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Tic Toc – July 4th, Tim Williams 21st Mortgage, John Greiner, JD, Graydon Law – Message Review

July 5th, 2019 No comments

TicTockJuly4thTimWilliams21stMortgageCorpJohnGreinerJDGraydonLawMessageReviewDailyBusinessNewsMHProNews

Part of the ‘secret’ for legal victories can be consistency, procedures, and documentation.

 

TimWilliams21stMortgageCEOMHProNews

Tim Williams, prior MHI chairman, president and CEO of 21st Mortgage Corp, photo credit, MHProNews.com

There is little doubt that Tim Williams, President and CEO of Berkshire Hathaway owned 21st Mortgage Corporation and his company has vastly more experience in legal matters than our far more modest operation does.

It should similarly stand to reason that the outside attorney for the Manufactured Housing Institute (MHI), John “Jack” C. Greiner with Graydon Law would likewise have more experience in legal matters than little ole us. Per Graydon’s website, “Jack is a commercial litigator with an emphasis on communications and media law. He is one of the region’s leading advocates for governmental transparency.” Transparency, how interesting. That’s one we’ll all have to place in our memory file. Jack, should nonprofits, corporations, and their officers be transparent too?

That said, it would not be surprising if they would agree with the first sentence at the top. Juries and judges look for consistency, evidence, facts, and common sense.  The court system – judges and juries – also keep an eye out in cases for inexplicable, odd, or behavior that is in conflict with their stated claims. It’s been many years since we’ve been involved in any litigation, over a decade in fact. Though it is rarely fun, we recall the lessons, and have routinely been successful on the rare occasions it was necessary.

The truth backed by evidence is an often powerful thing. My hunch is that the other side has carefully researched that claim, and knows it to be accurate.  

 

Consistency?

In 2017, 2018, and 2019 were some of the years when messages and letters were sent to the management of MHProNews by attorneys for MHI, as well as by purported surrogates for the Arlington, VA based trade group. Those messages were threats, legal or not, and arguably attempts at intimidation.

Part of our consistent response has been to call out those actions publicly but also to invite them to reply to our many fact-checks, related analysis, and reports. In early 2017 and previously, responses from Berkshire Hathaway brands and/or MHI were swift, as numerous articles and letters published over the years reflects. Williams was among several MHI leaders who publicly praised this publication publicly and in writing.

 

TimWilliams21stMortgagePublicationDailyBusinessNewsMHProNewsMHLivingNews

It was apparently only as reasonable answers to reasonable questions posed by MHProNews became elusive for the Omaha-Knoxville-Arlington axis that they stopped replying directly.  But they often used indirect means to communicate, including those noted above. 

Those patterns of behavior could prove relevant in several ways the days ahead.

 

Shifting Sands in Washington and Beyond

The dynamics in Washington, D.C. are shifting rather significantly in recent months. There are some things, as Warren Buffett correctly observed, that just take time.

·        Antitrust drums are heating up on both sides of the left-right political aisle.

·        More in Congress are talking and writing about the Duty to Serve, and why it hasn’t been fully implemented with respect to manufactured housing.

·        Affordable housing, homelessness, zoning, regulatory barriers, and even enhanced preemption are being discussed by more people in and out of the industry.

Slow, steady progress is apparently being made.

Those are all topics that are largely found in manufactured housing trade media only on MHProNews and MHLivingNews. Why? The Manufactured Housing Association for Regulatory Reform has been on several of those topics for years, to their credit.

But by contrast, MHI sycophants are mute or deflect from those topics. Why?

MHI themselves tout their latest photo op, their latest lightly viewed videos, or the newest bill that they support. Those are all apparent razzle dazzle, but where is the beef?

Where are the bottom line results as measured by new manufactured home shipments?  Given the MHI claim that they are the umbrella trade group that should ‘lead’ the industry, what direction has that MHI leadership actually taken MHVille at large?

The facts speak loudly.

ManufacturedHousingIndustryProductionShipmentsMay2019DailyBusinessNewsMHproNewsMHARR 

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Tic Toc, Tic Toc… 

Moments, minutes, hours, days, weeks, months, and years go by. Some things only gain clarity from the passage of time and consistent observations. As Warren Buffett aptly said, the rear view mirror is clearer than the windshield. This is a point of agreement between our publication and Mr. Buffett.

 

InBusinessWorldRearViewMirroIsAlwaysClearerThantheWindshieldWarrenBuffettMHProNews

 

It was about 5 years ago that we brought to the industry’s attention the full length video version of this now better-known 18 second video clip.

  

 

That comment by MHI’s president made no sense at the time, but in hindsight it was arguably a piece of a puzzle. 

Because it was an odd and embarrassing MHI comment, not long after, during a time when Tim Williams at 21st was still in rapid-reply mode with MHProNews, and while this writer was still an MHI member, MHProNews asked Williams/21st – then MHI’s chairman – to have MHI’s Jennison clean that comment up publicly.

Williams agreed.

Jennison, no doubt with Williams’ prompting, did so on video camera and in front of dozens of industry professionals.  MHI’s president pledged both that the industry could achieve 500,000 new HUD Code manufactured home shipments as well as promised the passage of the Preserving Access to Manufactured Housing Act. 

 

MHI CEO Dick Jennison’s Pledge – 500,000 New Manufactured Home Shipments

 

Neither one has come to pass. Both are part of the MHI Orwellian ‘memory hole.’ 

Words can be cheap at MHI, it seems?  

JohnCGreinerAttorneyPhotoGraydonlawLogoDailyBusinessNewsMHproNewsWith the industry now into its ninth month of year-over-year downturn, MHProNews sent the following to Tim Williams/21st, John Greiner, and one of Greiner’s colleagues at Graydon Law. Greiner is MHI’s outside attorney assigned, said Greiner, to monitor our website.  MHI members, that’s where part of your dues are going to, why not rather to suing cities like Bryan, TX for failure to abide by enhanced preemption

That logical but rhetorical question aside, the meat of that message’s contents is shown below, between the dashed lines.

 

 

Subject: Tim, a formal request for you/MHI

Tim,

1)    Let me hereby request copies of any and all audio or other recordings, notes, emails or any records in any format relative to our discussion in Las Vegas during the dinner we shared with your colleagues from Berkshire Hathaway brands in the context of that year’s Congress and Expo.

2)    You and/or your colleagues are also hereby invited to respond to any of our recent or other reports.  See the below. Please email those for our mutual accuracy in handling said comments.

Thank you. 

Tony

http://www.MHProNews.com/blogs/daily-business-news/but-i-was-born-free/

Other articles are linked from the forward below. Thank you. 

tk

 

The screen capture that documents that email is found below.

 

TimWilliams21stMortgageCorpJohnCJackGrienerGraydonLawManufacturedHousingInstituteMHIOutsideattorneyMHProNews

 

We will report back on what response, if any, is obtained. 

Until then, let this be kept in mind by investors, professionals, researchers, public officials, attorneys, investigators and others.

·        There is an affordable housing crisis.  Yet with numerous positive reports that debunk the myths and misconceptions often held by the public, somehow, magically, the industry is shirking in new home shipments? Why are MHI staff given bonuses instead of being terminated for lack of performance?

·        HUD Secretary Ben Carson has valiantly laid out a thoughtful case for manufactured housing.

·        On MHI’s own website, examples of those important topics are difficult or impossible to find, and Carson’s fine speeches are not to be found.

·        Manufactured housing is now into 9 months of year-over-year declining shipments.

 

By contrast, on MHARR’s website, topics like “enhanced preemption” are easy to find several articles. An MHI state affiliate successfully obtained a letter from HUD invoking enhanced preemption, so why not MHI? Yet MHARR is a fraction of the size of MHI, and has been online only a fraction of the time that MHI has.

Which association is doing their stated job better?

To George F. Allen’s [past] credit, his blog does raise some of these same issues and concerns.  But he has contradicted himself in arguing in recent months for MHI, the Berkshire brands, and larger community operators that behaved in problematic ways – per Allen.  Rephrased, Allen – without public explanation, other than what sources say is a compensated flip-flop – has gone from criticizing Clayton, 21st, MHI and others, to now being their cheer leader.

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Frank Rolfe swore off commenting about MHI further publicly, but he and Dave Reynolds recently took this swipe at MHI. They are MHI members, taking a shot at their own trade group. http://www.mhmarketingsalesmanagement.com/blogs/daily-business-news/frank-rolfe-dave-reynolds-both-finger-manufactured-housing-institute-mhi-failures-in-writing-again/

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More on this below.

Allen, more recently has called for a boycott of this publication, a possible antitrust violation, and has urged his readers to only read other trade media in manufactured housing that he has personally approved.  Ironically, one of those publications – Kurt Kelley’s – has praised our work, and said that they are leaving our call for accountability to us.  Interesting, isn’t it?

KurtKelleyPublisherPhotoManufacturedHousingReviewMHLivingNewsQuoteFriendHoldMHIAccountableMHARR

Indeed, Kelley has contributed to MHProNews numerous times over the years, and has commented on political topics too. He published an article by Berkshire Hathaway unit manager Joanne Stevens, which without mentioning MHI, was clearly slamming them for what her article in MHR saw as a failure of industry preparation for obvious attacks on the industry.

 

Some things take time.  With a shifting political climate in America, it may only be a question of time before topics and issues found only on MHProNews, MHLivingNews or on the MHARR websites may become more common headlines and topics elsewhere in Washington, and then the mainstream media.

 

Unorthodox 

This writer freely admits that some of what we have done in trade publishing has been unconventional by MHIndustry standards. It was also never my or our publications’ ambition to stumble into troubling facts via news tips about the underlying causes for so many of our industry’s woes. But once discovered, where we supposed to ignore them?  Turn a blind eye as others do?  Cower in fear over every threat? 

If the industry is to regain its former glory and surpass it while independents still have an opportunity, it will only happen when enough honest professionals and other people of good will stand up and force the issues.

BloombergShipmentProductionGraphicManufacturedHousingIndustryDailyBusinessNewsMHProNews

April data reflects month 8th of the downturn, with nary a whimper from MHI or the big boys. Why?

That said, what has harmfully impacted thousands of independents in manufactured housing has arguably been largely avoidable, and it has harmed the interests of millions of our fellow Americans. Unconventional situations can’t always be addressed in the normal ways.

 

MobileHomeEraManufacturedHomeEraMHIA2000EraShipmentProductionDailyBusinessNewsMHproNews2019-06-29_1051

There are several factors that should be understood to explain the rises and falls in the sales, production, and shipments of new factory-built homes during the varied mobile home and manufactured home eras. One should not be overly simplistic. That said, the historic trend is far higher than it has been since Berkshire Hathaway acquired Clayton Homes and their affiliated lenders. Political and other factors enter into the mix as well.

Keep in mind, we’ve spotlighted examples of these topics for years, beyond having the most extensive coverage of industry stocks, business and other news. A first look at our June 2019 traffic suggests a record month for readership. Our thanks to readers like your, our business development clients, and our sponsors who make this possible.

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MHProNews’ parent operation demonstrated to MHI over the course of years options for lending, and ways to improve image at a low cost. For years, even though our parent operation as an MHI member showed the way to grow business, MHI leaders ignored those options. Why? Could it be that slow growth or negative growth allowed more consolidation and at a cheaper price for big boy companies

 

Given the choice, thoughtful professionals can discern fluff and cheerleading from logic, fact-checks, and evidence. Perhaps that’s why we are the industry’s most read, and the others that cheerlead for MHI merely lag behind. The manufactured housing industry is arguably engaged in an undeclared war, and has been since 2003.  The big boys have decided to conquer MHVille, and the remaining independents have to recognize and decide to sell out, fold, or resist. The odds favor the big boys, but when the 13 colonies declared their Independence the odds favored the Brits of that era. This too is doable. This undeclared war is winnable. 

