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Hillary & Hispanics, 1.4M Losing Obamacare, Assange’s Internet Cut, WAPO: Election Heating

October 18th, 2016 Comments off
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Julian Assange. Credit: Carl Court, Getty Images.

With 20 days left until the U.S. Presidential election, the U.S. Government has apparently arranged to cut Internet access to WikiLeaks founder Julian Assange.

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Credit: Twitter.

 

USA Today Study

 

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Credit: Getty Images.

While hailing what they dub as the “Trump Effect” for a “marked increase” in Hispanic voter registrations, the facts indicate that Democratic and Hispanic groups just have not surged the numbers beyond the growth of the Hispanic population in general, according to a USA Today report, shared by NewsMax.

Voter registration is up 3.8 percent from 2012, which, can be explained by 2.9 percent population growth since 2012 and 10-percent growth among the Hispanic population since 2010, according to USA Today’s analysis among the 50 counties with the largest Hispanic populations in 10 swing states.

Hispanics now comprise 12 percent of the electorate, an increase from 10 percent in 2012, according to the study.

Republicans are ignoring this growing electorate, and these numbers show that Democrats are leaving a lot of votes on the table too,” Al Noorani, executive director of the National Immigration Forum told USA Today.

But the pro-Clinton L. A. Times daily tracking poll suggests that the Trump campaign may be doing better with Hispanics than is generally reported.  Even with the LA Times subtly or directly attempting to influence their own poll with their coverage and graphics, their poll has nevertheless consistently shown Trump close, ahead and able to bounce back.

The details of their polling indicates a surprisingly strong support for the Trump/Pence campaign among Hispanics, as is reflected in the second tracking poll below.

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Credit, LA Times polling by racial groups. Click to see the image full size.

Over 1 Million to lose ObamaCare Coverage

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Credit: Newsmax.

People around the U.S. are finding out that their health insurance plans will disappear from ObamaCare next year. This will force many to find new coverage at a time when a number of insurers are looking to exit the program, thus shrinking options.

According to Newsmax, At least 1.4 million people in 32 states will lose the Obamacare plan they have.

Aetna Inc., UnitedHealth Group Inc. and some state or regional insurers quitting the law’s markets for individual coverage largely cause this issue.

Sign-ups for Obamacare coverage begin next month. Fallout from the quitting insurers has emerged as the latest threat to the law, which is also a focal point in the U.S. presidential election.  Minnesota’s Democratic governor and former president Bill Clinton are among those who have recently blasted the failures of the program.

According to Bloomberg’s interviews with regulators and insurance customers, plans will be fewer and more expensive, and may not include the same doctors and hospitals.  That is the opposite of the results promised in ‘selling’ the program in Congress.  The Affordable Care Act – a.k.a. ObamaCare – has consistently been under-water in public polls, and was a rallying cry in mid-term election years that resulted in Republican control of first the House, and then the U.S. Senate.

Instead of growing in 2017, Obamacare could shrink, according the research by NewsMax. As of March 31, the law covered 11.1 million people; an Oct. 13 S&P Global Ratings report predicted that enrollment next year will range from an 8 percent decline to a 4 percent gain.

Bloomberg contacted officials in all 50 states and Washington, D.C., and the 1.4 million-person estimate includes 32 states and only plans sold on the individual “exchange” markets.

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Credit: WhiteHouse.gov.

In Texas, Arizona, Georgia and Missouri, insurers have pulled out, but regulators couldn’t or wouldn’t say how many people are affected. Three states didn’t provide sufficient data.

The U.S. Department of Health and Human Services (HHS) said on Thursday that it will contact people losing their coverage and encourage them to sign up with new plans.

The law requires all Americans to have insurance or pay a fine.

As is true for the nation at large, anecdotal evidence indicates that most manufactured housing professionals are unhappy with the law’s negative impact on business, the rising costs and shrinking coverage of healthcare.

Washington Post-ABC News Poll: Clinton +4, But There’s More…

Credit: WAPO

Credit: WAPO

The poll, released on Sunday, shows Clinton up 47% to 43% in a four-way race, which is within the margin of error. Independent NewsMax sees this is a clear sign that Trump may be regaining his momentum, with 20 days remaining until Election Day.

