Posts Tagged ‘HUD Secretary’

HUD Secretary Ben Carson Touts 2018 Accomplishments, Highlights

February 1st, 2019 Comments off



The partial federal shutdown, now over, delayed several reports, like the one that follows.



The U.S. Department of Housing and Urban Development (HUD) press room provided the Daily Business News on MHProNews select highlights of what they point to as Carson’s accomplishments.

Given the Manufactured Housing Institute (MHI) claims of close ties and “clout,” it is worth noting that manufactured housing isn’t mentioned at all.  But there are several data points and mentioned items that directly or obliquely should be of interest to manufactured home industry professionals.



Manufactured Housing Institute Housing Alert, Affordable Housing Crisis, MHI’s #NettlesomeThings Response



Here’s the HUD release.  Some analysis will follow HUD’s release.






WASHINGTON – Today, the U.S. Department of Housing and Urban Development (HUD) released its 2018 Year in Review outlining the major accomplishments of the agency under Secretary Ben Carson.

“Over the past year, the Trump Administration has continued to deliver on its promise to create greater economic opportunity for low-income families and encourage reinvestment in underserved communities,” Secretary Carson said. “HUD is advancing its mission by providing sustainable homeownership opportunities, removing barriers to revitalization and affordable housing, and helping communities impacted by natural disasters rebuild, among other efforts. I look forward to continue building on the successes of the past year and opening more pathways to self-sufficiency for HUD-assisted families.”

HUD’s achievements in 2018 include:

  • Spurring Reinvestment in Communities

o HUD preserved affordable housing options by converting over 100,000 public housing units through the Rental Assistance Demonstration (RAD) program, which has generated close to $6 billion in construction investment.

o The Administration established the White House Opportunity and Revitalization Council, covering 13 federal agencies and led by Secretary Carson, which will work to prioritize Opportunity Zones in a variety of federal efforts, including grant funding, loan guarantees, infrastructure spending and crime prevention.


  • Advancing Economic Opportunity

o HUD’s Federal Housing Administration (FHA) served nearly 669,000 mostly first and low- to moderate-income, single-family homebuyers through home loans; supported the production and preservation of 121,600 multifamily units; and provided $2.45 billion in insurance for hospital and residential care facilities.

o Ginnie Mae served 1.86 million households by attracting global capital to the nation’s housing market through its mortgage-backed security (MBS) in conjunction with the government’s lending programs, such as the FHA and Veterans Affairs (VA).


  • Reducing Homelessness Among Extremely Vulnerable Populations

o   HUD, through the HUD-Veterans Affairs Supportive Housing (HUD-VASH) program, reduced veteran homelessness by 5.4 percent since last year, falling to nearly half of the number of homeless veterans reported in 2010.

o   HUD-supported Continuums of Care (CoCs) reduced the number of families with children experiencing homelessness by 2.7 percent since 2017 and 29 percent since 2010.


  • Funding Disaster Recovery at Historic Levels

o HUD has responded to natural disasters with historic funding levels and assistance to support the long-term recovery of affected communities. Specifically, HUD is allocating more than $35 billion in Community Development Block Grant – Disaster Recovery (CDBG-DR) funding to 16 states and local governments in FY2018 following several natural disasters to support long-term recovery efforts.

o HUD introduced new FHA financing options, including the “Disaster Standalone Partial Claim,” for disaster victims who are rebuilding or buying another home following a disaster. This option covered up to 12 months of missed mortgage payments via an interest-free second loan on the home.


  • Protecting Taxpayers

o   HUD won a significant legal victory in Anaheim Gardens v. United States, a case that has been pending for 25 years and presented HUD and the Federal government with potentially more than $100 million in liability exposure.

o   HUD reduced the FHA’s exposure to risk and promoted sustainable homeownership. Specifically, HUD exceeded the statutorily mandated 2.0% capital ratio in the Mutual Mortgage Insurance (MMI) Fund in fiscal years 2017 and 2018 by not implementing a premium decrease announced by the previous administration.


