Posts Tagged ‘Henry Czauski’

MHARR: Update on Key Manufactured Housing Administrator

April 4th, 2017 Comments off

Credits: HousingWire and HUD.

The Manufactured Housing Association for Regulatory Reform (MHARR) tells MHProNews that Henry Czauski, former administrator of the federal manufactured housing program at the U.S. Department of Housing and Urban Development (HUD), has retired from the organization, effective April 1st.

During my 37-year career at HUD, including 31 years in the Office of General Counsel as a Staff Attorney, Senior Attorney, Chief Counsel, Regional Counsel, Departmental Enforcement Center (DEC) Director, and six years as a Senior Advisor in the HUD Office of Housing, I had the good fortune to do interesting work … with some great people,” said Czauski.


Henry Cazuski. Credit: MHProNews.

During Czauski’s time at the HUD manufactured housing program, he was instrumental in staying focused on the rule of law, especially around the intent of the critical reforms mandated by Congress in the Manufactured Housing Improvement Act of 2000.

M.Mark.WeissJDPresidentCEOMHARRManufacturedHousingAssociationforRegulatorReform-creditManufacturedHousingIndustryDailyBusinessNewsMHProNewsHenry Czauski’s leadership of the HUD manufactured housing program represented an oasis of reasonableness, fairness and equilibrium within a program that has too often been characterized by turmoil and disregard for plainly applicable legal requirements,” said MHARR President and CEO Mark Weiss.

His consistent respect for the law and for program stakeholders and their representatives – even when sometimes disagreeing on matters of policy – was a welcome departure from the norm both before and since. He has been – and will be – sorely missed, and on behalf of MHARR, we wish him the best in all his future endeavors.


Danny Ghorbani, photo credit, the Journal.

Having represented the industry since the inception of the HUD manufactured housing program and having had the opportunity to work with program leaders over the course of five decades, Henry Czauski brought an integrity to the HUD manufactured housing program that was highly valued and should stand as an example to all who serve in that position. I wish him all the best for the future,” said MHARR Senior Advisor and former CEO Danny Ghorbani.

The full release from MHARR is linked here. ##


(Image credits are as shown above.)



RC Williams, for Daily Business News, MHProNews.

Submitted by RC Williams to the Daily Business News for MHProNews.

HUD Seeking Input from MHCC

January 10th, 2013 Comments off

A letter dated Jan. 9, 2013, from Henry Czauski, HUD’s Acting Deputy Administrator in the Dept. of Manufactured Housing, to Robert Solomon, Project Mgr. of the Manufactured Housing Consensus Committee (MHCC), says the Government Accounting Office (GAO) finished a study of air quality and ventilation systems in manufactured housing. The GAO recommends HUD, working with the MHCC, develop a method to test the overall effectiveness of the ventilation system in terms of indoor air quality, as part of the HUD certification process. As MHProNews has learned, the letter is essentially asking for input from the MHCC on the GAO recommendations. For the complete text, click here.

(Image credit: Dept. of Housing and Urban Development)

MHI, Others Tell Lawmakers Slow Moving HUD Hurts Industry

February 2nd, 2012 Comments off

MHI LogoFrom Cronkite News and other sources, learns of testimony provided by Manuel Santana, the director of engineering at Cavco, who told congressional lawmakers that failure to implement the Manufactured Housing Improvement Act of 2000 has weighed heavily on the industry. “Due to the inability of the HUD Code to keep pace with these practices, it often takes months to receive the required HUD approval of these non-standard designs,” Santana, testifying on behalf of the Manufactured Housing Institute, told the House Committee on Financial Services Subcommittee on Insurance, Housing and Community Opportunity. “These delays result in lost sales and unnecessary interruptions in the construction process, which ultimately lead to loss of jobs and lost economic opportunity for the industry,” said Santana. Henry Czauski, the acting deputy administrator for HUD’s Office of Manufactured Housing Programs told the committee the department has and continues to fairly and diligently implement the 2000 act in accordance with the statutory purposes to protect the quality, durability, safety and affordability of manufactured housing. Santana said an advisory committee has recommended three comprehensive updates of the code but that only one, has been adopted by HUD. The inefficiency, Santana said, has added to problems for an industry that is already reeling from a lack of financing and the uncertainty and impact of new financial services and regulations.