ManufacturedHmeIndustryAchieveGreatPotentialAddressingResolvingCauseCorePerceptionIssuesLATonyKovachQuotePresentationPhoto

When the 13 colonies declared their independence from Britain, they were taking on the most powerful army and navy in the world. The odds were against the rebels. But after a long struggle, the U.S. became independent. Freedom is never free. It always comes at a cost. But the price is lower, and the cause of freedom far nobler, than the cost of bondage and servitude.

We Provide, You Decide.” © Dig into the related and linked reports above and below to round out the picture. Let’s restore the American Dream, starting with an understanding of Independence Day. ## (News, analysis, fact-checks, and commentary. All third-party images and content are provided under fair use guidelines for media.)LATonyKovachQuoteManufacturedHousingIndustryWontReachPotentialAddresscoreIssuesArtificallyholdingitback466

L. A. ‘Tony’ Kovach is co-founder of MHLivingNews and MHProNews. He is a highly acclaimed industry expert and consultant, a managing member of LifeStyle Factory Homes, LLC, and is a 25 plus year award-winning manufactured home industry professional. Kovach earned the Lottinville award in history at the University of Oklahoma.

 

 

 

 

 

 

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Nobility Homes Bucks National Trends, Reported Serious Growth, plus Manufactured Home Stock Updates

 

 

 

 

 

 

 

HUD Announces Secretary Ben Carson to Chair White House Council on Affordable Housing, Manufactured Housing Getting Attention

June 26th, 2019 Comments off

HUDAnnouncesSecBenCarsonChairWhiteCouncilAffordableHousingManufacturedHousingGettingAttentionMHProNews

In a release to the Daily Business News on MHProNews, the Department of Housing and Urban Development (HUD) has said the following. The typo on date and comma error are in their original.

 

HUD No. 19-096
HUD Public Affairs
(202) 708-0685
FOR RELEASE
Tueesday
June 25, 2019

HUD SECRETARY BEN CARSON TO CHAIR WHITE HOUSE COUNCIL ON AFFORDABLE HOUSING

WASHINGTON – Today, President Donald Trump signed an Executive Order establishing the White House Council on Eliminating Barriers to Affordable Housing, and named Housing and Urban Development (HUD) Secretary Ben Carson as its chairperson.

The Council will consist of members across eight Federal agencies and engage with State, local, and tribal leaders across the country to identify and remove the obstacles that impede the production of affordable homes – namely, the enormous price tag that follow burdensome government regulations.

“With the signing of today’s Executive Order, President Trump is prescribing a powerful treatment that correctly diagnoses the source of America’s affordable housing condition: this is a matter of supply and demand, and we have to increase the supply of affordable homes by changing the cost side of the equation,” said Secretary Carson. “Increasing the supply of housing by removing overly burdensome rules and regulations will reduce housing costs, boost economic growth, and provide more Americans with opportunities for economic mobility.”

Research indicates that more than 25% of the cost of a new home is the direct result of Federal, State, and local regulations. For this reason, in recent years, the construction of new multifamily and single-family dwellings has not kept pace with the formation of new households. Census Bureau data indicates that from 2010 to 2016, only seven homes were built for every 10 households formed. As a result, Americans have fewer housing opportunities, including the opportunity to achieve sustainable homeownership, which is the number one builder of wealth for most American families.

To curtail burdensome regulations, the Council will be tasked with accomplishing the following items by January 2021:

  1. Work across agencies, States, local governments, tribal governments, and private-sector stakeholders to identify policies that artificially increase the cost of developing affordable housing.
  2. Report on the quantifiable effect that Federal, State, local, and tribal regulatory barriers have on affordable housing development, the economy, and society.
  3. Take action to reduce Federal regulatory and administrative burdens that discourage private investment and housing development;
  4. Take action within existing Federal programs to align and support local, and tribal state efforts to reduce regulatory and administrative burdens that discourage housing development.
  5. Recommend Federal, State, local, and tribal policies that would:
    • Reduce and streamline statutory, regulatory, and administrative burdens that inhibit the development of affordable housing supply at all levels of government;
    • Incentivize State, local, and tribal governments to reduce barriers to affordable housing development.

###

HUD’s mission is to create strong, sustainable, inclusive communities and quality affordable homes for all.

 

MHProNews report on this topic from 6.25.2019 is linked from the text-image box below, and includes a video with Secretary Carson.

 

President Trump Signs Executive Order on Affordable Housing Crisis, Ray of Light for Manufactured Housing? Plus, Manufactured Home Stock Updates

Thanks for making and keeping us the industry’s most read, your fact- and evidence-driven, most trusted trade news source.  You’ll find more here than anywhere else in MHVille, at the HQ for manufactured home “Industry News, Tips, and Views Pros Can Use,” © where “We Provide, You Decide.” ©. ## (News, fact-checks, analysis, and commentary.)

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Submitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

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MH Community Leader Robert Van Cleef – Public Call – Federal Investigations of Berkshire Hathaway, Clayton Homes, 21st Mortgage, Manufactured Housing Institute

 

MHARRCallsHUDSecretaryCarsonEndDiscriminatoryZoningHUDRegulatedManufacturedHomesCommodoreHomesCorpMHARR

Photo of Commodore Homes model, MHARR logo, are provided under fair use guidelines. See article and letter to Secretary Carson, linked here. https://manufacturedhousingassociationregulatoryreform.org/mharr-calls-on-hud-secretary-to-end-discriminatory-and-exclusionary-zoning-of-hud-regulated-manufactured-homes/

 

 

 

 

 

 

Amidst Controversy, CoreLogic’s Special Report on Investor Home Buying Trends

June 21st, 2019 Comments off

 

AmidstControversyRalphMcLaughlinCoreLogicSpecialReportInvestorHomeBuyingTrendsDailyBusinessNewsMHProNews

What follows is a scenario that sheds light on affordable housing – and thus impacts manufactured home professionals and the home buying public – in several ways.

 

There may be absolutely no connection to the fact that CoreLogic, which received a letter related to an antitrust probe by the Department of Justice, per Inman and the Real Deal, has just published a new special report on investor home buying trends.

 

Posted on the CoreLogic blog on 6.20.2019 by the firm’s Deputy Chief Economist, Ralph McLaughlin, is a report styled a “deep dive into investor homebuying activity” – some 1250 words plus graphics – for the year 2018. DSNews and Newsmax are among the sources that have reported on this study.

 

RalphMcLaughlinPhotoDeputyChiefEconomistCoreLogicDailyBusinessNewsMHProNews

 

McLaughlin says that “By the end of 2018, the investment rate in the U.S. housing market reached 11.3% – the highest rate since CoreLogic started tracking these data in 1999. The investment purchase rate in 2017 was the second highest on record at 11%, which was above the investor buying fury of 2012 – 2014 when purchase rates reached 10.3% – 10.9%.”

 

USInvestorHomebuyingRatesCoreLogicGraphicChartDataDailyBusinessNewsMProNews

To begin to properly understand the manufactured home industry, one must grasp the larger housing market, macrotrends, and the elephants in the room.

 

Smaller investors are responsible for increasing investor homebuying activity. This is in sharp contrast to the rise in large institutional investors in the years following the recession,” per CoreLogic.These so-called “mom-and-pop” investors grew from 48% of all investor-purchased homes in 2013 to more than 60% in 2018. Large investors – those who purchased more than 101 homes – nearly doubled their activity between 2000 and 2013 but have pulled back since the foreclosure crisis and now sit at 15.8% of purchases. Medium-sized investors – those who purchased between 11 and 100 homes – have also seen their share steadily fall, from a peak of 30% in 2010 to 22.7% in 2018.”

 

CorelogicUShomebuyingRatesByInvestorSizeManufacturedHousingIndustryDailyBusinessNewsMHProNews

While purported data from the Manufactured Housing Institute has at times been arguably  tilted to favor certain member firms, there is no known claims against CoreLogic for rigging their data findings.

 

We also found investor purchase rates were much higher among starter-homes. The share of starter homes purchased by investors peaked at over one-in-five homes over the past two years, with a rate of 20.3% in both 2017 and 2018,” wrote McLaughlin.

 

ChartGraphicDataThreeCoreLogicUSInvestmentsByHomePriceCategoriesStarterMoveUpHighEndManufacturedHousingMHProNews

 

That factoid clearly has significance to manufactured home sellers, investors, and affordable housing professionals.  More to the point, given the law of supply and demand, it is part of the reason why ‘starter homes’ are harder to come by for first-time and other affordable housing seekers.

CoreLogic, in their report linked here, also noted that “While there are several plausible explanations, we found investors are attracted to markets where rents are relatively high compared to purchase prices.”

That point coincides with issues that MHLivingNews and MHProNews have previously reported – spotlighted in part by the viral Seattle is Dying video, found in the analysis and report linked from the text-image box below.

 

A bottom-line takeaway from CoreLogic’s research? “…it’s a truism that homebuyers today are more likely to cross paths with investors during an open house than at any other time in the past two decades.” There full report is found linked here.

 

Hurdles, Headaches, and Challenging Opportunities

These facts and trends reflect problems and hurdles for millions.  But it is also an opportunity in disguise for the industry and its professionals, if…

 

 

…but only if, the kinds of problematic behavior that has been previously outlined by MHProNews and our sister site, MHLivingNews, are avoided or managed.  Two examples are linked above and below.

 

SmokingGunEvidenceOfAntiTrustMonopolisticCollusionMoatClaytonHomesKevinClayton21stMortgageTimWilliamsWarrenBuffettMHLivingNewsMHProNews

In a series of direct quotes in context, a document from 21st Mortgage signed by Tim Williams, and video recorded comments by Kevin Clayton, these all line up to demonstrate how independent retailers, communities, and producers – among others – where purportedly harmed by action that could be deemed an antitrust violation. Why hasn’t Allen told his readers how that cost them money? https://www.manufacturedhomelivingnews.com/bridging-gap-affordable-housing-solution-yields-higher-pay-more-wealth-but-corrupt-rigged-billionaires-moat-is-barrier/

 

These facts and trends also reflect a need for public officials to act to enforce the law on enhanced preemption, the Duty to Serve manufactured housing, and other laws already on the books that could transition millions from renting into a life of greater opportunity and wealth-creation through home ownership.

See our most recent report, linked below the bylines and notices.

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Be in the know! MHProNews is manufactured housing’s runaway most-read industry news, tips, and views pros can use. To see a sample of our emailed news update, click here. To sign up for the factory-built home industry’s #1 headline news, click here or the graphic above.

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SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

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New HUD Videos of Secretary Ben Carson, Innovative Housing Showcase 2019, Surprising Manufactured Housing Institute Reveals

MH Community Leader Robert Van Cleef – Public Call – Federal Investigations of Berkshire Hathaway, Clayton Homes, 21st Mortgage, Manufactured Housing Institute

 

Declining Manufactured Home Shipments More Serious Than Retailers, Communities Being Told

“Game On” – “Fighting Discriminatory Zoning” “Moral Obligation” Fix “Worsening Nightmare” – State Associations Entering Spotlight

Dueling Statements, NAMHCO, MHI, MHARR, Weigh In On Controversial MH Bill, “George Allen Pawn Gambit”

MHARRCallsHUDSecretaryCarsonEndDiscriminatoryZoningHUDRegulatedManufacturedHomesCommodoreHomesCorpMHARR

Photo of Commodore Homes model, MHARR logo, are provided under fair use guidelines. See article and letter to Secretary Carson, linked here. https://manufacturedhousingassociationregulatoryreform.org/mharr-calls-on-hud-secretary-to-end-discriminatory-and-exclusionary-zoning-of-hud-regulated-manufactured-homes/

 

 

 

 

 

Father’s Day, ‘Making America America Again’

June 16th, 2019 Comments off

 

FathersDayMakingAmericaAmericaAgainDailyBusinessNewsManufacturedHousingIndustryMHProNews

Pardon the pun, but we believe that facts trumps spin.

