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Teen Sex Slaves, Lawlessness, Affordable Housing, Weaponized News, MH Accountability, as Nation Awakens to House Divided

January 3rd, 2019 No comments

 

TeenSexSlavesAffordableHousingWeaponizedNewsMHAccountabilityAsNationAwakensHouseDividedDustInWindKansasMHProNews

“…And if a house be divided against itself, that house cannot stand,”
– Mark 3:25, cited by Abraham Lincoln in the following quote.

 

A house divided against itself cannot stand.” I believe this government cannot endure, permanently half slave and half free. I do not expect the Union to be dissolved—I do not expect the house to fall—but I do expect it will cease to be divided. It will become all one thing, or all the other.” – Abraham Lincoln, in famous ‘a house divided’ speech.

 

We aren’t dust in the wind, not yet anyway.

The song by Kansas, below has had 120 million views. It’s based upon Ecclesiastes 1:14, and is a reminder of the inevitability of death.  But it that also reminds us to make the most of this life as one prepares for what follows. And while we all will become dust one day, we are God’s beloved dust, always.  There is nothing without a deeper meaning, nothing.

 

 

Decisions – and indecisions – inevitably create results. Elections have consequences.

Lawlessness does too.

There’s potentially a record number of cases in the modern era involving human trafficking on our southern border.

That includes teenage female sex slaves, per independent award-winning journalist Sharyl Attkisson.

Former President Barack Obama, Hollywood celebrities, lawmakers, numerous millionaires or billionaires, and the Pope – to name but a few – all live behind walled properties.

Other nations like Hungary, Israel, Saudi Arabia, and the historic Great Wall of China are among the past or present reminders – ‘living proof’ – that walls, fencing, and physical barriers work. But lawmakers – who in several cases previously supported fences and/or a wall plus other additional border security – are hypocritically continuing the standoff in Washington, D.C.

So, it is now almost two week into a partial federal shutdown.  Several sources suggest it could be a record for such shut-downs, as both sides are dug in.

The connections between largely uncontrolled illegal immigration, crime, and affordable housing are rarely heard on mainstream news reports. Why?

Millions of human lives are being toyed with by political and economic forces struggling for control of the minds, hearts, and soul of the world’s richest nation.  Its not merely the attractive magnet of a better life that’s to blame for border jumpers.  It is at least as much the deceptive, cynical decisions made here in the U.S. that’s creating misery on both sides of that invisible line.

There are the whitewashed bones of the dead who’ve crossed illegally and didn’t make it.  They are found in parts of California, Arizona, New Mexico, Texas, and on the Mexican side of the line too.

Or there are those who crossed and lived, only to become young sex slaves. Others who become low-cost labor that undermines the earning power of American labor.  Those fellow humans are not being treated like beloved dust.  But rather, they are manipulated, abused and tossed aside like dirt by the powerful that pull the strings behind the curtains.

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According to sources, it is team Clayton that ‘dropped a dime’ on those in factory-built housing that resulted in immigration raids.

 

Shadows of Liberty

Actor and millionaire Danny Glover, as longer-time Daily Business News on MHProNews readers may recall, said that there’s a monopoly of not only money, but also of information.

 

DannyGloverQuoteItsNotOnlyAMonopolyOfWealthItsAmonopolyofInformationasWellDailyBusinessNewsMHproNEws

Danny Glover quote from the fascinating video documentary, Shadows of Liberty, posted on the linked page here.

 

Former CBS Anchor Dan Rather said that mainstream news is mostly controlled by a limited number of companies who decide what you see, hear, and read. That in turn has a subtle but substantial cumulative and manipulative impact on the views of your fellow Americans.

 

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Dan Rather quote from the compelling video, Shadows of Liberty, posted on the linked page below.

 

Among those media giants?

It’s Disney, who owns such outlets as ABC News, ESPN Sports, A&E, Marvel, and much more.

 

DeepaKumarQuoteGiantMediaCorpLikeTimWarnerandNewsCoprDisneySoForthTheyGetToDecidWhatIsNews

Deepa Kumar quote from the thought-provoking video documentary, Shadows of Liberty, posted on the linked page here.

 

Yesterday, MHProNews reached out to MHAction, to see if they really care about the image and integrity of manufactured home owners as it relates to the Disney controversy playing out in Orlando, Florida.

 

Food, Folks, Fantasy, Fun, and Flubs – Disney’s “Trailer” Slur Update

 

We will report what, if anything, MHAction will do.

The leadership team – elected and staff – of the Monopolistic Housing Institute, err, Manipulative Housing Institute, opps, the Arlington, VA based Manufactured Housing Institute (MHI) was contacted in the last part of December about this Disney topic. If it’s good for the industry at large to be properly understood and respected, is it good for MHI – with their own full time PR person – to weigh in on this topic?

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They arguably liberated us, more on that further below.

 

MHI either will or they won’t weigh in on the Disney controversy. Either way, it speaks volumes, doesn’t it?

MHProNews will soon begin to take the pulse of other selected industry trade groups, to see if they will weigh in on what may be a slow, protracted struggle with Disney to get them to do whatever is right on what should be an easy decision for a multiple-billion dollar firm. Keep in mind, that Disney may have already spent more in communications with MHProNews and in their ‘internal discussions’ than what it would cost to simply replace a few signs.  Or how much would it cost Disney to draft and email a memo to their staff on proper industry terminology, and the respect for 22 million homeowners in the U.S. and the additional souls living in factory-built homes in Canada?

Whatever response, or no response, those nonprofits provide the Daily Business News, and MHProNews will report back to our growing numbers of professional readers-investors and affordable housing advocates.

 

Affordable Housing, and a Costly Shutdown 

One can debate the style and tactics of former NBC reality TV star and billionaire real estate mogul turned-President, Donald J. Trump. But he was arguably the creation of a political and economic revolt by tens of millions of voters tired of the status quo. He’s a disruptive figure, doing what a disruptive person in the White House does.

One can also debate equally controversial figures, such as Maxine Waters (CA-D). Waters will likely take over the reins today at the powerful House Financial Services Committee.

MHProNews alone in 2018 reported in MH trade media an instance – S. 488, the Jobs and Investor Confidence Act – that produced a high degree of bipartisanship – 4o6 to 4 – that Waters and now former chairman Jeb Hensarling (TX-R) achieved on an economic reform bill.

Similarly, MHProNews alone in MHVille trade media reported the high degree of bipartisan victory achieved in the recent prison reform bill.

Why do these issues matter to MHPros, investors, and affordable housing advocates?

Because the law of supply and demand is operating at all times.  Unjust incarceration costs taxpayers, and results in human tolls. It also means that businesses that are crying for qualified labor are going without. Prison reform was prudent, and should remind both left-and-right that the nation even recently could come together, as honest Abe Lincoln thought possible.

 

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While there is a case to be made that the community sector is perhaps the most secure and stable one in MHVille, it too has proven vulnerable to market manipulation. When you check out the evening Daily Business News market report, you’ll see quite stable firms also being buffeted by arguably artificial head winds. It is going to be a battle for your profession and investments in 2019, and beyond.

 

An unsecured southern border has allowed waves of undocumented peoples from Latin America, but also from other nations around the world, to sneak into the USA.

While the mainstream media often reports that there are 11 million undocumented in the U.S., there are estimates as high as 20 million.

But stop and think about either of those totals of undocumented in the U.S. from an affordable housing perspective.

When the National Association of Realtors (NAR) chief economist Lawrence Yun said that the nation needs some 8.3 million housing units, perhaps half that count is arguably the result of the presence of illegal immigrants being in the U.S.

Does that impact you, your profession, and investments? Of course, it does.

Like it or not, while political theater is being stage-managed by partisan forces in Washington, D.C. for millions of viewers/readers/listeners, the battle for your wallet and will are ongoing.

You and millions of others are being treated like dust in the wind, before your time.

 

MH Errata 

An errata or erratum is “an error in printing or writing.” We get typos, sorry, but it is what it is. Last night, an executive with a MHI-only-association member company emailed MHProNews’ publisher, L.A. ‘Tony’ Kovach to say that the order of the names under a pair of Democrats in a photo were mistakenly reversed. Those elected officials names were correct, but the order was somehow flip-flopped in the sequence. It was possibly an error from another source that we overlooked in transcribing those two Democrats names, either way, we should have caught it. In minutes, the correction was made, and our publisher emailed back his thanks.

Here was the reply from that source.

Not criticizing…

Thanks for all you do…

The deep state shall no longer be like cockroaches… shine the light on them and they scatter… accountability is paramount to corrective action…

Keep up the work…”

 

NnotCritizingThanksforAllYouDoMHProNews

Screen capture of the email, quoted in the text above.

 

Another manufactured home industry veteran, community and development focused Eddie Hicks emailed to share an on-the-record view of a concept to get beyond the political divide in Washington, D.C. Hick’s commentary, is linked here or by clicking the pull-quote, below.

 

EddieHicksPhotoConsultantsResourceGroupMobileHomeParkFactoryBuiltHomesMHProNews

Eddie Hicks has enjoyed a long, distinguished, and colorful career in manufactured housing. For years, Hicks pushed for a federal program’s full implementation, one that benefited a few communities. But failure to fully enforce the law meant that numerous others didn’t get the benefits they may otherwise have earned. There are a number of cases where lack of enforcement of existing laws harms MHVille. 

MHC Pro Eddie Hicks, Federal Stalemate, and the 28th Amendment Solution

 

A third MH industry pro, with millions personally invested in the industry, plus a leader of an independently owned firm, emailed to say:

I always knew you were gonna get attacked…[by MHI and their string pullers]…never quit.” He also said, “See you in Louisville.” The extended quote from that MHPro is linked here or by clicking the textbox below.

 

Profitably Defeating “the Long Knives” – 2019 New Year’s Resolution for MHVille

 

Yet another industry partner-investor emailed to our publisher to say:

I really enjoyed this article!  I love the movie “It’s a Wonderful Life“.

https://www.manufacturedhomelivingnews.com/affordable-homes-warren-buffett-as-mr-potter-in-christmas-classic-its-a-wonderful-life/

God Bless…”

IReallyEnjoyedTheArticleEmailedCommentDailyBusinessNewsMHPronews

Screen capture of email, quote above.

 

The point of sharing these specific quotes from the many that come in?

While there’s a diversity of views in our industry, many are aware and eager to see the disruption of the political, social, and economic status quo.

It’s fight night at the fight club.

While you sleep, events are in a manner of speaking being scripted, hoping to manipulate you, your family members, your co-workers, and circle of friends or industry colleagues.  That’s not a conspiracy theory, that’s reality.  That’s what those voices on Shadows of Liberty and other experts who have studied the issue say.  Do you think it is a coincidence when every Democrat, or every media talking head on this or that network, is repeating the same words, over and over? What are the odds of that occurring, if it weren’t in some fashion – scripted?

 

ThomasSowellQuoteIfPeopleInMediaCannotDecideWhetherTheyAreInNewsReportingbusinessorManufacturingPropagandaMoreImportantForPublicchoseNewssourcesAccordingly

 

Rephrased, it’s all part an info war,” as another MHI member industry president said. The “info war” is part of the broader puzzle of legal, regulatory, and economic manipulation. Who says?

As our report on Monday duly noted, the richest nation in the world was ranked #41 by Wikipedia in the rate of home ownership. How is that possible?  How do you explain that low rate of U.S. home ownership?

Here’s what both 2016 candidates Senator Bernie Sanders (VT-I, self-avowed Democratic Socialist who caucuses with Senate Democrats) and GOP nominee Donald J. Trump said “the system is rigged.” Click that report below to better understand the relevance and interconnections of these issues.

 

Eye Opening – Manufactured Homes in National, Global Context

 

 

Trillions in Value Changed Hands in the 2008 Housing Crisis…

Trillions more were ‘lost’ in the waning weeks of the 2018 market slide.

Housing and real estate are a multi-trillion-dollar part of the U.S. economy. We will soon be bringing you an exclusive analysis on a report by NASDAQ that should glue eyes from the U.S., Canada, and beyond.

The left-right media divide is often nicely captured by the eclectic Drudge Report. It is one of several sources we keep an eye on, to help industry readers like you save time, and stay better informed.

DrudgeReport132019DailyBusinessNewsMHproNews

Yes, the nation is waking up to divided government. It is now a marathon to 2020. Who will win?

Our left-right evening market report is becoming a must-read for a growing number of pros. Everyone with motivation wants information that’s worthwhile. Everyone needs third party-reality checks.  That’s one of many reasons why we value reader input and tips.

 

CNNFoxNewsLeftRightMediaBiasDailyBusinessNewsMHproNEwsSharylAttkisson

MHProNews looks at issues from a wide variety of perspectives.

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The evening market routinely places our MHVille industry into the broader, roiling, economic and political nexus that’s holding once far-greater industry from achieving its true potential.

 

ManufacturedHomeMHShipments1990-2017DailybusinessNewsManufacturedHousingMHProNews600

Every piece of a puzzle matters, if you want a complete picture.  The amount of capital in the U.S. today could readily expand manufactured housing production.  The same holds true for retail centers, or the creation of more developments and communities.

 

The factory-built home industry could come roaring back in short order. That’s what those years in the early 1990s tell you in the graphic above.

The news, historic context, plus analysis craved by folks from coast-to-coast isn’t found anywhere else in MHVille trade media. The cheers and jeers – the later of which we see as a badge of honor – because of who and why they’re motivated to smear, sneer, and jeer.

Here on MHProNews, we hold the powers that be, the blatantly fake or hypocritical, accountable. Because it all impacts and matters to you, and your loved ones.

HUD’s FHA Commissioner Brian Montgomery on 2019 Manufactured Housing Hot Seat

 

What’s Next?

There’s a series of open questions that will unfold in 2019.  They absolutely impact your profession. But they also impact tens of millions of lives, and represent trillions – yes, trillions – in economic value and activity.

 

FEAR, a Solution to the Affordable Housing Crisis, and the Manufactured Home Dilemma

 

These facts and linked reports all provide evidence to back the thesis or claims with relevant data-points from credible sources.  When the facts are inter-laced in a report like this, a new clarity about the full scope of our opportunities – and obstacles – begins to emerge.

Why is manufactured housing underperforming?

Rigged system.  Misinformation that has been allowed to persist. Some of that at a local level, perhaps like the Disney case, may begin as innocent ignorance.  Ignorance is nothing to be ashamed of, we are all ignorant about many things.

But once Disney – or anyone else becomes informed, at that point, they are ignorant no longer.

Does it all interrelate?  As our readers in Wisconsin say, “youbetcha.”  Especially if you don’t want to be dust in the wind before your time.  This version of the Kansas song posted below are the lyrics and the song, and ‘only’ has 9 million views.  If only MHI could come up with a video that has 9 million views.

 

 

Life is rich and filled with meaning.  But we were not meant to be trampled upon, we were not meant to be divided as we are.  Abe Lincoln FOUGHT with people of good will to hold this nation together.

Don’t think for a second that you won’t have to fight too.

Because those who don’t fight have already surrendered, they just don’t know it.

By the way, those teen sex slaves?  They aren’t just from south of the border anymore.  By allowing lawlessness to occur, we’ve created human tragedies of drugs, sex, crime, and violence on both side of the U.S.-Mexican border.  It is a tragedy that crosses gender, age, racial and other lines.

It’s avoidable. Law and order must be restored.  If the laws that impact manufactured housing would be restored, and other laws were justly enforced, our nation would have an amazing revival.  If not, dust and ashes await.

