Posts Tagged ‘improvements’

0% Interest Loan$ for Mobile/Manufactured Home Rehab & Improvements, Includes MH in Communities

February 16th, 2018 Comments off


Housing rehabilitation loans are available for mobile/manufactured homes in mobile home parks, says the Winona Daily News.

While this program is for parts of Minnesota, similar programs exist in other states and markets too.

Semcac, a Community Action Agency serving southeastern Minnesota, has funds available through Minnesota Housing for housing rehabilitation loans for eligible homeowners in Dodge, Fillmore, Freeborn, Goodhue, Houston, Mower, Rice, Steele, Wabasha and Winona counties,” said the report.

The loans are reportedly at a 0% interest rate loan with a 15-year term or a 10-year term for mobile/manufactured homes in a manufactured home land-lease community.

According to the SEMAC website, “If you meet the following requirements, you may be eligible to borrow up to $27,000 to complete improvements to your home:”

To be eligible, you must:

  • Meet the maximum household income limit of $99,500
  • Meet credit requirements (score of 620 minimum for secured; score of 680 minimum for unsecured)
  • Own and occupy the property

Some examples of improvements you could make

  • Furnace or Boiler
  • Central Air Conditioning
  • Windows
  • Doors
  • Insulation
  • Water Heater
  • Siding
  • Roofing
  • Septic System
  • Mold Mitigation
  • Basic Garage, if none exists

Other Qualifiers.

  • Must have owned and occupied the property as principal place of residence for the past six months;
  • Current with your property taxes;
  • Current with your mortgage payments;
  • Have homeowners’ insurance on the property;
  • Have less than $25,000 in assets;
  • Have had the property weatherized by Semcac or Three River’s Community Action Agency or on the waiting list to be weatherized;
  • Have total gross household income within the income limits.

Properties in a cooperative are not eligible, per the Winona Daily News. For more details, call Cindy at Semcac, PO Box 549, Rushford, MN 55971, direct line 507-864-8207 or e-mail ## (News, analysis, and commentary.)


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Willmar gives Preliminary nod for tax abatement for Manufactured Home Community in Exchange for Improvements

November 10th, 2014 Comments off

regency-east-mobile-home-park-willmar-mn-credit=google-earth-posted-daily-business-news-mhpronews-comWillmar, Minnesota’s City Council, following a preliminary okay for tax abatement for the owner of Regency East Mobile Home Park. The hearing is set for December 1. Passage would mean $2500 a year in abatement for the next 10 years, as an offset for negative cash flow during the planned redevelopment.

WCTrib tells MHProNews that new owner Gus Wurdell’s …“Willmar Redevelopment Company LLC intends to replenish the housing supply with new and late-model manufactured homes with two to four bedrooms. Homes will range in size from 1,200 to 2,000 square feet.” The plan calls for all owner occupied homes that lease their sites.

Improvements planned include electrical service upgrades, parking pad overlays, improved drainage, footings, foundations and freshwater service. Privacy fending, removal of abandoned homes, new play area and soccer field, plus a security system were also part of the plan.

Wurdell said in a letter sent mid-September that Regency East suffered from poor management and deferred maintenance, Those resulted in 75 percent vacancy and blight. After several years of trying to take ownership of the park, Wurdell successfully closed on the property in September after several years trying to buy the community.

Council members discussed the apparent ability and track record of Wurdell’s operation to deliver on its promised improvements, which would improve the looks and livability of the neighborhood.

In a story MHProNews ran in September, residents indicated they appreciate the improvements ##

(Editor’s Note: With the number of MHCs that have similar challenges, is what looks to be shaping up in Willmar with private-public cooperation forming to improve this community – is this one possible model for other MHCs?)

(Image credit: Google Earth)

New MHC name, owner and planned changes bring hope to area

September 2nd, 2013 Comments off

bonser-posted-on-mhpronewsHillyard business owners and area residents are hopeful about change for an older ‘mobile home park’ that a new owner plans for this Spokane, Washington land lease community. The former Wishing Well Mobile Home Park has been renamed Easy Acres. KREM tells MHProNews that Lisa Bonser, a resident says she is looking forward to the plans for a clean up, community gate, newer homes and other improvements. A local Allstate business owner, Paul Hamilton, said: “It’s about improving the quality of life in your neighborhood, wherever you live.” While the report is not all peaches and cream, there are hopeful tones reflected too, a reminder to MH
business owners that there are potential rewards in terms of good media coverage when positive changes
are made. ##

(Video credit: KREM News)

Texas City Sets New Ordinance for Manufactured Homes

August 19th, 2013 Comments off

Updating a story we posted July 5, 2013 regarding a manufactured housing community (MHC) owner’s plans to rehab his property being stymied by the city council, a recent vote by the council will encourage owners to make improvements within the guidelines of a new ordinance. In 1999, the council eliminated zoning which allowed manufactured homes to sit side-by-side with site-built homes in Harker Heights, Texas, but they can be replaced one time. Under the new ordinance, owners will have more say about the structure of their communities and will be provided incentives to upgrade their properties. Meanwhile, according to, the city will have more input on the homes that go into a community, and owners will have to present changes to the planning and development commission. In the last 15-20 years, MHProNews has learned the percentage of manufactured homes in Harker Heights has fallen from 31 percent to 16 percent.

