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Father’s Day, ‘Making America America Again’

June 16th, 2019 No comments

 

FathersDayMakingAmericaAmericaAgainDailyBusinessNewsManufacturedHousingIndustryMHProNews

Pardon the pun, but we believe that facts trumps spin.

 

Actor Scott Baio said it during the 2016 GOP Convention. Democratic hopeful and former Vice President Joe Biden said it recently too, though both meant something different by the same words. “Make America America Again.” But it was Let America Be America Again” is a poem written in 1935 by American poet Langston Hughes, per Wikipedia. Let’s look at that slogan in a unique way, using the context of Father’s Day. 

 

Millions of fathers of millennials were raised with a Horatio Alger view of America. “A man’s home was his castle.” History reflects that women or men could achieve the American Dream. With savvy, hard honest work, a few breaks, discipline and so on, anyone could become a millionaire, if that was a person’s goal.  These were common thoughts, although the evidence even then was incomplete at best.

There is a significant, albeit imperfect, correlation between overall home ownership rates and the sales of more manufactured homes. The graphic below tells part of the tale. 

 

UnitedStatesHomeOwnershipRatesWikiDailyBusinessNewsManufacturedHousingIndustryMHProNews

Some of the spike in conventional housing sales in the 2000s were through so-called ‘liar loans.’ Those in turn set the stage for the 2008 housing/mortgage crisis. The correlation is not perfect, but it is common sense that when more affordable housing – including factory-built homes – are being sold, then the overall rate of home ownership will rise by that same degree.

 

Compare that graphic to the production of pre-HUD Code mobile homes, and post HUD Code manufactured homes. Given the caveats cited, do you see some correlation between the two rates?

 

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The reason that presidents on both sides of the political aisle often promoted first mobile homes, and later manufactured homes is because several understood that affordable housing needs were being met by the private sector with factory-built homes.

 

America has to a certain degree gone from ‘can do’ mentality to ‘no, there’s a law or regulation, and you can’t do that.’

Let’s stress that ‘Leave it to Beaver’ and ‘Father Knows Best  were more idealized than a universal truth. But that such TV programs existed and were widely embraced decades ago depicted a world view that has been slowly shifting. Now, one has to go to TV Land on cable to see that type of programming – which was often literally in black and white.

Race riots during the later half of the prior century were often fueled by practical hurdles to equality. But if one traveled back in time to the early 1200s and England, whites were fighting other whites over the rights of the people. These were finally guaranteed by the Magna Carta in 1215.

 

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Among the rights safeguarded by Magna Carta were protection of private property – housing – rights.

 

It is also a historic fact that free blacks owned black slaves in various parts of pre-1865 America. That’s not to say that race wasn’t a factor in America, of course it was. But those two factoids about whites oppressing whites and blacks oppressing blacks are to stress the reality that there has been a long climb up from slavery, to serfdom that all races were subject to for much of human history.  That struggle toward a higher degree of freedom and equality crossed several imaginary lines we hold to today. Injustice and oppression has existed globally since early in the dawn of human history.  Indeed, a fair view of history could be imperfectly summed up with the following sentance.  History is the story of the struggle of one group, tribe, people, or nation trying to oppress others, and those others resisting – or succumbing to – that oppression. 

Those acts of oppression occurred within a ‘nation,’ as well as between tribes and nations.

Why do people pour across our southern border if not because they hope to get a better life here in the imperfect USA than their even more imperfect and troubled homeland? 

The expression ‘it’s not what you know, it’s who you know’ takes the American Dream and turns it on its head. But that expression exists because it reflects the understandable perspective of numbers of people that the system is to some extent rigged.

This writer grew up in the wake of the civil rights era. America wasn’t perfect then, nor is it now. But my parents came to America after post-World War II Europe.  They had witnessed first-hand the devastation caused by the National Socialists (NAZI) and the Union of Soviet Socialist Republics (USSR), who between the two had carved up Poland and other places, until the two European socialist powers turned upon each other. 

Sanitized American or global history helps no one, save in the view of those who engage in revisionism in the hopes of weaponizing the past to their supposed benefit in the present. 

Home ownership and the right to earn an honest living and keep the product of one’s own two hands have been frustrated at various times for large periods of our national and global history. It is no surprise that it is so today.

 

Fathers and Families

Good fathers – as well as good mothers – routinely want the best for their children. There are sad exceptions to the rule, but there is something deep within a parent in an organic family that desires to improve the lot of their offspring.

  • Ease of access to capital,
  • ease of access to home ownership,
  • equality of opportunity,
  • equal justice under the law,

these are just some of the ideals that have sparked generations of Americans for centuries.  Don’t forget that despite the guarantees of Magna Carta, it was imperfectly applied.  That’s why thousands left England, risking a dangerous voyage to come to the American colonies in the first place. History is an uneven struggle of advances and retreats in personal rights. That’s true here and in other lands too. As a disclaimer, this writer has been a political independent for years, respectful of the rights of those who support this or that major or minor political party.  The point is that these facts have political implications, but they transcend politics too.

As was noted last Sunday, some 70 years after George Orwell’s novel 1984 was published, his thoughts are sparking new interest. Orwell and other authors saw what was taking shape in their time, and they warned against a possibly darker future ahead. Big brother re-casting history, creating memory holes to do away with inconvenient truths, these Orwell and others could see were already becoming problematic.  A good bit of Orwell’s concerns related to weaponizing history.

TheMostEffectiveWaytoDestroyPeopleIstoDenyandObliteratetheirownUnderstandingOftheirHistoryGeorgeOrwellQUotePrismMHProNews

Thousands of manufactured home industry professionals have little or no clue about the rich history of their profession. Nor do most understand the context of their industry in the broader scope of Americana. For example, in the early 1970s, new home shipments approached 600,000 new homes per year for 2 years. Given more technology, and billions in capital that poured into the U.S. from overseas or domestically from tax reforms, is there any reason why manufactured homes can’t exceed those totals today? See more about Orwell and thought-provoking quotes at the linked report here and further below.

 

America is polarized today. But it was at the time of the revolution against England too. There were decades of efforts known as the abolition movement to end slavery. There was division in the lead up to the war between the states, which is most commonly called the Civil War.  There is an uneven march to ending serfdom and slavery in the world, as the graphic below depicts.

 

TimeLineForAbolitionofSlaverySerfdomByCountryYearsWikiDailyBusinessNewsMHproNews

Along with ending serfdom or slavery in a formal sense, it is wise to understand that the right to private property goes with personal freedom. Economic, religious, political, and personal liberty all go hand-in-hand. Part of the tragedy of our era is that reportedly tens of millions are still de facto slaves in various parts of the world. The fight for freedom never stops.

 

Those points said, while there are always extremists, there is perhaps an opportunity to forge something new and unique in our own time. But that will only occur if people clearly see what’s gone wrong, and address the root causes of injustices. Those injustices include limiting people’s access to affordable housing.  They also include manipulations – what Senator Bernie Sanders and now President Donald J. Trump have called – a rigged system.  Increasingly, left and right see similar issues.  What differs is their approach to solving those issues.

Our industry has arguably been weaponized from within, not just from outside it’s boundaries. In contacts with public officials – elected and appointed- there is among several a willingness to accept the evidence and reasoning presented here on MHProNews and on MHLivingNews, precisely because we strive to accurately cite facts, evidence and sources.  Meaning, we strive to be grounded in reality. That in turn means our readers are more grounded in reality too. 

As our readers are routine sources of news tips, it is an exchange, not a one-sided communication.  

 

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To report a news tip, click the image above or send an email to iReportMHNewsTips@mhmsm.com – To help us spot your message in our volume of email, please put the words NEWS TIP, Comments or Letter to Editor in the subject line.

 

Mobile and Manufactured Home History

Yesterday, we noted the celebration of the 43rd Anniversary of the start of HUD Code manufactured homes (see reports below). One might wonder why the same powers-that-be in the Omaha-Knoxville-Arlington axis that failed to robustly tout the Innovations in Housing Showcase also failed to build on that event by celebrating the start of manufactured housing on June 15, 1976?

The truth is hiding in plain sight. We see evidence from politicos on both sides of the left-right aisle that manufactured homes could become a factor in the 2020 contests ahead. 

But as or more important, manufactured homes offers an opportunity for those who want their own slice of the American Dream to have it. Research shows that most renters – something like 80 percent – want to be owners someday. 

There are an estimated 111 million renters – per Apartment List – in America.  Those fathers, mothers, and households must be presented with the full truth about manufactured homes. They must also be given the opportunity tap that opportunity in practical ways.  That’s why topics like ‘enhanced preemption’ are so vital.

 

Be it Ever So Humble…

Even with all of the hardships and challenges, America represents an opportunity that most places on earth only aspire to have. Never forget that as we work in our own way for a better American Republic, we are each already so fortunate when compared to billions of others around the world. 