 

Affirmatively Furthering Fair Housing, a Novel Yet Proven Solution to the Affordable Housing Crisis That Will Create Opportunities, Based Upon Existing Laws

 

Borderline and MHVille

One can’t snap a finger and change what’s happening at the southern border. Yes, visa overstays, and other immigration relate issues exist too. No one article this brief covers every angle.

Nor can we snap our fingers and instantly change what is happening in Washington, D.C., your state’s capital, or even in your own county.

Ponder for a few moments again the list of billionaires in this list below.  We’re not against honestly earned wealth. But when the system is rigged by whomever – and it is mostly the uber rich and their pawns, like MHI’s the Dick Jennison – then you have to ask how is that unraveled?

ForbesTOP10BillionairesPartyPoliticalSupportTendenciesManufacturedHomeLivingNews

The Democrats are not the same party that they used to be. Neither are the Republicans. Democrats have tilted socialist, and many say so openly. The GOP is becoming more Trumpian.

 

Its both simple, complex, and will require dedication. First, understanding, then action based upon understanding.  Sharing information is part of it.

 

SubmitNewsTipsManufacturedHomeProNewsMHProNewsLogoDailyBusinessNews

Submit confidential or on-the-record news tips, or comments at this linked email mailto:iReportMHNewsTips@mhmsm.com

 

Enforcing just laws and upholding human dignity are the heart of what must occur.  God gave us free will. We’re not robots.  We’re responsible for our decisions and choices. Make those choices good ones, and your life will have enduring meaning, even after you are dust in the wind.

So, this article will remind you and thousands of others who will read it why you are here reading in the first place. You want third-party reality checks to help you navigate your professional decisions. To make the most of your life and opportunities.

DearTonySoheylaNoGreaterResourceSpeakstoIssuesOpportunitiesWeFaceAsIndependentRetailersGusRodriguezTejasHomesTX

Gus’ message came in response to a series of exposes on issues within manufactured housing, as well as tips, strategies, and opportunities.

Some of the richest, most powerful, and influential people in our industry will read this column.

MickMulvaneyBCFPActingWhiteHouseChiefStaffRequiredMeetGroupsLikeMHISaveDuesMoneyGroupbetterthanManufacturedHousingInstituteMHI

MHI can’t even get the data about our industry correct, why is that? MHI claims, for example, that there are some 40,000 full time workers (FTEs) in manufactured housing. We think that number is too low. Why? Several reasons, but ponder this one. While we can’t predict with certainty how many will read this article, it won’t be surprising if 15,000 to 20,000 will have read it within 30 to 45 days. Given the content is geared toward professionals, its an indicator of a high degree of industry engagement, plus some outside researchers, investors, policy wonks, etc. Nothing in MHVille comes close to this level of engagement by professionals. So while the industry is small today, arguably artificially modest due to the ‘rigged system,’ a large percentage are reading and re-reading what we publish. BTW, the reason there is a need for a new post-production association is precisely because of how MHI operates in fact, vs. what they posture. 

 

MHARR Releases Study Recommending Independent Collective Representation for Post-Production Sector

 

Some of those who read here hate what we do.  Why?  Because they believe they benefit by the status quo, and by others being kept in the dark. It is reports like the one below that they hope we won’t re-link.

We just did. Click on that image/text box to access that report.

Insider Tips – Clayton Multi-Million Dollar Plan Aims at Replacing Sales Staff? Warren Buffett, Bill Gates, Kevin Clayton Meeting

 

Some of the industry’s rising stars are going to read this, at the same time that you do. Thousands – perhaps tens of thousands – of MHPros across the left-right political divide will surf in, and read this specific post.

The industry’s relatively low status today is the result of years of manipulation of “rigged” regulatory, zoning, capital markets, unjustified stigma, and sad slurs cast upon millions of HUD Code manufactured home and pre-June 15, 1976 mobile home owners.

Knowledge is only potential power. Understanding is a necessary first important step. But there must be follow-up steps beyond merely knowing too.

ProblemSolvingZigZiglarFirstStepRecognizetheProblemExistsNextIsProblemOurResponsiblityProblemSolvingVeryImportantDailyBusinessNewsMHProNews

Everyone of those voices noted, and numerous more that aren’t mentioned, are part of a network that keeps us informed. We in turn inform readers like yourself.

To better understand the battle for MHVille, and the emerging next steps, click the report linked here.

New HUD Code home shipments data will be released soon. You’ll see what we are hearing from our sources.

Stay tuned for the latest, and if you aren’t yet on our email list, you can sign up free in seconds at this link here.

From the biggest names in MHVille, to the mid-size, or modest ‘mom-and-pop’ professionals, you’re going to find the information here you won’t get from anyone else. Our thank to our tips, comments sources, business development clients and sponsors who make this possible.

Only when enough savvy, motivated people of good will are doing what’s right can we advance manufactured and modular housing long-term in an honorable and ethical fashion.

 

TylerDurdenFIghtClubQuotesIfYouDiedRightNowHowWouldYouFeelAboutYourLifeUproxxDailyBusinessNewsMHProNews

The character Tyler Durden from the Fight Club, 20th Century Fox. Not necessarily an endorsement of the whole movie, just a thought provoking quote. 

 

It’s Fight Club. It’s Info Wars. It’s Battles with People Wielding Long Knives.

 

TylerDurdenFIghtClubQuotesBeautifulUniqueSnowflakeDecayingOrganicMatterUproxxDailyBusinessNewsMHProNews824

From the ‘fight club.’ Crude, but true. But we are beloved dust, God made us for specific reasons. Will we do enduring work? Or will we fritter away the gift that we’ve been given? What’s past is done, it is what happens from this point forward that matters.

 

It’s all brought together in one place online, and your reading it – MHProNews – where the meaning of the tag-line MH “Industry News, Tips, and Views Pros Can Use” © comes alive, as “We Provide, You Decide.” © ## (News , analysis, and commentary.)

 

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To report a news tip, click the image above or send an email to iReportMHNewsTips@mhmsm.com – To help us spot your message in our volume of email, please put the words NEWS TIP in the subject line.

NOTICE: You can get our ‘read-hot’ industry-leading emailed headline news updates, at this link here. You can join the scores who follow us on Twitter at this link. Connect on LinkedIn here.

NOTICE 2: Readers have periodically reported that they are getting a better experience when reading MHProNews on the Microsoft Edge, or Apple Safari browser than with Google’s Chrome browser. Chrome reportedly manipulates the content of a page more than the other two.

(Related Reports are further below. Third-party images and content are provided under fair use guidelines.)

1) To sign up in seconds for our MH Industry leading emailed news updates, click here.

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To see a sample of our emailed news update, click here. To sign up for the factory-built home industry’s #1 headline news, click here or the graphic above.

2) To pro-vide a News Tips and/or Commentary, click the link to the left. Please note if comments are on-or-off the record, thank you.

3) Marketing, Web, Video, Consulting, Recruiting and Training Re-sources

SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

 

Related Reports:

You can click on the image/text boxes to learn more about that topic.

Amid Market Turmoil, Nearly $1 Trillion Dollar Investment Fund Nuveen Bullish on Manufactured Housing, Provides Investor Outlook

 

Profitably Defeating “the Long Knives” – 2019 New Year’s Resolution for MHVille

 

 

 

 

 

 

 

 

Eye Opening – Manufactured Homes in National, Global Context

December 31st, 2018 Comments off

 

EyeOpeningManufacturedHomesInNationalGlobalContextDailyBusinessNewsMHProNews

The United States of America (USA) is the largest economy in the world.  That’s what the data compiled in the infographic below from Visual Capitalist reveals.

 

UnitedStatesGlobalEconomy80Trillion19.3TrillionDailyBusinessNEwsMHProenws

 

Yet, some 40 nations around the world that have a higher rate of home ownership than the U.S., per data compiled by Wikipedia. 

 

Top49NationsInWorldInHomeOwnershipRatesGlobalHomeOwnershipRatesMHProNews602

Isn’t it a bit shocking that the ‘richest’ nation on earth ranks under 40 other countries in the rate of home ownership? But for the savvy professional, that is opportunity in disguise for affordable, safe, and greener-by-design manufactured homes.

 

When the U.S. has a stronger economy, a higher total Gross Domestic Product, and a generally higher per capita GDP, how is the relatively low rate of home ownership possible?

Let’s rephrase the question in a more manufactured housing industry related fashion.

The graphic below reveals the then latest data on manufactured home prices compared to conventional housing prices.

 

Fresh Facts, Figures, Future of Affordable Housing -Comparisons- Conventional Site-Built v Mobile/Manufactured Home Industry Data

 

Manufactured home quality is superior to the mobile homes or trailer houses of yesteryear.  Who says?  Independent research by the National Association of Realtors™ (NAR).

 

CompareMobileHomeTrailersPastManufacturedHomesSaferMoreDurableQuoteScholasticaGayCororationPhotoSmallPercentageDamagedDuringHUrricanesMHProNews

 

From the video interview with an informed former HUD official – to the focus group of unpaid manufactured home owners that follow below, and more – there is plenty of evidence for the quality and satisfaction with today’s manufactured homes. 

Rephrased, there is plenty of indicators from home owners to third party sources that demonstrate that an obvious part of the solution to the affordable housing crisis is hiding in plain sight.  

So, given a raft of possible sources that prove the value of HUD Code manufactured homes, why is manufactured housing trailing conventional housing by such a wide margin?  See the data that the NAR also provided. The percentage of manufactured homes sold relative to all conventional housing is hovering near historic lows.

 

 

Figure1MobileManufacturedHomeSalesSHipmentsVsExistingingNewHouseSalesManufacturedHousingiinudstryDataMHProNews

 

The Government Accountability Office (GAO) in their 2014 research found that the monthly cost for owning a manufactured home was lower than rentals, or other forms of housing.  NAR came to a similar finding in 2018.

 

 

Manufactured housing has the benefit – at least on paper – of “enhanced preemption” under the Manufactured Housing Improvement Act of 2000.  So why isn’t it aspect of the law better known, much less enforced?

 

 

Enforcing Affirmatively Furthering Fair Housing (AFFH) could create a boom for all factory-built housing, but especially so for manufactured homes, due to federally enhanced preemption.

 

Affirmatively Furthering Fair Housing, a Novel Yet Proven Solution to the Affordable Housing Crisis That Will Create Opportunities, Based Upon Existing Laws

 

This Google search done on 12.30.2018 reflects the first two pages of search results for the Manufactured Housing Improvement Act (MHIA) of 2000.

ManufacturedHousingIMprovementActof2000Seach12302018DailyBusinessNewsMHpronews

 

The Manufactured Housing Institute (MHI) has been online for about 2 decades. They just did their latest renovation of their website fairly recently.  So why doesn’t the MHI website reflect any information on the Manufactured Housing Improvement Act (MHIA) on the first two pages of the Google results, shown above?

George Allen or – any other full- or part-time surrogate(s) – for the Manufactured Housing Institute (MHI) can call these facts “conspiracy theories.”  But facts and data are what they are.

The facts beg an answer to the question, why isn’t manufactured housing performing better?

It’s a #nettlesome question that the Urban Institute – in a report fisked by MHProNews previously – similarly asked about a year ago.

Given that MHI claims to represent all aspects of factory-built housing, how does one rate their performance?

For example, when MHI claims to have reached tens of millions of potential Americans – an outrageous claim on its face, but let’s take MHI at their word on that for the next few moments – how does one explain that 2018 will close with perhaps only 100,000 (+/-) new HUD Code manufactured homes shipped?

 

ManufacturedHousingInstituteLogoMHILogoScreenCpaturesMHIvideostatisticalclaimsDailyBusinessNewsMHproNews

 

MHI created a ‘self-promotional’ video. From MHI’s video, the above composite images with commentary by MHProNews was compiled into one image.  If even 1/10th the number of 84 million Americans they claim to have exposed manufactured housing to actually read one of their advertorials – meaning 8.4 million vs. 84 million – that would mean that only 0.0119047619 of them purchased a new HUD Code home in 2018.

That’s a puny result at best.

But it is worse than that, because the year before the new HUD Code manufactured home production statistics revealed that some 92,900 new HUD Code homes where shipped.  The new home shipments were already trending up modestly on a national basis. So, an objective view of the facts reflects that no appreciable change in shipment levels took place.  Those are just facts, MHI claims, and some applied logic.

We’ve said before on MHProNews that facts are #nettlesome things. This is just part of the proof.

ManufacturedHousingSHipmentsBloombergQuintFactoryBuiltRebuidRecoveryDailyBusinessNEwsMHproNEws

One can research the links further below under the related resources for what our follow-the-money, follow-the-facts, follow-the-evidence analysis reveals.  But as of this writing, no one at MHI, or Berkshire Hathaway, Clayton Homes, 21st Mortgage, etc. – nor surrogates like MH industry scandal-defending and -attached Allen – have tried to debunk any of these points.

We’ve repeatedly offered the powers-that-be with the Omaha-Knoxville-Arlington axis to reply to these or these concerns and issues, or those found in the related links further below.

In terms of direct response?  Nada. Silence. But what they have done are a series of purportedly indirect replies, like the MHI video, George Allen, etc. But none of their efforts refute the facts shown.  Rather, what MHI has produced are at best efforts to distract from the facts and evidence.

So, the logical, reason-led mind is left with 3 primary options.  The post-production – promoting ‘all aspects of factory-built housing’ Arlington, VA based MHI is arguably:

  1. * Incompetent.
  2. * Ineffective.
  3. * Corrupt, as it is helping a small number of firms consolidate ever larger portions of the industry.
  4. * Some combination of the above.

Can you find another logical conclusion to the evidence?  If so, sound off via the link below.  MHI supporters and defenders are encouraged to chime in.

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Submit confidential or on-the-record news tips, or comments at this linked email mailto:iReportMHNewsTips@mhmsm.com.  Please put NEWS TIP in the subject line.

 

Clearly, the leadership of MHI must think their staff are doing a fine job, as their form 990s report bonuses paid the President Richard ‘Dick’ Jennison and other key members of the Arlington-based trade group.

That would lead an objective analyst to ponder that MHI’s leadership are rewarding their paid staff’s lack of performance, which once more points to bullets 3 or 4, above.

Razzle-dazzle videos, splashy power points, or new magazines or websites that sing the praises of MHI and their “MH Insiders” doesn’t change any of what is shown above.

We once more invite their leaders or designated representatives to explain to the industry at large via a video recorded and third-party moderated discussion at Louisville or Tunica to disprove any of the above, or what follows below.  That would be transparency.

HowardWalkerPhotoELSViceChairmanManufacturedHomeCOmmunitiesManufacturedHousingInstituteExecCommitteeMemberQuoteTransparencyMHProNews

Thoughtful words, worth pondering. See the story, linked here.

Will they be transparent?

HowardWalkerEmergenceOfTonyKovachsPublicationsProfessionalsFilledVacuumDailyBusinessNewsMHProNews

A nation – with the world watching – is seeking the solution that’s been hiding in plain sight to the affordable housing crisis. “We Provide, You Decide.” © ## – (News, commentary, and analysis.)

(See Related Reports, further below. Text/image boxes often are hot-linked to other reports that can be access by clicking on them. Third-party images and content are provided under fair use guidelines.)

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Tony is the multiple award-winning managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

Office 863-213-4090 |Connect on LinkedIn:
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Related References:

The text/image boxes below are linked to other reports, which an be accessed by clicking on them.