Read more of HUD’s 2018 accomplishments here and about many of the individuals and families who have been impacted by HUD’s programs and services at

### End of HUD Release ###

Secretary Carson, it will be recalled, promised manufactured housing professionals a new era of cooperation last year, saying the Trump Administration here’s our industry’s interests and concerns. It is beyond doubt that Carson made significant changes, such as the removal of Pam Danner, JD, from the administrative role at HUD.  There has been some regulatory relief – or at least a pause.

The industry’s members should not forget Lesli Gooch’s questionable statement to Scotsman Guide, just prior to the end of the federal shutdown.  See the related reports below for more.

That’s tonight’s MH “Industry News, Tips, and Views Pros Can Use,” © where “We Provide, You Decide.” © ## (News, analysis, and commentary.)



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Related Reports:

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Wall Street, Lesli Gooch – Manufactured Housing Institute EVP – Penetrating Scotsman Guide Interview Analysis

Bonuses, Bonuses! Manufactured Housing Struggles During Affordable Housing Crisis, While Top MHI Staffers Get Bonuses

“A New Era of Cooperation and Coordination,” is Promised by HUD Secretary Carson, Saying “I Hear You”

HUD Secretary Ben Carson and Senator Thom Tillis Discuss Affordable Housing and Manufactured Homes, Video

Greener, Stylish Manufactured Homes – Hidden Facts in the Washington Post Manufactured Housing Narrative















Yes, Thankfully There’s Times Manufactured Homes Earn Bipartisan Praise in Washington, D.C. Metro

November 22nd, 2018 Comments off


A new article on Manufactured Home Living News (MHLivingNews) points out praise across the left-right partisan divide in favor of modern manufactured homes.


That same new Thanksgiving Day report also pulls together elements from both national trade associations that are based in or near Washington, D.C.

In that lighter holiday mood, and as positive as is reasonably possible spirit, you can see the report, linked below.


Giving Thanks for Mobile Homes, Manufactured Homes, Classic “Mobile Home Parks” and Manufactured Home Communities

For another Thanksgiving report, thankful for the independents, who along with others, made manufactured housing great, see the related reports, further below.  From all of us to all of you, happy Thanksgiving. ##We Provide, You Decide.” © ## (News, analysis, and commentary.)

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Related Reports:

Giving Thanks for Mobile Homes, Manufactured Homes, Classic “Mobile Home Parks” and Manufactured Home Communities

Giving Thanks for Manufactured Housing Independents, Applauding “MHIdea!”

What’s the Truth About Thanksgiving in MHVille?


Trump Administration’s Official 2019 HUD Budget, Proposals Unveiled

February 12th, 2018 Comments off


Spending plan will preserve or increase support for homeless, seniors, disabled, and healthy housing

WASHINGTON, D.C. – “The Trump Administration today announced the proposed Fiscal Year 2019 Budget for the U.S. Department of Housing and Urban Development (HUD), a $41.24 billion spending plan that continues or expands support for vulnerable populations including those experiencing homelessness, the elderly and persons living with disabilities,”  HUDs press office said in a release to the Daily Business News.


The President’s 2019 Budget represents a commitment to fiscal restraint, with a modest one percent increase in discretionary funding over last year’s request,” stated their release.

As industry professionals know, HUD has made news calling for a top-down review of their manufactured housing industry program.  That report, is linked below.

While the Budget seeks stable or increased funding for direct rental subsidies to the elderly and disabled, as well as to homeless assistance and lead hazard control, in other less targeted programs, the Administration is committed to the idea that state and local governments are best positioned to address specific needs in their communities.  Read HUD’s proposed FY 2019 Budget.

The budget lays out a vision for a government that is efficient, effective, and accountable.  It provides for a strong national defense, lays the groundwork for further economic growth and opportunity through reduced regulatory burdens and taxes, and recognizes the importance of aggressively addressing our nation’s fiscal challenges,” said HUD Secretary Ben Carson. “I am confident HUD will deliver on its core programs, assist our most vulnerable populations, and make significant enhancements to our programs where needed.”