The truth and proven principles must be the guiding lights in the night sky.  That’s part of what that featured image at the top means.

Let’s all tip the hat to our fathers, who along with our mothers, made our lives possible. My folks and yours were human, a mix of goodness and weakness. That’s why we need a measure of mercy and appreciation combined. 

Then, let’s build on the hard work of the generations that have struggled for an ever higher degree of human freedom and equality under the law. Let’s make sure that those who manipulate the system in ways that diminish our own rights and that of others are exposed, and brought to as swift an end as the law permits.

The monopolization of America is just part of a pattern that been evolving. It’s not only occurring in our manufactured home (MH) industry, but there are egregious cases in MHVille that must be addressed. That will involve the legal and political systems.  In a sense, the biggest compliment we can get is the back-handed one that the Omaha-Knoxville-Arlington axis work so hard to obscure or attempt to undermine what we do here. The second biggest compliment they can give us is to keep ducking public debate over the published concerns. If they were so confident, they’d debate us, right? Instead

That said, well plan to be here for you day-by-day to share the reports, to celebrate the successes, to do the fact-checks and analysis, as well as to call for the corrections needed. 

Happy Father’s Day.

Those latest reports follow below. With no further adieu, let’s dive into the week that was from 6.9.2019 to 6.16.2019.

 

New June Featured Articles:

Including new Tim Connor, plus A Cup of Coffee with…, and other reports – linked here.

 

What’s New on MHLivingNews:

mhlivingnews-improvedlivingforle-logo

GoodbyeTrailerHousesMobileHomesHappy43rdAnniversaryHUDCodeManufacturedHomesMHLivingNews

https://www.manufacturedhomelivingnews.com/goodbye-trailer-houses-and-mobile-homes-happy-43rd-anniversary-hud-code-manufactured-homes/

 

What’s New in Washington, D.C. From MHARR

 

 

What’s New on the Masthead

Surprising Non-Partisan Revelations, Opportunities, Controversies Could Decide 2020 Campaigns – Affordable Housing, Antitrust, Wealth Inequality, and Manufactured Homes

Surprising Non-Partisan Revelations, Opportunities, Controversies Could Decide 2020 Campaigns – Affordable Housing, Antitrust, Wealth Inequality, and Manufactured Homes

 

 

What’s New on the Daily Business News

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Saturday 6.15.2019

·        Celebrating Manufactured Housing’s 43rd Birthday, Born June 15, 1976

Celebrating Manufactured Housing’s 43rd Birthday, Born June 15, 1976

 

Friday 6.14.2019 

·        It’s Your Money, Your Future – 2020 Democratic Presidential Debate Line Up, Plus Manufactured Home Stock Updates

It’s Your Money, Your Future – 2020 Democratic Presidential Debate Line Up, Plus Manufactured Home Stock Updates

·        RE Focused Economist Says, ‘Millions of Housing Units’ Needed

RE Focused Economist Says, ‘Millions of Housing Units’ Needed

·        Dueling Statements, NAMHCO, MHI, MHARR, Weigh In On Controversial MH Bill, “George Allen Pawn Gambit”

Dueling Statements, NAMHCO, MHI, MHARR, Weigh In On Controversial MH Bill, “George Allen Pawn Gambit”

·        “Together, We Are Building a Safe, Strong, and Proud America,” Happy Birthday, President Donald. J. Trump

“Together, We Are Building a Safe, Strong, and Proud America,” Happy Birthday, President Donald. J. Trump

 

Thursday 6.13.2019 

·        Criminal Justice Reform, Benefits Cited, Including MH Industry, Communities, American Society

Criminal Justice Reform, Benefits Cited, Including MH Industry, Communities, American Society

·        Tanker Strike Spark Oil Jump, Likely Rise in MH Transport Costs, plus Manufactured Home Stock Updates

·        Investigating Fannie Mae, Freddie Mac Over Duty to Serve Manufactured Housing

Investigating Fannie Mae, Freddie Mac Over Duty to Serve Manufactured Housing

·        City Ponders “Mobile Housing Units,” to Address “Affordable Housing Shortage,” Citizen Reaction

City Ponders “Mobile Housing Units,” to Address “Affordable Housing Shortage,” Citizen Reaction

 

Wednesday 6.12.2019 

·        “Have…Giants…Stifled Competition,” Antitrust Battle Lines in D.C., plus Manufactured Home Market Updates

“Have…Giants…Stifled Competition,” Antitrust Battle Lines in D.C., plus Manufactured Home Market Updates

·        Ongoing MH Headwinds – Angry Manufactured Home Residents, Understanding the Manufactured Housing Industry Dilemma Through Their Eyes

Ongoing MH Headwinds – Angry Manufactured Home Residents, Understanding the Manufactured Housing Industry Dilemma Through Their Eyes

·        Time to Say Goodbye, Lessons Learned, What’s Next

Time to Say Goodbye, Lessons Learned, What’s Next

·        Highlights Of Consumer Financial Protection Bureau Director Kathleen Kraninger’s First Six Months, What’s Next?

Highlights Of Consumer Financial Protection Bureau Director Kathleen Kraninger’s First Six Months, What’s Next?

 

Tuesday 6.11.2019

·        News Media Alliance Slams “Anti-Competitive Behavior,” Report, Congress Investigates – Plus Manufactured Home Stock Updates

News Media Alliance Slams “Anti-Competitive Behavior,” Report, Congress Investigates – Plus Manufactured Home Stock Updates

·        Joe Stegmayer, Cavco Industries, MHI Chairman, Insights from Innovative Housing Showcase

Joe Stegmayer, Cavco Industries, MHI Chairman, Insights from Innovative Housing Showcase

·        WAVY, Mainstream TV – HUD Secretary Ben Carson, Innovative Housing Showcase – Clayton Homes, and Berkshire Hathaway Revelations

WAVY, Mainstream TV – HUD Secretary Ben Carson, Innovative Housing Showcase – Clayton Homes, and Berkshire Hathaway Revelations

·        Country Star John Rich Performs ‘Shut Up About Politics’ – Manufactured Housing Takeaways

Country Star John Rich Performs ‘Shut Up About Politics’ – Manufactured Housing Takeaways

 

Monday 6.10.2019

 

·        U.S. Chamber hits POTUS on ‘Weaponization of Tariffs,’ POTUS Trump Hits Back, plus Manufactured Home Stock Updates

U.S. Chamber hits POTUS on ‘Weaponization of Tariffs,’ POTUS Trump Hits Back, plus Manufactured Home Stock Updates

·        Governor Kristi Noem Tells Young Woman too Many People are Governed by Feelings

Governor Kristi Noem Tells Young Woman too Many People are Governed by Feelings

·        HUD Secretary Ben Carson Address to Innovative Housing Showcase, Complete Official Speech Text

HUD Secretary Ben Carson Address to Innovative Housing Showcase, Complete Official Speech Text

·        “Cribs with Carson,” Tiny House, Manufactured Homes, Innovative Housing Showcase, National Mall, Washington, D.C. Video Report

“Cribs with Carson,” Tiny House, Manufactured Homes, Innovative Housing Showcase, National Mall, Washington, D.C. Video Report

 

Sunday 6.9.2019

·        George Orwell, All Issues Are Political Issues, Manufactured Housing Challenges, and You

George Orwell, All Issues Are Political Issues, Manufactured Housing Challenges, and You

Don’t forget, for the biggest possible professional audience and
top business/team development services,
click here.

 

Let’s close with the following plug, that is actually free plug for you and your professional future.

There are a numerous good reasons why you should be on our industry-leading email headline news list. Let’s name only a few.

  • When numerous federal officials are on our email list, shouldn’t you want to know what their reading?
  • When the corporate leaders of the largest companies in manufactured housing are – per our sources – regular ‘5 star’ readers of our headline news, knowing they may not even like what they read, doesn’t that tell you that you should be reading them too?
  • When thousands of industry professionals logon daily, routinely from our 2x weekly email headline news, isn’t that across-the-board ‘voting with time and browers’ the strongest reason you could have for being a regular reader too?
  • We are pro-industry, pro-consumer, pro-growth, and believe that our industry’s proven solutions are fundamentally nonpartisan.
  • To properly inform and educate others, one must be as informed as they can be too.  This site is ‘informing the leaders,’ and ‘teaching the teachers.’ While we disagree with several of Warren Buffett’s business practices, one must acknowledge the wisdom of his habit of reading a lot, from a variety of sources. He reportedly reads 5 to 6 hours a day.  If you read 30 minutes to an hour a day here and on MHLivingNews, you’ll find yourself grasping opportunities, and avoiding possible heartaches that you may not have realized existed.
ManufacturedHomeIndustry#1HeadlineNewsMHProNews

To see a sample of our emailed news update, click here. To sign up for the factory-built home industry’s #1 headline news, click here or the graphic above.

