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Secretary Ben Carson’s, Julian Castro’s Manufactured Housing, “Trailer,” “Mobile Home” Revelations, 2020 Battles Ahead

June 8th, 2019 Comments off

 

HUDSecretaryBenCarsonJulianCastroManufacturedHousingTrailerHouseMobileHomeRevelations2020BattlesAheadMHProNews

Department of Housing and Urban Development (HUD) Secretary Ben Carson, M.D., has demonstrably done much since taking his oath of office to advance a proper understanding of manufactured homes.

 

In fairness, his predecessor Julian Castro, made a video that praised manufactured housing too.

 

 

While the next video interview with then Secretary Castro unfavorably used “trailer” terminology, the former mayor of San Antonio and current 2020 Democratic presidential nomination hopeful, nevertheless stressed the need for manufactured homes as an affordable housing option. Castro also stressed the need for resident protections, years before Last Week Tonight with Joy Oliver’s viral video misnamed “Mobile Homes” did.

 

 

Thus, videos and interviews by Dr. Carson as a HUD Secretary highlighting manufactured homes are not totally unique. There have been years of bipartisan efforts involving manufactured homes in this decade and previous ones too.

 

 

That is as it should be as affordable housing has been and remains a crisis.

 

 

It is also arguably part of HUD’s mandate that such pro-manufactured home statements and efforts fulfill.

Manufactured housing is the private sector solution to this problem, as Secretary Carson has underscored in various ways since taking on his new role. The evidence suggests he has been doing more to promote manufactured homes and other private sector innovative housing options than any HUD Secretary in the 21st century.

 

 

One can say he has built upon the foundation laid by his predecessor.  Indeed, the two echo the case made by a bipartisan group of Minnesota lawmakers who cited the facts that point to manufactured homes being an important part of the solution for the affordable housing crisis.  The recent event on the National Mall, reflected in 2 of the videos above, was positive and could be potentially useful for the industry to clarify outdated misconceptions.

 

 

But all of that begs several questions for the inquiring mind. For example:

How is it that during an ongoing affordable housing crisis, given all the useful facts and evidence, that the market share of manufactured homes has declined in the overall percentage of new housing starts?

 

AveragePriceExisitngNewMobileHomeManufacturdHomeByYearSince1960GraphicNARManufacturedHomeDataResearchMHProNews

Insightful data, per NAR. From the July 2018 update of the Realtor University report available from this link here as a download, along with other third party studies on manufactured homes.

3ErasMobileHomesManufacturedHomesManufacturedHousingImprovementActEraSkylineChampionShipmentProductionGraphicMHProNews

In 1998, manufactured homes (MH) outsold RVs by some 3 to 2. In 2017, RVs outsold MHs by some 5 to 1. RVs recovered far more quickly from 2008. The facts raise questions. One, is the effectiveness of MHI as the post-production or ‘umbrella’ association in the country. The other question is more sobering. Has Buffett-Berkshire “Moat” strategies kept manufactured home production at historically low levels to allow a few big boy brands to consolidate others at a discounted ‘value’ by MHI insiders? Note that even an exiting MHI president took thinly veiled parting shots at his own association, see that, linked here

 

How is it that the use of the pejorative and inaccurate term “trailer” has grown in recent years, instead of diminished?

 

ManufacturedHomeDescriptionForemostInsuranceGroupResearchDailyBusinessNewsMHLivingNews

NFPAManufacturedHomeIsNotaMotorHomeOrTrailerAlthoughItisOftenCalledMobileHomeItIsNotThatEitherNFPADailyBusinessNewsMHProNews

This is not a perfect definition by the NFPA, but it is clarifying and accurate.

 

What most think of as “mobile homes” has not been built in the U.S. since June 15, 1976. It was on that date, now some 43 years ago, that the mobile home era ended and the federally regulated HUD Code “manufactured home” era dawned.  These are construction, safety, and energy standard differences, not just marketing nomenclature.

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TerminologyMattersBecausetheTerminologyDescribestheConstructionStandardsHomeBuiltToSteveDukeLMHAaMHLivingNewsMHProNewsBiggerPocketsSunshineHomesRedBayAL

 

Mobile homes served a useful and important purpose prior to the HUD Code. Millions of pre-HUD code mobile homes are still serving as some of the nation’s most affordable homes, often with updates added since they were first built.

 

UltimateManufacturedHomeHousingInfographicNotMobileHomeTrailerHouseFactoryBuiltHomeIndustryDailyBusienssNewsMHProNews-600

Recent post-Oklahoma, Alabama tornado fact-check, videos, and related reports, linked here.

 

Indeed, the HUD Code manufactured home industry has over two decades or positive, third-party research to back up the claim that it is the most proven form of permanent affordable housing used in the United States today.

 

 

Which again begs questions. With so much useful data and evidence, why has manufactured housing been the solution for the affordable housing crisis that is hiding in plain sight?

 

TerryDecioSkylineChampionHomesPhotoQuoteImTiredofManufacturedHousingbeingBestKeptSecretReadyHelpHouseAmericaDailyBusinessNewsMHProNews

 

Earlier this year, the Manufactured Housing Association for Regulatory Reform’s (MHARR) Mark Weiss, JD, used an interesting phrase to capture what he and his colleagues believe is an “Illusion of Motion” at the Manufactured Housing Institute (MHI). It was a new way to illustrate prior claims that MHI has been failing the industry’s post-production efforts.

The “Illusion of Motion” built upon a research study from MHARR President and CEO Weiss in November of 2017. That MHARR study demonstrated a need for a new body to represent communities, retailers, lenders, and others who are “post-production” operations. Producers, in this context, are those who build HUD Code manufactured homes, which MHARR itself is, as they state that they represents the interests of independent producers of HUD Code manufactured homes.

Post-production topics are those issues that arise after a home leaves the factory.

Those post-production issues would include, but are not be limited to, zoning, placement, and financing issues.

Is MHARR alone in such concerns? Hardly.

Some manufactured home community associations broke from MHI, saying something similar. Neal Haney, who in 2018 co-founded the National Association of Manufactured Housing Community Owners (NAMHCO), said before their trade group was formalized why they broke from MHI in the first place.

 

NealTHaneyNAMHCOWhyBreakawayfromManfuacturedHousingInstituteMHI

 

Publicly traded UMH President and CEO and MHI member said the following.

 

SamLandyQuotePeopleNeedQualityHomeReasonablePriceWeMHIndustryProvideThatOnlyEconomicDistortionsCausedByGovtMadeOurIndustry

 

Another MHI community sector member was more specific, pointing to financing related issues.

 

KennyLipschutzHomeFirstCertifiedCommunitiesMHINCCmemberPuzzlesWhyMHIDailyBusinessNewsMHProNews

FrankRolfeMHIChairmanNathanSmithSSKCommunitiesHypocrisyQuote-MHProNews

Numerous third party media reports underscored Rolfe’s claim. See several of those mainstream media video reports, linked here.

 

But to Landy’s and Lipshutz’s points, wasn’t it Warren Buffett, Chairman of Berkshire Hathaway, which includes MHI dominating forces such as Clayton Homes, 21st Mortgage Corporation, and Vanderbilt Mortgage and Finance, that supported presidential candidates that in turn backed the legislation that was the source of complaints like those cited above? 

Or why hasn’t Berkshire Hathaway used their dozens of BH Media Group and other media resources to clear up the mysteries about manufactured homes?

 

WarrenBuffettBillClintonHillaryClintonBarackObamaKevinClaytonNathanSmithPhotosDailyBusinessNewsMHproNews600

 

Or ponder what MHI member Frank Rolfe and Dave Reynolds of controversial RV Horizons – said this as part of a longer statement issued on June 1, 2019.

 

FrankRolfeDaveReynoldsRVHorizonsMobileHomeUQuoteSlammingManufacturedHousingInstituteMHI

 

 

Mysterious Disconnects and Apparent Ineffectiveness, Why?

This pro-industry trade publication, our sister operations such as consulting, and our the general public focused Manufactured Home Living News (MHLivingNews) were MHI members for some 7 years. MHProNews and MHLivingNews were praised by several MHI elected and staff leaders, as what follows demonstrates.

 

TimWilliamsMHProNewsMHLivingNewsGoodCommunicationsResourcesILogonLatestNewsBigAssetExplainWhyIndustryVoices-768x339

Part of several messages for publication by Tim Williams that praised the pro-industry work of MHProNews, and our sister site. We at times take a light-hearted, or even satirical approach, to illustrate the issues. See an example of that in the video, below.

 

 

HowardWalkerJDELSViceChairmanPhotoManufacturedHouisngInstituteMHIExecuitiveCommitteeBoardMemberDailyBUisnessNewsMHProNews

The words of the late Howard Walker, ELS Vice Chairman, shared for publication with MHProNews.

Disclosures

By way of disclosure, ours is a for-profit organization, that has been supported at various times by MHARR, MHI, and companies which are members of each trade group.  Our editorial stance is demonstrably based upon a simple premise. That the manufactured housing industry is much needed, misunderstood, and should be performing far better during an affordable housing crisis.

We’ve supported and led the way on educational initiatives, such as fact, evidence, and third-party commentary focused MHLivingNews. As pro-consumer, pro-free enterprise trade media, and as industry experts/consultants/service providers, we have long believed that manufactured homes are a nonpartisan or bipartisan solution for the need for affordable housing.

The homes our industry produces routinely serve the nation with no-taxpayer subsidies.

At various times, we’ve questioned the efforts of a variety of trade groups, based upon the evidence known at that time. So those MHI surrogates that allege differently are demonstrably mistaken. It’s our follow-the-evidence, facts, common sense, patterns, and the money-trail that has made and kept us the runaway most-read trade media in our industry’s history.  The top people and management in MHI companies, MHARR member firms, or among non-association aligned companies of all sizes have told us that they are regular readers.

 

BarryColeMHInsuranceRVMHHallofFameCongratsManufacturedHomeIndustryMHProNews

 

That’s not said to brag, but rather to clarify that we’re not crackpots on the sidelines spouting nonsensical conspiracy theories. We cite sources accurately, provide evidence, follow-the-money trail, and give those we question in our fact-checks the opportunity to respond. As recently as a few days ago, MHI’s and Berkshire’s manufactured home corporate leaders were given an opportunity to explain concerns like those noted herein.

Their response?  No comment.

Given that MHI leaders themselves have praised us publicly, that begs more questions.

Why on various occasions have their general counsel, or outside attorneys for MHI, threatened us in writing over evidence-based reports?  Note that after several years of that, they’ve never taken legal action; perhaps wisely so. Because how would they justify a suit against an operation that they’ve praised? Or how do they attack a trade media source whose goal is to see the industry grow to its potential?  Wouldn’t a suit open them up to a counter-suit, that could lead via discovery to them being forced to disclose information that they’ve withheld when requested in recent years?

The evidence suggests that the powers that be in MHVille praised us up until our fact-checks and analysis apparently made them too uncomfortable.  But instead of disproving or explaining away the concerns raised here, they stopped responding, and used other tactics instead.  Besides legal and other threats, they apparently lined up surrogates.  One of them is the one that follows.

