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Posts Tagged ‘compliance’

Restrictive Zoning of Manufactured Homes may be Lifted

September 26th, 2013 Comments off

Current zoning laws in Midland, Texas prevent updated manufactured housing (MH) from replacing dilapidated factory-built homes because the zoning has been changed since the homes were sited. 1F3 zoning in certain areas only allows for stick-built homes in certain areas. As cbs7kosa.com tells MHProNews, the city says up to 28 homes have been placed outside of zoning compliance. “There really is a sense of harshness that traps citizens, who can’t afford to build a stick home but want to upgrade,” said City Council Member John Love. The city is now contemplating changing the zoning to a Planned District Housing Development which would allow modular homes up to ten years old to be sited.

(Image credit: bingimages)

Sun Communities gets Slapped with Discrimination Complaint , Settles

June 28th, 2013 Comments off

A complaint lodged against Scio Farms Estates that their policies violated the U. S. Fair Housing Act has resulted in a $39,500 out-of-court settlement that will go to two non-profits in southeastern Mich. Renaissance Community Homes helps developmentally disabled and mentally ill people find housing and live independently, and Scio Farms manufactured housing community denied their application in 2011. Renaissance contacted the Fair Housing Center of Southeastern Mich. which subsequently discovered discrepancies in policy application. A complaint filed with the U. S. Dept. of Housing and Urban Development (HUD) against Scio Farms and its owner, Sun Communities, Inc. of Southfield, Mich. for discrimination ended with a monetary settlement: $30,000 will go to Renaissance and the Fair Housing Center will use $9,500 to monitor Sun Communities for fair housing compliance in the coming year. As annarbor.com informs MHProNews, Sun employees will have to undergo training on fair housing procedures. Sun owns and operates 185 land lease communities comprised of over 67,000 developed home sites.

(Photo credit: Alan Warren/annarbornews–Scio Farms Estates, Mich.)

City Council to MHCs: Comply or Close

January 23rd, 2013 Comments off

The AlvinSun reports the Alvin,Texas City Council heard representatives from 23 manufactured home communities request extensions of the five-year manufactured home ordinance variance that ended Dec. 31, 2012, with requirements they have not yet met. Because of not meeting the five year ordinance deadline to begin with, most of the variance requests were denied. The sheer volume of the requests required the council to meet three nights in a row. Initially, the council had given the MHCs until July 15, 2013 to close and evict all residents for non-compliance, but decided to extend the deadline for compliance to July 15, and then close the communities that are not meeting the new deadline. The 77 requests for variances dealt with widening of internal streets, finishing drainage work, installing fire hydrants, fixing fencing and walkways, paving and striping streets, and providing dumpster pads. While the council did close one community, several community representatives said they could not afford to make the upgrades by the deadline. As MHProNews has learned, because of not meeting the five year deadline to begin with, most of the variance requests were denied.

(Photo credit: MHVillage-MHC in Texs))

Coming Soon: QM and Servicing Rules

January 8th, 2013 Comments off

NationalMortgageNews says the Consumer Financial Protection Bureau is set to release Dodd-Frank’s Qualified Mortgage (QM) regulation Jan. 10 in Baltimore. Under the new regulation, lenders must verify assets of the consumers, and in exchange, lenders will have a legal safe harbor. A rule the CFPB has considered is in cases where the borrower has debt over 43 percent of income, or non-prime interest rates, borrowers or bondholders could sue if they thought the lender had erred on extending on the loan. Seven regional banks asked the CFPB to allow until Jan. 24, 2014 for compliance with the QM rule. The new rules on servicing define the interaction between the buyers and lenders, and reportedly will be released Jan. 17. Banks asked for compliance date of July 21, 2014 for the servicing rules. MHProNews has been informed the law allows up to 12 months for full implementation of the CFPB’s regulations.

(Photo credit: BingImages)

MH Sited Illegally, say Neighbors

December 20th, 2012 Comments off

Following a complaint by neighboring property owners that a manufactured home has been sited on a lot next to another home designated for one single-family home, the SapulpaHeraldOnline reports the Creek County Board of Commissioners in Oklahoma has authorized a letter be sent to the owner of the MH notifying them they have 30 days to bring the property into compliance. The neighborhood is comprised of site-built homes each on ten acres near Mannford, just west of Tulsa. Noting the manufactured home has been connected to local utilities, MHProNews has learned the next step if the property is not brought into compliance would be to turn the case over to the judiciary system to levy fines.

