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NPR Targets Manufactured Home Communities, Including Sun, RV Horizons, Frank Rolfe, Buffett-Berkshire Hathaway Related Details

January 30th, 2019 Comments off

 

NPRlogotargetsSunCommunitiesLogoRVHorizonsLogoFrankRolfeManufacturedHomeCommunitiesBehindCurtainDetailsDailyBusinessNewsMHproNews

NPR’s Anna Casey begins her narrative about manufactured homes and communities with two errors in her first very sentence.  She missed the estimated totals and is mostly incorrect about the proper terminology for this type of factory-built housing.

 

Roughly 20 million Americans live in mobile homes, once billed as low-cost living. But mobile home parks have become a target investment for real estate companies who are jacking up fees,” begins Casey’s NPR narrative, a lead-in to her radio interview transcript.

Their headline?

Mobile Home Owners Are Upset About Rising Costs To Rent Land.” That too is at best only partially correct, as there are actually some 22 million Americans living in millions of pre-HUD Code mobile homes, and more post-HUD Code manufactured homes.  Why does Casey say, “…once billed as low cost living…” – does anyone who studies the facts doubt that manufactured home living is less costly than other housing options?

 

InfographicMobileManufacturedHomeManufacturedHousingIndustryFactsDataResearchMobileManufacturedHomeLivingNews

 

The end of NPR’s article has this disclosure:

NPR transcripts are created on a rush deadline by Verb8tm, Inc., an NPR contractor, and produced using a proprietary transcription process developed with NPR. This text may not be in its final form and may be updated or revised in the future. Accuracy and availability may vary. The authoritative record of NPR’s programming is the audio record.

 

That audio is found below.

 

 

To set the context for the potential impact of this type of public media ‘journalism,’ “According to Nielsen Audio Fall 2017 ratings, the total weekly listeners for all programming on NPR stations is 37.7 million people – a record that has been maintained since the Spring of 2017. NPR’s Newscasts, updated live every hour, can now be heard on 947 broadcast stations by nearly 28.7 million listeners,” said NPR on Mar 28, 2018. NPR says that about 2/3 are white listeners, with the balance being members of a minority group.

Numbers of NPR affiliated stations operate in rural areas that may be underserved by other competing news radio stations. Put differently, in the very markets where manufactured housing sales are often the strongest – due to placement issues in towns across America – NPR broadcasts like this one may be one of the only radio news sources.

Before going deeper into this Daily Business News on MHProNews report and analysis, ICYMI, this is a good place to see part one of this series on PBS and NPR for useful background.

 

PBS & NPR Reporting on Manufactured Housing News, Pulling Back the Veil

 

TerminologyMattersBecausetheTerminologyDescribestheConstructionStandardsHomeBuiltToSteveDukeLMHAaMHLivingNewsMHProNewsBiggerPocketsSunshineHomesRedBayAL

The terminology matters because
the terminology determines the
construction standards a home was
built to,” Steve Duke, LMHA.

 

Next, after the graphics that follow is the full NPR transcript, from the audio posted above.  Following that NPR transcript, MHProNews will provide analysis.

We note again, via the graphics above and below, that NPR is routinely misusing the terminology.  They and PBS have often done so over the course of several years. One might ask out loud, why?  Why are they using outdated, inaccurate, or even prejudicial terminology?

 

DefinitionsTerminologyFactoryBuiltHomesMobileHomesModularHomesManufacturedHomesDailyBusinessNewsMHProNews

NFPAManufacturedHomeIsNotaMotorHomeOrTrailerAlthoughItisOftenCalledMobileHomeItIsNotThatEitherNFPADailyBusinessNewsMHProNews

This above is not a perfect definition, but it is clarifying.

 

Start of NPR Transcript 

STEVE INSKEEP, HOST:

About 20 million Americans live in manufactured or mobile homes. Some own the structures. Most rent the property underneath. And for many, rents are rising. Here’s Anna Casey of Illinois Public Media.

ANNA CASEY, BYLINE: Terry Baker has lived at Wilson’s mobile home park in Urbana, Ill., for more than 20 years. Baker is a retired home health worker and a proud grandmother who was looking for a place of her own after her divorce.

TERRY BAKER: I could not get over the rent. When I moved in here, my rent was $142 a month. Where else was I going to live for that kind of money?

CASEY: Baker’s rent has doubled now. It started to rise three years ago. She describes a letter that residents got.

BAKER: Dear Wilson’s resident, Dennis and I are writing to inform you we have made a difficult decision to sell Wilson’s on University.

CASEY: The local owners sold the community to Colorado-based RV Horizons. It owns mobile home parks in more than 25 states. Its business model is to buy up mom and pop parks and raise the rent. Frank Ralph works at RV Horizons and something called Mobile Home University, a so-called investors’ boot camp that teaches people how to buy mobile home parks. This is from a promotional video on their website.

(SOUNDBITE OF VIDEO)

FRANK ROLFE: You only rent the land when you own a mobile home park. And the customers are relatively easy to please. They’re just happy to have a roof over their head.

CASEY: The investor who bought the park where Baker lives and 12 others in the county has steadily increased rent and fees. Frank Rolfe wouldn’t return a request for an interview, but in this video from 2015, he laid out his business strategy.

(SOUNDBITE OF VIDEO)

ROLFE: Yeah. Well, raising the rent is simply part of the Day One purchase because often, the mom and pop has not raised the rent in years. So they’re far below market.

CASEY: It’s unclear how many mobile home parks remain family-owned, but they’re an increasingly popular investment. Just five of the biggest mobile home real estate companies now own nearly 300,000 sites. The largest is Michigan-based Sun Communities. Russell Watson is with the Federation of Manufactured Home Owners of Florida. He liked living in a Sun Community.

RUSSELL WATSON: These guys keep the parks as parks. They aren’t looking to simply displace you and send you on your way.

CASEY: In larger cities, mobile home communities are increasingly redeveloped as more profitable real estate. But Watson, who moved to a mom and pop park in Fort Pierce, says the downside is rents become less affordable when corporate owners take over.

WATSON: And they will rapidly price out people who came to those parks because it was affordable housing.

CASEY: Back in Illinois, residents like Terry Baker are worried that more rent hikes are coming.

BAKER: And if I wanted to move this place, it’s going to cost me $5,000 to $7,000 to move it and set it back up. OK? And they own almost every park around here. They got me by the butt.

CASEY: That’s why Baker and some other Illinois residents are advocating for rent-control measures. But there’s a ban on rent control in Illinois and at least 20 other states. Mobile home owners worried about escalating rents fueled by speculators are pushing for legislation to control them. For NPR News, I’m Anna Casey in Urbana, Ill.

### End of NPR transcript ###

 

The National Geographic (NatGeo) video posted is not part of the NPR report, but helps establish some related context for those readers who may not be familiar with RV Horizons, Mobile Home University, and “Frank and Dave” Reynolds operations.

 

DaveReynoldsFrankRolfeRVhorizonsMobileHomeParkStoreMobileHomeUniversityBootCamps-postedDailyBusinessNewsMHProNews

Dave Reynolds (l), Frank Rolfe (r), of RV Horizons, MHU, MHP Funds, Mobile Home University, Mobile Home Park Store and RV Horizons.

 

Frank and Dave’ where both invited to comment, days prior to this report, and again yesterday.  Reynolds responded to another inquiry recently, for a report that included his detailed statements linked here.  But for whatever reasons, they did not respond to our inquiry for this report.

It’s worth noting Brad Lovin, executive director of the North Carolina Manufactured Housing Association (NCMHA) quote, shown below.  Lovin’s logic is that even where the information may seemingly be close to accurate, hand-selecting what sounds bad, and/or leaving out necessary context, can cast much of the manufactured home industry in a bad light.

 

PublishingHandPickedInformationCanBeWorsefortheImpressionItMakesOnManufacturedHomesandOurIndustryThanStatingEntirelyFalseInfo-BradLovinNCMHA

 

While the NPR narrative focused on larger owners, which includes RV Horizons, and those top five shown in the Manufactured Housing Institute (MHI) National Communities Council (NCC) list below, there are numerous details that NPR left out.  Some of those are found in the MHProNews infographic, further above.

At the time the list below was compiled by the NCC, the top 5 manufactured home community operators would have had some 296,087 sites. While significant, what NPR failed to mention is that there are an estimated 4.2 million land lease sites in about 44,000 manufactured home communities nationally.  So, the image painted by the NPR narrative is skewed for lack of data and context.

2018Top50ManufacturedHomeCommunitiesListNotMObileHomeParksNCCNationalCommunitiesCouncilManufacturedHousingInsttitueDailyBusinessNewsMHProNEws

 

Also missing are disclosures by NPR, regarding possible conflicts of interest in their reports.

Among them are the numerous ties between “Frank and Dave” operations and Berkshire Hathaway brands operating in manufactured housing. Why is that important?

That’s perhaps just part of the biggest surprise.

The following is another case of “follow the money” and the truth hiding in plain sight. What follows is per the Gates Foundation website.

 

 

Takeaways? Facts and Implications?

MHLivingNews and MHProNews have previously documented that Buffett money has flowed through other organizations into groups that have literally targeted manufactured housing. Among those targets have been “Frank and Dave” and their firms.  That may or may not be with Frank or Dave’s knowledge. This portion of the report could be a surprise to them, or maybe not.

 

BillMelindaGatesFoundationWarrenBuffettDailyBusinessNewsMHProNews

 

But what is certain is that there are several money-trails that have already been documented that connect Buffett-Berkshire money to news outlets and other groups that have stirred up the pot against manufactured home industry firms.

Those negative news stories in turn – while they may appear to an industry professional to be company specific, can nevertheless influence the general public perception well beyond a given company. Online quotes previously cited by MHProNews from the general public anecdotally have served to make that point.

Note that MHAction has been asked about this, as has Prosperity Now, and they’ve been mute.  But does their silence on this funding/money trail matter? They’ve both apparently been paid by Buffett’s bucks, through ‘dark money’ channels.   The money trail is documented.  A rival resident group (see related reports, below) have likewise pointed the finger at MHAction.

 

NPR-PBS-FinancialSupportGrantsDonationsGatesFoundationWarrenBuffettDailyBusinessNewsMHProNews

 

Why?

Normal business people don’t think like this.  In fact, industry, public officials, advocates, and mainstream media callers have a asked MHProNews – ‘Why would Buffett’s Berkshire help fund attacks on their own industry?’

 

DarkMoneyBasicsWikipediaOpenSecretsManufacturedHousingIndustryDailyBusinessNewsMHProNews

 

The answer is lies in “the Moat” philosophy that Buffett espouses (see related reports). They’ve even allowed or funded attacks on Clayton Homes. Specifically, how?  Attacks and critiques have occurred from organizations they’ve directly or obliquely organization helped fund – such as Prosperity Now (formerly CFED) and the Center for Public Integrity.

Strange?  Perhaps, but nevertheless true.

So, this recent journalistic hit on Sun Communities, RV Horizons, and Frank Rolfe delivered via NPR – or previous ones from PBS and NPR – are purportedly part of a broader pattern. It should be noted that a high-level source at 21st Mortgage are among those that have brought this pattern to the attention of MHProNews.

The money trail, facts, and evidence have included – but are not limited to – those found in the related reports, linked further below.

So this isn’t mere speculation or a wacky conspiracy theory. Rather, these are documentable facts using the ‘follow the money’ methods preached by independent journalist, Sharyl Attkisson.

Federal authorities are known to be investigating such matters. A letter from a state attorney general’s office has come into MHProNews just yesterday.  It indicates they’ve been looking into issues related to “the Moat” and how it operates.

GoodBusinessIsLikeAStrongCastleWithaDeepMoatAroundItSharksIntheMoatIwantItUntouchableWarrenBuffettQuoteDailyBusinessNewsMHProNews

Sometimes the truth is hiding in plain sight. Follow the facts, evidence, and the money. Actual quote, per source as noted.

 

Some Satire – to Make the Points…

RichardDickJennisonMHIPresidentPhotoBrianMontgomeryEnhancedPreemptionFHATitleChattelLoans1010RuleTimWilliamsDontLearnFromHistoryDailyBusinessNewsMHProNews

Satire used to drive home relevant points.

LATonyKovachRichardDickJennisonWhyGivenBosnusesKevinClaytonTimWilliamsHelpKeepSalesLowPostureEffortNoResultsConsolidateIndustryMHProNews

Satire used to drive home relevant points.

 

The Bottom Lines?

Industry professionals are waking up in Louisville, KY to talk shop and do business. They will be talking to Clayton Homes, 21st Mortgage, Vanderbilt Mortgage, Manufactured Housing Institute (MHI) – which is dominated by the Berkshire brands, Shaw and other firms that operate in manufactured housing.

 

Remember-Anything You, Richard ‘Dick’ Jennison, Kevin Clayton, Tim Williams, or Anyone Says Publicly at Louisville Show May Be Recorded by Audio, Video – Legal Details

 

Numerous state associations are likewise purportedly weaponized by the Berkshire brands. It should be noted that there are voices and sources associated with the above that provide news tips and other insights to MHProNews, so this isn’t a blanket condemnation. Wheat and chaff.  Discernment must be used.

 

KevinClaytonVideoInterviewHowDidWarrenLearnTheseMoatBuildingstrategiesMHIBehavioralExperts

SoTheAssociationMHIIsNotThereFortheIndustryUnlesstheinterestsoftheBigBoysJointheIndustry'sMartyLavinMHIAwardWinnerQuoteMHProNews

This quote is serious, not satire. MHProNews looks at the facts, considers the sources, and follows the evidence. MHI earlier last year, and for years before, MHI routinely replied promptly to all inquiries. But since we’ve spotlighted the problems and concerns, they’ve gone silent. Why? If the facts are on their side, why not make offer a cogent explanation?

 

The money trail, facts, and evidence all purport to paint this picture.  Warren Buffett and Berkshire – with Bill Gates’ foundation as but one funding tool – have weaponized several media and nonprofits against manufactured housing. Stunning, but just look at the evidence.

 

KevinClaytonInterviewMHIPacDonationsEItherMajorPartyDailyBusinessNewsMHProNews

 

Why are shipments still at such low levels during an affordable housing crisis? Don’t reports like this one help answer that question?  See the related reports, further below.

 

FollowThe MoneyPayMoreAttentionToWhatPeopleDothanwhatTheySaySpySea72MartyLavinYachtManufacturedHousingINdustryProMHProNews

Ask yourself. Do these Marty Lavin dictums apply in this case?

 

That’s MH “Industry News, Tips, and Views Pros Can Use,” © where “We Provide, You Decide.” © ## (News, analysis, and commentary.)

 

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To report a news tip, click the image above or send an email to iReportMHNewsTips@mhmsm.com – To help us spot your message in our volume of email, please put the words NEWS TIP in the subject line.

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SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

 

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“Top 10” – RV Horizons Lost License, Reports Mainstream Media, Protests, MHU/MHP Funds Leader Responds

January 4th, 2019 Comments off

 

Top10RVHorizonsLostLicenseReportsMainstreamMediaProtestsMHUMHPFundLeaderRespondsDailyBusinessNewsMHProNews

Since Colorado-based RV Horizons purchased Houlton’s St. Croix Meadows RV Park in the fall of 2015, Town of St. Joseph Town Board has twice voted to deny renewal of the park’s operating license, citing various infractions including failure to pay its bills to the city,” said the Wisconsin-side of the St. Paul/Minneapolis, MN metro’s Hudson Star Observer.

 

The Hudson newspaper cited this as one of their top 10 stories for 2018. An official for RV Horizons said off the record about that point from the newspaper’s report, “I guess it’s good that a community license renewal is a top story in this town and there are no bigger issues to report on. That’s the kind of town we like to invest in!

