Posts Tagged ‘housing units’

RE Focused Economist Says, ‘Millions of Housing Units’ Needed

June 14th, 2019 Comments off



Mark Fleming, Ph.D serves as the chief economist for First American Financial Corporation.  He’s been popping up more on various business news shows, so the Daily Business News on MHProNews decided to share the flavor of Fleming’s economic and housing insights.


It ought to be one of those rally points for manufactured housing professionals who are thirsting for growth.

About Fleming, “Before joining First American, he developed insights and analytical products for CoreLogic, and property valuation models at Fannie Mae. Fleming graduated from the University of Maryland with a Master of Science and a doctorate in agricultural and resource economics and holds a Bachelor of Arts in economics from Swarthmore College. He lives and works in the Washington, D.C. area,” per his company’s website.

As the posted videos reflect, he’s telling business news sources on both sides of the left-right media divide that ‘millions of housing units’ are needed.



In that, he says some points that longer time-readers of MHProNews are familiar with.  The National Association of Realtor’s Chief Economist Lawrence Yun has said similarly.



More recently, HUD Secretary Carson has pointed specifically to manufactured homes, along with other forms of prefab and innovative housing techniques.



So, while Fleming hasn’t been laser focused on manufactured housing, the industry’s professionals and investors must think of themselves as broader ‘housing’ members.  In that context, the needs are tremendous.

Only factory building can achieve that, is what tech gurus – who are increasingly entering the factory-built housing market – have decided.

Why does Warren Buffett and Charlie Munger love housing? Because they know which way the market is going.

In this context, one must ask. How is it possible, with the needs so great, that manufactured housing is still selling at a lower level than 15 years ago?




Logic says there are only a few possibilities.

·        The industry’s ‘big boy’ leaders don’t know what they are doing. While we disagree with them on many things, we don’t buy that option, but it is a logic possibility.

·        The industry’s ‘big boy’ leaders and their puppet association are lazy, and are not willing to do what it takes.  Again, it’s a possibility, but not one that we think fits the facts.

·        The industry’s leaders want the industry to perform at a low level, intentionally. If so, why? A common concern is that underperformance allows big companies to acquire smaller firms at a discounted price.


Is there evidence for this?

One might start with the words of Richard ‘Dick’ Jennison, Manufactured Housing Institute (MHI) own statement on camera, arguing for slow growth. 



What? During an affordable housing crisis?

It was such an outrageous comment that our publisher brought it to the attention of then MHI Chairman, Tim Williams, who is also the President and CEO of 21st Mortgage Corp. Williams told MHProNews that he would ‘talk to Dick.’

The following Louisville Show, Jennison then said – also capture on video – that the industry could achieve 500,000 new homes. That’s arguably true. But what has MHI done to achieve that level of production?


MHI CEO Dick Jennison’s Pledge – 500,000 New Manufactured Home Shipments


NAMHCO, cited in a report earlier today, broke from MHI, precisely because of a lack of performance.



What Haney’s statement reflects is the lack of credibility and effectiveness of MHI in their claims.


Frank and Dave,” controversial in their own right, nevertheless told their readers 2 weeks ago not to look to MHI for support for community owners, using these words.



In peeling back the layers of the onion in manufactured housing, in hindsight, the insight of Marty Lavin makes sense when he said the following.


FollowThe MoneyPayMoreAttentionToWhatPeopleDothanwhatTheySaySpySea72MartyLavinYachtManufacturedHousingINdustryProMHProNews

Ask yourself objectively. Do these Marty Lavin dictums apply with respect to MHI?


More pointed was Lavin – who is an MHI award winner – when he made the following statement.



MHProNews looks at the facts, considers the sources, and follows the evidence. MHI earlier last year, and for years before, MHI routinely replied promptly to all inquiries. But since we’ve spotlighted the problems and concerns, they’ve gone silent. Why? If the facts are on their side, why not make offer a cogent explanation?


MHI has purportedly engaged in what Mark Weiss, the President and CEO of the Manufactured Housing Association for Regulatory Reform (MHARR) who referred to the industry’s post-production sector – which is MHI’s turf – as the “illusion of motion.”


“THE ILLUSION OF MOTION VERSUS REAL-WORLD CHALLENGES” – Spotlighted by Manufactured Home Industry Leader


That comment sent our publisher laughing at the apt, penetrating insight.  Keep MHI members busy, keep them going to meetings that are profit centers for MHI, per their own IRS Form 990s.  Feed them ‘housing alerts’ that led them to believe that they are making progress…

…but the acid test is the sales, shipment and production of new manufactured homes.  Those numbers don’t lie.




