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Posts Tagged ‘M. Mark Weiss’

Keith Olbermann on Trump Supporters – Industry Reacts – When “Trailer Trash” Isn’t What You Think

April 25th, 2017 2 comments
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Trump supporters at the White House – Kid Rock, left, Sarah Palin and Ted Nugent (right). Credit: Truth Examiner.

In what is quickly becoming known as the “tweet heard ‘round the manufactured housing world,” former ESPN and MSNBC host Keith Olbermann’s reference to President Donald Trump supporters — former Presidential candidate Sarah Palin and musicians Ted Nugent and Kid Rock during their White House visit — as “trailer park trash” has set off a fire storm.

It is amazing to me that any media person can stereotype millions of Americans without being worried about their career being at stake,” said Frank Rolfe.

Controversial tweet by GQ's anti-Trump shock jock Keith Olbermann.

Controversial tweet by GQ’s anti-Trump shock jock, Keith Olbermann.

In today’s politically correct world, why is it acceptable to use such a derogatory term as “trailer park trash“?

Rolfe opens up another potent question with his statement: why does it seem that some “get a pass” by the mainstream media, when others do not?

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Credit: MHProNews.

Newscasters and journalists are losing their careers over the use of every other insulting slang term — however minor — simply from special interest groups threatening to boycott the advertisers. So why is ‘trailer trash’ the one insulting term in the U.S. that you can use without any fear of reprisal? Is it because the average American feels it’s true,” asks Rolfe, “thanks to the consistent negative portrayal of the industry in the media?”

Those in the industry know that there are some terrible properties out there, but they are a tiny fringe group of the 44,000 communities in the U.S. The average manufactured home community resembles a traditional subdivision — sometimes nicer than the surrounding subdivisions. We can only change the ‘trailer park trash’ stereotype by convincing the general public that the term is unfair and offensive and not a statement of fact,” Rolfe told MHProNews.  

He added, “That would generate a grassroots movement to protest the term aggressively and that, in turn, would scare the media away from ever using it again. If any journalist who uttered the phrase “trailer park trash” immediately lost their job, then it would disappear overnight.”

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Credit: MHProNews.

Rolfe’s Not Alone…

And, Rolfe is far from alone in his feelings.

It’s an absolute disgrace that this pejorative (“Trailer Park Trash”) somehow remains ‘socially acceptable’ among the politically correct elite and their mouthpieces,” said MHARR President & CEO, M. Mark Weiss, JD.

People like Olbermann, who routinely slam others over alleged ‘micro-aggressions’ and other fabricated nonsense, would do well to show proper and decent respect for the millions of hard-working Americans who are able to own a home of their own because of the unequalled affordability of manufactured homes located either in — or outside of — manufactured home communities,” Weiss said to MHProNews.They, and a lot of other Americans living in the heartland of the country, deserve better than this type of arrogant slander.”

A Moment of Personal Commentary, by RC Williams, OK’d by the Editor…

As a writer who covers the manufactured housing industry – and also happens to be black – I wondered out loud today if Olbermann would have received the same “atta boys” and backslaps from his echo chamber if he would have used terms like “ghetto urchin,” “welfare queen,” or “wetback beaner” to describe hard working White, Black or Hispanic Americans?

There isn’t anything wrong with disliking a person, or having a different political, or policy perspective.  Such may be the case with Olbermann when it comes to Palin, Nugent and Kid Rock.  But Olbermann seems to be acting like a junior kid who didn’t receive discipline when he was young – and thinks it’s OK to do or say whatever he wants.

Journalism requires research, and respect, to build credibility. Olbermann seriously put his into question with his comments, and offended millions in the process.

Perhaps lacking sound arguments against the economic progress already being made by the Trump Administration, Olbermann resorts to what weak minds turn to — cheap insults and ad hominem attacks.

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Community Owners Sound Off

Mari Blaquiere and Todd Lamb of Lamb Investments, are among the many who provided on-the-record comments to MHProNews from community owners on this issue.

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Lamb views the situation as partisan hypocrisy.

Wow!! Keith Olbermann should be careful. I’m sure he knows that God humbles the proud, and gives grace to the poor,” said Lamb.

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Credit: MHProNews.com

This is a perfect example of the hypocrisy from the left. They demand and cry for ‘political correctness’ from the GOP and Christians, but then turn around and place themselves in the judgment seat (which should be reserved for God alone – Duet 32:35) by using the term ‘Trailer Park Trash.’”

Lamb continued.

Some of the most joy-filled, hard-working and good people that I have had the privilege to know live in Manufactured Home Communities. I’m sure they would not appreciate his terminology, or Olbermann’s judgment on two Rockers and Sarah Palin.”

It really is shocking to see the left-wingers squirm when they are not in power,” Lamb said. “A reminder to all Conservatives:Pray for Donald Trump, the President is under constant attack.’”

Not All Will Speak Up – On or Off the Record – To Defend the Industry and It’s Homeowners

MHProNews asked Kevin Borden of MHAction for a comment, giving him an opportunity to defend the industry’s homeowners.

Silence.

As with Borden, and also after more than 48 hours, a request was made to the senior staff at the Manufactured Housing Institute (MHI) for their reactions. Top staff and their communications director…were all equally silent, as if to prove Frank Rolfe’s previous point on their unwillingness to engage the media.