The Hudson paper did make it clear, later in their story, that the RV Horizon’s license was renewed.  RV Horizon confirmed that in an extensive comment published further below.

But an industry’s activist group, MHAction has put this incident out to their followers in a variety of ways.  They played a prominent part of that news media’s report.

That further muddies the waters, when MH spin and their own media efforts, are more commonly entering the media mix.  The image below is from earlier in this effort by MHAction.

 

RVHorizonsFrankRolfeDaveReynoldsMHActionProtestStcroixWIManufacturedHomeCommunityDaliyBusinessNewsMHProNews

The photo at the top is from a December protest of MHAction of a different ‘Frank and Dave’ event.

 

 

Beyond the Mainstream Report

To get both sides of the story, MHProNews reached out to Dave Reynolds and Frank Rolfe, principals in RV Horizons and other manufactured home related operations.

 

StCroixMeadowsRVMHCommunityParkDailyBusinessNewsMHProNEws

 

Dave Reynolds sent the following, detailed response to a series of questions from MHProNews to RV Horizons.

 

DaveReynoldsFrankRolfeRVhorizonsMobileHomeParkStoreMobileHomeUniversityBootCamps-postedDailyBusinessNewsMHProNews

Dave Reynolds (l), Frank Rolfe (r), of RV Horizons, MHU, MHP Funds. 

Tony,

Here is my response:

 

  1. Status of water issues  –  water is tested regularly as required by Wisconsin DNR and is safe for consumption.   We have just recently installed a second well to provide more capacity as well as a backup.
  2. Status of Payments  –  We are current on our payments and actually tried to prepay this a year in advance and the Town would not accept that payment due to their accounting procedures.    We are in constant contact with the Town and provide them a report each month that includes a community occupancy map and the monthly parking fee tax payment.
  3. Shandra/MHAction Statements –  I would be happy to talk to her to hear her concerns.
  4. Cosmetic vs. structural changes  –  We are doing both, and both are important.  Structural improvements include the upcoming sewer project at a cost of over $200,000 which will be completed in the spring, a new well has already been drilled, a generator will ensure water is always flowing to the residents even in the event of a power outage, dangerous trees and tree limbs have been removed or trimmed back.  The majority of improvements are infrastructure improvements and not cosmetic.  But cosmetic improvements are important as well and we will continue to improve property appearance  – something we will never apologize for.    To date we have spent approximately $250,000 on property improvements on top of over $200,000 in new home inventory.
  5. Management Problems  –  We have had excessive turnover in the Community manager position, and the district manager position for that matter.  This is where the miscommunication stemmed from and we have addressed that situation to highlighting the importance of maintaining a strong commitment to our relationship with the Town, our residents, and towards continued improvements to the community.    This community went for many years with no improvements prior to our ownership.    While we look forward to completing all of our projects to improve the community, it doesn’t happen overnight.     There is a strong need for affordable housing in this market and our goal with this and every community we own is to improve them each and every year.”

Dave Reynolds
PO Box 457
Cedaredge, CO 81413

STCroixMeadoswRVParkmanufacturedHomeCommunity

Collage by MHProNews.

 

 

Returning to Local Media Report

Back to quotes from the Star Observer about RV Horizons -“Both votes — the first in June 2017 and the second in June 2018 — were reversed, allowing the company’s continued presence in the community.”

I wish I could change what’s happened in the past,” RV Horizons district manager Rod Engh told town officials in September before they voted to reinstate the license, per John Russett’s narrative.I can’t. But I can say that it’s going to get better — I promise.”

Russett added that, “What preceded the vote was nearly two years of back-and-forth between Houlton MHP, LLC — the subsidiary created by RV Horizons to run St. Croix Meadows RV Park — and town officials on the company’s failures to meet its obligations to the town.”

Mark Hazelbaker, an attorney with Kasieta Legal Group, LLC, in Madison, attended the Sept. 13 meeting on behalf of RV Horizons with Engh.

There is some back and forth of events, including claims- and counter-claims about improvements.  But perhaps the most important part of the account to potentially thousands of manufactured home industry professionals is that a spokesperson for MHAction was cited and quoted extensively.

What follows is the conclusion of their  article, which appears to rely solely on Sandra BP-Weeks, as if she was a manufactured home community expert, or a neutral third-party.

Here is that extended quote from the Star Observer follows below, between the — lines, but the entire, original report is at this page linked here.

Since the mid-1990s, manufactured home communities have shifted largely from locally owned entities to ownership by multi-state corporations, according to Shandra BP-Weeks, one of three organizing directors for MHAction, a national movement of manufactured homeowners pushing back against the consequences of corporate ownership.

“There’s not a clear process at most of these companies for residents to make their concerns heard,” BP-Weeks said. She added many corporate models are designed with a focus on a return for investors as opposed to quality of life improvements for residents.

While some corporate owners make a point to maintain local management, she said a growing trend is to consolidate parks under one manager by purchasing multiple parks in the same area.

I think that the management style is something that seems to be sort of led by RV Horizons, so we’ve seen recently that a couple other companies are starting to do that,” Weeks [reportedly] said.So this is definitely a pattern we’ve seen with them in that they’ve mentioned on their mobile home university website as a good strategy with buying mobile homes to buy them in regions so they can share managers between the communities.”

— end of Hudson Star Observer  report.

 

The above quote framed the account in a fashion that made not just RV Horizons, but other firms in the manufactured home industry appear to be problematic. There was no balance on that from RV Horizons, which is one reason MHProNews sought their vantagepoint.  Professional readers now have some balance, with this report.

As a relevant bookend, the Public, a progressive publication sympathetic to MHAction, recently said about different cases that, “…Residents have joined the Manufactured Housing Association of Illinois (mhoia.org) and Manufactured Housing Action (mhaction.org). In December, 2017, Jeff and Debbie Kiel of Urbana joined other protesters in confronting RV Horizons at a Mobile Home University Workshop in Austin, Texas.

This month (December, 2018), the Manufactured Housing Association of Illinois is launching a campaign to call attention to the destructive business model used by RV Horizons and Kingsley…”

What the Star Observer and the Public have in common is this. There is a multi-state effort underway by MHAction, often teaming with other state-based resident groups, to advance their agenda. The MHAction narrative is to call significant swaths of the community sector as a “destructive” business model.

Would the improvements at St. Croix Meadows have occurred in the absence of private capital?

 

MH Industry Takeaways?

While this account is about RV Horizons and ‘Frank and Dave,’ it is more broadly a case of the manufactured home industry in the U.S. currently having no effective post-production national association.  Modestly funded MHAction has a spokesperson that is actively engaging the media, to essentially attack the industry.  Where is something similar occurring for industry professionals?

Rolfe has made that point previously, and rather politely, before going quiet on such issues.

FrankRolfeMHFundRVHorizonsMobileHomeUniversityDailyBusinessNewsManufacturedHomeIndustryResearchReportsDataAnalysisMHProNews595

 

  • The absence of an engaged-on-such-issues, post-production national manufactured home trade association means that no one routinely steps-up-to-the-plate to defend such cases with communities.
  • That also applies to retailers, who do battle with zoning and other officials.
  • It is essentially true for almost anyone else in the industry, save for selected cases that may tilt toward a favored MHI member.

With MHAction actively engaged with media, and with politicos – such as Senator Elizabeth Warren (MA-D), who is ‘exploring’ a run for the Democratic nominee for president in 2020 – the industry’s members should be keenly aware of the potential risks from having no effective voice to respond to such issues.

So MHPros are left with an ironic, #nettlesome, and troubling picture.  MHAction is more active with the mainstream media to create a poor image than the Manufactured Housing Institute is to defend the industry from such problematic reports.

And ‘Frank and Dave’ are MHI members.

The bottom line in this particular case appears to be that RV Horizon did what they needed to do to resolve the matter with local officials in Wisconsin. But the ongoing activities by MHAction to stir-the-pot against private enterprise is not to be overlooked.

While this isn’t the only issue creating artificial headwinds for the industry, no wonder industry shipments are down.  See the related reports, further below the byline and notices.

MHProNews will monitor select cases of such matters and report accordingly. “We Provide, You Decide.” © ## (News, analysis, and commentary.)

 

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SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

 

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Facts & Analysis – Senator Elizabeth Warren re: Manufactured Housing Institute Memo to MHI Members, 10-3-2018

 

Expose! Why Has Warren Buffett/BH Funded Anti-MHC Activists, MHAction? Why Fund Attacks on ELS, Frank Rolfe, Blackstone Group?

 

 

 

 

 

Expose! Why Has Warren Buffett/BH Funded Anti-MHC Activists, MHAction? Why Fund Attacks on ELS, Frank Rolfe, Blackstone Group?

October 20th, 2018 Comments off

 

ExposeWyWarrenBuffettFundedAntiMHCactivistsMHActionWhyFundAttacksELSFrankeRolfeBlackstoneGroupClayton21stVanderbiltLogoManufacturedHousingIndustryMHProNews

Sometimes the truth is stranger than fiction.

 

On the surface, it sounds preposterous.

Or even bizarre.

Why would billionaire Warren Buffett, his family, and related foundations make ‘charitable’ contributions of Berkshire Hathaway stocks, cash, and/or grants to a left-wing activist-organizations that in turn paid MHAction, which disrupted HUD Secretary Ben Carson’s address to the Manufactured Housing Institute (MHI)?

 

WarrenBuffettGeorgeSorosPhotosHUDSecBenCarsonTidesFoundationLogoMHActionLogoMHActionProtestorPhotoManufacturedHousingIndustryMHProNews600

 

 

That’s where the news tip, facts, and evidence point to – in what could develop into the biggest manufactured housing exposé since Smoking Gun 3.

It was a resident group member that tipped the Daily Business News on MHProNews to the statements by the president of the Golden State Manufactured-Home Owner League (GSMOL) that MHAction – Manufactured Housing Action – was getting funding from the Tides Foundation.

 

NovoFoundationWarrenBuffettTidesFoundationFundsMHActionManufacturedHousingIndustryDailyBusinessNewsMHProNews

 

Among the donors to the leftist Tides?

The NoVo Foundation, with Warren’s son Peter and his wife as organization’s Co-Presidents. In the year shown, Buffett backed NoVo Foundation gave millions of dollars toward the Tides.  See that new report on MHLivingNews, at the link below.

 

Manufactured Home Resident Group President Cautions Against MHAction, Surprising Background Reveal to Manufactured Housing Action

 

The Tides in turn gave to MHAction, stated the GSMOL President Michelle Smith.

Smith blasted MHAction for trying to wrongfully take credit for work that they – GSMOL – had in fact done.

What Smith didn’t say was the “dark money” trail from Buffett – who’s Berkshire Hathaway conglomerate owns Clayton Homes, 21st and Vanderbilt, among several other firms connected to manufactured housing – has purportedly funded MHAction.

 

WarrenBuffettGeorgeSorosTheTidesMHActionDailyBusinessNewsMHProNews

 

But Tides and groups funded by Buffett and billionaire George Soros haven’t funded through intermediaries  MHAction alone.  There are other radical activist groups that have been funded too.

We didn’t want the details to leak before publishing this, but soon plan to ask how

  1. Equity LifeStyle Properties (ELS),
  2. “Frank & Dave,” RVHorizons, and Mobile Home University (MHU),
  3. or the Blackstone Group

feel about having Berkshire money flowing into anti-business protests that have been aimed at them?

MHAction, as MHProNews has previously reported, protested each of those groups. See the video above for one example, with more in the related reports, further below the by line.

Further, the Manufactured Housing Institute (MHI) has elevated Sen. Elizabeth Warren (MA-D).  Warren, was a keynote for an MHAction and other radical activist groups address.

 

Facts & Analysis – Senator Elizabeth Warren re: Manufactured Housing Institute Memo to MHI Members, 10-3-2018

 

‘Pay More Attention to what People Do…’ and ‘Follow the Money.’ 

You decide if Marty Lavin’s dictum applies.

 

WarrenBuffettTidesFoundationTheMoatBerkshireHathawayBrandsNAIWellsFargoClaytonHomes21stMortgageManufacturedHousingInstitute

 

FollowThe MoneyPayMoreAttentionToWhatPeopleDothanwhatTheySaySpySea72MartyLavinYachtManufacturedHousingINdustryProMHProNews

Ask yourself. Do these Marty Lavin dictums apply in these cases?  Some of the same people who make left-wing protests against ‘capitalists’ are funded by left-wing billionaires.  Can you spell ‘head fake?’  Can you spell ‘con game?’

 

 

GeorgeSorosWarrenBuffettTidesFoundationAntiFaBarackObamaNYCommunitiesforChangeLogoMHActionLogoMoveonLogo

 

 

Where’s the Logic?

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MHAction – through the Tides Foundations, and via other mechanisms – are connected

  • to Black Lives Matter,
  • New York Communities for Change (NYCC),
    AntiFa (so-called Antifascists, who ironically use the brownshirt and violent tactics that fascists used),
  • and other radical – sometimes violent and destructive  – groups.  It should be noted that NYCC and others spun off from ACORN, which was disbanded after allegations of voter fraud, and other illegalities surfaced.

The above facts appears to confirm the oblique links between Buffett’s billions and those of left-wing activist billionaire, George Soros.

 

 

GSMOL, Other Resident Groups Should Be Disturbed

It’s no secret that the Western Manufactured Housing Communities Association (WHA) and GSMOL are often at loggerheads with each other.

But are each group missing something in this revelation?

How is it that Democrats are getting backers like:

  • billionaires Buffett and Soros,
  • state resident groups are also often backing Democratic candidates?
  • In California, sources say that the WMA backs Democrats too.
  • Who is fooling whom?

 

MarketWatch Reports Warren Buffett’s Midterm Campaign Contributions

 

When you look at the pieces of the puzzle, it makes you think back to corruption of Tammany Hall,” said L. A. ‘Tony’ Kovach, publisher of MHProNews, manufactured home industry consultant, service provider, and expert.

 

TammanyHallRobberBaronsBuffettsBerkshireBHMediaGroupManufacturedHousingIndustryDailyBusinessNewsMHProNews

 

How is it that members of the Delaware Manufactured Home Owners Association (DMHOA) failed to realize the import of their own statements? Didn’t they realize that Democrats have the lion share of the PAC money in the U.S., and apparently in their state?

 

LATonyKovachGoodBipartisanshipShouldalwaysBepredicatedBenefitallhonestindustrymembersnotslectfewquote

The comment above was said with respect to another recent topic, but relates to this issue too.

 

Why are there so many cases of both residents and industry insiders backing the same party’s candidates?

 

MH Communities, Owners, MH Independents Alert – NMHOA and MHAction Next Steps? – Part 1

 

Paying to Stir Up Trouble…

Manufactured housing is a microcosm of what is taking place in other parts of the national scene.  There are paid agitators in Washington, D.C. and other places. There are organizations that have formed with money from billionaires and others that are organizing the protests that disrupted

 

 

More on this in the days ahead. But suffice it to say for today that the billionaires are paying to stir up trouble for the members of the industry on several levels.

Part of the image issue of our industry is fueled by the protests of MHAction and others.  That impacts not only those who are being protested, but arguably, the industry at large.

And the party that Buffett and Soros backs are the Democrats.  The Democrats are the ‘beneficiaries’ of AntiFa and related groups, that operate similarly to how MHAction are being used in MHVille. In fact, as a prior report revealed, MHAction attends other leftist groups protests, and vice versa.

Where is MHI on this?  Oh, yes, pardon me.  They are being funded by Berkshire Hathaway too.

On MHProNews, we follow the leads, evidence, tips, and money.