The balance of this report is taken verbatim from the HUD release.



The 2019 Budget continues the Federal goal to prevent and end homelessness by seeking a record $2.4 billion to support thousands of local housing and service programs assisting those living in the nation’s sheltering system and on the streets.  This represents a $133 million increase over the Administration’s 2018 budget request.


The Budget continues support for 4.7 million HUD-assisted households while seeking $601 million for the Housing for the Elderly (Section 202) and $140 million for the Housing for Persons with Disabilities (Section 811) programs. These requested amounts represent an increase of $91 million and $19 million respectively over the President’s 2018 budget request.

Over the past year, HUD has examined its main rental assistance programs (Housing Choice Vouchers, Project-Based Rental Assistance, Public Housing, and Housing for the Elderly and Persons with Disabilities) with the goals of simplifying the programs to provide improved resident outcomes, and in turn decreasing the burden to the public through and maximizing its investment.  These strategic goals are comprised of two initiatives that HUD will pursue through a combination of legislative proposals and administrative actions that will enhance HUD’s rental assistance programs and chart a new course for the future of public housing.

  • Enhance Rental Assistance –The current rental assistance programs structure creates disincentives to employment and stable family formation, imposes large administrative burdens, generates significant costs to the Federal government, and represents a one-size-fits-all approach that does not take into consideration local community needs. The Administration will be sending forward a legislative proposal to Congress that will seek to encourage work and self-sufficiency, simplify program administration; increase local control and choice; and reduce costs to taxpayers.


  • Future of Public Housing – Public Housing has an estimated $26 billion capital needs backlog, and affordable units are lost each year due to severe disrepair. The cumbersome regulatory structure of the Public Housing program limits local Public Housing Agencies’ (PHAs) ability to adequately address their significant needs.  The budget proposes to merge the Public Housing Capital Fundinto the Public Housing Operating Fund with reduced overall funding.  This new combined Operating Fund will be given extra flexibilities to pay for capital improvement needs.  This better supports local needs by allowing increased flexibility for each PHA to make decisions that best serve their residents.  Longer term, HUD will work with local PHAs to shift public housing units to a more sustainable model and to allow State and local governments to take a more active role to support these functions. One of these more sustainable models is HUD Rental Assistance Demonstration (RAD).  Given the scarcity of federal funds and the substantial capital needs of the nation’s aging public housing stock, the Administration proposes removing the statutory limit on the number of public housing units that can participate in RAD.  Currently, only 225,000 units of public housing can take advantage of this affordable housing preservation program.



The 2019 Budget continues to support homeownership through the FHA mortgage insurance programs, providing up to $400 billion in new loan guarantee authority that and includes critical funding to support targeted improvements to FHA’s aging information technology systems, some of which are based upon the outdated COBOL programming language.

In addition, the Budget seeks $550 billion in new guarantee authority for Ginnie Mae, a part of HUD.  Ginnie Mae makes affordable housing a reality for millions of low- and moderate-income households across America by channeling global capital into the nation’s housing markets.  Specifically, Ginnie Mae provides significant liquidity, allowing lenders to obtain a better price for their mortgage loans in the secondary mortgage market. The lenders can then use the proceeds to fund new mortgage loans.

The Administration is also seeking $62 million to support HUD’s fair housing mission.



 The Administration continues to seek the elimination of the Community Development Block Grant (CDBG) Program, shifting the activities the block grant program supports to the State and local level.  Since 1980, and most recently in 2013, HUD studies found that CDBG are not well targeted to the poorest communities and has not demonstrated a measurable impact on communities.  Similarly, the Administration proposes through the Budget the elimination of HUD’s Choice Neighborhoods Initiative, HOME Investment Partnerships Program, and the Self-Help Homeownership Opportunity Program (SHOP), because State and local governments can better meet their communities’ needs.



To protect families and their young children from potentially dangerous lead-based paint and other hazards, the Budget requests $145 million to promote healthy and lead-safe housing, $15 million over last year’s requested amount.



