Affordable Housing, the Visible, Yet Mysterious Struggle for an Obvious Solution, Case Examples

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It was then best of times,

it was the worst of times…” –

 Charles Dickens, A Tale of Two Cities.

Dickens was writing about the French Revolution, but considering the famous opening to his novel, “A Tale or Two Cities,” one might believe that Nostradamus was writing about the USA today, including the struggle for affordable housing.

Those who cannot remember the past are condemned to repeat it,”  said George Santayana.

It was the best of times, it was the worst of times, it was the age of wisdom, it was the age of foolishness, it was the epoch of belief, it was the epoch of incredulity, it was the season of Light, it was the season of Darkness, it was the spring of hope, it was the winter of despair, we had everything before us, we had nothing before us, we were all going direct to Heaven, we were all going direct the other way—in short, the period was so far like the present period, that some of its noisiest authorities insisted on its being received, for good or for evil, in the superlative degree of comparison only.[2]” wrote Dickens, according to Wikipedia.

In and around presumptive incoming Speaker of the House Nancy Pelosi’s (CA-D) district of San Francisco, there is wealth and poverty. Some of the most expensive real estate in the nation is found there. The homeless defecating on the street is common enough that online maps are available identifying areas to be avoided if you don’t want  to see piles of poop, or the discarded needles of drug addicts.

Welcome to 21st century America.  It is the best and worst of times, all within blocks of each other.

Affordable housing is symptomatic of a variety of interrelated problems. The problems and the solutions are arguably known. Indeed, some years ago, MHLivingNews published an article with a video interview running concurrently with home tours that made the case that the solution to the affordable housing crisis is hiding in plain sight. That phrase was popular enough that others in media have used that line since.

“The Solution to the Affordable Housing Crisis is Hiding in Plain Sight” – manufacturedhomelivingnews.com

“…lower rates of crime than you would expect, because they had pride of ownership …” – William P. McCarty , PhD – University of Illinois at Chicago, Department of Criminology, Law and Justice “What may be surprising to real estate licensees is the level of energy efficiency available …”

 

Solutions are known, but the problems persist. Why?

MHProNews has been peeling back layers of that puzzling onion over the course of several years. It could be summed up like this. Certain special interests believe they benefit from the current state of affairs. Since it is more than one interest group, depending on the person(s) or organization(s) they are affiliated with, they will fight on several levels to maintain a status quo that has made them millions to billions of dollars.

 

Where Bernie and the Donald Agreed

Some of the richest people on earth, our fellow Americans, are benefiting from a system that both then-presidential candidates, Bernie Sanders and Donald J. Trump, called “a rigged system.”

If the right and left both see the system as rigged, it begs the question.  Why can’t the two parties solve the issues?

Arguably, because one side benefits more from the rigged system, the other party less so. But each major party has powerful members that believe they benefit from their vision of a morphing status quo. “Draining the Swamp” created over a period of decades isn’t going to be an overnight event.  What took years to create, will take years to accomplish.

The solution always begins by understanding the true nature of the problem.

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Value Penguin published a useful introduction to the issue.  It was co-authored by small-town business expert Tom Egelhoff and L.A. ‘Tony’ Kovach, the latter is this report’s writer too.  Fear, Manufactured Homes, and a Solution to the Affordable Housing Crisis is found at the link below.

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https://www.valuepenguin.com/home-insurance/fear-manufactured-homes-affordable-housing-crisis

 

That column linked above takes several expert views and facts, and makes the case that the lack of affordable housing where its needed costs the U.S. economy some $2 trillion dollars annually in lost gross domestic product (GDP).

Stop right there. Imagine what $2 trillion dollars more GDP could mean to everyday Americans. With approaching 330,000,000 people in the U.S., that would be about $6,000 per every man, woman and child. The typical family of four would average some $24,000 more per household annually.

Put differently, solving affordable housing could be a similar or greater economic stimulus than the tax cuts. And as “Fear” explains, it can all be done using existing laws. That’s the beauty of it. No need to wait years for debating a solution.

Clearly, some would benefit more, others less, from having more affordable housing. But affordable housing in or near the places where homes are needed most would unlock greater opportunities. Investors, existing housing owners, and others waiting to buy could all benefit.

