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Foundation for Action as Fannie Mae CEO Put on Notice for Robust Personal Property Manufactured Home Lending

April 17th, 2019 No comments

 

FoundationForActionHughFraterCEOphotoFannieMaeLogoOnNoticeRobustPersonalPropertyManufacturedHomeLendingDailyBusinessNewsMHProNews

Congress, as part of the Housing and Economic Recovery Act of 2008 (HERA), enacted the Duty to Serve Underserved Markets (DTS), a remedial mandate which directs Fannie Mae and Freddie Mac to “develop loan products and flexible underwriting guidelines to facilitate a secondary market for mortgages on manufactured homes for very low, low and moderate-income families.” (See, 12 U.S.C. 4565(a)). In addition, to ensure that the term “mortgages” is not misconstrued to limit the scope of DTS to manufactured home real estate “mortgage” loans, the same section of HERA expressly provides that “in determining whether an Enterprise has complied” with DTS, the Federal Housing Finance Agency (FHFA) “may consider loans secured by both real and personal property.” (I.e., home-only “chattel loans”). (See, 12 U.S.C. 4565(d)(3)).”

 

 

So said Mark Weiss, JD, President and CEO of the Manufactured Housing Association for Regulatory Reform (MHARR) in a letter to Hugh R. Frater, the new Chief Executive Officer (CEO) of Fannie Mae.  As is customary for MHProNews, the quotes from the document shown herein are in bold and brown text, but the phrasing is as in the original, which is linked here as a download.  MHARR’s accompanying press release, is linked below.

 

 

Fannie Mae is one of the Government Sponsored Enterprises (GSEs).  The letter from MHARR to Fannie Mae makes several important points.  But it should also be understood as a possible predicate for other action.  The view from the Daily Business News on MHProNews on this matter is this.  With a FexEx delivered letter, there is arguably reduced ‘plausible deniability’ for a top man at Fannie Mae.

Rephrased, looking at this from a lay view with a legal lens, they appear to be on notice.

But there is more at play here, because there is a broadside shot at the Omaha-Knoxville-Arlington triangle too.

Here is how that is teed up, as MHARR has repeatedly emphasized in DTS implementation comments to FHFA, the Administration, Fannie Mae and Freddie Mac, as well as in congressional testimony, DTS, without market-significant levels of securitization and secondary market support for manufactured home chattel loans, cannot and will not achieve its remedial objectives within the manufactured housing market as mandated by law.”

Weiss’ letter for MHARR goes on to say, that the GSE’s failure “continues to unduly restrict and constrain the market for inherently affordable, non-subsidized manufactured homes (which again, in 2018, failed to reach its historical production benchmark of 100,000 homes per year), while forcing consumers to pay higher-cost interest rates for manufactured home chattel loans due to extremely limited competition and the parallel domination of the manufactured home consumer lending market by a small number of existing lenders, which primarily are subsidiaries of the largest industry conglomerates, such as Berkshire-Hathaway-owned Clayton Homes, Inc. (Clayton).  Fannie Mae obsequiously describes this de facto stranglehold on the manufactured housing consumer lending market as lending that is “somewhat consolidated amongst a small group of prominent chattel lenders.”

 

 

Harm to Consumers and Independent Businesses Caused by Government Sponsored Enterprises

MHARR argues that Fannie Mae – and by inference, Freddie Mac – having failed to follow their Duty to Serve legal mandate harms home owners, prospective buyers, and independent manufactured home industry businesses.

Fannie Mae’s failure to implement DTS in a market-significant manner, with respect to the vast bulk of manufactured home consumer loans, more than ten (10) years after the enactment of that mandate, has caused and continues to cause significant harm to both American consumers of affordable housing and the manufactured housing industry. In particular, this failure has disproportionately impacted – and continues to have its greatest negative impact – on smaller, independent manufactured housing businesses, which, unlike the industry’s largest conglomerates, do not have the luxury or advantage of controlling captive consumer financing subsidiaries or affiliates.”

Readers may recall an applicable quote from Weiss, shown below.

 

MHARRMarkWeissIfCongressHadMeanttheDutytoServeToBeOptionItWouldNotHaveCalledItADutyDefintionofDutyIsMandatoryResponsibilityDailyBusinessNewsMHProNews

 

Meaningless Meetings, the “Illusion of Motion”

The “illusion of motion” is a phrase used from a recent analysis by MHARR that is linked in the quoted phrase above.

It should be noted that Fannie and Freddie are both paying the Manufactured Housing Institute (MHI) to co-sponsor their events.  That raises ethical and conflict of interest questions.  But it also raises questions such as those that follow.

 

  • If MHI has so much clout, as they claim to their members, industry professionals, and prospective members, why is there so little progress toward full DTS implementation?
  • Is Fannie and Freddie paying MHI not to make waves for them, while they slow walk implementation?
  • Cui bono? Who benefits from slow walking the full implementation of DTS?

 

It must be recalled the point that Weiss makes above, namely that the: “extremely limited competition and the parallel domination of the manufactured home consumer lending market by a small number of existing lenders, which primarily are subsidiaries of the largest industry conglomerates, such as Berkshire-Hathaway-owned Clayton Homes, Inc. (Clayton).”

In science, logic, or journalism, one looks at the evidence and applies certain logical ‘tests.’  One of the possible conclusions one can come to is that Fannie, Freddie, MHI and their ‘big boy’ firms have worked to limit lending, to the benefit of Berkshire Hathaway owned finance firms.

By contrast, sources at Credit Human and Triad Financial Services have worked to advance lending by the GSEs, because it would be good for the industry. As a high-level source told MHProNews, it isn’t more profitable for their firm to get the GSEs to do robust chattel and other lending on all manufactured homes, not just the openly Clayton-backed ‘new class of homes.’

Rephrased, it would be misleading to say that everyone in MHI is essentially slow-walking or foiling GSE lending.  There are those working for ‘big boy’ companies that privately oppose the alleged rigging of the system against the interests of consumers and independent companies.

Time will tell what Fannie Mae – or for that matter, Freddie Mac – will do.  We have sources with ties to MHI that say that they expect some modest personal property or chattel lending activity sometime this summer.  But what MHARR is pushing for – as are some others in MHVille – is market significant lending.

The higher rates are often the focus of attacks on the industry by groups such as MHAction, or in that viral video by John Oliver misnamed “Mobile Homes” are often linked back to the lack of lending options that keep rates lower.

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Note that MHProNews continues to periodically reach out to the GSEs or the Omaha-Knoxville-Arlington axis leaders or spokespeople to correct or confirm concerns like those raised.  They’ve maintained their constitutional right to remain silent, which is to be respected, but that also leaves these concerns unchallenged to serious researchers and thinkers.

 

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MHI’s Growth Agenda? Rick Robinson, JD, SVP Manufactured Housing Institute, Preemption Evidence, Writ of Mandamus, and Addressing HUD Code Manufactured Home Shipment Woes

March 6th, 2019 Comments off

 

MHIgrowthAgendaRickRobinsonJDSVPManufacturedHousingInstitutePreemptionEvidenceWritofMandamusAddressingHUDCodeManufacturedHomeShipmentWoes

Ask the typical business professional or sales agent this. Do they want to sell more or less of their product or service?  Do they want more profits, or lower profits? The typical answer will be ‘More, of course.’  The background of this story is the profitable sale of more new HUD Code manufactured homes.  But the foreground of this report is the headline question, because it explains a vital path to achieve the sale of more new homes for the manufactured housing industry.

 

Stating the obvious can clarify an issue.

Journalists routinely are about seeking answers to questions. Associations are about agendas. A reasonable question is, what is an association’s agenda? Not just the Manufactured Housing Institute (MHI), but any association?  How does a specific trade group go about promoting an agenda? Is a trade group or association successful? If not, why not? If so, how so?

Consider these possible goals.

  • Selling more new manufactured homes.
  • Closing more loans.
  • Providing more of the products and services your firm or others in the industry may wish to sell.
  • These are worthy and logical goals – an agenda – for every forward-looking business.
  • They are also logically at the heart of the P.E.P. of every good post-production trade group, with P.E.P = Protect, Educate, and Promote.

Investors in publicly traded companies operating in manufactured housing, may wonder in the wake of the Cavco stock brouhaha, are publicly traded firms in MHVille doing all that they can to maximize shareholder value?  Are some trade groups that a given company supports working toward more growth and profitability, or not?

With the backdrop of those interests, questions, and possible agendas, consider the following facts, quotes, and insights.

 

Rick Robinson, JD

During the 2017 battle in the state of Ohio over their state’s manufactured home regulatory commission, the Manufactured Housing Institute (MHI) Senior Vice President (SVP) and General Counsel, Rick Robinson made an argument on behalf of the industry in that state’s House of Representatives.

That argument included a mention of the federal preemption that HUD Code manufactured housing enjoys. The text of that talk by Robinson is linked here as a download.

It is widely acknowledged, including by MHI, that zoning and related challenges are a concern that is hampering the sales of more HUD Code manufactured homes. This is no secret. It’s been a challenge for many years. MHLivingNews, in an article by award-winning journalist Jan Hollingsworth, linked from the text-image box below, spotlighted that problem some years ago.

 

Local Star Chambers Wage War on Affordable Housing

 

In an interview for that article by Hollingsworth, a Texas retailer told our journalist that zoning and placement issues were a bigger challenge to the industry than Dodd-Frank was at the time.

Pause and ponder that for a moment.  A volume retailer, in the number one state selling for manufactured housing, said that the biggest issue at that time wasn’t fewer lenders or points and fees on manufactured housing loans. The biggest issue wasn’t the MLO rule, which has since been rolled-back as part of the Trump Administration’s deregulatory agenda.

GaryAdamekPHotosFayetteCountryHomesMHLivingNewsMHProNewsThe biggest issue for retailers – per Gary Adamek, of Fayette Country Homes – was zoning and placement related woes.

The Manufactured Housing Association for Regulatory Reform (MHARR) has likewise spotlighted the issue for several years. Indeed, one might say that MHARR fought for this issue over 20 years ago, in the run up to what became the Manufactured Housing Improvement Act of 2000 (MHIA 2000).

 

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Associations in the same industry normally monitor each other’s work. MHI was also part of the process of getting the MHIA 2000 passed into law. So, there is no denying that MHI would institutionally know about federal enhanced preemption.

Furthermore, MHI hired an attorney to attempt to threaten – some might say, attempt to bully – MHProNews, and their attorney said they will be monitoring our website. Okay, it’s a public site for industry professionals. Put differently, MHI stated via said outside counsel that they read what the Daily Business News on MHProNews publishes. We already knew that from a variety of other MHI sources.  But MHI’s contracted outside attorney from Ohio made their close reading of the MHProNews website official.

The point is that there are no common-sense arguments that MHI can make whereby they could claim ignorance of federal preemption, or any lack of knowledge about the enhanced preemption provided under the MHIA or 2000.

Those predicates establishes these facts.  MHI knows about federal preemption, and enhanced preemption.

 

Which brings up the following.

Author Rick’s Book…

Rick Robinson Twitter handle is @authorRick, so tweets about him are at #authorRick. Robinson wrote a book entitled “Writ of Mandamus.” The dictionary defines said writ as follows.

RickRobinsonWritOfMandamusDailyBusinessNewsMHProNews@authorRick#AuthorRick

 

So, attorney and author Robinson knows this infrequently mentioned legal process — the writ of mandamus. Follow the evolving logic, because it is potentially profitable, thus worthwhile, as well as revealing.

How and why? Because properly applied, there is at hand a potent legal tool that already exits that could lead to opening more markets for manufactured housing (MH) sales.  Everyone in the MH industry that benefits from more sales would benefit from the application of the details revealed in this report.

So, MHI should care about using this, and be front and center on this issue, right?

 

Getting a Law Enforced

The passage of a law is normally a multi-year task.  Perhaps sadly, it may then become a challenge to get a law enforced. At least, that has been the experience of the manufactured housing industry on some key pieces of legislation.

Two current and practical examples of that challenge of getting an existing law enforced?