MHProNews will continue to monitor MHI’s responses, if any, and provide follow up from this as warranted. ##

(Editor’s Note: As our primary Daily Business News writer, RC Williams’ mission is reporting, not commentary. It’s a mission that management feels he does well – and the industry has responded to his writing with an ever larger audience. In this case, Wiliams was given the OK to share his personal thoughts on this highly charged issue, which MHProNews thanks him for offering – instead of just sounding off without warning. That’s a team player.)

(Image credits are as shown above, and when provided by third parties, are shared under fair use guidelines.)

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RC Williams, for Daily Business News, MHProNews.

Submitted by RC Williams to the Daily Business News for MHProNews

Trump, Carson, Creating Jobs by Supplying the American Dream

April 24th, 2017 Comments off
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Credit: MHLivingNews.

In the U.S., millions are still working, hoping and praying for the original American Dream: home ownership.

More than a half a century since the “War on Poverty” began, not much has changed – and the nation is in the midst of an affordable housing crisis, where preservation, and creation, are both critical.

It appears that a key part of the solution to the affordable housing crisis is buried at the Department of Housing and Urban Development (HUD), the agency that Dr. Ben Carson now heads.

Secretary Carson has spoken of private-public partnerships as a part of the solution, and President Donald Trump has promised to fight for the forgotten Americans who elected him. The president also vowed to “drain the swamp” in Washington, D.C.

The president wants to create millions of jobs. He has started an aggressive agenda of regulatory rollbacks, sparking new economic activity and confidence.

The solution to the affordable housing crisis is “hiding in the open,” as MHProNews and MHLivingNews Publisher L.A. “Tony” Kovach covers in his Inside the MH Road Show video interview with MHARR adviser and former association leader Danny Ghorbani, and current MHARR President and CEO M. Mark Weiss, JD, below.

Well, let me put it to you this way, if this industry was to create a person to put in the White House for betterment of our industry and consumer, they could not have come up with a better person than President Trump,” said Ghorbani.

If this industry, by the time he’s done 4 years, or hopefully 8 years, if this industry does not advance the way it should, the way it must in Washington, I hate to say this, the industry has dropped the ball.”

Manufactured housing is the private sector solution to affordable housing, without costing government subsidies. And we can supply that need,” said Weiss.

We just need to be unshackled from excessive regulations, in order to pursue our full potential.”

For the fully story on supplying the American dream on MHLivingNews, click here. ##

 

(Image credits are as shown above, and when provided by third parties, are shared under fair use guidelines.)

 

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RC Williams, for Daily Business News, MHProNews.

Submitted by RC Williams to the Daily Business News for MHProNews

 

MHARR on HUD, DOE, Chattel and Powergrabs – Exclusive Report and Analysis

April 19th, 2017 Comments off
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Collage credit, MHProNews.

The Manufactured Housing Association for Regulatory Reform (MHARR) has released its April 2017 Washington Update, an exclusive report and analysis that addresses key issues with the U.S. Department of Housing and Urban Development (HUD).

Covered in this MHARR report:

 

  • HUD Defines President Trump’s Regulatory Reforms
  • MHARR Highlights Urgent Need for Securitized Chattel
  • DOE Manufactured Housing Energy Rule Takes Another Hit

In a re-play of its well-documented institutional resistance to the full and proper implementation of the program reforms mandated by Congress in the Manufactured Housing Improvement Act of 2000, mounting evidence indicates that the HUD manufactured housing program, with its management team of Obama Administration holdovers, is openly defying the regulatory reform agenda of the new Trump Administration,” MHARR says in the report.

The report also provides insight on HUD program funding.

With the HUD program continuing to seek ever-higher funding levels from Congress in order to fund an unnecessary expansion of in-plant regulation via contractor make-work activity, MHARR is urging Congress to continue exercising strict oversight of the HUD program budget, in order to curb needless and costly contractor-driven paperwork and red tape.”

The full MHARR report and analysis is available for Daily Business News readers here. ##

 

(Image credits are as shown above.)

 

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RC Williams, for Daily Business News, MHProNews.

Submitted by RC Williams to the Daily Business News for MHProNews.

Flashback Friday – Political Obstacles, Reality Checks, Industry Cohesion and Successe$$

April 14th, 2017 Comments off
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Original image still from Movie, Jerry McGuire,
Meme from Seeking Alpha, Graphic/Collage credit,
MHProNews.com.

Good news and analysis writers don’t begin with the punch line, but some rules were meant to be periodically broken.

Most manufactured housing professionals would far prefer not to deal with politics or complex regulatory issues. They are in business or working for a company to earn a good living.  That said…

With about 7 percent of the nation living in a pre-HUD Code mobile home, or post-code manufactured home, imagine a municipal council where 33 percent of their elected officials are manufactured home owners who love the industry. A place where the local Chamber has met and embraced their manufactured home community operation as an asset. Where businesses are cross promoting each other, including the quality, affordable manufactured home lifestyle.  Can you see how a very-real place like that would help professionals earn more while having happy customers?

That will be the profitable fast-forward part of this Daily Business News and analysis article.

But this being a Flashback Friday, let’s go back in time about three years, and then dot the i’s from that point forward, using precise examples and benchmarks.

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There have been no mobile homes built in the U.S. for over 40 years. This is one of several topics that manufactured home industry professionals could be hammering home with public officials, media and potential home buyers. People don’t clamor to live in a trailer house or mobile home. But once home shoppers understand that manufactured housing is legally and qualitatively different, they often open up – and in many cases – make the decision to invest in a modern manufactured home. Share the article linked above to learn more.

Selected Flashbacks, from Three to Two Years Ago

The proverbial views from 35,000 feet are found in the videos below, which allows one to dive into potent examples of how things were then, as seen through the lens of the first 6 videos below.