 

Clayton Homes and 21st Mortgage’s Manufactured Housing “Spies”

 

So that manufactured housing industry professionals can be alert to the kinds of purported schemes that cost thousands of professionals their businesses, that either sold for a discount, or were closed and lost. See the related reports, linked further below. “We Provide, You Decide.” © ## (News, analysis, and commentary.)

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Related Reports:

GIGO, Esther Sullivan, Clayton Homes, Boston Globe, GSMOL on ‘Manufactured Insecurity-Mobile Home Parks and Americans’ Tenuous Right to Place’

 

“Results vs. Resistance,” Cutting Fog with Facts for MHVille

Truth, Trump, Tragedy, Triumph, Affordable Housing, and Manufactured Homes

Danny Glover, Presidents Barack Obama & Donald Trump, Promises Kept, and Affordable Manufactured Housing

“I knew right from the beginning.” When President Trump, First Lady Melania, VP Pence Toured Manufactured Home Community

 

 

 

Frank Rolfe. Manufactured Homes and Communities. Industry Politics. It’s Complicated.

October 11th, 2018 Comments off

 

MobileHomeUniversityLogoFrankRolfePhotosInsideMobileManufacturedHomesCommunitiesIndustryPoliticsItsComplicated

It’s complicated.

 

There is little doubt that Frank Rolfe is a believer in affordable housing, manufactured homes, and what he routinely – albeit controversially – refers to as “mobile home parks1 or “trailer parks.”2

Rolfe’s known for saying controversial things others don’t want in print.

Oh my God I’m going to be killed,” Rolfe told Mark Ferguson for an investor podcast, adding “because my only experience with mobile home parks was with what I saw on TV like the movie Pink Flamingos and Griffin of course, by the things in the past, it looked kind of scary. So I thought, “Oh man I’ve got to go get a concealed handgun license.”

MobileHomeParkOwnersGuideSuccessfulBattlefieldTacticsRecaptureProfitabilityInvestorsGuideFrankRolfeMHProNewsIf that makes some industry purists cringe, he went onto say the following in that podcast.

So I went down and I did that, I bought myself a nice pistol and loaded it up and put it in my pocket and showed up at the park and I soon learned that most of my stereotypes were completely wrong at the park. One thing that it was not and that was scary, I think I don’t know why I was so obsessed with the idea that I had my personal safety an issue, but that was definitely not the case.

So pretty soon after I got in there, I learned most all of the ideas I had of the industry were stupid. I started morphing into where I am today. So I no longer carry a gun. I no longer are terrified to go into a park. Basically, a mobile home park is just like any old subdivision. It’s just the homes are much smaller and the people typically are lower income earning but to me, it’s a much more safe environment than for example an apartment complex.”

 

Rolfe on Why “Parks” Are Rising Value?

Limited numbers, with almost no more being added is the answer.  Here’s how Rolfe explained it to Ferguson.

So by far the majority of the parks we own were built in the 60’s and there were still a lot built in the 70’s and pretty much ended by the 80’s and by the 80’s what happened is that most cities passed laws that you could no longer build mobile home parks in their city and in fact today, you pretty much cannot build a mobile home park in any city in the United States. There are only about 10 parks in the entire United States built per year. So the window pretty much closed in the 80’s.”

 

Rolfe on “Mobile Home” Durability

It’s a common misconception that these homes are — that they wear out, that they have a shelf life like a car. The industry kind of did that to itself because it used to be like a car. In fact, many mobile home sellers, dealers used to be car dealers. So they would tell people, “Oh you have to trade that in after so many years.” That’s bunk. What is a mobile home? A mobile home is just like your house; it’s two by four’s, it’s metal, it’s resins, it’s plastic and then it’s sheathed in metal, it’s not going to die. There are no moving parts in it, it’s not like an engine on a car. So they really never wear out.”

Rolfe has told MHProNews that he is wont at times to exaggerate while making a point. So, he’s not saying in the above that there’s no maintenance. He knows that roofs need care or replacement, along with other components like AC, heat, or appliances.

 

Rolfe On What Can’t Be Fixed

Real estate is about location. Lots of things, you can’t fix, you can’t change location. You can’t go out and take your property in the bad location and make it a winner because of the bad location. It’s very critical, in real estate you buy it right on the front end because you can’t fix it, you just can’t. No matter how good a manager you are, if the property has — if the lots are too small, if the water sewer is failing, location’s terrible, you can’t make it any better,” he told Ferguson.

 

FrankRolfePhotoSunshineHomesManufacturedHomeRedBayAlDailyBusinessNewsMHproNEws

Frank Rolfe ‘teaching’ on often controversial industry issues. Still from one of two videos posted on this page from that address by Rolfe to dozens of industry professionals.

Rolfe About Teaching

Then when I got out of Stanford I kept on teaching public speaking at SMU in Dallas for 30 years approximately. So Dave did the same thing on accounting out there in Colorado so we’ve always loved teaching. Teaching is fun, if you do something, it’s always fun talking about it and showing people how you do it but that’s what our education stuff is about, it’s basically, it’s about honesty and factual — it’s just a different deal and I think people respond well to it because they can tell that it’s no BS and that we really enjoy doing it.”

 

Rolfe on Action and Thought

There’s the old saying, “Think like a man of action and act like a man of thought.” Thinking and learning and not taking action that never works. But equally as dangerous as taking action without knowing what you’re doing.”

Rolfe, like Warren Buffett is a reader, as well as a doer.

If you’re going to do something, learn — learn, learn. Read the instruction manual, that’s how you save yourself from bad endings. Benjamin Franklin who never owned a mobile home park, but back in the 1700’s wrote that due diligence is the mother of good luck.”

 

Rolfe on Cities and “Trailer Parks”

Rolfe argues that it is not stigma alone that keeps cities and towns from allowing more of them. “A lot of people think, “Oh well, it’s because cities hate trailer parks and trailer park people.” I mean sure, they are not excited about it, right? Any city would rather have a big mansion neighborhood than a trailer park.” He went on to say that the taxes are higher with more expensive housing than with older mobile homes or manufactured homes.

Those are not meant by Rolfe to all be value judgements.  Rather, they are matter-of-fact (to him) observations. Again, he has been known to speak his mind in often colorful ways, no doubt in part to entertain and attract an audience.  As with anyone, quoting Rolfe isn’t meant to imply that every thing he says or does is being endorsed.  MHProNews takes a ‘wheat and chaff’ approach, and is happy to source information from across a spectrum of people, opinions, and views.  One key is being accurate in fair in citing sources and sharing quotes.

Is the quote accurate and being used in an accurate application or context?  Then, have at it.

By the way, here’s Rolfe explaining terminology, in his own words.

Footnote 1: Some land-lease communities truly are ‘mobile home parks,’ in the sense that they were built during the mobile home era (pre-June 15, 1976), and have mostly mobile homes in them.

Footnote 2: Role would likely admit if pressed that trailers and mobile homes are different. There are RV ‘trailer parks,’ that’s their given name. But manufactured homes are not trailers, and they are not mobile homes. Manufactured homes and manufactured housing are legal phrases, applied to housing built to preemptive federal standards.

TerminologyMattersBecausetheTerminologyDescribestheConstructionStandardsHomeBuiltToSteveDukeLMHAaMHLivingNewsMHProNewsBiggerPocketsSunshineHomesRedBayAL

The terminology matters because
the terminology determines the
construction standards a home was
built to,” Steve Duke, LMHA.

 

Rolfe on Some Big Manufactured Home Industry Controversies

When it comes to Frank Rolfe’s willingness to weigh in on controversial topics, what once was, is now noticeably toned down.

 

1)         Rolfe – who today, with his associates is the number 5 manufactured home community operation in the U.S. – has previously blasted MHI for controversial positions.

2)         One example is Rolfe leveling Nathan Smith, MHI’s former Chairman, for what Rolfe said is the terrible publicity Smith has brought to the industry. See more on Smith, MHI and other related references which are linked at the end of this report.

3)         Rolfe blasted MHI’s mindless pursuit of the Preserving Access to Manufactured Housing Act, which he correctly said ‘had no chance’ of passage during the Obama Administration.

4)         Rolfe repeatedly blasted MHI for failure to engage the media, on positive or negative news topics that impacted the industry.

 

On bullet #4 above, here is Rolfe in his own words.

SuzanneFelberFrankRolfeRichardADickJennisonAmericanHousingAdvocatesManufacturedHousingIndustryDailyBuisnessNewsMHProNews600

MHI is currently spotlighting 5 operations in their videos, which in some ways is arguably a disadvantage to other MHI members. It is also worth noting that those 5 videos are not getting many views.

So, there were plenty of people in MHVille that followed such comments, here on MHProNews, or on other venues when Rolfe shared such talking points.

It is obvious that Rolfe his own controversial stances. Let’s turn to some more…

 

Rolfe On Politics

ManufacturedHousingAssocRegulatoryReformJOINMHARRbani-200x200

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One of the controversies that’s gone underreported in manufactured housing trades – until now – is his pre-2016 election day stance on Hillary Clinton.  Clinton was the Warren Buffet led Berkshire Hathaway pick for president in 2016.

Rolfe thought Hillary would win.  On that topic, MHProNews was correct in projecting and informing the industry of the path for the victory of Donald J. Trump in 2016.  While our styles are different, we too believe in education and information – all with a purpose.  That purpose is going more business, and serving more home owners well.

Back to Rolfe and 2016.

With former President Bill Clinton along with his wife, former Secretary of State Hillary Clinton, are hitting the speaking tour in the coming weeks.  Mainstream media outlets are doing past and present ‘compare and contrasts’ reports.  So, why not do so here on the Daily Business News on MHProNews too? Why not do it through the lens of Rolfe’s comments and related?

NathanSmithPhotoSSKCommunitiesLogoClaytonHomes21stMortgageLogoBerkshireHathawayLogoBillClintonKevinClaytonPhotoWarrenBuffettHillaryClintonphotoMHProNews

 

Frank Rolfe on Hillary Clinton

In the days just before the 2016 election day vote, and here’s what Rolfe said on NuWire Investor.

The U.S. Presidential Election is in only about a week. But the stats are showing that Hillary will probably win at this point – it would take a miracle to change the outcome. So if Hillary is the next President, what does that mean for real estate investors across the nation?

He made an interesting statement on interest rates under President Obama, which technically is controlled by the Federal Reserve, which is supposed to be independent of the White House. Let’s set that aside, and look at other extended pull-quotes by Rolfe to NuWire.

Keeping banks happy

One of the key issues that came up during the election was the apparent tight relationship between Hillary and big banks. They paid her millions of dollars in “speaking fees”, and the contents of her speeches (while only released by Wikileaks) would suggest that she intends to keep things status quo regarding banking policy. Since real estate is typically using leverage of 80%, a strong banking industry is imperative to keeping real estate prices healthy.

 

Keeping the economy weak

Following the U.S. Great Recession of 2008, we have entered into an era of extremely weak economic growth and employment. It would take a bold plan to exit this rut, and Clinton is unlikely to foster that. Her focus on higher taxes and more subsidies would suggest that the U.S. will remain just as it is for four more years. And that’s good for real estate, as this stable market allows investors to make safe decisions and obtain attractive loans.

 

Stabilizing immigration

Many sectors of real estate – particularly multi-family and mobile home parks – have a strong focus on Hispanic customers in many states, and removing the threat of immigration enforcement will make many owners breathe a sigh of relief. This issue has already pretty much gone away, but Clinton will probably finalize it during her administration.

 

Causing problems with capital gains tax

This is one huge downside to the Clinton presidency: anticipated higher capital gains taxes. This means that you might spend more or your profits in taxes to the IRS in the years ahead. Clearly, this is not a plus. However, it will still be difficult to get such legislation passed through Congress, so the key issue is whether or not the Democrats take control of Congress in this election. Our bet is that the issue will be muted and, if it does go forward, the effect will be gradual rather than overnight.”

No mere mortal one gets it right 100 percent of the time.  Rolfe’s analysis has a mix of correct and incorrect observations. You can read the entire Rolfe statement as a download at this link above.  Rolfe’s full commentary is found at the download, linked here.

 

Why Does This Rolfe Topic Matter to MHVille Now?

It’s complicated, but simple.

Follow the Money.

And follow how politics has evolved into a purported shell game for mega billionaires like Warren Buffett.

Because the mega rich, along with others, are arguably willing to manipulate markets – or allow inaction to harm the interests of tens of millions – while a few benefit at their expense.

Sources to MHProNews:

  • with Berkshire ties,
  • evidence of marketing and other benefits to Rolfe and his colleagues, from Berkshire’s manufactured housing brands
  • along with the evidence of Rolfe going silent about public criticism of MHI,
  • or holding a lower profile on other issues that Berkshire cares about –

all suggests an effort at influencing the narrative in the industry.

It isn’t limited to Rolfe.

 

That narrative to MHVille matters deeply to Berkshire brands like:

  • 21st Mortgage,
  • Clayton Homes,
  • Vanderbilt Mortgage and Finance – which has begun lending on communities
  • suppliers like Shaw Carpeting,

–       and others who broker communities or provide other products and services. Politics, media, nonprofits – these are demonstrable tools used by Berkshire Hathaway, as Kevin Clayton has explained in a video linked from related reports, further below.

 

Clinton vs Trump, Round 2 – Buffett, Soros, Rolfe and MHAction

Rolfe has previously cited concerns over left-wing billionaire George Soros’ influencing mainstream media.

It’s arguably another apt point Rolfe’s made.

He made that point very specifically with respect to Soros, citing a source that claims that the Center for Public Integrity – which played a role in the ongoing Seattle Times controversies surrounding Clayton Homes and Berkshire lending in the manufactured housing industry.

What Rolfe doesn’t say is that billionaires like Soros and Buffett can take some negative media, help fund the creation of some of that media themselves, and can still benefit. They can benefit to the tune of billions in revenue annually.

Negative media tends to impact others in manufactured housing, not just the target of a report.  That is the contention of others in the manufactured housing industry, as messages via social media, email, text or by phone to MHProNews has contended.

There are a variety of bullets that purportedly impact manufactured housing in ways that keeps our industry from recovering to its more higher production ‘glory days.’

There are reasons to believe that those controversies impacting manufactured housing will continue.  At least that is the logic – which Rolfe believes in – of the matter, until the motivation to stop the kinds of behavior that causes controversy remain largely unabated.

Rolfe and his colleagues were invited to participate in this article, and declined.  They’ve also been invited to participate in another industry related article which is planned in the days ahead. Stay tuned for that upcoming episode of “News through the lens of manufactured homes, and factory-built housing.” ©  Where  “We Provide, You Decide” © who you will vote for in the rapidly approaching 2018 midterms.  Will you vote for those who rig the system, or for those who are trying to level the playing field for small to mid-sized operations of all kinds?  (News, analysis, and commentary.)

NOTICES: You can join the scores who follow or direct message us on Twitter at this link. You can get our ‘read-hot’ industry-leading emailed headline news updates, at this link here.

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Nathan Smith, SSK Communities, From Mobile Home Resident to Manufactured Home Communities Owner, & Manufactured Housing Institute Leader

 

NBC Video – Federal Authorities Investigating Clayton Homes, Maxine Waters Denounces Lending “Discrimination” Against Minorities

Danny Glover, Presidents Barack Obama & Donald Trump, Promises Kept, and Affordable Manufactured Housing

 

Affordable Housing, Manufactured Homes, Bipartisanship, Bill, Newt, Sexual Scandals, and You

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“Thou Shall Not Steal,” $2 Trillion Annually Lost to Lack of Affordable Homes, Making the Manufactured Home Case

August 4th, 2018 Comments off


ThouShallNotsteal$2TrillionAnnuallyLostLackofAffordableHomesMakingManufacturedHomeCase

After years of arguably failed polite talk, perhaps more direct and blunt words are needed.