All but a few would benefit from unrigging the system.

 

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This approach may be especially useful to renters. HUD Secretary Carson said several times in 2017 that renters have an average net worth of $5000. Home owners have an average worth of some $200,000.

That $195,000 difference over time for home owners represents real wealth to potentially millions of people.

 

YIMBY vs. NIMBY, Obama Admin Concept Could Unlock $1.95 Trillion Annually, HUD & MH Impact

 

But instead, there are tens of millions who are locked out of an appealing ownership opportunity by a system skewed by problematic zoning and discriminatory housing regulatory barriers.

The law of supply and demand is at work. High demand, limited supply, so prices are rising, often faster than wages.

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Collage by MHProNews.

There are protests in the streets in various places. Some carry signs proclaiming that the rent is “too damn high.” Those who protest arguably often misunderstand the true causes and logical cures.

 

Millions of minds out of ignorance and desperation turn to those who promise a purported “solution.” But the claimed “solution” of self-proclaimed “Democratic Socialists” is one proven to be false. Nevertheless, those Bernie-followers took root.

In the midterms some of those self-proclaimed Democratic Socialists won, including Senator Sanders. Sit up and take notice. Because if those growing numbers of socialists get their way, whose property will they tax and take?

Communism is the scavenger that comes when a society begins to rot from the inside,” taught the American anti-communist, Archbishop Fulton J. Sheen.

Sheen grasped that free enterprise and the genius of constitutionally limited government. He supported the American Republic. His talks were educational, and listeners of all faiths – or no faith at all – made his pioneering television broadcast more popular than numerous other shows. When he was awarded the Emmy, Sheen cleverly thanked his writers, “Matthew, Mark, Luke and John.”

The genius of Sheen was blending the lessons of history and reason, working together for a better society, guided by the light of faith. He was a compelling educator.

Hold that thought. Because the path ahead for our industry and the nation is an educational one.

Education – hopefully sound information packaged in a reasonable and compelling way – is appealing.

The goal isn’t to blind political or other opponents. Rather, the wise solution is to help the uniformed or misinformed to see the light of truth. Those who grasp the truth have a duty to share it.

The alternative is a growing, dangerous, and costly chaos.

 

An eye for an eye only makes the world blind,” is one of the ways that Mahatma Ghandi is said to explain a misunderstood lesson from the book of Exodus. Ghandi and Exodus were both right, the punishment should fit the crime, but it’s better in love to avoid the crime in the first place.  That insight requires a morally informed and grounded people.

It’s an educational matter. And history tells us that like all other education, it must be a sustained effort.

 

Not Fake Nazis, the Real Deal

There are several economic and political connections with affordable housing.  Ignore that at the same peril as one ignores the law of gravity when standing at the edge of a cliff.

Lies or half-truths told often enough will convince millions. That’s been true long before Abraham Lincoln said, “You can fool all the people some of the time, and some of the people all the time, but you cannot fool all the people all the time.”

My parents lived in Hungary during the Nazi occupation of their country. They lived the reality of the real SS. They knew what took place in neighboring Germany that brought Adolf Hitler to power in the early 1930s. They were well educated, and knew they were getting some false news. But after the war, they told their growing family that they discovered just how much propaganda the Nazis had put forth.

The Nazis demonized their made-up boogeymen. The Nazis used brownshirts as street thugs who were their Socialist party’s political enforcers. It’s a shrewd-but-misguided modern American deception to call a Nazi a ‘right wing extremist,’ because Hitler’s minions were “National Socialists,” or “Nazi.”

Rephrased, the Nazis were from the political left.

The Nazis did not believe in a U.S.-style, constitutionally limited government. And just as Nazi Germany ended up going to war against their one-time allies against Poland, the communist (socialists) of Soviet Russia, the new socialists of our day will in time turn against their allies too. Allies of the modern left? Take notice of that historic lesson.  Once the socialists come to full power, history routinely reveals the powerful socialists in government strive to eliminate their then unnecessary allies.

