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Manufactured Housing Institute Insider Insight, Pulling Back the Curtain on How Things Are Done at MHI

November 1st, 2018 No comments

ManufacturedHousingInstituteLogoPullingBackCurtainInsiderInsightMHIlogoMHProNews

For those of you who have sent news tips that have not yet been addressed, take heart.

 

Some tips are addressed rapidly, once verified.  Others ae held for an appropriate time to tackle an issue.  This is more of the latter category.

How does the Manufactured Housing Institute (MHI) create or devise some of its various reports?

In some cases, that work is farmed out to their parties, like Porterfield, Fettig & Sears, LLC.

Here is a specific example.  For simplicity, this will look at only the first two paragraphs of the report as shown.

 

Memorandum

To: CLIENT DISTRIBUTION
From: Porterfield, Fettig & Sears, LLC
Re: Summary of Election Results and the Financial Services Outlook for the 115th Congress
Date: November 9, 2016

Donald J. Trump (R) shocked the world and defeated Hillary Clinton (D) with an electoral college vote of at least 290-228 to become the 45th President of the U.S.1 Secretary Clinton is likely to win the popular vote. Voters turned out en masse to vote against the establishment in favor of ending the status quo. This “populist right” movement does not subscribe to traditional Republican ideology, but it helped keep Republican majorities in the House (238-193) and Senate (52-47).2 For the first time since 2001, an election provided Republicans with control of the White House and both chambers of Congress.

These election results will slow down, if not stop, a range of regulatory efforts across all sectors. The “populist right” movement believes in free enterprise, but is not blindly pro-business which they believe is rife with crony capitalism. Tax “loopholes” and special interest “benefits” are suspect. While Trump will support a pro-growth agenda of lower taxes, less regulation, energy independence and infrastructure spending, he will also frustrate Republicans with “fair trade” policies, immigration policy, and nationalism.”

That’s who this was addressed to from Porterfield, Fettig & Sears, LLC, so it wasn’t just MHI.

What follows are the first two paragraphs of what MHI published, 5 days later, and distributed to their members.

MHI NEWS & UPDATES
Nov. 14, 2016
The 2016 Election’s Expected Impact on Manufactured Housing

Last Tuesday, voters elected Donald J. Trump (R) as the 45th President of the United States. Voters turned out to vote against the establishment in favor of ending the status quo. This “populist right” movement does not subscribe to traditional Republican ideology, but it helped keep Republican majorities in the House and Senate. It is the first time since 2004 that Republicans will control the White House and both chambers of Congress.

The election results are expected to slow down, if not stop, a range of regulatory efforts across all sectors. The “populist right” movement believes in free enterprise, but is not blindly pro-business, which they believe is rife with crony capitalism. President-Elect Trump is expected to support a progrowth agenda of lower taxes, less regulation, energy independence and infrastructure spending. He will also focus on “fair trade” policies and immigration policy.”

  • Notice that much of what MHI shared is word-for-word, including the grammatical glitches, from Porterfield, Fettig & Sears, LLC (PFS)?
  • Note too that MHI doesn’t cite the source of their quotes and close paraphrases?
  • Let’s be clear. This is not illegal, because they paid for it. But isn’t it misleading, to their own members?  MHI had several highly paid staff members, then and now. In 2016, beyond rephrasing part of what PFS first published, what exactly did MHI staffers – specifically, Lesli Gooch, Ph.D. do? Because an MHI insider called precisely Gooch’s lack of transparency in this matter into question.

 

Porterfield_FettigSearsManufacturedHousingIndustryDailyBusinessNewsMHProNews

Was this money well spent? Where is the transparency?  Accountability?

 

The two different reports are linked on their names, PFS’s at this link here, and MHI’s at this link here.

Keep in mind the principle of transparency that ELS’ late Vice Chairman, Howard Walker said was important.

HowardWalkerPhotoELSViceChairmanManufacturedHomeCOmmunitiesManufacturedHousingInstituteExecCommitteeMemberQuoteTransparencyMHProNews

Thoughtful words, worth pondering. See the story, linked below.

 

Howard Walker, Mensch – Equity LifeStyle Properties (ELS), Manufactured Homes Retrospective

 

Why do some staffers at MHI, as well as a number of MHI members, complain about a lack of transparency?  There are complaints about the MHI ‘inner circle,’ that is kept in the loop, with the bulk of their own members being kept in the dark, or per sources, are misled by top MHI staff?

ConfidentialNewsTipsOKTipsIreportMHNews@MHMSM-comGraphic

To report a news tip, click the image above or send an email to iReportMHNewsTips@mhmsm.com – To help us spot your message in our volume of email, please put the words NEWS TIP in the subject line.

 

This PFS example above isn’t a one-off instance of this, per our sources at MHI.

While this arguably isn’t the biggest issue facing manufactured housing, what this report does is tee up some future facts that point to a pattern identified by reports like those, linked above and further below under the related reports. MHI’s leaders, per sources, are ‘nervous’ about ‘the next shoe to drop,’ as revelations like yesterdays and others linked below pile up.  Note that to date, MHI has not even tried to publicly debunk a single such MHProNews report.  It’s a funny thing about facts, they are not easily changed.

 

Nathan Smith, SSK Communities, and Manufactured Housing Institute (MHI) Slam New National Manufactured Home Communities Group in Written Statement

 

Keep in mind too that MHI leaders and ‘big boys’ are backing anti-Trump candidates in key midterm battleground states. So, while the posture with industry officials at HUD and elsewhere that they embrace the Trump agenda, doesn’t their financial backing of pro-Trump candidates in key states suggest otherwise?

 

“He’s Lying,” Campaign Insider Video – “Don’t Do Politics?” Tell Jim Clayton, Phil Bredesen, and Marsha Blackburn, Preserving Access to Manufactured Housing Act Supporter

 

That’s MH “Industry News, Tips and Views Pros Can Use,” © where “We Provide, You Decide.” © ## (News, analysis, and commentary.)

(Related Reports are further below. Third-party images and content are provided under fair use guidelines.)

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2) To pro-vide a News Tips and/or Commentary, click the link to the left. Please note if comments are on-or-off the record, thank you.

3) Marketing, Web, Video, Consulting, Recruiting and Training Re-sources

SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

 

 

 

Related Reports:

Following Facts, Money – Sam Zell, Warren Buffett, Tim Williams/21st Mortgage, and Manufactured Housing

 

Expose! Why Has Warren Buffett/BH Funded Anti-MHC Activists, MHAction? Why Fund Attacks on ELS, Frank Rolfe, Blackstone Group?

 

“I knew right from the beginning.” When President Trump, First Lady Melania, VP Pence Toured Manufactured Home Community

 

Manufactured Home Resident Group President Cautions Against MHAction, Surprising Background Reveal to Manufactured Housing Action

 

 

 

 

To submit a news tip, please click here: iReportMHNewsTips@MHMSM.com


Top Industry in 50 U.S. States At-A-Glance, Infographic and Chart

October 31st, 2018 No comments

 

TopIndustryin50USStatesAtaGlanceInfographicChartManufacturedHousingIndustryDailyBusinessNewsMHproNews

Tonight’s final article will be sooooooooooooo simple.

 

What is the top industry in the state(s) that you or your location(s) operate in?

You may be surprised.