When our homes and industry are properly understood, manufactured housing can be a major force for solving the affordable housing needs of Americans. That means we can be part of lifting millions from dependence to greater independence. From poverty to greater personal wealth. That’s accomplished in part through education and information, and this is the runaway #1 professional resource for that in all of manufactured housing. Thank you so much for your part in making that statement true. “We Provide, You Decide.” © ## (Sunday headline news recap, commentary, fact-checks, and analysis.)

FactoryBuiltCarsClothingAppliancesElectronicsCellsSmartPhonesHomesItJustFollowsLATonyKovachC2017MHLivingNews-575x170(Third-party images and citations are provided under fair use guidelines.)

L. A. ‘Tony’ Kovach is co-founder of MHLivingNews, MHProNews, is a highly acclaimed industry consultant, a managing member of LifeStyle Factory Homes, LLC, and is a 25 plus year award-winning manufactured home industry professional. Kovach earned the Lottinville award in history at the University of Oklahoma. His minor in business included “Management by Objective (MBO).

 

Related Reports:

Click on the hot-linked text-image boxes below to learn more.

 

 

 

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https://www.manufacturedhomelivingnews.com/former-manufactured-housing-institute-president-manufactured-home-owners-urban-institute-and-you/

 

SmokingGunEvidenceOfAntiTrustMonopolisticCollusionMoatClaytonHomesKevinClayton21stMortgageTimWilliamsWarrenBuffettMHLivingNewsMHProNews

In a series of direct quotes in context, a document from 21st Mortgage signed by Tim Williams, and video recorded comments by Kevin Clayton, these all line up to demonstrate how independent retailers, communities, and producers – among others – where purportedly harmed by action that could be deemed an antitrust violation. Why hasn’t Allen told his readers how that cost them money? https://www.manufacturedhomelivingnews.com/bridging-gap-affordable-housing-solution-yields-higher-pay-more-wealth-but-corrupt-rigged-billionaires-moat-is-barrier/

 

MHARRCallsHUDSecretaryCarsonEndDiscriminatoryZoningHUDRegulatedManufacturedHomesCommodoreHomesCorpMHARR

Photo of Commodore Homes model, MHARR logo, are provided under fair use guidelines. See article and letter to Secretary Carson, linked here. https://manufacturedhousingassociationregulatoryreform.org/mharr-calls-on-hud-secretary-to-end-discriminatory-and-exclusionary-zoning-of-hud-regulated-manufactured-homes/

 

MHARRLaunchesFightingDiscriminatoryZoningMandatesManufacturedHousingProjectMHProNews

https://manufacturedhousingassociationregulatoryreform.org/mharr-launches-fighting-discriminatory-zoning-mandates-manufactured-housing-project/

 

 

 

 

 

 

 

Dr. Ben Carson Secretary of Housing and Urban Development Manufactured Housing Conference Remarks New Orleans, Louisiana, Hyatt Regency Hotel, May 7, 2019

May 10th, 2019 Comments off

 

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This evening, as this report is being prepared, there are two, and only two places online that we can discern where someone can find the entire address by HUD Secretary Ben Carson, M.D., to the Manufactured Housing Institute (MHI) at their meeting earlier this week in New Orleans.

 

You might think that one of those two would be on the MHI website.  But that would be wrong.

There are about 6 places online we can find where snippets of Secretary Carson’s address are to be found.  But only 2 have the entire text. One of those is on our sister site, MHLivingNews and is found at this link here.

It may seem inexplicable to outsiders looking in why MHI doesn’t have this entire speech on their website.  Frankly, as sad as that reality is, it’s simply part of a broader pattern that isn’t the subject of our report tonight.

HUD and MHI are among thousands of organizations and professionals that read, monitor, or follow what we publish here and on MHLivingNews.  The typo of Joe Stegmayer’s name has been corrected now by HUD (you are welcome).

 

There is one other change, but it doesn’t involve a single word from Carson’s address as prepared.  It’s this.  We’ve added hotlinks that are not in his speech.  Those links have are identified with an * at the end of that hotlink.

 

The illustrations and videos above and below were selected by MHPronewsNews and were not part of Secretary Carson’s comments. Per HUD to MHProNews…

 

Dr. Ben Carson
Secretary of Housing and Urban Development
Manufactured Housing Conference Remarks
New Orleans, Louisiana, Hyatt Regency Hotel, May 7, 2019

As prepared for delivery. The speaker may add or subtract comments during his presentation.

 

Thank you, Joe [Stegmayer,* MHI Chairman], for those kind words. And thank you to MHI for inviting me to join you this morning. On behalf of HUD, it is a privilege to share my vision for addressing America’s affordable housing challenges – and the role of manufactured housing – with so many leaders and pioneers of the industry here today.

Under President Trump’s leadership, our nation is witnessing historic highs in employment, job creation, and economic growth. The financial optimism of everyday Americans has surged to an 18-year high, and is nearing an all-time record. For those families who have access to affordable housing, they are facing their bright futures with confidence.

And yet a serious challenge still persists: millions of hardworking Americans who seek affordable rents or sustainable homeownership simply cannot get their foot in the door. We have reached the point where many of our nation’s teachers, nurses, police officers, and firefighters struggle to live in or around the communities they serve.

What they face is a critical shortage in our country’s supply of affordable homes.

This is not just a housing crisis – it has a human face.* Homes are at the heart of building strong families, strong communities, and ultimately, a strong country.

HUD’s mission is to ensure all Americans have access to safe, quality, and affordable housing. And we believe that manufactured housing has a promising role to play – especially in the area of quality affordable housing.

For that reason, one year ago, I announced that HUD was in position to usher in a “new era of cooperation and collaboration between our Department and the manufactured housing industry.”*

Today, I’d like to share HUD’s current vision for how we are diagnosing affordable housing challenges, and how manufactured housing is an active ingredient in the medication we are prescribing for a stronger America.

 

Affordable Housing

Our nation’s shortage of affordable housing is ultimately an issue of supply and demand. With millions of people in need, high demand is already guaranteed. That’s why HUD has focused our strategy on increasing supply – namely, by promoting initiatives, programs, techniques, and technologies that produce more affordable homes.

Since the key constraint on supply is the cost of new construction and development, the solution to the problem is to change the cost side of the equation.

Manufactured housing has emerged out of the limestone and stepped into the limelight, to address precisely this need.

According to MHI reports, the average cost per square foot of a manufactured home is nearly half that of a site-built home – $49 [dollars] per square foot, as opposed to $107 [dollars]. These dramatic cost savings in construction enable responsible citizens to secure housing that may be considerably less expensive than renting or purchasing a site-built home.*

And yet, even at this lower price, manufactured homes appreciate in value at a rate similar to site-built homes, according to the Federal Housing Finance Agency Housing Price Index.* Sustainable homeownership is the number one builder of financial capital for most American families. For example, the average net worth of a renter is $5,000 [dollars], while the average net worth of a homeowner is $200,000 [dollars]. That’s an extraordinary 40-fold difference. But with comparable home appreciation rates to site-built homes, manufactured homes exhibit their own extraordinary potential to be a wealth creation tool for ordinary, everyday American families.

Beyond the matter of price, there are also flexible ownership models, such as land-lease manufactured home communities, that could have the potential to combine affordability with a sense of neighborhood and lifestyle.

These factors – asset-building and community-building – are important to HUD’s mission to be more than a place that simply houses people, but a place that actually lifts people out of poverty and helps them become self-sufficient.

 

Manufactured Housing and Low-Income Communities

This industry is already having a tremendous impact on serving those communities who are most in need.

Today, more than 20 million Americans* live in manufactured housing, which makes up approximately 10 percent of single-family residences. As a result, manufactured housing has become the largest source of unsubsidized affordable homes in the nation –which saves taxpayer dollars.

By housing families that average between $30,000 to $50,000 [dollars] per year in income, manufactured homes also allow more people and families to pursue an American Dream that may have once felt out of reach.

While lives are helped through new homes, livelihoods are helped through new jobs. More than 40,000 citizens are employed in this sector, from all walks of life. And the Administration is especially impressed by the use of American suppliers in American manufacturing plants.
That is how innovation turns into opportunity.

 

Opportunity Zones

Which brings me to the topic of Opportunity Zones.*

Opportunity Zones were created under the 2017 Tax Cuts and Jobs Act to stimulate economic development and job creation by incentivizing long-term capital investments in low-income neighborhoods. They are also a potent tool to combat the shortage of affordable housing.

HUD expects that Opportunity Zones will be a catalyst for transformational real estate development in communities that are economically distressed. Thirty-five million Americans now live in such designated areas, in all 50 states. There, millions of housing units are needed, in both urban and rural areas.

