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Posts Tagged ‘Jim Clayton’

Sales Topped $1 Trillion Dollars, Volume Car Dealers – When Automotive Pros Enter Manufactured Housing

May 7th, 2019 Comments off

SalesTopped1TrillionDollarsVolumeCarDealersWhenAutomotiveProsEnterManufacturedHousingMHProNews

The full 2018 review features the many major milestones achieved by the retail auto industry last year, including such highlights as: The nation’s 16,753 franchised dealers sold 17.22 million light-duty vehicles. Total new-vehicle sales topped $1 trillion,” said NADA.

 

That means the typical new car dealer or retailer sold an average of 1,027.88 new units each.

 

That 85.66 units a month per dealer.

That’s more than numbers of manufactured home retailers sell annually.

To be sure, manufactured home sales are more complex than automotive.

  • The car, truck, minivan, or SUV is driven off the lot.
  • By contrast, the manufactured home must be scheduled.
  • Sites must be checked and prepared.
  • A transporter – ‘totter’ – must get the route and related paperwork ready for delivery.
  • Installation crews meet or greet the home. If it is a multi-sectional, those marriage lines must be properly mated.  The supports, anchoring systems, adjustments – the list of necessary details goes on. Manufactured housing is in those ways more demanding.
  • That said, there are aspects of the automotive retail model that properly applied to manufactured housing could yield more profits per unit. That’s one of the reasons why Jim Clayton left the car business for manufactured housing.

 

Systems must be in place in both the automotive and manufactured housing worlds. The car dealership owner – if they ever got the burn – could rapidly learn to run rings around many a manufactured home retailer, no matter how big the company.

It’s happened before.  One well known example?  Jim Clayton, founder of Clayton Homes.

Here’s what a trillion dollars looks like, in a step-by-step infographic.

 

1TrillionDollarInfographic$100BillsMillionsBillions

 

There are several ways that either manufactured home professionals and/or automotive gurus could take manufactured housing sales to the next level at the local market.

Imagine those volume dealers and/or their methods being used by honorable, committed manufactured housing professionals in select local markets.  It would be a revolution in the current era.

To grasp the upside potential of our industry, consider the following statistics and pull-quotes.  The industry’s potential can arguably only be tapped when enough retailers learn to sell in the kinds of numbers that auto dealers already do. Focus on Andrew Beebe’s comment, and then ponder the other comments more closely.

 

2018DataShareofHousingMarketManufacturedHousingInfographicDailyBusinessNewsMHProNews612

 

Problems are opportunities in disguise.

WhenWrittenInChineseCrisisComposedTwoCharactersOneDangerOtherOpportunityJohnFKennedyQuoteMHProNews

LawrenceYunNARShort8.3MillionHousingUnitsRisingRentsHousingPricesCuredOnlyByMoreBuilding

Collage by MHProNews.

Unlike cars or RVs, there is often no need to have huge inventories.  The margins can be better.  Properly planned and executed, it could rival the results of auto dealers.  “Among the projects we’ve been involved in, there was a community operator that documented 75 sales – sales, not leases – in a 90 days time frame,” said L. A. ‘Tony’ Kovach.  “If that can be achieved in a land-lease, why not more at a retail center?”

That’s this afternoon’s look at “News through the lens of manufactured homes, and factory-built housing” © where “We Provide, You Decide.” ©

 

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“Out-Performing the Market” Robert Robotti, Value Investing, and Manufactured Housing

 

Warren Buffett’s Profitable Lessons for Manufactured Housing

Declining Manufactured Home Shipments More Serious Than Retailers, Communities Being Told

 

 

 

 

 

 

MHI Allies Respond, Provide Confirmation to #NettlesomeThings, Facts, and Clayton/Berkshire Exposés

December 17th, 2018 Comments off

 

MHIAlliesRespondProvideConfirmation#NettlesomeThingsFactsClaytonBerkshireExposesDailyBusinessNewsMHpronews

The issue that follows is tied to allegations of corruption, how that impacts affordable housing, and thus millions of Americans, plus taxpayer funded budgets.  At its core, it’s not a matter of one political party over that one.

 

It seems that the Manufactured Housing Institute (MHI) and the Berkshire Hathaway brands that operate in manufactured housing backing the Arlington, VA based trade group may be embarrassed.

Rather than respond directly to various allegations against them, they have demonstrably used one or more MHI surrogate(s) to attempt to distract from the concerns over their purportedly corrupted work.

So, this report and analysis is about one/more self-identified ally(ies) of MHI, which last year sent via U.S. Mail the package shown further below – designed as an apparent intimation tactic.  The goal was to attempt to dissuade us from publishing on these concerns.  Note that inside the rather large anonymously sent envelope, which has been examined by federal officials – clearly identifies the person who sent the anonymous envelope as working on behalf of the interests of MHI.

Perhaps they didn’t expect us to publish further about that topic last year?  If so, they were clearly mistaken. We at MHProNews have no intention of being silenced by underhanded and arguably illegal tactics. Misusing the U.S. Mail is a federal offense.

If MHI, Clayton, 21st and the other Berkshire brands want to disprove any of our published allegations or concerns, we invite them anew to do so in public. See a new, in depth report, linked here, on their latest major purported scheme that once more aims at diverting lending from affordable housing, as well as harming several of the independent producers of our industry. If MHI and the Berkshire brands in manufactured housing can’t or won’t disprove the concerns against them, doesn’t that speak volumes?

Numbers inside and out of the factory-built housing industry agree that MHI does nothing contrary to the interests or desires of Clayton Homes, and the various affiliates of Warren Buffett led Berkshire Hathaway that operate in the manufactured housing industry.

 

 

To understand what follows, some added insights are merited.

First, the additional background.  Then, the connections and ties to MHI, and what we will refer at times to as the Berkshire brands operating in MHLand, MHVille – i.e.: the manufactured housing (MH) industry, or the MHIndustry.

When we mention allegations against MHI, Clayton, or a Berkshire related issue(s), we use terminology that makes it clear that in the eyes of the law, they are deemed innocent until proven guilty, by plea on criminal matters, and/or via a settlement agreement in the case of a civil cause of action.

Videos like the following two in 2018, and a third one from a few years ago, are all third-party media. They may provide claimed evidence against them Clayton and their sister companies.  But the above principle applies, they are deemed innocent in the eyes of the law, until a matter is proven, pled, and/or legally settled.

 

 

Note that these video sources span the left-right media divide.

 

 

 

Now, let’s briefly look at justice in America, because many believe there is a two-tier system. One where the rich or famous can delay or avoid convictions of crimes that others accused of the same things could more swiftly be found guilty of doing.