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Among the Clinton Campaign revelations by WikiLeaks are comments that disparaged Latinos as ‘needy.’ A recent study demonstrated that 96% of campaign contributions by journalists, editors and those with reporting ties are giving money to the Clinton Campaign. Image credit, Fox News/Sean Hannity shown, which AdWeek noted has surpassed all other cable news shows in their most recent survey of cable news viewership.

Highlights From Sunday’s Report

The Daily Business News published a media first – the exclusive revelation of how Apple was using an update in their iPhone’s iOS10 update – a widget that was promoting anti-Trump news headlines, or pro-Clinton headlines.

Revelations by WikiLeaks, Including Those Impacting or with Implications for the MH Industry

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Tyler Durden, Zero Hedge, Pinterest.

What was widely under-reported last week was the release by WikiLeaks of what Bernie Sanders and his followers asked for repeatedly during his campaign for the Democratic nomination for the presidency.  Namely, the transcripts of Hillary Clinton’s speeches to Goldman Sachs and others on Wall Street, for which Secretary Clinton was paid hundreds of thousands of dollars per speech.

The full transcript of those three leaked speeches are found at the end of this report.

Tyler Durden, writing for Zero Hedge, provided one of the more in-depth looks at what the three leaked speeches, and what those documents reveal about Clinton’s true positions.

As MH industry professionals know, Dodd-Frank has been wildly unpopular with retailers, community operators – indeed virtual all who directly or indirectly benefit from the sale of more manufactured homes.

Some of the bullets from the thousands of emails released are shown in the blue graphics = produced by Fox News – found on this page.

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One of the many adverse consequences of the Dodd-Frank act has been the closure of hundreds of community banks and lenders.  MHLivingNews reported a number of MH industry operations that stopped lending, due to regulatory risks, one of those reports is linked here.

What WikiLeaks has spotlighted are a series of vulnerabilities in the Clinton Campaign. MHProNews publisher L. A. “Tony” Kovach has noted that, “Too big to fail” and “too big to jail” are becoming the new normal in U.S. politics in recent years, as opposed to the historic American rule-of-law.  The full election update from Sunday is linked here.

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Kovach notes that public polling shows that most view the political and economic playing field in America has tilted toward the largest companies and rich donors, both of which can afford the high cost of political access.  That leaves the vast majority of Americans and small-to-medium sized businesses out in the cold.

Editorially, without claiming to speak for any of our sponsors, MHProNews has taken the position that builder Trump’s policies are better for manufactured housing and better for the nation. MH industry associations are unlikely to formally support a candidate, because they will have to work with whomever the eventual winner is.

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Credit Fox News, Sean Hannity Show, note – all images on this page are shown under fair use guidelines.

Before and After the Final POTUS Debate, the Wild Card of WikiLeaks

The third and final presidential debate will be carried by the major news networks live, and is this Wednesday starting at 9 PM ET. Before and after the debate, the impact on the race of the steady drip, drip, drip of thousands of leaked Clinton Campaign emails is hard to predict.

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Credit – Fox News, Sean Hannity Show.

Republican strategist Karl Rove notes that polling suggests that some of the swing away from the Trump campaign could be recaptured, if the GOP candidate “stops talking about the sexual allegations against him” – as many of those have already been discredited, and instead “focus on the policy issues” that make Trump/Pence the clearly superior choice for minorities, men and women, indeed the nation as a whole.

The following are a partial list of reasons why Kovach observes the campaign positions publicly held by Hillary Clinton are worse for America, worse for home ownership in general – and in the view of MHProNews editorially – worse for manufactured housing in particular.

  • Clinton promises she will keep Dodd-Frank, while Trump promises to repeal Dodd-Frank, which he says is harming business and job creation.
  • Clinton promises to raise taxes and increase regulations, while Trump favors reduction of job-killing taxes and regulations.
  • Clinton will keep ObamaCare or perhaps go to a Canadian-style single payer system, while Trump is for repealing and replacing ObamaCare, which is failing before the nation’s eyes, and which even Bill Clinton has called “a crazy system.
  • Clinton has said she favors open-borders and free trade, while Trump proposes defending borders, U.S. workers and businesses.