 

Actor Scott Baio said it during the 2016 GOP Convention. Democratic hopeful and former Vice President Joe Biden said it recently too, though both meant something different by the same words. “Make America America Again.” But it was Let America Be America Again” is a poem written in 1935 by American poet Langston Hughes, per Wikipedia. Let’s look at that slogan in a unique way, using the context of Father’s Day. 

 

Millions of fathers of millennials were raised with a Horatio Alger view of America. “A man’s home was his castle.” History reflects that women or men could achieve the American Dream. With savvy, hard honest work, a few breaks, discipline and so on, anyone could become a millionaire, if that was a person’s goal.  These were common thoughts, although the evidence even then was incomplete at best.

There is a significant, albeit imperfect, correlation between overall home ownership rates and the sales of more manufactured homes. The graphic below tells part of the tale. 

 

UnitedStatesHomeOwnershipRatesWikiDailyBusinessNewsManufacturedHousingIndustryMHProNews

Some of the spike in conventional housing sales in the 2000s were through so-called ‘liar loans.’ Those in turn set the stage for the 2008 housing/mortgage crisis. The correlation is not perfect, but it is common sense that when more affordable housing – including factory-built homes – are being sold, then the overall rate of home ownership will rise by that same degree.

 

Compare that graphic to the production of pre-HUD Code mobile homes, and post HUD Code manufactured homes. Given the caveats cited, do you see some correlation between the two rates?

 

SkylineChampionInvestorRelationsProductionGraphicDailyBusinessNewsMHproNews

The reason that presidents on both sides of the political aisle often promoted first mobile homes, and later manufactured homes is because several understood that affordable housing needs were being met by the private sector with factory-built homes.

 

America has to a certain degree gone from ‘can do’ mentality to ‘no, there’s a law or regulation, and you can’t do that.’

Let’s stress that ‘Leave it to Beaver’ and ‘Father Knows Best  were more idealized than a universal truth. But that such TV programs existed and were widely embraced decades ago depicted a world view that has been slowly shifting. Now, one has to go to TV Land on cable to see that type of programming – which was often literally in black and white.

Race riots during the later half of the prior century were often fueled by practical hurdles to equality. But if one traveled back in time to the early 1200s and England, whites were fighting other whites over the rights of the people. These were finally guaranteed by the Magna Carta in 1215.

 

MagnaCarta1215EnglandHumarnRightsGuaranteesDailyBusinessNewsMHProNews

Among the rights safeguarded by Magna Carta were protection of private property – housing – rights.

 

It is also a historic fact that free blacks owned black slaves in various parts of pre-1865 America. That’s not to say that race wasn’t a factor in America, of course it was. But those two factoids about whites oppressing whites and blacks oppressing blacks are to stress the reality that there has been a long climb up from slavery, to serfdom that all races were subject to for much of human history.  That struggle toward a higher degree of freedom and equality crossed several imaginary lines we hold to today. Injustice and oppression has existed globally since early in the dawn of human history.  Indeed, a fair view of history could be imperfectly summed up with the following sentance.  History is the story of the struggle of one group, tribe, people, or nation trying to oppress others, and those others resisting – or succumbing to – that oppression. 

Those acts of oppression occurred within a ‘nation,’ as well as between tribes and nations.

Why do people pour across our southern border if not because they hope to get a better life here in the imperfect USA than their even more imperfect and troubled homeland? 

The expression ‘it’s not what you know, it’s who you know’ takes the American Dream and turns it on its head. But that expression exists because it reflects the understandable perspective of numbers of people that the system is to some extent rigged.

This writer grew up in the wake of the civil rights era. America wasn’t perfect then, nor is it now. But my parents came to America after post-World War II Europe.  They had witnessed first-hand the devastation caused by the National Socialists (NAZI) and the Union of Soviet Socialist Republics (USSR), who between the two had carved up Poland and other places, until the two European socialist powers turned upon each other. 

Sanitized American or global history helps no one, save in the view of those who engage in revisionism in the hopes of weaponizing the past to their supposed benefit in the present. 

Home ownership and the right to earn an honest living and keep the product of one’s own two hands have been frustrated at various times for large periods of our national and global history. It is no surprise that it is so today.

 

Fathers and Families

Good fathers – as well as good mothers – routinely want the best for their children. There are sad exceptions to the rule, but there is something deep within a parent in an organic family that desires to improve the lot of their offspring.

  • Ease of access to capital,
  • ease of access to home ownership,
  • equality of opportunity,
  • equal justice under the law,

these are just some of the ideals that have sparked generations of Americans for centuries.  Don’t forget that despite the guarantees of Magna Carta, it was imperfectly applied.  That’s why thousands left England, risking a dangerous voyage to come to the American colonies in the first place. History is an uneven struggle of advances and retreats in personal rights. That’s true here and in other lands too. As a disclaimer, this writer has been a political independent for years, respectful of the rights of those who support this or that major or minor political party.  The point is that these facts have political implications, but they transcend politics too.

As was noted last Sunday, some 70 years after George Orwell’s novel 1984 was published, his thoughts are sparking new interest. Orwell and other authors saw what was taking shape in their time, and they warned against a possibly darker future ahead. Big brother re-casting history, creating memory holes to do away with inconvenient truths, these Orwell and others could see were already becoming problematic.  A good bit of Orwell’s concerns related to weaponizing history.

TheMostEffectiveWaytoDestroyPeopleIstoDenyandObliteratetheirownUnderstandingOftheirHistoryGeorgeOrwellQUotePrismMHProNews

Thousands of manufactured home industry professionals have little or no clue about the rich history of their profession. Nor do most understand the context of their industry in the broader scope of Americana. For example, in the early 1970s, new home shipments approached 600,000 new homes per year for 2 years. Given more technology, and billions in capital that poured into the U.S. from overseas or domestically from tax reforms, is there any reason why manufactured homes can’t exceed those totals today? See more about Orwell and thought-provoking quotes at the linked report here and further below.

 

America is polarized today. But it was at the time of the revolution against England too. There were decades of efforts known as the abolition movement to end slavery. There was division in the lead up to the war between the states, which is most commonly called the Civil War.  There is an uneven march to ending serfdom and slavery in the world, as the graphic below depicts.

 

TimeLineForAbolitionofSlaverySerfdomByCountryYearsWikiDailyBusinessNewsMHproNews

Along with ending serfdom or slavery in a formal sense, it is wise to understand that the right to private property goes with personal freedom. Economic, religious, political, and personal liberty all go hand-in-hand. Part of the tragedy of our era is that reportedly tens of millions are still de facto slaves in various parts of the world. The fight for freedom never stops.

 

Those points said, while there are always extremists, there is perhaps an opportunity to forge something new and unique in our own time. But that will only occur if people clearly see what’s gone wrong, and address the root causes of injustices. Those injustices include limiting people’s access to affordable housing.  They also include manipulations – what Senator Bernie Sanders and now President Donald J. Trump have called – a rigged system.  Increasingly, left and right see similar issues.  What differs is their approach to solving those issues.

Our industry has arguably been weaponized from within, not just from outside it’s boundaries. In contacts with public officials – elected and appointed- there is among several a willingness to accept the evidence and reasoning presented here on MHProNews and on MHLivingNews, precisely because we strive to accurately cite facts, evidence and sources.  Meaning, we strive to be grounded in reality. That in turn means our readers are more grounded in reality too. 

As our readers are routine sources of news tips, it is an exchange, not a one-sided communication.  

 

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To report a news tip, click the image above or send an email to iReportMHNewsTips@mhmsm.com – To help us spot your message in our volume of email, please put the words NEWS TIP, Comments or Letter to Editor in the subject line.

 

Mobile and Manufactured Home History

Yesterday, we noted the celebration of the 43rd Anniversary of the start of HUD Code manufactured homes (see reports below). One might wonder why the same powers-that-be in the Omaha-Knoxville-Arlington axis that failed to robustly tout the Innovations in Housing Showcase also failed to build on that event by celebrating the start of manufactured housing on June 15, 1976?

The truth is hiding in plain sight. We see evidence from politicos on both sides of the left-right aisle that manufactured homes could become a factor in the 2020 contests ahead. 

But as or more important, manufactured homes offers an opportunity for those who want their own slice of the American Dream to have it. Research shows that most renters – something like 80 percent – want to be owners someday. 

There are an estimated 111 million renters – per Apartment List – in America.  Those fathers, mothers, and households must be presented with the full truth about manufactured homes. They must also be given the opportunity tap that opportunity in practical ways.  That’s why topics like ‘enhanced preemption’ are so vital.

 

Be it Ever So Humble…

Even with all of the hardships and challenges, America represents an opportunity that most places on earth only aspire to have. Never forget that as we work in our own way for a better American Republic, we are each already so fortunate when compared to billions of others around the world. 

The truth and proven principles must be the guiding lights in the night sky.  That’s part of what that featured image at the top means.

Let’s all tip the hat to our fathers, who along with our mothers, made our lives possible. My folks and yours were human, a mix of goodness and weakness. That’s why we need a measure of mercy and appreciation combined. 

Then, let’s build on the hard work of the generations that have struggled for an ever higher degree of human freedom and equality under the law. Let’s make sure that those who manipulate the system in ways that diminish our own rights and that of others are exposed, and brought to as swift an end as the law permits.

The monopolization of America is just part of a pattern that been evolving. It’s not only occurring in our manufactured home (MH) industry, but there are egregious cases in MHVille that must be addressed. That will involve the legal and political systems.  In a sense, the biggest compliment we can get is the back-handed one that the Omaha-Knoxville-Arlington axis work so hard to obscure or attempt to undermine what we do here. The second biggest compliment they can give us is to keep ducking public debate over the published concerns. If they were so confident, they’d debate us, right? Instead

That said, well plan to be here for you day-by-day to share the reports, to celebrate the successes, to do the fact-checks and analysis, as well as to call for the corrections needed. 

Happy Father’s Day.

Those latest reports follow below. With no further adieu, let’s dive into the week that was from 6.9.2019 to 6.16.2019.

 

New June Featured Articles:

Including new Tim Connor, plus A Cup of Coffee with…, and other reports – linked here.

 

What’s New on MHLivingNews:

mhlivingnews-improvedlivingforle-logo

GoodbyeTrailerHousesMobileHomesHappy43rdAnniversaryHUDCodeManufacturedHomesMHLivingNews

https://www.manufacturedhomelivingnews.com/goodbye-trailer-houses-and-mobile-homes-happy-43rd-anniversary-hud-code-manufactured-homes/

 

What’s New in Washington, D.C. From MHARR

 

 

What’s New on the Masthead

Surprising Non-Partisan Revelations, Opportunities, Controversies Could Decide 2020 Campaigns – Affordable Housing, Antitrust, Wealth Inequality, and Manufactured Homes

Surprising Non-Partisan Revelations, Opportunities, Controversies Could Decide 2020 Campaigns – Affordable Housing, Antitrust, Wealth Inequality, and Manufactured Homes

 

 

What’s New on the Daily Business News

11DailyBusinessNewsMHProNewsLogos

Saturday 6.15.2019

·        Celebrating Manufactured Housing’s 43rd Birthday, Born June 15, 1976

Celebrating Manufactured Housing’s 43rd Birthday, Born June 15, 1976

 

Friday 6.14.2019 

·        It’s Your Money, Your Future – 2020 Democratic Presidential Debate Line Up, Plus Manufactured Home Stock Updates

It’s Your Money, Your Future – 2020 Democratic Presidential Debate Line Up, Plus Manufactured Home Stock Updates

·        RE Focused Economist Says, ‘Millions of Housing Units’ Needed

RE Focused Economist Says, ‘Millions of Housing Units’ Needed

·        Dueling Statements, NAMHCO, MHI, MHARR, Weigh In On Controversial MH Bill, “George Allen Pawn Gambit”

Dueling Statements, NAMHCO, MHI, MHARR, Weigh In On Controversial MH Bill, “George Allen Pawn Gambit”