I would encourage the industry participants here today to consider the role of Opportunity Zones in the context of local development plans, and how manufactured housing stakeholders may be included. As bursts of activity for new buildings and construction are unlocked by this powerful tax incentive, communities within Opportunity Zones are likely to experience significant growth and changing needs. When newly empowered residents pursue their path to self-sufficiency, such areas may generate strong local demand for affordable housing solutions – which manufactured homes are particularly well-positioned to provide.

 

Healthy Homes

Manufactured housing can also play a role in HUD’s mission to promote healthy homes.*

After many decades as a pediatric neurosurgeon – tasked with caring for the welfare of children – safety is a paramount concern for me in any housing solution.

As HUD Secretary, I have instituted a broad array of initiatives designed to promote healthy homes and to eliminate environmental hazards. For example, last December, HUD awarded nearly $140 million [dollars] in grant funding to 48 state and local government agencies to help protect families from lead-based paint and other threats.

For me, this is a personal issue. At an early age, I learned first-hand the hazards of an unsafe home. My mother raised my brother and me by herself from the time I was eight years old. While she struggled with single motherhood, our problems multiplied when we moved to a tenement in Boston. There, we shared a roof with rats, roaches and a host of other risks.

While my brother and I emerged with our health intact, many families do not. That’s why, as HUD Secretary, I advocate for new techniques and new technologies that can ameliorate these menaces. In manufactured housing, innovations in construction techniques have the potential to facilitate building in a less wasteful, and more environmentally sound way. Innovations in construction materials could create components that are higher performing, less prone to mold, wind or water damage, and more resistant to deterioration.

Those are the ingredients of a healthier home.

 

Natural Disasters

Such advantages are even more visible in the face of natural disasters.

Natural disasters do not just devastate housing capital – they devastate human capital, through lives interrupted, school days missed, and communities fragmented under strain. As a result, last year, HUD allocated more than $35 billion [dollars] in funding to 16 state and local governments, to help America’s hardest hit regions. These grants represented the largest single amount of disaster recovery assistance in HUD’s history.

Manufactured housing can help mitigate this kind of damage through the use of environmentally resilient construction materials, as well as by providing an affordable and permanent housing solution for lower-income survivors.

On a recent visit to Alabama, I was shown a site that was demolished by massive tornadoes – and the only homes in the area that successfully weathered the storm were manufactured houses.* It was a silent testament to their resilience. It is also possible that HUD’s work with industry leaders to update wind Standards for manufactured housing in 1994 could have helped to limit damage and potentially save lives.

This city, New Orleans, is all too familiar with the pain natural disasters can cause. If manufactured homes can alleviate some of those harms in the future, the next hurricane may leave much less devastation, and much more hope, in its wake.

 

Innovative Housing Showcase

I’d now like to cover two of the obstacles to adoption, and how HUD is trying to help.

The first obstacle is that manufactured housing is often overlooked because it is misunderstood. Many times, when people hear the words “manufactured house,” their first image is an old trailer that lacks the modern amenities and features of a site-built home. This image is a false façade.

The fact that manufactured homes can be so beautifully done – and in fact are often indistinguishable from site-built homes – is manufactured housing’s best kept secret. Well, HUD believes that secret should be shared.

That’s why we are proud to help educate both the American public and policymakers by featuring manufactured homes at HUD’s inaugural Innovative Housing Showcase,* which will be held this June on the National Mall in Washington, D.C.

During the Showcase, MHI will be participating and working with its members to present at least two manufactured homes to be prominently displayed in the heart of our Nation’s capital, viewable to thousands of onlookers during the five-day event.

 

Deregulation; Removing Regulatory Burdens

The second obstacle is the presence of regulatory roadblocks* that still stand in the way.

HUD recognizes the importance of removing undue bureaucratic burdens on the industry* while striving to maintain the quality, safety, durability, and affordability of manufactured homes. As a result, we have placed an increased emphasis on clarifying our regulations, including by undertaking a full-scale review of our manufactured housing program to ensure we preserve the proper amount of oversight without stifling the industry.

We are also currently evaluating our Office of Policy Development and Research’s recent recommendation to expedite the manufactured home code-making process within HUD – which could better help HUD Standards keep pace with new industry innovations and techniques.

To advance these efforts, I am grateful for the many insights MHI has provided to HUD in the form of its available reports, educational materials, and constructive dialogue.

Last week, I spoke before the Manufactured Housing Consensus Committee,* who makes the initial recommendations for proposed changes to our HUD-code provisions, setting in motion the approval process for updating regulations. The committee has an aggressive agenda and must be efficient to reach consensus and close out many of the more than 300 log and deregulatory items outstanding.

That’s why, to provide more help, I’ve brought on more staff at HUD for the manufactured housing and regulatory affairs offices. These new team members have extensive backgrounds and experience in the field. They are ready to work with committee members not just when visiting plants, State Administrative Agencies, third-party inspection agencies, or addressing consumer complaints, but on a holistic basis – to assist with getting HUD code updated and more hard-working Americans housed.

 

Conclusion

In closing, manufactured housing is a vital part of HUD’s prescription to make safe, quality, desirable, affordable homes available to millions of hard-working Americans.

The foundations of a better tomorrow are built with the new techniques and new technologies of today. And for manufactured housing, that time is now.

I look forward to continuing our work together in the months ahead, and delivering that brighter future to the hearts and homes of the American people we proudly serve.

Thank you, and God Bless.

###

We are adding a video from Steve Hilton’s ‘The Next Revolution’ where Secretary Carson also recently raised the topic of the value of manufactured housing, in the context of the discussion of Opportunity Zones.

 

Why It Matters

Manufactured housing is underperforming.  There are possible clues in this speech that suggest that Secretary Carson understands some of the reasons why it is underperforming, and he publicly stated that he wants to fix that.

The irony in this speech, one that should make every MHI member sit up and ask – what’s up with that? – is this. Quoting Carson, “…manufactured housing’s best kept secret. Well, HUD believes that secret should be shared.”

Carson nails a key issue when he said, “The first obstacle is that manufactured housing is often overlooked because it is misunderstood. Many times, when people hear the words “manufactured house,” their first image is an old trailer that lacks the modern amenities and features of a site-built home. This image is a false façade.”

Bingo.

Yet, once again tonight – as of the time this article is being drafted – Carson’s speech is missing from the MHI website.  Why?

But so too are other very useful third-party reports on the industry, several of which can be found at this link below. It perfectly fits what controversial but prominent MHI member Frank Rolfe said in the quote reported by MHProNews below.

 

Why is it that MHI doesn’t have all of the same generally useful resources found below on their own website?  Why does MHI hide behind a login what they say is useful research? By contrast, why is it that MHAction – with dark money funding that traces back to Warren Buffett – gives away research that is damaging to the industry?

At the link below you can find a list of decades of often positive and insightful third-party research.

 

 

The point is that even after we’ve raised this issue several times and brought it directly to the attention of MHI leaders, the lack of that third-party evidence on the MHI website persists.

Doesn’t it make a thinking person wonder, who’s side are they on? Who is benefiting from this lack of proper education of visitors to their website?  As a disclosure, the featured image at the top is not from the conference.   But it is a cool image of Secretary Carson speaking, and the drama of the that made it appealing for use here.

That’s tonight’s edition from the #1 most-read “Industry News, Tips, and Views Pros Can Use,” © where “We Provide, You Decide.” © ## (News, analysis, and commentary.)

 

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Holocaust Remembrance Day, You Don’t Know What Tough Is, and Ramadan

May 2nd, 2019 Comments off

HolocaustRemembranceDayYouDontKnowWhatToughisRamandanMHProNews

We will weave two seemingly disconnected topics together. Holocaust Remembrance Day and the approach of Ramadan.

 

First the Holocaust didn’t just impact Jews, who were certainly a prime target. Millions of non-Jewish people died in the same Nazi death camps.

 

 

It is also not enough to wag a finger at the Nazis. Historically in sheer body count, the Communists globally made the Nazis look like mere students of mass slaughter. For more on that, see the link below the bylines.

 

 

Americans born and raised in the country often have little idea of what hardship or cruelty are. The video above makes that point.  That’s a danger, when one considers the voices pushing socialism, and who dodge the fact that Nazis were socialists, the Communists and those in power in starving Venezuela were all socialists too.

 

 

 Today, there were people weeping in parts of the world, just pondering the memory of the Holocaust.

 

 

If it seems odd to mix these two, then we should throw in Christianity and every other faith. The Creator gave free will.  There ought to be an opportunity for a vigorous discussion about the truth of any subject, including faith(s). It begins with respecting the rights of others.

It is also about truth and fairness. As manufactured housing professionals, who know how unfair and misleading some things are in our industry, we should be particularly sensitive to the rights of others.

