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Fact Check, Darren Krolewski, MHInsider Claim on 2019 Louisville Show Attendance

March 25th, 2019 Comments off

 

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Darren Krolewski, Co-President at MHVillage and publisher of their MHInsider magazine made another bold claim in their most recent issue.  As regular and close readers of MHProNews fact-checks may recall, a problematic claim was made in their prior issue too, and no known correction of that factual error took place.

 

In that prior instance, they made an outrageously high claim for the number of new home sales that claimed were being made by a Clayton Homes retail center.  Even MHProNews sources with Clayton denied the accuracy of the overblown MHInsider reported statistics.

In this fact-check instance, Krolewski personally said that in 2019, they had the biggest attendance of any Louisville Show in the 60-year history of the event.

Seriously?

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First, common-sense alone tells an informed manufactured home industry reader or investor that when this segment of the factory-built home industry is at only about 75% under its last peak in 1998, that outrageous claim on its face doesn’t make much sense.  There were thousands of more retailers years ago, not to mention more communities, suppliers, producers, lenders and so on.

 

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Second, the industry today is doing only about 20 percent of what it produced in the early 1970s. See the shipment graphic, provided by another Manufactured Housing Institute (MHI) member, Skyline-Champion (SKY).

Third, Danny Ghorbani used to run the Louisville Manufactured Housing Show as a vice president for the Manufactured Housing Institute in the 1970s. When asked by MHProNews about the attendance, he said the show drew roughly 10,000 attendees a year back in the day.  That would be several times higher than the 2019 turnout.  Ghorbani stressed that the show was a national event then, and is only a regional show now.

Keep in mind as well that the number of new home display units in Louisville declined in 2019, a fact they show management, MHVillage, and MHI can’t hide.  At its peak, by contrast, the Louisville Show used to have over 150 or more factory-built homes on display.  That’s several times bigger than what the show has been in recent years.  Homes used to occupy several show halls. This year, exhibitor space and display unit totals both decline.  Is MHVillage/MHInsider giving cover to MHI for troubling signs ahead?

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What Does This Obvious Error by MHVillage/MHInsider Means?

At a minimum, this is another example of either an obvious error that a manufactured home industry knowledgeable editor should catch, or perhaps is an example of a deliberately false or “fake news” claim.  The problem is this is a pattern of repeated errors, not a one-off.  See another recent example from MHInsider below. But why would they be making obviously mistaken or fake claims?

 

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Legacy Housing monitored their results of their most recent promotion.  Casey Mack, made the following statement. Additional details are found here and here, or further below.  Rephrased, part of this might be puffery on the part of MHVillage/MHInsider.  They may be posturing for the sake of advertisers.   But beyond that, this purported pattern of “fake news” all seems to point in one direction.  Namely, to make the readers of such false information believe that times are better than they actually are.  The industry in numerous markets is in months of decline, not growth.  Where is there such an admission by Krolewski, MHInsider, or MHI?

CaseyMackTonySoheylaMHProNewsTeamFirstCallDailyBusinessNewsMHProNews

 

While several speculative notions could be floated as to why this occurs, one point is clear.  MHInsider repeatedly themselves makes or publish the claims of others that appear exaggerated on their face or are perhaps deliberately misleading.  Either way, it is part of an ongoing pattern that pro-Manufactured Housing Institute MHInsider has exhibited for some time.

For just one example of a growing industry crisis, where are their reports on problems like the one reported in MHVille only by MHProNews, in the hot-linked text-image box below?

 

Urgency Grows, Another City Prepares Ban on Manufactured Homes

 

These are the issues that cause manufactured home retailers real or metaphorical heartburn. Why doesn’t MHInsider, MHR, or other industry publishers aligned with MHI cover these same concerns?

 

Mobile Home Militia – “Clayton [Homes] Wants Your Cornbread Too” “Join the Revolution” – ‘You Gotta Have Swagger’

 

Wittingly or not, these articles by MHInsider are akin to purported propaganda techniques being used by MHI, their surrogates, and select MHI members While the industry is routinely being buffeted by several problematic issues, MHInsider routinely makes it seem that all is sunshine and roses, forgetting that the later always has thorns.

 

MHI’s Growth Agenda? Rick Robinson, JD, SVP Manufactured Housing Institute, Preemption Evidence, Writ of Mandamus, and Addressing HUD Code Manufactured Home Shipment Woes

 

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Darren and others at MHI praised the fact checks and ‘thankless‘ pro-growth work based upon reality, not falsehoods.

 

The Daily Business News on MHProNews believes in accuracy.  While anyone – including us – can get typos or such accidental mistakes, factual errors beg for correction. Where is MHInsider’s mature admission of such mistakes?

 

As Affordable Housing Crisis Rages, New HUD Code Manufactured Housing Shipments Fall, Some States Drop 35-40 Percent

 

Fake news or false hype are apparently aimed to make manufactured home industry pros and independents think things are better than they are.  MHInsider, MHI, or MHR each provide examples that sadly don’t help manufactured home pros recover from the very real challenges faced in zoning, financing, public acceptance, and the like.  These are issues that MHProNews, MHARR, NAMHCO, and others will be exploring at Tunica Thursday March 28 at 12:15 PM.  We’ve documented the problems for some years, now it is time for industry professionals to organize and take the steps towards cures.

 

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See the related reports below the byline for more on the special Tunica Show event.  RSVP and sign up for our industry leading emailed headline news that sources say Krolewski, George Allen, and Ken Rishel – all MHInsider writers – among others read closely, per their confidants.

 

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Gus’ message came in response to a series of exposes on issues within manufactured housing, as well as tips, strategies and opportunities.

 

That’s  from manufactured housing most read and most trusted “Industry News, Tips, and Views Pros Can Use,” © ## (News, analysis, and commentary.)

 

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3) Marketing, Web, Video, Consulting, Recruiting and Training Re-sources

SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

 

 

Related Reports:

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Speak No Evil, Only Evidence. Tunica Show, Feds, Clayton, 21st, MHI, MHARR, Public Debate, and You

 

Profiting & Correcting – Manufactured Housing Traps, Pitfalls and Swindles

 

Rocking Manufactured Housing Shows, Events, and Marketing Promotions

 

In Manufactured Home Marketing, Size and Results Matter!

Controversy Erupts! Tunica Manufactured Home Show ‘Educational Seminar’-Legally Questioned “Lease Option” “Chattel Lending” ‘Taught’ by Spencer Roane, Promoted By George F. Allen, SECO

 

 

 

 

 

 

 

Wishful Thinking vs Facts, Evidence, Reason, and Manufactured Housing

January 20th, 2019 Comments off

 

WishfulThinkingVsFactsEvidenceReasonManufacturedHousingDailyBusinessNewsMHProNews

Two nights ago, Special Counsel Robert Mueller’s Office took the unusual step of publishing a denial of a mainstream media report by BuzzFeed News that had the talking heads on TV, radio, and in print astir for 24 hours.

 

Harvard law professor emeritus, Alan Dershowitz – a Democrat and civil libertarian – once more explained Friday night on Sean Hannity’s show why these fake news accounts are grounded in nothing of substance.  It goes back to the need for discernment.  That’s a point which independent, award-winning journalist Sharyl Attkisson has preached and is reported on at the link here.

 

MediaBiasChartSharylAttkissonLeftRightPostedDailyBusinessNewsMHProNews

Full Measure’s Sharyl Attiksson’s media bias chart is useful in sorting out the agendas behind various headlines and news sources.  See a recent report and Ted Talk video, linked here.

 

That Fox video embed code with Democratic-supporter Dershowitz is not yet available.  But another one from attorney Mark Levin – who was anti-Trump for quite some time – also discusses the same issues, references Dershowitz’s comments, and is posted below. This latest episode started by BuzzFeed raise issues that have and will continue to impact the manufactured home industry, all other professions, and society at large.

 

As important as that is, it is not the focus of this commentary that tees up our Sunday Morning weekly headline news report recaps.  Manufactured housing specific reporting is our emphasis again today.

As If…Wishful Thinking and Fake News vs,

Fact, Evidence, and Reason

 

As If?

As if George F. (F?) Allen would be the best tool in the Manufactured Housing Institute (MHI) shed to defend the Arlington, VA based trade group – as well as some of their largest members – was laughable.  But give “F” Allen credit.  At least he tried, and did so publicly.  As weak as “F” Allen’s effort may be, it is provided in full among the reports linked below, so you can decide for yourself how effective it is at defending Clayton, Cavco, MHI, et al from the mounting evidence of scandals.

Both Allen and the BuzzFeed stoked dramas have a few thinks in common. An arguable lack of objectivity, standards, or even common sense. Both rely upon an audience that may wish or hope that what the source says is true. Both cases involve the vast difference between evidence and reason, and everything else a matter of wishful thinking or a denial of reality.

Neither Kevin Clayton, nor Tim Williams, or Warren Buffett have disputed their own words or documents that have recently been reported at this link here. No conspiracy theories, evidence, documents, and direct quotes taken in context.  The sources have been given repeated opportunities to debunk or explain away the evidence.  Silence. That’s their 5th Amendment right.

So, having “F” Allen, MHI, or certain state association surrogates attempt any red herrings or head-fakes just reveals that they have no valid explanation, which implies that the linked evidence above is compelling.

Evidence, concerns, and allegations of market manipulation aren’t just in the past. They are in the here and now, and more are planned and underway for the days ahead. MHI – and some state associations – are part of that purported collusion. They are doing so despite MHI’s own published antitrust guidelines, linked here.

It’s been about a year since Richard ‘Dick’ Jennison, MHI President and CEO, cancelled at the Louisville Show “at the last minute” his presentation on the Trojan Horse of the so-called “new class of homes” and related. Jennison apparently didn’t want to be publicly questioned by MHProNews, or by anyone else in the audience that read MHProNews, and were provided a list of questions to ask during the Q&A.

They can hide, but only for so long. Because the trend lines, truth, and evidence keep drip, drip, dripping out.

You can trust George F. (F?) Allen, or not, when he says there are no conspiracies to find. But who beside aptly named “F” Allen spoke about conspiracy? We re-published evidence from the sources in question. Let people like Allen – who continues to ducks from his own controversial practices that created negative news in the mainstream media for the industry, see the linked report on the Masthead below – use head fakes. If Allen, MHI or their surrogates had a real, logical argument, why don’t they make it? Why don’t they do so in public, at Louisville?

What are they afraid of? What are they hiding from?  Do they fear the reaction of the crowd, if they realize that they’ve been duped by people they count on to represent their interests?