Trump has now set a record for having the most small-donors in GOP history.  His rallies and polling demonstrate more enthusiasm for his America First movement than Clinton has in her smear Trump effort.

In a change election year, her policies would only continue what has already proven to be a failure for the nation.

Manufactured home residents are some 7% of the U.S. population.  In a tight election, the balance of power could lie with the industry’s professionals and our homeowners.

We Provide, You Decide. © ##

(Image credits are as shown above.)

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RC Williams, for Daily Business News, MHProNews.

Submitted by RC Williams to the Daily Business News for MHProNews.

Sunday Recap May 31, 2015-June 6, 2015

June 7th, 2015 Comments off

Sunday_morning_recapIn manufactured housing news, L. A. “Tony” Kovach defines path to revitalize the MH industry, while one MH supplier picks new head, another MH producer closes, HUD Code production continues rising, MHC reverting to stick-built homes, Cavco seeks tax abatement, AZ MHC closing, Sen. Donnelly and MHI’s Jennison defend H.R. 650, MHC refinances, MH industry to target Hispanics, and Sun declares dividends. Meanwhile, students are active building modular homes, homeless gain modular container homes, stick-builder shifts to modular, and container mods become hotels in Canada. Minnesota MHA sets conference, first-time home buyers increase, and interest rates drop.

Saturday, June 6, 2015

Magnolia Manufactured Homes Closing

Friday, June 5, 2015

Realtors ® and Manufactured Home Dealers should develop a Symbiotic Relationship

Skyline Regains Yesterday’s Loss while Drew Drops

Keith Anderson Appointed New CEO at Champion

Drop in Down Payment Signals Uptick in First-time Home Buyers

Sun Declares Dividends on Common and Preferred Stocks

MMHA Sets Spring Conference

Thursday, June 4, 2015

Turning Renters to Manufactured Home Buyers

Technology has Revolutionized Manufactured Homes

Dow Drops One Percent; Most Manufactured Housing Stocks Fall

Manufactured Home Tax Statements have been Mailed

Arizona Manufactured Home Community will be Repurposed under New Ownership

Rio Plaza Obtains Refi Package of $5.9M

Wednesday, June 3, 2015

The Path to the Rebirth of the Manufactured Housing Industry

HUD Code Production of Manufactured Homes Continues Climbing

Nobility Plummets -6.94%; MHCV Again Out paces Dow

Aussie Modular Home is Extremely Green

Burgeoning Hispanic Demographic presents Opportunities for Manufactured Housing

Changing Housing Market Leads Company to Modular Homes

Tuesday, June 2, 2015

Cavco Seeks Tax Abatement to Upgrade Fairmont Homes

Interest Rates, Median Home Price Falls

Cavco Seeks Tax Abatement to Upgrade Fairmont Homes

Shipping Containers will become Modular Housing for the Homeless in Hawaii

Senator Joe Donnelly Responds to Criticism of The Preserving Access to Manufactured Housing Act

Canadian Containers become Modular Motels

Monday, June 1, 2015

Numerous Students Built Cape Cod Modular Home

High School Building Modular Homes for Habitat for Humanity

MHCV Gains more Percent than Dow, Nasdaq, and S&P Combined

MHI CEO Richard Jennison Defends H. R. 650

Manufactured Home Sites Transitioning to Stick Built  ##

(Image credit: MHProNews)

matthew-silver-daily-business-news-mhpronews-comArticle submitted by Matthew J. Silver to Daily Business News-MHProNews.

Burgeoning Hispanic Demographic presents Opportunities for Manufactured Housing

June 3rd, 2015 Comments off

mfg_home__pine_grove_mfg_homes_incHispanics are one of the fastest growing demographics, and their prospects for homeownership and what they will seek from communities in a lot of ways will reflect the outlook for the entire country,” says Louise Keely, president of the non-profit think tank The Demand Institute, a joint operation of The Conference Board and Nielsen.

According to rismedia, more than any other single ethnic or racial group, between now and 2020, four out of every ten newly-formed households will be headed by someone of Hispanic descent. This demographic will be a major player in the housing rental and purchasing market with significant business implications.