Each of these videos demonstrates the positive, pro-industry stance of MHProNews, and how at that time, there was a reasonably good, professional working relationship with the Manufactured Housing Institute (MHI), its members and this publication.

Joe Stegmayer – Cavco Industries Chairman and CEO, prior MHI Chairman

 

Nathan Smith – SSK Communities, prior MHI Chairman

 

 

Rick Robinson – MHI General Counsel, Author

 

ICYMI – two of my favorite lines from this video:

If you like politics, you’ll love my books, and if you hate politics, I kill politicians.” – Rick Robinson.

 “I truly lived in a mobile home, in those days, my house was on wheels, and my car was on blocks.” – Rick Robinson.

Richard A. “Dick” Jennison – MHI President, CEO

 

 

Dick Ernst – MHI Financial Services Division Chairman, FinMarkUSA finance consultant

 

 

MHI President Jennison’s now famous, “Great Publication” video…

 

 

There are dozens of other possible examples, but the first obvious takeaway is that MHProNews and MHLivingNews have been pro-association: this has included MHI, MHARR, NFIB and state associations.  That doesn’t mean a blanket endorsement of everything that everyone at every association has ever said or done.  Rather, it’s a factual acknowledgement of the reality that in a complex American legal and political society today, associations can perform an invaluable service — one that especially smaller operators would have a difficult time accomplishing on their own…

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Click image above if you’ve missed that popular report.

…so that businesses can spend more time serving the public and earning more money.

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MHI, MHARR, MHEC logos, are each the property of their respective associations, and are shown here under fair use guidelines.

Fast Forward

Today, the relationship with some of the MHI staff and the industry’s largest, and most popular trade media has turned frosty. Why?  Did that frostiness precede published exposes?

Why has the relationship with MHARR, several state associations, various companies and MHProNews improved during that same period? Are there connections between those contrasting realities?

This writer has an unfair advantage in answering such questions, because I listened and watched as MHI President and CEO Richard A. ‘Dick’ Jennison went from several calls and messages a week – just over three years ago – to suddenly, unilaterally stopping positive engagement altogether.  Those or other possible allegations won’t be the focus of today’s report.

By contrast, there has always been regular contact with MHARR, even during periods where MHProNews took editorial positions different than theirs. Isn’t that how it should be? The relationship with state associations has generally been cordial, warm, friendly, to good. But again, when there were differences, that didn’t keep associations or trade media to be in sharp conflict with each other.

The focus of this Friday Flashback is the reality that MHLivingNews and MHProNews have worked to promote items useful and beneficial to MHI, MHARR, other associations/their respective members – as well as non-aligned companies.  We’ve done so since our inception, and have continually done so for years.

NewManufacturedHousingAsPercentageOfNewExistingHomeSales2016CreditManufacturedHousingIndustryDailyBusinessNewsMHProNews500xSo as Dick Ernst said in his video above, when Tony Kovach in his role as a commentator has taken a position seen as controversial, it has always been with the long term view of the industry in mind.  Tony and the MHLivingNews/MHProNews team believe in manufactured housing, believe in the value of other forms of prefab and modular homes and believe that consumers and business interests work best when in alignment.

We as pro-Industry trade publishers don’t let push-back or negativity keep us from covering the good, bad or ugly. See the second part of the industry professional’s potent statement, linked below.

Need to be Pro-Industry, Pro-Consumer

The president of a national operation with numerous locations from coast-to-coast said the following to MHProNews yesterday.

They’re probably pissed bc of the old trade association mantra – you’re either with us or against us.”

The off-the record message was a mix of encouragement and that person’s own critical analysis of those who don’t see the value of offering balanced, independent, manufactured housing industry news and commentary.

Let’s deal with the realities of the business . . . and trust that the broader public and our customer base will appreciate the honesty and reward us with more business,” that president wrote. “Thriving industries at the end of the day deliver a strong value proposition.  Let’s focus on doing that!”

The number of MHI, MHARR, and other association members who actively read, follow. and support the analysis offered by MHProNews is growing, as is the industry’s overall readership of the industry’s largest and most-trusted trade media.

Recent Examples of Pro-Industry Activity, Which Aim to Advance Manufactured Housing

The following are examples of dozens of such interviews that spotlight insights which can spark greater interest by investors, professionals, politicos, and the home buying public at large.

Remember that teaser at the top? About the professional who now has 1/3 of the seats for his city council with manufactured home owners? Listen to that backstory, in the video below.

Where does the industry have strong upside potential? The next video points in a direction that will dovetail with the video above.

One more additional, new video will be added here in the next few days, please check back.

 

 

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Click image above to see report and related video.

Promised Update – New Video

Bombshell?! Programming Notice

Next week, we plan what some will view as a bombshell expose of what attorneys who have reviewed the matter have deemed an illegal activity.

Once published, MHProNews plans to hand the unsolicited, relevant documents provided to us over to federal officials.

Watch for that report. “We Provide, You Decide.” ©

Bottom Lines

There are a growing number of operations in manufactured housing that understand that local HUD Code retailers and communities could be growing at profitable, sustainable, higher double-digit or even triple-digit annual rates.

That would mean that:

  • as community vacancies drop, values would rise,
    • Retailer profits would grow,
    • HUD Code production and profits would grow,
    • More lending,
    • More insurance,
    • more transportation, more installations, more anchors, ‘skirting’ (foundation enclosures), more ACs, porches, steps, decks, other ancillary services, etc.
    • and for associations that get floor dues, more revenues.