 

  • The Duty to Serve (DTS) Manufactured Housing and underserved markets mandated for the Government Sponsored Enterprises (GSEs) of Fannie Mae and Freddie Mac under the Housing and Economic Recovery Act of 2008 (HERA).
  • The routine enforcement by HUD of the “enhanced preemptionclause of the MHIA 2000. It will be recalled that Arkansas Manufactured Housing Association (AMHA) Executive Director JD Harper has sounded off on the issue of enhanced preemption several times, including here on MHProNews. By contrast to enhanced preemption, HUD vigorously enforces fair housing laws. Where is a similar level of enforcement for the MHIA of 2000 enhanced preemption by HUD?

It should be noted that a source at HUD told MHLivingNews that HUD had a staff attorney who served that agency’s manufactured housing division for years and who per sources routinely declined to enforce that enhanced preemption provision of the federal code. As a side note, the finger pointing at an attorney was not Bill Matchneer, but another lawyer who has since left the agency after several decades there.

Why did that attorney not push HUD’s preemption for manufactured housing hard?

JenniferHallMSmanufacturedHousingAssocDailyBusinessNewsMHProNewsThat’s approaching the heart of the issue.  Note that it isn’t that HUD’s preemption was never enforced, as Jennifer ‘Jen’ Hall from the Mississippi Manufactured Housing Association (MMHA) demonstrated.  See her article about the letter she obtained from HUD regarding federal preemption.  Hall’s commentary on that HUD letter are linked here, with the document from HUD on preemption linked here.

 

 

So, state execs know about federal preemption too.  At least some have previously pushed for the enforcement of said federal preemption.

MarkWeissJDPresidentCEOManufacturedHousingAssocRegulatoryReformDailyBusinessNewsMHProNewsMHARR continues to push for the enforcement of enhanced preemption.  But with the MHIA passed, preemption it is now a “post-production” issue, and MHARR is a production regulatory focused trade group. Thus, what MHARR does now is periodically spotlight the matter, as it falls on state associations and/or MHI to deal with this as a post-production enforcement matter.

There are several states associations where sales volumes are so low that their state trade groups are marginal at best in size and resources. Thus, it falls to Arlington, VA based MHI, which claims to represent “all segments of factory-built housing industry” – including after construction, a.k.a. post-production issues – to seek the enforcement of this worthwhile federal law.

Where is MHI on that potentially profitable effort?

What is the MHI agenda on seeking the robust application of federal enhanced preemption?

These are important questions that demand answers from MHI.  Given months of shipment declines during an affordable housing crisis, what better time than now for them  to answer those questions? The latest data and analysis on the falling numbers for manufactured home shipments are linked from the text-image box below.

 

As Affordable Housing Crisis Rages, New HUD Code Manufactured Housing Shipments Fall, Some States Drop 35-40 Percent

 

So, there are good federal laws that are on the books. Why are those federal laws not being properly enforced?  MHARR in their recent report on the challenges facing new manufactured home shipment levels mentioned as important factors zoning, placement, and DTS.

Those are all post-production topics. So, the spotlight logically falls on MHI.

 

 

MHI and Their Photo Ops with Federal Officials

MHI enjoys touting their connections with high-level officials. Photos ops are shown to their readers, which are presumably supposed to impress their members and demonstrate visually MHI’s self-proclaimed clout.

GotClout-questionmark-GetItHere-MHI-ManufacturedHousingInstitute-postedMHProNews-com-

Beyond networking meetings, how has MHI achieved their own stated claim of clout in Washington, D.C.? Or with cities and states?  MHI was praised for their effort in Ohio, but that was a failed effort. Where is the MHI clout???

 

But there’s an apparent problem with these claims by MHI of their ‘clout.’

MHI has complained at times about zoning and placement that hinders more manufactured housing sales. At least by word, HUD Secretary Carson promised a “new era of cooperation” with manufactured housing at an MHI event. Certainly, Pam Danner was exited from the program – which was achieved in large part by the efforts of MHARR, per the Washington Post.

Did enhanced preemption get raised by MHI at their various meetings with Secretary Carson or other key HUD staffers? If so, to what effect? If the topics were not broached, why not?

In the words of the classic Wendy’s ad, “Where is the beef?”

Or consider Western Communities association executive director Sheila Dey, JD, in her recent Op-Ed complaining about a lack of placement parity in her state. Dey is correct that manufactured housing is a smart option for affordable housing, and she made useful points on the need for that parity in placement.

But why is Dey left pleading with state officials for a state law at all?  Why not make what can be viewed as a more logical plea?  Why isn’t   her trade group and MHI jointly going to HUD, and ask, ‘What’s up with the lack of enforcement of federal preemption for manufactured homes?

Those local zoning issues would arguably vanish, if federal preemption were robustly enforced.  One logical result is that manufactured home sales could soar.

ManufacturedHomeMHShipments1990-2017DailybusinessNewsManufacturedHousingMHProNews600

Note the trend line. Manufactured housing is underperforming. Note the difference between RVs 20 years ago, and MH 20 years ago. MH Is underperforming. No one else has advanced a thesis as logical and compelling. To date, Omaha-Knoxville-Arlington have not even attempted to refute the claims. Will they today?

 

Countering False Narratives Against the Placement of Manufactured Homes

Beyond the preemption law itself, the article linked below outlines compelling facts that explain why it is in the state or local governments’ best interests to push for more affordable manufactured homes.  The report below lays out the logic as to why local and state governments ought to embrace manufactured homes, why it would be an economic boon to them, good for their residents, why it is proven not to harm neighbors values, and thus compliments the legal side of the enhanced preemption argument.

 

 

These realities beg these questions. Why aren’t MHI, Dey, or others routinely raising those points? They apparently know, right? Why not use their best arguments?  Yet as recently as this week, and for weeks on end, MHProNews has spotlighted the fact that the words “enhanced preemption” are not to be found on the MHI website.

 

C:\Users\L. A. Tony Kovach\Downloads\ManufacturedHousingInstituteLogo2019-01-09_1250ManufacturedHousingEnhancedPreemptionSearchMHProNews3.png

Provided under fair use guidelines.

 

How to explain this troubling oversight?  Or is it rather, indicative of what is taking place in Arlington?

OccamsRazorDefinedManufacturedHousingIndustryDailyBusinessNewsMHProNews

 

Occam’s Razor

It is the job of post-production associations to protect, educate, and promote (PEP) solutions to advance their industry.  That PEP mantra is standard fare, according to an executive director of an MHI state affiliate.

So why isn’t MHI:

 

  • Using their self-proclaimed ‘clout‘ to ask HUD to enforce enhanced preemption?
  • If hypothetically HUD refused or declined for any reason to enforce enhanced preemption, then why didn’t MHI’s general counsel ask a court to issue a “writ of mandamus,” to compel the Feds to enforce the law?
  • Since MHI’s staff, general counsel, outside counsel, and numerous – if not all – state associations know about MHARR and our publishing about Enhanced Preemption, then why isn’t the enforcement of enhanced preemption even on MHI’s own website?

Here again is Robinson’s testimony that mentions federal preemption, linked here.

 

Troubling Answers?

There are only a few reasonable conclusions that the facts, evidence, quotes, and logic herein and step-by-step reasoning reveals.

1) Perhaps MHI is inept. Maybe they are too lazy to put articles about enhanced preemption on their website, and maybe they are too unmotivated to actually make the case in Washington, or with local jurisdictions.  That’s a possibility, right?

2) Or, MHI is trying to posture action – what MHARR’s Mark Weiss, JD called the “Illusion of Motion” – performing what seems like activity, while actually keeping the manufactured home industry at lower sales levels.

3) If #2 is true, one must ask, why would MHI work against more growth? Why would MHI fail to use sound legal arguments?

One proposed reason for #3 above that some in manufactured housing have advanced is that lower sales levels reduces business’ values. That in turn allowed Berkshire Hathaway and other corporate consolidators of smaller firms to acquire firms at a “discount.” That’s a Machiavellian charge, but in the light of recent incidents and allegations against Clayton Homes’ threat aimed at a prominent independent, is it unbelievable?

 

“Mobile Home Militia,” Retail/Production Sources, Sound Alarm Against Clayton Homes, CMH, New “Anti-Competitive Practices” Allegation

 

Meaning, is there a hidden agenda at MHI?  If so, is it an agenda that may violate antitrust or other laws, and that violates their advertised claim of representing all segments of factory-built housing?

Inept. Or a hidden agenda. Does either conclusion look good for Arlington, VA based MHI?

As to state association executives, don’t forget what certain executives previously told MHProNews.

 

 

The above concerns raise even more vexing questions.

Why did MHI sound no alarms over the letter and related documentation linked below about 21st Mortgage, Warren Buffett, and the video with Kevin Clayton? After all, MHI claims to represent all segments of the industry, not just the big boys.

 

Bridging Gap$, Affordable Housing Solution Yields Higher Pay, More Wealth, But Corrupt, Rigged Billionaire’s Moat is Barrier

 

If MHI were ignorant about these issues, then the answer is to get educated. If they were ignorant before, they are now hereby educated, as they will read this along with their attorneys.  Other readers will better grasp this issue, because it is posted on the most read-trade media site in all of manufactured housing.

There has been silence for a while from MHI’s outside lawyers.  Will they, after this report, once more threaten MHProNews for calling MHI out for their purportedly false and misleading claims? One might ask, why doesn’t MHI use that same money spent on outside attorneys to contact cities and towns that violate enhanced preemption?

As noted, MHARR’s job is not post-production focused. But going above and beyond, MHARR’s President, Mark Weiss, JD, has at times been looped in or teamed up with MHProNews’ publisher to address certain test issues.  Those include specific tests of enhanced preemption.  Each test proved successful.

See the reports linked here below, with still more found further below, after the bylines, offers, and notices.

 

Dramatic Reversal, City Passes Urgency Ordinance Effectively Banning Manufactured Homes, Front & Back Stories

 

At the approaching Tunica Manufactured Housing Show, will Rick Robinson or any other MHI representative(s) be willing to publicly discuss, clarify, and debate these issues in front of hundreds of independents and other industry members?

If not, why not?

The solution for the affordable housing crisis is hiding in plain sight. Dey is correct in saying that manufactured homes are an important part of that solution. But there is growing evidence that the post-production voices that are supposed to represent all segments of the industry, are perhaps only representing the interests of the few.

 

SoTheAssociationMHIIsNotThereFortheIndustryUnlesstheinterestsoftheBigBoysJointheIndustry'sMartyLavinMHIAwardWinnerQuoteMHProNews

MHProNews looks at the facts, considers the sources, and follows the evidence. MHI earlier last year, and for years before, MHI routinely replied promptly to all inquiries. But since we’ve spotlighted the problems and concerns, they’ve gone silent. Why? If the facts are on their side, why not make offer a cogent explanation?

 

 

That’s why NAMHCO members broke from MHI.

NealTHaneyNAMHCOWhyBreakawayfromManfuacturedHousingInstituteMHI

That’s why MHARR broke from MHI years before.

 

DannyGhorbaniFormerMHIVpQuoteFoundingMHARRPresidentQuoteDailyBusinessNewsMHProNews

 

Isn’t it time now for the rest of the industry’s independents to seriously view this multiyear pattern of behavior and failures to truly implement good laws, to do the same as NAMHCO and MHARR have done? Meaning, should independents break with MHI, and to the degree possible, with those who support the Arlington based trade group?

 

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Facts are #NettlesomeThings

Let MHI exist for the sake of big companies. It is their right. Let MHI cheerleaders kiss the MHI donkey all they want to, that’s arguably odd, but it is their right.

But it seems entirely wrong for MHI to claim clout, posture action, and assert that they care about growth, when in fact the solutions for the industry are already in hand.

Near the heart of that should be efforts to enforce laws already on the books.  Those laws should be enforced, even if they may run counter to the interests of big companies that happen to be MHI members.

  • Omaha-Knoxville and their surrogates in trade publishing can mouth whatever Arlington based MHI wants, that’s their right.
  • But it is not MHI’s right to claim one thing, and do another. That’s deceptive. And there are legal sources that say that laws that relate to deceptive trade practices can be applied to trade associations.