 

The Evolution of these Issues

In fairness to the current power structure behind MHI, this is not a new phenomenon.  Rather, sources suggest it has arguably taken on new twists and turns.

danny-ghorbani1st-president-manufactured-housing-association-regulatory-reform-mharr-credit=journalmfdmodularhousing-posted-dailybusiness-mhpronews-

Danny Ghorbani, photo credit, the Journal.

Danny Ghorbani, a structural and civil engineer, is a former Manufactured Housing Institute (MHI) Vice President and the Founding President and CEO of the Manufactured Housing Association for Regulatory Reform (MHARR).  He is a 51-year veteran of the manufactured housing industry, who has represented all aspects of the industry in Washington, D.C., including, but not limited to, manufacturers, suppliers, retailers, communities and developers, and has managed two national manufactured housing industry trade shows.  He is currently the Senior Advisor to MHARR.

Reached by MHProNews, Mr. Ghorbani stated on the record that:

From my personal experience, at any given time, the largest manufacturers tend to dominate that Association — i.e., the Manufactured Housing Institute. The same principal may well apply at the state association level.”

 

The Most Fireworks?

This upcoming event might be the most controversial Louisville Show in years.

Watch for upcoming reports and developments. Sign up for our industry leading headline news below, to make sure you don’t miss what thousands of others are keeping up with, day by day, only on MHProNews.

 

 

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To see a sample of our emailed news update, click here. To sign up for the factory-built home industry’s #1 headline news, click here or the graphic above.

 

Why is the industry’s already meager recovery stalling? See that too discussed and analyzed in the various linked reports, accessed via the text/image boxes or hot links below. Remember as you scan the headlines, we don’t turn every link into a text/box.  So, check the titles all out.

Literally from the biggest to the mid-sized or ‘mom and pop’ operations flock here to get the news and analysis no one else in MHTrade media has the guts to cover. That’s why friends, foes, and all others are on our site by the thousands, daily.  Meanwhile the manifestly pro-MHI, pro-Berkshire propaganda and related fluff go unread.

 

MHInsiderManufacturedHousingINdustryDailyBusinessNewsMHProNews

George F (F?) Allen is one of the contributors to the MHInsider. Really? The photo above is from the last day of the Tunica Show, and the other racks looked the same.  Competition is healthy, because it allows people to compare. We might expect the MHVillage sponsored MHInsider – after the above and similar embarrassments at the Louisville Show last year – might learn their lesson, and pick up some of their own magazines, or perhaps pay some people to pick them up for them.

 

See why we are #1.  Share what you read here with others, because that is among the ways that this pro-growth platform – which is fighting for honest independents and professionals like you – is growing.

 

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With no further adieu, here are the recent reports, plus the headlines for the week that was, January 13-20th, 2019.

 

New January 2019 Featured Reports and Commentary

New January 2019 Featured Articles, including a report from Sharyl Attkisson, is linked here.

 

 

What’s New on MHLivingNews

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Ed Speraw, Manufactured Home Owner “Hero”, dies at 81

 

Ed Speraw, Manufactured Home Owner “Hero”, dies at 81

 

 

 

What’s New on the Masthead

TheMastheadCommentaryLATonyKovachMHProNews

 

 

The Latest from Washington, D.C. from MHARR

 

Independent National Manufactured Housing Post-Production Association Takes Major Step

 

 

 

What’s New on the Daily Business News On MHProNews

11DailyBusinessNewsMHProNewsLogos

 

Saturday 1.18.2018

Pink Flamingoes, The Virgin Mary of Guadalupe, and Manufactured Home Community’s Mainstream Media Controversy

 

Friday 1.17.2019

 

Manufactured Home Industry Groups Fighting Hard, Meanwhile, a Man Died

Insider Trades, New Cavco Industries Investigation, Selling – Plus More Manufactured Housing Stock Updates

 

Current & Forecast Investing Habits of Millennials, $30 Trillion Dollar Transfer of Wealth Looms

 

Thursday 1.16.2019

 

 

Global War On Cash? Plus, Manufactured Housing Equities Updates

Sobering Federal Report on Manufactured Housing Lending – Retailers, Communities, Producers, and Finance Companies – Take Note

An “Ideological Echo Chamber” – and Manufactured Housing Progress

 

Wednesday 1.15.2019

 

White House Thanks CNN’s Acosta, Plus Manufactured Housing Market Updates

 

New NAMHCO Association Challenges Manufactured Housing Institute on DTS, Financing, and More

No Kings in America? – John Sherman ‘Speaks’ to Manufactured Housing

 

Tuesday 1.14.2019

 

 

Clayton Homes’ Vanderbilt Mortgage and Finance Customer Experience Video, What It Says, What Does It Mean for Manufactured Housing Pros?

 

The Lighter Side of Manufactured Home Marketing?

Teen “Sex Slave” in “Mobile Home Park” – Kid Lured by Gaming App, per ABC, State Officials

 

Monday 1.13.2019

Warren Buffett’s Berkshire Hathaway, Clayton Homes, 21st Mortgage Corp and their “Strategic Moat,” Plus Manufactured Housing Equities Updates

The Future of Retail, Disney, ‘Trailer Trauma,’ and Manufactured Housing

Why Is Manufactured Housing Struggling During an Affordable Housing Crisis? Former MHI President, VP, Other’s Quotable Insights

State AG Files Suit Against, Manufactured Home Community, Rent to Own, Lease Purchase Option Warning

 

Sunday 1.12.2019

 

Exploring Corporate, Association, Individual, Investor, and Governmental Corruption Involving Manufactured Housing

 

Our publisher recently stated the obvious, which brings clarity. We are not mainstream media.  We do things differently.  We do what we do here, plus business development services for industry professionals and investors, so we stay BUSY.

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Many of our sources – and quotes – are from MHI insiders.

Or as the old Arby’s commercial used to say, “different is good.”  We’re not seeking a Pulitzer prize. Our goal is to identify the root causes of the manufactured and modular home industry’s malaise, and foster honest, ethical growth once again.

UltimateManufacturedHousingInstituteLogoQuotes1DailyBusinessNewsMHproNewsMachievelianInstiutte

That difference – the quality of the content – has kept us going, even after years of efforts by the Omaha-Knoxville-Arlington axis to try to sideline or destroy us.  That speaks volumes, doesn’t it?

That’s more than enough from the best stocked serving line in all of MHVille of relevant Industry News, Tips, and Views Pros Can Use,” © where “We Provide, You Decide.” © ## (News, commentary, and analysis.)

(See Related Reports, further below. Text/image boxes often are hot-linked to other reports that can be access by clicking on them. Third-party images and content are provided under fair use guidelines.)

 

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To report a news tip, click the image above or send an email to iReportMHNewsTips@mhmsm.com – To help us spot your message in our volume of email, please put the words NEWS TIP in the subject line.

NOTICE: You can get our ‘read-hot’ industry-leading emailed headline news updates, at this link here. You can join the scores who follow us on Twitter at this link. Connect on LinkedIn here.

NOTICE 2: Readers have periodically reported that they are getting a better experience when reading MHProNews on the Microsoft Edge, or Apple Safari browser than with Google’s Chrome browser. Chrome reportedly manipulates the content of a page more than the other two.

(Related Reports are further below. Third-party images and content are provided under fair use guidelines.)

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2) To pro-vide a News Tips and/or Commentary, click the link to the left. Please note if comments are on-or-off the record, thank you.

3) Marketing, Web, Video, Consulting, Recruiting and Training Re-sources

SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

 

Related References:

The text/image boxes below are linked to other reports, which an be accessed by clicking on them.

New Association Weighs In, Giving Credit Where It’s Due, Opportunitie$, But Winds of Change Challenge Manufactured Housing’s Future

 

Bridging Gap$, Affordable Housing Solution Yields Higher Pay, More Wealth, But Corrupt, Rigged Billionaire’s Moat is Barrier

 

Manufactured Housing Institute Housing Alert, Affordable Housing Crisis, MHI’s #NettlesomeThings Response

Giving Thanks for Manufactured Housing Independents, Applauding “MHIdea!”

November 22nd, 2018 Comments off

 

GivingThanksForManufacturedHousingIndependentsAppluadingMHIdea

Disclosure.  This “MHIdea” is not about MHProNews, and predates topics and positions we’ve published in the last few years. So this Daily Business News report is just that – an article that quotes from a manufactured home industry trade group that industry legend Dick Moore conceived, and was advanced with the work of the President of Dick Moore Housing, Bob Crawford.

 

DickMooreHousingBobCrawfordDickMooreDailyBusinessNEwsMHProNews

 

The purpose for the trade “alliance” Moore and Crawford inspired was to represent manufactured home retail independents.  It was articulated in several quotes we’ve pulled from their MHIdea website. The logo at the featured image at the top of this article, and that home shown, are from their website, but the headline is ours.

FYI – they don’t even know that this article is being written.

With that introduction, let’s begin with the following quote. As we often do, the bold and brown is added to directly quoted text, which was originally in black, save for the blue and red they used in MHIdea.

— from MHIdea website, with our commentary —

“IF we keep doing what we’ve been doing,

  We will keep getting what we got!”

Or this quote: 

We must come together as an industry fighting for its very existence,

and we must do so very soon, or we may not be able to

change our current direction and momentum.” 

And consider this quote:

MHIdea was initially conceived as a trade organization for independent retail dealers.  Multi-billion dollar manufactured housing corporations have definite advantages not available to many independent manufacturers and retailers, and MHIdea was seen as, and remains to be, an excellent opportunity for these independents to enjoy some of those benefits

However, the developments of the recent months have shown the desperate need of an industry voice that can bring our united message to the consumer and to our legislating agenciesMHIdea can provide the conduit for that message.

Many of the issues we face today arose from the world of shadows that has been the recent inner-workings of HUD.  A strong, national Alliance such as MHIdea could shine the light of truth onto the inequitable dealings of HUD and provide the check and balance so sorely missing in the DC arena.” 

Was the Dick Moore and Bob Crawford inspired MHIdea ahead of its time?

Before diving deeper, let’s post a video interview of Dick Moore, below. It reveals his significant success, and fascinating historic insights.

 

 

With that better understanding of Moore as a backdrop, backdrop, consider the following quote from their dated site.