The industry is well positioned for tremendous growth, but only if it honestly deals with the issues on the home buying public’s, mainstream media’s and public officials’ minds. To learn more about trillions in many housing industry opportunities, see the second report, linked here.

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News has insightfully been called the first draft of history. We get perspective by looking back in the rear view mirror, seeing where we’ve been. We learn by stepping back and seeing how we got to where we are today. When driving that pickup, car, SUV or other vehicle, it’s safest and the odds of successful travel are best when we look ahead, check the mirrors on the sides and behind.

Cohesion is the best path ahead, where each party brings their particular skill and expertise to bear for the good of the many. ##

(Image credits are as shown.)

SoheylaKovachManufacturedHomeLivingNewsManufacturedHousingIndustryDailyBusinessNewsMHProNews-Submitted by Soheyla Kovach to the Daily Business News on MHProNews.com.

 

Zillow Group Study Reveals Trillions in Manufactured Housing Industry Opportunities

April 11th, 2017 Comments off
TrillionsInUSAffordableHousingNeeded

When you do the math from the recent Zillow study, and compare it to data from NAHB or NAR, there are trillions of dollars in affordable housing demand – and thus opportunities – in the next few years. Taxpayer subsidized housing programs won’t be able to cover that cost, but the proper approaches for using modern manufactured housing could.  Graphic credit, MHProNews.com/GraphicStock.

When life hands you lemons, make lemonade.

When the Zillow Group’s ™ recent survey of Consumer Homebuyer Trends tells you 92% of Americans aren’t considering a manufactured home – and only half of those who ponder manufactured housing actually purchase one – consider it a multi-million-dollar opportunity in your professional back yard.

Nationally, that means trillions of dollars in opportunities gaping before the HUD Code manufactured home industry in the next five years.

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RC Williams.

Recent reports by RC Williams on the Daily Business News point to the reality that entry-level housing sales reported by the National Association of Home Builders – and from the National Association of Realtors – documents the fact that sales are actually slipping under the $250,000 price point.

The cause isn’t lack of demand.

Rather, there’s not enough existing home inventory – or new builder inventory – at those price levels. That can results in bidding wars from buyers. It also means there are markets where there may be more real estate agents than there are houses for sale under $250,000.

Proof Tapping the Demand Can Be Done

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Tom Fath.

The case study linked below with millennial and third generation industry professional, Tom Fath, documents how that ‘yawn of the consumer market’ towards manufactured housing can be turned into demand yielding more well-qualified credit and cash customers. Their operation is growing at triple-digits annually – to understand how they’re tapping the market, see the video interview, linked here.

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Barry Noffsinger, photo credit, MHProNews. See Doing Good Pays, at this link here

A panel of manufactured home industry lenders – compromised of Credit Human’s Barry Noffsinger, Triad Financial Services’ Don Sharp, and Cascade Financials’ Mike Jones – confirmed to industry professionals at the 2017 Tunica Manufactured Housing Show that there’s a huge market, and some in the industry are successfully tapping into it.

But much more is possible.

MH Industry Leaders Believe It Can Happen

M.Mark.WeissJDPresidentCEOMHARRManufacturedHousingAssociationforRegulatorReform-creditManufacturedHousingIndustryDailyBusinessNewsMHProNewsMHARR’s President and CEO, M. Mark Weiss, JD, has told MHProNews that hundreds of thousands of manufactured homes could be sold annually, in a responsible and sustainable way.

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Sam Landy, UMH President and CEO.

High-flying UMH Properties President and CEO, Sam Landy, JD, has likewise told the industry that hundreds of thousands of new manufactured home sales annually could become the industry’s new reality – if regulators in Washington, DC get out of the way – and allow the industry and private investors to do their jobs.

Sunshine Homes owner and president, John Bostick has pointed out that factory home building in Japan – “the land of engineers” – is commonplace there.

Bostick also said that an operation like his could successfully double production in about 60 days, while maintaining high quality and

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John Bostick, president, Sunshine Homes, Red Bay, AL. For A Cup of Coffee with…John Bostick, click here.

customer satisfaction, hallmarks of his A+ BBB rated firm.

Bostick’s statements are noteworthy, because their firm is already growing at about double the pace of the industry at large. To learn more, click here.

HUD – Holdup or Partner?

DrCarsonInvitedTransformHUDManufacturedHomesEndorsingDonaldTrump-ManufacturedHousingIndustryDailyBusinessNewsMHProNews-Dr. Ben Carson,     President Donald Trump’s hand-picked Secretary for HUD, has signaled he sees the value of manufactured homes,” said manufactured home industry trade publisher, marketing and sales consultant, L. A. ‘Tony’ Kovach.

Dr. Carson has also said he sees the value of public-private partnerships. Vice President Mike Pence said the Trump Administration willenforce the law.” Kovach said, “All that sounds promising. Will the necessary changes be made at HUD to ‘drain the swamp’ of the manufactured housing program, so the industry and free markets can do its job?”

Doing so would create tens-to-hundreds of thousands of good jobs annually as new manufactured home shipments rise.  That in turn would reduce poverty, help inner cities, cut government deficits, while easing government subsidized housing challenges, Kovach and others say. To learn more, see link here.

HUD’s Swamp…

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Pam Danner, JD, HUD Code Manufactured Housing Program Administrator, credit, MHProNews

Kovach explained that Pam Danner, JD, isn’t the only fly-in-the-ointment there. According to what informed sources with years of ties to the HUD Code manufactured home program tell MHProNews, there are other internal road blocks at the federal housing agency.