Possible examples are former President Bill and former Secretary of State Hillary Clinton, and their scandal-plagued Clinton Foundation, as noted in the second and third video, above.

With that preface, let’s next look at the justice system as it applies to our industry. Because certain practices in both are arguably in need of reform.

 

The Justice System in America, and MHVille

Why do we as a nation lock up convicted criminals? Because if someone is proven guilty of fraud, theft, robbery, rape, RICO, human trafficking, drug dealing, murder, or whatever other serious crimes – they are presumed to be more likely to do it again if they aren’t incarcerated.

So, the goal of incarceration in a prison is in theory to stop more crime from being committed by those proven guilty.

Before someone goes to prison in America – prison, vs. jail – the law provides that they get a defense attorney or one is assigned to them.

 

JailsVsPrisonsManufacturedHousingIndustryDailyBusinessNewsMHproNews

 

If the defense attorney for an accused has moxie and resources, there are a wide range of ways they can legally attempt to refute or cast doubt about an accused person’s guilt.

In civil litigation, both parties have the right to an attorney too, although there are times someone or some organization for whatever reason opts to represent themselves. Even in a criminal defense case, one can go “pro se” or “pro per.”

 

DefineProSeOrProPerAppearanceinCourtDailyBusinessNewsMHproNews

 

The Great Manufactured Housing Debate – Guilty…

MHProNews and MHLivingNews are subsidiaries of LifeStyle Factory Homes, LLC. The registered principals of LifeStyle Factory Homes LLC are L. A. ‘Tony’ Kovach and Soheyla Kovach.

They are arguably guilty! Guilty!

Guilty of what?

1) Of wanting to see manufactured housing independents grow and profitably succeed.

2) They are also willing to plead guilty of trying to honestly elevating the image of manufactured housing, manufactured home owners, and honorable manufactured housing professionals.  They strive to do so with facts, evidence, reason, and common-sense.

3) The evidence or proof of that guilt are found on hundreds of articles and scores of posted videos on MHLivingNews.com.

There is even more proof found on MHProNews.com. But there is no court of law needed, because we  hereby plead guilty to counts 1 and 2 above.

Naturally, we as a business want to – and have in fact profited from – such efforts. News is a business, as we’ve underscored before. The fact that MHProNews is the runaway #1 in its niche of manufactured housing trade media is pretty good evidence that we have credibility with our audience.

4) What follows is a partial listing of reasons for credibility, conferred upon our operations’ work, on our team, and/or our publisher by others.

Various third-party mainstream media have spotlighted us or our publisher, for but a few examples:

The above are a partial listing only, none were paid for by MHProNews, and thus are more than enough to demonstrate that MHProNews is widely deemed to be a credible source from outside of our industry.  How about from within the ranks of MHVille?

 

Recommendations, Endorsements, Letters, Videos and Messages 

Every form of modern recommendation that once can think of has been provided to the work of LifeStyle Factory Homes, LLC and/or our publisher.

Are we perfect?  No, and never claimed to be so.  As a senior MHI member put it recently, “You seem to have conceptual IQ that is more important than spelling ability,” which is a humorous way of saying that we have typos.  Guilty. That same source added, “You [MHProNews] are prolific and you keep the headlines sexy.” Sexy? We’ll let that one go for now.

That said…

 

Over a Thousand Professionals Gave via LinkedIn Recommendations or Endorsements 

Based upon LinkedIn endorsements and kudos alone, we arguable don’t need or require any endorsement by MHI or from people connected to the Berkshire brands.

But we have those MHI- and Berkshire-connected kudos too.

  • Tim Williams – President and CEO of 21st Mortgage Corp, and then MHI Chairman:
TimWilliams21stMortgagePublicationDailyBusinessNewsMHProNewsMHLivingNews

To see the full on-the-record statement by Williams to MHProNews, click here.

  • Howard Walker, JD – the late ELS Vice Chair and MHI Executive Committee member:
HowardWalkerJDELSViceChairmanPhotoManufacturedHouisngInstituteMHIExecuitiveCommitteeBoardMemberDailyBUisnessNewsMHProNews

The words of the late Howard Walker, ELS Vice Chairman, shared for publication with MHProNews.

  • Jim Clayton – founder of Clayton Homes and Clayton Bank  – by video:

 

  • MHI President and CEO, Richard ‘Dick’ Jennison by video and others too:

  • Ann Parman – since retired from MHEI,  the educational wing of MHI:

AnnParmanVPManufacturedHousingInstituteMHILogoLATonyKovachMobileManufacturedHomeLivingNewsMHProNews800

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MHI and the Berkshire brands were delighted – demonstrably delighted – to have our support based upon the financial logic or merits of issues such as the Preserving Access to Manufactured Housing Act. Note that whatever the odds for success were – and the MHI backed bill never passed – it arguably merited support, for reasons the article linked here revealed.

So, both on MHProNews and on MHLivingNews our publishing and video was sincere.

That support of Preserving Access – and more – was also widely praised by state associations, MHI, and Kevin Clayton himself. He had one word to describe it in this email sent to Tim Williams, to another Clayton staffer, and which Williams forward to our publisher — “Strong….”

KevinClaytonClaytonHomesStrongTheHillBlogPostManufacturedHousingIndustryDailyBusinessNewsMHProNews

This forwarded email was forwarded to MHProNews by a third party. Why wasn’t all of the pro-industry research, video, and educational materials supporting MHI’s Preserving Access bill shared by MHI?

 

For those who think that all the praise from the Clayton organization is in the past, a Clayton Homes marketing team member praised our work for its thought leadership this year, in 2018.  They asked us for permission to use some of our work from MHLivingNews on the Clayton Homes blog.

 

ClaytonHomesContentManagerPermissiontoUseMHLivingNewsContentManufacturedHousingIndustryDailyBusinessNewsMHPronnews

 

Based upon the above, you or any objective person can thus see how difficult it must be for MHI’s or the Berkshire brands.  Standing in their shoes, with respect to the various antitrust and other concerns raised, they arguably can’t simply dismiss MHProNews, which they’ve praised too many time.  While other scandalous behavior allegations have been lodged against them by voices outside manufactured housing, inside our industry, our reporting, fact-checks and analysis have been dominating. As the most prominent voice, they have arguably attacked us indirectly rather than directly.

But we are not alone.  These same MHI/Clayton/Berkshire voices have tried to debatably go after the Manufactured Housing Association for Regulatory Reform (MHARR) too.

So, if they had a good explanation for issues raised in the related resources, found below the by-line, why do they avoid doing so?  Why don’t they merely debate or disprove – based-upon the merits – MHARR’s arguments – or our own research, fact-checks and reports at MHProNews?  Why?