(Image Credit: MHI)

MH Field Hearing Yields HUD, MHI, Industry, and Resident Viewpoints

November 30th, 2011 Comments off

At the “State of the Manufactured Housing Industry” Congressional Field Hearings in Danville, Virginia, Nov. 29, members of the House Congressional Subcommittee on Housing, Insurance, and Community Opportunity heard from a variety of persons in the MH arena.

Henry Czauski, Acting Deputy Administrator for the Office of Manufactured Housing programs, noted the affordability aspect of Manufactured Housing (MH) to moderate and low-income families. He stressed the importance of federal regulations in ensuring MH is built to standards that enhance the safety and security of the structure, and the involvement of the Manufactured Housing Consensus Committee (MHCC) in that process. Noting that the “certification” fees HUD collects on each MH section has declined with the decrease in sales, he said Congress has appropriated funding to supplement these fees in three of the last four years.

Kevin Clayton, president and CEO of Clayton Homes, and secretary of the Executive Committee for the Manufactured Housing Institute (MHI), testified that 72 percent of all new homes sold in 2010 under $125,000 were manufactured homes. While noting that the industry as a whole provided 75,000 full-time jobs in 2010, 200,000 jobs have been lost as the industry has declined. Clayton said provisions of the Dodd-Frank Act will disparately impact manufactured home lending, that the SAFE ACT, now under the auspices of the Consumer Financial Protection Bureau (CFPB) needs clarification in its implementation, and that HUD’s outdated building codes and guidance on preemption have left the industry vulnerable to state and local regulators.

Tyler Craddock, of the Virginia Manufactured and Modular Housing Association, said manufactured housing comprises 5.6% of all the housing in Virginia, but in many rural areas where construction labor is not readily available, 15-20% of the housing is MH. Craddock said factory-built housing sales are moving more in the direction of modular in his area, and blamed the lack of affordable financing for consumers wanting to purchase manufactured housing.

Adam Rust, research director of the Community Reinvestment Association of North Carolina, noting the difficulty in obtaining financing for MH, said a person applying for a manufactured home loan is three times more likely to be turned down than someone applying for a site-built home loan. Rust said GSEs could be restructured to make financing more available to persons buying manufactured homes, because interest rates are too high and consumer protection is too low. He also suggested making funds available for community groups to buy MHCs.

Stanley Rush, of MHD Empire Service Corporation, says SAFE Act implementation is hurting MH salespeople who are only helping consumers with paperwork, not with lending decisions. With so many sources of lending drying up because regulators are encouraging lenders to stay away from MH loans, the industry is being further crippled, Rush stated.

J. Scott Yates, president of Yates Homes of Pittsylvania County in Virginia, testified his company has dropped to five employees from 19, and from selling 180 homes a year to only 30. Yates said he is now selling modular homes to keep his company alive because the codes are the same for site-built homes and financing is easier to obtain. He said the big loser is the American consumer of more modest means.

MH Virginia resident Carla Burr said she could only afford her $113,000 home because she had sold her condo and had the cash. Her other option was to finance the home at 10 percent, despite a good credit rating, a figure she says prevents many people from being able to afford MH. She said not only does the government need to promote manufactured housing through the myriad of programs already existing, but it also needs to protect community residents who sometimes are at the mercy of unscrupulous community owners.

MHARR provided written testimony for the committee.

(Editor’s Note: The full written portion of the statements from each of the above are available for your download and reading here below).

Mr. Henry S. Czauski, Acting Deputy Administrator for Manufactured Housing Program, U.S. Department of Housing and Urban Development

Mr. Kevin Clayton, President and Chief Executive Officer, Clayton Homes, Secretary for the Executive Committee of the Manufactured Housing Institute (MHI)

Mr. Tyler Craddock, Executive Director, Virginia Manufactured and Modular Housing Association

Mr. Stan Rush, Account Representative, Haylor, Freyer and Coon, Inc.