Because of the housing crash, the homeownership rate among Hispanics dropped from 50 percent in 2007 to a current 44 percent, and continues to decline, says the institute’s report; but almost four million Hispanics want to purchase a home when they move, although only 1.5 million have sufficient resources to do so. Most of this demographic is urban, but more are moving to the suburbs for more space, better schools, more affordable housing and a place to raise their families.

Hispanics are often quite accepting of manufactured housing, and this report reflects opportunities for manufactured housing retailers and communities, as MHProNews understands. ##

(Photo credit:Pine Grove manufactured homes)

matthew-silver-daily-business-news-mhpronews-comArticle submitted by Matthew J. Silver to Daily Business News-MHProNews.

California Home Prices Rising above Affordability for Hispanics

October 2nd, 2014 Comments off

homeownership   fotosearch stock photoThe California homeownership rate for Hispanics was 41.9 percent in 2013 versus 62.7 percent for non-Hispanic whites, according to U. S. Census records. The Hispanic rate in 2006 was 47.9 percent. A 2013 study by Harvard University’s Joint Center for Housing Studies, noting homeownership continues to be a significant source of wealth, says owning a home can increase wealth by as much as $10,000 each year a home is owned, while renters do not experience wealth gains. The Hispanic share of the market for mortgages to buy homes dropped from 24 percent in 2012 to 22 percent in 2013 in California, as they drop out of the housing market while their share of the population has grown to 39 percent, according to nationalmortgagenews.com.

Noting California Hispancis had an unemployment rate of 9.2 percent in August, Taz George, an Urban Institute researcher, says, “If they’re struggling to qualify for loans or to afford home purchases, that has huge implications for their ability to accrue wealth over time.” In addition, the affordability squeeze is being exacerbated by the 8.9 percent rise in the median price of single-family homes in California in August, year over year, to $480,280, according to the California Association of Realtors. The National Association of Realtors (NAR) says the average median priced home in August in the U. S. was $219,800. As MHProNews reported May 8, 2014, manufactured home sales are rising in California, but the shift is away from first-time buyers and more to second-home buyers and people looking to downsize. ##

(Image credit: fotosearch.com–homeownership fades for Hispanics in California))

Plenty of Hardship in the Land of Plenty

July 6th, 2013 Comments off

Adding to a story we posted July 4, 2013 from Harvard University’s annual Joint Center for Housing Studies, the report reveals 42.3 million families (37 percent of the nation’s total) pay more than 30 percent of their income for housing, including 20.6 million who pay more than 50 percent of their income for housing. Between 2007 and 2011, 2.4 million homes changed from owner-occupied to renter-occupied, well above the 900,000 rental unit starts during these four years. 258,000 new rentals came onto the market in 2012, the highest number since 2004, as MHProNews has learned from thewestsidegazette. Meanwhile, the report states racial disparity in homeownership continues: White homeownership stands at 73 percent, but only 44 percent of African-Americans and 46 percent of Hispanics are homeowners. In addition, in 2011 despite historic low interest rates, African-Americans were denied mortgage loans 37 percent of the time, while the rate for white borrowers was 14 percent.

(Image credit: firstbanktrust)

Immigration Reform Could be Boon to Housing Industry

May 21st, 2013 Comments off

According to inman, estimates released by the National Association of Hispanic Real Estate Professionals (NAHREP) say proposed immigration reform would result in the purchase of 3,000,000 homes by Hispanics, generating over $500 billion in home sales. An additional $233 billion in commissions, fees and spending connected to home-ownership would further add to the economy. A report released by (NAHREP) states Hispanic homeowners increased 58 percent from 2000 to 2012, from 4.24 million to 6.69 million, as compared to five percent net growth for the remainder of the nation’s population. The report also suggests Hispanics accounted for 51 percent of all household formation in 2012, and in 2010, 10.4 percent of all U. S. homeowners were Hispanic. As MHProNews has learned, NAHREP President Juan Martinez says, “Foreign-born householders have a high value and strong desire for homeownership. They have been here in our midst for years, working and participating in our economy. Legitimizing them through immigration reforms would finally give them the access and the confidence to buy homes.”

(Image credit: firstbanktrust)