Posts Tagged ‘department of veterans affairs’

Modular Construction Helps to House Veterans

February 16th, 2017 Comments off

The entrance to Potter’s Lane. Credit: OC Register.

In Midway City, California, American Family Housing and GrowthPoint Structures have come to the rescue to help house the area’s homeless veterans.

Potter’s Lane, which consists of 16 studio-apartment units refurbished from cargo containers, is said to be the first example in the nation of a multi-unit permanent housing complex fashioned in this way.


Thinking outside of the box is what we have to do to get these veterans housed,” said Timothy Wilson of the Department of Veterans Affairs in Long Beach, speaking to a crowd of about 300 visitors at the unveiling of the nearly completed complex.

According to the OC Register, the “box” at Potter’s Lane is each of the 8-by-20-foot containers that once transported dry goods to California ports but have been converted into insulated living quarters by the Los Angeles-based GrowthPoint Structures. Three modified containers make up each studio apartment.


A look at the inside of one of the units at Potter’s Lane. Credit: OC Register.

Fifteen of the sixteen units are set for homeless veterans, with an on-site manager occupying the other unit. Amenities include a common room, a central patio with a barbecue and a garden with raised beds to grow vegetables. The VA and non-profit Orange County’s Illumination Foundation will subsidize rents and provide wrap around services.

Oh, I love it,” said Paul Leon, Illumination Foundation founder and president prior to the start of the event. “I feel this is going to be the campus model.

James “Jimmy” Palmiter, a Vietnam War-era veteran who served stateside, took his first look at the fully furnished units in the complex during the event, and was floored.


James “Jimmy” Palmiter looks at one of the rooms. Credit: OC Register.

I can’t believe all the stuff they put in there,” said Palmiter, who moved last month from his van into temporary quarters at American Family Housing’s main building.

Did you see the coffeemaker? It’s gigantic.

Each unit is furnished with a double bed, easy chair, dresser and flat-screen TV, small dining table and fully equipped kitchen. A women’s church group in Westminster contributed handmade red, white and blue-themed quilts.

Move in day is expected to be some time this week.


Donna Gallup addresses the crowd. Credit: OC Register.

Donna Gallup, president and chief executive of American Family Housing, reflected her pride in the project in her comments during the event.

Who would have guessed that Orange County would be the leader in this nation, on this front?” said Gallup. “But, we are.” ##

Video above, credit, LA Times, provided here under fair use guidelines.

(Image credits are as shown above.)


RC Williams, for Daily Business News, MHProNews.

Submitted by RC Williams to the Daily Business News for MHProNews.

MBA Reports Credit Availability Index Rises

August 5th, 2014 Comments off

mortgage app  housingwire creditMortgage Bankers Association’s (MBA) Mortgage Credit Availability Index (MCAI) reports mortgage credit increased 0.5 percent from 115.8 in June to 116.4 in July, 2014, according to Benchmarked at 100 in March 2012, an index increase indicates credit is loosening while a drop in the index notes tightening of credit. A rise in the number of jumbo Adjustable Rate Mortgage (ARM) programs spurred the MCAI’s rise, as MHProNews has learned, as did an increase in the availability of Federal Housing Administration (FHA) and Department of Veterans Affairs (VA) loan programs. ##

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Manufactured Home Purchases Available for Military Veterans

June 4th, 2014 Comments off

According to, Veterans Administration (VA) loans for buying a home through the Department of Veterans Affairs are often the least expensive route for homeownership for current and former U. S. military personnel. VA loans allow up to 100 percent financing with no required mortgage insurance and can be used to buy manufactured homes (MH). The program, which has helped millions of veterans and service personnel in the last 70 years, covers primary residences, not investment property or second homes. The VA does not make the loan, it only insures a portion of the loan, MHProNews has learned. The VA Guaranty gives lenders the backing to offer 100 percent LTV (loan-to-value) mortgages to qualified borrowers, but lenders have to meet certain guidelines set by the VA. Qualified borrowers can often obtain mortgage rates lower than those offered by Fannie Mae and Freddie Mac. ##

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