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Oil Drop – Outlook, Energy Production, and Manufactured Housing, Plus MH Equities Updates

November 13th, 2018 No comments

CNNmoney11.13.2018ManufacturedHomeStocksMarketsReportsMHProNewsYou don’t have to be a ‘toter’ driver to know that fuel prices have been falling. Everyone that gets a new or pre-owned manufactured home moved has or will see a reduction in moving costs.  What’s ahead on the horizon?  What other impacts do energy costs have on our HUD Code manufactured home industry?  That will be our market focus for this evening.

If you’re new, already hooked on our new spotlight feature – or are ready to get the MH professional fever – our headline report is found further belowafter the newsmaker bullets and major indexes closing tickers.

 

The evolving Daily Business News market report sets the manufactured home industry’s stocks in the broader context of the overall markets.  Headlines – at home and abroad – often move the markets.  So, this is an example of “News through the lens of manufactured homes, and factory-built housing.” ©

Part of this unique evening feature provides headlines – from both sides of the left-right media divide – which saves busy readers time, while underscoring topics that may be moving investors, which in turn move the markets.

Readers say this is also a useful quick-review tool that saves researchers time in getting a handle of the manufactured housing industry, through the lens of publicly-traded stocks connected with the manufactured home industry.

This is an exclusive evening or nightly example of MH “Industry News, Tips and Views, Pros Can Use.” © It is fascinating to see just how similar, and different, these two lists of headlines can be.

Want to know more about the left-right media divide from third party research?  ICYMI – for those not familiar with the “Full Measure,” ‘left-center-right’ media chart, please click here.

 

Select bullets from CNN Money…

  • The Dow falls another 100 points
  • Citi to move 1,100 New York employees next year to make room for Amazon
  • Next up: Tesla vs the world
  • CNN sues President Trump and top White House aides for barring Jim Acosta
  • LIVE UPDATES Before filing lawsuit, CNN first reached out to John Kelly
  • WeWork is getting $3 billion more from Softbank
  • Don’t panic about iPhone sales just yet
  • What housing slowdown? Home Depot posts strong sales
  • GE to raise $4 billion by selling chunk of Baker Hughes
  • How diverse should diversity be?
  • Flipkart CEO resigns after misconduct investigation
  • Japan’s economy has a $5 trillion problem
  • Why a US hedge fund is taking on one of Europe’s media giants
  • The US and China have reportedly restarted trade talks
  • E-Commerce Guide by CNN Underscore
  • Amazon’s Pre-Black Friday Sale starts now
  • Amazon’s next challenge
  • The tech behemoth will need to find 25,000 workers for its Crystal City HQ
  • Splitting up: NYC and Virginia both chosen as Amazon’s second HQ
  • First person: What one Long Island City resident says Amazon should know
  • What about the losers? These cities didn’t land HQ2. Why they still won
  • A new name: Virginia welcomes Amazon by rebranding Crystal City
  • Shockwaves: Amazon HQ2 rattles New York and DC real estate markets
  • Burger King wants to move into the future, but it’s stuck in the past
  • Chick-fil-A is trying to get into your home
  • McDonald’s has a new breakfast sandwich
  • Panera wants you to know exactly what’s in your bread
  • Dunkin’ is serious about high-end espresso
  • Fixing GE ‘is the challenge of a lifetime,’ CEO says
  • GE changed our lives. Why is it struggling?
  • Its stock could plunge to $6, JPMorgan warns
  • The company’s debt headaches grow
  • GE slashes 119-year old dividend to a penny

 

Select Bullets from Fox Business

  • Juul stops sale of flavored e-cigarettes in stores, halts social media presence
  • New York, Virginia gave Amazon these incentives for its new headquarters
  • Amazon officially selects Queens and Northern Virginia for HQ2
  • Stocks mixed in volatile session, oil craters
  • Inside Amazon’s HQ2 decision
  • Amazon HQ2 turned down these enticing offers
  • Amazon ‘duped’ New York into ‘bad deal’ for HQ2: Politicians
  • Amazon picked its HQ2 locations but what about the 18 other finalists?
  • Paul Krugman’s unwitting case for the electoral college
  • This is not your father’s Republican Party: Varney
  • America is winning the energy game: Varney
  • El Chapo heads to court, his cartel is thriving without him
  • Oil on track for longest losing streak on record
  • Americans’ dream job would pay this much
  • GE turns to Wall Street to reorganize as Blackstone eyes assets
  • Boeing CEO: 737 MAX jets are safe
  • Permanent tax cuts for middle class becoming more doubtful
  • CNN has a good case against White House over Acosta’s revoked press pass: Judge Napolitano
  • Amazon HQ2 decision: Why residents may face challenges
  • Uber redefines sexual misconduct in public memo
  • Obama memoir ‘Becoming’ released as part of $60M book deal
  • Democrat turns to Civil War-era scheme to build up tech jobs for middle-Americans
  • US debt payments will soon exceed military spending
  • Lazy Americans weigh on health care system costing hundreds of billions
  • Starbucks to cut 5% of workforce in restructuring effort
  • Petco removes pet food with artificial ingredients
  • Boeing CEO sees US defense budget remaining strong
  • Gov: Amazon ‘largest jobs commitment’ in Tennessee history
  • CNN sues Trump, demanding return of Acosta to White House
  • Amazon goes bicoastal: will open HQs in New York, DC suburb
  • Here’s how big Wall Street’s bonuses will be in 2018
  • This is why the DOJ could probe Comcast
  • Here’s how most Americans raise the value of their homes

Today’s markets and stocks, at the closing bell…

9MarketIndicatorsYahooFinance11.13.2018DailyBusinessNeawsManufacturedHousingIndustryStocksMarketsReportsDataMHProNews

 

Manufactured Housing Composite Value (MHCV)

YahooFinanceManufacturedHousingCompValue11.13.2018DailyBusinessNewsStocksMarketsDataReportsMHProNews

Today’s Big Movers

For all the scores and highlights on tracked manufactured home connected stocks today, see thBloomberg graphic, posted below.

Today’s MH Market Spotlight Report –

 

Stuart Varney on Fox Business touts the fracking revolution as a key reason why fuel prices are dropping.

No less an authority than the International Energy Agency [IEA] says half the growth in oil and gas output will be coming from America by 2025,” says Fox Business.A few short years ago, our production was falling and imports are rising. Now we’re pumping 11.6 million barrels of oil a day, and Interior Secretary Ryan Zinke, on this program, forecast 14 million barrels a day very soon.”

CNBC looks at a broader, more global view of the oil market as well today, with three experts sounding off on what is happening, and what the outlook could be.

 

 

Iran is a question mark right now, not unlike how Venezuela was previously.  There is discussion that the Trump Administration could start squeezing Iran’s oil production via sanctions, and if so and successful, that could cause Iran’s production – per sources – to go as low as “zero,” says CNBC.

That frankly, seems unlikely today, but that’s part of the scuttle butt.

Oil is an important, but not the only component in U.S. energy production.  The Trump Administration has reversed several policies put in place under President Obama.  As a result, the coal industry has come roaring back. There’s not been much buzz about nuclear – yet – under the Trump administration, but there has been a broad discussion of an “all of the above” plan to encourage all sorts of energy.

The economic math is simple.  The lower energy costs are, the more money there is available for other things.  The cost of production in manufactured housing, or all other factory production, is reduced with lower energy costs.  The cost of living obviously goes down with lower energy costs too.

All of this is economics 101.  But regrettably, there is a generation or two that has not had the law of supply and demand properly explained to them.  Some of those young “democratic socialists” are now entering the House of Representatives.  How will they impact the national debate on energy? What will it do to the U.S. economy that has enjoyed steady, even strong growth in the first 21 months of the Trump Administration?

Time will tell.  But if you didn’t notice, presumptive House Speaker Nancy Pelosi met with returning Democratic mega-backer Michael Bloomberg.  Bloomberg is said to have given $110 million to Democrats in the 2018 cycle.  He’s exploring a run for the White House in 2020.

The campaign for control of Washington, D.C. never stops.  It only hits pause while votes are being counted.

Energy needs never stop either.  But if the winds in Washington blow too far left, it won’t be a surprise if energy costs rise again, as they did under the 8 years of the Obama Administration.  That’s where political policy and economics meet.

The economic giants in the U.S. never stop their lobbying and political efforts. That’s why engagement by small to midsized businesses must not end for 21 months out of 24. Otherwise, you’re handing an advantage to those who want to grow their moats at your expense.

 

OilPriceDropEnergyManufacturedHousingMarketReportsDailyBusinessNewsMHproNews

Still from video posted, above.

Related Reports:

Tariffs, Tech, Fed, Oil, Commodities and Today’s Tumble, Plus MH Equities Updates

 

Bloomberg Closing Ticker for MHProNews…

NOTE: The chart below includes the Canadian stock, ECN, which purchased Triad Financial Services.

NOTE: The chart below covers a number of stocks NOT reflected in the Yahoo MHCV, shown above.

NOTE: Drew changed its name and trading symbol at the end of 2016 to Lippert (LCII).

11.13.2018DailyBusinessNewsManufacturedHousingConnectedMarketReportsBloombergMHProNews

 

Berkshire Hathaway is the parent company to Clayton Homes21st Mortgage, Vanderbilt Mortgage and other factory built housing industry suppliers.

LCI Industries, Patrick, UFPI and LP all supply manufactured housing.

AMG, CG and TAVFX have investments in manufactured housing related businesses.

Your link to industry praise for our coverage, is found here.

For the examples of our kudos linked above…plus well over 1,000 positive, public comments, we say – “Thank You for your vote of confidence.”

SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsWe Provide, You Decide.” © ## (News, analysis and commentary.)

(Image credits and information are as shown above, and when provided by third parties, are shared under fair use guidelines.)

Submitted by Soheyla Kovach to the Daily Business News for MHProNews.com.

To submit a news tip, please click here: iReportMHNewsTips@MHMSM.com


Dead Pimp, and Multiple MH Owner, Wins Election

November 13th, 2018 No comments

 

DeadPimpDennisHofWinsElectionManufacturedHomeOwnerDailyBusinessNewsMHProNews

Still from the video, posted below.

A brothel-owning, evangelical Christian-backed Republican candidate who died last month won his race for the Nevada state legislature late on Tuesday, according to state election officials,” said Reuter’s.

 

Dennis Hof, 72, defeated Democratic candidate and educator Lesia Romanov in the race for Nevada’s 36th Assembly District, earning about 68 percent of the vote. County officials said they would appoint a replacement candidate from the same party for his seat.”

Hof’s brothels have drawn national attention for years.  Hof used manufactured homes for his legal-in-Nevada prostitution.  The video below shows one of those manufactured homes that the “Cathouse star owned, visible in the background.

 

 

Hof said in an interview last summer, “This really is the Trump movement,” because “People will set aside for a moment their moral beliefs, their religious beliefs, to get somebody that is honest in office.”

Note, one can disagree with someone’s profession or behavior, but still cover it as news.  A prior Daily Business News report on Hof and his manufactured home brothels is linked below. Not Unlike attorney Eric Conn, his business use of manufactured homes – for better or worse – became part of the story.

Only in America? That’s “News through the lens of manufactured homes, and factory-built housing,” © where “We Provide, You Decide.” ©  ## (News, analysis, and commentary.)

(Related Reports are further below. Third-party images and content are provided under fair use guidelines.)

1) To sign up in seconds for our MH Industry leading emailed news updates, click here.