 

WeveGotAProblemGeorgeFAllenQuoteCommunityInvestorEducateMHCSECOMobileHomeParkManufacturedHomesMHProNews

To see more disconnects between Allen and his flip-flops, then and now, click here and here.

ManufacturedHousingIndustryMonopoly-Oligarchy-GeorgeAllen-PostedDailyBusinessNews

The word heard is that MHI-connected leaders made a bargain with Allen to get him to praise them and attempt to diminish our trade media. Allen has called for a boycott of this publication, in writing.  Among the problems with that approach has been that Allen himself has blasted MHI, Clayton Homes, and others for the same kinds of concerns that we or MHARR, among others, have raised. To our knowledge, Allen has never explained his flip-flops on his blog or other musings.  By contrast, Allen’s record of criticism of those he now embraces is evidenced by the pull quotes as shown.  Rephrased, Allen makes a poor surrogate, as he’s made similar allegations himself, prior to his recent flip-flop.

GeorgeFAllenCommunityInvestorEducateMHCSECOcoba7MonopolyConsolidationClaytonHomes21stMortgageBerkshireHathawayQuotesManufacturedHomesCommunitiesMHproNews

Like MHARR – indeed, citing MHARR, Allen called for a new post-production association. Oddly, Allen more recently has attacked MHARR, whose position has been consistent, while Allen’s has arguably vacillated based upon MHI’s support, or not. But Allen is but one of many who have made allegations of monopolistic practices in manufactured housing. 

DougRyanAmericanBankerManufacturedHousingMonopoly-postedDailyBusinessNewsManufacturedHousingIndustryProNews-575x237

While MHI’s SVP Lesli Gooch has denied the charge, Doug Ryan at CFED (renamed Prosperity Now), and long time MHI member, George Allen, are among those who’ve raised the issue of monopolistic practices by MHI. 

AustinFrerickOpenMarketsAntiTrustAntiMonopolyClaytonHomesWarrenBuffettPredatoryLenderMinoritiesMoreDailyBusinessNewsManufacuredHousingIndustryMHProNews

Austin Frerick with the Open Markets nonprofit is among a range of writers that span the left-right media divide which have criticized Buffett’s tactics as monopolistic.

HowClaytonHomesMakesMoneyAustinFrerickTwitterOpenMarketsDailyBusinessNewsManufacturedHousingIndustryMHProNews

 

BloombergShipmentProductionDataManufacturedHousingMHProNews2019-05-16_1057

Let’s note here that success in an industry – honestly earned – is not what we’re called out. Antitrust laws are not designed to punish success, as a former DOJ antitrust professional recently said. However, various kinds of bad behavior may be violations of antitrust or other laws. That’s what our concerns are aimed at. Evidence and allegations of violations of the law.

 

Does Monopolistic Machinations Explain Why MHI Is Ineffective? Or Why Manufactured Housing Has Retreated Since Berkshire Bought Clayton Homes?

Which begs perhaps the most salient points at this time in the wake of what is properly understood as a positive week by Secretary Carson’s Innovative Housing Showcase.

For all of the positive and apt points that Dr. Carson has raised, why has he never mentioned “enhanced preemption?”

–      Is it possible that HUD staff – that certainly must be aware of that provision of the Manufactured Housing Improvement Act of 2000 (MHIA 2000) – has not told him about the enhanced preemption of manufactured housing passed by Congress in a bipartisan way, which was signed into law by President Bill Clinton?

–      Is it possible that MHARR’s letter addressed to Secretary Carson on enhanced preemption was not provided to him?

–      Is it possible that MHI has not raised and pressed this issue of enhanced preemption, in their several meetings with HUD staff?

Noting that MHARR and MHProNews are among those who’ve promoted enhanced preemption in digital print for years, more on those questions later.

But for now, let’s point to our recent report on that in the linked text-image box below, and then press on to what is shaping up as a serious issue in the approaching 2020 presidential and congressional campaigns.

 

Manufactured Housing Professionals, HUD Secretary Ben Carson, Must Promote These Two Words

 

 

Senator Elizabeth Warren, Other 2020 Democratic Candidates, Affordable Housing, and Manufactured Homes

There is an affordable housing crisis in this country,” says Senator Elizabeth Warren in the video below. “That’s why we are here. A safe, stable, affordable home is the foundation for almost everything else in our lives.”

That statement by Senator Warren is every bit as accurate as the ones by HUD Secretary Carson who has said similarly, in his own words.

Note that at the time that Senator Warren made this comment in the MHAction video below, MHProNews was not yet aware of the financial connections between Warren Buffett, Chairman of Berkshire Hathaway, which owns Clayton Homes, 21st Mortgage Corporation, Vanderbilt Mortgage and Finance (VMF), and numerous other interests that are directly engaged in the manufactured housing industry. Buffett bucks fund the Tides nonprofit, which in turn funds MHAction. Restated, it isn’t just progressive billionaire icon George Soros who is supporting some of these groups.  Warren Buffett has been too. Buffett and Berkshire have arguably been funding both sides of the fight over key issues in manufactured housing.

 

 

That noted, Senator Warren – sometimes in concert with congressional representatives – has fired off several letters to firms that routinely have ties to the Manufactured Housing Institute (MHI). Copies of those letters can be found as a download in the report linked below.

 

Manufactured Home Communities’ Dodd-Frank Moment Looms, Senator Elizabeth Warren Takes Aim at Several Manufactured Housing Institute Community Members

 

Warren and other 2020 Democratic hopefuls have raised the issue of Clayton Homes, and their fellow Berkshire Hathaway owned manufactured housing industry lenders, in a letter to the CFPB. See that in the report linked from the text-image graphic below.

 

Senate Democrats – Including 2020 Presidential Contenders – Ask CFPB Protect Consumers Against Predatory Lenders — Point Finger at Clayton Homes, Berkshire Hathaway Lending

 

Anti-monopolistic actions are taking a more important role on the national stage, as the Department of Justice (DoJ) and the Federal Trade Commission (FTC) have reportedly launched antitrust probes. Clayton has been accused of racism by Democratic leaders too.

 

President Donald J. Trump, a variety of Democratic and Republican leaders, have raised several concerns over consolidation, tipping the scales of free speech online, antitrust, and monopolistic behavior in the last 2 years.

 

Washington Leak – Justice Department Prepares Major Antitrust Investigation

 

While there is known to be such probes regarding the FAANG stocks, and so-called Big Tech, our sources tell us that Berkshire Hathaway’s activities has also been brought to DoJ’s antitrust division’s attention.

The Seattle Times similarly reported in 2018 that several federal investigations are underway in Washington involving Clayton and their related lenders.  Knoxville, TN metro based Clayton and their related lending units were spotlighted by their hometown media, in the May 22, 2018 video report below.  So there is smoke, does it suggest a fire?

 


 

Several Mainstream Media Reports cited Concerns Over Monopolistic Practices, and Often Name Buffett, Berkshire, and Clayton Homes

·        The New York Times had an interesting article on the historic trends, and named several industries being monopolized.

·        The Atlantic, without specifying how the monopolization was being accomplished, noted that the independent retailers in manufactured housing were being rapidly eliminated/consolidated, that report is linked here.

·        GuruFocus said “Warren Buffett Can’t Escape Unethical Strategic Moats,” their specific points are linked here.

·        The Nation called it “The Dirty Secret Behind Warren Buffett’s Billions…” and specifies Clayton Homes among those using the strategic moat in ‘dirty’ ways.

·        The Jacksonville Florida Times Union summarized the connection between the John Oliver viral hit video dubbed “Mobile Homes,” MHI, Clayton Homes, and their related lenders. That op-ed was first fact-checked by an editor, before it was published not only in the one newspaper it was submitted, but at least in 5 Florida newspapers.

While these and other mainstream media sources that span the left-right spectrum have pointed to ethical and other concerns with respect to Warren Buffett’s ‘strategic Moat,’ it is Manufactured Home Living News and this platform have to date documented specific examples. Attorneys which have reviewed the report linked below say is compelling evidence of antitrust violations by MHI’s most prominent member, Clayton Homes and their affiliated lender, 21st Mortgage.

 

SmokingGunEvidenceOfAntiTrustMonopolisticCollusionMoatClaytonHomesKevinClayton21stMortgageTimWilliamsWarrenBuffettMHLivingNewsMHProNews

In a series of direct quotes in context, one of two such documents from 21st Mortgage signed by Tim Williams, and video recorded comments by Kevin Clayton, these all line up to demonstrate how independent retailers, communities, and producers – among others – where purportedly harmed by action that could be deemed an antitrust violation. https://www.manufacturedhomelivingnews.com/bridging-gap-affordable-housing-solution-yields-higher-pay-more-wealth-but-corrupt-rigged-billionaires-moat-is-barrier/

 

Finally, there have been long-standing concerns raised for years by this trade publisher – MHProNews – and by MHARR regarding the need to fully implement the Duty to Serve by the GSEs.

 

Two Great Laws Already on the Books NOW,  Can Unlock Billion$ Annually for Manufactured Housing Industry Businesse$, Investor$

 

Since 2003, during an affordable housing crisis, the total number of manufactured homes being produced per year has declined.  So too has the percentage of new manufactured housing units.  The factors noted and linked from this report are among the contributing challenges that have arguably caused this to be so.

Publicly traded MHI member, Skyline Champion (SKY), is but one of several sources that point to the industry’s underperformance.  Do factors like those outlined and linked from this report help shed light as to why the industry is underperforming?  As but one of several internal and external barometers, RVs have soared in the last 2o years, while manufactured housing is but a shadow of what it was 2 decades ago in total sales.  Yet RVs are a luxury item, and housing is a necessity, the later point being made by voices across the political divide, such as Senator Warren and Secretary Carson, have pointed out.

 

ManufacturedHomeMHShipments1990-2017DailybusinessNewsManufacturedHousingMHProNews

Graphic by Skyline Champion, commentary by MHProNews.

 

But what federal officials may not have completely honed in upon is that during that contraction, Clayton has grown their market share, as the next two pie charts reflect.

ClaytonHomesOakwoodHomesBerkshireHathawayMarketShareofManufacturedHousingEndof2003DailyBuisnessNewsMHanufacturedHousingIndustryProNews

ClaytonHomesBerkshireHathawayMarketShareofManufacturedHousingEndof2011DailyBuisnessNewsMHanufacturedHousingIndustryProNews

Note the acceleration of Clayton’s consolidation, after the letter below by 21st was issued? That’s what some legal minds have called ‘smoking gun’ evidence of antitrust behavior.  Other evidence linked here reflects that the claims by Tim Williams were a mix of the truth and untrue. Rephrased, this was plausible cover for alleged antitrust law behavior.

21stMortgageCorpLogoLetterheadJan302009TimWilliamsRetailersBrokersCutSpecifiedLendingMonopolisticPloyConcernManufacturedHomeDailyBusinessNewsMHProNews

This document was provided as a news tip to MHProNews. To see the full report, click here.