Seattle Times -Federal Investigations-Berkshire Hathaway’s Clayton Homes, GuruFocus Spotlights Buffett’s Clayton’s “Unethical,” Monopolistic Moat

Affordable Housing, the Visible, Yet Mysterious Struggle for an Obvious Solution, Case Examples

 

Machiavellian “Godfather” – Sam Zell, Warren Buffett, Capital, Lending and Crossed Lines in Manufactured Housing

Metro Town Rejects Hundreds of Affordable Housing Units, Cites Reasons Against Using Manufactured Homes

December 27th, 2018 Comments off

 

TownRejectsHundredsAffordableHousingUnitsCitsReasonsAgainstUsingManufacturedHomesDailyBusinessNewsMHProNews

Image above used to illustrate an actual attached garage to an existing manufactured home, which is noted as part of the proposal in the story details further below.

Taxes. Appearances. Uncertainty about the future.

 

Those are some of the excuses, err, reasons that trustees of South Elgin, a part of the Chicago metro, rejected a 296 unit manufactured home community development that would have served residents 55 and older.

It’s a story that affordable housing and manufactured home industry pros know, but as 2018 winds down, illustrates just how much work lies ahead.

Freelance journalist Janelle Walker’s Courier News report ironically made the Chicago Tribune. The Tribune has had serious financial ties to Sam Zell, whose Equity LifeStyle Properties (ELS) is one of the top two community operations in manufactured housing.

In a split decision, the South Elgin Village Board declined a proposal late last month for a new manufactured home community. Developers PND 3001 Investments had sought a zoning change for a special use permit, said Walker, for a site plan approval for the 296 units it wanted to place on an 88-acre site on Umbdenstock Road.

 

325UmbdenstockRoadSouthElginWestChicagolandILDailyBusinessNewsMHProNews

 

Walker was writing for the general public, so an industry professional wouldn’t normally need some details her generally fine narrative provided.

But concerns about how the state taxes manufactured homes — also called mobile homes — and how those taxes would be split among governing bodies stopped some trustees from approving the project.

The state of Illinois taxes mobile homes as “chattel.” While a buyer pays sales tax on the initial home purchase, an annual fee to the state and rent to the owner for use of the land, the property owner only pays taxes for the land on which the homes are located,” per the Tribune account.

 

325UmbdenstockRoadSElginNearChicagoILDailyBusinessNewsMHProNews

 

Walker said that trustees John Sweet and Mike Kolodziej voted in favor of the development.

They look nice … different from a stick-built home but not really,” Sweet said. “I think it is an alternative,” and adds another option to the village’s housing stock, explaining his vote, adding “We need more diversity in our housing.”

But South Elgin village board trustee Scott Richmond said he could not support the development.

I don’t think it is the right project for us,” said Richmond. “This puts the village tax base at risk. This project on this land is not appropriate.”

The land is currently zoned for industrial use, explained Walker. But there are housing developments on two sides with an industrial park to the south. To the east is farmland, which may also be the target for future development activity.

PND’s plan included an agreed to limit the development to residents 55 and older or restricting children from living there for more than 14 days at a time.  The PND Plan also included an attached garage for each home. All of those items were apparently added following initial discussions with the South Elgin Planning and Zoning Commission and later with the Village Board.

Larry Lapin of PND 3001 estimated taxes on the property at some $400,000 a year. To mollify the concerns over the relatively lower tax revenue such a project would bring compared to other possible projects, the developers had also offered to add a clause to the agreement to pay an additional $350 per unit.  That $350 bump was to be divided between the village and the South Elgin & Countryside Fire Protection District.

 

A YIMBY vs. NIMBY View of the South Elgin Case

Apparently the added sweeteners and incentives didn’t work. 

RevDonaldTyeJrBusinessmanManufacturedHousingAdvocateDailyBusinessNewsMHProNews

Tye has argued that manufactured homes should be seen as a plus, not a minus.  Perhaps as or more important is the hidden cost to a town, individuals, society, and taxpayers when affordable housing isn’t made available.

NBERPast25YearsHousingConstraintsChangTaiHsiehUChicagoEnricoMorettiUCBerkely-e1532787755721

NBER researchers Hseih and Moretti make the case that failure to provide affordable housing near where people work costs the U.S. $2 trillion annually in lost GDP. To learn more click the link here, or see the related report, further below.

 

Trustee Greg Lieser agreed with Richmond, arguing that if the property was sold, new owners would not follow agreements being made in the present, or would seek to have them changed.  But isn’t that ‘concern’ possible for other kinds of developments too? Does that argument against this proposed project just mask a NIMBYite view against affordable homes in general, or manufactured homes specifically?

 

NIMByNotInMyBackYardDailyBusinessNewsMHproNews

 

There is too much uncertainty with the owners and rent, and what this might look like in 10 or 20 years. I do appreciate that you listened. I wish you would have come in originally with a solid plan,” Lieser said.  Rephrased, was Lieser concerned that manufactured homes would – after a decade or two – somehow morph into the appearance of 70 year old trailers houses?  Isn’t prejudice and more at work in the background of this South Elgin tale?

 

FactoryHousingEvolution101TrailerHouseMobileHomeManufacturedHome-768x601

 

As 2018 winds down, and 2019 looms, projects like this reveals just how much work lies ahead for the greater acceptance of affordable housing in general, and manufactured homes in particular.

 

TruliaImpactofAffordableHomesHousingValueDailyBusinessNewsMHProNews

The Trulia research reinforces what HUD’s PD&R on manufactured homes appreciated side by side with conventional housing discovered. Namely, that affordable homes and manufactured homes don’t negatively impact property values.

 

These are the kinds of projects that a post-production manufactured home advocacy trade group needs, that the Manufactured Housing Association for Regulatory Reform (MHARR) has long argued should be created.  It is also the kind of project that the national umbrella trade group, the Manufactured Housing Institute (MHI), has only occasionally made any effort at addressing.

Is MHI’s failure to act due in part to dominating Clayton Homes increased attraction to more profitable conventional housing?  That’s but one conflict of interest that bears more exploration, and which mainstream media and advocacy groups arguably ought to explore and spotlight.

A prior Daily Business News on MHProNews report on this same project is found under the related reports, linked further below the disclosures and bylines.  “We Provide, You Decide.” © ## (News , analysis, and commentary.)

 

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Related Reports:

You can click on the image/text boxes to learn more about that topic.

 

Plan for New 296 Site Metro Manufactured Home Community

MHARR Releases Study Recommending Independent Collective Representation for Post-Production Sector

 

FEAR, a Solution to the Affordable Housing Crisis, and the Manufactured Home Dilemma

 

Zillow Research Reveals Impact of Rising Rents on Homelessness, Affordable Housing Advocates, Public Officials, and Investors Take Note

 

 

 

 

 

 

Scandalous, Presidential Politics, Affordable Housing, Mobile and Manufactured Homes

December 17th, 2018 Comments off

ScandalousPresidentialPoliticsAffordableHousingMobileandManufacturedHomesDailyBusinessNewsMHProNews

Affordable housing, working and middle class incomes are far from a new issue.  They have been part of the national scene in the U.S. for decades, as this brief recap and linked reports will serve to outline. And sexual or other scandals have arguably often taken those long-pressing issues for the masses hostage.

 

For the big three networks, an “average of 22.4 million Americans watched the evening news last week,” per a recent December report on Adweek.  The graphic below suggests another 5.4 million watch one of the top 3 cable news networks. If one considers the other business news, and lesser watched ‘national’ cable channels, perhaps 30 million (+/-) tune in to someone’s news program weekday evenings, out of a the estimated 2018 United States population (February 2018) of 327.16 million, per U.S. Census Bureau figures.

 

StatistaCableNewsNetworksPlusBig3PlusMinorAbout30MillionViewers

Collage and comments by MHProNews, graphic by Statista.

 

So a small minority of Americans tune into news.  That is no doubt fine for those who would prefer to do their work with the least possible level of public scrutiny.

MediaBiasChartSharylAttkissonLeftRightPostedDailyBusinessNewsMHProNews

Award-winning investigative journalist Sharyl Attiksson’s media bias chart is useful in sorting out the agendas behind various headlines and news sources. 

The highpoint for pre-HUD Code mobile home industry was achieved during the presidency of Richard M. Nixon. For two years, as the new home shipment chart below reflects, production soared passed 500,000 units a year. Those sales levels were supported by policies that provided Veterans Administration (VA) backed lending on mobile home loans, perhaps some emergency housing orders, and other encouragement from the federal government.

 

MobileHomeShipmentsManufacturedHomeShipmentChartMHIAShipmentsMHIndustryChampionSkylineHUDCodeDailyBusinessNewsMHProNews

What was accomplished previously in sustainable shipment levels, can clearly be done again. Graphic by Skyline Champion (SKY), commentary by MHProNews.  

 

The scandals of Watergate brought down the presidency of Richard Nixon (R). In the video posted, mention is made of the role of how opposition research was used by Nixon and his allies against Senator Ted Kennedy (MA-D). For more on Nixon and mobile homes, and the emergence of the federal construction, safety, and energy that became the HUD Code for manufactured housing, click the linked report below.

 

Help Others “Get It” – Loans on “Mobile Homes” Promoted by Another U.S. President

 

The presidency of Gerald Ford (R) was brief, but not without its influence on the transition from mobile homes to manufactured housing. A literal and metaphorical stumble caused Gerald Ford to lose to Jimmy Carter. For insights into President Ford’s roll in the transition from Mobile to Manufactured Homes is accessed by clicking on the linked box below.

 

U.S. President Praised “The Mobile Home Industry,” Manufactured Homes are “Here to Stay”

 

President Jimmy Carter’s (D) brother Billy had his shares of embarrassing moments. But the curated video Scandalous points to the effects of ‘Ted’ or ‘Teddy’ Kennedy at Chapaquidick bridge that may have been the difference between Carter losing to Republican Ronald Reagan (R). For some points on the Carters and manufactured housing, see the linked report, below.

 

President Jimmy Carter Blasts Trump Administration on Affordable Housing, Carter’s Manufactured Home Ties

 

We’ve noted previously on the Daily Business News on MHProNews how the President Bill Clinton (D) era ushered in the passage of the Manufactured Housing Improvement Act of 2000 (MHIA), which in the new home shipments graphic shown is the most ‘modern’ part of the manufactured home industry’s history.

 

Affordable Housing, Manufactured Homes, Bipartisanship, Bill, Newt, Sexual Scandals, and You

 UltimateManufacturedHomeHousingInfographicNotMobileHomeTrailerHouseFactoryBuiltHomeIndustryDailyBusienssNewsMHProNews-600

The Clinton era also gave us the sad turn of the phrase from Clinton operative James Carville. It was all done to distract from Clinton’s sexual scandals.

 

“Drag a hundred-dollar bill through a trailer park, you never know what you’ll find,” James Carville, Clinton Strategist

Some don’t like to admit it, but every administration for decades has had its share of real and/or manufactured scandals. It’s bipartisan.

But affordable housing ought to be non-partisan.  The case for manufactured housing ought to transcend partisan lines.  Which is why it is worth noting that the Manufactured Housing Association for Regulatory Reform (MHARR) does its work with no PAC, while the Manufactured Housing Institute (MHI) has its MHI PAC. 

The video that follows is an interesting look at how scandals, past or more recent, have often hobbled presidents. In the case of Senator Ted Kennedy (MA-D), his scandal kept him from becoming president.  These events in turn thus influenced policies, including those related to incomes and affordable housing.  The video walks through several administrations, adding flavor and context to some of the linked information above and below.

 

 

Investors and professionals should be mindful of just how rapidly affordable housing can be ramped up with contemporary manufactured homes. The example of Rollohome is an ever-timely reminder – linked in the box below – because if that builder went from start-up to 60,000 homes in 2 years, it can most certainly be done again.  Arguably, it should be better, because we now have the federal standards known as the HUD Code for manufactured homes and the MHIA of 2000.

 

Rollohome, Creating 60,000 Factory-Built Homes in 2 Years

Before a younger generation thinks that there were no big allegations, concerns, dirty politics, and scandals prior to our time, the video above yields interesting insights by using numerous clips from the respective eras, mixed with commentary by the people who lived it.  That’s this morning’s “News through the lens of manufactured homes, and factory-built housing,” where We Provide, You Decide.” © ## (News , analysis, and commentary.)

NOTICE: You can join the scores who follow us on Twitter at this link. You can get our ‘read-hot’ industry-leading emailed headline news updates, at this link here.

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Related Reports:

HUD’s Operation Breakthrough, Promoting Factory, Industrialized Building – Mobile Home Era to Modern Manufactured Homes.

“A New Era of Cooperation and Coordination,” is Promised by HUD Secretary Carson, Saying “I Hear You”

“Thou Shall Not Steal,” $2 Trillion Annually Lost to Lack of Affordable Homes, Making the Manufactured Home Case

FEAR, a Solution to the Affordable Housing Crisis, and the Manufactured Home Dilemma

“I knew right from the beginning.” When President Trump, First Lady Melania, VP Pence Toured Manufactured Home Community

 

 

 

 

Affordable Housing, the Visible, Yet Mysterious Struggle for an Obvious Solution, Case Examples

November 10th, 2018 Comments off

 

AffordableHousingVisibleYetMysteriousStruggleForObviousSolutionsCaseExamples

It was then best of times,

it was the worst of times…” –

 Charles Dickens, A Tale of Two Cities.

 

 

Dickens was writing about the French Revolution, but considering the famous opening to his novel, “A Tale or Two Cities,” one might believe that Nostradamus was writing about the USA today, including the struggle for affordable housing.

Those who cannot remember the past are condemned to repeat it,”  said George Santayana.

It was the best of times, it was the worst of times, it was the age of wisdom, it was the age of foolishness, it was the epoch of belief, it was the epoch of incredulity, it was the season of Light, it was the season of Darkness, it was the spring of hope, it was the winter of despair, we had everything before us, we had nothing before us, we were all going direct to Heaven, we were all going direct the other way—in short, the period was so far like the present period, that some of its noisiest authorities insisted on its being received, for good or for evil, in the superlative degree of comparison only.[2]” wrote Dickens, according to Wikipedia.

 

In and around presumptive incoming Speaker of the House Nancy Pelosi’s (CA-D) district of San Francisco, there is wealth and poverty. Some of the most expensive real estate in the nation is found there. The homeless defecating on the street is common enough that online maps are available identifying areas to be avoided if you don’t want  to see piles of poop, or the discarded needles of drug addicts.

Welcome to 21st century America.  It is the best and worst of times, all within blocks of each other.

 

Affordable housing is symptomatic of a variety of interrelated problems. The problems and the solutions are arguably known. Indeed, some years ago, MHLivingNews published an article with a video interview running concurrently with home tours that made the case that the solution to the affordable housing crisis is hiding in plain sight. That phrase was popular enough that others in media have used that line since.

“The Solution to the Affordable Housing Crisis is Hiding in Plain Sight”

 

Solutions are known, but the problems persist. Why?

MHProNews has been peeling back layers of that puzzling onion over the course of several years. It could be summed up like this. Certain special interests believe they benefit from the current state of affairs. Since it is more than one interest group, depending on the person(s) or organization(s) they are affiliated with, they will fight on several levels to maintain a status quo that has made them millions to billions of dollars.

