Posts Tagged ‘Back’

UPDATE: OMHA Fires Back in Manufactured Housing Commission Battle

April 4th, 2017 Comments off

Credits: Official Photos, OMHA, OMHC, Digital Imaging Reports, Ohio EPA.

In a story that the Daily Business News originally covered here, the battle between the office of Ohio Governor John Kasich and the Ohio Manufactured Housing Commission (OMHC) has heated up yet again.

And, the Ohio Manufactured Homes Association (OMHA) is firing back.

According to the Dayton Daily News, Governor Kasich is calling for the OMHC to be disbanded, and its responsibilities delegated to the Ohio Department of Commerce. The call is part of the governor’s budget proposal pending before the Ohio General Assembly.

At the core of the campaign against the Commission are the claims from Ohio fire and environmental officials who say the board doesn’t do enough to prevent manufactured home fires and ensure clean drinking water in the MH communities.

But industry professionals, including OMHA Executive Director Tim Williams, are backed with facts, and say that there’s more to the story.

The administration is spreading false information and misleading information because the commission is pushing back against Kasich’s proposal,” said Williams.

tim williams exev vp ohio mfg homes assoc

Tim Williams, OMHA Executive Director.

As Daily Business News readers are already aware, we have pointed out the facts versus myths surrounding manufactured homes and fires, noting that homes built under post-1976 federal regulations have the same rates in this area as traditional homes, and Williams pointed to similar data.

Local or state fire officials have no authority to inspect or educate or require different fire codes for manufactured homes,” said Williams.

Association of Manufactured Home Residents in Ohio President Frank Pojman says that in many cases, manufactured homes are actually safer.

When these houses are built, they are inspected at the factory,” said Pojman.

When they leave the factory, it has a tag that says it meets federal safety standards. You don’t get that in a stick built home.”


Credit: Stoveguard, MHLivingNews.

For one industry professional, who is also involved with the commission, the need for it is obvious.

I believe wholeheartedly, whether I sit on the commission or not, it’s one of the best things that’s happened to the manufactured home community in Ohio,” said Evan Atkinson, general manager of Clayton Homes in Frazeyburg and a commissioner on the board.

Since the commission was created, the number of complaints about mobile home installation has plummeted from hundreds to a number you can count on one hand. What’s proposed now is to fragment it and stick it back out into deep bureaucracy.”

Atkinson says that the commission currently requires inspection of every single home installed in Ohio, and points out that it’s a commitment the Department of Commerce has not made.

I believe there’s a probably a good likeliness that homes may not be installed as well as they are currently being installed,” said Atkinson. He also noted that after establishing new rules for licensing and inspections, the commission has heard one complaint in the last three years, as opposed to the more than 500 complaints every year from consumers about mobile home installation before the commission was created in response to federal rules in 2003.

I think the Manufactured Homes Commission has proven they do the right thing by consumers in Ohio, and that’s very much proven by the number of dispute resolution cases there used to be and the number of dispute resolution cases today,” said Atkinson.


From Fire to Water


Credit: OMHA.

In addition to the onslaught from Ohio fire officials, the Ohio EPA told the Dayton Daily News that its efforts to “force Ohio mobile home parks [sic] to provide their residents safe drinking water have been slowed by inaction on the part of the commission.”

In a statement, the Ohio EPA says that it shares oversight with OMHC over the state’s 250 manufactured home communities that operate their own water systems.

This includes Pineview Estates in Miamisburg, where about 400 residents routinely lost running water; and Catalpa Grove Mobile Home Park in Dayton, where the owner failed to test the system for contaminants such as lead, copper and bacteria,” the EPA said in the statement.

In both cases, the Manufactured Homes Commission denied any appreciable assistance to the Ohio EPA in taking action on the park’s [sic] license, instead forcing the EPA to pursue the issue through lengthy court battles. The manufactured homes commission rarely – if ever – bothers to use its full regulatory authority to enforce safe water rules.”

According to OMHC director Janet Williams dealing with the EPA caused more confusion than progress.