 

DeceptiveTradePracticesManufacturedHousingInstituteDailyBusinessNewsMHproNews

 

If MHI were doing their job, our firm would still be a member. The fact that numbers have left or broken away from MHI to form new trade groups should speak volumes.

The facts laid out and linked from herein should reveal that the remaining independents may be feeding the hands that bites their own interests.

Some in MHVille – who are often associated with MHI – for their own reasons, purportedly want to mitigate sales growth.  The reason stated is that lower sales volumes – or in the case of communities, more vacant home sites – makes buying out independents less costly.

 

 

Why are only MHARR and MHProNews raising such issues?

The logic of this is hard to avoid, once the facts are laid out in this fashion.  But if MHI wants to issue a written statement that explains this, we are once more inviting them to correct or confirm the record.

Only the truth known and acted upon will set the industry free to achieve more robust sales.  DTS and Enhanced Preemption are two of those tools.  Why isn’t MHI using their clout to move them in a way that benefits the maximum number of industry professionals?

That’s this afternoon’s “Innovation – Information – Inspiration for Industry Professionals,” © where “We Provide, You Decide.” © ## (News, analysis, commentary.)

 

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Manufactured Housing’s Top 10, March 2019

Rent Control & MH – Politicians “Are Carpet-Bombing Our State With Regulations That Will Deliberately Destabilize The Housing Market And Leave It Obliterated”

“Billion Dollar Empire Made From Mobile Homes,” What Washington Post’s Peter Whoriskey Didn’t Report

Two Great Laws Already on the Books NOW,  Can Unlock Billion$ Annually for Manufactured Housing Industry Businesse$, Investor$

Democrats, Republicans Agree – “Manufactured Homes Can Play a Vital Role in Easing” the Affordable Housing Shortage

Affirmatively Furthering Fair Housing, a Novel Yet Proven Solution to the Affordable Housing Crisis That Will Create Opportunities, Based Upon Existing Laws

 

 

 

 

 

 

 

 

 

 

 

Dramatic Reversal, City Passes Urgency Ordinance Effectively Banning Manufactured Homes, Front & Back Stories

February 26th, 2019 Comments off

 

DramaticReversalCityPassesUrgencyOrdinanceEffectivelyBanningManufacturedHomesDailyBusinessNewsMHProNews600x315

The message below was sent from MHProNews publisher, L. A. ‘Tony’ Kovach, was sent this morning to Manufactured Housing Institute (MHI) General Counsel, Rick Robinson, JD.

 

Several MHI members, and independents were among those BCC’d in this message.

RickRobinsonManufacturedHousingInstitueMHILogoAuthorWritMandamusSVPMHICreditLifeStylistCollageMHProNews

The email below was sent to MHI SVP and General Counsel, Rick Robinson. Photo provided under fair use guidelines for media.

 

— Email to MHI VP and General Counsel, Rick Robinson —

 

Subject Line: Rick, on or off the record, your thoughts for publication on this MH issue please

 

Rick, if you have 15 minutes?

http://lakeconews.com/index.php/news/60068-clearlake-city-council-passes-mobile-home-urgency-ordinance 

Then read:

 

 

MHI was no where to be found in this matter. Nor were the state execs.  We asked, locals answered. The facts are what they are.

In about 2 days of mostly electronic efforts, the city went from banning manufactured homes, to reversing themselves.

On or off the record, I’d like your reaction. Email for our accuracy in handling.

Please note that there are several BCCs, including MHI members. We plan to do a write up, perhaps as soon as midafternoon, so a prompt reply is welcome.

If you can’t reply by then, and we publish first, you or MHI are welcome to provide a reaction to our reports, for the record.

Thank you,

Tony 

L. A. ‘Tony’ Kovach
www.MHLivingNews.com|www.MHProNews.com|

 

—end of message —

 

To our professional readers, investors and those Cavco Industries (CVCO) pursuing plaintiff’s attorneys. Ponder this question. MHI purportedly postures action, but where is the evidence of their results?

Read this local media report first, then read the article which outlines some of the motivations that sparked the dramatic reversal of the city officials. That tells a tale that should remind manufactured home industry pros a similar reveal to what occurred in Washington, IN last year. The city officials are quoted on-the-record in the linked article above.

If MHProNews’ publisher – in concert with aligned nonprofits – could accomplish a dramatic reversal in two days of mostly electronic communications, why can’t MHI routinely do the same?

 

See related reports, below the bylines and notices.

 

SoTheAssociationMHIIsNotThereFortheIndustryUnlesstheinterestsoftheBigBoysJointheIndustry'sMartyLavinMHIAwardWinnerQuoteMHProNews

MHProNews looks at the facts, considers the sources, and follows the evidence. Earlier last year, and for years before, MHI routinely replied promptly to all of our inquiries. But since we’ve spotlighted various problems and concerns, they’ve gone silent. Why? If the facts are on their side, why not make offer a cogent explanation?

LATonyKovachHenryFordQuotesPrettyPicturesAchieveGoalsDailyBusinessNewsProNews

That’s manufactured housing “Industry News, Tips, and Views Pros Can Use,” © where “We Provide, You Decide.” ©  ## (News, analysis, commentary.)

 

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To report a news tip, click the image above or send an email to iReportMHNewsTips@mhmsm.com – To help us spot your message in our volume of email, please put the words NEWS TIP in the subject line.

NOTICE: You can get our ‘read-hot’ industry-leading emailed headline news updates, at this link here. You can join the scores who follow us on Twitter at this link. Connect on LinkedIn here.

NOTICE 2: Readers have periodically reported that they are getting a better experience when reading MHProNews on the Microsoft Edge, or Apple Safari browser than with Google’s Chrome browser. Chrome reportedly manipulates the content of a page more than the other two browsers do.

(Related Reports are further below. Third-party images and content are provided under fair use guidelines.)

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To see a sample of our emailed news update, click here. To sign up for the factory-built home industry’s #1 headline news, click here or the graphic above.

2) To pro-vide a News Tips and/or Commentary, click the link to the left. Please note if comments are on-or-off the record, thank you.

3) Marketing, Web, Video, Consulting, Recruiting and Training Re-sources

SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

 

 

Related Reports:

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Bonuses, Bonuses! Manufactured Housing Struggles During Affordable Housing Crisis, While Top MHI Staffers Get Bonuses

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Positive, Uplifting Third-Party Reports Favor Modern Manufactured Housing, So What’s Going Wrong?

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Discrimination!? Ethnic, Racial Bias by Manufactured Home Community Investigated – Investors and Community Owner Alert

February 21st, 2019 Comments off

Discrimination!EthnicRacialBiasByManufacturedHomeCommunityInvestigatedInvestorsCommunityOwnerAlertDailyBusinessNewsMHProNews

Keenya Robertson is a fair housing advocate and the President of Housing Opportunities Project for Excellence (HOPE).  She said “Something is not right,” per Yahoo News.

 

People are being treated differently because they are from a different country.  That is a violation of the Fair Housing Act,” Robertson said, according to Local 10 News.

 

 

It’s an issue that may not seem to some to be discriminatory, at first glance.  But as one digs deeper, because a country of national origin is involved, it would be an apparent violation of the Fair Housing Act.  The racial composition of those nations may also be perceived as a factor.

MHCSuedAccusedofHousingDiscriminationByDepartmentofJusticeNadeenGreen-jd-for-rent-posted-daily-business-news-mhpronews

Nadeem Green, JD, Fair Housing attorney, author, instructor, now retired.

As years of articles published here on MHProNews by attorney Nadeen Green, JD – the “Fair Housing Lady” – advised manufactured home industry professional readers, the protected classes include: “Race, color, religion, sex, handicap, familial status, national origin,” as the National Association of Realtors™ (NAR) also states.

 

Lakeside Park Estates

In order to become a part of Lakeside Park Estates, a 55-and-older community of mostly Canadians who come to Florida for the winter, a member must first fill out a rental application,” said Yahoo News’ report. “The first page of the application lists what applicants would be charged based on their background. U.S. residents are charged $50, and from there, the prices go up significantly. The highest application fee listed is for natives of Colombia, who are listed as being charged $175 per adult for an application.”

Lakeside Park Estates is owned by Trinity Broadcasting Network, as the sign in the photo below reflects.  It is located just west of Interstate 95 on Pembroke Road in Pembroke Park, in Hollywood, Florida, explained the narrative by Local 10 News.

The property is a 55-and-older community reportedly made up of so-called ‘snow-birds’ who are mostly of Canadians, who winter in Florida.

 

LakesideparkEstatesHollywoodFlDailyBusinessNewsMHProNews

 

The first page of the Lakeside Park Estates application spells out what you’ll be charged to process their application.  That document states that a U.S. resident would pay $50.  But a Colombian would pay $175 per person.

 

ApplicationFeesDiscriminatoryUnequalTreatmentLakesideParkEstatesTrinityBroadcastingDailyBusinessNewsMHProNews

 

Robertson has been a fair housing advocate for approaching a quarter of a century, and she said, “I have never seen anything like it.”

Equality under the law means just that, say the experts.  Investors? Manufactured home community owner/operators?  Is a property you are involved in committing some blatant or subtle form of discrimination?  Bear in mind the related report, below the by line, which will be updated with a planned follow up soon. Stay tuned.

 

MH Industry Pro Takeaways?

In the meantime, it can be less costly to double check your paperwork and procedures, than it is to face litigation with individuals, fair housing advocates, state agencies, or the Department of Housing and Urban Development (HUD).  Bear in mind that in some states there are additional protected classes, as Green has previously said.

ManufacturedHomeIndustry#1HeadlineNewsMHProNews

To see a sample of our x2 weekly emailed headline news updates, click here. To sign up for the factory-built home industry’s #1 headline news, click here or the graphic above.

That’s manufactured home “Industry News, Tips, and Views Pros Can Use,” © where “We Provide, You Decide.” © ## (News, analysis, and commentary.)

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To report a news tip, click the image above or send an email to iReportMHNewsTips@mhmsm.com – To help us spot your message in our volume of email, please put the words NEWS TIP in the subject line.

NOTICE: You can get our ‘read-hot’ industry-leading emailed headline news updates, at this link here. You can join the scores who follow us on Twitter at this link. Connect on LinkedIn here.

NOTICE 2: Readers have periodically reported that they are getting a better experience when reading MHProNews on the Microsoft Edge, or Apple Safari browser than with Google’s Chrome browser. Chrome reportedly manipulates the content of a page more than the other two.

(Related Reports are further below. Third-party images and content are provided under fair use guidelines.)

1) To sign up in seconds for our MH Industry leading emailed news updates, click here.

ManufacturedHomeIndustry#1HeadlineNewsMHProNews

To see a sample of our emailed news update, click here. To sign up for the factory-built home industry’s #1 headline news, click here or the graphic above.

2) To pro-vide a News Tips and/or Commentary, click the link to the left. Please note if comments are on-or-off the record, thank you.

3) Marketing, Web, Video, Consulting, Recruiting and Training Re-sources

SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

 

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Sidney Powell, JD, Former Federal Prosecutor on “Licensed to Lie”

February 4th, 2019 Comments off

 

SidneyPowellJDLicensedtoLieMarkLevinFoxDailyBusinessNewsMHproNews

Stating the obvious can bring clarity to any subject. Objectivity is necessary in the affordable housing sector, as well as the manufactured home segment of housing. Businesses and investors act upon reality, or what they think is reality.

 

More broadly, objectivity – the search for truth vs. a convenient or comfortable story – is useful if not necessary in all things. For example, a person of sound mind doesn’t pay a physician to give a knowingly false diagnosis.

With that understanding, there are powerful currents at play in the U.S. in our era. Indeed, they are global currents, at work here and abroad. The Open Markets Institute (OMI) described it in these terms.

Big business and wealthy donors fund lobbyists and think tanks, corrupt academic science with “sponsored” research, and underwrite popular media publications and news networks. Through all these mechanisms, moneyed interests can control the flow of information in public debates and determine which issues become part of the nation’s political agenda, and which remain on the fringe,” said OMI.