ManufacturedHomeIndustry#1HeadlineNewsMHProNews

To see a sample of our emailed news update, click here. To sign up for the factory-built home industry’s #1 headline news, click here or the graphic above.

2) To pro-vide a News Tips and/or Commentary, click the link to the left. Please note if comments are on-or-off the record, thank you.

3) Marketing, Web, Video, Consulting, Recruiting and Training Re-sources

SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

 

 

 

Related Reports:

 

Famous Pimp Who Has Manufactured Homes for “Cathouse” Wins Primary

Eric Conn ‘Trailer Law Complex’ Social Security Attorney ‘On the Lam’

 

 

 

To submit a news tip, please click here: iReportMHNewsTips@MHMSM.com


“Family Jewels,” MHVille Insider Tips, “Info Wars” and Omaha, Knoxville, California, Seattle and Arlington, and DC Connections

November 13th, 2018 No comments

 

FamilyJewelsMHVilleInsiderTipsInfoWarsOmahaKnoxvilleCASeattleArlingtonWashingtonDCConnectionsMHProNews

A well-placed source said from inside the hexagon began by saying something in a series of messages to MHProNews that thousands of manufactured housing (MH) industry professionals know. “MH is a logical solution to the affordable housing crisis in our cities. Does not matter [,]1 they are typically run by liberals owned by unions and nothing will get done. I have personal experience in Chicago, Detroit and Cleveland.”

 

The first statement above would be rejected by some, but wouldn’t be controversial for many in our industry.

But the next two messages from that source will start keyboards to click and tongues to wag in locations such as Omaha, Knoxville, California, Seattle, Arlington – and Washington, DC.

The elite want the masses dependent. They continue the lie through Operation Mockingbird.”

The messages came to our publisher, as a news tip, and a third message from that source read: “I am ready to info war. Very sad what is happening. People living in old [,]1 cold dangerous homes. We [MH]2 are the solution.”

 

 

About Operation Mockingbird

MHProNews did what the well-placed source suggested. We researched “Operation Mockingbird.” 

Here is some of what we found. 

Operation Mockingbird was an alleged large-scale program of the United States Central Intelligence Agency (CIA) that began in the early 1950s and attempted to manipulate news media for propaganda purposes. It funded student and cultural organizations and magazines as front organizations.[1],” according to Wikipedia.

Also per to WikipediaAccording to writer Deborah Davis, Operation Mockingbird recruited leading American journalists into a propaganda network and oversaw the operations of front groups. CIA support of front groups was exposed after a 1967 Ramparts magazine article reported that the National Student Association received funding from the CIA. In the 1970s, Congressional investigations and reports also revealed Agency connections with journalists and civic groups. None of these reports, however, mentions an Operation Mockingbird coordinating or supporting these activities. 

A Project Mockingbird is mentioned in the CIA Family Jewels report, compiled in the mid-1970s. According to the declassified version of the report released in 2007, Project Mockingbird involved the wire-tapping of two American journalists for several months in the early 1960s,” says Wikipedia.

Operation Mockingbird was once classified, “eyes only,” is 702 pages of dry-to-stunning, and can be accessed from the linked image, below.

 

CIALogoOperationMockingbirdBlackVaultDeclassifiedDailyBusinessNewsMHProNews

The declassified Family Jewels report is found at this link here.

 

Declassified CIA Document 0n Operation Mockingbird

The CIA reference for Operation Mockingbird was dubbed the “Family Jewels” report.  It goes without saying that family’s jewels are a prized item, so the name itself has meaning.  The CIA report includes, and is supportive of, the information referenced by Wikipedia.

The Washington Post is among the mainstream media sources that reference the Family Jewels document, so it will be difficult for other media to easily dismiss its credibility or the validity of the reference.

ChurchCommitteeSenatorFrankChurchDailyBusinessNewsMHproNEws

As a relevant aside, the Washington Post is now owned by Jeff Bezos, the founder of Amazon. The billionaire Bezos has bounced between the #1 and #2 richest person in the world during the last year.

Bezos is also one of the 7 top billionaires connected with significant donations to the Democratic Party in recent election cycles.  That includes the 2018 midterms, as MHProNews alone reported in MHVille trade media, but a few others in the mainstream media have also reported.

Among the other 6 top American billionaires include Bill Gates, and Warren Buffett.  The top 10, per Forbes at that point in time, is found below.  The way their political contributions lean is from MHProNews, from third-party sources such as Open Secrets.

 

ForbesTOP10BillionairesPartyPoliticalSupportTendenciesManufacturedHomeLivingNews

The Democrats are not the same party that they used to be. Neither are the Republicans. Democrats have tilted socialist, and many say so openly.

 

The facts above are all support the thrust of prior MHProNews research.  That includes our Daily Business News overview survey from Saturday, which is linked below. It ought to be as no less relevant to MHVille professionals as Smoking Gun 3. ICYMI, see the weekend overview, linked below.

 

 

Affordable Housing, the Visible, Yet Mysterious Struggle for an Obvious Solution, Case Examples

 

When you carefully read that report, you’ll see where our MHVille source with the “info wars” comments and tips was coming from.

The challenges are troubling, tragic, but they are correctable.

But there’s more…

 

New York Times, Rolling Stones, and the Church Committee  

Operation Mockingbird, per some sources, was never discontinued. So, while it may seem like ancient history to some, it is interesting that our “info war” source pointed to this specific operation.

There are other intersections between mainstream media, Silicon Valley, top Democratic backing billionaires, and government agencies.  This is all interrelated with Warren Buffett, Bill Gates, Jeff Bezos, and affordable factory-built housing, but goes beyond it.  Our industry and others are a subset to the challenges that “info wars” – significant media influence, or “weaponized news” – has.  It is thus relevant to our manufactured housing professional audience.

 

Keep in Mind  

Bear in mind that sources in and working with the Trump Administration have told MHProNews that investigations of Berkshire, Clayton, and related issues to manufactured housing are still ongoing.

Those federal and other sources to the Daily Business News on MHProNews have specifically mentioned Warren Buffett as being of interest in their investigations.  The existence of those investigations have been noted by the Seattle Times too. ICYMI, or need a reminder, see the report linked below.

 

Seattle Times -Federal Investigations-Berkshire Hathaway’s Clayton Homes, GuruFocus Spotlights Buffett’s Clayton’s “Unethical,” Monopolistic Moat

 

There’s more related to this news tip that will follow in upcoming reports.

But the above on Operation Mockingbird from a well-positioned insider source, and others – including from Buffett brands in manufactured housing – are threads MHProNews will continue to follow and periodically report on. Stay tuned, and make sure you see and digest the related reports, linked below the byline. That’s “News Through the lens of manufactured homes, and factory-built housing,” © and “Industry News, Tips, and Views Pros Can Use.” © ## (News, Commentary, and analysis.).

Footnotes: 1) The comma was missing in the original message, and thus was edited in with the brackets [,] to reflect where it belongs and to make that sentence’s meaning clearer.

2) The MH in brackets was understood from the context of a string of related messages, but that bracketed [MH] wasn’t in the original. So, it was edited in to clarify the meaning.

(See Related Reports, further below. Third-party images and content are provided under fair use guidelines.)

LATonyKovachGoodBipartisanshipShouldalwaysBepredicatedBenefitallhonestindustrymembersnotslectfewquoteBy L.A. “Tony” Kovach – for MHProNews.com.

Tony is the multiple award-winning managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

Office 863-213-4090 |Connect on LinkedIn:
http://www.linkedin.com/in/latonykovach

Sign Up Today!EmailedMHProNewsHeadlineNewsDailyBusinessNews

Click here to sign up in 5 seconds for the manufactured home industry’s leading – and still growing – emailed headline news updates.

 

Related References:

“Rent is Too Damn High,” But Why? MHVille Struggles & Solutions

Prosperity Now, Protests, Indivisible Project, Warren Buffett, George Soros, POTUS Donald Trump, MHAction and Manufactured Housing – Following the Money

 

 

To submit a news tip, please click here: iReportMHNewsTips@MHMSM.com


Clayton Homes “New” Image Campaign, Surprising Facts Behind Have it Made Stigma Attacking Video

November 12th, 2018 No comments

 

ClaytonHomesNewImageCampaignSurprisingFactsBehindHaveItMadeStigmaAttackingVideoDailyBusinessNewsMHProNews

 

Over a year has gone by since Clayton Homes and their marketing company launched their new image campaign. It was touted in part with the video published on YouTube, which is shown below.

 

The screen capture above is from the Clayton video, below.

ClaytonHomesVideoAtackingStigmaofManufacturedHousingCompositeOfYouTubePageDailyBusinessNewsMHproNews_001

Sadly, the public has voted on this video.

As of 2:02 PM ET, on 11.12. 2018, Clayton’s video reflects some 2,979 views.

By way of comparison, Curbed and The Verge has a video about modular “homes of the future” with 1,362,208 views.

VergeCurbedFutureofHousingHomeModularBuildingForDailyBusinessNewsMHproNews11122018

MHProNews is not endorsing either video, rather, this is a simple factual comparison of how each has done in video views. Clayton lost by of 457 to 1.

Rephrased, that means the Ford sponsored Curbed/The Verge video gets 457.27 times more views then the Clayton Homes video for the same timeframe.

 

 

But There’s More…

As the Daily Business News on MHProNews alone among MH trade media spotlighted in a sensible, systemic, and evidenced-based manner, HUD Code manufactured home shipments have been struggling to get a tepid growth-rate.

Last year, MHProNews was alone in reporting that Clayton and Cavco were both growing at a clip slower than that of the industry at large. Fact-checks often reveal the evidence of a pattern where much smaller independents often outperform in growth their giant rivals.

But even the growth of some independents is not enough to lift the industry to anywhere near its historic norms.

 

The Warning Signs…

Who else in MHVille has hammered away at the fact that if you subtract out the new home shipments to land-lease communities with many of those units being used for rentals, not sales – that the industry has been essentially flat for the last several years?

National New HUD Code Manufactured Home Production Data Summary, September 2018 Analysis

Recall the fanfare last year, when Clayton announced their program.  The proof is in the performance.  It doesn’t seem to be too strong, based upon video views, new HUD Code manufactured home shipment data, which of course reflects new home orders.  The ‘leadership’ of Clayton, which purportedly dominates the Manufactured Housing Institute (MHI), has been tested on this issue, and has arguably been found wanting.

 

Proof Once Again, Objective Analysis and Fact-Checks Matter

If you read our analysis from last September, you’ll see that we showed the gamut, for and against their campaign.  But we revealed the concerns about the effort.

Clayton Homes “Have It Made” Campaign, Manufactured Housing Pros React, Initial Analysis

One year later, MHProNews was proven correct again. Keep in mind that these are the same people who pushed the “new class of homes” which MHProNews warned could be a “Trojan Horse.” More on that another time.

But the trend for objective, clear thinkers who follow MHProNews faithfully should be clear.

IfPrettyPicturesVideosAloneWereEnoughMHIndustryWillOnlyAchieveItsGoalsByResovingItsCoreIssuesLATonyKovachMHProNews1

 

As industry professionals watch the calendar move towards the end of the year, isn’t it time to ask the hard questions, look at facts and the evidence like this report, or those below, and make adjustments? “We Provide, You Decide.” ## (News, analysis, and commentary.)

(Related Reports are further below. Third-party images and content are provided under fair use guidelines.)

1) To sign up in seconds for our MH Industry leading emailed news updates, click here.