The Nazis were political gangsters. What follows will be a hard set of facts for many to swallow. People are wont to change their minds, until reality makes them do so. If you can find a factual error, you’re hereby invited to send a response, and your sources for it.

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Saul Alinksy, author of Rules for Radicals, credit, Wikipedia.

The Nazis had some commonality to Saul Alinsky and his Rules for Radicals. Alinsky’s book was dedicated to Lucifer (Satan, the devil), he learned his confidence (con game) and other criminal activity from the mob. Those criminal tactics were then applied to politics.

Alinsky’s “Rules” inspired Hillary Rodham, who later became a Clinton.

In 1969, Ms. Rodham wrote a 92 page paper, says Wikipedia, on the Alinsky model, entitled “There is Only the Fight.” According to the Washington Examiner in 2012, “Obama received a comprehensive course in Saul Alinsky during his years as a community organizer in Chicago…”

 

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Saul Alinsky’s Rules for Radicals. Image credit, Pinterest.

From the now-defunct ACORN, which then Barry Obama did legal work on behalf of, sprang the New York Communities for Change. That in turn spawned MHAction. Welcome to the trail to an activist, left-wing opponent to our world of affordable housing. Hold that thought, we’ll return to it.

 

 

The Historic Pattern

The surprising-to-millions reality is that Democratic political operatives have used similar tactics of thuggery and de facto protection rackets for well over a century. The Klu Klux Klan (KKK) we’re racist Democrats. The KKK was the terror arm of the Democrats. Who says? Among others, an African-American Professor.

 

 

The Nazis learned what they did in part from American Democrats, sad to say.

The period of so-called “yellow journalism” in the U.S. was an element in how Democratic President Woodrow Wilson worked with enough of the U.S. newspapers to manipulate and gin up the desire for entering the war he promised to keep Americans out of. Wilson allowed the shipment of military supplies to the Allies to cross the Atlantic in passenger ships. It was only a question of time before the Germans sank one of those ships. The outcry that enthused when a ship was sunk led the U.S. population into its first Great War in Europe.

The passenger ship Lusitania was carrying munitions when it was sunk by a German submarine in May 1915, documents released by the British Government have revealed,” said Centenary News, on May 2, 2014.

The system of media and manipulation is nothing new. There are more kinds of media today than a century ago, but the principles are the same. Those who don’t learn the history of media manipulation are condemned to relive the costly lessons.

Rush Limbaugh recently celebrated 30 years on the air. His audience is up to some 26 million listeners. He’s the self-proclaimed “…big voice on the right,” for good reason. No other TV or radio audience rivals his. Rush has said time and again that conservatives and those on the right don’t think like the leaders on the political left do. That’s an important vantage-point.

Good! You See It Differently!”

Stephen Covey, author of the 7 Habits of Highly Successful People wrote, “We see the world, not as it is, but as we are──or, as we are conditioned to see it.”

Former President Barack Obama has said something similar.

If you watch Fox News, you are living on a different planet than you are if you, you know, listen to NPR,” said the Hill. “Those who watch Fox News and those who read The New York Times occupy completely different realities,” he said, adding that the network portrays him in “weird ways.”

There is some truth in what he’s [former President Obama] saying in this regard,” Fox News host Sean Hannity said. “He’s right, the mainstream media, they want to destroy [President] Trump and they loved him [former President Barack Obama]. It’s that simple.”

It is that simple, but that’s also the challenge. That’s part of the ‘tale of two cities.’ In a polarized nation, where millions believe that the leaders of the political left and their media allies are correct, and millions of others believe they are wrong, what’s to be done?

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Full Measure’s Sharyl Attiksson’s media bias chart is useful in sorting out the agendas behind various headlines and news sources.

Patient, persistent, properly informed education is the answer. Limbaugh has said recently he hammers away at topics he’s covered for years, hoping to slowly win over some. Clearly, his audience growth means he’s successful at that effort. The solution in part is more of what’s proven to work, persuasive, fact-and-evidence-based educational engagement.

In writing this or any other article and report, let’s note again. If one sees a demonstrable factual error, by all means, we’ve asked readers for years to let us know. In fact, we’ve directly invited those who benefit from the purportedly rigged system in our industry, the Claytons and the Berkshire Hathaway ‘front men’ to engage in a public video recorded discussion. They have declined every time.