Inept? Lazy? Or head fake with the goal of consolidating the industry into ever fewer hands?



Let’s not forget the 21st letter, Kevin Clayton video, and Warren Buffett letter, linked below.



In a series of direct quotes in context, a document from 21st Mortgage signed by Tim Williams, and video recorded comments by Kevin Clayton, these all line up to demonstrate how independent retailers, communities, and producers – among others – where purportedly harmed by action that could be deemed an antitrust violation. Why hasn’t Allen told his readers how that cost them money?


It makes the most logical case. Clayton, 21st, MHI, and MHI’s outside attorney – asked to address these concerns and allegations – routinely makes no on the record comment. 

Instead, they’ve put George F. (F?) Allen up as their purportedly incentivized attack dog and distraction surrogate.

When asked about claims from his own followers that have said Allen’s being compensated and rewarded by the big boys, Allen has no comment.

Millions of housing units are needed. Publicly traded MHI member companies own IR packets state that the industry is underperforming by historic standards.

Voices in Congress, per our sources, are wising up to the Omaha-Knoxville-Arlington ploy.

Voices in Congress, are already on the record going after high profile MHI members, including Clayton, 21st, and several large so-called ‘predatory’ community operators.

It’s not a pretty picture as to why the industry is underperforming. But the historical data – and the research by economists like Dr. Mark Fleming and others say that millions of homes are needed.

Tim Williams said it to MHProNews, and we’ve repeated it many times, because it was the truth – that they’ve arguably not followed. Every misleading report needs to be robustly responded to, as he said below.




MHI needs to push for enhanced preemption, a full implementation of the Duty to Serve mandated by law, and put the black hat behavior actors on notice.

Sources say, MHI can’t do it.  They’d lose Clayton and several big boy members, per those sources if they ever did such a thing.

Thus the need to expose the problem and the realities. Then the need for multiple layers of independent investigations, as publicly as possible.

There’s more in the links below.



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That’s today’s third episode of News Through the Lens of Manufactured Homes, and Factory-Built Housing,” © where “We Provide, You Decide.” © ## (News, analysis, and commentary.)



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Related Reports:

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Dueling Statements, NAMHCO, MHI, MHARR, Weigh In On Controversial MH Bill, “George Allen Pawn Gambit”

Investigating Fannie Mae, Freddie Mac Over Duty to Serve Manufactured Housing








Vancouver Chooses Sites for Modular Homes for Homeless

May 13th, 2016 Comments off

Canada__atira_women_resource_center_if_the_building_name__guidetavelbiz_credit_modular_units_in_vancouverFollowing a story MHProNews last reported Feb. 25, 2016, Vancouver, British Columbia, Canada will soon be witnessing the arrival of modular housing units, each 250 square feet, for homeless singles and families. The city has pinpointed two sites for the homes. One site will accommodate 40-80 micro units, each with its own kitchen and bath.

The other 40 units will be sited on Howe St. where residents will share a community kitchen. Officials expect each occupant to remain up to two years until more permanent housing can be located, according to

Five companies have been issued RFPs (request for proposals) with the expectation that the housing units will be ready for occupancy in late fall. Additionally, as modular small homes they can be moved to other areas as needed. ##

(Photo credit: guidetavelbiz–Atira Women Resource Center in Vancouver is a modular housing unit.)

matthew-silver-daily-business-news-mhpronews-comArticle submitted by Matthew J Silver to Daily Business News-MHProNews.

Clayton may get Nod to Add Housing at Growing Air Base

April 23rd, 2016 Comments off

clayton_homesThe expansion of Naval Air Station Whidbey Island will add 3,747 people to the population of Oak Harbor, Washington, a 20 percent increase by 2036, 70 percent of whom are military or civilian personnel associated with the base. Located in the far northwest corner of the continental United States, Oak Harbor Development Services Director Steve Powers said the city will need 1,629 additional housing units.

There are currently 109 housing units underway, and another 120 being considered by a variety of different developers (although no applications have been made), bringing the total to 229 units, far short of what is needed, according to whidbeynewstimes.

General Manager Trevor Belch of Clayton Homes said, “We are starting investigating what we can do to bring our product into this area.” Noting Clayton can do entire subdivisions, Belch said the company may acquire four or five lots and build spec houses, and is able to build a home in 12-13 weeks.

Rick Chapman of Coldwell Banker Tara Bayview said of the 110 homes currently on the market, 52 are under $400,000 which is the range most military families can afford, although it represents only a one month supply.

Additionally, MHProNews has learned there are zero rentals available. Chapman said rents have increased an average of 25 percent, and in some cases 40 percent.

