Mortgage Rates Down from One Year Ago

MHProNews.com has learned from OriginationNews that according to Freddie Mac, mortgage rates are well below comparable rates from a year ago even though they edged up a little from last week. The average rate for a 30-year fixed rate mortgage (FRM) rose four basis points to 3.95 from last week, but well below the 4.86 percent from a year ago. Similarly, the average 15-year FRM gained three basis points to 3.24 percent from last week, compared to 4.2 percent at the end of last year. The average rate for a Treasury-hybrid adjustable rate mortgage (ARM) for the week ending Dec. 29 was 2.88 percent, as opposed to 3.77 percent a year ago; and the one year Treasury ARM stood at 2.78 percent this week, compared to 3.26 percent at last year’s end.

(Photo credit: totalmortgage)

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