 

Where Bernie and the Donald Agreed

Some of the richest people on earth, our fellow Americans, are benefiting from a system that both then-presidential candidates, Bernie Sanders and Donald J. Trump, called “a rigged system.”

If the right and left both see the system as rigged, it begs the question.  Why can’t the two parties solve the issues?

Arguably, because one side benefits more from the rigged system, the other party less so. But each major party has powerful members that believe they benefit from their vision of a morphing status quo. “Draining the Swamp” created over a period of decades isn’t going to be an overnight event.  What took years to create, will take years to accomplish.

The solution always begins by understanding the true nature of the problem.

 

ProblemSolvingZigZiglarFirstStepRecognizetheProblemExistsNextIsProblemOurResponsiblityProblemSolvingVeryImportantDailyBusinessNewsMHProNews

Value Penguin published a useful introduction to the issue.  It was co-authored by small-town business expert Tom Egelhoff and L.A. ‘Tony’ Kovach, the latter is this report’s writer too.  Fear, Manufactured Homes, and a Solution to the Affordable Housing Crisis is found at the link below.

 

 

That column linked above takes several expert views and facts, and makes the case that the lack of affordable housing where its needed costs the U.S. economy some $2 trillion dollars annually in lost gross domestic product (GDP).

Stop right there. Imagine what $2 trillion dollars more GDP could mean to everyday Americans. With approaching 330,000,000 people in the U.S., that would be about $6,000 per every man, woman and child. The typical family of four would average some $24,000 more per household annually.

Put differently, solving affordable housing could be a similar or greater economic stimulus than the tax cuts. And as “Fear” explains, it can all be done using existing laws. That’s the beauty of it. No need to wait years for debating a solution.

Clearly, some would benefit more, others less, from having more affordable housing. But affordable housing in or near the places where homes are needed most would unlock greater opportunities. Investors, existing housing owners, and others waiting to buy could all benefit.

All but a few would benefit from unrigging the system.

TheRentIsTooDamnHighPoliticalPullManufacturedHomeIndustryDailyBusinessNewsMHproNews

 

This approach may be especially useful to renters. HUD Secretary Carson said several times in 2017 that renters have an average net worth of $5000. Home owners have an average worth of some $200,000.

That $195,000 difference over time for home owners represents real wealth to potentially millions of people.

 

YIMBY vs. NIMBY, Obama Admin Concept Could Unlock $1.95 Trillion Annually, HUD & MH Impact

 

But instead, there are tens of millions who are locked out of an appealing ownership opportunity by a system skewed by problematic zoning and discriminatory housing regulatory barriers.

The law of supply and demand is at work. High demand, limited supply, so prices are rising, often faster than wages.

LawrenceYunNARShort8.3MillionHousingUnitsRisingRentsHousingPricesCuredOnlyByMoreBuilding

Collage by MHProNews.

There are protests in the streets in various places. Some carry signs proclaiming that the rent is “too damn high.” Those who protest arguably often misunderstand the true causes and logical cures.

 

Millions of minds out of ignorance and desperation turn to those who promise a purported “solution.” But the claimed “solution” of self-proclaimed “Democratic Socialists” is one proven to be false. Nevertheless, those Bernie-followers took root.

In the midterms some of those self-proclaimed Democratic Socialists won, including Senator Sanders. Sit up and take notice. Because if those growing numbers of socialists get their way, whose property will they tax and take?

Communism is the scavenger that comes when a society begins to rot from the inside,” taught the American anti-communist, Archbishop Fulton J. Sheen.

Sheen grasped that free enterprise and the genius of constitutionally limited government. He supported the American Republic. His talks were educational, and listeners of all faiths – or no faith at all – made his pioneering television broadcast more popular than numerous other shows. When he was awarded the Emmy, Sheen cleverly thanked his writers, “Matthew, Mark, Luke and John.”

The genius of Sheen was blending the lessons of history and reason, working together for a better society, guided by the light of faith. He was a compelling educator.

Hold that thought. Because the path ahead for our industry and the nation is an educational one.

Education – hopefully sound information packaged in a reasonable and compelling way – is appealing.

The goal isn’t to blind political or other opponents. Rather, the wise solution is to help the uniformed or misinformed to see the light of truth. Those who grasp the truth have a duty to share it.

The alternative is a growing, dangerous, and costly chaos.

 

An eye for an eye only makes the world blind,” is one of the ways that Mahatma Ghandi is said to explain a misunderstood lesson from the book of Exodus. Ghandi and Exodus were both right, the punishment should fit the crime, but it’s better in love to avoid the crime in the first place.  That insight requires a morally informed and grounded people.

It’s an educational matter. And history tells us that like all other education, it must be a sustained effort.

 

Not Fake Nazis, the Real Deal

There are several economic and political connections with affordable housing.  Ignore that at the same peril as one ignores the law of gravity when standing at the edge of a cliff.

Lies or half-truths told often enough will convince millions. That’s been true long before Abraham Lincoln said, “You can fool all the people some of the time, and some of the people all the time, but you cannot fool all the people all the time.”

My parents lived in Hungary during the Nazi occupation of their country. They lived the reality of the real SS. They knew what took place in neighboring Germany that brought Adolf Hitler to power in the early 1930s. They were well educated, and knew they were getting some false news. But after the war, they told their growing family that they discovered just how much propaganda the Nazis had put forth.

The Nazis demonized their made-up boogeymen. The Nazis used brownshirts as street thugs who were their Socialist party’s political enforcers. It’s a shrewd-but-misguided modern American deception to call a Nazi a ‘right wing extremist,’ because Hitler’s minions were “National Socialists,” or “Nazi.”

Rephrased, the Nazis were from the political left.

The Nazis did not believe in a U.S.-style, constitutionally limited government. And just as Nazi Germany ended up going to war against their one-time allies against Poland, the communist (socialists) of Soviet Russia, the new socialists of our day will in time turn against their allies too. Allies of the modern left? Take notice of that historic lesson.  Once the socialists come to full power, history routinely reveals the powerful socialists in government strive to eliminate their then unnecessary allies.

The Nazis were political gangsters. What follows will be a hard set of facts for many to swallow. People are wont to change their minds, until reality makes them do so. If you can find a factual error, you’re hereby invited to send a response, and your sources for it.

SaulAlinskyRulesforRadicalsWikipedia

Saul Alinksy, author of Rules for Radicals, credit, Wikipedia.

The Nazis had some commonality to Saul Alinsky and his Rules for Radicals. Alinsky’s book was dedicated to Lucifer (Satan, the devil), he learned his confidence (con game) and other criminal activity from the mob. Those criminal tactics were then applied to politics.

Alinsky’s “Rules” inspired Hillary Rodham, who later became a Clinton.

In 1969, Ms. Rodham wrote a 92 page paper, says Wikipedia, on the Alinsky model, entitled “There is Only the Fight.” According to the Washington Examiner in 2012, “Obama received a comprehensive course in Saul Alinsky during his years as a community organizer in Chicago…”

 

SaulAlinksyRulesForRadicalsPinterestDailyBusinessNewsMHProNews

Saul Alinsky’s Rules for Radicals. Image credit, Pinterest.

 

From the now-defunct ACORN, which then Barry Obama did legal work on behalf of, sprang the New York Communities for Change. That in turn spawned MHAction. Welcome to the trail to an activist, left-wing opponent to our world of affordable housing. Hold that thought, we’ll return to it.

 

 

The Historic Pattern

The surprising-to-millions reality is that Democratic political operatives have used similar tactics of thuggery and de facto protection rackets for well over a century. The Klu Klux Klan (KKK) we’re racist Democrats. The KKK was the terror arm of the Democrats. Who says? Among others, an African-American Professor.

 

 

The Nazis learned what they did in part from American Democrats, sad to say.

The period of so-called “yellow journalism” in the U.S. was an element in how Democratic President Woodrow Wilson worked with enough of the U.S. newspapers to manipulate and gin up the desire for entering the war he promised to keep Americans out of. Wilson allowed the shipment of military supplies to the Allies to cross the Atlantic in passenger ships. It was only a question of time before the Germans sank one of those ships. The outcry that enthused when a ship was sunk led the U.S. population into its first Great War in Europe.

The passenger ship Lusitania was carrying munitions when it was sunk by a German submarine in May 1915, documents released by the British Government have revealed,” said Centenary News, on May 2, 2014.

The system of media and manipulation is nothing new. There are more kinds of media today than a century ago, but the principles are the same. Those who don’t learn the history of media manipulation are condemned to relive the costly lessons.

Rush Limbaugh recently celebrated 30 years on the air. His audience is up to some 26 million listeners. He’s the self-proclaimed “…big voice on the right,” for good reason. No other TV or radio audience rivals his. Rush has said time and again that conservatives and those on the right don’t think like the leaders on the political left do. That’s an important vantage-point.

 

 

Good! You See It Differently!”

Stephen Covey, author of the 7 Habits of Highly Successful People wrote, “We see the world, not as it is, but as we are──or, as we are conditioned to see it.”

Former President Barack Obama has said something similar.

If you watch Fox News, you are living on a different planet than you are if you, you know, listen to NPR,” said the Hill. “Those who watch Fox News and those who read The New York Times occupy completely different realities,” he said, adding that the network portrays him in “weird ways.”

There is some truth in what he’s [former President Obama] saying in this regard,” Fox News host Sean Hannity said. “He’s right, the mainstream media, they want to destroy [President] Trump and they loved him [former President Barack Obama]. It’s that simple.”

It is that simple, but that’s also the challenge. That’s part of the ‘tale of two cities.’ In a polarized nation, where millions believe that the leaders of the political left and their media allies are correct, and millions of others believe they are wrong, what’s to be done?

MediaBiasChartSharylAttkissonLeftRightPostedDailyBusinessNewsMHProNews

Full Measure’s Sharyl Attiksson’s media bias chart is useful in sorting out the agendas behind various headlines and news sources. 

 

Patient, persistent, properly informed education is the answer. Limbaugh has said recently he hammers away at topics he’s covered for years, hoping to slowly win over some. Clearly, his audience growth means he’s successful at that effort. The solution in part is more of what’s proven to work, persuasive, fact-and-evidence-based educational engagement.

In writing this or any other article and report, let’s note again. If one sees a demonstrable factual error, by all means, we’ve asked readers for years to let us know. In fact, we’ve directly invited those who benefit from the purportedly rigged system in our industry, the Claytons and the Berkshire Hathaway ‘front men’ to engage in a public video recorded discussion. They have declined every time.

If the truth is on their side, why duck or dodge discussion or debate? Why would they miss an opportunity to publicly disprove or make a fool of this writer, if they can do so with facts and evidence?

But the quote in the subheading above applies. To understand another, one must meet them where they are. ‘Good, you see it differently,’ said Covey. Explain your thinking to me. Let’s examine it, together. Let’s discuss it politely and reasonably.

But that’s not what many on the left want.

Ben Shapiro offered to debate now Congressional Representative-elect Alexandria Ocasio-Cortez. Cortez declined, with a dodge. If Cortez is correct and confident in her socialist views, why not debate Shapiro? It would draw millions of viewers, including many millennials. Could it be that Cortez and her leftist backers don’t want to awaken the millennials and the younger generation?

 

A Useful Hungarian Maxim – “Aki Mondta: Te Voltál, Te Vagy” – Explained 

There’s a Magyar (Hungarian) expression my parents taught us siblings. “Aki mondta: te voltál, te vagy“ It roughly means, ‘the one who is making the accusation is the party guilty of the alleged offense.’

It’s one if the oldest tricks. Let’s look at some contemporary examples.

  • Accuse your opponent of being the ‘Nazi,’ when it is the leftist side that has paid and volunteer members of thug-like misnamed AntiFa groups.  Where do you see the Tea Party, Conservatives, or Trump supporters donning masks and smashing people and property?
  • Accuse your opponent of being a racist, when the accusers themselves benefit from race-baiting.
  • Or the “Affordable Care Act,” which was not affordable medical care at all. Jon Grubber, the Architect for ObamaCare said as much. He blamed ‘the stupidity of the American voter’ for buying the ObamaCare – the ‘Affordable Care Act’ lie. Yet it was Thomas Sowell who in a single paragraph proved why it would never work, based upon simple logic.
Thomas Sowell, Ph.D. Economist, Thinker,

Collage credit, Wikipedia and MHProNews.com.

 

 

Analogies and examples are the tools needed to help people connect to realities that they don’t understand, or have been mislead into believing.  How was the action in the video above any different than what Hitler’s brownshirts behaved?

But reality-checks and patient but persistent charity must be at the core of the responses.

 

 

For instance, let’s admit that it’s true that America was imperfect from its founding. But that racial division of slavery sadly existed in every part of the world. Whites who came to the U.S. were often indentured servants for periods of some 7 years. Blacks were often lifetime ‘property’ of their owners.  But as Dinesh D’Souza correctly points out, there were free blacks too, and some of them were slave owners of other African Americans.

Tragic, but true.

America ended slavery before many other nations did. The lesson? Taking a piece of history out of context can be as bad as not knowing history at all.

Since President Abraham Lincoln, a Republican, freed the slaves – today bondage is arguably tied to economic barriers. The invisible economic bondage of manipulated capital, regulations, and laws can be as heavy a chain as the one that bolted people who knew they were captives on ships bound for America.

Don’t believe it? Tour the parts of San Francisco or other places where the addicted or other homeless live on the streets. It’s a tale of two cities, because millions failed to grasp the lessons of Hosea the Hebrew prophet, who spoke for God in saying “My people perish for a lack of understanding…” (Hosea 4:6).

 

Rachel Maddow, MSNBC and Organizing Protests 

For those on the left, former President Barack Obama is correct.  Listen to MSNBC’s Rachel Maddow, and you have a very different view of national events than those who listen to Fox News.  We surf and read a range of media, so our knowledge is first hand.

RachelMaddowITsHappeningBreaktheGlassMovmentDailyBusinessNewsMHproNews

The protestors who were organized to “defend” Jeff Sessions and the Mueller probe when President Donald J. Trump fired Sessions and appointed his chief of staff to run the DOJ on an interim level.  Those protestors purportedly included those who are renters or struggling for affordable housing. Those protests are organized as a coalition of many groups – including, per sources, NY Communities for Change and MHAction – brought together in fairly rapid order by the tens, hundreds, and thousands.

RachelMaddowListof900ProtectMuellerProtestsDailyBusinessNEwsMHPronews

They believe that the 45th President of the United States (POTUS) Donald J. Trump is a stooge if the Russians. Never mind that former Secretary of State Hillary Clinton is the one that the evidence points to that has ties to the Russians, in a uranium sales deal the Clinton Foundation profited from. Never mind that the same law firm – Perkins Coie – tied to the Democratic “recount” effort in Broward County FL is the same firm that hired Fusion GPS to correct a semi-fictional “dossier” used to illicitly get an investigation of the Trump Campaign. And that in those dark crevices of the infamous dossier, are some Russians who obliquely helped the Clintons against now President Trump.

Let’s look at another item MSNBC’s Rachel Maddow retweeted.

RachelMaddowReTweetMapOrganizingProtestorsDailyBusinessNewsMHproNews

What is demonstrable fiction is believed as fact by millions, why? Because ‘news sources’ like MSNBC and others on the political left has said the words “Trump-Russia Collusion” so often, they won’t listen to Harvard Law Professor Alan Dershowitz, a Democrat, who said there is no such law barring what’s alleged, and there is no evidence for the claim, even if there was such a crime.  Rephrased, millions of Americans have been conned into believing something that simply isn’t real.

