholm (R-Sundance) sponsored the bill, after hearing from a constituent who was struggling to get a title because he needed one that assessed his manufactured home and his land as one piece of property.


Rep. Tyler Lindholm. Credit: Wikipedia.

Without an accurate title, the constituent could not get a loan or mortgage on his property.

This causes a headache for financial institutions, and ultimately limits the economic mobility of mobile [sic] homeowners,” said Lindholm.

It affects a huge amount of people who have gone through this problem over the years, and it closes this loop hole in our law where people will actually be able to get loans on their property if they so choose.

The bill clarifies the transfer of titles for manufactured homes from one owner to another, and takes into account that the home might also be moving from one piece of land to another.

With the high number of state residents who live in manufactured homes, Lindholm believes this can help many residents who are currently stuck in limbo.

Banks won’t deal with them, and title companies are scrambling to get them a title but they can’t because of this little tiny hole in Wyoming law, said Lindholm.

Wyoming_Laramie__Mountain_View_Estates_laramieboomerang_Shannon_Broderick_credit postedDailyBusinessNewsMHProNews

Mountain View Estates, Laramie, Wyoming. Credit: Shannon Broderick.

As Daily Business News readers are aware, the state of Wyoming has been working on various ordinances for manufactured housing and RV’s over the last year, in addition to House Bill 56. For more on the MH and RV ordinances, click here. ##


(Image credits are as shown above.)



RC Williams, for Daily Business News, MHProNews.

Submitted by RC Williams to the Daily Business News for MHProNews.

DBN Publisher Calls on Respect and Understanding for Manufactured Housing and Manufactured Home Owners

October 18th, 2016 Comments off

tradepublisherexpertsrespectunderstandingmanufacturedhousingmanufacturedhomeowners-posteddailybusinessnewsmhpronewsMHProNews Publisher L.A. “Tony” Kovach penned an op-ed to the Lakeland Ledger, picked up by  multiple newspapers over the weekend.

Millions struggle with costly housing. Bloomberg, HousingWire, Realtor and Fox News are among media that recently asked why aren’t more Americans turning to manufactured homes,” said Kovach.

We’re told that the Federal Emergency Management Agency is calling for manufactured home retailers within 1,000 miles of Louisiana flooding, plus Florida and the Carolinas, to advise the agency if they’re willing to sell homes for emergency use,” Kovach stated to the Lakeland Ledger. “Manufactured homes are the only federally preemptive, performance-based construction code. 

See the new story on Kovach’s call for respect and understanding for manufactured housing and our industry’s home owners – complete with photos, a home owner video interview and tour, linked here. ##

(Image credits are as shown above.)


RC Williams, for Daily Business News, MHProNews.

Submitted by RC Williams to the Daily Business News for MHProNews.

Wells Fargo and the CFPB – Who are Feds Working for – Consumers? Business? Itself?

September 21st, 2016 Comments off

senatorelizabethwarrend-ma-thenation-manufacturedhousingindustrydailybusinessnews-mhpronewsI accept fully responsibility for all unethical sales practices,” Wells Fargo Chairman and CEO John Stumpf said in a prepared statement on Capitol Hill yesterday, testifying before the Senate Banking Committee.

As millions have heard, 5,300 workers were fired and the company agreed to pay $185 million in fines to the Los Angeles City Attorney, the Comptroller of the Currency and the Consumer Financial Protection Bureau (CFBP).

Stumpf’s statement did not help him avoid intense criticism from senators, including Elizabeth Warren (D-MA), who blistered him, calling on the embattled CEO to resign.  As Dodd-Frank is a presidential campaign theme, Warren saying Stumpf should be criminally investigated may be viewed as having political overtones to it.

Have you returned one nickel of the money that you earned while this scandal was going on?” asked Ms. Warren, one of the driving forces that helped create the CFPB.

Have you have fired any senior management, the people who actually oversaw this fraud?” Ms. Warren continued.

No,” Mr. Stumpf replied.


 “Your definition of accountability is to push this on your low-level employees. This is gutless leadership,” she said.

While one understands that Wells Fargo team members have done wrong, what is less clear is the role that the CFPB is playing, and why.

The Bigger Picture – Dodd-Frank, CFPB and the MH Connections, revisited

Created in 2011 as a part of the Dodd-Frank law, the agency has operated under a cloak of ongoing controversy, including:

  • accusations of lack of inclusion,
  • internal discrimination,
  • illegal hiring,
  • wasteful spending,
  • bullying of businesses and
  • inefficient regulations

There is also the matter of a so-called “drafting error” in the Dodd-Frank law that prevented supervisory examinations of most businesses – other than large banks – before the agency had its first director.  