ManufacturedHomeIndustry#1HeadlineNewsMHProNews

To see a sample of our emailed news update, click here. To sign up for the factory-built home industry’s #1 headline news, click here or the graphic above.

2) To pro-vide a News Tips and/or Commentary, click the link to the left. Please note if comments are on-or-off the record, thank you.

3) Marketing, Web, Video, Consulting, Recruiting and Training Re-sources

SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

 

 

 

Related Reports:

While Manufactured Housing Overall Rises, Some Slip Sliding Away

GIGO, Esther Sullivan, Clayton Homes, Boston Globe, GSMOL on ‘Manufactured Insecurity-Mobile Home Parks and Americans’ Tenuous Right to Place’

 

 

 

To submit a news tip, please click here: iReportMHNewsTips@MHMSM.com


Tariffs, Tech, Fed, Oil, Commodities and Today’s Tumble, Plus MH Equities Updates

November 12th, 2018 No comments

CNNmoney11.12.2018ManufacturedHomeStocksMarketsReportsMHProNewsCNBC did highlight the factors noted in the headline, above as factors in the markets tanking today. What wasn’t included was talk that House Democrats are reportedly now up to over 100 planned investigations of the Trump Administration.  So much for bipartisanship. Elections have consequences, and the early signals are raising a caution flag since last Tuesday. But the focus for this evening are the insightful facts, noted in our headline, above.

 

If you’re new, already hooked on our new spotlight feature – or are ready to get the MH professional fever – our headline report is found further belowafter the newsmaker bullets and major indexes closing tickers.

 

The evolving Daily Business News market report sets the manufactured home industry’s stocks in the broader context of the overall markets.  Headlines – at home and abroad – often move the markets.  So, this is an example of “News through the lens of manufactured homes, and factory-built housing.” ©

Part of this unique evening feature provides headlines – from both sides of the left-right media divide – which saves busy readers time, while underscoring topics that may be moving investors, which in turn move the markets.

Readers say this is also a useful quick-review tool that saves researchers time in getting a handle of the manufactured housing industry, through the lens of publicly-traded stocks connected with the manufactured home industry.

This is an exclusive evening or nightly example of MH “Industry News, Tips and Views, Pros Can Use.” © It is fascinating to see just how similar, and different, these two lists of headlines can be.

Want to know more about the left-right media divide from third party research?  ICYMI – for those not familiar with the “Full Measure,” ‘left-center-right’ media chart, please click here.

 

Select bullets from CNN Money…

  • Consumers are spending and it’s not just at Walmart and Amazon
  • Oil hit with longest losing streak on record
  • PERSPECTIVES The US is too reliant on oil. Here’s how to fix that
  • Saudi Arabia’s oil reversal is a win for American shale
  • Michelle Obama’s memoir tops Amazon best-seller list days ahead of release
  • Reporters gear up for around-the-clock coverage of California fires
  • Justin Trudeau is a feminist. For him, that’s a given
  • Fixing GE ‘is the challenge of a lifetime,’ CEO says
  • Why Ford and Volkswagen will get together – but not get married
  • Brexit headlines predict catastrophe
  • SoftBank is getting ready for one of the world’s biggest IPOs
  • Smartphone prices in India are rising. Blame the weak rupee
  • E-Commerce Guide by CNN Underscore
  • Amazon’s Pre-Black Friday Sale starts now
  • Dow plunges 600 points
  • A trader works on the floor at the New York Stock Exchange (NYSE) in New York City, U.S., November 9, 2018. REUTERS/Andrew Kelly
  • The real reason why the stock market is down
  • Wall Street loves gridlock. But gridlock isn’t always great
  • Crude oil suffers longest losing streak since 1984
  • The dollar is really strong. That could hurt the economy
  • Track investor sentiment with the Fear & Greed index
  • This app puts a trainer in your ear
  • Bombas founders wanted to help the homeless — by giving them socks
  • Scrappy US startup puts 6 small satellites into orbit
  • Vetting roommates is tricky work. This app does it for you
  • Silicon Valley startups are still taking Saudi cash
  • Creditors: Sears should close for good
  • How Sears wasted $6 billion
  • Chairman structured deals to enrich himself, creditors suggest
  • Say goodbye to another 40 Sears and Kmart stores
  • Believe it or not, Sears once revolutionized retail

Select Bullets from Fox Business

 

  • Apple, Goldman Sachs push Dow down 600 points
  • China trade deal jeopardizes stock market, portfolio manager says
  • FDA to seek a ban on menthol cigarettes
  • Permanent tax cuts for middle class becoming more doubtful
  • Facebook denies firing anti-Hillary Clinton supporter who favored Trump
  • This is why the DOJ could probe Comcast
  • Democrat turns to Civil War-era scheme to build up tech jobs for middle-Americans
  • Here’s how most Americans raise the value of their homes
  • Facebook’s site was down for 30 minutes, here’s why
  • Is the US the most overvalued stock market in history?
  • Oil price drop isn’t sustainable: Fmr. Shell Oil president Hofmeister
  • Here’s how big Wall Street’s bonuses will be in 2018
  • How to become an everyday millionaire
  • California wildfires rage, slamming PG&E, Edison International
  • MLB’s Dallas Keuchel invests in ‘NoSweat’ company, would shave beard to play for Yankees
  • Stan Lee dead at 95: Marvel co-creator’s superheroes grossed billions at box office
  • US Army to get advanced camouflage protection system
  • ‘Harry Potter’ author JK Rowling sues assistant for shopping spree
  • General Electric’s slow demise
  • These are the most livable mid-sized American cities
  • What Sessions’ resignation means for pot
  • Millennials are the pillar of economic growth: Here’s why
  • Boeing issued safety warning to pilots for 737 Max jets
  • Job help is US military veterans’ top request after serving
  • Home Depot creates 3,000 multimillionaires, co-founder says
  • Rockwell Automation looks to fill hundreds of jobs
  • Uber, Google co-founder and others may have flying taxis available by the 2020s
  • Disney posts strong profits with Fox deal now in focus
  • Ford bets big on electric scooters
  • AT&T’s HBO goes dark due to standoff with Dish
  • Looking to sell your home? Top advice from the ‘Property Brothers’
  • Marijuana stocks rise as Michigan legalizes recreational use

 

Today’s markets and stocks, at the closing bell…

9MarketIndicatorsYahooFinance11.12.2018DailyBusinessNeawsManufacturedHousingIndustryStocksMarketsReportsDataMHProNews

 

Manufactured Housing Composite Value (MHCV)

YahooFinanceManufacturedHousingCompValue11.12.2018DailyBusinessNewsStocksMarketsDataReportsMHProNews

Today’s Big Movers

For all the scores and highlights on tracked manufactured home connected stocks today, see thBloomberg graphic, posted below.

Today’s MH Market Spotlight Report –

TariffsTechFedOilCommodotiesTodaysTumbilePlusMHEquitiesDailyBusinessNEwsMHproenws

CNBC said that a review of corporate earnings calls reflects that only about 9 percent of all companies are saying that tariffs are having a negative impact on a firm’s performance, and thus their stock’s value.

Per that source:

  • Tariffs are generating worries in the stock market, but not as much from company executives.
  • Tariffs are having a negative impact for only about 9 percent of companies, earnings calls show
  • With earnings season nearly completed, only about one-third of the companies reporting so far have used the word “tariffs” during their conference calls.
  • Of that group, less than 10 percent have said tariffs are having a negative impact.

Other factors weighing on the market on Veteran’s Day are:

  • Problems with global growth and the Federal Reserve.
  • Tech stocks, including Apple, but not them alone.
  • All the FANG names were down 2 percent to 3 percent, and the industrial and energy sectors were down 1.5 percent each, point to a bigger problem.
  • Domestic U.S. growth seems strong, but the global growth picture in Europe and China is generally weaker. That’s one reason all the high valuation stocks (FANG) are getting taken down.

Commodities Tumble in 2018

  • Oil: down 2.6 percent
  • Zinc: down 23 percent
  • Copper: down 19 percent
  • Aluminum: down 13 percent
  • Lumber: down 20 percent
  • Gold: down 8 percent

 

ICYMI, or need a reminder, our Friday report featured this move by Third Ave’s Daniel S. Loeb, who cut his firm’s positions in some big-name tech stocks.

 

Manufactured Home Owner, and Billionaire Third Point Hedge Fund’s Daniel S. Loeb Shakes Market Watchers

 

Bloomberg Closing Ticker for MHProNews…

NOTE: The chart below includes the Canadian stock, ECN, which purchased Triad Financial Services.

NOTE: The chart below covers a number of stocks NOT reflected in the Yahoo MHCV, shown above.

NOTE: Drew changed its name and trading symbol at the end of 2016 to Lippert (LCII).

11.12.2018DailyBusinessNewsManufacturedHousingConnectedMarketReportsBloombergMHProNews

 

Berkshire Hathaway is the parent company to Clayton Homes21st Mortgage, Vanderbilt Mortgage and other factory built housing industry suppliers.

LCI Industries, Patrick, UFPI and LP all supply manufactured housing.

AMG, CG and TAVFX have investments in manufactured housing related businesses.

Your link to industry praise for our coverage, is found here.

For the examples of our kudos linked above…plus well over 1,000 positive, public comments, we say – “Thank You for your vote of confidence.”

SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsWe Provide, You Decide.” © ## (News, analysis and commentary.)

(Image credits and information are as shown above, and when provided by third parties, are shared under fair use guidelines.)

Submitted by Soheyla Kovach to the Daily Business News for MHProNews.com.

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Work, Life Balance and MHVille, Monday Morning Manufactured Housing Meeting

November 12th, 2018 No comments

 

WorkLifeBalanceMondayMorningmanufacturedHousingMarketingSalesManagementMeetingDailyBusinessNewsMHProNews

It goes without saying that life is a series of marathons, not just a single sprint.

 

That:

  • first home sale,
  • that first business deal,
  • that first new client,

are important. But once isn’t enough.  Repetition is critical for learning.  Systems that can more routinely produce the desired outcome are important too.  That’s a form of repetition too. How do you keep from burning out, and balance your life for long term sustained success?  We’ll take a brief look at that question via the new-for-you graphic below.

7AreasWorkLifeBalanceSustained21stCenturySuccessZgZiglarLaneJonesFreshTakeContentManufacturedHousingIndustryMHProNews

 

Work Life Balance

The work-life balance is a topic that gurus have talked and written about for years.

What our manufactured housing industry’s history sadly highlights is a trend that other industry’s have endured too.  There has been a long-standing, multi-decade struggle between larger firms attempting to ‘rig the system’ against smaller operations and the masses of Americans of all backgrounds.  They’ve done that by misusing politics, media, foundations, and other resources.

That’s not to say that everyone in those sphere’s are evil or corrupt, that would be as untrue as those who want to ignore the obvious reality that there is a level of corruption or “rigging of the system.”

What’s the solution?  Part of it is education, and a good work-life balance.

 

The Difference Between Free Enterprise and Crony Capitalism

Stop and think for a few moments. Why is it that some of the richest people in America claim to support candidates who often openly support socialism?

The idea of ‘free stuff’ is tempting to millions who have not learned the lessons once taught in junior high school.  “There is no such thing as a free lunch,” or TANSTAFL.

If socialism worked, North Korea wouldn’t have a basket case economy next to that of South Korea.

If socialism worked, the old USSR wouldn’t have fallen.

Warren Buffett and several of his peers know the value of history quite well. The free enterprise system helped make the wealthy, but they’ve also arguably abused the free enterprise system to get an edge over other smaller companies.