 

The logic of research economists Chang-Tai Hsieh and Enrico Moretti is that improper land use policies are costing the nation some $2 trillion dollars a year.

Past25YearsHousingConstraintsChangTaiHsiehUChicagoEnricoMorettiUCBerkely

See the Daily Business News report on that topic, at this link here. It includes a download of their research.

The reasoning of National Association of Realtors (NAR) Chief Economist Lawrence Yun is that only more and faster new construction will fix the housing affordability issue.

LawrenceYunNARShort8.3MillionHousingUnitsRisingRentsHousingPricesCuredOnlyByMoreBuilding

Collage by MHProNews.

It is this Daily Business News on MHProNews writer’s understanding, Dr. Yun prompted Scholastica ‘Gay’ Cororaton, Certified Business Economist (CBE) to research manufactured homes. Among her 30 pages of reports, charts, and data include the following.

 

CompareMobileHomeTrailersPastManufacturedHomesSaferMoreDurableQuoteScholasticiaGayCororationPhotoSmallPercentageDamagedDuringHUrricanesMHProNews

See more of her research, at this link here.

 

The logic of Trulia’s research, summarized by the data in the graphic below, supports that of the research economists above. Affordable housing has negligible impact on all other housing nearby. Both forms of housing are growing in value, side by side.

TruliaImpactofAffordableHomesHousingValueDailyBusinessNewsMHProNews

The Trulia research reinforces what HUD’s PD&R on manufactured homes (MH) found, that MH appreciated side by side with conventional housing.

But what if that affordable housing are manufactured homes? Do manufactured homes harm property values for neighboring conventional housing?

The university level research that HUD commissioned in their PD&R report preceded the Trulia study. It looked at manufactured homes as infill in cities, right next door to conventional site built, single family homes.

The results?

Housing values of both conventional homes and the manufactured homes appreciated side-by-side.

RegulatoryBarrierstoManufacturedHousingPlacementinUrbanCommunitiesHUDPDR-postedManufacturedHomeLivingNews595x357

The research from multiple cities documented that manufactured homes appreciated side-by-side with conventional housing. The findings are similar to what Trulia’s study learned. https://www.manufacturedhomelivingnews.com/wp-content/uploads/2018/04/2011HUDPDRRegulatoryBarriersManufacturedHousingPlacementUrbanCommunitiesMHLivingNewsPDF.pdf

The summary of the logic of the third-party researched facts are overwhelming when laid out side-by-side like this.

But the irony is that Harvard’s Joint Center for Housing Studies researcher Eric Belsky came to the conclusion over 16 years ago that manufactured homes where likely to surpass conventional housing in production. No doubt for the kind of reasons Cororaton more recently cited.

MultipleReasonsExpectManufacturedHousingDoBetterThanSiteBuiltHousingEricBelskyEecDirJointCenterHousingStudiesHarvardUnivDailyBusinessNewsMHProNews

At the time Belsky made this prediction, manufactured homes were selling over 250,000 new units per year. This year, MH won’t reach 40 percent of that total. What happened?

 

Richard Genz did research prior to the statement by Harvard’s Belsky, making the case for manufactured home quality and durability in a study for the Fannie Mae Foundation.

 

“Why Advocates Need to Rethink Manufactured Home Quality,” Harvard, GSE, Genz, “High Satisfaction”

So what happened?  Why were Genz and Belsky – the obvious logic of their clear view that manufactured homes deserved support and were bound to grow – why were their visions not realized?

How is it possible than when manufactured homes (MH) – by law – must perform dynamically the same as conventional housing in safety, durability and energy savings – and when MH costs less, why aren’t more HUD Code homes being sold?

 

 

Fresh Facts, Figures, Future of Affordable Housing -Comparisons- Conventional Site-Built v Mobile/Manufactured Home Industry Data

 

The simple answer is that a variety of seemingly unrelated forces have been at play.

Those forces included, but where not necessarily limited to:

–   ignorance,

–   prejudice,

–   greed,

–   political and regulatory pressures, fostered by the above,

–   and perhaps a failure to put all these facts back-to-back, to see reality vs. outdated perceptions. Fear and falsehoods were allowed to drive too many people’s thinking.

President Gerald Ford said prior to the HUD Code that the “mobile home” industry would always be necessary. It was market-based affordable homes, that routinely required no taxpayer subsidizes.

U.S. President Praised “The Mobile Home Industry,” Manufactured Homes are “Here to Stay”

Failure to heed that observation caused city after city on “both coasts” and the interior of the U.S. to lose decades of opportunities for more housing affordability.

The upshot?

Growing homelessness, including vehicular homelessness.

“Vehicular Homelessness” Rising, Land Use, and Manufactured Housing Policies

 

The answer being sought by many among the politically connected is to build more subsidized housing. In fact, for over 50 years, those housing programs have proven to be unable to keep up with the ever rising demand. The Heritage Foundation estimated that those social programs – which included subsidized housing – cost the nation some $22 trillion dollars in 5 decades.

That’s virtually the same amount as the national debt.

Isn’t it lunacy to continue doing more of the same self-evident failures? Why not turn to the proven solution?  Why not use free market driven investments by entrepreneurs vs. tax dollars?

MobileManufacturedHomeManufacturedHousingIndustryFactsDataResearch

 

What’s Missing in the Data? Real Harm to Real People

We as a society can’t change what’s happened. But we can learn from it. Perhaps the data needs to be humanized?  Do we need poster children to show what’s happened, and how that’s harmed Americans?

Almost every retailer who has sold a manufactured home direct to the public for at least a year has encountered the following scenario. Often numerous times.

A single, couple or family/household owns or wants to buy a manufactured home for a piece of property. But a local official stops that placement. Isn’t that using the force of law to rob people of the opportunity to own an affordable home?

The non-profit Equal Justice thinks so, and successfully sued a town on that issue. They are now suing another city.

Lawsuit Filed Against City to Defend Manufactured Home Owners Rights, led by Equal Justice Non-Profit

What does that process of denying Americans affordable housing actually cost such persons or families?

More personal wealth.  Keep in mind that HUD Secretary Carson spent some time in 2017 telling people that home owners had an average net worth of some $200,000, while the average renting household only has $5000 net worth.

The logic of Florida Atlantic University (FAU) Professor Kenneth Johnson’s research indicates that manufactured home ownership may yield the most wealth for a household. The lower the cost of the housing, for a disciplined saver/investor, the greater the potential for other investments, thus increasing personal wealth.

KenHJohnsonPhDFloridaAtlanticUnivRealEstateEconomics-ManufacturedHousingIndustryDailyBuisnessNewsMHProNews

FAU’s Ken Johnson made an eye opening point that applies to manufactured homes in terms of the ability for manufactured homes to help build more personal wealth https://www.manufacturedhomelivingnews.com/researchers-shake-up-american-dream-rent-vs-buy-ken-johnson-florida-atlantic-university-exclusive-to-manufacturedhomelivingnews/

The Government Accountability Office (GAO) and Cororaton’s research both demonstrated that manufactured homes are the lowest cost form of permanent housing. Less than rent, and even when higher rates and shorter loan terms, manufactured homes dramatically lower price yields the lowest monthly payments.

 

But we can put a face, a family, to this snapshot.

The Rev. Donald Tye, Jr. said that their affordable pre-HUD Code factory-built home made it possible for he and his wife to do things for their family they could not have done any other way.  Tye told MHProNews that planners are missing out on the many social and economic benefits that affordable home ownership provides.

RevDonaldTyeJrManufacturedHousingAdvocateQuickestWayWealthIndustryVoicesMHProNews500

He also addressed the lost tax benefits, as well as the prejudice against manufactured homes, and the misuse of terminology like this.

RevDonaldTyeJrBusinessmanManufacturedHousingAdvocateDailyBusinessNewsMHProNews

Tye explained that public housing – an entitlement – often yields addiction. Ownership vs. renting or living in “projects” leads to integrity, a view he likens to those of Dr. Martin Luther King, Jr.

ItsAsWrongtoUseNWordToDescribeBlackAsUseTWordTodescribeManufacturedHomeRevDonaldTyeJr.ManufacturedHousingNotT-railerNotNword

Mark Weiss, JD, weighed in on that same point, saying the the use of the t-word is offensive to millions.

TheDeliberateMisueofTerminologyCanBeOffensivetoMillionsWhoProudlyOwnAManufacturedhomeOrThousandsinourIndustryMarkWeissMHARRMHproNews575

A poet who sold her conventional housing to buy a manufactured home was shocked at the prejudice generated by others.

Taking on the Trash Talk! Are People Defined by their Housing Choice? Video, Photos

There are letters-after-letters, stories-after-stories that have a similar refrain.  Here’s a pair of others.

“Home Sweet Home” – Assistant Mayor Wants to End Housing Choice Stigma

Trade Publisher, Experts call for Respect, Understanding for Manufactured Housing, Manufactured Home Owners

Part of what should have been learned in recent decades is that there is a huge cost to taking opportunities from others. That arguably becomes a form of theft.  Thus the commandment that most faiths believe to be true – “thou shall not steal” – reasonably applies.

It includes mobile and manufactured home community owners who in various jurisdictions are increasingly being told that they can’t replace an older home with a new one. What?

“Unconstitutional Taking,” “Gentrification on Trial” in Recent Oak Hill Manufactured Home Community Ruling

A state supreme court ruling in one case was described by an attorney as an “unconstitutional taking.” That community owner won. But how much time and effort did it cost that community owner to be allowed to use their own land as a place where affordable home ownership can occur for families?  Those legal costs have to be passed onto others, those who live in those affordable manufactured homes.

Time and again – however well intended the local policies may be – the net result is that it is costing millions opportunities for more affordable home ownership.

 

The High Cost of Ignorance and Prejudice

This writer told a group of business professionals last year in Deadwood that manufactured homes were the civil rights issue of our times. That message was applauded by those who know first-hand how difficult it can be to sell a manufactured home, and get it safely installed on an appropriate permanent site and foundation.

CivilRightsIssueAbolitionCivilRightsAffordableQualityHomesManufacturedHousingDrMartinLutherKingDailyBusinessNewsMHProNews

LATonyKovachPresenting%StateConvDeadwoodSDKenCorbinCommentManufacturedHousingIndustryEventDailyBusinessNewsMHProNews

Tony Kovach doing a presentation in a packed room of industry professionals.  The essence of the talk was the importance of educating people locally about the truths regarding modern manufactured homes.

The logic of these facts is this.

$2 trillion dollars a year is lost in GDP – that’s the cost of ignorance and prejudice against manufactured homes in America.  Take 326 million Americans, divide it into $2 trillion dollars lost annually, and that’s like $6,134.97 per man, woman and child.

For a family of four, that’s $24,539.88 in lost U.S. GDP.

It’s an avoidable loss, and can be fixed by a proper understanding coupled with the application of existing laws, as you will see below.

 

Terminology Matters

People wrongly believe the terminology for factory built homes is optional. It’s not. The correct terminology is a matter of law – the code which a home was built to meet.

TerminologyMattersBecausetheTerminologyDescribestheConstructionStandardsHomeBuiltToSteveDukeLMHAaMHLivingNewsMHProNewsBiggerPocketsSunshineHomesRedBayAL

After more than fifty years of short-sighted and prejudiced thinking, it’s decades past the time that modern manufactured homes be seen for what they are.  It’s time to stop cherry-picking exceptional tales, and to look at the broad facts.

PublishingHandPickedInformationCanBeWorsefortheImpressionItMakesOnManufacturedHomesandOurIndustryThanStatingEntirelyFalseInfo-BradLovinNCMHA

To see the report on tornadoes and manufactured homes, click here.

 

Manufactured homes are the solution for the affordable housing crisis that’s hiding in plain sight. It must be noted that modular and other forms of factory home building can all perform a vital part of the solution to America’s costly affordable housing crisis.

But because of the genius of the HUD Code, setting national standards with regional requirements, much of the harm caused by local regulators is avoided with manufactured homes.

MostMenAppearnNeverConsideredWhatHouseIsNeedlesslyPoorAllTheirLivesHenryDavidThoreauManufacturedHomeLivingNews

Every photo above is a manufactured home.  For newcomers to the website not familiar with modern manufactured homes, learn more by clicking the image above or the link here..

 

Solutions? Parallel Path One

The former chairman of the Manufactured Housing Institute (MHI), Tim Williams, President and CEO of Berkshire Hathaway owned 21st Mortgage, said the following.

People cited in this column today might later say something different, perhaps because they may (errantly) believe that money tempts them to do so.  Some back off due to other pressures.

But they can’t unring the bell on what they’ve already said.

A consistent theme of MHProNews and MHLivingNews for years has been the need to honestly and sustainably grow the industry. We have never advocated, for example, for the kind of poor lending practices that led to the post-1998 nosedive of manufactured home sales.

Education – sound information are a key step.  21st’s Williams was right, and so was Frank Rolfe, who said that the media must be engaged with the truth when errant information crops up.

 

 

Solution – Parallel Path 2 – The Logic of Sound, Sustainable Lending

Lenders are protected when home values are protected.

Home values are protected and enhanced by demand and sound lending.

Sound and profitable lending is good for business, good for people, and good for the economy.

Good information – vs. prejudice or short-sighted thinking for whatever motivations – is how bigoted influences are pushed out.  This is how information and sound lending, parallel paths, can support each other, as a train running on a track is supported by parallel rails.

 

Manufactured Housing Appreciation?

The Urban Institute, and the National Association of Realtors ® have both reported what MHProNews and MHLivingNews has said for years. Manufactured homes can and do appreciate. But why are there times that they don’t rise in value?

First, all housing rises and falls in value for much the same reasons.

I’m not speaking for ‘Gay’ Cororaton when I share my take on a conversation this writer and she had a few weeks ago. I asked her about the economic logic of the following

Home appreciation is fueled by the following factors.

  • Location,
  • Condition of the home (maintenance, appearance),
  • Demand for housing,
  • Local economic factors (wages, employment opportunities, etc.), and
  • the availability of reasonable lending. Other points could be mentioned too, but those are key ones.

So, if any of those factors are reduced or eliminated, then the value would be lessened. Think about conventional housing post 2008, lending dried up, housing dropped in value.

My understanding was that she agreed with those principles.  My hunch is most objective thinkers and economists would too.

That being so, consider this.

Because manufactured homes have had lending options artificially reduced due to the absence of robust support from the Government Sponsored Enterprises (GSE) of Fannie Mae and Freddie Mac, then to some degree, that will influence resale values. Again, my understanding was that she agreed with that premise.

Two Great Laws Already on the Books NOW,  Can Unlock Billion$ Annually for Manufactured Housing Industry Businesse$, Investor$

In our comments letter to HUD, we stressed that since the GSEs were arguably not doing their job, that FHA could step up to the plate, as should VA and USDA (Rural Housing) loans.

Now, let’s rephrase that to make the following point.

For decades, the GSEs have resisted lending on manufactured homes. Fannie Mae’s highly touted MH Advantage is arguably another artful dodge, as it forces manufactured home builders to meet additional criteria beyond what the HUD Code mandates.

 

“Take the MH Advantage Challenge – Can You Tell the Difference?” Fisk of Sarah Edelman, Director of Duty to Serve, Single-Family Mortgage Business for Fannie Mae

Who worked with Fannie Mae on that MH Advantage program? Our sources say, past and current members of the Manufactured Housing Institute (MHI).

Why would MHI argue for a so-called “new class” of manufactured homes – where there is no data or track record – when there is decades of data and track record that proves the value of millions of units of HUD Code manufactured homes?