The budget includes $2 million to support HUD’s new EnVision Center Demonstration.  Located on or near public housing developments, EnVision Centers will be centralized hubs that serve as an incubator to empowering people to graduate from HUD-assisted housing, becoming self-sufficient and responsible homeowners and renters in the private market.  By helping move people to self-sufficiency, HUD will be able to help Americans who are underserved.


 HUD’s mission is to create strong, sustainable, inclusive communities and quality affordable homes for all. 

## (News, linked analysis, and commentary.)


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NLIHC CEO Responds on HUD’s Worst Case Housing Needs Report, MH Leader Reacts

August 11th, 2017 Comments off

DianeYentelNationalLowIncomeHousingCoalitionNLIHCDailyBusinessNewsMHProNews410The Department of Housing and Urban Development (HUD) published on August 9 its Worst Case Housing Needs: 2017 Report to Congress, showing that 8.3 million unassisted very low income households in America spend more than half of their income on their housing, live in severely substandard housing, or both,” said a release by the National Low Income Housing Coalition (NLIHC) to MHProNews.

The number of households experiencing this “worst case housing” has increased by 41% since 2007 and by 66% since 2001. We are experiencing an affordable housing crisis of unprecedented proportions,” the NLIHC release said.

NLIHC pointed to a press statement accompanying the release of the report.



Dr. Ben Carson, HUD Secretary, official photo.

In that release, HUD Secretary Dr. Ben Carson stated: “Today’s affordable rental housing crisis requires that we take a more business-like approach on how the public sector can reduce the regulatory barriers so the private markets can produce more housing for more families.”

President and CEO Diane Yentel expressed her perspective via the NLIHC release that, “While fewer regulatory barriers to housing production would help in high cost markets where the rental supply is tight, the private market will never provide sufficient housing for the lowest income households.”

Without housing assistance,” Yentel believes, “what these families can afford to pay in rent is virtually always too low to cover the costs for the private market to serve them.”

Yentel promotes the notion that the mortgage interest deduction (MID) should be modified, removing a deduction that often goes to the wealthy, and that those funds could then be used to aid more of the poor who are housing challenged.


One of the graphics from the NLIHC on this issue.

Secretary Carson has said several times recently that the difference in household net worth is some $200,000 for homeowners, while those who live in rental housing is only about $5,000.

Manufactured home advocated – and actively retired businessman and minister – the Rev. Donald Tye, Jr. has said that the answer for many are found in modern manufactured homes.


Tye explained that public housing – an entitlement – often yields addiction. Ownership vs. renting or living in “projects” leads to integrity, a view he likens to those of Dr. Martin Luther King, Jr.

Tye is not alone in that view.


Manufactured housing produces entry level homes, such as the one shown above, as well as residential style homes. A 3 bedroom, 2 bath home like the one above is priced from the 40s in many markets today.  Add a reasonably priced home-site, and the monthly cost is far lower than rent in most markets. Think entry level cars, cells, etc., save that the entry level manufactured home must still meet all of the safety, energy and construction standards established by HUD. Satisfaction with manufactured home living is well established by both federal and private reports. Click here for quality/satisfaction details

An MH Industry Leader’s View


Mark Weiss, JD, President, CEO of MHARR.

Without directly addressing any of the NLIHC points, the industry’s voice for independent producers spoke out in the following fashion.

There are steps that HUD could take today to increase the availability of safe, decent and affordable housing for American families without spending a dime of taxpayer money,” said Mark Weiss, JD.

Weiss is the president and CEO of the Manufactured Housing Association for Regulatory Reform (MHARR), which like the NLIHC, is based in Washington, D.C.

Studies undertaken by HUD itself, show that HUD regulated manufactured housing is the nation’s most affordable housing, surpassing even rentals,” Weiss told MHProNews.


Image provided by MHProNews, from the GAO report, which underscores MHARR and Rev. Tye’s points. To see the GAO report, click here or the image above.

MHARR’s CEO Bullets

Weiss laid out his bullets like this.

