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Posts Tagged ‘HUD’

Integrating, Marketing Sales and PEP

October 10th, 2015 No comments

The MH Industry’s ongoing need for an integrated approach to marketing, sales and PEP was on full display during the NY Housing Association’s annual meeting. As is common in association functions, legal and legislative updates, business meetings and event sponsors were on the agenda. New homes were available for members and the pubic to tour. Breakfast, lunch, reception, dinner and awards provided lots of opportunities for networking among members and guests. Nancy Geer and company did a fine job, as they so routinely do.

Yours truly was featured for the marketing and sales speaker.

pep-protect-educate-promote-posted-om-mhpronews-comIdeally, marketing and sales are not about exaggeration or manipulation. The truth well told is the best marketing and sales approach you can have.

Associations routinely attract the best, plus those who seek to improve their performance.  That makes for a good audience for someone like me.

As a related report dramatically demonstrated, part of my presentation to the members anticipated the practical challenges that can arise from public officials.

Challenges to the industry’s image – which impacts your sales results – can also come from the media, academia or other sources.

average-shipment-per-decade-manufactured-home-posted-on-mhpronews-com-575x381

The higher volume MH decades are a reminder
of what is possible today.  When other operations of your size successfully
do what we do, teach and preach, that means you can too.
Graphic credit, Ross Kinzler, WHA.

 The facts from my power point shared at the New York Housing Alliance’s meeting are all proof of the amazing potential for our product.  But that potential will not fall into your lap!  Like silver or gold, it must be mined.  But mining this can be easier and more profitable than a silver or gold mine, because everyone needs a quality place to live.

FromTony'sPowerPoint(C)2015LifeStyleFactoryHomesLLC-AllRightsReserved-

Marketing does not take place in a vacuumWhat makes MH different than almost any product of service you can name, is how widely misunderstood it is.

Let’s rephrase that point to underscore it.  With a car, boat, RV, cell, clothing, house or apartment, you have broad acceptance.

By contrast, the MH marketer’s job is complicated by the lack of a positive, broad acceptance by the public.

We have a great value, but most people are stuck in 30-50 year old stereotypes or believe things that may have once been true, but are not true of MH today.

Challenges are Opportunity in Disguise

Thus there is a crying need for an MH trade media that provides a healthy, proper respect for MH Homeowners, experts and professionals who know the product best, and who can say why they love their homes or the MH product.

When public officials have a better sense of how and why so many MH owners love their homes, that’s good for those owners, local MH businesses as well as the broader industry.

When public officials begin to grasp that the affordable housing crisis can be solved via the proper understanding of unsubsidized MH, they are more likely to get out of the way, and let MH pros do their jobs properly.

ComplaintsIowaAttorneyGeneralOffice=Credit-

Graphic above from Iowa Attorney General’s Office.

The Public Official’s Vantage Point

 

Think about this fact. Officials are most often contacted by those who have a complaint. Human nature says that over time, that can tend to skew for an official the reality of how MH serves millions of people so very well.

But the reality is millions of MH owners love their homes.  The report we published, linked here, shows how few complaints there are today on HUD Code homes, in a perfect world, that should be the headline!

A similar negative bias can happen with the media.

badnewsheadlines-credit-life-as-a human-postedCuttingEdgeBlogMHProNews-com-

“If it bleeds, it leads.” Reporters tend to

report bad news. Graphic credit – LifeAsAHuman.

For example, when the only stories a reporter tends to cover are the old pre-HUD code mobile homes that burn down, you as media might be shocked that today’s manufactured homes (MH) are proven safer against fires than a site built house is.

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Education and promotion of the new realities must become a standard part of all that you as an MH pro should do.

When you are part of the promotion and education, you’ll sell more homes too.

Fix the Image though Education, Or Fight More Battles

The industry has only a Hobson’s choice; to fight those stigmas and outdated tales with the truth or face ever more regulatory and media hurdles.

SingingDancingToursTalkingMostMHConsumerFocusedVideoInterviews-ManufacturedHomeLivingNewsLATonyKovach-InsideMH

What better way to tell that story than via videos with those who know the homes, because they live in one?

Or what better way can you start to change the image with public officials than by showing an interview with an independent house inspector who has inspected thousands of houses, and hundreds of HUD Code MH, and then says that MH is consistently better built than a conventional house is?

