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Posts Tagged ‘Gentrification’

Public Policies May Hurt Poorer, Older Residents

June 9th, 2017 Comments off

YesimSayinTaylorDCPolicyCenterManufacturedHousingIndustryDailyBusinessNewsResearchDataReportsMHProNewsTRecent research shows that transit-oriented development programs can create social inequities and increase the pace of gentrification, and there is already evidence that this has been happening in D.C.,” says Yesim Sayin Taylor, with the D.C. Policy Center.

The Washington Times noted today that, “The D.C. Policy Center’s report focuses on the District, but smart growth planning has played a prominent role in many other U.S. cities.

Manufactured home industry professionals know that local zoning and development officials often take a NIMBY (Not In My Back Yard) or BANANA (Build Absolutely Nothing Absolutely Near Anything) attitude.

In many markets, that in turn has sparked accelerated home values, due to demand, but it also means that those with lower incomes are being priced out of those markets.  That’s an issue that Taylor’s report notes.

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Screen shot from Taylor’s report.

Public policy, says Taylor’s research, is pushing out older, lower income citizens in favor of younger ones.

Transportation policies are pushing lower income citizens further out from metro areas too. One irony that this and other studies often point to is that the very things that central planners hope to accomplish – for example, less strain on streets, and transportation systems – are made worse.

If we truly want to make D.C. a more walkable, bikeable, transit-friendly city, we should start with our broader housing and transportation policies,” Taylor says, after having chronicled the various age, ethnic and other negative impacts from current policies and plans.

GeoffAndersonSmartGrowthAmericaManufacturedHousingIndustryResearchReportsAnalysisDailyBusinessNewsMHProNewsNationally, there is no question that when cities are building smart growth neighborhoods, people want to live there. When that happens, you have people with more money ousting people with less money,” the Washington Times reports Geoff Anderson said, president of the nonprofit Smart Growth America. “So we need to have public policy that makes sure people who have been there for a long time can benefit.”

While DC may not be the best case for finding buildable infill locations, there are many cities and towns across the country that do have such opportunities.  The HUD PD&R spotlighted and published at this link here revealed that manufactured homes that are properly placed in city limits can appreciate as does other housing, does not harm local housing values, and often improves neighborhoods.

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Lisa Tyler. Ph.D.. Credit: MHLivingNews

We don’t have enough public housing to fulfill our needs,” says manufactured home industry expert Lisa Tyler, Ph.D. of Paris, Tennessee. “Manufactured housing presents a solution. It’s inexpensive, energy efficient, and a great value. There’s a lot of opportunity for growth in the industry, but a lot of obstacles, too.”

Tyler has the distinction of being the first Ph.D in United States over a decade whose dissertation was focused on manufactured housing, so her research on MH related issues is current,” per a report on MHLivingNews.

Tyler pointed to a study by William P. McCarty’s – see download, linked here – as one clear indicator that manufactured housing communities are just as safe as conventional neighborhoods.  Yet the impression of crime associated with manufactured homes is one of those false stigmas Tyler says has dogged the manufactured home industry.

The Potential of the MHIA 2000 to Solve Many Such Issues

Certainly, manufactured housing isn’t a cure all.  Some areas will require existing housing, when practical, to be updated.  But in many cases the promise and potential of the full and proper implementation of the Manufactured Housing Improvement Act of 2000 would yield a solution that saves taxpayers dollars and would enhance slipping home ownership rates.

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Call to Action

Please see the downloadable letter to HUD by Tony Kovach. And consider sending your own letter or his along with your own comments. The opportunities would be worth billions to the industry, and that can mean millions more in the market(s) that your operation serves. ##

(News and analysis. Image credits are as shown above, and when provided by third parties, are shared under fair use guidelines.)

By Matthew J. Silver for the Daily Business News on MHProNews.

Gentrification: A New Challenge for Manufactured Housing

May 29th, 2017 Comments off

Manufactured homes in Florida. Credit: Bankrate.

In Central Florida, Ro-Mac Lumber and Supply Inc. CEO and host of the “around the house” radio show Don Magruder, touched on a very important subject for those who live in, or are looking to live in manufactured housing.

There are an estimated 20,000-plus older manufactured homes with improper tie-downs in Florida, and the state has designated $2.8 million this year for a Mobile Home [sic] Tie-down Program. The issue for many homeowners is qualifying for the program,” said Magruder, in his commentary in the Daily Commercial.

Throughout Lake and Sumter counties there are thousands of older manufactured homes providing low-cost housing solutions to seniors with fixed incomes and middle-class working people.”

Magruder continued, calling out a significant issue.

Don Magruder. Credit: Ro-Mac Lumber and Supply Inc.

Through building codes and insurance regulations, there seems to be a coordinated effort to eliminate manufactured homes as a housing source for people with lower incomes so that properties can be turned into higher-end, single-family developments.

The problem for most is that a person living in a 30-year-old manufactured home cannot afford a site-built home. Some argue this is gentrification of lower income seniors and working people,” said Magruder.

As Daily Business News readers are already aware, manufactured housing communities often represent the most financially attractive pieces of property in large cities, with the opportunity to develop higher priced housing.