Mr. J. Scott Yates, President, Yates Homes

Mr. Adam Rust, Research Director, Community Reinvestment Association of North Carolina

Ms. Carla Burr, Manufactured Housing Resident

Written Testimony submitted by Danny Ghorbani for the Manufactured Housing Association for Regulatory Reform (MHARR)

(Graphic credit: Wikipedia  U.S. House of Representatives)

Coming Up: MH Field Committee Hearing

November 28th, 2011 Comments off

InsuranceNewsNet reports a field hearing on “The State of Manufactured Housing” will be held by the House Financial Services Committee Insurance, Housing and Community Opportunity Subcommittee Tuesday, Nov. 29, 2011 at the Danville, VA City Council Chambers at 9 AM. Scheduled witnesses include Henry Czauski, acting deputy administrator Housing and Urban Development’s (HUD) Manufactured Housing Program; Kevin Clayton, president and CEO, Clayton Homes; Tyler Craddock, executive director Virginia Manufactured and Modular Housing Association; Stan Rush, account representative, Haylor, Freyer, and Coon, Inc.; J. Scott Yates, president of Yates Homes; Adam Rust, research director for the Community Reinvestment Association of North Carolina; and manufactured housing resident Carla Burr.

(Graphic credit: Wikipedia)


MH Industry’s Call to FHA and HUD

November 23rd, 2011 Comments off

The Manufactured Housing Association for Regulatory Reform (MHARR) and the Manufactured Housing Institute, acting jointly as the Coalition to Advance Manufactured Housing (Coalition), held a 30-minute follow-up conference call Nov. 22, 2011 with Federal Housing Authority (FHA) Commissioner Carole Galante, and Housing and Urban Development’s program manager, Henry Czauski, to discuss three issues previously detailed: Easing of FHA Title I Government National Mortgage Association (GNMA) securitization requirements and increasing the number of loan originators; selection of a non-career administrator; and appointment to the Manufactured Housing Consensus Committee (MHCC) of MHARR and MHI staff members. The Commissioner stated as for the tight GNMA credit, she understood those loans under-perform, although she conceded the only data available is from the 1980s and 1990s, and that it would be difficult to obtain that information from current HUD Code manufactured home loans. MHARR pointed out one unintended consequence of tighter credit was de facto monopolization of MH financing by one or two companies. The Commissioner agreed to work with the Coalition to obtain more relevant data. As for a non-career administrator, Commissioner Galante replied that budgets are tight and she would work to involve the manufactured housing industry with policy decisions. Regarding the appointment of MHARR’s Mark Weiss and MHI’s Lois Starkey as representatives to MHCC, program manager Czauski noted the appointments are being processed and an answer should be forthcoming by the year’s end. MHARR reiterated the importance of including industry representation on the MHCC as required by law.

(Graphic credit: FHA/HUD)



HUD Announces Personnel Changes

June 20th, 2011 Comments off

HUD logoThe Department of Housing and Urban Development (HUD)’s ManuFACTured Housing News Letter announces changes in personnel.  Teresa Payne, the Associate Deputy Assistant Secretary (ADAS) for Regulatory Affairs has been with HUD for 15 years in various capacities with the Manufactured Housing Program.  She worked on HUD’s administration of the Real Estate Settlement Procedures Act (RESPA), Interstate Land Sales (ILS), and the SAFE Act.  She will be joining the new the new Consumer Financial Protection Bureau (CFPB).  Elizabeth Cocke, Deputy Administrator of the Office of Manufactured Housing Programs and former Director of the Manufactured Housing Programs, will be moving to a different HUD position, the Affordable Housing and Technology Research Division in the office of Policy Development and Research (PD&R).  Henry Czauski will become the Acting Deputy Administrator for the Manufactured Housing Program, moving over from his role as Senior Advisor in the office of Risk Management and Regulatory Affairs.  He has served as Deputy Director of the Departmental Enforcement Center and as counsel in a variety of regional offices.