ManufacturedHousingAssocRegulatoryReformMHARRMarkWeissDTSFHFA-GSEsGoingtoLargestBusinessesCorpAffiliatesDailyBusinessNewsMHProNews

Collage by MHProNews.

That was the logic of Mark Weiss, JD, President and CEO of the Manufactured Housing Association for Regulatory Reform.

Rephrased, who benefits, and who is harmed by this questionable ploy between MHI and the GSEs?

Hold that thought for latter.

Because the bottom line is this. Manufactured homes have proven their value. Their value would logically be enhanced, given a proper understanding of their safety, quality and durability.

 

Two Types of HUD Code Manufactured Homes?

This writer has told people for years that there are broadly speaking, entry level manufactured homes, and residential style manufactured homes.  Both styles must meet the safety, energy and construction standards set forth by federal law under HUD and the DOE.

When you go shopping for a vehicle, there’s a wide array of sizes and styles to select from.  There are entry level cars, mid-range, and luxury ones too. That can be said about cell phones vs. smart phones, RVs, laptops, or most any product one cares to consider.

So, with manufactured homes, it is similar. If all you’ve seen are entry level manufactured homes, then you need to see a residential style one.

 

One must stress that any and all manufactured homes must all meet HUD’s safety, energy, and durability standards. From the least costly, all manufactured homes (MH) get consumer protection not found in conventional housing that costs many times the price. It was the MH industry that fought for that legislation – MHARR MHI, and states like Texas too – as part of the Manufactured Housing Improvement Act (MHIA) of 2000.

compare-interiors-class-c-apartment-vs-modern-manufactured-home-credits-betweenapsontheporch-manufacturedhomelivingnews-com-posted-masthead-mhpronews-com-

Credits are as shown, collage by MHProNews.com.

But another key part of the MHIA of 2000 was enhanced preemption. That enhanced preemption is the key to unlocking $2 Trillion dollars a year in increased GDP for the U.S. This needs 5 stars next to this point.

Put differently, there is no need to wait for local jurisdictions across the land to get a backbone, or learn the truth the obliterates their ignorance, prejudices, sweetheart deals to favored developers, etc.

All that’s needed is for HUD to enforce existing law.  Enhanced preemption for manufactured homes is already the law of the land.

Let’s say that again for emphasis. All that’s needed is for HUD to enforce existing law.  Because the MHIA of 2000 preemption protects the rights of everyday Americans to buy and safely install a manufactured home on any buildable property.

We don’t need decades of battles, or more studies. The logic and the realities have been hiding in plain sight for years.

 

The Urban Institute’s Vital 2018 Question

Urban Institute researchers in a January 2018 report came to some similar points about manufactured homes, appreciation, and related. They asked a key question. Why aren’t more manufactured homes being sold, when they are a proven part of the solution to the affordable housing crisis?  Here’s how they phrased it, in the caption above “We Follow the Money.”

UrbanInstituteWeFollowTheMoneyClaytonHomesDailyBusinessNewsMHProNews560x352

What they didn’t say was as important as what they did say.

One researcher was Edward Golding, who used to work for HUD. That wasn’t disclosed in their report. Golding had Pam Danner, JD, periodically report to him. Danner was the Administrator for what the Washington Post called the “once obscure” Office of Manufactured Housing Programs (OMHP).

Greener, Stylish Manufactured Homes – Hidden Facts in the Washington Post Manufactured Housing Narrative

Which begs this question. Why didn’t Golding and others at the Urban Institute mention enhanced preemption in their reporting on manufactured homes?

After all, zoning, economic prejudice, and enhanced preemption all intersect.

When manufactured home businesses and state association executives from coast to coast say that zoning/land use/placement are key issues, how could Golding or the Urban Institute fail to mention enhanced preemption?

Hold that thought. Because another undisclosed fact was the connection of Warren Buffett as a lifetime trustee for the Urban Institute. It’s mentioned on the big Urban Institute site, if you got hunting for it. But there was no disclosure on the article that Golding and his fellow researchers published on the topic.

 

Urban Institute Ask for Correction in Analysis of their Manufactured Housing Research, “Follow the Facts,” “Follow the Money”

Nor did the Urban Institute mention that the Manufactured Housing Institute (MHI) helped forge their paper. A source at the Urban Institute told us that “anonymity” was promised to MHI and Clayton, for their role in crafting their report.

What?

Since when do non-profits and university level style researchers not state their sources? Since when are possible conflicts-of-interests not disclosed by nonprofits or researchers in publishing their findings?

 

Smoking Guns…?

Eric Belsky made another statement about housing that very much applies to the question the Urban Institute asked.

CreditIsTheLifeBloodOfHousingEricBelskyHarvardDailyBusinessNewsManufacturedHousingIndustryMHProNews

It’s a statement that most every manufactured home retail or community professional who experienced the slide from 1998 to 2008 know all too well. For more on Belksy, and MH, click here.

 

Let’s go back to what Belsky and Genz said over 15 years ago. Belsky expected manufactured homes to advance, so did Genz.

Why didn’t they?

Short answer, lending was choked off. Absent enough lending to supports home sales, there will be fewer manufactured homes sold. Duh, right?

KennyLipschutzQuotePoorJobOfLobbyinginMHIndustry-postedMHProNews-com

Kenny Lipschutz, Home First Certified Communities.

Absent a level playing field on lending or resales, manufactured homes are placed at a disadvantage in resale values.

Another issue is appraisals. Thousands of appraisers misunderstand manufactured homes. But that too is and educational issue, noted here as a placeholder.

So, we see the need for factual, evidenced and reason-based thinking about manufactured homes. Among the best-informed investors is arguably Warren Buffett. He reads and reads, per his own statements, and that of others who know him.

So why did Belsky miss his projection about manufactured housing achieving dominance in production over conventional builders by 2010? Arguably, the short answer is that Belsky did not count on Warren Buffett entering the industry in 2003. Belsky didn’t count on what Berkshire Hathaway did, as they began to deploy the Buffett strategic “Moat.”

WarrenBuffettTheMoatQuoteMemeManufacturedHousingIndustryDailyBusinessNEwsMHProNEws

Who speaks of “the moat?” Warren Buffett explains his principles of “the Moat” in a video on the page linked below. So does Kevin Clayton, in a separate video also found below.  Clayton says in his own words in that video that “Warren” stresses widening “the Moat” against competitors on a routine basis.

 

Best Warren Buffett, Kevin Clayton, Clayton Homes, Berkshire Hathaway Annual Meeting, Competition, and “the Moat” Video Collection

 

The Truth is Not Political

We believe that truth is apolitical, but political officials may use – misuse, ignore, or abuse – the truth.

A closer look at the problem of why there is not more manufactured housing being sold can be summed up by the notion of the impact of failure to educate, and monopolistic practices. Who says?

GuruFocus and the Seattle Times.

MoatCastleBuffettBerkshireClaytonHomes21stMortgageVanderbiltMortgageManufacturedHousingIndustryDailyBusinessNewsMHProNews550x305

Seattle Times -Federal Investigations-Berkshire Hathaway’s Clayton Homes, GuruFocus Spotlights Buffett’s Clayton’s “Unethical,” Monopolistic Moat. http://www.mhpronews.com/daily-business-news/seattle-times-federal-investigations-berkshire-hathaways-clayton-homes-gurufocus-spotlights-buffetts-claytons-unethical-monopolistic-moat/

 

Progressive “Nation” Reports on Monopolies Cites Buffett, Clayton, Others – MH Industry Impact?

And the evidence that manufactured housing’s ascendancy was derailed by forces within the industry is found in part with documents and quotes from Berkshire owned 21st Mortgage, Warren Buffett’s own words, and Berkshire dominated MHI’s own chart.

Smoking Gun 3 – Warren Buffett, Kevin Clayton, Clayton Homes, 21st Mortgage Corp Tim Williams – Manufactured Home Lending, Sales Grab?

Thousands lost their businesses, and millions arguably lost the opportunities to benefit from manufactured home ownership. It’s cost taxpayers a fortune, that can be measured in the trillions of dollars in losses to the GDP, and avoidable costs to federal taxpayers.

How Many MH Independents, Retailers Have Been Lost Recently? “They Think They Own Us”

 

The Problem of the One Percent

We won’t hype the issue of the 1 percent, nor understate it.

What this will propose that may be unique is a free enterprise solution to the problem of the one percent. It’s this. De facto monopolistic forces are at work in manufactured housing, and in other parts of the economy, such as the tech giants.  Apply the logic of the NY Stern professor to manufactured housing, and it is just as apt as it is when applied to the world of the tech giants.

We’ll let Professor Scott Galloway make his case in tech.

 

“Winners and Losers,” L2 Founder, Prof Scott Galloway on Monopolies

But for those who believe that monopolistic forces harm Americans, we can point to voices as politically separated as Senator Ted Cruz and Congresswoman Maxine Waters.

If we start listening to the factual points – vs. the opinions or spin – of what others are saying, those facts can lead someone to the root issues.  Facts are what is.  Opinions and interpretations are a dime a dozen.

The opportunity to use evidence, facts, and objective reasoning to discover the underlying causes – and thus the cures – of the affordable housing crisis is possible.  Keep in mind, that sooner or later, monopolies arguably harm workers and consumers.

 

Does Monopoly Power Impact Workers’ Stagnant Wages? MH Industry Impact$

 

The irony may be this. Aren’t even monopolists harmed by what they create?  Think about that $2 trillion a year in lost GDP.

Regardless, society as a whole is harmed, and that is why anti-trust laws exist.

Lawsuits for Triple Damages – Anti-Trust, Anti-Monopoly Law, Manufactured Housing, and You

 

The Fix is Applying Existing Laws

There is no need for years of delays in hearings or more studies.

Antitrust laws debatably need to be applied to Berkshire Hathaway, and to all others in business who’ve become invasive, as Galloway said.

The Smoking Gun 3 documents, facts and related quotes from officials who are part of Berkshire speak for themselves.  It would be difficult for them to unsay, what they’ve already said that arguably proves they are monopolistic.

MHI and Berkshire Hathaway has been given repeated opportunities to respond to any of these concerns.  Rather than respond, instead of debating the merits or misses in this reading of the facts, they’ve tried a variety of other tactics.  But if they could easily disprove this, why haven’t they?  Those from Berkshire brands who once praised us, now sit in silence as we publish reports like this one. Why?

TimWilliamsMHProNewsMHLivingNewsGoodCommunicationsResourcesILogonLatestNewsBigAssetExplainWhyIndustryVoices-768x339

Part of several messages for publication by Tim Williams to MHProNews. MHI’s president praised us for some years to, as this mirthful short demonstrates. 

MHI should be scrutinized for fostering the conditions that allowed manufactured housing to be derailed from what Belsky thought was a bright future. Some who see the problems outlined herein hold out hope that MHI can be redeemed. This writer – based upon sources, evidence and past history – believes that people can change, but that said, the evidence is that MHI’s leadership isn’t changing.  Thus, they need to be exposed, and supplanted with something entirely new.

MHARR does its job, but an MHI award winner says that MHI works only for the “the big boys.”

SoTheAssociationMHIIsNotThereFortheIndustryUnlesstheinterestsoftheBigBoysJointheIndustry'sMartyLavinMHIAwardWinnerQuoteMHProNews

MHProNews looks at the facts, considers the sources, and follows the evidence. MHI earlier last year, and for years before, MHI routinely replied promptly to all inquiries. But since we’ve spotlighted the problems and concerns, they’ve gone silent. Why? If the facts are on their side, why not make offer a cogent explanation?

 

I’ve said for years that pretty pictures alone are not enough to convince people of the truth about manufactured homes, and what it can do to transform for the better millions of lives.

RememberThisQuoteIrPrettyPicturesMHIndustryWillOnlyAchieveItsGoalsByResovingItsCoreIssuesLATonyKovachMHProNews

Education is the answer. Refuting false claims must be part of that educational process.  People aer entitled to their opinions, but not to their own facts.

Understanding the issues are can help avoidable for others the tragedies caused by ignorance, greed and the evidenced based factors alleged herein. Millions of Americans have been robbed of what they could have had, instead of subsidized housing, or a life of rental, give people the information and opportunity to increase their personal wealth through affordable home ownership.

There are numerous voices that have blasted MHI’s hypocrisy. The one above is just one of many.

It’s time for the disinfectant of sunlight to cure what decades of ignorance, private agendas, monopolistic forces, and prejudice has caused.

‘Tip of Iceberg’ – Rick Rand; Marty Lavin, Communities have ‘No Confidence’ in Manufactured Housing Institute, New National Trade Group Announced

It’s time for the truth that’s been hiding in plain sight.

The reward is $2 trillion dollars in enhanced GDP annually, just by applying existing law.

The reward is that affordable home ownership could would do for millions of all colors and creeds.

Let’s stop robbing people of the possibility of a brighter future.  That theft has debatably occurred by misusing government and economic power.

Rather, lets allow existing laws to go to work, so that Americans select the home of their dreams, wherever they have a buildable home-site. More can be learned from the links from this article, but that’s enough said for today. “We Provide, You Decide.” ## (News, analysis, and commentary.)

(Third-party images and content are provided under fair use guidelines.)

FactoryBuiltCarsClothingAppliancesElectronicsCellsSmartPhonesHomesItJustFollowsLATonyKovachC2017MHproNewsBy L.A. “Tony” Kovach – Masthead commentary, for MHProNews.com.

Tony is the multiple award-winning managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

Office 863-213-4090 |Connect on LinkedIn:
http://www.linkedin.com/in/latonykovach

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Click here to sign up in 5 seconds for the manufactured home industry’s leading – and still growing – emailed headline news updates.

 

Related References:

Movie Mogul Rupert Wyatt and Screenwriter Erica Beeney’s Magnificent Manufactured Home

Affordable Housing Focus Group – Comparing Housing Options – Conventional Houses, Condo, Rentals, and Manufactured Homes – Up for Growth, National Association of Realtor, Studies

MHVillage Confirms Data, and Michigan Operational Slide Revealed

June 22nd, 2018 Comments off

MHVillageLogoConfirmsDataMichiganManufacturedHousingAssocLogoShipmentSalesSlideRevealedDailyBusinessNewsMHProHNews550

In a message forwarded to the Daily Business News, MHVillage (MHV) confirmed troubling data that has been presented in person to dozens of gathered industry professionals.

DarrenKroloweskiMHVillageCoPresidentManufacturedHousingIndustryDailyBusinessNEwsMHPronewsThe factoids were shared by MHVillage’s Co-President, Darren Krolewski, using a positive-spin narrative.

Based in Grand Rapids, Michigan, MHVillage Inc. is the nation’s premier online marketplace for buying and selling manufactured homes with more than 25 million unique visitors annually. Last year, more than 80,000 homes were sold on MHVillage with a combined transaction value exceeding $3 billion,” said their promotion of a George Allen event.

Accepting their data claims at face value, the numbers on the surface appear impressive, which is their obvious intent.  They’re claiming they are the “premier marketplace.”

But when the MHVillage data is viewed more closely, what they reveal ought to be troubling to marketers and sellers of HUD Code manufactured housing.

The ratio of sales of homes on their site is a tiny fraction of a single percent.

Specifically, using MHV published 2017 data,

  • it is only about 1/3 of 1 percent of all visitors to their site ends up buying a manufactured home, so,
  • the average sales price of the home listed and sold there would be $37,500.
  • Considering the U.S. Census Bureau said that the average sales price of a new manufactured home was $72,900 in Dec 2017,
  • meaning the average HUD Code manufactured housing unit sold there would be 51.44% – roughly half the value – of the average new manufactured home shipped in December 2017.