Magruder uses a common comparison to support his point on the issue.

Imagine if Florida implemented a code then pressed insurance companies not to issue policies for any car built before 1999. What would happen if every person owning an older car was told their car had to be upgraded to today’s new safety standards? It would mean adding computers, airbags, crash technology and seat belts,” said Magruder.

This is essentially what is happening of older manufactured homes, and it is being done under the guise of the health and safety of the homeowner. Shouldn’t that logic apply to old vehicles, since both are licensed by the same department?”

Magruder also points to the importance of verifying that a used manufactured home has been properly upgraded, and if it hasn’t what a potential buyer would need to do.

Before you buy a used manufactured home, it is imperative to verify if the home has been upgraded to the 1999 tie-down installation standards instituted by the Florida Department of Highway Safety and Motor Vehicles,” said Magruder.

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A home at Lamplighter Village. Credit: Florida Today.

If not, you may not be able to purchase homeowners insurance. Installation standards for anchors and tie-downs is very specific, and it can be very expensive to retrofit on an older manufactured home. For example, an inspection to check the tie-downs on an older manufactured home normally costs around $300 and a prospective homeowner could spend anywhere from $1,800 to $3,000 to upgrade tie-downs to the 1999 code.”

Others around the country are working to assist owners of older manufactured homes to secure needed repairs, upgrades, or in some instances new homes. For more on those efforts in the state of New York, click here. ##

 

(Image credits are as shown above, and when provided by third parties, are shared under fair use guidelines.)

 

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RC Williams, MHProNews.

Submitted by RC Williams to the Daily Business News for MHProNews.

 

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JPMorgan Chase Project Adds Affordable Housing, Creates 2,650 Jobs

April 7th, 2016 Comments off

mfg homes  nbcsandiego creditChase’s PRO Neighborhood’s $125 million program for disadvantaged neighborhoods nationwide provides funding to acquire, upgrade and provide affordable housing in areas headed for gentrification.

Another PRO aspect is working with Community Development Financial Institutions (CDFI) to pool resources and build health and education facilities as well as support community services.

Chase’s 2014 $33 million PRO Neighborhood pilot program resulted in raising $226 million, seven times the original amount, more capital for local economic and social service projects.

According to what MHProNews has learned from nationalmortgagenews, “This has resulted in $100 million in loans, financing first-time home purchases, the preservation and development of over 2,000 units of affordable housing, lending to over 130 small businesses, and creating and retaining 2,650 jobs.” ##

(Photo credit: nbcsandiego–affordable manufactured housing)

matthew-silver-daily-business-news-mhpronews-comArticle submitted by Matthew J. Silver to Daily Business News-MHProNews.

Gentrification and Community Closure playing out

December 3rd, 2014 Comments off

texas-mission-hills-mobile-home-park-san-antone-mary-tuma-sacurrent-credit-posted-mhpronews-Gentrification has become a hot topic in many parts of the U.S.. MHProNews   took a look at the issue as it’s playing out for residents in a manufactured home community (MHC) in San Antonio.

New residents coming to downtown are a welcome sight to local businesses. So a planned mixed use development coming to the area is welcome, but it is coming at the cost of the homes for those in a south side MHC that is set to be closed.

Former mayor, Julian Castro – who has since become Secretory for Housing and Urban Development (HUD) – called for a task force of civic leaders and council members to examine the issue of gentrification and how its impact can best be handled. This, mySA says, followed the controversial decision to close a MH Community, which forces the removal of hundreds of families.

Brenda Reyna, says the ExpressNews, spent years several thousands on a three-bedroom home for her son and daughter in the Mission Trails community on the South Side. “This is my neighborhood for many years,” she said in Spanish.

The City Council rezoned the property last May so a $75 million, high-end mixed-use development, that will include 400 apartments.

Part of the plan would call for a guaranteed sum to those displaced. Staffers are looking at how other cities have dealt with similar issues, looking for options. They’re considering low-income housing tax credits (LIHTC), zoning incentives and a bond election to help fund projects, including affordable housing.

For those moving out early, a $2500 incentive was offered by the developer. Nicole Elizalde Henning, an attorney working on behalf of Mission Trails residents, criticized the developer White-Conlee and the seller, American Family Communities.

Economic improvements and answers to how funds are distributed so they “benefit the current residents as well as future residents coming in,” are being reviewed, said Rod Radle, a member of the task force and former executive director of San Antonio Alternative Housing Corp. “I think anyplace where you don’t have a public policy in place that encourages mixed-income development, you will have potential for problems.

Redevelopment using aging manufactured home communities – often referred to as ‘mobile home parks’ – has been taking place for some years in much of the U.S.. Some estimates are that over 5,000 MHCs have closed since 2000 nationally, often in favor of redevelopment for commercial or residential use.

For a prior report earlier into the action leading to the closure of this community, click here. ##

(Photo credit: SA Current)

joseine-josie-thompson-writer-daily-business-news-mhpronews-com50x50-Article submitted by Josie Thompson to – Daily Business News – MHProNews