MHIdea has a multi-pronged plan of action:

 

Investigate HUD’s policies and actions of HUD personnel

for Legal Compliance and the legal options available

to us if non-compliance is found;

 

Defend the position of the independent street retail

sales center owner, before Congress and local govt’s;

 

Educate the consumer about the benefits of modern-day MH living;

 

Advocate the interests of Alliance members & the MH Industry.

 

A coordinated plan of action for our industry

is critically important to our future.

Then there is this quote:

The manufactured housing industry faces many challenges in the coming years.  But with great challenges come great opportunities, and MHIDEA is here to help independent dealers across American enjoy them more!

This quote is humble, but wise.

Whether the voice is MHIdea or some other is immaterial.

The need for such a voice is undeniable!

 

Because…

“IF we keep doing what we’ve been doing,

          We will keep getting what we got!”

 

There may be a fact glitch here and there on the MHIdea website. But the thrust of the thought process appears sound. For example. 

“…The challenge concerning retail financing is further aggravated by HUD and other agencies working against the best interests of both the consumer base which could benefit from our product and industry members themselves, from the manufacturers and parts suppliers to the retail sales personnel.  The lack of help coming from Washington, DC is glaring, with HUD boldly operating in violation of its federal mandate…” i.e: the Manufactured Housing Improvement Act of 2000.   ICYMI, or want a refresher later, the next link is from MHProNews, and not from MHIdea

Two Great Laws Already on the Books NOW,  Can Unlock Billion$ Annually for Manufactured Housing Industry Businesse$, Investor$

Before returning to items from MHIdea, it must be noted that recent data reflects that about 1/3 of manufactured homes are going into land-lease communities. The other 2/3 are predominantly being sold by retailers, although FEMA orders and some going to developers are a periodic part of the mix.  Rephrased, retailers are still the bulk of new HUD code manufactured home sales.

Vertically integrated companies, such as Clayton Homes, and to a lesser extent, Skyline-Champion and Cavco Industries, are among those who sell to independents, but also have their own retail operations.

Other semi-vertical integrated firms exist, for example, Legacy Housing,  or American HomeStar. Legacy sells to independents and communities, but also has its own retail centers.

That said, let’s return to content from MHIdea, because this next quote speaks volumes.

“…One body has become overloaded with members representing factions of our industry that are financiallybetter poised to weather the regulatory storms on the horizon, almost to the point of a technical monopoly.  MHI [i.e.: Manufactured Housing Institute] has no real incentive and apparently not much interest to work hard for the small independent retailer sales centers.  Some of their recent efforts appear to be motivated by industry members’ frustration at their previous inactions.”  That wasn’t written by MHProNews, or Marty Lavin, or Frank Rolfe.  That’s the view from a pair who have a retail operation, and only recently sold their communities, which accounted for over 25,000 mobile and manufactured homes sold over the years. 

Put differently, Dick Moore’s and Bob Crawford’s perspective is not to be taken lightly. 

Their commentary continues: “Our other representative group, MHARR, is Danny Ghorbani.   His writings have been steadfastly on the side of the retailers, but too often he has been the lone voice in the wilderness...”

When an observation has merit, it is often timeless. Note that this was done circa 2009/2010.

ManufacturedHomeMHShipments1990-2017DailybusinessNewsManufacturedHousingMHProNews

 With the above graphic and shipment levels in mind, let’s cite another quote from MHIdea:

The dismal report of total shipments in 2009, the continued lack of substantive progress from the recent MHI meeting, the continued depressed condition of the economy and its effect on our customer base all weigh heavily on the future of our business.   Our needs have NOT been adequately represented before Congress or the various federal regulatory agencies we are forced to deal with; our product has NOT been successfully marketed to our customer base in a time when our product is ideally suited to provide a much-needed commodity; our industry has NOT had a voice to speak with an unbiased voice for the benefit of ALL.  

MHIdea can provide that voice.  MHIdea personnel will be autonomous from any manufacturer or retailer associate.  We will speak for the benefit of the Alliance, with no favoritism to any one.  We will speak nationally through the Internet, video and other media productions.  We can provide a unique marketing logo supported with national advertising and PR efforts, to help our local retailer associate member’s improve their market recognition.”

MHProNews did provide at that time some coverage for their effortBut in candor, we didn’t see then all that we do now.

MHIdea had a solid concept. It could have used some refinement. It needed to have what we said yesterday about the #NobleNotMobile concept.  Namely, it will have to be given ongoing, sustained support and commitment.

#NobleNotMobile, New Contest and Video Program Launched, Exclusive Details

Over two years ago, Bob Crawford, speaking off the cuff at Tunica, once more addressed the industry’s needs. He mentioned the MHIdea in the video posted below the photo.  If you listen to what Frank Rolfe and Bob Crawford had to say, and none of this was rehearsed or planned, its amazingly insightful – even today.

 BobCrawfordDickMooreHousingFrankRofleRVHorizonsMobileHomeUniversityTunicaShowManufacturedHousingIndustryMHProNews

Several community owners have come to a similar conclusion that Dick Moore and Bob Crawford did, over 8 years ago. One might question this or that, but isn’t the concept worth highlighting?  One more time, let’s quote from their now dated website, but that they correctly kept online.

 

IF we keep doing what we’ve been doing,

           We will keep getting what we got”

 

Today, let’s give thanks for all of the independents in the manufactured home industry. In the days ahead, we can reflect beyond thanks towards positive action. We Provide, You Decide.” © ## (News, analysis, and commentary.)

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SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

 

Related Reports:

Giving Thanks for Mobile Homes, Manufactured Homes, Classic “Mobile Home Parks” and Manufactured Home Communities

 

Legacy Housing IPO, Lending Tree, & New HUD Ruling Updates

 

#NobleNotMobile, New Contest and Video Program Launched, Exclusive Details

What’s the Truth About Thanksgiving in MHVille?

 

 

Former President Bill Clinton, Pivotal Moment for Manufactured Housing Industry, Sunday Morning Weekly Recap 9.23 to 9.30.2018

September 30th, 2018 Comments off

 

FormerPresidentBillClintonPivotalMomentManufacturedHousingIndustrySundayMorningRecapDailyBusinessNewsMHProNews

Former President Bill Clinton, right. Former Senator Chuck Cobb (VA-D), left-center. Danny Ghorbani, left, former President of the Manufactured Housing Association for Regulatory Reform (MHARR). There were several state and other association and business leaders involved in the historic report that we will spotlight, in the days ahead.

The photo above is a reminder of a pivotal time in the development of the manufactured housing industry’s history. 

 

It’s a reminder that manufactured homes (MH), like affordable housing in general, are bi-partisan issues.

Actually, manufactured homes and affordable housing ought to be nonpartisan issues. But we should know after the last few decades that local, state, and national politics impacts manufactured homes and our industry’s professionals and investment opportunities every day. 

That’s why ignorance or apathy about the political and related ‘follow the Money’ issues can be costly.  

Interest in the midterms by voters, per Pew Research is at 72 percent. That huge for a midterm election. 

With just over 5 weeks to Election Day, no other manufactured housing industry news or MH trade media source even comes close to satisfying our industry-leading audience, or the engagement by our dedicated professional readers. 

There are several important “Inside MH” behind-the-scenes reports on tap. There are many found below. Make sure you are signed up for the industry’s #1 emailed headline news, so you don’t miss any of the reports that impact your professional world and/or investments. 

The report on manufactured housing and the Clinton White House, the high drama – plus profitable ‘lessons learned,’ will all be coming soon to MHProNews. 

Thanks so much to our sponsors and readers for making us the runway #1.  

Notice: we are starting some new things on MHLivingNews.  Stay tuned, it could prove to be…

…epic.

With no further adieu, please see the stories in the week that was, below. 

 

What’s New on MHLivingNews

Manufactured Homes Could Help Solve the Affordable Housing Crisis, So, Why Aren’t More Manufactured Homes Being Sold?

Nathan Smith, From Mobile Home Resident to SSK Communities Owner and President Barack Obama Connection

 

What’s New on MHARR News

MHARR Exposes GSES’ Failure On Chattel Financing Before Congress

Washington Update – MHARR September 19, 2018 – an Exclusive Report and Analysis

MHARR to DOE: Only Three Choices for MH Energy Rule – Abandon, Complete Start-Over, Or Face Legal Action

 

On the Masthead

The Rich, Famous, PreFab Homes, Manufactured Housing, Hypocrisy, and You

What’s News on the Daily Business News on MHProNews

1DailyBusinessNewsLogoMHProNewsLogo-1

 

Saturday 9.29.2018


$500 Billion Dollar Affordable Housing Plan from Warren, Growing Manufactured Home-Impacting Plots

$500 Billion Dollar Affordable Housing Plan from Warren, Growing Manufactured Home-Impacting Plots

 

Friday 9.28.2018

 

$300 Billion Market, As Predicted, Jeff Bezos’ Amazon Alexa Fund Dives Deeper into PreFab Homes

$300 Billion Market, As Predicted, Jeff Bezos’ Amazon Alexa Fund Dives Deeper into PreFab Homes

Notice: every evening, our manufactured home connected stocks – plus broader business news,  features a ‘headline news’ recap.  Those bullets spans the left-right media divide. They are indicators of what moves investors that move the markets. Features include CNN Money and Fox Business, among other sources, plus our own industry-leading fact-checks, commentary, and analysis.

Facebook’s Mark Zuckerberg’s “Frankenstein Moment,” Plus MH Market Updates

FHFA Hearing Before Congress Raises GSEs’ Failure on Manufactured Home Chattel Financing

FHFA Hearing Before Congress Raises GSEs’ Failure on Manufactured Home Chattel Financing

Gilbert and Edmund – The Only Thing Necessary

Gilbert and Edmund – The Only Thing Necessary

 

Thursday 9.27.2018

Civil and Property Rights, SOCTUS, and Ford v Kavanaugh at Spirited Hearing

Civil and Property Rights, SOCTUS, and Ford v Kavanaugh at Spirited Hearing

Notice: every weekday evening, our post-market closing news recap features several key manufactured housing industry stocks.  It also features a ‘headline mainstream business news’ recap, that spans the left-right media divide. Features include CNN Money and Fox Business, among other sources, plus our own industry-leading fact-checks, commentary and analysis.