ValueofTopIndustryByStateManufacturedHousingIndustryDailyBusinessNewsMHproNews600x697

 

According to the sources as shown, above and below are the facts.

 

TopIndustryby50StatesVisualCapitalistDailyBusinessNewsMHProNews

 

If you are in manufactured home (MH) retail, MH communities, or another direct-to-consumer industry profession, here is are 2 questions for you.

As you look at your traffic logs, how many are you seeing from these industries?  What professions do you see the most prospects coming from? Are there areas for improvement? “We Provide, You Decide.” © ## (News, analysis, and commentary.)

(Related Reports are further below. Third-party images and content are provided under fair use guidelines.)

1) To sign up in seconds for our MH Industry leading emailed news updates, click here.

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To see a sample of our emailed news update, click here. To sign up for the factory-built home industry’s #1 headline news, click here or the graphic above.

2) To pro-vide a News Tips and/or Commentary, click the link to the left. Please note if comments are on-or-off the record, thank you.

3) Marketing, Web, Video, Consulting, Recruiting and Training Re-sources

SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

 

 

 

Related Reports:

The Ultimate Manufactured Home Industry Fact$, Data, and Insights – Bullets plus at-a-Glance Infographic

Manufactured Homes Could Help Solve the Affordable Housing Crisis, So, Why Aren’t More Manufactured Homes Being Sold?

 

 

To submit a news tip, please click here: iReportMHNewsTips@MHMSM.com


Who Gets Credit? Latest National Data, Including Wages, Salary Jump Decade’s High-VIDEOS, Plus MH Market Updates

October 31st, 2018 No comments

CNNmoney10.31.2018ManufacturedHomeStocksMarketsReportsMHProNewsIt’s the economy, stupid,” said James Carville in one of his most famous lines as President Bill Clinton’s adviser. Sadly, Carville also gets credit for the infamous “Drag a hundred-dollar bill through a trailer park, you never know what you’ll find,” line too. President Ronald Reagan asked a pocket book issue too. Are you better off? On another day when the markets recovered, CNBC has two new videos that spotlight aspects of those questions, and that will be our featured report this evening.

 

If you’re new, already hooked on our new spotlight feature – or are ready to get the MH professional fever – our headline report is found further belowafter the newsmaker bullets and major indexes closing tickers.

 

The evolving Daily Business News market report sets the manufactured home industry’s stocks in the broader context of the overall markets.  Headlines – at home and abroad – often move the markets.  So, this is an example of “News through the lens of manufactured homes, and factory-built housing.” ©

Part of this unique evening feature provides headlines – from both sides of the left-right media divide – which saves busy readers time, while underscoring topics that may be moving investors, which in turn move the markets.

Readers say this is also a useful quick-review tool that saves researchers time in getting a handle of the manufactured housing industry, through the lens of publicly-traded stocks connected with the manufactured home industry.

This is an exclusive evening or nightly example of MH “Industry News, Tips and Views, Pros Can Use.” © It is fascinating to see just how similar, and different, these two lists of headlines can be.

Want to know more about the left-right media divide from third party research?  ICYMI – for those not familiar with the “Full Measure,” ‘left-center-right’ media chart, please click here.

 

Select bullets from CNN Money…

 

  • Facebook is at a crossroads. Did Mark Zuckerberg bet right?
  • Amazon undercuts Casper with its own new mattresses
  • How a right-wing effort to slime Mueller with a sexual assault allegation fell apart
  • Goldman Sachs bought the app Clarity Money. Now it’s putting it to work
  • LinkedIn co-founder says chaos is good for us — and the economy
  • WeWork to limit free beer all-day perk to four glasses
  • US strikes at China’s tech ambitions with chipmaker ban
  • India risks a high stakes fight with its central bank
  • PERSPECTIVES Megyn Kelly debacle shows why companies must go beyond a ‘diverse workforce’
  • Megyn Kelly’s camp calls out NBCUniversal CEO amid testy exit talks
  • A scary October for stocks
  • 20181031 nasdaq worst month t1 gfx desktop
  • The Nasdaq is down 9% and the Dow is down 5%
  • … But the market could have a winning November
  • Warren Buffett’s bets haven’t paid off in 2018 — but he’s still beating the market
  • If Democrats win the House, will markets turn red?
  • Fed proposes softening ‘too big to fail’ rules on US banks

Select Bullets from Fox Business

  • Stocks rebound on last trading day of a volatile October
  • General Motors offers employee buyouts
  • A look at how bad the October sell-off was
  • Fed may give regional banks a break with proposed rule change
  • As buyout rumors swirl, Papa John’s shares rise
  • Why food and groceries will be more expensive next year
  • ADP job growth of 227,000 highest in eight months
  • Check out Apple’s newest products
  • Trump’s Medicare price revamp could heavily cut health care costs
  • Inside the slow demise of General Electric
  • Google employees have CEO’s approval to walkout over sexual misconduct reports
  • Morgan Stanley just hired a doctor, here’s why
  • Warren Buffett just made a rare investment in this industry
  • New Sam’s Club store in Texas has no cashiers
  • The chain is “very close” to launching the innovative concept store.
  • Whirlpool asks bankrupt-Sears for inventory back
  • Walmart is Bernie Sanders’ latest pay target

Today’s markets and stocks, at the closing bell…

9MarketIndicatorsYahooFinance10.31.2018DailyBusinessNeawsManufacturedHousingIndustryStocksMarketsReportsDataMHProNews

 

Manufactured Housing Composite Value (MHCV)

YahooFinanceManufacturedHousingCompValue10.31.5.2018DailyBusinessNewsStocksMarketsDataReportsMHProNews

Today’s Big Movers

For all the scores and highlights on tracked manufactured home connected stocks today, see thBloomberg graphic, posted below.

Today’s MH Market Spotlight Report –

WhoGetsCreditTrumpWagesRiseHighest10YearsManufacturedHousingIndustryMarketReports

It goes without saying that more jobs, higher wages, means more people can buy manufactured homes.

While that may seem like it is ‘stating the obvious,’ that is a common point raised in the financial reports of publicly trade manufactured home producers.

Oct2018GDPGrowthDonaldJTrumpManufacturedHousingIndustryDailyBusinessNewsMHProNews

The screen captures are from one of the CNBC videos posted.  Keep in mind, that along with much of the mainstream media, CNBC tends to be negative about President Trump and his policies.  So, when they grudgingly admit that the 45th president deserves a considerable amount of credit for the good economic numbers, that is something that ought not to be ignored.  It’s a little like Senate Minority Leader Chuck Schumer (NY-D) and House Minority Leader Nancy Pelosi (CA-D) saying, yes, the president was right in his economic policies.

Per CNBC this evening…

  • Wages and salaries rose 3.1 percent in the third quarter, the biggest increase in a decade, according to the Labor Department.
  • Overall compensation costs were up 2.8 percent, ahead of Wall Street expectations.
  • Wages have been the missing piece in the economic recovery, though the Fed has been raising rates to guard against future inflationary pressures.

Trump’s economy: Here’s where he gets credit, and what could go wrong

 

ADP Payroll and Other Data Today

 

What CNBC isn’t quite saying is this.  The president’s policies are interlaced on several levels.