Last but not least. Both Muslims and Jews in the U.S. understandably have robust anti-defamation organization. Where is that for manufactured housing? There is much to learn from the things recalled on this date. We remember and pray.

 

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National Association of Home Builders Co-Hosting HUD Innovative Housing Showcase

April 30th, 2019 Comments off

NAHBlogoNationalAssocHomeBuilderHUDLogoInnovativeHousingShowcaseWashJune1-52019ManufacturedModularHousingMHProNews

The Manufactured Housing Institute (MHI) missed touting Earth Day.

Thanks to some forward-looking MHI members, the Arlington, VA based trade group has been dragged into the Innovative Housing Showcase.  See those insights further below the byline and notices.

 

Yesterday, HUD announced in a release to the Daily Business News on MHProNews that the National Association of Home Builders (NAHB) would be co-hosting their event with HUD.

What follows is the bulk of their release.

 

HUDNewsheaderManufacturedHousingIndsutryDailyBusinessNewsMHProNews

National Association of Home Builders to
Co-Host 
HUD Innovative Housing Showcase

WASHINGTON – U.S. Department of Housing and Urban Development (HUD) Secretary Ben Carson today announced the National Association of Home Builders (NAHB) will co-host the Department’s inaugural “Innovative Housing Showcase.” The Innovative Housing Showcase will be held on the National Mall June 1-5, 2019, to educate policy makers and the broader public on the new housing innovations and building technologies that are helping address the affordable housing challenges across our country.

“We’re thrilled to have the National Association of Home Builders co-host this Showcase,” said Secretary Ben Carson. “It’s important we highlight these new building technologies that are answering the call for more affordable, durable housing options for families across America.”

“The housing affordability crisis is affecting both builders and consumers nationwide. We are honored to be co-hosting this event with HUD as we work together to find solutions to this growing problem. “ said Greg Ugalde, chairman of the National Association of Home Builders.

The Showcase will highlight various solutions that could make housing more affordable for American families and more resilient during natural disasters.

###

That’s this pre-dawn edition of “News through the lens of manufactured homes, and factory-built housing” © where “We Provide, You Decide.” © ## (News, analysis, and commentary.)

 

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Ultimate Victory

April 21st, 2019 Comments off

 

UltimateVictoryJesusEasterPXDailyBusinessNewsMHProNews

From what was seemingly the most humiliating defeat in earth’s history, to the most glorious triumph, all in the span of a few days.

 

That’s what a surprising victory looks like.

In the life of Jesus as recorded in the sacred texts, there is an episode that we could all identify with.

Jesus comes to the shore, and with Simon (Peter’s) permission, boards his boat. They push out from shore just a bit, and that wandering Jewish preacher begins to teach to the people listening. When he finished, to thank Simon, Jesus tells him and his crew to go out farther, and lower their fishing nets for a catch, because Simon and his companions were professional fishermen.

Here is how that episode reads in Luke chapter 5, from the English Standard translation from Bible Hub.  When Simon says “Master,” he is speaking to Jesus.

 

4And when he had finished speaking, he said to Simon, “Put out into the deep and let down your nets for a catch.5And Simon answered, “Master, we toiled all night and took nothing! But at your word I will let down the nets.” 6And when they had done this, they enclosed a large number of fish, and their nets were breaking. 7They signaled to their partners in the other boat to come and help them. And they came and filled both the boats, so that they began to sink. 8But when Simon Peter saw it, he fell down at Jesus’ knees, saying, “Depart from me, for I am a sinful man, O Lord.” 9For he and all who were with him were astonished at the catch of fish that they had taken, 10and so also were James and John, sons of Zebedee, who were partners with Simon. And Jesus said to Simon, “Do not be afraid; from now on you will be catching men.”

 

Each of us at some point in almost any career one can imagine is about “catching people,” hopefully in a good sense of the term.

A close look at the evidence reflects that our industry is under assault from outside and in.  America is too. If you look at other nations, they likewise have their own woes.

But for those who believe and act upon that faith, the final victory is assured. That’s what this day called Easter and the recent historic events are all about. The rest are the details that makes every life on earth an adventure to be celebrated.

Some of those who resisted or opposed Jesus of Nazareth, or who followed Jesus in secret, went through that emotional roller coaster of His controversial life, Jesus dying a humiliating death, and then His rising from the dead. Some changed, others did not. That’s free will.

The forces of the Roman empire and the local leaders of that era looked to be all powerful.  But in the final analysis, they were not all controlling in the end, where they? The world order of that era was turned upside down by those events in that obscure outpost of a now long gone empire.

 

We at MHProNews don’t claim to have a script as to how the events in our industry and nation will play out. But we believe in that final victory.

Thus, we move on in faith, day-by-day doing reporting and analyzing what the evidence appears to the truth of a given matter.  We plan our moves, in faith. We may connect the dots of a specific event to the larger puzzling picture of the struggle for freedom our industry’s honest professionals merit.

We believe in our affordable manufactured homes, in free enterprise, and we oppose deceptively rigged systems. We believe in the God-given rights of the people. We believe in money honestly earned.

Yesterday, in the Jacksonville newspaper the linked item below was published. They chose the headline, as editors are permitted to do. But the copy was submitted by me. In 300 words, it flips the script on John Oliver.

 

https://www.jacksonville.com/opinion/20190420/letter-affordable-mobile-homes-are-desperately-needed

 

From our family and team to you and yours, Happy Easter!

With no further adieu, let’s look back at the week that was from 4.14.2019 to 4.21.2019.

 

What’s New on The Masthead

The Two Gardens, America, and Manufactured Housing

 

What’s New on MHLivingNews

Mortgage Prison – What Australian Housing, John Oliver Can Teach Americans – Correcting Corruption, Incompetence with Classy Affordable Manufactured Homes

 

What’s New from Washington, D.C. from MHARR

 

 

 

 

What’s New on the Daily Business News on MHProNews

Saturday 4.20.2019

The Blind Leading vs. Truth Telling, Life of Jesus Video

The Blind Leading vs. Truth Telling, Life of Jesus Video

 

Friday 4.19.2019

Start of Passover for Jews, Good Friday for Christians 2019

Start of Passover for Jews, Good Friday for Christians 2019

 

Thursday 4.18.2019

Early PreFab Leader Sears Sues Eddie Lampert, Treasury Secretary Mnuchin for Alleged Billions of ‘Theft,’ Plus MH Market Updates

Early PreFab Leader Sears Sues Eddie Lampert, Treasury Secretary Mnuchin for Alleged Billions of ‘Theft,’ Plus MH Market Updates

“Warren Buffet’s Exploitative Mobile Home Investment” Kori Hale in Forbes Rips Clayton Homes, Berkshire Hathaway’s Predatory Manufactured Home Practices

“Warren Buffet’s Exploitative Mobile Home Investment” Kori Hale in Forbes Rips Clayton Homes, Berkshire Hathaway’s Predatory Manufactured Home Practices

Government Forces Sale of Manufactured Home Community, Case Ruling, Details

Government Forces Sale of Manufactured Home Community, Case Ruling, Details

Insider Tip – “Selling Access” to HUD Secretary Ben Carson, Manufactured Housing Institute’s Latest Razzle Dazzle

Insider Tip – “Selling Access” to HUD Secretary Ben Carson, Manufactured Housing Institute’s Latest Razzle Dazzle

 

Wednesday 4.17.2019

Got a Fair Housing Complaint? HUD Awards Millions More in Anti-Discrimination Efforts

Got a Fair Housing Complaint? HUD Awards Millions More in Anti-Discrimination Efforts

‘Revitalization doesn’t have a color or party, it starts in the heart’ Scott Turner, Opportunity Zones Conference, Plus MH Market Updates

‘Revitalization doesn’t have a color or party, it starts in the heart’ Scott Turner, Opportunity Zones Conference, Plus MH Market Updates

Foundation for Action as Fannie Mae CEO Put on Notice for Robust Personal Property Manufactured Home Lending

Foundation for Action as Fannie Mae CEO Put on Notice for Robust Personal Property Manufactured Home Lending

The God Who Sees, Kathie Lee Gifford & Nicole C. Mullen Inspirational Music Video

The God Who Sees, Kathie Lee Gifford & Nicole C. Mullen Inspirational Music Video

 

Tuesday 4.16.2019 

Wells, Chase, Citi Mortgage Lending Plunges, Plus Manufactured Home Stock Updates

Wells, Chase, Citi Mortgage Lending Plunges, Plus Manufactured Home Stock Updates

Ross Kinzler Confirms Allegations, MHEC Peer Claims “Association Malpractice;” Member Backstab, MHI Failure Concerns

Ross Kinzler Confirms Allegations, MHEC Peer Claims “Association Malpractice;” Member Backstab, MHI Failure Concerns

Monopolization of America Video, Your Customers, Manufactured Housing, Berkshire News Tip, and You

Monopolization of America Video, Your Customers, Manufactured Housing, Berkshire News Tip, and You

 

Monday 4.15.2019 

Tax Day Infographic, Fascinating Facts At A Glance

Tax Day Infographic, Fascinating Facts At A Glance

What Tiger Woods, Nike Can Teach Manufactured Housing Leaders, Plus MH Market Updates

What Tiger Woods, Nike Can Teach Manufactured Housing Leaders, Plus MH Market Updates

Done! AG Bag$ Manufactured Modular Home Retailer

Done! AG Bag$ Manufactured Modular Home Retailer

Peer Alleges State Execs Crossed Line, “Kissing Ass” Clayton Homes, Manufactured Housing Institute, Back-Stabbed MHI Member Reacts

Peer Alleges State Execs Crossed Line, “Kissing Ass” Clayton Homes, Manufactured Housing Institute, Back-Stabbed MHI Member Reacts

 

Sunday 4.14.2019 

Jujitsu – Last Week Tonight John Oliver “Mobile Homes” Video Fact-Check Revelations

Jujitsu – Last Week Tonight John Oliver “Mobile Homes” Video Fact-Check Revelations

 

 

Why do you look for the living among the dead? 
He is not here, but has risen
.” – Luke 24:5

Once more, with thanksgiving, happy Easter.