 

ClaytonHomesSkylineChampionCavcoIndustriesMarketShareManufacturedHousingIndustryConsolidationGraphicPieChartMHProNews-e1528746976415

 

 

Coincidence? Or is it because Buffett’s bucks have – via third-party documented ‘dark money’ channels, has funded both the opposition to the industry by MHAction and other activist groups, as well as purportedly dominating MHI.

 

 

Prosperity Now, Nonprofits Sustain John Oliver’s “Mobile Homes” Video in Their Reports

 

This raises several issues that bear federal agencies, media and other investigations, and congressional oversight.

 

HUD Secretary Ben Carson, Affordable Housing, Obscuring the Truth, Innovations in Housing, and Manufactured Homes

 

Because there is a pattern and evidence that reflects the very real possibility that market manipulations and ‘predatory behavior’ by a small number of MHI member companies has cost the industry billions of dollars a year in potential sales.

 

Rope-a-Dope – Preserving Access to Manufactured Housing Act, Mom, Dad, & You

 

Is that an accident, mere coincidence?  Or is it indicative of something more sinister that often causes millennials and others to question capitalism, when it is specific and problematic corporate behavior that should be scrutinized, not the entire free enterprise system.

As tent cities grow in various parts of our nation, of course there will be an outcry by people against such troubling developments.

 

Tent Cities, Homelessness, Crime, Disease, Affordable Housing, and Manufactured Homes

 

While Secretary Carson and his predecessor have both praised manufactured homes, the inexplicable failure to use “enhanced preemption” or the “Affirmatively Furthering Fair Housing” legal principles to address these issues reflect some breakdown between the need and solutions that are already law.

It is mind boggling that MHI has no mention of enhanced preemption on their website, as of the date of the report linked below.  By contrast, MHARR, MHLivingNews, MHProNews and others have numerous articles and years of reports that point to that the need to enforce the law on federal preemption.

 

Members Point to Positives, Problematic – Manufactured Housing Institute (MHI) says, “Get the Facts on Zoning”

 

HUD Secretary Ben Carson, Affordable Housing, Obscuring the Truth, Innovations in Housing, and Manufactured Homes

 

Summing Up

Affordable housing, related lending, and a failure to properly promote manufactured housing are cited by people in and out of MHI as real problems.  This publication has stressed that not all MHI members should be viewed as black hats.  But that ‘black hat’ behavior has occurred from several prominent MHI member-firms is difficult if not impossible to intelligently dispute.

 

ManufacturedHousingInstituteLogoMHIBoardOfDirectorsLogoMHIExecutiveCommittee

Nathan Smith, Joe Stegmayer, Tim Williams, have all had various allegations lodged against them, as has Clayton Homes. Follow the links to learn more, which explains the satirical logo’s point.

 

Small Businesses, Consumers Are Being Harmed

These purported ploys in turn have cost small businesses collectively billions of dollars in the value of their enterprises. In response to declining shipments during an affordable housing crisis, which clearly harm smaller, more marginal businesses more than larger ones.  Bigger players with black hat behavior fuels bad news. The black hats may be using white hat companies in the same association to dress up their overall image.

MHI routinely has a reference to their antitrust statement – linked here – at the start of their individual business meeting sessions.  But that doesn’t change the reality that the industry is being consolidated into ever fewer hands.

To see if this is mere happenstance or something sinister if not illegal, federal, state, other interests, and advocates must do more to investigate beyond what has been done in articles like this and the linked reports herein and further below.

Secretary Carson has been doing a lot for manufactured housing publicly. But a counternarrative is also at play, which videos like John Oliver’s dwarf the good news that Secretary Carson is attempting to foster.  To date, the MHI ‘Homes on the Hill’ videos posted on this page have had about 2,000 total views between the 5 videos.  That’s helpful.  But John Oliver’s viral attack on manufactured housing has had over 6 million views.  That’s the factual reality.

Both major parties are making affordable housing and antitrust issues.

–      Will one party or both grab the bull by the horns, and investigate Berkshire Hathaway publicly?

–      Will one or both political parties call Warren Buffett, Kevin Clayton, and Tim Williams in to testify under oath about the evidence and allegations linked here?

–      Will federal and other investigators formally and publicly examine claims since the item linked above of further market manipulations, such as the ones reported at this link here?

–      Will the Feds and others allow Berkshire’s money and reputation to back them off? Or will they listen to voices that include MHI members who have said for years there is something wrong at the Arlington, VA based ‘umbrella’ trade group?

 

LATonyKovachGoodBipartisanshipShouldalwaysBepredicatedBenefitallhonestindustrymembersnotslectfewquote

The comment above was said with respect to another recent topic, but relates to this issue too.

Ponder the following 4 items from current-former MHI members.  On the issue of DTS, ponder the photo of MHI’s sponsors, and then MHARR’s comment about DTS.

 

TheHUDCodeforManufacturedHomesisADiscriminationCodeMartyLavinJDMHIAwardWinnerMHRetailFinanceExpertCommunitiesOwnerPhotoQuoteMHProNews

SoTheAssociationMHIIsNotThereFortheIndustryUnlesstheinterestsoftheBigBoysJointheIndustry'sMartyLavinMHIAwardWinnerQuoteMHProNews

MHProNews looks at the facts, considers the sources, and follows the evidence. MHI earlier last year, and for years before, MHI routinely replied promptly to all inquiries. But since we’ve spotlighted the problems and concerns, they’ve gone silent. Why? If the facts are on their side, why not make offer a cogent explanation?

 

FollowThe MoneyPayMoreAttentionToWhatPeopleDothanwhatTheySaySpySea72MartyLavinYachtManufacturedHousingINdustryProMHProNews

Ask yourself. Do these Marty Lavin dictums apply in this case?

 

 

2018-10-03_1018ManufacturedHousingInstituteHILogoCavcoFleetwoodPalmHarborFannieMaeFreddieMacLogoDailyBusinessNEwsMHProNEws

Marty Lavin advises, “Follow the Money” and “Pay More Attention to What People Do Than What They Say.” The GSEs are praising manufactured home quality, but then backed Clayton in supporting a ‘new class’ of manufactured homes, with key MHI member input, that is aimed at funneling that lending, per informed sources.

MarkWeissDTSQuoteManufacturedHousingAssocRegulatoryReformMHARRDailyBusinessNewsMHproNews

ManufacturedHousingInstitutePhotoOpportunitiesDailyBusinessNewsMHProNews

The Trump Administration officials shown above could well find themselves the target of MHAction, or other similar activist group’s claims, that they are acting on behalf of the MHI’s largest companies. Indeed, MHI has implied as much in their ‘photo op’ messages to their own members. Are we to think that MHAction doesn’t already have these photos? MHAction and their affiliated groups have arguably already laid the foundation for that in their prior protests of Secretary Carson, and large MHI members, as the video with Senator Warren above illustrates. To be clear, MHProNews is not accusing these officials of any wrongdoing, but rather, we are hereby pointing out the on issues such as DTS, Enhanced Preemption, or Affirmatively Further Fair Housing, failure to fully and properly address those as federal law already requires could leave well meaning photo ops to be twisted into something that those officials never imagined. To learn more, click here.

 

Let’s dot the i on the above by saying anew that in pointing the finger at the Omaha-Knoxville-Arlington axis, that is not to be misconstrued as saying that all of those in said organizations are all tainted.  Among our sources are those in Clayton Homes, 21st, and MHI, to name but a few.  There are good people working in these organizations who are as troubled by what is occurring to the industry as we and others are.

 

SubmitNewsTipsCommentsLettersToEditorMHProNews

To report a news tip, click the image above or send an email to iReportMHNewsTips@mhmsm.com – To help us spot your message in our volume of email, please put the words NEWS TIP or Comments in the subject line.

Millions of Americans are trapped in rentals, largely unaware of the good news that Secretary Carson has said during his tenure at HUD, or what scores of others in manufactured housing have been saying for years. Will MHI take these helpful videos that Secretary Carson made possible, and robustly promote them?  Or will they be a mere fig leaf? The latest head-fake to members, another illusion of motion, while the industry continues to consolidate?  Meanwhile,  millions search for affordable housing, when the solution is hiding in plain sight?

VicePresidentMikePenceWifeKarenHandOverHeartPledgeColts49ersGameWashingtonTimesDailyBusinessNewsMHProNews

Notice. One can agree or not with 21st Mortgage CEO and prior MHI Chairman Tim Williams’ presentation, from which the slide above was taken with permission, while still questioning how it came to be that Williams was being intellectually at odds with Berkshire Hathaway Chairman, Warren Buffett. To see all of William’s informative slides, click the graphic above. http://www.MHProNews.com/industry-news/industry-in-focus/is-tim-williams-21st-mortgage-ceo-mhi-chair-at-odds-with-berkshire-hathaway-chairman-warren-buffett What is undisputable is that for years, MHI pursued a bill that their own SVP of Government Relations said had essentially no chance of passage. Where was the logic? Or was it a ‘rope-a-dope‘ ploy?

 

But there is a rationale case to be made that forces within the industry have intentionally limited the industry, with the purported aim of consolidating businesses at a discount in a fashion that might slip by antitrust regulatory scrutiny.

 

Enforce Existing Law

But as or more important is that the solution requires no new legislation.  The solution is already federal law.  It need but be enforced. But there is evidence that the powers that be in the industry don’t want to solve the problem now.  They want to consolidate more of the industry. Meanwhile, the suffering of millions of people and thousands of independent business professionals continues.

 

UnderstandingWarrenBuffettCastleMoatMetaphorsQuotesDailyBusinessNewsMHProNews

Never forget that even during medieval times, castles and their moats were in fact breached. MHProNews and our sister site continue to chop away at the core issues that are close to the heart of what is arguably keeping manufactured housing from achieving its potential.

WarrenBuffettAZQuoteCriticalFactorDetermineValuePayFairBargainPriceMHProNews

GoodBusinessIsLikeAStrongCastleWithaDeepMoatAroundItSharksIntheMoatIwantItUntouchableWarrenBuffettQuoteDailyBusinessNewsMHProNews

Sometimes the truth is hiding in plain sight. Follow the facts, evidence, and the money.

 

Thus a public federal investigation, led by Congress, but with parallel efforts in the federal agencies, needs to be handled as publicly as possible. Why? Because the harm being done to the manufactured home industry is harming the public, plus independents who are arguably a victim too.

Renters, manufactured home owners, and voters need to understand that this is consolidating Machiavellian ploy is harming their interests.  The industry’s honest professionals should not be punished, it is the alleged bad actors who need to be held to account.

If we as a nation do so, then Secretary Carson’s solution for America may come to pass. The fabled doctor’s prescription, if put to work, could prove useful to millions and would save taxpayers billions too.  It would also create countless new jobs, and spark new investment opportunities.

ValuePenguinFearManufacturedHomesSolutionAffordableHousingCrisis

https://www.valuepenguin.com/home-insurance/fear-manufactured-homes-affordable-housing-crisis If MHI were serious about growing the industry, why have they not spotlighted articles like the one linked above?