(Photo credit: Brian Bradley/kdhnews–Harker Heights factory-built home)

Builder Sentiment Rises for Senior Housing Market

August 8th, 2013 Comments off

Builder confidence in the 55+ housing market for single-family homes rose to its highest second quarter level since the National Association of Home Builders (NAHB) began keeping track in 2008. Marking the seventh quarter of year-over-year improvements, the Housing Market Index rose 24 points to 53, as MHProNews has learned. The index measures builders sentiment concerning current sales, prospective buyer traffic and anticipated sales for the next six months, in which any number over 50 means builders see the market as good rather than poor. “The 55+ HMI for single-family homes almost doubled from a year ago,” said NAHB Chief Economist David Crowe. “Sentiment in other segments of the 55+ market housing was strong as well. The main challenge for builders in many parts of the country is finding enough buildable lots in desirable locations and workers with the necessary skill set to respond to the increased demand.”

(Photo credit: Wikipedia)

Housing Market Slips Month-over-Month, but Flourishes Year-over-Year

July 8th, 2013 Comments off

A total of 255 metropolitan housing markets across 49 states and the District of Columbia have remained on the National Association of Home Builders/First American Improving Markets Index (IMI) for July, down from the 263 areas that ranked in June, but over three times the number listed in July 2012. Based on continued improvements in housing permits, employment and house prices for six consecutive months, NAHB Chairman Rick Judson says, “This is the sixth straight month in which at least 70 percent of all U.S. metros have qualified for the Improving Markets Index. The relative stability of the IMI is representative of the broad recovery underway, which is much more extensive than what we were looking at one year ago.” NAHB’s Chief Economist David Crowe expects expansion of the housing market to continue through the year despite shortages of labor, lots, credit and some building materials, as MHProNews has learned.

(Image credit: HousingWire)

Home-building Spurring Gross Domestic Product

June 17th, 2013 Comments off

As of April 2013, home building employment totaled 2.1 million people, up nearly 100,000 in the last year, according to the labor department. Home building contributed 20 percent to the growth of the Gross Domestic Product (GDP) in the last six quarters. Residential Fixed Investment (RFI), the home building component of the (GDP), measures spending on residential structures, including manufactured housing, single and multi-family homes, as well as remodeling and improvements that extend the life of the home. For the last six quarters RFI has averaged a 14 percent growth rate, as usnews has informed MHProNews. The National Association of Home Builders (NAHB) reports housing, defined as the combination of the monetary value of newly-built housing and sales of existing housing, has often accounted for 17-18 percent of the overall economy. The first quarter of 2013 saw that number at 15.18 percent.

(Photo credit: Liberty Homes–manufactured home)

Improving Markets Index Holding Steady

April 5th, 2013 Comments off

The National Association of Home Builders/First American Improving Markets Index (IMI) informs MHProNews the list of improving housing markets remains virtually unchanged from last month. Five new markets showed improvements in employment, housing permits and home prices for at least six months, while six fell from the ratings. NAHB Chief Economist David Crowe says following seven months of growth, “the number of markets is holding steady at a high level.” Kurt Pfotenhauer, vice chairman of First American Title Insurance Company, notes, “With 75 percent of the country seeing measurable improvement in housing market conditions, the outlook is definitely brightening for local economies this spring.”

(Graphic credit: Photobucket–flatline)

Fla. MHC Residents Organizing to Change Rent Hikes

February 13th, 2013 Comments off

The Ledger tells MHProNews residents of MHCs around Fla. are organizing to pressure the Florida Legislature into enacting legislation that would link rent hikes to the Consumer Price Index (CPI) in their communities when a home changes hands. Ed Green says the current system is a deterrent to people interested in buying an existing home. In extreme situations, some residents simply move out and leave the home because they are unable to sell it. He proposes the new rent should increase to the lowest monthly rate in the community. Jim Ayotte, executive director of the Florida Manufactured Housing Association (FNHA), says the proposal is a form of rent control, which court rulings have forbidden, and that financial terms are spelled out in the contracts residents sign. He says the method of setting site rents is well defined, and to try and control that when a resident sells their home could force the owners to close the community if it becomes no longer profitable. He suggests residents would be wiser to pressure legislators for improvements in the property insurance industry. He said many seniors are unable to get adequate insurance for their homes.

(Photo credit: citybizlist–Stoll Manor MHC, Lakeland Fla.)

County to Repair Modular Homes

January 16th, 2013 Comments off

The inyoregister reports the board of supervisors of Inyo County in eastern Calif. will consider repairing two modular homes the Inyo County Sheriff’s Dept. purchased to house resident deputies in the town of Shoshone, near the Nevada border. The Inyo County Public Works Dept. proposes to use the county building maintenance fund to replace the roof, the windows and make other improvements. As MHProNews understands, the two buildings were originally constructed to Housing and Community Development standards which allowed single-pane windows and reduced insulation in the walls.

(Photo credit: merchantcircle)