 

How is That Unfair Advantage Unwound?

The answer in part is educational, but it includes the proper work-life balance.  Some get nervous about talking about spiritual, faith-based or political matters.  Why?  It wasn’t that long ago that it was a common topic. Why was it turned by those who pull-the-strings behind the scenes into something that was “politically incorrect?”

The work life-balance wheel posted in this tip can be download, and posted in frame in your office.  There may not be another quite like it.

Every business needs a short, medium, and long-term strategy. For example, if political, civics and historic understanding is a once every 2- or 4-years brief event, then expect those who make it part of their long term strategy to gain an advantage.

As a business person or professional, you have to make your monthly overhead. That’s short term.  Miss that overhead often enough, and you’ll be out of business or bankrupt.

This week, several new reports will be mixed in with other news items that will underscore the need for a sustained, short-medium and long-term work-life balance.  Get a jump on it.  Your sustained success depends upon it.

BTW, if you look at the first ‘related report,’ linked below, and scan our headlines, you may notice something.  Virtually every week offers some level of ‘work life balance’ in our reports according to the principles spotlighted shown above.

That’s MH “Industry News, Tips, and Views that Pros Can Use,” © where “We Provide, You Decide.” © ## (News, Commentary, and analysis. – Notice, the right to share this unedited, with a link back and proper credit, is hereby granted).

(See Related Reports, further below. Third-party images and content are provided under fair use guidelines.)

LATonyKovachGoodBipartisanshipShouldalwaysBepredicatedBenefitallhonestindustrymembersnotslectfewquoteBy L.A. “Tony” Kovach – for MHProNews.com.

Tony is the multiple award-winning managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

Office 863-213-4090 |Connect on LinkedIn:
http://www.linkedin.com/in/latonykovach

Sign Up Today!EmailedMHProNewsHeadlineNewsDailyBusinessNews

Click here to sign up in 5 seconds for the manufactured home industry’s leading – and still growing – emailed headline news updates.

 

Related References:

“Rent is Too Damn High,” But Why? MHVille Struggles & Solutions

 

“Fixing Our Industry’s Terrible” Public Relations, a Proven Strategy

 

 

To submit a news tip, please click here: iReportMHNewsTips@MHMSM.com


An MHProNews Thank You to America’s Veterans, Plus VA Market At-a-Glance

November 12th, 2018 No comments

MHProNewsThankjYouToAmericasVeteransPlusVAMarketAtGlanceDailyBusinessNewsmHProNews

Our 11, soon to turn 12-year-old son Tamas (pronounced “Tah Mash”, in photo above, on the left) Kovach spotted the veteran in his scooter as we strolled in Disney Springs. Tamas knows we stop and thank our veterans for their service, as well as uniformed law enforcement officers too.

 

For over 2 decades, this veteran in the photo served in the Navy and as a U.S. Marine. He joked, but was serious, in saying that he only served on a ship for two weeks at sea.  He said much of that time, he was sea sick.

The veteran was a medic from North Carolina, and shared a few stories.  One was the time that he and others stationed in Alaska were called to help a Russian Trawler in distress off the coast.

There were no fish” on that vessel, the medic said, explaining that after the mission, he and the others involved during that Cold War era episode were debriefed by the Central Intelligence Agency (CIA).

Lots of antenna and electronic gear on board?’ our publisher L. A. “Tony” Kovach – who is a military history buff – asked the sailor/Marine.

Yes,” said the medic, ‘that’s why there was no fish.’ In those days, the old Soviet Union used what looked like a fishing vessel as spy ships.  They were festooned with electronic gear, used for surveillance.

Every veterans has a story, usually lots of them.

 

The VA Market

There are some 20 million veterans of the armed forces alive today, almost as many as those who live in a mobile or manufactured home.  Those veterans get VA benefits, including access to zero-down payment loans which can be used to buy a new manufactured home.

Chattel loans are an important part of the MH market, but why aren’t more land-home deals, including VA land home deals being done?  Are you and your operation overlooking this significant market?

Thank our veterans, but let’s serve those well who served us too.

 

 

As an FYI, the Lee Greenwood music video has some clips that include modern manufactured homes.  Can you spot them? That’s “News through the Lens of Manufactured Homes, and Factory-Built Housing,” © where “We Provide, You Decide.” ©  ## (News, analysis, and commentary.)

(Related Reports are further below. Third-party images and content are provided under fair use guidelines.)

1) To sign up in seconds for our MH Industry leading emailed news updates, click here.

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To see a sample of our emailed news update, click here. To sign up for the factory-built home industry’s #1 headline news, click here or the graphic above.

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3) Marketing, Web, Video, Consulting, Recruiting and Training Re-sources

SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

 

 

 

Related Reports:

Semper Fi! Video Patriotic 4th of July with Marine Manufactured Home Owner James Hodges, New Durham Estates, Westville IN

 

Proud to be American, God Bless the USA, Lee Greenwood Music Video, Interview

 

 

 

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“Rent is Too Damn High,” But Why? MHVille Struggles & Solutions

November 11th, 2018 No comments

 

RentIsTooDamnHighButWhyDailyKosMHVilleStruggles&SolutionsDailyBusinessNewsMHproNews

From New York to California, there have been protesters who’ve carried signs saying the “rent is too damn high.”

 

It’s vexing. Because this ought to be yet another signal for manufactured housing professionals and investors to better understand the dynamics that could spark the industry’s authentic return as a major producer of housing in America.

But instead, as other reports from this past week reveal, manufactured housing nationwide stalled in new home shipments. Some states rose, others fell, and the net outcome nationwide is a slip. All of those reports are linked below.

Molly Ball has a featured report on left-of-center Time Magazine that reveals her view that it’s about to get worse in America. Time has been strongly anti-Trump at least since 2016, but they admit the 45th President of the United States (POTUS) bucked the tide of decades of midterm history. That’s significant to industry pros for reasons Saturday’s Daily Business News report reflects.

Seasoned and savvy manufactured housing professionals don’t have to be told that we have a great option for affordable housing. Arguably, it’s the most bang for the money. It’s a solution to the rent that is ‘too damn high.’

So why isn’t the industry performing better?  The answers are being revealed, one story at a time, and in reports like this week’s Masthead. 

But there’s more.

There’s big news about Legacy Housing, and a stunning shakeup at Cavco. A big move by Sun Communities too. Those and other reports below.

Check out the in depth Saturday report and analysis on the milieu in which affordable housing’s struggles are embroiled in, along with over 2 dozen more other articles and reports from the week that was.

We provide actionable insights, fact-checks, reports, and analysis that are found no where else in the manufactured housing industry’s trade media. It’s an avoidably modest industry today, a fraction of what it was in 2018. That sad, because it is avoidable. But it is also an opportunity in disguise, for those willing to dig in, understand and then take specific action steps. The right steps would arguably make individual locations more profitable than they’ve been in years, decades, or perhaps the best ever.

You’ve made us the runaway number one trade media in manufactured housing. The industry, per the Manufactured Housing Institute (MHI) has 40,000 full time equivalents (FTEs) We think their figure may be low, but regardless it is a sobering number to reflect upon. With that backdrop, our thanks to all of our readers, clients, and sponsors for making this the place where well over ten thousand pros and industry researchers will come on an average day to read “Industry News, Tips, and Views Pros Can Use.” ©  As millions head to or from Sunday worship, as we look ahead to Veterans Day tomorrow, there is much to ponder, pray, and then perform. 

With no further adieu, let’s dive into the headline week in review, on this Sunday Morning. 11.4 to 11.11.2018.

 

What’s New on the Masthead

 TheMastheadCommentaryLATonyKovachMHProNews

Prosperity Now, Protests, Indivisible Project, Warren Buffett, George Soros, POTUS Donald Trump, MHAction and Manufactured Housing – Following the Money

 

What’s New from MHARR

“A HUD MONITORING CONTRACT ‘BRIDGE TO NOWHERE’”

 

Financial Services Chairman Calls for End of GSEs

 

September 2018 Manufactured Home Production Data Shows Slight Flatline

 

What’s New on the Daily Business News on MHProNews

 1DailyBusinessNewsLogoMHProNewsLogo-1

 

Saturday 11.10.2018


Affordable Housing, the Visible, Yet Mysterious Struggle for an Obvious Solution, Case Examples

Affordable Housing, the Visible, Yet Mysterious Struggle for an Obvious Solution, Case Examples

 

Friday 11.9.2018

Legacy Housing Files for IPO, Plus Manufactured Housing Industry Market Updates

Legacy Housing Files for IPO, Plus Manufactured Housing Industry Market Updates

Manufactured Home Owner, and Billionaire Third Point Hedge Fund’s Daniel S. Loeb Shakes Market Watchers

Manufactured Home Owner, and Billionaire Third Point Hedge Fund’s Daniel S. Loeb Shakes Market Watchers

Cavco Chairman Joseph H. Stegmayer Steps Down Under SEC Cloud, “Personal, Confidential” SEC Document, Cavco Industries’ Statement

Cavco Chairman Joseph H. Stegmayer Steps Down Under SEC Cloud, “Personal, Confidential” SEC Document, Cavco Industries’ Statement

Divisions in America, and Manufactured Housing – Reality Check 1 – 11.9.2018

Divisions in America, and Manufactured Housing – Reality Check 1 – 11.9.2018

 

Thursday 11.8.2018

Markets Muted, Mixed, See FED OMC Meeting Notes, Plus MH Market Updates

Markets Muted, Mixed, See FED OMC Meeting Notes, Plus MH Market Updates

National New HUD Code Manufactured Home Production Data Summary, September 2018 Analysis

National New HUD Code Manufactured Home Production Data Summary, September 2018 Analysis

Direct Relationship – Rule of Law, Sound Information, Equal Access, Profits & Pay – MHVille, Megyn Kelly, Tucker Carlson

Direct Relationship – Rule of Law, Sound Information, Equal Access, Profits & Pay – MHVille, Megyn Kelly, Tucker Carlson

MHARR Warns Single Source Federal Contract is “Bridge to Nowhere”

MHARR Warns Single Source Federal Contract is “Bridge to Nowhere”

Wednesday 11.7.2018

Sun Communities Strategic Investment in Ingenia Communities, Info, Videos Beyond the Release, Plus Manufactured Home Industry Market Updates

Sun Communities Strategic Investment in Ingenia Communities, Info, Videos Beyond the Release, Plus Manufactured Home Industry Market Updates

Key Clayton/MHI/BO Bets Spanked, First Look at Winners & Losers

Key Clayton/MHI/BO Bets Spanked, First Look at Winners & Losers

Conflict of Interests? MHI’s, MHARR’s Most Recent Statements on Controversial GSE Lending, House Financial Services Committee Chairman Weighs In

Conflict of Interests? MHI’s, MHARR’s Most Recent Statements on Controversial GSE Lending, House Financial Services Committee Chairman Weighs In

Another Top Manufactured Home State is Sliding on New HUD Code Home Shipments, More New Data

Another Top Manufactured Home State is Sliding on New HUD Code Home Shipments, More New Data

 

Tuesday 11.6.2018

Red Wave? Blue Wave? Here’s What Wall Street Is Watching, plus MH Market Updates

New Shipment Data, Top Manufactured Home State, Other MH States Continue Slide

New Shipment Data, Top Manufactured Home State, Other MH States Continue Slide

Lead, Kindly Light

Lead, Kindly Light

Sexual Harassment, #MeToo Small Business Workplace Webinar

On the Eve of the Midterms, Closing on Willie Horton? Plus, MH Market Updates

On the Eve of the Midterms, Closing on Willie Horton? Plus, MH Market Updates

 

Monday 11.5.2018

MH Sales, Marketing, Management Life Lesson – Plan A, Plan B

MH Sales, Marketing, Management Life Lesson – Plan A, Plan B

Former Clayton Homes Team, Employees Speak Out – Mainstream Media, Trade Media Reports

Former Clayton Homes Team, Employees Speak Out – Mainstream Media, Trade Media Reports

VP Mike Pence, “We’ll Hold House,” Make History “When We Elect John James” Rush Limbaugh, Sean Hannity Rally With POTUS Trump Monday Evening

Sunday 11.4.2018 Plus MH Week In Review, for 10. .2018 to 11.4.2018

Business Strategy, Open and Stealth Clients, Transparency, and Manufactured Housing

Business Strategy, Open and Stealth Clients, Transparency, and Manufactured Housing

 

Together with honest MHVille pros of good will, we can make our industry achieve its great potential. That’s done by making American lives better, together. “We Provide, You Decide.” © ## (Sunday Morning, weekly headline news review, analysis, and commentary.)