For example, “Sources within tell us that HUD’s legal counsel has for years taken a position the polar opposite of what the Manufactured Housing Improvement Act of 2000 requires,” said Kovach.

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L. A. “Tony’ Kovach.

Meanwhile, NIMBY, BANANA, and zoning officials – who are either ignorant, or who deliberately ignore federal law – are contributing factors causing the affordable housing crisis.”

The acronym NIMBY means “Not In My Back Yard,” while BANANA means “Build Absolutely Nothing Anywhere Near Anything.”

The Daily Business News has tracked the various issues within and outside of manufactured housing for years, all of which are slowing the industry’s obvious ability to be the solution to a crisis that subsidized housing tax dollars alone can never hope to solve.

Real estate agents, conventional house builders, local or state public officials, investors, Dr. Carson and the Trump Administration – all of these are potential allies for manufactured housing,” Kovach said. “As more forward-looking MH Industry professionals take the needed steps, the potential to tap into trillions of dollars in opportunities in the next 5 years grows.”

We know the roadmap! How many more industry pros will commit to the necessary steps to program, chart and follow the course?”

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Using the Lakeland, FL Metro average of $106 per square foot, the $54.42 per sq ft for the home listed on Zillow on the collage above is a bargain. Image credits and data on the right, Zillow, and are shown under fair use guidelines. Image credit of the woman at the left, MHLivingNews/GraphicStock.

A Deep Dive Into Consumer Housing Desires

The first look at the Zillow Group’s ™ insightful report – including added insights from Noffsinger – along with a video of a couple who were previously skeptical of “trailers,” owned a conventional house – and who now proudly own a manufactured home – are all linked here. ##

(Image credits are as shown above.)

SoheylaKovachManufacturedHomeLivingNewsManufacturedHousingIndustryDailyBusinessNewsMHProNews-Related – Should HUD Secretary, Dr. Ben Carson, have the MH Program follow the law, and enforce preemption?

Submitted by Soheyla Kovach to the Daily Business News on MHProNews.com.

Trump Card: March Jobs Report Delivers

April 6th, 2017 Comments off
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Credit: Fortune.

President Donald Trump is known for his no-nonsense, get things done style. Coming into the White House, he had no plans to change it.

I will be the greatest jobs producer God ever created,” said President Trump just before his inauguration.

Believe me.

 

 

By all appearances, he’s on his way to delivering on that statement.

The ADP March private payrolls report is out, and showed another big jump.

According to CNBC, companies added 263,000 jobs for the month, which is well above the 185,000 expected from economists surveyed by Reuters and also better than the 245,000 reported for February.

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Credit: Heather’s Homilies.

Goods producing firms added 82.000 jobs, with construction accounting for 49,000 of that number.

Professional and business services was the leading sector for new jobs with 57,000, and leisure and hospitality added 55,000. Health added 46,000 jobs, manufacturing payrolls grew by 30,000 and trade, transportation and utilities rose by 34,000.

Also of note is where the jobs were created. As part of an ongoing commitment by President Trump to help small business, companies with fewer than 50 employees saw the biggest growth in jobs for March with 118,000, while companies with 50 to 499 employees added 100,000 jobs.

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Credit: CNBC.

Job growth is off to a strong start in 2017,” said Mark Zandi, chief economist of Moody’s Analytics.

The gains are broad-based but most notable in the goods producing side of the economy including construction, manufacturing and mining.

Markets were hopeful yesterday that President Trump could deliver on his pro-growth agenda. The report from the Labor Department is due at 8:30a ET tomorrow morning.

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Juanita Duggan, President and CEO of the National Federation of Independent Business (credit, NFIB).

As Daily Business News readers are aware, the January, February, and now March reports reflect anticipation of President Trump’s policies, meetings and movement, including the highest Small Business Optimism Index in 37 years from the NFIB.

We haven’t seen numbers like this in a long time,” said NFIB President and CEO Juanita Duggan in January.

Small business is ready for a breakout, and that can only mean very good things for the U.S. economy. Business owners are feeling better about taking risks and making investments.”

 

A View from the Industry

Even with the progress that’s been made, President Trump still faces an uphill battle.

As well as the markets and new job creation are already responding to his initiatives, where could we be if there wasn’t a non-stop assault on our new president?” said MHProNews and MHLivingNews Publisher L.A. “Tony” Kovach.

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L. A. ‘Tony’ Kovach addressing industry professionals in an educational session.

Back in November, Tim Williams told MHProNews that, “I am deeply encouraged that less than 24 hours into President Trump’s term, he has frozen new, potentially burdensome regulations.”  For his full comments, click here.

MHARR CEO, M. Mark Weiss, JD, shared similar thoughts with MHProNews in a story, linked here.

For more on the progress of the Trump Administration, including proposed budget cuts to National Public Radio (NPR) and the Corporation for Public Broadcasting (CPB), click here. ##

 

(Image credits are as shown above.)

 

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RC Williams, for Daily Business News, MHProNews.

Submitted by RC Williams to the Daily Business News for MHProNews.

What’s the Truth About the Manufactured Housing Industry’s Potential?

April 3rd, 2017 Comments off

opportunities-threats-buttons-ManufacturedHousingIndustryIllustrationDailyBusinessNewsMHProNewsWhether or not truth is reported, or distorted, reality – the truth – is. Truth exists.

That is so on any issue you care to mention: sports, fashion, politics, religion, health, fitness, business — including manufactured, modular, and prefabricated housing.