If the truth is on their side, why duck or dodge discussion or debate? Why would they miss an opportunity to publicly disprove or make a fool of this writer, if they can do so with facts and evidence?

But the quote in the subheading above applies. To understand another, one must meet them where they are. ‘Good, you see it differently,’ said Covey. Explain your thinking to me. Let’s examine it, together. Let’s discuss it politely and reasonably.

But that’s not what many on the left want.

Ben Shapiro offered to debate now Congressional Representative-elect Alexandria Ocasio-Cortez. Cortez declined, with a dodge. If Cortez is correct and confident in her socialist views, why not debate Shapiro? It would draw millions of viewers, including many millennials. Could it be that Cortez and her leftist backers don’t want to awaken the millennials and the younger generation?

 

A Useful Hungarian Maxim – “Aki Mondta: Te Voltál, Te Vagy” – Explained 

There’s a Magyar (Hungarian) expression my parents taught us siblings. “Aki mondta: te voltál, te vagy“ It roughly means, ‘the one who is making the accusation is the party guilty of the alleged offense.’

It’s one if the oldest tricks. Let’s look at some contemporary examples.

  • Accuse your opponent of being the ‘Nazi,’ when it is the leftist side that has paid and volunteer members of thug-like misnamed AntiFa groups.  Where do you see the Tea Party, Conservatives, or Trump supporters donning masks and smashing people and property?
  • Accuse your opponent of being a racist, when the accusers themselves benefit from race-baiting.
  • Or the “Affordable Care Act,” which was not affordable medical care at all. Jon Grubber, the Architect for ObamaCare said as much. He blamed ‘the stupidity of the American voter’ for buying the ObamaCare – the ‘Affordable Care Act’ lie. Yet it was Thomas Sowell who in a single paragraph proved why it would never work, based upon simple logic.
Thomas Sowell, Ph.D. Economist, Thinker,
Collage credit, Wikipedia and MHProNews.com.

 

Analogies and examples are the tools needed to help people connect to realities that they don’t understand, or have been mislead into believing.  How was the action in the video above any different than what Hitler’s brownshirts behaved?

But reality-checks and patient but persistent charity must be at the core of the responses.

 

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https://www.manufacturedhomelivingnews.com/seek-first-a-post-charlottesville-message-of-healing-and-principles-for-america/

For instance, let’s admit that it’s true that America was imperfect from its founding. But that racial division of slavery sadly existed in every part of the world. Whites who came to the U.S. were often indentured servants for periods of some 7 years. Blacks were often lifetime ‘property’ of their owners.  But as Dinesh D’Souza correctly points out, there were free blacks too, and some of them were slave owners of other African Americans.

Tragic, but true.

America ended slavery before many other nations did. The lesson? Taking a piece of history out of context can be as bad as not knowing history at all.

Since President Abraham Lincoln, a Republican, freed the slaves – today bondage is arguably tied to economic barriers. The invisible economic bondage of manipulated capital, regulations, and laws can be as heavy a chain as the one that bolted people who knew they were captives on ships bound for America.

Don’t believe it? Tour the parts of San Francisco or other places where the addicted or other homeless live on the streets. It’s a tale of two cities, because millions failed to grasp the lessons of Hosea the Hebrew prophet, who spoke for God in saying “My people perish for a lack of understanding…” (Hosea 4:6).

 

Rachel Maddow, MSNBC and Organizing Protests 

For those on the left, former President Barack Obama is correct.  Listen to MSNBC’s Rachel Maddow, and you have a very different view of national events than those who listen to Fox News.  We surf and read a range of media, so our knowledge is first hand.

 

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The protestors who were organized to “defend” Jeff Sessions and the Mueller probe when President Donald J. Trump fired Sessions and appointed his chief of staff to run the DOJ on an interim level.  Those protestors purportedly included those who are renters or struggling for affordable housing. Those protests are organized as a coalition of many groups – including, per sources, NY Communities for Change and MHAction – brought together in fairly rapid order by the tens, hundreds, and thousands.

