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Manufactured Housing Delivers Hope for Families in Need

May 26th, 2017 Comments off
ManufacturedHousingDeliversHopeforFamiliesinNeedcreditMayflowerChurch-postedtothedailybusinessnewsmhpronewsmhlivingnews

Credit: Family Promise.

In Grand Rapids, Michigan, a long-standing issue throughout the U.S. has been brought to the forefront, along with a solution.

According to WOOD TV, the gap for families who earn too much money to qualify for low-income programs, but not enough to afford the reality of high rents, results in many families falling through the cracks.

This challenge spawned the creation of Family Promise of Grand Rapids, a program to help families in the gap situation. The organization, and its partners in the housing program, are beginning to gain attention nationwide.

We have families who are spending more than 90 percent of their income on their housing. Most of us use a 30 percent threshold as affordable and balanced,” said Cheryl Schuch, executive director of Family Promise.

So that shows you the disparity and the difference in our thinking about housing and the reality of what’s happening these days.”

Schuch also points out just how expensive it is to be poor.

We often say it’s really expensive to be poor, and it’s even more expensive to become homeless. When you start sliding into that crisis, the cost of you [moving] into a hotel or not having a place to cook your meals or transportation to get to and from work or for daycare for your kids all start adding up”, said Schuch.

You might have a little bit of money in the bank you have saved, but when you are trying to solve that problem by yourself, you blow through that savings account. You have nothing left by the end when you actually fall all the way into homelessness.”

 

Manufactured Housing to the Rescue

ManufacturedHousingDeliversHopeforFamiliesinNeedcreditSunFocus-postedtothedailybusinessnewsmhpronewsmhlivingnews

Inside of a Family Promised home. Credit: Sun Focus.

Once families in need are through a crisis, they then head into the Partners in housing program.

Family Promise then works with Foremost Insurance to find older, manufactured homes that show potential for being rehabilitated and put back into use. Then a family with no place to stay can move in.

While the family has to pay site rent, in nine months time the home becomes their property.

Most people couldn’t imagine going from homeless to home ownership in a period of nine months. Once they own that home, there’s a different element that kicks in. It helps them build assets and that’s the one way families can actually move out of poverty,” said Schuch.

Family Promise of Grand Rapids says that their efforts are made possible because of a decision West Michigan native Edward Frey made 65 years ago to start Foremost Insurance.

He came back from World War II, then Union Bank and Trust Company and now Chase, four mergers later, was one of the pioneers of financing of mobile homes [sic],” said Edward Frey’s son, David Frey, who was on the board of the Frey Foundation for many years.

At the time, banks didn’t offer loans for manufactured homes because insurance companies wouldn’t cover them.

 

Making a Difference

The Daily Business News covered a similar effort in Roanoke, Virginia, where the goal is to keep seniors in their homes.

The Appalachian Agency for Senior Citizens is looking to repurposed older manufactured homes to create a senior community for the population in the Southwest portion of the state.

We would take these mobile homes [sic] as we acquired them or purchased them,” says executive director Regina Sayers.

We have renovated those; turned those so that they are handicap accessible, and they have ramps and everything on them, and make them a truly much better home than what some of our seniors in our communities are living in.”

The full story is linked here. ##

 

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RC Williams, MHProNews.

Submitted by RC Williams to the Daily Business News for MHProNews.

 

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Trump Card: March Jobs Report Delivers

April 6th, 2017 Comments off
TrumpCardMarchJobsReportDeliverscreditFortune-postedtothedailybusinessnewsmhpronewsmhlivingnews

Credit: Fortune.

President Donald Trump is known for his no-nonsense, get things done style. Coming into the White House, he had no plans to change it.

I will be the greatest jobs producer God ever created,” said President Trump just before his inauguration.

Believe me.

 

 

By all appearances, he’s on his way to delivering on that statement.

The ADP March private payrolls report is out, and showed another big jump.

According to CNBC, companies added 263,000 jobs for the month, which is well above the 185,000 expected from economists surveyed by Reuters and also better than the 245,000 reported for February.

JobsGoBoomEmploymentNumbersShowTrumpEffectcreditHeathersHomilies-postedtothedailybusinessnewsmhpronewsmhlivingnews

Credit: Heather’s Homilies.

Goods producing firms added 82.000 jobs, with construction accounting for 49,000 of that number.

Professional and business services was the leading sector for new jobs with 57,000, and leisure and hospitality added 55,000. Health added 46,000 jobs, manufacturing payrolls grew by 30,000 and trade, transportation and utilities rose by 34,000.