·        “Together, We Are Building a Safe, Strong, and Proud America,” Happy Birthday, President Donald. J. Trump

“Together, We Are Building a Safe, Strong, and Proud America,” Happy Birthday, President Donald. J. Trump

 

Thursday 6.13.2019 

·        Criminal Justice Reform, Benefits Cited, Including MH Industry, Communities, American Society

Criminal Justice Reform, Benefits Cited, Including MH Industry, Communities, American Society

·        Tanker Strike Spark Oil Jump, Likely Rise in MH Transport Costs, plus Manufactured Home Stock Updates

·        Investigating Fannie Mae, Freddie Mac Over Duty to Serve Manufactured Housing

Investigating Fannie Mae, Freddie Mac Over Duty to Serve Manufactured Housing

·        City Ponders “Mobile Housing Units,” to Address “Affordable Housing Shortage,” Citizen Reaction

City Ponders “Mobile Housing Units,” to Address “Affordable Housing Shortage,” Citizen Reaction

 

Wednesday 6.12.2019 

·        “Have…Giants…Stifled Competition,” Antitrust Battle Lines in D.C., plus Manufactured Home Market Updates

“Have…Giants…Stifled Competition,” Antitrust Battle Lines in D.C., plus Manufactured Home Market Updates

·        Ongoing MH Headwinds – Angry Manufactured Home Residents, Understanding the Manufactured Housing Industry Dilemma Through Their Eyes

Ongoing MH Headwinds – Angry Manufactured Home Residents, Understanding the Manufactured Housing Industry Dilemma Through Their Eyes

·        Time to Say Goodbye, Lessons Learned, What’s Next

Time to Say Goodbye, Lessons Learned, What’s Next

·        Highlights Of Consumer Financial Protection Bureau Director Kathleen Kraninger’s First Six Months, What’s Next?

Highlights Of Consumer Financial Protection Bureau Director Kathleen Kraninger’s First Six Months, What’s Next?

 

Tuesday 6.11.2019

·        News Media Alliance Slams “Anti-Competitive Behavior,” Report, Congress Investigates – Plus Manufactured Home Stock Updates

News Media Alliance Slams “Anti-Competitive Behavior,” Report, Congress Investigates – Plus Manufactured Home Stock Updates

·        Joe Stegmayer, Cavco Industries, MHI Chairman, Insights from Innovative Housing Showcase

Joe Stegmayer, Cavco Industries, MHI Chairman, Insights from Innovative Housing Showcase

·        WAVY, Mainstream TV – HUD Secretary Ben Carson, Innovative Housing Showcase – Clayton Homes, and Berkshire Hathaway Revelations

WAVY, Mainstream TV – HUD Secretary Ben Carson, Innovative Housing Showcase – Clayton Homes, and Berkshire Hathaway Revelations

·        Country Star John Rich Performs ‘Shut Up About Politics’ – Manufactured Housing Takeaways

Country Star John Rich Performs ‘Shut Up About Politics’ – Manufactured Housing Takeaways

 

Monday 6.10.2019

 

·        U.S. Chamber hits POTUS on ‘Weaponization of Tariffs,’ POTUS Trump Hits Back, plus Manufactured Home Stock Updates

U.S. Chamber hits POTUS on ‘Weaponization of Tariffs,’ POTUS Trump Hits Back, plus Manufactured Home Stock Updates

·        Governor Kristi Noem Tells Young Woman too Many People are Governed by Feelings

Governor Kristi Noem Tells Young Woman too Many People are Governed by Feelings

·        HUD Secretary Ben Carson Address to Innovative Housing Showcase, Complete Official Speech Text

HUD Secretary Ben Carson Address to Innovative Housing Showcase, Complete Official Speech Text

·        “Cribs with Carson,” Tiny House, Manufactured Homes, Innovative Housing Showcase, National Mall, Washington, D.C. Video Report

“Cribs with Carson,” Tiny House, Manufactured Homes, Innovative Housing Showcase, National Mall, Washington, D.C. Video Report

 

Sunday 6.9.2019

·        George Orwell, All Issues Are Political Issues, Manufactured Housing Challenges, and You

George Orwell, All Issues Are Political Issues, Manufactured Housing Challenges, and You

Don’t forget, for the biggest possible professional audience and
top business/team development services,
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Let’s close with the following plug, that is actually free plug for you and your professional future.

There are a numerous good reasons why you should be on our industry-leading email headline news list. Let’s name only a few.

  • When numerous federal officials are on our email list, shouldn’t you want to know what their reading?
  • When the corporate leaders of the largest companies in manufactured housing are – per our sources – regular ‘5 star’ readers of our headline news, knowing they may not even like what they read, doesn’t that tell you that you should be reading them too?
  • When thousands of industry professionals logon daily, routinely from our 2x weekly email headline news, isn’t that across-the-board ‘voting with time and browers’ the strongest reason you could have for being a regular reader too?
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  • To properly inform and educate others, one must be as informed as they can be too.  This site is ‘informing the leaders,’ and ‘teaching the teachers.’ While we disagree with several of Warren Buffett’s business practices, one must acknowledge the wisdom of his habit of reading a lot, from a variety of sources. He reportedly reads 5 to 6 hours a day.  If you read 30 minutes to an hour a day here and on MHLivingNews, you’ll find yourself grasping opportunities, and avoiding possible heartaches that you may not have realized existed.
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When our homes and industry are properly understood, manufactured housing can be a major force for solving the affordable housing needs of Americans. That means we can be part of lifting millions from dependence to greater independence. From poverty to greater personal wealth. That’s accomplished in part through education and information, and this is the runaway #1 professional resource for that in all of manufactured housing. Thank you so much for your part in making that statement true. “We Provide, You Decide.” © ## (Sunday headline news recap, commentary, fact-checks, and analysis.)

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L. A. ‘Tony’ Kovach is co-founder of MHLivingNews, MHProNews, is a highly acclaimed industry consultant, a managing member of LifeStyle Factory Homes, LLC, and is a 25 plus year award-winning manufactured home industry professional. Kovach earned the Lottinville award in history at the University of Oklahoma. His minor in business included “Management by Objective (MBO).

 

Related Reports:

Click on the hot-linked text-image boxes below to learn more.

 

 

 

FormerManufacturedHousingInstitutePresidentChrisStinebertManufacturedHomeOwnersUrbanInstituteYouMHLivingNews

https://www.manufacturedhomelivingnews.com/former-manufactured-housing-institute-president-manufactured-home-owners-urban-institute-and-you/

 

SmokingGunEvidenceOfAntiTrustMonopolisticCollusionMoatClaytonHomesKevinClayton21stMortgageTimWilliamsWarrenBuffettMHLivingNewsMHProNews

In a series of direct quotes in context, a document from 21st Mortgage signed by Tim Williams, and video recorded comments by Kevin Clayton, these all line up to demonstrate how independent retailers, communities, and producers – among others – where purportedly harmed by action that could be deemed an antitrust violation. Why hasn’t Allen told his readers how that cost them money? https://www.manufacturedhomelivingnews.com/bridging-gap-affordable-housing-solution-yields-higher-pay-more-wealth-but-corrupt-rigged-billionaires-moat-is-barrier/

 

MHARRCallsHUDSecretaryCarsonEndDiscriminatoryZoningHUDRegulatedManufacturedHomesCommodoreHomesCorpMHARR

Photo of Commodore Homes model, MHARR logo, are provided under fair use guidelines. See article and letter to Secretary Carson, linked here. https://manufacturedhousingassociationregulatoryreform.org/mharr-calls-on-hud-secretary-to-end-discriminatory-and-exclusionary-zoning-of-hud-regulated-manufactured-homes/

 

MHARRLaunchesFightingDiscriminatoryZoningMandatesManufacturedHousingProjectMHProNews

https://manufacturedhousingassociationregulatoryreform.org/mharr-launches-fighting-discriminatory-zoning-mandates-manufactured-housing-project/

 

 

 

 

 

 

 

City Ponders “Mobile Housing Units,” to Address “Affordable Housing Shortage,” Citizen Reaction

June 13th, 2019 Comments off
CityPondersMobileHousingUnitsAddressAffordableHousingShortageCitizenReactionManufacturedHousingMHProNews

Photo of manufactured home from the same city, posted on a local real estate MLS.

Union Springs is located in Alabama. According to Wikipedia, Union Springs is a city in and county seat of Bullock County, Alabama, United States. The population was 3,980 at the 2010 census.”  The population, per at least two online sources, appears to be trending down. “Total Population: 3,785,” in 2018, per Suburban Stats. 

 

 

The Census Reporter estimates the town at 3640.

Google maps says it is about a 50-minute drive into Montgomery, AL, which is 45 miles away by the more direct route.

 

UnionSpringsALMapMontgomeryALDailyBusinessNewsMHProNews

 

Alabama is one of the top 10 states in the U.S. for the production and sales of new manufactured homes.

Bearing those points in mind as a brief introduction, let’s dive into a letter to the editor of the Union Springs Herald, found at this link here and reproduced below.  A collage of their header is reproduced, along with the letter, under fair use guidelines for media.  It will be followed by commentary and analysis.

 

UnionSpringsHeraldDailyBusinessNewsMobileManufacturedHomesMHProNews2019-06-13_0902

Dear Editor:

I recently attended a public hearing assembly held by the Union Springs planning commission and I was dismayed by the number of requests to install mobile housing units within the city limits. Union Springs has an affordable housing shortage and providing a means to relieve this problem is needed. However, it seems as if these mobile units will be squeezed into any available space with little regard to the impact they will have on their neighbors. One proposal was to bring in a minimum of four to six mobile units on 5 acres of land on Industrial Park Rd. This sounds like someone is interested in building a trailer park.

There are other remedies that can be used to relieve our housing issues. Many of the vacant buildings in our downtown would be perfect as condominiums with retail space on the ground level. Centrally located to the major thoroughfares, this would be quite attractive to young singles or newly married couples who cannot afford to live in Pike Road.

An effort to build two or three-bedroom single family homes would also attract families with children or elderly parents for the same reasons.

One indicator of neighborhood stability and viability is the number of owner-occupied homes in the area. If the City of Union Springs wants to attract high paying jobs and reduce the number of residents who move out looking for modern homes and conveniences, then we need to encourage building single family homes vs. mobile homes.

When I use our highways to travel to the surrounding cities, I am awed by the newly built homes that dot the countryside. Let us not limit ourselves to a vision of who we will be in the future by who we are now. If someone can afford to rent, they can afford to buy. There are many programs which will educate and assist renters into becoming buyers.

Finally, let us consider the age and code requirements of these proposed mobile units before granting approval. Do these older units meet the current standards of insurability? Changes to existing structures must meet current building standards; the same should be required for new mobile units.

Darlene McGaw

 

CherylMcGawJoinsHousingCommissionUnionSpringsHeraldManufacturedHOusingMHProNews

 

In the same newspaper last year, I am a Highly Qualified History teacher,” in announcing her campaign for the Plainfield Board of Education, “I am Darlene McGawasking for your prayers, support and your vote on June 05, 2018.” The Union Herald also said that she has a “B.A. in Psychology.” A LinkedIn profile reflects that “Cheryl Darlene McGaw is a Teacher at Plainfield Board of Education.”

Safe to say that she is an intelligent, educated woman who had the confidence to run for public office and to speak her mind openly on civic issues. She has apparently earned a significant level of public confidence.

One might wonder, why hasn’t the Manufactured Housing Institute (MHI), or the state association responded to this letter to the editor?

We waited about 19 hours, nothing.  Yet, MHI has a full-time public relations person.

In another letter to the editor in Buffalo, New York that MHProNews did a detailed analysis on yesterday, has since had one posted response as of this morning. The letter and a video with others that feel similarly is found at this link here, or by clicking the text-image box below.

