Posts Tagged ‘Donald Tye Jr.’

Homeownership Rates in U.S. Compared to Top 50, MHI’s Idea Revisted

August 25th, 2017 Comments off

Featured image credit, Chicago Tribune, MHProNews.

Homeownership is a way for people to generate stability and wealth and not just go to work every day,” said Deborah Moore, neighborhood planning director for Neighborhood Housing Services of Chicago.

In addition, homeownership can “change the trajectory of neighborhoods,” she added.

Homeownership is a dream that for many Americans seems far off.

The growing lack of affordable housing options across the country is manifest in a host of reports and in a variety of data.

Rents are higher than ever.  That makes it harder for minimum – and low-wage workers – to be able to afford their current housing costs, let alone save for a home.

In the United States, the homeownership rate as of the second quarter of 2017 was 63.7 percent, per the U.S. Census Bureau.


Image credit, US Census Bureau, FRED St. Louis Fed.

But how does the United States stack up against the rest of the world?

According to Wikipedia, which takes twenty-one different sources into account, the United States ranks 41st highest percentage of homeowners in the world, with 65.4 percent.

The country with the highest homeownership rate is Romania, with 96.4 percent of citizens owning their home.

Coming in just under Romania is Singapore at 90.8 percent, Slovakia at 90.3 percent, and Cuba at 90 percent.

The U.S. is nearly neck-and-neck with the United Kingdom, where 63.5 percent are homeowners. (Editor’s Note: see the footnotes below, after the ## on Julia’s article.)

Rev. Tye on the Obvious Solution

Homeownership benefits more than just the homeowners, says manufactured housing advocate, Rev. Donald Tye, Jr.  People who own their home are more likely to maintain it, which keeps neighborhood’s more appealing, and adds to the tax base.


Tye told MHProNews that, “As we think about housing in today’s world, the most important aspect should start with affordability. When home ownership is affordable, it has ancillary benefits.”

HUD Secretary Ben Carson has stated that the average net-worth of a homeowner in the U.S. is $200,000, while the net-worth of a renter is on average $5,000.

Ownership builds character, competence and integrity,” Tye said in soft yet potent tones.

One of the reasons that the U.S. ranks so low on homeownership compared to some of the countries on the Wikipedia list is because of the lack of affordable homes on the market.


Harper’s Op-Ed on a related issue can be found at this link here, or by clicking the image above.

Since the so-called Great Recession of 2008, it has been more difficult to qualify for a home loan.  Conventional housing prices  continue to rise well above wages ability to sustain a mortgage on the average house.

Insufficient numbers of new homes being built are among the biggest contributing factors per a recent study, as the Daily Business News previously reported.

Manufactured housing presents a clearly viable solution, through cost-effective building that offers high-qualify homes for a fraction of the cost.

JD Harper told MHProNews last December that “most cities [in Arkansas] view factory-built structures through the same prism as billboards, cell towers and sexually-oriented businesses… something to be avoided if at all possible, but restricted and heavily regulated if allowed at all.”

However because of NIMBY (Not In My Back Yard) attitudes described above, along with outdated information perpetuated by the media, many people don’t consider it an option at all.


If manufactured housing was better understood millions more could afford to become homeowners, and the number of homeowners in the U.S. could far exceed the current 63.4 percent. ## (News, Analysis, Fisking – below.)


Editor’s Note: The spark for this article was our request to Julia Granowicz to do some research on MHI’s most recent Did You Know? feature.  What her research turned up was the latest example of flawed data, and unattributed information.  Please see the below.




Original photo credit, Pixabay, text and collage credit,

Please see the statistics MHI showed, in the screen shot from their most recent email, below.  Then, compare it to the actual list shown on Wikipedia, which is shown further below.

Does it look to you like the very first country MHI showed is wrong?  Plus MHI failed to give proper credit to the source?  Then, MHI slapped their own copyright notice on someone else’s data?