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The Blind Leading vs. Truth Telling, Life of Jesus Video

April 20th, 2019 Comments off

 

BlindLeadingVsTruthTellingHolySaturdayLifeJesusVideoDailyBusinessNewsMHProNews

When a blind person leads another blind person, both can trip and fall.

 

 

Millions have watched the various versions of this life of Jesus based upon the Gospel of Luke. It is a series of vignettes.  Among them is the possessed man who has the demons driven out of him, and they immediately go into nearby swine. For the ancient Jews – as well as strictly observant ones today – those swine were unclean, and thus an apt and living metaphor.

 

A variety of the parables and events in the life of Jesus of Nazareth are depicted in this video, and gives a visual context to words on paper.

Our industry and nation are roiled with controversies, divisions, and challenges of all kinds. Some capitalize on those splits.  Some spin fables or outright lies.  Others seek to combat those deceptions by telling the truth.

Repetitions of half-truths, deceptions or lies makes it more common, not more true. Intellectual curiosity, combined with a willingness to question the often clearly failed ‘leaders’ in our industry or land are among the reasons that truth of the underlying causes and thus cures ought to be more anxiously sought than ever before.

Almost since the dawn of human history, the battle of truth vs deception has been part of the challenge that people of every era have faced. The founders of America believed that laws alone would never be enough.  The founder of the U.S.A. – intelligent people that were well versed in history – believed that the inspiration of faith had to be an essential part of the equation for making a better country.

 

OfAllDispositionsHabitsPoloticalProspertityReligionMoralityIndispensable-GeorgeWashington-picWikiCommons-postedMHProNews-

Note that none of the founders, or any leader since, were perfect people. That doesn’t mean that they didn’t achieve remarkable things. We ought to take the wheat and toss aside the chaff.

 

All knowledge, all truth, is learned and accepted in stages. Affordable housing is necessary, which means our industry is much needed too. Yet, when one looks at the headlines, or the industry’s performance in recent years, one must admit that manufactured housing is far from living up to its potential.  That means, revised approaches are needed.

Before we return to our routine recap and spotlight Sunday, followed by a new series of insider news tips stating Monday, the Daily Business News on MHProNews thought a brief pause to ponder some of the words and life of Jesus might prove useful as well as inspirational. Enjoy. “We Provide, You Decide.” © ## (News, analysis, and commentary.)

 

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Related Reports:

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The Two Gardens, America, and Manufactured Housing

 

Why is Seattle Dying? Affordable Housing, Misplaced Compassion, and Manufactured Homes

HBO’s John Oliver on Last Week Tonight Mobile Homes Video, Manufactured Home Communities Fact Check

 

 

 

 

 

 

 

Tax Day Infographic, Fascinating Facts At A Glance

April 15th, 2019 Comments off

TaxDayInfographicFascinatingFactsAtAGlanceManufacturedHousingIndustryDailyBusinessNewsMHProNewsUnless you are in Maine or Massachusetts, taxes have to be filed, or an extension and any payments due must be submitted by mail or electronically today.  As WalletHub put it, “No one likes Tax Day, except for accountants and Uncle Sam.”

 

They go one to say that, “We’ve spent billions of hours preparing billions of dollars in payments since tax season began Jan. 28. We’re grappling with a tax code that’s longer than all of the Harry Potter and Game of Thrones books combined. We’re also scrambling to satisfy and take full advantage of recent tax reforms. Tax preparation can be a frightening prospect for many people as a result.

MHProNews has raised the issue of the inefficiency of the tax laws before.  That noted, here is their insightful infographic.

 

TaxDayInfographicWalletHubManufacturedHousingIndustryDailyBusinessNewsMHProNews

Since the tax cuts of 2017, tax revenues have risen.  But small businesses are arguably more hobbled by the complexities of the tax laws than larger ones.  The power to tax, the power to regulate is the power to destroy.

 

FedsCollectRecordTaxesOct2018CNSManufacturedHOusingIndustryDailyBusinessNEwsMHpronews

The tax cuts of 2017 resulted in more tax revenue. That fits the historic pattern, under Democratic President John F. Kennedy (D), or Ronald Reagan (R).

Two more factoids we’ve cited before are above and below.  We aren’t necessarily advocating for a flat tax, but it is worth pondering the issue.

 

MoneyTaxPreparations46TaxPreparers46DifferentEstimatesDailyPragerUDailyBusinessNewsMHProNews

If tax experts can’t agree, how are regular people supposed to accomplish the goal of an accurate tax return?

That’s manufactured home “Industry News, Tips, and Views Pros Can Use.” © where “We Provide, You Decide.” © ## (News, analysis, and commentary.)

 

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State Level Shipment Data Continues to Flash Warning Signals for New HUD Code Manufactured Housing Sales

April 1st, 2019 Comments off

 

StateLevelShipmentDataContinuesFlashWarningSignalsNewHUDCodeManufacturedHousignSalesDailyBusinessNewsMHProNews

 

This isn’t an April Fool’s joke.

 

If it is funny in any sense to anyone, it’s only so for those in the industry who may see a perverted value to themselves in the troubling declines in new home shipments and sales in numbers of states across the country.

This data further below is from the Midwest Manufactured Housing States (MMHF).  The MMHF are the parent body for the Louisville Manufactured Housing Show. Recall that the Daily Business News on MHProNews exclusive fact-checks once more revealed arguably false – or at best – misleading claims in recent ‘reporting’ by MHInsider about January’s 2019 Louisville Show.

 

Fact Check, Darren Krolewski, MHInsider Claim on 2019 Louisville Show Attendance

 

Even though the number of displayed models, and other exhibitors declined, MHInsider had the audacity to claim that the number of attendees was a 60-year record.  That misstatement was debunked at the report linked above.

 

New HUD Code Manufactured Home Shipment Data

Not long after the first of every month, the new HUD Code manufactured home shipment data is compiled and released by IBTS for HUD.  The Manufactured Housing Association for Regulatory Reform (MHARR) and the Manufactured Housing Institute (MHI) each do monthly summaries based upon that IBTS data.

While MHARR has been sounding the alarm for months, MHI’s missives largely ignore or downplay the troubling trends.  Given that MHI claims to be representing ‘all segments of factory built housing,’ how is it that they show so little published concern over the matter?  Doesn’t that in itself play into the controversy that the Arlington, VA based MHI are okay with historically low production, so that consolidators can continue to acquire other firms or locations at discounted prices from their intrinsic value?

Check out the latest data from the MMHF, per OMHA and MHI.

 

2019-04-01_1358December2019ManufacturedHousingIndustryShipmentsDailyBusinessNewsMHProNews600

 

Per the data above, those 5 MMHF states collectively have witnessed an overall decline in new HUD Code sales.

Year – Total Shipments – MMHF States

2017 – 12,548.

2018 – 12,210.

 

As the graphic below reminds readers, these are not the only states that have marked declines.

 

MHARRJan2019HUDCodeManufacturedHomeProductionShipmentReportDailyBusinessNewsMHProNews

 

While MHARR has raised this issue in recent months, MHProNews has periodically published reports for some years that have aimed at raising awareness on this apparently growing problem. ICYMI, one of several such reports is shown below, that one, from 2017.  Curious minds must ask, how is this even possible during a blossoming affordable housing crisis?