 

Ongoing MH Headwinds – Angry Manufactured Home Residents, Understanding the Manufactured Housing Industry Dilemma Through Their Eyes

 

Here below is the lone posted comment to that recent letter and prior video commentary by Gail Travers. The typos that follow are in the original. Reminder to new readers, often MHProNews takes direct quotes and turns the text bold and brown to make it pop, but otherwise does not change the words quoted.

 

Linda Tower
keep fighting to keep scum like these peple under control we wanted to buy there but because of the situation with this company there we changed our minds i feel so bad for the residents there i hope N.Y. will do the right thing and give these folks a worry free nights sleep and place heavey restrictions on these investors rather fron out of town or here if the folks there dont win this battle where would many of them go its shameful

 

In fairness to the ‘Linda Tower,’ there are times that comments posted by smart phone can result in some ‘fat finger’ errors. That noted, Tower’s comments, Travers’ and that of Ms. McGaw are indicative of the way that much of the public reacts to manufactured housing.  It helps explains why the Zillow research below reflects the point that only 8 percent of housing seekers even admit to considering a manufactured home.

Zillow2016HomeBuyersSurveyManufacturedHousingIndustryDailyBusinessNewsMHProNews

Only 8 percent of housing shoppers considered a mobile or manufactured home, and many of those did not buy one. That’s both a challenge, but also an opportunity in disguise for those who have a sales and marketing system that deals with that reality.

 

Thousands of manufactured home professionals know better. But let’s be candid. There are also scores who work in our industry that believe similarly. The level of true ‘education’ in the industry is pitiable.

These kinds of public comments – or industry realities, in numbers of cases – are educational and public relations issue, not just a marketing challenge. That’s why speeches and addresses like HUD Secretary Carson’s, prior HUD Secretary Julian Castro’s comments are useful.  But only to the degree that they are made know.

 

 

Last week, in under 400 words, the case was made that “Enhanced Preemption” must be a mantra of HUD and MHI.  It has already been promoted for years by MHARR, and our publications.  See the report, via the linked text-image box below.

 

Manufactured Housing Professionals, HUD Secretary Ben Carson, Must Promote These Two Words

 

The proper application of “enhanced preemption” would make local opposition moot. The combination of enhanced preemption and articles like the one below would ease the fear that so many fear that property values will be diminished. HUD and other third party research demonstrates that is not the case.

 

FearASolutionToAffordableHousingCrisisAndManufacturedHousingDilemmaManufacturedHomeLivingNews600x315a

The article cites numerous third party research that debunks several concerns that McGaw and millions of others have been led to mistakenly believe. https://www.manufacturedhomelivingnews.com/fear-a-solution-to-the-affordable-housing-crisis-and-the-manufactured-home-dilemma/

 

Union Springs isn’t Seattle or Los Angeles. But which is worse?  Tents or people living in cardboard boxes living outside of your housing unit? Or is it to have a properly installed manufactured home next door? Which will help or harm housing value more?

 

 

There has been reams of nonprofit and university level research for over 2 decades to debunk the vast majority of the public’s concerns, based upon facts, third party research, unpaid expert or home owners statements. Why is so little or none of it on MHI’s website? Why is it that some that MHI promoted before is now missing?

 

TerryDecioSkylineChampionHomesPhotoQuoteImTiredofManufacturedHousingbeingBestKeptSecretReadyHelpHouseAmericaDailyBusinessNewsMHProNews

EricBelksyManufacturedHousingIndustryManufacuredHomeManufacturedHousingInstituteResearchDataAffordbleHousingMHProNewsDailyBuisnessNews575

Why did Belsky miss his predicted date? See that ‘smoking gun’ report, linked here. See too what the John Oliver video background research revealed

 

More. on these and other industry focused topics soon. See the related reports for more.

That’s this morning’s first installment of News Through the Lens of Manufactured Homes, and Factory-Built Housing,” © where “We Provide, You Decide.” © ## (News, analysis, and commentary.)

 

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Related Reports:

You can click on the image/text boxes to learn more about that topic.

Pushing Back Against NIMBYism, HUD Secretary Ben Carson, NAHB Innovative Housing Showcase, Schedule

FHFA’s Mark Calabria, Ph.D., Address at HUD, NAHB’s Innovative Housing Showcase

Positive Congressional Reactions – Innovative Housing Showcase, HUD, MHEC, MHI, and Other Insights

Joe Stegmayer, Cavco Industries, MHI Chairman, Insights from Innovative Housing Showcase

 

 

AOC Sounds Off, 2020 Heats Up, Senator Elizabeth Warren Rising, Manufactured Housing, Article 1 Section 8, and You

June 7th, 2019 Comments off

 

AOCSoundsOff2020HeatsUpSenatorElizabethWarrenRisingManufacturedHousingArticle1section8YouDailyBusinessNewsMHproNews

Senator Elizabeth Warren (MA-D) could be helpful as well as harmful to the manufactured housing industry on several levels. The same could be true of the new darling of the political left, Alexandria Ocasio-Cortez (NY-D). Before diving into specifics on both further below, let’s begin with statements from Warren’s 2020 Democratic presidential nominee campaign.

 

Senator Warren has said that she decided to eschew big donors and PACs.

The following are pull-quotes from Warren campaign messages to the Daily Business News on MHProNews.

It’s been estimated that up to 70% of a congressional candidate’s time is spent with potential wealthy donors – trying to get them to give, or as a reward for doing so. It’s safe to assume that goes for presidential campaigns too, and presidential donors are disproportionately white, male, and wealthy. Look at the 2016 election: The electorate was more diverse than ever, and yet 91% of donors were white. Only three percent of Americans were millionaires, but 17% of donors were. The wealthy and well-connected have been taught by politicians to expect that more money buys more access – they’ve done it for generations, and it too often closes out women and communities of color. We have to do things differently.”

Warren continues, “That means no fancy receptions or big money fundraisers only with people who can write the big checks. And when I thank the people giving to my campaign, it will not be based on the size of their donation. It means that wealthy donors won’t be able to purchase better seats or one-on-one time with me at our events. And it means I won’t be doing “call time,” which is when candidates take hours to call wealthy donors to ask for their support.” Note to new or first-time readers, pull quotes are often turned bold and brown by MHProNews to make them ‘pop’ but the text is otherwise as sent.

We won’t fact check those claims above at this time, other than to note that other sources say similarly.

As a reminder, MHProNews stated that in 2020, at some point we plan to endorse a candidate with each major party plus among independent(s) candidates. Thus, from each of those three candidate pools MHProNews believes – based on the facts, claims, and evidence – we’ll spotlight the ones that appear to be superior to their contenders.  Once we get into the general election, we’ll plan to endorse the candidate that MHProNews believes is best for the industry, our current and prospective homeowners, as well as the nation at large. In our view, that plan is going to make for the most robust debate and bring the most clarity to issues that matter to manufactured housing professionals.

That said, before proceeding, let’s be clear. Quoting Senator Elizabeth Warren doesn’t mean that we editorially agree with all that she says, or even that we necessarily agree with what is quoted. A quote is what it is, something she and/or her campaign said on her behalf.

For example, Senator Warren said in a statement that she made a strategic decision not to be on Fox News, as several other Democratic candidates have and are doing.

Here’s how Warren’s team says the Massachusetts Democrat and prior Harvard Law professor said it. Fox News is a hate-for-profit racket that gives a megaphone to racists and conspiracists. I won’t ask millions of Democratic primary voters to tune in to an outlet that profits from racism and hate in order to see our candidates.” What balderdash that is aimed at pleasing her base. First, Fox has a split between Democratic, Republican, Libertarian and other political perspectives.  Second, some of the Fox anchors and commentators are well known to be Democrats. Is she calling a fellow Democrat a racist? Third, is Fox more conservative than several other networks? Absolutely.  Does being conservative make someone racist? Hardly. So that was political hyperbole, not worthy of her or anyone else to spew or claim.

We’ll look at Senator Warren’s fundraising points in a uniquely Constitutional way, further below. 

But next, let’s turn to a similar point that freshman Representative Alexandria Ocasio Cortez (NY-D) pointed out in a truly interesting video clip that follows.

 

A Point that Congresswoman Alexandria Ocasio Cortez (AOC) and Warren See Similarly

When a new Congress gets sworn into office, they must immediately begin their plans for reelection. Safer to say that after the voting outcome is known, and prior to being sworn into office, their preparations include their plans for reelection.  That’s goes to the core of Warren’s statements on fund raising and being beholden to special interests, which the senator has made on other occasions.

With that in mind, AOC had the following exchange during a congressional hearing.  Whatever one’s politics, it is frankly an issue of importance.

 

 

Tipping the hat in her direction on that exchange, one ought to ask, what’s the solution to what is tantamount to the selling of votes?

Sweep a lot of stuff aside from your mind for the next few moments. Because this will be different than most Americans have been led to think.

Our tax, regulation, and legislative system have been increasingly adrift for at least a century. How so and why? In a phrase, because America’s political leaders allowed themselves to steadily move further away from a strict reading of Article 1, Section 8 of the U.S. Constitution. 

Step back to Article 1 Section 1 of the Constitution, which establishes a separation of powers and puts the legislative power in the hands of the House of Representatives and the U.S. Senate.  A key basis for Americanism is that the founders wanted to avoid a concentration of power.  Three ‘co-equal’ branches of government – the legislative, executive branch, and the judiciary – were supposed to be a safeguard against that threat.

 

Article1Section1USContitutionLimitingGovernmentDailyBusinessNewsMHproNews

 

Further limiting federal power was to enumerate what the federal government could, and could not, do. As the 10th Amendment – part of the Bill of Rights that were needed in order to get passage of the Constitution – phrases that limitation of federal power: The powers not delegated to the United States by the Constitution, nor prohibited by it to the States, are reserved to the States respectively, or to the people.” That 10th Amendment is brief and to the point.  If a power is not specifically given to the federal government – “the United States” by the constitution are reserved to the individual states or to “We, the People.”

What that means is that the central U.S. government – at least in the minds of the framers – was designed to do was keep the federal government from overstepping, including what they could legislate, tax and spend on.

Put that notion to random people on the street and few would be aware of it.  Perhaps understandably so, because it is effectively ignored.  But if you read what Article 1 Section 8 specifies, it is hard to escape the conclusion that much of what Congress does is strictly speaking unconstitutional.

What that means is that the valid concern raised by AOC could be solved by limiting the Congress – and the federal government – to its strict constitutional limits

 

TheBigQuestionArticle1Section8LimitingCongressPowerMHProNews

Still from a video further below.

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Among the reasons that legislative intent is important is that the courts look to legislative intent in helping decide the meaning of a law or the constitution. So quotes from the founders are apt on issues like this one.

 

The two sides of the coin on this congressional authority topic are presented in this next video, immediately below.  The presenter seems to favor ‘the elastic clause’ in a broad way.  He is intellectually honest enough to admit that a strict reading of the Constitution and the 10th Amendment would mitigate against that posture.  But as noted, why have a constitutional limits at all, why have a 10th Amendment, if Congress can do whatever it wants, so long as the president and the courts go along with it?  It was precisely that sort of overreach that the founders sought to avoid.

 

 

On the YouTube page of the following video, citing the Federalist papers, Joshua222md wrote:

As Madison stated in Federalist No. 45:

·        Powers delegated to the Federal government are few and defined

·        Powers remaining in the State governments are numerous and indefinite

Too many in representatives (and citizens) do not understand the authority granted unto congress; this authority is defined in the Constitution with the 18 enumerated powers (Article 1 Section 8).

Really starting at the beginning of the 1900s legislators, presidents, bureaucrats, and justices have bastardized the meaning, intent, and interpretation of these powers and our founding documents in general.

Until this is stopped and reversed, we will continue to put band-aids on mortal wounds. Some of the major violations to the pure constitution are around 3 clauses:

1.General Welfare clause

2.Necessary and Proper clause

3.Commerce clause Another large departure from original intent of the constitution is when the 14th Amendment was reinterpreted to apply the Bill of Rights (1st 10 Amendments) to the states.