We Provide, You Decide.” ©


You are entitled to your own opinions. but your are not entitled to your own facts.” – Daniel Patrick Monaghan.


(Image credits are as shown above, and when provided by third parties, are shared under fair use guidelines.)

JuliaGranowiczManufacturedHomeLivingNewsMHProNews-comSubmitted by Julia Granowicz to the Daily Business News for MHProNews .







Preemption Fact Check: HUD’s Pam Danner Interview by MHI Surrogate Suzanne Felber

August 21st, 2017 Comments off

MultiBillionDollarFactCheckGraphicStockDailyBusinessNewsManufacturedHousingIndustryResearchReportsDataMHProNewsWhy does federal preemption of manufactured housing matter?

Because preemption is what allows a HUD code manufactured home (MH) to be built to a performance based standard proven to save consumers time and money, while protecting durability, and homeowner safety.

The enforcement of manufactured home preemption could open hundreds of thousands of new MH sales every year for manufactured housing retailers. That would in turn make more affordable housing options a reality for millions over time.

For those who worry that manufactured homes could reduce the property values of home owners, MHLivingNews spotlighted how HUD’s own PD&R report proves differently. University level research proves that manufactured homes and conventional housing in several cities are proven to have appreciated side-by-side.

Donald Tye, Jr’s family and neighbors’ experiences place a human face on that reality.  Tye’s story also underscores the transformation possible for millions otherwise trapped “like cattle” in what he called “tenements,” if quality, affordable factory-crafted manufactured homes are made available in urban areas to singles and households of modest means.


The Columbia Point Housing Project had near the end of its first life cycle, only some 300 housing units of the total of some 1500 were habitable. That’s the same number Donald Tye, Jr. used in his example to describe the better way for people, and government that could have been used on that same property. That way? Quality, affordable single-family manufactured homes.


HUD Sec Dr. Ben Carson, for related story, click the image above.

No less a famous personality than HUD Secretary, Dr. Ben Carson has made a similar point to Tye’s.  Carson has said several times that home owning households have an average $200,000 average net worth. Meanwhile, HUD’s Secretary states that the average net worth of renters is only $5000 per household.

Carson has also said he sees the value of manufactured homes in rural areas.  What is unclear at present is this question.  Is Carson familiar with HUD’s own PD&R report, linked above, or the transformational power of enhanced preemption that the Manufactured Housing Improvement Act of 2000 (MHIA 2000) law calls for already?

So, enforcing manufactured home (MH) preemption could restore the American Dream for millions otherwise trapped in renting. It can do so with little or no cost to federal taxpayers.  It is obviously in keeping with the Trump Administration’s call for public/private partnerships to save federal tax dollars, while creating opportunities for businesses that create more-higher paying jobs.

The View of a Texan

If federal preemption means something, it’s that it preempts local and state housing codes.

Joe A. Garcia is the Executive Director, Manufactured Housing Division in the Texas Department of Housing & Community Affairs (TDHCA).


Garcia has said publicly that when asked by a local jurisdiction, he stresses how he would testify if asked about a manufactured home placement issue. Garcia has bluntly said that federal preemption means what it says.


Image collage by and

Yet, 17 years after the Manufactured Housing Improvement Act of 2000 (MHIA 2000) – which strengthened preemption, by referring to it as “enhanced preemption” – why do we still see so many local jurisdictions fight the plain meaning of the law?


Click the image above to see some relevant portions of the MHIA 2000.

NIMBY and ignorance are part of the answer. But is there more?


Follow the money.” “Pay more attention to what people do than what they say.”  Those favorite points of MHI award winner Marty Lavin, JD, may prove useful in the analysis of the video interview with Pam Danner, shown below.


Lavin has enjoyed significant success in working in manufactured housing. He’s considered an expert in the field of finance, is sensitive to consumer interests, image, and has worked in communities and retail for years as well. The vessel in the photo is his custom cruiser, berthed in Miami Beach, FL. The Lavin’s hang their hat in Burlington, VT in a big house in a pricey neighborhood.