TimBunchSecureStartInspectionsMHLivingNews-PostedCuttingEdgeMarketingBlog-MHProNews

Or why not showcase an interview with the top public official who was in charge of the HUD Code home program, extolling the virtues and value of MH!

BillMatchneerHUDCodeMHprogramAdministatorManufacturedHomeLivingNews-com-

Third Part Validation

Anyone in sales knows the value of good referrals and positive third party messages. That’s one reason why social media is so popular.

It is also why businesses loves to get positive media coverage.

What our operation has done is establish a new foundation for businesses – and thus the industry’s – rebirth.  Our work doesn’t take place in a vacuum either.  Good association efforts are ideally a book end and complement to what good trade media does.  Associations play a key role, which our work in turn supports through compelling truth telling.

In a perfect world, good trade associations support the trade media, and the trade media showcases the important work that associations are doing.

Automotive, RV, tech or other trade media begins with an often unstated but implied premise that the product or service they are covering has value!  It’s not a secret, it’s a given.  Journalists understand that and it is not an issue.

Precisely because trade media is independent of other firms or associations, media will look at them in that light.  Thus trade media can influence the conversation as media.

What has been widely lacking for MH prior to MHLivingNews/MHProNews, is a strong combination of pro-Industry trade media, as well as pro-consumer coverage that highlights all that is good about MH.  We cover bad news too, but we also cover the positive stories that public officals, the media and the general public need to see and hear.

KimCapenMedvilleROC-GoffstownNH-MH-AppreciationSeniorCommunityLifestle-ManufacturedHomeLivingNews-InsideMHvideo2-600x330

With the complete package of supportive trade media, plus professional marketing and sales training, you can end up with SuperCharged results for your bottom line.

Stop and Think

People tend to begin the buying process with a mix of interest and skepticism. They want the result, but may not yet be sure of the specific home or firm that they want to do business with. Or they may be curious about MH, but are not yet ‘sold.’

What our marketing and sales training does is create a supportive backdrop to everything else that you as a community operator or retailer, builder, etc. do.

BobThiemanCAE-MastheadBlogMHProNews-com-2

Once a perspective likes you, your location, home, etc. and have an interest, if they search for news on Manufactured Home Living, our website pops up as a support to all else that you do.

That can and already does routinely make a difference with a consumer on the fence.

ignorance-costs-knowledge-pays-cuttingedge-ofmarketing-sales-manufactured-housing-mhpronews-com-

It can also make a difference with public officials and other media. When news outlets such as Reuters picks up a positive story about MH from MHLivingNews – that carries weight.

What you and all industry pros need is to work with us to scale that kind of positive outcome!

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The more people who discover MHLivingNews.com, the more homes there will be sold. That’s good for the buyer, the industry and public officials.

That’s good for pros like you.

So when you need:

  • A website,
  • Videos,
  • Marketing,
  • Sales recruiting,
  • Sales Training,
  • Consulting, etc…

…who are you going to call?

Why not call the only operation in all of manufactured housing that provides you with the background and foreground support that you and everyone in MH needs!

That’s what we do, day by day, making it better for you to be in this great MH industry. We are better off working together.

Associations, you and us are all better off when we’re working together, it’s good for the consumer, the industry and you. That’s the facts! We’re sticking with it. ##

LATonyKovachPresentingIndustryMembers-MHProNewsBy L.A. ‘Tony’ Kovach.

Manufactured Housing facts from the National Association of Home Builders (NAHB) Report

September 3rd, 2014 No comments

The following information comes to us from the National Association of Home Builders (NAHB), forwarded from various state executive directors and MHI.

We estimate that in 2014 the average price of new manufactured homes (including the cost of lot development) is $53,230 for single homes and $100,259 for double homes. Increasing the price of new single manufactured homes by $1,000 will disqualify 347,901 households from being able to afford these homes. Similarly, if the price of new double manufactured home rises by $1,000, 315,385 households will be priced out of the market. The effects are NOT cumulative, since they are based on the same income distribution of all US households. These are NOT effects on sales, rather only on ability to qualify for a mortgage.

Our new manufactured home prices are based on the average sale prices for single and double new manufactured homes reported by The Manufactured Housing Institute (MHI). They are further adjusted for inflation and additional costs of lot development. The inflation factor is the increase in new manufactured home prices from 2012 to 2013 as reported by the MHI. The lot development cost adjustment is based on the NAHB survey of construction costs.