It’s a tactic some refer to as Duck, Dodge, Dismiss, Distract, Detract, and/or Defame.

 

 

Award-winning investigative journalist Sharyl Attkisson – on the cover of her best-selling book – calls this tactic “The Smear.”

 

DuckDodgeDismissDistractDetractDefameFromIssueTacticsByThoseWithNoGoodAnswersMHProNews-768x609

These evasion tactics are nothing new.  Cain used the same distraction and smear tactics against Able, but he also took it to the degree of murder.

In an honorable trade association, an association/trade organization is supposed to take input from members – and then based upon that input – craft one or more policy direction(s).

But MHI is debatably no ordinary association. A system is in place that essentially rubber stamps, for example, who will be the next MHI Executive Committee chair, vice chair, secretary, and treasurer. It is that ‘elected’ MHI Executive Committee that makes all final decisions that the paid MHI staff are then called upon to carry out.

For years, one or two of those four MHI Executive Committee members worked directly for a Berkshire brand.  Others had strong ties to Clayton, 21st Mortgage Corp, or another Berkshire brand. Nathan Smith and his scandal plagued SSK Communities for example, has such ties to Clayton Homes and 21st Mortgage. Nathan Smith’s SSK Communities has the distinction of having earned an “F rating” from the third-party Better Business Bureau (BBB).

 

2018-09-26_0939BBBSSKCommunitiesLogoNathanSmithPhotoManufacturedHomeLivingNewsThirdPartyLogo

In fact, among the current or past MHI chairman, you have to go back to the tenure of Don Glisson Jr., President of Triad Financial Services, to find one that didn’t or doesn’t have a serious allegation and/or scandal attached to them.  Joe Stegmayer, for example, is under a cloud of an SEC subpoena, and was a former Clayton Homes division president. By contrast, have you heard of any scandals attached to any recent MHARR elected chairmen?

 

ManufacturedHousingInstituteMHIBoardofDirectors1242018DailyBusinessNewsMHProNews

 

Increasingly people inside and outside of our part of the affordable housing industry are realizing that where there is smoke, there is a likely fire.

When you follow the evidence of Buffett’s money trail, some of his gifts have flowed to the Tides Foundation and onto such as groups as:

Those in turn have been cited or published reports, protested, or objected to the behavior of Clayton Homes, their sister firms in MHVille, and/or protested at an MHI event.

 

NovoFoundationWarrenBuffettTidesFoundationFundsMHActionManufacturedHousingIndustryDailyBusinessNewsMHProNews

 

In a video posted above, it is a former Clayton team member who is pointing their finger at Clayton Homes in their own Knoxville metro hometown media.  Ouch.

The feds have been investigating Clayton and others tied to them in manufactured housing for at least two years, and our sources tell us that their investigations are ongoing. Would the Feds waste the time on a company if there were no evidence?

Maxine Waters (CA-D) and 3 other Democrats have charged Clayton with racism, predatory lending, and with being a ‘near monopoly.’

So, with that brief background, the following envelopes comes in the mail, anonymously.  Bear in mind the first envelope below included an  unsigned letter from someone that identified themselves as clearly acting on behalf of MHI.

What’s inside the next set of envelopes are personal, family matters. Have you ever done something personal that may or may not be bad, but would require some explanation, otherwise it might be briefly embarrassing?  Have you or anyone you know ever squabble with family?

These matters involved legal disputes within our publisher’s family, dating back some 23 years ago. Who cares?  Besides, L. A. ‘Tony’ Kovach won, won, and won. As in, Tony Kovach won judgments and was not guilty of any alleged wrongdoing.

The first envelope that follows was sent from a self-identified MHI ally.  The envelope as you can see was hand-written. Big mistake. A letter inside that came with a packet of documents, and was turned over to federal investigators.   As noted, the cover letter was from someone supportive of MHI, and who opposed our MHProNews exposes about them.  Do we want such tactics used against a free press?

 

EnvelopeMailedApril2017imageCreditMHProNews-

Scanned copy of envelope mailed to MHProNews, received on Friday April 9, 2017.  Misusing the U.S. Mail is a federal offense.

 

The Daily Business News on MHProNews reported on the above last year.  Following that 2017 report, there was a pause in such an anonymous letter.  That pause ended during basically the second half of this year (2018). Among those new anonymous letters since that resumption are a new series of letters and their contents, which the 6 shown below (see the dates shown).  Those letters were produced by using a printing device, and we won’t go into much more detail, because federal investigators are on this matter too.

 

2018-12-16_1547TimWilliamsKevinClaytonRichardDickJennisonLeslGoochNathanSmithLATonyKovach#NettlesomeThingsEnvelopesDialyBusinessNewsMHproNews

Misusing the U.S. Mail is a federal offense.

 

The Offer to Claytons, Berkshire Brands, & MHI

There is a big fish to catch, one that lacks transparency, and it debatably isn’t MHProNews or MHLivingNews, as we are not trying to monopolize manufactured housing.

That said, we’ll make a deal – an offer to Kevin Clayton, Tim Williams, Richard ‘Dick’ Jennison, Lesli Gooch, et al should take us up on.

  • Appear on stage with our publisher at the upcoming Louisville Manufactured Housing Show, with third-party media and an array of video cameras to record the entire matter.
  • Our publisher will explain on camera in under 2 minutes the contents of these purported distraction and smear tactics envelopes, after Kevin Clayton and Tim Williams explains to the audience and the video cameras their Smoking Gun letters from 2010, the issues around “the Moat” video, and the undisclosed item related to the GSEs and their new class of homes initiatives.
  • Also, let Richard ‘Dick’ Jennison and Lesli Gooch explain on camera after Kevin Clayton and Tim Williams has spoken questions about the GSEs and the so-called ‘new class of homes’ related concerns. Because, the GSE “Duty to Serve” lending isn’t currently being made available for the least expensive manufactured homes, as the Housing and Economic Recovery Act (HERA 2008) arguably required.  Plus, let that pair from MHI answer questions regarding their multi-year Preserving Access effort. For example, why MHI PAC Chair Nathan Smith’s wife supported an opponent to candidate Rep. Andy Barr – when Barr has faithfully supported the Preserving Access to Manufactured Housing Act.
  • Then, let Jim Clayton explain why he supported the opponent of Rep. Marsha Blackburn for the U.S. Senate, when Blackburn was a loyal MHI supporter for Preserving Access.
  • After those three sets go first, Tony will gladly in under 2 minutes explain the guts of the distraction tactics they are trying to use against him and our trade media.  Then, let them all question and cross-examine each under. Let their be transparency in public and on camera.