 

The reports linked herein plus those below the byline and notices include articles that document how a natural economic boom could take place, raising the net worth of individuals who could leave the world of renting and become owners of affordable housing’s most obvious and proven solution. Modern manufactured homes are a proven solution. There is much work to be done to make that prescription and potential a reality.

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Gus’ message came in response to a series of exposes on issues within manufactured housing, as well as tips, strategies, and opportunities.

To learn more, see the reports linked above and below. More on this simple yet-profound topic tomorrow and in the days ahead. No politics, just 311 words that boil down to two words. Enhanced preemption. “We Provide, You Decide” © ## (News, analysis, and commentary)

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Tony is the multiple award-winning managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

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https://www.manufacturedhomelivingnews.com/hud-secretary-ben-carson-speech-on-manufactured-homes-manufactured-housingactive-ingredientmedicationfor-a-stronger-america/

 

 

 

 

Two Great Laws Already on the Books NOW,  Can Unlock Billion$ Annually for Manufactured Housing Industry Businesse$, Investor$

 

Tim Sheahan, NMHOA President, Controversial Points of Agreement with Marty Lavin, George Allen on Communities

Conquest Capitalism – Thoughts of Chairman Warren Buffett – Billionaires Campaign to Control Trillion Dollar Affordable Housing Market

 

Shocking, True State of the Manufactured Housing Industry, plus Solutions for Profitable, Sustainable Growth – May 2019

 

 

 

 

 

Key to Unlocking Door for More Manufactured Home Sales, Professor Lisa Tyler’s Valuable Research

May 31st, 2019 Comments off

 

KeyUnlockingDoorMoreManufacturedHomeSalesProfessorLisaTylerValuableResearchDailyBusinessNewsMHProNews

Let’s begin with a factoid from Zillow. Only eight percent – 8% – of housing shoppers consider a manufactured home. To the savvy marketer, investor, or other industry professionals — that is the challenge and the opportunity in disguise.

 

Turned on it’s head, accepting Zillow’s data means that 92 percent of the population isn’t even thinking about living in a manufactured home. Stating the obvious can bring clarity. Keep in mind that every retail sale is a local sale. A home sold at retail is going to a specific home site, or into a specific lot, or to a specific piece of property or land-lease community.

Zillow2016HomeBuyersSurveyManufacturedHousingIndustryDailyBusinessNewsMHProNews

Only 8 percent of housing shoppers considered a mobile or manufactured home, and many of those did not buy one. That’s both a challenge, but also an opportunity in disguise for those who have a sales and marketing system that deals with that reality. This graphic makes several points that savvy manufactured housing marketing and sales agents must be aware of, and include as part of an integrated marketing and sales plan.

 

So, to increase sales, one doesn’t have to convince the nation or the world that manufactured homes are better than is generally believed.  Rather, what must be accomplished is convince more people in a specific market area that manufactured homes are the best kept secret in affordable housing.

Hold those thoughts.

At its core, the above is an educational process. But it is a specific kind of education that can very much relate to marketing and selling. Hold those thoughts too, because we will return to them soon.

Rephrased, Manufactured Homes are misunderstood. Marketers, sales professionals, brokers, managers, and business owners must grapple with that reality.

The reasons for the misunderstandings are relevant, but we will leap over that for now, and point to Lisa Tyler, Ph.D., and the thesis of her important doctoral dissertation, entitled “Examining Community Attitudes Toward Manufactured Housing.”

For an article like this, one must drill down to core concepts. Let’s zero in on this gem from Professor Tyler. “Despite evidence that disproved misconceptions…negative stereotypes continued to influence local governments to impose regulatory restrictions on this type of [manufactured, factory-built] housing.”

Keep in mind that in order to obtain a Ph.D – the highest academic degree in her field – there are certain standards that must be met. Tyler had to go through peer reviewed examination, and the work she cited had to have occurred within five years of the time she produced her doctoral dissertation. That too had to be peer reviewed research.

Put differently, now Dr. Tyler wasn’t just a giving a bunch of nice sounding opinions.

That’s precisely what someone wants that is trying to debunk myths or mistaken notions.  It is third party information that millions of Americans need to be exposed to, or in the case of most independent professionals, thousands of people in your market(s) have to be effectively exposed to a process that ‘educates’ them as part of engaging them.

 

Cui Bono? Who Benefits?

People benefit or not from information. People can also benefit or not from misinformation. As a top executive in manufactured housing told this writer, “I’m ready for infowars.”

Beliefs don’t exist in a vacuum. Beliefs are formed one story at a time, until a picture emerges in someone’s mind. While some people have the background, training, or mental discipline to question commonly held thinking, not all do. That’s not a slam on those who don’t. Rather, that’s yet another opportunity in disguise.  What others in your area are unwilling to do – if you and your team do it – can honorably set you apart.

As an owner, manager, leasing, or sales professional, your primary concern is the reality of your business, and the market(s) your business serves. You want more of that 92 percent who don’t think about manufactured homes to do exactly that, and to do that with you at your location(s).

Consider the following.

Your prospective customer, in order to complete a sale must meet a few conditions.

  • They have to have the economic and financial ability to buy.
  • They have to have the willingness to buy.
  • They have to be able to explain their purchase in a satisfactory way to their friends and neighbors.

There is more. But those are essentials.  A Clayton Homes professional told MHProNews that cancellations of deals after they are started is a significant issue.  Clayton isn’t alone in that, “buyers remorse” happens to others too.

There are a variety of ways to summarize learning. My friend, author, and colleague Tim Connors, CSP, summed up sales and marketing education with these 4 phases.

  • Awareness.
  • Understanding.
  • Integration.
  • Mastery.

A front line sales person may be aware of some idea – this article, for instance – can be the start of awareness. But awareness of issues and opportunities without a deeper understanding, an integrated method for taking a shopper from skepticism to enthusiastic buyer, and that must be done enough to eventually master the method.

Is Connor alone in that thinking? Hardly.

Consider what Barry Noffsinger said to sum that up in the acronym, ADKAR.

 

Adkar_AwarenessUnderstandingIntegrationMasteryTimConnorBarryNoffsingerDailyBusinessNewsMHProNews

 

Zig Ziglar believed something similar too. That’s why he stressed that hearing something once was not enough. Ziglar believed that motivation and training had to be routinely done to be enduring.

 

ZigZiglarMotivationDoesntLastNeitherDoesBathingWHyWeRecomenditDailyBusinessNewsManufacturedHomeMHproNews

After years of research and real world experience, we’ve learned that properly educating – coaching, training – a sales team member or front-line manager is motivational. Rephrased, it’s not about merely emotional cheerleading. Rather, we provide the instruction that yields the confidence that allows the professional to BE motivated, instead of FEELING – briefly – motivated.  But something similar must happen for prospects too.

 

Repetitive inputs are critical.

Let’s apply that to manufactured housing.

Intentionally or not, Americans are fed a steady diet of misinformation and terminology that is demeaning about manufactured homes. A certain level of correct information must be available for them. There must also be a logical way to disabuse a prospect from years of what amounts to negative programming.

Articles and videos can help with that, but one must also have a front line professional(s) that have been properly forged in the methods of walking a prospect from curiosity to completing a sale with a customer who is satisfied enough to tell their friends. Then that new home buyer must be able to defend their decision too.

Given the reality of all the negativity around manufactured homes, that being dealt with in the marketing and sales process is huge.

 

Third Party vs. Your Words

You saying something may or may not be believed. But some third party that doesn’t benefit saying something is far more likely to be believed. That’s why those who mistakenly think they can post an article on their own retail center, community, factory, or lenders’ website is not likely to work with most people. That’s like you telling them, and the seller is doubted by most prospects.

So there must be a third-party resource that has experts that compliments the work of a front line sales or leasing professional and their manager(s).

Then, that third-party resource ideally likewise must cite third-party experts, such as Dr. Lisa Tyler.

Manufactured Home Living News (MHLivingNews) is that third-party platform. Seeing the need, we began that project several years ago. There are few things more compelling than watching and listening to happy home owners, combined with the research that uses experts and evidence to debunk misconceptions.  For example, Tyler’s work – and that of numbers of others – can be access in the article linked below.

 

 

Let’s use an analogy. There is positive and negative energy present in electricity. Without both positive and negative protons and electrons, there is no power.  Our society has for some reason been conditioned to avoid whatever appears negative. Nonsense. Without embracing and dealing with both the positive and negative, there will only be very limited results.  David Ogilvy was famous – as a marketer. Grasping nettles means you grasp the problems.  Nettles sting, but they are also medicinal. It’s a great metaphor for what our industry needs.

 

LeadersGraspNettlesDavidOgilvyFatherModernMarketingQuoteMHProNews

 

It seems controversial to some to question authority. Frankly, that’s a traditional role of media, including good trade media. For example, Kim Komando has built a large audience of tech lovers, but she has at times taken on vexing topics like the dark sides of Facebook. Understood properly, that helps her credibility, it doesn’t harm it.  Our credibility has arguably been helped, not harmed, by taking on vexing issues inside manufactured housing. That doesn’t mean that everyone likes every article or topic. Nor is that necessary.  We make people think, which is the first step to problem solving and goal attainment.

Dr. Tyler didn’t just write about manufactured homes. She owned one for several years. This I know, because she told me. Lisa was kind enough to mention me in her acknowledgements to her dissertation. While I encouraged her work, because it is important, she did the doing. She deserves the glory.

Dr. Tyler is one of several experts that have studied the subject of manufactured housing. She is pro-industry. Her research is useful.  Which begs the question. Why is her work not mentioned on the Manufactured Housing Institute’s (MHI) website?

LisaTylerManufacturedHousingInstituteSiteSearchManufacturedHomeCommunityAttitudesResearchMHProNews

 

Or why is Eric Belsky’s work also missing from MHI’s website? Recall that in years gone by, MHI quite correctly used to refer to then Harvard University’s Joint Center for Housing Studies (JCHS) Belsky in their brochures and literature. If he was good enough before, why not now? Rephrased, Belsky was dropped by MHI. Why?

 

EricBelskyManufacturedHousingInsituteDailyBusinessNewsMHProNews

 

Scholastica ‘Gay’ Cororaton did perhaps the most useful third party research on manufactured housing in 2018. Cororaton works for the National Association of Realtors (NAR) as a Certified Business Economist (CBE). She’s missing the morning from MHI’s website too. Yet Cororaton cited not only myself in her first footnote, but also someone from MHI. It’s not like MHI doesn’t know about her.

 

ScholasticCororatonNationalAssocRealtorsManufacturedHousingInstituteMHIDailyBusinessNewsMHproNews

 

Furthermore, each of these subjects have been brought to MHI’s attention directly by me, and indirectly – per our sources – to others.

Last but not least today, there is HUD Secretary Carson, and prior HUD Secretary Julian Castro. Carson’s speech to MHI is still missing from MHI’s website, yet that was now three weeks ago.

 

HUDSecretaryBenCarsonManufacturedHousingInstituteDailyBusinessNewsMHProNews2019-05-31_0959

 

There is no mention of this video, posted below, where Carson on a national business news channel raised manufactured housing’s profile in a positive way. The interview begins with a discussion of 3D printed housing, but ends with favorable points about manufactured homes.