NOTICE: You can join the scores who follow us on Twitter at this link. You can get our ‘read-hot’ industry-leading emailed headline news updates, at this link here.

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SoheylaKovachDailyBusinessNewsMHProNewsMHLivingNewsSubmitted by Soheyla Kovach to the Daily Business News for MHProNews.com. Soheyla is a managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

Related Reports:

The Coming Breakup of Berkshire? MHI? Plus Sunday Headline Recap 10-14-2018 to 10-21-2018

 

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Affordable Housing, the Visible, Yet Mysterious Struggle for an Obvious Solution, Case Examples

November 10th, 2018 No comments

 

AffordableHousingVisibleYetMysteriousStruggleForObviousSolutionsCaseExamples

It was then best of times,

it was the worst of times…” –

 Charles Dickens, A Tale of Two Cities.

 

 

Dickens was writing about the French Revolution, but considering the famous opening to his novel, “A Tale or Two Cities,” one might believe that Nostradamus was writing about the USA today, including the struggle for affordable housing.

Those who cannot remember the past are condemned to repeat it,”  said George Santayana.

It was the best of times, it was the worst of times, it was the age of wisdom, it was the age of foolishness, it was the epoch of belief, it was the epoch of incredulity, it was the season of Light, it was the season of Darkness, it was the spring of hope, it was the winter of despair, we had everything before us, we had nothing before us, we were all going direct to Heaven, we were all going direct the other way—in short, the period was so far like the present period, that some of its noisiest authorities insisted on its being received, for good or for evil, in the superlative degree of comparison only.[2]” wrote Dickens, according to Wikipedia.

 

In and around presumptive incoming Speaker of the House Nancy Pelosi’s (CA-D) district of San Francisco, there is wealth and poverty. Some of the most expensive real estate in the nation is found there. The homeless defecating on the street is common enough that online maps are available identifying areas to be avoided if you don’t want  to see piles of poop, or the discarded needles of drug addicts.

Welcome to 21st century America.  It is the best and worst of times, all within blocks of each other.

 

Affordable housing is symptomatic of a variety of interrelated problems. The problems and the solutions are arguably known. Indeed, some years ago, MHLivingNews published an article with a video interview running concurrently with home tours that made the case that the solution to the affordable housing crisis is hiding in plain sight. That phrase was popular enough that others in media have used that line since.

“The Solution to the Affordable Housing Crisis is Hiding in Plain Sight”

 

Solutions are known, but the problems persist. Why?

MHProNews has been peeling back layers of that puzzling onion over the course of several years. It could be summed up like this. Certain special interests believe they benefit from the current state of affairs. Since it is more than one interest group, depending on the person(s) or organization(s) they are affiliated with, they will fight on several levels to maintain a status quo that has made them millions to billions of dollars.

 

Where Bernie and the Donald Agreed

Some of the richest people on earth, our fellow Americans, are benefiting from a system that both then-presidential candidates, Bernie Sanders and Donald J. Trump, called “a rigged system.”

If the right and left both see the system as rigged, it begs the question.  Why can’t the two parties solve the issues?

Arguably, because one side benefits more from the rigged system, the other party less so. But each major party has powerful members that believe they benefit from their vision of a morphing status quo. “Draining the Swamp” created over a period of decades isn’t going to be an overnight event.  What took years to create, will take years to accomplish.

The solution always begins by understanding the true nature of the problem.

 

ProblemSolvingZigZiglarFirstStepRecognizetheProblemExistsNextIsProblemOurResponsiblityProblemSolvingVeryImportantDailyBusinessNewsMHProNews

Value Penguin published a useful introduction to the issue.  It was co-authored by small-town business expert Tom Egelhoff and L.A. ‘Tony’ Kovach, the latter is this report’s writer too.  Fear, Manufactured Homes, and a Solution to the Affordable Housing Crisis is found at the link below.

 

 

That column linked above takes several expert views and facts, and makes the case that the lack of affordable housing where its needed costs the U.S. economy some $2 trillion dollars annually in lost gross domestic product (GDP).

Stop right there. Imagine what $2 trillion dollars more GDP could mean to everyday Americans. With approaching 330,000,000 people in the U.S., that would be about $6,000 per every man, woman and child. The typical family of four would average some $24,000 more per household annually.

Put differently, solving affordable housing could be a similar or greater economic stimulus than the tax cuts. And as “Fear” explains, it can all be done using existing laws. That’s the beauty of it. No need to wait years for debating a solution.

Clearly, some would benefit more, others less, from having more affordable housing. But affordable housing in or near the places where homes are needed most would unlock greater opportunities. Investors, existing housing owners, and others waiting to buy could all benefit.

All but a few would benefit from unrigging the system.

TheRentIsTooDamnHighPoliticalPullManufacturedHomeIndustryDailyBusinessNewsMHproNews

 

This approach may be especially useful to renters. HUD Secretary Carson said several times in 2017 that renters have an average net worth of $5000. Home owners have an average worth of some $200,000.

That $195,000 difference over time for home owners represents real wealth to potentially millions of people.

 

YIMBY vs. NIMBY, Obama Admin Concept Could Unlock $1.95 Trillion Annually, HUD & MH Impact

 

But instead, there are tens of millions who are locked out of an appealing ownership opportunity by a system skewed by problematic zoning and discriminatory housing regulatory barriers.

The law of supply and demand is at work. High demand, limited supply, so prices are rising, often faster than wages.

LawrenceYunNARShort8.3MillionHousingUnitsRisingRentsHousingPricesCuredOnlyByMoreBuilding

Collage by MHProNews.

There are protests in the streets in various places. Some carry signs proclaiming that the rent is “too damn high.” Those who protest arguably often misunderstand the true causes and logical cures.

 

Millions of minds out of ignorance and desperation turn to those who promise a purported “solution.” But the claimed “solution” of self-proclaimed “Democratic Socialists” is one proven to be false. Nevertheless, those Bernie-followers took root.

In the midterms some of those self-proclaimed Democratic Socialists won, including Senator Sanders. Sit up and take notice. Because if those growing numbers of socialists get their way, whose property will they tax and take?

Communism is the scavenger that comes when a society begins to rot from the inside,” taught the American anti-communist, Archbishop Fulton J. Sheen.

Sheen grasped that free enterprise and the genius of constitutionally limited government. He supported the American Republic. His talks were educational, and listeners of all faiths – or no faith at all – made his pioneering television broadcast more popular than numerous other shows. When he was awarded the Emmy, Sheen cleverly thanked his writers, “Matthew, Mark, Luke and John.”

The genius of Sheen was blending the lessons of history and reason, working together for a better society, guided by the light of faith. He was a compelling educator.

Hold that thought. Because the path ahead for our industry and the nation is an educational one.

Education – hopefully sound information packaged in a reasonable and compelling way – is appealing.

The goal isn’t to blind political or other opponents. Rather, the wise solution is to help the uniformed or misinformed to see the light of truth. Those who grasp the truth have a duty to share it.

The alternative is a growing, dangerous, and costly chaos.

 

An eye for an eye only makes the world blind,” is one of the ways that Mahatma Ghandi is said to explain a misunderstood lesson from the book of Exodus. Ghandi and Exodus were both right, the punishment should fit the crime, but it’s better in love to avoid the crime in the first place.  That insight requires a morally informed and grounded people.

It’s an educational matter. And history tells us that like all other education, it must be a sustained effort.

 

Not Fake Nazis, the Real Deal

There are several economic and political connections with affordable housing.  Ignore that at the same peril as one ignores the law of gravity when standing at the edge of a cliff.

Lies or half-truths told often enough will convince millions. That’s been true long before Abraham Lincoln said, “You can fool all the people some of the time, and some of the people all the time, but you cannot fool all the people all the time.”

My parents lived in Hungary during the Nazi occupation of their country. They lived the reality of the real SS. They knew what took place in neighboring Germany that brought Adolf Hitler to power in the early 1930s. They were well educated, and knew they were getting some false news. But after the war, they told their growing family that they discovered just how much propaganda the Nazis had put forth.

The Nazis demonized their made-up boogeymen. The Nazis used brownshirts as street thugs who were their Socialist party’s political enforcers. It’s a shrewd-but-misguided modern American deception to call a Nazi a ‘right wing extremist,’ because Hitler’s minions were “National Socialists,” or “Nazi.”

Rephrased, the Nazis were from the political left.

The Nazis did not believe in a U.S.-style, constitutionally limited government. And just as Nazi Germany ended up going to war against their one-time allies against Poland, the communist (socialists) of Soviet Russia, the new socialists of our day will in time turn against their allies too. Allies of the modern left? Take notice of that historic lesson.  Once the socialists come to full power, history routinely reveals the powerful socialists in government strive to eliminate their then unnecessary allies.

The Nazis were political gangsters. What follows will be a hard set of facts for many to swallow. People are wont to change their minds, until reality makes them do so. If you can find a factual error, you’re hereby invited to send a response, and your sources for it.

SaulAlinskyRulesforRadicalsWikipedia

Saul Alinksy, author of Rules for Radicals, credit, Wikipedia.

The Nazis had some commonality to Saul Alinsky and his Rules for Radicals. Alinsky’s book was dedicated to Lucifer (Satan, the devil), he learned his confidence (con game) and other criminal activity from the mob. Those criminal tactics were then applied to politics.

Alinsky’s “Rules” inspired Hillary Rodham, who later became a Clinton.

In 1969, Ms. Rodham wrote a 92 page paper, says Wikipedia, on the Alinsky model, entitled “There is Only the Fight.” According to the Washington Examiner in 2012, “Obama received a comprehensive course in Saul Alinsky during his years as a community organizer in Chicago…”

 

SaulAlinksyRulesForRadicalsPinterestDailyBusinessNewsMHProNews

Saul Alinsky’s Rules for Radicals. Image credit, Pinterest.

 

From the now-defunct ACORN, which then Barry Obama did legal work on behalf of, sprang the New York Communities for Change. That in turn spawned MHAction. Welcome to the trail to an activist, left-wing opponent to our world of affordable housing. Hold that thought, we’ll return to it.

 

 

The Historic Pattern

The surprising-to-millions reality is that Democratic political operatives have used similar tactics of thuggery and de facto protection rackets for well over a century. The Klu Klux Klan (KKK) we’re racist Democrats. The KKK was the terror arm of the Democrats. Who says? Among others, an African-American Professor.