 RachelMaddowOhPleaseDrudgeReportDailyBusinessNEwsMHProenws

 

It’s back the principle of Hitler’s propaganda minister, Joseph Goebels, who said that ‘if you say a lie big enough, often enough, people will believe it.’ Goebbels and President Lincoln see that narrow point similarly.

Maddow used sarcasm to deflect the one line critique of the Drudge Report. But note she doesn’t really address Drudge’s point.

Note too that during that same time-frame, AntiFa protesters went to Fox News host Tucker Carlson’s home, terrorizing his wife, chanting ‘we know where you sleep,’ breaking their front door, and spray painting their logo on Carlson’s driveway. See the WaPo video, posted further above.

Maddow found time to tweet or retweet links to nationwide protests. But during that protest organizing timeframe, Maddow failed to tweet any admonishment to those AntiFa thugs.

Isn’t it hypocritical of Maddow – or her a number of her peers – to cast blame on the 45th President for his tone? Why did Maddow and so many on the left fail to verbally rebuke those who oppose the free speech rights of Carlson, with threats of violence?  Every violent act, the president has condemned.  Where is Maddow and her fellow liberals condemnation of Antifa, and what they did to Tucker Carlson’s wife?

Aki mondta: te voltál, te vagy” = ‘the one who is making the accusation is the party guilty of the alleged offense.’   The AntiFa thugs, their billionaire background backers, and media enablers may not coordinate in a smoke-filled back room. But they share a common world-view. That world view that Mr. Obama, Sean Hannity both noted is again summed up by 7 Habits author Covey like this:

We see the world, not as it is, but as we are──or, as we are conditioned to see it.”

For the facts on the multimillion money trail from men like Buffett and Soros to those who organized and run this week’s protests, see the report, linked below.

 

Prosperity Now, Protests, Indivisible Project, Warren Buffett, George Soros, POTUS Donald Trump, MHAction and Manufactured Housing – Following the Money

 

The Dots Being Connected  

Maddow likes to mock, another favorite leftist tactic my parents taught us kids to look for and be able to respond to wisely. President Trump was arguably correct in saying that Tuesday’s midterms was a victory. Each side won something. And the next two years will clarify – for those who make or share the case – why the economy fired up under POTUS Trump’s deregulation and tax cuts.

RachelMaddowDonaldTrumpTweetTremendousVictoryDailyBusinessNEwsMHProNEws

Depending on what Democrats actually do, the economy could stall in the days ahead. If so it’s sad, avoidable, but the pivoting POTUS Trump knows how to highlight that too.

The deal making president doesn’t mind going directly to the people and making his case. If Democrats use control of the House in a way that harms U.S. safety or economics security, he can make that case and produce a full victory in 2020. The president thinks for the long run.

Democrats and progressives think long term too. Our president has shown the patience and resolve necessary to battle the left and beat them at their own game.

The Heritage Foundation said in 2014 that the cost of Democratic President Lyndon Banes Johnson’s arguably misnamed ‘Great Society’ programs has been about 22 trillion dollars. That’s roughly equal to the formal federal debt.

PovertyRateHeritageOrg1947to2012ManufacturedHousingINdustryDailyBusinessNewsMhproNews

Different sources, the same facts. The socialist promises are proven not to work. Why keep doing what has been proven to fail for over 50 years?

The way to end that morass is through economic growth. Only more income for more people, reducing welfare dependence, and growth in federal revenues will fix the fiscal and economic structural challenges that loom in America.  We can’t afford to become Venezuela. No one will bail the USA out if we fail.

 

Follow the Money

People like Warren Buffett and George Soros have used their money to obliquely fund groups that participated in the recent post-election protests.

Those progressive billionaires have clearly signaled that peace and bipartisanship are not their goal. It never was. Our industry’s Buffett funded Democrats for years, including candidates like Alinskyites Barack Obama and Hillary Clinton.

There are only a few ways that conservatives – a phrase environmentalists ought to embrace – and those who believe in Constitutionally limited government can defeat the patient, billionaire funded, media and tech giant dominated left.

  • Conservatives must prove to the masses that decades of Democratic policies have failed. The evidence is there in states likes California, and cities like San Francisco, LA, Detroit, Baltimore, Chicago or any city or state that has long run under Democratic Rule. Affordable housing, and a host of other social and economic needs, are everywhere. If their party’s principles work, just ask for proof. Where?
  • Like POTUS Trump, we must be willing to fight deceptive lies or spin with the truth and facts.
  • Those facts must be conveyed in a way that highlight the con-job of Democrats, vs. the proven reality of constitutional conservatism.
  • As a political independent, I recognize that the GOP is more right than wrong. But areas that the POTUS Trump must reach Republicans that have kept me from being one are immigration, trade and a need to avoid foreign wars whenever possible.
  • The GOP losses in the House were avoidable. The president’s press conference revelations of candidates who rejected his “embrace” – and lost – speaks to part of the path.
  • But the other part of his potentially winning coalition are those 22 million Americans who live in manufactured homes. Many already support the President, as a 2016 New York Times poll, and our own unscientific survey, revealed. The left has used MHAction and other resident activist groups to organize a growing number of manufactured home community residents. The GOP and conservative business leaders must learn to engage them successfully. Why?
  • Because they are buying leftist lies being sold by MHAction and others about rent control. It’s all a piece of the progressive cloth.
  • Had the GOP flipped more of those manufactured home owners, they could have won several more Senate seats, in 2018. What the president called his embrace, plus more manufactured home owners, would have held the House.

The Apartment List did research we will close on, but in a unique fashion. They made the case before the election that renters are more likely to vote Democratic. That also means that home owners are more likely to vote Republican.

The National Association of Realtors ™ (NAR) research by Scholastica ‘Gay’ Cororaton, Certified Business Economist (CBE), made the case that manufactured homes can and have appreciated in value. She also said that most renters could be manufactured home owners, based upon their respective incomes and costs. Cororaton also debunked several other fallacies about manufactured homes with her research, in which she kindly cited this writer in her first footnote.

 

The HUD Connection

In that same footnotes, the NAR economist also cited Mark Weiss, JD, the President and CEO of the Manufactured Housing Association for Regulatory Reform (MHARR). Weiss was cited by the Washington Post in their report about the battle over the HUD Code manufactured housing program.  WaPo essentially credited MHARR for having one Pam Danner, JD, removed from her role as administrator over the Office of Manufactured Housing Programs (OMHP).

Danner was widely seen in the industry as harmful to the manufactured housing, both by overreaching her statutory mandates, but also by failing to enforce enhanced preemption that federal law gives to manufactured homes.

By contrast, the Manufactured Housing Institute (MHI), also cited by WaPo’s Juliet Eilperin, but not for trying to have Danner removed. In point of fact, sources tell MHProNews that it was one or more MHI insiders, backed by Clayton Homes, that pressed for Danner over attorney Victor A. DeRose, who was the official consensus candidate for the post Danner ended up getting.

In Senate testimony in the spring of 2018, HUD Secretary Ben Carson, M.D., said that the evolution from the mobile homes of the past to the manufactured homes of today was amazing.” Carson is known for that calm demeanor, but anyone who views that CSPAN video might think he was emoting.  Secretary Carson also blasted the way the regulations over manufactured homes had been handled as “ridiculous” in that same testimony. That might be construed as a quiet slap at the unnamed Danner.

But in fairness to Danner, the program has never been allowed to live up to its potential. Imagine, the most affordable housing in the nation – decades of proven safety, energy, durability, and appeal – and yet it has been arguably stifled.  Why?

The solution to the affordable housing crisis is the key to unlocking some $2 trillion dollars in more economic activity every year. That would means millions of new jobs.  Higher wages.  More home ownership.  Greater net worth for those leaving rentals. And hint-hint to the GOP and conservatives who do the educating needed, fewer renters and more Republican voters.

My circle of friends, family and associates includes numerous Democrats, Libertarians and others from across the spectrum.  Many of them are people with a great sense of conscience and true caring for others.  But that doesn’t mean that they have not been deceived.  This writer candidly admits to being misled by MHI’s true pattern of activity, which has broadened the Clayton Homes and their affiliated Berkshire Hathaway lenders and suppliers “moats.”  It was MHI themselves that finally caused me to wake up, and begin to examine what a few others had said (and I’d somehow missed) for years was going on.

 

Smoking Gun 3 – Warren Buffett, Kevin Clayton, Clayton Homes, 21st Mortgage Corp Tim Williams – Manufactured Home Lending, Sales Grab?

 

Habits can do that to a person.  So, my patience must be as generous as to others as others who enlighted me have been to me.  It isn’t always easy to see that someone could be betrayed for years, but it happens.

We see the world, not as it is, but as we are──or, as we are conditioned to see it,” said Covey.

7 of the top 10 billionaires in America are pro-Democratic.  It is there absolute right to be so.  Within the boundaries of law and morality, they can do with those money as they please.

ForbesTOP10BillionairesPartyPoliticalSupportTendenciesManufacturedHomeLivingNews

The Democrats are not the same party that they used to be. Neither are the Republicans. Democrats have tilted socialist, and many say so openly.

 

But what an examination of the evidence reveals is this.

  • Much of the mainstream media,
  • Many in Hollywood,
  • Many in Silicon Valley,
  • Well beyond the 7 of the top 10 billionaires,

are pro-Democratic. They teach it in schools run by Democratic unions, which often used pro-progressive agenda approved textbooks. This isn’t conspiracy, this is demonstrable fact.  To disguise the reality, we’ve been told by left-leaning media for years about the horrible Koch Brothers, who are only 2 of the top 10 billionaires, and not the top 2.

The deck is stacked. The system is rigged.

#DeFangBM

 

Manufactured homes isn’t a one size fits all solution to every problem.  But just as protecting the first and second amendment – along with the others – is routinely useful and good, so too is protecting the right of the people to buy and own the kind of home they want to on their own land, or land they acquire.  It is amazing how the left can hypocritically push “choice” when it comes to unborn human life, but be anti-choice when it comes to practical ways to advance affordable manufactured homes.

MostMenAppearnNeverConsideredWhatHouseIsNeedlesslyPoorAllTheirLivesHenryDavidThoreauManufacturedHomeLivingNews

For newcomers to the website not familiar with modern manufactured homes, learn more by clicking the image above or the link here.

What is wrong is that we do not ask what is right.” observed G.K. Chesterton.

The only thing necessary for the triumph of evil is for good men to do nothing,” said Edmund Burke.

Everyone is entitled to his own opinion, but not to his own facts,” said Daniel Patrick Moynihan.

InfographicMobileManufacturedHomeManufacturedHousingIndustryFactsDataResearchMobileManufacturedHomeLivingNews

 

Trulia research in 2017 revealed that affordable homes by neighboring conventional housing doesn’t impact value.

 

TruliaLowIncomeHousingImpactOnNearbyHousingValuesDailyBusinessNewsMHProNews600

 

HUD Commissioned research in 2011 revealed that manufactured homes sited next to conventional housing both appreciated, side by side.

There are mountains of evidence from Harvard, the Ford Foundation, the Fannie Mae Foundation, NAR, HUD, and others that support the value of modern manufactured homes.  But the keys are these. The laws to help make those affordable homes available for infill on homesites across the nation is the Manufactured Housing Improvement Act of 2000.  It gives enhanced preemption.  Locals can’t zone HUD Code manufactured homes out, yet have been allowed to do so for decades.

Local zoning officials when they do, routinely do so based upon misinformation.  That’s why education, education, education is a key for the next two years.

The Trump Administration has the power to enforce the law. Will they have the political will and wisdom to do so?  The financing is also there, made possible by the Duty to Serve Manufactured Housing mandated by the Housing and Economic Recovery Act (HERA) of 2008.  FHA, VA, and the USDA also have federally backed loan programs that if properly used could turn millions of renters into home owners.

With 8.3 million housing units needed just to catch up, per NAR’s Chief Economist Lawrence Yun, the logic of the matter is powerful.  Many of those who once owned conventional housing now own a manufactured home.  Those former conventional housing owners routinely sing the praises of their new federally regulated homes, that the U.S. Census Bureau says costs half as much as conventional housing.

It’s time to let the law work.

It’s time to let common sense and the evidence be put to work, to educate others as to why some are allowed to suffer, while purportedly manipulative billionaires maneuver media, money, and authorities in ways that the common person can’t.

 

Two Great Laws Already on the Books NOW,  Can Unlock Billion$ Annually for Manufactured Housing Industry Businesse$, Investor$

 

Equal justice under the law – applying the laws fairly to all – are principles that should unite about 75 percent of the nation, perhaps more. In the era of POTUS Trump, it is conceivable. Time will tell if it happens, and if it doesn’t why it doesn’t.

 

Affirmatively Furthering Fair Housing, a Novel Yet Proven Solution to the Affordable Housing Crisis That Will Create Opportunities, Based Upon Existing Laws

 

History is there to inform us.  The tale of two cities could come to a happy halt in America, given the right leadership. May God awaken, bless, and guide, a renewed American Dream. “We Provide, You Decide.” © ## (News, Commentary, and analysis.).

(See Related Reports, further below. Third-party images and content are provided under fair use guidelines.)

LATonyKovachGoodBipartisanshipShouldalwaysBepredicatedBenefitallhonestindustrymembersnotslectfewquoteBy L.A. “Tony” Kovach – for MHProNews.com.

Tony is the multiple award-winning managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

Office 863-213-4090 |Connect on LinkedIn:
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Related References:

Manufactured Home Resident Group President Cautions Against MHAction, Surprising Background Reveal to Manufactured Housing Action

“The Creepy Line” Video DocuDrama, Manufactured Housing – The Problem, Solution, and You

 

“I knew right from the beginning.” When President Trump, First Lady Melania, VP Pence Toured Manufactured Home Community

 

FEDs, MHI, Buffett’s Berkshire’s Clayton Homes Moat, Affordable Housing, and Billion$ in Manufactured Home Market Manipulation

Manufactured Housing Institute (MHI) PAC Supports Former Hillary Clinton VP, Senator Tim Kaine, Other Anti-Trump Agenda Democrats

 

Acclaimed Poverty Inc. Video, MHVille – Why Left & Right Should Listen, Learn From Each Other

 

Universal Basic Income-The Evolution of Poverty Pimping?

 

 

 

 

Another Top Manufactured Home State is Sliding on New HUD Code Home Shipments, More New Data

November 7th, 2018 Comments off

 

AnotherTopManufacturedHomeStateSlidingNewHUDCodeHomeShipmentsMoreNewDataDailyBusinessNewsMHProNEws

Doctor’s don’t serve their patient if they ignore troubling test results or health symptoms.  A good physician candidly shares the good, the bad, and the problematic honestly with their patients.

 

An analogous principle from medicine holds true for good trade media.

While big companies have several resources available to them to inform them of trends, and allows them to prepare, smaller to mid-sized companies often don’t have that same luxury.

 

Clayton Homes and 21st Mortgage’s Manufactured Housing “Spies”

 

ManufacturedHousingAssociationOklahomaMHAOManufacturedHomeDailyBusinessNewsMHproNews

Data forwarded from a Manufactured Housing Association of Oklahoma (MHAO) member for analysis and commentary.

 

According to data provided by a source that is a member of the Manufactured Housing Association of Oklahoma (MHAO), two states in their region are down year-over-year.