NAFTA Replaced by HAFTA? Plus, Manufactured Housing Market Updates

City Orders Manufactured Home Community Closure, Residents Only Have Weeks

City Orders Manufactured Home Community Closure, Residents Only Have Weeks

Mel Watt – FHFA and MH Connected Hearing Today to Feature Sexual Misconduct Allegations

Mel Watt – FHFA and MH Connected Hearing Today to Feature Sexual Misconduct Allegations

 

Wednesday 9.26.2018

4 Ways Fed Rate Hike Impacts You, Your Customers – Plus MH Market Updates

Warren Buffett, Charlie Munger, Fannie Mae, Freddie Mac, Berkshire Hathaway Backstory

Warren Buffett, Charlie Munger, Fannie Mae, Freddie Mac, Berkshire Hathaway Backstory

HUD Program Misconduct Alleged by House, a Reason Why So Few Manufactured Homes are Being Built

HUD Program Misconduct Alleged by House, a Reason Why So Few Manufactured Homes are Being Built

Record Shattered on SBO, Yields Growth, Profits, More Says Juanita Duggan’s Group

Record Shattered on SBO, Yields Growth, Profits, More Says Juanita Duggan’s Group

 

Tuesday 9.25.2018

POTUS Trump ‘Keeps Another Trade Promise,’ Plus Manufactured Housing Market UPdates

Notice: this next report is quite different than the one with a similar image on MHLivingNews.com. Don’t miss it.

Nathan Smith, SSK Communities, From Mobile Home Resident to Manufactured Home Communities Owner, & Manufactured Housing Institute Leader

Nathan Smith, SSK Communities, From Mobile Home Resident to Manufactured Home Communities Owner, & Manufactured Housing Institute Leader

Plan for New 296 Site Metro Manufactured Home Community

Plan for New 296 Site Metro Manufactured Home Community

HUD Action on Multiple Issues Rejected by Manufactured Home Industry Groups, Professionals

HUD Action on Multiple Issues Rejected by Manufactured Home Industry Groups, Professionals

 

Monday 9.24.2018

Cracking America’s Rude Crude Fracking Rise? Oil and MH plus Manufactured Home Market Updates

Sugary Sweet Reports on Manufactured Housing Industry

Sugary Sweet Reports on Manufactured Housing Industry

Anti-MH Bigotry, Prejudice, and Possibly Illegal Action on Display in Manufactured Housing’s Birthplace?

Anti-MH Bigotry, Prejudice, and Possibly Illegal Action on Display in Manufactured Housing’s Birthplace?

Draft EO for Trump Administration AntiTrust Order Obtained by MHProNews

Draft EO for Trump Administration AntiTrust Order Obtained by MHProNews

Sunday Morning 9.23.2018

Actions Speak Louder, But Words Followed by Deeds Matter to MHVille Owners, Professionals and Investors – Plus Sunday Morning Weekly Recap 9.16 to 9.23.2018

Actions Speak Louder, But Words Followed by Deeds Matter to MHVille Owners, Professionals and Investors – Plus Sunday Morning Weekly Recap 9.16 to 9.23.2018

ICYMINew Material!  If you’ve not seen a POTUS Trump Rally before, or if it has been a while, open your mind and watch this one from WV last night. Tough, funny, insightful, and energizing. Timely comments and insights.

That’s it for now. Thanks so much to our sponsors, clients, and readers for making us #1.  Please check back tomorrow morning for more MH “Industry News, Tips, and Views that Pros Can Use.” © where “We Provide, You Decide.” © ## (News, analysis, and commentary.)

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SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

Related Reports:

Biblical “Talents,” Words, Ideas, Evidence, and Practical Impact on Manufactured Housing, Sunday Morning Recap, MHProNews Headlines Aug 26 to Sept 2, 2018

Clayton’s Surprising Result – Sunday Morning Weekly Recap, MH Headline Reports and News in Review Aug 19 to Aug 26, 2018

Manufactured Housing, Profitable Education, Straw Men, Red Herrings, and Ad Hominems – Sunday Morning Weekly Recap, MH Headline Reports and News in Review Aug 12 to Aug 19, 2018

 

Focus on More Financing, HUD Program Reforms, Aimed at Increasing Manufactured Homes Sales, Meeting with Assistant Secretary–Federal Housing Commissioner, Brian Montgomery

July 27th, 2018 Comments off

BrianMontgomeryHUDAstSecretaryFederalHousingCommissionerFinanceRegulatoryMHARRMeetingManufacturedHousingIndustryDailyBusinessNewsMHProNews

The Daily Business News has been advised of a meeting at the Department of Housing and Urban Development (HUD), which took place on July 25, 2018.

 

The focus of that high-level meeting’s discussion?

It could be summarized with the following bullets. To:

obtain more personal property financing options for HUD Code manufactured homes,

simplify the often complex regulations and on-site inspections, in compliance with the law,

full enforcement of existing laws, notably in regards to the Manufactured Housing Improvement Act of 2000 (MHIA),

reinvigorate the state-federal partnership in the HUD Code program, via adequate funding,

insure that the Manufactured Housing Consensus Committee (MHCC) fully represents industry interests, and is operated according to the law,

the status of the regulatory reform comments review mandated by President Trump’s executive orders,

address concerns over “40 years of de facto sole-source monitoring procurements,” per MHARR’s statement,

and to discuss who would replace Pam Danner as the administrator of the Office of Manufactured Housing Programs.

 

The meeting was held between

HUD Assistant Secretary–Federal Housing Commissioner, Brian Montgomery,

Teresa Payne, who is the acting interim head of the Office of Manufactured Housing Programs,

and senior leadership for the Manufactured Housing Association for Regulatory Reform (MHARR). Specifically, “MHARR Chairman, James Shea, Jr., MHARR Immediate-Past Chairman, John Bostick, MHARR President Mark Weiss and MHARR Senior Advisor, Danny D. Ghorbani…”

In a release to the Daily Business News on MHProNews, MHARR provided the following meeting memo, which will be published verbatim, further below.

A few points worth emphasizing, via the following pull quotes from the MHARR report.

“…the MHARR delegation focused on harm to consumers and the industry resulting from unjustified, unwarranted, and/or misdirected HUD regulations (or pseudo-regulations),”

ManufacturedHousingAssocRegulatoryReformJOINMHARRbani-200x200

Call 202-783-4087, email mharrdg@aol.com or click the above to learn more.

The MHARR delegation also addressed the decline – under the former federal program administrator — in the federal-state partnership that lies at the core of the HUD program and its proper operation.”

“…the MHARR delegation encouraged Commissioner Montgomery, as Federal Housing Commissioner, to explore the re-vitalization and expansion of the FHA Title I manufactured housing program which, after being a significant source of consumer financing for HUD Code homes in the past, has declined drastically, to minimal activity levels in recent years.”

“…MHARR noted that the “10-10” net worth and reserve rule implemented by the Government National Mortgage Association (Ginne Mae) for FHA Title I financial institutions has severely and unjustifiably limited lender participation in the Title I program to just two approved lenders, both of which are finance subsidiaries of the industry’s largest corporate conglomerate.”

The later, of course, was a reference to Berkshire Hathaway, Clayton Homes and their subsidiaries, 21st Mortgage Corp., and Vanderbilt Mortgage and Finance (VMF).

Specifically, MHARR pressed for reforms of FHA Title I – chattel, or personal property, “home only” loans – due to the lack of implementation by the Government Sponsored Enterprises (GSE) under their Duty to Serve mandate.

Such a revitalization and expansion in FHA Title I support for manufactured home financing is particularly crucial in light of the minimal and long-delayed “implementation” of the Duty to Serve Underserved Markets (DTS) by Fannie Mae and Freddie Mac, and their federal regulator, FHFA, and their failure to establish – any time soon – market-significant levels of securitization and secondary market support for manufactured home chattel loans, which comprise upwards of 80% of all manufactured home consumer loans.”

The entire MHARR release to MHProNews is below. It will be followed by references to several other related reports that flesh-out related details of importance to:

manufactured home industry professionals,

affordable housing advocates,

investors,

public officials,

and others.

JULY 26, 2018

 

TO: MHARR MANUFACTURERS

MHARR STATE AFFILIATES

MHARR TECHNICAL REVIEW GROUP (TRG)

FROM: MARK WEISS

RE: MHARR MEETING WITH HUD ASSISTANT SECRETARY BRIAN MONTGOMERY_____________________________________________

A delegation of MHARR officials, including MHARR Chairman, James Shea, Jr., MHARR Immediate-Past Chairman, John Bostick, MHARR President Mark Weiss and MHARR Senior Advisor, Danny D. Ghorbani, met on July 25, 2018 with HUD Assistant Secretary–Federal Housing Commissioner, Brian Montgomery, the highest-ranking political appointee with direct oversight of the HUD manufactured housing program, to address issues concerning the both the program and the Federal Housing Administration’s (FHA) Title I manufactured housing loan insurance program. Scheduled shortly after Commissioner Montgomery was confirmed by the U.S. Senate, the meeting represents a continuation of MHARR’s direct interaction with Trump Administration officials at HUD and others agencies concerning both the federal manufactured housing program and federal financing support for affordable manufactured homes, including meetings with HUD Secretary Ben Carson and HUD Deputy Assistant Secretary Dana Wade, and Federal Housing Finance Agency (FHFA) director Melvin Watt, among others.

The main purpose of the meeting with Commissioner Montgomery who, while holding the same position in the Administration of President George W. Bush, was instrumental in establishing the statutory Manufactured Housing Consensus Committee (MHCC) and securing major achievements in the implementation of the Manufactured Housing Improvement Act of 2000, was to address key aspects of the ongoing manufactured housing program review and reform process initiated by President Trump and Secretary Carson, with a view toward putting the federal program back on track, in full compliance with all elements of the 2000 reform law.

Consequently, among other topics, the meeting addressed: (1) the status of the appointed manufactured housing program administrator mandated by the 2000 reform law; (2) the status of the pending “top-to-bottom” manufactured housing program regulatory review pursuant to Trump Administration Executive Orders (EOs) 13771 and 13777; (3) the status of the program monitoring contract, which is slated to expire in August 2018, the urgent need for a fully-competitive contracting process after more than 40 years of de facto sole-source monitoring procurements, and the selection of a new program “monitoring” contractor; (4) the necessity of retaining state participation in the HUD program and proper funding for State Administrative Agencies (SAAs); and (5) the restoration of collective industry representation on the MHCC. In addition, the MHARR delegation urged Commissioner Montgomery to consider reforms at the Federal Housing Administration and the Government National Mortgage Association (GNMA), to expand the utilization of the FHA Title I manufactured housing program and the availability of insured manufactured home chattel loans under that program, particularly in light of the highly-restricted implementation of the “Duty to Serve Underserved Markets” with respect to manufactured home chattel loans by FHFA and the Government Sponsored Enterprises (GSEs), Fannie Mae and Freddie Mac.