 

 

The Nazis learned what they did in part from American Democrats, sad to say.

The period of so-called “yellow journalism” in the U.S. was an element in how Democratic President Woodrow Wilson worked with enough of the U.S. newspapers to manipulate and gin up the desire for entering the war he promised to keep Americans out of. Wilson allowed the shipment of military supplies to the Allies to cross the Atlantic in passenger ships. It was only a question of time before the Germans sank one of those ships. The outcry that enthused when a ship was sunk led the U.S. population into its first Great War in Europe.

The passenger ship Lusitania was carrying munitions when it was sunk by a German submarine in May 1915, documents released by the British Government have revealed,” said Centenary News, on May 2, 2014.

The system of media and manipulation is nothing new. There are more kinds of media today than a century ago, but the principles are the same. Those who don’t learn the history of media manipulation are condemned to relive the costly lessons.

Rush Limbaugh recently celebrated 30 years on the air. His audience is up to some 26 million listeners. He’s the self-proclaimed “…big voice on the right,” for good reason. No other TV or radio audience rivals his. Rush has said time and again that conservatives and those on the right don’t think like the leaders on the political left do. That’s an important vantage-point.

 

 

Good! You See It Differently!”

Stephen Covey, author of the 7 Habits of Highly Successful People wrote, “We see the world, not as it is, but as we are──or, as we are conditioned to see it.”

Former President Barack Obama has said something similar.

If you watch Fox News, you are living on a different planet than you are if you, you know, listen to NPR,” said the Hill. “Those who watch Fox News and those who read The New York Times occupy completely different realities,” he said, adding that the network portrays him in “weird ways.”

There is some truth in what he’s [former President Obama] saying in this regard,” Fox News host Sean Hannity said. “He’s right, the mainstream media, they want to destroy [President] Trump and they loved him [former President Barack Obama]. It’s that simple.”

It is that simple, but that’s also the challenge. That’s part of the ‘tale of two cities.’ In a polarized nation, where millions believe that the leaders of the political left and their media allies are correct, and millions of others believe they are wrong, what’s to be done?

MediaBiasChartSharylAttkissonLeftRightPostedDailyBusinessNewsMHProNews

Full Measure’s Sharyl Attiksson’s media bias chart is useful in sorting out the agendas behind various headlines and news sources. 

 

Patient, persistent, properly informed education is the answer. Limbaugh has said recently he hammers away at topics he’s covered for years, hoping to slowly win over some. Clearly, his audience growth means he’s successful at that effort. The solution in part is more of what’s proven to work, persuasive, fact-and-evidence-based educational engagement.

In writing this or any other article and report, let’s note again. If one sees a demonstrable factual error, by all means, we’ve asked readers for years to let us know. In fact, we’ve directly invited those who benefit from the purportedly rigged system in our industry, the Claytons and the Berkshire Hathaway ‘front men’ to engage in a public video recorded discussion. They have declined every time.

If the truth is on their side, why duck or dodge discussion or debate? Why would they miss an opportunity to publicly disprove or make a fool of this writer, if they can do so with facts and evidence?

But the quote in the subheading above applies. To understand another, one must meet them where they are. ‘Good, you see it differently,’ said Covey. Explain your thinking to me. Let’s examine it, together. Let’s discuss it politely and reasonably.

But that’s not what many on the left want.

Ben Shapiro offered to debate now Congressional Representative-elect Alexandria Ocasio-Cortez. Cortez declined, with a dodge. If Cortez is correct and confident in her socialist views, why not debate Shapiro? It would draw millions of viewers, including many millennials. Could it be that Cortez and her leftist backers don’t want to awaken the millennials and the younger generation?

 

A Useful Hungarian Maxim – “Aki Mondta: Te Voltál, Te Vagy” – Explained 

There’s a Magyar (Hungarian) expression my parents taught us siblings. “Aki mondta: te voltál, te vagy“ It roughly means, ‘the one who is making the accusation is the party guilty of the alleged offense.’

It’s one if the oldest tricks. Let’s look at some contemporary examples.

  • Accuse your opponent of being the ‘Nazi,’ when it is the leftist side that has paid and volunteer members of thug-like misnamed AntiFa groups.  Where do you see the Tea Party, Conservatives, or Trump supporters donning masks and smashing people and property?
  • Accuse your opponent of being a racist, when the accusers themselves benefit from race-baiting.
  • Or the “Affordable Care Act,” which was not affordable medical care at all. Jon Grubber, the Architect for ObamaCare said as much. He blamed ‘the stupidity of the American voter’ for buying the ObamaCare – the ‘Affordable Care Act’ lie. Yet it was Thomas Sowell who in a single paragraph proved why it would never work, based upon simple logic.
Thomas Sowell, Ph.D. Economist, Thinker,

Collage credit, Wikipedia and MHProNews.com.

 

 

Analogies and examples are the tools needed to help people connect to realities that they don’t understand, or have been mislead into believing.  How was the action in the video above any different than what Hitler’s brownshirts behaved?

But reality-checks and patient but persistent charity must be at the core of the responses.

 

 

For instance, let’s admit that it’s true that America was imperfect from its founding. But that racial division of slavery sadly existed in every part of the world. Whites who came to the U.S. were often indentured servants for periods of some 7 years. Blacks were often lifetime ‘property’ of their owners.  But as Dinesh D’Souza correctly points out, there were free blacks too, and some of them were slave owners of other African Americans.

Tragic, but true.

America ended slavery before many other nations did. The lesson? Taking a piece of history out of context can be as bad as not knowing history at all.

Since President Abraham Lincoln, a Republican, freed the slaves – today bondage is arguably tied to economic barriers. The invisible economic bondage of manipulated capital, regulations, and laws can be as heavy a chain as the one that bolted people who knew they were captives on ships bound for America.

Don’t believe it? Tour the parts of San Francisco or other places where the addicted or other homeless live on the streets. It’s a tale of two cities, because millions failed to grasp the lessons of Hosea the Hebrew prophet, who spoke for God in saying “My people perish for a lack of understanding…” (Hosea 4:6).

 

Rachel Maddow, MSNBC and Organizing Protests 

For those on the left, former President Barack Obama is correct.  Listen to MSNBC’s Rachel Maddow, and you have a very different view of national events than those who listen to Fox News.  We surf and read a range of media, so our knowledge is first hand.

RachelMaddowITsHappeningBreaktheGlassMovmentDailyBusinessNewsMHproNews

The protestors who were organized to “defend” Jeff Sessions and the Mueller probe when President Donald J. Trump fired Sessions and appointed his chief of staff to run the DOJ on an interim level.  Those protestors purportedly included those who are renters or struggling for affordable housing. Those protests are organized as a coalition of many groups – including, per sources, NY Communities for Change and MHAction – brought together in fairly rapid order by the tens, hundreds, and thousands.

RachelMaddowListof900ProtectMuellerProtestsDailyBusinessNEwsMHPronews

They believe that the 45th President of the United States (POTUS) Donald J. Trump is a stooge if the Russians. Never mind that former Secretary of State Hillary Clinton is the one that the evidence points to that has ties to the Russians, in a uranium sales deal the Clinton Foundation profited from. Never mind that the same law firm – Perkins Coie – tied to the Democratic “recount” effort in Broward County FL is the same firm that hired Fusion GPS to correct a semi-fictional “dossier” used to illicitly get an investigation of the Trump Campaign. And that in those dark crevices of the infamous dossier, are some Russians who obliquely helped the Clintons against now President Trump.

Let’s look at another item MSNBC’s Rachel Maddow retweeted.

RachelMaddowReTweetMapOrganizingProtestorsDailyBusinessNewsMHproNews

What is demonstrable fiction is believed as fact by millions, why? Because ‘news sources’ like MSNBC and others on the political left has said the words “Trump-Russia Collusion” so often, they won’t listen to Harvard Law Professor Alan Dershowitz, a Democrat, who said there is no such law barring what’s alleged, and there is no evidence for the claim, even if there was such a crime.  Rephrased, millions of Americans have been conned into believing something that simply isn’t real.

 RachelMaddowOhPleaseDrudgeReportDailyBusinessNEwsMHProenws

 

It’s back the principle of Hitler’s propaganda minister, Joseph Goebels, who said that ‘if you say a lie big enough, often enough, people will believe it.’ Goebbels and President Lincoln see that narrow point similarly.

Maddow used sarcasm to deflect the one line critique of the Drudge Report. But note she doesn’t really address Drudge’s point.

Note too that during that same time-frame, AntiFa protesters went to Fox News host Tucker Carlson’s home, terrorizing his wife, chanting ‘we know where you sleep,’ breaking their front door, and spray painting their logo on Carlson’s driveway. See the WaPo video, posted further above.

Maddow found time to tweet or retweet links to nationwide protests. But during that protest organizing timeframe, Maddow failed to tweet any admonishment to those AntiFa thugs.

Isn’t it hypocritical of Maddow – or her a number of her peers – to cast blame on the 45th President for his tone? Why did Maddow and so many on the left fail to verbally rebuke those who oppose the free speech rights of Carlson, with threats of violence?  Every violent act, the president has condemned.  Where is Maddow and her fellow liberals condemnation of Antifa, and what they did to Tucker Carlson’s wife?

Aki mondta: te voltál, te vagy” = ‘the one who is making the accusation is the party guilty of the alleged offense.’   The AntiFa thugs, their billionaire background backers, and media enablers may not coordinate in a smoke-filled back room. But they share a common world-view. That world view that Mr. Obama, Sean Hannity both noted is again summed up by 7 Habits author Covey like this:

We see the world, not as it is, but as we are──or, as we are conditioned to see it.”

For the facts on the multimillion money trail from men like Buffett and Soros to those who organized and run this week’s protests, see the report, linked below.

 

Prosperity Now, Protests, Indivisible Project, Warren Buffett, George Soros, POTUS Donald Trump, MHAction and Manufactured Housing – Following the Money

 

The Dots Being Connected  

Maddow likes to mock, another favorite leftist tactic my parents taught us kids to look for and be able to respond to wisely. President Trump was arguably correct in saying that Tuesday’s midterms was a victory. Each side won something. And the next two years will clarify – for those who make or share the case – why the economy fired up under POTUS Trump’s deregulation and tax cuts.

RachelMaddowDonaldTrumpTweetTremendousVictoryDailyBusinessNEwsMHProNEws

Depending on what Democrats actually do, the economy could stall in the days ahead. If so it’s sad, avoidable, but the pivoting POTUS Trump knows how to highlight that too.

The deal making president doesn’t mind going directly to the people and making his case. If Democrats use control of the House in a way that harms U.S. safety or economics security, he can make that case and produce a full victory in 2020. The president thinks for the long run.

Democrats and progressives think long term too. Our president has shown the patience and resolve necessary to battle the left and beat them at their own game.

The Heritage Foundation said in 2014 that the cost of Democratic President Lyndon Banes Johnson’s arguably misnamed ‘Great Society’ programs has been about 22 trillion dollars. That’s roughly equal to the formal federal debt.

PovertyRateHeritageOrg1947to2012ManufacturedHousingINdustryDailyBusinessNewsMhproNews

Different sources, the same facts. The socialist promises are proven not to work. Why keep doing what has been proven to fail for over 50 years?

The way to end that morass is through economic growth. Only more income for more people, reducing welfare dependence, and growth in federal revenues will fix the fiscal and economic structural challenges that loom in America.  We can’t afford to become Venezuela. No one will bail the USA out if we fail.

