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Manufactured Housing Delivers Hope for Families in Need

May 26th, 2017 Comments off
ManufacturedHousingDeliversHopeforFamiliesinNeedcreditMayflowerChurch-postedtothedailybusinessnewsmhpronewsmhlivingnews

Credit: Family Promise.

In Grand Rapids, Michigan, a long-standing issue throughout the U.S. has been brought to the forefront, along with a solution.

According to WOOD TV, the gap for families who earn too much money to qualify for low-income programs, but not enough to afford the reality of high rents, results in many families falling through the cracks.

This challenge spawned the creation of Family Promise of Grand Rapids, a program to help families in the gap situation. The organization, and its partners in the housing program, are beginning to gain attention nationwide.

We have families who are spending more than 90 percent of their income on their housing. Most of us use a 30 percent threshold as affordable and balanced,” said Cheryl Schuch, executive director of Family Promise.

So that shows you the disparity and the difference in our thinking about housing and the reality of what’s happening these days.”

Schuch also points out just how expensive it is to be poor.

We often say it’s really expensive to be poor, and it’s even more expensive to become homeless. When you start sliding into that crisis, the cost of you [moving] into a hotel or not having a place to cook your meals or transportation to get to and from work or for daycare for your kids all start adding up”, said Schuch.

You might have a little bit of money in the bank you have saved, but when you are trying to solve that problem by yourself, you blow through that savings account. You have nothing left by the end when you actually fall all the way into homelessness.”

 

Manufactured Housing to the Rescue

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Inside of a Family Promised home. Credit: Sun Focus.

Once families in need are through a crisis, they then head into the Partners in housing program.

Family Promise then works with Foremost Insurance to find older, manufactured homes that show potential for being rehabilitated and put back into use. Then a family with no place to stay can move in.

While the family has to pay site rent, in nine months time the home becomes their property.

Most people couldn’t imagine going from homeless to home ownership in a period of nine months. Once they own that home, there’s a different element that kicks in. It helps them build assets and that’s the one way families can actually move out of poverty,” said Schuch.

Family Promise of Grand Rapids says that their efforts are made possible because of a decision West Michigan native Edward Frey made 65 years ago to start Foremost Insurance.

He came back from World War II, then Union Bank and Trust Company and now Chase, four mergers later, was one of the pioneers of financing of mobile homes [sic],” said Edward Frey’s son, David Frey, who was on the board of the Frey Foundation for many years.

At the time, banks didn’t offer loans for manufactured homes because insurance companies wouldn’t cover them.

 

Making a Difference

The Daily Business News covered a similar effort in Roanoke, Virginia, where the goal is to keep seniors in their homes.

The Appalachian Agency for Senior Citizens is looking to repurposed older manufactured homes to create a senior community for the population in the Southwest portion of the state.

We would take these mobile homes [sic] as we acquired them or purchased them,” says executive director Regina Sayers.

We have renovated those; turned those so that they are handicap accessible, and they have ramps and everything on them, and make them a truly much better home than what some of our seniors in our communities are living in.”

The full story is linked here. ##

 

(Image credits are as shown above, and when provided by third parties, are shared under fair use guidelines.)

 

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RC Williams, MHProNews.

Submitted by RC Williams to the Daily Business News for MHProNews.

 

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Respect Demanded: MHC Residents, Families, Speak Out

April 24th, 2017 Comments off
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A home in the Vineyard Estates community. Credit: Realtor.

In California, the San Francisco Bay Area remains one of the most expensive places to live in the U.S., with some one-bedroom apartments running well over $3,000 per month.

In the city of Pleasanton, an affluent enclave, the Vineyard Estates 55 and over manufactured home community remains one of the few affordable housing options left in the area.

What started with one letter to the editor calling a real home “one that is firmly attached to the ground,” turned into two very strong endorsements for the community, and the quality of modern manufactured housing.

My definition of a home goes more along the lines of the old proverb, ‘Home is where the heart is,” wrote Susan Reid, whose parents live in the Vineyard Estates community.

Vineyard Estates has a definite heart in Pleasanton. Taking a drive through this safe, friendly senior community, it is easy to see the feeling of home. While these are not stick-and-brick dwellings, these mobile homes [sic] allow many seniors the opportunity to enjoy living in Pleasanton.”

Reid also shared the importance of independence for the community’s senior residents, and that the “old stereotypes” are just that.

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Credit: Google.