That in a nutshell describes much of what MHProNews and our sister site, MHLivingNews, has been working to unmask via research, following the money, and documenting the evidence for years.

 

The Two Major Parties and Political Clout

One ought to mention in passing the “unholy alliance” that Senator Rand Paul (KY-R) has cited between Democrats and Republicans. That unholy alliance extends to ballot access at the state or local level. It’s a way of protecting the two major parties against potential alternatives. Libertarian, Green, Constitutional, and other parties are often kept off the ballot through standards that routinely are difficult for any but the two major parties to achieve.

Rephrased, it’s political collusion between Democrats and Republicans that results in a political monopoly.  More precisely, it’s a duopoly.

 

DuopolyDefinedManufacturedHousingIndustryDailyBusinessNewsMHproNews

 

That’s not news for some, but it would be for tens of millions of others. Nor does that does mean that the two parties are the same. They clearly are not. But they do at times work to preserve each other’s monopolies – duopoly – in the political sphere.

Once that “unholy alliance” is better understood, several items come into focus. These issues absolutely impact manufactured housing, and other professions as well.

But what makes HUD Code manufactured homes more vulnerable than other professions to political and regulatory winds is the relative weakness of the sector, due to its current size. In that limited sense, a point previously made by Nathan Smith of SSK Communities is correct, today, manufactured homes are a “boutique industry.”

That relatively small size of our industry today allows connected power players, including Smith and his “F” rated by the Better Business Bureau (BBB) SSK Communities, to influence the system more than others. Smith, a prominent Democrat, is the former chairman of the Manufactured Housing Institute (MHI) and their current MHI PAC chair. Quoting Smith should NOT be construed in any sense as an endorsement, we merely note that he is correct on the narrow point about the industry being “boutique” in size, more on Smith is found at the link here.

The industry’s small size clearly means that manufactured housing is more subject to other political or economic forces. When billionaires or wealthy firms want to buy influence, they can do so readily. If necessary, those with deep pockets can back candidates on both sides of the two-party political aisle, knowing they will then have an open door to whomever gets in office. Smith and others have made that same point.

Which goes back to the concept cited from Open Markets. Those who think that term limits or rolling back the Citizens United decision will change American politics may be sincere, but that vantagepoint is nevertheless mistaken.

Here’s how Open Markets explained it in an article entitled, Democracy and Monopoly.

More fundamentally, the focus on campaign finance reform fails to address the many other ways in which concentrated moneyed interests corrupt the political process.”

With that sobering yet arguably accurate backdrop consider this.

 

Each Major Party Has at Times Weaponized Federal Power 

What the former President Richard Nixon (R-GOP) era Watergate scandal brought to light was the high-level weaponization of the intelligence and federal law enforcement services. Before Democratic supporters gloat over that reality, it’s arguably happened as recently as the Obama Administration (D) era too. Some presidents – across the left-right divide – have done so with more or less vigor than others.

 

TheRoadToWatergateAndBeyondAbuseofFederalPowerDailyBusinessNewsMHpronews

 

For the next few minutes, this Daily Business News on MHProNews brief will underscore the following points.

The Trump Administration has purportedly been somewhat hobbled by forces launched within the federal government while President Barack Obama (D) was still in office.

 

SidneyPowellLicensedtoLieExposingCorruptionDeptOfJusticeDailyBusinessNewsMHPronews

Former federal prosecutor Sidney Powell, JD, in the interview below explains some aspects of that problem.

 

 

Former CBS News investigative journalist and now independent “Full Measure” journalist Sharyl Attkisson has similarly documented how the Obama Administration targeted her work in journalism. Fox News’ reporter James Rosen was likewise targeted by members of the Obama Administration.

There are solutions to these and other vexing issues. It begins, as does all problem solving, with understanding. 

 

Its Elementary. Its About the Constitution

Once the issues are understood, the solutions can emerge.  Put simply, the road to solutions begins by enforcing the U.S. Constitution as written and following the original resolution.  Other solutions – however well intentioned – are arguably ineffective at best, or a smokescreen at worst. The false notion, for example, of an evolution of the meaning of a law or the constitution disrupts the stability of the law, which makes ownership or property, investing, and other peaceful pursuits possible.

 

PredictabilityInLawIstheKeyToAPropserousRepublicKurtKelleyManufacturedHousingIndustryDailyBusinessNewsMHProNews

From a letter to the editor of MHProNews by Kurt Kelley about the importance of replacing the late Justice Antonin Scalia with a textual originalist, which President Donald J. Trump’s nomination of now Justice Neil Gorsuch was intended to accomplish.

 

After decades of national drift, intolerance for red herrings and more posturing without solutions should be stronger.

 

Where does the Final Word Rest? 

Many today feel frustrated by politics, but they may not be aware of the power they have.

The ultimate power of the legal system – the final word – lies in the hands of potential jurors. The power to enforce a law – whenever a defendant insists upon it – is decided by citizen-jurors.

 

JuryNullificationWikiDailyBusinessNewsMHproenws

 

So never forget, you have more power over the law than you may realize. One juror can hold out, and effectively nullify a prosecution. It’s a principle long established in U.S. law. The juror can even ignore the judge’s instructions, and vote “not guilty,” as the legal citations below demonstrate.  That’s why the jury system was put in place in the constitution. Constitutional rights protect individual liberty, including against the power of rouges in runaway government, or the uber-rich who may misuse wealth to dominate the political system.

 

ExamplesofLegalReferencestoJuryNullificationDailyBusinessNewsMHproenws

 

You don’t have to be a fan of President Donald J. Trump to want equal justice under the law to be the the goal. Special Counsel Robert Mueller’s probe has arguably been illicit from the beginning. Democrat-backer Alan Dershowitz, Harvard Law professor emeritus, has argued against it. Mark Levin, JD, was anti-Trump before he became pro-Trump.  Levin has been shining a light on this topic for over a year. So too has MHProNews.

 

 

The president is a man, so by definition, he’s imperfect. That said, there is no known evidence of Russian collusion. Yet over 40 percent of the nation, according to public opinion polls, believe that to be the case. That’s possible because of the repeated reference to “allegations” of “Russian Collusion.” A lie, falsehood, spin or error repeated often enough becomes more widely believed.  Manufactured housing professionals – as part of a widely misunderstood industry – should be very sensitive to that sad reality.

As Attkisson suggests, question authority, follow the money, follow the evidence, and think objectively for yourself.

If POTUS Trump was a Russian pawn, as some oddly claim, then why is his foreign policy taking so many hard stands against Russian interests?

Russia has interfered in American and other elections for decades.  But so too as the U.S. interfered in the internal affairs of Russia and other nations. The claim of Russian collusions with the candidate Trump are absurd on its face. Whatever the political motivations of those who continue that false narrative, the reality is there is no evidence for it, after years and millions of dollars spent.

So the points – several – could be summed up like this. As the special counsel’s probe winds down, a report will be issued. As Mark Levin – himself a former Reagan era federal attorney – argues, this probe was tainted from the start. Mueller’s appointment was a political tool. It has had some success, as the 2018 midterms demonstrated.

As political independents, the publishers of MHProNews believe there are places that the two parties can and should work together in a bipartisan way. We’ve preached separating ‘wheat from chaff‘ for years.  A new example is the report linked here and below.

 

 

But it is important to recognize that the news can and is manipulated. The Open Markets Institute (OMI) is arguably correct about that claim. It’s a point that MHProNews – as the largest and most-read trade publisher in manufactured housing – has hammered on for years.

 

ThomasSowellQuoteIfPeopleInMediaCannotDecideWhetherTheyAreInNewsReportingbusinessorManufacturingPropagandaMoreImportantForPublicchoseNewssourcesAccordingly

MediaBiasChartSharylAttkissonLeftRightPostedDailyBusinessNewsMHProNews

Full Measure’s Sharyl Attiksson’s media bias chart is useful in sorting out the agendas behind various headlines and news sources. 

DeepaKumarQuoteGiantMediaCorpLikeTimWarnerandNewsCoprDisneySoForthTheyGetToDecidWhatIsNews

Deepa Kumar quote from the thought-provoking video documentary, Shadows of Liberty, posted on the linked page above.

 

We source across the left-right divide, ever seeking truth over spin. Spin is what the powers that be in the Omaha-Knoxville-Arlington axis produce, via their echo-chamber house organs. But that’s a subset of a greater challenge.

 

DannyGloverQuoteItsNotOnlyAMonopolyOfWealthItsAmonopolyofInformationasWellDailyBusinessNewsMHproNEws

This Danny Glover quote is from the fascinating video documentary, Shadows of Liberty, posted on the linked page above.  It is similar to what the Open Market Institute (OMI) said, quoted further above. Note, as with any other quote, that doesn’t mean that we agree with other positions or claims made by the source of a given quote. 

TheseLargeConglomerateCompaniesDecideOnTheirownandForTheirOwnPurposesTheNewsWeSeeandHearDanRatherQuoteFormerCBSNewsPhotoTwitterDailyBusinessNewsMHProNews

Dan Rather quote is also from the compelling video, Shadows of Liberty, posted on the linked page further below.

 

There are reasons that the axis and their surrogates fear MHProNews in industry trade publishing, because unmasking the truth is the start of becoming more free. Or as the Good Book says, “My People perish for a lack of knowledge,” (Hosea 4:6) and “…the truth will set you free.” (John 8:32b).

The rule of law is necessary and healthy for investment and the ownership of private property. So, violations or abuses of the rule of law will routinely harms numbers of individuals, investors, and businesses.

Understanding combined with correct action are the ways that manufactured housing will regain – and can surpass – its prior glory days.  The same is true for our American Republic.

That’s “News through the lens of manufactured homes, and factory-built housing,” © where “We Provide, You Decide.” © ## (News, analysis, and commentary.)

 

ManufacturedHousingProNewsMHProNewsConfidentialTipsDocumentsNews

To report a news tip, click the image above or send an email to iReportMHNewsTips@mhmsm.com – To help us spot your message in our volume of email, please put the words NEWS TIP in the subject line.

NOTICE: You can get our ‘read-hot’ industry-leading emailed headline news updates, at this link here. You can join the scores who follow us on Twitter at this link. Connect on LinkedIn here.

NOTICE 2: Readers have periodically reported that they are getting a better experience when reading MHProNews on the Microsoft Edge, or Apple Safari browser than with Google’s Chrome browser. Chrome reportedly manipulates the content of a page more than the other two.

(Related Reports are further below. Third-party images and content are provided under fair use guidelines.)

1) To sign up in seconds for our MH Industry leading emailed news updates, click here.

ManufacturedHomeIndustry#1HeadlineNewsMHProNews

To see a sample of our emailed news update, click here. To sign up for the factory-built home industry’s #1 headline news, click here or the graphic above.

2) To pro-vide a News Tips and/or Commentary, click the link to the left. Please note if comments are on-or-off the record, thank you.

3) Marketing, Web, Video, Consulting, Recruiting and Training Re-sources

SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

 

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“Shadows of Liberty” Movie Introduction, Affordable Housing, and You

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“Throwback,” BLS Reports New Records, Plus Manufactured Housing Market Update$

Midwest Manufactured Housing Federation Official Louisville Show Communique to MHProNews

January 25th, 2019 Comments off

 

MidwestManufacturedHousingFederationOfficialLouisvilleShowCommuniqueMHProNewsDailyBUisnesNewsMHProNews

If you are catching flak, you are over the target.” – variation on an Air Force maxim.

 

A traditional role of news media is to challenge the powerful on behalf of the powerless or disadvantaged in search of truth and justice,’ paraphrase from various elements of the Society of Professional Journalist’s (SPJ) Code of Ethics Page.

 

 

The Midwest Manufactured Housing Federation (MMHF) are the ‘owners’ of the Louisville Manufactured Housing Show. They sent a letter to the managing member of MHProNews 10 days ago, or less than two weeks prior to the event.  That attorney’s letter said that show credentials for our parent company’s organizations – MHProNews, MHLivingNews and all others, or anyone associated with our team – were being denied.

No reason for the MMHF denial was stated in the attorney’s letter.