AMHA’s Harper on Preemption

JD Harper told MHProNews last December that “…most [in Arkansas] cities view factory-built structures through the same prism as billboards, cell towers and sexually-oriented businesses… something to be avoided if at all possible, but restricted and heavily regulated if allowed at all.”


Harper, a twenty year industry veteran, is the executive director of the Arkansas Manufactured Housing Association (AMHA). He is not alone in that assessment.

In fact, Harper’s view is so common that Lavin has paradoxically referred to the technically preemptive HUD Code as a “discrimination code.”

That discrimination plays out in states across the nation.  MHLivingNews spotlighted cases in Georgia and Texas, in the report, Local Star Chambers Wage War on Affordable Housing.”


To see the entire report that includes quotes from Jay Hamilton and Gary Adamek, among other industry professionals, click here or the image above.

In that linked report, Jay Hamilton and Gary Adamek, among other industry professionals, shared their experiences in fighting local zoning challenges.

GaryAdamekFayetteCountryHomesMHLivingNewsDailyBusinessNewsMHProNewsWhat was evident to me in talking to a [Huntsville, TX] city councilman after the meeting — his concept of a manufactured home was what his grandmother would have lived in, in 1975: a 12×48 trailer with metal siding,” Adamek, a principle at Fayette Country Homes told MHLivingNews.

Harper has sounded the alarm on repeated occasions to defend preemption.

In a detailed letter to HUD with commentary to MHProNews, Harper called upon HUD and Pam Danner, the administrator for the Office of Manufactured Housing Programs, to task for not enforcing federal preemption.

As an industry wag has quipped, “where else in the federal government can you find an official fighting not to go to the letter of their authority, and beyond?!”


Actively retired minister and factory built housing advocate, Donald Tye Jr. Collage by

As a HUD insider source told MHLivingNews, HUD had an attorney who allegedly for 30 years failed to aggressively enforce preemption, as the enhanced preemption in MHIA calls for…why?


Interview with HUD’s MH Program Administrator, Pamela Beck Danner, JD

The video posted further below, is an ‘interview’ by Suzanne Felber of Danner. Note as a disclaimer that MHProNews is not promoting either Felber, or her AHA agenda, by showing this video.

Rather, the Daily Business News (DBN) on MHProNews presents this as a unique opportunity to see the real Danner, and a Manufactured Housing Institute (MHI) surrogate in action, in their own setting and words.

There are a variety of interview methods professionals may employ. The interview style in the video below might be described as a ‘fawning fan’ interview. That is made clear by Felber’s closing comments.

Note that sources tell MHProNews that Suzanne Felber and her partner draw financial benefit from MHI, directly and indirectly.  This publication has already previously noted Felber gushing over MHI President, Richard “Dick” Jennison (see example, linked here).


Caption: MHI’s Dick Jennison allegedly also used Felber in a spurious effort to attack MHProNews, claiming a copyright infringement by using a photo of Jennison that was clearly labeled as to its source, in complete compliance with fair use guidelines. Concerns and allegations about MHI, anti-Trust and RICO, other violations are found at this link here.

Defining Commentary

Critical analysis, “fisking,” and critiques are among the phrases used by journalists and others to describe “fact checking” a person’s or organization’s statements. They often look at possible motives too.


Against this backdrop, note that Danner uses the term preemptive or preemption in this video, to describe her authority at HUD.  Rightly so. Then, why – as Harper and so many others ask – does she fail to use it properly?  Why has she refused to reply to MHProNews when we directly asked her about preemption, but will reply to us on more mundane issue?

An electronic transcript of the video above is available as a download, linked here.

No publisher in manufactured housing history has devoted more time to spotlighting the fact that billionaires, millionaires, rich and famous people – along with all other socio-economic classes – have embraced manufactured homes. HUD’s own data proves manufactured homes are high quality, with just a fraction of 1 percent going to dispute resolution.