In particular, the MHARR delegation focused on harm to consumers and the industry resulting from unjustified, unwarranted, and/or misdirected HUD regulations (or pseudo-regulations), citing, as an example, HUD’s excessively costly and needlessly burdensome 2016 “on-site” construction rule, which, rather than reducing the cost and increasing the efficiency of on-site work and related approvals, has instead led to a decline in on-site completions and features requiring on-site completion, which has unnecessarily harmed the HUD Code market and unnecessarily denied consumers various on-site features that they seek in HUD Code homes. The MHARR delegation thus urged Assistant Secretary Montgomery to continue with – and aggressively implement and advance – the EO 13771/13777 regulatory reform process within the federal program that was initially spearheaded by Deputy Assistant Secretary Wade. And, in fact, it appears from responses at the meeting, that aspects of the Department’s regulatory reform process will be presented to – and considered by – the MHCC at a meeting currently expected to be held (but not yet formally announced in the Federal Register) on September 11-13, 2018 in Washington, D.C.

The MHARR delegation also addressed the decline – under the former federal program administrator — in the federal-state partnership that lies at the core of the HUD program and its proper operation. Noting that state SAAs and state Primary Inspection Agencies (PIAs) had been tasked with numerous additional functions by HUD under its change to the “focus” of program inspections and monitoring, from the detection of specific standards violations to a new alleged emphasis on “quality control” and, worst of all, new unwarranted and baseless demands on long-standing and fully-compliant state installation programs – all without any corresponding rulemaking or regulatory process – MHARR pointed out that to date, there has been no corresponding increase in the compensation of such state agencies, leading some to either withdraw from the program or consider withdrawing. This, in turn, increases the power and influence of the entrenched monitoring contractor (and program installation contractor) – which assumes those expanded regulatory roles in “default” states, without the accountability, responsibility and responsiveness of the former state government entities. Meanwhile, a proposal to increase state SAA funding, recommended by the MHCC and published for notice and comment in 2016, needlessly remains in limbo, some two years after-the-fact. The MHARR delegation, accordingly, urged Commissioner Montgomery to address this matter as a priority issue for the program.

In addition, the MHARR delegation encouraged Commissioner Montgomery, as Federal Housing Commissioner, to explore the re-vitalization and expansion of the FHA Title I manufactured housing program which, after being a significant source of consumer financing for HUD Code homes in the past, has declined drastically, to minimal activity levels in recent years. Such a revitalization and expansion in FHA Title I support for manufactured home financing is particularly crucial in light of the minimal and long-delayed “implementation” of the Duty to Serve Underserved Markets (DTS) by Fannie Mae and Freddie Mac, and their federal regulator, FHFA, and their failure to establish – any time soon – market-significant levels of securitization and secondary market support for manufactured home chattel loans, which comprise upwards of 80% of all manufactured home consumer loans.

In particular, MHARR noted that the “10-10” net worth and reserve rule implemented by the Government National Mortgage Association (Ginne Mae) for FHA Title I financial institutions has severely and unjustifiably limited lender participation in the Title I program to just two approved lenders, both of which are finance subsidiaries of the industry’s largest corporate conglomerate. As a result, for far too many Americans, the inherently affordable home ownership offered by today’s manufactured homes, is simply not available – contrary to HUD and FHA’s fundamental mission — due to the lack of available, accessible, competitive financing. Consequently, as MHARR stressed, in addition to the reform of its regulatory activities, HUD should also re-examine and reform its financing-related programs for manufactured housing.

MHARR, as it has since the inauguration of President Trump – in all forms of direct and formal interaction with relevant officials — will continue to press the case for HUD Code manufactured housing, for increased governmental support for manufactured home consumer financing, in full accordance with all applicable laws, and for fundamental regulatory reform within the federal manufactured housing program in full compliance with the 2000 reform law, including proper program leadership in the person of an administrator appointed in accordance with the 2000 reform law.

cc: Other Interested HUD Code Industry Members

 

About MHARR

MHARR is a Washington, D.C.-based national trade association representing the views and interests of independent producers of federally-regulated manufactured housing. ## (News, analysis, and commentary.)

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Related Reports:

“Take the MH Advantage Challenge – Can You Tell the Difference?” Fisk of Sarah Edelman, Director of Duty to Serve, Single-Family Mortgage Business for Fannie Mae

Manufactured Housing Program Review Addressed by HUD Secretary Carson during Oversight Hearing

 

Update on Fannie Mae Lobbying, and Manufactured Housing Controversy

 

Realtor University, Journal for the Center of Real Estate Studies, Makes Corrections– “The Market for Manufactured Homes,” by Scholastica ‘Gay’ Cororaton, CBE

Greener, Stylish Manufactured Homes – Hidden Facts in the Washington Post Manufactured Housing Narrative

 

‘Tip of Iceberg’ – Rick Rand; Marty Lavin, Communities have ‘No Confidence’ in Manufactured Housing Institute, New National Trade Group Announced

Smoking Gun 3 – Warren Buffett, Kevin Clayton, Clayton Homes, 21st Mortgage Corp Tim Williams – Manufactured Home Lending, Sales Grab?

 

Ben Shapiro Nails It on Taxes, Regulations, and Affordable Housing – Under 2 Minute Video Must View for MH Industry Pros

May 16th, 2018 Comments off

BenShapiroTaxesRegulationsAffordazbleHousingDailyBusinessNewsMHProNews

Ben Shapiro is a renowned conservative political pundit, syndicated columnist, lawyer, and NYT bestselling author. He is Editor-in-Chief of news and opinion site The Daily Wire and host of the popular video podcast, The Ben Shapiro Show,” says his YouTube page.

 

Fox News has called Shapiro “a leading millennial conservative.”

In the under-two minute video clip below, Shapiro joined Fox & Friends to discuss the new “head tax” in Seattle.  In it, he rapidly lays out the case that should have affordable housing advocates – including manufactured home professionals – on the edge of their seats, with note pad in hand.

Shapiro says that high demand, and over-regulations on developing are part of what’s fueling soaring housing costs.

A profile video on the fast-talking attorney is below.  Shapiro’s approximately 100 million page views a month Daily Wire is roughly 30 times more than what Webalizer says industry-leading MHProNews traffic is. He clearly must have something to say that people want to read and hear.

While the evidence-and-logic focused attorney doesn’t mention any specific kind of housing in the first video, common-sense suggests that the modern manufactured homes that HUD Secretary Ben Carson called “amazing” in recent Senate testimony are an important part of the solution to the affordable housing crisis.  You don’t have to be a brain surgeon to realize that almost everything we use comes from a production center.

The logic of factory-based home building is proven, and necessary.

Affordable housing is a non-partisan issue, as Danny Ghorbani – an engineer and the retired founding president of the Manufactured Housing Association for Regulatory Reform (MHARR) – has often said.

With this more business-friendly regulatory environment under the Trump Administration, the time is now to promote a better understanding of the factors that fuel economic growth.

Lower taxes, less and more common-sense regulations, are spurring the economy.

The Treasury took in a record amount of taxes last month, even though there’s been a big tax cut.  The formula that the Daily Business News has noted worked for Democratic President John F. Kennedy and Republican President Ronald Reagan, is also working for pragmatic President Donald J. Trump.

If the industry can cut through the D.C. noise, and get HUD and FHFA to enforce existing laws, the result will be a revival of manufactured housing (see related reports, below).  Thus private enterprise – in the form of routinely unsubsidized manufactured homes, as Secretary Carson said – can be an important part of the solution to the affordable housing crisis.

On a closing note regarding Shapiro.

BenShapiroJDDailyWireWikipediaManufacturedHousingIndustryDailyBusinessNewsMHProNews

Note that “progressive” (read, Democratic) Jeff Bezos led Amazon, and equally progressive led Starbucks are among those hollering the loudest about the new Seattle head-tax.  Doesn’t Amazon’s threat to not build there make the point that higher taxes harm an economy?

Issues of taxation and regulation, as MHProNews has said for years, can be summed up like this.  The power to tax or regulate is the power to destroy. Manufactured home industry professionals, investors and advocates need to see the reality of that logic.  It is up to professionals to point to events both past and present that prove that to be so. We must personally take those proven principles, and make that case with your circle of influence, in the marketplace, and at the ballot box. ## (News, profile, analysis, and commentary.)

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Related Reports:

Two Great Laws Already on the Books NOW,  Can Unlock Billion$ Annually for Manufactured Housing Industry Businesse$, Investor$

Seattle’s Assault on Amazon, Bigger Businesses Passes Affordable Housing Tax, Plus MH Market Updates

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L. A. ‘Tony’ Kovach addressing industry professionals in an educational session.

By L.A. “Tony” Kovach – for MHProNews.com.

Tony is the multiple award-winning managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

Office 863-213-4090 |Connect on LinkedIn:
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Greener, Stylish Manufactured Homes – Hidden Facts in the Washington Post Manufactured Housing Narrative

May 12th, 2018 Comments off

GreenStylishManufacturedHomesHiddenFactsInWashingtonPostManufacturedHousingNarrativeDailyBusinessNewsMHProNews

Whatever one thinks about their political leanings, the Washington Post is one of the most important and influential news publications in America.

 

They decided to publish an article recently about the HUD Code manufactured housing program.

More specifically, the Washington Post (WaPo or WP) wrote about the inner workings of HUD under the Trump Administration, with Secretary Ben Carson at the helm.

The WP’s award-winning Juliet Eilperin wrote about the quality of today’s manufactured homes, specifically citing Secretary Carson’s quote about how “amazing” they are.

Eilperin’s article also talked about both national manufactured housing associations.

MHI-MHARR-MHEC-DC-MHProNews-collage-copyright2016WeProvideYouDecide

MHI, MHARR, and MHEC logos, are each the property of their respective association, and are shown here under fair use guidelines.

As long-time Daily Business News readers know, there are two national associations that work in manufactured housing. There is the larger of the two, the Manufactured Housing Institute (MHI), based in Arlington, VA. That’s right across the river from Washington, D.C.

Then there’s the Washington-based Manufactured Housing Association for Regulatory Reform (MHARR).

Decades before, the Washington Post published another article about the association known today as MHARR. That article focused on MHARR’s fight with HUD for a removable chassis for manufactured homes. We will return to that removable chassis point later.

It isn’t at all odd that there are more than one national association for manufactured housing.