MHProNews’ publisher L. A. ‘Tony’ Kovach protested, as well as asked for reasons for the denial. No reason has yet been provided for the denial of show badges and entry passes.

Here below is the text of the most recent message from their attorney regarding this matter.

 

GregoryTDuttonAttorneyKYManufacturedHousingInstituteKMHIManufacturedDailyBusinessNewsMhProNews

“Mr. Kovach,

I am in receipt of your email and the attached letter.  As stated in my previous correspondence, you will not be granted access to the 2019 Louisville Manufactured Housing Show.  MMHF contacted you well in advance of the show to save you the trouble and expense of traveling to Louisville.    If you attempt to gain unpermitted access to the show, you will be removed.

Gregory T. Dutton
Attorney at Law | Frost Brown Todd LLC
502.779.8557  Direct.
..”

Note that the screen capture above reflects that each of the state association executives who make up the MMHF were in the CC line.

In fact, MHProNews had already booked accommodations and made other travel arrangements. Arguably, the MMHF and their attorney could surmise that to be the case. They might also know that lining up local legal representation on short notice would be dicey at best, as this sort of legal issue is likely to drag on for months, perhaps years.

In short, for the first time since there was no Louisville Manufactured Housing Show in 2010, the MHProNews team will regrettably not be in attendance at the annual event held at the Kentucky Exhibition Center (KEC).

 

TimWilliamsmidwest-manufactured-housing-federation-state-exec-mark-bowersox-frank-bowman-tim-dewitt-betty-whitaker-tim-williams-posted-daily-business-news-mhpronews-

Tim Williams, and other MMHF executives, Dennis Hill from Show Ways Unlimited, in writing and/or on video, have all praised the work MHProNews did to jump start the come back of the Louisville Manufactured Housing Show. Facts are facts, and history is what is.

But that doesn’t mean that this matter is over. More on that another time.  The above or what follows should not be misconstrued.

 

 

News Media, Interviews, and You

Behind every dark cloud, there may be a silver lining if it is diligently sought. MHProNews’ protest over this matter isn’t over.  Nor will it likely be over even after the event is completed.

That said, there were several interviews and other professional engagements that would have taken place. MHProNews planned to have a video crew at the show, which may be part of the unstated reason that show credentials were denied. It is manifestly unjust. But reality is what is.  Given that our now 12 year old son Tamas Kovach comes with us to such trade shows, we did not want there to be in an incident that might adversely involve him.

So, a plan B is necessary. The first element of Plan B will be explained further below.

Let’s step back and ask the obvious questions.

Why would the organization credited in writing by the MMHF leadership and Show Ways Unlimited for the recovery of the Louisville Manufactured Housing Show after it was cancelled – MHProNews – now be blocked from attending the event, that in conjunction with others, we helped save?

The obvious and thus most likely answer is the news, fact checks, and analysis that uniquely takes place here on MHProNews.

Is it a stretch to think that the Omaha-Knoxville-Arlington axis, allies, and their surrogates were at work in this matter?

‘Hardly’ comes to mind. The details of that can be discovered over time.  But note for now that George F. (F?) Allen, who was the surrogate called upon to ask for a “boycott” of this publication, is now being promoted on the MMHF’s Louisville Show home page.  See the collage below.

 

MidwestManufacturedHousingFederation2019LouisvilleShowWebsiteDailyBusinessNewsMHProNews2019-01-25_0842

The first takeaway is that the axis, surrogates/stooges and their allies apparently feared direct questions from MHProNews. They apparently feared that occurring on video.

Here is the text of the email from our publisher sent to show management, which was followed by the MMHF’s attorney’s first letter.

 

DennisMicheleShowWaysLouisvilleTunicaManufacturedHousingShowUnlimitedDailyBusinessNewsMHProNews

Subject Line: Dennis and Michele, registration and related for Louisville and Tunica

Dennis,

At this time, we would need the MHProNews.com badges for Louisville and Tunica, for the following:

L. A. ‘Tony’ Kovach

Soheyla Kovach

Tamas Kovach

 

Also

Tim Ward

Donald Tye, Jr.

 

Might be others, and will let you know.

Next, regarding the use of video and photos at the events.  Please see the below.

Photos/Videos and The Right To Privacy | Hutson & Harris, Attorneys …

https://www.centraltexaslegal.com › Blog

Jul 30, 2015 – It is well-settled precedent that a person has no reasonable expectation of privacy in a public place. … There is no right to privacy in public, because a reasonable person would not expect to remain private in a public setting. Anyone with a camera who wants to take your picture can do so.

We want you to clearly state in writing that you will not prevent us from using video at these events. As you know, others are shooting video, and for you to keep us from doing so is a clear violation of our rights.  Kindly confirm you have this, and will honor our rights.

Thank you.

Tony

 

Louisville Manufactured Housing Show Updates – Bitter Cold, Possible Snow Forecast, Says AccuWeather

 

As the email to Dennis Hill/Show Ways Unlimited above noted, the law provides for privacy in many circumstances.  But in a public place, the law and the courts have widely held that the right to privacy is implicitly waved.  There is ‘no expectation of privacy’ in a public place.  More on that at a later time.

 

 

Invitation to Make a Difference, Have Quiet Fun at Louisville, And Help Regrow MH

The manufactured housing industry is arguably being artificially throttled from growth. See the article linked here for more details.  MHI President Richard ‘Dick’ Jennison has stated publicly that the industry could be doing 500,000 new HUD Code manufactured home shipments. Okay, then why are we only at roughly 100,000 (+/-) shipments instead?

That’s a multiple-billion dollar a year question, with evidence based answers.  At the heart of what MHProNews has been about since we launched in mid-October, 2009 is to be a voice and platform that could spark new, ethical, sustainable growth for the manufactured home industry, which means operations like yours.  Regrettably, what has been learned is what MHI members Frank Rolfe, the founders of NAMHCO and others have said, that there are forces within in the industry that have failed for years.

Exposing that is a necessary, but not the only, part of the solution to what the evidence and money trail suggest artificially limits manufactured housing operations of all sizes.

MHProNews is hereby asking for 50 people who plan to attend the event to respond to the invitation below.  It can be interesting, rewarding, and useful for the growth of the manufactured housing industry.

YouAskTheQuestionsRecordWithSmarthonePublicStatementsUsefulForExposingCorruptoinCollusioniNsideManufacturedHousingDailyBusinessNewsMHproNews

To report a news tip, click the image above or send an email to iReportMHNewsTips@mhmsm.com – To help us spot your message in our volume of email, please put the words NEWS TIP in the subject line.

We need individuals inside the companies and organizations that are exhibiting – and/or show attendees – to step up to the plate. 

There are several possible rewards for this.  For example, there are laws that provide for whistleblower awards for up to 30 percent of recovery.

You ask the questions, and/or lawfully record with your smart phones with video or audio the public statements that are useful for exposing corruption and collusion inside manufactured housing. Contact us pre-show, at-show, or post-show, but we can explain how this is done.

 

 

Catching Flak

If you’re not catching flak, you’re not over the target,” is the actual, common way the U.S. Air Force maxim is expressed.  When one considers the others that publish in manufactured housing trade media, are they catching flak from the powers that be?  No.  Why?  Logically, because they are not over the target.  They are part of the echo chamber forged by the Omaha-Knoxville-Arlington axis, what MHARR President and CEO Mark Weiss called earlier this week, “the Illusion of Motion.”

KosmicDebris is a page of an anti-NDAA journalist cited the following quotes on a page. In quoting some of her work, we are not supporting or opposing her specific cause – as we’ve not researched that topic, but rather we note with ‘wheat and chaff’ interest some keen quotes she selected, as shown below.

 

Liberty cannot be preserved without a general knowledge among the people” – John Adams – Second President – 1797 – 1801.

There is no Left or Right — there is only freedom or tyranny.  Everything else is an illusion, an obfuscation to keep you confused and silent as the world burns around you.” – Philip Brennan.

One may well ask: How can you advocate breaking some laws and obeying others? The answer lies in the fact that there are two types of laws: just and unjust. I would be the first to advocate obeying just laws. One has not only a legal but a moral responsibility to obey just laws. Conversely, one has a moral responsibility to disobey unjust laws.” – Martin Luther King, Jr.

We are fast approaching the stage of ultimate inversion: the stage where government is free to do as it pleases, while the citizens may act only by permission.” – Ayn Rand.

Note that the intersection of government power and private power over the government has been rising for some time and is exemplified in the photos shown below.  Warren Buffett’s grandson served in the Obama White House.

WarrenBuffettBarackObamaWikipediaMotherJonesDailyBusinessNewsMHProNews

HowardWarrenBuffettWikiBioAntiNDAAquotesDailyBusinessNewsMHProNewsCollage

 

It does not require a majority to prevail, but rather an irate, tireless minority keen to set brush fires in people’s minds.” – Samuel Adams.

WarrenBuffettBarackObamaClassWarfareRichMakingWarWinning-Rule1NeverLoseMoneyRule2RememberRule1Luckiest1PercentThinkaboutOther99PercentMHProNews

Credits are as shown.

 

They have money, and clear connections to political power. It is absurd on its face to believe what the Manipulative Housing Institute, err, Monopolistic Housing Institute, sorry, the Manufactured Housing Institute (MHI) claims is their clout. Where is the growth?  The photo ops between MHI, key members and others with federal officials mean nothing if there is a lack of robust growth.

Warren Buffett helped elect and then sat with then President Barack Obama.  Obama publicly awarded Buffett for his efforts. Buffett’s grand son was in the White House, as the Wikipedia citation above reflects.

Buffett is the chairman of Berkshire Hathaway.  Berkshire Hathaway member companies like Clayton Homes and 21st Mortgage have dominated MHI’s executive committee, dues structures, and in other ways the Arlington, VA based trade group.  Why was that clout used against manufactured housing?  Why wasn’t that clout used for implementing the policies that could have taken us to what the Dick Jennison – MHI’s puppet president – pledged, namely, 500,000 new HUD Code manufactured home shipments?

These can be called allegations, or they can be called logic.  It is increasingly self-evident that the normal resources used to protect or grow an industry, trade associations like MHI and several state affiliates of theirs – have been weaponized to work against the manufactured home industry’s independents interests.

This episode at Louisville is just the latest example of a larger struggle for the freedom from the tyranny of corporate giants and their politically connected masters. More on Louisville related as time marches on.  Sign up for our industry-leading emails at the link to the bottom right, below.

Do the math. Even using Dick Jennison’s 500,000 shipment figure means that the industry should be about 5 times larger than it is today. Consider what 5 times more business would mean to your bottom line. This is about you, and others like you against the giants who have purportedly manipulated and colluded to throttle the industry, so they could consolidate it on the cheap.

That’s MH “Industry News, Tips, and Views Pros Can Use” © where “We Provide, You Decide.” ## © (News, analysis, and commentary.)

 

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MHI CEO Dick Jennison’s Pledge – 500,000 New Manufactured Home Shipments

2019 Trade Shows, Next Battleground of the Manufactured Housing Revolution?

 

“The Illusion of Motion Versus Real-World Challenges”

 

 

 

 

 

 

 

 

 

 

 

MHI CEO Dick Jennison’s Pledge – 500,000 New Manufactured Home Shipments

January 24th, 2019 Comments off

MHILogoManufacturedHousingInstituteLogoCEOPresidentRichardDickJennisonPledge500000NewManufacturedHomesDailyBusinessNewsMHProNews

Why not half-a-million [new manufactured home shipments]?
We can get there.” –

     Richard ‘Dick’ Jennison, President and CEO of the Manufactured Housing Institute (MHI),
Assurance made while addressing attendees of prior Louisville Manufactured Housing Show. Recorded on video by MHProNews.

 

The key question, then, for the industry, its representatives and its consumers, is why is the HUD Code industry — both over the longer-term and currently – not doing better?  In a climate of significant economic growth, job creation (with unemployment at an 18-year low) and wage growth (with an average hourly wage of $22.95 per hour, an all-time high) on the one hand, and increasingly unaffordable prices and interest rates for other types of homes and other types of consumer home loans on the other – and with HUD Code manufacturers today producing their best homes ever at the most affordable prices ever (both inherently and relative to other types of housing) – why is the industry not producing and selling hundreds-of-thousands of homes each and every year?