So what’s the hang-up with Danner at HUD making enhanced preemption a reality, when affordable housing is in crisis?


Mark Weiss at Washington, D.C. based MHARR has systematically pointed out the problems with HUD’s stance on issues, such as their IB on the frost free foundation issue.  Capitol Building credit, Wikipedia. MHARR, Mark Weiss images MHProNews. MHARR logo is their intellectual property, and is shown here under fair use guidelines.

Why is Danner at HUD allegedly overstepping it’s authority on issues like the Interpretative Bulletin (IB) on frost free foundations?

Why does MHI claim to oppose HUD’s position on the foundation issue, while at the same time not asking for Danner to be removed from the head of the program?

Does a new Industry in Focus report document in Chairman Tim Williams’ own words a clear disconnect between what MHI leadership says, and what it does?

An off-the-record message from an industry veteran and organizational leader, to MHProNews this weekend stated as follows.

The more I see and hear, the more I think Lois has been interviewing for a job with Pam Danner for the last two to three years. I hope my instinct is wrong, because I have always found Lois down to earth and approachable (compared to others). I’m starting to feel like the industry has been set up for the final knockout punch by HUD and we were just caught not paying attention.  Kind of like an old dog rolling over on his back to be petted by his master and instead finds himself in a small cage headed to the Vet’s office to be put to sleep.”

In an insightful comment from a federal official, linked below, we’re told from an inside the beltway vantage point what HUD is really all about.

At the end of that DBN article, Tye reacts by saying, “The system is rigged.” ## (News, analysis, commentary.)

We Provide, You Decide.”

(Image credits are as shown above, and when provided by third parties, are shared under fair use guidelines.)

SoheylaKovachManufacturedHomeLivingNewsManufacturedHousingIndustryDailyBusinessNewsMHProNews-Submitted by Soheyla Kovach to the Daily Business News for

Note Kovach is a member of LifeStyle Factory Homes, LLC, the parent operation to MHProNews and, and other MH Industry marketing and professional service.


ATTOM Data’s Blomquist Spotlights Manufactured Housing Opportunities

August 4th, 2017 Comments off

Daren Blomquist credit, Hartman Media.

Potential home sellers in today’s market are caught in a Catch-22. While it’s the most profitable time to sell in a decade, it’s also extremely difficult to find another home to purchase, which is helping to keep homeowners in their homes longer before selling,” said Daren Blomquist, Senior Vice- President at ATTOM Data Solutions.

And the market is becoming even more competitive, with the share of cash buyers in the second quarter increasing annually for the first time in four years,” Blomquist says.

According to a report by ATTOM Data Solutions, the current tenure for homeowners is 8.05 years, which is up from Q1 2017 when it was 7.85 years.

That’s up from the 7.59 years average from Q2 2016.

With more people staying in their homes longer, and not enough affordable homes being built, the law of supply and demand is at work.  Prices for housing is rising.

While it is providing the biggest returns for sellers since Q3 2007 – currently $51,000 (26 percent) – it’s not creating the best environment for buyers, per RealtyTrac.

An ongoing issue in the greater Seattle area is a lack of supply which is aggressively driving up home prices,” said Matthew Gardner, Chief Economist at Windermere Real Estate, covering the Seattle market.


Matthew Gardner, image credits are as shown.

The only short-term solution is to build more homes, but thanks to land constraints and construction costs, this simply is not happening at a rate that you would normally expect in a market like this. Unfortunately I do not expect this trend to change until zoning and regulation costs change, which is unlikely in the current political climate,” Gardner said.

Across Southern California we are witnessing concerns over housing affordability keeping homeowners in current homes for longer tenure, and keeping available home inventories low in supply.” said Michael Mahon, president at First Team Real Estate covering the Southern California market.