 

Are those named up for it?  LifeStyle Factory Homes reserves to right to call as witnesses for such a media/video session those who have said off-the-record precisely how the Claytons, 21st, MHI or others have purportedly attempted to drive others of out of business, or force them into selling for less.  There are also others who have reported to us having under-handed tactics against them too.  After the first round of discussions suggested in the bullets above is complete, let let those who claim to be victims of MHI, Clayton or one of the other Berkshire brands take a microphone and tell their stories on video too.

In short, let’s have a robust, transparent discussion.

HowardWalkerPhotoELSViceChairmanManufacturedHomeCOmmunitiesManufacturedHousingInstituteExecCommitteeMemberQuoteTransparencyMHProNews

Thoughtful words, worth pondering. See the story, linked here.

 

Over the Target

L. A. ‘Tony’ Kovach has cited the axiom, “You aren’t taking flak unless you are over the target.” These anonymous documents from decades ago aimed at Tony, are arguably because Clayton’s ‘image’ efforts, and the latest MHI self-promotion video are distractions and/or fig leaves from the real issues that have kept manufactured housing snoring when it should be roaring.  Clayton has consolidated roughly half of the industry since 2003, using a variety of strategies that Warren Buffett broadly calls “the Moat.”

 

ManufacturedHousingSHipmentsBloombergQuintFactoryBuiltRebuidRecoveryDailyBusinessNEwsMHproNEws

Ask yourself, why the GSEs aren’t supporting all HUD Code manufactured homes, which is the most affordable permanent housing available – instead of only supporting only the far more expense Clayton backed ‘new class’ of manufactured homes?

Every one of the tactics described herein or previously has reportedly been attempted or used on others, per those who have told MHProNews.  Some of those relating their personal stories about Clayton, MHI, et al shared them face-to-face. Others have via phone, message, etc.

Perhaps most significantly, if federal investigators are taking such concerns seriously, maybe more in media, public officials, MH industry professionals, and investors should too?  Don’t forget what is said on those third-party and mainstream video, further above. You don’t have to take our word for it, because we’ve laid out the facts, evidence, and the money trail.

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Submit confidential or on-the-record news tips, or comments at this linked email mailto:iReportMHNewsTips@mhmsm.com

Why is there a growing affordable housing in crisis?  Call it a rigged system, manipulation, and/or corrupt practices.  That’s this morning’s “News through the lens of manufactured homes, and factory-built housing,” © where “We Provide, You Decide.” © ## (News, analysis, and commentary.)

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SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

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Did MHProNews Miss This? MHI Insider News Tip – Following Evidence, Money

October 24th, 2018 Comments off

 

FollowingEvidenceMoneyManufacturedHousingInstitutelogoMHIlogoManufacturedHousingIndustryMHProNews

What a message that arrived at MHProNews HQ.

 

 

It said this.

Tony [MHProNews’ publisher], I’m wondering if you missed it.  You’ve [MHProNews] done articles lately on billionaires, Democrats, and of course on MHI [Manufactured Housing Institute]. I’m conservative [said the message], but my colleagues and I give to Democrats.  We are members of MHI too. Think of Democrats and MHI as protection rackets. That’s the bottom line.”

 

Wow.  And ouch.

Sources in California have pointed to something similar.

Per those sources, manufactured home industry professionals are giving to Democratic candidates there, not because they necessarily believe in them or their policies.  Rather, it is because they want access, after an election.

Manufactured Home Resident Group President Cautions Against MHAction, Surprising Background Reveal to Manufactured Housing Action

 

Publisher L. A. ‘Tony’ Kovach said, “We value feedback, input, and news-tips – especially those tips that come with documentation or evidence of a claim. That said, while we [MHProNews] could have expressed it differently, MHProNews has published similar points to those of the professional who sent the message.  Nevertheless, it is a useful insight – and appreciated – as it underscores concerns we’ve been publishing, and gives us an opportunity to clarify the concerns that pro raised.”

There are certainly various reasons why some company or person gives to a certain PAC, and/or candidates.  The following graphic is from NBC News.

 

MidtermsPrimaryFundraisingNBCNewsDailyBusinessNewsMHProNews_001

 

For example, MarketWatch did a run-down of how certain CEOs – including Warren Buffett – have used their campaign donations, to support candidates from this or that – or both – political parties.

 

PartisanBigSpendersDailyBusinessNewsMHProNewsMarketWatch

The two charts above reflect why MHProNews curates from a variety of sources. MarketWatch apparently wanted to use select data to make it appear that Republicans are getting more donations, but in fact the majority of campaign contributions are going to Democrats.

MarketWatchBigCompanyGivingByPartyDailyBusinessNewsMHProNews

 

As MHProNews revealed recently, resident community group members often mistakenly believe that Democrats are the party of and for the poor.  But the data reflects what is shown on this page, and from the linked related reports.  Democrats have become the party of big money.  They are also often the party of purported monopolistic ‘moat builders.’

 

BillionairesWhoGivesDemGOPRepForbesTenRichestInAmericaDailyBusinessNewsMHProNewsPolticalTendencies

7 of the top 10 billionaires lean Democratic, per published data.

 

As MHProNews exclusively reported, key MHI members have backed Democrats in opposition to candidates that carried water for MHI on Preserving Access to Manufactured Housing. See the related reports, below.  That’s “News through the lens of manufactured homes, and factory-built housing,” © where “We Provide, You Decide.” ©. ## (News, analysis, and commentary.)

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To see a sample of our emailed news update, click here. To sign up for the factory-built home industry’s #1 headline news, click here or the graphic above.

2) To pro-vide a News Tips and/or Commentary, click the link to the left. Please note if comments are on-or-off the record, thank you.

3) Marketing, Web, Video, Consulting, Recruiting and Training Re-sources

SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

 

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New National Manufactured Housing Association Makes Its Appeal to Industry Members

 

 

Clayton’s Denial, But Mainstream News Reports Ongoing Federal Investigation of Manufactured Housing Industry Giant

October 23rd, 2018 Comments off

ClaytonsDenialButMainstreamNewsReportsOngoingFederalInvestigationManufacturedHousingIndustryGiantDailyBsuinessNewsMHProNews

MHProNews was alone in Manufactured Housing independent professional’s trade media in reporting last year that four Democratic leaders – including Maxine Waters and current DNC Vice-Chairman Keith Ellison – had asked for the Consumer Financial Protection Bureau (CFPB) and the Department of Justice (DOJ) to investigate discrimination charges against minorities.

 

Then in May 2018, the Seattle Times further reported that federal investigations were ongoing.  MHProNews had independent confirmation of other federal investigations of Clayton Homes and their affiliates.