Also of note is where the jobs were created. As part of an ongoing commitment by President Trump to help small business, companies with fewer than 50 employees saw the biggest growth in jobs for March with 118,000, while companies with 50 to 499 employees added 100,000 jobs.

TrumpCardMarchJobsReportDeliverscreditCNBC-postedtothedailybusinessnewsmhpronewsmhlivingnews

Credit: CNBC.

Job growth is off to a strong start in 2017,” said Mark Zandi, chief economist of Moody’s Analytics.

The gains are broad-based but most notable in the goods producing side of the economy including construction, manufacturing and mining.

Markets were hopeful yesterday that President Trump could deliver on his pro-growth agenda. The report from the Labor Department is due at 8:30a ET tomorrow morning.

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Juanita Duggan, President and CEO of the National Federation of Independent Business (credit, NFIB).

As Daily Business News readers are aware, the January, February, and now March reports reflect anticipation of President Trump’s policies, meetings and movement, including the highest Small Business Optimism Index in 37 years from the NFIB.

We haven’t seen numbers like this in a long time,” said NFIB President and CEO Juanita Duggan in January.

Small business is ready for a breakout, and that can only mean very good things for the U.S. economy. Business owners are feeling better about taking risks and making investments.”

 

A View from the Industry

Even with the progress that’s been made, President Trump still faces an uphill battle.

As well as the markets and new job creation are already responding to his initiatives, where could we be if there wasn’t a non-stop assault on our new president?” said MHProNews and MHLivingNews Publisher L.A. “Tony” Kovach.

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L. A. ‘Tony’ Kovach addressing industry professionals in an educational session.

Back in November, Tim Williams told MHProNews that, “I am deeply encouraged that less than 24 hours into President Trump’s term, he has frozen new, potentially burdensome regulations.”  For his full comments, click here.

MHARR CEO, M. Mark Weiss, JD, shared similar thoughts with MHProNews in a story, linked here.

For more on the progress of the Trump Administration, including proposed budget cuts to National Public Radio (NPR) and the Corporation for Public Broadcasting (CPB), click here. ##

 

(Image credits are as shown above.)

 

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RC Williams, for Daily Business News, MHProNews.

Submitted by RC Williams to the Daily Business News for MHProNews.

Manufactured Housing Association Delivers Christmas for Communities

December 23rd, 2016 Comments off
FirstStateManufacturedHousingAssociationDeliversforCommunitiescreditCapeGazette-postedtothedailybusinessnewsmhpronewsmhlivingnews

Credit: Cape Gazette.

In addition to working towards a solution to quality, affordable housing options for the U.S., the manufactured housing industry also has heart.

In Delaware, members of the First State Manufactured Housing Association donated generously to help make the 2016 holiday season more joyful.

According to the Cape Gazette, over $3,000 worth of nonperishable items were delivered to food banks around Kent and Sussex counties.

The generosity of the First State Manufactured Housing Association and its members made such a significant impact on the amount of nonperishable food that was donated to three local pantries through the Capital Holiday Celebration,” said Central Delaware Chamber of Commerce Director of Special Events and Executive Assistant Cristal Brenneman.

The food drive is a wonderful opportunity to help make the holiday season a little brighter for many families in Kent County. We are very thankful for the support of community members like them.

First_State_Manufactured_Housing_Association postedDailyBusinessNewsMHProNewsIt’s become our tradition to participate in the food drives to benefit the communities we serve, and we are very thankful to our members who donate so generously to those less fortunate during the holiday season,” said Jen Allen, First State Manufactured Housing Association executive director.

 

Now is the perfect time for giving; the food drives will help stock the shelves of local food banks and provide support for many families in need.

After more than three decades of bringing the community together to help those in need, Caroling on The Circle continues to be a success, in part because of organizations like First State Manufactured Housing Association,” said Sussex County Administrator Todd F. Lawson. “We thank all our partners for their continued generosity and support of this program.

FirstStateManufacturedHousingAssociationDeliversforCommunitiescreditMHLivingNews-postedtothedailybusinessnewsmhpronewsmhlivingnews

Click on the photo or the link below for the “A Breakfast With…” with Jen Allen. Credit: MHLivingNews.

For more on the First State Manufactured Housing Association, check out “A Breakfast With…” interview with Jen Allen, linked here. ##

(Image credits are as shown above.)

rcwilliams-writer75x75manufacturedhousingindustrymhpronews

RC Williams, for Daily Business News, MHProNews.

Submitted by RC Williams to the Daily Business News for MHProNews.