NATALIA SINIAVSKAIA, Ph.D.
Housing Policy Economist
Survey and Housing Policy Research

National Association of Home Builders
1201 15th Street, NW
Washington, DC 20005”

While some voices have made hay out of this report to show that even the home builders agree that price hikes of every $1000 leave hundreds of thousands of potential MH or other home buyers behind, let's flip this for a few moments.

Let's focus on this: “We estimate that in 2014 the average price of new manufactured homes (including the cost of lot development) $53,230 for single homes and $100,259 for double homes.

Using the $53,230 loan amount, a 4% FHA loan for a land/home purchase, at 30 years term the principle and interest (taxes, escrows, other costs not figured into this calculation) would be approximately $269.71 (before you object, yes, some lenders do make and FHA allows for FHA Title II loans on single section homes, the multi-sectional restriction is an overlay that some lenders impose).

Using the same idea as above applied to the multi-sectional with home-site numbers ($100,259) from NAHB's study yields a $478.64 monthly payment (disclaimer again, principle, interest only). This is clearly 'affordable' housing!

Both the GAO in their recent report, and Fannie Mae in a previous study, indicate similar payments that reflect the fact that manufactured housing is the most affordable permanent (as opposed to RVs or other seasonal) homes on the market today.

fanniemae-2011-chart1-affordable-manufactured-housing-posted-daily-business-news-mhpronews-362x430

FYI, credit studies suggest that some 58% of the U.S. has a credit score that is at or above a 692 FICO, as the chart above from Experian and Money-zine reports.

credit-score-chart-courtesy-of-Money-zine-cutting-edge-blog-mhpronews-

When you look at the facts here and consider the satisfaction and affordability suggested by the recently published Foremost Insurance study, or the CNBC discussion on a potential 5 to 6 million Americans who could be buying a home, and a picture of the industry's strong upside potential comes into sharp focus.

But, Tony, I'm not seeing those 692 credit scores at my location!” some say.

Sorry, but that my friends and MH Industry colleagues, is because the wrong kind of sales and marketing approach is being used! “Damaged credit OK” advertising brings you exactly that, and if you don't use those sorts of ads, so many in our industry have for so many decades that this is embedded into the psyche of millions of credit challenged customers. Remember these lyrics… Trailers, for sale or rent, rooms to let for 50c…

When you learn how to attract and sell the site built home buyer, you will get more of that as time goes on.

When you and more in the MH Industry mature to the point that we are selling good homes that are appealing AND affordable, you'll see more sales to cash and good credit customers, and more sales of new MH and MODs. That's a fact and I'm sticking with it! ##

latonykovach-com-brushed-cutting-edge-marketing-sales-blog-mhpronews-com75x75-By L. A. “Tony” Kovach

Start YOUR Free Manufactured Housing Image Campaign, Today!

April 6th, 2013 No comments

We don't require a multi-million dollar national campaign to improve the image of manufactured housing, as nice as it may be to have one. We don't need high dollar Madison Avenue advertising 'gurus' – who don't know our industry – to tell us what we ought to do. We know deep down what needs to be done, even if some may resist it. Improving our image can start in your market with even modest, but valuable steps.

This is my view, but it also happens to reflect what the CEO of high flying UMH, Sam Landy, said:

"People need quality housing at a reasonable price. We provide that. We provide a better product than apartments, townhouses, condo’s and single family homes for our customers. Apartment rents have been increasing. Single family home buyers now need down payments once again.

Given these changes…our sales will be far higher than today’s paltry 50,000 units and may even exceed the old records of three or four hundred thousand shipments per year…I’ve come to the conclusion that we are all responsible for our own marketing. If you want to be a great retailer you have to pay the bill for the marketing. Why should anyone do it for you, and all markets are local anyhow." (Full Sam Landy interview is linked here.)

You may be part of the largest network of manufactured home retailers or communities in the U.S., or the sole proprietor of a modest 'mom and pop' location or anything in between.

You may have longed for a grand TV and multi-media image building campaign, but for whatever reasons, the powers that be did not make it happen. That's all in the past, we have to move on and can so long as you start your own image campaign, now. We can help make some of that happen for you, "free."

Yes, you can.

Yes, in the next few minutes, you will see that it is so easy, you may laugh and wonder why no one has done this before!

Most of the U.S. doesn't have a clue as to how nice a modern manufactured home is, especially how much appeal, quality and value factory builders pack into a residential style HUD Code home.

It is up to retailers, communities and others in Manufactured Housing to show the new reality to the public.