This was never the intent of the founders. The entire purpose of the Constitution was to define the purpose and limitations of the general (i.e. federal) government.”  The video is dated and won’t fit the style many want.  But ‘Joshua’ raised the correct point.  If the Constitution meant to convey unlimited power on Congress, it would never have been enacted. The point of the 10th Amendment, was to dot the i on the point that the enumerated powers were it. Any other reading, wittingly or not, is an unconstitutional power grab. 

 

ThomasJeffersonWiseFrugalGovernmentQuoteFreeRegulateOwnPursuitsDontTakeMothLaborBreadItsEarnedSumofGoodGovernmentMHProNews

WhatAreEnumeratedPowersArticle1Section8USConstitution

 

Having set the table, and noting that spelling on ‘defense’ has changed since then, here is how USConstitution.net quotes Article 1, Section 8:

 

U.S. Constitution – Article 1 Section 8

Article 1 – The Legislative Branch

Section 8 – Powers of Congress

The Congress shall have Power To lay and collect Taxes, Duties, Imposts and Excises, to pay the Debts and provide for the common Defence and general Welfare of the United States; but all Duties, Imposts and Excises shall be uniform throughout the United States; 

To borrow money on the credit of the United States;

To regulate Commerce with foreign Nations, and among the several States, and with the Indian Tribes;

To establish an uniform Rule of Naturalization, and uniform Laws on the subject of Bankruptcies throughout the United States;

To coin Money, regulate the Value thereof, and of foreign Coin, and fix the Standard of Weights and Measures;

To provide for the Punishment of counterfeiting the Securities and current Coin of the United States;

To establish Post Offices and Post Roads;

To promote the Progress of Science and useful Arts, by securing for limited Times to Authors and Inventors the exclusive Right to their respective Writings and Discoveries; 

To constitute Tribunals inferior to the supreme Court;

To define and punish Piracies and Felonies committed on the high Seas, and Offenses against the Law of Nations; 

To declare War, grant Letters of Marque and Reprisal, and make Rules concerning Captures on Land and Water;

To raise and support Armies, but no Appropriation of Money to that Use shall be for a longer Term than two Years;

To provide and maintain a Navy;

To make Rules for the Government and Regulation of the land and naval Forces;

To provide for calling forth the Militia to execute the Laws of the Union, suppress Insurrections and repel Invasions;

To provide for organizing, arming, and disciplining, the Militia, and for governing such Part of them as may be employed in the Service of the United States, reserving to the States respectively, the Appointment of the Officers, and the Authority of training the Militia according to the discipline prescribed by Congress;

To exercise exclusive Legislation in all Cases whatsoever, over such District (not exceeding ten Miles square) as may, by Cession of particular States, and the acceptance of Congress, become the Seat of the Government of the United States, and to exercise like Authority over all Places purchased by the Consent of the Legislature of the State in which the Same shall be, for the Erection of Forts, Magazines, Arsenals, dock-Yards, and other needful Buildings; And

To make all Laws which shall be necessary and proper for carrying into Execution the foregoing Powers, and all other Powers vested by this Constitution in the Government of the United States, or in any Department or Officer thereof.

— end of Article 1, Section 8 text —

Note that for over a century the nation more or less held to those constitutional limits. During that time, the national debt remained very low.

 

USFederalBudgetHistoryDebtHistoryDailyBusinessNewsMHProNews

It was early in the 20th century that laws and amendments were enacted that led to what in hindsight sparked a sharp rise in federal debt.

 

It was after the ‘passage’ of the income tax, the federal reserve act, and after the Supreme Court Rules on a broader understanding of the ‘promote the general welfare clause’ was used to grow government – and the federal overreach grew dramatically.  The solution to the issue that Alexandria Ocasio-Cortez (AOC) raised is to return to the limited powers of the federal government.  That’s not what AOC believes, but that is what history and logic point toward.  To accomplish that will take an educational effort, because ‘term limits’ and other purported ‘cures’ – however well intended – are just a dodge.  Return to the constitutional limits on what Congress can and can’t do and the opportunities for political corruption will be rapidly cut down to size. 

Those who claim that government is the solution happen to be the same that often paradoxically claim that the system is broken. Senator Warren, in an address last year, floated an anti-corruption act.  However well intended Warren’s measure may be, it can’t fix the system, unless it gets to the root cause.  Federal spending, in large measure, ends up flowing to special interests which means specific companies and organizations.   That could be remedied by simply returning to the proper understanding of Article 1, Section 8.  While that arguably would have to be phased in to limit disruption, is it even possible to imagine?  The short answer is yes.  ‘Joshua’ above was one of millions who in the wake of the Obama revolution in government said no further, joining or forming ‘tea party’ groups.  The phrase “TEA” meant ‘taxed enough already’ to many of their members.

By contrast, what AOC and Warren are advocating is more government intrusion.  Thus the need to re-learn and re-apply the proper constitutional limits of the federal government.

 

 

The Coming Impact of Pending Legislative Plans on the Manufactured Housing Industry

That said, let’s pivot to positions that AOC and Senator Warren are taking that could significant impact manufactured housing.

AOC has taken to social media and news outlets to promote her position that affordable housing is a right that precedes the right to earn a profit. Who does the freshman congresswoman think will build housing if there is no financial reward for doing so?  One must keep in mind that federal housing programs are the ones that have delivered what she complains about.  Per Common Dreams, AOC said: “Because when we talk about what housing as a right means, it doesn’t mean that you have a right to four crumbling walls and dirty floor,” she said. What it means is that we all have a right to dignified housing, good heat, responsible structures, low noise, clean air, and clean water—that’s at an affordable price.”

We do not have to be price gauged to live in a building with cockroaches and dirty air and that endanger our kids with lead in the paint. Another world is possible,” AOC said. “We have been conditioned [to believe] that basic rights are a luxury and a privilege when they are not.

What she described is federally subsidized housing. This is the sad irony, the politicos who want to fix housing want to double down on the very policies that have already been proven failures for decades.

One must keep in mind that she made that statement to an audience that reportedly included manufactured home community residents, The town hall was hosted by Housing Justice for All, a campaign led by the Upstate Downstate Housing Alliance, a coalition of tenants, homeless people, manufactured housing residents, and advocates in New York.”

AOC points to her Green New Deal, which was previously reviewed at the link here.

 

Positions Warren Has Taken That Could Impact the Manufactured Home and Affordable Housing Industry

Warren has floated a plan to “A sweeping housing bill that seeks to build more than 3 million new homes in 10 years and bring down rents by 10% was introduced today by Sen. Elizabeth Warren,” said HousingFinance. Senator Warren’s officer said, “This bill will fight housing discrimination and invest in affordable housing…”

Bills like that routinely are harmful to the interests of the manufactured home industry. As independent manufactured home community owner/operator Marge Clark said earlier this year, subsidized housing is a director competitor to manufactured homes.

 

Subsidized Housing vs Manufactured Homes, Community Owner Marge Clark Sounds Off

 

But as the review of Article 1, Section 8 above outlined, Warren’s bill – or AOC’s Green New Deal – do not comport with the enumerated powers of the federal government.

 

Manufactured Home Communities’ Dodd-Frank Moment Looms, Senator Elizabeth Warren Takes Aim at Several Manufactured Housing Institute Community Members

 

A review of ‘Great Society’ poverty and housing programs by the Heritage Foundation revealed that the total amount of U.S. government spent is roughly equal to the national debt, and has made very little measurable impact on poverty.

 

HeritageOrgWarOnPovertyAfter50YearskeyTakeawaysManufacturedHousingINdustryDailyBusinessNewsMHproNews

PovertyRateHeritageOrg1947to2012ManufacturedHousingINdustryDailyBusinessNewsMhproNews

Different sources, the same facts. The socialist – social welfare – promises are proven not to work, but have cost tens of trillions of dollars. They distort free markets, as Marge Clark aptly pointed out. Why keep doing what has been proven to fail for over 50 years?

 

What does comport with federal power is federal antitrust law or investigations that could serve to break the back of the forces that subtly are holding manufactured housing at historically low levels of results.

 

Washington Leak – Justice Department Prepares Major Antitrust Investigation

 

To learn more about those issues, see the topics linked above, below, and in the related reports that follow the byline and notices.

 

Senate Democrats – Including 2020 Presidential Contenders – Ask CFPB Protect Consumers Against Predatory Lenders — Point Finger at Clayton Homes, Berkshire Hathaway Lending

NothingIsChangedUntilItisChallenged-768x318

The Rev. Donald Tye, Jr (on right) has rejected several programs that cause people to be warehoused like cattle. Tye has promoted the more liberal use of factory built homes, including manufactured homes.

RevDonaldTyeJrBusinessmanManufacturedHousingAdvocateDailyBusinessNewsMHProNews

Tye explained that public housing – an entitlement – often yields addiction. Ownership vs. renting or living in “projects” leads to integrity, a view he likens to those of Dr. Martin Luther King, Jr.

RevDonaldTyeJrManufacturedHousingAdvocateQuickestWayWealthIndustryVoicesMHProNews500

See an in depth video interview and an accompanying report with Rev. Tye at the link here.

 

The bottom line is that manufactured housing could continue to be swept along by forces beyond its control.  Learning and sharing constitutional limits on federal power could be a useful part of the solution.  That’s a wrap on this installment of News Through the Lens of Manufactured Homes, and Factory-Built Housing,” © where “We Provide, You Decide.” © ## (News, analysis, and commentary.)

 

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To report a news tip, click the image above or send an email to iReportMHNewsTips@mhmsm.com – To help us spot your message in our volume of email, please put the words NEWS TIP or Comments or Letter to Editor in the subject line.

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SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

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HUD Secretary Ben Carson tours Innovative Housing Showcase on National Mall in Washington, D.C.

https://manufacturedhousingassociationregulatoryreform.org/mharr-launches-fighting-discriminatory-zoning-mandates-manufactured-housing-project/

 

 

 

 

 

 

 

Patrick Industries-Manufactured Housing Supplier-PATK Investor Relations Spotlights Manufactured Home Industry Challenges, Opportunities

May 30th, 2019 Comments off

 

PatrickIndustriesLogoPATKirManufacturedHousingSupplierSpotlightsManufacturedHomeIndustryChallengesOpportunitiesMHProNews

It has been some times since the Daily Business News on MHProNews took a look under the hood at Patrick Industries.  Patrick (PATK:NASDAQ) is a supplier to the RV, Marine, Manufactured Housing, and other segments of the broader Housing Industries. Their Investor Relations (IR) package is a useful resource in understanding that firm.  But it is also useful in understanding the true picture of the state of manufactured housing, in the context of a broader view of the economy, and other industries, as they compare or relate to manufactured homes potential.

 

This report will be done primarily through slides, from the Patrick IR package.  Some commentary are on select slides, with more below and linked.

PatrickIndustriesPATKnasdaqCompanySnapshotDailyBusinessNewsMHProNews

PatrickIndustriesPATKCompany2018SnapshotManufacturedHousingIndustryMHProNewsMarketPlatformsPatrickIndustriesRVsMarineManufacturedHomesIndustrialHousingMHProNews

MarketPlatformsPatrickIndustriesRVsMarineManufacturedHomesIndustrialHousingMHProNews

Patrick has facilities positioned close to most major manufactured housing markets. Note that MHProNews has no position in PATK, and is not commenting on them as an investment per se. PATK is one of the companies MHProNews tracks in its evening market report.

USEconomicFundamentalsPatrickIndustriesManufacturedHousingIndustryMHProNews

Patrick is not alone to point to the robust economy, notably taking off since the election of President Donald J. Trump. These are positive background facts that ought to point to far more robust manufactured home (MH) sales. Why isn’t MH doing better?