(Photo credit: MHMSM.com stock photo)

CFPB: Caught in the Middle

October 17th, 2012 Comments off

While the Mortgage Bankers Association (MBA) asserts the Consumer Financial Protection Bureau (CFPB) goes beyond Dodd-Frank in its proposed mortgage servicing guidelines by creating compliance barriers, it also calls the proposed exemption for smaller servicers too narrow. HousingWire tells MHPronews consumer groups say the servicing standards do not protect distressed homeowners enough. Three California Reinvestment Coalition, as well as the Housing and Economic Rights Advocates and Law Foundation of Silicon Valley wanted the law amended to prevent dual tracking, wherein a lender is putting together a loss mitigation solution and a foreclosure simultaneously. The California State Legislature passed the Homeowner Bill of Rights this year, which ends “dual track” and gives homeowners a fighting chance at getting a modification before the bank pursues foreclosure,” the advocacy groups said. For more of MBA’s words about the mortgage servicing guidelines, click here.

(Image credits: BloombergBusinessWeek and CFPB)

Dirty Water

October 2nd, 2012 Comments off

Widespread environmental management problems at 73 manufactured home communities led to the imposition of a $1,339,000 penalty for violating state and federal clean water and waste treatment statutes. All the communities are connected to Frank Perano of Lehigh Valley, Pennsylvania, who has signed a consent decree to pay, pending court approval and a 30-day public comment period. The result of a multi-year investigation found 5,200 violations of state and EPA drinking water and sewage standards in 45 communities in Delaware, Pennsylvania, and Virginia. The various corporations of Perano have been cooperative, according to investigators, and have agreed to the required upgrades. As MSNBC tells MHProNews, a third-party environmental consultant will periodically perform quality control audits at the communities to assure compliance.

(Photo credit: Localism–Melody Lakes Country Cub Estates, one of the communities affected))

Cargo House Continues Creating Consternation

August 28th, 2012 Comments off

As follow-up to a story we published July 5, 2012 about four shipping containers converted into an energy efficient modular home with Energy Star appliances and other green technology features, neighborhood residents continue to be upset about the modern-look building fitting in with 1950’s style homes that dot the area in Tuscon, Arizona. At a meeting Monday, Aug. 27 arranged by Tuscon Councilwoman Karen Uhlich with residents, builders, and city and state officials, KVOA-TV reports neighbor Bonnie Poulos says “there was no discussion on the part of the architects or the city to introduce the neighbors to this new project or to find out what their concerns might be once it was installed.” Ms. Uhlich says, “This project is clearly in compliance with state and city laws as they stand right now,” although she does admit there are concerns about the aesthetic and possible toxic materials embedded in the shipping containers going forward. As MHProNews reported in the earlier story, the modular home meets all local and state manufactured housing regulations as well as the International Residential Code (IRC).

(Photo credit: Ron Medvescek/Arizona Daily Star)

Nobility Homes Granted Extension

May 16th, 2012 Comments off

Yahoo!Finance says MH builder Nobility Homes has won approval from NASDAQ to continue being listed on the exchange through Sept. 14, 2012. Nobility did not file 10-Q reports for the periods ending Aug. 4, 2011 and Feb. 4, 2012, and for Form 10-K for the year ending Nov. 5, 2011 with the Securities and Exchange Commission (SEC). Nobility expects to regain compliance with NASDAQ Listing Rules by the Sept. deadline. MHProNews.com has learned the company, based in Florida,  has built over 50,000 homes.

(Image credit: Nobility Homes)

MH Responsibility Moves from State To County

May 1st, 2012 Comments off

MHProNews.com has learned the Bullhead City Council has approved an agreement between the city and the Arizona Department of Fire, Building, and Life Safety (DFBLS), Office of Manufactured Housing, for Mojave County to issue permits and inspections for manufactured housing and factory-built buildings. The DFBLS does not have an inspector in the area, so the county, which is already performing these responsibilities in unincorporated areas, will also be responsible for the city MH as well. MojaveDailyNews adds Bullhead City will continue to review new installations of manufactured housing for compliance with zoning laws.

(Photo credit: Bullhead City, AZ)