  • The trade deals, such as the new NAFTA-replacing USMCA, are designed to fuel American businesses, and thus is good for job demand, and wage growth. That’s the law of supply and demand at work.
  • Stopping or slowing illegal immigration is another way of boosting the earnings of American workers. Many manufactured home professionals know that illegals workers from Latin American nations are common in construction and related work, including in MHVille.
  • The Tax Cuts and Jobs Act,
  • The Regulatory Rollbacks,
  • Plus, other ‘American business, American Jobs, First’ policies

are good for workers.

ConsumerConfidenceHighestLevelSince2004Oct2018ManufacturedHousingINdustryDailyBusinessNewsMHProNews

See related reports, for more.  6 Days left of early voting and/or to the November 6th midterm elections. Share what you learn with others, and vote wisely.  While the Senate seems safe – and the GOP should pick up seats there – the alternative in the House of Representatives is to see Nancy Pelosi as Speaker of the House, and Maxine Waters as House Financial Services Committee Chairperson.

Related Reports:

Manufactured Housing’s Halloween Lighter Side, Cartoons and Video Tip

Markets, Money, Medicinal, Madness, and Manufactured Housing

 

Bloomberg Closing Ticker for MHProNews…

NOTE: The chart below includes the Canadian stock, ECN, which purchased Triad Financial Services.

NOTE: The chart below covers a number of stocks NOT reflected in the Yahoo MHCV, shown above.

NOTE: Drew changed its name and trading symbol at the end of 2016 to Lippert (LCII).

10.31.2018DailyBusinessNewsManufacturedHousingConnectedMarketReportsBloombergMHProNews

Berkshire Hathaway is the parent company to Clayton Homes21st Mortgage, Vanderbilt Mortgage and other factory built housing industry suppliers.

LCI Industries, Patrick, UFPI and LP all supply manufactured housing.

AMG, CG and TAVFX have investments in manufactured housing related businesses.

Your link to industry praise for our coverage, is found here.

For the examples of our kudos linked above…plus well over 1,000 positive, public comments, we say – “Thank You for your vote of confidence.”

SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsWe Provide, You Decide.” © ## (News, analysis and commentary.)

(Image credits and information are as shown above, and when provided by third parties, are shared under fair use guidelines.)

Submitted by Soheyla Kovach to the Daily Business News for MHProNews.com.

To submit a news tip, please click here: iReportMHNewsTips@MHMSM.com


Nathan Smith, SSK Communities, and Manufactured Housing Institute (MHI) Slam New National Manufactured Home Communities Group in Written Statement

October 31st, 2018 No comments

 

NathanSmithSSKCommunitiesPhotoBarackObamaVPJoeBidenManufacturedHousingInstituteLogoSlamsNMHCONewNationalCommunitiesGroupManufacturedHomeIndustryMHProNews

In a written statement provided to the Daily Business News on MHProNews, the Manufactured Housing Institute (MHI) and their prior Executive Committee Chairman, Nathan Smith, slammed the new manufactured home communities association.

 

From the issue shown in the screen capture above, comes the following direct quote:

 

ManufacturedHousingInstituteMHINewsUpdatesAnalysis

 

MHI was the only national trade association representing manufactured home communities to file a comment letter. “I am so proud of MHI and our state associations in the way they are fighting to end discriminatory zoning,” said community owner and former MHI chair, Nathan Smith. “It doesn’t surprise me that our state EDs were all over it and groups like the National Association of Manufactured Housing Community Owners ignored HUD’s call for comments, failing in their first opportunity to stand up for communities,” per that part of MHI’s statement today.

That’s an argument that MHI and Smith may not have realized cuts both ways.

 

Can You Spell Self-Contradictory?

What the message fails to say is that Nathan Smith, partner in SSK Communities, also failed to send a comments letter. Can you spell self-contradictory hypocrisy?

Equally absent in sending comments letters:

  • Anyone from Clayton Homes.
  • Anyone from Cavco Industries – which would include MHI Chairman Joe Stegmayer.
  • Anyone from 21st Mortgage – which would include their President and CEO, Tim Williams.
  • George Allen, Spencer Roane, who likewise purport to represent manufactured home communities too.

NathanSmithSSKCommunitiesTimWillliams21stMortgageGeorgeAllenSpencerRoaneAFFHCommentsDailyBusinessNewsMHProNewsClaytonHomesRegulationsGovAFFHCommentsDailyBusinessNewsMHProNews

 

https://www.regulations.gov/docketBrowser?rpp=25&so=DESC&sb=commentDueDate&po=0&s=mobile%2Bhome&D=HUD-2018-0060

Following MHI’s submission,” states the same MHI chest-thumping message, “twenty-four state associations filed comment letters detailing how local land use planning decisions in their states had either a direct or disparate discriminatory impact on persons in protected classes residing in manufactured housing.”

 

2018-10-31_1334ManufacturedHOusingInstituteMHINewsUpdates10312018DailyBusinessNewsWhat MHI’s message fails to mention is that the Regulations.gov website has said for some time that ‘astroturfing’ isn’t viewed as a vote.  Numerous messages that are all essentially the same are not more impressive, per the federal regulatory comments site.

AstroturfingWikipediaDailyBusinessNewsMHProNEws

 

What’s More Important?

What arguably is more important in their message is the fact that MHI felt the need to slam the new communities organization by name.

Keep in mind that MHProNews has reported on, but has not thereby endorsed, the National Association of Manufactured Housing Community Owners (NMHCO) trade group.  What the Daily Business News has done is reveal how NMHCO has called into question MHI’s effectiveness.  That’s an issue that they did arguably with as much respect as one can, while essentially saying that the Arlington, VA based MHI trade group is a wasted time and money.  At least, it is a waste if you want to deter harmful regulations to manufactured housing industry independents.

 

New National Manufactured Housing Association Makes Its Appeal to Industry Members

 

For more on NMHCO, see the article linked above.

Another question ought to be this. Why is it that it takes pressure from the Manufactured Housing Association for Regulatory Reform (MHARR), trade publisher MHProNews, and/or others to get MHI to do even feign doing its job?

Doesn’t weaponized MHI ‘news’ like the above, demonstrate that they are feeling the heat? “We Provide, You Decide.” (News, analysis, and commentary.)

(Related Reports are further below. Third-party images and content are provided under fair use guidelines.)

1) To sign up in seconds for our MH Industry leading emailed news updates, click here.

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To see a sample of our emailed news update, click here. To sign up for the factory-built home industry’s #1 headline news, click here or the graphic above.

2) To pro-vide a News Tips and/or Commentary, click the link to the left. Please note if comments are on-or-off the record, thank you.

3) Marketing, Web, Video, Consulting, Recruiting and Training Re-sources

SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

 

 

 

Related Reports:

Short, Medium, Long Term Strategies – Step One – Manufactured Housing Marketing Sales Monday Meeting

 

Following Facts, Money – Sam Zell, Warren Buffett, Tim Williams/21st Mortgage, and Manufactured Housing

 

 

 

To submit a news tip, please click here: iReportMHNewsTips@MHMSM.com


Manufactured Housing’s Halloween Lighter Side, Cartoons and Video Tip

October 31st, 2018 No comments

ManufacturedHousingHalloweenLighterSideCartoonsVideoTipsDailyBusinessNewsMHproNews

 

Halloween is beloved by millions, and thousands of industry professionals have youth that will participate.  Adults will have their own ‘all hallows eve’ – Halloween festivities.