By more fully:

  • incorporating manufactured housing into all of HUD’S housing programs;
  • by advancing and facilitating the acceptance of manufactured housing within HUD and by government at all levels, as already required by law;
  • by eliminating unnecessary and non-cost-effective federal regulation; by preventing the discriminatory exclusion of manufactured housing by rogue jurisdictions, using powers already provided by existing law, and, most importantly:
  • by putting the HUD manufactured housing program under the direction of a qualified appointee, as provided by law,

HUD could elevate and reinvigorate an existing public – private sector program capable of providing inherently affordable housing for millions of Americans at virtually no cost.”

 Weiss’ bullets dovetail in some ways with Dr. Carson’s call for public-private partnerships.

As Congress recognized when it adopted the Manufactured Housing Improvement Act of 2000,” Weiss said, “that law — and HUD’S function with respect to Manufactured Housing — is no longer just about consumer protection, but about ensuring the availability of affordable manufactured housing for ALL Americans.”

Weiss emphasized his points by saying that, “It’s about time that HUD took that responsibility seriously, and the worst case housing needs report underscores the urgent need to do so.”


Residential style manufactured homes like the one shown are about half the cost of a similar size conventional home, per the U.S. Census Bureau. For a video interview with a long-time federal official, which includes home and construction clips, see the video linked here.

Note: An emerging technology and urban housing solution focused report will appear tomorrow on the Daily Business News. ## (News.)

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Sunday Morning Weekly Recap Manufactured Housing Industry News June 25 to July 2, 2017

July 2nd, 2017 Comments off

A look at the new home page.

As vacation season rolls on, we’ll try something just a little bit different again today for our weekly recap of .  Reader feedback, always encouraged and appreciated.  Matthew and his work are missed, but we hope his trip to the mountains will be a good one!

What’s New on

We’re testing out some new things on the Daily Business News this week too, and have had some guest writers doing reports for us.  Traffic on these reports have been good  – that’s always a positive sign – but your written feedback is appreciated. 

July 1st, 2017


June 30, 2017


June 29th, 2017



June 28th, 2017



Chet Murphree, Deer Valley Homebuilders. James McGee. Deer Valley Homebuilders, L.A. ‘Tony’ Kovach, Inside MH.

June 27th, 2017




June 26th, 2017

OPEC Disarray May Yield Manufactured Housing Industry Hooray

Proud Patrick Performance Perspective Spotlighted, MHCV, Markets Mixed


MHI Legislative Fly In Clouded By New Controversy

Eric Conn ‘Trailer Law Complex’ Social Security Attorney ‘On the Lam’

Putting the Cart Before the Horse—Er, House—in Montana

Sunday, June 25th.

Sunday Morning Weekly Recap Manufactured Housing Industry News June 18 to June 25, 2017


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Candidate: Beef Up Manufactured Home Community Inspections

May 17th, 2017 Comments off

Oak Hollow Community. Credit: San Antonio Express.

In San Antonio, Texas, District 8 councilman and mayoral hopeful Ron Nirenberg is making a push to change the municipal code.

According to My San Antonio, Nirenberg, fresh off an endorsement from former HUD Secretary Julian Castro, is looking to beef up the city’s inspections of manufactured home communities, and the City Council Neighborhoods and Livability Committee approved his proposal earlier this week.

The city will now conduct public meetings with various stakeholders, to determine exactly how to amend the municipal code that regulates communities.

Additional changes could include enabling the city to levy higher fines or pursue civil penalties against mobile home park [sic] owners who repeatedly violate the code,” said Michael Shannon, the city’s interim director of development services.

Currently, the city can only press criminal charges against community owners.

This is an effort to address what I think is a gap in policy, to make sure we have some proactive inspections,” said Nirenberg.


Cleanup at Oak Hollow. Credit: San Antonio Current.

Nirenberg says that he proposed the measure after the city ordered the relocation of families in the Oak Hollow Mobile Home Park, which is in his district, of overflowing septic tanks and other poor conditions. The Daily Business News originally covered that story here.