More recently, Tennessee-based news media spotlighted the ongoing charges, which Clayton Homes formally denied.

In their statement to WATE 6 On Your Side, Clayton said in a written statement:

Over its 60 year history, Clayton Homes has built a culture of compliance and does not tolerate discrimination of any kind in its interactions with customers. We value working with federal and state agencies to improve processes and ensure all regulatory requirements are met and our customers are protected and treated fairly. Last year, our lenders were the subject of more than 40 routine agency examinations resulting in no fines.”

That last part may be true. But it logically begs the question, what about the cases that sparked the investigations against Clayton Homes and their affiliated lenders to begin with? Isn’t Clayton’s answer at least a partial dodge?

 

 

Warren’s and Charlie’s Statements on Clayton

Warren Buffett is the well-known Chairman of Berkshire Hathaway, which owns Clayton and their manufactured housing lending units. Buffet has defended Clayton’s lending practices, saying loan rates have more to do with credit scores, income, job history, and whether the customer owns land, not on their race.

Does that mean that every single transaction gets handled perfectly? No,” Buffett said in an interview with CNBC in 2016.  Nor did Buffett address internal documents from Clayton referenced by The Seattle Times report that pressured Clayton managers into pushing borrowers into higher cost loans than they may have otherwise qualified for, see the graphic below.

 

VanderbiltMortgageFinanceLogoClaytonHomesLogoVanderbiltClaytonChargesMinoritiesMostMoneyManufacturedHousingIndustryDailyBuisnessNewsMHProNews

 

As MHProNews has also previously reported, CNN in an interview with Vice Chairman Charlie Munger reported Munger making a similar admission. Munger said that someone, somewhere had no doubt likely done something wrong.

 

 

Put differently, while denying the notion, aren’t both Buffett and Munger admitting that certain practices were wrong?  Don’t Buffett and Munger thus belie Clayton’s denial?

A former Clayton sales employee has described certain “tactics” that he felt were inappropriate, high pressure, and deceptive. That should be part of a planned upcoming ‘Inside Clayton’ exclusive report on MHProNews.

Related to these reports is a new allegation that has surfaced from within the Manufactured Housing Institute (MHI) staff and members, which will also be explored in a planned upcoming report.

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To report a news tip, click the image above or send an email to iReportMHNewsTips@mhmsm.com – To help us spot your message in our volume of email, please put the words NEWS TIP in the subject line.

 

Suffice it to say for now, that Jim Clayton’s support of a high-profile Democrat – in opposition to a historic supporter of MHI requested issues in Washington, D.C. – has troubled some in manufactured housing industry circles.

Jim is the founder of Clayton Homes and Clayton Bank. Where is that loyalty that the Clayton organization speaks about, with respect to Representative Marsha Blackburn (TN-R)? Why are they supporting a man when they could a loyal woman, in the #MeToo era?  See that under related reports, further below the byline.

Why is Clayton joining Buffett, George Soros, and other deep pocket Democratic billionaires in opposing the Trump Administration agenda of more jobs, higher incomes, lower taxes, and fewer job-and-business killing regulations?

ICYMI or need a refresher, see the related reports, further below.

Then ask yourself too, why is no one else in manufactured housing trade media covering these controversial topics, that arguably impact the public image of the industry, save MHProNews? Then look at who is sponsoring those others, and ask yourself if Clayton and MHI ad money is buying the silence of certain MH bloggers, SECO, and MH trade publishers?

Note that Clayton and MHI were previously given an opportunity to respond to these issues, and each declined comment. If they do so later, we can update readers. “We Provide, You Decide.” © ## (News, analysis, and commentary.)

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MarketWatch Reports Warren Buffett’s Midterm Campaign Contributions

October 19th, 2018 Comments off

WarrenBuffettKevinClaytonPhotosClaytonHomesBerkshireHathawayBuffettCampaigncontributionsReuterMHProNews

According to research published by MarketWatch, Warren Buffett, Chairman of Berkshire Hathaway, has given 100% of his campaign contributions to Democrats during the 2016 election cycle.  Berkshire has numerous manufactured housing brands, such as Clayton Homes.

 

Company executives often steer clear of any appearance of partisanship, in large part because they don’t want to alienate customers and investors who back the other side,” said MarketWatch.

WarrenBuffettMarketWatchGivingIn2018CampaignDemocrats

 

About 100 CEOs whose companies are components of the S&P 500 have been willing to fly a markedly Democratic or Republican flag in their political giving as individuals during the current election cycle,” said that source.

Because of so-called ‘dark money,’ interlocking directorates, and the like, it can be difficult to ‘follow the money’ when it all of the donations that flows from wealthy individuals, and finds their way into campaigns or activist causes.

DarkMoneyDefinedYourDicitionaryDailyBusinessNewsMHProNews

 

Contrary to what MarketWatch said, Buffett’s political leanings has been rather open for years.  He was a strong supporter of Barack Obama, and Hillary Clinton campaigns too. He denounced Donald J. Trump in several campaign events with Secretary Clinton, but toned it down after Mr. Trump became the president elect.

Jim Clayton, founder of Clayton Homes and Clayton Bank, is among those in MHVille who like Buffett, have deep ties or sway over the Manufactured Housing Institute MHI, who are supporting Democratic Senate and other candidates.

“He’s Lying,” Campaign Insider Video – “Don’t Do Politics?” Tell Jim Clayton, Phil Bredesen, and Marsha Blackburn, Preserving Access to Manufactured Housing Act Supporter

 

Andy Barr has been called a champion of the industry, and Marsha Blackburn supported MHI’s bills too.  So why were these loyalists apparently betrayed by MHI’s power players? By contrast, President Trump has specifically supported these candidates.  Note that it was POTUS Trump, not then President Obama who signed S 2155, that gave manufactured housing some regulatory relief.  And note too that it was former POTUS Obama, that put Dodd-Frank and the CFPB on the necks of manufactured housing, when realtors and the RV business escaped similar challenges.

Was Manufactured Housing Advocate Congressman Andy Barr Backstabbed?

 

Note that MHProNews editorially acknowledges the right of any citizen to use their money in any lawful or moral manner. But part of the concerns being spotlighted here is the industry professionals are being told that MHI is supporting lower regulations.  In fact, in various key races, there has been support for those who would vote for higher regulations, or roll backs of tax cuts, or other anti-growth agenda items championed by President Trump.

PhotoCollageElizabethWarrenHillaryClintonBarackObamaWarrenBuffettDailyBusinessNewsMHProNews

Rephrased, aren’t MHI’s big money players being duplicitous?  Didn’t Tim Williams say that the biggest threat to the industry was the progressive agenda that Jim Clayton, Warren Buffett, Nathan Smith and others are supporting?