 

Manufactured housing has arguably been limited by several artificial factors. From the outset of our launch of publishing 9 years ago, MHProNews has worked to identify challenges and promote solutions.

 

HalloweenBlameTrumpCartoonHenryPayneTrumpRhetoricDailyBusinessNewsMHProNews

 

Political maneuvers and regulatory machinations are among those challenges. Billionaires give to political campaigns to influence the system. While “We, the People” can’t match their money, there are far more votes available from thinking readers of the Daily Business News on MHProNews than there are industry billionaires. Keep in mind, we love free enterprise, and money honestly earned via good service to customers.

 

ElizabethWarrenDonaldTrumpBrancoCartoon102thHonestSaveCapitalismlDailyBusinessNewsMHproNews

BrancoTombstoneHillary2020CartoonDailyBusinessNewsMHProNews

 

Following Facts, Money – Sam Zell, Warren Buffett, Tim Williams/21st Mortgage, and Manufactured Housing

Cartoons can be worth a thousand words. It has been a while since we shared some cartoons on MHProNews.

 

BarackObamaNegotiateBetterDealsJobsTrumpMagicWandDailyBusinessNewsMHProNewsGaryVarvelCartoon

 

Leaders on both sides of the major party-political aisle involved in manufactured housing are giving and promoting votes. The report linked below shares a few examples. Links from that post have even more details.

 

MichaelRamirezPoliticalCartoonHonduransGOPVotersDailyBusinessNEwsMHProNews

MichaelRamirezWikipediaDailyBusinessNewsMHproNews

 

The pro-Democratic video posted further below was sent in by a longtime manufactured housing professional. It’s insightful, and at times, riotous. An interesting Halloween share.

 

ElizabethWarrenDNADemocraticSocialistPoliticalCartoonRobertArialDailyBusinessNewsMHproNews

AwMomWonderWomanTransCartoonMikeLesterDailyBusinessNewsMHproNews

 

If you have been among the early voters, please vote early or on election day, Tuesday November 6th. Not voting is a half-vote for 2019 House Speaker Nancy Pelosi. Not voting is a vote to make Maxine Waters the chairman of the House Financial Services Committee.

 

MichaelRamirezNancyPelosiHouseSpeakerPoliticalCartoon

MSMediaMakeAmericaHateTrumpAgainFuelFireBrancoCartoonDailyBusinessNewsMHProNews

NewNormalEatingOutCartoonLesterDailyBusinessNewsMHproNews

 

We are political independents who want manufactured housing to achieve its full potential.  Common sense should tell us all that the economy is improving, even with a well-orchestrated campaign of #resistance.

 

NewDemocraticCampaignAdDailyBusinessNewsMHproNews

 

Enjoy the cartoons and video.  Please share this post’s link.  Most importantly, vote wisely. The future growth potential of our industry will be on the ballot. “We Provide, You Decide.” © ## (News, analysis, and commentary.)

(Related Reports are further below. Third-party images and content are provided under fair use guidelines.)

1) To sign up in seconds for our MH Industry leading emailed news updates, click here.

ManufacturedHomeIndustry#1HeadlineNewsMHProNews

To see a sample of our emailed news update, click here. To sign up for the factory-built home industry’s #1 headline news, click here or the graphic above.

2) To pro-vide a News Tips and/or Commentary, click the link to the left. Please note if comments are on-or-off the record, thank you.

3) Marketing, Web, Video, Consulting, Recruiting and Training Re-sources

SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

 

 

 

Related Reports:

Short, Medium, Long Term Strategies – Step One – Manufactured Housing Marketing Sales Monday Meeting

Facts & Analysis – Senator Elizabeth Warren re: Manufactured Housing Institute Memo to MHI Members, 10-3-2018

 

 

To submit a news tip, please click here: iReportMHNewsTips@MHMSM.com


Lies in Disguise? Robots in the Workplace, Plus Manufactured Housing Industry Stock Updates

October 30th, 2018 Comments off

CNNmoney10.30.2018ManufacturedHomeStocksMarketsReportsMHProNewsOn a day that the bulls returned, there are many in media that share precisely the same vantagepoint that CNBC does in our spotlight report this evening.  It’s about automation and robots in the workplace.  As on so many topics in MHVille trade media, it’s a subject we’ve led the charge on. Check it out, further below.

 

If you’re new, already hooked on our new spotlight feature – or are ready to get the MH professional fever – our headline report is found further belowafter the newsmaker bullets and major indexes closing tickers.

 

The evolving Daily Business News market report sets the manufactured home industry’s stocks in the broader context of the overall markets.  Headlines – at home and abroad – often move the markets.  So, this is an example of “News through the lens of manufactured homes, and factory-built housing.” ©

Part of this unique evening feature provides headlines – from both sides of the left-right media divide – which saves busy readers time, while underscoring topics that may be moving investors, which in turn move the markets.

Readers say this is also a useful quick-review tool that saves researchers time in getting a handle of the manufactured housing industry, through the lens of publicly-traded stocks connected with the manufactured home industry.

This is an exclusive evening or nightly example of MH “Industry News, Tips and Views, Pros Can Use.” © It is fascinating to see just how similar, and different, these two lists of headlines can be.

Want to know more about the left-right media divide from third party research?  ICYMI – for those not familiar with the “Full Measure,” ‘left-center-right’ media chart, please click here.

 

Select bullets from CNN Money…

  • Facebook revenue, user growth falls short of expectations
  • Apple unveils new iPad Pro, MacBook Air and Mac Mini
  • Dow soars 432 points. The bull market’s not over yet
  • If the Democrats win the House, will the markets turn red?
  • How Kohl’s figured out the Amazon era
  • GE slashes dividend to a penny
  • Liberal media watchdog ratchets up pressure on Fox News advertisers
  • ANALYSIS The US just struck at the heart of China’s tech ambitions
  • US restricts Chinese chipmaker from buying American parts
  • China is crushing Europe’s electric car dreams
  • GM unveils 700-horsepower electric Camaro and, maybe, a way to build your own
  • Segway was supposed to change the world
  • Two decades later, it just might
  • The rise and fall and rise again of Segway
  • Smart glasses for the hard of hearing are changing theater in London
  • iPhone XR review: Apple’s secret weapon to sell even more smartphones
  • Magic Leap’s new AI assistant looks alarmingly human
  • How Sears wasted $6 billion that could have kept it out of bankruptcy
  • Sears needs money. And time is running out
  • Why Eddie Lampert stuck with Sears
  • Things are bad at Sears. They’re worse at Kmart
  • Cannabis in Canada: Banks are missing a boom
  • Coca-Cola CEO says company has no plans for cannabis drinks
  • Aurora Cannabis stock plunges in NYSE debut
  • Pot is now legal in Canada. These are the stocks to watch