 

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They believe that the 45th President of the United States (POTUS) Donald J. Trump is a stooge if the Russians. Never mind that former Secretary of State Hillary Clinton is the one that the evidence points to that has ties to the Russians, in a uranium sales deal the Clinton Foundation profited from. Never mind that the same law firm – Perkins Coie – tied to the Democratic “recount” effort in Broward County FL is the same firm that hired Fusion GPS to correct a semi-fictional “dossier” used to illicitly get an investigation of the Trump Campaign. And that in those dark crevices of the infamous dossier, are some Russians who obliquely helped the Clintons against now President Trump.

Let’s look at another item MSNBC’s Rachel Maddow retweeted.

 

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What is demonstrable fiction is believed as fact by millions, why? Because ‘news sources’ like MSNBC and others on the political left has said the words “Trump-Russia Collusion” so often, they won’t listen to Harvard Law Professor Alan Dershowitz, a Democrat, who said there is no such law barring what’s alleged, and there is no evidence for the claim, even if there was such a crime.  Rephrased, millions of Americans have been conned into believing something that simply isn’t real.

 

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It’s back the principle of Hitler’s propaganda minister, Joseph Goebels, who said that ‘if you say a lie big enough, often enough, people will believe it.’ Goebbels and President Lincoln see that narrow point similarly.

Maddow used sarcasm to deflect the one line critique of the Drudge Report. But note she doesn’t really address Drudge’s point.

Note too that during that same time-frame, AntiFa protesters went to Fox News host Tucker Carlson’s home, terrorizing his wife, chanting ‘we know where you sleep,’ breaking their front door, and spray painting their logo on Carlson’s driveway. See the WaPo video, posted further above.

Maddow found time to tweet or retweet links to nationwide protests. But during that protest organizing timeframe, Maddow failed to tweet any admonishment to those AntiFa thugs.

Isn’t it hypocritical of Maddow – or her a number of her peers – to cast blame on the 45th President for his tone? Why did Maddow and so many on the left fail to verbally rebuke those who oppose the free speech rights of Carlson, with threats of violence?  Every violent act, the president has condemned.  Where is Maddow and her fellow liberals condemnation of Antifa, and what they did to Tucker Carlson’s wife?

Aki mondta: te voltál, te vagy” = ‘the one who is making the accusation is the party guilty of the alleged offense.’   The AntiFa thugs, their billionaire background backers, and media enablers may not coordinate in a smoke-filled back room. But they share a common world-view. That world view that Mr. Obama, Sean Hannity both noted is again summed up by 7 Habits author Covey like this:

We see the world, not as it is, but as we are──or, as we are conditioned to see it.”

For the facts on the multimillion money trail from men like Buffett and Soros to those who organized and run this week’s protests, see the report, linked below.

 

The Masthead

Prosperity Now. MHAction. Indivisible Project. Billionaires George Soros and Warren Buffett. Each of those are all interconnected. Each of those are involved in protests against manufactured home businesses, President Donald J. Trump, and his supporters. Who says? Let’s follow the facts, evidence, and the money trail. 1) The billionaire George Soros funded “……”

 

The Dots Being Connected  

Maddow likes to mock, another favorite leftist tactic my parents taught us kids to look for and be able to respond to wisely. President Trump was arguably correct in saying that Tuesday’s midterms was a victory. Each side won something. And the next two years will clarify – for those who make or share the case – why the economy fired up under POTUS Trump’s deregulation and tax cuts.

 

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Depending on what Democrats actually do, the economy could stall in the days ahead. If so it’s sad, avoidable, but the pivoting POTUS Trump knows how to highlight that too.

The deal making president doesn’t mind going directly to the people and making his case. If Democrats use control of the House in a way that harms U.S. safety or economics security, he can make that case and produce a full victory in 2020. The president thinks for the long run.

Democrats and progressives think long term too. Our president has shown the patience and resolve necessary to battle the left and beat them at their own game.

The Heritage Foundation said in 2014 that the cost of Democratic President Lyndon Banes Johnson’s arguably misnamed ‘Great Society’ programs has been about 22 trillion dollars. That’s roughly equal to the formal federal debt.