 – Mark Weiss, JD, President and CEO of the Manufactured Housing Association for Regulatory Reform (MHARR),
in his latest MHARR Issues and Perspectives, entitled “The Illusion of Motion Versus Real-World Challenges.”

 

 

Imagine for a few moments a casual outside observer who is mildly aware of the U.S. affordable housing crisis. Picture that observer reading those two quoted comments. They might believe that the presidents of each national manufactured housing trade association both believe that half a million – or perhaps more – new HUD Code manufactured home shipments is achievable.

Indeed Jennison and Weiss both have said so publicly.

The question should then logically turn to the last phrase uttered by Weiss. Given a robust economy, and several other cited factors, why isn’t manufactured housing already doing 500,000 or more new home shipments annually? Why is the industry only hoping to hit a mere 100,000 in 2018’s final tally?

Weiss’ query is a variation of the valid question that the Urban Institute posed as their headline last year.

Here’s how the Urban Institute’s four experienced researchers phrased it, “Manufactured homes could ease the affordable housing crisis. So why are so few being made?”

Three different nonprofit organizations. ‘Leaders’ from all three have publicly said, there should be more sales.

So what’s going wrong?

Weiss seeks to answer that question in his thesis behind the “illusion of motion” theme.

Motion – or, more accurately, activity – in and of itself, is not necessarily synonymous with, or equivalent to, real progress, or, in fact, any progress at all,” stated Weiss.

Recent reports emerging from elsewhere within the universe of organizations representing the manufactured housing industry paint a uniformly rosy picture of almost non-stop engagement, dialogue, meetings, conferences, photo-opportunities (presumably to prove the reality of the supposed engagement, dialogue, meetings and conferences) and other related confabs, particularly at the national level,” wrote Weiss.

 

At almost the same time as Weiss’ analysis and commentary were being published by MHARR at this link here, the Manufactured Housing Institute (MHI) was sending out their latest emailed ‘news and updates.’ The MHI item opened with a photo of MHI Executive Vice President (EVP), Lesli Gooch, another MHI Member, and the newly appointed head of the Bureau of Consumer Financial Protection. It featured this picture, shown below.

 

CodyPierceMHIFinancialServicesDivisionCFPBBureauofConsumerFinancialProtectionKathleenKraingerLesliGoochMHIEVPGovtAffairsChiefLobbyistMHProNews

Are years of these head and shoulder photos with some public official literal head fakes? As the old Wendy’s commercial asked, “where is the beefWhere are the measurable results? 

 

MHARR also sent out a email yesterday with their comments, which appeared on MHProNews, at this link here.

Meanwhile, where on the MHI website does MHI’s photo opportunity and latest missive from 1.23.2019 appear?

At least according to a search of the MHI website, using the MHI search tool, nowhere. See the screen capture a day after their email was sent, shown below.

 

MHIMetwithNewCFPBDirectorDailyBuisnessNewsMHProNewsManufacturedHousingIndustryDailyBusinessNewMHProNews

 

 

“Feel Good,” and the “Illusion of Motion”

Why doesn’t MHI’s own ‘feel good,’ ‘all is progressing well’ mantra appear on MHI’s own website? Given that MHARR wants their thoughts to appear as widely as possible, and gives the rights to reproduce it with their emails, why by contrast does MHI restrict that right to reproduce their messages to only those who parrot their Arlington, VA based trade group’s party line?

 

MHINewsUpdatesCopyrightMarkWeissMHARRIsusesPerspectivesRightToReproduceDailyBusinessNewsMHProNews

 

Why does MHI themselves fail to show their own narrative publicly on their own website? Do they not want their words to be later referenced, and thus create a measure of accountability for having said them?

These are the types of reasonable questions that award-winning investigative reporter Sharyl Attkisson style suggests should be asked, as one debunks ‘real news’ from ‘fake news.’

Attkisson says, follow the evidence, and follow the money. That’s reminiscent of what MHI award-winner Marty Lavin, JD said, who has added, ‘pay more attention to what people do that what they say.’ Meaning, do the words spoken later line up with the deeds of those who said them?

Four years have elapsed since Richard the ‘Dick’ Jennison said 500,000 new home shipments could be achieved. Why then is the manufactured housing industry still mired at roughly 100,000 new HUD Code manufactured home (MH) shipments? Who is accountable for that self-evident post-production failure?

Which firms – does low new factory-built home production help? Who does low new MH production harm?

Thayer_Long_outgoing_MHI_Executive_Directo photo credit_MHProNews

Thayer Long, former MHI President.

It should be noted that about 4 years have gone by since MHI mysteriously removed their previous blanket permission to MHProNews to republish anything MHI emailed or otherwise produced. That practice of MHProNews republishing MHI content was initiated by former MHI President, Thayer Long.

For a time, during both Long’s and Jennison’s tenures, MHI paid MHProNews to promote their events, and share their information.

What happened since then? Where is the logic of hiding or restricting MHI content? What is there to hide in MHI ‘news and updates’ or ‘housing alerts’ when they are emailed out, given that others can forward the content anyway?

Perhaps related is this. Why does MHI hire an outside law firm – the same law firm with an office in former MHI Chairman Nathan Smith’s hometown that their general counsel Rick Robinson comes from before joining MHI – to threaten in writing MHProNews for reproducing for fact-checking purposes MHI’s logo and other materials? Doesn’t that outside attorney know about the broad right of news media to reproduce for fact-checks and analysis granted by the Federal Trade Commission (FTC) and the courts? Don’t Graydon attorneys watch CNN, MSNBC, or Fox News all showing each other’s news clips and logos?

 

RickRobinsonManufacturedHousingInstiutteMHIattorneyGraydonHeadLawFirmCupofCoffeeDailyBusinessNewsMHProNews

 

Which begs this question. Why did MHI even bother with their arguably faux threat from lawyers? Which, by the way, is only one in a series of such threats over the course of several years from attorneys acting purportedly on behalf of MHI. Note that those threats from attorneys aimed at this trade media began while MHProNews’ parent company was still a member of that Arlington, VA based trade group.

While MHProNews was still a member of MHI, during an analysis of MHI claims, this publication juxtaposed MHI’s former VP Jason Boehlert’s own words, with that of the promises being made by Jennison. Or contrasted Boehlert’s written quote with then MHI Chairman Tim Williams, President and CEO of Berkshire Hathaway (Omaha, NE) owned 21st Mortgage Corp (Knoxville, TN metro, near Berkshire owned Clayton Homes).

Isn’t it reasonable to see if MHI’s VP and chairman are being consistent?

Isn’t it equally reasonable to see if Berkshire Chairman Warren Buffett and Tim Williams are consistent?

In fact, they were inconsistent on Preserving Access. But perhaps the most famous inconsistency – at least to this sustainable pro-growth publication’s better informed readers – is documented at this link here.

 

VicePresidentMikePenceWifeKarenHandOverHeartPledgeColts49ersGameWashingtonTimesDailyBusinessNewsMHProNews

Warren Buffett publicly supported the opposite of what Tim Williams did in this slide. Notice. One may or may not agree with 21st Mortgage CEO and prior MHI Chairman Tim Williams’ presentation, from which the slide above was taken with permission, while still questioning how it came to be that Williams was being intellectually at odds with Berkshire Hathaway Chairman, Warren Buffett. To see all of William’s informative slides, click the graphic above. http://www.MHProNews.com/industry-news/industry-in-focus/is-tim-williams-21st-mortgage-ceo-mhi-chair-at-odds-with-berkshire-hathaway-chairman-warren-buffett

TimWilliamsCreditLinkedIn21stMortCorpCEOManufacturedHousingIndustryMHIChairmanWarrenBuffettBerkshireHathawayChairman

Warren Buffett, right, credit Wikipedia. Tim Williams, right, credit, LinkedIn. Collage credit, MHProNews. 

 

MHI’s president Jennison – during the same talk spotlighted in the opening quotation above promised the industry the passage of the Preserving Access to Manufactured Housing Act. Jennison promised that passage, while he knew he was being video taped by MHProNews.

Oddly, Jason Boehlert said differently. To be polite for the moment, they were inconsistent.

 

 

The Daily Business News on MHProNews later publicized those inconsistencies.

2015 was the last year that MHProNews was ‘allowed’ to host the educational events at Louisville. Praised for years by Midwest Manufactured Housing Federation (MMHF) leaders, why was MHProNews suddenly cut off?

Is MHARR’s Mark Weiss thesis correct? Is there an illusion of motion being created by MHI and flatterers of theirs in an echo chamber of ‘feel good’ – but nevertheless fake – MHI news?

MarkWeissJDPresidentCEOManufacturedHousingAssocRegulatoryReformDailyBusinessNewsMHProNewsWeiss said, “As President Ronald Reagan famously said, though, “facts are stubborn things.”  And the irrefutable facts that are emerging from behind the veil of “group-think” (defined as “a psychological phenomenon that occurs within a group of people in which the desire for harmony or conformity in the group results in an irrational or dysfunctional decision-making outcome”), unfortunately, show that the happy-talk is just that – talk — a veneer designed to create an “illusion of motion” regarding the critical issues that helped tank industry progress and prosperity a decade ago and continue to needlessly restrain and undermine its recovery, growth and development years later, even as the need for affordable, non-subsidized homeownership reaches new heights every day.”

MHI sent out an email at almost the same time that confirmed the pattern that rival MHARR’s president had just published. How could Weiss have known that? Or is it rather because of years observing a pattern of that same “illusion of motion” activity?

Weiss cites the late President Reagan saying, “facts are stubborn things.”

MHProNews has for some time similarly said, “Facts are nettlesome things.”

 

CheckFactsFollowMoneyJournalistSharylAttkissonFakeNewsMHVilleTakeAwaysDailyBusinessNEwsMHProNews

 

Each point to a parallel reality that MHI award-winner Marty Lavin’s or Sharyl Attkisson’s reasoning point toward. Pay more attention to what people do than to what they say, plus ‘follow the evidence,’ ‘follow the facts,’ and ‘follow the money.’

Why are there other MH industry trade media – that metaphorically kisses MHI and the Berkshire Hathaway – Clayton Homes – 21st Mortgage asses – while only MHARR or MHProNews consistently follow facts, evidence, and money?

It was an MHI-only member producer last fall that tipped MHProNews about the coming drop-off in new home shipments. Other sources within MHI confirmed it for the Daily Business News on MHProNews. Then, the new manufactured home shipment data – collected by IBTS on behalf of HUD – weeks later confirmed it.

Why didn’t MHI signal what they surely must have known was coming? Instead, the produced more feel good, cheerleading ‘news and updates,’ a pricey video that touted how great they are, and apparently promoted similarly weaponized MHI ‘educational events.’

Meanwhile, part-time MHI apologist and sycophant George F. (F?) Allen gives MHI cover by calling for a “boycott” of MHProNews? Did Allen – and the state association executive he claimed concurred with this call for a boycott – realize that such collusion to rig a market is an element of antitrust law?

 

BoycottAntiTrustLawDailyBusinessNewsMHProNEwsantiTrustGroupBoycottMHProNews

 

Did the apparently pro-MHI senders of thinly-veiled threats sent by U.S. Mail to MHProNews which used the hashtag #NettlesomeThings realize that such a misuse of the U.S. Mail can be a predicate crime in a federal RICO case?

 

RICO-RacketeringINfluencedCorruptOrganizationsMailWireFraudDailyBusinessNewsMHProNews

 

 

Follow the Facts, Money, Evidence, and Reason

There are only a few logical possibilities. Let’s examine them, starting in the light of new home production data, that both MHI’s president and MHARR’s president have publicly suggested could be 500,000 shipments – or more.

First, recall that in the early 1990s, HUD Code manufactured home shipments were rapidly able to ramp up. They doubled in a roughly 3 year period. So there is no technical reason why that it can’t be done again.