 

Follow the Money

People like Warren Buffett and George Soros have used their money to obliquely fund groups that participated in the recent post-election protests.

Those progressive billionaires have clearly signaled that peace and bipartisanship are not their goal. It never was. Our industry’s Buffett funded Democrats for years, including candidates like Alinskyites Barack Obama and Hillary Clinton.

There are only a few ways that conservatives – a phrase environmentalists ought to embrace – and those who believe in Constitutionally limited government can defeat the patient, billionaire funded, media and tech giant dominated left.

  • Conservatives must prove to the masses that decades of Democratic policies have failed. The evidence is there in states likes California, and cities like San Francisco, LA, Detroit, Baltimore, Chicago or any city or state that has long run under Democratic Rule. Affordable housing, and a host of other social and economic needs, are everywhere. If their party’s principles work, just ask for proof. Where?
  • Like POTUS Trump, we must be willing to fight deceptive lies or spin with the truth and facts.
  • Those facts must be conveyed in a way that highlight the con-job of Democrats, vs. the proven reality of constitutional conservatism.
  • As a political independent, I recognize that the GOP is more right than wrong. But areas that the POTUS Trump must reach Republicans that have kept me from being one are immigration, trade and a need to avoid foreign wars whenever possible.
  • The GOP losses in the House were avoidable. The president’s press conference revelations of candidates who rejected his “embrace” – and lost – speaks to part of the path.
  • But the other part of his potentially winning coalition are those 22 million Americans who live in manufactured homes. Many already support the President, as a 2016 New York Times poll, and our own unscientific survey, revealed. The left has used MHAction and other resident activist groups to organize a growing number of manufactured home community residents. The GOP and conservative business leaders must learn to engage them successfully. Why?
  • Because they are buying leftist lies being sold by MHAction and others about rent control. It’s all a piece of the progressive cloth.
  • Had the GOP flipped more of those manufactured home owners, they could have won several more Senate seats, in 2018. What the president called his embrace, plus more manufactured home owners, would have held the House.

The Apartment List did research we will close on, but in a unique fashion. They made the case before the election that renters are more likely to vote Democratic. That also means that home owners are more likely to vote Republican.

The National Association of Realtors ™ (NAR) research by Scholastica ‘Gay’ Cororaton, Certified Business Economist (CBE), made the case that manufactured homes can and have appreciated in value. She also said that most renters could be manufactured home owners, based upon their respective incomes and costs. Cororaton also debunked several other fallacies about manufactured homes with her research, in which she kindly cited this writer in her first footnote.

 

The HUD Connection

In that same footnotes, the NAR economist also cited Mark Weiss, JD, the President and CEO of the Manufactured Housing Association for Regulatory Reform (MHARR). Weiss was cited by the Washington Post in their report about the battle over the HUD Code manufactured housing program.  WaPo essentially credited MHARR for having one Pam Danner, JD, removed from her role as administrator over the Office of Manufactured Housing Programs (OMHP).

Danner was widely seen in the industry as harmful to the manufactured housing, both by overreaching her statutory mandates, but also by failing to enforce enhanced preemption that federal law gives to manufactured homes.

By contrast, the Manufactured Housing Institute (MHI), also cited by WaPo’s Juliet Eilperin, but not for trying to have Danner removed. In point of fact, sources tell MHProNews that it was one or more MHI insiders, backed by Clayton Homes, that pressed for Danner over attorney Victor A. DeRose, who was the official consensus candidate for the post Danner ended up getting.

In Senate testimony in the spring of 2018, HUD Secretary Ben Carson, M.D., said that the evolution from the mobile homes of the past to the manufactured homes of today was amazing.” Carson is known for that calm demeanor, but anyone who views that CSPAN video might think he was emoting.  Secretary Carson also blasted the way the regulations over manufactured homes had been handled as “ridiculous” in that same testimony. That might be construed as a quiet slap at the unnamed Danner.

But in fairness to Danner, the program has never been allowed to live up to its potential. Imagine, the most affordable housing in the nation – decades of proven safety, energy, durability, and appeal – and yet it has been arguably stifled.  Why?

The solution to the affordable housing crisis is the key to unlocking some $2 trillion dollars in more economic activity every year. That would means millions of new jobs.  Higher wages.  More home ownership.  Greater net worth for those leaving rentals. And hint-hint to the GOP and conservatives who do the educating needed, fewer renters and more Republican voters.

My circle of friends, family and associates includes numerous Democrats, Libertarians and others from across the spectrum.  Many of them are people with a great sense of conscience and true caring for others.  But that doesn’t mean that they have not been deceived.  This writer candidly admits to being misled by MHI’s true pattern of activity, which has broadened the Clayton Homes and their affiliated Berkshire Hathaway lenders and suppliers “moats.”  It was MHI themselves that finally caused me to wake up, and begin to examine what a few others had said (and I’d somehow missed) for years was going on.

 

Smoking Gun 3 – Warren Buffett, Kevin Clayton, Clayton Homes, 21st Mortgage Corp Tim Williams – Manufactured Home Lending, Sales Grab?

 

Habits can do that to a person.  So, my patience must be as generous as to others as others who enlighted me have been to me.  It isn’t always easy to see that someone could be betrayed for years, but it happens.

We see the world, not as it is, but as we are──or, as we are conditioned to see it,” said Covey.

7 of the top 10 billionaires in America are pro-Democratic.  It is there absolute right to be so.  Within the boundaries of law and morality, they can do with those money as they please.

ForbesTOP10BillionairesPartyPoliticalSupportTendenciesManufacturedHomeLivingNews

The Democrats are not the same party that they used to be. Neither are the Republicans. Democrats have tilted socialist, and many say so openly.

 

But what an examination of the evidence reveals is this.

  • Much of the mainstream media,
  • Many in Hollywood,
  • Many in Silicon Valley,
  • Well beyond the 7 of the top 10 billionaires,

are pro-Democratic. They teach it in schools run by Democratic unions, which often used pro-progressive agenda approved textbooks. This isn’t conspiracy, this is demonstrable fact.  To disguise the reality, we’ve been told by left-leaning media for years about the horrible Koch Brothers, who are only 2 of the top 10 billionaires, and not the top 2.

The deck is stacked. The system is rigged.

#DeFangBM

 

Manufactured homes isn’t a one size fits all solution to every problem.  But just as protecting the first and second amendment – along with the others – is routinely useful and good, so too is protecting the right of the people to buy and own the kind of home they want to on their own land, or land they acquire.  It is amazing how the left can hypocritically push “choice” when it comes to unborn human life, but be anti-choice when it comes to practical ways to advance affordable manufactured homes.

MostMenAppearnNeverConsideredWhatHouseIsNeedlesslyPoorAllTheirLivesHenryDavidThoreauManufacturedHomeLivingNews

For newcomers to the website not familiar with modern manufactured homes, learn more by clicking the image above or the link here.

What is wrong is that we do not ask what is right.” observed G.K. Chesterton.

The only thing necessary for the triumph of evil is for good men to do nothing,” said Edmund Burke.

Everyone is entitled to his own opinion, but not to his own facts,” said Daniel Patrick Moynihan.

InfographicMobileManufacturedHomeManufacturedHousingIndustryFactsDataResearchMobileManufacturedHomeLivingNews

 

Trulia research in 2017 revealed that affordable homes by neighboring conventional housing doesn’t impact value.

 

TruliaLowIncomeHousingImpactOnNearbyHousingValuesDailyBusinessNewsMHProNews600

 

HUD Commissioned research in 2011 revealed that manufactured homes sited next to conventional housing both appreciated, side by side.

There are mountains of evidence from Harvard, the Ford Foundation, the Fannie Mae Foundation, NAR, HUD, and others that support the value of modern manufactured homes.  But the keys are these. The laws to help make those affordable homes available for infill on homesites across the nation is the Manufactured Housing Improvement Act of 2000.  It gives enhanced preemption.  Locals can’t zone HUD Code manufactured homes out, yet have been allowed to do so for decades.

Local zoning officials when they do, routinely do so based upon misinformation.  That’s why education, education, education is a key for the next two years.

The Trump Administration has the power to enforce the law. Will they have the political will and wisdom to do so?  The financing is also there, made possible by the Duty to Serve Manufactured Housing mandated by the Housing and Economic Recovery Act (HERA) of 2008.  FHA, VA, and the USDA also have federally backed loan programs that if properly used could turn millions of renters into home owners.

With 8.3 million housing units needed just to catch up, per NAR’s Chief Economist Lawrence Yun, the logic of the matter is powerful.  Many of those who once owned conventional housing now own a manufactured home.  Those former conventional housing owners routinely sing the praises of their new federally regulated homes, that the U.S. Census Bureau says costs half as much as conventional housing.

It’s time to let the law work.

It’s time to let common sense and the evidence be put to work, to educate others as to why some are allowed to suffer, while purportedly manipulative billionaires maneuver media, money, and authorities in ways that the common person can’t.

 

Two Great Laws Already on the Books NOW,  Can Unlock Billion$ Annually for Manufactured Housing Industry Businesse$, Investor$

 

Equal justice under the law – applying the laws fairly to all – are principles that should unite about 75 percent of the nation, perhaps more. In the era of POTUS Trump, it is conceivable. Time will tell if it happens, and if it doesn’t why it doesn’t.

 

Affirmatively Furthering Fair Housing, a Novel Yet Proven Solution to the Affordable Housing Crisis That Will Create Opportunities, Based Upon Existing Laws

 

History is there to inform us.  The tale of two cities could come to a happy halt in America, given the right leadership. May God awaken, bless, and guide, a renewed American Dream. ## (News, Commentary, and analysis. – Notice, the right to share this unedited, with a link back and proper credit, is hereby granted).

(See Related Reports, further below. Third-party images and content are provided under fair use guidelines.)

LATonyKovachGoodBipartisanshipShouldalwaysBepredicatedBenefitallhonestindustrymembersnotslectfewquoteBy L.A. “Tony” Kovach – for MHProNews.com.

Tony is the multiple award-winning managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

Office 863-213-4090 |Connect on LinkedIn:
http://www.linkedin.com/in/latonykovach

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Click here to sign up in 5 seconds for the manufactured home industry’s leading – and still growing – emailed headline news updates.

 

Related References:

Manufactured Home Resident Group President Cautions Against MHAction, Surprising Background Reveal to Manufactured Housing Action

“The Creepy Line” Video DocuDrama, Manufactured Housing – The Problem, Solution, and You

 

“I knew right from the beginning.” When President Trump, First Lady Melania, VP Pence Toured Manufactured Home Community

 

FEDs, MHI, Buffett’s Berkshire’s Clayton Homes Moat, Affordable Housing, and Billion$ in Manufactured Home Market Manipulation

Manufactured Housing Institute (MHI) PAC Supports Former Hillary Clinton VP, Senator Tim Kaine, Other Anti-Trump Agenda Democrats

 

Acclaimed Poverty Inc. Video, MHVille – Why Left & Right Should Listen, Learn From Each Other

 

Universal Basic Income-The Evolution of Poverty Pimping?

 

 

 

 

To submit a news tip, please click here: iReportMHNewsTips@MHMSM.com


Legacy Housing Files for IPO, Plus Manufactured Housing Industry Market Updates

November 9th, 2018 No comments

CNNmoney11.9.2018ManufacturedHomeStocksMarketsReportsMHProNewsLegacy Housing has announced that it has filed a form S-1 with the U.S. Securities and Exchange Commission (SEC) regarding its Initial Public Offering (IPO). That IPO and some related insights will be our featured report for this evening.

