Posts Tagged ‘carports’

Lawsuit Challenges Removal of Manufactured Home Carports

July 21st, 2015 Comments off

rambush_estates_burnside_Minn_kstp_tv_cedit__carport_disputeA class action lawsuit has been filed on behalf of 22 owners of manufactured homes (MH) in Burnside, Minnesota after the city sent notices telling the homeowners they need to remove their carports because they were installed without permits, according to kstp-tv5.

City Code Enforcement Coordinator Christopher Forslund said the code violations were discovered at the instructions of city council. “That’s the frightening part,” he said. “We don’t know how they’re installed. He said the homeowners can apply for a variance if they meet the code.

While noting the Minnesota Department of Labor and Industry has the right to inspect manufactured homes and premises, MHProNews has learned the lawsuit states the city does not have the authority to inspect carports. Several of the residents said the carports were part of the MH at the time of purchase. ##

(Photo credit: kstp tv–carports in Rambush Estates)

matthew-silver-daily-business-news-mhpronews-comArticle submitted by Matthew J. Silver to Daily Business News-MHProNews.

Legislation would Demand Insurer Offers Full Coverage

February 5th, 2013 Comments off

Following a story we last published May 8, 2012 in which state-run Citizens Property Insurance in Florida stated it would no longer insure carports and porches, legislation has been filed in both chambers that would require them to do just that. In a bill backed by the Federation of Manufactured Home Owners of Florida as well as by James Ayotte, executive director of the Florida Manufactured Housing Association (FMHA), Senate Bill 378 and House Bill 573 would require Citizens to offer adequate coverage on manufactured homes and their related structures, attached and otherwise. The company had wanted to drop 45 percent of its policyholders and raise rates on the others, saying a major hurricane could wipe out its $6 billion surplus. As sunshinestatenews tells MHProNews, the goal of the legislation is to make sure MH owners are covered for the full value of their homes.

(Photo credit: Sunny Oaks Community)

Florida’s Largest MH Insurer Wants to Reduce

May 8th, 2012 Comments off

Following up on a story we published April 25, 2012, TCPalm says state-run Citizens Property Insurance in Florida wants to reduce its policyholders by some 687,000, 45 percent. Created by the state to provide insurance for manufactured home owners ineligible for private insurance, Citizens is now the largest insurance company in the state, with 1.5 million policies. In addition to raising rates, it will no longer cover carports and porches, has learned. The company says a major hurricane this season could wipe out its $6 billion surplus, and it’s artificially low rates discourages private business by making the market uncompetitive. However, some say private insurers will not return, especially not to high-risk coastal areas. One resident, knowing that living in Port St. Lucie in a manufactured home adds to the premium, expects his insurance to rise ten percent when his Citizens policy renews in November.

(Photo credit: InsideFlorida)

MHC Residents Upset with Insurer

April 25th, 2012 Comments off

Citizens Property Insurance Corp., created by the state to insure manufactured home owners not eligible for private insurance, is coming under fire from the homeowners for raising premiums while cutting coverage. FloridaToday tells Citizens insures 4,500 of the 4,900 homesites in Barefoot Bay and is now the largest property insurer in the state with 1.5 million policies. The community, located at the southern tip of Brevard County, south and east of Orlando, is the largest MHC in the state, as over 300 MHC residents packed a community center at Barefoot Bay to hear Citizens justify ending coverage for carports and screens while raising premiums an average of ten percent. Many were upset hurricane-hardening measures did not reduce their premiums. Christine Ashburn of Citizens said there were no studies to indicate those measures reduce damage to MH during a hurricane. Monte Stevens with the Florida Office of Insurance Regulation, says insurance availability is a major issue for traditional homes as well as MH, and the state is trying to lure more insurers in an attempt to lower premiums. He also says Barefoot Bay has been undercharged in the past. Members of the homeowners association say they will research the possibility of starting their own insurance company.

(Photo credit: FloridaToday/Tim Shortt—MHC residents at meeting)