 

 

Nor is there any mention whatsoever of Julian Castro and his video. That’s really odd, as it was an MHI vice president who provided that video to me in the first place.

 

 

Rephrased, MHI has the Castro video, because they arranged for it. Yet, it is missing from their own website?

Manufactured housing – as Dr. Carson (GOP) and 2020 presidential hopeful Julian Castro (D) both have said – is an important part of the solution to the affordable housing crisis. MHI knows that, so why have they failed to provide third party validation to their arguments for the industry?

Let’s be clear. Staffs’ jobs at a trade association are to carry out the board of directors instructions.  At MHI that’s the MHI Executive Committee.

These can’t all be oversights, can they?

So whatever one might attribute as the motivation for these failures by MHI, the fact remains they are doing some things, that are clearly insufficient, or manufactured housing wouldn’t be misunderstood, and new home shipments would not be sliding 7 straight months year-over-year during an affordable housing crisis. It is an apt example are what Mark Weiss, JD, President and CEO of the Manufactured Housing Association for Regulatory Reform (MHARR) called “The Illusion of Motion.”

 

The Solution Begins at the Local Level

You and I can’t fix MHI, nor do we need to do so. But we must grasp the reality of MHI, in order to advance in your local market(s) efforts.

When one grasps that the negative energy around manufactured housing often flows from ‘big boy’ MHI member companies, those who aren’t black hat ‘big boys’ should differentiate themselves from the rest. You and your firm – to unlock your full potential – must be seen by the public as a white hat company in an industry that housing shoppers have been led to believe is led by black hat operations.

ManufacturedHousingInstituteLogoMHIBoardOfDirectorsLogoMHIExecutiveCommittee

We know the importance of emotions, because we have them too. But the Creator gave us a mind to think with, not just emotions that if unchecked can carry us away, a bit like dead fish floating down stream.

The correct combination of mind-opening marketing, combined with front line sales professionals supported by management that grasps these realities can walk an individual prospect one step at a time from curiosity into happy home ownership.

That’s best done one-on-one. By using a mind opening methodology, by teaching a staff to do the same, what you end up with is the widest array of prospects. As the sales team increasingly ‘gets it,’ they’ll sell an ever greater percentage and total number of prospects.

This method is honest, not manipulative. The customer is respected, not tricked. At the end of the process, they are now ‘in the know,’ which makes then feel empowered not diminished. They become the opposite of what too many think of as ‘trailer trash.’

This take effort, but it pays.

It is also something that requires nothing from the national association, or anyone other than you and your team’s connecting with our existing and proven resources. Which brings us back to Dr. Tyler.

She aptly made the point that it was community attitudes that are where the issue lies.  More fundamentally, it is with individuals, who in sufficient numbers influence or make up a community.

The positive, profitable change – once the dynamics are understood and navigated – can be addressed at the local level. That is where all sales take place. That’s something you and your team can successfully accomplish in a profitable, honorable, and sustainable fashion. To learn more, click one of the tabs – or check out the Related Reports, below the byline and notices.

RememberThisQuoteIrPrettyPicturesMHIndustryWillOnlyAchieveItsGoalsByResovingItsCoreIssuesLATonyKovachMHProNews

This should not be misunderstood. Good videos, good photos and websites are useful. But if that was all that is needed, the industry’s sales would be 10 times larger than they are today. Clearly, education of the home buying public is missing. That’s what the Zillow research cited above reflects.

Denying reality may be a mild form of insanity. The opposite of that is to deal with what is real.  That’s this morning’s manufactured housing “Industry News, Tips, and Views Pros Can Use,” © where “We Provide, You Decide.” © ## (News, analysis, and commentary.)

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LATonyKovachQuoteManufacturedHousingIndustryWontReachPotentialAddresscoreIssuesArtificallyholdingitback466By L.A. “Tony” Kovach – for MHProNews.com.

Tony is the multiple award-winning managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

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What is Marketing? What is Selling? Succeeding with Manufactured Homes in Your Local Marketplace(s)

 

Ultimate, Proven Contrarian Investing – Ethical vs. Unethical, Legal vs Illegal Manufactured Housing Industry Strategies

Shocking, True State of the Manufactured Housing Industry, plus Solutions for Profitable, Sustainable Growth – May 2019

“Game On” – “Fighting Discriminatory Zoning” “Moral Obligation” Fix “Worsening Nightmare” – State Associations Entering Spotlight

Wall Street Expects POTUS Trump Reelection in 2020, MHVille First Looks

April 30th, 2019 Comments off

 

WallStreetExpectsPOTUSTrumpReelection2020MHVilleFirstLooksMHProNews

While some polling suggests that if the election were held today, Biden would have a 6 to 7 point edge.

 

But according to left-of-center CNBC:

  • While Biden was viewed as the most stock market-friendly possible Democratic candidate, more than 70% expect Trump to be reelected.
  • Elections can affect financial markets; the Dow rallied 8 percent from the 2016 election to year-end as investors grew confident in tax reform and big spending.
  • A new poll of Wall Street insiders shows that a vast majority expect President Donald Trump to win reelection in 2020.
  • While Joe Biden was viewed as the most stock market-friendly possible Democratic candidate for the White House, more than 70% of survey respondents told global investment bank RBC Capital Markets that they expect Trump to be reelected.
  • Most expect Trump to win in 2020, but there’s still some nervousness around the event,” Lori Calvasina, RBC’s head of U.S. equity strategy, wrote to clients. Sixty-seven percent “of our March 2019 survey respondents believe that Joe Biden is seen as the most acceptable Democratic candidate by the stock market for the White House. No other candidate got a significant number of votes.”

Biden held his first rally yesterday in Pittsburg, Pennsylvania where he drew an audience of an estimated 600 attendees.

By contrast, President Trump held a rally in Green Bay, Wisconsin on Friday, where he packed a 12,000 seat auditorium, and had more outside.

Both PA and WI were states that had been reliably ‘blue’ or Democratic leaning in presidential contests for years.  Trump flipped those and Michigan, as part of his successful bid to crack ‘the blue wall.’

Certainly, Biden is in the lead in several polls.  His campaign said they raised $6.3 million dollars on the first day, which topped Beto O’Rourke and Bernie Sanders first day campaign hauls.  While O’Rourke is fading in the eyes of some, it is still early.  Sanders leads in support for the Democratic nominee for president in some states.  But Washington whispers are that their party bosses prefer Biden to Sanders.

Some speculate neither will do sufficiently well, and that Michelle Obama will enter the race in that case.

Time will tell.

What is certain is that with the economy moving ahead, that plays in the incumbent Trump’s favor.  But much of the mainstream media tilts towards the Democrat, and some 90 plus percent of news coverage has been anti-Trump.

The Obama-Biden administration gave manufactured housing Pam Danner at HUD’s Office of Manufactured Housing Programs (OMHP), Dodd-Frank and the Consumer Financial Protection Bureau (CFPB), the so-called Affordable Care Act (a.k.a. ObamaCare), higher taxes, and more regulations.

The Trump Administration removed Danner at HUD, cut taxes, ended the individual mandate in ObamaCare, signed a roll-back of the MLO rule that muzzled manufactured home sellers with the CFPB.  There is record low unemployment.  Wages are rising. Factory-jobs that former President Obama said were never coming back have returned by the hundreds of thousands.

 

TrumpBidenTaleofTapeWashingtonTimesMHProNews

 

President Trump is also the only president known to have visited a manufactured home land-lease community at any time in decades, while in office.

See more under related reports, further below.

The battle for 2020 is well underway. Think long-term, but pick your party favorites early.

That’s this morning’s first pre-dawn edition of “News through the lens of manufactured homes, and factory-built housing” © where “We Provide, You Decide.” © ## (News, analysis, and commentary.)

 

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Democrats, Republicans Agree – “Manufactured Homes Can Play a Vital Role in Easing” the Affordable Housing Shortage

 

HUD Secretary Ben Carson and Senator Thom Tillis Discuss Affordable Housing and Manufactured Homes, Video

President Trump Spotlights Factory Home Builder in Speech, Proven Promotion, Support of Industry Advancement

 

“I knew right from the beginning.” When President Trump, First Lady Melania, VP Pence Toured Manufactured Home Community

 

 

 

 

 

 

 

Bipartisan Praise for Manufactured Housing, What’s Next

April 26th, 2019 Comments off

 

BiPartisanPraiseForManufacturedHousingWhatsNextDailyBusinessNewsManufacturedHomeProNews

Wheat and chaff. Let’s give credit where it is due. These two video clips were obtained by the Manufactured Housing Institute (MHI). That’s good. They represent bipartisan praise for manufactured homes as an important part of the solution to the affordable housing crisis. That’s good too.

 

One might wonder why these videos aren’t on YouTube, or why they aren’t being prominently promoted. After all, former HUD Secretary Julian Castro is now a Democratic contender for their party’s nomination for president in 2020. Secretary Ben Carson, MD, is a former 2020 presidential contender. Both men are respected by their respective political party’s.

 

 

But these video statements – freely made by the top person of the federal agency that has primary oversight over federally regulated HUD Code manufactured homes are useful.

 

 

So too was the bipartisan statement made at the state level by a committee that studied manufactured homes. See that report, linked below.

 

 

 

The positive facts about manufactured housing are well known in industry circles. Some third-party, academic-style research in 2018 likewise amounted to praise of the industry. Perhaps the most notable was the research done recently was by the National Association of Realtors, Certified Business Economist (CBE), Scholastica ‘Gay’ Cororaton. So why has MHI not posted that on their website?

 

ManufacturedHousingInstituteLogoScholasticaCororatonNARSearchMHProNews

 

As this and other fact-checks reveals, there’s an increasingly evident pattern of failures to properly promote manufactured housing that one can discern at MHI. They question becomes, why? They know about the Cororaton’s useful NAR research. The Arlington, VA based trade group also knows about those two videos, and numbers of others like them.

A trade group sharing such informational/educational material that corrects or clarifies facts about our industry’s housing products and services with industry members is fine. But it isn’t enough.

 

It’s the general public that needs convincing.

 

It is also local public officials that need to be made aware of letters like the one linked here from HUD to a local jurisdiction, reminding them that they could not supersede federal authority.

MHProNews research has identified numerous third-party reports that are useful for referencing the proven value of federally preemptive HUD Code manufactured housing.  That research dates back for over 20 years.

The Manufactured Housing Association for Regulatory Reform (MHARR) website has a clearly stated aim to achieve industry growth. They have identified specific issues that are holding the industry’s retailers, communities, and developers back from achieving far higher levels of new HUD Code home sales.  A search of their website reveals several references to Enhanced Preemption. See composite screen capture below, from earlier today.  They are a production, not post-production, trade association representing independent builders of federally regulated manufactured homes.

 

 

EnhancedPreemptionManufacturedHousingAssociationRegulatoryReform4-26-2019ManufacturedHomesMHProNews

 

So why is it that MHI as an ‘umbrella’ association that claims to represent “all segments of factory-built housing” – which clearly includes post-production interests – has no mention at all of enhanced preemption.  This search was repeated today, which had the same result as on the previous date shown.