In conventional housing, there are:

  • The National Association of Home Builders (NAHB), a “producers” association.
  • There is the National Association of Realtors (NAR), a “Post-production” trade group focused upon the resale of existing homes.
  • There is the Mortgage Bankers Association (MBA), and they focus more on financing of new construction, the resale of existing homes, and the refinancing of homes.

The list of housing associations goes on to multiple-family housing, remodeling, and more.

So, if anything, manufactured housing presently has fewer associations than conventional housing does.

That helps explain one reason why, perhaps, that a HUD official told MHProNews that they don’t expect the manufactured housing industry to speak with one voice.’ Unity doesn’t exist in housing.  Nor is there full unity in the automotive trade association world either, where dealers and producers have separate associations.

Those separate trade bodies often sit down, or via conference calls, communicate and work with each other to resolve issues and differences on legislative or other matters.

So manufactured housing isn’t unique, and Eilperin’s Washington Post article helped highlight that important detail.

So-called unity in manufactured housing is not to be expected any more than in other professions.

 

More Hidden-in-Plain-Sight WaPo Insights

But there is more to her Washington Post article, for those who read it carefully and objectively.

In America today, it’s become commonplace to understand that media has an agenda.

What the 45th president calls “fake news,” is at times agenda driven, weaponized reporting. There are partisans on both sides of the left-right divide that sharpen their articles to reflect their perspectives. It’s more out-in-the-open today, and thanks to research like award-winning Sharyl Attkinsson’s, we now have a chart – the one below – to reference that helps readers understand the left-right bias of a given major news source.

MediaBiasChartSharylAttkissonLeftRightPostedDailyBusinessNewsMHProNews

Full Measure’s Sharyl Attiksson’s media bias chart is useful in sorting out the agendas behind various headlines and news sources. http://www.mhpronews.com/blogs/daily-business-news/no-fire-just-smoke-and-democratic-clinton-supporter-says-enough/ 

 

From the far left – The Nation – to the right – Breitbart – there are voices in media that have focused on the problematic issue of monopolistic dominance of certain sectors of the American economy.

Progressive “Nation” Reports on Monopolies Cites Buffett, Clayton, Others – MH Industry Impact?

In manufactured housing, The Atlantic, The Nation, the Seattle Times, the Washington Post, the New York Times, and Fox News are among those mainstream media outlets that have focused reports on various aspects of manufactured housing.

Bloomberg, HousingWire, Realtor and Fox all suggest Manufactured Homes as Important Solution for Affordable Housing in America

Let’s note that while agendas exist, affordable housing isn’t a partisan political issue.

danny-ghorbani1st-president-manufactured-housing-association-regulatory-reform-mharr-credit=journalmfdmodularhousing-posted-dailybusiness-mhpronews-

Danny Ghorbani, photo credit, the Journal.

That’s what former MHARR president, Danny Ghorbani has said, that the manufactured housing industry can work successfully with both sides of the political aisle.  He’s right, and that’s been the industry’s history for decades.

The contrast between MHARR and MHI is an interesting and notable one.  And Eilperin’s WaPo narrative helped highlight it.

MHI has a political action committee, or PAC. MHARR does not.

MHI says they represent ‘all aspects of factory-built housing,’ meaning production and post-production, including lending, suppliers, etc.  It also means MHI represents manufactured homes, and modular too.

MHARR, by contrast, clearly states they represent only the interests of the independent producers of HUD Code manufactured housing.

That said, MHARR has an interest in seeing independent retailers, builder/developers and communities thrive.  After all, that’s their client base.

MHI has several times MHARR’s annual budget, and far more staff.

Yet the Washington Post report on the controversy at the Office of Manufactured Housing Programs (OMHP) made clear that it was MHARR that succeeded at having Pam Danner removed from her role as administrator over the HUD Code manufactured home program.

Juliet Eilperin’s Washington Post HUD Manufactured Home Program News Confirms Manufactured Housing Institute Position and Report

Meanwhile, it was MHI that contributed to or influenced having Lois Starkey removed from her roll at HUD.

Why?

And why were the documents related to MHI’s effort to remove Starkey – note that those memos were dated months before the Washington Post story – why did take their attorney so long to complain to HUD after Starkey left MHI?

MHProNews published the fact that Starkey was at HUD, and MHI knew it before from other sources at HUD too.  So, why did MHI delay their protest of Starkey joining HUD?

HUD’s Pam Danner Announces former MHI VP Lois Starkey Joining HUD

Eilperin’s Washington Post report is a rich, revealing narrative. For example, it reflects an anti-Trump Administration stance. Eilperin says that the Trump Administration is trying to take control of all aspects of the federal government, even this previously obscure office manufactured housing office buried deeply away at HUD.

News flash. Every president tries to take control over the federal government. It’s part of the job description for the chief executive of the United States of America.

But Eilperin raises an important point: with an affordable housing crisis raging in America, why has manufactured housing been tucked away in obscurity for so long at HUD?

Lesli_M_Gooch__MHI_senior_vice_president_forgovernment_affairs

Lesli Gooch. Credit: MHI.

What MHI EVP Lesli Gooch admits to doing, is surprising too.

Per Gooch to WaPo, MHI wanted to see HUD restructure the manufactured housing program office within the broader arrangement at HUD. Hmmm…okay, duly noted.

But what Pam Danner did was a clear federal overreach of her office’s power, from the perspective of hundreds of manufactured housing operations across the country. Why wasn’t MHI’s response to Danner’s overreach to try – as did MHARR – to have Danner removed?

Note that even though MHI and state associations – which are arguably dominated by MHI, as MHProNews has previously reported – also had members that wanted Danner’s removal.

So why didn’t MHI listen to their own grass roots?

Thus, MHARR is made to be – from an industry reading of the WaPo narrative – an association hero.

MHI’s own EVP frankly stated they were doing something different than seeking Danner’s removal. In fact, the action taken by MHI’s attorney toward Starkey was surprising. MHI’s outside counsel literally said in part that MHI considers HUD to be MHI’s client.

HUD a client of MHI?

Surprising, but it is there in black and white. Was that ‘client’ reference a boiler-plate-letter oversight that was sent by MHI’s outside counsel to HUD uncorrected? Or does MHI literally believe HUD is MHI’s client??  Isn’t either an embarrassment?

Go to the WaPo article – linked here – and see the downloadable related documents Eilperin obtained for yourself.

The WaPo narrative is rich in such details and insights. Eilperin did the industry numerous favors in how her article is framed, which is seemingly meant as a hit at Secretary Carson, and the Trump Administration.  But a careful reading of her narrative with insights like those noted herein reveals instead that Team Trump are reforming years of prior HUD Code program regulatory overreach that Dr. Carson called “ridiculous.”

Our sources tell us that the new status quo at the HUD manufactured housing program office is expected to continue under the temporary leadership of Teresa Payne.  Payne led the program once before, as long-time MHProNews readers with a keen mind recall.

The Daily Business News is also told to expect a slow-dance on the Brian Montgomery appointment by the Senate. Until that time, Dana Wade is ably serving Secretary Carson in a key spot, and seems to be doing so in a manner that keeps both trade groups – for now – officially pleased.

 

Another Bottom Line?

The WaPo narrative reveals many more details. Each of them confirms numerous, prior MHProNews reports and commentaries.  It’s an opportunity, as a reader prodded us, to say “I told you so” about MHI being the de facto road-block to not having Danner removed even sooner.  See Transparency, among many other reports that were confirmed by WaPo, linked below for later in-depth reading.

Andy Gallagher, “Ousting” Pam Danner, MHI, Clayton’s RVP, WVHI – “Transparency”

Another thought provoking point for this weekend is this. MHI allowed HUD to overreach, without asking for Pam Danner’s removal. Why?

Who, besides big businesses, benefit when all sizes of businesses are being oppressed?

MHProNews has taken pains for years to lay out the cases that point to the fact that heavy regulation harms smaller businesses more than bigger ones.

NAMCostForComplianceDailyBusinessNewsMHProNews

In banking, community banks suffered under Dodd-Frank, even though community banks arguably had far less impact on the financial meltdown that gave rise to the birth of Dodd-Frank and the CFPB in the first place.  Even giant U.S. Bank closed its manufactured housing program, not because it wasn’t profitable.  Rather, U.S. Bank pulled the plug due to regulatory risks and not enough volume to make up for those risks.  For later in-depth reading, click the below.

Bank Vault Door Closes on Manufactured Housing Lender

  • MarkWeissManufacturedHousingAssociationForRegulatoryReformMHARRPresidentCEOMHProNews

    Mark Weiss, President and CEO of the Manufactured Housing Association for Regulatory Reform (MHARR).

    Mark Weiss, JD, at MHARR is portrayed by WaPo’s journalist as working to relieve the burdens imposed by Danner at HUD.

  • MHI is shown as allowing those burdens to stand.
  • Read that in the context of Smoking Gun 3 under related reports at the end, and you may never see manufactured housing industry politics the same ever again.

 

What About that Removal Chassis?

As to a removable chassis?

If manufactured housing were allowed by HUD to have removable chassis, as MHARR decades ago tried to accomplish, manufactured homes – with a chassis removed – would be:

NewDurhamEstatesSouthManufacturedHomeLivingNewsDailyBusinessNewsMHProNEws

Credit, MHLivingNews.com. Photos from New Durham Estates south. These homes are ground set. But if a chassis was removed, then a home would be closer to the ground by about eight, ten or twelve inches, and would be more like those shown in this photo.

  • lower to the ground once installed.
  • They would look even more like a conventional house, once installed.
  • It would cost less to put a foundation enclosure around a manufactured home without a chassis that it normally does with one now.
  • Sans the chassis, it would remove the impression of the home being mobile, when most manufactuerd homes aren’t moved once installed.
  • It would be greener to recycle the chassis.
  • It might even save money.

MHARR fought for that removable chassis, decades ago.  Isn’t all of that stylish, green, and visionary? ## (News, analysis and commentary.)

 

PamelaBeckDannerJDAdministratorManufacturedHousingProgramHUD-DailyBusinessNewsMHProNews

Pamela Beck Danner, JD, credit, HUD.

1)   Post-Script: Our sources at and connected to HUD tell us that the Eilperin’s report was prompted by a desire of “allies” of Pam Danner to undermine Dr. Carson and his team’s leadership as Secretary at HUD.