Sewage Line at Oak Hollow. Credit: KABB.

In this case, Joe Mangione, owner of Oak Hollow Mobile Home Park, has been served a cease and desist order by the city. The order tells him to stop lying to his “tenants.”

I’ve lived there four years, and then my sisters lived there for at least 15 years before that. It’s always smelled like this, I just never knew where it came from,” said one of the residents.

I mostly keep [my daughters] indoors now.

Upon investigation, the city found raw sewage leaking from decrepit septic tanks and directly into the park’s soil, including one leak directly underneath a tenant’s home. The resident was forced to avoid one of the rooms due to the smell.

The city determined that 12 of the homes were in such bad shape that the health department was legally bound to alert those living in Oak Hollow that they would need to move out of their home and into hotel rooms, paid for by the city, until the landlord addressed the problem.

Current law states that manufactured home communities must register with the San Antonio Department of Heath and are subject to inspection, but Nirenberg says that sites are not routinely inspected, and often only go to communities after receiving a complaint.


Julian Castro and Ron Nirenberg take a selfie. Credit: My San Antonio.

My concern was that we prevent the kind of issue we saw at Oak Hollow,” said Nirenberg.

We know if mobile home parks [sic] fly under the radar, there’s really no guarantee of that.”

Nirenberg says his hope is that increasing inspections are part of a larger package of reforms to the city code.

His goal is to establish communications and assistant protocols in the event another Oak Hollow situation arises.

In the case of Oak Hollow, there was an extended displacement, where the residents were placed in hotels, and there was only a short period of assistance for them to do so,” said Nirenberg.

According to Deputy City Attorney Joe Nino, the city filed a suit against Oak Hollow in December and is trying to work out a settlement.

A for sale sign is posted on the property,” said Nino.


The Julian Castro Effect 


Credit: Bloomberg.

In December 2015, Castro praised the manufactured home industry, saying in part “a good home is a powerful platform to spark progress in people’s lives. It connects families to the communities that surround them, and it lays the foundation for their health, their happiness and their future success.

That’s why we call HUD, ‘The Department of Opportunity.’ And that’s the importance of the work we do together.

The United States faces an affordable housing crisis. And manufactured homes serve as a vital solution for folks of modest means, particularly in rural areas.”

The full commentary from Castro is linked here. ##


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RC Williams, MHProNews.

Submitted by RC Williams to the Daily Business News for MHProNews.


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MHARR on Trump, Dr. Carson for HUD, Finance, Exclusive Report and Analysis

December 8th, 2016 Comments off

Collage credit, MHProNews.

The Manufactured Housing Association for Regulatory Reform (MHARR) has released its December 2016 Washington Update, an exclusive report and analysis that addresses key issues with the U.S. Department of Housing and Urban Development (HUD).

Covered in this MHARR report:

  • MHARR’s planned focus on incoming Trump Administration
  • Carson nominated to be next HUD Secretary
  • The availability of consumer financing

The full MHARR report and analysis is available for Daily Business News readers here. ##

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RC Williams, for Daily Business News, MHProNews.

Submitted by RC Williams to the Daily Business News for MHProNews.

Is Ben Carson the Right Choice for HUD Secretary? Depends On Who You Ask

December 2nd, 2016 Comments off

Dr. Ben Carson. Credit: Biography.

Since the buzz began about President-elect Donald Trump “seriously considering” Carson for the top job at the Department of Housing and Urban Development (HUD) and Carson’s apparent interest in the job, things have been quiet.

We have much work to do in strengthening every aspect of our nation and ensuring that both our physical & spiritual infrastructure is solid,” Carson tweeted on the Wednesday morning before Thanksgiving.

He followed that tweet with another: “An announcement is forthcoming about my role in helping to make America great again.

On Monday, November 28th, HousingWire’s headline on the topic read, “EXCLUSIVE: Ben Carson will accept HUD secretary role,” with a sub headline – “Speculation is [nearly] officially over.

But since then, there has been no official word from anyone. Even with the recent silence from Dr. Carson and the Trump Transition Team, all sides of the debate have been anything but quiet.