One of those states is Louisiana.  According to data compiled by the independent HUD Code home producers trade group – the Manufactured Housing Association for Regulatory Reform (MHARR) – Louisiana has been the number 2 state in recent years.

 

 

MHARRAugust2018ManufacturedHousingProductionReportTop10StatesDailyBusinessNewsMHProNews

Louisiana is the number 2 state in HUD Code manufactured home shipments for the past 7 years. For that state to be sliding, in addition to others in the U.S., is a significant development.

 

Yesterday, the Daily Business News on MHProNews once more led national manufactured housing trade media in reporting that another top 10 state is sliding, as are several other states.

 

New Shipment Data, Top Manufactured Home State, Other MH States Continue Slide

 

During the growing affordable housing crisis, this is a warning sign.  So why hasn’t the umbrella association the Manufactured Housing Institute (MHI) addressing this persistent problem, when MHProNews has been spotlighted the troubling trend for years?

Why does MHI ignore the clear warning signs?

Keep in mind that while there is an emerging new national manufactured home community association – one that Nathan Smith and the Manufactured Housing Institute (MHI) are trying to embarrass and purportedly hope to kill-in-their-crib – the only national post-production association is MHI.

 

Nathan Smith, SSK Communities, and Manufactured Housing Institute (MHI) Slam New National Manufactured Home Communities Group in Written Statement

 

 

MHARR’s focus is on production related regulatory issues.  MHARR only began to take up finance issues – a post-production concern – because sources say that MHI has demonstrably failed their own members in that and other areas.

KennyLipschutzQuotePoorJobOfLobbyinginMHIndustry-postedMHProNews48thMHINCClist

Past and current MHI members like Kenny Lipschutz, Marty Lavin, Frank Rolfe, the states that have broken away from MHI, are among the signals that no matter how pleasant their mixers or networking may be, they are ‘not getting their job done’ on behalf of the majority of their members.

 

The above from MHAO is from August data. The new MHARR September 2018 shipment data is found at their report linked below.

 

September 2018 Manufactured Home Production Data Shows Slight Flatline

 

 

Notices

This report is being drafted prior to the close of polling on November 6, at 3:25 PM ET.  MHProNews will begin to unpack the midterm outcomes later Wednesday, and in the days ahead.

Another forward-looking notice is that MHProNews contacted:

  • Kevin Clayton, Clayton Homes,
  • Tom Hodges, JD, Clayton Homes,
  • Tim Williams, 21st Mortgage,
  • Richard ‘Dick’ Jennison, MHI President,
  • Rick Robinson, JD, MHI General Counsel,

among others in manufactured housing industry leadership.  They’ve been asked about specific HUD Code manufactured home industry related issues and reports. As of this time, they have not yet responded. Keep in mind these same sources used to reply promptly.  Why are they hiding from the industry’s leading media?

Whatever their response – or failure to respond – will be likewise be part of upcoming reports.

Other factory-built home industry publishers arguably have their hands tied on what they publish, which is routinely fluff and just cheerleading. If that is the only media you’d read, you might be led to think that everything is all good. But in fairness to them, it often due to who those other publisher are being paid by – follow the money.

MHProNews prides itself on being the most independent, analytical, and essentially the sole fact-checking national trade publisher in our industry.

Those are among the reasons why MHProNews leads all others by a country mile in professional readership, from companies of all sizes, including those noted herein. MHProNews routinely have more readers in a day than others do in one or more months, per third-party data.

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Related Reports:

While Manufactured Housing Overall Rises, Some Slip Sliding Away

 

Due Credit, Warren Buffett, Media, and Manufactured Housing’s Historic Achievement

Manufactured Housing Institute Shipment Data, FEMA, an Inside Look

 

 

 

 

“A Nation of Laws” – Donald Tye, Jr. Affordable Housing, and Manufactured Homes

October 24th, 2018 Comments off

SupremeCourtBldgPhotoANationofLawsDonaldTyeJrAffordableHousingManufacturedHomesMHProNewsLogo

The new video interview with actively retired businessman and minister, Donald Tye, Jr., draws to a close with these words from Tye.

 

 

We are a nation of laws,” Tye said.

Tye explained that when laws aren’t enforced, all people and the nation at large suffers.

The useful, and often powerful video interview is found at this link below.

 

Affirmatively Furthering Fair Housing, a Novel Yet Proven Solution to the Affordable Housing Crisis That Will Create Opportunities, Based Upon Existing Laws

 

Much like Tye describes himself, the video and article are nonpartisan.  Needs, goals, laws, and solution oriented.

  • What are the needs?
  • What are the facts?
  • What are the laws?
  • How can enforcing existing laws help people of all economic backgrounds?

Take a good look. Then share the link above. It can open numerous minds, which can open up opportunities and more honestly earned profits. “We Provide, You Decide.” © ## (News, analysis, and commentary.)

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Related Reports:

Transparency – What Manufactured Housing Industry Pros Have Proclaimed

Affordable Housing, Manufactured Homes, Bipartisanship, Bill, Newt, Sexual Scandals, and You

October 5th, 2018 Comments off

 

AffordableHousingManufacturedHomesBipartisanshipSexualScandalsYouDailyBusinessNewsManufacturedHousingIndustryProNews

It would be a grave mistake to think that bipartisanship is dead.

 

Earlier this year, Maxine Waters (CA-D)  and Jeb Hensarling (TX-R) worked with each other to pass a bill out of the Financial Services Committee that latter passed the House of Representatives by a wide margin.

Who Says Bipartisanship is Dead? House Passes Massive “JOBS & Investor Confidence Act” S 488 by 406 to 4 Vote

 

S. 2155 was passed mostly by Republicans, but with some Democrats joining the effort. While missing or hyping some details, the Manufactured Housing Institute (MHI) is correct in pointing out that there are benefits to our industry in S. 2155.

There are other possible examples of bipartisanship, but those two suffice to make the point.

That said, bipartisan efforts arguably aren’t as common today as they were two decades ago.  The photo at top features Democratic President Bill Clinton with GOP House Speaker Newt Gingrich (R).

If you are under 35 – unless you were an unusually politically-focused teen or youth – you may only know from a historic reference by media of the following, compelling facts.

Bipartisan efforts in the President Bill Clinton (D) Administration worked with a Republican dominated Congress in 1996 and 1998 to pass legislation that:

  • reformed welfare,
  • balanced the budget,
  • passed a key piece of modern manufactured housing legislation,
  • and much more.
PresidentBillClintonHouseSpeakerNewtGingrichDailyBusinessNewsMHProNews

As an upcoming special report will feature, Democratic President Bill Clinton, Republican (GOP) House Speaker Newt Gingrich, and others who were part of a cast that passed historic pro-growth, debt/deficit cutting, and pro-manufactured housing legislation. Make sure you are signed up for our emailed news updates so you don’t miss an upcoming special report.

 

That manufactured housing (MH) legislation is still on the books, but is only partially implemented.  That means it has not been fully applied to the benefit of the manufactured housing industry and consumers alike.

Yet that little-known law could unlock tens to hundreds of billions in business the next decade, if it is properly utilized. Tech gurus involved in factory-built housing say the new housing market is some $330 billion a year. That gives a reader a keen sense of what manufactured home potential is. More of those details about pro-manufactured housing laws another time, but they’re covered in part in the report linked here, which can be read later for greater fact-based insights.  ICYMI, the post below is another example of bi-partisan efforts.

Jeb Hensarling & Maxine Waters Unveil Bipartisan Capital Markets Reform Legislation

 

The First Takeaways

The first takeaway is that bipartisanship can still happen.  But it arguably isn’t as common as it once was.  The other takeaway is that manufactured housing is poised for tremendous potential profits, but those won’t occur until pragmatic and ethical action occurs.

 

MH Objectivity

As political independents who are pro-business, pro-consumers, and pro-workers, this industry-leading trade publication looks at facts, evidence, follows the money.  We then seek and present reality, always in search of what is necessary, true, and good. We do so with significant input from informed MH professionals, and the strategic support of a few-long-term thinkers and doers.

Bipartisanship can be good, but only when the legislation or policy is good.

But bipartisanship when a policy is flawed is wrong, period. Majorities don’t create morality. God establishes eternal moral standards. When laws or legislation are good, they comport with the moral norms given by the Creator of all humanity.

Principle of ‘The Lesser of Two Evils,’ and MHVille’s Future

 

Sexual, Sensationalized, Dirty Politics and Manufactured Housing

In the late 1990s, House Speaker Newt Gingrich worked with President Bill Clinton even as the two major parties sought to outmaneuver each other. President Bill Clinton was fairly accused of numerous sexual scandals.

BillClintonMonicaLewinskyManufacturedHousingINdustryDailyBusinessNewsMHProNews

 

Clinton had sexual encounters that became widely known.  The photo below spotlight just 4 of them.

FlowersLewinskyJonesWilleySexualAccusersPOTUSBillClintonDailyBusinessNewsMHProNews

The truth sets people free.

Speaker Gingrich himself had an affair while in office during the 1990s, with then Callista Bisek. That affair later resulted in a divorce, and an eventual marriage by Newt of the woman who is now his wife. Callista Gingrich today is the U.S. Ambassador to the Vatican.

NewtCallistaGingrichNixonFoundationDailyBusinessNewsManufacturedHousingIndsutrfyProNews

Reality is what is. It makes no sense to live life based upon half-truth, spin, deception, or lies.

While bipartisanship was evident in the 1990s, so was manufactured political gamesmanship.

Eighty-four ethics charges were filed by Democrats against Gingrich during his term as Speaker. All were eventually dropped except for one: claiming tax-exempt status for a college course run for political purposes,” says Wikipedia. “…In 1999, the IRS cleared the organizations connected with the “Renewing American Civilization” courses under investigation for possible tax violations.”

Rephrased, Gingrich was publicly smeared with dozens of charges, but in the end, nothing stuck.  Sound familiar?

Nevertheless, “In 1998, Republicans lost five seats in the House,” says Wikipedia… “His [Gingrich’s] private polls had given his fellow Republican Congress the impression that pushing theLewinsky scandal would damage Clinton’s popularity and result in the party winning a net total of six to thirty seats in the US House of Representatives in this [1998] election. The day after the election, a Republican caucus ready to rebel against him prompted his resignation of the speakership. He also announced his intended and eventual full departure from the House in January 1999. When relinquishing the speakership, Gingrich said he was “not willing to preside over people who are cannibals,” and claimed that leaving the House would keep him from overshadowing his successor.”

People can change. But human nature remains the same. We are all people who have our own unique weaknesses.

LegacyHousingFALL-HomeShowOct15toOct172018

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It is difficult at best to succeed long-term in business in America today without having at least a basic sense of politics. Much of what happens is for the camera, sound bites, and public impact. Various scandals manufactured for media are used with the idea of manipulating and thereby influencing voters.

Having worked with mainstream media on several occasions spanning over 20 years, this writer can tell you first-hand that stories are routinely ‘framed’ by television and print media to fit a narrative.  That spin may or may not fit all of the facts.

Rephrased, sometimes key information is left out or over-emphasized, which can make a story appear to be plausible or true. In fact, some news is just agenda-driven, manipulative propaganda.

President Clinton remained in office, even though it is widely believed he was guilty of several examples of sexual misconduct.  Those Clinton misdeeds pale in comparison to what Judge Kavanaugh is accused of doing. After 7 FBI investigations, there is no evidence, no corroboration against Judge Kavanaugh. Yet, the slander against Judge Kavanaugh persists.

By comparison, the mainstream media largely gave President Bill Clinton a pass, and there was considerable evidence that spanned years against him.  Then First Lady Hillary Clinton orchestrated the defense of her husband Bill.  She did so by publicly crushing President Clinton’s accusers. For more of an inside, fact-based look at the inner-workings of the mainstream media, see the related reports, further below.

Hillary did her part to deflect the allegations against her husband Bill.  She did so in conjunction with Clinton political operative James Carville.  It was Carville who came up with the troubling line – quoted below – that still haunts manufactured housing to this day.

“Drag a hundred-dollar bill through a trailer park, you never know what you’ll find,” James Carville, Clinton Strategist

People on both sides of the aisle – and those who are a-political – still use Carville’s comment, yet it is deeply offensive to millions.

“’Trailer Trash’? Watch Who You’re Insulting When You Throw Around Those Words” – Buffalo News

It is an example of how politics can make strange bedfellows.

All that said, Speaker Gingrich and President Bill Clinton worked with each other to pass much of Gingrich’s “Contract with America.” The tech revolution was underway in the 1990s. Billionaires today like Bill Gates, Mark Zuckerberg, Jeff Bezos, and others were young in their careers in that timeframe. It took time for those tech gurus to evolve to the point that they became fabulously wealthy. They too played, and used, the political and media game.

An important lesson learned from billionaire Warren Buffett is precisely the need to understand history, to be well read, and to think long term.  It is no secret we disagree with much of Mr. Buffett’s machinations. But that doesn’t mean that we should ignore the lessons he has taught, for good-or-ill, to the manufactured home industry.

Buffett’s deeply political.

warren buffett pres obama motley fool 12-13

Warren Buffett, President Obama, credits Wikipedia.

 

MHARR, MHI, and State Associations, Working Together

We will look in greater depth in the days ahead to see how:

  • the Manufactured Housing Association for Regulatory Reform (MHARR, previously known as the Association for Regulatory Reform – ARR),
  • the Manufactured Housing Institute (MHI),
  • and Will Earle of the Texas Manufactured Housing Association (TMHA)

all came together with numbers of other industry pros to work with Speaker Gingrich, Congress, and President Bill Clinton to pass a historic piece of legislation for our then thriving HUD Code manufactured housing industry.

FormerPresidentBillClintonPivotalMomentManufacturedHousingIndustrySundayMorningRecapDailyBusinessNewsMHProNews

Danny Ghorbani, left – then president of what today is MHARR. Bill Clinton, right. There were numerous industry and political professionals that were involved in the process of making pro-manufactured housing industry legislation come to fruition. Then and now, it will only happen when pragmatic reality guides enough peoples’ thinking and actions.

MobileHomeShipmentsManufacturedHomeShipmentChartMHIAShipmentsMHIndustryChampionSkylineHUDCodeDailyBusinessNewsMHProNews

What was accomplished previously in sustainable shipment levels, can clearly be done again.

 

Clarity on reality – then, now, and in the future – is vital for our industry’s revival.

The intriguing back-story to how MHARR, MHI, and what became MHEC give an illuminating “lessons learned” that could make it easier for our industry if understood and applied.

Partisans on both sides of the aisle – including partisans in our industry’s trade associations – must see reality clearly to understand how tens of billions of dollars in annual sales could be achieved in the near term in manufactured housing.

That kind of growth only occurs when local businesses in their local markets do their best, achieving results several times greater than they now are accomplishing.

But that achievement won’t happen absent reality-checks, pragmatism, and the correct next steps.

LATonyKovachGoodBipartisanshipShouldalwaysBepredicatedBenefitallhonestindustrymembersnotslectfewquote

Fair Warning

The video posted below opens with salty “R” rated language.  We’ll present both the teaser (the ‘trailer’) and the full length video.

 

The video shows rough-but-real, raw news footage. The video takes viewers on a compelling snapshot of how our future is being shaped. It also suggest how our collective future could become so much brighter.

 

There’s a highly documented affordable housing crisis. Lawrence Yun, Ph.D. and chief economist for the National Association of Realtors ® says that some 8.3 million housing units are needed.  That’s a sense of the potential manufactured home and other factory builders could be tapping into.