2)   The WaPo report is written in a way that makes Danner’s work as administrator look consumer focused, but what’s missing is the fact that service-related issues with HUD Code manufactured homes are so few, that out of the roughly 92,900 homes built last year, only a few dozen nationally went to dispute resolution. There is no similar dispute resolution program for site-built housing to settle consumer concerns.  So those service issues highlighted in Eilperin’s narrative are a rarity, a point her narrative didn’t cover.  That’s not a tag on her work, no one story can cover every detail.

3)   There are HUD connected sources that tell MHProNews that WaPo’s article signals an upcoming  battle for HUD Code homes, at the state installation level.

4)   There are industry voices that say that the time to prepare for that installation – a post-production battle – is now.  Discussions about enhanced preemption are, per reports, being carefully reviewed at HUD.  There are concerned sources in MHVille that say the need for an effective post-production association has never been greater.

5)   The WaPo narrative makes it clear that MHI isn’t that effective at stopping HUD’s over-regulation. In the association national realm, it was MHARR’s handiwork – not MHI’s – that proved effective for retailers, communities, and for the consumers they serve.  Of course, MHProNews covered it all in a “follow the evidence, follow the facts, follow the money” way that no other industry media even attempted to do.  “We Provide, You Decide.” ©

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Related Reports:

It’s been hailed as the most important report on this topic to date…

Smoking Gun 3 – Warren Buffett, Kevin Clayton, Clayton Homes, 21st Mortgage Corp Tim Williams – Manufactured Home Lending, Sales Grab?

Washington Post “Once obscure office at HUD [Manufactured Housing] is the subject of unusually intense lobbying effort”

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Coldwater, Tall Grass, P&Z Battles, Manufactured Home Community Plan OK’d – Manufactured Housing and the Don Westphal Back Story

May 10th, 2018 Comments off

ColdwaterTallGrassP&ZBattlesManufacturedHomeCommunityPlanOKdManufacturedHousingDonWestphalBackstoryDailyBusinessNewsMHProNews

The Coldwater Planning Commission voted unanimously to recommend the City Council approve rezoning 20.6 acres from the township R-3 to the city’s AA — Agriculture Residential – for a 102 lot manufactured home subdivision,” said the Daily Reporter.

Leading the charge was Don Westphal.

DonWestphalHeadDailyReporterFarrelRoehTallGrassManufacturedHomeCommunityColdwaterMIDailyBusinessNwesMHProNewsThe petitioners from Farrell-Roeh of Littleton, Colorado want to rezone the land from Coldwater Township R-3 Medium Density Residential Zoning to City of Coldwater Double-A One Family Agricultural Residential Zoning,” said WTVBAM.

Planner Dean Walrack said this was the only match between land zoning categories that the township had zoned and put on its master plan for the manufacture[d] homes,” wrote Don Reid for the Daily Reporter.

This planning and zoning skirmish was done, but it was just one of many for Westphal.

I received a Bachelor of Science degree in Landscape architecture from Michigan State University and a Master of Landscape Architecture degree from the University of Illinois,” Westphal told MHProNews.

DonWestphalDailyReporterFarrelRoehTallGrassManufacturedHomeCommunityColdwaterMIDailyBusinessNwesMHProNews

I was accepted into Graduate School late in the spring of 1963 and was unable to find suitable married housing. We purchased a 36X8′ Brentwood mobile home in Muskegon Michigan, welded a hitch on a farm semi and towed it to the Glover Street Trailer Park in Urbana, Illinois. Our little home was perfect for students, but the 17 site trailer park was less than ideal. Rent then was $25.00 per month, and we ended up not having to pay the site fee, in exchange for keeping the washer and dryer in the laundry building clean and placing the mail in each mail slot daily,” Westphal said.

The well-known and award-winning Manufactured Housing Institute (MHI) member explained how he got into the industry.

While doing some research for a term paper on mobile homes, I found references to the Mobile Homes Manufacturers Association in Chicago and paid them a visit. I met Dick Beitler and Herb Behrend there and was hired as one of two consultants to their Land Development Division which was offering site planning services to developers as a way to improve the design of mobile home parks,” Westphal said.

The industry was trying to improve its image way back in the 60’s. I ended up writing my master’s thesis on Manufactured Housing and as they say, “the rest is history.” I continued as a consultant to MHMA designing communities for several years and taught sessions on planning at several MHMA Site Development Seminars in the late 60’s and early 70’s. Interestingly, Danny Ghorbani joined the staff at MHMA a year or two after I started consulting with MHMA,” Westphal stated to MHProNews. 

danny-ghorbani1st-president-manufactured-housing-association-regulatory-reform-mharr-credit=journalmfdmodularhousing-posted-dailybusiness-mhpronews-

Danny Ghorbani, photo credit, the Journal.

Ghorbani is an engineer by training, who worked for the precursor to what today is called the Manufactured Housing Institute (MHI).

The award-winning Ghorbani later left MHI, and working with independent producers, founded the association that is known today as the Manufactured Housing Association for Regulatory Reform (MHARR).

He retired a few years ago, but is still an advisor to MHARR.  Ghorbani himself was involved in community planning.

 

TallGrassColdwaterMISatViewManufacturedHomeCommunityDailyBusinessNewsMHProNews

Google street and satellite views can become dated, as is the case above. But this reflects how Tall Grass had vacancies before, which have since been occupied by new manufactured homes being brought into the land-lease community. Per the reports, most of those have been for rental housing purposes. The view above tells part of the tale that local media mentioned.

It’s all part of the backstory to the Tall Grass expansion approval, in Coldwater, MI.

 

Coldwater’s Tall Grass – Step Back, Regroup

A previous proposal to develop 9.6 acres was rejected by the planning commission at which point the developers increased the size to move forward. Donald C. Westphal, a partner and designer who lives in a similar development at Grass Lake, said the units “look like regular housing,” wrote Reid.

There are no single wide units but all will be at least 1,568 square foot homes and can be built with two car garages,” said Reid. “There are no basements but “are built solid, modern designs,” per his report in the local paper.

 

 

He [Westphal] explained the homes would be owned by purchasers and placed on leased lots which are a minimum 5,000 square feet. Larry Nelson, from Farrell- Roeh company of Colorado, said as a husband and wife team, they purchased the Tall Grass park for $2.852 million in May 2014 from bankruptcy court. They spent or will spend, by the end of the year, another $480,000 in upgrades and improvements,” per the Daily Reporter.

TallGrassColdwaterMIManufacturedHomeCommunityDailyBusinessNewsMHProNews

Michigan is one of the states where manufactured housing has been heating up in recent years. It is known for a number of more residential style land-lease communities, such as Tall Grass.

The Colorado-based company has 11 similar properties, many in the Midwest, with the Reid adding, “The developers bought two parcels totaling 20.6 acres for $203,324 and will invest another $2.3 million to develop the 102 lots.”

But as hundreds of industry professionals who’ve sat in such meetings know, there is routinely push-back from locals.

This Coldwater case was no exception.

 

MHC Rentals

Melvetta Swick told the commission she was upset because “riff raff” from Tall Grass had thrown trash from around dumpsters, which she claimed ended up in her yard. In response, Nelson promised to increase the size of the dumpsters and monitor that concern. He explained there is a strict policy of who can buy; monitored by a committee as well as background checks completed.

Nelson also said that even when homes are rented, “renters are qualified.”

When Farrell-Roeh took over Tall Grass there were only 177 occupied lots.  The satellite view reflects vacancies.  That occupancy increased to 226, in a year or 95 percent of physical capacity. He explained that the company has averaged 6.4 evictions for the last three years.

As MHProNews has previously reported, many firms are buying new manufactured homes for rental purposes. Farrell-Roeh has done so too at Tall Grass, reportedly purchasing 94 new manufactured homes.  Those are provided on a two year lease.

Counting the homes, there has been a total investment since Farrell-Roeh’s purchase of $6.8 million.

Westphal stated that for security reasons, there will be only one entrance to the entire development. The community will have planted screening from Garfield.

The site plan was approved, subject to the City Council approval of rezoning and adoption of certain local standards, including storm water retention requirements.

A previous proposal to develop 9.6 acres was rejected by the planning commission at which point the developers increased the size to move forward. Westphal, a partner and designer who lives in a similar development at Grass Lake, said the units “look like regular housing,” according to Reid.

There are no single wide units but all will be at least 1,568 square foot homes and can be built with two car garages. There are no basements but “are built solid, modern designs.”

 

More from the Don…

Westphal told MHProNews in an interview linked here that, “For years I have said that the Manufactured Housing Industry has succeeded in spite of itself. Fragmentation of the industry segments has resulted in a serious lack of consumer confidence. Many in the industry have neglected the needs of our customers who could ultimately be our best salespersons. Too many of us blame government or our regulators for the sorry state of the industry. I believe that if the industry spent more of its resources in conveying the value of our product to the public and taking care of our customers, we would have a base of support that would help us to overcome the regulatory and finance issues we face today. Think about it, potentially 20,000,000 sales people for our products and way of life.”

As the quotes above indicate, Westphal is well acquainted with planning and zoning, design and more.

Attractive Garage Additions for Manufactured Homes – Do It Right

There is plenty to unpack from each of these P&Z – planning and zoning – stories from across the country.  But a common thread is that there is resistance, at least initially, that must be overcome.

Local Star Chambers Wage War on Affordable Housing

There is also a reason to wonder why, if the homes planned for this project look residential, then what is the purpose behind MHI’s so-called “new class of homes” that they’ve been promoting for about 2 years?

Another point this case makes is that rentals are a big part of what’s driving occupancy in dozens and dozens of manufactured home communities nationally. What that implies is that there are more rentals than homes being sold at retail being shipped into properties.

Each of these are warning signs for forward thinkers, but they are also opportunities in disguise.

Until the root or foundational issues are addressed, the problem of NIMBY can be expected to continue.  Westphal’s comments, linked above on what’s necessary to advance the industry, suggest parallel issues to consider.  “We Provide, You Decide.”  ## (News, analysis and commentary.)

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Related Reports:

Hundreds of New Manufactured Home Communities Opened, But How Many Have Closed? Industry Research Result$

Manufactured Housing Association for Regulatory Reform Demands Clarification on “New Class” of HUD Code Manufactured Home

 

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Understanding the Manufactured Housing Industry – What’s MHARR? What does MHARR do?

March 19th, 2018 Comments off

What'sMHARRManufacturedHousingAssocRegulatoryReformDailyBusinessNewsMHProNews

What is MHARR?  What do they do?

 

And why are there two national trade associations in manufactured housing?

Often, a good place to begin is with what an organization says about itself.