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Different sources, the same facts. The socialist promises are proven not to work. Why keep doing what has been proven to fail for over 50 years?

The way to end that morass is through economic growth. Only more income for more people, reducing welfare dependence, and growth in federal revenues will fix the fiscal and economic structural challenges that loom in America.  We can’t afford to become Venezuela. No one will bail the USA out if we fail.

 

Follow the Money

People like Warren Buffett and George Soros have used their money to obliquely fund groups that participated in the recent post-election protests.

Those progressive billionaires have clearly signaled that peace and bipartisanship are not their goal. It never was. Our industry’s Buffett funded Democrats for years, including candidates like Alinskyites Barack Obama and Hillary Clinton.

There are only a few ways that conservatives – a phrase environmentalists ought to embrace – and those who believe in Constitutionally limited government can defeat the patient, billionaire funded, media and tech giant dominated left.

  • Conservatives must prove to the masses that decades of Democratic policies have failed. The evidence is there in states likes California, and cities like San Francisco, LA, Detroit, Baltimore, Chicago or any city or state that has long run under Democratic Rule. Affordable housing, and a host of other social and economic needs, are everywhere. If their party’s principles work, just ask for proof. Where?
  • Like POTUS Trump, we must be willing to fight deceptive lies or spin with the truth and facts.
  • Those facts must be conveyed in a way that highlight the con-job of Democrats, vs. the proven reality of constitutional conservatism.
  • As a political independent, I recognize that the GOP is more right than wrong. But areas that the POTUS Trump must reach Republicans that have kept me from being one are immigration, trade and a need to avoid foreign wars whenever possible.
  • The GOP losses in the House were avoidable. The president’s press conference revelations of candidates who rejected his “embrace” – and lost – speaks to part of the path.
  • But the other part of his potentially winning coalition are those 22 million Americans who live in manufactured homes. Many already support the President, as a 2016 New York Times poll, and our own unscientific survey, revealed. The left has used MHAction and other resident activist groups to organize a growing number of manufactured home community residents. The GOP and conservative business leaders must learn to engage them successfully. Why?
  • Because they are buying leftist lies being sold by MHAction and others about rent control. It’s all a piece of the progressive cloth.
  • Had the GOP flipped more of those manufactured home owners, they could have won several more Senate seats, in 2018. What the president called his embrace, plus more manufactured home owners, would have held the House.

The Apartment List did research we will close on, but in a unique fashion. They made the case before the election that renters are more likely to vote Democratic. That also means that home owners are more likely to vote Republican.

The National Association of Realtors ™ (NAR) research by Scholastica ‘Gay’ Cororaton, Certified Business Economist (CBE), made the case that manufactured homes can and have appreciated in value. She also said that most renters could be manufactured home owners, based upon their respective incomes and costs. Cororaton also debunked several other fallacies about manufactured homes with her research, in which she kindly cited this writer in her first footnote.

 

The HUD Connection

In that same footnotes, the NAR economist also cited Mark Weiss, JD, the President and CEO of the Manufactured Housing Association for Regulatory Reform (MHARR). Weiss was cited by the Washington Post in their report about the battle over the HUD Code manufactured housing program.  WaPo essentially credited MHARR for having one Pam Danner, JD, removed from her role as administrator over the Office of Manufactured Housing Programs (OMHP).

Danner was widely seen in the industry as harmful to the manufactured housing, both by overreaching her statutory mandates, but also by failing to enforce enhanced preemption that federal law gives to manufactured homes.

By contrast, the Manufactured Housing Institute (MHI), also cited by WaPo’s Juliet Eilperin, but not for trying to have Danner removed. In point of fact, sources tell MHProNews that it was one or more MHI insiders, backed by Clayton Homes, that pressed for Danner over attorney Victor A. DeRose, who was the official consensus candidate for the post Danner ended up getting.

In Senate testimony in the spring of 2018, HUD Secretary Ben Carson, M.D., said that the evolution from the mobile homes of the past to the manufactured homes of today was amazing.” Carson is known for that calm demeanor, but anyone who views that CSPAN video might think he was emoting.  Secretary Carson also blasted the way the regulations over manufactured homes had been handled as “ridiculous” in that same testimony. That might be construed as a quiet slap at the unnamed Danner.