 

ManufacturedHomeMHShipments1990-2017DailybusinessNewsManufacturedHousingMHProNews600

Manufactured Home Production Decline Accelerates in November 2018

 

 

The story of Rollohome likewise reflects an ability to go from zero to 60,000 new homes shipped by a single production center in only a 2-year period, from startup.

In fact, given the hundreds of billions of dollars flowing into the U.S. from the repatriation provisions of the 2017 tax cuts, there is ample sources of capital to expand.

 

$500billionHalfTrilliondollarsRepatriations2018RepatriatedFromTaxCuts2017DailyBusinessNewsMHProNews

 

Legacy Housing’s recent successful IPO likewise reflects the reality that capital can be attracted into the manufactured housing production and retail sectors.

So there is capital available.

There is also strong demand for affordable housing. As MHProNews has often since referenced, but is oddly missing from the MHI website, the National Association of Realtors (NAR) – among numerous third party organizations in 2018 – said that manufactured housing quality is high, as MHARR’s Weiss has said. NAR also noted the need and logical “case” for using more manufactured homes.

Why are such details missing from MHI’s website? Why do they posture activities – the “illusion of motion” – which year-after-year yields little-to-no discernible improvement?

This “good news” [from MHI and their toadies] all the time meme, in turn, is replicated, repeated and touted by those who, for whatever reason, have determined that it is to their advantage to do so. Indeed, an entire new publication has appeared with the apparent mission of wet-nursing this meme. Meanwhile, others touting and promoting the new meme, urge industry-wide “boycotts” – the intellectual equivalent of book-burning — of anyone who dares question the legitimacy of the meme, or the possible motives of some of its proponents,” said Weiss on 1.23.2019.

As MHI/NCC member Frank Rolfe observed – before he was apparently pressured or politely nudged into silence – if it is good news, MHI won’t react to. If it is bad news, MHI won’t react to that either. Here’s how Rolfe says it, misusing the lingo, but is nevertheless arguably correct.

 

 

Since then, MHVillage’s co-President Darren Krolewski, launched the publication that Weiss is apparently referencing. That publication features George F (F?) Allen, among other MHI cheerleaders. The ‘big boy’ and “MH Insider” companies – or perhaps those caught up in the “illusion of motion” – have their ads in it.

But what’s missing are readers in anything like the numbers found here on MHProNews. The proof was suggested at Louisville or Tunica last year, as the photo below attests.

 

MHInsiderManufacturedHousingINdustryDailyBusinessNewsMHProNews

George F (F?) Allen is one of the contributors to the MHInsider. Really? The photo above is from the last day of the Tunica Show, and the other racks looked the same.

 

There are independents who no doubt buy into the MHIillusion of motionBS.

But there are also those who know stink when they smell it.  That’s why some MHI insiders are sources for MHProNews. It must be noted that several state associations are weaponized, but 2 others broke away rejecting MHI’s failed leadership. Other state executives are among our quiet sources, while others as Allen made clear, are all-in on the Omaha-Knoxville-Arlington axis, for whatever reasons.

What is MHI’s response to such claims? Silence, or rather, a call for a boycott by their stooge F (F?) Allen. A boycott of whom and why? Obviously of those who like MHARR or this trade media dare state what years of evidence has made obvious to those who have the courage to speak truth to the powers that be.

 

There are only a few logical possibilities.

The new HUD Code manufactured home shipment numbers are what they are. The ‘Dick’ Jennison, who is paid bonuses per MHI’s form 990 (bonuses for achieving what?) can’t walk back what he said on stage 4 years ago in a video recorded statement made in front of dozens of industry professionals.

We are publicly holding the powers that be and their puppets accountable.

So, here’s what common sense should tell an objective thinker.

 

  • What we at MHProNews have come to call the Omaha-Knoxville-Arlington axis and their allies either — a) know how to grow the industry’s new home shipment levels, b) or they don’t know, or c) something in between a) and b).
  • If that axis knows how to grow results, why are the results demonstrably lacking? Isn’t the ultimate measurement found in new HUD Code manufactured home shipment and production reports?
  • If that Omaha-Knoxville-Arlington axis and their allies don’t know how to grow results, why do they keep posturing their expertise?
  • Or are Clayton and the Berkshire brands in MHVille with select allies waiting to unveil and consistently proclaim and defend the truth of modern manufactured homes, at a point in time of their own choosing? Perhaps when the axis doesn’t think they can’t consolidate more of the industry into their strategic/economic Moat?

 

As the years tick by, the “illusion of motion” when compared to the data reflects the concerns MHARR and MHProNews have uniquely spotlighted. All others are logically duped by the deception, or are perhaps afraid to challenge the deceivers, or have not yet awakened to the reality.

What we know with certainty is this. From organizations large to small, friends and foes of the axis, plus those in the middle, are all readers here on MHProNews.

The most common words shared are what MHI/NCC member Bryan Gallagher said in an on-the-record recent statement, linked here, “Thanks for your [MHProNews] efforts on behalf of the [manufactured home] industry.”

 

 

A Man Has to Know

Clint Eastwood’s character Dirty Harry famously said in a movie, “A man has to know his own limitations.” So true.

This writer acknowledged on several occasions having been partially oblivious to what Weiss aptly calls, “the Illusion of Motion.” Magic tricks seem to work, but only until the trick – the method behind the illusion – is revealed. The same is true for confidence or “con man” schemes, which if they seek to defraud another, are a possible crime.

Paraphrasing the brilliant author, G.K. Chesterton, what’s worth doing, is worth doing badly, until it is done well. Gilbert Keith (G.K. Chesterton) also said that the perfect is sometimes the enemy of the good.

YouMHProNewsSeemToHaveConceptualIQThatIsMoreImportantThanSpellingAbilityQuote

Many of these quotes are from MHI insiders.

We frankly acknowledge that we are far from perfect in our editing here, but are grateful for the MHI only members’ observation in the quote at the left. Especially so in the light of Chesterton’s points. FMHA’s Jim Ayotte observed that one can only act based upon information that is known at the time.

We juggle many balls for ethical, sustainable growth-focused clients, plus publish more daily news than anyone in our industry’s history. We strive to accurately convey reality. In response to that, MHI removed this publication’s parent operation from their membership. More recently, MHI allied MHVillage launched MHInsider. Interesting?

MHI and the Omaha-Knoxville-Arlington axis and their allies have built an echo chamber that parrot their latest talking points. It apparently doesn’t matter if it is consistent, contradictory or not. Which explains why MHI hides the own records of their own emailed statements. Otherwise some motivated truth seeker could do more easily what has been done herein by saving and researching their actions, inactions, and patterns of behavior. Where did their leadership take MHVille? M

To 100,000 (+/-) new home shipments vs. the 500,000 that the Dick Jennison pledged on stage at Louisville 4 years ago.

From a lay person’s view of the law, one might think that MHI is potentially guilty of a ‘deceptive trade practices.’ MHI promoted and promised one thing, while apparently either failing or actively doing another.

Low levels of production debatably foster the consolidation of the industry’s independents into ever fewer hands, and at discounted prices. Because if sales levels were higher, business values would be worth more.

Keep in mind, there are several federal investigators on various aspects of these matters. MHProNews knows this independent of the Seattle Times, or the local Knoxville news video posted below.

 

 

 

Metaphorically Taking the 5th

There are reasons why the Omaha-Knoxville-Arlington axis and their allies won’t directly explain or publicly debate these concerns raised by MHARR or MHProNews. Instead, their surrogates try to kill or silence the messengers, as the call for a boycott and related market rigging reflects.

Clayton et al have been slowly consolidating the industry into their own hands and into those of allied companies. That includes buying out MHARR members, and also apparently pressuring MHProNews advertisers into no longer advertising, though our sponsors routinely said they were happy with the results.

But Legacy Housing demonstrated that it’s safe and pays to support this pro-growth trade media.

 

CaseyMackLegacyHousingManufacturedTinyHomesKudosMHProNews

 

The truth becomes evident, once the patterns of action and the evidence is carefully examined. The need for a new post-production association is but one step in the path towards resolving the arguably artificial causes of our industry’s malaise.

At Louisville, get ready to be an industry citizen journalist. More on that just before the Louisville Show opens.

 

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Watch for it, get ready to question the MHI staff, or others in the Omaha-Knoxville-Arlington axis. Sign up for the industry’s most read publication’s headline news emails, to the bottom right, below. Understanding is where the cure for what ails MHVille begins, and next steps are already quietly underway.  Watch for significant developments, already on our radar, to be reported in the days ahead.  “We Provide, You Decide.” © ## (News, commentary, and analysis.)

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LATonyKovachMHanufacturedHomeLivingNewsManufacturedHousingProNewsConsultantIndustryExpertBy L.A. “Tony” Kovach – for MHProNews.com.

Tony is the multiple award-winning managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

Office 863-213-4090 |Connect on LinkedIn:
http://www.linkedin.com/in/latonykovach

 

 

Related References:

The text/image boxes below are linked to other reports, which an be accessed by clicking on them.

Louisville Manufactured Housing Show Updates – Bitter Cold, Possible Snow Forecast, Says AccuWeather

2019 Trade Shows, Next Battleground of the Manufactured Housing Revolution?

 

“THE ILLUSION OF MOTION VERSUS REAL-WORLD CHALLENGES” – Spotlighted by Manufactured Home Industry Leader

 

 

 

 

 

 

 

 

“THE ILLUSION OF MOTION VERSUS REAL-WORLD CHALLENGES” – Spotlighted by Manufactured Home Industry Leader

January 23rd, 2019 Comments off

 

IllusionMotionVsRealWorldChallengesSpotlightedByManufacturedHomeIndustryLeaderMHARRDailyBusinessNewsMHProNews

Motion – or, more accurately, activity – in and of itself, is not necessarily synonymous with, or equivalent to, real progress, or, in fact, any progress at all…”

 

“…Recent reports emerging from elsewhere within the universe of organizations representing the manufactured housing industry paint a uniformly rosy picture of almost non-stop engagement, dialogue, meetings, conferences, photo-opportunities (presumably to prove the reality of the supposed engagement, dialogue, meetings and conferences) and other related confabs, particularly at the national level.

This “good news” all the time meme, in turn, is replicated, repeated and touted by those who, for whatever reason, have determined that it is to their advantage to do so. Indeed, an entire new publication has appeared with the apparent mission of wet-nursing this meme.

Meanwhile, others touting and promoting the new meme, urge industry-wide “boycotts” – the intellectual equivalent of book-burning — of anyone who dares question the legitimacy of the meme, or the possible motives of some of its proponents...”

See the entire commentary and analysis, at this link here.  “We Provide, You Decide.” © ## (News, analysis, and commentary.)

 

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To report a news tip, click the image above or send an email to iReportMHNewsTips@mhmsm.com – To help us spot your message in our volume of email, please put the words NEWS TIP in the subject line.

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SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

 

Related Reports:

You can click on the image/text boxes to learn more about that topic.

Manufactured Housing Institute’s Three Stooges? SECO ‘Leaders’ George F. Allen, Spencer Roane, Tom Lackey and ‘Rent to Own’ Scams?

 

“The Illusion of Motion Versus Real-World Challenges”

 

 

 

 

 

Mayor Sounds Off on UMH Properties – Data, Documents, & More

October 30th, 2018 Comments off

ColumbiaTNMayorSoundsOffUMHPropertiesDailyBusinessNewsMHProNews

Mayor Dean Dickey of Columbia, Tennessee was asked to comment via video about Countryside Village location of UMH Properties.

 

As a housekeeping note for this report, recent data and information from UMH Properties (UMH) will be laced between some other commentary which may not be directly related to the slide/illustration shown.

 

 

The video comment by Mayor Dickery are pleasant, but frankly it isn’t compelling dialogue.  The video is grainy, so the Daily Business News on MHProNews shrank the image to make it appear better. Full size, it is not very clear, which may reduce its impact for possible viewers.

 

 

That said, the idea to ask a mayor for comments can be prudent. Done professionally, it can be powerful.  This UMH video thus provided a ‘compare and contrast’ ‘teachable moment’ opportunity that public officials can be asked for statements, but also reveals how that can best be done. An example of how that is accomplished is found on MHLivingNews, and is also shown in the video below. Compare the two videos, and then push onto the latest UMH data.