 

VicePresidentMikePenceWifeKarenHandOverHeartPledgeColts49ersGameWashingtonTimesDailyBusinessNewsMHProNews

Notice. One can agree with 21st Mortgage CEO and prior MHI Chairman Tim Williams’ presentation, from which the slide above was taken with permission, while still questioning how it came to be that Williams was being intellectually at odds with Berkshire Hathaway Chairman, Warren Buffett. To see all of William’s informative slides, click the graphic above. http://www.MHProNews.com/industry-news/industry-in-focus/is-tim-williams-21st-mortgage-ceo-mhi-chair-at-odds-with-berkshire-hathaway-chairman-warren-buffett

 

Watch for a special report Saturday.  ICYMI or need a refresher, see the related reports, further below.  For those who find it a concern that MHI claims to be fighting regulations, while key power players are giving to those who want higher taxes and more regulations, this is your fact-based follow the money wake-up call. That’s this evening’s “News through the lens of manufactured homes, and factory-built housing,” © where “We Provide, You Decide.” © ## (News, analysis, and commentary.)

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“He’s Lying,” Campaign Insider Video – “Don’t Do Politics?” Tell Jim Clayton, Phil Bredesen, and Marsha Blackburn, Preserving Access to Manufactured Housing Act Supporter

October 16th, 2018 Comments off

 

HesLyingCampaignInsiderVideoDontDoPoliticsJimClaytonPhilBredesenMarshaBlackburnPreservingAccessManufacturedHousingActSupporter

There are some messages that come in to our offices that suggest that MHProNews ‘not do politics.’

 

Please tell that to highly engaged in politics manufactured housing industry and lending professionals, such as Jim Clayton.

 

It’s just politics.” “We don’t say that out of these walls,” are just some of the quotes from former Gov. Phil Bredesen Democratic Senate hopeful’s staff.

In an undercover video, the Bredesen staffers say that their candidate is lying about Bredesen’s true positions, trying to court moderate and GOP voters.PhilBredesenGaveBigBucksHillaryTennesseeStarDailyBusinessNewsMHProNEws

When it comes to money and politics, it often makes for strange bedfellow.

Raja and Michelle Jubran, and Jim Clayton are co-hosting a fundraiser for Phil Bredesen,” said the Tennessee Star.

Victor Ashe follows politics in Tennessee, and he reported recently that “Other well known Knoxvillians on the Bredesen committee include businessman Jim Clayton…”

POTUSTrumpSlamsPhilBredesnDemSenateCandiateNancyPelosiChuckSchumerVSDailyBusinessNewsMHProNEws

Will Steward, a field organizer for the Bredesen campaign is caught on camera saying that “…once Phil actually gets to the Senate, he’ll be a good Democrat.”  Project Veritas has multiple videos like this one, not only with Bredesen, but with other Democrats who are saying one thing to the public, but behind the curtain, have other plans.

 

 

The Daily Business News on MHProNews recently spotlighted this specific campaign, because the President of the United States (POTUS), Donald J. Trump went on the stump for Congresswoman Marsha Blackburn.

Representative Blackburn, as will be noted below, has been faithful to several manufactured housing industry efforts requested by MHI.

Taylor Swift blasted Blackburn and endorsed her opponent, former Tennessee Governor Phil Bredesen.  But apparently the support of President Trump has given Blackburn an edge in the race to replace Senator Bob Corker (TN-R), who decided not to run for re-election.

Performer Taylor Swift, HUD Code Manufactured Homes, Manufactured Housing Institute (MHI) PAC Donations, and 2018 Midterms

 

Betraying Blackburn, Another Manufactured Housing Supporter?

Open Secrets and VoteSmart both report that Congresswoman Marsha Blackburn has been a multiple year supporter of the Manufactured Housing Institute (MHI) backed Preserving Access to Manufactured Housing Act.

Representative Blackburn also voted yes on S. 2155.  One would think that loyalty alone would cause MHI’s power players to stick with their proven supporter.

But based on mainstream media and election filing reports, that doesn’t appear to be the case.

So why are ‘the powers that be’ behind MHI funding Blackburn’s opponent, Bredesen?  Why did they do something similar to manufactured housing advocate, Andy Barr?  ICYMI, or need a refresher, see that report at the link below.

Was Manufactured Housing Advocate Congressman Andy Barr Backstabbed?

The Project Veritas undercover video report above exposes Tennessee staffers from Bredesen’s U.S. Senate campaign revealing the Democrat’s willingness to court moderate voters through deceit or outright lies.

FollowThe MoneyPayMoreAttentionToWhatPeopleDothanwhatTheySaySpySea72MartyLavinYachtManufacturedHousingINdustryProMHProNews

Ask yourself. Do these Marty Lavin dictums apply in this case?

This was especially evidenced by Bredesen’s recent statement suggesting he would, if he was already in the Senate, vote to confirm now Supreme Court Justice Brett Kavanaugh. The Kavanaugh confirmation process is a rallying cry for Democrats and Republicans in alike in the 2018 contents.  But some pundits are saying that the anti-Kavanaugh protests and theatrics has given GOP supporters renewed energy.

The Knoxville News Sentinel, per the Nashville Post, noted Victor Ashe’s report that “….Jim Clayton of Clayton Homes are hosting a $1,000-per-person event for Bredesen.”

Why is Jim Clayton, the founder of Clayton Homes and Clayton Bank, supporting an anti-Trump agenda opponent?

Jim Clayton told MHProNews after the 2016 election that he was pleased with builder and media mogul Donald J. Trump’s victory.

Uncertainty is the Only Known!

If so, then what has happened to Jim Clayton’s support of the Trump agenda since then?

Don’t miss the related reports, further below. And stay tuned, as we continue to follow the money, track and report the various maneuvers that are taking place in the background.

These reports are drawing thousands of industry professionals. Why?  Will MHI tell you these facts?

No one else in the manufactured housing industry’s trade media follows the money, facts, and evidence like the Daily Business News on MHProNews.

The takeaways are many.  One purportedly is that those who support the Trump agenda of lower taxes and regulations better keep a close eye on MHI, and vote in the midterms.  Keep in mind the related reports, that reveal a similar pattern for others that had been faithful to MHI in D.C., but are nevertheless, getting the Andy Barr-Marsha Blackburn treatment.

That’s this morning’s “News through the lens of manufactured homes, and factory-built housing,” © where “We Provide, You Decide.” © ## (News, analysis, and commentary.)

