Delaware Manufactured Homes Registered as Autos

Following up on a story MHProNews posted April 12, 2013 concerning a Delaware initiative to provide up to $5,000 to help manufactured home owners in financial hot water, we have learned Del. manufactured homes are registered through the Dept. of Motor Vehicles like automobiles, a throwback to the early days of pre-HUD Code homes. As WBOC-16 notes, this makes it difficult to obtain mortgage assistance. Often, especially for elderly residents, if a spouse dies and the survivor loses the deceased’s Social Security, it can become catastrophic to pay for the home and the site. Rep. Ruth Briggs King, who represents a district with numerous manufactured homes, and whose uncle owns an MHC, was one of the early supporters.

(Image credit: Wikipedia–image of Delaware)

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