2018-06-22_0521ConversionRatiosPerMHVillageLogoManufacturedHousingIndustryDailyBusinessNewsMHProNews600

 

More Woes? Michigan Data Reveals Shipment Slide

According to the April 2018 shipment data supplied by a Manufactured Housing Institute (MHI) source, Michigan – one of the top 10 states per Manufactured Housing Association for Regulatory Reform (MHARR) data – is sliding.

2018-06-22_0704MichiganManufacturedHousingAssociationLogoDataShipmentsAparil2017vsApril2018DailyBusinessNewsMHProNews

Several questions about the decline and related were posed to the Michigan Manufactured Housing Association’s executive director, over the course of a few days.  Neither Bill Shaefer, nor the association, opted to answer.

What’s going on?  It’s part of a previously reported trend, which can be read in the linked article below after this column is finished.

While Manufactured Housing Overall Rises, Some Slip Sliding Away

Krolewski is on record sharing this view, “I think one of the challenges we have as an industry is that there is not enough positive news about manufactured housing to counter the negative.

2018-06-22_0504MHVillageTrafficDataAlexaManufacturedHousingIndustryDailyBusinessNEwsMHProNews600

It’s a reality check, not a slam to do the math. If MHV is the industry’s “premier marketplace,” then the industry’s image woes are center stage, and Krolewski’s own statement explains why.

BobCrawfordFrankRolfeManufacturedHousingIndustryProfessionalNewsMHProNews

Bob Crawford, left, Frank Rolfe, right. Still credit, Inside MH video, by MHProNews.com.

For years, we have wondered WHY there was so little pro-industry advocacy from MHI to government movements, proposals, rules, etc. that were [often] not in the best interest of this industry,” said Bob Crawford, president of historic Dick Moore Housing, a BBB A+ rated firm.

On the MHU blog, Frank Rolfe has said, MHI – the industry lobby group…what’s with the concept of silence is golden? Negative articles on the industry are met with “no comment”. Positive news opportunities are met with “no comment”. 
I’ve never seen anything like it
.” 1

Krolewski has said at one point that the industry would be getting support from the Manufactured Housing Institute (MHI) on image building and messaging.  In fact, MHI has an active social media campaign, and reportedly one or two public relations people on staff, and has contracted others at times too.

That being so, where are their measurable results?

2018-06-22_0518EngagementofSiteVistorsMHVillageManufacturedHousingIndustryDailyBusinessNewsMHProNews600

MHInsiderManufacturedHousingINdustryDailyBusinessNewsMHProNewsThe industry is slowly crawling back from the bottom hit in 2009/2010. Aren’t new manufactured home sales the final metric that matters?  Isn’t that how the National Association of Home Builders ™ (NAHB), or the National Association of Realtors ™ (NAR) are measuring results?  Don’t sellers see want to know how many housing starts, and how many actual conventional housing unit sales?

We always hear about the tornadoes, flooding, fires, residents getting evicted from their homes so a shopping center can be built, unreasonable rent increases, how manufactured homes depreciate in value, etc,” Krolewski has said. “I think it’s less about the industry not responding appropriately, than it is us constantly having to play defense when we do.”

And all of this from the publisher of the MHInsider?

Rolfe has said, “…it’s my belief that the only way to elevate the public opinion of our industry is to explain to people (who are often full of negative stereotypes from such movies as 8-Mile and television shows like COPS and Trailer Park Boys) the truth about our product and business model.”

donaldtrumpnominatesbencarsonashousingsecretarycreditmhpronews2-postedtothedailybusinessnewsmhpronewsmhlivingnews

Kurt Kelley. Credit: MHProNews.

Kurt Kelley, JD – a colleague of Rolfe’s in the MHR project – pointed out that: “My Dad used to tell me, ‘Perception is the reality of others. So you better make sure you are perceived accurately and positively.’ If you let others define you, you’re stuck with their definition of you.”

Historically,” Kelley said, “the MH industry has been defined by the lowest common denominator, and not by the great value offered by our homes or the excellent living choice MHC’s offer across the country. A recent poll showed that 85% of all Republicans and 60% of all Democrats didn’t trust the media. You can fight back successfully.”

Editorially, we note that Kelly’s point is precisely what MHLivingNews and MHProNews has done, fight back with facts.

So why did MHI, while this operation was still their member, undermine and allegedly attempt to derail our pro-growth industry efforts?  One of hundreds of examples can be found at the link below.

WhereAreYouHeadingThisSummerHowManufacturedHomeLivingCanImproveYourLifestyleMHLivingNews

Readers can circle back and check out the article below, which points to facts useful for the manufactured home industry.
https://www.manufacturedhomelivingnews.com/where-are-you-headed-this-summer/

The first step in solving a problem is to recognize that it does exist,” the late, great Zig Ziglar said.

The trouble with most of us is that we would rather be ruined by praise than saved by criticism,” said the inspirational minister, author, and speaker, the Rev. Norman Vincent Peale, according to BrainyQuotes.

Criticism may not be agreeable, but it is necessary. It fulfils the same function as pain in the human body. It calls attention to an unhealthy state of things,” said Winston Churchill, per the New Statesman.

CriticismMayNotBeAgreeableButItIsNecessaryItFulfillsSameFuncationAsPainInHumanBodyItCallsAttentiontoUnhealthyStateofThingsWinstonChurchillMHProNews

Critiques, fact checks, aren’t personal. Rather, they are a professional necessity.

Frank Rolfe, Marty Lavin, Bob Crawford, L. A. “Tony” Kovach and others are among those that have recognized that the industry’s post-production sector – specifically Arlington, VA based MHI – has failed to deliver on image building.

The result?  Historically low sales levels, which have contributed to industry consolidations.

MobileHomeShipmentsManufacturedHomeShipmentChartMHIAShipmentsMHIndustryChampionSkylineHUDCodeDailyBusinessNewsMHProNews

What was accomplished previously in sustainable shipment levels, can clearly be done again.

Rollohome, Creating 60,000 Factory-Built Homes in 2 Years

Having identified the problems, the next step must be to move toward solutions.

The communities sector, after breaking last year with MHI, is launching their own post-production national association.

‘Tip of Iceberg’ – Rick Rand; Marty Lavin, Communities have ‘No Confidence’ in Manufactured Housing Institute, New National Trade Group Announced

What about those in retail, installation, lending, suppliers, and services, etc.? To learn more, see the related articles, linked below. ##  (News, analysis, and commentary.)

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Footnote: 1) Typo in the original.  In fairness to Rolfe, in England, quotes are placed as he used it, inside the punctuation mark.

Related Reports:

Only 3 Options – the Elephant in the Room

 

George Allen Reply to Mainstream Media re: Roane/Lackey/SECO Exposé, Plus MHI, MHARR, et al – “Make Manufactured Housing Great Again”

Frank Rolfe Blasts MHI for Poor Media Engagement, Industry Reactions

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George Allen Reply to Mainstream Media re: Roane/Lackey/SECO Exposé, Plus MHI, MHARR, et al – “Make Manufactured Housing Great Again”

June 6th, 2018 Comments off

DarrylSearerGeorgeAllenSpencerRoaneTomLackeyRVMHHallofFameSECOCommunitiesSymposioumExposeMakeManufacturedHousingGreatAgain

Finally, in 2018, a rallying cry, an apt theme, a worthy goal, for the manufactured housing industry! Here it is: Make Manufactured Housing Great Again!”

So said Vietnam veteran, MH Industry blogger, and retired Marine Lt. Col. George F. Allen, on 6.4.2018.

Perhaps he’s forgetting that ‘his’ theme was a headline and featured image he and a number of his readers likely saw here on the Daily Business News approaching two years ago. Note the date on the screen capture.

MartyLavinMakeManufaturedHousingGreatAgainMartyLavinDailyBusinessNewsMHProNewsReplyToGeorgeAllen

It should be noted that the Daily Buisness News periodically references this article, and the featured image has been shown several times since it was first published. Thus, Allen has likely picked up that Make Manufactured Housing Great Again phrase right here.

 

Prologue

As an upcoming MHProNews report will demonstrate, there are:

  • multi-billion-dollars-a-year in missed new manufactured home sales opportunities,
  • as well as ethical reasons

why Allen’s recent blog-post is worthy of a few minutes consideration.

While some of what Allen wrote will debatably be shown as problematic, plagiaristic, etc., there are also a range of useful, timely, and important issues he has once again brought to light.

So, a careful reading of each part of this analysis is warranted. If you’re in a hurry, let’s politely suggest that you read this later, as a skim will likely cause misreading of this report.

Because even though he’s arguably ‘stepped in it’ here or there, the moving-toward-retirement Allen has provided a fresh glimpse at important issues. Thus, we’ll correct-the-record in the fisking of his post where needed, but the focus will be why his latest topic matters, though perhaps not always as he intended.

This analysis will also point out Allen’s reply to the controversy which erupted after mainstream media reporter Tyler Jett of the Chattanooga Times Free Press quoted Allen, and his COBA7/SECO buddy, Spencer Roane, defended embattled SECO board member, Thomas Lackey.

Lackey’s community business stands accused by several consumers, media, plus local officials, of allegedly “selling” homes “contract for title” that he did not own.

So, top to bottom, this will be a careful fact check, and analysis of issues that Allen raised and purports to address.

As Allen and Roane get stage-time, promotion, and support from some state associations, plus an industry museum, this analysis will be important for more than land-lease community operators.  Allen and Company’s actions impact retailers, producers, associations, and thus all sectors in manufactured housing.

Each section of this analysis relates to the ethics, image, and profit issue raised in the report linked below.

NorthStar and Manufactured Housing Radix

With that prolouge, let’s follow several more lines from Allen’s latest missive.

 

“Yes, You’re…Right!” Says Allen

 Continuing that ‘borrowed’ theme of “Make Manufactured Housing Great Again,” publisher and COBA7 leader Allen said this.

Yes, you’re reading that right! It ‘says it all’,” opined Allen, “hinting at our turn of the century loss of easy access to chattel capital, to the reality that quality, energy efficient, attractive HUD-Code manufactured housing can be, & is, the practical answer to the ‘affordable housing’ crisis!”

There too, Allen borrows a theme from another article first published by MHLivingNews years ago.  The linked articles can be accessed later, and are provided to document facts Allen neglected, or are otherwise related.

“The Solution to the Affordable Housing Crisis is Hiding in Plain Sight”

The refrain of “manufactured housing as the solution to the affordable housing crisis that is hiding in plain sight” is one which several mainstream media outlets have since picked up, using it in a positive way.

Bloomberg, HousingWire, Realtor and Fox all suggest Manufactured Homes as Important Solution for Affordable Housing in America

Editorially, we note that even when MHProNews dives into a seemingly negative issue, it is with the intent to heal, not harm.  Borrowing a principle from my better half’s profession, an untreated disease can kill a person.  A proverbial cancer in a business can kill a firm too.  Or if the plague spreads extensively enough, ‘cancer’ can be the death of a marginal or vulnerable industry.  The proper response to phyiscal or professional illness isn’t turning a blind eye, but rather, to treat the causes of the issue.

Next comes Allen’s literal punch line, allegedly aimed at this publication.

Plus, is the manufactured housing trade press up to the task of promoting this end, or still mired in backstabbing & innuendo?”

George, we’re not only “up for that challenge,” we’re happy to stand on our record of doing positive promotion and problem solving, not just talking about it.

As the above links demonstrated, it’s Allen who provided a selfy-style photo fit to sit next to the textbook definition of Chutzpah.

ChutzpahCartoonIdLikeThisBookOnChutzpahandIWantYouToPayForItWikiDailyBusinessNewsMHProNews

Some of Allen’s followers have periodically forwarded examples of his alleged “back stabbing,” so the quoted phrase arguably are more posturing for his audience than an actual challenge.

But for the second week in a row, what his opinion piece never does is directly address the serious allegations of wrongdoing raised by the Times Free Press, or the Daily Business News.   What’s George’s Answer to the Times Free Press, and other allegations? 

Allen’s answer is no answer.  Instead, he arguably practices the Ds of duck, dodge, detract, distract, and defame.

Spencer Roane w/Southeast Community Owners (SECO), Praises Tom Lackey, Accused of Rent-to-Own Manufactured Home Sales Improprieties

The absence of any denials or correction from Allen leaves him reduced to name calling, finger pointing at others, and a series of interesting distractions. Said themes are perhaps an attempt to take his readers minds off the woes Allen, Roane, and Lackey have voluntarily stepped into, see the above linked article for more details.

 

Chutzpah and Hypocrisy or MAGA on Display? Decoding Allen 

The above is arguably vintage Allen, according to veteran “Allen decoders,” which includes readers of his who are readers here. It’s his own readers who tipped us about some of his recent emailed messages, and posts.

Allen has “the chutzpah” to misappropriate themes first published by each of our trade media sites, while attempting to point fingers? Was that something he learned or taught in one of the Bible lessons he’s been known to share? If so, Oy-vez! 

But in fairness, again, besides metaphorically inedible chaff (e.g.: some of his quotes above), Allen provides some fine wheat too, which will be examined further below. Both the chaff and the wheat are useful to understand, because he’s public.

He, Roane, and Lackey are part of the forging of the problematic image of our largely noble industry.

So, let’s dig deeper into the thoughts of Allen, an RV MH Hall of Fame inductee.

 

Allen’s Bold Red Herrings…

The timing of Allen’s chest-thumping and finger-pointing are both noteworthy. He admits in his own post that his star has been sinking, because he admits to declining attendance at his round-table, and in his readership.

While admitting declines, he then lashes out with verbal challenges he posed to his long-time peers, and supporters. On several levels, they are stunning. 

Seemingly ignoring any suggestion that his or SECO’s Spencer Roane protection of scandal-challenged Tom Lackey – spotlighted by a mainstream media reporter Tyler Jett – was in any way flawed, he ignores those scandals and controversies, while lashing out at his peers and followers.

Allen – who his friends remind this writer knows and likes magic tricks – arguably attempts a series of verbal slights-of-hand.

 

Allen Lashes Out At Land Lease Community Owners, and Other Operations

Paraphrasing an unnamed source, Allen said:

I cringe every time I hear someone talk of these [land lease manufactured home] communities as being ‘cash cows’ – ready for the milking; real estate brokers casually talk of how easy it is to upgrade; and, others advocate ‘fix & flip’ strategies. Every time someone overpays for one of these communities, the writing is on the wall, warning the rest of us will suffer the consequences.”

While there are elements of tasteless wheat present in that quote, how many of his followers realize that it’s Allen, Roane, and Lackey who are putting the reputation of good communities or honest retailers at risk?

Haven’t the apparently unrepentant trio made themselves the poster children for yet another series of problematic reports that make our industry look bad? Haven’t they done so at the precise time manufactured homes (MH) are needed by millions?

Chutzpah firmly in hand, Allen plows ahead.

Your experience with neighboring communities that went downhill, reputation and appearance-wise, during 30 years of passing from one owner to another, is a sad but accurate testament to what happens when owners/operators don’t understand the cost of maintaining, let alone upgrading such properties; don’t have the funds to do so; or just don’t care,” the reportedly now-former MH Community owner Allen wrote.

 

TomLackeySECO2018-06-06_1742PlanningCommitteeSECODailyBusinessNewsMHProNews

Isn’t Allen describing the kind of problematic property that Tom Lackey is accused of running? If so, why isn’t he just calling him out, and calling for his ouster from the SECO planning committee? Why are MHInsider, and MHR promting this trio of trouble?