Factory-home building – says John Bostick, Sunshine Homes president –  is widely accepted in Japan, but is resisted here.

Why?

Like our domestic manufactured home industry’s politics, the honest answer isn’t simple. Rather, “It’s Complicated.”

If the answer were simple, then the industry would be producing hundreds of thousands of homes per year, as leaders such as Bostick, or:

> Sam Landy, President and CEO of high flying UMH Properties, or

> M. Mark Weiss, President and CEO of the Manufactured Housing Association for Regulatory Reform,

> L. A. ‘Tony’ Kovach, multiple award-winning MH Industry trade publisher and consultant, are among a variety of industry professionals who have said so.

Among the topics we will dive into during the month of April are the issues that can be identified or suggested as causes for the modular and manufactured housing industry’s relatively low levels of sales, juxtaposed to its significantly higher potential.

MHARR and MHI

MHIPresidentCEORichardDickJennisonLeftMHARRPresidentCEOMMarkWeissRightMHProNews-

MHI President, CEO Richard A. ‘Dick’ Jennison, Left. MHARR President, CEO M. Mark Weiss, JD, right. Photo credit, MHProNews.com.

MHARR’s rival, the Manufactured Housing Institute’s (MHI) president and CEO, Richard ‘Dick’ Jennison, flipped from saying in 2014 that the industry should not expect a more robust recovery. Jennison said in a 2014 MHProNews interview that the industry would slowly rise towards 100,000 (+/-) annual shipments. After that interview, when he was pressed on that claim, he later publicly said less than a year later that the industry was capable of 500,000 shipments a year.

That’s a notable swing. But in both cases, Jennison qualified even that lofty half-million new homes a year potential by saying it would have to be achieved over time, at a relatively slow, steady pace.

Why should the pace be slow, instead of a more rapid recovery to the industry’s historic new home sales levels?  Given the affordable housing crisis, isn’t the industry’s potential even greater today?

Is Jennison correct? Are there technical or practical reasons for a slow growth in manufactured housing?  Such questions deserve a look.

Financing

Dick Ernst, consultant and financial services board member at MHI, says there is “no lack of capacity” among the industry’s current lenders to

DickErnstFINMARKUSAmhiFinancialServicesBoardMemberPostedManufacturedHousingIndustryMHProNews

Dick Ernst, FinMarkUSA, click image above for exclusive interview.

finance credit-worthy sales.

Credit Human’s (formerly CU Factory Built Housing) Barry Noffsinger has agreed on that point.

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Barry Noffsinger, photo credit, MHProNews. For an in-depth interview, see A Cup of Coffee with…Barry Noffsinger, at this link here.

Noffsinger added an interesting twist, when he told 2017 Tunica Show seminar attendees that the Manufactured Housing Industry needed “to fish in the right pond. “

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Slide provided by Barry Noffsinger, Credit Human, to MHProNews.

His analogy was to convey the notion that if real estate agents and home builders could attract and sell qualified customers with an average FICO score around 728, then why is manufactured housing’s average credit score so much lower?

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Slide provided by Barry Noffsinger, Credit Human, to MHProNews.

Says Noffsinger, it’s the pond of less qualified customers the manufactured home industry is generally fishing in.  The charts and graphics on this page were produced by him, and the entire presentation is linked as a download, here.

WhatMillennialHomeBuyersWantCreditHumanCreditUnionManufacturedHousingIndustryDailyBusinessNewsMHProNews

Slide provided by Barry Noffsinger, Credit Human, to MHProNews.

LATonyKovach-Louisville-2015-mhpronews-com-275x156It is noteworthy that Noffsinger’s points dovetail with several of those that consultant, marketing, and sales trainer L. A. ‘Tony’ Kovach has practiced and taught for years.

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Tom Fath, New Durham Estates.

Results reported by Tom Fath, of New Durham Estates – in an upcoming, special video presentation by Fath – will be provided in the days ahead. In that video, Fath details the changes their operation made, and how it dramatically increased their sales and boosted the quality of the cash and good credit customers they profitably attracted.

Other industry lenders on the same finance panel made similar points to Noffsinger’s, pointing out that certain operations attract and sell higher credit scores or cash buyers.

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Labor Force

Several HUD Code manufactured home industry producers have told MHProNews that a challenge for them is getting and keeping good factory workers as one of the industry’s limiting factors.

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Gary Dobbs, l, Lindsey Bostick, c, John Bostick, r, with Sunshine Homes at a ball game. For an exclusive with John Bostick, click here.

Yet, per figures supplied by Sunshine Homes sales manger Stan Posey, their firm is growing at twice the rate of the industry at large. Sunshine Homes is clearly keeping up with attracting the right pool of labor.

Bostick has told MHProNews that they could “easily” ramp up to double their current rate, in a period of about 60 days, without sacrificing quality. What does Sunshine Homes do that keeps quality and satisfaction of their wholesale and retail customers high, while allowing them to grow their labor force at a more rapid pace?  That too will be the subject of Inside MH videos coming in the days ahead.

The MH Industry Take-Away

That there is a rising need and demand for affordable housing is unquestionable. University, government, and non-profit surveys all point to that reality. That the industry could be growing more rapidly is proven by diverse operations like Sunshine Homes – which markets and sells only through independent retailers, communities and builder/developers, or operations like the Fath family’s, or others noted above.

The potential for more rapid and sustainable growth is apparent.  It’s a theme that consultant and publisher Kovach has hit for years.  See two of his graphics above and below as examples.