HUD sometimes has a reputation as a bureaucratic backwater — presidents rarely put their closest advisers in charge of it,” said Andrew Flowers, writing for FiveThirtyEight.


Andrew Flowers. Credit: Twitter.

But in terms of its impact on Americans’ lives, HUD is far from second-tier. It has a budget of nearly $50 billion and employs over 8,000 workers. Its programs have a major impact on poverty, home ownership and affordability. Its data collection and enforcement roles are key for fighting discrimination and segregation. Here are four reasons why HUD and housing policy matter. Let’s hope President-elect Trump and maybe-Secretary Carson see that.


Joseph Lawler.

Joseph Lawler, writing for the Washington Examiner, suggests that fair housing efforts will be on the chopping block, and that it might not be a bad thing.

In a 2015 Washington Times op-ed, however, Carson described the (Affirmatively Furthering Fair Housing) rule as an example of ‘government-engineered attempts to legislate racial equality’ bound to fail and compared it to unsuccessful busing efforts in the 1970s and 1980s,” said Lawler.

Although his views on the numerous other housing programs that HUD runs remain a mystery, Carson’s opposition to the fair housing rule has provided some optimism to HUD critics.

Ana Marie Cox, writing for MTV, presents a more complete view of Carson’s potential tenure at HUD, and doesn’t paint a particularly flattering picture.

But we do know a little about how Carson views HUD. He compared the Obama administration’s campaign to move public housing out of minority and low-income neighborhoods to forced busing, calling it a “socialist experiment,” said Cox. “In a Facebook post about heading the agency, he talked about ‘making our inner cities great for everyone,’ though one suspects he really meant ‘great for everyone already there.’ He also mentioned ‘ensuring that both our physical infrastructure and our spiritual infrastructure is solid.’ I’m not sure with which I trust him less.

A View From The Masthead


L A ‘Tony’ Kovach, credit, MHVillage.

MHProNews and MHLivingNews publisher L.A. “Tony” Kovach provided his take in a recent Masthead post on the matter.

If experts got HUD into its current mess, perhaps a pro-free market, clear-thinker like Carson could assemble the team that could correct it,” said Kovach, who also sees the positive potential to “drain the Swamp of HUD” as a result of such an appointment.

Bulldozing vacant houses in Carson’s native Detroit has become a symbol of how good intentions – but bad public policy by so-called experts – has harmed America.

During the Obama years, their answer has been to double-down on more government intervention – example Dodd-Frank – in matters that their party’s policies helped screw up.  That isn’t to absolve Republicans of responsibilities, but it’s historic fact that Dodd-Frank and the 1990s era Clinton housing programs were Democratic plans.

Kovach also commented on how the gridlock in Washington D.C. has impacted the MH Industry, even though HUD Secretary Julian Castro believes manufactured housing can solve problems.


Among the great ironies of modern Washington DC bureaucracies, is that the solution for a significant part of the nation’s affordable housing crisis is found in manufactured housing.  Who says?  The current HUD Secretary, Julian Castro,” said Kovach.

Castro saysThe United States faces an affordable housing crisis. And manufactured homes serve as a vital solution for folks of modest means; particularly in rural areas.Castro makes an important point. But instead of getting out of the way of the manufactured housing industry, HUD’s current manufactured home program director and staff have routinely created roadblocks instead.

So, when will a formal announcement happen?  We still don’t know, but signs point to some time next week.

Dr. Carson and the MHARR take from Washington, DC  


Mark Weiss, MHARR. Photo credit, MHProNews.

Although the final status of his nomination is still not confirmed at this time, we would welcome Dr. Ben Carson as HUD Secretary,” said M. Mark Weiss, JD, president and CEO of the Manufactured Housing Association for Regulatory Reform (MHARR).

A new focus based on de-emphasizing taxpayer-funded public housing and “big government” subsidized housing programs,” said Weiss, “combined with other essential changes at HUD, would benefit the HUD Code industry in its role as the leading non-subsidized private-sector solution to the nation’s affordable housing crisis.