 

EnhancedPreemptionMHIWebsiteSearch

Both sources with MHI, and MHI’s outside counsel, have stated that they monitor our website. MHI leaders have been asked directly about this issue. No changes. Given the issues the industry faces on zoning and placement, why are they allowing one of the best arguments to go unused?

 

When NIMBY and other factors are causing the industry to face pushback, solution oriented professionals must ask, what are the steps that can be taken to address these issues?

HUDCodeManufacturedHomesHUDPDR2001InfillmanufacturedhousingMHProNews

Certainly, part of it is educational.  Local jurisdictions that are taking an anti-affordable housing, or anti-manufactured home stance need to be made aware of the economic harm that their posture causes.  The negative aspect of that is where “Seattle is Dying” and related reports come in.

 

 

That is also where “Fear” comes in, because that report originally published here, and update on MHLivingNews at the linked text-image box below lays out the economic benefits from fostering more affordable housing, all by references to third-party research.

 

 

The above are association work, or the work of a business/investor willing to tackle that locally, knowing the upside profit potential from having done so.

Finally, it could also – at least in theory – be the grounds for a civil rights case by impacted citizens.  In such a scenario, such as exists in Bryan, TX, recovery of legal fees plus damages could be a potential outcome.

 

CommunityGuideFactoryBuiltHousingTypicalSiteBuiltFactoryBuiltManufacturedHOusingModularHomesMHProNews

This was part of third-party, university level research. It is one of several such reports over the years. Why are these reports not prominently on the MHI website?http://www.mhmarketingsalesmanagement.com/blogs/daily-business-news/wp-content/uploads/2019/04/CommunityGuideToFactoryBuiltHousingHUDPDRManufacturedHousingModularHomeMHProNews2001.pdf

CommunityGuideFactoryBuiltHousingInfillDevelopingModularHousingManufacturedHomes2001HUDPDRMHProNews

This was part of third-party, university level research. It is one of several such reports over the years. Why are these reports not prominently on the MHI website?http://www.mhmarketingsalesmanagement.com/blogs/daily-business-news/wp-content/uploads/2019/04/CommunityGuideToFactoryBuiltHousingHUDPDRManufacturedHousingModularHomeMHProNews2001.pdf

MHI in an oblique response to our repeatedly raised concerns has taken to showing photos of their staff or elected leaders with public officials.  What good are those examples of access actually doing the industry?  Are they not in fact a striking case of MHI failing to use that access in furtherance of the interests of independents who want to see new HUD Code manufactured home sales growth?

 

ManufacturedHousingInstituteLogoMHILogoSupportersofMHIElevatedTopAdminPositionsDailyBusinessNewsMHProNews574

What practical impact have these prior photo ops actually resulted in, other than photos that MHI uses to impress people with their access? Why not use that access to get HUD to make enhanced preemption a routinely enforced reality?

 

What’s next from MHI? When will they do their self-proclaimed job?  When will they use their self-proclaimed clout?  Photo opportunities alone are meaningless, perhaps even embarrassing, if they don’t ultimately result in timely solutions to issues such as the full implementation of Duty to Serve, or correcting the zoning/placement issues that exist from coast-to-coast.

MHIGotCloutWheresTheBeefMHProNews

That’s this edition of “News Through the Lens of Manufactured Homes, and Factory-Built Housing,” © where “We Provide, You Decide.” © ## (News, analysis, and commentary.)

 

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SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

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Insider Tip – “Selling Access” to HUD Secretary Ben Carson, Manufactured Housing Institute’s Latest Razzle Dazzle

April 18th, 2019 Comments off
InsiderTipSellingAccesstoHUDSecretaryBenCarsonManufacturedHousingInstituteLOGOLatestRazzleDazzleMHProNews600

If the shoe fits…satirical MHI logo provided under fair use guidelines.

The definition given by Dictionary of the noun razzle-dazzle reads in part as follow, with the bold added for emphasis: “Informal. showiness, brilliance, or virtuosity in technique or effect, often without concomitant substance or worth; flashy theatricality: The razzledazzle of the essay’s metaphors cannot disguise its shallowness of thought.”

 

The Urban Dictionary defines the term ‘dog and pony show’ in similar terms. “Man do the ignorant apathetic masses eat up this dog and pony show.”

Dog and pony show” is a colloquial term which has come to mean a highly promoted, often over-staged performance, presentation, or event designed to sway or convince opinion for political, or less often, commercial ends,” said Wikipedia.

 

So razzle dazzle, or dog and pony show are designed to catch the eye and impress, even if there is no substance or practical usefulness to it. With that backdrop is this following insider tip. The words in brackets are added for clarity, our common MHProNews bold and brown are added to make a direct quote pop, but the comments – typos and all are in the original – are from an insider with knowledge of the developments in the manufactured housing industry’s version of ‘the Swamp.’

On the BC [Ben Carson] matter, though, you are absolutely right, as they use these stuff for dog and pony show, but never ask these people [at the Manufactured Housing Institute] to get something tangeable done for the industry and consumers…waste of the industry’s hard-earned clout.”

 

ManufacturedHousingInstituteMHICongressExpo2019BenCarsonPhotoOpSpeechDailyBusinessNewsMHProNews

From an MHI email to their members earlier this week. Such an address by HUD Secretary Ben Carson, MD, could be useful or not.  Will Secretary Carson do something substantive, that will help the industry, consumers, and HUD? Or is this just another photo op? Time will tell.

 

GotClout-questionmark-GetItHere-MHI-ManufacturedHousingInstitute-postedMHProNews-com-

The Daily Business News with MHProNews was previously tipped some time back about the red herring use of photo ops with political figure by Manufactured Housing Institute (MHI) and members of Congress, federal or state officials.  Photo ops are morally neutral, the specifics of how it is used is the question. In MHI’s case, per insiders, they are literal ‘head fake’ attempts to impress the rank and file industry member with their access – what MHI touts as clout – but without actually producing any useful results.

This new allegation would suggest that MHI is selling access to photo opportunities to Secretary Carson, because it costs hundreds of dollars to attend MHI’s Congress and Expo.

People love selfies and photos with celebrities and famous people. The desire for a photo with a notable person can include public officials. The photo of Nathan Smith with Vice-President Joe Biden, or the signed photo from Barack Obama serves to make the point.

 

 

One reason that presidential or other campaigns make coffee shop, restaurant, factory, or other stops is precisely to give ‘real people’ the opportunity to have a photo made with them. It is a practice done by people of both major parties. Those photos become free ads for a politico on social media, emails, texts or other more traditional ways to commemorate that moment. MHProNews team members are not immune to that phenomenon; we have photos with notables and officials too. We have not opted to publish such photos recently of a given team member with some well-known political personality. Doing so could be misinterpreted.

 

 

It’s a Profit Center

An upcoming analysis of the MHI 990s make it clear that meetings and events like their ‘Congress and Expo’ are profit centers. They earn significantly more from such an event than the cost to put it on.

In essence, per another source with insider knowledge, what the Arlington, VA based Manufactured Housing Institute (MHI) is doing is “selling access” for “photo opportunities” with HUD Secretary Ben Carson in this case, or with other figures in various instances. Professionals got photos last year with Secretary Carson or others and more will doubtlessly do so this year. That’s not necessarily a slam on Carson or HUD. It is what it is.

Both MHI and HUD will be given an opportunity to respond to these concerns.

 

Where is the Practical Use of MHI Access and Clout?

The quote at top is a key to understanding the emergence of the puzzling picture that is manufactured housing today. If MHI has such “clout,” when they have photos with several key people in the Trump Administration, or with Democrats or the GOP in Congress, why aren’t they using it to gain real results? Why is MHI proudly pushing a speech and photo opportunities?

Why aren’t they asking and OBTAINING Secretary Carson’s potentially powerful position for HUD’s intervention in areas like

Or why haven’t they shown results in obtaining:

  • Eliminating the 10/10 rule on FHA Title I loans?
  • A broad use of the Duty to Serve lending by the GSEs for all manufactured homes, not just for the Clayton Homes promoted ‘new class of homes?’

The list of possible ‘asks’ by MHI and their ‘big boy’ masters could go on.  One might note what MHARR said to Fannie Mae’s new CEO, when they made the point that failing to implement DTS (or by inference, other such policies) adds to the profitability of Berkshire Hathaway owned brands in manufactured housing.  It gives Clayton and their sister companies an outsized influence.  It makes the point that MHI award-winner Marty Lavin previously made, doesn’t it?

 

Wasted MHI Clout? 

If MHI has such clout, as they have claimed for years in graphics like the above, why didn’t the stop the hit against their own prominent members in the John Oliver viral “Mobile Homes” video?

If MHI has such clout, why is the primary media narrative arguably against the industry’s homes and communities, rather than for it?

MHI can no longer as easily escape with the ‘head fake’ photo “razzle dazzle” or “dog and pony show” techniques any longer, so long as MHProNews and/or any others spotlight what they are and have been doing for years.

ManufacturedHousingInstituteLogoMHILogoSupportersofMHIElevatedTopAdminPositionsDailyBusinessNewsMHProNews574

What have these prior photo ops actually resulted in, other than photos?

Rhetorical or visual red herrings are a deceptive ruse arguably designed to deceive and impress independents or others without delivering any actual and measurable results. MHI is collecting millions in dues, and what do they have to show for it?  Why is the industry performing at a lower total production rate today than the year that Warren Buffett entered the industry over 15 years ago?

 

2018-12-10_0949SkyChampionManufacturedHousingShipmentHistoryDailyBusinessNewsMHProNewsNov2018

Skyline-Champion (SKY) is an MHI member.  They are making the case in the chart above that there is upside.  Of course there is, but why isn’t that upside being achieved?  It is self evident to those who look at history and the facts that the industry is under-performing. Several MHI member companies have said as much, in their own IR presentations. Rollohome went from zero to 60,000 new homes shipped in 2 years. What was done before can be done again, better, faster, and with sustainable results, thanks to existing laws.

 

MHI obtained a video with Secretary Carson, and a video with previous HUD Secretary Julian Castro. Castro is currently seeking a run at the White House as a Democrat. Dr. Carson is a well-known member of the GOP, and as a Republican, sought his party’s nomination as president in the 2016 campaign cycle.  Why are those videos touting bi-partisan praise for the industry not on the home page of their website?  Why instead are they a challenge to find?

The evidence and reasons suggests – and the Omaha-Knoxville-Arlington axis has not yet denied or explained away – the claim that the “Illusion of Motion” has made MHI money, while the industry continues to consolidate into ever fewer hands.  MHI meetings have become ‘Buffett’s Big Boy Buffet.’ Members pay for the honor of potentially becoming the next meal for a corporate giant.

If the industry was performing near their historic norm, or to the industry’s potential, then the value of those businesses arguably would be higher.