Select Bullets from Fox Business

  • Dow finishes up more than 400 points to ease concerns
  • Health care costs could plummet in Trump’s Medicare price revamp
  • Capital One, Discover tighten credit card requirements
  • Facebook’s Zuckerberg plans ‘significant’ spending to beat Apple, YouTube, boost security
  • Apple unveils new products at NYC event
  • Trump isn’t falling into the ‘Merkel trap’: Varney
  • NFL to expand London series in 2019
  • Dairy farmers ask for financial aid as tariffs wipe away $1B in profits
  • Coca-Cola CEO sets record straight on cannabis-infused drink plans
  • Warren Buffett just made a rare investment in this industry
  • Ben & Jerry’s launches anti-Trump ice cream flavor ‘Pecan Resist’
  • GE slashes dividend to one cent, SEC investigation ongoing
  • General Electric’s slow demise
  • Larry Culp, GE’s new CEO: 4 things you need to know
  • Bantam Bagels of ‘Shark Tank’ fame sells for $34M
  • New Sam’s Club store in Texas has no cashiers
  • Whirlpool asks bankrupt-Sears for inventory back
  • Under Armour shows signs of comeback after strong quarter
  • Elon Musk buys $10M in Tesla shares, eyes $20M more
  • Wages are rising fastest in these US cities
  • Bezos’ net worth drops, Amazon stock’s worst three days since 2011

Today’s markets and stocks, at the closing bell…

9MarketIndicatorsYahooFinance10.30.2018DailyBusinessNeawsManufacturedHousingIndustryStocksMarketsReportsDataMHProNews

 

Manufactured Housing Composite Value (MHCV)

YahooFinanceManufacturedHousingCompValue10.30.5.2018DailyBusinessNewsStocksMarketsDataReportsMHProNews

Today’s Big Movers

For all the scores and highlights on tracked manufactured home connected stocks today, see thBloomberg graphic, posted below.

Today’s MH Market Spotlight Report –

RobotsLiesInDisguiseCNBCManufacturedHousingIndustryMarketUpdatesDailyBusinessNewsMHProNews

 

Warning. This will issue, properly understood, may make some queasy. But it is a blunt look at a development that has been on the MHProNews radar for about 2 years.

CBNC says that the world’s first humanless warehouse is run only by robots and is a model for the future.

  • In a Japanese startup, Mujin – with ties to Tokyo University, has robot controllers and a fully automated warehouse and fulfillment center.
  • Here in the U.S., Sam’s Clubs – a division of Walmart – has opened a what is billed as a cashierless store.
  • In factory-built housing, MHProNews has reported on growing automation by builders such as Clayton Homes or Katerra.

 

Billion Dollar Startup Modular Builder, Using Robotics, Could Soon Rival Clayton Homes’ Total Sales

 

Clayton Homes’ “Robots” – Automation’s Role in Warren Buffett’s Berkshire Hathaway’s “Durable Competitive Advantage” in Manufactured Housing

 

There are several problems with the analogies in the video from CNBC about how technology in the past did not permanently displace humans is this. To be fair to CNBC, the examples they give are common across many in media. But common doesn’t mean that their logic is correct.

To be clear, MHProNews uses tech with passion continuously through every work day. This is not about being anti-technology.

Rather, it is a sobering look at an issue that if it goes unaddressed, could become unmanageable.

Those points said, common sense tells you that automation and robotics advancements could replace the need for people. The video in part admits that, although it questionably downplays the risk. Not to overdramatize the point, but think about:

  • a future without SciFi pioneering author, Isaac Asimov’s “Three Laws of Robotics.”
  • Consider the Terminator series of Arnold Schwarzenegger movies.
  • Even if those two bullets are somehow avoided, imagine a world where the uber-rich tech giants and others may tire of manipulating voters and people. What is to keep the ultra-wealthy loyal to billions of their fellow humans?
  • Why would they need humans, if machines are doing the work for the rich?

 

 

Along with monopolistic practices, and other emerging issues, this is a threat beyond the significant issue of lost jobs.

Keep in mind that these uber rich are routinely Democratic in philosophy, and that the Democratic party is lurching left towards socialism. Historic socialist regimes like Russia, Nazi Germany, China or Cambodia – to name just some – eliminated tens of millions of their own citizens.  What’s to keep the modern so-called Democratic Socialist-supporting billionaires from doing the same to you or me, if they regain political power?

Farfetched?

A century ago, so was abortion on demand.

Now, the reality is that one of the main ‘charities’ for the Warren Buffett led Berkshire Hathaway conglomerate – which owns Clayton Homes, 21st Mortgage, Shaw Carpeting, Vanderbilt Mortgage and Finance, and more industry companies – are those that fund abortion clinics.

Warren Buffett’s ‘Charitable’ Billions – Has Clayton’s Boss Funded Millions of Deaths by Abortion?

There is an objective need for an informed, educated moral compass for tens of millions of Americans.  Media and ‘education’ have been led many into troubling – and flawed – thinking about a range of issues.  The challenges from within may never have been greater in our nation.  See related reports, linked below.

Related Reports:

“Death by Government,” Fascism, Communism, Socialism, ‘Big Brother,’ per Williams, Rummel and Owens

Markets, Money, Medicinal, Madness, and Manufactured Housing

 

Brad Says POTUS Trump is Right: More than Facebook & Twitter, Google Threatens Democracy, Online Freedom

 

Economic Freedom, Millennial Considers Founders Through Lens of Ron Paul, Walter Williams, Milton Freidman

 

Bloomberg Closing Ticker for MHProNews…

NOTE: The chart below includes the Canadian stock, ECN, which purchased Triad Financial Services.

NOTE: The chart below covers a number of stocks NOT reflected in the Yahoo MHCV, shown above.

NOTE: Drew changed its name and trading symbol at the end of 2016 to Lippert (LCII).

10.30.2018DailyBusinessNewsManufacturedHousingConnectedMarketReportsBloombergMHProNews

 

Berkshire Hathaway is the parent company to Clayton Homes21st Mortgage, Vanderbilt Mortgage and other factory built housing industry suppliers.

LCI Industries, Patrick, UFPI and LP all supply manufactured housing.

AMG, CG and TAVFX have investments in manufactured housing related businesses.

Your link to industry praise for our coverage, is found here.

For the examples of our kudos linked above…plus well over 1,000 positive, public comments, we say – “Thank You for your vote of confidence.”

SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsWe Provide, You Decide.” © ## (News, analysis and commentary.)

(Image credits and information are as shown above, and when provided by third parties, are shared under fair use guidelines.)

Submitted by Soheyla Kovach to the Daily Business News for MHProNews.com.

To submit a news tip, please click here: iReportMHNewsTips@MHMSM.com


Mayor Sounds Off on UMH Properties – Data, Documents, & More

October 30th, 2018 Comments off

ColumbiaTNMayorSoundsOffUMHPropertiesDailyBusinessNewsMHProNews

Mayor Dean Dickey of Columbia, Tennessee was asked to comment via video about Countryside Village location of UMH Properties.

 

As a housekeeping note for this report, recent data and information from UMH Properties (UMH) will be laced between some other commentary which may not be directly related to the slide/illustration shown.

 

 

The video comment by Mayor Dickery are pleasant, but frankly it isn’t compelling dialogue.  The video is grainy, so the Daily Business News on MHProNews shrank the image to make it appear better. Full size, it is not very clear, which may reduce its impact for possible viewers.

 

 

That said, the idea to ask a mayor for comments can be prudent. Done professionally, it can be powerful.  This UMH video thus provided a ‘compare and contrast’ ‘teachable moment’ opportunity that public officials can be asked for statements, but also reveals how that can best be done. An example of how that is accomplished is found on MHLivingNews, and is also shown in the video below. Compare the two videos, and then push onto the latest UMH data.