Clayton Homes is the largest producer of manufactured and modular homes in North America. ##

(Photo credit: Clayton Homes)

matthew-silver-daily-business-news-mhpronews-com(Article submitted by Matthew J. Silver to Daily Business News-MHProNews.


Housing Made of non-Biodegradable Plastic

April 11th, 2016 1 comment

pakistan___operationpakistan.wordpress__credit___bldg_made_of_non_biodegradable_plasticAn NGO (non-governmental organization) set up by Nargis Latif in Pakistan recycles non-biodegradable plastic for making temporary shelters or housing units. Gul Bahao ( “Pour or spread the roses.” ) represents a low cost alternative to tents and other prefabricated housing units, according to what operationpakistan.wordpress tells MHProNews.

The plastic waste is collected in Karachi where it is made into blocks. The silver coating reflects sunlight, keeping the interior cool. Uses include warehouses, exhibition space, marriage halls, farm houses, mobile camps, labor housing, and emergency housing in cases of earthquakes and floods.

Lfatif said she has not received any assistance from the government in the 22 years she has been making these units, only assistance from those who see the benefit of this low level technology.

While these shelters have withstood the test of harsh conditions, more money is needed for further research and development. ##

(Photo credit:operationpakistan.wordpress–building made of non-biodegradable plastic)

matthew-silver-daily-business-news-mhpronews-comArticle submitted by Matthew J. Silver to Daily Business News-MHProNews.

Modular Container Units will House Homeless in Honolulu

August 19th, 2015 Comments off

honolulu_modular_container_units_for_homeless__group_70_international_city_county_of_honoluluFollowing a story MHProNews published June 2, 2015, regarding modular shelters made of shipping containers for homeless people in Honolulu, the city has awarded a contract to Container Storage of Hawaii, Ltd. for the eventual 63 housing units.

The $523,517 contract will provide housing for up to 83 people by the end of the year, with the first phase scheduled for completion in October. Twenty of the modular units will be for couples, 39 for individuals and four of the units will be Americans with Disabilities Act compliant.

The Hale Mauliola transitional housing and services center at Sand Island, set on one acre, will include an intake center, program office and case management through the Institute of Human Services as well as 24-hour security and staffing.

Each individual modular unit will be lockable, offering privacy to residents, according to staradvertiser. The units will be kept cool using reflective exterior coating, insulation, screen shade over roofs, screen doors and screen windows. Showers, bathrooms and dining areas will be included on site. ##

(Image credit: Group 70 International/city, county of Honolulu)

matthew-silver-daily-business-news-mhpronews-comArticle submitted by Matthew J. Silver to Daily Business News-MHProNews.

Dublin will Display Modular Housing Examples

July 10th, 2015 Comments off

modular__UK_construction_digitalFollowing a story MHProNews posted June 17, 2015 regarding the Dublin, Ireland City Council’s plan to provide modular housing units for the city’s homeless, a Dublin Region Homeless Executive (DRHE) spokeswoman said the city is determining a site for examples of the units to go on display.

She said the goal of the display was to continue the debate about its practicality as a temporary form of accommodation. The one and two bedroom units would remain on display for two to four weeks. The effort is in response to the increase in family homelessness, especially among children who have spent an entire year living in one room.

The plan, according to irishtimes, is to erect up to 400 modular homes on vacant lots around the city against a backdrop of a planned increase in affordable housing. ##

(Photo credit:–modular in Great Britain)

matthew-silver-daily-business-news-mhpronews-comArticle submitted by Matthew J. Silver to Daily Business News-MHProNews.

Modular Homes Destined for Homeless in Dublin

June 17th, 2015 Comments off

modular geat britain  jim coldwell hull daily mailThe Dublin, Ireland City Council has voted to erect up to 400 modular homes for the growing family homeless population following a plan rejected by the councillors to renovate 64 vacant apartments in O’Devaney Gardens

The Dublin Joint Homelessness Consultative Forum (DJHCF) adopted a plan to develop and propose a modular housing typology that can develop and rapidly construct quality housing units to required standards.” The goal is to have it completed by the end of the year, according to irishtimes.

In September, 2014, as MHProNews has learned, there were 156 families with 341 children in emergency hotel accommodations. The most recent figures indicate that number has grown to 442 families with 970 children, a 183 percent increase in nine months. ##

(Photo credit: hulldailymail/Jim Coldwell-modular home siting in United Kingdom)

matthew-silver-daily-business-news-mhpronews-comArticle submitted by Matthew J. Silver to Daily Business News-MHProNews.