Allen continues, “There’s nary a land lease community owner reading these words who hasn’t experienced similar scenarios, whether they’ve suffered the consequences of being a neighbor to such malaise or profiteering – or, sorry to say, are guilty of it themselves! Yes, this is where the image improvement, affordable housing, and desirable lifestyle cycle begins and ends. Where do your properties fit into this perennial cycle?”

So, what are you doing; what are you willing to do, as a land lease community owner, to MAKE MANUFACTURED HOUSING GREAT AGAIN!?” said Allen.

Doesn’t he boldly ignore his, Roane’s, and Lackey’s hypocrisy? Isn’t the retired colonel finger-pointing in almost every direction – save the face in his mirror – odd, given he fails to hold himself or his colleagues to similar ethical standards?

Can you spell “Chutzpah,” George?  Are you colonel up to the challenge of debating all of this publicly, on video?

 

Here Comes Red Meat. Allen’s Shots at MHI, and a Swing-and-a-Miss at MHARR

In addressing the issue raised by MHARR about the lack of an effective post-production sector association, Allen says the following.

For example; it’s a given, HUD-Code housing manufacturers, the Big Three C firms in particular – who controlling 70%+/- national market share, are in the driver’s seat at the Manufactured Housing Institute they fund.”

On technical points, the soon—to-be-retiring Allen may not have noticed that the Skyline Champion deal closed Monday, so it’s no longer the 3Cs.

Skyline Champion Corporation Created as Skyline and Champion Home Builders Announce Closing of Business Combination, Exclusive Details

Nor did he notice the graphic below, which based upon their respective corporate data, reflects the fact that the big three now have 80 (+/-) percent of new HUD Code manufactured home production market share.

ClaytonHomesSkylineChampionCavcoIndustriesBalanceofIndustryManufacturedHousingIndustryConsolidationGraphicPieChartMHProNews

Allen’s points are interesting, and in a few moments, it will point to the challenge revealed in the trend spotlighted in the MHProNews graphic, above.

Factual errors aside, Allen’s next point is wheat.

Weak Link? The post-production sector,” wrote Allen – with post-production sector = code words for MHI. “In fairness, this industry observer can only opine on one of several sectors, that comprised of land lease community owners/operators nationwide. And yes, in my opinion, that sector continues to ‘go begging’ for attention and support, via advocacy and representation, within and outside Washington, DC. Not much [to] point [to] here, to repeat the ills and shortfalls of [MHI/NCC] leadership to date…”

What’s interesting, is that Allen has privately and in writing admitted his COBA7 isn’t an association, and doesn’t do the work of an association.

ManufacturedHousingIndustryMonopoly-Oligarchy-GeorgeAllen-PostedDailyBusinessNewsManufacturedHousingIndustryMHProNews-

From a prior George Allen blog post.  The insights above are one of several reasons one can’t ignore the man, because he does make some arguably valid points – the wheat must be separated from the chaff.

The following is an extended, and interesting, extended quote from his June 4, 2018 blog. Typos are in the original (disclaimer/note: in our blizzard of publishing and other industry related work, we have typos too).

Referring to the same MHARR Press Release, five tasks are recommended for attention to MHI and or, as MHARR puts it, “a new independent, collective, national post-production association.”. Heavily edited, they include:

  • Aggressively engage in all aspects of manufactured housing consumer finance 1) including secondary market support for – and securitization of – all types of manufactured home loans…”, & 2) establish secondary market for home sales.
  • Effectively oppose local regulatory and zoning barriers to all forms of affordable housing, and the development of land lease communities.
  • Ensure reasonable, cost-effective housing installation and placement criteria promoting balance between regulation and affordability. Frost Free Foundations!
  • Promote professional property management within land lease communities, as well as strong, effective representation and advocacy on the national level.
  • Commit to and engage in national brand advertising, to stimulate and maintain growth and prosperity throughout the manufactured housing industry.

No question but that they’re many other measures to achieve this end, but it’s a start. Perhaps the overarching goal, among all manufactured housing-related trade sectors should simply, to

Make Manufactured Housing Great Again!

There are several points worth pondering in the above, which was inspired by MHARR’s June report, linked here.

 

Final Swipes, Allen’s Own Admissions, and Contradictory Praise 

Allen admits he’s no longer as diligent in writing, and is no longer as read as he once was. It’s a note of humility.

He praises other trade publications, including one where his own work appears. Go figure. It’s worth noting that he praised MHInsider, which in turn has recently promoted Allen again.  MHInsider did so, even after he, Roane, and Lackey have attracted a wave of negative media.  Those are the ‘insiders’ – their self-description – go figure.

But the oddity from the AllenWorld vantage point is that those periodicals are tilted strongly toward MHI, which Allen bashed moments before. If you want consistency in thought, is that Allen?

Then without naming the publications or the publisher he borrowed his blog post theme of – “Make Manufactured Housing Great Again” – namely, MHProNews and MHLivingNews, he takes the following vague shot.

Quoting that part verbatim, without editing or filling in via [brackets] intended or implied words, he says of this publication team;

One online ezine, reportedly widely known – in this industry observer’s opinion – risks discrediting, as it brick bats those whose words and actions don’t mirror or support the editorial stance, and industry agenda, espoused by said ezine. One way to evaluate practitioners of such a fifth estate, is to number, identify, and critique the writing quality its’ stable of writers.”

It’s another classic Allenism, which only Allenites and Allen decoders can understand.  Keep in mind the “decoding Allen” tip from a former Allen client, found in the article linked below. “With George, it’s AAA.  All About Allen.”

George Allen Blasts MHI, NCC Ignoring Own, Spencer Roane, SECO, COBA7, Tom Lackey Controversies

Apparently, it is OK for Allen to critique the industry, which he clearly — and arguably, correctly —  believes that critique is necessary to advance the cause of manufactured housing.

Let’s underscore that point of his, because a good critique, and analysis are needed to make the manufactured housing industry great again.

Put differently, Allen is right to say that there are several festering issues that are harming the industry’s advancement.

But what some of Allen’s own followers tell MHProNews is this. It’s essential to have standards to base a critique on. It’s about principles, not mere posturing.  Lip service is posturing for an audience. Thus our topic on ethics, linked below.

 

NorthStar and Manufactured Housing Radix

Allen and this writer agree on some issues, such as the troubling patterns, and arguably abject failures of MHI to represent the interests of the industry at large.

Despite numerous efforts by this writer over the years to bridge the gap with Allen, and get him off mere platitudes and to consistently focus on issues that matter, the reality is it hasn’t worked yet.

 

Allen’s Several Gifts to the MH Industry

All that said, the debatably plagiarizing, narcissistic Allen has done, and/or has attempted to do, the industry several favors.

Before diving in, in fairness to the veteran, one should ask the following questions. Why is Allen so wounded? What demons does he battle?

One possible example might be how he was allegedly betrayed by the Manufactured Housing Institute/National Communities Council (MHI/NCC). How so?

Per sources, a few years ago, MHI/NCC entered into discussions with Allen to buy out his annual roundtable event, his publishing, and training. After several discussions, there was ultimately no deal made.  But as part of the buyout discussions, MHI required Allen to enter into a non-disclosure agreement, and he revealed ‘everything’ to them during those discussions.

In turn, after failing to buy out Allen, MHI’s NCC division went into direct competition with a member/company.  What MHI/NCC did by going into competition with their own dues-paying member was outrageous on its face, isn’t it?

As MHI has thus far refused to provide MHProNews with their bylaws and other non-profit documentation, it is uncertain if they violated Allen’s rights in that sense. That said, objectively and ethically speaking, it seems like a clear conflict-of-interest for MHI to compete with a smaller, dues paying member company.

ManufacturedHousingInstituteLogoGFADailyBusinessNewsMHProNews

Nor is Allen alone in that regard, again per past and/or present MHI member statements.

In as much as Allen too has called out, and finally quit MHI and the NCC – the later of which he and others helped co-found – he’s also done the industry a favor.

Tossing aside the chaff, here’s a summary of the wheat.

 

Summary of the Good Wheat

Mistakes or allegations aside, “Allen and Roane” by example did the following for MHVille.

1)   Allen and Roane have shown the industry that motivated professionals can gather a group of hundreds of industry peers together.  SECO is a nonprofit, COBA7 – per sources – is not.  But they had the potential foundation for a genuine association.

2)   With the correct elements, a number of which MHARR has listed (see linked related resources, further below), a new post-production sector can be forged. Will there be one or more post-production trade associations? That remains to be seen.

3)   Allen has shown by painful example what MHI/NCC behavior looks like. What MHI/NCC did to Allen is copy several of his topics and services, and then proceed to give ‘them away with’ MHI/NCC memberships. That’s arguably unethical by MHI/NCC, and possibly illegal and/or legally actionable.

4)   Isn’t what MHI/NCC alleged to have done to Allen a variation on what MHI award winner Marty Lavin says the association has done for years?

5)   Putting that 4th point differently, Marty Lavin recently said that MHI works only for the interests of “the big boys.” The allegations, inferences – and by deductive reasoning – Allen and Lavin have made the following clear. If you aren’t a big boy operation, at MHI, your firm is a potential meal of a big boy.

Allen, Lavin, MHARR, we, and others have not necessarily been on the same page as to approaches. But all see the problems that have flowed from the Arlington, VA based Manufactured Housing Institute (MHI).

Frank Rolfe has sadly gone silent on this, allegedly enticed by Berkshire Hathaway ad dollars, and other benefits, per sources. But Rolfe was arguably correct in calling out MHI’s hypocrisy. He was debatably correct on saying that the industry’s greatest challenges are from within, i.e.: failures at MHI.

It’s on that point about MHI being a key part of the industry’s problem that:

  • Allen,
  • Lavin,
  • MHARR,
  • Rolfe,
  • Roane,
  • the AZ and NV associations – which are forming a new national communities/post-production trade association,
  • and MHProNews, thanks to those who’ve made this industry leading site possible,

…all have agreed upon.  It’s this.

‘Tip of Iceberg’ – Rick Rand; Marty Lavin, Communities have ‘No Confidence’ in Manufactured Housing Institute, New National Trade Group Announced

MHI’s antics tilt toward the interests of a few big companies, arguably at the expense of smaller companies.

7 Surprising Keys to Unlock Manufactured Housing Industry Sales Success

It’s sad that Allen has allegedly been wronged by an association he served for so many years. Perhaps there are good reasons for Allen’s bitterness, which may explain why he lashes out at voices – including ours – that share similar concerns.

It’s not our job to condemn anyone.  But it is the job of media – including trade media – to hold “the powers that be” accountable. Speaking “truth to power” isn’t easy or fun. It’s not to be done lightly.

  • To the extent Allen and others have raised the red flag about MHI, they are to be commended.
  • To the degree that Allen and others have arguably been wronged by MHI, they deserve justice.
  • To the degree that Allen, Roane, Lackey, and MHI have wronged others, they ought to make amends.

Again, in as much as various organizations or persons are failing to address the root issues that hold back the industry, for manufactured home professionals reading this, your share of the additional billions of dollars a year in sales are arguably being lost.

We Provide, You Decide.” ## (News, fisking, fact checks, analysis, commentary.)

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Related Reports:

George Allen Blasts MHI, NCC Ignoring Own, Spencer Roane, SECO, COBA7, Tom Lackey Controversies

Study Recommending New Manufactured Housing Association for Independent Retailers, Communities, Lenders, Others Released

Smoking Gun 3 – Warren Buffett, Kevin Clayton, Clayton Homes, 21st Mortgage Corp Tim Williams – Manufactured Home Lending, Sales Grab?

HUD’s New Man, Officials Statements, with Insider Info Beyond the Media Releases

Greener, Stylish Manufactured Homes – Hidden Facts in the Washington Post Manufactured Housing Narrative

MHI Lender Shakes Up DTS and MLO Rule Discussions

Progressive “Nation” Reports on Monopolies Cites Buffett, Clayton, Others – MH Industry Impact?

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By L. A. Tony’ Kovach, publisher of MHProNews.com.
Tony is the award-winning managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

 

“Trapped. Threatened. Scared.” “Mobile Home [SIC] Owner’s Fears Reflect National Crisis”

May 5th, 2018 Comments off

FriiendlyVilalgeRockeisKinglsleyCommuityDenver7ThortonColoradoManufacturedHomeIndustryDailyBusinessNewsMHProNews

Trapped. Threatened. Scared. That is how thousands of people across the Front Range are feeling and they all have one thing in common: They live in manufactured homes,” says Denver 7 in their report on a manufactured home community in Thornton, Colorado.

 

At a time when about half of all manufactured homes are being shipped into land-lease manufactured home communities – what Denver 7 and others incorrectly call a “mobile home park *” – the solution that manufactured housing offers is being obscured by a steady wave of negative news.

 

PublishingHandPickedInformationCanBeWorsefortheImpressionItMakesOnManufacturedHomesandOurIndustryThanStatingEntirelyFalseInfo-BradLovinNCMHA

 

With housing costs out of reach for many people in Colorado, the only path to home ownership is often through a mobile home park.*” said Denver 7.

The problem is that while they own the home, they do not own the land it sits on and that puts them at the mercy of their landlord.”

 

Several residents reached out to Contact7’s Theresa Marchetta about problems they face in their mobile home community.

After weeks of digging for answers and accountability, Marchetta uncovered the problems at one local mobile home park reflect a growing national crisis and a system failing to protect those who live there,” said their report.

Management, says Contact7, wouldn’t speak to them on camera.

That’s reminiscent of a comment from Frank Rolfe, who has often spoken with the mainstream media.  Rolfe says that he’s also scared about talking to the media. But he says that failure to engage only cements the stereotypes. He argues that engagement is necessary, noting that’s especially true, because the Manufactured Housing Institute (MHI) and others won’t do it.

 

Friendly Village

At Friendly Village of the Rockies, homeowners say management does not live up to the name,” said Denver7.

You can either do it or just get out,” said one homeowner who asked not to be identified for fear of retaliation by park management.

“Put a note on your door, do this within a certain amount of time or you’ll be fined,” said another resident in the community, Anthony Velasquez,” per Contact7.

 

The Pattern and the Trend

MHProNews asked then MHI Chairman, Tim Williams about the failure of MHI to engage on negative or problematic media accounts.  His reply to that inquiry is linked here.

Part of what Williams said is that there is a good case to be made that the engagement should take place routinely.

Hasn’t years of reports like Denver7 made it obvious that routine engagement with media and others is necessary?

Another Tim Williams, from the Ohio Manufactured Home Association, responded when bad news hit his state.  One of several examples of his pushback are linked below.

Tim Williams, OMHA, Responds to Issues Raised by NPR Report on Manufactured Home Communities

Rolfe has argued on stage in front of dozens of industry professionals that every time something harmful to the industry takes place, there should be push-back by the industry that clarifies any false or misleading issues.

Another state association executive told MHProNews that they have a policy of ‘not defending bad actors.’  Those two principles apply balance and context.

Because sometimes, there are simple, and yet unstated to the media, explanations for concerns that arise.  For example, enforcing guidelines for living are similar to a deed restricted residential subdivision enforcing their standards on residents.

In the case in Thorton, CO in the video above, the following is unclear based upon local media reports: did the home owners with the fencing concern agree to no fencing in writing, before they moved in?

That’s the sort of detail that Brad Lovin told MHProNews last year is often left out of such reports.

At the same time, should community operators reconsider certain standards?  In Paradise Cove in Malibu, home owners are allowed privacy fencing. Some other manufactured home communities (MHCs) allow for it, within specific guidelines. While fencing isn’t the only reason that the rich and famous move to a place like Paradise Cove, operators ought to consider the more upscale type of residents that allowing fencing or other appropriate additions may attract.