 

While Manufactured Housing Overall Rises, Some Slip Sliding Away

 

Other than MHARR, MHProNews, or MHLivingNews, no one else to date has bothered to seriously look under the hood to see what the causes of this issue might be.  George F. (F?) Allen, for example, has mentioned it.  But when Allen asked industry leaders for explanations, he took at face value the explanations of Kevin Clayton (Clayton Homes) and Joe Stegmayer (Cavco Industries).  No follow up questions by Allen were made in a truly journalistic fashion to help explain the obviously contradictory claims made by the leaders of two of the three top producers of manufactured housing.

A competitor in trade media told me in Tunica last week – with others present – that they don’t publish news, they publish what he himself called ‘fluff,’ said MHProNews publisher, L. A. ‘Tony’ Kovach.  “Hey, we’ve done cheer leading at times too, but never based on mere nonsense or wishful thinking. It isn’t fun to publish unpleasant facts, but if the industry is to solve its internal challenges, it must begin with solid facts. Thus the value of fact-checks. Head in the sand, or see – hear – and speak no evil, doesn’t cut it for true professionals and smart investors.”

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The new IBTS data should be out this week.  Check back to get those facts, from your most-trusted source for independent manufactured home industry trade news, analysis, and commentary.  It is all right here on MHProNews.We Provide, You Decide.” © ## (News, analysis, and commentary.)

 

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MH IDEAL, Understanding Manufactured Housing’s Choke Points, Tunica Show Day 3

March 28th, 2019 Comments off

 

MHIdealPhaseOneUnderstandingManufacturedHousingChokePointsTunicaShowDay3

Numbers of manufactured home independents, many of whom are so called ‘street retailers’ or independently owned communities, producers, lenders, and other professionals from MHVille stopped the MHProNews team to say ‘thank you’ while walking show homes or the exhibit hall.

 

Among them was an independent retailer who had acquired a location that had been in business since before the HUD Code had gone into effect. That old mobile home lot was now selling HUD Code manufactured homes. But the overall pace of sales is slower in that state and others compared to years gone by, in part because there are now far fewer independent retailers.

Monopolists may not understand that people in America like choices.  Look at a grocery shelf at all of the different kinds of cereals. Those brands don’t try to put each other out of business.  Cereal makers want their part of the shelf-space, and they will get their part of the sales.

Monopolists and their variations may think that it helps them to squeeze the little guy out. What obvious nonsense. The manufactured home shipment reports data tells it all.

ManufacturedHousingIndustryShipmentsCavcoIndustriesCVCOMHIDailyBusinessNewsMHProNews

 

 

That paucity of individual retailers causes a ripple effect throughout the supply chain of business and workers that would normally be serving manufactured housing distribution outlets.

 

A lack of street retailers also impacted manufactured home communities. For decades, ‘dealers’ or retailers have supplied the new homes going into manufactured housing communities. Fewer street retailers means fewer new homes going into a land lease. Our of necessity, many community owners have had to start buying and selling homes, because the old distribution model was being broken.

The Wisconsin Housing Alliance’s (WHA) Amy Bliss recently lamented those lost retailers, community closures, lost HUD Code home builders, and others in a report linked here.  But what Bliss arguably failed to do is identify the true causes of that problem.

 

Her predecessor, Ross Kinzler, showed the impact on shipments of those losses via the sobering graphic below.

average-shipment-per-decade-manufactured-home-posted-on-mhpronews-com-d

Graphic provided by Ross Kinzler when he was then the executive director of the Wisconsin Housing Alliance (WHA).

 

 

If it weren’t for MHProNews, we would not have any other source of accurate information as to what has and is occurring in our industry,’ said an independent at the Tunica Show, who was among those who stopped to thank us for our pro-industry independents work.

He elaborated by saying he can read what other publications put out, and then compare it to what MHProNews reports. The man moved his hands up and down as if he was weighing the contents of what pro-Manufactured Housing Institute (MHI) publishers or bloggers say vs. what MHProNews fact-checks, reports, and analysis state.

The smile toward us was sincere but reflected pain. “I just want to say, thank you for sticking up for us independents.”  It was both gratifying, but heartbreaking at the same time.

Another mom-and-pop operation said that the letter from Tim Williams from 21st Mortgage Corp linked here put out of business numbers of people that they personally know.

 

 

 

MH Industry Choke Points

Once you understand an industry’s choke points, you can then see where the weaknesses or potential vulnerabilities of those businesses are. A publisher stopped MHProNews’ L. A. ‘Tony’ Kovach in an extended engagement. While disagreeing with some elements of MHProNews’ thesis on monopolization, that one called what Clayton is doing to manufactured housing “evil.”

Evil is a strong word. But that publisher, having said that, still publishes happy talk articles.  He called his own content “fluff.” It is geared to get good SEO or search engine optimization, and to make readers feel good. He said so himself. There are no exposes. There are no fact-checks.  There are a variety of pro-MHI or pro-Clayton articles in that publisher’s ‘news.’ Let’s say for the record, he has a right to publish that fluff, and that pro-Clayton, pro-MHI ‘news.’

But how can you call a firm or organization evil, and then promote them?

‘I want to do business with as many companies as possible.’

Ouch, but there it is.

An independent producer of HUD Code homes shared the decline of the numbers of independents in markets they ship into. The drop in the numbers of street retailers over the years in their markets are dramatic.  That drop in independents puts an artificial cap on the numbers of sales.

If Cavco plaintiff’s shareholders attorneys understand that, what do they think the actual value of a publicly trade stock would be, if the market wasn’t artificially manipulated?  There’s an affordable housing crisis, and yet fewer HUD Code manufactured homes are being sold today than in 2003, when Warren Buffett led Berkshire Hathaway began to build his economic moat by buying Clayton homes and other industry lenders, producers, and so on.

Bliss and others among state associations have witnessed that pattern first hand. Perhaps they are blind to the pattern. But if they read here, how can they be blinded to it?  Most if not all of them do read here.

So while some association executives are sources for MHProNews, others are not. Those others are republishing MHI propaganda, oops, ‘MHI news and updates.’  Several states may once upon a time have published Manufactured Housing Association for Regulatory Reform (MHARR) reports, but that is in the rearview mirror in too many instances.

An independent producer told MHProNews that it has been years since several of those state executives have done something to actually help their members. Yes, they lobby against this bill, or for that bill. But what are they doing to actually help an independent to survive and grow?

That same producer noted an exception to make the point that all aren’t in the pocket of the Omaha-Knoxville-Arlington axis.  Nevertheless the ‘fighting legislation’ – however useful that might be – has not changed the depressed level of HUD Code manufactured home sales.

It would be an exaggeration to say that there is no other news but MHProNews. But it’s often happy talk, and the level of interest by attendees at Tunica or Louisville is reflected in the few copies of MHInsider being picked up by attendees.

 

MHInsiderDailyBusinessNewsMHProNewsTunicaShow2019Day2

A photo of another rack at Tunica appears almost untouched. The industry’s pros, given a choice between fluff and reality often chose the real deal. >/I>

 

Darren Krolewski was seen reshuffling that same magazine rack above and was walking back to his display, just moments before that photo was taken.  That photo was near the end of day 2. Not too many copies have been picked up, have they?

Think about that veteran independent retailer, weighing with this hands, the truth or lack thereof in what’s being published.

That’s part of the reason, perhaps, that Casey Mack at Legacy publicly praised MHProNews’ superior results in marketing for their firm. There is no publisher in the industry that even comes close to our level of engagement. We’ve asked the others, they won’t publish their stats on reader engagement.  Some use formats that make it difficult at best to know how much or little is being read.

So, of course there is heavy engagement here, people hunger for what’s true, not for what’s fake or fluff.

 

CaseyMackTonySoheylaMHProNewsTeamFirstCallDailyBusinessNewsMHProNews

 

If people don’t read, or don’t take a competing publisher’s ‘stuff’ seriously, why support those advertisers?  The answer is sobering.  Some support them, for reasons that smack of fear or protection that could be the basis for a racketeering charge.

Mack explained they tracked their results. It’s not a guess that MHProNews was better. It was no contest.

If someone doesn’t happen to be on MHARR’s mailing list, or doesn’t read here on MHProNews, what ‘information’ are they getting save from pro-MHI publishers?

Choke points in distribution or lending. Informational choke points. Once you know them, the evil can do with that information what the good would never conceive of or imagine.

Others can cheer-lead for MHI and the Claytons all they want, it’s a semi-free country that is arguably still far greater than others on the planet. We too cheerlead the quality, value, and solutions to the affordable housing crisis that manufactured housing and well run communities represent. But without identifying the causes of the industry’s low levels of sales, how can others work to effect the needed cures?

Out of:

  • fear,
  • a merchants vs crusaders mentality that says don’t cause yourself to become a purported Omaha-Knoxville-Arlington target,
  • ignorance,
  • a go along to get along mentality,

the once far greater manufactured housing industry is now a shadow of its former self.  That’s what’s real. If anyone aligned with the Omaha-Knoxville-Arlington axis can provide a thesis that fits the facts, by all means, let them attend our session this afternoon at Sam’s Town and state their case in front of their industry peers.