WarrenBuffettAZQuoteCriticalFactorDetermineValuePayFairBargainPriceMHProNews

Does MHI, Clayton Homes, et al’s failure to seriously move the needle to advance the industry de facto benefit Berkshire Hathaway and others who are consolidating the industry at effectively depressed prices? If so, is MHI engaging in unethical or perhaps illegally deceptive trade practices?

Is it a coincidence that failing to fight and win media image, to fully implement good laws, to overcome regulatory or other hurdles creates shark-like resistance?  Meanwhile, the manufactured home industry staying smaller limits the attraction of new competition, and that pattern allows Warren Buffett and his de facto allies to buy up chunks of the industry at a discount? Aren’t these useful in doing exactly what Buffett has said in his own words?”  That summarizes points that publisher and industry expert L. A. ‘Tony’ Kovach has made.

GoodBusinessIsLikeAStrongCastleWithaDeepMoatAroundItSharksIntheMoatIwantItUntouchableWarrenBuffettQuoteDailyBusinessNewsMHProNews

Sometimes the truth is hiding in plain sight. Follow the facts, evidence, and the money.

The industry’s independents in MHI ought to demand their money’s worth, or seek new structures that achieve the claimed goals of the Arlington based association that claims to represent “all segments of factory-built housing.”

 

UnderstandingWarrenBuffettCastleMoatMetaphorsQuotesDailyBusinessNewsMHProNews

Never forget that even during medieval times, castles and their moats were in fact breached. These lessons are not shared to discourage, but to identify the root issues, so that they can be successfully addressed.  One of many things that Secretary Carson could do is ask the FTC and DOJ to investigate allegations of violations of antitrust and other laws.

 

Photo ops and nice speeches are fine, and we can all enjoy them.  But it is measurable results that the industry needs, and the same applies to current manufactured home owners and the roughly 100 million living in rentals, most of who want to become a home owner.” says Kovach.

The time for razzle dazzle and head fakes is over. The industry continues to be consolidated.

See the related reports to learn more, found further below the byline, offers, and notices.  That’s this morning’s edition of manufactured housing “Industry News, Tips, and Views Pros Can Use© where “We Provide, You Decide.” © ## (News, analysis, and commentary.)

 

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To report a news tip, click the image above or send an email to iReportMHNewsTips@mhmsm.com – To help us spot your message in our volume of email, please put the words NEWS TIP in the subject line.

NOTICE: You can get our ‘read-hot’ industry-leading emailed headline news updates, at this link here. You can join the scores who follow us on Twitter at this link. Connect on LinkedIn here.

NOTICE 2: Readers have periodically reported that they are getting a better experience when reading MHProNews on the Microsoft Edge, or Apple Safari browser than with Google’s Chrome browser. Chrome reportedly manipulates the content of a page more than the other two browsers do.

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3) Marketing, Web, Video, Consulting, Recruiting and Training Re-sources

SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

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For Want of a Nail – Manufactured Housing

Cui Bono? “Killing Me Softly,” Manufactured Housing’s New Theme Song?

 

 

 

 

 

HUD Secretary Ben Carson Sounds Off on Housing Market, Opportunity Zones, More

March 14th, 2019 Comments off

HUDSecretaryBenCarsonOnHousingMarketDailyBusinessNewsMHProNews

There is discussion of the 2020 Housing and Urban Development (HUD) Budget, and its impact on housing.

 

There talk about opportunity zones, something that could prove useful for manufactured home producers, among others.

Then there is discussion by Secretary Carson on homelessness and more.

This week, Secretary Ben Carson appeared on CNBC to discuss how HUD is promoting economic opportunity through the Opportunity Zones initiative, among other tools for revitalizing distressed communities around the country and creating more affordable housing for American families.

 

With Opportunity Zones – which MHProNews spotlighted earlier this week – Carson said, “you are taking dollars that are going to be invested in something somewhere, and you are directing them to the areas that have been most neglected economically, historically,” Secretary Carson said. We have “a chance to revitalize those areas and to provide jobs and opportunities for the people there so they can climb the ladders [of opportunity] and become part of the American dream.”

 

 

Secretary Carson serves as Chair of the White House Opportunity and Revitalization Council. The Council’s 13 Federal member agencies will engage with governments at all levels to identify ways to effectively use taxpayer dollars to revitalize low-income communities.  The video also discussed the 2020 HUD Budget, some facts about the manufactured housing component of that topic are in the report linked below the byline, email headline news sign-up, and notices.

That’s this tonight’s “News through the lens of manufactured homes, and factory built housing” © where “We Provide, You Decide” © ## (News, analysis, commentary.)

 

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To report a news tip, click the image above or send an email to iReportMHNewsTips@mhmsm.com – To help us spot your message in our volume of email, please put the words NEWS TIP in the subject line.

NOTICE: You can get our ‘read-hot’ industry-leading emailed headline news updates, at this link here. You can join the scores who follow us on Twitter at this link. Connect on LinkedIn here.

NOTICE 2: Readers have periodically reported that they are getting a better experience when reading MHProNews on the Microsoft Edge, or Apple Safari browser than with Google’s Chrome browser. Chrome reportedly manipulates the content of a page more than the other two browsers do.

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SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

 

 

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What HUD Will and Won’t Say About Manufactured Housing Programs in 2020 HUD Budget

HUD Secretary Ben Carson on Opportunity Zones, Revitalization, DROPS 2020 Announcement, Plus Manufactured Home Stock Updates

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2020 Federal Budget Request For Hud Manufactured Housing Program Needs Further Reform

 

Manufactured Home Production Decline Persists As 2019 Begins

HUD Whitewash on DOE Rule Costs, More Washington Manufactured Housing Updates

 

 

 

 

 

 

HUD Secretary Ben Carson Touts 2018 Accomplishments, Highlights

February 1st, 2019 Comments off

 

HUDSecretaryBenCarsonTouts2018AccomplishmentsManufacturedHousingIndustryDailyBusinessNewsMHproNews

The partial federal shutdown, now over, delayed several reports, like the one that follows.

 

 

The U.S. Department of Housing and Urban Development (HUD) press room provided the Daily Business News on MHProNews select highlights of what they point to as Carson’s accomplishments.

Given the Manufactured Housing Institute (MHI) claims of close ties and “clout,” it is worth noting that manufactured housing isn’t mentioned at all.  But there are several data points and mentioned items that directly or obliquely should be of interest to manufactured home industry professionals.

 

 

Manufactured Housing Institute Housing Alert, Affordable Housing Crisis, MHI’s #NettlesomeThings Response

 

 

Here’s the HUD release.  Some analysis will follow HUD’s release.

 

 

 HUDNewsheaderManufacturedHousingIndsutryDailyBusinessNewsMHProNews

 

HUD RELEASES 2018 YEAR IN REVIEW HIGHLIGHTING ACCOMPLISHMENTS UNDER SECRETARY CARSON

WASHINGTON – Today, the U.S. Department of Housing and Urban Development (HUD) released its 2018 Year in Review outlining the major accomplishments of the agency under Secretary Ben Carson.

“Over the past year, the Trump Administration has continued to deliver on its promise to create greater economic opportunity for low-income families and encourage reinvestment in underserved communities,” Secretary Carson said. “HUD is advancing its mission by providing sustainable homeownership opportunities, removing barriers to revitalization and affordable housing, and helping communities impacted by natural disasters rebuild, among other efforts. I look forward to continue building on the successes of the past year and opening more pathways to self-sufficiency for HUD-assisted families.”

HUD’s achievements in 2018 include:

  • Spurring Reinvestment in Communities

o HUD preserved affordable housing options by converting over 100,000 public housing units through the Rental Assistance Demonstration (RAD) program, which has generated close to $6 billion in construction investment.

o The Administration established the White House Opportunity and Revitalization Council, covering 13 federal agencies and led by Secretary Carson, which will work to prioritize Opportunity Zones in a variety of federal efforts, including grant funding, loan guarantees, infrastructure spending and crime prevention.

 

  • Advancing Economic Opportunity

o HUD’s Federal Housing Administration (FHA) served nearly 669,000 mostly first and low- to moderate-income, single-family homebuyers through home loans; supported the production and preservation of 121,600 multifamily units; and provided $2.45 billion in insurance for hospital and residential care facilities.

o Ginnie Mae served 1.86 million households by attracting global capital to the nation’s housing market through its mortgage-backed security (MBS) in conjunction with the government’s lending programs, such as the FHA and Veterans Affairs (VA).

 

  • Reducing Homelessness Among Extremely Vulnerable Populations

o   HUD, through the HUD-Veterans Affairs Supportive Housing (HUD-VASH) program, reduced veteran homelessness by 5.4 percent since last year, falling to nearly half of the number of homeless veterans reported in 2010.

o   HUD-supported Continuums of Care (CoCs) reduced the number of families with children experiencing homelessness by 2.7 percent since 2017 and 29 percent since 2010.

 

  • Funding Disaster Recovery at Historic Levels

o HUD has responded to natural disasters with historic funding levels and assistance to support the long-term recovery of affected communities. Specifically, HUD is allocating more than $35 billion in Community Development Block Grant – Disaster Recovery (CDBG-DR) funding to 16 states and local governments in FY2018 following several natural disasters to support long-term recovery efforts.

o HUD introduced new FHA financing options, including the “Disaster Standalone Partial Claim,” for disaster victims who are rebuilding or buying another home following a disaster. This option covered up to 12 months of missed mortgage payments via an interest-free second loan on the home.

 

  • Protecting Taxpayers

o   HUD won a significant legal victory in Anaheim Gardens v. United States, a case that has been pending for 25 years and presented HUD and the Federal government with potentially more than $100 million in liability exposure.

o   HUD reduced the FHA’s exposure to risk and promoted sustainable homeownership. Specifically, HUD exceeded the statutorily mandated 2.0% capital ratio in the Mutual Mortgage Insurance (MMI) Fund in fiscal years 2017 and 2018 by not implementing a premium decrease announced by the previous administration.

 

Read more of HUD’s 2018 accomplishments here and about many of the individuals and families who have been impacted by HUD’s programs and services at HUD.gov/humansofhud.

### End of HUD Release ###

Secretary Carson, it will be recalled, promised manufactured housing professionals a new era of cooperation last year, saying the Trump Administration here’s our industry’s interests and concerns. It is beyond doubt that Carson made significant changes, such as the removal of Pam Danner, JD, from the administrative role at HUD.  There has been some regulatory relief – or at least a pause.

The industry’s members should not forget Lesli Gooch’s questionable statement to Scotsman Guide, just prior to the end of the federal shutdown.  See the related reports below for more.

That’s tonight’s MH “Industry News, Tips, and Views Pros Can Use,” © where “We Provide, You Decide.” © ## (News, analysis, and commentary.)

 

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To report a news tip, click the image above or send an email to iReportMHNewsTips@mhmsm.com – To help us spot your message in our volume of email, please put the words NEWS TIP in the subject line.

NOTICE: You can get our ‘read-hot’ industry-leading emailed headline news updates, at this link here. You can join the scores who follow us on Twitter at this link. Connect on LinkedIn here.