 

If you’re new, already hooked on our new spotlight feature – or are ready to get the MH professional fever – our headline report is found further belowafter the newsmaker bullets and major indexes closing tickers.

 

The evolving Daily Business News market report sets the manufactured home industry’s stocks in the broader context of the overall markets.  Headlines – at home and abroad – often move the markets.  So, this is an example of “News through the lens of manufactured homes, and factory-built housing.” ©

Part of this unique evening feature provides headlines – from both sides of the left-right media divide – which saves busy readers time, while underscoring topics that may be moving investors, which in turn move the markets.

Readers say this is also a useful quick-review tool that saves researchers time in getting a handle of the manufactured housing industry, through the lens of publicly-traded stocks connected with the manufactured home industry.

This is an exclusive evening or nightly example of MH “Industry News, Tips and Views, Pros Can Use.” © It is fascinating to see just how similar, and different, these two lists of headlines can be.

Want to know more about the left-right media divide from third party research?  ICYMI – for those not familiar with the “Full Measure,” ‘left-center-right’ media chart, please click here.

MediaBiasChartSharylAttkissonLeftRightPostedDailyBusinessNewsMHProNews

Full Measure’s Sharyl Attiksson’s media bias chart is useful in sorting out the agendas behind various headlines and news sources.  We source from across the left-right divide.  

 

Select bullets from CNN Money…

  • Stocks end the week with a thud
  • GE stock could plunge to $6, JPMorgan warns
  • Crude oil has rapidly plunged into a bear market
  • GM’s donut-ordering app is helping it prepare for a driverless future
  • PERSPECTIVES Etsy CEO: 3 ways Congress can improve the gig economy
  • Half of Netflix’s new Asian originals are from India
  • Fortune magazine sold to Thai businessman
  • President Trump threatens to pull more reporters’ credentials
  • Is the ban justified? Can CNN sue? Questions on the White House action against Jim Acosta, answered
  • New York is the hot spot for Big Tech
  • This quirky experiment highlights AI’s biggest challenges
  • Should you buy or rent a vacation home?
  • E-Commerce Guide by CNN Underscore
  • Amazon’s Pre-Black Friday Sale starts now
  • Amazon HQ2 backlash
  • Cities should stop throwing money at Jeff Bezos, some experts say
  • Everything we know about Amazon’s HQ2 search
  • Amazon HQ2 could hurt those in need. Here’s how the winning city can make sure it doesn’t
  • Biggest Amazon bulls think stock will go up another 40%
  • The argument against having close friends at work
  • How to talk about politics at work
  • Should laptops and phones be banned from meetings?
  • How to deal with a workaholic boss
  • WHAT TRADE WAR?
  • China’s economy has other big problems
  • The country reports slowest growth since 2009
  • The yuan just hit its lowest level in a decade
  • But China’s exports are still soaring

Select Bullets from Fox Business

  • Stocks lower as oil craters amid global worries
  • How much money do Google’s top employees make?
  • California wildfires rage, slamming PG&E, Edison International
  • UPS preparing for a massive freight driver strike
  • Boeing jet crash lands in Guyana amid probe of fatal Lion Air accident
  • How to become an everyday millionaire
  • Federal judge blocks construction of Keystone XL pipeline
  • Oil about to post its longest losing streak in 34 years, here’s why
  • Chevron to stay in Venezuela as inflation tops 830,000%
  • FDA to ban flavored e-cigs to help curb ‘epidemic’
  • China’s virtual AI newsperson looks just like a human
  • The latest on GE’s ongoing nightmare
  • US Army to get advanced camouflage protection system
  • The Fed sidesteps wage growth in economic praise
  • Former Tesla employee allegedly embezzled millions
  • The best business schools in America
  • Steve Wynn sues to block release of report on alleged misconduct
  • Medicaid expansion increases voter turnout: What that means for 2020
  • Harley-Davidson gives first look at new electric motorcycle
  • Amazon to sell Apple’s newest products for first time: Report
  • ‘Harry Potter’ author JK Rowling sues assistant for shopping spree
  • Kennedy: Nancy Pelosi is not the Dems’ answer
  • These states will pay higher taxes on items after midterm elections
  • These are the most livable mid-sized American cities
  • What Sessions’ resignation means for pot
  • Millennials are the pillar of economic growth: Here’s why
  • Boeing issued safety warning to pilots for 737 Max jets
  • Job help is US military veterans’ top request after serving
  • Home Depot creates 3,000 multimillionaires, co-founder says

Today’s markets and stocks, at the closing bell…

9MarketIndicatorsYahooFinance11.9.2018DailyBusinessNeawsManufacturedHousingIndustryStocksMarketsReportsDataMHProNews

 

Manufactured Housing Composite Value (MHCV)

YahooFinanceManufacturedHousingCompValue11.9.2018DailyBusinessNewsStocksMarketsDataReportsMHProNews

Today’s Big Movers

For all the scores and highlights on tracked manufactured home connected stocks today, see thBloomberg graphic, posted below.

Today’s MH Market Spotlight Report –

LegacyHousingFilesIPO-LEGH-PlusManufacturedHousingStocksMarketUpdates

 

Legacy Housing has announced that it has filed a form S-1 with the U.S. Securities and Exchange Commission (SEC) regarding its Initial Public Offering (IPO). That IPO and some related insights will be our featured report for this evening.

Legacy Housing Filed today their form S-1 U.S. Securities and Exchange Commission (SEC) regarding its Initial Public Offering (IPO).  Some of the information below are drawn from that document, which was obtained by the Daily Business News on MHProNews.

Legacy was co-founded by Curt Hodgson and Kenny Shipley, shown in the featured image above.  They are among the top independent producers of HUD Code manufactured housing in the nation, by units and sales volume.

Legacy recently used MHProNews to promote to successful September and October events. Their S1 says they have the greatest order backlog in their history.  As a flashback, one of those promotions is linked below.

Fall Manufactured Housing Show Features Free Education, Fun, Special Financing, & More

24-7 Wall Street said, “With current operations focused primarily in the southern United States, it offers customers an array of quality homes ranging in size from about 390 to 2,667 square feet consisting of one to five bedrooms, with one to three and a half bathrooms. These homes range in price, at retail, from roughly $22,000 to $95,000. In 2017, the firm sold 3,274 home sections (which are entire modules or single floors).

During the first nine months of 2018, Legacy has sold 3,045 home sections. Legacy commenced operations in 2005 and has experienced strong sales growth and increased equity holders’ capital at a compound annual growth rate of approximately 25% between 2009 and 2017. The firm currently has the largest backlog of orders in the company’s 13-year history.”

Some pull quotes and graphics from the Legacy S1.

LegacyHousingSampleInventoryManufacturedHousingIndustryDailyBusinessNewsMHProNews

From Legacy Housing (LEGH) S1. See full Legacy Housing SEC form S1 as a download, from the link here.

Our Growth Strategy 

We have a strong operating history of investing in successful growth initiatives over the past 13 years. We believe that the solution we are able to provide for our customers, as a result of the vertical integration of our company, enhances our brand recognition as a leading producer, results in higher and more efficient utilization of our manufacturing factories and expands our direct-to-consumer outreach for our wide variety of customizable homes. This operational focus has provided us with sustained net sales and net income growth over the years. Our growth strategy includes the following key initiatives:

Broaden and Deepen Our Retail Presence in Key Geographic Areas.  We currently distribute our products primarily across 15 states through a combination of 11 company-owned retail locations and 117 independent retail locations. We believe that a more robust network of company-owned retail locations will allow us to be more responsive and improve the customer experience at all stages, from manufacturing and design to sales, financing and customer service. We believe our company-owned stores will, on average, be more productive than our independent retail locations and generate higher gross margins due to our ability to select attractive markets and develop highly-trained sales representatives who possess a deep understanding of our business and customer needs.

Expand Financing Solutions for Our Customers.  We recognize that offering financing solutions to our customers is an important component of being a vertically integrated company that provides affordable manufactured housing. Providing financing improves our responsiveness to the needs of prospective purchasers while also providing us with opportunities for loan origination and servicing revenues, which act as additional drivers of net revenue for us. With a portion of the net proceeds of this offering, we intend to expand our financing solutions to manufactured housing community-owner customers, in a manner than includes developing new sites for products in or near urban locations where there is a shortage of sites to place our products.

Continue to Focus on Innovation and Customization for Core Customer Groups.  Our production strategy is focused on continually developing the resources necessary to efficiently build homes that incorporate unique, varied and innovative customer preferences. We are constantly seeking ways to directly source materials to be used in the manufacturing process, which allows us to ensure we utilize and employ quality materials that can be customized to meet our customers’ needs. Our principal focus is on designing and building highly functional and durable products that appeal to families of all sizes.

Seek Additional Agreements with Owners of Manufactured Home Communities.  Community housing developments provide us with large, concentrated sales opportunities. These projects vary in size and density but generally include 30 to 300 homes. We believe there are significant growth opportunities to work with our development partners on such projects and view these opportunities as an important driver for both the sale of additional manufactured homes and for financing bulk purchases of those homes by community owners.

Pursue Selective Acquisitions.  We seek to grow through selective acquisitions in both existing markets and new markets that exhibit strong and reliable long-term fundamentals. We also regularly evaluate opportunities tangentially related to our affordable housing business in our geographic markets. We have no current agreements or understandings regarding an acquisition.

AvgPriceDifferenceConventionalHousingVsManufacturedHomesLegacyHousingLEGH-S1IPOFilingDailyBusinessNEwsMHProNews

The full S-1, which includes more graphics and financial details are found at this link here.

 

MHProNews congratulates the Legacy team on this announcement.  As a disclosure, with other stocks, MHProNews holds no positions in the company, which their details reveal has been a strong contender, that has reportedly moved to the number 4 position in the industry, behind Clayton, Cavco and Skyline-Champion.

ManufacturedHousingVsTotalCompletedHomesLegacyHousingS1FilingIPODailyBusinessNewsMHProNews

In unrelated developments on a busy news day, see another tracked stock news item below.

 

Other Tracked Stocks Reports:

Cavco Chairman Joseph H. Stegmayer Steps Down Under SEC Cloud, “Personal, Confidential” SEC Document, Cavco Industries’ Statement

Prosperity Now, Protests, Indivisible Project, Warren Buffett, George Soros, POTUS Donald Trump, MHAction and Manufactured Housing – Following the Money

 

 

Bloomberg Closing Ticker for MHProNews…

NOTE: The chart below includes the Canadian stock, ECN, which purchased Triad Financial Services.

NOTE: The chart below covers a number of stocks NOT reflected in the Yahoo MHCV, shown above.

NOTE: Drew changed its name and trading symbol at the end of 2016 to Lippert (LCII).

 

11.9.2018DailyBusinessNewsManufacturedHousingConnectedMarketReportsBloombergMHProNews

 

Berkshire Hathaway is the parent company to Clayton Homes21st Mortgage, Vanderbilt Mortgage and other factory built housing industry suppliers.

LCI Industries, Patrick, UFPI and LP all supply manufactured housing.

AMG, CG and TAVFX have investments in manufactured housing related businesses.

Your link to industry praise for our coverage, is found here.

For the examples of our kudos linked above…plus well over 1,000 positive, public comments, we say – “Thank You for your vote of confidence.”

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Submitted by Soheyla Kovach to the Daily Business News for MHProNews.com.

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