 

 

These videos provide a backdrop to new data, documents, and images from UMH Properties, one of the largest manufactured home community operators in the U.S.  The video below is from their 50th anniversary annual meeting last year.

 

 

UMH is headquartered in a state that is not currently too manufactured housing friendly. Most of UMH’s locations are in other states. With a GOP contender Bob Hugin in surprisingly in striking distance in the deep blue “Garden State” of a scandal-ridden Senator Bob Menendez (NJ-D), this is also a reminder that the midterms are the time to vote for pro-business, pro-growth politicos.

 

2UMHLogoCommunityCollageIRPresentationSept2018DailyBusinessNewsMHProNews

The right zoning, finance, and other placement policies in New Jersey – and the other 49 states – could open up a number of new home sales options in a state that has outrageously high housing costs.

 

StatesofUSDailyBusinessNewsMHProNewsNJ#11

NJShipmentDataComparedtoUSAug2018ManufacturedHousingIndustryDailyBusinessNewsMHProNews

 

Sam Landy, JD, president and CEO of UMH Properties (UMH) has taken an interesting view when local media has come after his company for this or that reason.

 

3CompanyOverviewInvestorPresentationDailyBusinessNewsMHProNews

Landy has said they welcome the media oversight.

4ExtensiveCompanyHistoryInvestorPresentationDailyBusinessNewsMHProNews

That’s an arguably refreshing view, compared to the silence that often comes from the Manufactured Housing Institute (MHI) when a post-production issue is called into question.

5FavorableHousingTrendsPresentationDailyBusinessNewsMHProNews6UMHPropertiesPorfolioLocationSnapshotIRpresentationDailyBusinessNewsManufacturedHomeCommunitiesIndustryMHProNews

 

Landy has also stood up against rent control, see that, linked here.

 

7UMHPropertiesPorfolioOccupancyByLocationsIRpresentationDailyBusinessNewsManufacturedHomeCommunitiesIndustryMHProNews

Speaking of post-production, a call from a legal operation today that came to MHProNews may signal a new legal issue over the horizon.  MHI was mentioned as part of that inbound phone conversation.  As information develops, and that may take time, the industry’s pros will want to know.  If you aren’t already on our industry-leading emailed news list, click here to sign up free in seconds.

 

8UMHPropertiesRentalCapacityByStateIRpresentationDailyBusinessNewsManufacturedHomeCommunitiesIndustryMHProNews9UMHPropertiesPortfolioGrowthIRPresentationDailyBusinessNewsManufacturedHomeCommunitiesIndustryMHProNews

The UMH data is useful not only to investors, but to other industry professionals for a variety of reasons.

 

1oUMHPropertiesSamePropertyNetOperatingIncomeGrowthIRPresentationDailyBusinessNewsManufacturedHomeCommunitiesIndustryMHProNews

It is also a reminder that while occupancy for manufactured home communities is rising – not only at UMH, but nationally too – it foreshadows a coming ‘wall’ for producers, if the industry’s leaders fail to address the numerous SWOT issues that MHProNews and/or the Manufactured Housing Association for Regulatory Reform (MHARR) have raised for years.

11UMHPropertiesRentalUnitIncomeIRPresentationDailyBusinessNewsManufacturedHomeCommunitiesIndustryMHProNews

 

Some of these topics are not raised by other in industry trade media. Why not?  Is it because it would prove embarrassing for the Manufactured Housing Institute (MHI), which other publishers are often paid mouth-pieces for – via ads or other gimmies?

 

12UMHPropertiesPaceOpportunitisticAquistionsIRPresentationDailyBusinessNewsManufacturedHomeCommunitiesIndustryMHProNews

13UMHPropertiesAquistionExampleIRPresentationDailyBusinessNewsManufacturedHomeCommunitiesIndustryMHProNews

Speaking of MHI, almost a week has gone by since MHARR published an update from HUD about an issue that MHI was also advised of by HUD.  Why didn’t MHI email their own members?  They’ve sent out other messages, why not on this topic of interest to retailers and communities?  ICYMI, or need a refresher, see the linked report, below.

 

HUD “Clarification” on Frost-Free IB Offers More Questions and Confusion Than Answers

 

The potential for growth in manufactured housing is nothing short of astonishing.  But so long as short sighted, gutless, red-herring, fig-leaf, and/or manipulative strategies are in place that harm smaller firms to the long-term gain of ‘big boy’ producers, the industry will remain limited.

14UMHPropertiesExpansionOpportunitiesIRPresentationDailyBusinessNewsManufacturedHomeCommunitiesIndustryMHProNews

That’s avoidable for individual firms. As UMH President Landy has said to MHProNews, it is up to individual companies to do their own marketing and sales.

 

 

The video above opens with a UMH community manager, who praised the energy and insight brought to this industry by our publisher.

As a disclosure, the data from UMH hereby presented are not a specific recommendation.  The screen captures shown are some key points, but the entire IR presentation is located at this link here as a download. We hold no position in UMH, or other companies that are among the tracked stocks presented each business day’s evening.

The closing numbers on UMH, as well as all other manufactured home communities, and manufactured industry, tracked stocks are found at this link here.  The closing ticker graphic shows the 52 week trend, and the daily moves can be monitored nightly in our exclusive reports.

That’s pro-manufactured home “Industry News, Tips, and Views Pros Can Use,” © where “We Provide, You Decide.” ©  ## (News, analysis, and commentary.)

(Related Reports are further below. Third-party images and content are provided under fair use guidelines.)

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2) To pro-vide a News Tips and/or Commentary, click the link to the left. Please note if comments are on-or-off the record, thank you.

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SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

 

 

 

Related Reports:

UMH President and CEO, Sam Landy on Rent Control, Manufactured Home Communities

 

Hundreds of New Manufactured Home Communities Opened, But How Many Have Closed? Industry Research Result$

 

SWOT – Threats to Manufactured Home Communities, Retailers, Independent Producers, and Others in MHVille

 

 

 

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Bipartisan Call for FEMA to Intervene, Now

October 30th, 2018 Comments off

 

BiparitsanCallFEMAInterveneNowManufacturedHOusingIndustryDailyBusinessNewsMHproNews

The New York Times reports that Senator “Marco Rubio and Democratic U.S. SenBill Nelson on Monday said in a letter to FEMA’s director that the alternative housing must be deployed.”

 

Those alternative units requested that Brock Long, the director of FEMA, deploy RVs and FEMA Manufactured Housing Units, or MHUs.  Regrettably, MHU wasn’t the terminology used.

In a release to the Daily Business News on MHProNews, Senator Rubio’s office said that, the two Florida senators plus “U.S. Representatives Neal Dunn (R-FL), Matt Gaetz (R-FL) and Al Lawson (D-FL) requested FEMA Administrator Brock Long quickly approve the State of Florida’s request for direct housing assistance for areas hit by Hurricane Michael.  Housing assistance requested includes recreational vehicles, mobile homes, direct lease and other needed resources in the affected areas.”

The letter signed by 3 Republicans and 2 Democrats is linked here.

The statement from Senator Rubio’s office also said the following.