NOTICE 2: Readers have periodically reported that they are getting a better experience when reading MHProNews on the Microsoft Edge, or Apple Safari browser than with Google’s Chrome browser. Chrome reportedly manipulates the content of a page more than the other two.

(Related Reports are further below. Third-party images and content are provided under fair use guidelines.)

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2) To pro-vide a News Tips and/or Commentary, click the link to the left. Please note if comments are on-or-off the record, thank you.

3) Marketing, Web, Video, Consulting, Recruiting and Training Re-sources

SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

 

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Yes, Thankfully There’s Times Manufactured Homes Earn Bipartisan Praise in Washington, D.C. Metro

November 22nd, 2018 Comments off

YesThankfullyTheresTimesManufacturedHomesEarnBipartisanPraiseinWashingtonDCMetroDailyBusinessNewsMHProNews

A new article on Manufactured Home Living News (MHLivingNews) points out praise across the left-right partisan divide in favor of modern manufactured homes.

 

That same new Thanksgiving Day report also pulls together elements from both national trade associations that are based in or near Washington, D.C.

In that lighter holiday mood, and as positive as is reasonably possible spirit, you can see the report, linked below.

 

Giving Thanks for Mobile Homes, Manufactured Homes, Classic “Mobile Home Parks” and Manufactured Home Communities

For another Thanksgiving report, thankful for the independents, who along with others, made manufactured housing great, see the related reports, further below.  From all of us to all of you, happy Thanksgiving. ##We Provide, You Decide.” © ## (News, analysis, and commentary.)

(Related Reports are further below. Third-party images and content are provided under fair use guidelines.)

1) To sign up in seconds for our MH Industry leading emailed news updates, click here.

ManufacturedHomeIndustry#1HeadlineNewsMHProNews

To see a sample of our emailed news update, click here. To sign up for the factory-built home industry’s #1 headline news, click here or the graphic above.

2) To pro-vide a News Tips and/or Commentary, click the link to the left. Please note if comments are on-or-off the record, thank you.

3) Marketing, Web, Video, Consulting, Recruiting and Training Re-sources

SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

 

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What’s the Truth About Thanksgiving in MHVille?

 

Sunday Morning Weekly Recap Manufactured Housing Industry News June 25 to July 2, 2017

July 2nd, 2017 Comments off
ManufacturedHousingIndustryProfessionalNewsWeeklyRecap2017MHProNews

A look at the new MHProNews.com home page.

As vacation season rolls on, we’ll try something just a little bit different again today for our weekly recap of .  Reader feedback, always encouraged and appreciated.  Matthew and his work are missed, but we hope his trip to the mountains will be a good one!

What’s New on MHLivingNews.com

We’re testing out some new things on the Daily Business News this week too, and have had some guest writers doing reports for us.  Traffic on these reports have been good  – that’s always a positive sign – but your written feedback is appreciated. 

July 1st, 2017

Able+AbleFactoryBuiltHomeModularManufacturedHousingDailyBusinessNewsMHProNews

June 30, 2017

HUDSecBenCarsonAbsoluteNeedHousingCrusadersAffordableHousingManufacturedHomeDailyBusinessNewsResearchDataReportsVideoDailyBusinessNewsMHProNews410

June 29th, 2017

PacificSkiesCarlyleGroupManufacturedHomeCommunitiesBizJournals-DailyBusinessNewsManufacturedHomeIndustryProNews

 

June 28th, 2017

 

hetMurphreeDeerValleyHomebuildersJamesMcGeeDeerValleyHomebuildersLATonyKovachInsideMH

Chet Murphree, Deer Valley Homebuilders. James McGee. Deer Valley Homebuilders, L.A. ‘Tony’ Kovach, Inside MH.

June 27th, 2017

 

MHARR_accuses_HUD_of_power_grab_June_2017

 

June 26th, 2017

OPEC Disarray May Yield Manufactured Housing Industry Hooray

Proud Patrick Performance Perspective Spotlighted, MHCV, Markets Mixed

LoisStarkeyFormerlyVPManufacturedHousingInstituteRichardADickJennisonPresidentCEOMHIDailyBusinessNewsManufacturedHomeIndustryReportsResearchDataMHProNews

MHI Legislative Fly In Clouded By New Controversy

Eric Conn ‘Trailer Law Complex’ Social Security Attorney ‘On the Lam’

Putting the Cart Before the Horse—Er, House—in Montana

Sunday, June 25th.

Sunday Morning Weekly Recap Manufactured Housing Industry News June 18 to June 25, 2017

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(Image credits are as shown above.)

Submitted by Soheyla Kovach to the Daily Business News on MHProNews.com.

Zillow Group Study Reveals Trillions in Manufactured Housing Industry Opportunities

April 11th, 2017 Comments off
TrillionsInUSAffordableHousingNeeded

When you do the math from the recent Zillow study, and compare it to data from NAHB or NAR, there are trillions of dollars in affordable housing demand – and thus opportunities – in the next few years. Taxpayer subsidized housing programs won’t be able to cover that cost, but the proper approaches for using modern manufactured housing could.  Graphic credit, MHProNews.com/GraphicStock.

When life hands you lemons, make lemonade.

When the Zillow Group’s ™ recent survey of Consumer Homebuyer Trends tells you 92% of Americans aren’t considering a manufactured home – and only half of those who ponder manufactured housing actually purchase one – consider it a multi-million-dollar opportunity in your professional back yard.

Nationally, that means trillions of dollars in opportunities gaping before the HUD Code manufactured home industry in the next five years.

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RC Williams.

Recent reports by RC Williams on the Daily Business News point to the reality that entry-level housing sales reported by the National Association of Home Builders – and from the National Association of Realtors – documents the fact that sales are actually slipping under the $250,000 price point.

The cause isn’t lack of demand.

Rather, there’s not enough existing home inventory – or new builder inventory – at those price levels. That can results in bidding wars from buyers. It also means there are markets where there may be more real estate agents than there are houses for sale under $250,000.

Proof Tapping the Demand Can Be Done

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Tom Fath.

The case study linked below with millennial and third generation industry professional, Tom Fath, documents how that ‘yawn of the consumer market’ towards manufactured housing can be turned into demand yielding more well-qualified credit and cash customers. Their operation is growing at triple-digits annually – to understand how they’re tapping the market, see the video interview, linked here.

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Barry Noffsinger, photo credit, MHProNews. See Doing Good Pays, at this link here

A panel of manufactured home industry lenders – compromised of Credit Human’s Barry Noffsinger, Triad Financial Services’ Don Sharp, and Cascade Financials’ Mike Jones – confirmed to industry professionals at the 2017 Tunica Manufactured Housing Show that there’s a huge market, and some in the industry are successfully tapping into it.

But much more is possible.

MH Industry Leaders Believe It Can Happen

M.Mark.WeissJDPresidentCEOMHARRManufacturedHousingAssociationforRegulatorReform-creditManufacturedHousingIndustryDailyBusinessNewsMHProNewsMHARR’s President and CEO, M. Mark Weiss, JD, has told MHProNews that hundreds of thousands of manufactured homes could be sold annually, in a responsible and sustainable way.

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Sam Landy, UMH President and CEO.

High-flying UMH Properties President and CEO, Sam Landy, JD, has likewise told the industry that hundreds of thousands of new manufactured home sales annually could become the industry’s new reality – if regulators in Washington, DC get out of the way – and allow the industry and private investors to do their jobs.

Sunshine Homes owner and president, John Bostick has pointed out that factory home building in Japan – “the land of engineers” – is commonplace there.

Bostick also said that an operation like his could successfully double production in about 60 days, while maintaining high quality and

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John Bostick, president, Sunshine Homes, Red Bay, AL. For A Cup of Coffee with…John Bostick, click here.

customer satisfaction, hallmarks of his A+ BBB rated firm.

Bostick’s statements are noteworthy, because their firm is already growing at about double the pace of the industry at large. To learn more, click here.

HUD – Holdup or Partner?

DrCarsonInvitedTransformHUDManufacturedHomesEndorsingDonaldTrump-ManufacturedHousingIndustryDailyBusinessNewsMHProNews-Dr. Ben Carson,     President Donald Trump’s hand-picked Secretary for HUD, has signaled he sees the value of manufactured homes,” said manufactured home industry trade publisher, marketing and sales consultant, L. A. ‘Tony’ Kovach.

Dr. Carson has also said he sees the value of public-private partnerships. Vice President Mike Pence said the Trump Administration willenforce the law.” Kovach said, “All that sounds promising. Will the necessary changes be made at HUD to ‘drain the swamp’ of the manufactured housing program, so the industry and free markets can do its job?”

Doing so would create tens-to-hundreds of thousands of good jobs annually as new manufactured home shipments rise.  That in turn would reduce poverty, help inner cities, cut government deficits, while easing government subsidized housing challenges, Kovach and others say. To learn more, see link here.

HUD’s Swamp…

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Pam Danner, JD, HUD Code Manufactured Housing Program Administrator, credit, MHProNews

Kovach explained that Pam Danner, JD, isn’t the only fly-in-the-ointment there. According to what informed sources with years of ties to the HUD Code manufactured home program tell MHProNews, there are other internal road blocks at the federal housing agency.

For example, “Sources within tell us that HUD’s legal counsel has for years taken a position the polar opposite of what the Manufactured Housing Improvement Act of 2000 requires,” said Kovach.

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L. A. “Tony’ Kovach.

Meanwhile, NIMBY, BANANA, and zoning officials – who are either ignorant, or who deliberately ignore federal law – are contributing factors causing the affordable housing crisis.”

The acronym NIMBY means “Not In My Back Yard,” while BANANA means “Build Absolutely Nothing Anywhere Near Anything.”

The Daily Business News has tracked the various issues within and outside of manufactured housing for years, all of which are slowing the industry’s obvious ability to be the solution to a crisis that subsidized housing tax dollars alone can never hope to solve.

Real estate agents, conventional house builders, local or state public officials, investors, Dr. Carson and the Trump Administration – all of these are potential allies for manufactured housing,” Kovach said. “As more forward-looking MH Industry professionals take the needed steps, the potential to tap into trillions of dollars in opportunities in the next 5 years grows.”

We know the roadmap! How many more industry pros will commit to the necessary steps to program, chart and follow the course?”

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Using the Lakeland, FL Metro average of $106 per square foot, the $54.42 per sq ft for the home listed on Zillow on the collage above is a bargain. Image credits and data on the right, Zillow, and are shown under fair use guidelines. Image credit of the woman at the left, MHLivingNews/GraphicStock.

A Deep Dive Into Consumer Housing Desires

The first look at the Zillow Group’s ™ insightful report – including added insights from Noffsinger – along with a video of a couple who were previously skeptical of “trailers,” owned a conventional house – and who now proudly own a manufactured home – are all linked here. ##

(Image credits are as shown above.)

SoheylaKovachManufacturedHomeLivingNewsManufacturedHousingIndustryDailyBusinessNewsMHProNews-Related – Should HUD Secretary, Dr. Ben Carson, have the MH Program follow the law, and enforce preemption?

Submitted by Soheyla Kovach to the Daily Business News on MHProNews.com.