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Performer Taylor Swift, HUD Code Manufactured Homes, Manufactured Housing Institute (MHI) PAC Donations, and 2018 Midterms

October 10th, 2018 Comments off

 

TaylorSwiftGetsPoliticalHUDCodeManufacturedHomeManufacturedHousingInstituteLogoMHIPACDonation2018MidtermsMHProNews600

That featured photo above, posted on Instagram, is mega-star Taylor Swift next to an apparent HUD Code manufactured home.  Interesting.

 

In this past week, Swift came out against Representative Marsha Blackburn, (TN-R), favoring her Democratic opponent instead.

TaylorSwiftWikipediaSingerSongwriterPerformerDailyBusinessNewsMHProNews

Following a POTUS Trump Rally, Blackburn has surged, with now polling showing her ahead of Tennessee Democrat Phil Bredesen.  Blackburn was trailing Bredesen in early September.

The video discussion below tees up Swift’s statement.

 

Here is Swift’s tweet shot round-the-world.

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It is worth noting that Fox News reported 5 hours ago that the “politically charged” American Music Awards (AMA) ceremony – that featured Swift – plummeted 29 percent.

 

 

How Important Is the Swift Endorsement?

Certainly, political endorsements are coveted prizes by politicians, and have been for generations.

ManufacturedHousingAssocRegulatoryReformJOINMHARRbani-200x200

Click here or on the graphic above to learn more, which is not connected to this report.

That said, scores of Hollywood stars came out in 2016 to support former Secretary of State Hillary Clinton (D) in her Democratic run for the White House.  The world knows the result, Clinton won the popular vote because of heavy population states like New York and California, but lost the Electoral College vote to Donald J. Trump  – which actually decides the election – by a wide margin.

The Swift dip in the AMA rating may be a clue too.

That endorsements matter is clear from the fact that President of the United States Donald J. Trump has endorsed Blackburn. The Tennessee representative rose, and recent polls suggest she passed the Democratic contender’s prior lead.

What’s fascinating is that the Clayton’s are, per some mainstream media sources, supporting the Democrat, Phil Bredesen. See the screen capture, below.

ClaytonHomesLogoJimClaytonCampaignContributionPhilBredesenVsMarshaBlackburnDailyBusinessNewsMHProNews

It’s October. 4 weeks to the election. Voters are tuning in.

 

The Manufactured Housing Institute (MHI) has previously had toe-in-the-water to modest support for Marsha Blackburn (TN-R).

 

ManufacturedHousingInstituteLogoMHIPAClogoDailyBusinessNewsMarshaBlackburnPACcontriibutionsMHProNews

 

The seat begin vacated is Senator Bob Corker (TN-R), who was considered by Team Trump as a possible VP candidate, but the nod went to VP and now former Indiana Governor Mike Pence. Corker has periodically taken shots at POTUS #45, and President Trump has returned those favors.

President Trump, CBS News, A Vote For Marsha Blackburn is a Vote For Me – Tennessee Rally

 

Congresswoman Marsha Blackburn Speaks at Trump MAGA Rally in Johnson City, TN


This will be part one of a two-part report.  Watch for a surprising twist on this story.  “We Provide, You Decide.” © ## (News, analysis, and commentary.)

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Clayton, FB Cleared, Regulatory Approvals

July 7th, 2017 Comments off
ClaytonFBClearedAdvancingFBHoldingClaytonBanksFairUseDailyBusinessNewsResearchMarketsDataReportsMHProNews

Logos for each firm are provided under fair use guidelines.

FB Financial Corporation, a holding company of FirstBank, announced that all regulatory approvals have been received with respect to FirstBank’s proposed acquisition of Clayton Bank and Trust and American City Bank.

In a media release, MHProNews has been informed that, Christopher T. Holmes, FB Financial’s President and CEO stated, “We are excited to have received all necessary regulatory approvals for our pending acquisition of the Clayton Banks which we expect to close at the end of the month. The cultures of the banks have complemented each other even better than we expected. Both the Clayton and FirstBank teams have been working hard to ensure a smooth integration of the companies.”

As previously reported in the Daily Business News, Jim Clayton told MHProNews about his enthusiasm over the deal. Clayton Bank is heavily involved in manufactured housing, as the link here demonstrates.

Numerous Clayton loans involve manufactured homes and communities.

Jim (Ayers @ FirstBank) and I have been great friends for decades and have a lot in common, including being from rural West Tennessee,” said Clayton to MHProNews publisher, L. A. “Tony” Kovach.

The following information, is per their news release.

ABOUT THE CLAYTON BANKS

Clayton Bank is headquartered in Knoxville, Tennessee and has assets of approximately $885 million. The bank has 13 branches across its markets in Knoxville, Jackson, Oakland, Covington, Henderson, Lexington, Friendship and Cookeville, Tennessee.

American City Bank is headquartered in Tullahoma, Tennessee and has assets of approximately $314 million. It operates five branches in Tullahoma, Manchester, Lynchburg and Decherd, Tennessee.

Jim ClaytonrightLATonyKovachleftPhotocreditMHProNewscom

Jim Clayton, right. L. A. “Tony” Kovach, left – in a 2017 photo. Photo credit, MHProNews.com

ABOUT FB FINANCIAL CORPORATION

FB Financial Corporation (FBK) is a bank holding company headquartered in Nashville, Tennessee. FB Financial operates through its wholly owned banking subsidiary, FirstBank, the third largest Tennessee-headquartered bank, with 45 full-service bank branches across Tennessee, North Alabama and North Georgia, and a national mortgage business with offices across the Southeast. FirstBank serves five of the largest metropolitan markets in Tennessee and has approximately $3.2 billion in total assets. ##

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4 and 0 – Special Elections and Manufactured Housing – Clayton, Connor, Hamilton

June 29th, 2017 Comments off

SpecialElectionGOPDemsSpecialElectionMHProNewsI don’t care whether you are a liberal, conservative, independent or something else – the bottom line with this year’s [2016 presidential] election was simply more of the same or something new, different or unique,” said Tim Connor, CSP.

Jim Clayton told MHProNews that “my thinking is increasingly optimistic and tends to align with those Republican leaders who are creatively saving-face while migrating back to the fold – and to PresidentDonald the Disruptor.”

But reading or watching much of the mainstream media makes it clear that many feel differently than Clayton’s founder or those who support the “Donald the Disruptor” agenda. #Resistance, insults to the president, his supporters and our industry from those like Keith Olbermann – reported here – have been headline news.

Georgia 6, MSM and MHVille

For several months, the mainstream media (MSM) covered the run-up to the Georgia 6th district special election.