 

PressReleasesDailyBusinessNewsMHProNews

Dear Administrator Long:

It has been more than two weeks since Hurricane Michael made landfall in North Florida, and many are still struggling to repair and rebuild their lives. Schools in the most heavily impacted areas remain closed, and people are still working to find alternative housing solutions due to their homes being uninhabitable. The magnitude of this storm requires the use of all available resources from FEMA to ensure recovery. As such, we ask that you quickly approve the state of Florida’s request for direct housing assistance in the affected areas.

Hurricane Michael caused catastrophic damage across the Panhandle of Florida. The requested resources, which includes recreational vehicles, mobile homes, direct lease, multifamily lease and repair, and group sites, must be deployed immediately in order to reduce suffering and allow displaced individuals to recover from the storm. Effective housing alternatives are critical in the Panhandle’s recovery effort, and the swift approval of Florida’s request will ensure that needed housing resources are deployed. Northwest Florida suffered catastrophic damage to its housing stock, and those Floridians will need every available federal resource to aid in their recovery.

Thank you for your attention to this request. We look forward to your response.

Sincerely,

Timeline of Rubio Actions Related to Hurricane Michael:

  • On October 24, 2018, Senator Rubio, Nelson were joined by Representatives Dunn, Gaetz, and Lawson in urging Secretary Ross to approve the Governor’s request for a federal fishery resource disaster declaration due to Hurricane Michael’s impacts on the Florida Panhandle and its fishing communities.
  • On October 22, 2018, Rubio urged Secretary of the Air Force, Heather Wilson, to repair and restore the F-22 Raptors damaged in Hurricane Michael to mission capable status as soon as possible.
  • On October 22, 2018, Rubio encouraged FEMA Administrator Brock Long to implement recommendations outlined in a report by the Office of Inspector General in order to help Florida repair and rebuild from the devastation caused by Hurricane Michael, and future storms.
  • On October 16, 2018, Rubio urged Secretaries Carson, Mnuchin, and Director Mulvaney to provide federal relief for Floridians impacted by Hurricane Michael.
  • On October 16, 2018, Rubio met with Franklin County and Gulf County officials to discuss the ongoing recovery efforts after Hurricane Michael.
  • On October 15, 2018, Rubio surveyed the damage caused by Hurricane Michael and met with local officials in Marianna Florida.
  • On October 15, 2018, Rubio urged Secretary of Education Betsy DeVos to assist Florida schools affected by Hurricane Michael, particularly, by quickly approving Project SERV applications, which are critical to recovery efforts
  • On October 15, 2018, Senators Rubio and Nelson, with members of the Florida delegation, sent a letter urging FEMA Administrator Brock Long to approve Florida Governor Rick Scott’s request to initiate the Transitional Sheltering Assistance (TSA) program for the remaining 13 counties impacted by Hurricane Michael.
  • On October 12, 2018, Rubio surveyed the damage caused by Hurricane Michael in the Florida Panhandle.
  • On October 12, 2018, Rubio and Nelson with Rep. Neal Dunn urged Secretary Wilson and General Goldfein to expedite repair and restoration operations at Tyndall Air Force Base, which was critically impacted during Hurricane Michael.
  • On October 11,2018, Rubio and Nelson urged Secretary of Veterans Affairs (VA) Robert Wilkie to authorize increased outreach efforts and benefits assistance for Florida veterans impacted by Hurricane Michael.
  • On October 11, 2018, FEMA Administrator Brock Long briefed Rubio on damage caused by Hurricane Michael.
  • On October 10, 2018, ahead of Hurricane Michael’s landfall, Rubio urgedAttorney General Sessions, Health and Human Services Secretary Alex Azar, and Internal Revenue Service Commissioner Charles Rettig to assist communities affected by the storm.
  • On October 10, 2018, following Hurricane Michael’s landfall, Rubio, Nelson and Florida Representatives urged President Donald Trump to approve Florida’s request for a major disaster declaration. Today, the President approved the State of Florida’s major disaster declaration.
  • On October 9, 2018, Rubio joined Senator Nelson and Florida Representatives in urging President Trump to approve Florida Governor Rick Scott’s request for a pre-landfall emergency declaration ahead of Hurricane Michael.

###

FEMA’s Media Relations department provided the following video.

 

For prior stories on Hurricane Michael, see the related reports, further below. ## (News, analysis, and commentary.)

(Related Reports are further below. Third-party images and content are provided under fair use guidelines.)

1) To sign up in seconds for our MH Industry leading emailed news updates, click here.

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SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

 

 

 

Related Reports:

Manufactured Homes, Conventional Construction, Hurricane Michael-Reports, Videos, Lessons Being Learned

 

HUD Secretary Carson Visits North Carolina, POTUS to FL, Survey Hurricane Damage, Response Efforts, Federal Funds

 

President Donald J. Trump Visit to Manufactured Home Community, Video, Hurricane Florence Update

 

 

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Markets, Money, Medicinal, Madness, and Manufactured Housing

October 30th, 2018 Comments off

 

MarketsMoneyMedicineMadnessManufacturedHousingDailyBusinessNewsMHProNews

The markets have been sliding in recent days. But why? The fundamentals of the economy and most companies on the exchanges are good.

 

If you are over 35, and think back, you’ve seen this rodeo market-madness before. A few people already have – or soon will – benefit from this so-called “market correction.”  Those blanks can be filled in later.

A man guns down worshipers in a Jewish synagogue in Pittsburgh, PA. Why? That isn’t relative, it isn’t a matter of opinion. It tragically happened last weekend. One can flashback to a madman walking into a church in South Carolina, or another who did something sadly similar in Texas. The common point for all three is that the shooters justified their own misguided behavior.

A woman, man, or child is diagnosed with an illness. It’s real, that illness isn’t an matter of opinion. Be it temporary or incurable, changes occur in someone’s life, perhaps the lives of several people.

Medicine exists because of science. Medicine and science are predicated on the understanding that reality can be known. Houses stand – or fall – due to science. Manufactured homes are built based upon principles of engineering. One can recognize the behavior of a ‘madman,’ because there is at some level a deeper knowledge of ‘what is right and what is wrong.’

When people lament the lack of civil discourse in politics, part of the challenge is that two world-views are clashing. Are there absolute truths? Or is all truth ‘relative?’

The notion of relativism is a sad fallacy, and the examples above disprove the fundamental underpinnings of relativism. The markets have fallen. People lost money. People died in those places of worship. It would be delusional to think otherwise. Truth is what is real.

The video on relativism below isn’t perfect, but it is useful. It uses stark examples to shake people into realizing that there is a moral right and wrong. That moral truth comes from a Creator of all things. Millions have watched it, and it’s well rated.

 

 

 

The universe exists. Why? What existed before the universe? There is a simple principle found in science, mathematics or philosophy. Here it is. “From nothing, nothing comes.”

There is cause and effect. Nothing comes from nothing. You don’t ask a fireplace for heat, until you first put in wood, kindling, and light the flammable material to start fire. You don’t write a check for more money than is in your bank account, or your overdraft limit. From nothing, nothing comes.

The universe exists because an all-powerful Cause brought it into existence. That First Cause established a moral universe. People are free to choose between right and wrong.  But there are clear consequences to choosing what is wrong. America’s founders weren’t perfect, but they understood this principle very well. They understood too that a just society had to be founded on a lived faith that inspires morality.