Many of the functions of the CFPB already existed in other agencies. With hundreds of community banks put out of business due to the high cost of the new regulatory burdens, opponents of the law argue that it has helped large banks, rather than helped avoid “too big to fail,” which was part of the stated goal for the bill and agency.

As readers of the Daily Business News  and MHLivingNews know, each has covered issues around Dodd-Frank and the CFPB in great and ongoing detail.

Against that backdrop, Ronald Rubin’s recent Weekly Standard column poses an important question.

If the CFPB could only examine or audit large banks prior to 2012, why didn’t the CFPB detect the hundreds of thousands of accounts opened at Wells Fargo without customer authorization between 2011 and now? What were examiners doing?

Rubin says, “The Consumer Financial Protection Bureau wasn’t the hero; they were asleep at the wheel.”

This question points to a challenge with many government agencies, which is the ability to discover, address and stop illegal behavior in a timely manner. It gets to the heart of the inefficiency sometimes found in huge federal bureaucracies, as the VA scandals have exemplified.

With Secretary Hillary Clinton, Elizabeth Warren and others in their party proclaiming the wonders of Dodd-Frank, and GOP nominee Donald Trump promoting a repeal and replace theme, the issue looms large for manufactured housing professionals, and the nation.

The Buffett Connection

Warren Buffett’s Berkshire-Hathaway owns a sizable stake in Wells Fargo.  Berkshire Hathaway (BH) is the parent company to Clayton Homes, Vanderbilt Mortgage, 21st Mortgage and a host of other suppliers, service providers and producers in the manufactured and modular housing industry, and is one of the stocks tracked in our daily market report.

TriStar Estates mhc

An example of a manufactured home community, this one, an hour’s drive from Chicago, IL. TriStar Estates, photo credit, MHProNews.

Wells Fargo makes fee simple loans on manufactured homes, as well as does commercial lending that includes manufactured home land-lease communities.

Beyond the Wells/BH connection, this is a significant issue for the manufactured housing industry on many other levels.  Regulations in general – and Dodd-Frank specifically – has created burdens for homeowners, prospective buyers and businesses alike.

Rubin points out that while others came across the Wells Fargo problems first, the CFPB media blitz reduced the other agencies – and the media – that participated in uncovering the issue, to becoming what looked like bystanders.

That may be the CFPB’s and its supporters’ goal.  Federal agencies, especially one that Republicans have targeted for replacement, will naturally seek to justify their own existence.

So the Wells Fargo story may mask a deeper issue on the effectiveness, good-or-harm that Dodd-Frank and the CFPB have actually accomplished.

If manufactured housing veteran Alan Amy is correct, the CFPB’s implementation of Dodd-Frank regulations has cost the industry about 30 percent more sales.  That represents well over a billion dollars in negative impact. How much is the CFPB’s impact spread across the reset of the U.S. economy?  ##

(Image credits are as shown above.)


RC WIlliams, for Daily Business News, MHProNews.

Submitted by RC Williams to the Daily Business News, MHProNews.

Aussie Housing Minister Addresses MH Community Residents

April 30th, 2014 Comments off

Tim Mander, Minister for Housing and Public Works of Queensland, Australia, attended forums at two manufactured home communities (MHCs) to discuss the Newman government’s review of the Manufactured Homes Act 2003 and the Retirement Villages Act 1999. Member of Parliament (MP) Andrew Powell hosted Mr. Mander at Maleny Grove Retirement Village and Sunstone Gardens over 50s Village, according to Noting comments from Queenslanders following the survey the government conducted last year of manufactured home owners, as last reported Dec. 16, 2013, Mr. Mander said, “There are approximately 21,000 manufactured homes in parks (communities) across Queensland, many of them owned by retirees and seniors, so it is essential that the rights of all parties are clearly defined and understood.” ##

(Photo credit:–Australian manufactured housing community)

Fees Reduced for Manufactured Home Owners

February 4th, 2014 Comments off

The Madison County Board in Illinois has altered an ordinance that will reduce the amount manufactured home owners have to pay on their own land. Previously they had to pay $300 for a special use permit, which paid for Madison County Board representatives to inspect each home every five years for high weeds, unlicensed vehicles, proper tie-downs and overall general maintenance. But since 98 percent of the homes all passed compliance checks, the county is now sending out one code enforcement inspector every five years, and homeowners will only pay a $50 administration extension fee, as tells

(Photo credit: archerland2005/flickr–manufactured home)