DemograhicTrendsAcrossEndMarketsPatrickPATKirManufacturedHousingIndustryMHProNews

RVindustryPatrickPATKmanufactruredhomeindustryMHProNews

PatrickPATK-RVRetailInventoryShipmentsDownturnProjectedManufacturedHousingIndustryMHProNEws

LeveragingMomentumCreationNewClassofManufacturedHomesManufacturedHousingInstituteMHILogoDailyBusinessNewsMHProNews600

PatrickPATKIndustryOutlookRVWholesaleShipmentsmanufacturedhousingIndustryMHProNews

While RVs and automotive have both taken a dip, there are factors at play in those industries that don’t always apply to manufactured homes. RVs are a ‘luxury’ item for most. Manufactured homes are more commonly purchased as primary housing, or as a secondary home. During an affordable housing, why would RVs outperform MH?

PatrickPATKirMHContentPerUnitManufacturedHousingIndustryMHProNews

PatrickPATKir-GrowingHousingDemandManufacturedHousingIndustryHousingStartsMHpercentageNewHomeStartsMHProNewsIndustryTrendsFavorableOpportunitiesButManufacturedHousingIndustryLeadersFailtocapitalizeMHProNEws

PatrickPATKirManfuacturedHousingWholesaleShipmentsManufacturedHomeProductionShareofSingleFamilyHousingIndustryUnderperformingMHProNews

 

 

Note that Clayton Homes, 21st Mortgage, other Berkshire Hathaway connected brands, and the Manufactured Housing Institute (MHI) have been repeatedly invited to comment on, clarify, or refute concerns we have raised in reports like the one linked below.

 

SmokingGunEvidenceOfAntiTrustMonopolisticCollusionMoatClaytonHomesKevinClayton21stMortgageTimWilliamsWarrenBuffettMHLivingNewsMHProNews

In a series of direct quotes in context, a document from 21st Mortgage signed by Tim Williams, and video recorded comments by Kevin Clayton, these all line up to demonstrate how independent retailers, communities, and producers – among others – where purportedly harmed by action that could be deemed an antitrust violation. Why hasn’t Allen told his readers how that cost them money? https://www.manufacturedhomelivingnews.com/bridging-gap-affordable-housing-solution-yields-higher-pay-more-wealth-but-corrupt-rigged-billionaires-moat-is-barrier/

PatrickPATKirHousingStartsWarrenBuffettBerkshireHathawayManufacturedHousingIndustryMHProNews

PatrickIndustriesPATKWikiMHproNews

 

While the video below doesn’t mention antitrust, it does specify several other federal issues that Clayton Homes, 21st Mortgage Corp, and Vanderbilt Mortgage and Finance (VMF).  Views on this video have more than tripled since it was first promoted by MHProNews.

 

 

Those in the Knoxville metro and Arlington, VA have routinely declined doing so in the past two years, although prior to that, they used to reply promptly to MHProNews inquiries. Why the change?  Were the questions too uncomfortable?

MHIlogoMonopolisticHousingInstituteLogoManufacturedHousingInstituteLogoMarch2019ProductionShipmentReport

3ErasMobileHomesManufacturedHomesManufacturedHousingImprovementActEraSkylineChampionShipmentProductionGraphicMHProNews

In 1998, manufactured homes (MH) outsold RVs by some 3 to 2. In 2017, RVs outsold MHs by some 5 to 1. RVs recovered far more quickly from 2008. The facts raise questions. One, is the effectiveness of MHI as the post-production or ‘umbrella’ association in the country. The other question is more sobering. Has Buffett-Berkshire “Moat” strategies kept manufactured home production at historically low levels to allow a few big boy brands to consolidate others at a discounted ‘value’ by MHI insiders?

MHARR Launches “Fighting Discriminatory Zoning Mandates” Manufactured Housing Project

MHARRshipmentProductionMarch2019ManufacturedHousingReportMHProNews

While MHI in their monthly shipment report doesn’t deny the decline, neither are they addressing the underlying causes, nor have they proposed a remedy via their messages to the industry. Why not?

ManufacturedHousingInstituteLogoMHIVideoStillMHIPromotionalClaims

 

From the early days of this publication, MHProNews featured content from state associations and both national trade groups.  These sources did not always agree with each other.  That was part of the origin of our phrase, “We Provide, You Decide.” MHProNews provided the comments of MHI, the Manufactured Housing Association for Regulatory Reform (MHARR), and members of MHEC – the Manufactured Housing Executives Council, made up of the bulk of state associations.

 

MHIMHECMHARRlogosWeProvideYouDecideManufacturedHOusingMHProNews487

 

MHI, and Berkshire brands were among those that once sponsored this website.  Perhaps due to our questions and reports, they stopped sponsoring and advertising on MHProNews, which is their right. What is not their right are allegations that they obliquely organized a boycott to discourage sponsorship of this site, if true, that could be an antitrust violation.

But as or more important is why would the Arlington, VA based MHI trade group do so, when we were a multiple year MHI member? Why did those who previously praised our work, turn against us? Given that the thrust of our effort for years has been focused on practical solutions for sustainable, ethical manufactured home industry growth, does that provide an insight on the motivations for the Omaha-Knoxville-Arlington axis’ efforts to marginalize MHProNews?

Why doesn’t MHI have this video below, first shown on Fox Business, prominently on their website?

 

 

Rephrased, are these additional pieces of evidence that Berkshire, Knxoville metro based Clayton Homes, 21st Mortgage, and some key MHI members working to suppress the industry’s performance?

That is a logical conclusion is that our reports could led an open-minded researcher to conclude.

Quotes that often come from past or present MHI members – like those that follow – would support that contention.

 

MHCommunitiesOfAZNealTHaneyPresidentWhyTheyQuitManufacturedHousingInstituteMHIDailyBusinessNewsMHProNews600

MarkWeissDTSQuoteManufacturedHousingAssocRegulatoryReformMHARRDailyBusinessNewsMHproNews

Allen has pointed out the obvious, that MHARR is a sponsor of our website. But that’s out in the open, MHARR has banner ads here. What Allen fails to mention is that MHI used to sponsor MHProNews too. Our coverage has been based upon our LLC’s own research and work, without favor.

SoTheAssociationMHIIsNotThereFortheIndustryUnlesstheinterestsoftheBigBoysJointheIndustry'sMartyLavinMHIAwardWinnerQuoteMHProNews

MHProNews looks at the facts, considers the sources, and follows the evidence. MHI earlier last year, and for years before, MHI routinely replied promptly to all inquiries. But since we’ve spotlighted the problems and concerns, they’ve gone silent. Why? If the facts are on their side, why not make offer a cogent explanation?

FollowThe MoneyPayMoreAttentionToWhatPeopleDothanwhatTheySaySpySea72MartyLavinYachtManufacturedHousingINdustryProMHProNews

Ask yourself. Do these Marty Lavin dictums apply in the case of concerns that MHI is posturing effort, but failing to deliver what they claim, in order to promote industry consolidation that benefits a few at the expense of the many?

UnderstandingWarrenBuffettCastleMoatMetaphorsQuotesDailyBusinessNewsMHProNews

Never forget that even during medieval times, castles and their moats were in fact breached.

DannyGhorbaniFormerMHIVpQuoteFoundingMHARRPresidentQuoteDailyBusinessNewsMHProNews

The full Patrick presentation is available as a download from this link here.

 

LATonyKovachHenryFordQuotesPrettyPicturesAchieveGoalsDailyBusinessNewsProNews

News has been described as the first draft of history. That’s today’s latest edition to the manufactured home industry’s turbulent history, what we’ve dubbed: “News through the lens of manufactured homes, and factory-built housing” © where “We Provide, You Decide.” © ## (News, analysis, and commentary.)

 

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To report a news tip, click the image above or send an email to iReportMHNewsTips@mhmsm.com – To help us spot your message in our volume of email, please put the words NEWS TIP or Comments or Letter to Editor in the subject line.

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NOTICE 2: Readers have periodically reported that they are getting a better experience when reading MHProNews on the Microsoft Edge, or Apple Safari browser than with Google’s Chrome browser. Chrome reportedly manipulates the content of a page more than the other two browsers do.

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3) Marketing, Web, Video, Consulting, Recruiting and Training Re-sources

SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

Related Reports:

You can click on the image/text boxes to learn more about that topic.

Manufactured Home Communities’ Dodd-Frank Moment Looms, Senator Elizabeth Warren Takes Aim at Several Manufactured Housing Institute Community Members

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Senate Democrats – Including 2020 Presidential Contenders – Ask CFPB Protect Consumers Against Predatory Lenders — Point Finger at Clayton Homes, Berkshire Hathaway Lending

Dramatic, But Misleading? Manufactured Home Marketers Eye-View of Recent Tornado Deaths in Oklahoma, Alabama

“Game On” – “Fighting Discriminatory Zoning” “Moral Obligation” Fix “Worsening Nightmare” – State Associations Entering Spotlight

 

Shocking, True State of the Manufactured Housing Industry, plus Solutions for Profitable, Sustainable Growth – May 2019

“Lead, Follow … Or Get Out of The Way”

“The Illusion of Motion Versus Real-World Challenges”

MHARR Releases Study Recommending Independent Collective Representation for Post-Production Sector

 

 

 

 

 

 

 

Affordable Housing and the Two Sides of Rent Control, in Two Videos – Pros and Cons

May 30th, 2019 Comments off

 

AffordableHousingTwoSidesRentControlTwoVideosProsConsDailyBusinessNewsManufacturedHousingMHProNews

Still from the second video, posted further below.

As a disclosure, MHProNews has argued for years that however good it sounds, rent-control doesn’t work in practice. That noted, as the affordable housing debate is only growing, and some are pushing rent control as a ‘solution,’ this morning the Daily Business News on MHProNews hereby presents two videos on opposite sides of the rent control debate.  We’ll close with a link to one of our own reports on the topic.

 

The first video spotlights in a somewhat lighthearted way the growing affordable housing crisis, and goes through some notable facts, mixed with debatably opinions, and which ends with the presenter’s argument for rent control.  In fairness, the stats near the start of her video are largely useful.

 

 

The next is a shorter video that explains why rent control does not work in practice.

 

 

The National Association of Realtors Chief Economist Lawrence Yun, Ph.D, made the point that only more housing supply can successfully address the problem of rising housing cost in a free market fashion.

HUD Secretary Ben Carson made a similar argument, and specifically proposed manufactured homes as part of his prescription for a better America.

If you are a manager or owner of a company, it is prudent to have your staff understand issues like rent control.  The more people you have working in your company, the more likely you will have some that think rent control is a good idea. Facts and reason can help those who believe that rent control is a solution, when history has repeatedly shown that it is not.

Affordable housing is likely to shape up as a 2020 issue. Expect rent control arguments to be part of that slippery ‘debate.’ See related reports, further below.

That’s this morning’s pre-dawn episode of “News through the lens of manufactured homes, and factory-built housing” © where “We Provide, You Decide.” © ## (News, analysis, and commentary.)

 

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To report a news tip, click the image above or send an email to iReportMHNewsTips@mhmsm.com – To help us spot your message in our volume of email, please put the words NEWS TIP or Comments or Letter to Editor in the subject line.

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3) Marketing, Web, Video, Consulting, Recruiting and Training Re-sources

SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

Related Reports:

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Rent Control & MH – Politicians “Are Carpet-Bombing Our State With Regulations That Will Deliberately Destabilize The Housing Market And Leave It Obliterated”

 

Shocking, True State of the Manufactured Housing Industry, plus Solutions for Profitable, Sustainable Growth – May 2019

“Game On” – “Fighting Discriminatory Zoning” “Moral Obligation” Fix “Worsening Nightmare” – State Associations Entering Spotlight

 

Warren Buffett, Charlie Munger Video Interview at Berkshire Hathaway Annual Meeting on GSEs Lending for Affordable Manufactured Housing and Clayton Homes

Prosperity Now, Nonprofits Sustain John Oliver’s “Mobile Homes” Video in Their Reports

“Lead, Follow … Or Get Out of The Way”

“The Illusion of Motion Versus Real-World Challenges”

HUD Code Manufactured Home Production Decline Continues, May Updates

 

 

 

 

 

 

 

 

The Blind Leading vs. Truth Telling, Life of Jesus Video

April 20th, 2019 Comments off

 

BlindLeadingVsTruthTellingHolySaturdayLifeJesusVideoDailyBusinessNewsMHProNews

When a blind person leads another blind person, both can trip and fall.