ExistingHomeSalesNewNAHBSaldes-ManufacturedHomeSales-statistics2016-SlideFromJune7TuesdaysWithTonyPowerPoint-MHProNews-com-575x430

The industry’s potential, as shown in another graphic above, is nothing less than enormous, given the proper lobbying, marketing and sales best practices.  Graphic by MHProNews.com.

What’s the Truth About the Manufactured Housing Industry’s Potential?

The facts and views from informed professionals presented here strongly suggest that the potential for rapid and sustainable growth is enormous.  There is no need to return to the failed ‘easy credit’ policies that caused Conseco and other manufactured home loan programs to collapse. The views of those above and others in the manufactured home industry underscore how the industry could climb rapidly and sustainably into several hundred thousand new home sales per year.

MHProNews, as pro-manufactured home industry trade publishers, will continue to spotlight the threats, heartaches, achievements and opportunities for growth in a periodic series of reports, found only here, your home for – Industry News, Tips and Views Pros Can Use. © ##

(Image credits are as shown above.)

(Note: Links added/updated on 4.7.2017.)

SoheylaKovachManufacturedHomeLivingNewsManufacturedHousingIndustryDailyBusinessNewsMHProNews-News and commentary submitted by Soheyla Kovach to the Daily Business News, on MHProNews.com.

Ben Carson Confirmed as HUD Secretary, MHI and MHARR Commentary

March 2nd, 2017 Comments off
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Ben Carson prepares to endorse Donald Trump. Credit: ZeroHedge.

The Senate, in a 58-41 vote Thursday, has confirmed Dr. Ben Carson to be the next Secretary of the U.S. Department of Housing and Urban Development (HUD).

Carson’s nomination was approved by a bi-partisan majority of the Senate Banking, Housing and Urban Affairs Committee in a vote on January 24, 2017.

Dr. Carson’s then-pending confirmation came up during the MHI meeting in San Antonio, February 12-14th.

MHI’s Senior Vice President of Government Affairs and Chief Lobbyist, Lesli Gooch, Ph.D. created some hallway buzz among members after her briefing on Monday, February 13th.

Gooch told members during her presentation that she had received an email

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Lesli Gooch. Credit: MHI.

from an inside source that predicted Dr. Carson would be confirmed that Friday [Feb 17th],” a MHI connected source in attendance told MHProNews.

That proved to be incorrect,” another source said, “which those who know Washington [D.C.] well would have known, because senators routinely take off on Friday to travel home.”

The Daily Business News was advised that Gooch said there would be heavy engagement of HUD by MHI, once Carson was confirmed.

When MHProNews asked MHI staff and senior members during the meeting if they favor keeping Pam Danner on at HUD, the reply was that the issue had not yet been decided by the executive committee.

MHARR’s Viewpoint

M.Mark.WeissJDPresidentCEOMHARRManufacturedHousingAssociationforRegulatorReform-creditManufacturedHousingIndustryDailyBusinessNewsMHProNewsThe Manufactured Housing Association for Regulatory Reform (MHARR) tells MHProNews that Secretary Carson has promised to conduct an objective, ground-up assessment of the effectiveness of HUD programs upon his arrival at the Department, in order to both promote efficiency and achieve better results for the millions of Americans in need of safe, decent and affordable housing. Dr. Carson has also indicated that one of his first initiatives as Secretary will be a nationwide “listening tour” regarding the operation of those programs and the housing needs of Americans.

MHARR says that an item of particular importance for the HUD Code manufactured housing industry, as the nation’s private-sector affordable housing solution, is Dr. Carson’s comments at his January confirmation hearing.

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Credit: MHARR, Wikipedia.

At that time, Secretary Carson emphasized the importance of private sector involvement and public-private initiatives to more effectively meet HUD’s mission and serve the affordable housing needs of lower and moderate-income Americans. Equally important for the HUD Code manufactured housing industry, particularly its smaller businesses that have suffered for nearly a decade under costly regulation, will be a commitment by Carson to fully and properly implement all remaining reform elements of the landmark Manufactured Housing Improvement Act of 2000. This also includes President Trump’s signature policy of eliminating unnecessary, job-killing federal regulation.

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M. Mark Weiss. Credit: MHProNews.

MHARR congratulates Dr. Carson on his Senate confirmation to be the Secretary of the U.S. Department of Housing and Urban Development and looks forward to working with him to advance the role, the utilization and the affordability of manufactured housing – which must be federally-regulated because of its fundamentally interstate character — across the entire range of HUD housing and housing finance programs, and beyond,said MHARR President and CEO, Mark Weiss.

Under Dr. Carson’s leadership and in accordance with the mandate of the 2000 reform law, the status and role of the HUD manufactured housing program should be elevated within HUD, while the participation of manufactured housing within all HUD programs, on the same terms and same basis as other types of housing, is ensured.

A full release from MHARR on Secretary Carson’s confirmation is linked here.

MHProNews and MHLivingNews publisher L.A. “Tony” Kovach penned an open letter to Dr. Carson, which is linked here. ##

 

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RC Williams, for Daily Business News, MHProNews.

Submitted by RC Williams to the Daily Business News for MHProNews.

Federal Data Spotlights Manufactured Home Industry Quality, Regulatory Questions

February 27th, 2017 Comments off

PamDannerMMarkWeissLouisvilleMHShowSunshineHomesRedBayALManufacturedHomeLivingNews-com-932x588WASHINGTON, D.C. – With over 81,100 manufactured homes built last year, more than 99.99 percent of all manufactured home buyers had service issues satisfied through normal channels provided by their home’s builder, retailer, community, or installer.

