Manufactured Housing Industry Gains in Easing Lending Restrictions

In its continuing attempts to amend rules that inhibit lending to the manufactured housing market, the Manufactured Housing Institute (MHI) says the Consumer Financial Protection Bureau (CFPB) released additional rules that exempt loans on existing manufactured homes (excluding real estate) from Dodd-Frank appraisal requirements. There is already an existing rule that exempts loans on new manufactured homes from appraisal requirements, as MHProNews has learned. In addition, the MHI newsletter reports a CFPB modification of loan originator compensation rules now exempts from points and fees calculations the sales price of a manufactured home, as well as any commission a manufactured home retailer pays to its sales persons.

(Image credit: andyenstallblog)

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