 

 

These videos provide a backdrop to new data, documents, and images from UMH Properties, one of the largest manufactured home community operators in the U.S.  The video below is from their 50th anniversary annual meeting last year.

 

 

UMH is headquartered in a state that is not currently too manufactured housing friendly. Most of UMH’s locations are in other states. With a GOP contender Bob Hugin in surprisingly in striking distance in the deep blue “Garden State” of a scandal-ridden Senator Bob Menendez (NJ-D), this is also a reminder that the midterms are the time to vote for pro-business, pro-growth politicos.

 

2UMHLogoCommunityCollageIRPresentationSept2018DailyBusinessNewsMHProNews

The right zoning, finance, and other placement policies in New Jersey – and the other 49 states – could open up a number of new home sales options in a state that has outrageously high housing costs.

 

StatesofUSDailyBusinessNewsMHProNewsNJ#11

NJShipmentDataComparedtoUSAug2018ManufacturedHousingIndustryDailyBusinessNewsMHProNews

 

Sam Landy, JD, president and CEO of UMH Properties (UMH) has taken an interesting view when local media has come after his company for this or that reason.

 

3CompanyOverviewInvestorPresentationDailyBusinessNewsMHProNews

Landy has said they welcome the media oversight.

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That’s an arguably refreshing view, compared to the silence that often comes from the Manufactured Housing Institute (MHI) when a post-production issue is called into question.

5FavorableHousingTrendsPresentationDailyBusinessNewsMHProNews6UMHPropertiesPorfolioLocationSnapshotIRpresentationDailyBusinessNewsManufacturedHomeCommunitiesIndustryMHProNews

 

Landy has also stood up against rent control, see that, linked here.

 

7UMHPropertiesPorfolioOccupancyByLocationsIRpresentationDailyBusinessNewsManufacturedHomeCommunitiesIndustryMHProNews

Speaking of post-production, a call from a legal operation today that came to MHProNews may signal a new legal issue over the horizon.  MHI was mentioned as part of that inbound phone conversation.  As information develops, and that may take time, the industry’s pros will want to know.  If you aren’t already on our industry-leading emailed news list, click here to sign up free in seconds.

 

8UMHPropertiesRentalCapacityByStateIRpresentationDailyBusinessNewsManufacturedHomeCommunitiesIndustryMHProNews9UMHPropertiesPortfolioGrowthIRPresentationDailyBusinessNewsManufacturedHomeCommunitiesIndustryMHProNews

The UMH data is useful not only to investors, but to other industry professionals for a variety of reasons.

 

1oUMHPropertiesSamePropertyNetOperatingIncomeGrowthIRPresentationDailyBusinessNewsManufacturedHomeCommunitiesIndustryMHProNews

It is also a reminder that while occupancy for manufactured home communities is rising – not only at UMH, but nationally too – it foreshadows a coming ‘wall’ for producers, if the industry’s leaders fail to address the numerous SWOT issues that MHProNews and/or the Manufactured Housing Association for Regulatory Reform (MHARR) have raised for years.

11UMHPropertiesRentalUnitIncomeIRPresentationDailyBusinessNewsManufacturedHomeCommunitiesIndustryMHProNews

 

Some of these topics are not raised by other in industry trade media. Why not?  Is it because it would prove embarrassing for the Manufactured Housing Institute (MHI), which other publishers are often paid mouth-pieces for – via ads or other gimmies?

 

12UMHPropertiesPaceOpportunitisticAquistionsIRPresentationDailyBusinessNewsManufacturedHomeCommunitiesIndustryMHProNews

13UMHPropertiesAquistionExampleIRPresentationDailyBusinessNewsManufacturedHomeCommunitiesIndustryMHProNews

Speaking of MHI, almost a week has gone by since MHARR published an update from HUD about an issue that MHI was also advised of by HUD.  Why didn’t MHI email their own members?  They’ve sent out other messages, why not on this topic of interest to retailers and communities?  ICYMI, or need a refresher, see the linked report, below.

 

HUD “Clarification” on Frost-Free IB Offers More Questions and Confusion Than Answers

 

The potential for growth in manufactured housing is nothing short of astonishing.  But so long as short sighted, gutless, red-herring, fig-leaf, and/or manipulative strategies are in place that harm smaller firms to the long-term gain of ‘big boy’ producers, the industry will remain limited.

14UMHPropertiesExpansionOpportunitiesIRPresentationDailyBusinessNewsManufacturedHomeCommunitiesIndustryMHProNews

That’s avoidable for individual firms. As UMH President Landy has said to MHProNews, it is up to individual companies to do their own marketing and sales.

 

 

The video above opens with a UMH community manager, who praised the energy and insight brought to this industry by our publisher.

As a disclosure, the data from UMH hereby presented are not a specific recommendation.  The screen captures shown are some key points, but the entire IR presentation is located at this link here as a download. We hold no position in UMH, or other companies that are among the tracked stocks presented each business day’s evening.

The closing numbers on UMH, as well as all other manufactured home communities, and manufactured industry, tracked stocks are found at this link here.  The closing ticker graphic shows the 52 week trend, and the daily moves can be monitored nightly in our exclusive reports.

That’s pro-manufactured home “Industry News, Tips, and Views Pros Can Use,” © where “We Provide, You Decide.” ©  ## (News, analysis, and commentary.)

(Related Reports are further below. Third-party images and content are provided under fair use guidelines.)

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2) To pro-vide a News Tips and/or Commentary, click the link to the left. Please note if comments are on-or-off the record, thank you.

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SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

 

 

 

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UMH President and CEO, Sam Landy on Rent Control, Manufactured Home Communities

 

Hundreds of New Manufactured Home Communities Opened, But How Many Have Closed? Industry Research Result$

 

SWOT – Threats to Manufactured Home Communities, Retailers, Independent Producers, and Others in MHVille

 

 

 

Follow the Money – Surprising, Inconvenient Truths Impact Manufactured Housing, U.S. Economy, and More

August 30th, 2018 Comments off
GeorgeSorosTomSteyerCarolSwainProfJD-ManufacturedHousingDailyBusinessNewsMHProNews

Left to right, George Soros, Tom Steyer and Caron Swain. Credits are as shown.

Hang onto your wallets. Industry professional and investors need to ask themselves, do they want a return to heavier regulations by HUD, or elsewhere?  There are serious issues on the line.  Spin, disinformation, conveniently overlooked history, and blatant lies are among the tools that could help-or-harm manufactured housing, workers, and professionals involved in business and investing.

 

Billionaire donors George Soros and Tom Steyer are directing $650,000 to [Andrew] Gillum’s political committee, Forward Florida,” reported Tampa Bay, just days before the election which resulted in an upset win in the Democratic side of the primary.

Hedge fund billionaire Tom Steyer,” said left-of-center Politico, put millions into the 2016 campaign, usually in favor of Democratic candidates. Steyer and Soros hold similar positions, as their support for “Democratic Socialist” Gillum underscores.  Steyer and Soros made their money as capitalists, so why are they keeping their wealth, and only using part of it to back socialists?  Isn’t that an arguably hypocritical disconnect?  Or does their politics point to something else?

Gillum, as the Daily Business News on MHProNews reported, won an upset victory in the Democratic primary, and will be facing off in Florida – the #3 manufactured housing state in recent years – for governor of the Sunshine State.  In the linked report with photo below, Congressman Ron DeSantis is on the left, and Mayor Andrew Gillum is on the right.

Epic Battle for MHVille Mainstay Looms, With “Not the Most Popular Guy” and His Rival

Soros is pro-open borders.  He’s long been a strong supporter of leftist causes and politicians, as a prior Daily Business News report reflected.

http://www.mhmarketingsalesmanagement.com/blogs/daily-business-news/follow-the-money-100s-of-immigration-protests-moveon-george-soros-the-border-mexicos-amlo-and-manufactured-housing/

Within hours of their victories, Gillum went to the ‘race card’ accusing Congressman Ron DeSantis of using the term “monkey this up” as more of a “bull horn,” more than the “dog whistle” accusation made for alleged racism.

Really?  Was it racist when Barack Obama used the phrase?

Democrats have been known to MONKEY around with elections,” said Barack Obama Sep 4, 2008, per Me. C-SPAN quoted the former President Obama on Oct 21, 2016 saying, “so, I want to be honest, its not as if its just Republicans who monkey around with elections…”  The term “monkey around” is a neutral expression, which blacks – including the former POTUS Obama, and all other racial groups have used in the U.S. for decades.

But this faux issue is a reminder of what happens during campaign season. It’s common for many, not all, Democratic candidates to ‘play the race card.’ That’s not to excuse GOP canards, such as their traditional view on trade. But this latest Democratic allegation begs a look at some background, that sets the question of Democrats vs. the GOP and related racial issues into an accurate, historic context.

This video by professor Carol Swain at Vanderbilt University will be stunning to many, and will be unsurprising but useful to others. It’s already been viewed some 4.6 million times. Viewer ‘thumbs up’ on this date outscored thumbs down by about 10 to 1. That suggests it’s worth viewing.

 

For those who aren’t familiar with PragerU, conservative Jewish businessman Dennis Prager helped establish that wildly popular platform. PragerU has had a broader range of informed presenters like Steve Forbes, Sharyl Attkisson, Alan Dershowitz, Guy Benson, Ben Shapiro, David Clarke, Tammy Bruce, Dinesh D’Souza, Walter Williams, and Candace Owens among others.  Prager works with good presenters with often impressive credentials, as the screen capture from the PragerU presenter’s page reflects.

PragerUPresentersVideoDailyBusinessNewsMHproNews

The historical facts presented by Professor Swain are accurate. They are also politically inconvenient.

CarolMSwaimProfessorWikipediaDailyBusinessNewsMHproNEws

As a disclaimer, keep in mind, MHProNews’ principals are not members of either major party. We are true political independents. Our friends and supporters include people of all political, ethnic, religious, and other groups. That said, we are editorially strong believers that the truth well told sets people free.

The nation watches the continued drift towards socialism among Democrats.  It’s exhibited by primary victories like Alexandria Ocasio-Cortez in New York, and Mayor Andrew Gilliam in FL. These are topics that have and will impact businesses. Moderate Democrats, like former Clinton advisor Doug Schoen, are begging their fellow party loyalists to reject that push to the socialist left.

Facts are facts. Facts and the truth may be inconvenient. But with an economy rapidly rising under the leadership of a former Democrat turned Republican – President Donald J. Trump – this is a good time to grasp what’s gone wrong in the past.  This is the time to make adjustments, and turn towards a brigher future founded on free enterprise. There is progress being made to an economy that increasingly works for all Americans.

Doug Schoen, Clinton Adviser, warns – “Democrats must advance an agenda…to create a society of opportunity for all – not guaranteed outcomes achieved through wealth redistribution.”

The Daily Business News and other features here on MHProNews has reported on related topics previously. Some examples are linked herein, or in the related reports, further below.

If you or a friend are members of either of the two political parties discussed in this video, the questions should be simple. Is the information accurate? What relevance does it have to the upcoming voting in November?  Do we want to let America buy into the lies that promoted the crisis in Venezuela?  Start sharing these ideas now.

The Ultimate Manufactured Home Industry Fact$, Data, and Insights – Bullets plus at-a-Glance Infographic

As PragerU says, exposing people to the truth well told can open and change minds. That’s “News through the lens of manufactured homes, and factory-built housing,” © where “We Provide, You Decide.” © ## (News, analysis, and commentary.)

(Third party images and content are provided under fair use guidelines.)

1) To sign up in seconds for our MH Industry leading emailed news updates, click here.

ManufacturedHomeIndustry#1HeadlineNewsMHProNews

To see a sample of our emailed news update, click here. To sign up for the factory-built home industry’s #1 headline news, click here or the graphic above.

2) To provide a News Tips and/or Commentary, click the link to the left. Please note if comments are on-or-off the record, thank you.

3) Marketing, Web, Video, Consulting, Recruiting and Training Resources

SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

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