KarenHandleJonOssoffGA6thManufacturedHousingIndustryNewsMHProNews

Karen Handel and Jon Ossoff, photo credit, Britany Photos, provided under fair use guidelines.

Republican Karen Handel won Georgia’s special election on Tuesday, June 20th.  That win kept in the GOP 4-0 vs. Democrats in the post-inauguration special elections.  The race pitted Handel – who emerged from a crowed Republican field – to defeat a young, appealing-to-many Democrat, Jon Ossoff.

While manufactured housing is far from a homogenous group politically, informal surveys have suggested that the professionals in the industry tend to favor President Donald J. Trump’s agenda.

A New York Times survey pre-election in 2016 indicated that most “mobile home” [sic] residents also tended to favor Trump.

DefiningSICinJournalismDailyBusinessNewsMHProNews-comBoth MHI and MHARR have officially welcomed the Trump Administration, notably on areas where regulatory roll backs, pro-growth business policies are being advocated and advanced.

MapGA6CongDistrictNAtlantaManufacturedHousingIndustryDailyBusinessNewsMHProNews653

GMHA – the View of Handel-Ossoff from GA 6th

jay-hamiltong-executive-director-georgia-manufactured-housing-association-gmha-posted-mhpronews-com1-1

Jay Hamilton, Executive Director, Georgia Manufactured Housing Association (GMHA).

The New York Times and the DNC [Democratic National Committee] decided to take this election and show Trump was such a poor President that even a Moderate Democrat could win in a typically Republican suburban district north of Atlanta. Trump only carried the 6th District by 2% because this district has been slowly shifting toward the Dems for the last few years,” said Jay Hamilton, Executive Director for the Georgia Manufactured Housing Association (GMHA), to MHProNews.

All the [pre-election] polls showed Ossoff winning by a few points,” said Hamiliton, “but as it [the race] tightened up, the polls never [properly] reflected the change.”

Hamilton pointed out that record sums were spent, most of it from out-of-state. He noted the appeal of Ossoff and that he had many of the qualities that might have won Democrat.  “They were millennial hunting,” he with Ossoff, he said, trying to get someone who sounded fiscally conservative but socially liberal.

The GMHA exec recalled that “Handel is a very vocal opponent to abortion due to her devout Christian faith,” adding – “she left as Vice President the Susan Koman Cancer Foundation in a stink because she was encouraging them to not fund Planned Parenthood…” Hamilton noted one of the key errors in the Democratic strategy.

The “DNC made a huge deal out of how important this election was to them. They should have kept that to themselves. [They] Kept bragging about Trump was going to hand this to them. This brought out all the Republican voters as well as the Dems who voted for Trump to vote against DNC.”

Hamilton detailed several tactical and strategic errors the Democrats made, including: “They ran a candidate who could not vote in his own district that he was running in. He lives two districts a way.  Bad, Bad, Bad move as [POTUS] Trump would say.”

FactoryBuiltHomesManufacturedHomeFromGMHAWebsiteManufacturedHomeProNews

Screen capture from GMHA website, shown under fair use guidelines.

What this leaves the DNC with is an 0-4 record, in some cases after having spent huge sums of money in a local race.  Early estimates for this GA6 contest indicate it was the most money ever spent on a congressional race.  Hamilton tells MHProNews to expect to see more of Ossoff in the future, as this is the kind of candidate the DNC is looking to win with.

NBC News’ Chuck Todd has said that while the president doesn’t have a clear majority, he does have a clear polarity of voters, describing his followers a the biggest thing out there in politics today.

Michael Bloomberg – who has considered an independent run for the White House and leans left – has stated that at this point, President Trump is well on his way toward re-election in 2020.

But the current GOP in the House and Senate may – or may not – fare as well, unless they get some key legislative items like a publicly acceptable repeal and replace ObamaCare, and tax reform done.

Democrats are still trailing in fund-raising, so given a mixed mood about the Congress, a plurality for the president and the DNC in disarray, the next 18 months are up for grabs. ##

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Constraints on New Home Construction – Is MH the Answer?

March 14th, 2017 Comments off
ConstraintsonNewHomeConstructionIsMHtheAnswercreditClarkCountyHomeBuilders-postedtothedailybusinessnewsmhpronewsmhlivingnews

Credit: Clark County Home Builders.

New data from Redfin shows that more consumers than ever before are in the market for a home.

While sales are picking up, new home construction is well below levels prior to the recession of 2008.

Could manufactured housing be the solution?

According to National Mortgage News, there are key factors that limit new home construction.

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Credit: National Mortgage News.

 

Rising Land Costs are a factor, as many homebuilders who where able to grab empty lots as land prices tanked during the recession. They got a great deal and have built on the land, which is significantly more expensive now that it was just a few years ago.

Severe Labor Shortages are hurting the construction industry badly, with 184,000 construction jobs nationwide left unfilled. As the Daily Business News covered recently, a poll conducted by the National Association of Home Builders (NAHB) revealed that 76 percent of builders indicated cost and availability of labor as their major problem. The poll concludes that the anticipated construction labor shortage could cripple the improving housing market.

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Credit: National Mortgage News.

There are currently 184,000 open construction sector jobs,” said Robert Dietz, chief economist at the NAHB.

The rate of unfilled sector jobs has been on the rise and now stands at rates near cycle highs and at levels comparable to the housing boom period. The rising rate of unfilled jobs has slowed the construction sector’s net job growth.

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Credit: Real EstateSyracuse.

The “Renter’s Nation” continues to heat up, as many of the homes that were left vacant during the financial crisis became single-family rentals, and many flock to them to get the home experience, without the cost and restraints.

Credit: National Mortgage News.

Access to Credit is an issue, as it is still very difficult to obtain a traditional home loan, and without buyers for homes, homebuilders have a hard time justifying more home construction.

 

Manufactured Housing to the Rescue?

With all of the challenges facing new home construction, the manufactured housing industry remains a practical and viable solution to making the American Dream accessible to everyone.

Mega successful business people like Berkshire Hathaway’s Warren Buffett, Jim Clayton, founder of Clayton Homes, and ELS Chairman Sam Zell all understand the immense value proposition that manufactured housing provides, with Zell famously being quoted as saying during this interview, “Everyone calls them trailer parks. Pencil head, it’s not a trailer park.

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Credit: MHLivingNews.

For more on manufactured housing being the solution that’s hiding in plain sight, see MHProNews and MHLivingNews Publisher L.A. “Tony” Kovach’s insight into the opportunity linked here. ##

(Image credits are as shown above.)

 

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RC Williams, for Daily Business News, MHProNews.

Submitted by RC Williams to the Daily Business News for MHProNews.