Neighbors care about neighbors; there is always a smile and a wave by those passing by, either on dog-walks or golf cart rides. The grounds are well maintained. There are activities to be enjoyed each day. Vineyards Estates is serviced by public transit, allowing seniors, my parents included, to be more mobile.

These units are safe and affordable; much more so than some other senior units in Pleasanton. ‘Home’ is an emotional word. Vineyard Estates allows many seniors an affordable place in which to live near loved ones. So, sir, do not denigrate the community as ‘being overpriced shacks’ and ‘crumbling carcasses.”

Ralph Mele, a resident at Vineyard Estates, also shared his feelings.

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Another home in the Vineyard Estates community. Credit: Redfin.

I have lived in Vineyard Estates for four years and bought a new manufactured home in 2013. After living in several very nice custom houses, I found to my surprise the manufactured house I purchased was every bit as nice and well constructed as the custom house I owned. In fact, it is built to very high standards sometimes not found in custom houses. The standards for a manufactured house are set by law, and each factory that builds these units must adhere to the rules, or is not able to sell their houses,” said Mele.

These manufactured houses vary in size from 1,000 to 1,800 square feet and feature granite countertops, wood flooring, fireplaces and laundry rooms, many have three bedrooms and two baths. They are affordable and offer seniors a safe and comfortable environment to live in. You cannot find a new house in Pleasanton for the price you pay for the manufactured houses available in Vineyard Estates.”

As Daily Business News readers are already well aware, even though those old stereotypes persist, but many in the industry are working to set the record straight.LindseyBostick-SunshineHomesManufacturedHousingIndustryDailyBusinessNewsMHProNews

Today’s manufactured homes can look and live like a conventional, site-built house, and can be half the price of new constructionAdditionally, many manufactured homes are Energy Star rated, so they are more efficient than older, existing homes,” said Lindsey Bostick of Sunshine Homes.

Many desire to move from renting to owning, but often struggle to find that a real possibility in the current site-built market. The manufactured housing industry can offer a solution to that problem.”

For a more detailed history on the journey from mobile to manufactured homes, please click here. ##

 

(Image credits are as shown above, and when provided by third parties, are shared under fair use guidelines.)

 

rcwilliams-writer75x75manufacturedhousingindustrymhpronews

RC Williams, for Daily Business News, MHProNews.

Submitted by RC Williams to the Daily Business News for MHProNews.

Second Round of Funding for Rebuild Post Hurricane Sandy

October 31st, 2013 Comments off

The Department of Housing and Urban Development (HUD) will provide an additional $5 billion in relief funds to five states and New York City to supplement the $5.4 billion already granted in recovery efforts from Hurricane Sandy one year ago. New Jersey received $1.8 billion and will be getting an additional $1.4 billion, while New York City will receive an additional $1.3 billion to go with the nearly $1.8 billion previous, as MHProNews has learned from nationalmortgagenews. New York State got $1.7 billion the first go round and will be getting an additional $2 billion. Connecticut received almost $72 million the first time and will get $65 million more. “It’s clear these communities continue to be challenged by the sheer scale of this devastating storm, requiring further investment to make certain these needs are met,” said HUD Secretary Shaun Donovan, who chaired President Obama’s Hurricane Sandy Rebuilding Task Force. “These resources are making a difference helping individuals, families, and businesses to get back on their feet and come back stronger and more resilient than ever.”

(Photo credit: Wikipedia–rebuilding following Hurricane Sandy)

NAHB Teams up With NFLPA

January 11th, 2012 Comments off

The National Association of Home Builders (NAHB) has teamed with the National Football League Players Association (NFLPPA) to help those in need through Touchdown for Homes. “NAHB’s home builder members are honored to partner with former NFL players to provide children, families and veterans with safe, comfortable housing opportunities,” said Jerry Howard, NAHB’s president and CEO. With donated materials and volunteers from building industry suppliers including Lowe’s, Mohawk Flooring, and Mid-South Building Supply, former Pro Bowl stars Isiah Robertson and Jerry Norton helped build a home for an elderly woman and her family. This home marked the thirteenth project for the NFLPA chapter in Dallas, where the collaboration began. “Giving back to the communities that gave them so much support during their playing careers is a primary objective of our former player chapters,” said DeMaurice Smith, executive director of the NFLPA. Other projects in Atlanta, Chicago, Washington, D.C., Knoxville, TN, Philadelphia, Seattle, and Los Angeles have either begun or are in the planning stages.

(Graphic credit: NAHB)