But in fairness to Danner, the program has never been allowed to live up to its potential. Imagine, the most affordable housing in the nation – decades of proven safety, energy, durability, and appeal – and yet it has been arguably stifled.  Why?

The solution to the affordable housing crisis is the key to unlocking some $2 trillion dollars in more economic activity every year. That would means millions of new jobs.  Higher wages.  More home ownership.  Greater net worth for those leaving rentals. And hint-hint to the GOP and conservatives who do the educating needed, fewer renters and more Republican voters.

My circle of friends, family and associates includes numerous Democrats, Libertarians and others from across the spectrum.  Many of them are people with a great sense of conscience and true caring for others.  But that doesn’t mean that they have not been deceived.  This writer candidly admits to being misled by MHI’s true pattern of activity, which has broadened the Clayton Homes and their affiliated Berkshire Hathaway lenders and suppliers “moats.”  It was MHI themselves that finally caused me to wake up, and begin to examine what a few others had said (and I’d somehow missed) for years was going on.

 

Smoking Gun 3 – Warren Buffett, Kevin Clayton, Clayton Homes, 21st Mortgage Corp Tim Williams – Manufactured Home Lending, Sales Grab?

 

Habits can do that to a person.  So, my patience must be as generous as to others as others who enlighted me have been to me.  It isn’t always easy to see that someone could be betrayed for years, but it happens.

We see the world, not as it is, but as we are──or, as we are conditioned to see it,” said Covey.

7 of the top 10 billionaires in America are pro-Democratic.  It is there absolute right to be so.  Within the boundaries of law and morality, they can do with those money as they please.

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The Democrats are not the same party that they used to be. Neither are the Republicans. Democrats have tilted socialist, and many say so openly.

But what an examination of the evidence reveals is this.

  • Much of the mainstream media,
  • Many in Hollywood,
  • Many in Silicon Valley,
  • Well beyond the 7 of the top 10 billionaires,

are pro-Democratic. They teach it in schools run by Democratic unions, which often used pro-progressive agenda approved textbooks. This isn’t conspiracy, this is demonstrable fact.  To disguise the reality, we’ve been told by left-leaning media for years about the horrible Koch Brothers, who are only 2 of the top 10 billionaires, and not the top 2.

The deck is stacked. The system is rigged.

#DeFangBM

The following are not the only purported purveyors of monopolistic moats, manipulating misinformation, or harmful policies and practices. But they are a good start. The companies listed ought to broken up under federal antitrust laws. Not regulated. Broken up. Don’t worry, the world didn’t stop when the AT&T monopoly was broken up in the 1980s, America benefited.

 

Manufactured homes isn’t a one size fits all solution to every problem.  But just as protecting the first and second amendment – along with the others – is routinely useful and good, so too is protecting the right of the people to buy and own the kind of home they want to on their own land, or land they acquire.  It is amazing how the left can hypocritically push “choice” when it comes to unborn human life, but be anti-choice when it comes to practical ways to advance affordable manufactured homes.

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All of the above are HUD Code manufactured homes, built years before the Clayton-MHI backed new class of homes. Newcomers to the website not familiar with modern manufactured homes, learn more by clicking the image above or the link here.

What is wrong is that we do not ask what is right.” observed G.K. Chesterton.

The only thing necessary for the triumph of evil is for good men to do nothing,” said Edmund Burke.

Everyone is entitled to his own opinion, but not to his own facts,” said Daniel Patrick Moynihan.

 

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Trulia research in 2017 revealed that affordable homes by neighboring conventional housing doesn’t impact value.

TruliaLowIncomeHousingImpactOnNearbyHousingValuesDailyBusinessNewsMHProNews600

 

 

HUD Commissioned research in 2011 revealed that manufactured homes sited next to conventional housing both appreciated, side by side.

There are mountains of evidence from Harvard, the Ford Foundation, the Fannie Mae Foundation, NAR, HUD, and others that support the value of modern manufactured homes.  But the keys are these. The laws to help make those affordable homes available for infill on homesites across the nation is the Manufactured Housing Improvement Act of 2000.  It gives enhanced preemption.  Locals can’t zone HUD Code manufactured homes out, yet have been allowed to do so for decades.