The Manufactured Housing Association for Regulatory Reform (MHARR) is a Washington, D.C…-based national trade association representing the views and interests of independent producers of federally-regulated manufactured housing,” said part of a news release the Daily Business News.

MHARR provides the industry with research that is compiled and paid for by their members.  For example, MHARR provides a monthly shipment report, that is usually the first one out for the industry at large from D.C. metro sources.   The most recent such report, as published by MHProNews, is linked below.  The same new HUD Code shipment data as provided unedited by MHARR, is linked here.

New Manufactured Housing Production Results Report for January 2018

MHARR also engages in advocacy and lobbying activities.

MHARRMarkWeissIfCongressHadMeanttheDutytoServeToBeOptionItWouldNotHaveCalledItADutyDefintionofDutyIsMandatoryResponsibilityDailyBusinessNewsMHProNews

 

Manufactured Housing – Why Is There More Than One Nation Trade Associations?

First, it is useful to understand that the manufactured housing industry is not unique in this respect. Conventional housing, RVs, automotive, and other industries also have 2 or more national trade associations.

MHProNewsWeProvideYouDecideMHECMHIMHARRlogosDailyBusinessNewsMHProNews

The Manufactured Housing Institute (MHI) is the only national trade organization representing the factory-built housing industry,” according to their own website.  They say, “MHI’s advocacy efforts are focused on overcoming barriers to the growth of the manufactured housing market.”

Given that from MHI, then why are some producers of manufactured homes members of MHARR, and are not members of MHI?

The answer may be similar to what state associations – that were previously MHI members – have since quit their MHI membership. They don’t believe MHI is that effective at their self-stated mission.

State Associations, Companies Quit Membership in Manufactured Housing Institute, (MHI), One Explains in Writing, ‘Why?’

 

How MHARR and MHI Advocacy Differs

MHI has a political action committee (PAC), and does several things that at first blush seem similar to what other national associations do.  MHARR has no PAC.  MHI does meetings, often at posh getaway sites.  MHARR currently holds one in person meeting during the Tunica Manufactured Home Show, and another that in recent years has been conducted by conference call.

MHARR clearly says it represents the interests of independent producers of HUD Code manufactured homes. Common sense suggests that those manufactured housing companies are obviously MHARR members because they believe MHARR in some way better represents their interests.

All trade groups have members who are pleased with what they do, while others who may be less pleased.

MHI is the larger of the two trade groups with a far larger budget. At this time, MHARR has had far more institutional stability in their staff, with both of their top people having decades of industry experience.

Meanwhile, MHI’s educational affiliate is about to lose their last most seasoned team member. Last year, MHI saw another one of their veteran staff members leave the Arlington, VA based organization.  No explanation was given for that second MHI departure.

LoisStarkeyFormerlyVPManufacturedHousingInstituteRichardADickJennisonPresidentCEOMHIDailyBusinessNewsManufacturedHomeIndustryReportsResearchDataMHProNews

See the report on Lois Starkey’s departure, by clicking the image above.

 

ChrisStinebertManufacturedHousingInstituteMHIPresidentCreditTheJournalManufacturedHomeProfessionalNewsMHProNews

Former MHI president, Chris Stinebert’s farewell letter can be read as an polite indictment of MHI’s work, click above to read it.

In spite of having a larger staff and a bigger budget, MHI seems to have a periodic problem with consistency.

For example, MHARR was the only ‘no’ vote on a multiple year problem with the Department of Energy (DOE) energy standards.

MHARR explained their position, while MHI took a very different view. See the facts, linked below.

Manufactured Housing Institute (MHI) Shifts on DOE Regulatory Rule, Report, Analysis

After considerable effort, MHI ended up reversing their position on the DOE proposed rule, to come more into line with MHARR’s original view.  Again, the details are linked above.  It should be noted that third-party Small Business Administration and George Washington University commentary supported MHARR’s view.

Similarly on the matter of HUD regulations and the HUD Code program director, MHI initially embraced what MHARR from the outset resisted.  Namely, Pam Danner, JD as the administrator of HUD Manufactured Housing program office. After some 4 years, Danner was finally forced out. But MHI resisted that change for some time.

Exclusive – HUD’s Manufactured Housing Program Administrator Pam Danner, Update

Other examples could be given.

But the simple question ought to be this. How is it that the smaller of the two groups – MHARR – often gets their position correct from the outset, while MHI often lurches from one position to another?

Before anyone says that is only an opinion, while Nathan Smith said it differently, it should be viewed as the considered judgement of MHI’s own prior chairman.  See the video, below.

From early on in the Trump Administration, MHARR completely embraced their Regulatory roll-back agenda, as the video below reflects.

By contrast, MHI had to pivot on issues like Danner at HUD.

There’s more to consider, but the above should suffice to explain to those who ask the Daily Business News about MHARR what they are, what they do, and why they exist.  It will also explain why some HUD Code home producers are not MHI members, and opt instead of membership in MHARR. “We Provide, You Decide.” © ## (News, analysis, and commentary.)

Related:

Study Recommending New Manufactured Housing Association for Independent Retailers, Communities, Lenders, Others Released

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HUD Secretary Dr. Ben Carson, Manufactured Housing Independent Producers Meeting, MH Program Progress Promised

January 30th, 2018 Comments off

HUDSecDrBenCarsonJohnBostickJimSheaMikeCappaertMakWeissDannyGhorbaniMHARRDailyBusinessNewsMHPorNews

Washington, D.C., January 30, 2018 – On January 29, 2018, HUD Secretary Dr. Benjamin Carson met with a delegation of officials from the Manufactured Housing Association for Regulatory Reform (MHARR).

 

MHARR’s delegation provided the Secretary with a first-hand opportunity to hear the concerns of smaller industry businesses regarding the operation of the federal manufactured housing program and its failure to fully and properly implement the Manufactured Housing Improvement Act of 2000 (2000 reform law),” Mark Weiss, J.D., President and MHARR told MHProNews.

The agenda for the meeting focused on the most critical issues currently facing the industry and its consumers, both with respect to the full and proper implementation of the 2000 reform law and consumer financing, including the Federal Housing Administration’s (FHA) Title I manufactured housing program (see, copy of meeting agenda, attached),” MHARR’s release stated.

Participants in the meeting included:

  • James Shea, Jr., Chairman,
  • Mike Cappaert, Vice Chairman,
  • John Bostick, Immediate Past-Chairman,
  • Mark Weiss, President and CEO,
  • and Danny Ghorbani, Senior Advisor.

MHARR’s delegation briefed Secretary Carson on “HUD’s 18-year failure to fully and properly implement the 2000 reform law, which was enacted with overwhelming bi-partisan support in both houses of Congress.”

MHARR outlined, during the meeting, four main components of the 2000 reform law that HUD has not only failed to implement under prior administrations, “but has…affirmatively distorted, ignored and/or misapplied.  This has not only caused significant and unnecessary harm to the industry’s smaller businesses, but, more importantly, has deprived hundreds-of-thousands of moderate and lower-income families of the affordable, non-subsidized homeownership opportunities that only manufactured housing can provide.”

MHARR’s delegation thanked Secretary Carson for having initiated action to address critical regulatory matters within the federal manufactured housing program in accordance with Trump Administration Executive Orders 13771 and 13777.

See the recent and related Daily Business News report, which includes HUD’s release, and other details, linked below.

Pledged to Work to Reform HUD Code Manufactured Housing Program

The MHARR officials pledged to work with the Secretary and HUD to advance this crucial undertaking, and as the only industry organization with institutional memory dating back to the original federal manufactured housing law more than 40 years ago, promised to provide the Department – during the current 30-day regulatory review comment period – with relevant historical background and remedial suggestions/solutions to restore the unique and essential federal manufactured housing program to full compliance with both the terms and objectives of the 2000 reform law,” MHARR told the Daily Business News.

Shake Up at HUD Manufactured Housing Program May Stop Industry Overregulation, per MH State Association

As part of this dialogue, the MHARR officials also emphasized non-regulatory aspects of the 2000 reform law that should – and must – be properly implemented,” Weiss’ statement said.

These include, but are not limited to:

  • the appointment of a new non-career program administrator;
  • the reform of program contracting procedures and the selection of a new monitoring contractor;
  • full utilization of the MHCC in accordance with the 2000 reform law; and
  • full implementation and enforcement of the enhanced federal preemption mandated by the 2000 reform law.

Further, the MHARR delegation advised the Secretary that with the:

  • failure of the Federal Housing Finance Administration (FHFA) to fully implement the Duty to Serve Underserved Markets directive of the Housing and Economic Recovery Act of 2008 (HERA),
  • lower and moderate-income Americans would need, more than ever, the full utilization and incorporation of manufactured housing by HUD into all of its housing programs,
  • as well as the reform and/or repeal of the “10-10” rule implemented by Ginnie Mae in 2010, which has largely eliminated Ginne Mae-supported FHA Title I financing for the 80% of manufactured homes that are sold and financed as personal property (chattel, “home only” loans).

Sources with Berkshire Hathaway (BH) companies have told MHProNews that 21st Mortgage – which 21st and BH owned Vanderbilt Mortgage are the only two industry lenders that have met the 10/10 standard for years – suspended use of the FHA Title 1 program some time ago.

Duty To Serve, “Complete Waste of Time” per Tim Williams, CEO/21st Mortgage; POTUS Trump, Warren Buffett Insight$

MarkWeissJDPresidentCEOManufacturedHousingAssocRegulatoryReformDailyBusinessNewsMHProNewsWeiss said, MHARR sincerely appreciates meeting with Secretary Carson in order to thank him for the regulatory reform initiatives that he has started to undertake, and to fully apprise him and other key officials at HUD of the specific concerns of smaller industry businesses. MHARR looks forward to continuing to work with Secretary Carson and his team at HUD in order to restore the manufactured housing program to its original mission and goal – to not only ensure the safety of manufactured homes, but also to ensure their availability as the nation’s premier source of affordable, non-subsidized housing and home-ownership for millions of Americans.”

About MHARR

The Manufactured Housing Association for Regulatory Reform is a Washington, D.C.-based national trade association representing the views and interests of independent producers of federally-regulated manufactured housing. ## (News, analysis, and commentary.)

Facts Matter – Mr. Obama’s “Alternative Universe,” Trump Admin, Investors & Politicized Manufactured Housing Data

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SoheylaKovachManufacturedHomeLivingNewsManufacturedHousingIndustryDailyBusinessNewsMHProNews-Submitted by Soheyla Kovach to the Daily Business News for MHProNews.com.

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