The Solution No One Seems to See is MH

Manufactured housing would be able to create not a short-term solution, but a long-term one, in the form of affordable housing for the nations most expensive, and in some cases overvalued markets.

With a lower cost of production, the speed at which HUD Code manufactured homes can be made, and the affordable price tag when compared to conventional housing, industry professionals know that this could solve a lot of problems.

So Why Don’t More Manufactured Homes Sell?

In the wake of the Daily Business News’ coverage of Donald Tye Jr. – and his pro-manufactured housing advocacy – he has been contacted by local real estate interests.  Tye says, “They’ve never heard about manufactured housing’s preemption.”


That’s revealing.

It also demonstrates the work that must be done by pro-growth professionals.

Barry Noffsinger, John Bostick, Mark Weiss, Donald Tye, Jr., Sam Landy, L. A. “Tony” Kovach and a number other professionals have gone on record saying that the industry could be growing at far more rapid pace.

They say that 300,000, 400,000, half a million or more new manufactured home shipments could be achieved, in a sustainable way.

JohnBostickPresidentSunshineHomesRedBayAL-OurIndustryProvidesGreenAppealingOptionsWeeksNotMonths-DailyBusinessNews-MHProNewsProfessionals are asking – are there forces within the industry, that for their own reasons, are blocking that from taking place?


Is the replacement of Pam Danner – and avoiding Danner’s replacement at HUD by someone like former MHI VP Lois Starkey – going to take place?

For example, in a text by Dick Moore Housing President, Bob Crawford, to MHProNews, he asks, “…is it just me?”  

Speaking about MHI’s former VP, he stated, “…Lois Starkey caught NO heat for [her] time at MHI until the recent flurry, and now she’s working with her BFF, Pam Danner.”
Isn’t that just more of the same?  Is she being groomed to take over for Danner?  Seems like Warren & Cordray,  in a very disturbing replay,” Crawford’s message said.

There is a clear lack of understanding of the manufactured housing industry by many mainstream professionals, public officials, the media, and the general public.

Errors are perpetuated by often inaccurate or negative press in the mainstream media.

The only way to combat such woes are for more industry professionals to speak out every time there are problematic reports in local media.

Yet the umbrella association, the Manufactured Housing Institute, routinely fails the industry in this regard, per veterans…and their own members.


For years, we have wondered WHY there was so little pro-industry advocacy from MHI to government movements, proposals, rules, etc. that were [often] not in the best interest of this industry.”  Crawford said.


Bob Crawford, left, Frank Rolfe, right. Still credit, Inside MH video, by

…MHI – the industry lobby group…what’s with the concept of silence is golden? Negative articles on the industry are met with “no comment.” Positive news opportunities are met with “no comment.” I’ve never seen anything like it,” said Frank Rolfe, in a prior, related statement to MHProNews.


In a recent Masthead column, publisher L.A. Tony Kovach reflects on the lack of response from MHI on a number of situations including …

  • their lack of a position on Pam Danner and the call to remove her from the position of HUD manufactured housing program administrator,
  • their seeming refusal to defend the industry against the on-going false claims of mainstream media,
  • their habit of misinforming their own members on a number of different issues,

…and more.

Even as we see the housing market improving in some ways – specifically those that benefit sellers – it does nothing to help more people obtain their goal of homeownership while home values continue to rise.


Image collage by and

What Blomquist’s data points to, as Barry Noffsinger’s recently indicated, underscores the opportunities for manufactured housing.  But it won’t fall into the industry’s laps, these industry veterans say.

Will cities like San Jose, and San Francisco, California, and Denver, Colorado embrace manufactured housing as a solution to their affordable housing supply crisis? Or is that unlikely simply because not enough people know and promote the value of this housing alternative? # # (News, analysis.)

(Image credits are as shown above, and when provided by third parties, are shared under fair use guidelines.)

JuliaGranowiczManufacturedHomeLivingNewsMHProNews-comSubmitted by Julia Granowicz to Daily Business News for MHProNews.