Manufactured homes are arguably best poised to address those needs, because of the two great federal laws, that if fully implemented could open the floodgates for manufactured housing and millions of Americans. To achieve our industry’s amazing potential, more should realize that President Trump, with a GOP House and Senate, could give our industry the brightest period it has ever achieved.

Please skip something else this evening, and make the time to watch the video above. Then kindly share this post and these videos with others. FYI, the video below is quick and industry-focused.

 

President Donald Trump, HUD Secretary Dr. Ben Carson, Private-Public Partnerships to Solve Affordable Housing Crisis

Once informed, vote wisely in the midterms. Give the 45th President of the United States (POTUS) the support he needs in Congress to make America and our manufactured home industry great again.  He’s promised to enforce the law.  Let’s give him the Congress he needs, and then do as the NFIB and others have, ask him to fully enforce our industry’s two great laws.

ManufacturedHmeIndustryAchieveGreatPotentialAddressingResolvingCauseCorePerceptionIssuesLATonyKovachQuotePresentationPhoto

That’s “News Through the Lens of Manufactured Homes, and Factory-Built Housing,” © where “We Provide, You Decide.” ©  ## (News, analysis, flashback, and commentary.)

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LATonyKovachMHanufacturedHomeLivingNewsManufacturedHousingProNewsConsultantIndustryExpertBy L.A. “Tony” Kovach – for MHProNews.com.

Tony is the multiple award-winning managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

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Related References:

Danny Glover, Presidents Barack Obama & Donald Trump, Promises Kept, and Affordable Manufactured Housing

President Donald J. Trump Visit to Manufactured Home Community, Video, Hurricane Florence Update

“Shadows of Liberty” Movie Introduction, Affordable Housing, and You

President Jimmy Carter Blasts Trump Administration on Affordable Housing, Carter’s Manufactured Home Ties

September 14th, 2018 Comments off

 

PresidentJimmYCarterBlastsTrumpAdminstrationAffordableHousingCartersManufacturedHomeTiesMHProNews600

CNBC reported last week that former President Jimmy Carter took aim at the Trump Administration on the important issue of affordable housing.

 

Low-income housing needs to be raised much higher as a priority for our country,” former President Carter said in a phone interview with Emma Newburger. “That’s the first step toward making people who are now dependent on government assistance, on welfare rolls, to get a good job and have a chance to raise their families and put their kids through school.”

Mr. Carter told CNBC that the Trump Administration is ‘ignoring a national housing crisis,’ and he urged voters to support candidates who promote affordable housing.

 

The Carters, HUD’s Carson, and Manufactured Housing

CNBC’s Newburger told MHProNews that the “topic [of manufactured housing] didn’t come up in the interview” with former President Carter.

By contrast, when the Department of Housing and Urban Development (HUD) was asked to respond to former President Carter’s broadside, a HUD spokesperson offered to MHProNews the very specific answer of Secretary Carson’s strong statement of support for manufactured housing.

The HUD spokesperson who replied to the Daily Business News on MHProNews was one that has not previously spoken or messaged with MHProNews. Her reply for HUD is all-the-more interesting to investors and businesses in manufactured housing (MH) who read the tea leaves that may signal what direction the agency will take when their regulatory comments review are completed, later this year.

Those comments the spokesperson sent from Secretary Carson were previously published by the Daily Business News, and are found on HUD’s website here, or at the article with some commentary linked below.

“A New Era of Cooperation and Coordination,” is Promised by HUD Secretary Carson, Saying “I Hear You”

Mr. Carter is a prominent supporter of Habitat for Humanity. An informed source in Carter’s home state of Georgia told MHProNews that Habitat rarely uses manufactured homes, preferring to get “free labor” from those who are putting their “sweat equity” into the house that they help build. That keeps Habitat’s construction costs low.

In Habitat’s view, per our source, this combination of factors creates a greater tie of the Habitat dwelling buyer to their home and mortgage payments.

However admirable Habitat is, it obviously only scratches the surface of our nation’s affordable housing needs.  Their own data shows that the majority of their work is done in other countries, instead of here in the U.S.

HabitatForHumanityManufacturedHousingIndustryDailyBusinessNewsMHProNews

It’s noteworthy that a Google search of former President Carter reveals no obvious criticism by him of the Obama Administration over their handling of affordable housing efforts.  By comparison, even some progressives criticized former President Obama for his perceived missteps at HUD regarding affordable housing. One such critique was about Shaun Donovan’s selection by former President Obama, and that source viewed Donavan as a Clinton Administration ally throwback.

So why did Mr. Carter give former President Obama a pass for 8 years, when the rate of home ownership dropped?

HomeOwnershipRatesUSCensusBureauDailyBusinessNewsMHProNews

Where was Mr. Carter on the issue of rising rents during the Obama Administration?

USCensusBureauMedianAskingRentDailyBusinessNewsMHProNews

Or why didn’t the former president from Plains, GA not critique Mr. Obama’s handling of the economy, debts, and deficits? During the Obama era, rental rates continued to rise. Regulatory policies during the 44th president’s term in office constrained or even crushed small businesses by the thousands, while large companies recovered and grew.  Manufactured housing has slowly recovered during the Obama years, due in part to regulatory overreaches.

MedianAskingSalesPriceVacantExistingSalesUnits1995to2018ManufacturedHOusingIndustryDailyBusinessNewsMHProNews

Details further below will outline factors that began during the Carter Administration years, which culminated in some of the housing and mortgage issues of our era. See further below.

MedianHouseholdIncome2016NARManufacturedHomeOwnersVsRentersDailyBusinessNewsMHProNews

Yet, in an apparently partisan Democratic Party fashion, Mr. Carter’s recent blast wasn’t aimed at former President Obama for the erosion in home ownership rates.  The peanut farmer turned president from Plains didn’t take at rising rents under former President Obama. Instead, Mr. Carter attacks President Donald J. Trump?

The Trump Administration has only been in office for about 20 months.  Dozens of the 45th president’s nominees have been slow-walked by Democrats in the Senate.

Ironically, the rate of home ownership and the economy are both improving at a significant clip since Mr. Trump won the election.  So where’s the logic of Mr. Carter’s claims? CNBC apparently failed to ask – or did not report it if they did – insights into any of these salient questions.

Perhaps equally interesting is the following issue and related question.

The federal manufactured housing construction and safety standards administered by HUD had their first full year in effect during President Carter’s Administration.

Figure1MobileManufacturedHomeSalesSHipmentsVsExistingingNewHouseSalesManufacturedHousingiinudstryDataMHProNews

There were certainly many factors that contributed to the steep drop in sales of mobile homes from their peaks in 1973 and 1974. When the HUD Code kicked in and manufactured housing was ‘born’, sales levels stayed fairly low during the Carter years. They went up modestly during the Reagan Administration era.

Mr. Carter’s colorful younger brother Billy served two different independent HUD Code manufactured home builders in high visibility roles for several years in the 1980s.

So why didn’t actively-retired President Carter do more to promote manufactured homes as an affordable housing solution? Or why hasn’t Mr. Carter done more to elevate manufactured homes as an obvious and proven free market solution to affordable housing since he left office?

After all, Mr. Carter can’t claim ignorance of the topic. The former president’s home state was at one time a top-tier manufactured home producer.

So, why did HUD Code manufactured home shipments nose-dive relative to the end of the mobile home era timeframe compared to the Carter years?  By contrast, as Daily Business News on MHProNews has reported, both prior Presidents Nixon and Ford each promoted “mobile homes” as an important part of the U.S. affordable housing mix.

Help Others “Get It” – Loans on “Mobile Homes” Promoted by Another U.S. President

The photo below was provided to MHProNews by ScotBilt Homes, which has produced manufactured homes in GA for many years. Left-to-right in the photo are Sam Scott, Judy Cazel, President Jimmy Carter, his brother Billy Carter, and Jim Cazel, the pilot of the aircraft they are standing by.

SamScottJudyCazelPresidentJimmyCarterBrotherBillyCarterJimCazelManufacturedHousingDailyBusinessNewsMHProNews600

 

The Reaction to former President Carter’s Comments From Washington, D.C.

There is no widely published comments to be found from a Google search (see downloadable screen capture) from the Arlington, VA based Manufactured Housing Institute (MHI) regarding the recent comments by former President Carter.

But the Washington, D.C. based Manufactured Housing Association for Regulatory Reform (MHARR) weighed in on the conventional comments by Mr. Carter in a nuanced comment as follows.

While Secretary Carson as we noted in a recent article has said the right things about the need to eliminate exclusionary zoning, there is much more that HUD could do to support consumer financing for affordable housing, most particularly chattel financing for manufactured homes,” said Mark Weiss, JD, President and CEO of MHARR to MHProNews.

Weiss and MHARR members are on record encouraging more lending from the FHA, while acknowledging the progress made to date during the Trump Administration.

It should be noted that MHARR has no PAC, by design, but MHI does. MHARR has praised the Trump Administration, as has MHI.

 

“Move, Open, Live” De Rose Industries & Senator Thom Tillis’ Mobile Home Comments

But a key distinction between the two trade groups on this issue is that MHI put two paid pro-Clinton speakers on stage in their pre-election Chicago event, a claim MHI has never opted to deny or try to explain.  The mainstream headline below is one of several that document that Berkshire’s chairman backed the party that favored heavy regulations. Why?

IBTInternationalBusinessTimesWarrenBuffettHillaryClintonDailyBusinessNewsMHProNews

MHI’s primary “big boy” member is Berkshire Hathaway owned Clayton Homes and their affiliated lenders, 21st Mortgage Corp and Vanderbilt Mortgage and Finance. Kevin Clayton is seen with former President Bill Clinton in the disastrous post-Haitian earthquake “recovery” effort photo and linked report below, that dives into those alleged scandals.

“Toxic Trailers” – Clayton Homes, Warren Buffett, Kevin Clayton, Clintons – Exposé Videos

Warren Buffett campaigned for Secretary Hillary Clinton against Mr. Trump in 2016, saying on several occasions, that Buffett believed in her policies.  As MHI award-winner – and periodic MHI critic – Marty Lavin has said, “Pay more attention to what people do than what they say,” and “Follow the money.”

FollowThe MoneyPayMoreAttentionToWhatPeopleDothanwhatTheySaySpySea72MartyLavinYachtManufacturedHousingINdustryProMHProNews

 

Forbes’ John Moratta Weighed In on Carter to Obama Era

But there’s other issues that need to be raised, one of which a Forbes Contributor David John Marotta examined. In 2012, Marotta argued that the entire contest between Democratic candidate and incumbent, President Barack Obama vs. GOP nominee, former Governor Mitt Romney should come down to a single subject.

It’s one that directly relates to affordable housing, manufactured homes, the U.S. economy, and the future direction of America.

The Forbes headline was, “The Election Should Be Settled by a Single Question: Who Caused the Financial Crisis?”

ForbesElectionSettleSingleQuestionWhoCausedFinancialCrisisDailyBusinessNewsMHprOnews

Two key paragraphs by Marotta on the subject framed by the headline above read as follows.

“…It all began with the Community Reinvestment Act (CRA) of 1977 under President Jimmy Carter. Its goal was to reduce discrimination against people in low-income neighborhoods by FDIC banks. The law did not provide any criteria for equal process. Thus any bank whose lending results were called into question could be challenged. And banks needed regulators to approve their actions.

DavidJohnMarottaForbesContributorDailyBusinessNewsMHProNews300The CRA increased the oversight of financial institutions and empowered organizations such as the Association of Community Organizers for Reform Now (ACORN). Obama’s work as a community organizer included working as ACORN’s attorney suing banks in Illinois.”

Skipping further into his column, the following extended quotes from Marotta said, “In the last election campaign, it was vehemently denied that Obama had been an ACORN trainer until the New York Times uncovered records demonstrating he was.”

Now Democratic New York Governor “Andrew Cuomo was the assistant secretary of Housing and Urban Development (HUD) and then secretary under President Bill Clinton from 1993 through 2001. Cuomo created 800 new HUD employees who were paid as much as $100,000 to fight against abolition of the agency. These community builders, as they were called, worked with local groups to lobby against tax cuts and to aid Democratic candidates.

Under Cuomo’s leadership in 1998, HUD forced banks in Texas to lend $2.1 billion in affirmative action loans with a higher risk and higher default rate.”

President Clinton touted these supposed achievements. “In 1998 he boasted,In the 20-year history of the Community Investment Act, 85 percent-plus the money loaned out under it to poor inner-city neighborhoods has been loaned in the five years since I’ve been president.”

Fannie Mae and Freddie Mac were on the path to disaster. Now Obama blames deregulation under the Bush administration for the financial meltdown, but there was none.

After Clinton, George W. Bush and Republicans tried to tighten up lending standards for which they were demonized by the Democrats. These efforts were pushed unsuccessfully throughout the Bush administration starting in April 2001. 

Ranking Democrats Barney Frank and Charles Schumer led their party to block these efforts in the fall of 2003. Frank made light of Republican concerns. He said, “I think we see entities that are fundamentally sound financially and withstand some of the disaster scenarios. And even if there were a problem, the federal government doesn’t bail them out. But the more pressure there is there, then the less we see in terms of affordable housing.”

Those points in Forbes are ones MHProNews has raised several times over the years –  including, but not limited to – by previously sharing the video posted below.

 

It should also be noted that former President Bill Clinton himself acknowledged that, “The responsibility the Democrats do have may rest more in resisting any efforts by Republicans in the Congress or by me when I was president to put some standards and tighten up a little on Fannie Mae and Freddie Mac.”

Let’s let all of the above sink in for a few moments.

That should not imply that several Republicans weren’t also complicit in the housing/lending issues in the run-up to 2008, because Fannie and Freddie were donating to candidates on both sides of the aisle.

But more influence buying cash went to Democrats. Politico reported that the GSEs spent a stunning $200 million dollars in campaign contributions, see the screen capture below.

2008GSEsFannieFreddieGaveDemocratsMorePrior2008FinancialMeltdownDailyBusinessNewsMHProNews

So it seems more than ironic that former Democratic Presidents Carter, Obama, and the Clintons now gleefully point a public finger at President Donald J. Trump. But the evidence and factual reality is that those Democratic leaders are guilty of blatant hypocrisy. They and their party bear a significant degree of responsibility for the economic turmoil, starting in the Carter years, during the Clinton Administration, as well as the run up and through the Obama Administration eras.

Big government solutions, the ones more commonly proposed by Democrats, have proven for 50 plus year not to work.

UCDavisUnitedStatesPovertyRateSince1959to2015DailyBusinessNewsMHProNews_001

It’s federal government policy that turned toward more subsidized conventional housing, which has never kept up with the needs in over 50 years.  Manufactured homes, or the mobile home era before the HUD Code existed, were the free enterprise solution that have proven to be as “amazing” as HUD Secretary Carson said in Senate testimony earlier this year.

 

 

Summing Up the View from MHVille

There is little doubt that members of both major parties have over the years made their respective errors, along with efforts to spin or cover up those mistakes.

But there’s plenty of evidence that former Presidents Carter, Clinton, and Obama – along with Democratic allies in Congress – fostered the conditions that have undermined manufactured housing, and hurt the economy at several times, and in often severe ways.

As industry investors, professionals, and all others ponder their support and votes in the upcoming midterms, it’s vital to consider the issues noted above.