Reality is what is. Right and wrong are real. Right and wrong are not ‘relative.’ Personal taste is relative – for example, you like this food but not that one. But there are absolute right and wrong. Ideally, the concepts of right and wrong are what laws are based upon. Then good laws should be justly enforced.

We may learn in time that the so-called market correction we’ve seen in recent days is perhaps an ‘October surprise.’ The strongest argument for the 45th president and his party is a strong economy. Shaking that belief in a sound economy, some voters still on the fence could decide to vote Democratic instead of Republican. Keep in mind that this writer is a political independent, but a pragmatic one.

If it sounds sinister to think that markets can be manipulated, haven’t those over the age of 35 lived through some things that are similar before?  For example, the causes of the crash of 2008 were not mysterious.  They were known to several, but not all, in advance. Those who knew and kept on going weren’t stopped by those who warned against it.  How where the guilty punished?  Yet, trillions in assets were lost by millions, and they were later regained by others. That is a matter of history only a decade ago, and we better learn from it.

 

 

The video above was published on Sept 24, 2008.  Note our prior Daily Business News report linked below the timeframe when Warren Buffett sold his interests in the GSEs?

 

Warren Buffett, Charlie Munger, Fannie Mae, Freddie Mac, Berkshire Hathaway Backstory

 

You don’t normally blame the victim of a crime. You look for the criminal instead. One doesn’t blame the ill patient. Rather, you look for the cause of the illness, and with the patient’s cooperation, determine the cause and best treatment options. America is infected by several false notions.  Only steady doses of the truth – of reality – will set more people free.

Moral relativism isn’t the only problem that faces America, along with much of the world. But moral relativism is a real problem. The solution?  It is better to light one candle – by sharing an article and video like this he – than it is to curse the darkness.  It is better to enlighten some, than to do nothing.

We’ve reported for some time how manufactured housing is a victim, to a certain degree, of manipulation of people’s perceptions of reality. Realty and truth matter.

Manufactured housing is also a victim of a manipulation of forces beyond the means of most everyone in this industry to impact. That is why ‘causes and effects’ must be understood in the light of fact-checks. Then, based upon reason, prudent planning and action can occur.

ChuckSchumerDNYApril62005GSEsDailyBusinessNewsMHproNews

Still from the short but insightful video report, posted above. That video was from Sept of 2008.

About one week from today, the masters of most U.S. media, the major players in tech, the internet, and the richest people in America will find out – along with the rest of us – the result of most races in the House and Senate. Fear is being used to motivate the voters of both major parties. But common sense is being called for consistently by one political leader, and that would be the outsider that successfully challenged the political math of Washington, D.C. in 2016. That same leader has been tirelessly working to reset and improve the economic course of the nation, from years of a ‘rigged system’ madness.

JohnMcCainGSEs2008MeltdownMay252006ManufacturedHousingIndustryDailyBusinessNewsMHproNews

Still from the short but insightful video from Fox News, posted above. That Special Report video was from Sept of 2008.

One man is leading the charge to bring back to the USA once lost jobs, lost businesses, and once lost industries.  He’s succeeded at doing what his predecessor said could not be done. Given years of dirt thrown his way, the accomplishments are astonishing.

Millions of ballots have already been cast for the 2018 midterms. In several states, early voting as measured by party registrations has favored the GOP.  That’s a fact that sadly is being under-reported.  But we hunt for facts like that, and share them so that the illusions some paint don’t become reality.

The outcome of the election isn’t certain. Both major parties are giving it their all. For example, Netflix gave former President Barack Obama a huge contract. The former president is now out campaigning for Democrats, including Andrew Gillum, who openly says he is a socialist. Socialism doesn’t work, but one party is asking Americans to believe what is proven not to be true. This too is about absolute truths, and the struggle over relativism.  Note that Netflix, part of FAANG – is one of those monopolistic brands that could be facing antitrust action in 2019.

Is it a coincidence that Netflix hired former President Obama, who is now campaigning against President Donald J. Trump’s agenda?  Follow the agendas, follow the money, follow your common sense.

Because lies told well can cause people to want to believe what isn’t true.  Before ObamaCare ever went into effect, Thomas Sowell used common sense to explain why it wouldn’t work.  Truth is black and white, but when it comes to who speaks the truth or deception– that can come from people of any background.

 

Thomas Sowell, Ph.D. Economist, Thinker,

Collage credit, Wikipedia and MHProNews.com.

 

There is a need for America to return to objective reality. There is a need to reject moral relativism, and to reject the manipulative methods of a few who strain for socialism or crony capitalism over free markets. There is a need to reject the methods of those who dominate tech, and most media. One must reject the manipulations of the uber rich’s power over markets, because logically only a few are capable of manipulating the markets in the ways that are being witnessed in the past week.

That’s the principle of Occam’s Razor.

OccamsRazorDefinedManufacturedHousingIndustryDailyBusinessNewsMHProNews

That the clarity of reason. Occam’s Razor explains that the most likely explanation is usually the correct one.

 

OccamsRazorSimplestExplanationIsTheCorrectOneDailyBusinessNewsMHPronews

 

But to buy into reason, one must believe in absolute truth. That means one must buy into objective reality, and objective morality – that it is wrong to manipulate markets, money, and minds – and for that, one must believe in our God-given common sense.

With objective reality, the truth of manufactured homes potential to ease the affordable housing crisis may break through. Absent objective reason and morality, that truth can be obscured.

MostMenAppearnNeverConsideredWhatHouseIsNeedlesslyPoorAllTheirLivesHenryDavidThoreauManufacturedHomeLivingNews

For newcomers to the website not familiar with modern manufactured homes, learn more by clicking the image above or the link here.

 

The truth matters to us all. That’s why we strive daily to use reason here, even if it is ‘controversial.’ See related reports for more. That’s “News through the lens of manufactured homes, and factory-built housing,” © where “We Provide, You Decide.” © ## (News, analysis, and commentary.)

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Related References:

Short, Medium, Long Term Strategies – Step One – Manufactured Housing Marketing Sales Monday Meeting

 

Danny Glover, Presidents Barack Obama & Donald Trump, Promises Kept, and Affordable Manufactured Housing

 

Following Facts, Money – Sam Zell, Warren Buffett, Tim Williams/21st Mortgage, and Manufactured Housing

 

SWOT – Threats to Manufactured Home Communities, Retailers, Independent Producers, and Others in MHVille

 

 

 

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SMB Webinar – Digital Transformation of Small to Medium Sized Businesses, Visa’s Experience and Solutions VP, NFIB Wednesday

October 29th, 2018 Comments off

 

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In a release to the Daily Business News on MHProNews, the National Federation of Independent Business (NFIB) announced a live presentation by Steven Leitman, Vice President, Global Payment Experience and Solutions for Visa, Inc.

“Commerce as we know it is at a tipping point, with retail environments and customer expectations evolving rapidly to embrace a ‘digital first’ consumer mindset,” said NFIB.

Visa and a consortium of partners surveyed more than 400 small to medium size business (SMBs) decision makers and nearly 2,500 consumers to understand current practices and provide SMBs tips on how they can grow their business in an increasingly digital world.”

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They said that “This webinar will discuss what the results uncovered and actionable upgrades SMBs can implement to grow their business digitally including a “how to” on digital payments, marketing and advertising tactics, new service consideration and customer loyalty programs.”

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SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

 

 

 

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