Pamela Beck Danner, JD, is the federal administrator for the Department of Housing and Urban Development (HUD) Office of Manufactured Housing Programs. Danner informed a group of industry professionals in Wisconsin that fewer than 30 of the tens of thousands of manufactured homes built annually went to dispute resolution in the last year.

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MHProNews Sponsor, for more information, click the banner above.

A D.C. metro source confirmed for MHLivingNews.com that the exact number of claims that went to dispute resolution was only 13.  With 81,136 new manufactured homes built in 2016, that means that over 99.99 percent of home buyers had any service claims satisfied through routine channels.

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Bill Matchneer.

Bill Matchneer, J.D. – a previous administrator for the HUD Code manufactured home program, told MHLivingNews that a miniscule number of consumer complaints going to dispute resolution has been the pattern for several years.

Matchneer was interviewed by Inside MH, to see that video interviewclick here.

For homes that U.S. Census Bureau research states are about half the cost of traditional, on-site construction, the results ought to be seen as impressive, says the Manufactured Housing Association for Regulatory Reform (MHARR).

But the independent producers association is concerned that in spite of high quality, that their federal regulator is wasting money that ends up costing consumers.

M.Mark.WeissJDPresidentCEOMHARRManufacturedHousingAssociationforRegulatorReform-creditManufacturedHousingIndustryDailyBusinessNewsMHProNewsAt a time when those manufacturers are producing their best homes ever – as demonstrated by minimal dispute resolution program referrals — the program continues to lavish funding on entrenched contractors for make-work activity that needlessly increases home prices while providing few or no benefits for consumers,” M. Mark Weiss, President and CEO of the Manufactured Housing Association for Regulator Reform (MHARR), told MHLivingNews.

The latest report from MHLivingNews, which also includes a video interview with a state inspector of manufactured housing, plus a link to a

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MHProNews Sponsor, for more information, click the banner above.

third-party manufactured home owner satisfaction report, is found linked here. ##

(Photo Captions: Pam Danner, JD – top right – addressing a manufactured housing association meeting. M. Mark Weiss, JD – center right- MHARR. Louisville Manufactured Housing Show – bottom right. Kitchen and Dining in model by Sunshine Homes, Red Bay, AL. Photo credits, MHLivingNews.com.)

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(Editor’s Note: The above is adapted from a media release by MHLivingNews.com that was picked up by the Digital Journal and hundreds of other news, special interest, social media and other websites.  This is the kind of genunie news that the industry needs to promote, as opposed to faked or weaponized news.)

SoheylaKovachManufacturedHomeLivingNewsManufacturedHousingIndustryDailyBusinessNewsMHProNews-Submitted by Soheyla Kovach to the Daily Business News, on MHProNews.com.

MHARR to FHFA: Duty to Serve Requires Material and Expedited Support for MH Chattel Loans

February 10th, 2017 Comments off
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Credits: Embassy Suites, MHProNews, Wikipedia.

Washington, D.C., February 9, 2017 – The Manufactured Housing Association for Regulatory Reform (MHARR) tells MHProNews that, at a Federal Housing Finance Agency (FHFA) “listening session” in Washington, D.C. on February 8, 2017, President and CEO Mark Weiss reiterated and underscored previous remarks by MHARR representatives.

Weiss asserted that the Agency’s December 29, 2016 “Duty to Serve Underserved Markets” (DTS) rule and related “Evaluation Guidance” for DTS implementation plans do not and cannot comply with the essential legislative mandate of DTS and are, therefore, unacceptable.

MHARR says that the meeting opened with an appearance by FHFA Director Melvin Watt, who thanked DTS stakeholders for their participation and information provided regarding specific aspects of DTS’ implementation.

Watt also announced that the February 17, 2017 deadline for written responses to a detailed Request for Information (RFI) published by FHFA specifically concerning manufactured housing chattel loans, would be extended until March 21, 2017, which appeared to be a response to President Donald Trump’s regulatory “freeze” order, enacted on January 20, 2017.

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Credit: Scott Lewis, Creative Commons.

During the meeting, MHARR detailed the specific legal and policy bases for its position that any DTS implementation, in order to comply with the express directive of Congress as set forth in the Housing and economic Recovery Act of 2008 (HERA), must provide for a program of material and expedited Government Sponsored Enterprise (GSE) securitization and secondary market support for manufactured housing chattel loans, which comprise 80% or more of the entire manufactured housing market.

DTS was not an invitation for the GSEs to maintain the status quo for years or decades more,” said Weiss.

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M. Mark Weiss. Credit: MHProNews.

DTS does not stand for ‘Duty to Study.’

Weiss also commented on Director Watt’s actions.

As indicated by Director Watt’s action to extend the comment deadline for FHFA’s pending RFI, the January 20, 2017 regulatory ‘freeze’ order put in place by President Trump, by its express terms, also applies to the DTS final rule and subsequent Evaluation Guidance” said Weiss.

FHFA should use the additional time provided by this order to correct its approach to DTS and, with the additional information and input that it has received from stakeholders, revise both the final rule and its Evaluation Guidance to provide for an expedited path to material, mandatory GSE securitization and secondary market support for manufactured housing chattel loans.”

The full MHARR statement is available for Daily Business News readers here.

The full presentation from Weiss to the listening session is linked here. ##

(Image credits are as shown above.)

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RC Williams, for Daily Business News, MHProNews.

Submitted by RC Williams to the Daily Business News for MHProNews.