Local zoning officials when they do, routinely do so based upon misinformation.  That’s why education, education, education is a key for the next two years.

The Trump Administration has the power to enforce the law. Will they have the political will and wisdom to do so?  The financing is also there, made possible by the Duty to Serve Manufactured Housing mandated by the Housing and Economic Recovery Act (HERA) of 2008.  FHA, VA, and the USDA also have federally backed loan programs that if properly used could turn millions of renters into home owners.

With 8.3 million housing units needed just to catch up, per NAR’s Chief Economist Lawrence Yun, the logic of the matter is powerful.  Many of those who once owned conventional housing now own a manufactured home.  Those former conventional housing owners routinely sing the praises of their new federally regulated homes, that the U.S. Census Bureau says costs half as much as conventional housing.

It’s time to let the law work.

It’s time to let common sense and the evidence be put to work, to educate others as to why some are allowed to suffer, while purportedly manipulative billionaires maneuver media, money, and authorities in ways that the common person can’t.

 

Two Great Laws Already on the Books NOW,  Can Unlock Billion$ Annually for Manufactured Housing Industry Businesse$, Investor$

 

Equal justice under the law – applying the laws fairly to all – are principles that should unite about 75 percent of the nation, perhaps more. In the era of POTUS Trump, it is conceivable. Time will tell if it happens, and if it doesn’t why it doesn’t.

 

Affirmatively Furthering Fair Housing, a Novel Yet Proven Solution to the Affordable Housing Crisis That Will Create Opportunities, Based Upon Existing Laws – manufacturedhomelivingnews.com

Affordable quality housing is one of the most critical issues of our time. So too is affordable home ownership, which should be the ideal goal over rental housing. A challenge is zoning and land use, which is highly politicized, and thus is often misunderstood. What follows is adapted from the comments letter addressed as shown below.

 

History is there to inform us.  The tale of two cities could come to a happy halt in America, given the right leadership. May God awaken, bless, and guide, a renewed American Dream. “We Provide, You Decide.” © ## (News, Commentary, and analysis.).

(See Related Reports, further below. Third-party images and content are provided under fair use guidelines.)

LATonyKovachGoodBipartisanshipShouldalwaysBepredicatedBenefitallhonestindustrymembersnotslectfewquote-575x332By L.A. “Tony” Kovach – for MHProNews.com.

Tony is the multiple award-winning managing member of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.

Office 863-213-4090 |Connect on LinkedIn:
http://www.linkedin.com/in/latonykovach

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Related References:

Manufactured Home Resident Group President Cautions Against MHAction, Surprising Background Reveal to Manufactured Housing Action – manufacturedhomelivingnews.com

If you scratch deeply enough, people of good will can find some common ground with others of good will. There will be disagreements between people. It has been so, since ‘the fall,’ and is expected to continue that way until time comes to an end.

“The Creepy Line” Video DocuDrama, Manufactured Housing – The Problem, Solution, and You

 

“I knew right from the beginning.” When President Trump, First Lady Melania, VP Pence Toured Manufactured Home Community – manufacturedhomelivingnews.com

” Best vote ever ,” said one manufactured home resident as he took a sandwich, water and thanked President Donald J. Trump. ” I knew right from the beginning,” said another resident in the Naples, Florida manufactured home community as he shook the president’s hand, and thanked him.

 

FEDs, MHI, Buffett’s Berkshire’s Clayton Homes Moat, Affordable Housing, and Billion$ in Manufactured Home Market Manipulation

In manufactured housing, Terry Decio with Skyline quipped on camera ” I’m tired of being the best kept secret, I’m ready to help house America.” Terry’s father Art was on the cover of Time Magazine, and in a good way.

Manufactured Housing Institute (MHI) PAC Supports Former Hillary Clinton VP, Senator Tim Kaine, Other Anti-Trump Agenda Democrats

 

Acclaimed Poverty Inc. Video, MHVille – Why Left & Right Should Listen, Learn From Each Other

 

Universal Basic Income-The Evolution of Poverty Pimping?

 

 

 

 

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