Baywatch Bombshell Actress Pam Anderson’s Famous Malibu “Mobile Mansion” Up for Sale, Photo Spread, Videos

Should that $3,000 fence be reconsidered by that management company?

If the Thorton community owner is indeed unable or unwilling to defend their fencing policy on camera or in writing to local media, how does that one-side local news report reflect on them?  Or how does that video report impact other MHCs in the same market, who are also in the land-lease community business?  How are retailers impacted?  Factories, lenders, and on down the list of industry connected professionals?

Part of the troubling answer is found in the Channel7 video.  The quotes below from the video are statements made by a sociologist that’s studied this issue, and they are telling a tale that isn’t entirely comfortable for the industry to hear.

University of Colorado Sociologist, Esther Sullivan, says 80 percent of the residents in places like Friendly Village own their homes,” said Denver7.

When I share with you the predatory practices I’ve seen in this mobile home park,* you’re not surprised by that?” Channel7’s Theresa Marchetta asked the professor.

No, this is indicative of cases occurring across the country,” said Sullivan.

Sullivan says she has become an expert on the topic, spending nearly a decade documenting “housing insecurity in mobile home parks.*

These issues that you see at Friendly Village may seem unique to this one park, but they are indicative of the capricious and arbitrary actions landlords take in mobile home parks across the nation. You hear these same stories over and over again,” said Sullivan.

The professor and author said she lived in “two mobile home parks* in Texas and Florida and documented the impact as they were sold off and closed down.”

They’re subject to rent hikes, often without notice, upon fees that are tacked-on, a lack of maintenance or an expectation they maintain the land that they don’t own,” Sullivan said.

EstherSullivanSocioligistUnivCOChannel7ManufacturedHomeInsecurityDailyBusinessNewsMHproNews

Sullivan is not anti-manufactured housing. “Absolutely. We can’t build our way out of our current affordable housing crisis which we all can see in Denver,” Sullivan said. The industry’s members would be wise to properly engage with voices like hers, along with business that operate in a way that gets them A+ BBB or similar ratings.

 

The Broader Issues for MHVille, Current and Prospective Home Owners

The issues point to an image problem for commercially operated MHC properties owned by individuals, or portfolio operators. Failure to address the issue has arguably plagued the industry’s good operations.

The issues has been a boost to the image of resident owned communities (ROCs), which are often mentioned as the solution to this problem.  But that’s an oversimplification, as it ignores good community operations.

Who says?

ROC USA President Paul Bradley has stated repeatedly to MHProNews that there are a number of good operations in the country.  Bradley says they should not be lumped in with those who may fail to provide the same level of “economic security” for their residents.

Rephrasing, there are different kinds of privately owned companies.  But if the individual property owners don’t make that clear to prospective and current residents in their own markets, then they too can be harmed when bad news hits other nearby land-lease properties.

 

Resolution to the MHC Image Issues?

Common sense – sound reason – suggests there are two, and only two ways that this issue will find positive resolution.

  • 1) A community operator, or any other manufactured home industry business, must do is own marketing, and make their case to the public in their market area(s).  UMH Prosperities CEO Sam Landy has stated as much to MHProNews.
  • 2) Independent operations with shared values that provide residents an appealing lifestyle must band together, and work to resolve these issues through an association or alliance.

While some state associations strive to do just that, it is obvious from the steady drum beat of negative news that it is not yet enough.

What is self-evident is that years after MHProNews publisher L. A. “Tony” Kovach presented to MHI attendees a positively received message on engaging the media, MHI has failed to directly engage the news in an effect way.

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Observing a problem without offering reasonable solutions is called whining. Consultant and publisher Tony Kovach pointed to actual cases of properly engaging with residents and media, in a highly praised presentation. Years later, what has MHI done with those examples shared?

Instead, MHI has focused on social media and controversial advertorials. If those were effective, would their own website traffic, and the industry’s ongoing image issues persist?

Note that Denver7 gave more than one favorable mention to manufactured homes as an affordable housing solution.  Professor Sullivan did too.

It’s the related image-harming issues that are causing ongoing problems for many in the industry.

The data doesn’t lie, see that report, linked below.

What are the FACTS about Manufactured Housing Industry Traffic vs. Real Estate? MHVillage, MHProNews, Manufactured Housing Institute Data

Head in the sands won’t change what’s self-evident.  There’s proof that the proper local efforts can work.  The logic of collective efforts is clear.  The reality of failure to act is demonstrably harmful.  Rather than deal with the issues, MHI stands accused of trying to silence those voices that raise the concerns or who provide meaningful solutions.

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* This is a terminological problem, mobile home and manufactured home are not interchangeable terms.  To learn more click the second linked related report, below.

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Related Reports:

Hundreds of New Manufactured Home Communities Opened, But How Many Have Closed? Industry Research Result$

The Ultimate Manufactured Home Industry Fact$, Data, and Insights – Bullets plus at-a-Glance Infographic

Study Recommending New Manufactured Housing Association for Independent Retailers, Communities, Lenders, Others Released

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Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

The Apprentice – Proper Understanding, Planning, and Execution – Monday Morning Manufactured Home Marketing and Sales Meeting

April 30th, 2018 Comments off
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Do you want the welder with one class worth of experience, or do you want the welder trained under and expert, and who’s been an apprentice for several months, or a year?  Doesn’t more training produce better work and results?

Let’s summarize what clear data (facts), Frank Rolfe, and MHVillage’s Darren Krolewski statements should be informing all manufactured housing professionals, owners and investors.

 

Modern manufactured homes are widely misunderstood. If this weren’t true, you’d be selling many times more manufactured homes at your location(s) than is currently true.

That summary is an important element to understanding how to grow sales in your local market. For the details per Frank, Darren and the relevant data, click here.

Because the problem – ignorance, prejudice, bias, NIMBY, and misunderstanding are well known – the highly profitable solution becomes clear. It’s simple, yet profound.

The solution is market-based, local-level educational efforts. 

Education must be on two levels. Professional education, plus the education of the public including  opinion influencers. 

Well qualified home buyers, which routinely describes those buying conventional housing, shop for weeks or months (sometimes, years) before making a decision.  They may only call, message, or come out to look after they’ve been doing their homework online or doing drive-by-looks for weeks or months. That means your online strategy must account for that reality. 

For the personal engagement with consumers, if you handle them professionally, they may make what seems to be rapid decision. But remember – in fact, they’ve been shopping for quite some time.  If they come to you, that often means you have to screw up to not sell them. 

So don’t screw up.

Every location that wants to grow sustainably needs one or more apprentices. 

The investment in the correct online, video, and sales coaching/training is tiny compared to the ROI.  It’s common sense.  It’s honorable and ethical, and thus sustainable. Once understood, its less stress than many current sales models. To learn more, click or call.  To see the relevant data and comments from Frank, and Darren, click the link below. ## (Marketing, research, educational, data, analysis and commentary.) 

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Related Reports:

RVHorizon/MHP Funds Investing/Mobile Home Univ Communities Leader, Frank Rolfe’s Hidden Gem

 

 

FactoryBuiltCarsClothingAppliancesElectronicsCellsSmartPhonesHomesItJustFollowsLATonyKovachC2017MHproNewsBy L.A. “Tony” Kovach – Masthead commentary, for MHProNews.com.

Tony is the multiple award-winning managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

Office 863-213-4090 |Connect on LinkedIn:
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RVHorizon/MHP Funds Investing/Mobile Home Univ Communities Leader, Frank Rolfe’s Hidden Gem

April 30th, 2018 Comments off

Before diving into RVHorizon’s/MHP Funds leader Frank Rolfe’s hidden gem, an acknowledgement ought to be paid to his partner Dave Reynolds, and others in their rising enterprise. No one person in an operation of that size does it all solo.

 

When we say Rolfe’s “hidden gem,” it’s an insight that’s been hiding in plain sight since the video below was first produced.

This preface is warranted. It’s difficult to solve any problem(s) or challenge(s) that are not fully understood. Is that self-evident?

For example, even if a doctor has a guess as to a patient’s condition, a good MD does tests before proposing a diagnosis.  Only after tests does the physician suggest possible treatments. Treatments ideally are evidence and fact-based. “Clinical.” That’s the scientific way, and it fits business too.

Thus, the same should be true for Manufactured Home (MH) professionals and investors facing an obvious but often overlooked or ignored challenge.

Frank Rolfe says several things in less than a minute in this video. We’ll focus on only one. It’s this. Most people have little or no clue as to what manufactured housing truly is.  Because so many in the news media doesn’t get it about MH, neither does the public.

In front of dozens of pros, Darren Krolewski of MHVillage made a very similar statement in Tunica. Darren said that when talking to the general public, it takes them time to explain what a manufactured home is.

Both described a similar problem.

That’s an important initial step. Namely, understanding a root issue.

But the solution?

Has the solution to this challenge been clearly proposed or articulated? If so, please show me. Because what we often see is a search for things like a higher volume of traffic. Traffic is important. But the reality is that often, the traffic level is fine; what’s needed is a better method of converting the existing traffic you already have into more positive action-steps by possible buyers.

 

Modern Housing Options

The vast majority of adults in America know what an apartment, duplex, townhouse, rental, condo, or single family house is. People know what a tiny house is. Many if not most understand RVs.

By contrast, millions may know ‘something’ about manufactured housing. But what they think they know is often inaccurate. Others are ignorant, as Frank and Darren said. We know this from our own years of public engagement experiences.

That lack of knowledge or misunderstandings about manufactured homes (MH) are the opportunity in disguise for MH Industry professionals and investors. Learn the correct systems, apply them properly, and watch sales rapidly rise.

 

Candor and Compelling Facts over Fiction and Emotions

There’s plenty of excuses, self-delusions, and false-beliefs floating around MHVille. That’s not uncommon in America in general today.

But realities like those that Frank and Darren raised ought to be acknowledged. Then, the root cause(s) of those realities must be addressed. Only when that occurs can opportunities and profits be pursued and maximized.

This is one of the most fundamental challenges that individual MH locations must face. Because change occurs at the person and business level.

As the publisher of the industry’s top two trade media, and as a multi-decade professional services provider, we’ve dealt with this at a pragmatic level for years. ManufacturedHomeLivingNews.com is a specific part of the solution.

That’s a foundational start. But there’s more needed to tie that specific foundation to individual businesses and locations.  Those that properly have, see positive results.

James McGee and Chet Murphree say something essential near the end of this video. They’re spot on with their point. What comes before it is useful and interesting, but the punchline – the best – was saved for last in the video montage below.

 

 

How Serious Is the Challenge Frank and Darren Stated?

In our professional visits to communities and retail centers, often similar problems to what Frank and Darren pointed to are spotted. A property or sales center may be okay to wonderful, but still isn’t performing as well as local market conditions suggest they should be.

Among the core problems at the location level? Low conversion ratios of lookers to buyers.

For some years, before we travel, before we’ve charged potential marketing and sales clients a dime, we ask very specific questions.

Among them, will you as a client be open minded about addressing challenges that are found? Will you take constructive advice in a positive way?

We’re not in the hurt feelings business. Like an MD, we as publishers and as business growth service providers strive to deal in evidence-based realities.

Our goal is always to objectively identify the good, as well as what can or must be improved. Most successful locations are doing far more right than wrong. The good stuff remains unchanged. But when there’s a big fall off rate between visits and sales, there’s an obvious disconnect.

Most pros who hire a consultant or business development service provider get the reality that one must do something different, to achieve a different outcome.

That said, there are some who want a magic pill, a solution involving no practice changes. But isn’t that self-contradictory? If there was no change needed, then there would be no challenge.  Nor would there be a wondrous disguised opportunity that to correctly addressed, can yielded positive change. We tell those prospective clients who want magic without a sincere willingness to make any needed changes, thanks but no thanks.

 

The Sheer Size of the Problem Points to Immense Opportunities

Data publicly self-reported from MHVillage is useful in making this point. I’ve know Darren for well over a dozen years. He’s intelligent. Darren and his colleagues have a successful operation. So what follows shouldn’t be taken as a slam or a critique. This is an going to be a fast-based, objective look at their self-stated data.  Because frankly, it’s a common MH Industry issue. I applaud them for stating this in public and in writing.

The problem at retail centers (a.k.a. ‘Dealerships’) and communities is mirrored – not equal to, but suggested by – the MHVillage statistics.  Here are the impressive numbers on their website.  25 million unique visitors in a year, equaled about 80,000 sales.

MHVillage’s own data set says they convert only about 1/3 of 1 percent of shoppers.

You read that correctly, that’s .0032 percent (just a fraction less than a third of one percent) visits to purchases. Furthermore, their average sales price demonstrates – and Darren confirmed – that the vast majority of those purchases are used homes, not new ones.

While industry giant Clayton Homes doesn’t publish their data, anecdotal statements from their team members to the Daily Business News, and some known data suggest their results are similar to MHVillage’s, only they are more new home sales focused.

What do facts like the above mean to a business like yours?

I asked Darren, publicly on stage, and face-to-face afterwards with several standing nearby. He politely admitted, he doesn’t know the answer.

Ok, let’s lend him, and all others a hand. Here’s the logic of it.

  • Millions of people are looking online for housing.
  • Some come in, and shop in person.
  • There’s obviously two big fallouts or disconnects.
  • The first is drop-off is online, the next one is on site.

These bullets point to unsolved challenges, unresolved concerns, that the home shopping public has.  But when the home shopper’s concerns are properly understood and dealt with, they are far more likely to buy.  That’s why the data also points to huge opportunities. When there’s an 8.3 million affordable housing unit shortage in the U.S., that’s a wakeup call for our MH Industry and investors.

Just as consumers approach manufactured housing with some ignorance and skepticism, prospective business clients come to us with a similar, but different mix.  Some doubt they can sustainably grow sales at their business several hundred percent. But its true.  We don’t reveal client data, unless we both mutually agree to do so.  Here is a link to a client interview that freely stated how rapidly they grew.

Once properly begun, clients see the sales totals rising, the logistics of growth is often the greatest challenge. But businesses have to make those initial steps to get started to realize that change is possible, and the logistics can also be navigated, in honest, ethical, sustainable ways.

Real Estate Conversions Compared to MH Conversions

Facts are facts.

I spoke recently with a marketer who does both real estate and manufactured home marketing. He candidly said that they have exactly that same experience. Namely, that far more convert – call or message, come in, and buy – in real estate than for manufactured homes.

Restated, a higher percentage of shoppers pull the trigger in real estate to buy conventional housing, than manufactured home pros routinely experience.

 

Frank Rolfe’s Hidden Gem

Properly acting upon reality is a key part of the secret for increased, sustainable success.

So long as huge swaths of buyers in your market misunderstand or don’t get it about manufactured homes, the conversion ratios will remain low.

The good news is that a professional or investor can deal with this locally.  You don’t have to wait for anything magic to happen in Washington, Omaha, Arlington, or anywhere else.  You can make the difference in your market, by going to the root issues.

We’ll dig into some of the solution for that in today’s episode of the Monday Morning Manufactured Housing Sales Meeting.  That will be posted later this morning just below. ##  (Business development, related news, analysis and commentary.)

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Related Reports:

The Apprentice – Proper Understanding, Planning, and Execution – Monday Morning Manufactured Home Marketing and Sales Meeting

As a related thought, the reported reaction in Vegas to the Ducker Worldwide presentations suggests those backing that plan don’t have a solution useful to the majority. See that in the link here.

 

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FactoryBuiltCarsClothingAppliancesElectronicsCellsSmartPhonesHomesItJustFollowsLATonyKovachC2017MHproNewsBy L.A. “Tony” Kovach – Masthead commentary, for MHProNews.com.

Tony is the multiple award-winning managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

Office 863-213-4090 |Connect on LinkedIn:
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