We have never had clear authority to take action against a mobile home park [sic] owner’s license for water quality issues since we began licensing mobile home parks [sic] in December 2012,” said Williams.

We want to work with them in the process of whatever legal avenue we have to help them enforce the water rules they have in manufactured home parks [sic].”

Strong words from the Ohio EPA came as a surprise to Tim Williams.

The EPA showed little interest in increasing oversight of manufactured home communities in the past.”

Jim Demitrus, who was on the commission board from 2006 through 2015, pointed out that pulling a manufactured home community’s license over water issues would lead to serious and potentially severe consequences for residents.

If they pull the license, everybody in that community has to move out,” said Demitrus.

I would like to see somebody in state government do that. Pull the license, and you have to move 100 families.”

The Daily Business News will continue to follow this story closely and provide updates. ##


(Image credits are as shown above.)



RC Williams, for Daily Business News, MHProNews.

Submitted by RC Williams to the Daily Business News for MHProNews.

Trump Signs Executive Order, Dodd-Frank Roll Back to Begin

February 3rd, 2017 Comments off

Credit: Newsmax.

A busy day for President Donald Trump, as he signed orders to implement additional sanctions on Iran, met with his CEO executive council and signed an Executive Order that is significant to the manufactured housing industry.

According to the Daily Mail, the Executive Order to be signed by President Trump will direct the Treasury secretary to review the 2010 Dodd-Frank financial oversight law, which reshaped financial regulation after the 2008-09 financial crisis.

During the campaign, President Trump pledged to repeal and replace the Dodd-Frank law, which also created the Consumer Financial Protection Bureau (CFPB), and administration officials argue that Dodd-Frank did not achieve what it set out to do, instead seeing it as an example of massive government over-reach.

Dodd-Frank is a disaster, said Trump, during a meeting this week with small business owners, including NFIB President and CEO Juanita Duggan.

We’re going to be doing a big number on Dodd-Frank.

While the Executive Order is not expected to have an immediate impact, it directs incoming Treasury Secretary Steven Mnuchin to consult with members of different regulatory agencies and the Financial Stability Oversight Council and report back on potential changes.


Credit: MHLivingNews.

MH Industry Impact

As industry professionals know, Dodd-Frank and the CFPB have had a significant impact on affordable housing, in essence creating a “Renter’s Nation”.

The sweeping 2,000-page Dodd-Frank regulations were never meant to apply to factory-built homes at all, according to a letter written by the law’s co-sponsor, Barney Frank. In a response to a constituent, Frank said, “I do not think it is necessary to include manufactured housing as part of our effort to prevent abusive mortgage practices, and I am now working with my staff to see if we can find a way to make a change that would deal with the problem you correctly point out…

Nevertheless, industry professionals say MH financing has been so profoundly impacted, it is hurting the people who can least afford it — low- to moderate-income buyers trying to make the transition from renting to owning their own homes.

don glisson jr triad fin svcs credit

For “A Cup of Coffee With…” Don Glisson, Jr., click here or on the photo. Credit: Triad Financial.

Our compliance costs have quadrupled in the past three years alone,” says Don Glisson, CEO of Triad Financial Services, another leading MH lender in the “A” credit market for more than half a century.

Triad and CU Factory Built rank third and fourth in the MH finance market for buyers with FICO scores above 650.

In our “A Cup of Coffee With…” segment with Glisson, he discussed in detail the challenges with those in government understanding manufactured housing.

I would love to think that MH is considered mainstream housing, but the truth is we are still the red-headed stepchild in the eyes of many, especially the ‘elites’ who supposedly know what’s good for everyone, and of course many of these elites work in government,” said Glisson.

We are the answer to the country’s affordable housing issues, but we don’t get fair treatment at the federal level. There are no MH dwellers inside the Beltway, so we must not be a good housing choice in their eyes.

Government is taking sides and it’s harming the very middle-class they profess to want to help.

For more on Dodd-Frank’s impact on the manufactured housing industry, click here. ##

(Image credits are as shown above.)


RC Williams, for Daily Business News, MHProNews.

Submitted by RC Williams to the Daily Business News for MHProNews.