Here is how you do it in YOUR market, as easy as 1, 2, 3.

Step 1, learn to use Craigslist and other similar sites – which are free – the smart way.

Example. Take a multi-sectional or residential style manufactured home you have good quality photos of that has been properly decorated. Place 2-4 of those photos into a very short Craigslist post.

Starting with the summary and headline in Craigslist, you could use something like this:

$73,900 3 Bedroom Builder Must Sell ASAP! Your Town, USA

This is a modern, factory-built home that meets or exceeds all federal construction standards for our market.

"Your lot or ours, one only at this price. Ph XXX-XXX-XXXX."

If you have an MLO number, you could add the words: "Financing available." *

To learn more about modern factory-built homes, go to MHLivingNews.com.

Step 2, keep a post like this going at all times on Craigslist, more than one is better, just make sure they aren't duplicates so you don't get flagged.

The keys are: amazing price (compared to site built) BUT NOT TOO LOW, your phone number and a link to MHLivingNews.com. Don't say too much, less is often more when it comes to lead generation.

Step 3, Patience and persistence! Some home shoppers will have an aha moment early on, some will take repeated exposures and time. Typically, CRM studies suggest it takes some 3-6+ months for good credit customers to make the first contact, because they are shopping carefully. But as more and more housing shoppers stumble onto your offer (because your headline DOESN'T say, 'manufactured home' or 'mobile home,' etc.) some will get curious. Some will eventually reach out, if you treat them properly, some of those will come and buy.

That is how it starts.

The other key to this is that YOU and YOUR location delivery good, honest service and value. Do what you say you will do, so don't over promise, it isn't necessary. More on this and related in a future column.

If you need help with your marketing or training, click here.

Sam Landy's point above is dead on, we have what the public needs in housing! We as manufactured home professionals have to deliver on our potential value. When your location delivers qualify living and what is promised, you will enjoy ever more success.

Some readers will wonder. Why not just use my own company's website for this? Good question!

You can, but there is POWER in having a third party website – independent from your company – to demonstrate and 'prove' the reasons for manufactured and factory built homes. MHLivingNews.com is like a third party endorsement of the manufactured home lifestyle. That is something your website can't easily do solo.

Two of the most powerful and popular pages on the MHLivingNews.com website are our photo gallery and the tornado vs. Manufactured Home video page. Those pages – and so many others that we routinely add to – are not likely on you website. You may not have the time or resources to do all that MHLivingNews does, so just link MHLivingNews.com in your posts, and start the outreach in your market.

MHLivingNews is already getting thousands of page views every month. But Craiglist has millions of page views daily, and many of those are from people seeking a home!

So if even 2% to 5% of every MH Retailer or MH Community location in the country did this simple 1, 2, 3 plan, the traffic would soon be in the ten of thousands. In time that can grow to the hundreds of thousands and then into the millions on MHLivingNews.

A simple 'free' image campaign for YOU and YOUR market! It will spread to others, and everyone in the mix will benefit.

More on this topic later, but you can start this today by taking those 3 easy steps! ##

* While FTC regs seem to permit this, A commentator claiming expertise has suggested that the law on this subject is ambiguous, and it would be prudent to seek specific legal advice before using the words 'financing available,' even if you have an MLO number.

(First Photo Credit: FlickrCC/dislokated, other photos from MHLivingNews.com)

PS: Check our many Exclusive and Red Hot Featured Articles for April and see the

other new stories at MHLivingNews.com too.

l-a--tony-kovachL. A. "Tony" Kovach

MHLivingNews.com=Re-Discovering and Spotlighting the MHLifeStyle

MHProNews.comMHMSM.com = Industry News, Tips and Views Pros can Use

Services:B2BandB2CAds, Proven MH Marketing & Sales Systems, Websites other Industry Solutions.

Office –815-270-0500

latonyk@gmail.com or tony@mhmsm.com

www.MHC-MD.com

http://www.linkedin.com/in/latonykovach= connect with me on Linkedin.

http://pinterest.com/latonyk/manufactured-home-lifestyle/

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Whether you think you can or whether you think you can't, you're right. – Henry Ford

Someone’s Floor is someone else’s Ceiling…

February 20th, 2013 No comments

An article was emailed to me that caught my eye. In sharing this, let me tee it up by confessing that one of my favorite writer's is Nadeen Green, the attorney who writes for us and uses the moniker, “The Fair Housing Lady.” As the moniker implies, her specialty is Fair Housing Law, but she makes a dry legal subject lively with stories, interesting spins on a topic, humor and much, much more. Nadeen writes for the apartment industry (example below, ForRent) too, and a headline to one of her articles served as a reminder to me that our Industry ought to be drumming early and often with a key target market.