Black Home Ownership Lags Almost a Decade After the Great Recession

July 21st, 2017 Comments off


A decade after the housing crash destroyed the American Dream for millions of homeowners, black homeownership rates have dropped to levels not seen since the 1960s, hobbling African-Americans’ efforts to build their wealth,” says the Chicago Tribune.

Only 42.2 percent of blacks in the U.S. owned homes in 2016, compared with 71.9 percent of whites, per Harvard University’s Joint Center for Housing Studies.

Homeownership is a way for people to generate stability and wealth and not just go to work every day,” said Deborah Moore, neighborhood planning director for Neighborhood Housing Services of Chicago. In addition, homeownership can “change the trajectory of neighborhoods,” she said.

Her words echoed that of HUD Secretary, Dr. Ben Carson.  Carson has taken up the mantra of saying that those who own a home have an average household net worth of $200,000.


Dr. Ben Carson, HUD Secretary, official photo.

Those who rent? They have only $5,000 average net worth.


Image credits are as shown.

Without homes, blacks lack a powerful source of wealth creation, said Jonathan Spader, a senior research associate with Harvard’s housing study center.

The Institute for Housing Studies at DePaul University stated that 53 percent of renters in Cook County are paying more than what is considered manageable – more than 30 percent of their income.  For the definition of affordable housing levels, see the report, linked here.


To see definitions of Affordable Housing, click the article, in the hot-linked graphic above.

The Tribune’s report went on to outline a program in Chicago that took federal taxpayer money, used it to upgrade properties and sell them.

In Chicago’s Woodlawn neighborhood, about $2 million from a $30.5 million Housing and Urban Development Choice grant is being used to lure buyers to homes that are empty and in need of rehabilitation,” the report said. 25 homes were sold because of the program.

The prices of once dilapidated, and then rehabbed houses ranged from about $100,000 to $150,000.  What the report didn’t spell out – but was implied by the facts provided – is that without an average of $80,000 per rehabbed house in subsidies, the program that also links buyers to lenders, would not work.


Donald Tye’s parents provided homes like these within city limits.  They sold for some $24,000 in the early 1970s, and today sell for about 4 times that price. Values went up for conventional housing too, much like a HUD PD&R report stated occurred in Oakland with HUD Code manufactured homes less than a decade ago. Tye knows from experience that this will work again, if prejudices and political roadblocks are overcome.

The Tye Take

Actively retired businessman and minister, Donald Tye Jr. told MHProNews that, “As we think about housing in today’s world, the most important aspect should start with affordability. When home ownership is affordable, it has ancillary benefits.”


Ownership builds character, competence and integrity,” Tye said in soft yet potent tones.

One thing that is completely missed by politicians and prejudice towards manufactured housing is the tax benefit.”  Tye explained that once vacant lots that his mother and father’s factory-built homes were sited on in Cincinnati naturally boosted the tax rolls, which benefited the city.

It should be stressed that for Tye, this isn’t a racial issue. He believes that all Americans need and deserve equal opportunities.

Speaking about a project in Boston that was widely known as a billion dollar boondoggle, Tye said, “If they had thought about replacing that dilapidated housing with affordable manufactured homes, they would have created a [tax] revenue stream that would last for generations. Three hundred homes would have generated taxes to pay for schools, parks, police, etc. Instead the apartments became the same old problem with a new paint job.”

Tye joins others who have called for HUD Secretary, Dr. Ben Carson, to comply with the law – the Manufactured Housing Improvement Act of 2000 – for the very reasons Carson himself stated.  It will be path to ownership that may not come to millions any other way. ##

(Image credits are as shown above, and when provided by third parties, are shared under fair use guidelines.)

SoheylaKovachManufacturedHomeLivingNewsManufacturedHousingIndustryDailyBusinessNewsMHProNews-Submitted by Soheyla Kovach to the Daily Business News for