Got the moxie to sell fluff, spin, or outright lies to the industry’s independents to their face?

The underperformance of the industry is reflected in investor relations packets distributed by firms like Skyline-Champion (SKY). Yes, there is significant upside, as their chart reflects.

 

ManufacturedHomeMHShipments1990-2017DailybusinessNewsManufacturedHousingMHProNews600

Note the trend line. Manufactured housing is underperforming. Note the difference between RVs 20 years ago, and MH 20 years ago. MH Is underperforming. No one else has advanced a thesis as logical and compelling. To date, Omaha-Knoxville-Arlington have not even attempted to refute the claims. Will they today?

 

But if independents are constantly being targeted in a variety of ways, what are they to do? Who do they turn to for help, when state executives are afraid for their jobs, as some have told MHProNews?

 

Thus, there is a logical need to organize a national ‘for independents, run by independents,’ trade group. That MH Alliance, or the working name of MH Ideal is critical for the true recovery of the industry. The trend lines and facts don’t lie.

 

MH IDEAL = Manufactured Home Independent

 

  • NAMHCO came to that conclusion for communities two years ago, launched a new trade group last year and hired their lobbyist this year. A small group has got that ball rolling.
  • MHARR came to that conclusion years ago, as Danny Ghorbani said RE following.

 

DannyGhorbaniFormerMHIVpQuoteFoundingMHARRPresidentQuoteDailyBusinessNewsMHProNews

 

A small group of independent producers got MHARR going.

It is time for the balance of the industry’s independents to gather and start the process of changing the root causes of the industry’s issues.

That first step is today at Sam’s Town, located right across from the Resorts and Hollywood hotels and casino.

MHIdealUnderstandingManufacturedHousingChokePointsTunicaShowDay3MHProNews22

MHProNews is hosting this events, which has had several noteworthy participants booked. Will you be there to observe and make history too?

 

OrganizationDetailsPlanningDiscussoinInteractiveListeningMHIDealDailyBusinessNewsMHProNews

 

Sam’s Town is a huge complex, so come early for a free 3 part series of discussions. It starts when the doors open at 11:45 AM, well after the time (typically shortly after 11 AM) Dennis Hill normally shuts down the Tunica show proper. That time was selected after our publisher spoke with Dennis Hill personally.  The location off the Resorts property was done to honor Dennis Hill’s request.

Rephrased, we’ve tried to very specifically not to interfere with the time that exhibitors are paying for at Tunica. We get it that Tunica is paid by exhibitors, because we’ve been there, done that and have the shirts.

Even a few homes on display represents hundreds of thousands of dollars in inventory, plus the cost to exhibit, travel, promote, and the list of ancillary costs like insurance goes on.

But if not here in Tunica today, then when? If not now, when?  Do we wait for even fewer cereal brands – err, manufactured housing operations – left on the shelf?

Where else can you encounter the most independents?

Here’s the map to the meeting, in the large Sam’s Town complex.  If you can, come early for priority seating, because seats are limited.

 

SamsTownHotelMapMarchDeltaA-B282019DailyBusinessNewsMHProNews_001

 

Here below are the 3 sessions. HUD Code Producers should strive to have someone representing them attend all three sessions if possible, because all three matter to builders. The third and final session is only for HUD Code independently owned factory builders (not one of the big three).

The first session is open to many industry members, including Senior Clayton, MHI, 21st or their attorneys. It won’t be open to rank and file members of a big 3 company or their lending affiliates.

At Session 1, the Omaha-Knoxville-Arlington representatives will be given a chance to debunk the allegations made here on MHProNews, or on MHLivingNews. Those senior leaders of Clayton, Cavco, MHI, 21st or other Berkshire Hathaway brands not personally known by MHProNews must bring proper identification. Security is on hand, and MHProNews reserves the right to admit or deny anyone at any time for any reason to this private industry problems-and-solutions gathering.

If the Omaha-Knoxville-Arlington elites arrive, terrific. They have been personally invited.  They will be given an opportunity in front of their industry peers to refute, clarify, or make the case why our evidence or fact-checks are other than accurate. That’s as fair and balanced as it gets.

They have the right to engage, or to be silent. In America, you thankfully don’t have to prove your innocence.

But the allegations of slowly choking the independents is a critical one for most, if not almost all in manufactured housing.

 

Session 2 is to discuss how the purported Omaha-Knoxville-Arlington machinations can lawfully be dealt with in the marketplace, with regulators, public officials, the media, and the home buying public.  Session 2 is closed to those who are not independents, or those who aren’t in the pockets of the Omaha-Knoxville-Arlington axis.  Communities, Retailers, Suppliers, Service Providers, and non-big 3 producers are welcomed to attend.

It is in Session 2 that independents will take the first steps to organize a national platform that does for them what MHARR has done for independent HUD Code builders, or what the NFIB does for independent businesses across America.

 

Session 3 is for HUD Code builders only, meaning those in MHI, MHARR or who are non-aligned and who are not one of the Big Three. They each face unique challenges. A lack of distribution is one, but others are labor, capital access, regulations, and more.  Each of the three session is useful – and in a logical sense – necessary to HUD Code producer independents.

For those that think the industry is doing greater than it ever has, this would be a waste of your time and ours.  We deals with facts, evidence, trend-lines, and follow-the-money realities here.  If you come with that, and have a different point of view, you’d be welcomed to participate.

We know that not everyone can modify their travel plans. There was no perfect world solution here to host such a gathering of professionals.  There was no way to make everyone happy.

But this is the best time and place to start the ball rolling.  Those who attend will be making history.

 

ChecklistFixMHIndustryTricksMHProNews

The doors open at 11:45 AM. Please bring the following, especially if you are not personally well known by MHProNews – your show badge, photo ID and business cards. You will leave one business card with your contact information with us to register.  So registration is quick and painless, drop your card with current information, and you are set for food, drinks, snacks and likely the most important discussion you will have about manufactured housing this month, or perhaps any in 2019.

The independents must begin to better organize, period, end of story, or their days are arguably numbered.

However many come, it will likely be more than what began the NCC, MHARR, or NAMHCO.

Crawl, walk, run, or drive across the road and be a part of a common-sense next step to solving the industry’s obvious challenges.  Thanks for checking in.  Thanks for sharing your views and tips.

That’s this morning’s manufactured home “Industry News, Tips and Views Pros Can Use,” © where “We Provide, You Decide.” © ## (News, analysis, and commentary.)

 

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NOTICE 2: Readers have periodically reported that they are getting a better experience when reading MHProNews on the Microsoft Edge, or Apple Safari browser than with Google’s Chrome browser. Chrome reportedly manipulates the content of a page more than the other two browsers do.

(Related Reports are further below. Third-party images and content are provided under fair use guidelines.)

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2) To pro-vide a News Tips and/or Commentary, click the link to the left. Please note if comments are on-or-off the record, thank you.

3) Marketing, Web, Video, Consulting, Recruiting and Training Re-sources

SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

 

 

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Golf Tournament Location Has Changed at 2019 Tunica Manufactured Housing Show

March 24th, 2019 Comments off

2019TunicaManufacturedHousingShowSunshineHomesGolfTurnamentLocationChanged

Tunica Show management and the SCMHI has advised the Daily Business News on MHProNews that the Sunshine Homes Sponsored golf tournament location has been changed.

 

Rain that has caused flooding further north, has led to the announcement that “the River Bend Links Golf Course is no longer able to host the SCHMI Tee-Off presented by Sunshine Homes at the 2019 Tunica Show.”

This tournament will now be held at the Tunica National Golf Course.

How This Change Affects Golfers:

  • There will be NO price change
  • The dinner offering will now feature hot dogs, hamburgers, fries, baked beans and chocolate chip cookies
  • Registration will still open at 12:00 PM
  • The rules meeting will now occur at 1:15 PM
  • Tee-off will be at 1:30 PM (half-hour later than previously scheduled)
  • Soft spikes are required

This article was drafted on Saturday, 3.23.2018, so if there has been additional rain, check in with the Tunica National Golf Course or with a Sunshine Homes representative for additional updates. That’s manufactured home event-related “Industry News, Tips and Views Pros Can Use,” ©  where “We Provide, You Decide.” ©  ## (News, analysis, and commentary.)

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NOTICE: You can get our ‘read-hot’ industry-leading emailed headline news updates, at this link here. You can join the scores who follow us on Twitter at this link. Connect on LinkedIn here.

NOTICE 2: Readers have periodically reported that they are getting a better experience when reading MHProNews on the Microsoft Edge, or Apple Safari browser than with Google’s Chrome browser. Chrome reportedly manipulates the content of a page more than the other two browsers do.

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