In training sessions with our clients, we talk about the fact that 'you don't share a wall, ceiling or floor' with a manufactured home. Technically, with MODs or even with HUD Code manufactured homes, you can build multi-family housing. But retailers and manufactured home communities are busier selling to the public at large vs. to developers. So it is a safe bet that most of the retail clients are going to be single family housing customers.

With apartments at or near capacity and with many markets experiencing rising rental rates, the timing is very good to market to those apartment dwellers!

  • Make a check list of all the factors that yield a favorable comparison between us and the apartment housing option.
  • Compare notes with your team members.
  • Then, boil those down to high impact power phrases!

In marketing and in sales, always do a 360 degree look. See things from:

  • Your target market's perspective. That includes the other options they may have. In this case, apartments.
  • Your company's perspective. Owners and team members have similar, but also different perspectives.
  • Your perspective. If you think through the above carefully, you can craft a plan that fits for others and will reward you in the process. That is how you get to 'yes,' that is how you get to 'win-win.'

In closing this column for today, let's mention that be it Nadeen Green, or any of our other authors, you can go to the home page and use the search tool at the top right to find more columns. Or you can jump to our search page. If you really want to be 'high tech,' open up a Google tab (or your favorite search engine) and type in

MHPronews.com + "Nadeen Green"

or any other author's name in the quotes, example “Tim Connor” and you'll see a string of very focused results.

We hope to see you in Tunica for our free marketing and sales “how to” workshop: Attracting More Customers With Cash or Good Credit. The techniques we use – when properly applied – will drive new business to retailers, communities, developers and those who serve them. We will also be in Booth 9 in the Hallway, right next to the business building seminar room. That's it for today! ##

PS: Check our many Exclusive and Red Hot Featured Articles for February and see the

other new stories at MHLivingNews.com too.

l-a--tony-kovachL. A. "Tony" Kovach

MHLivingNews.com=Re-Discovering and Spotlighting the MHLifeStyle

MHProNews.comMHMSM.com = Industry News, Tips and Views Pros can Use

Services:B2BandB2CAds, Proven MH Marketing & Sales Systems, Websites other Industry Solutions.

Office –815-270-0500

latonyk@gmail.com or tony@mhmsm.com

www.MHC-MD.com

http://www.linkedin.com/in/latonykovach= connect with me on Linkedin.

http://pinterest.com/latonyk/manufactured-home-lifestyle/

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Whether you think you can or whether you think you can't, you're right. – Henry Ford

MH Image Lessons

October 28th, 2012 No comments

The political campaign season is soon to wide down, but let's not miss some amazing image lessons we all should learn that could advance manufactured housing, our business or career. These lessons are literally worth tens or hundreds of billions to our industry, if we absorb and apply them.

While some of this may seem to be a political commentary at first blush, please look at the following dispassionately as it is useful recent analogy to see the priceless lessons to our industry. That the take away comes from this election campaign season is only a convenient analogy for us to use as a high profile example.

For months, the Obama Campaign tarred and feathered Mitt Romney through attack ads and stump speaches. They tried to paint Romney as a vulture capitalist who killed companies, was heartless, allowed a wife of a fired worker to die as a result, shipped jobs overseas with abandon, cared only for the rich, didn't care for the common person, etc, etc. Did it hurt Romney in the polls?

Yes, indeed it did.

In fact, it hurt so much that Republicans 40 days ago where beginning to panic. President Obama's lead in the polls was significant and growing in some key battleground states. Republicans were calling on Mitt to shake up his campaign staff. Mitt said the staff was doing just fine, a reply that caused some to panic even more. Maybe Mitt knew what he wanted to do, regardless, he stayed the course.

We know what happened, but let's recount it for the value of the lesson.

When the first debate between President Obama and Governor Mitt Romney took place, Romney was trailing in the voter preference polls going in. By at the end of the 90 minute debate, Romney was widely seen as winning that encounter. The momentum started to shift almost immediately in Romney's favor.

At the debate, when Mitt corrected the president on this or that campaign line that Obama used on the stump, the president began to back away. Mitt held his head high, Obama hung his head. Drudge showed the following image to capture the sense of the debate.