Democrats and disaster-capitalists have long ties. Mr. Buffett and Kevin Clayton’s connections to top Democrats ought to be weighed by all those who care about the issue of affordable housing and manufactured homes role in that effort.

As a disclaimer, while the publishers of MHProNews are political independents, this writer published an article that supported then candidate Trump during the Republican primaries in 2016. That article was republished by the Trump campaign on their website, as the screen captured image below reflects.

12ReasonsEducatedIranianAmericanWomanSupportsDonaldTrumpPostedMastheadBlogMHProNews954x846

While the Manufactured Housing Institute (MHI) paid for two pro-Clinton speakers in the closing days before the 2016 election, the Kovach family supported Donald J. Trump’s candidacy as the best for the industry, small business and hundreds of millions of Americans. One of those stories ended up on the president’s campaign website, and hundreds of conservative and pro-Trump websites.

Resistance Democrats, and some Republicans too, have caught to slow or stop the reforms that former Democrat turned Republican Donald J. Trump has sought to bring to the U.S. in economic and foreign policies. Those who claimed that Mr. Trump could never win were proved wrong.

Some of those same voices are shouting daily now that Democrats will carry the House, and maybe even the Senate in a supposed “blue wave.” It is a “knife fight,” as Senate Majority Leader Mitch McConnell recently said.

But the races are close. And the polling touted in 2018 has some of the same problems that 2016 polling had.  It is every bit as likely, perhaps more likely given consumer and business confidence levels, that a “red wave” is coming.

President Trump is taking over the GOP, and is transforming it into a pro-worker and pro-business, pro-growth party.  1/3 of the counties that went for Mr. Obama flipped in 2016 and supported Mr. Trump.

The midterms will be all about turnout. Turnout will be determined by energy and enthusiasm. The economic recovery this time isn’t driven by Federal Reserve monetary easing, or doubling the national debt in just eight years, as occurred during the disastrous Obama Administration years.

We are only now beginning to see details and documents about the level of corruption that occurred at the FBI, DOJ, and perhaps the CIA during the Obama era in the 2016 campaign.

The future of our industry’s growth potential may hang in the balance of a builder-businessman turned politician. President Trump has systematically been keeping his campaign promises.

HUD Secretary Carson’s pressroom spokesperson pointed to his manufactured housing comments as their reply to former President Carter’s controversial, and demonstrably misleading claim made to CNBC.

Yes, MHARR’s president is correct in saying that positive words and the regulatory freeze must be followed by more concreate and positive action.

But the Trump Administration, for all the drama that surrounds it, is keeping their promises to put American jobs, businesses, and our national interests first.  It’s a vast improvement over the presidents of both parties since the days of Democrat turned Republican, President Ronald Reagan.

That’s “News through the lens of manufactured homes, and factory-built housing,” © where “We Provide, You Decide.” © ## (News, analysis, and commentary.)

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Related Reports:

President Trump Spotlights Factory Home Builder in Speech, Proven Promotion, Support of Industry Advancement

Principle of ‘The Lesser of Two Evils,’ and MHVille’s Future

 

“Thou Shall Not Steal,” $2 Trillion Annually Lost to Lack of Affordable Homes, Making the Manufactured Home Case

Pain, Pleasure, Persuasion, Honesty, and Sustainable MHVille Profits

September 9th, 2018 Comments off


SundayMorningRecapManufacturedHousingIndustryNewsMHProNewsLogoResearchDataReports9.2.2018to9.9.2018

There are precisely three ways to influence any organization of whatever size.

Influence can only occur:

  • From within an organization,
  • from outside of a given group or
  • from a combination of both.

That’s the clarity of applied logic or common-sense reasoning.

PainPleasurePersuasionHonestyAndSustinableMHVilleProfits

Pain, Pleasure, Persuasion, Honesty, and Sustainable MHVille Profits.

Day by day, MHProNews and MHLivingNews presents facts, figures, evidence, analysis, reasoning, and specific stories.

Why?

Because it works. Reasoning and stories influence people.

Let’s be clear. Some will run from reason or will avoid topics that make them uncomfortable. But the subconscious mind, once exposed to a fact, doesn’t readily forget it. Facts and evidence may get drowned out for a time, but reality has a way of making a comeback.

Pain in the body is a signal that something is wrong. Pleasure and pain can both be manipulated. Emotions used correctly motivates, used incorrectly, can be tricked and manipulated. Humanity was created with both emotion and the ability to reason.

Carrots, sticks, and repetition are how people get attracted, maneuvered, or manipulated. But a cogent presentation of facts and evidence can cut through the noise with some, and those people can in turn influence others.

Let’s start with an example outside of professional associations, but that still matter to everyone in MHVille. Manufactured home (MH) resident groups.

MH resident groups can be right, wrong or a combination of those.

But right or wrong, MH resident groups clearly have influence. Here are a few examples:

  • For years, the Manufactured Housing Consensus Committee (MHCC) has had one or more resident group members on it. The MHCC, which meets again this week, has legally established influence at HUD, under the Manufactured Housing Improvement Act of 2000 (MHIA).
  • You may or may not give the MHCC a second thought. But the Manufactured Housing Association for Regulatory Reform (MHARR), and the Manufactured Housing Institute (MHI), some companies, and state association certainly do. So do resident groups. Because the MHCC can influence several things that impact the HUD Code manufactured homes that are sold by the industry.
  • At state legislatures, at the local governments level, or in congressional hearings, resident groups have and can make a difference for or against a pending law or other administrative actions.

Knowing this about resident groups, there are state associations that work with them as best they can.

MHARR has had contact with them too, on issues like the Duty to Serve (DTS) Manufactured Housing mandated for the Government Sponsored Enterprises (GSEs or Enterprises) of Fannie Mae or Freddie Mac by the Housing and Economic Recovery Act (HERA) in 2008.

As those who have sat in MHI meetings know, MHI leaders have often cursed resident groups. But like them or not, NMHOA, MHAction and their state affilates are a reality. Better deal with them, or one must find a way to replace their influence with something better.

MH Resident groups matter.

As community owners in numerous states have learned, resident groups can’t be ignored. If they are ignored, it is only at a cost. So, you don’t have to like MHAction or NMHOA to realize they’re a reality that influences bottom-lines literally from coast-to-coast.

But up until recently, who has thought to challenge them in publicly in a debate? Or what about supplanting/replacing them when they won’t see reason on issues that can improve the lives of residents they claim to care about, as well as businesses like yours?

Let’s look at another example, from outside or MHVille. Political parties and candidates.

What government at all levels does or doesn’t do absolutely influences businesses of all sizes. That’s true in and beyond manufactured homes.

So, MHProNews uniquely looks at “News Through the Lens of Manufactured Homes, and Factory-Built Housing.” ©

You ignore politics at the risk of your investments of time, talent, and treasure.

You might have the best product, service, value, and the happiest customers. But government action or inaction on an important issue can strengthen, weaken, speed, slow or destroy your business.

The power to tax, and the power to regulate involve are the power to destroy. That’s based on a Supreme Court justice’s famous statement, shown below. That’s reality.

JohnMarshallSupremeCourtJusticePowertoTaxInvolvesPowerToDestoryPowerToDestroyMayDefeatPowertoCreateQuoteDailyBusinessNewsMHProNews

Like it or not, political parties, resident groups, associations, and media all influence government.  Government in turn sets the rules that can make or break your business.

So, if you want to be successful long-term in business:

1)    you have to go beyond product, service, marketing, sales and technology. You have to be aware of, and hopefully influence those, that influence others.

2)    If you don’t pay attention to those outside factors, others are and will set the rules of the game in ways that will help or harm your business.

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3)    The same is true for homeowners. Whatever the intent of their members, NMHOA and MHAction arguably advocate for things harmful to manufactured home owners and businesses alike. Proving the harm of radical activists by a cogent use of facts, evidence, and reasoning is thus useful to all.  By all, that means the vast majority of MH home owners, as well as to MH businesses of all sizes and types.

4)    The same is true of both major parties. As political independents, we can say there is one thing about the Democratic platform that – on paper – is good for independent businesses. What is it? Their antitrust/anti-monopoly plank could, if used properly, make a difference for small businesses. But we frankly don’t see Democrats using it yet. Republicans – the so-called Grand Old Party or GOP – tends to be more pro-businesses.  But the GOP has for years done, or failed to do, certain things that harm independents of all sizes. But now, at the federal level and in dozens of states, the GOP has a modest edge in the branches of elected government.

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To see a sample of our emailed news update, click here. To sign up for the factory-built home industry’s #1 headline news, click here or the graphic above.

5)    Thankfully, under President Donald J. Trump’s leadership, he is addressing issues in the GOP like the border, immigration, regulatory relief, tax cuts, tax reform, attracting more capital, putting solid Constitutionally minded justices on the Supreme Court, protecting religious liberty, job creation, helping wages rise naturally, education, etc. These are all pragmatic.  They are useful to people and businesses alike. Thus, Pro-Trump candidates are thus getting our vote and editorial support.

But the point of this analysis and commentary is this.

You may be the most honest or ethical person in your town. You may have great value and service. But as ELS’ Sam Zell observed, others with no investment in your company or profession others can make, break, minimize or maximize your business, profits, and results.

That’s why on the slowest day of the Labor Day weekend, literally thousands of more professionals were reading and viewing content on MHProNews than any other similar trade resource in our industry. Because we at MHProNews and on MHLivingNews keep our eyes on issues that matter to you, as well as to your present, and potential customers.

Pain, pleasure, persuasion, and honestly sustainable MHVille profits can only be achieved via reality-based action. That requires solid information. Day-by-day, we bring you the MH “Industry News, Tips, and Views Pros Can Use.” ©

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For our Jewish friends and colleagues, happy Rosh.

With no further adieu, let’s look at the headlines, reports, facts, and stories that can help make you navigate business better and more profitably.  Together, let’s look at the issues that can make manufactured homes more available to millions of potential buyers, who should become happy home owners. We’ll start with MHLivingNews, the Masthead, and then do the Daily Business News recaps for last week.

What’s New on MHLivingNews

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Affordable Living! Before and After Video, Remodeling a 1972 Mobile Home, Under $5,000

Affordable Living! Before and After Video, Remodeling a 1972 Mobile Home, Under $5,000

What’s New on the Masthead

“How Dare You…!” ELS’ Howard Walker Blast at MH Industry Professional

“How Dare You…!” ELS’ Howard Walker Blast at MH Industry Professional

What’s New on the Daily Business News on MHProNews

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Saturday 9.8.2018
Shanah Tovah, Happy Rosh! About Leaping Cultural Barriers, and Where the Buck Stops

Shanah Tovah, Happy Rosh! About Leaping Cultural Barriers, and Where the Buck Stops

Friday 9.7.2018

Former President Barack Obama Says President Trump is “Symptom, Not the Cause,” plus MH Market Updates

Former President Barack Obama Says President Trump is “Symptom, Not the Cause,” plus MH Market Updates

Clayton Homes and 21st Mortgage’s Manufactured Housing “Spies”

Clayton Homes and 21st Mortgage’s Manufactured Housing “Spies”

Manufactured Housing Production Report – After Slow June 2018, July 2018 Increases

Manufactured Housing Production Report – After Slow June 2018, July 2018 Increases

“Growth,” “Fight on to Victory,” “One People, One Family, and One Glorious Nation Under God”

“Growth,” “Fight on to Victory,” “One People, One Family, and One Glorious Nation Under God”

 

Thursday 9.6.2018

Facebook Recent Big Hit, More Trouble Ahead? Plus, MH Market Updates

Facebook Recent Big Hit, More Trouble Ahead? Plus, MH Market Updates

Hot MHVille Issue, Boils Among Most Americans too

Hot MHVille Issue, Boils Among Most Americans too

“Disastrous,” “Uncompetitive” “Takeover” of “Government Sanctioned Monopoly” Blasted in Congress as Bi-Partisan Fix Unveiled

“Disastrous,” “Uncompetitive” “Takeover” of “Government Sanctioned Monopoly” Blasted in Congress as Bi-Partisan Fix Unveiled

Deaths in MH Communities from Trees Falling, “Get to the Root of It”

Deaths in MH Communities from Trees Falling, “Get to the Root of It”

 

Wednesday 9.5.2018

Like No Place Else, plus Manufactured Housing, Stocks, Market Updates

Like No Place Else, plus Manufactured Housing, Stocks, Market Updates

8 Questions for Joe Stegmayer, George Allen, Spencer Roane, GSEs, MHI, FHFA, Other Presenters At Indianapolis Roundtable Meeting

8 Questions for Joe Stegmayer, George Allen, Spencer Roane, GSEs, MHI, FHFA, Other Presenters At Indianapolis Roundtable Meeting

MH Communities, Owners, MH Independents Alert – NMHOA and MHAction Next Steps? – Part 1

MH Communities, Owners, MH Independents Alert – NMHOA and MHAction Next Steps? – Part 1

NDAs, Warren Buffett, Richard ‘Dick’ Jennison, Manufactured Housing Institute (MHI), and MHVille

NDAs, Warren Buffett, Richard ‘Dick’ Jennison, Manufactured Housing Institute (MHI), and MHVille

 

Tuesday, 9.4.2018

Senate Hearings, “High Tech Lynching” plus MH Market Updates

Senate Hearings, “High Tech Lynching” plus MH Market Updates

Blue Collar Worker Attitude, Outlook, Finances – Latest Data, Express-Harris Survey

Blue Collar Worker Attitude, Outlook, Finances – Latest Data, Express-Harris Survey

Main Place in MHVille That’s Cracked the Glass Ceiling?

Main Place in MHVille That’s Cracked the Glass Ceiling?

50 States Ranked by Income, Credit – Manufactured Housing Marketers Data, Cheet Sheet

50 States Ranked by Income, Credit – Manufactured Housing Marketers Data, Cheet Sheet

 

Monday 9.3.2018

2018’s Hardest-Working States in America, How Does Your State Rank?

2018’s Hardest-Working States in America, How Does Your State Rank?

Manufactured Housing’s Labor Day, Celebrating Those That Do the Work

Manufactured Housing’s Labor Day, Celebrating Those That Do the Work

Manufactured Home Retailers, Communities, Is Your Merchandising Nordstrom’s or Salvation Army? Monday MH Marketing, Sales Meeting

Manufactured Home Retailers, Communities, Is Your Merchandising Nordstrom’s or Salvation Army? Monday MH Marketing, Sales Meeting

Tucker’s “Tech Tyranny,” Luther Lowe-SVP Public Policy@Yelp, Author Scott Clelan, “Should Government Intervene?”

Tucker’s “Tech Tyranny,” Luther Lowe-SVP Public Policy@Yelp, Author Scott Clelan, “Should Government Intervene?”

 

Sunday 9.2.2018

Biblical “Talents,” Words, Ideas, Evidence, and Practical Impact on Manufactured Housing, Sunday Morning Recap, MHProNews Headlines Aug 26 to Sept 2, 2018

Biblical “Talents,” Words, Ideas, Evidence, and Practical Impact on Manufactured Housing, Sunday Morning Recap, MHProNews Headlines Aug 26 to Sept 2, 2018

We’re a team, a family here. We can’t do it without you, and frankly, thousands of manufactured housing pros need what we do as independent reality checks. Our sponsors make that possible. Thanks to our readers, and to those who make this platform the runaway #1 in the industry. Make sure you keep up to date, and encourage your team members to do the same. ## ## (News, analysis, and commentary.)

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