Plans for Modular Housing Moving Forward

May 28th, 2015 Comments off

modular under const  dickinsonFollowing a story we first posted May 18, 2015 regarding a development in North Platte, Nebraska that will include modular housing for low-to-moderate income residents, nptelegraph informs MHProNews that nine developers have shown interest in building 21 units of the 43 DEVCO intends to complete with the $344,000 funding.

Called “Shot in the Arm for Housing,” the $172,000 from the Quality Growth Fund (QGF) which was approved by the North Platte City Council will be matched by DEVCO in its goal is to have the project completed by 2017. While the state requires community development funding be used for lower income families and individuals, the combination of community and private funds will also allow developers to build higher-priced homes.

Dan Mauk, president of the North Platte Chamber of Commerce and Development, which is overseeing the project, says the chamber will decide which developer receives QGF or private funds, depending upon the square footage of the homes.

Developers must commit to building at least four housing units with a minimum of 1,400 square feet per unit, a two-car garage and 1 3/4 baths. Modular units and duplexes need to be 1,200 square feet with a one-car garage and 1 1/2 baths. Builders will receive $4,000 per modular unit or duplex, and $8,000 per single-family home, but all applicants must show design plans as well as financial references. Mauk, noting he knows of two developers who have approached their lenders, said, We expect to see quite a bit of action in the next two to three weeks. ##

(Photo credit: Dickinson Homes-modular under construction)

matthew-silver-daily-business-news-mhpronews-comArticle submitted by Matthew J. Silver to Daily Business News-MHProNews.

Proposal would Add Modulars to Housing Stock

May 18th, 2015 Comments off

modular_siting__pilger_ne__klkntv__comAccording to a proposal in North Platte and Lincoln County, Nebraska titled “Project Shot in the Arm for Housing,” to help ease a housing shortage, DEVCO (Development Corporation of North Platte) has applied for a $172,000 grant in Quality Growth Funds (QGF), which would be matched by DEVCO to incentivize developers to build single-family and duplex housing units.

MHProNews has learned from nptelegraph that a study commissioned in 2010 indicated the need for 850 housing units by 2015. Dan Mauk, president of the North Platte Area Chamber of Commerce and Development, said hotel operators have told him occupancy is up due to employees waiting for housing to become available, not from visitors to the city.

The $344,000 would create a minimum of 43 units, according to DEVCO. Developers would receive $4,000 for each modular, single-family unit, $4,000 for each duplex or $8,000 for a 1,400 square foot single-family home. The return on the investment for the city would be just a few years, plus the construction would add $7.5 million in spending for the city. ##

(Photo credit: klkn-tv–Modular home being sited in Pilger, Nebraska)

matthew-silver-daily-business-news-mhpronews-comArticle submitted by Matthew J. Silver to Daily Business News-MHProNews.

Committee Member wants Manufactured Housing to Lure Flood Victims Back

April 27th, 2015 Comments off

flooding colorado  denver post creditAlthough over 200 people who lost their homes in the Colorado flooding of 2013 would like to return to Lyons, CO, on March 24 over 50 percent of the town’s voters rejected a proposal to allow 50 to 70 units of affordable housing on five to seven acres of 25.66 acre Bohn Park.

On Tuesday, April 21 the voters re-affirmed that position by voting to adopt an ordinance requiring voter approval to rezone any public land that’s over one-half acre in size for any purpose. Mayor John O’Brien expressed disappointment at the voting, as did the Town Board. Housing Committee member Justin Spencer is in favor of a manufactured home community (MHC) as one possibility to lure the flood victims back to Lyons, as timescall tells MHProNews.

Affordable housing is a long-term problem already present before the flood, exacerbated by the destruction of 86 housing units, including 43 mobile homes,” Spencer said. “Real estate and land in Lyons is already expensive and likely to get more expensive in the future.

Nothwithstanding the town’s voters’ rejection of using Bohn Park, the Lyons Board of Trustees approved the formation of a housing advisory committee to seek other options to provide replacement housing for flood victims who want to move back. Opponents have organized to oppose not only the use of Bohn Park, but also any open space properties covered by conservation easements or housing or commercial developments.

One other option is federal Community Development Block Grant-Disaster Recovery funds, but the deadline for application is May 31 of this year. However, due to the vote from April 21, it would require voter approval for a specific housing proposal, something that does not seem likely given the two different initiatives the townsfolk have rejected. ##

(Photo credit: Denver Post–Colorado flooding 2013)

matthew-silver-daily-business-news-mhpronews-comArticle submitted by Matthew J. Silver to Daily Business News-MHProNews.