 

 

Millions have watched the various versions of this life of Jesus based upon the Gospel of Luke. It is a series of vignettes.  Among them is the possessed man who has the demons driven out of him, and they immediately go into nearby swine. For the ancient Jews – as well as strictly observant ones today – those swine were unclean, and thus an apt and living metaphor.

 

A variety of the parables and events in the life of Jesus of Nazareth are depicted in this video, and gives a visual context to words on paper.

Our industry and nation are roiled with controversies, divisions, and challenges of all kinds. Some capitalize on those splits.  Some spin fables or outright lies.  Others seek to combat those deceptions by telling the truth.

Repetitions of half-truths, deceptions or lies makes it more common, not more true. Intellectual curiosity, combined with a willingness to question the often clearly failed ‘leaders’ in our industry or land are among the reasons that truth of the underlying causes and thus cures ought to be more anxiously sought than ever before.

Almost since the dawn of human history, the battle of truth vs deception has been part of the challenge that people of every era have faced. The founders of America believed that laws alone would never be enough.  The founder of the U.S.A. – intelligent people that were well versed in history – believed that the inspiration of faith had to be an essential part of the equation for making a better country.

 

OfAllDispositionsHabitsPoloticalProspertityReligionMoralityIndispensable-GeorgeWashington-picWikiCommons-postedMHProNews-

Note that none of the founders, or any leader since, were perfect people. That doesn’t mean that they didn’t achieve remarkable things. We ought to take the wheat and toss aside the chaff.

 

All knowledge, all truth, is learned and accepted in stages. Affordable housing is necessary, which means our industry is much needed too. Yet, when one looks at the headlines, or the industry’s performance in recent years, one must admit that manufactured housing is far from living up to its potential.  That means, revised approaches are needed.

Before we return to our routine recap and spotlight Sunday, followed by a new series of insider news tips stating Monday, the Daily Business News on MHProNews thought a brief pause to ponder some of the words and life of Jesus might prove useful as well as inspirational. Enjoy. “We Provide, You Decide.” © ## (News, analysis, and commentary.)

 

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To report a news tip, click the image above or send an email to iReportMHNewsTips@mhmsm.com – To help us spot your message in our volume of email, please put the words NEWS TIP in the subject line.

NOTICE: You can get our ‘read-hot’ industry-leading emailed headline news updates, at this link here. You can join the scores who follow us on Twitter at this link. Connect on LinkedIn here.

NOTICE 2: Readers have periodically reported that they are getting a better experience when reading MHProNews on the Microsoft Edge, or Apple Safari browser than with Google’s Chrome browser. Chrome reportedly manipulates the content of a page more than the other two browsers do.

(Related Reports are further below. Third-party images and content are provided under fair use guidelines.)

1) To sign up in seconds for our MH Industry leading emailed news updates, click here.

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To see a sample of our emailed news update, click here. To sign up for the factory-built home industry’s #1 headline news, click here or the graphic above.

2) To pro-vide a News Tips and/or Commentary, click the link to the left. Please note if comments are on-or-off the record, thank you.

3) Marketing, Web, Video, Consulting, Recruiting and Training Re-sources

SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

Related Reports:

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The God Who Sees, Kathie Lee Gifford & Nicole C. Mullen Inspirational Music Video

 

The Two Gardens, America, and Manufactured Housing

 

Why is Seattle Dying? Affordable Housing, Misplaced Compassion, and Manufactured Homes

HBO’s John Oliver on Last Week Tonight Mobile Homes Video, Manufactured Home Communities Fact Check

 

 

 

 

 

 

 

Seattle Is Dying, Are Cities Near You Dying Too? High Costs, Corrupted Systems, Manufactured Housing’s Potential Silver Lining

April 7th, 2019 Comments off

 

SeattleisDyingAreCitiesNearYouDyingTooHighCostsCorruptedSystemsManufacturedHousingPotentialSilverLiningMHProNEws

Thwarting what is natural has its costs.

 

Manipulation of people, their healthy aspirations toward ownership, and their legitimate choices are arguably at or near the root causes the unfolding tragedies spotlighted by KOMO’s viral report, Seattle is Dying

 

Let’s set aside for a few moments whatever Warren Buffett led Berkshire Hathaway and his coterie had in mind. For whatever reasons, they’ve clearly failed at tapping into the kinds of opportunities that stories such as Seattle is Dying should bring to manufactured home retailers, communities, developers, producers, and others.

 

The proof is found in the latest shipment numbers, which are among the reports liked below in this week’s Sunday morning headline news recap.

 

The balance of the nuances, legal disclaimers, and particulars are found in the reports that follow below.

 

Tomorrow there will be a report about one of the industry’s ‘solution’ efforts underway in Washington, D.C. Don’t miss it.

 

Properly understood, manufactured housing could position itself as a hero for cites and towns across America. We should be a celebrated industry, not a denigrated one. So why is our housing type being pushed out of places like Bryan, TX instead?

Watch the two videos in the MHLivingNews report below, If you do, you’ll begin to understand that affordable housing is necessary, compassionate, and smart.  Law enforcement, and intervention on social issues related to drug abuse are smart too. The opportunities for our industry are immense, but they won’t be tapped by repeating the missteps of recent years.

With no further adieu, let’s dive into the reports for the week that was from 3.31.2019 to 4.7.2019. Click the linked image-text boxes to access that report.

 

What’s New on MHLivingNews

Why is Seattle Dying? Affordable Housing, Misplaced Compassion, and Manufactured Homes

What’s New from MHARR in Washington, D.C.

 

HUDManufacturedHousingMonitoringContractSolicitationDrawsMHARRScrutinyManufacturedHousingAssocRegulatoryReformLogoMHProNews

ManufacturedHousingAssocRegulatoryReformBoardHighlyProductiveMeetingAdoptsBoldNewInitiativesDailyBusinessNewsMHProNews1

 

HUDCodeManufacturedHomeProductionSlideContinuesDailyBusinessNewsMHProNews1

What’s the latest on the Daily Business News on MHProNews

11DailyBusinessNewsMHProNewsLogos

 

Saturday 4.6.2019

·        Money, Minorities, Manufactured Homes – Foiling the American Dream of Affordable Housing

Money, Minorities, Manufactured Homes – Foiling the American Dream of Affordable Housing

Friday 4.5.2019

·        Transformational! Old Mobile Home Park Redeveloping Into Small or ‘Tiny House’ Factory-Built Housing Project

Transformational! Old Mobile Home Park Redeveloping Into Small or ‘Tiny House’ Factory-Built Housing Project

 

·        Want a Robust Economy? Fix the Southern Immigration Crisis, Plus MH Market Updates

Want a Robust Economy? Fix the Southern Immigration Crisis, Plus MH Market Updates

·        Al Kemp, Taking out the Trash Talk about Manufactured Homes

Al Kemp, Taking out the Trash Talk about Manufactured Homes

·        New Manufactured Home Production, Shipment Data-February 2019

New Manufactured Home Production, Shipment Data-February 2019

 

Thursday 4.4.2019

·        HUD Lashed for Alleged Manufactured Housing Contract Miscues, Brian Montgomery, White House Notified of National Association Concerns

HUD Lashed for Alleged Manufactured Housing Contract Miscues, Brian Montgomery, White House Notified of National Association Concerns

·        Former Godfather CEO, GOP POTUS Contender Herman Cain to Join Fed? Plus, MH Stock Updates

·        Canadian Firm Gobbling Up Dozens of Manufactured Home Communities

Canadian Firm Gobbling Up Dozens of Manufactured Home Communities

·        Remarks by HUD Secretary Ben Carson to the Mortgage Bankers Association

Remarks by HUD Secretary Ben Carson to the Mortgage Bankers Association

 

Wednesday 4.3.2019

·        Under Scrutiny, Giant Amazon Pivots, But What About Berkshire’s Manufactured Housing Brands? Plus MH Market Updates

Under Scrutiny, Giant Amazon Pivots, But What About Berkshire’s Manufactured Housing Brands? Plus MH Market Updates

·        More Confident About Future than 3 Years Ago, Americans Still Have Concerns, Per New Survey, MH Industry Opportunities

·        Cavco Industries Announces Latest Executive Level Changes

Cavco Industries Announces Latest Executive Level Changes

·        “Fight Like Hell” for Independence, Says Trustee – Manufactured Housing Inspiration?

“Fight Like Hell” for Independence, Says Trustee – Manufactured Housing Inspiration?

 

Tuesday 4.2.2019

·        Historic Manufactured Housing Industry Decisions Were Made Here on 3.27.2019

Historic Manufactured Housing Industry Decisions Were Made Here on 3.27.2019

·        Not Just Trade, Steve Bannon Says China Threat to U.S., Western Industrial Democracies, plus, MH Market Updates

Not Just Trade, Steve Bannon Says China Threat to U.S., Western Industrial Democracies, plus, MH Market Updates

·        HUD’s Fair Housing Month – Sexual Harassment Campaign, Training Initiative Announced

·        Gannett Media Exposés, MH Community Owner Moves Sparks Outrage – IEDs of Manufactured Housing

Gannett Media Exposés, MH Community Owner Moves Sparks Outrage – IEDs of Manufactured Housing

 

Monday 4.1.2019

·        It’s Your Money, Future – Snapshot of Leading 2020 Democratic Contenders for Oval Office

·        After Strong 1st Quarter, Stocks Surge Higher, Plus Manufactured Home Equities, REITs Updates

·        State Level Shipment Data Continues to Flash Warning Signals for New HUD Code Manufactured Housing Sales

State Level Shipment Data Continues to Flash Warning Signals for New HUD Code Manufactured Housing Sales

·        Errata, Apologies, Explanations, Tunica Talk, and Manufactured Housing

Errata, Apologies, Explanations, Tunica Talk, and Manufactured Housing

Sunday 3.31.2019

·        Sun Tzu – Ultimate Manufactured Home Freedom Alliance

Sun Tzu – Ultimate Manufactured Home Freedom Alliance

That’s this Sunday’s Industry News, Tips, and Views Pros Can Use” © where “We Provide, You Decide.” © ## (News, analysis, and commentary.)

 

ManufacturedHousingProNewsMHProNewsConfidentialTipsDocumentsNews

To report a news tip, click the image above or send an email to iReportMHNewsTips@mhmsm.com – To help us spot your message in our volume of email, please put the words NEWS TIP in the subject line.

NOTICE: You can get our ‘read-hot’ industry-leading emailed headline news updates, at this link here. You can join the scores who follow us on Twitter at this link. Connect on LinkedIn here.

NOTICE 2: Readers have periodically reported that they are getting a better experience when reading MHProNews on the Microsoft Edge, or Apple Safari browser than with Google’s Chrome browser. Chrome reportedly manipulates the content of a page more than the other two browsers do.

(Related Reports are further below. Third-party images and content are provided under fair use guidelines.)

1) To sign up in seconds for our MH Industry leading emailed news updates, click here.

ManufacturedHomeIndustry#1HeadlineNewsMHProNews

To see a sample of our emailed news update, click here. To sign up for the factory-built home industry’s #1 headline news, click here or the graphic above.

2) To pro-vide a News Tips and/or Commentary, click the link to the left. Please note if comments are on-or-off the record, thank you.

3) Marketing, Web, Video, Consulting, Recruiting and Training Re-sources

SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

 

Related Reports:

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Warren Buffet’s Quotable Quotes on Business, Institutions, Behavior, and News Reporting