Image.

That side-by-side photo captured the sense of that night's event.

Even with Democratic partisans saying that a more aggressive Joe Biden and Barack Obama won the next three debates, the momentum has continued in favor of the Romney-Ryan ticket. Why?

The Straw Man Principle

Let's hypothesize that someone opposes you, for whatever reason. We will call the opposition Mr. O and call you Mr. R.

Let's presume that you – Mr. R – are better looking, have a more successful track record and is a competitor.

Let's further suppose that Mr. O doesn't think he can beat you in a fair discussion or comparison. What might Mr. O do? (For the record, we are not advocating this, this is explaining a process, which we don't have to like or agree with to recognize it.)

Mr. O can set up a Straw Man, and try to get others to believe that Mr. R is that Straw Man.

  • Dictionary.com says a “straw man” is:
  • A sham argument set up to be defeated.

So Mr. O, being a shrewd dude, decides to find/use anything he can on Mr. R that just doesn't look or sound good.

Then, Mr. O starts telling others as often as possible that less than favorable narrative about Mr. R.

While this may be immoral, for the purposes of someone that justifies the end by any means, Mr. O doesn't care if his portrayal of Mr R is accurate or not. All that matters to Mr O is that Mr. R becomes diminished.

Now, let's return to the political stage of the presidential debate, before circling to the lesson for manufactured housing marketing and image.

Barack Obama suddenly had to confront not a straw man, but the real Mitt Romney. Romney didn't look like a guy who would rush us back to the bad old policies of George Bush. He looked like a successful business man, a man who turned around an Olympics, as Governor balanced budgets and created a surplus working with Democrats. In a word, Mitt looked presidential.

What that did was explode the straw man arguments being used against Mitt. Thus Romney could lay out his facts, comparing his record with Barack Obama's. The sheer shock and surprise value of that to millions would give Romney an edge over Barack, especially with swing voters.

Folks, here is where we leave the campaign and turn to Manufactured Housing for our lesson.

Looking at the Lesson Learned

Industry professionals know and realize that manufactured housing is an amazing product. We know that we can produce an entry level home for less, as well mid level or a 'residential style home' that rivals or exceeds what a typical site builder can do.

Pros know we offer a quality, we greener, great value home. But that is not the image that we have…why not?

In a phrase, negative media and negative perceptions. There is a 'straw man' about manufactured housing that exists.

It is up to us who market and sell to explode those myths. We have to oppose the straw men against us with the facts! This isn't theory, this is the proven experience of years of doing it myself as well as by a few others.

On my Pinterest board for manufactured housing, one of the images I use is this one below.

We as a professional, business owner/executive or collectively as an industry either define ourselves, or others will define us.

Yes, folks, this photo above is a HUD Code Manufactured Home! A photo like this above – properly used – explodes the myth of the slick sided, metal on metal 'mobile home' or 'trailer house.'

We will talk about 'proper use' that makes this work for us in another column.

In the Obama vs. Romney campaign, each seeks to define the other, each seeks to define themselves.

In our Industry, we have sadly and routinely allowed others to define us. One of the common ones is the myth about durability, or tornadoes and high winds. We do not, as a rule, do a robust job of defining ourselves.

Can we change that reality? Yes, we can. Which is why we have started a Pinterest board, or MHLivingNews.com, with its photo gallery and posted this real life video on how tough a manufactured home is in the face of high winds.

You can link to those pages and use them as part of YOUR marketing and sales tool chest.

Lesson Learned. We must define ourselves, we must explode the myths of the “straw man.” More on this in future columns. ##

PS: Check our many Exclusive and Red Hot Featured Articles for October and see the

other new stories and 'Purely Political' cartoons at MHLivingNews.com too.

l-a--tony-kovachL. A. "Tony" Kovach

MHLivingNews.com=Re-Discovering and Spotlighting the MHLifeStyle

MHProNews.comMHMSM.com = Industry News, Tips and Views Pros can Use

Services:B2BandB2CAds, Proven MH Marketing & Sales Systems, Websites other Industry Solutions.

Office –815-270-0500

latonyk@gmail.com or tony@mhmsm.com

LATonyKovach.com

http://www.linkedin.com/in/latonykovach= connect with me on Linkedin.

http://pinterest.com/latonyk/manufactured-home-lifestyle/

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Whether you think you can or whether you think you can't, you're right. – Henry Ford