Others in MHVille 

HUD MH program administrator, Pam Danner.

While Pam Danner, JD – the current director of the manufactured housing (MH) program – has her supporters among MH professionals, the Masthead reports that in the wake of  Kovach’s cited post above, a number of MH pros have indicated that progress at HUD on manufactured housing issues must begin by replacing her.

When you look at who is opposing Dr. Carson,” said Kovach, “you have to be that much more motivated to see him be the pick for the top spot at HUD.”

The Daily Business News will continue to monitor the HUD appointment by the Trump Transition Team. ##

(Image credits are as shown above.)


RC Williams, for Daily Business News, MHProNews.

Submitted by RC Williams to the Daily Business News for MHProNews.

Castro video interview touts FHA improvements, plus calls for GSE reform, pointing to bill promoted by MHARR

November 18th, 2014 Comments off

julian-castro-housing-urban-development-hud-secretary-bloombergtv-businessweek=credits-posted-daily-business-news-mhpronews-com-Secretary of Housing and Urban Development (HUD) Julian Castro said in an interview with Bloomberg TV  that for many responsible Americans it is “too difficult” to get a home loan today. Castro reminded viewers with a smile that Ben Bernanke couldn’t get a home loan refi done, due to too strict lending guidelines.

The HUD Secretary was pleased to say that the FHA Title II mortgage loan program was back in the black and on a good track.

Castro also said that reform of the Government Sponsored Enterprises (GSEs) remains a top priority for the Obama Administration’s last two years.

The reforms should be part of an overhaul of the nation’s housing finance system, Castro said. 

Castro pointed out that their is bi-partisan support for legislation (S. 1217) introduced by Senate Banking Committee Chairman Tim Johnson (D-SD) and Ranking Member Mike Crapo (R-ID) which would reform the national housing finance market. It would eventually eliminate mortgage giants Fannie Mae and Freddie Mac.

Castro said, “This could be, I believe, a good victory either in the lame-duck session or, more realistically, perhaps in the next term of Congress where there is bipartisan support for housing finance reform, for doing away with Fannie and Freddie as we’ve known them, creating a backstop.”

While both national associations have favored reforms of the GSEs in a way that could be good for the industry’s home sellers and consumers, the Manufactured Housing Association for Regulatory Reform (MHARR) rapidly issued a release praising the Castro/Administration initiative.

MHARR’s released called it “good news for the manufactured housing industry, insofar as S. 1217 incorporates specific model manufactured housing (and chattel financing) equal access and non-discrimination language developed and advanced by MHARR, that was ultimately included in the bi-partisan bill on March 16, 2014 and approved by the Senate Banking Committee on May 15, 2014.”

MHARR elaborated, saying, “…regardless of what happens to S. 1217, the MHARR model equal access and non-discrimination language provides a basic template that the industry can and must include in any housing or housing finance legislation introduced in Congress going forward.”

The full MHARR release is here. MHProNews will continue to track developments of this story from all angles. ##

(Castro photo credit: BloombergTV/BusinessWeek)

FHA may need Bailout After All

April 10th, 2013 Comments off

For the first time in the history of the Federal Housing Administration (FHA), with its mortgage fund a minus $13.5 billion, the agency may need a government bailout by October, as HousingWire tells MHProNews. FHA Commissioner Carol Galante said, “The President’s budget projects that FHA may need a $943 million credit from the U.S. Treasury in October to make certain sufficient reserves are on hand today to cover projected losses over the next 30 years. FHA is taking every appropriate action to reduce the likelihood that such assistance is needed.” The agency may not make a final decision until Sept. 30, and attributes the financial stress to loans insured up to 2009, and to reverse mortgage programs. Housing and Urban Development (HUD) Secretary Shaun Donovan says the projected $13.6 billion shortage in capital reserves has been reduced to $943 million as a result of FHA recovering older loans, increasing some premiums, and making changes to the reverse mortgage program.

(Image credit: HUD-Gov)